Prospectus Supplement (Sales Report) No. 15 dated November 29, 2011 to Prospectus dated August 15, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 856181
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
856181 |
$19,000 |
$19,000 |
9.91% |
1.00% |
November 25, 2011 |
November 26, 2016 |
November 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 856181. Member loan 856181 was requested on November 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Oliver Welding & Fabricating | Debt-to-income ratio: | 15.21% |
Length of employment: | 10+ years | Location: | Gloucester, MA |
Home town: | |||
Current & past employers: | Oliver Welding & Fabricating | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > You have to spend money to make money.<br>
A credit bureau reported the following information about this borrower member on October 26, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,738.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 4 cards------------------total minimum payments $425.00 per month<br><br>If I recieve this loan I will be able to pay them all off. Total minimum credit card payments after this loan will be nothing. |
What is your intended use for the loan proceeds? | I will use this money to pay off 100% of my credit cards debt. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1262.00 Mortgage,house taxes,house insurance<br>$120.00 utilities<br>$261.00 home equity loan <br>$322.00 Personal Loan (car loan) Will be paid off in less then two years<br> $0.0 Car insurance paid off in full |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $14000.00 Minimum monthly payment $223.43<br>Chase $3545.00 Minimum monthly payment $177.00<br>BEST BUY $1555.00 Minimum monthly payment $25.00 |
Please explain the reason why you carry a large revolving credit balance. | The reason why I carry a large revolving credit balance is because I can afford it. I've never made a late payment in my life. I'm building a small business on the side of my full time job and now that's it's up and running I want to consolidate. |
Member Payment Dependent Notes Series 897096
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
897096 |
$15,600 |
$15,600 |
17.58% |
1.00% |
November 25, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 897096. Member loan 897096 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | Gowan Inc. | Debt-to-income ratio: | 21.98% |
Length of employment: | 8 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Gowan Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > I want to purchase a lot that is for sale next door to my house and extend my property. <br>
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $4,709.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to purchase a lot that is for sale next to my house and extend my property. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I own my home at the moment so therefore I do not have a mortgage. I pay all utilities, car insurance, and credit cards I currently have. I recently inherited my home and will start to pay taxes. Do you need to know the dollar amount of my monthly expenses for which I will be happy to provide. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approxitmately $1500.00 a month. |
If you have a delinquency in the last 2 years, please explain the reason. | From my knowledge, I don't believe I have a delinquency. |
Member Payment Dependent Notes Series 898164
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
898164 |
$10,000 |
$10,000 |
9.91% |
1.00% |
November 25, 2011 |
November 24, 2014 |
November 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 898164. Member loan 898164 was requested on November 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,458 / month |
Current employer: | Kohls | Debt-to-income ratio: | 13.91% |
Length of employment: | 3 years | Location: | SLINGER, WI |
Home town: | |||
Current & past employers: | Kohls | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,925.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 904606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
904606 |
$16,000 |
$16,000 |
17.58% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 904606. Member loan 904606 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | progress rail services | Debt-to-income ratio: | 16.73% |
Length of employment: | 3 years | Location: | UNION CITY, NJ |
Home town: | |||
Current & past employers: | progress rail services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $15,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $300.00 for rent |
Please explain the reason why you carry a large revolving credit balance. | the reason why my cards have a big balance is because I four years ago I wasn't working. And I used my cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $15,597.61 and interest are23.94%, 19.99%, 29.99% and my monthly payment is$405.00 |
Which debts do you plan to pay off with this loan? | I want to clean all my cards to just pay one bill . |
Member Payment Dependent Notes Series 915599
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
915599 |
$16,000 |
$16,000 |
18.64% |
1.00% |
November 23, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 915599. Member loan 915599 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Eastern Arizona College | Debt-to-income ratio: | 22.46% |
Length of employment: | 8 years | Location: | SAFFORD, AZ |
Home town: | |||
Current & past employers: | Eastern Arizona College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > I plan to use this money to consolidate my debt. I decided that consolidating my debt and only having one interest rate versus 4 or 5 different ones would be better and help me in save money in the long run. I have a very stable job and have worked there for 8 years. I am a good borrower because I am up to date on my house payments and I have never missed a payment in 5 and a half years. I always pay my bills. <br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,174.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on our discover card we owe 3090.50 with a monthly payment of about 89 dollars with an interest rate of 29.99%<br>On our chase card we owe 2048.29 with a monthly payment of 39.00 with an interest rate soon to be 19.24%<br>on our line of credit we owe 2500.00 with a monthly payment of 50 dollars and an interest rate of 9.400%<br>on my truck we owe 1214.09 with a monthly payment of 136.59 with an interest rate of 7.750%<br>on our mitsubishi card we owe 7077.42 with a monthly payment of about 135 with an interest rate of 29.99%<br>and on our GE money card we owe 1371.93 with a monthly payment of 35 dollars with an interest rate of 20.0% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | our monthly mortgage payment is 856.55<br>our monthly utility bill is about 150 <br>car insurance payment of 200<br>phone bill is 154<br>cable bill 122 |
Please explain the reason why you carry a large revolving credit balance. | we remodeled our house and used some credit to do it and now we are trying to get them paid off faster by consolidating our debt and having only one interest rate payment. we also had to buy a washer because ours broke and put that on the GE money card. It would just be nice to be able to have one payment for everything. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on our discover card we owe 3090.50 with a monthly payment of about 89 dollars with an interest rate of 29.99%<br>On our chase card we owe 2048.29 with a monthly payment of 39.00 with an interest rate soon to be 19.24%<br>on our line of credit we owe 2500.00 with a monthly payment of 50 dollars and an interest rate of 9.400%<br>on my truck we owe 1214.09 with a monthly payment of 136.59 with an interest rate of 7.750%<br>on our mitsubishi card we owe 7077.42 with a monthly payment of about 135 with an interest rate of 29.99%<br>and on our GE money card we owe 1371.93 with a monthly payment of 35 dollars with an interest rate of 20.0% |
Which debts do you plan to pay off with this loan? | We plan to pay off the discover card, chase card, line of credit, mitsubishi, truck and GE money card. |
Member Payment Dependent Notes Series 922483
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
922483 |
$8,000 |
$8,000 |
12.42% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 922483. Member loan 922483 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | Jackson County Family Court | Debt-to-income ratio: | 24.92% |
Length of employment: | 8 years | Location: | GRAIN VALLEY, MO |
Home town: | |||
Current & past employers: | Jackson County Family Court | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,316.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Left over from college. Im trying to eliminate all revolving debt within five years max. |
Member Payment Dependent Notes Series 927235
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
927235 |
$10,000 |
$10,000 |
15.96% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 927235. Member loan 927235 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Stanford hospital | Debt-to-income ratio: | 9.39% |
Length of employment: | 9 years | Location: | MOUNTAIN VIEW, CA |
Home town: | |||
Current & past employers: | Stanford hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Thankyou! The first paymentwill be on December<br><br> Borrower added on 11/21/11 > funds will be used to pay off my credit cards which is a higher interest rate<br>
A credit bureau reported the following information about this borrower member on November 9, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,504.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | If I make a payment,only small amount will go to the principal due to high interest of my credit cards |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa ( 2 cards) - 44.5% - $150 a month,balance:$4800 Storecards(4) -100%APR-$160/month,balance:4000 |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance of all my credit card is $9600, interest rates is more or less 200%,current monthly payment is $650. |
Member Payment Dependent Notes Series 947619
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
947619 |
$20,000 |
$20,000 |
18.25% |
1.00% |
November 29, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 947619. Member loan 947619 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,833 / month |
Current employer: | Earlwood Care Center | Debt-to-income ratio: | 16.74% |
Length of employment: | 2 years | Location: | REDONDO BEACH, CA |
Home town: | |||
Current & past employers: | Earlwood Care Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 12, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,150.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | aprroximately 100.00 |
Please explain the reason why you carry a large revolving credit balance. | i have to use my salary first to pay a caregiver while waiting for my husband's benefits |
What is the home improvement project you are planning? | fix the two rooms and bathroom; unable to utilize the other room because the room has to be painted and carpet has to be changed |
Is the improvement to your primary residence or an investment property? | for the primary residence |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | aprroximately 100.00 |
What is the home improvement project you are planning? | fix the two rooms and bathroom; unable to utilize the other room because the room has to be painted and carpet has to be changed |
Is the improvement to your primary residence or an investment property? | for the primary residence |
What is the estimated current market value of your home? | i think it is $650,000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | approximately 1,200.00.please disregard the previous response. |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | i don't pay mortgage which means mortgage is paid my my husband |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1,000.00 -transportation,gas, telephone, cable, internet, insurance, water and electric |
Member Payment Dependent Notes Series 956756
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
956756 |
$12,000 |
$12,000 |
14.27% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 956756. Member loan 956756 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.77% |
Length of employment: | 3 years | Location: | WALLINGFORD, CT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,000.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Well first off thank you for asking. I own a restaurant that needed updating and had to resort to both cash and credit. I had to use credit cards to complete the cash i didn't have and after looking at interest rates it was in my best interest to take a loan to pay off all my cards at a lower rate also making one solo payment. |
Member Payment Dependent Notes Series 973804
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
973804 |
$20,000 |
$20,000 |
17.27% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 973804. Member loan 973804 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | US Navy | Debt-to-income ratio: | 12.76% |
Length of employment: | 10+ years | Location: | Bremerton, WA |
Home town: | |||
Current & past employers: | US Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $3,512.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Kitchen and bathroom remodel. |
If you have a delinquency in the last 2 years, please explain the reason. | I have one 30 day delinquency in the past 5 years. I was away on deployment for the Navy. |
Is the improvement to your primary residence or an investment property? | Primary residence |
Member Payment Dependent Notes Series 993387
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993387 |
$35,000 |
$35,000 |
12.69% |
1.00% |
November 28, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993387. Member loan 993387 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,917 / month |
Current employer: | Commercial Real Estate Firm | Debt-to-income ratio: | 6.35% |
Length of employment: | 2 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Commercial Real Estate Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > This loan is for several renovations (described in answer to a question) to my house. Based on initial discussions with 3 contractors $35,000 would allow me to fully complete the renovations. Thank you.<br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Several home improvements including: (1) Installation of separate HVAC unit/ductwork in basement rental unit (2) Installation of new hardwood floors throughout (3) Installation of new windows (4) Installation of closet organizers/shelving (5) Replacement of several swing doors with sliding doors to save on space (6) Painting (7) Other miscellaneous repairs. House is a 2-story + full basement city rowhome. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Approx. $3,400 which includes mortgage, property taxes and homeowner's insurance. Do no have any HELOCs/Home Equity Loans. |
What is your intended use for the loan proceeds? | Several home improvements including: (1) Installation of separate HVAC unit/ductwork in basement rental unit (2) Installation of new hardwood floors throughout (3) Installation of new windows (4) Installation of closet organizers/shelving (5) Replacement of several swing doors with sliding doors to save on space (6) Painting (7) Other miscellaneous repairs. House is a 2-story + full basement city rowhome. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent. Mortgage/tax/insurance is $3,400. No car, public transport $150-200/month. Utilities $200/month. Wife covers other expenses (food, phone, etc) with her salary. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan will be used for several home improvements. See description previously provided. |
Is the improvement to your primary residence or an investment property? | Primary residence. Though my primary residence also has a finished basement unit that we rent. Improvements will be throughout. |
Is this for a home improvement you have already made, or one that you are planning to make? | Planning to make. |
What is the estimated current market value of your home? | $600,000 - $650,000 based on recent comps. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 90% LTV on mortgage at 4.25%. No HELOCS/Home Equity Loans. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | See previous answer provided. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | See answer previously provided. |
What is the home improvement project you are planning? | See answer previously provided. |
Member Payment Dependent Notes Series 993978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993978 |
$19,000 |
$19,000 |
16.77% |
1.00% |
November 28, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993978. Member loan 993978 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | City of Cincinnati | Debt-to-income ratio: | 23.25% |
Length of employment: | 10+ years | Location: | CINCINNATI, OH |
Home town: | |||
Current & past employers: | City of Cincinnati | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/14/11 > To consolidate credit cards<br>
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $19,620.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a deliquency in the past 2 years, I have paid all my loans off either on time or early. My loan from Capital one was paid off on time and my car loan from Toyota was paid off 1 1/2 years early. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay out $1000.00 a month in credit card debit., my husband pays the house hold expenses. I also pay out what my child need, |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Crdit card $18, 000, Discover Card $16000 and Cinco Credit union card has $5000.00 I pay $400.00 per month for each of these with an interest rate of about 17% |
Which debts do you plan to pay off with this loan? | I want ot pay down the Chase, Discover and Cinco Credit cards and cut them up |
Member Payment Dependent Notes Series 997046
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997046 |
$30,400 |
$30,400 |
21.28% |
1.00% |
November 28, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997046. Member loan 997046 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Wisconsin Womens' Business Initiative Co | Debt-to-income ratio: | 7.42% |
Length of employment: | 3 years | Location: | Saint Francis, WI |
Home town: | |||
Current & past employers: | Wisconsin Womens' Business Initiative Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > I currently use my credit cards to finance rehab work on rental properties I purchase. I can not obtain bank financing on these properties until at least 12 months after I finish the project. I have done one other loan with lending club for a similar situation that I repaid in full as agreed.<br>
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,499.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | In addition to my W2 job I also own and manage 1-8 family residential real estate. The credit cards were used to rehab a 4 family project. The banks I work with will not provide permenant financing until 12 months after the project is finished. This is a way for me to move the funds into a term note at a cheaper rate than the credit cards until I achieve permenant financing. I have done one similar project with Lending Club that I repaid and paid off as agreed. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa cards totaling $30,000 at 29.99% with minimum monthly payments of approximately $900 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximatel as follows: mortgage (including taxes and insurance) $2,000, utilites $90, cars are paid in full, food $250 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Currently $950, after approxmately $875 The cards are used to rehab rental real estate property. It is currently very difficult to obtain financing for 1-4 family properties and this is how I currently finance them. The cards are paid from rental income. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Approximately $30,000, rate of 29% and payments of approximately $925. These are credit cards used for a rehab on a 4 family investment property. The cards were not used for excessive personal expenses. I have repaid one similar loan with lending club as agreed. |
Member Payment Dependent Notes Series 997918
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997918 |
$17,400 |
$17,400 |
18.25% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997918. Member loan 997918 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Ruby Tuesday | Debt-to-income ratio: | 3.80% |
Length of employment: | 3 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Ruby Tuesday | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > Hi,<br><br>My reason for this loan is two-fold: consolidate debt and reduce my interest rates.<br><br>I bought a house under my parents' name and needed to make a substantial down-payment by using cash advances. Some credit cards were at a 0% promotion and now have jumped to 24.99% APR. I am looking to consolidate my debt. My bills and rent are always paid on time. This will not only reduce my interest rate but consolidate my bills into one payment. My goal is to rent out this house as additional income on top of my full-time job. <br> Borrower added on 11/23/11 > To answer a few questions posed:<br><br>I have worked at my current place of employment for over 2 1/2 yrs. I pay all my bills on time and usually try to pay more than required. As stated above, I have two credit cards with @24.99% APR that I would like to pay off with the 18.25% loan.<br><br>The credit cards originally had a 0% APR for cash advances. This was used for a down payment on the house. It was not from frivolous spending. Before the cash advance, my credit cards had low balances which I'd pay off before the end of the month.<br><br>As for my monthly budget:<br><br>Housing cost: about $500 + $50 util. <br>Credit Cards: $500/mos. Which would be transferred to loan payments, when CC's are paid off with loan<br>Transportation: $100<br>Food/Misc.: $300<br><br>I hope this helps. Please feel free to send further questions. Thank you to those who have supported the loan!<br><br>
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,802.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi, to answer your question, below are my debt balances and minimum monthly payments:<br><br>$7,500 Citicard CC, from 0% to 24.99% in Oct., payment of $110/mos<br>$11,500 BofA CC, from 0% to 24.99% in Nov., payment of $117/mos<br>$4,800 Wells Fargo CC at 0% for the next 16 mos., payment of $200/mos<br>Mortgage of $439/mos (A foreclosure house)<br><br>I also have a USBank CC with a limit of $15,000 at 9.99%, with a balance of Zero. This is only used for an emergency. I do not want to touch this card for payments.<br><br>These outstanding balances were to finance a down payment on a house. The jump from 0% to 24.99% was due to a cash advance promotion of 0% to finance the down payment. When the promotion ended, the percentage rose for cash advances. Before then, I was free and clear of all CC debt and had revolving credit. <br><br>During the 0% promotion, I focused on paying off my student loans from UofMich. Now I can focus on these credit cards.<br><br>Thank you |
Which debts do you plan to pay off with this loan? | With this loan, I plan to pay off my high interest CC's from Citi and BofA at 24.99% (originally at 0% with cash advance promotion, used for down payment on a house.) |
Member Payment Dependent Notes Series 998075
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
998075 |
$32,875 |
$32,875 |
19.42% |
1.00% |
November 29, 2011 |
November 21, 2016 |
November 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 998075. Member loan 998075 was requested on November 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,300 / month |
Current employer: | us army | Debt-to-income ratio: | 23.73% |
Length of employment: | 10+ years | Location: | San Antonio, TX |
Home town: | |||
Current & past employers: | us army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $52,736.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off all my debet and get to be debet free in three years |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1231 mortgage |
Please explain the reason why you carry a large revolving credit balance. | School and a starting over after a bad dicvorce |
Which debts do you plan to pay off with this loan? | all |
Please explain the reason why you carry a large revolving credit balance. | School and a starting over after a bad dicvorce |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1231 mortgage |
Please explain the reason why you carry a large revolving credit balance. | School and a starting over after a bad dicvorce |
What is your intended use for the loan proceeds? | To pay off all my debet and get to be debet free in three years |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1231.15 for house payment 250 for utilites 125 for insurance |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1231 mortgage |
Please explain the reason why you carry a large revolving credit balance. | School and a starting over after a bad dicvorce |
What is your intended use for the loan proceeds? | To pay off all my debet and get to be debet free in three years |
What is your intended use for the loan proceeds? | To pay off all my debet and get to be debet free in three years |
Please explain the reason why you carry a large revolving credit balance. | School and a starting over after a bad dicvorce |
Which debts do you plan to pay off with this loan? | all |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1231.15 for house payment 250 for utilites 125 for insurance |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1231.15 for house payment 250 for utilites 125 for insurance |
Member Payment Dependent Notes Series 1000115
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1000115 |
$30,000 |
$30,000 |
7.90% |
1.00% |
November 28, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1000115. Member loan 1000115 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,417 / month |
Current employer: | EMC | Debt-to-income ratio: | 0.34% |
Length of employment: | 10+ years | Location: | Burlington, MA |
Home town: | |||
Current & past employers: | EMC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > This loan is to partially finance the purchase and improvements for a rental property. This will be my 4th rental property in this neighborhood, and will rent immediately, with a significant return on investment. Conventional financing is non-existent for a manufactured home investment property in Florida, and I don't want to exhaust all of my cash reserves, hence this loan.<br><br>I have also been a Lending Club investor for 2.5 years, with investments in about 1000 loans.<br><br>Thanks for considering investing in this loan.<br><br> Borrower added on 11/19/11 > This loan is for part of the initial purchase and for fix-up costs for a rental property. This will be my fourth property in this great neighborhood, all rented full-time for years, and like the others this will will rent immediately at a nice profit. Conventional financing is all but impossible for an investment manufactured home in Florida, and I don't want to exhaust all my cash reserves, hence this LC loan.<br><br>I've been a Lending Club investor for 2.5 years, with investments in over 1000 loans, so I know how important getting repaid is to you.<br><br>Thanks for considering this loan.<br><br> Borrower added on 11/21/11 > This loan is to finance some of the purchase and fixup costs for a residential rental property. This will be my fourth property in this highly desirable and rentable neighborhood. It's impossible to get a conventional loan for a manufactured home investment property in Florida, and I don't want to exhaust all of my cash on this property, hence this loan. As soon as I make this property available, it will immediately rent at a nice profit, as have all the others.<br>
A credit bureau reported the following information about this borrower member on October 23, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,174.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The purchase price of the house is $44K. I've estimated $10-15K in repairs, cleanup, and new appliances to get it ready to rent. After the LC loan, the rest is with cash. |
Please explain the reason why you carry a large revolving credit balance. | I do not carry any revolving credit balances. I charge and pay off an average of a couple thousand a month. Because of this, any credit report snapshot at any given time shows a small balance, such as the $2174 shown on this LC application. |
What is your intended use for the loan proceeds? | The purchase price of the house is $44K. I've estimated $10-15K in repairs, cleanup, and new appliances to get it ready to rent. After the LC loan, the rest is with cash. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Fixed personal expenses:<br>Rent - 1625<br>Insurance, utilities - 400<br>No car pmt<br>The income from the 4 current rental properties (3 FL, 1 MT) more than pay for their mgmt, taxes, insurance, and utilities costs. There's a 600/mo mortgage on one, the rest are owned free and clear. |
Member Payment Dependent Notes Series 1000862
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1000862 |
$3,125 |
$3,125 |
21.67% |
1.00% |
November 29, 2011 |
December 5, 2016 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1000862. Member loan 1000862 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $830 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.01% |
Length of employment: | n/a | Location: | yucca valley, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,782.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1007810
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1007810 |
$27,575 |
$27,575 |
14.65% |
1.00% |
November 28, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1007810. Member loan 1007810 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,375 / month |
Current employer: | HealthSouth | Debt-to-income ratio: | 23.73% |
Length of employment: | 7 years | Location: | Columbiana, AL |
Home town: | |||
Current & past employers: | HealthSouth | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > Will use for credit and school loan consolidation with defined payoff date.<br>
A credit bureau reported the following information about this borrower member on October 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,604.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | School loan and credit debt consolidation in effort to lower total monthly payments by $300. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | M/C at 20.99% post intro rate period. Will put debt on a defined payoff date and cut bill by about $250/mo. |
Which debts do you plan to pay off with this loan? | MasterCard at 20.99% that previously had intro rates. Consolidated credit and school loans. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly expenses are less than income. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are less than income. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly expenses are less than income. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are less than income. |
Member Payment Dependent Notes Series 1008652
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1008652 |
$24,000 |
$24,000 |
6.62% |
1.00% |
November 28, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1008652. Member loan 1008652 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,385 / month |
Current employer: | University of Alabama at Birmingham Hospital | Debt-to-income ratio: | 4.06% |
Length of employment: | 10+ years | Location: | MAYLENE, AL |
Home town: | |||
Current & past employers: | University of Alabama at Birmingham Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,914.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidate 2 credit card balances |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | consolidate 2 credit card balances |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Transportation,utilities,food do not come out of my monthly expenses |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do have a mortgage and a home equity loan,insurance and taxes are included in mortgage payment. Exact amount was reported in initial application. |
Member Payment Dependent Notes Series 1009106
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1009106 |
$1,000 |
$1,000 |
9.91% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1009106. Member loan 1009106 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | Intel Corp | Debt-to-income ratio: | 10.33% |
Length of employment: | 10+ years | Location: | Cupertino, CA |
Home town: | |||
Current & past employers: | Intel Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,104.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1009991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1009991 |
$7,800 |
$7,800 |
10.65% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1009991. Member loan 1009991 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Team Detroit | Debt-to-income ratio: | 7.15% |
Length of employment: | 9 years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | Team Detroit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $11,063.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Cap One Credit Card - intend to close that account within a month, as the interest is too high. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CCards:<br>$5593 at 0% ($25/mo min)<br>$10,700 at 19% ($300/mo min) - this one is the one we're getting rid of first. <br>$2300 at 10% ($50/mo min)<br><br>Mortgage is $1592/mo at 3.875% |
Member Payment Dependent Notes Series 1010659
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1010659 |
$6,000 |
$6,000 |
8.90% |
1.00% |
November 28, 2011 |
November 25, 2016 |
November 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1010659. Member loan 1010659 was requested on November 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,802 / month |
Current employer: | Bashful Giraffe | Debt-to-income ratio: | 23.75% |
Length of employment: | 8 years | Location: | EVINGTON, VA |
Home town: | |||
Current & past employers: | Bashful Giraffe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/11/11 > Can pay one month in advance. Loan to pay insurance deductible.<br> Borrower added on 11/13/11 > The funds are to be used for medical reason. I what to live a fullfilling life, to all I can. <br>
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,539.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use for the loan is to pay on medical treatment center. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | phone: 50; food 50; gas/car 80; no rent or utilities; school loan 319. All are monthly payments. |
Member Payment Dependent Notes Series 1012847
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1012847 |
$10,000 |
$10,000 |
12.42% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1012847. Member loan 1012847 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Crane America Services | Debt-to-income ratio: | 15.07% |
Length of employment: | 5 years | Location: | Discovery Bay, CA |
Home town: | |||
Current & past employers: | Crane America Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,416.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1012953
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1012953 |
$35,000 |
$35,000 |
19.03% |
1.00% |
November 23, 2011 |
November 20, 2016 |
November 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1012953. Member loan 1012953 was requested on November 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | brubaker inc | Debt-to-income ratio: | 17.82% |
Length of employment: | 3 years | Location: | ephrata, PA |
Home town: | |||
Current & past employers: | brubaker inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/10/11 > this loan would really help out right now, I thank all of you who are willing to help and invest in me, have a great day<br>
A credit bureau reported the following information about this borrower member on November 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,184.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All credit cards and a car loan, This will pay off all of my debt which will make it nice to just make one payment, "All debt except my mortgage" |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is 1140.00, discover is around 8000.00 at 10.9%, Car is 14000.00 at 7.9% and misc credit card make up the rest of the total amount, Rates vary on the cc's from 7.9-17.99 and my total payout per month is 985.00 and would payback alot more in the end than i would with this loan... |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is 1140.00, Car is 360.00, utilities are average 200.00, phone is 100.00 insurance is 68.00, water, sewer and trash is 150.00 every 3 months and food is around 400.00 a month, I have a company vehicle and phone so i dont have expenses for them |
What is your intended use for the loan proceeds? | It will sit in savings for tires, water heater, or whatever should pop up, Just a pillow |
Member Payment Dependent Notes Series 1014291
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1014291 |
$9,300 |
$9,300 |
14.65% |
1.00% |
November 23, 2011 |
November 18, 2016 |
November 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1014291. Member loan 1014291 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | plan b club | Debt-to-income ratio: | 14.52% |
Length of employment: | < 1 year | Location: | los angeles, CA |
Home town: | |||
Current & past employers: | plan b club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/08/11 > I would like to take a trip to Europe.<br>
A credit bureau reported the following information about this borrower member on November 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1014798
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1014798 |
$14,000 |
$14,000 |
6.62% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1014798. Member loan 1014798 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,583 / month |
Current employer: | Pegasystems | Debt-to-income ratio: | 1.19% |
Length of employment: | 2 years | Location: | Edgewater, NJ |
Home town: | |||
Current & past employers: | Pegasystems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,498.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan is to purchase a property abroad. |
Please explain the reason why you carry a large revolving credit balance. | My credit card statement comes to around 2 to 3k per month, and always pay it fully, without any balance. My credit limit is 14K, which may be showing up as a revolving credit balance. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses related to housing, is as follows:<br>Rent -- 1950<br>Electricity & Gas - 200<br>Rental Insurance - 15<br>Cell Phone - 30 |
Member Payment Dependent Notes Series 1014923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1014923 |
$20,000 |
$20,000 |
20.30% |
1.00% |
November 23, 2011 |
November 23, 2016 |
November 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1014923. Member loan 1014923 was requested on November 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Plaza Cadillac | Debt-to-income ratio: | 8.40% |
Length of employment: | 5 years | Location: | Winter Springs, FL |
Home town: | |||
Current & past employers: | Plaza Cadillac | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 9, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $9,788.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | As far as I know and understand I do not. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | The mortgage payment includes taxes and insurance |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2700.00 |
How are you paying for other wedding expenses not covered by this loan? | We are counting on this loan to cover it all. |
What portion of your wedding expenses does this loan represent? | more than half |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2500.00 |
Please explain the reason why you carry a large revolving credit balance. | That is one of those cards we plan to pay off because we pay extra on it every month and it just doesn't go down. It has to go. |
Member Payment Dependent Notes Series 1015868
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1015868 |
$20,000 |
$20,000 |
12.42% |
1.00% |
November 23, 2011 |
November 21, 2016 |
November 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1015868. Member loan 1015868 was requested on November 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | CRICO RMF | Debt-to-income ratio: | 9.54% |
Length of employment: | 2 years | Location: | norwell, MA |
Home town: | |||
Current & past employers: | CRICO RMF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/07/11 > I plan to consolidate an outstanding school loan. I have a credit rating >720 and have not been late on monthly payments to existing accounts in my name. My job is secure and is a private company owned by a large university in boston.
A credit bureau reported the following information about this borrower member on November 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 53 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $807.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loan interest rate is 12 percent/balance is 13,000 my current credit card interet rate is 13 percent/balance 4,000 and the other one is 23% and balance is 600 - next one is 18% and balance is 1000.<br><br>My mortgage interest rate is 4.9 percent/balance is 468000 and I split that full monthly mortgage and do not pay the entire amount. I would like one payment to deal with on a monthly basis.<br> |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | They will all be paid off and consolidTed in one payment for me. I will Eli ate the higher interest rates across a school loan and 3 credit cards I think I posted the breakdown in a previous posting. |
Member Payment Dependent Notes Series 1015940
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1015940 |
$35,000 |
$35,000 |
19.91% |
1.00% |
November 25, 2011 |
November 24, 2016 |
November 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1015940. Member loan 1015940 was requested on November 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Holy Cross High School | Debt-to-income ratio: | 20.45% |
Length of employment: | 8 years | Location: | flushing, NY |
Home town: | |||
Current & past employers: | Holy Cross High School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,538.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My wife was out of work for the last 4 years due to medical issues. She has just returned to work this past Sept. I have been the only support to my family of 4. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Visa $11,966.50 at approx. 6.5 % monthly $388<br>Chase slate $15,129.94 approx. 19% approx Monthly $450<br>Overdraft protection from chase $4,218.84 at approx. 19% approx. Monthly $150<br>Citibank mastercard approx. $4,000 at approx. 19% approx. monthly $200<br>Toyota car payments approx. $3,200 left on loan payments $250 per month |
Which debts do you plan to pay off with this loan? | We will pay of partical of Chase Visa<br>We will pay off entire other balances |
Member Payment Dependent Notes Series 1015995
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1015995 |
$22,900 |
$22,900 |
18.25% |
1.00% |
November 28, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1015995. Member loan 1015995 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | JP Morgan Chase | Debt-to-income ratio: | 15.91% |
Length of employment: | 10+ years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | JP Morgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,755.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 58.80% | Months Since Last Record: | 102 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances, are roughly 4, that I would like to combine into one lump payment, and be paid off in 5 years. This includes a current loan with Lending Club, current balance about $9,500 (give or take, which includes interest, since I only requested $8,000)....about $6,800 on one credit card, $3,600 on another, and about $2,200 on another...their are a few minor bills as well, but those are the major ones. I currently pay about $600 in all for all these payments combined. I do not know the interest rates, but once I receive the loan, I am getting rid of two of those cards, and leaving myself only one with the lowest interest rate. I plan to pay all of the above debts, thereby making myself free of all debt in 5 years time, the time it will take to pay off this loan. |
Which debts do you plan to pay off with this loan? | My current debt balances, are roughly 4, that I would like to combine into one lump payment, and be paid off in 5 years. This includes a current loan with Lending Club, current balance about $9,500 (give or take, which includes interest, since I only requested $8,000)....about $6,800 on one credit card, $3,600 on another, and about $2,200 on another...their are a few minor bills as well, but those are the major ones. I currently pay about $600 in all for all these payments combined. I do not know the interest rates, but once I receive the loan, I am getting rid of two of those cards, and leaving myself only one with the lowest interest rate. I plan to pay all of the above debts, thereby making myself free of all debt in 5 years time, the time it will take to pay off this loan. |
If you have a public record on file, please briefly explain the event and its resolution. | I'm not sure what you mean by public record?<br>If you mean, criminal record, I have no such record. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have rent, subway transportation, car payment & insurance, phone bill, cell phone bill, groceries etc |
Member Payment Dependent Notes Series 1016236
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1016236 |
$20,000 |
$20,000 |
21.28% |
1.00% |
November 23, 2011 |
November 23, 2016 |
November 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1016236. Member loan 1016236 was requested on November 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,471 / month |
Current employer: | VASNHS | Debt-to-income ratio: | 11.24% |
Length of employment: | 10+ years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | VASNHS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/10/11 > The debt includes credit cards (8-10K) and my mother's plumbing bill. She has an older home that required major plumbing upgrades as well as other smaller repairs/improvements.<br>
A credit bureau reported the following information about this borrower member on November 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 53 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $9,885.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I purchased a car for my mother who lives in another state and the company mailed the payment information to her home rather than mine. I'm her power of attorney so she assumed I received a copy as well. I realized too late that I'd not received loan info so notified them (which is another story..the lender has different depts so they could not locate my loan initally). They received payoff late (loan was paid in full). |
If you have a delinquency in the last 2 years, please explain the reason. | I purchased a car for my mother who lives in another state and the company mailed the payment information to her home rather than mine. I'm her power of attorney so she assumed I received a copy as well. I realized too late that I'd not received loan info so notified them (which is another story..the lender has different depts so they could not locate my loan initally). They received payoff late (loan was paid in full). |
If you have a delinquency in the last 2 years, please explain the reason. | I purchased a car for my mother who lives in another state and the company mailed the payment information to her home rather than mine. I'm her power of attorney so she assumed I received a copy as well. I realized too late that I'd not received loan info so notified them (which is another story..the lender has different depts so they could not locate my loan initally). They received payoff late (loan was paid in full). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Only a portion will go to pay off credit cards (3) with about an $8K balance. I'm not going to pay off my student loan, the interest rate is only 2.75% (as well as the tax deduction for interest) and our home has a fixed interest rate of 3.75%. A portion of the money is also going to help my mother with major plumbing repairs and taxes. |
Which debts do you plan to pay off with this loan? | Credit cards and mother has major plumbing required for her home. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $2,200.00 3.75% fixed rate<br>Utilities average $150-250..depending on time of year.<br>Insurance for cars $150, not sure on home. Included in mortgage payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Only a portion will go to pay off credit cards (3) with about an $8K balance. I'm not going to pay off my student loan, the interest rate is only 2.75% (as well as the tax deduction for interest) and our home has a fixed interest rate of 3.75%. A portion of the money is also going to help my mother with major plumbing repairs and taxes. |
Which debts do you plan to pay off with this loan? | Credit cards and mother has major plumbing required for her home. |
Member Payment Dependent Notes Series 1016253
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1016253 |
$2,400 |
$2,400 |
12.69% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1016253. Member loan 1016253 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | Texas Press | Debt-to-income ratio: | 15.28% |
Length of employment: | 5 years | Location: | San Antonio, TX |
Home town: | |||
Current & past employers: | Texas Press | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > Vacation Loan <br> Borrower added on 11/19/11 > vacation loan<br>
A credit bureau reported the following information about this borrower member on November 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $8,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I've been fixing up my house. I will be paying it off with my tax return. |
Member Payment Dependent Notes Series 1016350
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1016350 |
$16,000 |
$16,000 |
19.42% |
1.00% |
November 28, 2011 |
November 21, 2016 |
November 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1016350. Member loan 1016350 was requested on November 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Komar | Debt-to-income ratio: | 6.20% |
Length of employment: | 1 year | Location: | McAlester, OK |
Home town: | |||
Current & past employers: | Komar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/07/11 > Consolidate debt from a various sources in a paytime line that is less than 15 years Borrower added on 11/09/11 > My credit score is in the mid 750's, I have good credit and am looking to consolidate student loans and credit card bills that never seem to go down...the timeline this establishes will ensure a time line to get out of debt. At over 19% your ROI will be better than anything I have recently researched...<br> Borrower added on 11/18/11 > Lending Club has communicated that i cannot provide details around monthly expenses due to potentially lending to identifiable information...they can provide more details if you want them. However, I do not live paycheck to paycheck and can afford the monthly fee associated with this loan. <br>
A credit bureau reported the following information about this borrower member on November 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,150.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | 86 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I do not have a public record for any kind of ciminal activity, is that what you are asking? |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Well, I attempted to respond however, LendingClub informed me that it is not allowed to provide such data. Below is the response I got from an email:<br><br>Your recent submission was not one that lending regulations allow Lending Club to post / forward to investors. Below is the description or question and answer that is not being posted/ forwarded<br><br>Therefore I can say that I do not live pay check to pay check and can afford the 5 year plan to pay this off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Well, I attempted to respond however, LendingClub informed me that it is not allowed to provide such data. Below is the response I got from an email:<br><br>Your recent submission was not one that lending regulations allow Lending Club to post / forward to investors. Below is the description or question and answer that is not being posted/ forwarded<br><br>Therefore I can say that I do not live pay check to pay check and can afford the 5 year plan to pay this off. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not live paycheck to paycheck. I cannot give any more detail than that or answer will be blocked and kicked back. This will consolidate credit card debt and student loan |
Please explain the reason why you carry a large revolving credit balance. | I have tried to answer you question, but i keep getting blocked. So, I will try to be more general. I dont cary this much, i want a loan that has a smaller timeline pay off window, and was regered to Lending Club by a friend. 5 year time frame...much better than current state. I hope this is general enought to not get blocked... |
Member Payment Dependent Notes Series 1016815
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1016815 |
$35,000 |
$35,000 |
11.71% |
1.00% |
November 25, 2011 |
November 25, 2016 |
November 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1016815. Member loan 1016815 was requested on November 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | HP Enterprise Services | Debt-to-income ratio: | 28.78% |
Length of employment: | 10+ years | Location: | Collinsville, IL |
Home town: | |||
Current & past employers: | HP Enterprise Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $66,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage / 4.375% / $132,000 / $1150<br>HELOC / 4.00% / $29,500 / $200<br>Credit Card(s) / 15% / $28,000 (to be paid off with this loan) <br>Auto / 4.5% / 13,000 / $400 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I am traveling for work right now so I don't have specific #'s in front of me but roughly: <br>Mortgage $1150<br>Auto $400<br>Utilities - $300<br>Food/etc - $500<br>Credit card(s) - Will be paid off with this loan. This year was a bad year for family members (job loss, medical issues, etc) which is what resulted in the unusual usage of credit cards. Everythign is now stable and we simply want to reduce the interest being paid. |
Member Payment Dependent Notes Series 1017039
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1017039 |
$15,000 |
$15,000 |
17.58% |
1.00% |
November 28, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1017039. Member loan 1017039 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Camino Real | Debt-to-income ratio: | 20.32% |
Length of employment: | 10+ years | Location: | DECATUR, AL |
Home town: | |||
Current & past employers: | Camino Real | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > personal loan for variety of things - christmas, kitchen appliances, improvement supplies (paint, etc..)<br><br>
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,550.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | 1) christmas 2) purchase 2 grills 3) purchase kitchen appliances 4)improvement supplies (paint, etc....) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 640.00 mortgage and utilities 85.00 |
Please describe your experience/familiarity with the business you are starting/started? | Restaurant-I have been an Executive chef since 1993. Was a part owner in restaurant for 8 years and now stepping out on my own. |
Member Payment Dependent Notes Series 1017526
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1017526 |
$25,000 |
$25,000 |
10.65% |
1.00% |
November 28, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1017526. Member loan 1017526 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,583 / month |
Current employer: | Lompoc Valley Medical Center | Debt-to-income ratio: | 14.92% |
Length of employment: | 10+ years | Location: | Goleta, CA |
Home town: | |||
Current & past employers: | Lompoc Valley Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 12, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,985.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am hoping to consolidate all of my debt including medical bills and a car payment into one monthly payment. Doing this will decrease my monthly debt by approx 50%. <br>Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The majority of this debt is medical bills totaling about 12500. The rest is student loans and CC. I am just trying to consolidate it to one are that I can pay off much sooner than making numerous payments to numerous people.<br>Thank you for your consideration |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses not including the debt I am consolidating are rent 1225, the rest equals out to about an additional 500.00. <br>Thank you for your consideration. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses not including the debt I am consolidating are rent 1225, the rest equals out to about an additional 500.00. <br>Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The majority of this debt is medical bills totaling about 12500. The rest is student loans and CC. I am just trying to consolidate it to one are that I can pay off much sooner than making numerous payments to numerous people.<br>Thank you for your consideration |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The majority of this debt is medical bills totaling about 12500. The rest is student loans and CC. I am just trying to consolidate it to one are that I can pay off much sooner than making numerous payments to numerous people.<br>Thank you for your consideration |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly expenses with the exception of the debt I am consilidating is approx 2000 a month. <br>Thank you for your consideration. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The majority of this debt is medical bills totaling about 12500. The rest is student loans and CC. I am just trying to consolidate it to one area that I can pay off much sooner than making numerous payments to numerous people.<br>Thank you for your consideration |
Which debts do you plan to pay off with this loan? | The majority of this debt is medical bills totaling about 12500. The rest is student loans and CC. I am just trying to consolidate it to one area that I can pay off much sooner than making numerous payments to numerous people.<br>Thank you for your consideration |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I rent. 1225 month. 130 year for rental insurance. |
Please explain the reason why you carry a large revolving credit balance. | The majority of this debt is medical bills totaling about 12500. The rest is student loans and CC. I am just trying to consolidate it to one area that I can pay off much sooner than making numerous payments to numerous people. The revolving credit is just a small part of this. Less than 5000. <br>Thank you for your consideration |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies. |
If you have a public record on file, please briefly explain the event and its resolution. | Not sure what you mean so that must mean I have no public record. |
Member Payment Dependent Notes Series 1017792
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1017792 |
$12,000 |
$12,000 |
15.27% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1017792. Member loan 1017792 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Morgan Borszcz Consulting | Debt-to-income ratio: | 16.85% |
Length of employment: | < 1 year | Location: | Arlington, VA |
Home town: | |||
Current & past employers: | Morgan Borszcz Consulting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > Just finished my Masters degree and ran up my credit cards to complete it. Just got a great job but the credit card payments are not letting me get ahead. I am hoping this loan will consolidate and help me do just that!<br>
A credit bureau reported the following information about this borrower member on November 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $17,997.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Though monthly variations can occur, my current monthly expenses are approximately $2100.00 |
Member Payment Dependent Notes Series 1018129
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018129 |
$35,000 |
$35,000 |
20.89% |
1.00% |
November 25, 2011 |
November 24, 2016 |
November 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018129. Member loan 1018129 was requested on November 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | 553742017 | Debt-to-income ratio: | 12.11% |
Length of employment: | 10+ years | Location: | HOWELL, MI |
Home town: | |||
Current & past employers: | 553742017 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/10/11 > Consolidate all debt. On Job 27 years. Loan payment is less than 7%<br>of monthly income.<br>
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,165.00 | Public Records On File: | 2 |
Revolving Line Utilization: | 91.40% | Months Since Last Record: | 88 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate all installment loans and credit card debt, excluding mortgage. |
Please explain the reason why you carry a large revolving credit balance. | A divorce in 2006 and a custody dispute consumed most of my disposable income. I had to restart: buy everything again from scratch. I used credit for this. I wish to use the loan funds to consolidate the debt and lower monthly payments and pay off the debt. |
Member Payment Dependent Notes Series 1018175
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018175 |
$30,000 |
$30,000 |
9.91% |
1.00% |
November 25, 2011 |
November 24, 2016 |
November 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018175. Member loan 1018175 was requested on November 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | RCN Telecom | Debt-to-income ratio: | 9.05% |
Length of employment: | 10+ years | Location: | Rego Park, NY |
Home town: | |||
Current & past employers: | RCN Telecom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,094.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Home improvement |
What is your intended use for the loan proceeds? | Home improvement |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $800 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $800 |
What is your intended use for the loan proceeds? | Home improvement |
What is your intended use for the loan proceeds? | Home improvement |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $800 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,600 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage-$400<br>Maintenance-340<br>Taxes included in maintenance |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Funds will be used for new kitchen and bathroom. |
Is the home you are purchasing your primary residence or an investment property? | Primary residence |
What is your intended use for the loan proceeds? | Home improvement |
What is the estimated current market value of the home you intend to purchase? | This request is for home improvement.<br>Current market value for this 1bdr apartment is $135,000 |
Is the home you are purchasing your primary residence or an investment property? | Primary residence |
What other sources of financing are you using to purchase the home? | This is request for home improvement,<br>No additional funds required. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Funds will be used for new kitchen and bathroom. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage-$400<br>Maintenance-340<br>Taxes included in maintenance |
What is your intended use for the loan proceeds? | Home improvement |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly expenses: $400 personal loan, $50 car insurance, $100 gasoline, $500 food, $200 other. Total $1,250.<br>Housing expences:$350 maintenance, $400 mortgage, $150 utilities. Total $900. |
If you have a delinquency in the last 2 years, please explain the reason. | I didn't ave a delinquency in the last 2 years. |
What is the estimated current market value of the home you intend to purchase? | This loan request for home improvement project.<br>1 bdr apartment current value is $165,000 |
Member Payment Dependent Notes Series 1018297
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018297 |
$30,000 |
$30,000 |
9.91% |
1.00% |
November 28, 2011 |
November 30, 2014 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018297. Member loan 1018297 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $18,333 / month |
Current employer: | Valley Emergency Physicians | Debt-to-income ratio: | 9.40% |
Length of employment: | < 1 year | Location: | Austin, TX |
Home town: | |||
Current & past employers: | Valley Emergency Physicians | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I'm using it for equipment, a computer, supplies, and additional training. Normally starting a medical practice costs a great deal more, however, I am using my husband's office when he's doing procedures in the hospital as his office will be vacant. I won't have leasing responsibilties as a result of this agreement. I will continue my regular full time job in the Emergency Room, which will move to nights and weekends. My established income from the ER will not change. I will likely make more money with my new endeavor. |
What type of business are you starting? | I have established a PLLC to see patients for preventative health. |
Please describe your experience/familiarity with the business you are starting/started? | I have been a physician for 10 years and have worked in a variety of settings. I am very familiar with this business and feel very comfortable extending my practice. |
What is your intended use for the loan proceeds? | I'm using it for equipment, a computer, supplies, and additional training. Normally starting a medical practice costs a great deal more, however, I am using my husband's office when he's doing procedures in the hospital as his office will be vacant. I won't have leasing responsibilties as a result of this agreement. I will continue my regular full time job in the Emergency Room, which will move to nights and weekends. My established income from the ER will not change. I will likely make more money with my new endeavor. |
What type of business are you starting? | I have established a PLLC to see patients for preventative health. |
Member Payment Dependent Notes Series 1018671
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018671 |
$35,000 |
$35,000 |
11.71% |
1.00% |
November 25, 2011 |
November 25, 2016 |
November 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018671. Member loan 1018671 was requested on November 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $23,333 / month |
Current employer: | Arthur J. Gallagher & Co. | Debt-to-income ratio: | 7.87% |
Length of employment: | 2 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Arthur J. Gallagher & Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > To purchase a commemorative ring.<br>
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current expenses:<br><br>Mortgage = $3,861.79<br>Home Insurance = $322.12<br>Car Lease = $1,772.42 (less $800 car allowance from employer in addition to salary)<br>Auto Insurance = $0 (car insured by employer under auto scheme)<br>Utilities = $300<br>Home Phone = $27<br>Cell Phone = $220 (but $108 reimbursed by employer in addition to salary)<br>Food = $200<br><br>Hope this helps |
What is your intended use for the loan proceeds? | To buy a ring for a special occasion. |
What is your intended use for the loan proceeds? | To buy a ring for a special occasion. |
What is your intended use for the loan proceeds? | To buy a ring for a special occasion. |
What is your intended use for the loan proceeds? | To buy a ring for a special occasion. |
What is your intended use for the loan proceeds? | To buy a ring for a special occasion. |
What are you buying? | A ring for a special occasion. |
What is your intended use for the loan proceeds? | To buy a ring for a special occasion. |
Member Payment Dependent Notes Series 1018707
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018707 |
$25,000 |
$25,000 |
18.25% |
1.00% |
November 23, 2011 |
November 23, 2016 |
November 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018707. Member loan 1018707 was requested on November 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | Kohls Department Stores | Debt-to-income ratio: | 15.04% |
Length of employment: | 5 years | Location: | Groveland , FL |
Home town: | |||
Current & past employers: | Kohls Department Stores | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 9, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $8,170.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not know which delinquency you mean. I have all bills on auto pay. I know there were some issues when I set a couple of them up but that would be it. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have two credit cards from Chase bank which have a 27% interest. I will be paying them off with the loan which is 9000.00. I am currently refinancing my home mortgage and it will be 701.23 a month. It is currently 919.70. The remainder of the funds will be paying off some small debt. |
Which debts do you plan to pay off with this loan? | I will be paying off 4 charge cards and a smaller loan from Lending Club |
Member Payment Dependent Notes Series 1018736
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018736 |
$7,125 |
$7,125 |
9.91% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018736. Member loan 1018736 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,054 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.98% |
Length of employment: | n/a | Location: | Willacoochee, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $9,502.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | purchase truck |
What type of business are you starting? | trucking business |
Member Payment Dependent Notes Series 1018925
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018925 |
$14,000 |
$14,000 |
8.90% |
1.00% |
November 23, 2011 |
November 24, 2016 |
November 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018925. Member loan 1018925 was requested on November 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Scientific Research Corp. | Debt-to-income ratio: | 14.02% |
Length of employment: | 3 years | Location: | orange park, FL |
Home town: | |||
Current & past employers: | Scientific Research Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/11/11 > Buying a Foreclosure property to keep as a rental unit.<br>
A credit bureau reported the following information about this borrower member on November 9, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,069.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have used them to finance renovations on rental properties which have a higher ROI than the cost of credit. I recently paid off 20% of my balance. I will continue to pay it down as I add cash flow from additional rental properties. |
Please explain the reason why you carry a large revolving credit balance. | I have used them to finance renovations on rental properties which have a higher ROI than the cost of credit. I recently paid off 20% of my balance. I will continue to pay it down as I add cash flow from additional rental properties. |
What is the estimated current market value of the home you intend to purchase? | Market value= 115,000 |
What other sources of financing are you using to purchase the home? | A 30 yr conforming mortgage with 20% down payment. |
Member Payment Dependent Notes Series 1018997
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1018997 |
$24,000 |
$24,000 |
12.69% |
1.00% |
November 23, 2011 |
November 23, 2016 |
November 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1018997. Member loan 1018997 was requested on November 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | vta | Debt-to-income ratio: | 6.20% |
Length of employment: | 10+ years | Location: | tracy, CA |
Home town: | |||
Current & past employers: | vta | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/09/11 > loan consolidation<br> Borrower added on 11/10/11 > goodbye credit cards<br>
A credit bureau reported the following information about this borrower member on November 9, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,952.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage $1140,transport $300,utilities including land and cell phone and direct tv $400,insurance $170,food $400. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | i dont have any home equity loans, i answered the question regarding monthly expenses earlier hopefully it posted |
Please explain the reason why you carry a large revolving credit balance. | Payoff credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards $15k and $3k variable interest rates,no student loans,or other lines of credit,i am very surprised the lending club has not provided you my perfect credit report.both cars have been paid in full,we have no debts other than the mortgage payment. |
Which debts do you plan to pay off with this loan? | bank of america credit card $15k chase visa $3k,i will keep the rest of the funds for family emergencies. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | already answered |
What is your intended use for the loan proceeds? | Payoff credit cards |
If you have a delinquency in the last 2 years, please explain the reason. | perfect credit you cant have any delinquencies and have a 738 credit score |
Member Payment Dependent Notes Series 1019040
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1019040 |
$26,000 |
$26,000 |
21.28% |
1.00% |
November 23, 2011 |
November 23, 2016 |
November 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1019040. Member loan 1019040 was requested on November 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Everest College | Debt-to-income ratio: | 18.76% |
Length of employment: | < 1 year | Location: | alta loma, CA |
Home town: | |||
Current & past employers: | Everest College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I plan to consolidate my debts and pay off this loan ahead of schedule. I have the financial means to do so with a stable career and I currently do not have to pay rent. I have very few monthly expenses, I accrewed this debt while attending college.<br>null
A credit bureau reported the following information about this borrower member on November 9, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,663.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit card, personal loans |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 13000 credit card 8% interest 270 monthly<br>personal loans total 11,000, 300 month/350 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 13000 credit card 8% interest 270 monthly<br>personal loans total 11,000, 300 month/350 monthly |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Very little, I currently do not have to pay rent our utilities. Phone is just 50 bucks insurance just 80. I cna focus my payments on my loan and straightening out my finances. |
Member Payment Dependent Notes Series 1019242
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1019242 |
$24,000 |
$24,000 |
14.27% |
1.00% |
November 25, 2011 |
November 25, 2016 |
November 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1019242. Member loan 1019242 was requested on November 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,360 / month |
Current employer: | Truland Electrical | Debt-to-income ratio: | 22.28% |
Length of employment: | 10+ years | Location: | Culpeper, VA |
Home town: | |||
Current & past employers: | Truland Electrical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > Looking to consolidate some of my charge cards and one line of credit into one easy payment a month. We invest in Lending Club as well, and really like the company.<br>
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,440.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi,<br>I have several accounts which I am looking to consolidate into one easier payment. One line of credit, the rest are credit cards. I always pay over the minimun payment on each of them and my goal is to be basically debt free except for my mortgage and car loans.<br>The line of credit is 10k, @11% int. $200/mo. Bank credit cards as follows:<br>$3,100@22% int, $110/mo, $3,500@24%, $120/mo, $7,500@12%int, $200/mo<br>Thank you for your questions and I hope you choose to finance my loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mtg is only $1600 a month. Phone is $50/mo,car insurance is $130/mo, Utilities are $210/mo and gas to/from work is $75/wk.I have a truck loan of $700/mo. Food is approx. $100/wk. All expenses are split 50/50. |
Please explain the reason why you carry a large revolving credit balance. | I went on vacation to HI in Janurary and helped a family member with their wedding expenses (wedding in Jamaica) this fall. |
Member Payment Dependent Notes Series 1019343
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1019343 |
$32,000 |
$32,000 |
22.74% |
1.00% |
November 23, 2011 |
November 23, 2016 |
November 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1019343. Member loan 1019343 was requested on November 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,000 / month |
Current employer: | US Navy | Debt-to-income ratio: | 5.44% |
Length of employment: | 10+ years | Location: | bonita, CA |
Home town: | |||
Current & past employers: | US Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/14/11 > i have been in a stable job for 20 plus years, and plan to use the loan to consolidate my credit card debts, which i can already pay, but would like to pay them off as one payment. Besides the credit cards, i only have the standard monthly insurance/phone/utilities which i pay off every month, and have never missed any payments on. i am a good borrower, because of my job stability/steady pay, and the monthly payback amount is well within by budget and i even plan to pay back the loan early, and make higher payments per month then what is required. <br><br>plan to use: pay off two credit cards<br>
A credit bureau reported the following information about this borrower member on November 9, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $18,361.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | besides my 2 credit cards that this loan will pay off and then i will have one monthly payment for both, i also have rent (covered by my housing allowance), utilities (60), cell phone (120), and insurance (auto paid by one of my credit cards). i own my 2 vehicles, and have no other loans. i can handle the payments on my credit cards, i just would like to consilidate them into one payment. |
Please explain the reason why you carry a large revolving credit balance. | i had to short sale my two condo's when the real estate market crashed in my area and was unable to obtain a car loan afterwards to purchase a second vehice. i had to use my credit card to buy the vehicle, which i have been paying off every since. i also recently had two unexpected expenses (a 2800 car repair and 3800 pet surgery) which drove up my other credit card. this loan will pay both off and consolidate into one monthly payment for me. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have 2 credit cards that i owe on, that is my only debts. i rent my house, and own my 2 vehicles. <br>credit card 1) 18K (the one i used to buy second vehicle), no minimum payment (it is a military based company)<br>credit card 2) 9K (just had to put 7K worth of pet surgery and car repair i did not expect). monthly payment is around 300. <br>i have been paying 2000 per month on the cards, but this recent car repair/pet surgery just moved one back up. i would like to consolidate both and pay one payment, and plan to pay between 1500-2000 per month on the loan until it is paid off. |
Which debts do you plan to pay off with this loan? | 2 credit cards that currently equal 27K the rest of the loan amount will remain in my checking account as a emergeny back up for unexpected expenses so i dont have to use my credit cards for that again. |
If you have a delinquency in the last 2 years, please explain the reason. | i had to shortsale my two condos in the last 4 years, with the last one being just under 2 years ago. my real estate lawyer advised me to stop paying the monthly morgage payments during the course of the short sale process, which took over 90 days and they went delinquent on both the 1st and 2nd trust deeds. i later realized that advise was not the best, and it caused my credit to drop significantly, and now i have 2 delinquent loans (4 total wiht a 1st and 2nd trust deed on both) that are both closed out on my credit report. besides those, i have never been delinquent on any loan, credit card, payment, etc either before or after those 2 morgage loans, and just want to get my credit going back in the right direction and consolidate my 2 credit card payments. |
If you have a delinquency in the last 2 years, please explain the reason. | i had to shortsale my two condos in the last 4 years, with the last one being just under 2 years ago. my real estate lawyer advised me to stop paying the monthly morgage payments during the course of the short sale process, which took over 90 days and they went delinquent on both the 1st and 2nd trust deeds. i later realized that advise was not the best, and it caused my credit to drop significantly, and now i have 2 delinquent loans (4 total wiht a 1st and 2nd trust deed on both) that are both closed out on my credit report. besides those, i have never been delinquent on any loan, credit card, payment, etc either before or after those 2 morgage loans, and just want to get my credit going back in the right direction and consolidate my 2 credit card payments. |
If you have a delinquency in the last 2 years, please explain the reason. | i had to shortsale my two condos in the last 4 years, with the last one being just under 2 years ago. my real estate lawyer advised me to stop paying the monthly morgage payments during the course of the short sale process, which took over 90 days and they went delinquent on both the 1st and 2nd trust deeds. i later realized that advise was not the best, and it caused my credit to drop significantly, and now i have 2 delinquent loans (4 total wiht a 1st and 2nd trust deed on both) that are both closed out on my credit report. besides those, i have never been delinquent on any loan, credit card, payment, etc either before or after those 2 morgage loans, and just want to get my credit going back in the right direction and consolidate my 2 credit card payments. |
If you have a delinquency in the last 2 years, please explain the reason. | i had to shortsale my two condos in the last 4 years, with the last one being just under 2 years ago. my real estate lawyer advised me to stop paying the monthly morgage payments during the course of the short sale process, which took over 90 days and they went delinquent on both the 1st and 2nd trust deeds. i later realized that advise was not the best, and it caused my credit to drop significantly, and now i have 2 delinquent loans (4 total wiht a 1st and 2nd trust deed on both) that are both closed out on my credit report. besides those, i have never been delinquent on any loan, credit card, payment, etc either before or after those 2 morgage loans, and just want to get my credit going back in the right direction and consolidate my 2 credit card payments. |
What is your intended use for the loan proceeds? | to consolidate my credit card debt into one monthly payment, and pay off the credit cards. |
Member Payment Dependent Notes Series 1019895
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1019895 |
$17,325 |
$17,325 |
12.69% |
1.00% |
November 23, 2011 |
November 24, 2016 |
November 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1019895. Member loan 1019895 was requested on November 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Kearny Federal Savings Bank | Debt-to-income ratio: | 29.44% |
Length of employment: | 8 years | Location: | Little Falls, NJ |
Home town: | |||
Current & past employers: | Kearny Federal Savings Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/10/11 > I plan to use these funds for debt consolidation. I take pride in my credit score and am very reliable and have always payed all my bills on time. I have a very strick budget that I am on to pay down my debt so that I will be able to pay for my wedding and one day buy a house. I also feel that this loan will help alleviate some stress of not being able to save money. My job stability is very good, I have been at my place of employment for a little more then 8 years and it is a very strong company.<br>
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay my higher interest rate credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are as follows: American Express $7,642.70 at 10.24%, Chase $3,609.29 at 19.24%, and Citi Card $18,505.22 at 18.24%. Those are the main credit cards that this loan would be going towards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly reoccuring expenses are as follows: Car payment $355.00, Car Insurance $100.00 and Cell phone $75.00. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I currently have no housing expenses, I live home with my parents. |
Member Payment Dependent Notes Series 1019978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1019978 |
$35,000 |
$35,000 |
23.52% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1019978. Member loan 1019978 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,050 / month |
Current employer: | Experis | Debt-to-income ratio: | 21.20% |
Length of employment: | < 1 year | Location: | Shorewood, WI |
Home town: | |||
Current & past employers: | Experis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $50,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To get rid of credit cards accounts/consolidate to one account. |
Member Payment Dependent Notes Series 1020002
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020002 |
$17,400 |
$17,400 |
22.35% |
1.00% |
November 23, 2011 |
November 23, 2016 |
November 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020002. Member loan 1020002 was requested on November 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $17,583 / month |
Current employer: | Undisclosed | Debt-to-income ratio: | 17.64% |
Length of employment: | < 1 year | Location: | Lacey, WA |
Home town: | |||
Current & past employers: | Undisclosed | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/10/11 > Thanks for reading and helping. I'm a high income earner, zero debt in 2005 who got hit hard with the real estate market. Had to take on some debt to move my family for a new job and deal with a negative home equity situation. I'm happily and conservatively employed and have this amount to go to get back fully on track. Moving away from 'big bank' credit cards and taking control of our family future!<br>
A credit bureau reported the following information about this borrower member on November 9, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $13,080.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Simple. In the last 2 years we sold a house which depreciated in value from 2007 to 2011 by $289K of equity value (we bought at top of market in 2006 upon relocating for a new job at the time). It went delinquent as we were locating a buyer, negotiating the settlement, and closing the paperwork which took nearly 5 months time. The loan deficiency was paid in full upon closing and the back payments were brought current at the closing table too. The bank provided documentation that they would never pursue the definciency. That said, the transaction was recorded incorrectly on my credit by the bank as a "Charge Off" with an owed balance of the negative equity. The bank admitted the wrongdoing and already removed this error from my TransUnion credit report and we're working toward the same omission from both my Equifax and Experian reports as I write. Our homes value dropped from $724K to $435K in 4 years and then we had to relocate again to change jobs when we were forced to short-sale the residence. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Living expenses are $5700/month. |
Member Payment Dependent Notes Series 1020142
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020142 |
$25,000 |
$25,000 |
12.42% |
1.00% |
November 23, 2011 |
November 24, 2016 |
November 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020142. Member loan 1020142 was requested on November 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,583 / month |
Current employer: | YCOM | Debt-to-income ratio: | 13.34% |
Length of employment: | 10+ years | Location: | McMinnville, OR |
Home town: | |||
Current & past employers: | YCOM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,575.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All of the credit cards & Property Tax |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $24283.94 total .. Not sure what the interest rates are but monthly payments are approx $1000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $800 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2500 for 2 mortgages .. Approx $1000 in credit card payments |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Consolidating credit cards and property tax into a lower payment with lower interest |
Member Payment Dependent Notes Series 1020226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020226 |
$14,600 |
$14,600 |
19.91% |
1.00% |
November 29, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020226. Member loan 1020226 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Blue Nile | Debt-to-income ratio: | 3.98% |
Length of employment: | < 1 year | Location: | Issaquah, WA |
Home town: | |||
Current & past employers: | Blue Nile | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > Although been in the software industry entire working life, the last two years were difficult. Between giving up on independent consulting after some bad client experiences and paying medical bills, savings were exhausted so moved into a 5th-wheel trailer. Found a decent job at a technology company and a very affordable house to rent, so on the way back to zero-debt. Current expenses are very low. In the meantime, lived on credit cards for a while and missed a few payments, so interest rate became outrageous. However, now settled in a location and have nose to the grindstone at work, between this loan and selling the trailer and truck (which is owned both outright), will be in good shape soon enough. <br>
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $8,475.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Yes, late payments have occurred due to lack of funds when self-employed because of clients paying late or skipping out on their bill. Now, with stable job at large technology company, should not be an issue because of direct deposit every 2 weeks. |
Member Payment Dependent Notes Series 1020317
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020317 |
$20,000 |
$20,000 |
10.65% |
1.00% |
November 25, 2011 |
November 25, 2016 |
November 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020317. Member loan 1020317 was requested on November 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Westcode Inc | Debt-to-income ratio: | 29.63% |
Length of employment: | 10+ years | Location: | Phoenixville, PA |
Home town: | |||
Current & past employers: | Westcode Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/11/11 > credit card payoff<br>
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $47,930.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | card # 1 $3254.00 balance 25.24% APR $101.33 min payment<br>card #2 $10,613.79 balance 18.24% APR $266.00 min payment<br>card #3 $3622.16 balance 12.99% APR $76.00 min payment<br>loan $30,720.08 balance 15.99% APR $841.00 min payment<br>mortgage$ 91,761.71 balance 5.25% $867.53 including escrow |
Member Payment Dependent Notes Series 1020621
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020621 |
$35,000 |
$35,000 |
20.30% |
1.00% |
November 28, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020621. Member loan 1020621 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,917 / month |
Current employer: | Kone Inc | Debt-to-income ratio: | 17.72% |
Length of employment: | < 1 year | Location: | New Orleans, LA |
Home town: | |||
Current & past employers: | Kone Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $14,925.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | the only reason for having a deliquency is due to transfering to a new job...moving from one location to the next - this got lost in the shuffle until I was settled at my new residence. It has been paid off and closed. Please keep in mind this loan is to pay off the balance on homes I am selling. |
Member Payment Dependent Notes Series 1020628
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020628 |
$19,000 |
$19,000 |
12.69% |
1.00% |
November 23, 2011 |
November 24, 2016 |
November 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020628. Member loan 1020628 was requested on November 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | waldbaums | Debt-to-income ratio: | 20.84% |
Length of employment: | 5 years | Location: | east elmhurst, NY |
Home town: | |||
Current & past employers: | waldbaums | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/10/11 > i am part of a union which gives me job security and one of my credit scores is 766<br> Borrower added on 11/12/11 > I plan on consolidating my bills into one payment while putting some money away for the future<br>My monthly budget is 2400<br><br> Borrower added on 11/12/11 > I plan on consolidating my bills while saving some money for the future<br>My monthly budget is 2400<br> Borrower added on 11/15/11 > THIS MONEY CAN REALLY HELP ME IN GETTING MY FUTURE GOALS GOING<br>
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $10,711.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consoledate my dept |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America- 10%- 300/month- 5900 left<br>Td bank- 6.2%- 490/month- 28000 left<br>Citi bank creditcard- 23%- 200/month- 1000 left<br>Discover credit card - 23% - 200/ month - 1600 left<br>Best buy credit card- 23% - 150/month - 1700 left |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 200- gas 275 insurance 475 utilities no rent |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | No rent 475 in utilities |
Member Payment Dependent Notes Series 1020726
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020726 |
$24,925 |
$24,925 |
17.27% |
1.00% |
November 25, 2011 |
November 25, 2016 |
November 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020726. Member loan 1020726 was requested on November 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,830 / month |
Current employer: | The Catholic University of America | Debt-to-income ratio: | 23.20% |
Length of employment: | 10+ years | Location: | Crofton, MD |
Home town: | |||
Current & past employers: | The Catholic University of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $79,522.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay high interest credit card balances. |
Please explain the reason why you carry a large revolving credit balance. | Investment in a fixer-upper home and educational expenses. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | +/- $2800; it is my sincere hope that by paying off the highest balance/interest cards that it will be reduced by at least $400/500 allowing me to pay off the loan balance quicker. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Roughly about $60,000, the interest rates range from between 14.99 and 21.% |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - O/B $5K 21.99%; Discovercard O/B $11K 21%; Visa O/B $9,600 - 21% |
Please explain the reason why you carry a large revolving credit balance. | Investment in a fixer-upper home and educational expenses. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - O/B $5K 21.99%; Discovercard O/B $11K 21%; Visa O/B $9,600 - 21% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | +/- $2800; it is my sincere hope that by paying off the highest balance/interest cards that it will be reduced by at least $400/500 allowing me to pay off the loan balance quicker. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is $2990 per month which includes insurance and taxes; no home equity or lines of credit; utilities average between $225 and $325 depending on seasonal weather. |
Please explain the reason why you carry a large revolving credit balance. | Investment in a fixer-upper home and educational expenses. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Roughly about $60,000, the interest rates range from between 14.99 and 21.% |
What is your intended use for the loan proceeds? | To pay high interest credit card balances. |
Please explain the reason why you carry a large revolving credit balance. | Investment in a fixer-upper home and educational expenses. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is $2990 per month which includes insurance and taxes; no home equity or lines of credit; utilities average between $225 and $325 depending on seasonal weather. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around 4500+/- depending on utility bills; I carpool with 3 other people so gas is minimal. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage is $2990 which includes insurance/taxes; no home equity or line credit. Utilities are vary depending on time of your - Max 480/ Min is 215. |
Member Payment Dependent Notes Series 1020847
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020847 |
$35,000 |
$35,000 |
22.74% |
1.00% |
November 25, 2011 |
November 24, 2016 |
November 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020847. Member loan 1020847 was requested on November 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,833 / month |
Current employer: | the new york post | Debt-to-income ratio: | 14.49% |
Length of employment: | 10+ years | Location: | verplanck, NY |
Home town: | |||
Current & past employers: | the new york post | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $16,006.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt concolidation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | transportation-100 a week for gas, phone is about 150 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover card is 13% has a balance of 7200 and i make a payment of 50 a week.<br>barclay card is 22% has a balance of 1900 and i make a payment of 50 a week<br>chase card is 18% has a balance of 2800 and i make a payment of 50 a week<br>2011 dodge is 0% has a balance of 24000 and i make a payment of 85 a week<br>2009 hyundai accent is 5% has a balance of 10500 and i make a payment of 85 a week.<br>2008 hyundai elantra is 7% has a balance of 9500 and i make a payment of 75 a week.<br>2011 harley davidson is 10% has a balance of 15000 and i make a payment of 85 a week. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover card is 13% has a balance of 7200 and i make a payment of 50 a week.<br>barclay card is 22% has a balance of 1900 and i make a payment of 50 a week<br>chase card is 18% has a balance of 2800 and i make a payment of 50 a week<br>2011 dodge is 0% has a balance of 24000 and i make a payment of 85 a week<br>2009 hyundai accent is 5% has a balance of 10500 and i make a payment of 85 a week.<br>2008 hyundai elantra is 7% has a balance of 9500 and i make a payment of 75 a week.<br>2011 harley davidson is 10% has a balance of 15000 and i make a payment of 85 a week. |
Please explain the reason why you carry a large revolving credit balance. | the cars are all needed, the motorcycle is my leisure time and the credit cards just got out of hand. |
If you have a delinquency in the last 2 years, please explain the reason. | no |
Which debts do you plan to pay off with this loan? | two cars and 4 credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | dent consolidation only |
Member Payment Dependent Notes Series 1020936
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020936 |
$35,000 |
$35,000 |
22.74% |
1.00% |
November 25, 2011 |
November 24, 2016 |
November 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020936. Member loan 1020936 was requested on November 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | MESA VISTA OF BOULDER | Debt-to-income ratio: | 24.00% |
Length of employment: | 10+ years | Location: | FORT LUPTON, CO |
Home town: | |||
Current & past employers: | MESA VISTA OF BOULDER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/10/11 > Home improvment. want to update bathroom and kitchen in our home. We have lived in our home for 20 years. I have worked at my job for 32 years.<br>
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $18,199.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | remodel kitchen and bathroom |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | about 3000.00 |
Please explain the reason why you carry a large revolving credit balance. | I have 5 children (all our adults now and no longer live at home). Most of the revolving credit centered around their education. I have made all of my payments and have brought the revolving credit down. |
Member Payment Dependent Notes Series 1020983
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1020983 |
$1,000 |
$1,000 |
14.65% |
1.00% |
November 28, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1020983. Member loan 1020983 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,667 / month |
Current employer: | WANHO | Debt-to-income ratio: | 16.66% |
Length of employment: | 7 years | Location: | Terryville, CT |
Home town: | |||
Current & past employers: | WANHO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > 1998 Dodge Durango needs a new auto transmission (rebuilt). After careful consideration of purchasing a used vehicle vs. repair, at this time it is more economically feasible to repair the transmission. The vehicle has been reliable for 7 years and has been well-maintained. It is currently paid in full.<br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $40,016.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I currently own a home in CT that has been recently appraised at $200,000. <br>My current mortgage is approx $120,000. I have a line of credit of $25,000, which converts to a home equity when it matures. I recently went to school and obtained studen loan debt of approx $12,000 of which $9,000 is left. I have credit card debt as well which I have never been late on. When my kids finish college in 2-3 years, I hope to pay that off at well. |
Please explain the reason why you carry a large revolving credit balance. | I currently own a home in CT that has been recently appraised at $200,000. <br>My current mortgage is approx $120,000. I have a line of credit of $25,000, which converts to a home equity when it matures. I recently went to school and obtained studen loan debt of approx $12,000 of which $9,000 is left. I have credit card debt as well which I have never been late on. When my kids finish college in 2-3 years, I hope to pay that off at well. |
Member Payment Dependent Notes Series 1021434
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1021434 |
$20,000 |
$20,000 |
19.42% |
1.00% |
November 25, 2011 |
November 25, 2016 |
November 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1021434. Member loan 1021434 was requested on November 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.46% |
Length of employment: | n/a | Location: | Smith Station, AL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/11/11 > This is a loan request for an inground swimming pool. This has been a dream of mine for a long time. And I hope to make it come true.<br>
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $9,789.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | The reason may of been due to retiring from the Army and finding a new job. |
Member Payment Dependent Notes Series 1021444
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1021444 |
$35,000 |
$35,000 |
22.06% |
1.00% |
November 25, 2011 |
November 25, 2016 |
November 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1021444. Member loan 1021444 was requested on November 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,083 / month |
Current employer: | STANLEY BLACK AND DECKER | Debt-to-income ratio: | 12.94% |
Length of employment: | 2 years | Location: | NORTHBORO, MA |
Home town: | |||
Current & past employers: | STANLEY BLACK AND DECKER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/11/11 > I plan to consolidate all my debt into this loan so i can have one payment per month which will save me 400 per month. <br>
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 61 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $11,556.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I lived in RI three years ago and needed to move to MA for my current position. I was able to rent the house in RI in the beginning with anticipation that the real estate market would turn around and then I would sell. However this did not happen and after the renters moved out I was unable to cover two mortages (RI and MA). I ended up being deliquent on the payments until I was able to rent the house in RI again. I have been current for over eight months now. |
Which debts do you plan to pay off with this loan? | I plan to them all off so I can have one consolidated bill. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | they are all credit card balances with an avg rate of 18% or so. there are five cards in total. |
Member Payment Dependent Notes Series 1021515
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1021515 |
$12,000 |
$12,000 |
7.90% |
1.00% |
November 29, 2011 |
December 5, 2016 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1021515. Member loan 1021515 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | Tucker Ellis & West LLP | Debt-to-income ratio: | 8.09% |
Length of employment: | 6 years | Location: | Bay Village, OH |
Home town: | |||
Current & past employers: | Tucker Ellis & West LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > Buy a used Honda Element. <br>
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,875.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan to buy a used Honda Element. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All mortgage, home insurance, and tax together is $1861. Monthly Transportation budget is at $880, including two current car payments, gas, bus pass, insurance. We budget $600 for groceries and $200 for eating out. Cell phone = $160, utilities = $190, Cable = $111. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1800 mortgage + tax, $100/month credit card, $600 existing car payments, $200 utilities, $115 cable+internet, $160 Cell Phones, $250 Student Loan, $600 food/pets, $200 eat-out/fun, firm paid health care and a lot of money in the 401k so far. |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies in the last two years. |
Is this loan for a refinance, lease or purchase? | This will be for used a purchase. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Honda Element 2004 EX 4x4, 96k miles, Used but in great condition. |
What are the balances, interest rates, and monthly payments on any other auto obligations? | We have two auto loans. One is 4.5%, with a $9000 balance. The second is 1.9% with a $6000 balance. |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | I am including taxes in the loan. Registration isn't very much in Ohio. The additional insurance has been modeled and is accounted for in the budget. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The is only be used for one purpose, to buy a used Honda Element. |
Please explain the reason why you carry a large revolving credit balance. | The credit card balance doesn't have much left on it and the rate is fairly low. It should be paid off within a year from now at our current repayment rate. I don't plan on carrying a balance on my credit card in the future as long as I keep getting such good rates from LendingClub. |
Member Payment Dependent Notes Series 1022002
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1022002 |
$35,000 |
$35,000 |
21.28% |
1.00% |
November 25, 2011 |
November 25, 2016 |
November 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1022002. Member loan 1022002 was requested on November 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | NEI Contracting & Engineering, Inc. | Debt-to-income ratio: | 8.12% |
Length of employment: | 10+ years | Location: | Jamul, CA |
Home town: | |||
Current & past employers: | NEI Contracting & Engineering, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/01/11 > I plan on using the loan to pay off a credit card and construction loan for work done to my home. I have been at my job for 18 years and have lived in my home for 14 years. I am very stable with good credit.
A credit bureau reported the following information about this borrower member on October 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $47,375.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | According to my Transunion report, I have been late 3 times (30 days) over the past 2 years on my mortgage; this report was just ran on Friday, Nov 11, 2011. I am sending Transunion a copy of the signed Fed Ex receipts for what was reported as late. Each month for the past 4 years I have always sent my mortgage payment Fed Ex to ensure my mortgate is received on time. Since my loan was purchaed by Met Life, they are notourious for posting payments late despite when the payments are actually received. I am very careful about covering myself and making sure my payments are made on time. That is why I have proof. I am asking Trans Union to correct my report based on the Fed Ex proof of receipts of payments. |
If you have a delinquency in the last 2 years, please explain the reason. | According to my Transunion report, I have been late 3 times (30 days) over the past 2 years on my mortgage; this report was just ran on Friday, Nov 11, 2011. I am sending Transunion a copy of the signed Fed Ex receipts for what was reported as late. Each month for the past 4 years I have always sent my mortgage payment Fed Ex to ensure my mortgate is received on time. Since my loan was purchaed by Met Life, they are notourious for posting payments late despite when the payments are actually received. I am very careful about covering myself and making sure my payments are made on time. That is why I have proof. I am asking Trans Union to correct my report based on the Fed Ex proof of receipts of payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Description Balance Interest Monthly Payment<br><br>Credit Card $26,000 24.5% 690.00 ***************<br>Revolving Line $ 15,000 9% 49.00<br>Mortgage $220,000 3.75% 1900.00<br>Home Improvement $10,000 14% 800.00 *****************<br> <br>********************** These are the two i would like to consolidate and pay off with the loan |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Description Payment amt<br><br>Mortgage $1900.00<br>LOC 49.00<br>Credit Card 690.00 *****<br>Home Improv Loan 800.00 *****<br>Utilities 500.00 (approx)<br>Insurance 200.00<br>Car Paid Off<br>Taxes Included in my Mortgage<br><br>***** These are the two I am trying to consolidate with this loan. |
Member Payment Dependent Notes Series 1022403
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1022403 |
$15,000 |
$15,000 |
7.90% |
1.00% |
November 29, 2011 |
December 2, 2016 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1022403. Member loan 1022403 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | sears holdings | Debt-to-income ratio: | 7.39% |
Length of employment: | 10+ years | Location: | penacook, NH |
Home town: | |||
Current & past employers: | sears holdings | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,119.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off new 95 % oil furnace and higher credit card interest rate. Thank you |
Member Payment Dependent Notes Series 1022452
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1022452 |
$14,400 |
$14,400 |
15.27% |
1.00% |
November 23, 2011 |
November 25, 2016 |
November 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1022452. Member loan 1022452 was requested on November 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Group Health Cooperative | Debt-to-income ratio: | 16.30% |
Length of employment: | 2 years | Location: | Auburn, WA |
Home town: | |||
Current & past employers: | Group Health Cooperative | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/12/11 > I have been hard hit like everyone else, using up my savings and credit cards to stay afloat during 8 months of unemployment a few years back. I have never paid any one of my creditors late despite feeling the crunch of a smaller paycheck when I did land a job. I have been diligently paying my cards as much as I can over the minimum but one day I realized...I am going to be paying on these same old bills well past retirement. And that event is now in the near future instead of the distance. With this loan I can pay off all loans and credit cards I have except my home, my car and two high balance but much lower interest credit accounts (which are closed to further charges intentionally). With the ability to pay all that off in five years, I can also apply more and more to the remaining debt until it too is paid off. I hope this plan makes sense to you - I don't want a hand out -- I just need a hand up. Thank you for reading and hopefully funding my loan.<br><br> Borrower added on 11/12/11 > I have been hard hit like everyone else, using up my savings and credit cards to stay afloat during 8 months of unemployment a few years back. I have never paid any one of my creditors late despite feeling the crunch of a smaller paycheck when I did land a job. I have been diligently paying my cards as much as I can over the minimum but one day I realized...I am going to be paying on these same old bills well into my golden years.<br><br>With this loan I can pay off all loans and credit cards I have except my home, my car and two high balance but much lower interest credit accounts (which are closed to further charges intentionally). With the ability to pay all that off in five years, I can also apply more and more to the remaining debt until it too is paid off. I hope this plan makes sense to you -- I just need a hand up to climb out of the hole. Thank you for reading and, hopefully, funding my loan.<br><br>
A credit bureau reported the following information about this borrower member on November 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,860.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Sure, here's the list<br>Mortage with taxes and insurance 1445<br>Gas at present 3.53/gal 80<br>Gas / Electric Avg over 12/mo 70<br>TV/Internet 60<br>Phone 20<br>Car ins 77<br>Food and Dog Food for 3 Dogs 350<br>Copays and Meds 100<br><br>then credit/bills |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sure, easy to gather from my monthly budget. Revolving means a credit card such as Visa, Care Credit, Tire Store. Reflected payments are the minimum, I normally pay as much more as I can. My goal is not necessarily to reduce my monthly outflow - more to have an end in site. Thanks for asking!<br><br>Mortgage 5% 196,000 1445 (which includes the tax and ins added) <br>Revolving 7.24% 13000 265<br>Revolving 11.24% 9500 188<br>Auto loan 7.70% 21000 414<br><br>And the ones to pay off with this loan, should it be granted:<br>Revolving 16.24% 2750 75<br>Personal Loan 19.59% 3400 99<br>Revolving 11.24% 2300 45<br>Revolving 24.99% 1000 45<br>Revolving 24.99% 825 45<br>Revolving 29.99% 1200 35<br>Revolving 14.90% 275 25<br>Revolving 0% 212 25<br>Revolving 18% 110 25<br>Revolving 22.9% 172 15 |
Member Payment Dependent Notes Series 1022570
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1022570 |
$25,200 |
$25,200 |
15.96% |
1.00% |
November 25, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1022570. Member loan 1022570 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,700 / month |
Current employer: | U.S. Army | Debt-to-income ratio: | 0.02% |
Length of employment: | 10+ years | Location: | Radcliff, KY |
Home town: | |||
Current & past employers: | U.S. Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | This loan will be for rental property renovation and repair. I recently purchesed a multi-family home that I plan to repair and rent out. |
What is the home improvement project you are planning? | I recently purchased a multi family home through thr road homes auction program in New Orleans, Louisiana. The loan will be used to renovate and or repair the property. |
Is the improvement to your primary residence or an investment property? | Investment property |
What is your intended use for the loan proceeds? | To purchase and renovate rental property |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My mortgage is currently 1,415.00 a month. I do not have a home equity loan or line of credit. Insurance and taxes are in escrow and are included in the monthly payment. (15yr fixed, 3.37% interest rate) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My living expenses total about $800 on average |
What is your intended use for the loan proceeds? | To purchase and renovate rental property |
Member Payment Dependent Notes Series 1022731
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1022731 |
$30,000 |
$30,000 |
11.71% |
1.00% |
November 25, 2011 |
November 26, 2016 |
November 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1022731. Member loan 1022731 was requested on November 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Clear Channel Communication | Debt-to-income ratio: | 12.27% |
Length of employment: | 1 year | Location: | austin, TX |
Home town: | |||
Current & past employers: | Clear Channel Communication | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/12/11 > This is a personal loan to pay off credit card debt<br> Borrower added on 11/16/11 > I'm ready to recieve the money!<br>
A credit bureau reported the following information about this borrower member on November 12, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,068.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | American Express- about $10,000 ($800 per month) <br>Chase- about $10,000 ($400 per month)<br>Bank of America- about $10,000 ($400 per month)<br>interest rates not avaible at this time.<br>Mortgage- Aurora Loan Services (1,000 per month) |
Member Payment Dependent Notes Series 1022768
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1022768 |
$26,375 |
$26,375 |
19.42% |
1.00% |
November 25, 2011 |
November 26, 2016 |
November 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1022768. Member loan 1022768 was requested on November 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | U. S. Army | Debt-to-income ratio: | 18.17% |
Length of employment: | 6 years | Location: | Savannah, GA |
Home town: | |||
Current & past employers: | U. S. Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/13/11 > How I plan to use my funds? <br>I plan to use the funds given to me to get me out of credit card debt. I am paying way to much right now in my credit cards and this will help me consoidate it all into one easy payment.<br><br><br> Borrower added on 11/13/11 > What makes me a good borrower?<br>In the past, I have had a total of 3 loans. I have paid all those loans off. I also have not missed one payment on my credit cards that I owe. <br><br> Borrower added on 11/13/11 > What is my monthly budget?<br>As of now, about half my paycheck goes into credit card debt and the other half into everything else. I pay right now $1,500-@2,000 a month into my credit card deby. Leaving no room for me to save. This loan will help me put everything into a better perspective. <br><br> Borrower added on 11/13/11 > How stable is my job?<br>I work for U.S. Army. I've been in 5 years. And I just reenlisted last year for another 6 years. My job is very stable by the time I come up on ETS this loan will be paid in full. <br> Borrower added on 11/18/11 > It's been 7 days and I would like to Thank all the investors that have invested in me. I want you to know that I have it all worked out if I get fully funded. All my Credit cards will be paid off with this. Chase,USAA,Toysrus, and Macy's. So far I have been paying $1,500-$2,000 a month in these credit cards. But with your investing I will only pay $700 monthly. Which will help me out so much. Thank you again and my future investors, I want you to know you can have trust in me to repay you all back. <br> Borrower added on 11/22/11 > Less then 4 days left, Thank you everyone so far, please help me receive this fully, and hope you all Have a wonderful Thanksgiving weekend. <br>
A credit bureau reported the following information about this borrower member on November 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,680.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent right now is $950 a month. Transportation varies, I use buses and subway. All utilites and insurence come out to like $400 a month. Food is about $300 a month. With rent and all my utilites together, I pay a good $1,800. This number is not counting credit cards which will all be paid off if this is approved. |
Please explain the reason why you carry a large revolving credit balance. | The reason for the large revolving credit is because of bad choices that I have made. I had just got back from a deployment and I made purchases of stuff that I wanted, and spent without thinking of the concequenses. I have though learned from my past mistakes and this loan will help me make everything right. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card interest rates are below 6% due to where I'm stationed at. Credit Cards I pay above the minimum that is due on each. Right now I'm E-5/ with BAH and all of it right now goes into my rent/creditcards/insurence/food. |
Which debts do you plan to pay off with this loan? | All credit card debt. 4 credit cards in all. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card interest rates are below 6% due to where I'm stationed at. Credit Cards I pay above the minimum that is due on each. Right now I'm E-5/ with BAH and all of it right now goes into my rent/creditcards/insurence/food. |
Member Payment Dependent Notes Series 1022961
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1022961 |
$24,000 |
$24,000 |
19.42% |
1.00% |
November 28, 2011 |
November 26, 2016 |
November 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1022961. Member loan 1022961 was requested on November 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Northrop Grumman | Debt-to-income ratio: | 18.46% |
Length of employment: | 5 years | Location: | Signal Hill, CA |
Home town: | |||
Current & past employers: | Northrop Grumman | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > This loan for paying off my higher interest rate credit cards and loan that I own. I want to pay off all of them. I would not pay off in a fastest time if I make a minimum payments for all my credit cards. thanks<br>
A credit bureau reported the following information about this borrower member on November 12, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $17,065.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses around $ 1300 ($800 rent + $ 500 other things) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit cards debts is around $23,000 and with minimum payments, i have to pay around $ 950 per month. |
Which debts do you plan to pay off with this loan? | I want to pay all my credit cards debt with high interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses on these thing is around $1,500 |
Member Payment Dependent Notes Series 1022965
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1022965 |
$5,600 |
$5,600 |
7.90% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1022965. Member loan 1022965 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,667 / month |
Current employer: | Babcock Ranch | Debt-to-income ratio: | 23.85% |
Length of employment: | 8 years | Location: | Port Charlotte, FL |
Home town: | |||
Current & past employers: | Babcock Ranch | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I am paying off 5 credit cards with high interest. I have been making payments forever and the amount does not seem to go down due to the compounding interest. I have talked to the credit card companies trying to get the interest lowered or a payment plan and they will not work with me because I pay on time and usually pay more than my minimum payment . They only will help if I default. I have worked hard to get a good credit rating and do not want to do this. With a fixed rate I have a much better chance of paying off the loan faster.<br>
A credit bureau reported the following information about this borrower member on November 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,599.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My plan is to pay off Citi Bank $1142.94 9.99% $20.59 <br>Pymt is last stmt Household $652.94 11.24% $15.00<br> Minimum due. I always Chase $389.69 12.00% $17.00<br> try to pay more. Discover $1170.34 19.99% $30.00<br> out of room Juniper $1954.45 14.99% $44.27 |
Member Payment Dependent Notes Series 1023014
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023014 |
$3,525 |
$3,525 |
6.62% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023014. Member loan 1023014 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | dakota pride | Debt-to-income ratio: | 12.92% |
Length of employment: | 2 years | Location: | rapid city , SD |
Home town: | |||
Current & past employers: | dakota pride | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,518.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | 14 months ago, my previous employment of 25 years closed / shut down. To avoid unemployment I took a position at Dakota Pride. This was supposed to be a full time position and turned out to be less as I was working an average of 34 hours or less per week with zero benefits. During this span of 14 months I used credit cards for vehicle repairs, if I was short on cash, etc. On Monday, December 5th, I start my new career at Indian health services / Soo San Hospital which is a full time permanent position with benefits. I start at $27,000 and after one year this position goes to $32,000. This is a government position as supervisor of house cleaning. I have given my notice at Dakota Pride and my last day is Friday, December 2nd. Their phone number is 605-343-6347, supervisor is Wanda Allard. |
What is your intended use for the loan proceeds? | Pay of juniper and discover which is $2,000 and keep the balance as savings for future emergencies such as vehicle repairs, house items, etc. as my modest savings from 15 months ago was exhausted during my time working at Dakota pride. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | At my new position my take home pay every 2 weeks will be apx $850.00 x 2 =<br>$1,700 per month. I belive that after juniper and discover are paid, I would have no problems paying all of my bills which includes this request. <br>Note: when I applied for this loan, I almost optioned for the $14,000 loan at apx $300.00 per month. This would have erased all other debt and left this loan olnly to pay which could be made. I did not apply for this and optioned for the smaller amount as I did not think I would have qualified. Please let me know if this could have been an acceptable option?<br>Thank you<br>Kevin Whitney |
Please explain the reason why you carry a large revolving credit balance. | 14 months ago, my previous employment of 25 years closed / shut down. To avoid unemployment I took a position at Dakota Pride. This was supposed to be a full time position and turned out to be less as I was working an average of 34 hours or less per week with zero benefits. During this span of 14 months I used credit cards for vehicle repairs, if I was short on cash, etc. On Monday, December 5th, I start my new career at Indian health services / Soo San Hospital which is a full time permanent position with benefits. I start at $27,000 and after one year this position goes to $32,000. This is a government position as supervisor of house cleaning. I have given my notice at Dakota Pride and my last day is Friday, December 2nd. Their phone number is 605-343-6347, supervisor is Wanda Allard. |
Please explain the reason why you carry a large revolving credit balance. | 14 months ago, my previous employment of 25 years closed / shut down. To avoid unemployment I took a position at Dakota Pride. This was supposed to be a full time position and turned out to be less as I was working an average of 34 hours or less per week with zero benefits. During this span of 14 months I used credit cards for vehicle repairs, if I was short on cash, etc. On Monday, December 5th, I start my new career at Indian health services / Soo San Hospital which is a full time permanent position with benefits. I start at $27,000 and after one year this position goes to $32,000. This is a government position as supervisor of house cleaning. I have given my notice at Dakota Pride and my last day is Friday, December 2nd. Their phone number is 605-343-6347, supervisor is Wanda Allard. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | At my new position my take home pay every 2 weeks will be apx $850.00 x 2 =<br>$1,700 per month. I belive that after juniper and discover are paid, I would have no problems paying all of my bills which includes this request. <br>Note: when I applied for this loan, I almost optioned for the $14,000 loan at apx $300.00 per month. This would have erased all other debt and left this loan olnly to pay which could be made. I did not apply for this and optioned for the smaller amount as I did not think I would have qualified. Please let me know if this could have been an acceptable option?<br>Thank you<br>Kevin Whitney |
Member Payment Dependent Notes Series 1023044
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023044 |
$35,000 |
$35,000 |
12.42% |
1.00% |
November 28, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023044. Member loan 1023044 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | US Army Corps of Engineers | Debt-to-income ratio: | 10.38% |
Length of employment: | 9 years | Location: | Medford, NJ |
Home town: | |||
Current & past employers: | US Army Corps of Engineers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > This is my first time using the Lending Club. I am planning to rennovate my house to accommodate another room (or two) depending on the funding amount. This improvement will increase the homes appraised value as well. My bills are paid on time monthly as maintaining good credit is important to me. I have been employed with the same company for close to ten years and my position is one that is not subject to layoff. <br><br> Borrower added on 11/20/11 > Thanks to everyone who is making this a possibility for me as I could not acheive this without you all!<br>
A credit bureau reported the following information about this borrower member on November 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,499.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is this for a home improvement you have already made, or one that you are planning to make? | Hi: This is for one we are planning to make. We have quotes in from several builders, and actually have an extended family member who is a general contractor and able to coordinate the best off season rates. Our goal is to add an additional bedroom and bathroom which also increases the value of our home in this down market. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 500 |
Please explain the reason why you carry a large revolving credit balance. | I recently took advantage of consilidating debt at the best possible terms. |
What is the home improvement project you are planning? | We are planning to make our master bedroom into two bedrooms and add another bedroom as well as another bathroom to the upper floor. |
Is the improvement to your primary residence or an investment property? | Primary Residence. We have quotes in from several builders, and actually have an extended family member who is a general contractor and able to coordinate the best off season rates. Our goal is to add an additional bedroom and bathroom which also increases the value of our home in this down market. |
Please explain the reason why you carry a large revolving credit balance. | I recently took advantage of consilidating debt at the best possible terms. |
Member Payment Dependent Notes Series 1023170
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023170 |
$32,275 |
$32,275 |
11.71% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023170. Member loan 1023170 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,417 / month |
Current employer: | Cablevision | Debt-to-income ratio: | 18.12% |
Length of employment: | 2 years | Location: | wayne, NJ |
Home town: | |||
Current & past employers: | Cablevision | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,345.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | My credit card bills from college. I want to consolidate them to pay one monthly bill |
Member Payment Dependent Notes Series 1023275
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023275 |
$35,000 |
$35,000 |
19.03% |
1.00% |
November 29, 2011 |
November 26, 2016 |
November 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023275. Member loan 1023275 was requested on November 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Yumband .INC | Debt-to-income ratio: | 16.94% |
Length of employment: | 2 years | Location: | Birmingham, AL |
Home town: | |||
Current & past employers: | Yumband .INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 12, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,986.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The reason why I carry a large revolving credit balance is because I had two childred in college at the same time and the tuition, books, and room and board were much higher than expected. I also did some home improvements with my home as well. |
Member Payment Dependent Notes Series 1023555
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023555 |
$35,000 |
$35,000 |
17.27% |
1.00% |
November 28, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023555. Member loan 1023555 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,125 / month |
Current employer: | State Street | Debt-to-income ratio: | 16.52% |
Length of employment: | 9 years | Location: | Weare, NH |
Home town: | |||
Current & past employers: | State Street | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > thank you<br>I would like the full 35k - this is for home improvements and debt pay off <br>thank you <br><br> Borrower added on 11/15/11 > thnak you <br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,357.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 7 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | i am using the funds for home improvements which will add approx 40k in value to the home and to apy off debt<br><br>thank you for your support |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | home improvements and debt pay off - the improvements will add about 40k in value to the home. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own the property - mortgage is 1400 (PITI)<br>gas 200 per month<br>phone-utilities 200 per month<br>foord 400 per month<br>cable 89.00 per month<br>thanks |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mortgage PITI 1400<br>no home wuity loans or lines of credit<br>utilities/phone 200.oo per month<br>food 400 per month<br>cable 87.00 per month <br>gas 250 per month |
What is the estimated current market value of the home you intend to purchase? | 285K<br>after improvements approx 315k |
If you have a delinquency in the last 2 years, please explain the reason. | no never -- over 750 FICO with perfect payment histories |
Is the home you are purchasing your primary residence or an investment property? | it will be primary |
Member Payment Dependent Notes Series 1023699
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023699 |
$15,000 |
$15,000 |
20.30% |
1.00% |
November 23, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023699. Member loan 1023699 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | santa clara county | Debt-to-income ratio: | 15.78% |
Length of employment: | 5 years | Location: | sunnyvale, CA |
Home town: | |||
Current & past employers: | santa clara county | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > I have five credit cards with interest rates 27 to 31 percent. The banks have increased these rates over the years. My goal is to pay these off, consolidate to one pymt and reduce the interest cost. I have a solid secure job, no problems paying my bills.... just tired of feeding the big institutions.<br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,017.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1023701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023701 |
$10,000 |
$10,000 |
15.96% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023701. Member loan 1023701 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,583 / month |
Current employer: | QPAY INC | Debt-to-income ratio: | 10.25% |
Length of employment: | 6 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | QPAY INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > Most of my revolving credit card balances are from paying expenses when i was in college. I had a very low interest rate on these cards, but they raised the rates recently. I also had a college loan which i paid off already, only the credit card balances are left, which i want to pay off as soon as possible. <br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,178.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | i have around 11000 in total balance, interest rate is 28.67% (recently they raised the rate), current monthly payment is around $380.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my current monthly expenses are around $2200 (including rent, transportation, phone, food) |
Please explain the reason why you carry a large revolving credit balance. | Most of the balances are from when i was in university, i had a very low interest rate back then, but they kept on raising the interest rate. the current interest rate i'm paying is 28.65%. I also had a college loan, which i paid off already, only the credit card balances are left. |
What is the total balance of your credit cards, interest rates and current monthly payments? | i have around 11000 in total balance, interest rate is 28.67% (recently they raised the rate), current monthly payment is around $380.00 |
Member Payment Dependent Notes Series 1023802
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023802 |
$21,000 |
$21,000 |
17.58% |
1.00% |
November 25, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023802. Member loan 1023802 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Paston Group LLC | Debt-to-income ratio: | 13.91% |
Length of employment: | 10+ years | Location: | Floral Park , NY |
Home town: | |||
Current & past employers: | Paston Group LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/13/11 > To whom it may concern, I just want to say thank you for your loan. Now I can start consolidating my debts. I have been working at same job for 15 years.I always make my payments on times.<br><br> Borrower added on 11/13/11 > my monthy budget is 2,500.<br><br> Borrower added on 11/13/11 > what makes me a good borrow i pay my bills on time, my budget is 2,500 month I have been working at my job for 15years, What i am planning to do with the loan is to pay my debts.<br><br> Borrower added on 11/13/11 > i have a qustion for you how times does a person have to fill this part of loan section out in order to move on or finish processing the loan, thank you.<br><br> Borrower added on 11/13/11 > i have a qustion for you how times does a person have to fill this part of loan section out in order to move on or finish processing the loan, thank you.<br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,233.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1023860
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023860 |
$20,000 |
$20,000 |
15.27% |
1.00% |
November 25, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023860. Member loan 1023860 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Target | Debt-to-income ratio: | 16.85% |
Length of employment: | 8 years | Location: | Wilbraham , MA |
Home town: | |||
Current & past employers: | Target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/29/11 > Thank you all for considering my loan application. Borrower added on 10/29/11 > Thank you all for considering my loan application.
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,712.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total of my minimum payments on my cards is about 500. With this loan I will be paying the same monthly the only difference is I will be paid off in 5 years. Thanks for your interest |
Please explain the reason why you carry a large revolving credit balance. | I have gone through a divorce and a large part of my debt is due to the settlement. |
What is your intended use for the loan proceeds? | Hi, I will use the loan proceeds to combine my credit cards into one payment plan for the duration of the loan. |
Member Payment Dependent Notes Series 1023909
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1023909 |
$21,000 |
$21,000 |
17.58% |
1.00% |
November 28, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1023909. Member loan 1023909 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,500 / month |
Current employer: | Hyundai Capital | Debt-to-income ratio: | 9.22% |
Length of employment: | 10+ years | Location: | Irvine, CA |
Home town: | |||
Current & past employers: | Hyundai Capital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/13/11 > Travel and visa expenses for future wife.<br> Borrower added on 11/16/11 > Also would use to payoff Wells Fargo revolving credit.<br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,615.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Because the rate is very cheep. |
How are you paying for other wedding expenses not covered by this loan? | There are no other expenses. It is small and simple. Mainly travel and visa expenses. |
Member Payment Dependent Notes Series 1024086
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1024086 |
$30,000 |
$30,000 |
20.30% |
1.00% |
November 28, 2011 |
November 27, 2016 |
November 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1024086. Member loan 1024086 was requested on November 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | DCFS | Debt-to-income ratio: | 16.66% |
Length of employment: | 10+ years | Location: | PRAIRIEVILLE, LA |
Home town: | |||
Current & past employers: | DCFS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > the loan wil be used to pay off smaller longs and have one monthly payments. I have worked with the same employer for 25 years. I am a good borrower I make payments timely each month. <br>
A credit bureau reported the following information about this borrower member on November 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $13,505.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No, delinquency that Ican recall. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | No rent or mortgage expenses; $350 in utilites and insurance payments |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover -6000.00<br>CapitalOne-2700.00<br>Regions Bank-12,000<br>Eagle Federal Credit Union |
Which debts do you plan to pay off with this loan? | Will pay Discover, Capitalone, Regions Bank and Eagle Federal Credit union |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | No rent or mortgage expenses; $350 in utilites and insurance payments |
Which debts do you plan to pay off with this loan? | Will pay Discover, Capitalone, Regions Bank and Eagle Federal Credit union |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover -6000.00<br>CapitalOne-2700.00<br>Regions Bank-12,000<br>Eagle Federal Credit Union |
Member Payment Dependent Notes Series 1024123
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1024123 |
$6,000 |
$6,000 |
8.90% |
1.00% |
November 25, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1024123. Member loan 1024123 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.24% |
Length of employment: | n/a | Location: | Centreville, AL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > This Buggy is to use on the Farm.<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $14,406.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1024600
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1024600 |
$23,000 |
$23,000 |
13.49% |
1.00% |
November 28, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1024600. Member loan 1024600 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,829 / month |
Current employer: | ExpertPlan | Debt-to-income ratio: | 2.53% |
Length of employment: | 10+ years | Location: | Kansas City, MO |
Home town: | |||
Current & past employers: | ExpertPlan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,746.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | Collectively with employee's and all we have 20+ years experience in this business. |
What is your intended use for the loan proceeds? | The purpose for the loan will be for buying our smoker and some inventory. |
Please describe your experience/familiarity with the business you are starting/started? | Collectively with employee's and all we have 20+ years experience in this business. |
What do you project your monthly revenues for the first 6 months to be? | Month 1- 30,000, month 2- 38,000, month 3- 46,000, month 4- 55,000, month 5- 55,000, month 6- 62,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 12,391.00 |
What is your intended use for the loan proceeds? | The purpose for the loan will be for buying our smoker and some inventory. |
What is your intended use for the loan proceeds? | The purpose for the loan will be for buying our smoker and some inventory. |
What do you project your monthly expenses for the first 6 months of your business? | 10,000-15,000 |
What will be the largest expense in the first six months? | the smoker |
Can you provide some high level financials on the monthly costs / revenue of your business? | Yes I can provide those things with our projections. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | personal expenses are approximately 1000 per month |
What type of business are you starting? | A restaurant |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencies |
Member Payment Dependent Notes Series 1024620
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1024620 |
$15,600 |
$15,600 |
15.96% |
1.00% |
November 28, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1024620. Member loan 1024620 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,333 / month |
Current employer: | Rea & Associates Inc. | Debt-to-income ratio: | 10.22% |
Length of employment: | 4 years | Location: | Streetsboro, OH |
Home town: | |||
Current & past employers: | Rea & Associates Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/14/11 > The funds will be used to help pay for wedding expenses for me and my lovely bride. We will be paying for the wedding ourselves and could use the money. I work for an accounting firm in NE Ohio and have worked their since I graduated from College a little less than 5 years ago. My credit score speaks for itself as I have been building it up for the last 5 years. I have never missed a payment and dont plan on screwing up my credit anytime soon. Thanks in advance for your help in making our day special.<br> Borrower added on 11/16/11 > Also, I wanted to note that my student loans make up the majority of my unsecured debt. My student loan balance is currently about $22,000.<br> Borrower added on 11/21/11 > Thank you to those who have invested so far!<br>
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,017.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How are you paying for other wedding expenses not covered by this loan? | We are not planning on spending more than this amount. The location for the wedding is our church and we will make a small donation to the church. The reception will be at our house and the food and beverage are very reasonably priced as we have friends in the business. Our wedding will not be the biggest or the most extravagent. We also have some money saved to add to it if need be. |
Please explain the reason why you carry a large revolving credit balance. | The reason for the large credit balance is directly related to the purchase of a foreclosed home. I have done most of the work on the house myself and have had to use my credit card to fund the purchase of materials. I also had some unforseen medical expenses which have added to the debt. The main reason for the debt is the house and spending money to fix it up. Even with the high credit balance I have never missed a payment, which is reflected in my credit score. I realize the importance of a high credit score and plan on keeping my score above 700. I hope this answers your question. Thanks! |
What is your intended use for the loan proceeds? | We will be using the loan for wedding and honeymoon expenses. Anything we have left over will go towards our outstanding credit card debt. <br>Thanks! |
Member Payment Dependent Notes Series 1024656
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1024656 |
$14,000 |
$14,000 |
6.62% |
1.00% |
November 25, 2011 |
November 28, 2014 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1024656. Member loan 1024656 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Lake Forest School District | Debt-to-income ratio: | 9.42% |
Length of employment: | 10+ years | Location: | Harrington, DE |
Home town: | |||
Current & past employers: | Lake Forest School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,579.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1024670
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1024670 |
$30,000 |
$30,000 |
19.91% |
1.00% |
November 28, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1024670. Member loan 1024670 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,430 / month |
Current employer: | Siemens | Debt-to-income ratio: | 9.65% |
Length of employment: | 10+ years | Location: | Easton, MA |
Home town: | |||
Current & past employers: | Siemens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $55,723.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1024678
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1024678 |
$35,000 |
$35,000 |
20.89% |
1.00% |
November 23, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1024678. Member loan 1024678 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | Informatica | Debt-to-income ratio: | 12.58% |
Length of employment: | 4 years | Location: | mckinney, TX |
Home town: | |||
Current & past employers: | Informatica | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > My actual FICO and credit score is higher than what is being reported<br><br> Borrower added on 11/16/11 > I have letters to support that I am not responsible for revolving credit<br> Borrower added on 11/16/11 > Never been late or default on any loans in my life<br> Borrower added on 11/17/11 > home is paid for/vehicle is paid for/ insurance is paid by employer<br><br> Borrower added on 11/17/11 > loan is to pay tuition at a therapeutic rehab<br>
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,088.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | tuition/boarding school |
What is your intended use for the loan proceeds? | tuition/boarding school |
Please explain the reason why you carry a large revolving credit balance. | I DO NOT carry large amount of revolving and can provide letters from USAA and Chase that I am not authorized on any account. |
What is your intended use for the loan proceeds? | tuition/boarding school |
What is your intended use for the loan proceeds? | tuition/boarding school |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | home is paid for/Exbidition is paid for/utilities are 300.00/cell is 40.00/insurance is paid by employer/food is 250.00 month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | only using for 1 purpose/tuition at boarding school |
What is your intended use for the loan proceeds? | tuition/boarding school |
Please provide additional details regarding the purpose of the loan? | tuition for a boarding school |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | home is owed/vehicile is paid/food is 250.00 month/utilities is 350.00 month/insurance is paid by employer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | only using for 1 purpose/tuition at boarding school |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | home is paid for/vehicle is paid for/ insurance is paid by employer |
What is your intended use for the loan proceeds? | tuition/boarding school |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | only using for 1 purpose/tuition at boarding school |
Member Payment Dependent Notes Series 1024798
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1024798 |
$15,000 |
$15,000 |
19.42% |
1.00% |
November 29, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1024798. Member loan 1024798 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | CATALINA ISLAND VACATION RENTALS | Debt-to-income ratio: | 20.68% |
Length of employment: | 5 years | Location: | AVALON, CA |
Home town: | |||
Current & past employers: | CATALINA ISLAND VACATION RENTALS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/14/11 > THIS LOAN WILL BE USED TO PAID OFF CREDIT CARD DEBT. I AM A GOOD CANDIDATE FOR THIS LOAN I HAVE NO LATE PAYMENTS AND HAVE BEEN EMPLOYED FULL TIME FOR OVER 5YRS<br>
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,413.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent is $800 per month <br>medical insurance for my wife and I is $350.00 per month<br>utilities are $125.00 per month wife works for cable office so internet and cable are free<br>phone paid for by company<br>transportation paid by company |
Please explain the reason why you carry a large revolving credit balance. | Primarilty due to change in jobs from 5yrs ago. I was unemployed for a period of time and started selling real estate and my costs were higher than expected. I have been employed fulltime for the past 5+yrs and do plan on selling real estate again but only on a part time basis. |
Which debts do you plan to pay off with this loan? | I plan on paying offf my higher rate cards the ones that currently have rate at 22% or higher |
Member Payment Dependent Notes Series 1024935
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1024935 |
$20,500 |
$20,500 |
11.71% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1024935. Member loan 1024935 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Rhino Steel Building Systems | Debt-to-income ratio: | 4.01% |
Length of employment: | 6 years | Location: | Denton, TX |
Home town: | |||
Current & past employers: | Rhino Steel Building Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > I plan to use this to pay off my credit cards and consolidate these into one payment. I have never missed a payment on any debt's that i have had. I would be happy to answer any questions you have.<br>
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,992.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover $5930 - 19.99% - $182, Citi $8448 - 13.24% - $171, Citi $3860 - 15.99% - $58, Capital One $2111 - 19.80% - $53. I have a mortgage of 1439 a month at 5.125% and a mortgage on a rental which is $826 a month at 4.375%. Don't have a car loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total Expenses are = $4,215 a month. This includes my Primary Mortgage of 1439 and my Rental Mortgage of 826. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover $5930 - 19.99% - $182, Citi $8448 - 13.24% - $171, Citi $3860 - 15.99% - $58, Capital One $2111 - 19.80% - $53. I have a mortgage of 1439 a month at 5.125% and a mortgage on a rental which is $826 a month at 4.375%. Don't have a car loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover $5930 - 19.99% - $182, Citi $8448 - 13.24% - $171, Citi $3860 - 15.99% - $58, Capital One $2111 - 19.80% - $53. I have a mortgage of 1439 a month at 5.125% and a mortgage on a rental which is $826 a month at 4.375%. Don't have a car loan. |
Which debts do you plan to pay off with this loan? | I have four cards i would like to pay off completely with the loan. Discover, Citi, Citi, and Capital One. |
What is your intended use for the loan proceeds? | To pay off my credit cards. I would prefer to have just one payment. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My primary house the payment is 1439 a month 30 year at 5.125% and this is with insurance and taxes. My rental property has a payment of 826, 15 year 4.375%. I pay 82 in insurance and 275 in taxes a month. My Utilities on my primary runs around 300 a month. I don't have a home equity loan or a line of credit. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will pay off all the cards. Discover $5930, Citi $8448, Citi $3860, Capital One $2111. This will let me have one payment when these are paid off and most likely will cancel to get down to one card. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My primary house is 1439 a month, this includes taxes and insurance. Utilities are around 300 a month. My rental house payment is 826 i also pay 82 in insurance and around 300 a month in taxes. |
Please explain the reason why you carry a large revolving credit balance. | I have not intended to carry a large balance. Most of the balance comes from a wedding we had to pay for. I would like to get rid of them all together so I don't carry a balance. |
Please explain the reason why you carry a large revolving credit balance. | I have not intended to carry a large balance. Most of the balance comes from a wedding we had to pay for. I would like to get rid of them all together so I don't carry a balance. |
Please explain the reason why you carry a large revolving credit balance. | I have not intended to carry a large balance. Most of the balance comes from a wedding we had to pay for. I would like to get rid of them all together so I don't carry a balance. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquencies. Always pay on time. |
If you have a public record on file, please briefly explain the event and its resolution. | I do not have any public records. |
Member Payment Dependent Notes Series 1025117
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1025117 |
$6,000 |
$6,000 |
10.65% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1025117. Member loan 1025117 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Rare Moon Media | Debt-to-income ratio: | 15.82% |
Length of employment: | < 1 year | Location: | Overland Park, KS |
Home town: | |||
Current & past employers: | Rare Moon Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $36,708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | My current job pays by the week, not twice a month or once a month. The mortgage wiped out our savings (I was let go from 4 jobs last year due to lack of venture capital) and we were unable to pay a couple of smaller bills. We are back on track, using a method of depositing my full monthly income in our main account on the 1st, and having all of my checks go straight into another account that will then fund the next months expenses. |
Member Payment Dependent Notes Series 1025239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1025239 |
$12,000 |
$12,000 |
19.42% |
1.00% |
November 23, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1025239. Member loan 1025239 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | NYC Department of Education | Debt-to-income ratio: | 7.20% |
Length of employment: | 6 years | Location: | ISLIP, NY |
Home town: | |||
Current & past employers: | NYC Department of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > Having these funds would help me improve my existing co-op, so that I can by a home for my family in the near future.<br><br> Borrower added on 11/15/11 > Looking to remodel my kitchen.<br> Borrower added on 11/17/11 > I am looking to renovate my current co-op so that I can sell it, and purchase a new home.<br> Borrower added on 11/20/11 > 2/3 of the way there. Thank you to everyone who has invested so far.<br>
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $4,032.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | They total about 1800.00. |
What is the home improvement project you are planning? | I am planning on renovating my kitchen in my co-op with the intent on selling the co-op and purchasing a home in the near future. |
Is the improvement to your primary residence or an investment property? | The improvement is for my primary residence. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Total monthly expenses work out to just about $2000.00. |
Member Payment Dependent Notes Series 1025315
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1025315 |
$5,000 |
$5,000 |
7.90% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1025315. Member loan 1025315 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,800 / month |
Current employer: | City Union Mission | Debt-to-income ratio: | 6.44% |
Length of employment: | 5 years | Location: | Grandview, MO |
Home town: | |||
Current & past employers: | City Union Mission | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > I am using the Loan to finish my basement for future use. <br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our monthly expenses are $1300 dollars. We also have extra income from a religious organization that we were not able to list on the lending club website. We are finishing our basement and will have 1 or 2 renters as well to help us pay the Loan off much faster. |
What is your intended use for the loan proceeds? | I am wanting to completely finish my basement with bedrooms and bathroom for future kids and possibly for renting. |
Member Payment Dependent Notes Series 1025554
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1025554 |
$18,650 |
$18,650 |
21.67% |
1.00% |
November 28, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1025554. Member loan 1025554 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | U.S. Postal service | Debt-to-income ratio: | 14.19% |
Length of employment: | 10+ years | Location: | Pearl City, HI |
Home town: | |||
Current & past employers: | U.S. Postal service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > We are a party room rental and video game arcade. We feature an all inclusive party for one flat rate. We offer a multitude of games for general play and a premium game room for the mature using familiar gaming systems. We have a refreshment center that has snacks, non alcoholic beverages and music.<br>
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $13,789.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | This a party room rental and video game arcade. |
Please describe your experience/familiarity with the business you are starting/started? | I have been planning birthday parties and managing personnel for 14 years. I have a culinary arts degree, some of the major studies included business management and costumer flow. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our lease is $9,000 a month, credit line $500, insurance $500, taxes $2000, utilities $1500 |
Member Payment Dependent Notes Series 1025574
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1025574 |
$30,000 |
$30,000 |
23.13% |
1.00% |
November 28, 2011 |
November 28, 2016 |
November 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1025574. Member loan 1025574 was requested on November 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,542 / month |
Current employer: | Live Nation | Debt-to-income ratio: | 22.57% |
Length of employment: | 3 years | Location: | Marina Del Rey, CA |
Home town: | |||
Current & past employers: | Live Nation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 14, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,174.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards - $35K Debt/20-25%/$1300 payments, Loan - $16K/20%/$600 - Trying to consolidate my credit card debt and begin paying down principle. Want to position myself to purchase a home in 2 years. Looking for some assitance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $1500, Transp - $200, utilities - approx $100, Phone - $120, insurance, Food - 120 to 160 |
Which debts do you plan to pay off with this loan? | Credit card debts w/highest interest |
Please explain the reason why you carry a large revolving credit balance. | the revolving debt was actually a bit higher, I have managed to pay down quite a bit (approx $20K). I think consolidating my debt will position me to better help me to reach my goal of becoming debt free (credit cards) and purchasing a home. The reason the debt was so high to begin with was in part with being young with no future plans and unexpected medical bills for my ailing father. I have a goal in mind now and I am committed to making this happen. |
What is your intended use for the loan proceeds? | consolidate revolving debt |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent - $1500, Transp - $200, utilities - $100, Phone/dataline - $120, insurance - $180, Food - 120 to 160 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using them to consolidate credit card debt. Allocating by highest APR. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | no mortgage - Rent is $1500 per mo (including Renter's insurance) |
If you have a public record on file, please briefly explain the event and its resolution. | n/a |
If you have a delinquency in the last 2 years, please explain the reason. | have not |
Member Payment Dependent Notes Series 1025950
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1025950 |
$17,600 |
$17,600 |
13.49% |
1.00% |
November 25, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1025950. Member loan 1025950 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | New York Life Insurance Co | Debt-to-income ratio: | 19.05% |
Length of employment: | 3 years | Location: | Danielson, CT |
Home town: | |||
Current & past employers: | New York Life Insurance Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > We are using these funds to pay off credit card debt, we have excellent credit and always pay our bills on time.<br><br> Borrower added on 11/15/11 > we would like to pay off our credit card debt, we have excellent credit and always pay our bills on time.<br>
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,022.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 846.50- 1.99%, 5960.56- 9.99%, 9616.57- 14.99%, 3522.60- 0.00% and 1926.16- 21.9%- credit card debt and balances. |
Which debts do you plan to pay off with this loan? | 5960.56-9.99%, 9616.57-14.99%, 1926.16-21.90% |
What is your intended use for the loan proceeds? | To pay off credit card debt and simplify into one lower monthly payment and to payoff credit card debt faster than if we kept the credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The living expenses you are inquiring about are well within means. Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The living expenses you are inquiring about are well within means. Thank you. |
Please explain the reason why you carry a large revolving credit balance. | I think in this economy we have all done what we have needed to do to survive, but, I can assure you we have and always will continue to pay our bills on time. We have excellent credit and have never payed any bill late. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be using the funds to pay off the credit cards with the highest interest rate so i can consolidate them into one lower monthly payment.<br>5960.56- 9.99% 3522.60- 0.00%<br>9616.57- 14.99% 846.50- 1.99%<br>1926.16- 21.9% ------------<br>------------ 4369.10- will continue to payoff on my own, these <br>17503.29 rates are for 1 yr. |
Member Payment Dependent Notes Series 1026174
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1026174 |
$16,500 |
$16,500 |
11.71% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1026174. Member loan 1026174 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,750 / month |
Current employer: | Russ Hadick & Associates, Inc | Debt-to-income ratio: | 12.07% |
Length of employment: | 4 years | Location: | Dayton, OH |
Home town: | |||
Current & past employers: | Russ Hadick & Associates, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > am buying a hospitality recruiting franchise through a 20 year old hospitality company. I am using this money to pay startup and franchise fees which will immediatly allow access to active clients with current job orders in the database. The parent company provides training and ongoing support. I am also free to develop my own clients who are not already signed with the parent company. I have 4 years recruiting experience.<br> Borrower added on 11/16/11 > I have been very dilgent in debt/loan repayment over the past 10 years. I currently maintain a very good credit rating.<br>
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,316.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have franchise fees payable to the parent company. In addition I am required to purchase a start up marketing package. |
Please describe your experience/familiarity with the business you are starting/started? | I am purchasing a hospitality recruiting franchise and am quite familiar with both the recruiting and the hospitality industries. In my current job I have acquired 4 years experience recruiting engineering and IT candidates for active job orders as well as pursue client leads/development for new search assignments.<br> Prior to my experience as a high tech recruiter I have worked in restaurants for 10+ years. |
Member Payment Dependent Notes Series 1026242
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1026242 |
$35,000 |
$35,000 |
17.27% |
1.00% |
November 28, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1026242. Member loan 1026242 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,161 / month |
Current employer: | Department Of Homeland Security | Debt-to-income ratio: | 23.84% |
Length of employment: | 5 years | Location: | Springfield, VA |
Home town: | |||
Current & past employers: | Department Of Homeland Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > I am trying to consolidate my outstanding revolving debt to better manage my monthly payments and to have a fixed end date on the outstanding debt. Thanks you so much for your consideration.<br> Borrower added on 11/22/11 > I have answered several questions that seem to get kicked back because I give too much personal info. I just want the investors to understand how and why I got all this revolving debt and to let them know my intention is to consolidate all credit card debt so I can put them away once and for all! My goal is to get to $30k. Thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,185.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is 1,234.00 a month which includes insurance and taxes. I do not have a home equity loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have about $29,000 in credit card debt with interest rates from 7.98 and up. two cards are at the limits and on is well below the $19,000 limit. My mortgage is $1,224.00. I do not have a student loan but try to help my daughter with hers. If you do not have access to my credit report I will be happy to send statements. |
Which debts do you plan to pay off with this loan? | All credit card balances so that I will have better cash flow and will not need to charge anymore. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have about $29,000 in credit card debt with interest rates from 7.98 and up. two cards are at the limits and on is well below the $19,000 limit. My mortgage is $1,224.00. I do not have a student loan but try to help my daughter with hers. If you do not have access to my credit report I will be happy to send statements. |
What is your intended use for the loan proceeds? | To consolidate debt. I want to pay off my credit cards and have one monthly payment that has an end date. I feel if my debt is consolidated I will not need to continue to use the credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1,224 - Transportation (Ins-gas-car payment) $830.00 - Utilities $174.33 (water & Electric) - Phone - 35.00 - Insurance (Life) $75.00 - Food/grocery shop aprox $650 - Home Owners Assoc Dues $65.00 - prescriptions $350.00+ - Expenses not included here are clothing, medical appointments, pet care, credit cards and other periodic expenses such as personal property expenses. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My intention is to pay off all credit card debt. The funds will be allocated to pay off each card so that I only have one monthly bill instead of multiple monthly payments. My main thing is to consolidate and have one bill with an end date in site. This will improve my cash flow as well and will end the need to charge up the cards. Thank you. |
Please explain the reason why you carry a large revolving credit balance. | I tried to give you details but it was kicked back. I do not intentionally carry the large revolving debt, cirumstances in my life have called for the need to use my credt cards for necessary needs. I am not a frevioulous (sp?) spender and do not put on credit items that we want, just needs. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I answered this one previously. Mortgage is 1234.00, no equity loan, credit cards are aprox $1000 a month, utilities are Aprox 250.00. I recently met with a credit counselor and my monthly expenses exceed my income by about $600. I am in the hole each month and this is why I would like to consolidate my date and have an end date. This will help me have a better cash flow so I wont need to depend on the credit card for needs. |
Member Payment Dependent Notes Series 1026311
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1026311 |
$16,000 |
$16,000 |
12.42% |
1.00% |
November 25, 2011 |
November 29, 2014 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1026311. Member loan 1026311 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.08% |
Length of employment: | n/a | Location: | Houston, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > I would like to pay off some of the debt I have now so I can make one low monthly payment.<br>
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1972 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $9,620.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I was in the process of helping my daughter and son out and I was a cosigner on a vehicle that was delinquent a few times. However, they have paid that vehicle off and all of my payments have always been on time. |
Member Payment Dependent Notes Series 1026337
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1026337 |
$14,400 |
$14,400 |
14.27% |
1.00% |
November 29, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1026337. Member loan 1026337 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,842 / month |
Current employer: | Iowa Workforce Development-State of Iowa | Debt-to-income ratio: | 9.86% |
Length of employment: | 10+ years | Location: | Elk Point, SD |
Home town: | |||
Current & past employers: | Iowa Workforce Development-State of Iowa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 57 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $3,718.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How are you paying for other wedding expenses not covered by this loan? | No |
Member Payment Dependent Notes Series 1026434
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1026434 |
$18,000 |
$18,000 |
11.71% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1026434. Member loan 1026434 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Hanna Campbell and Powell LLP | Debt-to-income ratio: | 16.20% |
Length of employment: | 7 years | Location: | CUYAHOGA FALLS, OH |
Home town: | |||
Current & past employers: | Hanna Campbell and Powell LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > I am simply looking to consolidate all of my credit card debt, obtain a lower interest rate and pay the debt off sooner. <br>
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,613.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is $918 and includes insurance and property tax. No equity loans or lines of credit. Utilities approximately $200, including gas, water, electric, trash, cell, internet, etc. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: $17,000. Interest rates range from 15% to 22%. Monthly payments $540. Student Loans: $120,000. Interest rate 3%. Mortgage: $100,000. Interest rate 5.6%. Monthly payment $918. Auto Loan: $16,000. Interest rate 6%. Monthly payment $399. |
Which debts do you plan to pay off with this loan? | All credit cards and only 2 will remain open with total limit of $6,500 between the 2. |
What is your intended use for the loan proceeds? | Pay off all of my credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is $918 and includes insurance and property tax. Car Loan is $400. Utilities approximately $200, including gas, water, electric, trash, cell, internet, etc. No land line phone. Food is less than $100 every 6 weeks. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage is $918 and includes insurance and property tax. No equity loans or lines of credit. Utilities approximately $200, including gas, water, electric, trash, cell, internet, etc. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is being used for the sole purpose of consolidating my credit card debt. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage is $918 and includes insurance and property tax. Utilities approximately $200, including gas, water, electric, trash, cell, internet, etc. |
Member Payment Dependent Notes Series 1026435
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1026435 |
$1,300 |
$1,300 |
7.90% |
1.00% |
November 23, 2011 |
November 29, 2014 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1026435. Member loan 1026435 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | Pearson Education | Debt-to-income ratio: | 9.72% |
Length of employment: | 1 year | Location: | Charlestown, MA |
Home town: | |||
Current & past employers: | Pearson Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > I have a loan from when I was a student in the Netherlands that I need to pay off monthly- I would like to pay now in one lump sum in order to avoid high bank transfer fees each month.<br>
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,474.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1026594
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1026594 |
$30,000 |
$30,000 |
13.49% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1026594. Member loan 1026594 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.80% |
Length of employment: | 10+ years | Location: | Fredericksburg, VA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/15/11 > My company is in consideration for state and Federal contract work. In order to prepare for this, I will require an infusion of short-term working capital to cover operational costs. <br>
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,617.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My company is in the Federal government (USA) contracting field. We are expanding into State and local contracting as well because of the numerous opportunities. There two very strong proposals that we expect to win at the State/local level in the next couple of weeks. If we are the winner of these opportunities, we will need to bring personnel aboard immediately due to the work requirements. The loan proceeds will be for operating expenses for the short term until we know the long term cash flow requirements. Once we know this information, we will be in the position to secure long term funding, in the range of 3-5 years depending on the contract duration. |
Please describe your experience/familiarity with the business you are starting/started? | My business is an established small veteran owned business. I have been involved in the government contracting business since 1985. Since that time I have worked for Fortune 500 firms as a business analyst, management analyst, project manager, and senior level consultant. In 1992, I started my own government consulting firm that has evolved into information technology consulting firm that serves the public and private sector. I have also contributed to the development of a primary system engineering life-cycle manual that is in use by one of our Federal government clients. |
What is your intended use for the loan proceeds? | My company is in the Federal government (USA) contracting field. We are expanding into State and local contracting as well because of the numerous opportunities. There two very strong proposals that we expect to win at the State/local level in the next couple of weeks. If we are the winner of these opportunities, we will need to bring personnel aboard immediately due to the work requirements. The loan proceeds will be for operating expenses for the short term until we know the long term cash flow requirements. Once we know this information, we will be in the position to secure long term funding, in the range of 3-5 years depending on the contract duration. |
Member Payment Dependent Notes Series 1026621
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1026621 |
$30,000 |
$30,000 |
19.42% |
1.00% |
November 29, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1026621. Member loan 1026621 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $12,500 / month |
Current employer: | Infosys Limited | Debt-to-income ratio: | 14.11% |
Length of employment: | < 1 year | Location: | WESTBURY, NY |
Home town: | |||
Current & past employers: | Infosys Limited | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > Debt consolidation loan for well-paid, stable IT professional<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $49,132.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not been delinquent in the last 2 years. |
Member Payment Dependent Notes Series 1026867
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1026867 |
$25,000 |
$25,000 |
13.49% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1026867. Member loan 1026867 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $20,833 / month |
Current employer: | Madison Williams and Company | Debt-to-income ratio: | 10.78% |
Length of employment: | 2 years | Location: | Cambridge, MA |
Home town: | |||
Current & past employers: | Madison Williams and Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,044.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to use the loan to pay off balances on credit balances with higher than 15% APR. I have $20-25K in credit balances that have 18-20% APR, and this loan should significantly reduce the interest payment, and also help me to pay off the debt ASAP. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have approximately $20-25K in credit card balances that have 18-20% in APR. I would like to use the proceeds from this loan to lower the APR significantly and help me to pay off the outstanding balance as soon as possible. |
Please explain the reason why you carry a large revolving credit balance. | Well, it's been a combination of outstanding balance from earlier part of the decade, and unexpected expenses steming from family matters. Whenever I have had a chance to pay things off, I've incurred other expenses. 2008-09 downturn also impacted my bonus income, limiting the opportunity to pay things off. With interest rates going up, I've been paying more on the interest. While my annual salaray has been fairly steady at $200-250K, paying these debts POST tax has been more challenging. However, with LendingClub locked in rate over three year period, I hope to make a substantial dent on the balance. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - $10,000 (25% APR)<br>Visa - $7,000 (20% APR)<br>Visa - $6,000 (19% APR) |
Member Payment Dependent Notes Series 1027054
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1027054 |
$21,600 |
$21,600 |
16.77% |
1.00% |
November 29, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1027054. Member loan 1027054 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | job1/stby.training sch./job2alt.inc. | Debt-to-income ratio: | 10.46% |
Length of employment: | 7 years | Location: | waterbury, CT |
Home town: | |||
Current & past employers: | job1/stby.training sch./job2alt.inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > I understand the importance of paying bills on time and my good credit is indicitive of that<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,828.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | i intend to pay off my credit card debt which i incurred from helping my daughter purchase items for her new home, expenses incurred from visiting family due to personal matters and purchasing items and related expenses for my home |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards $600/month-18-21% mortgage-$1600/month-5% utilities $200/month |
Member Payment Dependent Notes Series 1027182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1027182 |
$18,000 |
$18,000 |
22.06% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1027182. Member loan 1027182 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,166 / month |
Current employer: | Dorn VA Medical Center | Debt-to-income ratio: | 16.18% |
Length of employment: | 2 years | Location: | Orangeburg, SC |
Home town: | |||
Current & past employers: | Dorn VA Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > I am an excellent borrower because I pay my monthly loan amounts in advance and more that the minimum payment required. <br>
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $12,340.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have no mortgage/tax/insurance payments. My utilities total $450/mos. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial loan/$15000 credit line - $4000/balance-$250/mos<br>Chase credit card/$3727 credit line - $150/mos<br>Juniper credit card/$4800 credit line - $150/mos<br>Discover credit card/$4000 credit line - $150/mos<br>These payment amounts are above the average payment. The amounts are paid for my choosing. Please keep this in mind when making your decision. Thank you. |
Which debts do you plan to pay off with this loan? | I am considering the following to pay off:<br>Chase credit card/$3727 credit line - $150/mos<br>Juniper credit card/$4800 credit line - $150/mos<br>Discover credit card/$4000 credit line - $150/mos<br>These payment amounts are above the average payment. The amounts are paid for my choosing. Please keep this in mind when making your decision. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Beneficial loan/$15000 credit line - $4000/balance-$250/mos<br>Chase credit card/$3727 credit line - $150/mos<br>Juniper credit card/$4800 credit line - $150/mos<br>Discover credit card/$4000 credit line - $150/mos<br>These payment amounts are above the average payment. The amounts are paid for my choosing. Please keep this in mind when making your decision. Thank you. |
Member Payment Dependent Notes Series 1027372
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1027372 |
$12,800 |
$12,800 |
8.90% |
1.00% |
November 29, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1027372. Member loan 1027372 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,200 / month |
Current employer: | sterling autobody | Debt-to-income ratio: | 19.90% |
Length of employment: | 3 years | Location: | las vegas, NV |
Home town: | |||
Current & past employers: | sterling autobody | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,352.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off and consolidate credit card payments |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | roughly about $2600/month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | total about $2600 in expenses |
If you have a delinquency in the last 2 years, please explain the reason. | I'm usually very good with making any and all payments on time. If i was deliquent on any payments it might have been during and after my move from Illinois to Nevada, the move was pretty taxing both physically and financially. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will only be using the loan to pay off / consolidate my credit cards |
Which debts do you plan to pay off with this loan? | This loan would be used to pay off my credit cards, consolidate them into one payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About $14000 spread across three credit cards ranging from 0%-19% (purpose for loan), monthly - $1100 mortgage, $50 school loan, $400 car payment |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | all insurance, taxes, additional expenses are included in the $1100/month mortgage payment |
Please explain the reason why you carry a large revolving credit balance. | i had one credit card with a large balance and a high apr, in an attempt to get a better rate on this i did a balance transfer to a card with a lower rate, but did not know i was even approved until i recieved a statement from the company and saw that they were only able to transfer a small portion. <br><br>so i reached out to another offer for a balance transfer to a card again with 0% and while it was approved for more than the first it still was not for the full amount i needed. in the end it didnt help as much as i thought as i had hoped. now instead of having one balance with a high rate - i ended up with three payments which made paying any of them off in a fast difficult. as always, hindsight is 20/20 - live, learn and grow.<br><br>this loan would help me eliminate all credit card payments and cosolidate them into one low monthly payment with a fixed apr, instead of three payments with different interest rates |
If you have a public record on file, please briefly explain the event and its resolution. | i have a clean record |
Member Payment Dependent Notes Series 1027614
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1027614 |
$20,000 |
$20,000 |
17.27% |
1.00% |
November 28, 2011 |
November 29, 2016 |
November 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1027614. Member loan 1027614 was requested on November 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | Lowe's | Debt-to-income ratio: | 22.86% |
Length of employment: | 2 years | Location: | CHINO, CA |
Home town: | |||
Current & past employers: | Lowe's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > Borrower added on 11/08/11 > Looking to consolidate 4 loans and 3 credit cards with this loan. This loan will reduce my monthly debt payments giving me the ability to purchase a home for the first time. My good credit reflects my ability to pay all of my bills on time. Instead of paying high interest to large banks, I would rather pay a better interest back to the investors who deserve it.<br>
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $6,396.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencies in the past 2 years. My positive credit score reflects this. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I currently have the loans and credit cards I pay each month that add up to $1232 a month. I also have a cell phone bill, gas and insurance. My income supports me to have this much money going out, but since I want to purchase a home, the only way I can get qualified for the amount I need is to make my monthly debt payments to around $500, which this loan will do. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Lending Club - $3022 @ 19.39%, Car Loan - $15795 @ 7.49, Personal Loan - $3059 @ 18%, Loan (To help parents) - $2726 @ 8.49%, American Express - $2065 @ 15.24%, Best Buy - $1346 @ 24.24%, Care Credit - $802 @ 26.99%. The total amount of debt is more than the $20,000, but once I get this loan I will be trading in my vehicle to have it paid off. This will bring my monthly debt to $500, allowing me to qualify for a home. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I do not currently pay any montly expenses on housing. I live with my parents at the moment. The purpose of the loan was so I can buy a home. |
Member Payment Dependent Notes Series 1027807
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1027807 |
$24,000 |
$24,000 |
14.65% |
1.00% |
November 28, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1027807. Member loan 1027807 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,373 / month |
Current employer: | Dawn Food Products | Debt-to-income ratio: | 21.85% |
Length of employment: | 10+ years | Location: | Jerome, MI |
Home town: | |||
Current & past employers: | Dawn Food Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > Looking at consolidating all credit cards into one payment and to get them paid off sooner.<br> Borrower added on 11/18/11 > To consolidate all credit cards into one payment and to get them paid off sooner.<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,246.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 6 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Discover, CP Federal Visa, and unsecured loan. |
What is your intended use for the loan proceeds? | To consolidate all credit cards into one payment and to get them paid off sooner. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards for a total of $17,000.00, 1 at 17% and the other 2 at 12%, unsecured loan $6.800 at 8.5% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards for a total of $17,000.00, 1 at 17% and the other 2 at 12%, unsecured loan $6.800 at 8.5% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards for a total of $17,000.00, 1 at 17% and the other 2 at 12%, unsecured loan $6.800 at 8.5% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are House/Auto insurance $222; utilities $222; phone/internet/cable $125; transporation $100; food $300, for a total of $969/month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not pay a mortgage or taxes |
Please explain the reason why you carry a large revolving credit balance. | I am consolidating all of my debt into one payment, so that I can get the debt paid off faster. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards for a total of $17,000.00, 1 at 17% and the other 2 at 12%, unsecured loan $6.800 at 8.5% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am consolidating the loans into one payment so I can pay the loan off faster. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not pay a mortgage or taxes |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I do not have any of those expenses. |
Member Payment Dependent Notes Series 1027969
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1027969 |
$25,000 |
$25,000 |
19.03% |
1.00% |
November 28, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1027969. Member loan 1027969 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,500 / month |
Current employer: | WorldAPP, Inc. | Debt-to-income ratio: | 11.00% |
Length of employment: | 4 years | Location: | Weymouth, MA |
Home town: | |||
Current & past employers: | WorldAPP, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > I am getting ready to buy a house next year and my score is being deflated by my balances on my credit cards.<br><br>I've worked at my job at a stable organization for 4.5 years and prior to that I served in the military.<br><br>I have not missed any payments in the last 5 - 6 years and am hoping to make my life simpler by changing 15 payments into 1 and also raising my credit score by lowering my balances on revolving debt.<br><br>I am more than happy to answer any questions a potential lender may have.<br><br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $14,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Mastercard 1: $1,282<br>Visa 1: $2,122<br>Discover: $3,717<br>Visa 2: $3,551<br>Visa 3: $4,187<br>Home Depot: $1,036<br>Reward Zone: $1,434<br>MasterCard 2: $4,248<br>Taxes: $2,200<br><br>After looking at my listing I see I put 15 but it's actually 9 debts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mastercard 1: $1,282 23.99% $59<br>Visa 1: $2,122 9.99% $37<br>Discover: $3,717 20.99% $89<br>Visa 2: $3,551 16.24% $82<br>Visa 3: $4,187 14.99% $93<br>Home Depot: $1,036 25.99% $30<br>Reward Zone: $1,434 21.74% $20<br>MasterCard 2: $4,248 15.99% $95<br>Taxes: $2,200 |
Please explain the reason why you carry a large revolving credit balance. | A really great question.<br><br>I didn't realize until recently just how damaging high balances are to have on your credit score. Someone I know started her own business in February of this year with my help and I did so through cards.<br><br>I haven't been focusing too much on paying them off, just making sure we never miss a payment.<br><br>As I've been preparing to buy a house I realized how much it affected me so I decided to consolidate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $1,150/mo<br>Transportation is $1,000/mo<br>Utilities is roughly $250/mo<br>Insurance is $150/mo<br>Food varies but around $500/mo |
Member Payment Dependent Notes Series 1028145
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028145 |
$16,000 |
$16,000 |
16.77% |
1.00% |
November 28, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028145. Member loan 1028145 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Matson Navigation Company | Debt-to-income ratio: | 16.44% |
Length of employment: | 10+ years | Location: | KAPOLEI, HI |
Home town: | |||
Current & past employers: | Matson Navigation Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $48,482.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | i don't know of any dilinquency |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $4,000.00 per month |
Please explain the reason why you carry a large revolving credit balance. | trying to bring it down |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 360,000 = 2700 per month<br>Credit card 18,000 = 371 per month<br>Bank Loan 10,000 = 560 per month<br>line of credit 13,000 = 260 per month |
Which debts do you plan to pay off with this loan? | bank loan and lower credit card balance |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 360,000 = 2700 per month<br>Credit card 18,000 = 371 per month<br>Bank Loan 10,000 = 560 per month<br>line of credit 13,000 = 260 per month |
Member Payment Dependent Notes Series 1028147
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028147 |
$15,575 |
$15,575 |
14.27% |
1.00% |
November 23, 2011 |
November 30, 2014 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028147. Member loan 1028147 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,500 / month |
Current employer: | 3TI | Debt-to-income ratio: | 23.11% |
Length of employment: | < 1 year | Location: | Staten Island, NY |
Home town: | |||
Current & past employers: | 3TI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > I am working for government consulting job and need to improve my credit for background clearance checks. Have some outstanding credit card debt from undergraduate and graduate school living and course expenses at a very high rate. Would appreciate the help to pay them off and consolidate my payments to improve my credit score and help my background check so I am eligible for promotions and higher clearance.<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $51,377.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate my high interest credit cards that were used for living expenses and tution expenses during undergraduate and graduate school. |
Please explain the reason why you carry a large revolving credit balance. | I accumulated credit card debt while completing my undergraduate and graduate degrees. I was unemployed for a year and a half from Lehman brothers and have been working to repair damage that was done during that time and the accumulation of living expenses and tutoon costs I had on my accounts. |
Member Payment Dependent Notes Series 1028169
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028169 |
$15,600 |
$15,600 |
11.71% |
1.00% |
November 23, 2011 |
November 30, 2014 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028169. Member loan 1028169 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | US ARMY | Debt-to-income ratio: | 16.65% |
Length of employment: | 10+ years | Location: | PLANTATION, FL |
Home town: | |||
Current & past employers: | US ARMY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,929.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation of credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage: 777.00, utilities: 150.00, gas: 120.00, food: 100.00, credit cards: 800 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage:777.00(taxes included), maintenance fee: 271.00(insurance included) utilities: 90.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage: 133000 at 6%, p 777.00<br>auto loan: 4255.00 at 5.89%, p 269.15<br>chase cc 6468: 1614 at 6%, p 32.00<br>chase cc 7379: 1514 at 6% p 30.00<br>chase cc 7498: 3383 at 6% p 66.00<br>discv cc 5704: 3450 at 5.90% p 69.00<br>usaa cc 2958: 4413 at 11.9% p 76.00<br>usaa amex cc 7107: 9816 at 9.9% p 204.00<br>fia cc 4913: 775.00 at 5.90% p 15.00<br>amexg cc 42003: 775.00 at 15.24% p full<br>amexb cc 22002: 395.00 at 15.24% p 25.00<br>citi cc 0018: 1508.00 at 0% p 20.00<br>citi cc mc: 1580.00 at 0% p 20.00<br>pnc cc0462: 3090 at 3.25% p 30.00 |
Which debts do you plan to pay off with this loan? | credit cards |
What is your intended use for the loan proceeds? | debt consolidation of credit cards |
Member Payment Dependent Notes Series 1028222
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028222 |
$14,000 |
$14,000 |
16.77% |
1.00% |
November 29, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028222. Member loan 1028222 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,000 / month |
Current employer: | Sheboygan County | Debt-to-income ratio: | 18.39% |
Length of employment: | 1 year | Location: | Sheboygan, WI |
Home town: | |||
Current & past employers: | Sheboygan County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > Loan is to eliminate high rate credit cards. Looking at reducing the monthly payments by $200 with this loan and applying the savings to reducing more credit card debt.<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $39,034.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have had a couple delinquencies related to a couple day late payments. None of the delinquencies every exceeded 30 days. Primarily due to an error on the payment date. |
Please explain the reason why you carry a large revolving credit balance. | My family relocated to a new job in a new state a couple years ago and carried a mortgage while we were waiting for our house to sell. The house was just being finished as we were moving out and we ended up taking a loss on the sale of the house. Most of the expenses on the credit cards were due to carrying a mortgage and a separate household and expenses to finish the house (that we took a loss on).<br><br>The goal of this loan is to work on getting the revolving credit eliminated. |
Which debts do you plan to pay off with this loan? | I plan on paying off the high interest revolving credit. |
Member Payment Dependent Notes Series 1028586
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028586 |
$7,000 |
$7,000 |
7.90% |
1.00% |
November 29, 2011 |
November 30, 2014 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028586. Member loan 1028586 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Jerome H Seigel | Debt-to-income ratio: | 15.48% |
Length of employment: | 4 years | Location: | elmhurst, NY |
Home town: | |||
Current & past employers: | Jerome H Seigel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $8,357.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off my credit card |
If you have a delinquency in the last 2 years, please explain the reason. | Nope |
Member Payment Dependent Notes Series 1028591
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028591 |
$10,500 |
$10,500 |
15.96% |
1.00% |
November 23, 2011 |
November 30, 2014 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028591. Member loan 1028591 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | davi.s world famous | Debt-to-income ratio: | 21.28% |
Length of employment: | 10+ years | Location: | revere, MA |
Home town: | |||
Current & past employers: | davi.s world famous | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $7,795.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency in the las 2 years |
Please explain the reason why you carry a large revolving credit balance. | no a large credit balance |
What is your intended use for the loan proceeds? | fixi home, |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency in the las 2 years |
Please explain the reason why you carry a large revolving credit balance. | no a large credit balance |
Member Payment Dependent Notes Series 1028642
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028642 |
$7,750 |
$7,750 |
14.27% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028642. Member loan 1028642 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,200 / month |
Current employer: | Voice Prepaid | Debt-to-income ratio: | 17.34% |
Length of employment: | 5 years | Location: | Everett, MA |
Home town: | |||
Current & past employers: | Voice Prepaid | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > That's my second loan from LC. The purpose of this loan is to consolidate all my debts (including my first loan). I was offer an opportunity from LC to get a second loan with better rates and that's is going to help a lot lower my monthly payment. I've been always paying on time and never had any bad payment history. I would like to thank you all , in advance, for your investment. God Bless each one of you.<br>Andy <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $7,000.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1028658
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028658 |
$12,000 |
$12,000 |
17.58% |
1.00% |
November 29, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028658. Member loan 1028658 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | save a lot | Debt-to-income ratio: | 19.41% |
Length of employment: | < 1 year | Location: | new port richey, FL |
Home town: | |||
Current & past employers: | save a lot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > We are using this loan to consolidate credit cards, major and department store. This loan will be used to cut our monthly pay out, and save us on the revolving interest rates that are much higher than what we are being funded from Lending Club.<br> Borrower added on 11/26/11 > 147 investors and counting can't be wrong! We are looking forward to putting ourselves in a better financial position with this loan to consolidate our debt, and we know that our investors will be in a better financial position as well, because we pay our bills on time, always!<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,707.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current monthly expenses are 3000.00, all inclusive |
Which debts do you plan to pay off with this loan? | credit card debts, all on cards with revolving higher interest. Jc Penney furniture card is about $5000, at 24%, Chase Visa is $2000 (we opened it with Wamu at 17%, chase bought out wamu and our interest rate on this card changed to 22%, we also have four other credit cards (3 visa, 1 dept store), with about $3700 total owed against them, with APRS that are about 4% higher than this loan, and as they are revolving and not fixed term as this will be, it would take us much longer to pay off. Hope this helps, and thanks for investing in us in advance, should you choose to! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4000 @ 22%, 2000@ 21%, five accts 1000 ea at 20+% each, total 11,000+. this loan will consolidate and lower our interest rate for these accounts. Thank you in advance for investing in us, should you choose to do so. |
Which debts do you plan to pay off with this loan? | credit card debts, all on cards with revolving higher interest. Jc Penney furniture card is about $5000, at 24%, Chase Visa is $2000 (we opened it with Wamu at 17%, chase bought out wamu and our interest rate on this card changed to 22%, we also have four other credit cards (3 visa, 1 dept store), with about $3700 total owed against them, with APRS that are about 4% higher than this loan, and as they are revolving and not fixed term as this will be, it would take us much longer to pay off. Hope this helps, and thanks for investing in us in advance, should you choose to! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4000 @ 22%, 2000@ 21%, five accts 1000 ea at 20+% each, total 11,000+. this loan will consolidate and lower our interest rate for these accounts. Thank you in advance for investing in us, should you choose to do so. |
Member Payment Dependent Notes Series 1028681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028681 |
$20,000 |
$20,000 |
12.69% |
1.00% |
November 29, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028681. Member loan 1028681 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Enbridge | Debt-to-income ratio: | 5.90% |
Length of employment: | 3 years | Location: | Foxboro, WI |
Home town: | |||
Current & past employers: | Enbridge | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/31/11 > The purpose of this this loan is to pay off my debt. I am a reliable borrower with a great stable job. Please let me know if you have any questions. Thanks for funding my loan. Borrower added on 10/31/11 > The purpose of this this loan is to pay off my debt. I am a reliable borrower with a great stable job. Please let me know if you have any questions. Thanks for funding my loan. Borrower added on 11/16/11 > The purpose of this this loan is to pay off my debt. I am a reliable borrower with a great stable job. Please let me know if you have any questions. Thanks for funding my loan
A credit bureau reported the following information about this borrower member on October 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,130.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to consolidate all my debt in to one lower monthly payment. |
Please explain the reason why you carry a large revolving credit balance. | -- |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit card and unsecured loan balances. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will be used to pay off credit card and unsecured loan balances |
Member Payment Dependent Notes Series 1028694
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028694 |
$5,800 |
$5,800 |
19.03% |
1.00% |
November 25, 2011 |
December 3, 2016 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028694. Member loan 1028694 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,275 / month |
Current employer: | Contra Costa County | Debt-to-income ratio: | 17.44% |
Length of employment: | 10+ years | Location: | Pittsburg, CA |
Home town: | |||
Current & past employers: | Contra Costa County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > I would like to consolidate the two high interest credit cards for $2700 each.<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,734.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I just bought a home in January and I needed to furnish the home with a lot of major appliances and furniture so i had to get credit cards.The two credit cards $2700 @22% and one $5000 @ 19%. Monthly payments are $80-100 to each credit card and $1200 for mortage payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | just bought a home in January and I needed to furnish the home with a lot of major appliances and furniture so i had to get credit cards.The two credit cards $2700 @22% and one $5000 @ 19%. Monthly payments are $80-100 to each credit card and $1200 for mortage payment. I pay $47 for car ins and do not pay for utilities (paid for by my fiance who lives with me), food and transportation about $500. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I just bought a home in January and I needed to furnish the home with a lot of major appliances and furniture so i had to get credit cards.The two credit cards $2700 @22% and one $5000 @ 19%. Monthly payments are $80-100 to each credit card and $1200 for mortage payment. |
Member Payment Dependent Notes Series 1028703
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028703 |
$22,400 |
$22,400 |
18.25% |
1.00% |
November 29, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028703. Member loan 1028703 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | Hawkeye Foodservice | Debt-to-income ratio: | 16.00% |
Length of employment: | 5 years | Location: | FAIRMONT, MN |
Home town: | |||
Current & past employers: | Hawkeye Foodservice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > I will payoff Bank of America and both Citibank accounts<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,127.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to pay off Bank of America and Citicard accounts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1050-1200 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Credit limit- $15000.00, Balance-$13102.00, Interest- 12 % $280.00/month<br>Barclay's- Credit limit- $14,250, Balance- $4880.00, Interest- 28.24% $102.00 <br>Citibank- Credit limit- $7000.00, Balance- $5175.00, Interest-13.24% $120.00<br>I am a home owner of 8 years. My wife and I both hold very good full time jobs. She makes the mortgage payment. My personal monthly overhead is $1050 to $1200.00. My take home pay is approx. $2400.00 a month. |
Which debts do you plan to pay off with this loan? | Bank of America, Citibank, and Barclay's. The loan would pay off all three. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Credit limit- $15000.00, Balance-$13102.00, Interest- 12 % $280.00/month<br>Barclay's- Credit limit- $14,250, Balance- $4880.00, Interest- 28.24% $102.00 <br>Citibank- Credit limit- $7000.00, Balance- $5175.00, Interest-13.24% $120.00<br>I am a home owner of 8 years. My wife and I both hold very good full time jobs. She makes the mortgage payment. My personal monthly overhead is $1050 to $1200.00. My take home pay is approx. $2400.00 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Credit limit- $15000.00, Balance-$13102.00, Interest- 12 % $280.00/month<br>Barclay's- Credit limit- $14,250, Balance- $4880.00, Interest- 28.24% $102.00 <br>Citibank- Credit limit- $7000.00, Balance- $5175.00, Interest-13.24% $120.00<br>I am a home owner of 8 years. My wife and I both hold very good full time jobs. She makes the mortgage payment. My personal monthly overhead is $1050 to $1200.00. My take home pay is approx. $2400.00 a month. |
Please explain the reason why you carry a large revolving credit balance. | My ex-wife is responsible for the B of A. I am the primary card holder and I want to pay it off and be done with it. Be advised that my accounts are all current. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Credit limit- $15000.00, Balance-$13102.00, Interest- 12 % $280.00/month<br>Barclay's- Credit limit- $14,250, Balance- $4880.00, Interest- 28.24% $102.00 <br>Citibank- Credit limit- $7000.00, Balance- $5175.00, Interest-13.24% $120.00<br>I am a home owner of 8 years. My wife and I both hold very good full time jobs. She makes the mortgage payment. My personal monthly overhead is $1050 to $1200.00. My take home pay is approx. $2400.00 a month. |
Which debts do you plan to pay off with this loan? | Bank of America, Citibank, and Barclay's. The loan would pay off all three. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1050-1200 monthly |
Member Payment Dependent Notes Series 1028829
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028829 |
$13,200 |
$13,200 |
13.49% |
1.00% |
November 29, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028829. Member loan 1028829 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Alliance Defense Fund | Debt-to-income ratio: | 4.63% |
Length of employment: | 2 years | Location: | MESA, AZ |
Home town: | |||
Current & past employers: | Alliance Defense Fund | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,051.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to start my own business. The funds will help cover the initial marketing, training, and legal expenses. |
Please provide additional details regarding the purpose of the loan | I am starting my own real estate investment company. I need start up capital to help cover the costs of organizaing my LLC, marketing, phone lines, etc. I am in a coaching program with a nationally recognized and awarded real estate company whose students have a high rate of success. |
Please provide additional details regarding the purpose of the loan | I am starting my own real estate investment company. I need start up capital to help cover the costs of organizaing my LLC, marketing, phone lines, etc. I am in a coaching program with a nationally recognized and awarded real estate company whose students have a high rate of success. |
Member Payment Dependent Notes Series 1028850
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028850 |
$6,000 |
$6,000 |
15.27% |
1.00% |
November 23, 2011 |
November 30, 2014 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028850. Member loan 1028850 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,700 / month |
Current employer: | us army | Debt-to-income ratio: | 1.82% |
Length of employment: | 3 years | Location: | acampo, CA |
Home town: | |||
Current & past employers: | us army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $891.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | We are adding a room to the house. |
Member Payment Dependent Notes Series 1028866
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028866 |
$20,000 |
$20,000 |
14.27% |
1.00% |
November 29, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028866. Member loan 1028866 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | WebBank | Debt-to-income ratio: | 24.50% |
Length of employment: | 1 year | Location: | Salt Lake City, UT |
Home town: | |||
Current & past employers: | WebBank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
The proceeds from the proposed loan will be used to pay-off the existing balance on a credit card and close the account. The interest on the outstanding balance is currently 0%, but will increase to 18.99% next month. The proposed loan will have a more favorable pricing structure. A majority of my revolving and some installment debt is the result of a large tax liability (capital gains). My financial advisor urged me to pull from all of my personal resources in order to pay the liability as soon as possible, so I used my savings (except for emergency fund) and some debt to pay the liability in full. One of my installment loans is related to an executive graduate program. My former employer paid for the tuition and related expenses, subject to me remaining with the organization for 2 years after graduation. If I were to leave prior to that time a pro-rated balance of the tuition was to be converted into a note payable. I accepted a new position prior to the two year period, and the balance was converted to a note. My current employer reimburses me for both the monthly payment on the note (approximately $472), and the remaining expenses associated with the executive degree. I am currently in the process of paying off all debt, which should be accomplished by the 1st quarter of 2013. I will continue to pay down the higher interest facilities, and then roll the amount I was paying on an obligation once it has been paid off to the next obligation (snowball effect). My monthly budget provides sufficient excess funds from which I?m able to pay debt at accelerated rate. I have been in the finance industry for 12+ years, focusing on senior secured lending, leveraged transactions, workout and restructure, and more recently consultation on M&A activity (primarily purchasing distressed assets). My unique skill set affords me a great deal of flexibility in both times of economic expansion and contraction. I have never been late on a payment, let alone defaulted on an obligation. The proposed loan will allow me to repay a significant portion of my exiting debt priced at a higher rate, and accelerate my plan to be debt free w/in the next few years.
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 60 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,366.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Approximately $15K of the Amex is expenses related to work, and will be paid for by my employer. The balance will be paid after year end w/ fiscal year-end bonus compensation. The two cards w/ balances of approximately $7K each are 0% interest promos used to pay federal and state tax liabilities associated with capital gains. Both will be paid after year-end w/ fiscal year end bonus compensation. The requested loan from LendingClub will be used to pay-off CitiCard, and close the account. A majority of the balance is on a 0% interest promotion, and was also used to pay tax liability. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Installment Debt<br>• Installment 1; Student Loan – Bal. Approximately $33K – Interest Rate 3.25% - Monthly Payment $225<br>• Installment 2; Auto Loan – Balance Approximately $23K – Interest Rate 3.99% - Monthly Payment $416<br>• Installment 3; Debt Consolidation (Used to Pay Tax Liability) – Balance Approximately $7K – Monthly Payment $322<br>• Installment 4: Note to Former Employer (Former Employer Paid for Executive Graduate Program, Because I Left Prior to Agreed Upon Term a Portion of the Tuition Became My Responsibility, My Current Employer Reimburses Me on a Monthly Basis for the Expense) – Balance Approximately $13K – Interest Rate Prime + 100 bps – Monthly Payment $472 <br><br>Revolving Debt<br>• Revolving 1; Used to Pay Tax Liability (Will Payoff w/ Proposed Loan) – Balance Approximately $24K – Interest Rate Currently 0%, but Will Increase to 18% Shortly – Monthly Payment $600<br>• Revolving 2; Used to Pay Tax Liability – Balance Approximately $7K – Interest Rate Currently 0%, but Will Increase to Prime + 500 bps in Approximately 1 ½ Months – Monthly Payment $180<br>• Revolving 3; Used to Pay Tax Liability – Balance Approximately $7K – Interest Rate Currently 7.99% - Monthly Payment $200<br>• Revolving 4: Approximately $15K of the Current Balance is Work Related, & Will be Paid for by Employer (Majority is Tuition & Travel Related Expenses for Final Semester of Executive Graduate Program), Remaining Balance of Approximately $5K is Personal Debt – Interest Rate Currently 12.99% - Monthly Payment Varies |
Member Payment Dependent Notes Series 1028899
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028899 |
$6,625 |
$6,625 |
6.62% |
1.00% |
November 25, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028899. Member loan 1028899 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Home and Community Options, Inc. | Debt-to-income ratio: | 19.96% |
Length of employment: | 10+ years | Location: | Winona, MN |
Home town: | |||
Current & past employers: | Home and Community Options, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,546.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1028903
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1028903 |
$28,000 |
$28,000 |
18.64% |
1.00% |
November 29, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1028903. Member loan 1028903 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | RJM Technologies | Debt-to-income ratio: | 17.76% |
Length of employment: | < 1 year | Location: | silver spring, MD |
Home town: | |||
Current & past employers: | RJM Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I would like to use the loan proceeds to consolidate and pay off some of my debt. The debt was incurred as a result of starting a small business.
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $64,370.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | In addition to working fulltime in IT, I own a small fitness business that was affected by the slowing economy. I acculated debt as a result of the business. As I continue workinig my IT job, I'm in the process of closing the business and paying off my debt. |
Member Payment Dependent Notes Series 1029064
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1029064 |
$24,000 |
$24,000 |
7.51% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1029064. Member loan 1029064 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,167 / month |
Current employer: | Chick-fil-A, Inc | Debt-to-income ratio: | 3.46% |
Length of employment: | 4 years | Location: | Tyrone, GA |
Home town: | |||
Current & past employers: | Chick-fil-A, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > The purpose of this loan is to refinance a rental property. I have consistent renters in this property, but am paying high rates on the mortgage. In order to refinance I will use this loan to pay off the second and then refi the first. Thanks! <br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $504.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Refinance a rental property. Gets me below 80 pct loan to value so that I can get a much lower rate with my refi. |
What is your intended use for the loan proceeds? | Refinance a rental property. Gets me below 80 pct loan to value so that I can get a much lower rate with my refi. |
Member Payment Dependent Notes Series 1029082
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1029082 |
$9,750 |
$9,750 |
17.27% |
1.00% |
November 29, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1029082. Member loan 1029082 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,800 / month |
Current employer: | union printers home | Debt-to-income ratio: | 8.56% |
Length of employment: | 4 years | Location: | colorado springs , CO |
Home town: | |||
Current & past employers: | union printers home | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I need to pay off some bills for me and my mother and get the car fixed <br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | 111 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | The only one that I can think that is on my credit report is from HSBC it was for a house that I had lost I did a quick sale on it. I was told that it would be all covered and it was not. I do not know what to do about it. But I have paid all my bills since then. |
If you have a public record on file, please briefly explain the event and its resolution. | I dont understand about a public record. what do you mean. I dont think that I do. |
Member Payment Dependent Notes Series 1029200
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1029200 |
$4,500 |
$4,500 |
11.71% |
1.00% |
November 25, 2011 |
November 30, 2014 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1029200. Member loan 1029200 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Wells Fargo Bank | Debt-to-income ratio: | 15.87% |
Length of employment: | 6 years | Location: | CHULA VISTA, CA |
Home town: | |||
Current & past employers: | Wells Fargo Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/16/11 > paying hospital bills for srgery in september 2010<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $11,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Three years ago my husband got sick and in order for me to pay bills, and purchase our basic needs I relied on my credit. Unfortunately the APR for most of the credit cards that I had for years incresed drastically and left me with the burden of only being able to make my minimum payments on time, but made it really difficult for me to lower the balances. |
Member Payment Dependent Notes Series 1029240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1029240 |
$16,000 |
$16,000 |
15.27% |
1.00% |
November 23, 2011 |
November 30, 2014 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1029240. Member loan 1029240 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Markit | Debt-to-income ratio: | 6.59% |
Length of employment: | 6 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Markit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > Credit card debt with a current interest rate of 27% - with this loan I am able to reduce it buy at least 10%. I have had the same job for 6+ years and I still enjoy it. I have $400-500 budgeted a month for this adventure of getting out of debt fast. <br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $16,149.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total - 15,751.85 <br>24.99% - 515.02 - $100<br>12.99% - 5556.52 - $120<br>15.24% - 9679.31 - $200 |
Member Payment Dependent Notes Series 1029334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1029334 |
$12,000 |
$12,000 |
8.90% |
1.00% |
November 28, 2011 |
November 30, 2016 |
November 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1029334. Member loan 1029334 was requested on November 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | dj powers | Debt-to-income ratio: | 5.52% |
Length of employment: | 10+ years | Location: | MONCKS CORNER, SC |
Home town: | |||
Current & past employers: | dj powers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,685.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off unsecure debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 420 mortage 5 percent $4000.00 10% credit card |
Member Payment Dependent Notes Series 1029411
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1029411 |
$5,000 |
$5,000 |
17.58% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1029411. Member loan 1029411 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,800 / month |
Current employer: | verizon wireless | Debt-to-income ratio: | 5.33% |
Length of employment: | < 1 year | Location: | Avondale, AZ |
Home town: | |||
Current & past employers: | verizon wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Assisting with funeral expenses<br> Borrower added on 11/21/11 > I just paid off one credit card and plan on paying off my other revolving card within the next 4 months. Although this application is due to the unfortunate event of a funeral, I want to get a closed ended loan instead of using my revolving account. I have found that closed ended loans are better for your credit than revolving accounts. I own my vehicle outright so I don't have any other loans. <br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $1,749.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I just paid one card off so I am still carrying a balance on the other card. I plan to have the other card paid off within the next 4 months. |
Member Payment Dependent Notes Series 1029645
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1029645 |
$16,000 |
$16,000 |
6.03% |
1.00% |
November 25, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1029645. Member loan 1029645 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | St. Maria Goretti/ Neumann High School | Debt-to-income ratio: | 23.52% |
Length of employment: | 2 years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | St. Maria Goretti/ Neumann High School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidate a few of my bills, this will be my only bill, except for my phone. |
Member Payment Dependent Notes Series 1030106
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030106 |
$9,450 |
$9,450 |
16.29% |
1.00% |
November 29, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030106. Member loan 1030106 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | Mills Detective Agency, Inc. | Debt-to-income ratio: | 15.97% |
Length of employment: | 10+ years | Location: | Louisville, KY |
Home town: | |||
Current & past employers: | Mills Detective Agency, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $10,350.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard (2)<br>Visa<br>Oil Company<br>Department Store (2) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,400.00 to $1,500,00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard (2)<br>Visa<br>Oil Company<br>Department Store (2) |
What is the total balance of your credit cards, interest rates and current monthly payments? | balance on cards Approximately $7,000.00<br><br>Monthly payments approimate $600.00 |
Please explain the reason why you carry a large revolving credit balance. | It seemed convenient at the time. |
Member Payment Dependent Notes Series 1030151
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030151 |
$5,600 |
$5,600 |
7.90% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030151. Member loan 1030151 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Wells Fargo | Debt-to-income ratio: | 2.93% |
Length of employment: | 3 years | Location: | wrightsville beach, NC |
Home town: | |||
Current & past employers: | Wells Fargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,935.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to be invested into my business |
What is your intended use for the loan proceeds? | to be invested into my business |
What is your intended use for the loan proceeds? | to be invested into my business |
What is your intended use for the loan proceeds? | to be invested into my business |
Member Payment Dependent Notes Series 1030215
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030215 |
$1,600 |
$1,600 |
16.29% |
1.00% |
November 23, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030215. Member loan 1030215 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | LSI | Debt-to-income ratio: | 17.58% |
Length of employment: | 1 year | Location: | Weirton, WV |
Home town: | |||
Current & past employers: | LSI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,124.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Payoff a few bills |
Member Payment Dependent Notes Series 1030250
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030250 |
$1,000 |
$1,000 |
15.27% |
1.00% |
November 23, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030250. Member loan 1030250 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | destination hotels and resorts | Debt-to-income ratio: | 23.75% |
Length of employment: | 6 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | destination hotels and resorts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,298.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | it has been very hard to get the balance down due to personal losses and a divorce. I plan on getting the matter under control soon. If you noticed, I always pay early and ususally more than the min. amout due. |
Member Payment Dependent Notes Series 1030264
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030264 |
$12,000 |
$12,000 |
17.58% |
1.00% |
November 28, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030264. Member loan 1030264 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,083 / month |
Current employer: | Romo | Debt-to-income ratio: | 11.90% |
Length of employment: | 7 years | Location: | GREEN BAY, WI |
Home town: | |||
Current & past employers: | Romo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > Pay off my Credit Card debt.<br>I'm a good borrower because I pay my bill on time, well organized with priorities. I work hard and will earn money to pay off my Loan.<br>My monthly budget is to not spend money on my "want" list and only utilized my money in my personal "need" items only.<br>My job is very stable since I've been employed for 7 years.<br> Borrower added on 11/18/11 > I want to consolidate my credit card debt since I'm paying more interested than the principal alone. I want to be able to get this loan and pay it off quickly. <br> Borrower added on 11/18/11 > Please help and I will be greatly appreciated. <br> Borrower added on 11/18/11 > I don't want to be charge multiple interest rate, I rather be charged one interest rate. The amount I'm paying in interest with the minimum balance amount required I can absolutely pay off this loan with.<br> Borrower added on 11/21/11 > I'm very tired of being in debt and I want to live debt free.<br> Borrower added on 11/22/11 > With this loan it will bring me one step closer to becoming debt free.<br>null
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,845.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I'm currently paying for my mortgage $653, my phone $40, insurance $58, gas $20 a week, food about $100 every two weeks for food for my family, utilities $140 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $11,000 credit card debt. I'm currently paying for my mortgage $653, my phone $40, insurance $58, gas $20 a week, food about $100 every two weeks for food for my family. $305 minimum payment on all credit card debt combine. |
Which debts do you plan to pay off with this loan? | Credit card debt |
Member Payment Dependent Notes Series 1030280
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030280 |
$10,000 |
$10,000 |
12.69% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030280. Member loan 1030280 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Beef Brands LLC | Debt-to-income ratio: | 10.35% |
Length of employment: | 10+ years | Location: | Palatine, IL |
Home town: | |||
Current & past employers: | Beef Brands LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $7,470.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 65.50% | Months Since Last Record: | 93 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1030282
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030282 |
$14,750 |
$14,750 |
13.49% |
1.00% |
November 28, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030282. Member loan 1030282 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,375 / month |
Current employer: | Checksmart Financial | Debt-to-income ratio: | 24.76% |
Length of employment: | 10+ years | Location: | BLUE SPRINGS, MO |
Home town: | |||
Current & past employers: | Checksmart Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,373.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to pay off all of my credit cards and put a substantial payment towards my loan with center one financial. This will leave me with only one loan payment for the consolidation loan and allow me to pay off the center one financial loan when I receive my tax return. Thus leaving me with the Lending Club loan as my only payment monthly beginning in March of 2012. I will save almost 500 a month in monthly payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Target $2,475.00 22.97% HSBC 900.00 26% Cfna (firestone) 982.00 not sure<br>One Main Financial 13,200 18% Macy's 400.00 22% Capitol One 1600.00 17%<br>Co Signer on Bank of America Loan 18,986.00 18% Seterus (Home) 160,000 7.25% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1,540 house payment<br>0 transportation, I receive an expense check monthy.<br>300 utilities<br>phone-0<br>insurance-0<br>food-250.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1700.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1,540 house payment<br>0 transportation, I receive an expense check monthy.<br>300 utilities<br>phone-0<br>insurance-0<br>food-250.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1700.00 |
Please explain the reason why you carry a large revolving credit balance. | I am a co-signer on this loan. I do not make the payment for this loan on a monthly basis. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I'm not quite sure what exactly you are referring to, but overall with Ins, mortgage, second mortage and taxes it is about 1700 to 1750 a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Target 2475 Best Buy 900 Goodyear 400 CFNA 982.00 Macys 400 Capital One 1650.00<br>I will be putting the remaining balance towards a lump sum payment on the one main financial loan. At tax time I intend on paying the remaining one main financial balance leaving me with only the Lending Club payment monthly. |
Which debts do you plan to pay off with this loan? | Target, Best Buy, Goodyear, CFNA, Macys, Capital One, and the remianing money will be put as a lump sum payment on One Main Financial. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Target $2,475.00 22.97% HSBC 900.00 26% Cfna (firestone) 982.00 not sure<br>One Main Financial 13,200 18% Macy's 400.00 22% Capitol One 1600.00 17%<br>Co Signer on Bank of America Loan 18,986.00 18% Seterus (Home) 160,000 7.25% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1,540 house payment<br>0 transportation, I receive an expense check monthy.<br>300 utilities<br>phone-0<br>insurance-0<br>food-250.00 |
Please explain the reason why you carry a large revolving credit balance. | I am a co-signer on this loan. I do not make the payment for this loan on a monthly basis. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Total expenses are 2,200 |
If you have a delinquency in the last 2 years, please explain the reason. | None |
If you have a public record on file, please briefly explain the event and its resolution. | Speeding tickets, accident. |
Please explain the reason why you carry a large revolving credit balance. | I am a co-signer on this loan. I do not make the payment for this loan on a monthly basis. |
Please explain the reason why you carry a large revolving credit balance. | I am a co-signer on this loan. I do not make the payment for this loan on a monthly basis. |
Member Payment Dependent Notes Series 1030283
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030283 |
$6,700 |
$6,700 |
15.27% |
1.00% |
November 28, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030283. Member loan 1030283 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | SKYFLEET | Debt-to-income ratio: | 16.43% |
Length of employment: | 6 years | Location: | WEST COVINA, CA |
Home town: | |||
Current & past employers: | SKYFLEET | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $11,619.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | bussiness use |
What type of business are you starting? | sale used vehicle. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | no i am not using for multiples purposes. |
Member Payment Dependent Notes Series 1030284
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030284 |
$7,000 |
$7,000 |
12.42% |
1.00% |
November 28, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030284. Member loan 1030284 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Sterling dry cleaner | Debt-to-income ratio: | 19.60% |
Length of employment: | 10+ years | Location: | Tamarac, FL |
Home town: | |||
Current & past employers: | Sterling dry cleaner | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $11,189.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1030351
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030351 |
$5,000 |
$5,000 |
11.71% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030351. Member loan 1030351 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,800 / month |
Current employer: | sunrise assisted living | Debt-to-income ratio: | 9.56% |
Length of employment: | 4 years | Location: | belmont, CA |
Home town: | |||
Current & past employers: | sunrise assisted living | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I need the money for the deposit in our new apartment next month.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,874.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1030423
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030423 |
$10,000 |
$10,000 |
16.77% |
1.00% |
November 25, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030423. Member loan 1030423 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | shop-n-save foods | Debt-to-income ratio: | 19.13% |
Length of employment: | 10+ years | Location: | mascoutah, IL |
Home town: | |||
Current & past employers: | shop-n-save foods | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > this loan is to consolidate all my other monhtly payments on accounts<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $5,643.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1030451
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030451 |
$7,925 |
$7,925 |
15.27% |
1.00% |
November 28, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030451. Member loan 1030451 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Arrow International Inc | Debt-to-income ratio: | 23.60% |
Length of employment: | 4 years | Location: | CLEVELAND, OH |
Home town: | |||
Current & past employers: | Arrow International Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,410.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total monthly payments :about $280; includind this loan $560 and the payoff is about $7700 |
Member Payment Dependent Notes Series 1030534
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030534 |
$12,800 |
$12,800 |
18.25% |
1.00% |
November 23, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030534. Member loan 1030534 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | ewscripps | Debt-to-income ratio: | 20.40% |
Length of employment: | 10+ years | Location: | WICHITA FALLS, TX |
Home town: | |||
Current & past employers: | ewscripps | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,795.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off some credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | pay all credit cards |
Which debts do you plan to pay off with this loan? | all credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards = 14,150.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 900.00 monthly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 900.00 |
Member Payment Dependent Notes Series 1030558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030558 |
$12,000 |
$12,000 |
17.27% |
1.00% |
November 28, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030558. Member loan 1030558 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,850 / month |
Current employer: | Lindquist & Vennum | Debt-to-income ratio: | 18.07% |
Length of employment: | 6 years | Location: | Brooklyn Center, MN |
Home town: | |||
Current & past employers: | Lindquist & Vennum | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > I'm looking to pay off higher interest credit cards. Also, those who view my credit report will see that I've paid my bills every month for over 6 years straight. I've been employed for a major Twin Cities law firm since 7/05.<br> Borrower added on 11/21/11 > To my questioners: Excuse my poor math. I shouldn't have answered these late at night. Now that it's Monday am - Visa 4800; Discover 3500; M/C 1200; Bill Me Later: 1100. Depending how much is approved, these are my priorities. I hope this provides clarity.<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $3,902.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off higher interest credit cards (22-25%). Cut them up. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | ~$950 covers rent, transportation utilities, phone, insurance and food. Hope that answers your question. |
Which debts do you plan to pay off with this loan? | Visa (2) 4000; Discover 3200; Master Card (2) 1000; Bill Me Later; 1100. Depending how much loan I'm approved for, those come first. With one payment, I'll save ~ 75 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa $3500 18% 100/mo<br>Visa 1300 18.99 40<br>M/C 550 25 30<br>M/C 550 22.9 30<br>Discover 3500 18.24 My mom recently passed. I paid funeral expenses. 100<br>Bill Me Later 1100 19.99 40<br>Student Loan 1600 4 65<br>Amazon 200 25 25 |
Member Payment Dependent Notes Series 1030567
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030567 |
$4,000 |
$4,000 |
6.03% |
1.00% |
November 23, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030567. Member loan 1030567 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,250 / month |
Current employer: | Government | Debt-to-income ratio: | 3.37% |
Length of employment: | 1 year | Location: | Rockville, MD |
Home town: | |||
Current & past employers: | Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > Kitchen cabinets <br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $106.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1030578
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030578 |
$14,400 |
$14,400 |
12.42% |
1.00% |
November 29, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030578. Member loan 1030578 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Solar Turbines Inc. | Debt-to-income ratio: | 9.89% |
Length of employment: | 10+ years | Location: | POWAY, CA |
Home town: | |||
Current & past employers: | Solar Turbines Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > Plan on closing high interest credit cards after they are paid off. <br>Just want to be debt free. <br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,412.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Currently all payments including a loan equal approx 700.00/month. After pay off with this loan, I will only have this loan payment which is less than 400. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly expenses include: $1000 for mortgage. As stated before 700 for credit cards and a personal loan. $110 for utilities. Taxes I usually get money back. 600 annually for auto insurance. House taxes and insurance are included in mortgage payment. 150 for gasoline. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total owed to revolving credit is approx $12800.00. Personal loan is $1500.00. Total is $14300.00. Interest rates vary from 14% - 25.99%. Total payments equal approx $700.00/month. |
Member Payment Dependent Notes Series 1030625
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030625 |
$16,000 |
$16,000 |
12.42% |
1.00% |
November 28, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030625. Member loan 1030625 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Alliance Healthcare Information | Debt-to-income ratio: | 14.67% |
Length of employment: | 4 years | Location: | WARRINGTON, PA |
Home town: | |||
Current & past employers: | Alliance Healthcare Information | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > pay off credit cards<br><br> Borrower added on 11/17/11 > Pay off credit cards by having lower interest rates making it possible to pay them off sooner<br> Borrower added on 11/18/11 > Good to know the process has begun<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,288.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1030634
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030634 |
$13,600 |
$13,600 |
18.64% |
1.00% |
November 23, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030634. Member loan 1030634 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,651 / month |
Current employer: | ING | Debt-to-income ratio: | 12.85% |
Length of employment: | 10+ years | Location: | MINNEAPOLIS, MN |
Home town: | |||
Current & past employers: | ING | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > I want to get rid of my high interest bills... I've been with the same company for 21 1/2 years and I'd like to retire someday... with no debt! This will get me on my way! Thanks!<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,383.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Hi, I currently am paying approximately $750 for the cards. Paying the minimum is pretty much getting me nowhere. I also would like to increase my 401k contribution and this will lower my monthly payments by about $125 so I can do that. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Hello! I currently have about $24,000 in credit card debt. My total monthly payments are $750. The interest rates are variable at approximately 22.99% (on average). They are variable rates though and they used to be fixed. Thanks! |
Please explain the reason why you carry a large revolving credit balance. | I've always paid the minimum which pretty much gets me nowhere. I also travel alot. My family lives in another part of the country so I've got a lot of expenses going back and forth as often as I can. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Yes, I have it all mapped out...<br>$11,730 total Mastercard - $360 total min. payment, average rate 22% variable.<br>$1,300 Visa - $70 min. payment, 23.99% variable |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx. $1,700 per month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Yes, I have it all mapped out...<br>$11,730 total Mastercard - $360 total min. payment, average rate 22% variable.<br>$1,300 Visa - $70 min. payment, 23.99% variable |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Yes, I have it all mapped out...<br>$11,730 total Mastercard - $360 total min. payment, average rate 22% variable.<br>$1,300 Visa - $70 min. payment, 23.99% variable |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It's strictly to pay off higher interest credit cards. Thanks! |
Member Payment Dependent Notes Series 1030660
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030660 |
$7,000 |
$7,000 |
8.90% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030660. Member loan 1030660 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | National Medical Association | Debt-to-income ratio: | 4.10% |
Length of employment: | 9 years | Location: | Silver Spring, MD |
Home town: | |||
Current & past employers: | National Medical Association | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $7,850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1030732
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030732 |
$1,200 |
$1,200 |
13.49% |
1.00% |
November 25, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030732. Member loan 1030732 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | University of Maryland Medical Center | Debt-to-income ratio: | 12.38% |
Length of employment: | 5 years | Location: | Baltimore, MD |
Home town: | |||
Current & past employers: | University of Maryland Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > Thanks for your quick response to my loan request.<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,012.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1030791
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030791 |
$6,000 |
$6,000 |
8.90% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030791. Member loan 1030791 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,833 / month |
Current employer: | UOP McGeorge School of Law | Debt-to-income ratio: | 24.23% |
Length of employment: | 3 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | UOP McGeorge School of Law | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > I have two high APR credit cards that I want to pay off!<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,385.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card #1: Balance $ 8,890, APR 18.65%, minimum monthly payment $226<br>Credit Card #2:Balance $1,715, APR 21.24%, minimum monthly payment $63<br>I have been paying at least $400 a month (or more) into these credit cards every month.<br>Student Loans-<br>Public: Balance $78,247, Payment $545.72 a month, (went online to find interest rate information and am having a problem with their website, as its Thanksgiving couldn't get through to them today)<br>Private: Balance $90,368, Interest 4.23% to 6.78%, Payment $722 a month.<br>I rent a Studio Apt in Los Angeles - $1100 a month<br>I pay all of the above on time every month. |
Which debts do you plan to pay off with this loan? | The credit card debt. I am taking out a 4,000 dollar annuity loan (in the process) with 4.59 % interest, payment will be about $90 a month for five years. With the lending club loan and this annuity loan I will pay off my credit card debt. <br><br>Thank you for your interest, please feel free to ask me any more questions. |
Which debts do you plan to pay off with this loan? | The credit card debt. I am taking out a 4,000 dollar annuity loan (in the process) with 4.59 % interest, payment will be about $90 a month for five years. With the lending club loan and this annuity loan I will pay off my credit card debt. <br><br>Thank you for your interest, please feel free to ask me any more questions. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card #1: Balance $ 8,890, APR 18.65%, minimum monthly payment $226<br>Credit Card #2:Balance $1,715, APR 21.24%, minimum monthly payment $63<br>I have been paying at least $400 a month (or more) into these credit cards every month.<br>Student Loans-<br>Public: Balance $78,247, Payment $545.72 a month, (went online to find interest rate information and am having a problem with their website, as its Thanksgiving couldn't get through to them today)<br>Private: Balance $90,368, Interest 4.23% to 6.78%, Payment $722 a month.<br>I rent a Studio Apt in Los Angeles - $1100 a month<br>I pay all of the above on time every month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have two high APR credit cards. One at 18.65% APR with a $8,925.30 balance and another with 21.24 % APR with a $1,715.00 balance. With this $6,000 loan from lending club and and a $4,600 dollar annuity loan (4.79 variable interest- about $90 a month for 5 years), I plan to pay off these cards. Thanks for your time. |
Member Payment Dependent Notes Series 1030803
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030803 |
$12,000 |
$12,000 |
15.27% |
1.00% |
November 29, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030803. Member loan 1030803 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,367 / month |
Current employer: | Career Path Services | Debt-to-income ratio: | 16.96% |
Length of employment: | 3 years | Location: | Spokane Valley, WA |
Home town: | |||
Current & past employers: | Career Path Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > I am going to use this loan to pay off one of my credit cards that is at a high rate. I have been at my job for over 3 years. I am a good borrower because I have a plan to become debt free within 5 years. I have never had a late payment in my life<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $13,769.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a car payment of $229 at 6.9%. I have a mortgage at 5.5% @ $1000 and the credit card that I am appyling for to pay off at a lower interest rate that is at 20%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a car payment of $229 at 6.9%. I have a mortgage at 5.5% @ $1000 and the credit card that I am appyling for to pay off at a lower interest rate that is at 20%. |
Which debts do you plan to pay off with this loan? | One credit card @ 12k. It will allow me to pay it off with less interest & at a faster rate then at the current rate, thanks! |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had a delinquency. Period. |
What is your intended use for the loan proceeds? | It is on the loan description. Paying off a credit card |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have a mortgage of $1000 with PITI, car payment of $229, utilities run $150 and insurance is $80. I spend about $200 on food. I have two credit cards, I am planning on using this loan to pay off one, so that it is paid off quicker then the ammorization schedule the credit cards give you. The other one, I will work on after this one is paid off. I plan to be debt free except a mortgage in five years. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have a mortgage of $1000 with PITI, car payment of $229, utilities run $150 and insurance is $80. I spend about $200 on food. I have two credit cards, I am planning on using this loan to pay off one, so that it is paid off quicker then the ammorization schedule the credit cards give you. The other one, I will work on after this one is paid off. I plan to be debt free except a mortgage in five years. |
Member Payment Dependent Notes Series 1030816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030816 |
$12,000 |
$12,000 |
13.49% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030816. Member loan 1030816 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,333 / month |
Current employer: | Wave Electronics | Debt-to-income ratio: | 20.56% |
Length of employment: | 1 year | Location: | IRVING, TX |
Home town: | |||
Current & past employers: | Wave Electronics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > I will be using this to consolidate a couple of high interest credit cards, plus moving into a smaller home since my kids are now grow and out of the house.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1030869
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030869 |
$9,450 |
$9,450 |
22.06% |
1.00% |
November 29, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030869. Member loan 1030869 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | AT&T Advertising Solutions | Debt-to-income ratio: | 16.51% |
Length of employment: | 2 years | Location: | BOYNTON BEACH, FL |
Home town: | |||
Current & past employers: | AT&T Advertising Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,114.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | invest in a business |
What is your intended use for the loan proceeds? | invest in a business |
What is your intended use for the loan proceeds? | invest in a business |
What is your intended use for the loan proceeds? | invest in a business |
Please describe your experience/familiarity with the business you are starting/started? | Glass & Mirror (Showers- Mirrors - Windows) |
What do you project your monthly expenses for the first 6 months of your business? | $2,000 |
What type of business are you starting? | Glass & Mirror Business ( Showers - Windows - Mirrors) |
What type of business are you starting? | Glass & Mirror Business ( Showers - Windows - Mirrors) |
Please describe your experience/familiarity with the business you are starting/started? | Glass & Mirror (Showers- Mirrors - Windows) |
What type of business are you starting? | Glass & Mirror Business ( Showers - Windows - Mirrors) |
Please describe your experience/familiarity with the business you are starting/started? | Glass & Mirror (Showers- Mirrors - Windows) |
What type of business are you starting? | Glass & Mirror Business ( Showers - Windows - Mirrors) |
What do you project your monthly revenues for the first 6 months to be? | $5,000 - $7,000 |
What will be the largest expense in the first six months? | Warehouse rent |
Member Payment Dependent Notes Series 1031068
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031068 |
$4,000 |
$4,000 |
12.42% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031068. Member loan 1031068 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | University of Southern California | Debt-to-income ratio: | 11.37% |
Length of employment: | 4 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | University of Southern California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,561.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1049 for rent, $60 for transportation (gas to drive to work), about $100 for utilities (power, gas, phone), and $300-400 for food. |
Please explain the reason why you carry a large revolving credit balance. | Various one time expenses, such as getting an insulin pump (I'm diabetic), moving costs for a new apartment, security deposit, and new running clothes/shoes. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $6250, interest rates of 17.94%, 19.94%, 13.24%, minimum monthly payment about $134. |
Member Payment Dependent Notes Series 1031076
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031076 |
$6,200 |
$6,200 |
7.90% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031076. Member loan 1031076 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,250 / month |
Current employer: | Margaritaville Beach Hotel | Debt-to-income ratio: | 7.60% |
Length of employment: | < 1 year | Location: | MILTON, FL |
Home town: | |||
Current & past employers: | Margaritaville Beach Hotel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,670.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Actually at this time and age(23) of my life I'm very lucky to have wonderful parents that still let me live with them so, not rent or mortgage. I'm not sure what you actually mean by line of credit if your refering to credit cards I owe a collective total of around 1350 between three cards. Two of which have no interest rate till March 2012. Total line of credit is somewhere around 10,000 give or take. Car insurance runs about 450 every six months. I've done my best to calculate tthe loan and how I would best pay it back according to the payment plan picked. Thus, I made sure that I would be able to make the payments even during the slowest times of the year for the line of work I'm in. (A Cook on the beach) Winter Months tend to be a little slow but, it picks back up in the Spring. |
Member Payment Dependent Notes Series 1031175
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031175 |
$2,500 |
$2,500 |
12.69% |
1.00% |
November 23, 2011 |
December 1, 2014 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031175. Member loan 1031175 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Defense Supply Center | Debt-to-income ratio: | 17.74% |
Length of employment: | 10+ years | Location: | south chesterfield, VA |
Home town: | |||
Current & past employers: | Defense Supply Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > I am using this loan for the holiday season. I am a good borrower because I always pay my bills on time and I have a stable job and steady income.<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $307.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No |
If you have a delinquency in the last 2 years, please explain the reason. | No |
Member Payment Dependent Notes Series 1031189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031189 |
$14,125 |
$14,125 |
19.42% |
1.00% |
November 28, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031189. Member loan 1031189 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,218 / month |
Current employer: | Department of Defense | Debt-to-income ratio: | 22.78% |
Length of employment: | 2 years | Location: | PHILADELPHIA, PA |
Home town: | |||
Current & past employers: | Department of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > Credit Card and loan consolidation - better interest rate<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,282.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $570/mth is the current minimum monthly payment on the loan I currently have and credit card payments. With the new loan it will drop to $369.69/mth. I am current on all payments. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $14,000<br>$595<br>Rates are from 21%-29.9% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent - $300<br>Credit Cards/Loans - $570<br>Student loan - $350<br>Car pymt/car ins - $400<br>New loan will cut payments form $570 to $369 per month |
What is the total balance of your credit cards, interest rates and current monthly payments? | $14,000<br>$595<br>Rates are from 21%-29.9% |
Please explain the reason why you carry a large revolving credit balance. | Well, both my parents got laid off so a lot of it was to help them out in the last year. And, I had to have major dental work two months ago (loan) so I am hoping to consolidate everything with a better interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $300, Phone $75, No utils, Car (inc ins) $400, Food $150 |
Member Payment Dependent Notes Series 1031219
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031219 |
$15,000 |
$15,000 |
15.27% |
1.00% |
November 28, 2011 |
December 1, 2016 |
December 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031219. Member loan 1031219 was requested on November 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | US Government | Debt-to-income ratio: | 15.20% |
Length of employment: | 9 years | Location: | BALDWINSVILLE, NY |
Home town: | |||
Current & past employers: | US Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,260.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This will be a debt consolidation loan |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My rent is $900 /month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2 revolving credit cards with payments at approx. $100/month<br>I have 3 "store" cards with payments ranging from $50-$90/month<br><br>Interest rates range from 7% to over 20% |
Which debts do you plan to pay off with this loan? | All Credit Debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2 revolving credit cards with payments at approx. $100/month<br>I have 3 "store" cards with payments ranging from $50-$90/month<br><br>Interest rates range from 7% to over 20% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses approx. $1700 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is for debt consolidation purposes only |
Member Payment Dependent Notes Series 1031247
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031247 |
$6,500 |
$6,500 |
7.51% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031247. Member loan 1031247 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Pizza Pirates | Debt-to-income ratio: | 7.50% |
Length of employment: | 7 years | Location: | RIVERSIDE, CA |
Home town: | |||
Current & past employers: | Pizza Pirates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > i need this money to pay off credit card debt i have never been late on any payments in my life <br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,370.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have a delinquency in the last two years |
Member Payment Dependent Notes Series 1031278
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031278 |
$12,000 |
$12,000 |
18.64% |
1.00% |
November 25, 2011 |
December 2, 2016 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031278. Member loan 1031278 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,103 / month |
Current employer: | Information Management Dept., NMC | Debt-to-income ratio: | 13.91% |
Length of employment: | 10+ years | Location: | NORFOLK, VA |
Home town: | |||
Current & past employers: | Information Management Dept., NMC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $11,730.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan: $38,000, Interest Rate: 1%, Monthly Payment: $213.15<br>Credit Card: $1887.51, Interest Rate: 18.99%, Monthly Payment: $100.00<br>Credit Card: $2479.05, Interest Rate: 18.99%, Monthly Payment: $100.00<br>Credit Card: $2952.84, Interest Rate: 18.99%, Monthly Payment: $125.00<br>Credit Card: $2982.65, Interest Rate: 31.99%, Monthly Payment: $125.00<br>Credit Card: $1097.29, Interest Rate: 0.00% (for 6 months, then 18.99%), Monthly Payment: $100.00 |
Which debts do you plan to pay off with this loan? | The outstanding balances of my 5 credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $680.00<br>Transportation: $200.00<br>Utilities: $100.00<br>Phone: $112.00<br>Insurance: $101.65<br>Food: $300.00 |
Please explain the reason why you carry a large revolving credit balance. | I have gotten in over my head with credit cards and having outstanding balances on them. I have been trying to manage it the best way I know how by paying more than the minimum monthly payments but now I would like to pay them off. |
Member Payment Dependent Notes Series 1031371
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031371 |
$4,000 |
$4,000 |
16.77% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031371. Member loan 1031371 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Cassidy Turley | Debt-to-income ratio: | 7.12% |
Length of employment: | 6 years | Location: | Hyattsville, MD |
Home town: | |||
Current & past employers: | Cassidy Turley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My daughter needs vision therapy. The initial consult is $500, each scheduled therapy appointment thereafter is $125. There may be up to 22 appointments. |
What is your intended use for the loan proceeds? | My daughter needs vision therapy. The initial consult is $500, each scheduled therapy appointment thereafter is $125. There may be up to 22 appointments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My net monthly income is $2,400. After expenses, my cash balance averages $300. |
Member Payment Dependent Notes Series 1031409
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031409 |
$20,000 |
$20,000 |
11.71% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031409. Member loan 1031409 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | RSUI Group Inc | Debt-to-income ratio: | 22.74% |
Length of employment: | 10+ years | Location: | GRANADA HILLS, CA |
Home town: | |||
Current & past employers: | RSUI Group Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > consolidate bills<br><br> Borrower added on 11/21/11 > verifying received email<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,306.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $18,000 credit cards, Payments $25 - $100 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,000, I do not pay rent, I buy the food for rent, no utility payments |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $18,000 credit cards, Payments $25 - $100 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,000, I do not pay rent, I buy the food for rent, no utility payments |
Please explain the reason why you carry a large revolving credit balance. | I have a 29 yr old horse I rescued with arthritis & cushings disease & a 12 yr old diabetic dog which medications are expensive for them, plus my medications and whatever comes up. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $18,000 credit cards, Payments $25 - $100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $18,000 credit cards, Payments $25 - $100 |
Member Payment Dependent Notes Series 1031425
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031425 |
$11,200 |
$11,200 |
6.62% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031425. Member loan 1031425 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Long Agency Inc. | Debt-to-income ratio: | 11.38% |
Length of employment: | n/a | Location: | PERRY, NY |
Home town: | |||
Current & past employers: | Long Agency Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > replace a higher interest rate credit card with a flexible rate with a personal fixed rate loan<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,379.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1031446
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031446 |
$6,500 |
$6,500 |
7.51% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031446. Member loan 1031446 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | cdcr | Debt-to-income ratio: | 9.67% |
Length of employment: | 6 years | Location: | pinole, CA |
Home town: | |||
Current & past employers: | cdcr | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > Looking to get a loan to consladate my payments with a cheaper apr rate <br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $10,952.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1031462
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031462 |
$8,000 |
$8,000 |
13.49% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031462. Member loan 1031462 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,917 / month |
Current employer: | hyatt regency | Debt-to-income ratio: | 7.62% |
Length of employment: | < 1 year | Location: | savannah, GA |
Home town: | |||
Current & past employers: | hyatt regency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > Using this loans to pay bills and get my dad caught up on his. Don't wanna get behind with the slow season approaching. Just wanna know I have an emergency plan like some extra savings should something happen. I can pay all my bills fine now but I got sick or my dad lost his job again I would be worried.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,582.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My dad took out loans to put me through private school and now has debt he's struggling to pay off. I want to help him. I also have a credit card that I am trying to pay down. Not a large amount of debt for me but my dad has run out of options. No more extensions can ne granted on his behalf so if I pay it down he won't have to worrie so much. I just need to be able to get ahead before the slow season starts. |
Which debts do you plan to pay off with this loan? | My credit card. And my dads loans with the bank and the car and the house. My car needs work before it gets cold. My rent. Anything bill related. Just want to feel secure. |
Please explain the reason why you carry a large revolving credit balance. | My dad took out loans to put me through private school and now has debt he's struggling to pay off. I want to help him. I also have a credit card that I am trying to pay down. Not a large amount of debt for me but my dad has run out of options. No more extensions can ne granted on his behalf so if I pay it down he won't have to worrie so much. I just need to be able to get ahead before the slow season starts. |
Member Payment Dependent Notes Series 1031519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031519 |
$10,900 |
$10,900 |
12.42% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031519. Member loan 1031519 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Saint Peter's college | Debt-to-income ratio: | 8.05% |
Length of employment: | 6 years | Location: | Jersey city, NJ |
Home town: | |||
Current & past employers: | Saint Peter's college | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I plan to use this money to pay off my credit debt that I have due to some medical expenses, I have a stable job that I have worked at for 7 years in the higher education field and I have a monthly budget so I can pay off the loan on a timely matter of $2,000 once I pay my rent and utilities so I should not have a problem paying this loan off every month on time. I prefer to pay this loan at the rate I am being offered compared to the high interest rates some of my debt has.<br>
A credit bureau reported the following information about this borrower member on November 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,923.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had a medical bill and personal expenses that I used my credit cards to pay off and now I want to pay it all off but the interest is too high so I want to consolidate it all into one payment at a reasonable interest better than what the credit cards are at |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe chase credit card $3,500 at 23% minimum payment is $130, capital one at $5,500 at 24% minimum payment is $220 and Macy's express credit card at $2,900 at 21% minimum payment is $130 |
Which debts do you plan to pay off with this loan? | I plan to pay off my three credit cards which have an interest rate 21%, 24% and 23% respectively, I owe between the three a total of $11,000, I plan to pay them in full and just make one payment at a cheaper interest rate with the loan |
Member Payment Dependent Notes Series 1031605
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031605 |
$5,500 |
$5,500 |
14.65% |
1.00% |
November 23, 2011 |
December 2, 2016 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031605. Member loan 1031605 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,917 / month |
Current employer: | HED | Debt-to-income ratio: | 8.89% |
Length of employment: | 9 years | Location: | ROCKY MOUNT, NC |
Home town: | |||
Current & past employers: | HED | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,080.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Purchase new equipment for charter boat business |
Member Payment Dependent Notes Series 1031631
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031631 |
$6,100 |
$6,100 |
18.64% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031631. Member loan 1031631 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | one on one senior care | Debt-to-income ratio: | 12.67% |
Length of employment: | 7 years | Location: | belmont, CA |
Home town: | |||
Current & past employers: | one on one senior care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > consolidation of my personal loans and to fund my small business.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,731.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $17,000.00 which im paying 4%/mo. Its a personal loan. My credit cards has minimal interests. This is one loan i would like to pay off. |
Member Payment Dependent Notes Series 1031642
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031642 |
$10,000 |
$10,000 |
16.29% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031642. Member loan 1031642 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,792 / month |
Current employer: | Sams Club | Debt-to-income ratio: | 13.58% |
Length of employment: | 4 years | Location: | BROOKSTON, MN |
Home town: | |||
Current & past employers: | Sams Club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > This loan will be used to consolidate 4 credit cards with high interest rates. <br><br> Borrower added on 11/21/11 > My current balance is just over $10,000. It is on 4 different cards with interest rates of 24% The monthly payments on these accounts are 110, 65, 65, and 89. I would like to consolidate into one payment at a lower interest rate to pay off my debt faster.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $12,012.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | My current balance is just over $10,000. It is on 4 different cards with interest rates of .24% The monthly payments on these accounts are 110, 65, 65, and 89. I would like to consolidate into one payment at a lower interest rate to pay off my debt faster. |
What is the total balance of your credit cards, interest rates and current monthly payments? | My current balance is just over $10,000. It is on 4 different cards with interest rates of .24% The monthly payments on these accounts are 110, 65, 65, and 89. I would like to consolidate into one payment at a lower interest rate to pay off my debt faster. |
What is the total balance of your credit cards, interest rates and current monthly payments? | My current balance is just over $10,000. It is on 4 different cards with interest rates of .24% The monthly payments on these accounts are 110, 65, 65, and 89. I would like to consolidate into one payment at a lower interest rate to pay off my debt faster. |
Member Payment Dependent Notes Series 1031659
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031659 |
$5,200 |
$5,200 |
8.90% |
1.00% |
November 23, 2011 |
December 2, 2016 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031659. Member loan 1031659 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.17% |
Length of employment: | n/a | Location: | New City, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 10, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1964 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $465.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1031691
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031691 |
$9,000 |
$9,000 |
11.71% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031691. Member loan 1031691 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Maywood Healthcare | Debt-to-income ratio: | 19.22% |
Length of employment: | 1 year | Location: | ARTESIA, CA |
Home town: | |||
Current & past employers: | Maywood Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,997.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I just got my license for Real estate. Got to pay start-up cost like memberships, MLS, cards, signs, licensure, cont. educations |
What is your intended use for the loan proceeds? | Pay high rates cards and consolidations |
Member Payment Dependent Notes Series 1031692
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031692 |
$6,000 |
$6,000 |
9.91% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031692. Member loan 1031692 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,543 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.43% |
Length of employment: | n/a | Location: | yonkers, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $8,516.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1031720
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031720 |
$10,500 |
$10,500 |
12.69% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031720. Member loan 1031720 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,300 / month |
Current employer: | Sacramento County Sheriff's Department | Debt-to-income ratio: | 10.76% |
Length of employment: | 10+ years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | Sacramento County Sheriff's Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 12, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $15,951.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1031808
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031808 |
$12,000 |
$12,000 |
17.27% |
1.00% |
November 25, 2011 |
December 2, 2016 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031808. Member loan 1031808 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Macy's INC | Debt-to-income ratio: | 23.33% |
Length of employment: | 6 years | Location: | HACIENDA HEIGHTS, CA |
Home town: | |||
Current & past employers: | Macy's INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > Consolidate<br> Borrower added on 11/19/11 > Consolidate<br> Borrower added on 11/20/11 > Consolidate<br><br> Borrower added on 11/20/11 > consolidate<br><br> Borrower added on 11/20/11 > consolidate<br> Borrower added on 11/21/11 > Consolidate<br> Borrower added on 11/22/11 > Consolidate<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $6,177.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,350 |
Which debts do you plan to pay off with this loan? | Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $16,500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $16,500 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | consolidating bills and I'm allocating the amount by the different bills I have to pay off. |
What is your intended use for the loan proceeds? | consolidate bills. |
Member Payment Dependent Notes Series 1031828
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031828 |
$24,000 |
$24,000 |
9.91% |
1.00% |
November 29, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031828. Member loan 1031828 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | community hospital of san bernardino | Debt-to-income ratio: | 14.88% |
Length of employment: | 4 years | Location: | OAK HILLS, CA |
Home town: | |||
Current & past employers: | community hospital of san bernardino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,866.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I wil be paying off 3 major credit cards |
What is the total balance of your credit cards, interest rates and current monthly payments? | balance 23,100 interest rates from 21-12.0% 550.00 monthly |
What is your intended use for the loan proceeds? | I wil be paying off 3 major credit cards |
What is the total balance of your credit cards, interest rates and current monthly payments? | balance 23,100 interest rates from 21-12.0% 550.00 monthly |
What is the total balance of your credit cards, interest rates and current monthly payments? | balance 23,100 interest rates from 21-12.0% 550.00 monthly |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | m/c 9000.00 21.0% 250.00<br>visa 7800.00 14.9% 160.00<br>visa 6300.00 12.0% 140.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | m/c 9000.00 21.0% 250.00<br>visa 7800.00 14.9% 160.00<br>visa 6300.00 12.0% 140.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | m/c 9000.00 21.0% 250.00<br>visa 7800.00 14.9% 160.00<br>visa 6300.00 12.0% 140.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | m/c 9000.00 21.0% 250.00<br>visa 7800.00 14.9% 160.00<br>visa 6300.00 12.0% 140.00 |
Member Payment Dependent Notes Series 1031901
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1031901 |
$20,000 |
$20,000 |
7.90% |
1.00% |
November 29, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1031901. Member loan 1031901 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,250 / month |
Current employer: | Protac | Debt-to-income ratio: | 18.32% |
Length of employment: | 10+ years | Location: | NEW BRIGHTON, MN |
Home town: | |||
Current & past employers: | Protac | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,474.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I recently obtained a 20K loan at 18% interest and this loan will pay off the higher interest rate loan. That loan is serviced by Discover and I didn't shop it around for a better rate before signing up for it. I received an offer from Lending Club and decided to see what interest rate I got. I decided on the 3 year loan to reduce the interest rate, and the payment is only $150/month more compared to the 5 year 18% loan from Discover. In addition, the total interst repaid drops significantly from the nearly 10k in interest for the Discover loan. Thanks for your question. |
Please explain the reason why you carry a large revolving credit balance. | That balance was paid with the 20K Discover loan. I paid for wedding deposits with the credit cards. |
Member Payment Dependent Notes Series 1032007
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032007 |
$11,100 |
$11,100 |
16.77% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032007. Member loan 1032007 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Here For You LLC | Debt-to-income ratio: | 14.55% |
Length of employment: | 5 years | Location: | GALLOWAY, NJ |
Home town: | |||
Current & past employers: | Here For You LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,831.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances approximately 14,000 Monthy payments differ because I pay considerly more than the minimum payment..I pay about 700.00 a month on my cards. Interest rates are about 18% . No student loans. No line of credit Mortgage is 1300 per month. No car payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 1300, 75 per month, phone 50 per month food $400 per month , transportation gas only no car payment-$180 per month,credit card $700 per month |
Which debts do you plan to pay off with this loan? | credit cards mostly |
Please explain the reason why you carry a large revolving credit balance. | Had a kitchen remodeling done which accounts for most of it along with the fact that we took our first vacation in three years which was put on the card. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgae 1300 per month, taxes $150 per month, association fees $50 per month, Insurance 200 per month |
Member Payment Dependent Notes Series 1032020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032020 |
$3,825 |
$3,825 |
14.65% |
1.00% |
November 29, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032020. Member loan 1032020 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.91% |
Length of employment: | n/a | Location: | CLEARWATER, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,204.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | had 2nd heart attack july 2010 used credit cards to pay bills and buy groceries until i recieved ssd for advanced copd in april 2011 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | total expenses approx. 1200.00 |
Member Payment Dependent Notes Series 1032033
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032033 |
$10,000 |
$10,000 |
14.27% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032033. Member loan 1032033 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | adlis | Debt-to-income ratio: | 23.10% |
Length of employment: | 6 years | Location: | DWIGHT, IL |
Home town: | |||
Current & past employers: | adlis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,881.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | all my bills for the month add up to around 3,000 estimate, my sister helps me to the bills i am trying to raise my daughter on my own, i hope this answers ur question |
Member Payment Dependent Notes Series 1032053
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032053 |
$16,500 |
$16,500 |
8.90% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032053. Member loan 1032053 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,747 / month |
Current employer: | Cumberland Reminder | Debt-to-income ratio: | 12.30% |
Length of employment: | 10+ years | Location: | MILLVILLE, NJ |
Home town: | |||
Current & past employers: | Cumberland Reminder | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > Consolidate outstanding debts and finish building already started home addition<br> Borrower added on 11/23/11 > I have been with the same company for 18 years. The slow economy has had minor affect on us and my position is very secure.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,805.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1032150
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032150 |
$15,000 |
$15,000 |
16.29% |
1.00% |
November 28, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032150. Member loan 1032150 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Hertz corporation | Debt-to-income ratio: | 20.88% |
Length of employment: | 10+ years | Location: | Oklahoma, OK |
Home town: | |||
Current & past employers: | Hertz corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > <br>The funds will be used to pay off credit card debts and to use for remodelling my kitchen. <br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,753.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | 107 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I had filed chapter 7 bankruptcy on Dec 2002 resulted in discharge. |
Member Payment Dependent Notes Series 1032214
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032214 |
$17,000 |
$17,000 |
6.03% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032214. Member loan 1032214 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Methodist Healthcare | Debt-to-income ratio: | 15.58% |
Length of employment: | 3 years | Location: | Trumann, AR |
Home town: | |||
Current & past employers: | Methodist Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,878.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit card with around 10000 balance with 9% rate, credit card with 2500 with 11% rate, and other credit card with 2500 and one with 1500. I have no student loans at this time. I am going back to college in January to further my career and plan on taking a few classes at a time. I would like to not have any school loan payments when I am done. I would like to pay off this credit card debt in 3 years and with the interest rates they have on them I can not do that. |
What is your intended use for the loan proceeds? | Pay off my debt within 3 years and if any left to go back to school, or at least be able to pay my way thru school without getting a loan. |
Member Payment Dependent Notes Series 1032220
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032220 |
$6,000 |
$6,000 |
14.65% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032220. Member loan 1032220 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | chavant Inc. | Debt-to-income ratio: | 15.68% |
Length of employment: | 4 years | Location: | LAKEWOOD, NJ |
Home town: | |||
Current & past employers: | chavant Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Hola, gracias por el prestamo, no les voy a fallar en ningun pago. Espero que los 206,97 USD sigan sin aumentar hasta terminar mi pago total de 36 cuotas de 206,97 USD, thank you.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1032260
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032260 |
$8,000 |
$8,000 |
17.58% |
1.00% |
November 29, 2011 |
December 2, 2016 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032260. Member loan 1032260 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.20% |
Length of employment: | n/a | Location: | NORFOLK , VA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/03/11 > it to pay off a car i no longer have and a personal loan to make one low monthly payment Borrower added on 11/03/11 > it to pay off a car i no longer have and a personal loan to make one low monthly payment
A credit bureau reported the following information about this borrower member on November 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $2,285.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | because i did a lot of things to help my father out, before he past away. so now i am trying to consolidate some things and pay some stuff off that i had done when he was alive, and before i go over seas for a little while. |
Member Payment Dependent Notes Series 1032408
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032408 |
$23,800 |
$23,800 |
12.42% |
1.00% |
November 29, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032408. Member loan 1032408 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,967 / month |
Current employer: | The Harper Company | Debt-to-income ratio: | 13.54% |
Length of employment: | 6 years | Location: | Milford, OH |
Home town: | |||
Current & past employers: | The Harper Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > Just taking some of the debt and rolling it into a single monthly payment.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,310.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I faced a few issues earlier and now am trying to rectify the situation with one loan and then closing a few credit accounts. |
Member Payment Dependent Notes Series 1032418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032418 |
$1,000 |
$1,000 |
15.96% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032418. Member loan 1032418 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.90% |
Length of employment: | n/a | Location: | mesa, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > i have an outstanding loan with the lending club since april 11<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,968.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 94.50% | Months Since Last Record: | 115 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1032453
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032453 |
$6,000 |
$6,000 |
11.71% |
1.00% |
November 29, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032453. Member loan 1032453 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | conns | Debt-to-income ratio: | 13.21% |
Length of employment: | 10+ years | Location: | conroe, TX |
Home town: | |||
Current & past employers: | conns | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > PAID IN FULL our last loan we received last month and hope to pay this off early as well once approved. Thank you.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $1,006.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No, not to our knowledge. |
Member Payment Dependent Notes Series 1032466
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032466 |
$17,500 |
$17,500 |
8.90% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032466. Member loan 1032466 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,000 / month |
Current employer: | National Center for Toxicological Resear | Debt-to-income ratio: | 7.01% |
Length of employment: | 9 years | Location: | PINE BLUFF, AR |
Home town: | |||
Current & past employers: | National Center for Toxicological Resear | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,488.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off all my bills and consolidate into one payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Visa Card $5,000.00-18.24% interest; Bill-Me_later - $3.000.00; Diamond Elite Card $5100.00-24.99%; Barclaycard $2,800-22.99%; Simmons Bank Visa - $2,500 (12.99%) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Visa Card $5,000.00-18.24% interest; Bill-Me_later - $3.000.00; Diamond Elite Card $5100.00-24.99%; Barclaycard $2,800-22.99%; Simmons Bank Visa - $2,500 (12.99%) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | no rent-own home; transportation=$200/month; utilities=$225.00; car insurance/life insurance=$150.00; satellite=$160.00/month; no car payment; |
Please explain the reason why you carry a large revolving credit balance. | Well poor planning on my part. Now I am wising up and do not want to pay the high interest rate. Now I want to plan for retirement and want to rid myself of these bills within a shorter period of time. I can get this loan paid off at a lower interest rate and within 3 years. |
Member Payment Dependent Notes Series 1032473
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032473 |
$12,000 |
$12,000 |
11.71% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032473. Member loan 1032473 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | R.F. MacDonald Co. | Debt-to-income ratio: | 11.86% |
Length of employment: | 10+ years | Location: | CORONA, CA |
Home town: | |||
Current & past employers: | R.F. MacDonald Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,255.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage- $2778.00 All other expenses approx. $3,800.00 |
Member Payment Dependent Notes Series 1032486
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032486 |
$10,000 |
$10,000 |
9.91% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032486. Member loan 1032486 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,917 / month |
Current employer: | Slade Neighbors APLC | Debt-to-income ratio: | 8.22% |
Length of employment: | 10+ years | Location: | SHERMAN OAKS, CA |
Home town: | |||
Current & past employers: | Slade Neighbors APLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,543.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1032502
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032502 |
$12,000 |
$12,000 |
9.91% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032502. Member loan 1032502 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,083 / month |
Current employer: | Foundation Financial Group | Debt-to-income ratio: | 6.05% |
Length of employment: | 5 years | Location: | PARKVILLE, MO |
Home town: | |||
Current & past employers: | Foundation Financial Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > Thanks<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1032503
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032503 |
$12,000 |
$12,000 |
11.71% |
1.00% |
November 29, 2011 |
December 2, 2016 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032503. Member loan 1032503 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | ACTS | Debt-to-income ratio: | 13.49% |
Length of employment: | 5 years | Location: | SEFFNER, FL |
Home town: | |||
Current & past employers: | ACTS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > I plan to consolidate my other debts into one and also repair my car. I have been at my job for over 5 yrs and I always pay my bill on time.<br> Borrower added on 11/19/11 > I want to be debt free and live a life without having to constantly pay for high interest rate credit card payments and/or loans. I like to help the needy and hope one day to go on a missionary trip. I am really trying to get my finances in order so that I can enjoy life debt free like Christ intended it to be. Free of worry.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,137.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The credit card balances are around $9,700 in total. There are 4 different credit cards and the interest rates are different in each. I believe 9.99%, 10.99%, 13.99% and 18.99%. Monthly minimum payments are around $175, 50, 20, 20. Those are the minimum payment but I never pay the minimum, I always pay a little more but I am are tired of making different payments and want to consolidate them and get them payed off. But I also need to repair the car. That is why I need the extra money. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The credit card balances are around $9,700 in total. There are 4 different credit cards and the interest rates are different in each. I believe 9.99%, 10.99%, 13.99% and 18.99%. Monthly minimum payments are around $175, 50, 20, 20. Those are the minimum payment but I never pay the minimum, I always pay a little more but I am are tired of making different payments and want to consolidate them and get them payed off. But I also need to repair the car. That is why I need the extra money. |
Member Payment Dependent Notes Series 1032519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032519 |
$8,000 |
$8,000 |
14.65% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032519. Member loan 1032519 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Southern Felt | Debt-to-income ratio: | 22.28% |
Length of employment: | 10+ years | Location: | Rocky Mount, NC |
Home town: | |||
Current & past employers: | Southern Felt | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > Debt Consolidation<br> Borrower added on 11/19/11 > I have a stable job. This would be a lower rate than one of my current credit cards.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,955.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card 12500 (250.00 per month)<br>student loans 10000 (200.00 month ) |
Member Payment Dependent Notes Series 1032547
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032547 |
$9,600 |
$9,600 |
17.27% |
1.00% |
November 28, 2011 |
December 2, 2016 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032547. Member loan 1032547 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Board of Education | Debt-to-income ratio: | 12.90% |
Length of employment: | 10+ years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | Board of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/18/11 > title Happy<br>purpose credit card refinancing<br> Borrower added on 11/21/11 > credit card refinancing<br><br> Borrower added on 11/21/11 > Happy<br>credit card refinancing<br><br> Borrower added on 11/21/11 > because I helped my daughter with her education. But, I always pay my bills on time. I accept the offer 9,600.00 with that amount I pay off my credit card debt.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $13,648.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was helping my daughter with her education. But, I always paid on time. I want loan to pay the credit cards and get only one bill. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The utilities are include with the rent. My rent is $1000.00 and My phone is $100.00. Transportation and insurance(my boyfriend has two cars and he pays the insurance). Only, I pay for gas like $40.00 weekly. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Bank of America Platinum plus visa>>> Balance$ 3,112.19 Minimum Payment $93.00<br>Home Depot Consumer>>> Balance$3,763.00 Minimum due $120.00<br>Capital One visa platinum>>> Balance$ 3,175.27 Minimum payment $97.00<br> Best Buy Issued by HSBC>>> Balance $2,183.88 Minimum payment due $68.00 |
Member Payment Dependent Notes Series 1032563
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032563 |
$3,725 |
$3,725 |
12.69% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032563. Member loan 1032563 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,275 / month |
Current employer: | Parker Hannifin | Debt-to-income ratio: | 18.72% |
Length of employment: | 8 years | Location: | APPOMATTOX, VA |
Home town: | |||
Current & past employers: | Parker Hannifin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $19,553.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was laid off for almost 2 years and accumulated alot. I was called back to my job almost 2 years ago and I've been working on paying it down but the high interest is keeping me from making any sizable dents. I did try to consolidate it but no lender will give me the amount I need to size it down. |
Member Payment Dependent Notes Series 1032577
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032577 |
$7,500 |
$7,500 |
16.29% |
1.00% |
November 28, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032577. Member loan 1032577 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,583 / month |
Current employer: | bae systems norfolk shipbuilding and dry | Debt-to-income ratio: | 16.67% |
Length of employment: | 5 years | Location: | ELIZABETH CITY, NC |
Home town: | |||
Current & past employers: | bae systems norfolk shipbuilding and dry | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > Home improvement<br><br><br> Borrower added on 11/19/11 > Home improvement septic tank installtion<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement <br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvent<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement. <br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br><br> Borrower added on 11/19/11 > Home improvement<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,937.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Its for older property thats up for sale but, this has to be fixed to make the sale final and please the buyer and me as welli |
Please explain the reason why you carry a large revolving credit balance. | I help my son, mom, and my handicap baby sister on things they need. |
What is the home improvement project you are planning? | Its for older property thats up for sale but, this has to be fixed to make the sale final and please the buyer and me as welli |
Is the improvement to your primary residence or an investment property? | Its for older property thats forsale ,we are just trying to statisfy the buyer and ourselves on his matter thats major problem |
Please explain the reason why you carry a large revolving credit balance. | I help my son, mom, and my handicap baby sister on things they need. |
Member Payment Dependent Notes Series 1032885
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032885 |
$13,500 |
$13,500 |
8.90% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032885. Member loan 1032885 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | AGIA | Debt-to-income ratio: | 3.16% |
Length of employment: | 5 years | Location: | Tempe, AZ |
Home town: | |||
Current & past employers: | AGIA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,569.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 49.50% | Months Since Last Record: | 85 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | A discharged bankruptcy over 6 years ago. |
Member Payment Dependent Notes Series 1032923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032923 |
$6,325 |
$6,325 |
8.90% |
1.00% |
November 23, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032923. Member loan 1032923 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | hayes auto sales | Debt-to-income ratio: | 22.94% |
Length of employment: | 3 years | Location: | ROSEVILLE, CA |
Home town: | |||
Current & past employers: | hayes auto sales | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $11,015.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off credit cards |
Member Payment Dependent Notes Series 1032935
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032935 |
$14,000 |
$14,000 |
12.42% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032935. Member loan 1032935 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,000 / month |
Current employer: | hayes auto sales | Debt-to-income ratio: | 14.57% |
Length of employment: | 4 years | Location: | roseville, CA |
Home town: | |||
Current & past employers: | hayes auto sales | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $31,281.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Wife pays rent and I have about 2000 in bills a month and I make 7000 a month |
Member Payment Dependent Notes Series 1032949
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032949 |
$4,000 |
$4,000 |
8.90% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032949. Member loan 1032949 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,288 / month |
Current employer: | poeple link | Debt-to-income ratio: | 19.18% |
Length of employment: | 1 year | Location: | GREENSBORO, NC |
Home town: | |||
Current & past employers: | poeple link | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,605.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1032953
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1032953 |
$3,500 |
$3,500 |
8.90% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1032953. Member loan 1032953 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,958 / month |
Current employer: | NY State | Debt-to-income ratio: | 19.76% |
Length of employment: | 10+ years | Location: | Hammomd, NY |
Home town: | |||
Current & past employers: | NY State | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Camper loan<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $3,746.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1033033
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033033 |
$20,000 |
$20,000 |
14.27% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033033. Member loan 1033033 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.69% |
Length of employment: | 10+ years | Location: | MADISON, WI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,852.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have mostly credit cards, but I do have a high-interest loan I needed to take that I would like to pay off as soon as possible! |
Member Payment Dependent Notes Series 1033086
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033086 |
$13,225 |
$13,225 |
13.49% |
1.00% |
November 25, 2011 |
December 2, 2014 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033086. Member loan 1033086 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Winco. Inc | Debt-to-income ratio: | 22.53% |
Length of employment: | 5 years | Location: | BRENTWOOD, CA |
Home town: | |||
Current & past employers: | Winco. Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidation of credit for lower interest. Also to boost my credit scores for buying a house in the furture.<br><br>Thanks for the question!......and.....have a reat Holiday...:)) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Since the fiasco with the banks most of my credit card rates went from below 9% to 17- 25.99%. We pay about $700.00 on these cards at this time, its not a problem whats so ever, but we would NOT like to be taken to the cleaners on these new interest rates.<br><br>We will definately pay the loan back within 1 to 2 years. Its all about nowing how to use your money in my opinion.<br><br>Thanks for the question, and have a Great Holiday Season...:)) |
Member Payment Dependent Notes Series 1033099
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033099 |
$5,700 |
$5,700 |
18.64% |
1.00% |
November 28, 2011 |
December 2, 2016 |
December 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033099. Member loan 1033099 was requested on November 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.46% |
Length of employment: | n/a | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $12,126.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1033121
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033121 |
$11,000 |
$11,000 |
8.90% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033121. Member loan 1033121 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Red Lion Hotel at the Quay | Debt-to-income ratio: | 13.57% |
Length of employment: | 4 years | Location: | Vancouver, WA |
Home town: | |||
Current & past employers: | Red Lion Hotel at the Quay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > Debt Consolidating 2 credit cards.<br><br> Borrower added on 11/25/11 > Debt consolidating 2 credit cards.<br>
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,513.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1033154
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033154 |
$10,000 |
$10,000 |
18.64% |
1.00% |
November 28, 2011 |
December 3, 2016 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033154. Member loan 1033154 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,800 / month |
Current employer: | MtSAC, CitrusCollege, RCCNorco | Debt-to-income ratio: | 12.19% |
Length of employment: | 4 years | Location: | Azusa, CA |
Home town: | |||
Current & past employers: | MtSAC, CitrusCollege, RCCNorco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $8,311.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I plan to pay off each of my existing credit card and installments debts. In addition, I plan to use a portion to purchase a new garage door for my residence. |
Which debts do you plan to pay off with this loan? | My plan is to reduce my monthly expenses and payoff existing debt. It is very important to pay off an existing installment loan and credit cards that have high balances. This way I can achieve financial stability, avoid prolonged payments to pay off credit card debt, and save a substantial amount of interest expense. |
Please explain the reason why you carry a large revolving credit balance. | Several costly unexpected expenses (car, etc) and routine usage of the credit account produced the high balance. Then, I purchased a used car that diverted funds away from paying the account off. I'm now in a position to make a dent in those high balances. |
Member Payment Dependent Notes Series 1033264
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033264 |
$2,125 |
$2,125 |
15.27% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033264. Member loan 1033264 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.95% |
Length of employment: | 6 years | Location: | ALBUQUERQUE, NM |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,131.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1033276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033276 |
$14,000 |
$14,000 |
12.42% |
1.00% |
November 28, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033276. Member loan 1033276 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | North Star Hospital | Debt-to-income ratio: | 19.80% |
Length of employment: | 9 years | Location: | ANCHORAGE, AK |
Home town: | |||
Current & past employers: | North Star Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,703.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1033285
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033285 |
$15,000 |
$15,000 |
17.58% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033285. Member loan 1033285 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,833 / month |
Current employer: | East West Bank | Debt-to-income ratio: | 6.91% |
Length of employment: | 1 year | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | East West Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > Been working in financial industry for 10+ years. Current job is less than 1 year old but was with prior firm for over 7years. Need funds to help with down payment on new home for family. <br><br> Borrower added on 11/19/11 > Need to consolidate some credit card debt and also need funds for down payment of first home for family. With current employer for only 1 year, but have been working in financial industry for 10+years, 7years with previous firm<br><br> Borrower added on 11/20/11 > I am a very responsible borrowers and always make my payments. With my income, the monthly payments required by this loan is surely not a problem. I just need a little help consolidating credit cards, so I will not be paying too much interest to banks, lowering my monthly payments. <br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $16,460.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Wells Fargo and Citibank credit card, have rates at 24.9% and 29.9% relatively speaking. The remaining available credit will be used toward down payment for a house my family and I are looking into purchasing |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | ---Citibank credit card- owe about $6000, 29.9%, I have been making about $400 to $500 payments monthly, more than the required minimum balance because I want to payoff as soon as possible due to the high rates. <br>---Wells Fargo credit card-owe about $2000, 24.99%, I have been making about $300-$400 payments monthly more than the required minimum balance because I want to payoff as soon as possible due to the high rates.<br>---Chase credit card-owe about $1800, 0% promo rate until July 2012 then 11.99%, I have been making about $200-300 payments monthly more then minimum balance. However, since the rates is 0%, I am not paying off as aggressively as my other two credit cards. But plan to payoff this credit card once the 0% promo period ends in July 2012<br>---Auto loan owe about $16000, 4.29%, monthly payment about $420<br>---TD retail card owe about $4250, 0% until Oct 2012. Making about $500 payment per month and will payoff before the 0% expires. <br>---Student loan--owe about $11000, 2.92%, monthly payment about $110<br>---No mortgage, live with family and pay $0 rent. <br><br>The requested loan will be used to payoff the citibank and wells fargo card. The remaining credit available will be used toward down payment my husband and I are planning to purchase. <br>I am a very responsible borrower. My debt to income ratio is very low. I have only been with my current employer for 1year, but was with prior employer for about 7years and have been making a relatively stable income all these years. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | payoff high interest credit cards, about $9000 in balance. Remaining available credit will be saved towards part of down payment for a house family is planning to purchase |
What is your intended use for the loan proceeds? | payoff high interest credit cards, about $9000 in total balance. remaining available credit will be saved towards part of the down payment for a house family is planning to purchase |
Member Payment Dependent Notes Series 1033301
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033301 |
$6,000 |
$6,000 |
12.69% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033301. Member loan 1033301 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | lifes worc | Debt-to-income ratio: | 18.06% |
Length of employment: | 5 years | Location: | West Islip, NY |
Home town: | |||
Current & past employers: | lifes worc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $18,768.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1033307
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033307 |
$3,000 |
$3,000 |
9.91% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033307. Member loan 1033307 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | SteelFab Inc | Debt-to-income ratio: | 8.19% |
Length of employment: | 6 years | Location: | Kings Mountain, NC |
Home town: | |||
Current & past employers: | SteelFab Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $596.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1033330
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033330 |
$8,000 |
$8,000 |
12.69% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033330. Member loan 1033330 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | Seminole County Public Schools | Debt-to-income ratio: | 10.55% |
Length of employment: | 5 years | Location: | SANFORD, FL |
Home town: | |||
Current & past employers: | Seminole County Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,471.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1033410
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033410 |
$3,600 |
$3,600 |
14.27% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033410. Member loan 1033410 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,833 / month |
Current employer: | JTE Enterprises Inc | Debt-to-income ratio: | 2.89% |
Length of employment: | 10+ years | Location: | Holtsvillle, NY |
Home town: | |||
Current & past employers: | JTE Enterprises Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $6,949.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The loan I get from the Lending Club will help me achieve my goal of eliminating this debt. I have developed a more effective budget to eradicate this debt and I intend to be debt free within 1 year. I have a good secure job and repayment of this debt will not be an issue. |
Member Payment Dependent Notes Series 1033481
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033481 |
$18,950 |
$18,950 |
10.65% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033481. Member loan 1033481 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Northshore School District | Debt-to-income ratio: | 18.94% |
Length of employment: | 10+ years | Location: | BOTHELL, WA |
Home town: | |||
Current & past employers: | Northshore School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I plan to pay off my credit cards and I have not used any for several months,<br>I pay all my bills on time, and have been paying a lot extra to pay off my debt and that leaves my very little for savings and other things,<br>I have worked for the same company for over 13years it is very stable, thank you <br> Borrower added on 11/26/11 > This loan will help me get back on track I have been trying for a long time now to get out of this credit card debt, <br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,373.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1033498
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033498 |
$21,000 |
$21,000 |
7.90% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033498. Member loan 1033498 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | Eastern bank | Debt-to-income ratio: | 13.60% |
Length of employment: | 3 years | Location: | Peabody, MA |
Home town: | |||
Current & past employers: | Eastern bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > Paying off three cards at higher rates<br> Borrower added on 11/20/11 > In addition to the credit cards that i'll be paying off, i'll be including a personal loan which has a balance of approx 7500 to consolidate.<br> Borrower added on 11/25/11 > I can't even begin to believe that I won't be paying sky rocket interest rates. Early thank you to all the current and future investors that's making this happen for me. <br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,078.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I currently live with my parents who own their house with no mortgage. The only expenses I am responsible for in the household is the Comcast bill which is roughly 75.00 a month. Other monthly expenses I have include my auto insurance (approx 140.00), cell phone (aprrox 60.00), and car payment (approx 180.00). |
Member Payment Dependent Notes Series 1033561
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033561 |
$14,000 |
$14,000 |
16.29% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033561. Member loan 1033561 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | 3pl logistics inc | Debt-to-income ratio: | 12.26% |
Length of employment: | 6 years | Location: | HUNTINGTON BEACH, CA |
Home town: | |||
Current & past employers: | 3pl logistics inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,181.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | 18000, 12% interest rate, 600 monthly payments |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1000 |
Please explain the reason why you carry a large revolving credit balance. | over spend |
What is the total balance of your credit cards, interest rates and current monthly payments? | 18000, 12% interest rate, 600 monthly payments |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | american express, nordstorm, chase |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 600 |
Please explain the reason why you carry a large revolving credit balance. | over spend |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | american express, nordstorm, chase |
Member Payment Dependent Notes Series 1033601
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033601 |
$6,000 |
$6,000 |
15.27% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033601. Member loan 1033601 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Automotive Rentals, Inc | Debt-to-income ratio: | 23.29% |
Length of employment: | 10+ years | Location: | MOUNT LAUREL, NJ |
Home town: | |||
Current & past employers: | Automotive Rentals, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,477.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I live with my fiance and do not pay rent. |
Which debts do you plan to pay off with this loan? | I plan to pay a loan back on my 401k |
Member Payment Dependent Notes Series 1033602
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033602 |
$12,000 |
$12,000 |
11.71% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033602. Member loan 1033602 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | Wyoming Valley West School District | Debt-to-income ratio: | 21.42% |
Length of employment: | 3 years | Location: | DALLAS, PA |
Home town: | |||
Current & past employers: | Wyoming Valley West School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,271.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1033606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033606 |
$12,000 |
$12,000 |
10.65% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033606. Member loan 1033606 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Knolls Atomic Power Laboratory | Debt-to-income ratio: | 11.88% |
Length of employment: | 3 years | Location: | LATHAM, NY |
Home town: | |||
Current & past employers: | Knolls Atomic Power Laboratory | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > Funds will be used to pay off high interest credit card balances.<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,493.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1033609
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033609 |
$4,500 |
$4,500 |
12.42% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033609. Member loan 1033609 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | HERMAN HEALTHCARE CENTER | Debt-to-income ratio: | 24.10% |
Length of employment: | 10+ years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | HERMAN HEALTHCARE CENTER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > I PLAN ON PAYING OFF MY CHASE HIGH INTRIST CARD THAT ARE AT 27.99% <br>I PAY ALL BILL EVERY MONTH AND PAID OFF MY CAR<br>I HAVE BEEN AT THE SAME JOB FOR 14 YEARS NOW. HEALTHCARE IS IN HIGH DEMAND<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,230.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1033663
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033663 |
$3,000 |
$3,000 |
9.91% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033663. Member loan 1033663 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,800 / month |
Current employer: | image lasers | Debt-to-income ratio: | 8.00% |
Length of employment: | 10+ years | Location: | long beach, CA |
Home town: | |||
Current & past employers: | image lasers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $6,283.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Paint and bodywork on my truck |
What is your intended use for the loan proceeds? | Paint and bodywork on my truck |
What is your intended use for the loan proceeds? | Paint and bodywork on my truck |
Member Payment Dependent Notes Series 1033679
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033679 |
$4,800 |
$4,800 |
10.65% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033679. Member loan 1033679 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | JS Direct Marketing | Debt-to-income ratio: | 11.82% |
Length of employment: | 1 year | Location: | VALLEY PARK, MO |
Home town: | |||
Current & past employers: | JS Direct Marketing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > I will be using the loan to pay off my Discover, Best Buy, and Chase cards (All of which have rates of 15%-28%). <br><br> Borrower added on 11/19/11 > I will use the loan to pay off my Discover, Best Buy, and Chase credit cards (All of which have rates of 15% to 28%).<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,149.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I used my credit cards a lot while attending college, due to the fact I could only work part-time. I graduated in 09 and I've been able to make progress on the balances, but I could use a better rate to help speed up the process. |
Member Payment Dependent Notes Series 1033681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033681 |
$18,000 |
$18,000 |
10.65% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033681. Member loan 1033681 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,417 / month |
Current employer: | Trader Joes | Debt-to-income ratio: | 10.64% |
Length of employment: | 9 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | Trader Joes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,893.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I mainly have an old credit card debt total,.. Which I have been slowly chipping away at for the past few years. I just recently finished paying off my car,.. So with the $400 dollars that went towards the car payment and the payment I make to just 3 credit cards,.. I will now be able to pay the loan that I will be receiving and clearing a lot more money.<br><br>By doing this loan I will be debt free and finished with my loan in 3 years or less. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I mainly have an old credit card debt total,.. Which I have been slowly chipping away at for the past few years. I just recently finished paying off my car,.. So with the $400 dollars that went towards the car payment and the payment I make to just 3 credit cards,.. I will now be able to pay the loan that I will be receiving and clearing a lot more money.<br><br>By doing this loan I will be debt free and finished with my loan in 3 years or less. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I mainly have an old credit card debt total,.. Which I have been slowly chipping away at for the past few years. I just recently finished paying off my car,.. So with the $400 dollars that went towards the car payment and the payment I make to just 3 credit cards,.. I will now be able to pay the loan that I will be receiving and clearing a lot more money.<br><br>By doing this loan I will be debt free and finished with my loan in 3 years or less. |
Member Payment Dependent Notes Series 1033691
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033691 |
$25,000 |
$25,000 |
7.51% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033691. Member loan 1033691 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,742 / month |
Current employer: | Harrison Township | Debt-to-income ratio: | 15.48% |
Length of employment: | 10+ years | Location: | West Deptford, NJ |
Home town: | |||
Current & past employers: | Harrison Township | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $44,261.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Not sure if you are asking about specific balances or what this loan is being used for. This is being used to consolidate some revovling debt and balances on two differenct school loans, my masters degree, and parent loans on my two daughters college tuition. We currently pay close to twice the amount of the minimum payment, this will allow us to lock in a term and pay it quicker without increasing our monthly payments by that much. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Tough to answer as you would need to look at big picture, I am married and my husbands salary covers the majority of the monthly expenses, i.e. mortgage, utilities, food. We both maintain very good credit ratings. This loan will consolidate the higher interest rate credit card and slightly higher interest rate tuition/parent plus loans into one payment that will actually lower our monthly costs. |
Please explain the reason why you carry a large revolving credit balance. | Not sure if you are asking about specific balances or what this loan is being used for. This is being used to consolidate some revovling debt and balances on two differenct school loans, my masters degree, and parent loans on my two daughters college tuition. We currently pay close to twice the amount of the minimum payment, this will allow us to lock in a term and pay it quicker without increasing our monthly payments by that much. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2500 Mortgage is not in my name and not my debt. 2 credit card balances totaling $15k, the larger of the 2 cards has already been cancelled. $10k parent plus student loans. No other credit lines. The loan is being used to lock these into a term and eliminate the revolving debt while lowering interest rate and monthly payments. Currently paying $600 month on credit card balance (almost triple minimum), but the interest rates are 12% and 15% |
Member Payment Dependent Notes Series 1033741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033741 |
$25,000 |
$25,000 |
7.90% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033741. Member loan 1033741 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 0.00% |
Length of employment: | 10+ years | Location: | CAMBRIDGE, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > Employment stable. Self employed since 1999.<br> Borrower added on 11/22/11 > Professional, self employed commercial and residential real estate investor since 1999.<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the estimated current market value of your home? | $325,000. |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | $100,000. $1032./month. 10 year fixed mortgage. No other debt. |
What is your intended use for the loan proceeds? | Very modest home improvements, and to establish a reserve for future improvements. |
Is this for a home improvement you have already made, or one that you are planning to make? | This is for a modest home improvement I anticipate making in the next year or two. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1032./month mortgage. $200/month utilities. Annual taxes, approximately $2100. Annual insurance, $285. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Just $1032./month mortgage, $200/month utilities, $500/month food, $25/month insurance. |
What is the home improvement project you are planning? | Some cosmetic improvements (painting, replacing some doors, etc.) in bathroom and kitchen. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies. |
Is the improvement to your primary residence or an investment property? | Primary residence. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage: $1032./month. Insurance: $25/month. Condo. Fee: $302/month, Taxes: $150/month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Single purpose: modest primary residence improvements. |
Please explain the reason why you carry a large revolving credit balance. | I have only one mortgage against my primary residence, representing less than a third of its value. One credit card has extended me a relatively large credit line, by most standards, $50,000. It is completely untapped, and I keep it available in case an opportunity surfaces which requires quick cash. Only personal debt I have is the $100,000 mortgage against my residence. |
If you have a public record on file, please briefly explain the event and its resolution. | I'm not aware of any public record. |
Member Payment Dependent Notes Series 1033743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033743 |
$4,250 |
$4,250 |
12.69% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033743. Member loan 1033743 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Jasa | Debt-to-income ratio: | 9.26% |
Length of employment: | 7 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Jasa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,436.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses total are 1700 |
Please explain the reason why you carry a large revolving credit balance. | In january 2011 I had a fire in my building and my apartment sufferd water damage and I had to move and replace alot of items due to the fact I didn't have renters insurance. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Around 7500 and the interest rates vary. |
Member Payment Dependent Notes Series 1033744
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033744 |
$9,000 |
$9,000 |
6.62% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033744. Member loan 1033744 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | ADUSA, Inc. | Debt-to-income ratio: | 7.26% |
Length of employment: | 4 years | Location: | Estero, FL |
Home town: | |||
Current & past employers: | ADUSA, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > The funds will be used to re-roof my primary residence. I have owned the property for 8 years.<br> Borrower added on 11/22/11 > After research on the question about high revolving credit balance on my credit report, the high amount is from a HELOC that I used for a kitchen and bathroom remodel 6 years ago, and haven't used since. From the downturn of the houseing market, the credit line was dropped to $0. This balance should be considered installment credit and not revolving credit as it was a 20 year HELOC. Sorry for the initial confusion about this question.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,894.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have no revolving credit balance. I pay off any credit card balances every month. |
What is your intended use for the loan proceeds? | I intend to use 100% of the loan proceeds as payment for re-roofing my house. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage: $1310 per month<br>HELOC: $98 per month<br>Utilities: $480 per month<br>insurance and taxes are escrowed (included in the mortgage) |
Is this for a home improvement you have already made, or one that you are planning to make? | This is for home improvement I am planning to make. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2000 |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had a delinquency. |
Is the improvement to your primary residence or an investment property? | The improvement is to my primary residence. |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | Mortgage: $134,000, $1,310 per month <br>HELOC: $38,000, $98 per month minimum. (I pay $600 a month) |
What is the estimated current market value of your home? | ~ $200k |
Member Payment Dependent Notes Series 1033747
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033747 |
$2,500 |
$2,500 |
13.49% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033747. Member loan 1033747 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | Educational Testing Service | Debt-to-income ratio: | 23.67% |
Length of employment: | 2 years | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | Educational Testing Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Paying off the balance of a high interest credit card. Working towards zero consumer debt.<br> Borrower added on 11/23/11 > I always pay my bills on time, and I try to stay far ahead of payment due dates. I always have my bill payments planned at least three paychecks in advance, so I always know what financial obligations I will have for the coming month.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,555.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1033754
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033754 |
$15,000 |
$15,000 |
11.71% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033754. Member loan 1033754 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Mycroft Inc | Debt-to-income ratio: | 15.56% |
Length of employment: | < 1 year | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Mycroft Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > I am making around $1000 monthly payment for my credit card and student loan. $280 for my student loan and around $720 for all my credit cards. I have $11000 credit card debt with APR 22%. I will use the loan pay off those higher interest credit card balances.<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $10,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1033765
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033765 |
$8,000 |
$8,000 |
14.27% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033765. Member loan 1033765 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | St Joseph Homecare Network | Debt-to-income ratio: | 19.34% |
Length of employment: | < 1 year | Location: | WINDSOR, CA |
Home town: | |||
Current & past employers: | St Joseph Homecare Network | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $7,626.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | my ex husband opened several accounts while we were separated in my name. I am unable to locate him at this time. I was advised not to close the accounts but to pay them off myself. I would like to pay them off and close the accounts. I take responsibility for some of the debt, there were times while putting myself through nursing school and my daughter through college I was forced to use credit more than I liked, with the intention of paying it right off. That didn't always happen. I have learned alot and now I am looking for a hand. Thank you for considering me. I will not disappoint you, my daughter, or myself. |
Member Payment Dependent Notes Series 1033807
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033807 |
$10,125 |
$10,125 |
14.65% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033807. Member loan 1033807 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | ELMHURST HOSPITAL CENTER | Debt-to-income ratio: | 8.13% |
Length of employment: | 4 years | Location: | ELMHURST, NY |
Home town: | |||
Current & past employers: | ELMHURST HOSPITAL CENTER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,410.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $11,000.00, 13.24% apr,, I pay $ 800.00 dollars a month total for all my credit cards,I pay more than minimum amount. |
Which debts do you plan to pay off with this loan? | Bank America,Chase Bank, Citibank,Target. I want to avail of this loan so that I could focus on one lending firm,then I could finish it for 3 years, and in electronic deductions. |
Member Payment Dependent Notes Series 1033819
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033819 |
$7,000 |
$7,000 |
12.42% |
1.00% |
November 29, 2011 |
December 6, 2016 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033819. Member loan 1033819 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,700 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.79% |
Length of employment: | n/a | Location: | WATERBURY, CT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,255.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1033826
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033826 |
$10,000 |
$10,000 |
10.65% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033826. Member loan 1033826 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Immersion Corporation | Debt-to-income ratio: | 24.19% |
Length of employment: | 1 year | Location: | milpitas, CA |
Home town: | |||
Current & past employers: | Immersion Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > Hi,<br><br>Trying to free myself of revolving debt w/ credit cards. Making on-time payments doesn't seem to make a dent in the balance.<br><br>All my bills are paid on time with no problems, I always pay higher than the minimum.<br><br>Would like to become a homeowner in the near future as well.<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,860.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1033837
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033837 |
$5,000 |
$5,000 |
7.90% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033837. Member loan 1033837 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,800 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.16% |
Length of employment: | n/a | Location: | PORT ORXHARD, WA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > WISH TO PAY OFF CREDIT CARDS<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,394.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1033838
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033838 |
$27,000 |
$27,000 |
13.49% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033838. Member loan 1033838 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | Matrix Consultants | Debt-to-income ratio: | 19.59% |
Length of employment: | 5 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Matrix Consultants | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > I currently have a credit card with a 30% interest rate. I'm only able to pay a few hundred dollars more than minimum payment which leaves me very little left over for savings. Getting this loan will allow me to pay it off faster with a lower monthly payment and apply that difference to building a nest egg.<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,705.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly Expenses:<br>Credit - 1500<br>Rent - 975<br>Car Payment - 477<br>Food - 300<br>Gasoline - 200<br>Utilities - 200<br>Insurance - 120<br>Pharmacy - 70 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt Balances:<br>Credit Card - Balance: 26800, Monthly Payment: 1400, Interest Rate: 30<br>Car Loan - Balance: 6350, Monthly Payment: 477, Interest Rate: 7.79<br>Line of Credit - Balance: 1600, Monthly Payment: 100, Interest Rate: 18 |
Which debts do you plan to pay off with this loan? | I plan to use this loan to pay off my high interest credit card, essentially refinancing it at a much lower rate and lower monthly payment and using the difference in monthly payment to supplement my savings. |
Member Payment Dependent Notes Series 1033865
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033865 |
$12,000 |
$12,000 |
8.90% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033865. Member loan 1033865 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,575 / month |
Current employer: | Life School Oak Cliff | Debt-to-income ratio: | 16.03% |
Length of employment: | 5 years | Location: | DALLAS, TX |
Home town: | |||
Current & past employers: | Life School Oak Cliff | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Hello there... I'm looking to consolidate my high interest credit cards. I have excellent payment history and steady, reliable income. I never pay late and always make sure to pay bills at the first of the month before anything else. I have been in my position for several years, and I do not fear losing employment. Thank you so much for helping me!<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,433.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1033867
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033867 |
$4,800 |
$4,800 |
8.90% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033867. Member loan 1033867 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | Linde Process Plants | Debt-to-income ratio: | 18.29% |
Length of employment: | < 1 year | Location: | BROKEN ARROW, OK |
Home town: | |||
Current & past employers: | Linde Process Plants | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Consolidate two credit cards for sooner payoff at a much lower interest rate.<br> Borrower added on 11/23/11 > I have been employed in my current position for 11 months and feel I have a very stable position. My goal for this loan is to consolidate the debt obtained on two credit cards that I have carried for about 7-8 months. If granted this loan, it will provide a much lower interest rate and therefore a lower monthly payment. In addition, It will allow me to settle my debt in a much faster manner. Currently, I pay about $130 per month in credit debt. One card is at 0% interest and that is getting ready to increase. I am good candidate for this loan because I am very money cautious and hate having unnecessary debt. I had a huge life change earlier this year and had to break out the credit cards. Now that everything is settled down, I would like to pay these off as soon as possible. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,056.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1033868
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033868 |
$18,000 |
$18,000 |
7.90% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033868. Member loan 1033868 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Infoblox | Debt-to-income ratio: | 2.69% |
Length of employment: | 2 years | Location: | Moorpark, CA |
Home town: | |||
Current & past employers: | Infoblox | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $14,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Payoff credit card debt. |
Member Payment Dependent Notes Series 1033948
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033948 |
$12,000 |
$12,000 |
14.27% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033948. Member loan 1033948 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,292 / month |
Current employer: | Halliburton | Debt-to-income ratio: | 13.71% |
Length of employment: | < 1 year | Location: | KATY, TX |
Home town: | |||
Current & past employers: | Halliburton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $19,682.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1033954
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033954 |
$3,650 |
$3,650 |
17.58% |
1.00% |
November 23, 2011 |
December 3, 2016 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033954. Member loan 1033954 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | triad family services | Debt-to-income ratio: | 12.50% |
Length of employment: | 4 years | Location: | WEST SACRAMENTO, CA |
Home town: | |||
Current & past employers: | triad family services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > I would like to receive this funding to pay off all of my credit/store card accounts. My plan following this is to destroy all but one card and keep the accounts open only for the benefit of being able to proceed with purchasing a home in the near future. I will be able to make all payments on time and probably even early.<br> Borrower added on 11/20/11 > I would like to thank everyone who has invested in me so far. It makes me feel good to know that there are people willing to help out.<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $7,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan Debt totals: $95,812 ranging in interest rate from 4.25-6.75. All government loans, no private loans. I am currently in deferment on my loans and will be consolidating when the new loan rules start in 2012.<br><br>I have 12 credit card accounts with balances ranging from $125-1742 and interest rates from 12.9-27.99%. If you would like a complete breakdown of each, let me know and I will post them. Cards were opened and used primarily to survive two years of graduate school and 8 months of post graduate time when I was unable to find a full time job.<br><br>I have no mortgages or lines of credit. <br><br>I recently was in the hospital for 4 days and do not yet know what my share of cost will be. |
Which debts do you plan to pay off with this loan? | I plan to clear all of my credit card balances and any hospital charges from a recent hospital stay. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $325, transportation (gas and car insurance) is $200, utilities $50, phone $85, food $150 (shared cost), gym $39, credit card payments $500 |
Please explain the reason why you carry a large revolving credit balance. | During two years of graduate school, I had to use credit cards to cover expenses that were above the cost of what I received from student loans. Further, once I graduated in May 2010 with a Master's Degree in Social Work, it took eight months to find a full time position. I had to rely on credit cards during that time to cover the expenses above what I was making in order to pay for food, gas and other essential items. Since beginning full time employment I have been able to pay off 1 high balance/high interest card. I am planning to use this loan to pay off more high interest cards. |
Member Payment Dependent Notes Series 1033977
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033977 |
$33,950 |
$33,950 |
7.90% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033977. Member loan 1033977 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,583 / month |
Current employer: | Wake County Public Schools | Debt-to-income ratio: | 24.71% |
Length of employment: | 7 years | Location: | Cary, NC |
Home town: | |||
Current & past employers: | Wake County Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $93,812.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | We have carried a large credit balance the past few years as we have cared for ailing parents who had very few resources, causing us to accumulate balances. At this point, we are in a more financially secure situation due to recent events and would like to consolidate our credit cards |
Please explain the reason why you carry a large revolving credit balance. | We have carried a large credit balance the past few years as we have cared for ailing parents who had very few resources, causing us to accumulate balances. At this point, we are in a more financially secure situation due to recent events and would like to consolidate our credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage= $1800 per month at 4.5%<br>Car Payments+$800 per month at 2.9%<br>Major Credit Card 1= $13,500 total balance at 14.9%<br>Major Credit Card 2= $16,000 total balance at 12.9% |
Member Payment Dependent Notes Series 1033980
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033980 |
$20,000 |
$20,000 |
11.71% |
1.00% |
November 28, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033980. Member loan 1033980 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | ibc | Debt-to-income ratio: | 15.98% |
Length of employment: | 2 years | Location: | CONCORD, NC |
Home town: | |||
Current & past employers: | ibc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $23,622.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Poor financial decisions. I plan on eliminating all but one credit card, and making smarter choices. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses are approx. $700.00 a month. |
Which debts do you plan to pay off with this loan? | Higher interset credit cards and finance companies. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses are approx. $700.00 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses are approx. $700.00 a month. |
Please explain the reason why you carry a large revolving credit balance. | Poor financial decisions. I plan on eliminating all but one credit card, and making smarter choices. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses are approx. $700.00 a month. |
Member Payment Dependent Notes Series 1033990
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033990 |
$11,000 |
$11,000 |
13.49% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033990. Member loan 1033990 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | fedex | Debt-to-income ratio: | 11.02% |
Length of employment: | 10+ years | Location: | newark, NJ |
Home town: | |||
Current & past employers: | fedex | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $5,524.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no not that i can think of |
What is the home improvement project you are planning? | kitchen and bath |
Is the improvement to your primary residence or an investment property? | primary |
Member Payment Dependent Notes Series 1033995
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1033995 |
$8,400 |
$8,400 |
17.27% |
1.00% |
November 28, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1033995. Member loan 1033995 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Trader Joes | Debt-to-income ratio: | 12.85% |
Length of employment: | 8 years | Location: | HAYWARD, CA |
Home town: | |||
Current & past employers: | Trader Joes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,083.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay all of them. Thank you for the question. ^-^ |
Which debts do you plan to pay off with this loan? | I plan to pay all of them. Thank you for the question. ^-^ |
Which debts do you plan to pay off with this loan? | I plan to pay all of them. Thank you for the question. ^-^ |
Member Payment Dependent Notes Series 1034013
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034013 |
$20,000 |
$20,000 |
12.42% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034013. Member loan 1034013 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Brigham and Women's Hospital | Debt-to-income ratio: | 26.40% |
Length of employment: | 6 years | Location: | WALTHAM, MA |
Home town: | |||
Current & past employers: | Brigham and Women's Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,489.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit cards, car loan |
Member Payment Dependent Notes Series 1034032
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034032 |
$12,000 |
$12,000 |
16.77% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034032. Member loan 1034032 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | rite aid | Debt-to-income ratio: | 11.78% |
Length of employment: | 10+ years | Location: | NEWBURGH, NY |
Home town: | |||
Current & past employers: | rite aid | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $8,022.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't believe I do. However, simple oversight would be the culprit not a deliberate action. |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance 11500. some interest rates are as high as 27.99%. The amount I figured I pay is $455/month so the payment plan over 3 years is much more managable and satisfying than paying 455/mo for 30 years! |
Please explain the reason why you carry a large revolving credit balance. | Interest rates high, causing balance to rise, causing interest rates to increase, causing balance to rise. I want to get off of that roller coaster asap. I learned my credit lessons a little late but I fully intentd to manage wisely and the 3 year payment amount to get me back on track is perfect. |
Member Payment Dependent Notes Series 1034063
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034063 |
$7,000 |
$7,000 |
11.71% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034063. Member loan 1034063 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Walt Disney World Co. | Debt-to-income ratio: | 24.24% |
Length of employment: | 10+ years | Location: | ORLANDO, FL |
Home town: | |||
Current & past employers: | Walt Disney World Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,450.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | around $800.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent: 650.00 gas: 80.00 utilities: 70.00 phone: 130.00 food: 300.00 ins: 70.00 |
What is your intended use for the loan proceeds? | pay off a high interest (over 20%) loan |
Member Payment Dependent Notes Series 1034112
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034112 |
$10,000 |
$10,000 |
14.27% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034112. Member loan 1034112 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Nationstar Mortgage | Debt-to-income ratio: | 4.93% |
Length of employment: | 2 years | Location: | THE COLONY, TX |
Home town: | |||
Current & past employers: | Nationstar Mortgage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,166.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 425.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i have about 800 per month disposable income; had some medical expenses and credit card debt mounted. I just want one lump sum i can pay all the small things off and concentrate on one larger monthly payment. rent 800, utilities 250, food 200, phone 100, insurance is through work. |
Member Payment Dependent Notes Series 1034124
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034124 |
$17,050 |
$17,050 |
12.69% |
1.00% |
November 28, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034124. Member loan 1034124 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Tustin Unified | Debt-to-income ratio: | 20.84% |
Length of employment: | 7 years | Location: | ANAHEIM, CA |
Home town: | |||
Current & past employers: | Tustin Unified | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > The reason I am trying to consolidate now is I want to save money for my wedding. My credit card interest rate is 24.5% and this seemed like a better deal than paying that off. I also have student loans to pay off.<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,451.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card interest rates are high, they are at 15% and 24.5%. I would like to consolidate them and pay off some of my school loans, in order to save up some money. |
Please explain the reason why you carry a large revolving credit balance. | I was not smart about my money in my 20s. I was never taught about taking care of my money from my family. I tried to keep up with all my friends, but now that I am in my 30s and thinking about my future. I know I have to save my money and invest it. I have a stable job and I won't loose it, but I want to get out of debt and start saving for my future. I know what mistakes I made in my 20s and I don't want to make those mistakes again. |
Member Payment Dependent Notes Series 1034218
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034218 |
$10,400 |
$10,400 |
13.49% |
1.00% |
November 28, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034218. Member loan 1034218 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,788 / month |
Current employer: | PL Developments | Debt-to-income ratio: | 22.62% |
Length of employment: | 1 year | Location: | ELMONT, NY |
Home town: | |||
Current & past employers: | PL Developments | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,157.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt (all credit card) is about 12,500 USD approximately, but I will get a christmas bonus so it will cover the entire debt. The breakdown is this:<br>Capital One: 2,135.23 debt / 17.5% Interest / 80/month<br>Bank Of America: 4,500.74 debt / 16.8 % Interest / 140/month<br>Household Bank: 5,999.99 debt / 27.3 % Interest / 260/month <br><br>Please let me know if you have any other question. Thanks. |
Member Payment Dependent Notes Series 1034247
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034247 |
$12,000 |
$12,000 |
6.62% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034247. Member loan 1034247 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | United Bankers' Bank | Debt-to-income ratio: | 9.89% |
Length of employment: | 8 years | Location: | BLOOMINGTON, MN |
Home town: | |||
Current & past employers: | United Bankers' Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,924.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total MINIMUM credit card payments come to approximately $400. I requested $12,000, which consolidates roughly 95% of my debt) The minimum payment for this amount with the interest rate given seems to be about $368.<br>The reason I am looking for help is not necessarily the payments, as I try to pay more than the minimum each month (not always though). The problem is the higher interest rates, which span from about 11.6% to 18%. With a smaller interest rate my debt can diminish faster, and that is what I'm looking for! |
What is the total balance of your credit cards, interest rates and current monthly payments? | $11,800 - 11.65% - $245<br>$1,800 - 18.24% - $50<br>$600 - 17.25% - $40<br><br>I do pay more than the minimum balance (not much more however), totaling usually around $400 - $500 per month. My plan is to pay off the higher interest rate cards and then put the remaining balance towards the largest card owed. When that is done, the minimum balance on that card of $245 will definitely decrease to a far lower amount. At that point, I would be paying about as much towards my debt as I do now. However, with the far lower interest rate given to me by Lending Club, I will be able to pay off my debt far sooner. That is my #1 priority. |
Member Payment Dependent Notes Series 1034262
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034262 |
$8,500 |
$8,500 |
20.30% |
1.00% |
November 28, 2011 |
December 3, 2016 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034262. Member loan 1034262 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.60% |
Length of employment: | 6 years | Location: | EDISON, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,522.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I just want to clear all my other personal loans. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balances & monthly payment ------> 12000 & 350<br>Student Loan Balances & monthly payment----->10000 & 500 |
Member Payment Dependent Notes Series 1034265
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034265 |
$16,000 |
$16,000 |
17.27% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034265. Member loan 1034265 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Coos County Sheriff's Office | Debt-to-income ratio: | 19.81% |
Length of employment: | 10+ years | Location: | NORTH BEND, OR |
Home town: | |||
Current & past employers: | Coos County Sheriff's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $5,389.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards Chase Bank , balance left with was $10500. interest is at 28% minimum payment is $350 that get it payed of in 7 years. <br>HSBC line of credit balance is $2400 intrest rate 20% minimum payment $70 that gets it paid off in several years. American express at $1600. not sure of the interest. Minimum Paymet is $35. Sears card for $300 and one medical bill. |
Which debts do you plan to pay off with this loan? | Creidt cards, line of credit and medical bill. |
Member Payment Dependent Notes Series 1034283
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034283 |
$6,200 |
$6,200 |
19.42% |
1.00% |
November 23, 2011 |
December 3, 2016 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034283. Member loan 1034283 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Lowes | Debt-to-income ratio: | 11.35% |
Length of employment: | 8 years | Location: | TRIANGLE, VA |
Home town: | |||
Current & past employers: | Lowes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > Need to payoff all my credit bills so that i can make only this loan<br>payment everymonth<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $9,035.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1034287
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034287 |
$11,200 |
$11,200 |
17.27% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034287. Member loan 1034287 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,070 / month |
Current employer: | The Animal Foundation | Debt-to-income ratio: | 14.07% |
Length of employment: | 2 years | Location: | North Las Vegas, NV |
Home town: | |||
Current & past employers: | The Animal Foundation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > Auto/credit card consolidation.<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $7,661.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have any delinquencies in the last 2 years. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To consolidate a credit card balance and auto loan; 70/30 split. |
Member Payment Dependent Notes Series 1034389
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034389 |
$2,500 |
$2,500 |
15.27% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034389. Member loan 1034389 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,285 / month |
Current employer: | pacific medical systems | Debt-to-income ratio: | 21.61% |
Length of employment: | < 1 year | Location: | honolulu, HI |
Home town: | |||
Current & past employers: | pacific medical systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > I will ustiilize these funds to build my credit and consolidate my bills. <br>I have been paying my bills on time. <br>My job is stable , I work a full time position. I hope you will consider my request.<br> Borrower added on 11/20/11 > I have been consistently paying all my bills on time, I had no delinquient reports or late payments on my credit reports for the past 2 years going forward , that is why my credit score has been improving. I work a full time job and I have been in this same medical field for over 15 years. I plan on utilizing the loan to consolidate my bills and pay off my high interest credit cards. <br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $5,575.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like a chance to build my credit and also would like to pay off my hjigh interest credit card balance. I would like to use the remaining amount I have left to repair my vechicle. And have a good standing for future loans. I plan on paying this loan before the 3 years. |
If you have a delinquency in the last 2 years, please explain the reason. | The delinquincy is the student loans. I currently am paying for this and I continue to do so. I was in a an unsafe situation where I had to relocate to guam while I was pregnant to be with my family. I plan on paying this loan responsible and most likely bewfore the <br>terms is up. Thank you. PLEASE GIVE ME A CHANCE TO SHOW LENDERS THAT IMY CREDITWORTHINESS IS TRUE AND I AM WORKING HARD TO SHOW THIS. |
If you have a delinquency in the last 2 years, please explain the reason. | The delinquincy is the student loans. I currently am paying for this and I continue to do so. I was in a an unsafe situation where I had to relocate to guam while I was pregnant to be with my family. I plan on paying this loan responsible and most likely bewfore the <br>terms is up. Thank you. PLEASE GIVE ME A CHANCE TO SHOW LENDERS THAT IMY CREDITWORTHINESS IS TRUE AND I AM WORKING HARD TO SHOW THIS. |
Please explain the reason why you carry a large revolving credit balance. | The large revolving credit is trying to build my credit and showing that Iam a responsible person. I have this revolving credit only to utiliza in an emergent situation. I only will use what I can handle in paying back. I plan on paying the loans on time.<br>Thank you. PLEASE GIVE ME A CHANCE TO SHOW LENDERS THAT IMY CREDITWORTHINESS IS TRUE AND I AM WORKING HARD TO SHOW THIS. |
Member Payment Dependent Notes Series 1034394
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034394 |
$5,100 |
$5,100 |
8.90% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034394. Member loan 1034394 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | The Pit | Debt-to-income ratio: | 21.57% |
Length of employment: | 1 year | Location: | Clayton, NC |
Home town: | |||
Current & past employers: | The Pit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,035.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1034418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034418 |
$10,000 |
$10,000 |
7.90% |
1.00% |
November 28, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034418. Member loan 1034418 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | DA Heating | Debt-to-income ratio: | 15.12% |
Length of employment: | 9 years | Location: | Mukwonago, WI |
Home town: | |||
Current & past employers: | DA Heating | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $6,134.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not missed a payment on anything in well over 15 years....<br><br>Thanks |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2005 Chevrolet Cube Van 98,000 miles good condition<br><br>Thanks |
Member Payment Dependent Notes Series 1034427
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034427 |
$6,000 |
$6,000 |
14.27% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034427. Member loan 1034427 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | James L. Smith | Debt-to-income ratio: | 21.94% |
Length of employment: | 10+ years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | James L. Smith | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $8,361.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No |
Please explain the reason why you carry a large revolving credit balance. | Well my son enjoy the air force and I been helping him the bad way with he's expenses with my credit cards and also buying the books for my daughter who is in college |
Member Payment Dependent Notes Series 1034441
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034441 |
$12,000 |
$12,000 |
12.69% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034441. Member loan 1034441 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,542 / month |
Current employer: | Limited Brands | Debt-to-income ratio: | 19.37% |
Length of employment: | 1 year | Location: | COLUMBUS, OH |
Home town: | |||
Current & past employers: | Limited Brands | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,874.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1034463
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034463 |
$8,500 |
$8,500 |
11.71% |
1.00% |
November 25, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034463. Member loan 1034463 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | subaru sherman oaks | Debt-to-income ratio: | 18.43% |
Length of employment: | 3 years | Location: | VAN NUYS, CA |
Home town: | |||
Current & past employers: | subaru sherman oaks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,374.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit card debt. It is much easier to make one payment than make several different payments to different cards also the interest would be much less than having different interest rates. |
Member Payment Dependent Notes Series 1034502
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034502 |
$7,000 |
$7,000 |
7.51% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034502. Member loan 1034502 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Frontier Communications | Debt-to-income ratio: | 25.56% |
Length of employment: | 7 years | Location: | Everett, WA |
Home town: | |||
Current & past employers: | Frontier Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | As a down payment for an RV. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My total out is $2752 including rent, credit cards, utitlies, car payments and insurance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent= $600<br>Utilil= $412<br>Car= $489<br>Insu=$193<br>Phone=$193 (includes phone, cable, internet)<br>Credit Cards= $400<br>Food= $600<br>Daughter Meds= $65 |
Member Payment Dependent Notes Series 1034507
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034507 |
$13,000 |
$13,000 |
12.42% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034507. Member loan 1034507 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | King Soopers | Debt-to-income ratio: | 7.77% |
Length of employment: | 7 years | Location: | LOVELAND, CO |
Home town: | |||
Current & past employers: | King Soopers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,285.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1034517
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034517 |
$15,000 |
$15,000 |
16.77% |
1.00% |
November 23, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034517. Member loan 1034517 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Lockheed Martin | Debt-to-income ratio: | 16.13% |
Length of employment: | 3 years | Location: | GOLETA, CA |
Home town: | |||
Current & past employers: | Lockheed Martin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,613.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $600, transportation, utilities, phone and insurance are less than $500 a month. I also have my fiancee who shares and helps me with my expenses. <br>I also currently already pay $500 a month for credit card bills. I would just like to consolidate them to one bill. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the loan mostly for credit card debt and to pay down off my car loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $600, transportation, utilities, phone and insurance are less than $500 a month. I also have my fiancee who shares and helps me with my expenses. <br>I also currently already pay $500 a month for credit card bills. I would just like to consolidate them to one bill. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 5 credit cards totally $10,000 with an average min payment of $500 and with interest rates from 20-20.99%.<br>I also have a car loan which has a balance of a little less than $5000 left on it - I share the payment with my fiancee so I pay $250 a month. |
Which debts do you plan to pay off with this loan? | I will be paying off all my credit card debt and most of my car loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 5 credit cards totally $10,000 with an average min payment of $500 and with interest rates from 20-20.99%.<br>I also have a car loan which has a balance of a little less than $5000 left on it - I share the payment with my fiancee so I pay $250 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 5 credit cards totally $10,000 with an average min payment of $500 and with interest rates from 20-20.99%.<br>I also have a car loan which has a balance of a little less than $5000 left on it - I share the payment with my fiancee so I pay $250 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $600, transportation, utilities, phone and insurance are less than $500 a month. I also have my fiancee who shares and helps me with my expenses. <br>I also currently already pay $500 a month for credit card bills. I would just like to consolidate them to one bill. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 5 credit cards totally $10,000 with an average min payment of $500 and with interest rates from 20-20.99%.<br>I also have a car loan which has a balance of a little less than $5000 left on it - I share the payment with my fiancee so I pay $250 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $600, transportation, utilities, phone and insurance are less than $500 a month. I also have my fiancee who shares and helps me with my expenses. <br>I also currently already pay $500 a month for credit card bills. I would just like to consolidate them to one bill. |
Member Payment Dependent Notes Series 1034518
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034518 |
$7,000 |
$7,000 |
13.49% |
1.00% |
November 28, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034518. Member loan 1034518 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Raytheon | Debt-to-income ratio: | 23.60% |
Length of employment: | 10+ years | Location: | Castaic, CA |
Home town: | |||
Current & past employers: | Raytheon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $101,287.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Credit Union changed automaic Bill pay systems. Olld addresses in their database were used in the transistion by mistake. Took over a 30 day period to discover their mistake. I caught most of the issues before it was any problem but not 100%. |
Please explain the reason why you carry a large revolving credit balance. | Was assisting a relative that was laid off. They are now working and I am paying off multiple Loans with funding that will fix any cash flow issues. |
Member Payment Dependent Notes Series 1034529
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034529 |
$14,000 |
$14,000 |
14.65% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034529. Member loan 1034529 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Stillwater Medical Center | Debt-to-income ratio: | 25.97% |
Length of employment: | 10+ years | Location: | Ralston, OK |
Home town: | |||
Current & past employers: | Stillwater Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $264.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 8 |
Member Payment Dependent Notes Series 1034552
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034552 |
$5,000 |
$5,000 |
13.49% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034552. Member loan 1034552 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,396 / month |
Current employer: | Car sound exhaust systems inc | Debt-to-income ratio: | 23.50% |
Length of employment: | 6 years | Location: | Rancho Santa Margarita, CA |
Home town: | |||
Current & past employers: | Car sound exhaust systems inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,475.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1034587
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034587 |
$12,000 |
$12,000 |
7.90% |
1.00% |
November 28, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034587. Member loan 1034587 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Harvey Nash Inc | Debt-to-income ratio: | 18.20% |
Length of employment: | 5 years | Location: | PALISADES PARK, NJ |
Home town: | |||
Current & past employers: | Harvey Nash Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Debt Consolidated/Monthly Budget is $500/i've been in my current company more than 5 years<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,844.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit card |
Member Payment Dependent Notes Series 1034598
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034598 |
$6,000 |
$6,000 |
7.51% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034598. Member loan 1034598 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Retina Assoc. of S. TX | Debt-to-income ratio: | 27.73% |
Length of employment: | 10+ years | Location: | San Antonio, TX |
Home town: | |||
Current & past employers: | Retina Assoc. of S. TX | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,952.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1034681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034681 |
$12,000 |
$12,000 |
7.90% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034681. Member loan 1034681 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | GE | Debt-to-income ratio: | 11.09% |
Length of employment: | 3 years | Location: | Canoga Park, CA |
Home town: | |||
Current & past employers: | GE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I got into credit card debt while I was a student. I am now in a professional career and I would love to consolidate all my debt and move forward with my life.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,718.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1034692
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034692 |
$6,400 |
$6,400 |
8.90% |
1.00% |
November 29, 2011 |
December 3, 2014 |
December 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034692. Member loan 1034692 was requested on November 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.26% |
Length of employment: | 4 years | Location: | Richmond, VA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/19/11 > I have been writing IT software for companies for 4 years now. I need this capital to fund my new business project. My income has been steady and I will have no trouble repaying the loan.<br>
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,023.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1034722
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034722 |
$4,800 |
$4,800 |
7.90% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034722. Member loan 1034722 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | dept. of homeland security | Debt-to-income ratio: | 10.74% |
Length of employment: | 4 years | Location: | ARCADIA, CA |
Home town: | |||
Current & past employers: | dept. of homeland security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $17,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off high interest credit cards |
Please explain the reason why you carry a large revolving credit balance. | I was not doing good before and I had to make a living. But I am doing good now and I am trying to pay off my debts as soon as possible. I want to pay off my department store credit cards now because their interest rates are very high. |
Member Payment Dependent Notes Series 1034746
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034746 |
$7,200 |
$7,200 |
10.65% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034746. Member loan 1034746 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Isle of Capri Casinos | Debt-to-income ratio: | 24.55% |
Length of employment: | 10+ years | Location: | PLANTATION, FL |
Home town: | |||
Current & past employers: | Isle of Capri Casinos | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,330.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | All proceeds are to be used to pay off two credit cards from Chase Bank. Once this is done, I plan to close these two accounts. |
Member Payment Dependent Notes Series 1034757
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034757 |
$10,800 |
$10,800 |
7.51% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034757. Member loan 1034757 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Conocophillips | Debt-to-income ratio: | 16.59% |
Length of employment: | 10+ years | Location: | BARTLESVILLE, OK |
Home town: | |||
Current & past employers: | Conocophillips | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,585.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1034771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034771 |
$10,000 |
$10,000 |
15.27% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034771. Member loan 1034771 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,137 / month |
Current employer: | Edward M Kennedy Community Health Center | Debt-to-income ratio: | 21.39% |
Length of employment: | 8 years | Location: | Worcester, MA |
Home town: | |||
Current & past employers: | Edward M Kennedy Community Health Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $13,861.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 11,671.82. Interest rate elevated. 29.99.payment monthly around. 400.00 |
Member Payment Dependent Notes Series 1034776
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034776 |
$10,625 |
$10,625 |
14.27% |
1.00% |
November 29, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034776. Member loan 1034776 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,083 / month |
Current employer: | Land N Sea part of Brunsiwick Corp | Debt-to-income ratio: | 14.74% |
Length of employment: | 10+ years | Location: | NORFOLK, VA |
Home town: | |||
Current & past employers: | Land N Sea part of Brunsiwick Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $15,827.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1034778
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034778 |
$5,000 |
$5,000 |
15.96% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034778. Member loan 1034778 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Law Cash | Debt-to-income ratio: | 2.43% |
Length of employment: | 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Law Cash | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $2,313.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | No it will not be reimbursed. |
What is your intended use for the loan proceeds? | Moving expenses |
If you have a delinquency in the last 2 years, please explain the reason. | No I have not |
What is your intended use for the loan proceeds? | Moving expenses |
Member Payment Dependent Notes Series 1034802
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034802 |
$9,000 |
$9,000 |
6.62% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034802. Member loan 1034802 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,200 / month |
Current employer: | Caterpillar Inc. | Debt-to-income ratio: | 12.93% |
Length of employment: | 10+ years | Location: | MARSEILLES, IL |
Home town: | |||
Current & past employers: | Caterpillar Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,978.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1034899
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034899 |
$9,600 |
$9,600 |
11.71% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034899. Member loan 1034899 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,175 / month |
Current employer: | MONTANA STATE HOSPITAL | Debt-to-income ratio: | 11.00% |
Length of employment: | 2 years | Location: | Butte, MT |
Home town: | |||
Current & past employers: | MONTANA STATE HOSPITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I have the opportunity to purchase an established and successful pawn shop in a small town from a trusted friend. I have the down payment and just need funds to start up the business. My partner and I took over full management 01/012011 and have increased loans and sales by 30% and are fully trained and ready to take over. Thanks!<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $3,431.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | The only delinquency was a student loan. I had two loans to defer and I forgot the paperwork on one of them. I paid the interest and sent in the paperwork as soon as I got a notice in the mail. I defer them because I work for the state and they have a loan repayment plan that funds yearly and will pay this loan in full after 5 years. Thanks! |
Member Payment Dependent Notes Series 1034912
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034912 |
$10,000 |
$10,000 |
11.71% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034912. Member loan 1034912 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.99% |
Length of employment: | 4 years | Location: | SOUTH RICHMOND HILL, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I want to pay personal loan &credit card loans.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $8,615.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 500.00to600.00 |
Member Payment Dependent Notes Series 1034923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1034923 |
$10,000 |
$10,000 |
12.42% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1034923. Member loan 1034923 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | The Goddard School | Debt-to-income ratio: | 12.83% |
Length of employment: | 2 years | Location: | GLASTONBURY, CT |
Home town: | |||
Current & past employers: | The Goddard School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I plan to use these funds to pay off my credut card debt. I am a good borrower because I always pay my bills on time. I have two jobs, one I have had for 8 years and the other I have been at for two and a half years. <br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $9,687.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1035022
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035022 |
$6,000 |
$6,000 |
12.42% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035022. Member loan 1035022 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Nerdwerx, Inc. | Debt-to-income ratio: | 21.64% |
Length of employment: | < 1 year | Location: | ROCK ISLAND, IL |
Home town: | |||
Current & past employers: | Nerdwerx, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I'm going to use these funds to eliminate the remainder of my credit card debt completely. This will allow me to actually break the circle of credit card debt and take more control over my credit score/financial well-being in order to prevent myself from falling back into it again.<br><br>The payments for this loan are roughly equal to my existing credit card payments only with a lower interest rate (lower starting interest rate, anyway, heh). So I foresee no problem in meeting or possibly exceeding them.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,837.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving credit balance because when I first got out on my own I was young and stupid. I abused the ease of credit cards, spending more than I could actually afford, because I told myself "I don't -have- to pay it all right away". This all on top of student loans, a car loan, and rent on apartments made it difficult for me to do more than pay enough on the credit cards to continue being able to use them. It's only in the last several months that I've started to take more serious strides towards "fixing" the problem, the first of which is paying off all of my credit cards and discontinuing all but the essential/emergency cards, keeping them at 0 balance each month. |
Member Payment Dependent Notes Series 1035024
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035024 |
$13,000 |
$13,000 |
8.90% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035024. Member loan 1035024 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,675 / month |
Current employer: | Automatic Data Processing | Debt-to-income ratio: | 25.12% |
Length of employment: | 8 years | Location: | HACIENDA HEIGHTS, CA |
Home town: | |||
Current & past employers: | Automatic Data Processing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Credit Card Debt. To get out of debt faster and onto the more important things in life like owning a home.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $12,842.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1035030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035030 |
$12,000 |
$12,000 |
10.65% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035030. Member loan 1035030 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Collins, Butler & Co., P.C. | Debt-to-income ratio: | 16.87% |
Length of employment: | 10+ years | Location: | ENID, OK |
Home town: | |||
Current & past employers: | Collins, Butler & Co., P.C. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,047.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1035051
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035051 |
$2,800 |
$2,800 |
10.65% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035051. Member loan 1035051 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,333 / month |
Current employer: | U.S. Treasury Department | Debt-to-income ratio: | 10.83% |
Length of employment: | 10+ years | Location: | Victor, NY |
Home town: | |||
Current & past employers: | U.S. Treasury Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $28,614.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The primary reason I carry a large revolving credit balance is because I incurred some very large expenses in assisting my father with my mother's nursing home expenses. My mother passed away 16 months ago, and those expenses have ended. I have been steadily decreasing my credit card debt since that time, and will continue to do so. I make a large enough salary to cover all of my expenses, and have no other need to incur any further debt. I could erase all of my debt if I tapped into my retirement account, but I have decided not to do that at this time, as I want to leave my retirement intact. |
Member Payment Dependent Notes Series 1035053
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035053 |
$10,000 |
$10,000 |
10.65% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035053. Member loan 1035053 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Human Resources Administration | Debt-to-income ratio: | 9.72% |
Length of employment: | 10+ years | Location: | FLUSHING, NY |
Home town: | |||
Current & past employers: | Human Resources Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I intend to use this loan to pay for my other high interest credit card loans.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,498.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1035063
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035063 |
$10,000 |
$10,000 |
16.77% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035063. Member loan 1035063 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Commonwealth Business Bank | Debt-to-income ratio: | 21.63% |
Length of employment: | 3 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Commonwealth Business Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > Funds to payoff a 29.98% APR credit card<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,943.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1035067
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035067 |
$10,000 |
$10,000 |
16.77% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035067. Member loan 1035067 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Enterprise rent a car | Debt-to-income ratio: | 20.40% |
Length of employment: | 3 years | Location: | SAINT CHARLES, MO |
Home town: | |||
Current & past employers: | Enterprise rent a car | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $14,951.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1035086
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035086 |
$6,000 |
$6,000 |
19.42% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035086. Member loan 1035086 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Universal Communication | Debt-to-income ratio: | 15.57% |
Length of employment: | 2 years | Location: | ALBUQUERQUE, NM |
Home town: | |||
Current & past employers: | Universal Communication | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,243.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2178 |
Which debts do you plan to pay off with this loan? | credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | cc1 -balance 3900 monthly payment 72 unsure of interest rate<br>cc2- balance 1500 monthly payment 50 " "<br>cc3 balance 750 monthly payment 30 |
Member Payment Dependent Notes Series 1035105
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035105 |
$15,000 |
$15,000 |
16.29% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035105. Member loan 1035105 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | Delano Union Elementary | Debt-to-income ratio: | 22.44% |
Length of employment: | 5 years | Location: | BAKERSFIELD, CA |
Home town: | |||
Current & past employers: | Delano Union Elementary | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,483.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | 3 credit cards w/ total balance of 14,000 at an average of 18.5% interest. Looking to consolidate, and eliminate cards. Min. monthly payments total 325. |
Member Payment Dependent Notes Series 1035162
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035162 |
$7,500 |
$7,500 |
8.90% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035162. Member loan 1035162 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Aqua Pharmaceuticals | Debt-to-income ratio: | 7.49% |
Length of employment: | < 1 year | Location: | SORRENTO, FL |
Home town: | |||
Current & past employers: | Aqua Pharmaceuticals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,743.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | Hello, roughly 60% |
Member Payment Dependent Notes Series 1035171
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035171 |
$23,600 |
$23,600 |
13.49% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035171. Member loan 1035171 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,500 / month |
Current employer: | Dept of Transportation / FAA | Debt-to-income ratio: | 14.19% |
Length of employment: | 10+ years | Location: | MYRTLE BEACH, SC |
Home town: | |||
Current & past employers: | Dept of Transportation / FAA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,703.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $1000, Water $50, Electric $200 = $1250 |
Please explain the reason why you carry a large revolving credit balance. | Mainly because of getting divorced (and being left with 2 teenagers to raise by myself). Most of my debt was accrued over the years and I just haven't had any luck making headway on paying anything off. I am seriously wanting to get out of as much debt as possible within the next 3 years. This loan will definitely let me accomplish that. I will be paying off 3 Mastercard/Visa accounts with the highest balance (and canceling them), and 1 smaller balanced credit cards. The total minimum payment for these 4 cards equals $680 a month. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance = $31,272<br>Total of minimum payments = $1000 per month<br>Interest rates are from 19% to 27% |
Please explain the reason why you carry a large revolving credit balance. | Mainly because of getting divorced (and being left with 2 teenagers to raise by myself). Most of my debt was accrued over the years and I just haven't had any luck making headway on paying anything off. I am seriously wanting to get out of as much debt as possible within the next 3 years. This loan will definitely let me accomplish that. I will be paying off 3 Mastercard/Visa accounts with the highest balance (and canceling them), and 1 smaller balanced credit cards. The total minimum payment for these 4 cards equals $680 a month. |
Member Payment Dependent Notes Series 1035202
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035202 |
$6,000 |
$6,000 |
7.51% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035202. Member loan 1035202 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Med-Legal, Inc. | Debt-to-income ratio: | 17.56% |
Length of employment: | 8 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Med-Legal, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I have 2 credit cards to pay off with this loan. I've been paying them slightly above the minimum due, but with the apr it is a slow process. The amount of my monthly payment for this loan is only slightly higher than what I have been paying to these 2 credit cards. This loan is easy and very doable and I have already recommended this to a co-worker. Thank you for this opportinity.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,859.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1035203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035203 |
$6,000 |
$6,000 |
8.90% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035203. Member loan 1035203 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Scottsdale Healthcare Medical Center | Debt-to-income ratio: | 14.71% |
Length of employment: | 2 years | Location: | CHANDLER, AZ |
Home town: | |||
Current & past employers: | Scottsdale Healthcare Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I have a small private student loan as well as several small credit card balances that I would like to combine into 1 monthly payment through this loan. <br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $7,792.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off 2 small credit cards, and the remaining balance of a small higher interest private student loan. |
Member Payment Dependent Notes Series 1035215
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035215 |
$11,300 |
$11,300 |
13.49% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035215. Member loan 1035215 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | yankee candle company | Debt-to-income ratio: | 21.05% |
Length of employment: | 9 years | Location: | AMHERST, MA |
Home town: | |||
Current & past employers: | yankee candle company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,255.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1035219
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035219 |
$18,000 |
$18,000 |
10.65% |
1.00% |
November 28, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035219. Member loan 1035219 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | MJJ Brilliant | Debt-to-income ratio: | 10.66% |
Length of employment: | 4 years | Location: | LONG ISLAND CITY, NY |
Home town: | |||
Current & past employers: | MJJ Brilliant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,906.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | about $12.000 and interest rates more than 25%<br>I always paid a lot more than min.payment |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa card min. payment $135.00 23%<br>Master card min paymnet $82.00 25%<br>Master card min payment $55.00 25% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2000-2100 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2000-2100 |
What is your intended use for the loan proceeds? | Aid for credit card debt. |
Member Payment Dependent Notes Series 1035255
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035255 |
$21,000 |
$21,000 |
11.71% |
1.00% |
November 28, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035255. Member loan 1035255 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | Advance Auto Parts | Debt-to-income ratio: | 9.84% |
Length of employment: | < 1 year | Location: | MOKENA, IL |
Home town: | |||
Current & past employers: | Advance Auto Parts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I am utilizing the money to pay off my credit cards to lower my interest rate. The amount of money that I will be paying monthly with this loan will equal the same amount that I have already been paying for the last year to my credit cards. I have never been late on any payments. I do not have any expenses other than rent, which I do not have a lease.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,919.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | AMEX $10,000 24.99% $200 min<br>MC $4,000 29.99% $180 min<br>Visa $4,000 29.99% $160 min<br>MC $3,000 22.99% $130 min |
Member Payment Dependent Notes Series 1035273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035273 |
$9,500 |
$9,500 |
8.90% |
1.00% |
November 28, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035273. Member loan 1035273 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Z-Ultimate Studios of Self Defense | Debt-to-income ratio: | 14.34% |
Length of employment: | 2 years | Location: | LONG BEACH, CA |
Home town: | |||
Current & past employers: | Z-Ultimate Studios of Self Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,554.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt Consolidation - Paying off higher interest rate credit cards. |
Member Payment Dependent Notes Series 1035284
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035284 |
$10,000 |
$10,000 |
15.96% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035284. Member loan 1035284 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,083 / month |
Current employer: | Odwalla | Debt-to-income ratio: | 5.57% |
Length of employment: | 7 years | Location: | POMPANO BEACH, FL |
Home town: | |||
Current & past employers: | Odwalla | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,844.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Just over $9000. I pay about 600-700 dollars a month |
Please explain the reason why you carry a large revolving credit balance. | I did some work on my house (that my gf owns, but we split payments) and had a 3000 car repair bill. i have been paying off as much as i can, but it is tough with high interest rates |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | a master card with $3758 with a interest rate of 23% and a visa with a balance of $5539 and aan interest rate of 19% i pay about 500--600 amonth between the two of them |
Member Payment Dependent Notes Series 1035295
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035295 |
$13,000 |
$13,000 |
11.71% |
1.00% |
November 28, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035295. Member loan 1035295 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | OHL | Debt-to-income ratio: | 16.78% |
Length of employment: | 5 years | Location: | moreno valley, CA |
Home town: | |||
Current & past employers: | OHL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $11,205.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | because i have 9 credit card and at one point they were almost all maxed out |
Member Payment Dependent Notes Series 1035349
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035349 |
$12,000 |
$12,000 |
13.49% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035349. Member loan 1035349 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Great Lakes Orthodontics | Debt-to-income ratio: | 16.28% |
Length of employment: | 1 year | Location: | NORTH TONAWANDA, NY |
Home town: | |||
Current & past employers: | Great Lakes Orthodontics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I plan on paying off my credit card debt with this loan. I have always paid more than the minimum monthly payments on each credit card so paying this loan will be a breeze. Looking forward to being credit card debt free in 3 years!<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,743.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1035373
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035373 |
$3,200 |
$3,200 |
9.91% |
1.00% |
November 25, 2011 |
December 4, 2016 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035373. Member loan 1035373 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.44% |
Length of employment: | n/a | Location: | BRIDGEPORT, CT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > i plan to use these funds for home improvement i have been living here for 29 years and it finally needs some improvement i am very dedicated to making my payments on time.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $2,186.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1035408
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035408 |
$12,250 |
$12,250 |
14.27% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035408. Member loan 1035408 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | State of Colorado, Dept of Local Affairs | Debt-to-income ratio: | 22.80% |
Length of employment: | 10+ years | Location: | ARVADA, CO |
Home town: | |||
Current & past employers: | State of Colorado, Dept of Local Affairs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I have made a plan to be debt free of credit cards by 2015 and would like this loan to pay off high interest credit card debt off that I used to support attending college. I have a stable ten year job with an excellent employment history. The consolidation of this credit card debt will reduce my monthly payment by $100 and be paid off in 3 years. Thank you
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,161.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My husband and I split the bills. I am responsible for our phone bill of about 125.00 per month. I also pay car insurance of $110.00. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total credit card debit is around 13,000. Minimum monthly payment to them 630.00. I would be keeping one open for about 110 a month with the proposed loan amount. I chose this particular one to keep open because it is a personal credit card that I may chose to pay off and reuse at a later date. |
Member Payment Dependent Notes Series 1035428
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035428 |
$23,325 |
$23,325 |
15.27% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035428. Member loan 1035428 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | SpiritAerosystem | Debt-to-income ratio: | 14.99% |
Length of employment: | 6 years | Location: | WICHITA, KS |
Home town: | |||
Current & past employers: | SpiritAerosystem | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have two high interest rate credit cards that I intend to pay off as quickly as possible. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $14,000@22 APR(v) pay min $385 (it will take 32 years to pay off with minimum)<br>Visa 2 : $14,000@ 23 APR(v) pay min $430 ( this one only 24 years to pay off with minimum)<br>For 36 months ($28,000) payoff with 22.5 APR(v) monthly payment would be $1,020.<br>With this loan 36 months monthly payment of $813 with the remaining to pay balance of $5000 on the lower rate card. I would request for $31,000 at Lending Club but my interest @21 percentage and it was more than I need. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $14,000@22 APR(v) pay min $385 (it will take 32 years to pay off with minimum)<br>Visa 2 : $14,000@ 23 APR(v) pay min $430 ( this one only 24 years to pay off with minimum)<br>For 36 months ($28,000) payoff with 22.5 APR(v) monthly payment would be $1,020.<br>With this loan 36 months monthly payment of $813 with the remaining to pay balance of $5000 on the lower rate card. I would request for $31,000 at Lending Club but my interest @21 percentage and it was more than I need. |
Member Payment Dependent Notes Series 1035436
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035436 |
$5,500 |
$5,500 |
15.96% |
1.00% |
November 29, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035436. Member loan 1035436 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Pathway Homes Inc | Debt-to-income ratio: | 21.49% |
Length of employment: | < 1 year | Location: | Rockville, MD |
Home town: | |||
Current & past employers: | Pathway Homes Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I will be using the loan to consolidate some credit card debt. I am a good borrower because I have and always will make my payments on time and I have a stable job as contractor for the government.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,424.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1035444
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035444 |
$10,000 |
$10,000 |
13.49% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035444. Member loan 1035444 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Florida National College | Debt-to-income ratio: | 8.06% |
Length of employment: | 1 year | Location: | Hialeah, FL |
Home town: | |||
Current & past employers: | Florida National College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $9,010.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I currently reside with my mother and am not responsible for paying any housing expenses as she is helping my to get caught up and pay off all my debts so as of now, my monthly housing expense is $0. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards ~ $8k (monthly minimums total under $225)<br><br>Student Loans (currently in deferrment and repayment of about $152 begins March 2012) |
Which debts do you plan to pay off with this loan? | I plan to payoff all of my credit card debt in full to relieve me of high credit line balances and high interest rates to only pay one bill with a reasonable interest rate. |
Member Payment Dependent Notes Series 1035463
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035463 |
$17,000 |
$17,000 |
16.77% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035463. Member loan 1035463 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | SavaSeniorCare | Debt-to-income ratio: | 15.41% |
Length of employment: | < 1 year | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | SavaSeniorCare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > To reduce number of payments each month and to pay off all credit card debt in 3 years or less. <br> Borrower added on 11/21/11 > Credit card debt currently just under $17,000. It is spread across 3 cards each at 29.990% APR. I received my Ph.D. last December and received a promotion in January 2011. Since the promotion, I pay 2X the minimum monthly payment on each card, totaling ~$760 last month. This loan will allow me to pay off the debt faster, with fewer payments needed each month, and at a lower APR. <br>My monthly budget is $900 for rent (includes utilities), $120 for cell phone, ~$420 for student loans, and I keep miscellaneous spending (food, gas, clothes, entertainment) to $300 or less. <br><br> Borrower added on 11/21/11 > Current credit card debt is $15,724. It is spread across 3 credit cards each with 29.990% APR. I earned my PhD in 12/2010 and received a promotion in 01/2011. Since the promotion, I make ~2X the minimum monthly payment on each card. Last month this was a total of ~$760. This loan would allow me to pay of the credit cards faster, with fewer payments each month, and with a lower APR. My monthly budget is: $900 for rent (including utilities), $120 for cell phone, $760 total to my 3 credit cards, $419 for car note, and $420 for student loans. Other monthly expenses (entertainment, clothes, groceries, gas) I strive to keep at or below $300. Thank you. <br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $15,341.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance as of 11/21/11 = $15,724<br>Balance is spread across 3 credit cards all with APR of 29.990%<br>Following completion of graduate school in 12/2010 I have made payments of ~2X the minimum monthly payments each month. For 10/2011 this was $760.00 Thank you. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Monthly I pay: (1) $900 for rent (this includes utilities), (2) $120 for cell phone, (3) $760 total to my 3 credit cards, (4) $419 for car note, and (5) $420 for student loans. <br>Every 6 months my car insurance is $525 and annually I pay ~$120 for renters insurance. <br>Other expenses (entertainment, clothes, groceries, gas) I strive to keep at or below $300 monthly. |
If you have a delinquency in the last 2 years, please explain the reason. | After reviewing my credit report, I do not see that I have had a delinquency in the last 2 years. If I am overlooking one that has occurred, it was likely on a credit card. If this did take place, it was while I was in a PhD program and had to do a lot of traveling for research and may have missed a payment date. I budget well and make all my payments each month and any delinquency that may have occurred would have been a rare case. Thank you. |
Member Payment Dependent Notes Series 1035592
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035592 |
$5,000 |
$5,000 |
14.27% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035592. Member loan 1035592 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Celebrity Honda | Debt-to-income ratio: | 1.75% |
Length of employment: | < 1 year | Location: | Arvin, CA |
Home town: | |||
Current & past employers: | Celebrity Honda | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I intend to use the money for a trip to Las vegas, Nevada. Spend time with family that i have out there, and of course have a good time. I am responible person. I prioritize my expenses. I calculate every dollar i spend in order for me to live comfortably. I am always on time with my payments, even if i have to sacrafice certain unnecessary attributes to my daily living. My job is very stable, and I make enough income to understand what my monthly budget is in order to live comfortably.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $233.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use this money for a trip to Las Vegas, Nevada |
Member Payment Dependent Notes Series 1035597
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035597 |
$22,200 |
$22,200 |
12.69% |
1.00% |
November 29, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035597. Member loan 1035597 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $18,750 / month |
Current employer: | ACCION International | Debt-to-income ratio: | 5.14% |
Length of employment: | 10+ years | Location: | NEWTON, MA |
Home town: | |||
Current & past employers: | ACCION International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $10,698.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | Dear Investor_______ It is a new initiative for me, and it is an existing business. I am joining a group of businesspersons expanding an electronic retailer, which locates its shops in secondary cities in one Latin American country, into an neighboring country. |
Member Payment Dependent Notes Series 1035619
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035619 |
$6,000 |
$6,000 |
14.27% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035619. Member loan 1035619 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,750 / month |
Current employer: | Cardinal Health | Debt-to-income ratio: | 7.64% |
Length of employment: | 4 years | Location: | DUBLIN, OH |
Home town: | |||
Current & past employers: | Cardinal Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I am in a very stable and highly paid job. <br>this loan is to quickly consolidate my credit card balances into a fixed rate loan and have a fixed duration to pay off my loan.<br>I believe it improves my credit score so I can plan for a home next year.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,596.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | my payments are 350 for car, 250 for credit cards (they are at 11K balance at 11.9% APR to 20.84 % APR). Rent $ 675, unitilites 150 and then regular food and stuff ... |
Member Payment Dependent Notes Series 1035647
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035647 |
$16,000 |
$16,000 |
6.03% |
1.00% |
November 28, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035647. Member loan 1035647 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,083 / month |
Current employer: | Hewlett Packard | Debt-to-income ratio: | 12.45% |
Length of employment: | 6 years | Location: | Eustace , TX |
Home town: | |||
Current & past employers: | Hewlett Packard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Finishing outside windows and structure<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,174.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | finishing outside enclosure to our home. Using window expo out of Richardson. |
Please explain the reason why you carry a large revolving credit balance. | The main balance is due to a larger business investment/loan that is being paid back by the involved parties via contract agreements. The couple of other personal balances are low and are paid on or ahead of the due date. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2200 mortgage<br>200-300 utilities,<br>125 phone<br>140 insurance<br>3-500 food |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage is 2200 a month, cars are paid for, work from home, utilities 300 a month max<br>Insurance is 140 a month, phone is 125 a month, food 300-500 month |
What is your intended use for the loan proceeds? | finishing outside enclosure to our home. Using window expo out of Richardson. |
Member Payment Dependent Notes Series 1035664
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035664 |
$5,500 |
$5,500 |
19.42% |
1.00% |
November 29, 2011 |
December 5, 2016 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035664. Member loan 1035664 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Rgis llc | Debt-to-income ratio: | 10.56% |
Length of employment: | 8 years | Location: | powder springs, GA |
Home town: | |||
Current & past employers: | Rgis llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Personal<br><br> Borrower added on 11/21/11 > Will open up finances to get health & dental insurance. May allow time to go back to school.<br><br> Borrower added on 11/22/11 > Would greatly increase the quality of my life and my mothers. I believe that this loan is a great oppertunity to build my credit for a home or car purchase in the future.<br><br> Borrower added on 11/22/11 > I plan to open a savings account that would build interest over 5 years.<br><br> Borrower added on 11/22/11 > Maybe down the road this loan may help me start a business<br> Borrower added on 11/23/11 > I will need a different car not to far down the road. I will be able to help my mother alot more.<br><br> Borrower added on 11/23/11 > Would give me a feeling off a new beginning and a fresh and positive start .<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,816.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off credit cards so I can have just 1 monthly payment. Car and home repairs. |
Please explain the reason why you carry a large revolving credit balance. | i have different cards for different reasons. My car needed emergancy repairs and I didnt have the funds so I had to open a credit account with tires plus. My mother lost her job so I had to start supporting her a lot more. Causing me to use my capital 1 card for things other than just building my credit. |
What is your intended use for the loan proceeds? | Pay off credit cards so I can have just 1 monthly payment. Car and home repairs. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I pay $550 a month for rent a round $150 to $350 for power depending on what time of year it is every month. Gas is around 200 a month. My cable bill is 135 a month. And other than food and my payments on my credit cards which is about 200 a month for all of them thats it. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I would gradually pay of my credit debt so to improve my credit score. I would start a savings bond of $2000 so to build interest over 5 years. I would make all necessary repairs to my car and home. I would also be able to afford some type of health and dental insurance. And if all works well I will be able to take nights off at my job and get my degree in business, I just might have a new career by the time im done paying the loan. |
Member Payment Dependent Notes Series 1035771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035771 |
$19,600 |
$19,600 |
9.91% |
1.00% |
November 29, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035771. Member loan 1035771 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Rediker Software, Inc. | Debt-to-income ratio: | 22.53% |
Length of employment: | 8 years | Location: | LAKE CHARLES, LA |
Home town: | |||
Current & past employers: | Rediker Software, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,696.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The reason why I carry a large revolving credit balance is because the banks have raised the interest rates and it has made it hard to bring down the balances. |
Member Payment Dependent Notes Series 1035774
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035774 |
$11,500 |
$11,500 |
7.90% |
1.00% |
November 28, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035774. Member loan 1035774 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Diocese of Phoenix | Debt-to-income ratio: | 4.45% |
Length of employment: | 2 years | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | Diocese of Phoenix | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,593.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1035775
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035775 |
$7,000 |
$7,000 |
12.42% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035775. Member loan 1035775 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | Showcase Autos | Debt-to-income ratio: | 12.84% |
Length of employment: | 7 years | Location: | Silver Creek, GA |
Home town: | |||
Current & past employers: | Showcase Autos | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,568.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1035812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035812 |
$12,000 |
$12,000 |
14.27% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035812. Member loan 1035812 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Promisecare nj | Debt-to-income ratio: | 16.40% |
Length of employment: | 3 years | Location: | HOBOKEN, NJ |
Home town: | |||
Current & past employers: | Promisecare nj | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I have a couple higher interest credit cards I want to pay off more quickly at a lower interest rate which will allow me to save more and have more disposable cash to use.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $24,844.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1035851
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035851 |
$10,000 |
$10,000 |
14.27% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035851. Member loan 1035851 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Helett Packard | Debt-to-income ratio: | 6.94% |
Length of employment: | 7 years | Location: | Newport News, VA |
Home town: | |||
Current & past employers: | Helett Packard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > To purchase a 1995 Rambler RV with 74,000 miles.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $15,454.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is $477 a month. Insurance home, auto $145. Electric $98. Revolving credit $522. |
Please explain the reason why you carry a large revolving credit balance. | Revolving debt is high and is due to assisting family members with thier maitaining a continued payments for rent and or auto insurance due to job layoffs and seperation from service and getting back into civilian work force. This caused me to cut in half my payoff payments and slowed my pay off. In the works for a refi to get lower rates and eliminate the debt. |
Member Payment Dependent Notes Series 1035858
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035858 |
$16,000 |
$16,000 |
7.90% |
1.00% |
November 29, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035858. Member loan 1035858 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | UPS | Debt-to-income ratio: | 20.84% |
Length of employment: | 6 years | Location: | Trinidad, CO |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $4,392.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1035859
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035859 |
$19,600 |
$19,600 |
9.91% |
1.00% |
November 29, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035859. Member loan 1035859 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Hard rock | Debt-to-income ratio: | 16.20% |
Length of employment: | 3 years | Location: | Plantation, FL |
Home town: | |||
Current & past employers: | Hard rock | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Pays monthly bills on time <br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,590.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are about $1500 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly expenses about $1600 |
What portion of your wedding expenses does this loan represent? | About 75% |
How are you paying for other wedding expenses not covered by this loan? | Money I have saved |
What portion of your wedding expenses does this loan represent? | 75% |
Member Payment Dependent Notes Series 1035963
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035963 |
$9,500 |
$9,500 |
11.71% |
1.00% |
November 23, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035963. Member loan 1035963 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Marsh | Debt-to-income ratio: | 13.99% |
Length of employment: | 5 years | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | Marsh | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $10,231.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1035987
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035987 |
$24,250 |
$24,250 |
19.03% |
1.00% |
November 28, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035987. Member loan 1035987 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | Flavor-Pic Tomato Company | Debt-to-income ratio: | 15.21% |
Length of employment: | 5 years | Location: | CLEVELAND, AL |
Home town: | |||
Current & past employers: | Flavor-Pic Tomato Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $7,832.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have worked two jobs for several years because my full time job did not pay enough. I am a single Mom with two daughters. About two and a half years ago I was able to get on full time at the job that was previously part time. I am making more now so I am working really hard to get my credit score up and make all payments on time. My oldest daughter is 21. She will be graduating from college in the spring and already has a job lined up . It is important for me to take care of my obligations. I will pay this back. |
Member Payment Dependent Notes Series 1035990
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1035990 |
$12,000 |
$12,000 |
10.65% |
1.00% |
November 25, 2011 |
December 4, 2014 |
December 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1035990. Member loan 1035990 was requested on November 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,033 / month |
Current employer: | Toler Law Group | Debt-to-income ratio: | 26.64% |
Length of employment: | 2 years | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | Toler Law Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > I plan to pay off high interest rate credit cards and a loan with this loan, saving my self money and getting free of that debt much sooner than the higher interest rate debt would take me. My job is pretty stable, as I work in a law firm that has recently expanded. Paying my bills is my top priority. It feels good to pay everything on time and eliminate financial worry.<br> Borrower added on 11/23/11 > Thank you for giving me the opportunity to find myself closer to financial freedom and not feeling like I'm a part of "the problem," since I am paying my bills.<br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $8,076.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1036015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036015 |
$7,200 |
$7,200 |
17.58% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036015. Member loan 1036015 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Meridian Imaging Solutions | Debt-to-income ratio: | 21.54% |
Length of employment: | 10+ years | Location: | ANNANDALE, VA |
Home town: | |||
Current & past employers: | Meridian Imaging Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,408.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit cards, hoping to lower some of my interest rates, and lines of credit that I have out. I hope to use what is left, if any, towards a purchase of a used car. I recently sold my car a month ago. |
Please explain the reason why you carry a large revolving credit balance. | I opened one too many credit cards once I turned 18 and it has been haunting me ever since. I have been in very good standing with these credit card companies as I have always been able to make my minimum payment by the due date. |
Member Payment Dependent Notes Series 1036017
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036017 |
$8,000 |
$8,000 |
9.91% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036017. Member loan 1036017 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Ladies Professional Golf Association | Debt-to-income ratio: | 22.24% |
Length of employment: | 4 years | Location: | ORMOND BEACH, FL |
Home town: | |||
Current & past employers: | Ladies Professional Golf Association | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,649.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1036025
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036025 |
$19,000 |
$19,000 |
13.49% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036025. Member loan 1036025 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Department of Defense | Debt-to-income ratio: | 13.18% |
Length of employment: | 3 years | Location: | Sterling, VA |
Home town: | |||
Current & past employers: | Department of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Vehicle Loan that will be paid off prior to loan maturity.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1036030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036030 |
$5,000 |
$5,000 |
9.91% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036030. Member loan 1036030 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Beaufort County Comm College | Debt-to-income ratio: | 17.32% |
Length of employment: | 10+ years | Location: | GREENVILLE, NC |
Home town: | |||
Current & past employers: | Beaufort County Comm College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > In addition, this loan will repay credit card debt currently used for medical expenses. By paying off high interest card debt and using this loan if approved, my current financial situation will improve.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $15,647.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1036042
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036042 |
$12,000 |
$12,000 |
11.71% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036042. Member loan 1036042 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Little Rock School District | Debt-to-income ratio: | 19.13% |
Length of employment: | 4 years | Location: | LITTLE ROCK, AR |
Home town: | |||
Current & past employers: | Little Rock School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > This loan is to pay off all credit card debt with a lower interest rate<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,360.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1036047
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036047 |
$28,000 |
$28,000 |
7.90% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036047. Member loan 1036047 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,250 / month |
Current employer: | Con Edison | Debt-to-income ratio: | 16.36% |
Length of employment: | 10+ years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Con Edison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > I pay my bills on time and I have a very secure job.<br>I've been at one company for 24 years.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,419.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | consolidate a loan that I'm paying 15% interest and a credit card that I'm paying 18 percent interest. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying 75 percent of loan and 100 percent of a credit card. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are 500. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My expenses for the month are $500. In addition to my expenses I pay a loan and a credit card. I'm paying 14.99 and 18.99 interest. The loan I'm applying for will consolidate the loan and credit card. |
If you have a public record on file, please briefly explain the event and its resolution. | I do not have a public record. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't recall any delinquencies in the past two years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have only one credit card with a balance of 17000, interest rate is 18.99. All other cards have 0 balances. This loan will help pay this card. Currently I'm paying $1000 a month so if I get this loan I will have no problem paying it. |
Member Payment Dependent Notes Series 1036064
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036064 |
$1,200 |
$1,200 |
10.65% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036064. Member loan 1036064 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.56% |
Length of employment: | n/a | Location: | Belle Center, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > i would like this for Christmas.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1036067
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036067 |
$12,000 |
$12,000 |
16.29% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036067. Member loan 1036067 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | St. Rose Dominican Hospitals | Debt-to-income ratio: | 11.70% |
Length of employment: | 5 years | Location: | HENDERSON, NV |
Home town: | |||
Current & past employers: | St. Rose Dominican Hospitals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > pay off credit cards<br><br> Borrower added on 11/23/11 > pay off credit cards<br><br> Borrower added on 11/23/11 > These funds will be used to pay off credit cards so that I can make one monthly payment to creditors.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $6,942.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1036069
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036069 |
$12,800 |
$12,800 |
12.42% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036069. Member loan 1036069 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Crowne Plaza | Debt-to-income ratio: | 22.58% |
Length of employment: | 4 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Crowne Plaza | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,829.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1036078
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036078 |
$6,975 |
$6,975 |
9.91% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036078. Member loan 1036078 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | The Conway National Bank | Debt-to-income ratio: | 20.79% |
Length of employment: | 5 years | Location: | MYRTLE BEACH, SC |
Home town: | |||
Current & past employers: | The Conway National Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $21,479.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency in past 2 years. |
Please explain the reason why you carry a large revolving credit balance. | 2 reasons. I moved to myrtle beach to accept a new banking job in 2007 and my wife followed, leaving her teaching job. Also, I had my 3rd (and final) child in 2010 and my wife was home with her for another year. She is now employed full time as a teacher again, and I have also started a profitable property management company part time, in addition to my $100k+ per year job as a banking vice president. |
Member Payment Dependent Notes Series 1036084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036084 |
$17,000 |
$17,000 |
11.71% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036084. Member loan 1036084 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,417 / month |
Current employer: | Southwest Airlines | Debt-to-income ratio: | 14.66% |
Length of employment: | 10+ years | Location: | DALLAS, TX |
Home town: | |||
Current & past employers: | Southwest Airlines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I have 5 credit cards that are at high interest rates even though I have never been late on them. Besides the credit cards, I have a mortgage and a car payment, and that's pretty much all of my expenses besides cell phone, cable, electricity. I am looking to consolidate into one payment so I can pay it off all my credit cards, then I plan on paying off this loan sooner than the 36 months. I will probably make 2 payments a month. Thanks for your help.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,868.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses for everything excluding my credit cards are approx $2200. That includes mortgage, HOA, and a very high car payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no debt other than credit cards and mortgage. Credit cards are about 17000 in all. I owe $100,000 on a $120,000 mortgage at 5.75% on a 30 year note. I will refinance after I pay off all my credit cards - hopefully my credit score will go up to above 800 once I do that. |
Member Payment Dependent Notes Series 1036102
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036102 |
$5,000 |
$5,000 |
6.62% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036102. Member loan 1036102 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Davidson Kempner Capital Management | Debt-to-income ratio: | 0.81% |
Length of employment: | 4 years | Location: | Fair Lawn, NJ |
Home town: | |||
Current & past employers: | Davidson Kempner Capital Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $830.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1036112
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036112 |
$8,000 |
$8,000 |
7.90% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036112. Member loan 1036112 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Schwans Home Service | Debt-to-income ratio: | 11.52% |
Length of employment: | 2 years | Location: | WINSLOW, IL |
Home town: | |||
Current & past employers: | Schwans Home Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,569.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1036113
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036113 |
$5,050 |
$5,050 |
21.67% |
1.00% |
November 28, 2011 |
December 5, 2016 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036113. Member loan 1036113 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,626 / month |
Current employer: | State of California | Debt-to-income ratio: | 10.45% |
Length of employment: | 10+ years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | State of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Dear lender,<br><br>We recently purchased our first home and we plan to use this loan to make home improvements and to set up our home office areas in the home. Also, we are paying a higher monthly amount on a car loan. By consolidating the car loan with the home improvement loan, we are aiming at having just one lower, comfortable monthly payment for both things.<br><br>I've been at my current employer's for over 15 years. Since we've been advised to do the remodels to the home before we move in, we are still in our rental. In the area of expenses, I'm currently paying $1,250 in rent (last rent payment will be in Dec. 2011) and $573 on our car loan. Our only debts are the car loan (we only have one car) and our brand new mortgage of just under $650 (principal and interest). Our first mortgage payment is due in Jan 2012. By paying off the car loan and consolidating this amount with the home improvement amount, I will only have to pay $548 for my full loan with Lending Club. This means that it will be easy for me to pay back the loan without any problems at all.<br><br>In the past, we ran into some financial problems because (1) we did not budget for expenses, (2) we had no savings set aside, and (3) we often spent more than we earned--either because of mismanagement or unforeseen expenses/emergencies. Happily, a couple of years ago, we took a personal finance managing class that equipped us with the knowledge and insight we needed to change our habit and become good money managers. Now, (1) we have a budget and we stick to it; (2) we set aside savings every month for large upcoming expenses and for emergency deductibles; and (3) we don't buy much on credit at all, and when we do, we pay off any credit card statement balances by due date.<br><br>I will be happy to answer any other questions you may have. Thank you for your consideration and support. Your help is much appreciated. Have a great day!<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $365.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | (1) Home Improvement: Turn our garage into a multipurpose space for an office, an artist work corner, storage space, and parking--$7,000. Remove wall-to-wall carpeting some areas of the house and replace it with laminate flooring--$4,000. (2) Pay-Off Car Loan--$8,000. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | For Dec. 2011 - Rental housing expenses: Rent $1250, renter's insurance $32.33, SMUD $145, PG&E $20 (estimate), cell phones $75, Comcast $130. Total: $1,652.33<br><br>Starting Jan. 2011 - Homeowner housing expenses: Mortgage $647.92, property taxes $137.66, homeowner's insurance $48.17, SMUD $150 (estimate), PG&E $210 (estimate), cell phones $75, Comcast $130. Estimate for city/county utilities (water, sewer, garbage) $150. Total: $1,548.75 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | (1) Home Improvement: Turn our garage into a multipurpose space for an office, an artist work corner, storage space, and parking--$7,000. Remove wall-to-wall carpeting some areas of the house and replace it with laminate flooring--$4,000. (2) Pay-Off Car Loan--$8,000. |
Please provide additional details regarding the purpose of the loan | Home improvement projects: (1) Turn the garage into a simple but convertible, multi-purpose workspace with a small office, a small artist studio, storage, and parking. Estimate: $7,000. (2) Certain areas in the house are carpeted. Due to allergy/health issues, we have to get rid of the carpet and are planning to replace it with laminate flooring. Estimate: $4,000. <br><br>Car loan pay-off assistance: $8,000. |
Member Payment Dependent Notes Series 1036132
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036132 |
$10,000 |
$10,000 |
11.71% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036132. Member loan 1036132 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,750 / month |
Current employer: | Print5k | Debt-to-income ratio: | 12.23% |
Length of employment: | 2 years | Location: | WESTMINSTER, CA |
Home town: | |||
Current & past employers: | Print5k | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,787.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is about $100, I spend about $200 a month on gas, $100 on utilities, $35 on my phone bill, currently $65 on insurance and $200 on food. |
Please explain the reason why you carry a large revolving credit balance. | Personal reasons to help within my family issue. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I only need to consolidate my other credit cards for now. Thanks. |
Member Payment Dependent Notes Series 1036190
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036190 |
$35,000 |
$35,000 |
9.91% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036190. Member loan 1036190 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,120 / month |
Current employer: | Gates Corporation | Debt-to-income ratio: | 6.50% |
Length of employment: | 1 year | Location: | Salina, OK |
Home town: | |||
Current & past employers: | Gates Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Debt consolidation, reduce current loan interest rate (12%). Paying over 2500 monthly for credit card bills currently. Reducing debt and payment made monthly. <br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $15,431.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 30000 superior finance loan 12%, 2600 visa credit card 14%, 2400 MasterCard 21%. |
Member Payment Dependent Notes Series 1036224
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036224 |
$1,600 |
$1,600 |
8.90% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036224. Member loan 1036224 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,598 / month |
Current employer: | State University of New York at Buffalo | Debt-to-income ratio: | 17.67% |
Length of employment: | 10+ years | Location: | Oakfield, NY |
Home town: | |||
Current & past employers: | State University of New York at Buffalo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $3,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1036257
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036257 |
$12,500 |
$12,500 |
10.65% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036257. Member loan 1036257 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Bistro 1882 | Debt-to-income ratio: | 12.12% |
Length of employment: | 8 years | Location: | ft gratiot, MI |
Home town: | |||
Current & past employers: | Bistro 1882 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > This loan is to purchase a franchised business that is already operating and making a profit.<br> Borrower added on 11/22/11 > This loan is for a pizza franchise that is currently operating and making a profit. I have been in the food and beverage industry for over 15 years, including eight in management. The loan is for the remaining balance owed plus some for inventory. I have already obtained most of the funding needed for the take over of the franchise. I pride myself on my credit score and I always pay my bills on time. That is why I feel like I am a low risk.The store itself is a smaller store, about 1000 square feet, that operates with 4-6 employees. It generates a yearly sales of over 375k documented. Please feel free to ask any further questions. Thanks.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,157.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am using this loan to finance a purchase of a franchised store that has been in operation for eight years, all have been profitable. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current mortgage is $740, our cars are paid off, all utilities are around $400-$500. Phone is $150, food varies.I would say around $400 or so. We get insurance through our jobs. Our car insurance is $175 per month and probably another $250 or so on bills. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My mortgage is $740, no equity loan or lines of credit. The $740 is for taxes and insurance also. I don't live above my means or spend more then I can afford. Utilities are around $400 per month. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never been delinquent. |
What type of business are you starting? | A franchised pizza place that is already in operation. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Yes, I have all of the costs and revenue for the last three years of operation. |
What do you project your monthly revenues for the first 6 months to be? | I expect to keep the same revenue that it is currently doing for the first two to three months which is a little over $30k per month. After that I intend to launching an "under new management," campaign provided by the franchise, with new deals and offers to promote new business and expand on the catering side which is not currently being promoted. |
What do you project your monthly revenues for the first 6 months to be? | I expect to keep the same revenue that it is currently doing for the first two to three months which is a little over $30k per month. After that I intend to launching an "under new management," campaign provided by the franchise, with new deals and offers to promote new business and expand on the catering side which is not currently being promoted. |
Member Payment Dependent Notes Series 1036259
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036259 |
$13,000 |
$13,000 |
7.90% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036259. Member loan 1036259 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,425 / month |
Current employer: | us posal | Debt-to-income ratio: | 16.41% |
Length of employment: | 10+ years | Location: | tampa, FL |
Home town: | |||
Current & past employers: | us posal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > THANK YOU<br><br> Borrower added on 11/21/11 > NEED LOAN TO PAY OFF A HIGHER LOAN PERCENT. BEEN AT JOB FOR MORE THAN 16 YEARS. MY CREDIT LET YOU KNOW I PAY MY CREDITALS.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,670.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards rate is 17% i have 4 major cards owes. also a line of credit that i wish to pay off and consolidate all payment |
Which debts do you plan to pay off with this loan? | credit cards and line of credit |
Member Payment Dependent Notes Series 1036331
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036331 |
$15,600 |
$15,600 |
7.90% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036331. Member loan 1036331 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | NEW YORK CITY POLICE DEPARTMENT | Debt-to-income ratio: | 20.01% |
Length of employment: | 10+ years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | NEW YORK CITY POLICE DEPARTMENT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > THIS IS A BLESSING FOR ME. MY MONTHLY PAYMENTS TOTALLY EXCEEDS WHAT YOUR LENDERS ARE ASKING FOR. I HOPE ALL GOES WELL SO I CAN SEE ABOVE WATER AGAIN. <br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 12.9 ON 1 CREDIT CARD AND I HAVE A CAR NOTE THE RATE IS 9.9 |
What is your intended use for the loan proceeds? | IM GOING TO CONSOLIDATE ALL MY CREDIT AND JUST HAVE 1 BILL . |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | MY CURRENT MONTHLY EXPENSES EQUALS $1400 PER MONTH. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | ACTUALLY I WAS SMART ENOUGH TO HAVE JUST 1 MAJOR CREDIT CARD THAT LINE OF CREDIT IS $6500. I HAVEN'T MAXED IT OUT YET . UTILITIES $60/MO FAMILY INSUR/$150 PER MO - MORTG $1600/PER MO. THINGS JUST GOT A LITTLE TIGHT. AS YOU CAN SEE. I HAVE A GUD CREDITY SCORE |
Member Payment Dependent Notes Series 1036334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036334 |
$15,000 |
$15,000 |
12.42% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036334. Member loan 1036334 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Tremor Video | Debt-to-income ratio: | 9.69% |
Length of employment: | 2 years | Location: | wayne, NJ |
Home town: | |||
Current & past employers: | Tremor Video | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $6,284.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | My credit is very important to me, I make sure to pay my bills on time. I have never been delinquent, filed for bankruptcy or made a settlement in the past. I hope this answers your question |
Member Payment Dependent Notes Series 1036343
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036343 |
$2,400 |
$2,400 |
12.42% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036343. Member loan 1036343 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Rush University Medical Center | Debt-to-income ratio: | 9.82% |
Length of employment: | 10+ years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Rush University Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $13,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I began a new relationship in 2005, when my revolving credit balance was nearly zero. Getting started together, making a new home, we needed basic household equipment, furnishings, etc. As I'm sure you know, the 2007 crash hit everyone hard. I took losses on my investments, like everyone else. I had financed a motorcycle and wanted to pay that off before tackling the credit cards, and I did pay that loan off early. In 2008 I purchased some new furniture and accessories to stage my condo for sale. I tried unsuccessfully to sell my condo in 2008 - 09, and took it off the market. In 2010 my life partner became unemployed, and had difficulty getting re-employed. We didn't have a lot of disposable income prior to that event, but my partner's unemployment put additional stress on budget. Then when my partner became re-employed, and the budget improved again. Then in September of this year my partner was laid off after six months of steady employment. That again put strain on the budget. <br><br>At that time, we decided to separate, and I am no longer responsible for supporting two people some of the time. I anticipate that my revolving credit balance will decline steadily now that I am running my own household and am responsible only for my own finances. My goal is to return to a very modest revolving credit balance in three years. In fact, I look forward to becoming a lender on LendingClub as soon as I can. The concept makes perfect sense, and seems like a good investment opportunity in this economy. |
Member Payment Dependent Notes Series 1036421
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036421 |
$6,000 |
$6,000 |
6.03% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036421. Member loan 1036421 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.60% |
Length of employment: | n/a | Location: | Booneville, AR |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,888.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1036448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036448 |
$20,000 |
$20,000 |
11.71% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036448. Member loan 1036448 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | AWI Management Corporation | Debt-to-income ratio: | 21.05% |
Length of employment: | 10+ years | Location: | EWA BEACH, HI |
Home town: | |||
Current & past employers: | AWI Management Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Reduce debt to purchase home within the next 3 years.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balance are same as loan request, all are credit cards. Interest rates vary from 14.99 percent to 33 percent. Current minimum payments are $1,000.00 per month I have been paying $2,000.00 per month to reduce the balances faster. |
Which debts do you plan to pay off with this loan? | All of them |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balance are same as loan request, all are credit cards. Interest rates vary from 14.99 percent to 33 percent. Current minimum payments are $1,000.00 per month I have been paying $2,000.00 per month to reduce the balances faster. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not have any current rent, utility or phone costs, they are paid by my employer. My food and insurance expenses are approximately $500.00 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balance are same as loan request, all are credit cards. Interest rates vary from 14.99 percent to 33 percent. Current minimum payments are $1,000.00 per month I have been paying $2,000.00 per month to reduce the balances faster. |
Which debts do you plan to pay off with this loan? | All of them |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balance are same as loan request, all are credit cards. Interest rates vary from 14.99 percent to 33 percent. Current minimum payments are $1,000.00 per month I have been paying $2,000.00 per month to reduce the balances faster. |
Member Payment Dependent Notes Series 1036474
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036474 |
$7,500 |
$7,500 |
15.27% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036474. Member loan 1036474 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Hennepin County Medical Center | Debt-to-income ratio: | 6.51% |
Length of employment: | 4 years | Location: | MINNEAPOLIS, MN |
Home town: | |||
Current & past employers: | Hennepin County Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $7,534.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 435.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | $7491.00 22.00 APR I usually pay $100.00 every card that is $450.00 |
Member Payment Dependent Notes Series 1036475
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036475 |
$2,400 |
$2,400 |
9.91% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036475. Member loan 1036475 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | JBG Companies | Debt-to-income ratio: | 18.78% |
Length of employment: | < 1 year | Location: | Washington, DC |
Home town: | |||
Current & past employers: | JBG Companies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,041.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | Cost of airfare, food and for activities at resort |
Member Payment Dependent Notes Series 1036481
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036481 |
$12,000 |
$12,000 |
16.29% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036481. Member loan 1036481 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | City of Kirkwood | Debt-to-income ratio: | 16.33% |
Length of employment: | 5 years | Location: | St. Peters, MO |
Home town: | |||
Current & past employers: | City of Kirkwood | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > very stable job<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $16,431.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | approx~6000 in total cc debt<br>approx~4000 in emergency medical costs<br>monthly mortage is 1345.19<br>approx~monthly cost of living 1000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortage 1345.19, approx~cost of monthly living 650.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | approx~6000 in total cc debt<br>approx~4000 in emergency medical costs<br>monthly mortage is 1345.19<br>approx~monthly cost of living 1000 |
Which debts do you plan to pay off with this loan? | all cc and medical |
If you have a delinquency in the last 2 years, please explain the reason. | emergency medical not covered |
Member Payment Dependent Notes Series 1036486
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036486 |
$15,000 |
$15,000 |
12.42% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036486. Member loan 1036486 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,987 / month |
Current employer: | Mansfield Center for Nursing & Rehab | Debt-to-income ratio: | 17.21% |
Length of employment: | 10+ years | Location: | LEBANON, CT |
Home town: | |||
Current & past employers: | Mansfield Center for Nursing & Rehab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I have ten open credit cards, have never been late on a payment, just want to consolidate the cards and be debt free in 3 years, just in time for my 40th birthday.<br><br> Borrower added on 11/22/11 > I have never been late on a payment. I have been at my current job for over 16 years.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $11,705.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1036508
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036508 |
$17,000 |
$17,000 |
6.62% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036508. Member loan 1036508 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,525 / month |
Current employer: | Troop Support (DLA Philadelphia) | Debt-to-income ratio: | 13.85% |
Length of employment: | 6 years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Troop Support (DLA Philadelphia) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Consolidation Loan 2011 <br> Borrower added on 11/23/11 > All expenses (food, phone, insurance, escrow, etc.)= $1,320.00<br>no rent, I have a mortgage=$984.00<br>These are all my monthly expenses.<br><br><br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,700.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate two personal loans: 1) $9500+/- @ 9.99% and 2) $6000+/- @ 9.90% |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My mortgage takes 27% of my monthly income. <br>All my other expenses take 37% of my monthly income.<br>15% goes to savings, just trying to pay off this debt quick so I can increase my saving % to at least 25%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | all monthly expenses (escrow, phone, transportation, insurance, food, etc.) = $1320.00<br>I have no rent, I have a mortgage = $984.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Already answer that question, to payoff two personal loans with higher rates. |
Member Payment Dependent Notes Series 1036551
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036551 |
$9,500 |
$9,500 |
6.62% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036551. Member loan 1036551 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.28% |
Length of employment: | 10+ years | Location: | Savannah, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I will be paying off my credti bill and another loan that I have. By consolidating these two loans I will be able to have more money on hand for my other bills. Thank you.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,240.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $859.00, car payment $450.00, utilities $200.00 montly, car insurance $75.00, food $50.00 weekly. |
Member Payment Dependent Notes Series 1036584
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036584 |
$16,000 |
$16,000 |
11.71% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036584. Member loan 1036584 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | netflix / | Debt-to-income ratio: | 19.43% |
Length of employment: | 7 years | Location: | HUNTINGTON, NY |
Home town: | |||
Current & past employers: | netflix / | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,439.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1036593
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036593 |
$1,500 |
$1,500 |
9.91% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036593. Member loan 1036593 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,136 / month |
Current employer: | Signature Press | Debt-to-income ratio: | 2.72% |
Length of employment: | 4 years | Location: | Kaysville, UT |
Home town: | |||
Current & past employers: | Signature Press | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1036604
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036604 |
$10,000 |
$10,000 |
12.69% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036604. Member loan 1036604 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Chapman Care Center | Debt-to-income ratio: | 13.53% |
Length of employment: | 4 years | Location: | GARDEN GROVE, CA |
Home town: | |||
Current & past employers: | Chapman Care Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > To repay credit card debts to save interest<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,826.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1036676
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036676 |
$12,775 |
$12,775 |
9.91% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036676. Member loan 1036676 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | Albany Molecular Research, Inc. (AMRI) | Debt-to-income ratio: | 20.94% |
Length of employment: | 10+ years | Location: | WATERVLIET, NY |
Home town: | |||
Current & past employers: | Albany Molecular Research, Inc. (AMRI) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Credit Card Payoff<br> Borrower added on 11/24/11 > This loan is my starting point towards my goal of being debt free by 2016 (excluding monthly mortgage & operational expenses)<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $17,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | household expenses as described run approximately 1,100 per month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1) pay off Visa #9,300/annual interest rate 23%/min $222.00<br>2) pay down Discover balance 5,214/ annual interest 11.5%/ min payment $125 |
Member Payment Dependent Notes Series 1036681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036681 |
$15,600 |
$15,600 |
13.49% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036681. Member loan 1036681 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | BNSF | Debt-to-income ratio: | 18.53% |
Length of employment: | 3 years | Location: | SHERIDAN, WY |
Home town: | |||
Current & past employers: | BNSF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/17/11 > I am paying off and closing my credit card accounts.<br>Borrower added on 11/17/11 > I am paying off and closing my credit card accounts.<br>
A credit bureau reported the following information about this borrower member on November 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,343.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2536 monthly |
What is the total balance of your credit cards, interest rates and current monthly payments? | $15,785 Interest rates range between 24.99-29.99% MP = $1,100 |
Member Payment Dependent Notes Series 1036700
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036700 |
$5,400 |
$5,400 |
16.29% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036700. Member loan 1036700 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | West Corporation | Debt-to-income ratio: | 20.03% |
Length of employment: | 1 year | Location: | Villa Rica, GA |
Home town: | |||
Current & past employers: | West Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,114.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses is about 400.00 that i pay from my checks. |
Please explain the reason why you carry a large revolving credit balance. | I have been helping family who can't work right now. I have paid all my things on time. Now I need some money for myself to take care of things. |
Member Payment Dependent Notes Series 1036752
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036752 |
$6,000 |
$6,000 |
13.49% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036752. Member loan 1036752 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,875 / month |
Current employer: | Purcell Tire & Rubber Company | Debt-to-income ratio: | 8.32% |
Length of employment: | 2 years | Location: | Potosi, MO |
Home town: | |||
Current & past employers: | Purcell Tire & Rubber Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $5,552.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1036769
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036769 |
$6,000 |
$6,000 |
12.69% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036769. Member loan 1036769 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | California Music Academy | Debt-to-income ratio: | 5.41% |
Length of employment: | 1 year | Location: | Studio City, CA |
Home town: | |||
Current & past employers: | California Music Academy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I am trying to consolidate my debt into one payment at a lower interest rate than my credit cards are providing me.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,079.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1036774
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036774 |
$7,000 |
$7,000 |
7.90% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036774. Member loan 1036774 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | Whole Foods Market | Debt-to-income ratio: | 14.37% |
Length of employment: | 10+ years | Location: | vallejo , CA |
Home town: | |||
Current & past employers: | Whole Foods Market | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,089.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa<br>Mastercard<br>Visa |
Member Payment Dependent Notes Series 1036813
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036813 |
$10,000 |
$10,000 |
11.71% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036813. Member loan 1036813 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | ups | Debt-to-income ratio: | 19.92% |
Length of employment: | 10+ years | Location: | RENTON, WA |
Home town: | |||
Current & past employers: | ups | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 82 |
Revolving Credit Balance: | $18,604.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1036818
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036818 |
$10,000 |
$10,000 |
16.77% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036818. Member loan 1036818 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | mashantucket pequot gaming ent | Debt-to-income ratio: | 12.90% |
Length of employment: | 10+ years | Location: | WARWICK, RI |
Home town: | |||
Current & past employers: | mashantucket pequot gaming ent | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $11,415.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 700.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | discover card 3500.23% 185.00 min payment<br>master card 5000. 21% 175.00<br>2 visa cards total 1500. 18% paying 100.00 each<br>cant wait to cut them all up |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | discover 3500.00 21%<br>master card 5000.00 23%<br>2 visa cards 1500.00 paying 100.00 each visa<br>185.00 min discover<br>190.00 master card |
Please explain the reason why you carry a large revolving credit balance. | unexpected car repair head gaskets 2300.00 other car front end work and breaks 1800.00<br>unexpected medical bills from parents 3500. |
What is the total balance of your credit cards, interest rates and current monthly payments? | discover card 3500.23% 185.00 min payment<br>master card 5000. 21% 175.00<br>2 visa cards total 1500. 18% paying 100.00 each<br>cant wait to cut them all up |
Member Payment Dependent Notes Series 1036827
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036827 |
$20,000 |
$20,000 |
10.65% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036827. Member loan 1036827 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | DavEd Fire Systems | Debt-to-income ratio: | 14.36% |
Length of employment: | 9 years | Location: | FOREST HILLS, NY |
Home town: | |||
Current & past employers: | DavEd Fire Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I plan on using these funds to consolidate all of my open credit cards into one monthly payment and completely pay them off in the process. My job is very stable, I've been working for the same company for over 9 years and I'm not planning on leaving this company any time soon. I consider myself a great borrower because I have a stable income and have never defaulted or even had a late payment to any creditor ever. <br> Borrower added on 11/26/11 > Here's a breakdown of my monthly expenses and budget other then the credit cards that I plan to pay off with this loan. <br>Rent-$650 Utilities included<br>Travel Expenses- from $100-$160<br>Food and misc expenses- from $400-$500<br>Auto Lease- $220<br>Auto Insurance- $100<br>At a maximum my monthly expenses equal out to $1630. <br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,236.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The breakdown of my monthly expenses are as follows:<br>Rent-$650 Utilities Included<br>Travel Expenses- $100 to $160<br>Food and misc. expenses-$400 to $500<br>Auto Lease- $220<br>Auto Insurance-$100<br>At most my total monthly expenses are $1630 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no other current debt balances other then the 3 credit cards that I am trying to completely pay off with this loan. The total balance is rounded to $19,000.<br>I am currently paying 19% up to 24% APR's depending on the individual card. Just paying the minimum monthly payments the total is roughly $535. |
Member Payment Dependent Notes Series 1036916
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036916 |
$12,000 |
$12,000 |
6.62% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036916. Member loan 1036916 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,929 / month |
Current employer: | FileTrail, Inc. | Debt-to-income ratio: | 18.57% |
Length of employment: | 6 years | Location: | HUNTINGTON BEACH, CA |
Home town: | |||
Current & past employers: | FileTrail, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Thanks for your time. I plan to use the funds to transfer balances for existing credit cards that have 23.75%, 15.99%, and 11.5% APRs. My total minimum payments for these three loans is about $325 per month and my LendingClub payment will be $368 and allow me to pay these off much faster. I make all of my payments on time and I've been with my employer since 2005. Please feel free to contact me with any questions. Thanks again for your help.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,725.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1036923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036923 |
$8,000 |
$8,000 |
16.29% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036923. Member loan 1036923 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | us postal service | Debt-to-income ratio: | 14.57% |
Length of employment: | 10+ years | Location: | miami, FL |
Home town: | |||
Current & past employers: | us postal service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $8,380.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1036925
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036925 |
$10,000 |
$10,000 |
7.90% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036925. Member loan 1036925 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | United Parcel Service | Debt-to-income ratio: | 7.50% |
Length of employment: | 4 years | Location: | SOMERSET, NJ |
Home town: | |||
Current & past employers: | United Parcel Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,911.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $1290 , i dont pay utilities or food my fiancee pays those expences my car insuranc is $80 |
How are you paying for other wedding expenses not covered by this loan? | the 10000 actuall covers the whole thing |
What portion of your wedding expenses does this loan represent? | we,re having it in the caribbean so that covers the whole thing |
Member Payment Dependent Notes Series 1036928
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036928 |
$7,000 |
$7,000 |
8.90% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036928. Member loan 1036928 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | zoll medical corp | Debt-to-income ratio: | 12.45% |
Length of employment: | 10+ years | Location: | Lawrence, MA |
Home town: | |||
Current & past employers: | zoll medical corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I am going to use this loan to pay off all my credit cards.<br> Borrower added on 11/22/11 > I am hoping to pay off this loan within a year or 2.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $9,859.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 35.90% | Months Since Last Record: | 79 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1036941
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036941 |
$9,000 |
$9,000 |
7.51% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036941. Member loan 1036941 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Newport News Shipbuilding | Debt-to-income ratio: | 9.16% |
Length of employment: | 7 years | Location: | SUFFOLK, VA |
Home town: | |||
Current & past employers: | Newport News Shipbuilding | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Pay Off Credit Card<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,268.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 3900 Mortgage, 157 Utilities, 97 Cable, 450 Insurance, 300 Car payment |
Member Payment Dependent Notes Series 1036962
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1036962 |
$3,400 |
$3,400 |
9.91% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1036962. Member loan 1036962 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Veolia Transportation | Debt-to-income ratio: | 16.95% |
Length of employment: | 6 years | Location: | MANDEVILLE, LA |
Home town: | |||
Current & past employers: | Veolia Transportation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $32,998.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2500.00 |
Member Payment Dependent Notes Series 1037010
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037010 |
$7,000 |
$7,000 |
16.77% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037010. Member loan 1037010 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Verizon Wireless | Debt-to-income ratio: | 22.21% |
Length of employment: | 1 year | Location: | TAMPA, FL |
Home town: | |||
Current & past employers: | Verizon Wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,370.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Honestly, I was not smart when I was younger. Got into to quickly at a young age and the typical irresponsibility of a 18 or 19 year kid. I am doing everything in my power to reign it in so to speak and this is one great way of doing it and simplifying the process and making one large payment as an easier way to pay off in 36 months or less all revolving credit debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $850( have wife income as well. She is a teacher).<br>Car: $319/month.<br>utiltites: Avg $250/month<br>Phone: $80/month<br>Insurance: $56/month for car<br>Food: always buy groceries- $100/month<br><br>Having two incomes makes this easy in my opinion since my wife is a teacher. Not all cost is relied upon what I make. Thanks!! |
What is the total balance of your credit cards, interest rates and current monthly payments? | Visa- $1,336 /12.9% / $50/month<br>Visa- $1,400 / 9.9% / $27/month<br>Visa- $1,435 / 22.99% / $45/month<br>Visa- $875 / 22% / $60/month<br>Visa- $1,350 / 22% / $100/month<br>Dell- $850 / 17.99% / $45/month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa- $1,336 /12.9% / $50/month<br>Visa- $1,400 / 9.9% / $27/month<br>Visa- $1,435 / 22.99% / $45/month<br>Visa- $875 / 22% / $60/month<br>Visa- $1,350 / 22% / $100/month<br>Dell- $850 / 17.99% / $45/month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $850( have wife income as well. She is a teacher).<br>Car: $319/month.<br>utiltites: Avg $250/month<br>Phone: $80/month<br>Insurance: $56/month for car<br>Food: always buy groceries- $100/month<br><br>Having two incomes makes this easy in my opinion since my wife is a teacher. Not all cost is relied upon what I make. Thanks!! |
Please explain the reason why you carry a large revolving credit balance. | Honestly, I was not smart when I was younger. Got into to quickly at a young age and the typical irresponsibility of a 18 or 19 year kid. I am doing everything in my power to reign it in so to speak and this is one great way of doing it and simplifying the process and making one large payment as an easier way to pay off in 36 months or less all revolving credit debt. |
Member Payment Dependent Notes Series 1037026
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037026 |
$28,000 |
$28,000 |
16.77% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037026. Member loan 1037026 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,333 / month |
Current employer: | New Tribes Mission | Debt-to-income ratio: | 13.78% |
Length of employment: | 10+ years | Location: | CEDARVILLE, OH |
Home town: | |||
Current & past employers: | New Tribes Mission | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,753.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | We don't have any rent expenses but transportation, utilities, phone, food add up to approx. $1400/mo. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | the total minimum payments equal the $900+ payment for this loan - however, I'll pay off this loan in 36 months but by just making the minimum payments on these cards, it'll take 25 years to pay them off at 28% apr. Just seems prudent to cut up the cards, handle a monthly bill and be debt free when this is over in 36 months. |
Please explain the reason why you carry a large revolving credit balance. | We just completed an adoption in Cambodia that involved trips back and forth and 'fees' - it took a toll on our credit cards, to say the least. |
Please explain the reason why you carry a large revolving credit balance. | We just completed an adoption in Cambodia that involved trips back and forth and 'fees' - it took a toll on our credit cards, to say the least. |
Member Payment Dependent Notes Series 1037038
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037038 |
$10,000 |
$10,000 |
10.65% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037038. Member loan 1037038 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | shoreline commuty college | Debt-to-income ratio: | 18.22% |
Length of employment: | 10+ years | Location: | LAKE FOREST PARK, WA |
Home town: | |||
Current & past employers: | shoreline commuty college | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | pay off other higth interest creditcard |
Please provide additional details regarding the purpose of the loan | also for chrismax time next month to buy gifth |
What is your intended use for the loan proceeds? | pay off other higth interest creditcard and save for chrimax |
Member Payment Dependent Notes Series 1037046
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037046 |
$5,000 |
$5,000 |
16.29% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037046. Member loan 1037046 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | US ARMY | Debt-to-income ratio: | 4.65% |
Length of employment: | 2 years | Location: | Whitesboro, TX |
Home town: | |||
Current & past employers: | US ARMY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,063.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To replace the engine in my car, the engine knocked a rod and is completely out of service and needs to be replaced. This will cover parts and labor. |
What is your intended use for the loan proceeds? | To replace the engine in my car, the engine knocked a rod and is completely out of service and needs to be replaced. This will cover parts and labor. |
Member Payment Dependent Notes Series 1037135
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037135 |
$8,500 |
$8,500 |
6.62% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037135. Member loan 1037135 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | JPMorgan Chase Bank | Debt-to-income ratio: | 17.21% |
Length of employment: | 4 years | Location: | Oroville, CA |
Home town: | |||
Current & past employers: | JPMorgan Chase Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Funds to consolidate credit card debt and close cards. <br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 59 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,503.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | minimum monthly credit card pmts $250 including this loan $320 |
Please explain the reason why you carry a large revolving credit balance. | new home built in 2010..purchased some furnishings and decorative items. I did not carry credit card balances before that. |
Member Payment Dependent Notes Series 1037146
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037146 |
$5,000 |
$5,000 |
6.62% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037146. Member loan 1037146 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | Comprehensive Accounting Services | Debt-to-income ratio: | 13.91% |
Length of employment: | 10+ years | Location: | Plymouth, MI |
Home town: | |||
Current & past employers: | Comprehensive Accounting Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I have worked at my current job almost 23 years and have lived in my current house for 20 years. As you can see, I am a very stable person. <br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $1,848.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have (2) credit cards with balances of $2260 and $370 I will be paying off. I will also be paying off a car loan ($133.29/mo) with a balance of $1613. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have (2) credit cards with balances of $2260 and $370 I will be paying off. I will also be paying off a car loan ($133.29/mo) with a balance of $1613. |
Which debts do you plan to pay off with this loan? | I have (2) credit cards with balances of $2260 and $370. I have a car loan ($133.29/mo) with a balance of $1619. |
Member Payment Dependent Notes Series 1037197
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037197 |
$7,000 |
$7,000 |
9.91% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037197. Member loan 1037197 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,501 / month |
Current employer: | UC Santa Barbara | Debt-to-income ratio: | 8.64% |
Length of employment: | 5 years | Location: | Goleta, CA |
Home town: | |||
Current & past employers: | UC Santa Barbara | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > Hello, <br><br>This loan will be used to consolidate debt from dental work and to help pay for an engagement ring and wedding expenses.<br><br>Thank you very much!<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,823.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1037231
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037231 |
$1,100 |
$1,100 |
14.65% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037231. Member loan 1037231 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Ariens | Debt-to-income ratio: | 12.20% |
Length of employment: | 5 years | Location: | Brillion, WI |
Home town: | |||
Current & past employers: | Ariens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $15,876.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1037251
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037251 |
$17,000 |
$17,000 |
13.49% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037251. Member loan 1037251 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Commonwealth of Kentucky | Debt-to-income ratio: | 15.73% |
Length of employment: | 5 years | Location: | ALEXANDRIA, KY |
Home town: | |||
Current & past employers: | Commonwealth of Kentucky | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I have three credit cards that I would like to consolidate into one structured monthly payment, which this loan would allow me to do so.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,465.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I made a job change last year that entailed a $10,000 pay cut. This was by choice & I did think I could support myself financially even with the pay cut. I unfortunately could not & racked up the debit this way. I was fortunate enough to be able to obtain my old job back at the same pay, same title,etc. So am able to support myself & expenses just need a consolidated way & time frame to pay off this debt. |
Member Payment Dependent Notes Series 1037260
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037260 |
$13,000 |
$13,000 |
6.03% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037260. Member loan 1037260 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | FG Products Inc | Debt-to-income ratio: | 5.34% |
Length of employment: | 10+ years | Location: | Rice Lake, WI |
Home town: | |||
Current & past employers: | FG Products Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > We had a cousin that co-owned 40 acres of land with us. He filed bankruptcy, we used our resources to buy him out. Wanted to get a lower rate to now pay off this debt.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,039.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1037304
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037304 |
$10,000 |
$10,000 |
16.29% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037304. Member loan 1037304 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Four Seasons Agency of Hawaii | Debt-to-income ratio: | 5.76% |
Length of employment: | 10+ years | Location: | HONOLULU, HI |
Home town: | |||
Current & past employers: | Four Seasons Agency of Hawaii | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $7,550.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1037313
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037313 |
$6,000 |
$6,000 |
8.90% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037313. Member loan 1037313 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,333 / month |
Current employer: | Joint Industray Board | Debt-to-income ratio: | 8.32% |
Length of employment: | 4 years | Location: | new york, NY |
Home town: | |||
Current & past employers: | Joint Industray Board | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $9,844.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1037354
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037354 |
$15,000 |
$15,000 |
11.71% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037354. Member loan 1037354 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | Sony Music Entertainment | Debt-to-income ratio: | 15.97% |
Length of employment: | 7 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Sony Music Entertainment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,132.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello,<br><br>My current debt balances are approximately $14,000. Interest rates are on average 15% on all combined debts and monthly payments are a combined $1,000 (approximately).<br><br>Thank you and please let me know if you have any questions or need additional information. |
Which debts do you plan to pay off with this loan? | Hello,<br><br>I plan to pay off my credit card debts and personal loan which is in the last 10 months of payment. Thank you and please let me know if you have additional questions. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello,<br><br>My current debt balances are approximately $14,000. Interest rates are on average 15% on all combined debts and monthly payments are a combined $1,000 (approximately).<br><br>Thank you and please let me know if you have any questions or need additional information. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello,<br><br>My current monthly expenses are (all are approximate):<br><br>Rent: $1,650.00<br>Transportation: $30.00 (I do not own a car and walk to work)<br>Utilities: $150.00<br>Phone: $ 45.00<br>Food: $200.00<br><br>Thank you. |
Please explain the reason why you carry a large revolving credit balance. | Hello,<br><br>I carry a large revolving credit balance due to costs that were associated with an apartment move/security fee and expenses from school associated debt from New York University.<br><br>Thank you. |
Member Payment Dependent Notes Series 1037371
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037371 |
$14,000 |
$14,000 |
10.65% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037371. Member loan 1037371 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | US GOV | Debt-to-income ratio: | 17.39% |
Length of employment: | 2 years | Location: | milford, CA |
Home town: | |||
Current & past employers: | US GOV | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > we do not miss payments. we bought a foreclosed home that was empty for two years. had to do some significant repairs. including replacing parts of rim joist. credit was 781 when we purchased, have had to use available credit for repairs. which are now complete. Borrower added on 11/18/11 > we do not miss payments. we bought a foreclosed home that was empty for two years. had to do some significant repairs. including replacing parts of rim joist. credit was 781 when we purchased, have had to use available credit for repairs. which are now complete. <br> Borrower added on 11/21/11 > Due to an error, the loan had to be re-posted. It was previously fully funded, sorry for any inconvenience if you previously invested. We are prior military and both have secure jobs.<br>
A credit bureau reported the following information about this borrower member on October 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,483.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1037375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037375 |
$20,000 |
$20,000 |
10.65% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037375. Member loan 1037375 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Harlem Village Academies | Debt-to-income ratio: | 6.72% |
Length of employment: | < 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Harlem Village Academies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,983.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Citicards Balance: $2,300 Interest Rate: 19% Minimum Payment: $70-80<br>Chase Balance: $ 1,200 Interest Rate: 21% Minimum Payment: $30-40<br>BOA Balance: $2,420 Interest Rate: 15.99% Minimum Payment: $70-80<br>MAcys Balance: 2,700 Interest Rate: 28% Minimum Payment: $80-90<br>CareCredit Balance : 3500 No Interest yet Minimum Payment : $225 |
What is the total balance of your credit cards, interest rates and current monthly payments? | My approximate balance is $12,000. I currently pay over $ 800 monthly in credit and student loan payments. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My main reason for requesting this loan is to pay off my credit card balances and as well as a portion of my loan. As a young person, I acquired a substantial amount of debt. In the last couple of years, I have diligently been paying them off however I become frustrated with the various payments, the assortment of dates and the abusive APR's rates that I have. I'd much rather consolidate everything into one fixed payments and been done with my old debt entirely.<br>65% of my loan will cover my credit card debt, the remainder will cover a portion of my student loans from graduate school. |
Member Payment Dependent Notes Series 1037402
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037402 |
$6,400 |
$6,400 |
7.51% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037402. Member loan 1037402 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,667 / month |
Current employer: | Fairchild AFB | Debt-to-income ratio: | 24.33% |
Length of employment: | 10+ years | Location: | AIRWAY HEIGHTS, WA |
Home town: | |||
Current & past employers: | Fairchild AFB | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I want to pay down my high interest cards and put the rest toward a down payment on a house. I want to rent my home I now own. <br><br> Borrower added on 11/22/11 > Also, I have worked at Fairchild Air Force Base since 1988. I was on intermittent status then became full time and have accrued 14 years and 3 months of full time status for the Air Force. Before I was a full time employee of DOD I worked on the Base with a contractor while at the same time working intermittently with the Air Force. I have a very good stable job. The Air Force does not allow us to go bad on our bills. We can lose our job for debts not paid off. I will not let that happen. <br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $8,833.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1037410
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037410 |
$12,000 |
$12,000 |
15.27% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037410. Member loan 1037410 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | USAF | Debt-to-income ratio: | 11.80% |
Length of employment: | 3 years | Location: | Aliquippa, PA |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,082.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $950 mortgage...utilities aprox $600 (including cable and cell phone) |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is right under $12000...Minimum payment for each is about 150, which at that rate would take 30 years to pay off...interest rate is 19% aprox |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover Card....$2800......Citi Card (VISA) $7000....Visa- $2000...Those are the balance's...never late, interest rate is too high 19% on one, 26% on another...minimum monthly payment varies depending on balance but around $150 per card...had wedding recently |
Member Payment Dependent Notes Series 1037462
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037462 |
$9,000 |
$9,000 |
16.77% |
1.00% |
November 23, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037462. Member loan 1037462 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,333 / month |
Current employer: | alfred haber distribution, inc. | Debt-to-income ratio: | 9.94% |
Length of employment: | 10+ years | Location: | EDGEWATER, NJ |
Home town: | |||
Current & past employers: | alfred haber distribution, inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I will use the money to pay off credit cards..I am an excellent risk as I religiously pay my bills on time.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $16,143.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not believe that I have a deligquency in the last two years. |
Member Payment Dependent Notes Series 1037470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037470 |
$12,800 |
$12,800 |
13.49% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037470. Member loan 1037470 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | Borden Insurance | Debt-to-income ratio: | 18.43% |
Length of employment: | 10+ years | Location: | ROBSTOWN, TX |
Home town: | |||
Current & past employers: | Borden Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > This is to get out of a BoA credit card that went from 9.5% to over 25%. I am a good risk, never late on payments and I have a good work history. <br><br> Borrower added on 11/21/11 > I plan on closing the account out as soon as it is payed off!<br> Borrower added on 11/23/11 > Thank you all very much for funding this. This is a win-win. You get interest on your money, and i can eliminate a debt hangin over my head.<br><br> Borrower added on 11/23/11 > I have been working with the same company since 1996 in the insurance business. The company I work for has been in business since 1947.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $13,412.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have 3 BoA cards, 1 at 14% with $15k, one at 19.9% with $3k and one with $11400 at 25% which I want to get rid of. |
Member Payment Dependent Notes Series 1037538
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037538 |
$10,150 |
$10,150 |
7.51% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037538. Member loan 1037538 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,500 / month |
Current employer: | IP Law Firm | Debt-to-income ratio: | 8.35% |
Length of employment: | 2 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | IP Law Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I'd like to refinance some credit card debt that I accumulated when I was an undergraduate and graduate student.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $554.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
Member Payment Dependent Notes Series 1037540
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037540 |
$6,625 |
$6,625 |
12.69% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037540. Member loan 1037540 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,079 / month |
Current employer: | FedCap Home Care | Debt-to-income ratio: | 21.55% |
Length of employment: | 3 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | FedCap Home Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I would like to pay off my credit cards with this loan.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,475.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1037546
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037546 |
$14,675 |
$14,675 |
12.69% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037546. Member loan 1037546 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Roanoke City Public Schools | Debt-to-income ratio: | 16.95% |
Length of employment: | 7 years | Location: | SALEM, VA |
Home town: | |||
Current & past employers: | Roanoke City Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I plan to use this money to consolidate my high interest credit card debt into one manageable payment. I have a stable income, and I have just paid off my Jeep loan through Member One without missing a payment.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,715.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities 300/month<br>gas 100/month<br>phone 60/month<br>insurance 60/month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our rent is 1100 a month. Utilities are approx 300/month. My wife also has a good job and we split the expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe approx 9000 to capital one at a 27% interest rate.<br>I owe approx 5000 to citibank at a 27% interest rate.<br><br>Right now I pay approx 300/month for each card for a total of 600/month |
Member Payment Dependent Notes Series 1037640
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037640 |
$2,500 |
$2,500 |
12.69% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037640. Member loan 1037640 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,542 / month |
Current employer: | Springleaf Financial Services | Debt-to-income ratio: | 13.50% |
Length of employment: | < 1 year | Location: | Gresham, OR |
Home town: | |||
Current & past employers: | Springleaf Financial Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I want to pay off my Best Buy Credit Card and Chase Bank credit card.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $15,444.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Situations have come up where I have paid down my balances but then ha r to use it again. I have paid down my term loans and plan on using this money to pay off revolving credit cards. My intention is to become debt free in the next two to three years |
Member Payment Dependent Notes Series 1037646
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037646 |
$15,000 |
$15,000 |
15.27% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037646. Member loan 1037646 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | r.murphy co. | Debt-to-income ratio: | 18.63% |
Length of employment: | 10+ years | Location: | AYER, MA |
Home town: | |||
Current & past employers: | r.murphy co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > this loan is 10 points lower than my credit cards i can pay all my credit cards off and save so much more thank u so much for this opportunity my family will be in a much better place to succed<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,313.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1037683
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037683 |
$7,800 |
$7,800 |
8.90% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037683. Member loan 1037683 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,750 / month |
Current employer: | Coca Cola | Debt-to-income ratio: | 17.39% |
Length of employment: | 10+ years | Location: | Johns Creek, GA |
Home town: | |||
Current & past employers: | Coca Cola | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $64,406.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I paid for my sibling's wedding because he lost his job. |
What is your intended use for the loan proceeds? | Help sibling with surgery and medical expenses. |
Member Payment Dependent Notes Series 1037702
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037702 |
$3,000 |
$3,000 |
6.03% |
1.00% |
November 28, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037702. Member loan 1037702 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Loftus Electric, Inc. | Debt-to-income ratio: | 11.93% |
Length of employment: | 10+ years | Location: | Budd Lake, NJ |
Home town: | |||
Current & past employers: | Loftus Electric, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > I have very good credit and always pay my bills on time.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $631.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1037730
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037730 |
$5,000 |
$5,000 |
13.49% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037730. Member loan 1037730 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | Birmingham Covington School | Debt-to-income ratio: | 14.33% |
Length of employment: | 4 years | Location: | birmingham, MI |
Home town: | |||
Current & past employers: | Birmingham Covington School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > We are planing our wedding for June 23 2012 and need a little extra money for the planing process. We plan to pay this off right after the wedding<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,989.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1037763
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037763 |
$12,000 |
$12,000 |
7.51% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037763. Member loan 1037763 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Baxter Auto Parts | Debt-to-income ratio: | 19.05% |
Length of employment: | 4 years | Location: | Tacoma, WA |
Home town: | |||
Current & past employers: | Baxter Auto Parts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I am simply looking for an opportunity to continue paying off my debt at a more realistic interest rate than the banks can offer. I have NEVER missed any payment on any debt i have incurred over the years.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,521.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1037793
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037793 |
$8,000 |
$8,000 |
12.69% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037793. Member loan 1037793 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,400 / month |
Current employer: | Stanford University | Debt-to-income ratio: | 7.44% |
Length of employment: | 6 years | Location: | San Mateo, CA |
Home town: | |||
Current & past employers: | Stanford University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I am going to use the money for a credit consolidation.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,522.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1037801
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037801 |
$17,625 |
$17,625 |
8.90% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037801. Member loan 1037801 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | UT System Med Foundation | Debt-to-income ratio: | 24.67% |
Length of employment: | 1 year | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | UT System Med Foundation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,148.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, and thank you for considering my account for funding. In short, there are three debts I wish to consolidate with this loan, including 2 credit cards and 1 private "relocation" loan that i borrowed when i graduated from medical school. <br>#1 4337.00 APR 11.9%<br>#2 8725.00 APR 13.9%<br>#3 3200.00 APR 11.75%<br><br>Weighted average for 16262.00 APR 13.02%. <br>With this loan, I hope to consolidate my debts into one monthly payment and save a modest amount of money over the life of the loan. <br><br>Thank you for your consideration. |
Which debts do you plan to pay off with this loan? | #1 4337.00 APR 11.9%<br>#2 8725.00 APR 13.9%<br>#3 3200.00 APR 11.75%<br><br>Weighted average for 16262.00 APR 13.02%. <br><br>This will consolidate my debts into one monthly payment and help to save a modest amount of money over the life of the loan. <br><br>Thank you for your consideration. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Thank you for your interest in helping to fund my loan. <br><br>I will be using the loan to consolidate my debt. As to the your question regarding multiple purposes, I would consider my loan to have a single purpose. That is, it will entirely be used to consolidate my other debts into one. In the event that I do not get 100% funded, I will consolidate as much as I can with the loan amount for which I receive. <br><br>I will pay off the highest interest rate debts first, followed by the next highest, etc. <br><br>Again, Thank you for your consideration. |
Member Payment Dependent Notes Series 1037805
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037805 |
$7,100 |
$7,100 |
12.42% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037805. Member loan 1037805 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | H&T Seafood Inc, | Debt-to-income ratio: | 17.65% |
Length of employment: | < 1 year | Location: | ROSEMEAD, CA |
Home town: | |||
Current & past employers: | H&T Seafood Inc, | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I am trying to consolidate a couple of small balance credit cards.The total balance I pay each month for those cards are higher than the monthly loan amount. I have never been late on a payment. <br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,218.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1037812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037812 |
$6,000 |
$6,000 |
15.27% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037812. Member loan 1037812 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | United States Navy | Debt-to-income ratio: | 23.38% |
Length of employment: | 10+ years | Location: | chesapeake, VA |
Home town: | |||
Current & past employers: | United States Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > To remodel bathroom, pay off first bathroom project, Christmas, and holiday travel<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $1,297.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | payoff first bathroom project approximately 1300.00, start second bathroom project approximately 2500.00, 1000.00 for traveling to south carolina for holidays, 1200.00 for christmas gifts for family. |
Please provide additional details regarding the purpose of the loan | i belive i answered that in last question, if not you may call me at 757-450-8383. |
Member Payment Dependent Notes Series 1037813
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037813 |
$5,375 |
$5,375 |
12.69% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037813. Member loan 1037813 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | THE PANTRY | Debt-to-income ratio: | 17.00% |
Length of employment: | 5 years | Location: | CHARLOTTE, NC |
Home town: | |||
Current & past employers: | THE PANTRY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,631.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1037841
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037841 |
$3,500 |
$3,500 |
7.90% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037841. Member loan 1037841 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Hand & Stone | Debt-to-income ratio: | 8.10% |
Length of employment: | 3 years | Location: | Monroe, NC |
Home town: | |||
Current & past employers: | Hand & Stone | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $3,426.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1037844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037844 |
$6,925 |
$6,925 |
11.71% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037844. Member loan 1037844 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Yes Graphics Printing Co. | Debt-to-income ratio: | 21.74% |
Length of employment: | 6 years | Location: | WOODBURN, OR |
Home town: | |||
Current & past employers: | Yes Graphics Printing Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/21/11 > I really need to get out of debt. Making several different payments a month to different credit card companies has me caught in a debt circle.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,588.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1037870
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037870 |
$5,000 |
$5,000 |
14.27% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037870. Member loan 1037870 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | Hawaiian sun | Debt-to-income ratio: | 7.95% |
Length of employment: | 3 years | Location: | Aie, HI |
Home town: | |||
Current & past employers: | Hawaiian sun | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Hello, thank you for considering my loan. I will be using this loan to consolodate credit card debt into one easy monthly payment. Currently I am paying $300 per month for two credit cards I will be paying off. Thus my monthly payment will be lower, and the interest rate for this loan is lower than all the cards. <br><br>Thank you.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,958.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1037880
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037880 |
$20,000 |
$20,000 |
11.71% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037880. Member loan 1037880 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Oracle | Debt-to-income ratio: | 17.33% |
Length of employment: | 3 years | Location: | Arlington, TX |
Home town: | |||
Current & past employers: | Oracle | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Looking to consolidate credit card debt at significantly lower interest rate in order to get out of debt faster. Always made bill payments on time.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $47,136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1037882
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037882 |
$8,000 |
$8,000 |
7.90% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037882. Member loan 1037882 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Garden of Life | Debt-to-income ratio: | 6.40% |
Length of employment: | 2 years | Location: | KANSAS CITY, MO |
Home town: | |||
Current & past employers: | Garden of Life | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Previous job compensation was too low to make substantial payments, interest rates high enough to make paying down principle very difficult. I'm now setting a trajectory to be out of debt in 3 years, Lending Club is one key aspect of this plan. Recently my cost of living has now gone down, income has gone up, I'm ready to develop a strategy to completely eliminate all revolving credit balances. |
Member Payment Dependent Notes Series 1037891
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037891 |
$20,000 |
$20,000 |
12.42% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037891. Member loan 1037891 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.06% |
Length of employment: | 7 years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $18,868.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1600.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Us bank $11500 23.99 %, one main financial $2300 23.99%, care credit $3200 24.99%, pc Richards $2000 26.99% (all are credit cards) |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have a delinquency in the last two years. |
Member Payment Dependent Notes Series 1037951
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037951 |
$20,000 |
$20,000 |
13.49% |
1.00% |
November 29, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037951. Member loan 1037951 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,880 / month |
Current employer: | Reliant Rehabilitation | Debt-to-income ratio: | 10.54% |
Length of employment: | 1 year | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Reliant Rehabilitation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > How I plan to use these funds?: Get a lower interest rate on current debt.<br>What makes you a good borrower?: High income. Always pay on time. Track all expenses, ridding myself of debt. <br>How stable is my job?: Very stable. I work in an industry (Healthcare) where demand is greater than supply.<br>
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,605.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I'm not sure if i understand your question. Large revolving Credit Balance? Do you mean my Credit Limits or Balances owed? I'm currently ridding myself of debt as fast as possible. Have used this website before for its excellent rates. Am on a track to eradicate all debt in 2 yrs including my mortgage. Ive maintained High Credit Limits because of the way credit scores and credit reports work. Including Debt-To-Income Ratios, Credit Utilization Ratios, etc. |
What is your intended use for the loan proceeds? | Gain better interest rate on current debt. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2875.31 Includes Food and Fuel. |
Member Payment Dependent Notes Series 1037956
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037956 |
$12,000 |
$12,000 |
16.77% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037956. Member loan 1037956 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,167 / month |
Current employer: | DELL | Debt-to-income ratio: | 6.22% |
Length of employment: | 4 years | Location: | PFLUGERVILLE, TX |
Home town: | |||
Current & past employers: | DELL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $18,151.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No Student Loan.<br>Current Debt Balance is $18000<br>Highest APR is 29% on Credit card.<br>No mortgages. <br>Loan requester has very stable job; the main reason for my debt is that invested heavily in secured real estate outside US. Debt is not related to poor financial condition. Just looking for dent consolidation. |
Member Payment Dependent Notes Series 1037964
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037964 |
$12,000 |
$12,000 |
6.03% |
1.00% |
November 28, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037964. Member loan 1037964 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Cummins Power Generation | Debt-to-income ratio: | 11.68% |
Length of employment: | 4 years | Location: | SAINT PAUL, MN |
Home town: | |||
Current & past employers: | Cummins Power Generation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,703.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have invested my cash into IRA's and CD's..I want to payoff the balance on my cards |
Member Payment Dependent Notes Series 1037993
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1037993 |
$4,000 |
$4,000 |
10.65% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1037993. Member loan 1037993 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Social Security Administration | Debt-to-income ratio: | 9.57% |
Length of employment: | 10+ years | Location: | Daly City, CA |
Home town: | |||
Current & past employers: | Social Security Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,051.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | In January of this year, my divorce finally became final. To prevent any further delay, I agreed to be responsible in paying all the revolving accounts as my former husband stopped contributing to the household expenses years ago and never paid child support. As a single parent, I had to rely on the credit cards while establishing a second career with the federal government. I have now been with this agency for 11 years and finally just started to find some financial stability. However, paying these high interest debts continue to pose difficulty for me. |
What is your intended use for the loan proceeds? | I will be paying off the balance on my retirement account so I borrow some more money to pay off all my revolving account. I took out a loan four years ago to help augment college costs for my daughter. She graduated in June from UC Berkeley and has also started a career with the federal government. Doing this, I will be paying a fifth of the interest I am currently paying on these revolving accounts and will help me tremendously as I have another dependent minor child.<br>Thank you very much for taking the time to review my request. |
Member Payment Dependent Notes Series 1038009
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038009 |
$4,800 |
$4,800 |
7.90% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038009. Member loan 1038009 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Boeing | Debt-to-income ratio: | 14.44% |
Length of employment: | 1 year | Location: | Seattle, WA |
Home town: | |||
Current & past employers: | Boeing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Consolidate credit card debt into one loan from lending club<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,134.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1038012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038012 |
$10,000 |
$10,000 |
10.65% |
1.00% |
November 25, 2011 |
December 5, 2014 |
December 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038012. Member loan 1038012 was requested on November 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Urban beat dance | Debt-to-income ratio: | 19.28% |
Length of employment: | 4 years | Location: | Skokie, IL |
Home town: | |||
Current & past employers: | Urban beat dance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,695.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balance APR Min. Pay.<br>Chase $3,413.82 25.24% $100<br>Best Buy $2,414.23 24.24% $45<br>Gm Card $1,661.20 17.5% $45<br>NY&CO $1,094.21 24.9% $75<br>Capital One $2,282.55 13.9% $40 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card Balance APR Min. Pay.<br>Chase $3,413.82 25.24% $100<br>Best Buy $2,414.23 24.24% $45<br>Gm Card $1,661.20 17.5% $45<br>NY&CO $1,094.21 24.9% $75<br>Capital One $2,282.55 13.9% $40 |
Member Payment Dependent Notes Series 1038041
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038041 |
$20,000 |
$20,000 |
7.90% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038041. Member loan 1038041 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Hitran Corp. | Debt-to-income ratio: | 5.22% |
Length of employment: | 10+ years | Location: | Flemington, NJ |
Home town: | |||
Current & past employers: | Hitran Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $5000 including mortgage payment |
What is your intended use for the loan proceeds? | Dental implants |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Only for dental implants |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | about $2300 for princical and $1000 for insurance and taxes and $1700 for all other expenses |
Member Payment Dependent Notes Series 1038061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038061 |
$12,000 |
$12,000 |
10.65% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038061. Member loan 1038061 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Anderson Equipment | Debt-to-income ratio: | 17.47% |
Length of employment: | 10+ years | Location: | BRACKNEY, PA |
Home town: | |||
Current & past employers: | Anderson Equipment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,220.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 740 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2519.75 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Monthly payment for all credit debt is 1530. With this loan we are looking to drop the total down by 520 |
Please explain the reason why you carry a large revolving credit balance. | My hours were cut at my job about a year and a half ago. We were using our cards for alot of household things. My company reorganized and I have returned to my normal hours as well as a raise. Since then we have cut up cards and are trying to take hold of our debt. |
Member Payment Dependent Notes Series 1038074
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038074 |
$2,000 |
$2,000 |
12.42% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038074. Member loan 1038074 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,088 / month |
Current employer: | COVAN WORLDWIDE MOVING | Debt-to-income ratio: | 20.79% |
Length of employment: | 3 years | Location: | DOTHAN, AL |
Home town: | |||
Current & past employers: | COVAN WORLDWIDE MOVING | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $2,730.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038090
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038090 |
$6,000 |
$6,000 |
12.69% |
1.00% |
November 25, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038090. Member loan 1038090 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Institute of Medicine | Debt-to-income ratio: | 19.91% |
Length of employment: | 5 years | Location: | ANNAPOLIS, MD |
Home town: | |||
Current & past employers: | Institute of Medicine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I'm hoping to pay off some high interest credit card balances that were incurred when I was a student. I was employed full-time while was in graduate school and have been with the same employer for more than 5 years.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,283.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038094
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038094 |
$10,000 |
$10,000 |
9.91% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038094. Member loan 1038094 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | FIS Global | Debt-to-income ratio: | 20.05% |
Length of employment: | 6 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | FIS Global | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Looking to consolidate the rest of my debt. Finally starting to pull myself out of the hole I dug coming out of college. Got a huge promotion/raise in the last 6 months and lowered my rent/living expense by about $250/month starting in August. This loan will allow me to pay off my debt over the next 3 years while I can be throwing some money in the bank for other purposes. This significantly brings down my interest rate on my remaining debt, which is at 21% on average until this loan.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,811.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1038105
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038105 |
$10,800 |
$10,800 |
13.49% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038105. Member loan 1038105 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | South Florida Workforce | Debt-to-income ratio: | 23.71% |
Length of employment: | < 1 year | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | South Florida Workforce | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $9,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038158
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038158 |
$15,000 |
$15,000 |
14.27% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038158. Member loan 1038158 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Colliers international | Debt-to-income ratio: | 22.03% |
Length of employment: | 5 years | Location: | ELK GROVE, CA |
Home town: | |||
Current & past employers: | Colliers international | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > The loan will be paid EFT every month. In the past 8-9 years, I have not missed any payments on my credit cards or other loans. I have been working in my job for 5 years and our contract was recently renewed. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,286.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1038180
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038180 |
$8,000 |
$8,000 |
6.62% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038180. Member loan 1038180 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | AT&T | Debt-to-income ratio: | 11.80% |
Length of employment: | 2 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > The purpose of this loan is to fund an existing eCommerce venture. Our business needs a micro-loan to fund its short term working capital and expenses. <br><br> Borrower added on 11/22/11 > Due to the risks associated with a business, I will personally guarantee the loan. I continue to work at my current position and have an excellent credit history. I have never been late on any of my monthly payments. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,172.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038223
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038223 |
$4,500 |
$4,500 |
6.62% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038223. Member loan 1038223 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Kimpton Hotels & Restaurants- Jackson 20 | Debt-to-income ratio: | 25.17% |
Length of employment: | 2 years | Location: | Alexandria, VA |
Home town: | |||
Current & past employers: | Kimpton Hotels & Restaurants- Jackson 20 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,868.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1038226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038226 |
$10,000 |
$10,000 |
14.27% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038226. Member loan 1038226 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Sun Sentinel/Career usa (2 jobs) | Debt-to-income ratio: | 11.67% |
Length of employment: | 10+ years | Location: | LAKE WORTH, FL |
Home town: | |||
Current & past employers: | Sun Sentinel/Career usa (2 jobs) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $9,516.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1038230
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038230 |
$12,000 |
$12,000 |
11.71% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038230. Member loan 1038230 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | ps1 contemporary art center | Debt-to-income ratio: | 17.99% |
Length of employment: | 10+ years | Location: | LONG ISLAND CITY, NY |
Home town: | |||
Current & past employers: | ps1 contemporary art center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,632.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay my credit cards off. |
Member Payment Dependent Notes Series 1038274
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038274 |
$17,000 |
$17,000 |
14.65% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038274. Member loan 1038274 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Union Pacific Railroad | Debt-to-income ratio: | 20.90% |
Length of employment: | 1 year | Location: | GALLATIN, MO |
Home town: | |||
Current & past employers: | Union Pacific Railroad | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > fyi: I am not behind nor have I ever been behind on any of my payments. I am just looking for a way to pay my debt off at a faster pace. I am employed with Union Pacific Railroad and previously was a Service Manager for a marina for 6 years. I resigned my position at the marina to persue a career with the railroad. I am a very responsible person just looking for a way to pay debt off faster to help me with saving for my families future. Your funding is greatly appreciated.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,845.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage which includes my insurance and taxes is 460 a month. I pay 190 a month on auto insurance and 16 a month on life insurance. My total household expenses that I pay come to around 1800 a month. |
Please explain the reason why you carry a large revolving credit balance. | Young and dumb! Thats the only way I can put it. I am trying to dig out of a hole but am just trying to find a quicker way of achieving it. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage payment is around 450 a month with a balance of 37500 left on it at 6%. Besides that I make around 400 a month in credit card payments and they range from 12 to 18% with a total of around 13k in debt. Ouch! Like I said was young and dumb and am just looking for a way to dig myself out of a hole. However I do have around 13k in savings. |
Which debts do you plan to pay off with this loan? | Credit cards would be the first followed by the home repair I just had done. I make all my payments on time but it just takes forever to make any ground. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage payment is around 450 a month with a balance of 37500 left on it at 6%. Besides that I make around 400 a month in credit card payments and they range from 12 to 18% with a total of around 13k in debt. Ouch! Like I said was young and dumb and am just looking for a way to dig myself out of a hole. However I do have around 13k in savings. |
Member Payment Dependent Notes Series 1038275
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038275 |
$12,000 |
$12,000 |
12.42% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038275. Member loan 1038275 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,125 / month |
Current employer: | Strictly Business Computer Systems | Debt-to-income ratio: | 13.25% |
Length of employment: | 10+ years | Location: | SOUTH POINT, OH |
Home town: | |||
Current & past employers: | Strictly Business Computer Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $15,360.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038284
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038284 |
$16,000 |
$16,000 |
14.27% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038284. Member loan 1038284 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | at&t | Debt-to-income ratio: | 18.62% |
Length of employment: | 5 years | Location: | PIGGOTT, AR |
Home town: | |||
Current & past employers: | at&t | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Refiancing high interest credit cards into one payment payment. Paying around 1000 dollars a month and not making up any ground never in 10 years have a been late on any payment. This will improve my credit score also. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,916.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1038314
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038314 |
$15,000 |
$15,000 |
12.42% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038314. Member loan 1038314 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | LOTUS COMMUNICATIONS CORP | Debt-to-income ratio: | 15.74% |
Length of employment: | 4 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | LOTUS COMMUNICATIONS CORP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Thanks for funding!<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,274.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1038320
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038320 |
$2,100 |
$2,100 |
17.27% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038320. Member loan 1038320 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,700 / month |
Current employer: | united states navy | Debt-to-income ratio: | 6.49% |
Length of employment: | 4 years | Location: | virginia beach, VA |
Home town: | |||
Current & past employers: | united states navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > the loan in for family things for the holiday.<br><br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,398.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038322
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038322 |
$5,000 |
$5,000 |
9.91% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038322. Member loan 1038322 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,417 / month |
Current employer: | 277 Park Avenue LLC | Debt-to-income ratio: | 10.70% |
Length of employment: | 4 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | 277 Park Avenue LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $17,643.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038354
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038354 |
$7,500 |
$7,500 |
17.58% |
1.00% |
November 29, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038354. Member loan 1038354 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | rule manufacturing | Debt-to-income ratio: | 20.88% |
Length of employment: | 10+ years | Location: | san diego, CA |
Home town: | |||
Current & past employers: | rule manufacturing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/24/11 > my job is extremely steady, and lending club will see me as a good customer, with a low risk<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $995.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | An off road vehicle for the family. I just grew the family business considerably in the past year, with cash assets. Business has been very good, and we expect further growth. |
What are you buying? | An off road vehicle for the family. I just grew the family business considerably in the past year, with cash assets. Business has been very good, and we expect further growth. |
What is your intended use for the loan proceeds? | An off road vehicle for the family. I just grew the family business considerably in the past year, with cash assets. Business has been very good, and we expect further growth. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 800,400,150,no phone bill, 200,200. day care is 200. 1950 total expense. net income of 3220. disposable cash is 1270. Loan helps shore up my credit. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan is for two purposes. Family toy. And an extra way to shore up some credit for near future home purchase. I have disposable cash of between 950 to 1270 a month. |
What is your intended use for the loan proceeds? | An off road vehicle for the family. I just grew the family business considerably in the past year, with cash assets. Business has been very good, and we expect further growth. |
Member Payment Dependent Notes Series 1038453
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038453 |
$5,000 |
$5,000 |
6.62% |
1.00% |
November 25, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038453. Member loan 1038453 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | army | Debt-to-income ratio: | 19.08% |
Length of employment: | 7 years | Location: | wilmington, NC |
Home town: | |||
Current & past employers: | army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > Thanks<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,387.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038476
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038476 |
$10,000 |
$10,000 |
7.51% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038476. Member loan 1038476 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | NuHorizons Electronics | Debt-to-income ratio: | 19.56% |
Length of employment: | 2 years | Location: | WOBURN, MA |
Home town: | |||
Current & past employers: | NuHorizons Electronics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > using funds to consolidate some higher interest credit cards.my job is very stable employment and i always pay my bill on time.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,640.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1038479
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038479 |
$10,000 |
$10,000 |
6.03% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038479. Member loan 1038479 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Care Center Ministries | Debt-to-income ratio: | 19.40% |
Length of employment: | 10+ years | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Care Center Ministries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Purchase vacation property, I always pay my bills on time, my job is very stable<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,601.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I pay the credit card around the first of each month. We just returned from vacation, so there are extra charges on the card. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house payment- 485.42 gasoline-200.00<br>auto loan- 415.00<br>utilities- 170.00<br>insurance- 230.00<br>food- 300.00 |
Member Payment Dependent Notes Series 1038481
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038481 |
$10,000 |
$10,000 |
13.49% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038481. Member loan 1038481 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,500 / month |
Current employer: | ECC Capital Corporation | Debt-to-income ratio: | 16.91% |
Length of employment: | 7 years | Location: | COSTA MESA, CA |
Home town: | |||
Current & past employers: | ECC Capital Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > This loan is being used to restore my classic truck. I have already invested $8,500 into it, and this additional amount will allow me to finish it. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $12,183.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1038542
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038542 |
$2,000 |
$2,000 |
14.27% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038542. Member loan 1038542 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,300 / month |
Current employer: | Cherokee County Schools | Debt-to-income ratio: | 6.74% |
Length of employment: | 1 year | Location: | Ball Ground, GA |
Home town: | |||
Current & past employers: | Cherokee County Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,534.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | consolidation of credit cards |
Please explain the reason why you carry a large revolving credit balance. | Had a major repair that needed to be done on the home that was not covered by insurance. My driveway was eroding under the concrete slab and repair and prevention was needed. |
Please explain the reason why you carry a large revolving credit balance. | Had a major repair that needed to be done on the home that was not covered by insurance. My driveway was eroding under the concrete slab and repair and prevention was needed. |
Member Payment Dependent Notes Series 1038602
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038602 |
$7,000 |
$7,000 |
10.65% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038602. Member loan 1038602 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,040 / month |
Current employer: | Department of the Treasury | Debt-to-income ratio: | 21.06% |
Length of employment: | 2 years | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | Department of the Treasury | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > This loan will be used to help pay off a lingering debt and help to start anew.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1038639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038639 |
$8,000 |
$8,000 |
14.65% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038639. Member loan 1038639 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,250 / month |
Current employer: | shoreone | Debt-to-income ratio: | 3.94% |
Length of employment: | 7 years | Location: | norwalk, CT |
Home town: | |||
Current & past employers: | shoreone | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,569.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | monthly payments is $2000 |
Member Payment Dependent Notes Series 1038642
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038642 |
$7,000 |
$7,000 |
11.71% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038642. Member loan 1038642 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | Rentrak | Debt-to-income ratio: | 4.88% |
Length of employment: | < 1 year | Location: | Portland, OR |
Home town: | |||
Current & past employers: | Rentrak | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,195.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038651
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038651 |
$12,000 |
$12,000 |
12.42% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038651. Member loan 1038651 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,333 / month |
Current employer: | Hospice of the Piedmont | Debt-to-income ratio: | 13.57% |
Length of employment: | 10+ years | Location: | AFTON, VA |
Home town: | |||
Current & past employers: | Hospice of the Piedmont | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > paying off all my credit cards and a personal loan<br> Borrower added on 11/23/11 > paying off all my credit cards and a personal loan<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $9,942.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have just checked my credit report and there are no delinquencies in the last 2 years. |
Member Payment Dependent Notes Series 1038672
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038672 |
$3,800 |
$3,800 |
13.49% |
1.00% |
November 25, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038672. Member loan 1038672 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Texas Attorney General | Debt-to-income ratio: | 6.23% |
Length of employment: | 8 years | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | Texas Attorney General | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/20/11 > This loan will be used to pay off all credit card/revolving debt. <br><br> Borrower added on 11/20/11 > Home inprovements<br><br> Borrower added on 11/20/11 > This will be my only monthly payment obligation besides home payment of $600. <br>Borrower added on 11/20/11 > This loan will be used to pay off all credit card/revolving debt. <br><br> Borrower added on 11/20/11 > Home inprovements<br><br> Borrower added on 11/20/11 > This will be my only monthly payment obligation besides home payment of $600. <br>
A credit bureau reported the following information about this borrower member on November 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $3,714.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My revolving balance is 39% of my available revolving credit right now. This loan will take me to $0.00 revolving credit balance. If you have any other questions, don't hesitate to ask. |
Member Payment Dependent Notes Series 1038701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038701 |
$10,000 |
$10,000 |
11.71% |
1.00% |
November 25, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038701. Member loan 1038701 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,667 / month |
Current employer: | Con Edison | Debt-to-income ratio: | 8.27% |
Length of employment: | 10+ years | Location: | WEST BABYLON, NY |
Home town: | |||
Current & past employers: | Con Edison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > To get back on track!<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $12,385.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038741 |
$1,450 |
$1,450 |
14.27% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038741. Member loan 1038741 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,630 / month |
Current employer: | Xerox Mortgage Services | Debt-to-income ratio: | 6.95% |
Length of employment: | 5 years | Location: | Lawrenceville, GA |
Home town: | |||
Current & past employers: | Xerox Mortgage Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I am applying for this loan to pay off 2 high interest credit cards.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $3,408.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 87.40% | Months Since Last Record: | 29 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I used my cards to pay for car repairs, past due bills and a move. I pay extra monthly to one card and I am on track to pay that off in may. |
Member Payment Dependent Notes Series 1038761
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038761 |
$15,500 |
$15,500 |
14.65% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038761. Member loan 1038761 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,250 / month |
Current employer: | Gwinnett County BOE - Mill Creek HS | Debt-to-income ratio: | 17.56% |
Length of employment: | 10+ years | Location: | Winder, GA |
Home town: | |||
Current & past employers: | Gwinnett County BOE - Mill Creek HS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > Since March 2011, when I took back over the household finances, I have lowered the debt down from $34,000 down to $17000. The reason the loan amount is only $15500 is because after this months payments. The amount needed to pay off the high interest rate cards will be right at that amount. <br><br> Borrower added on 11/23/11 > Also with my tax return, I fully expect to be able to pay off the loan inside of 7 months. And with that I will be totally debt free with the exception of my mortgage.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $17,484.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $3268.02 |
What is the total balance of your credit cards, interest rates and current monthly payments? | $17087.90, 27.99 and 27.24 respectively on the 2 left. I am currently paying $800 per month on hthe card with 6k on it and $1400 per month on the one with 10.8k. |
Member Payment Dependent Notes Series 1038768
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038768 |
$4,200 |
$4,200 |
16.77% |
1.00% |
November 29, 2011 |
December 11, 2016 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038768. Member loan 1038768 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,841 / month |
Current employer: | kohls | Debt-to-income ratio: | 10.65% |
Length of employment: | 7 years | Location: | baxter, MN |
Home town: | |||
Current & past employers: | kohls | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > I will debit the payments from my account every month.<br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,753.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My husband pays our mortgage and utilities I pay for food, and insurance for me and my son. Currently I pay out approx 700. Thats why I need this loan to pay off my medical bill. |
Which debts do you plan to pay off with this loan? | medical |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a medical bill I want to pay off. Mortgage balance is approx 60,000. My husband takes care of all household. I take care of food, and insurance for me and my son and I had a scare and had some tests taken that insurance did not cover. |
Please explain the reason why you carry a large revolving credit balance. | I had alot of medical tests and charges because of that. My cc bills are all paid on time every month. That is why I need this loan to pay off medical so I can start paying off cc |
Member Payment Dependent Notes Series 1038889
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038889 |
$15,000 |
$15,000 |
13.49% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038889. Member loan 1038889 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Pepsi Beverage Company | Debt-to-income ratio: | 18.18% |
Length of employment: | 4 years | Location: | New Rochelle, NY |
Home town: | |||
Current & past employers: | Pepsi Beverage Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,532.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | The loan is covering the reception portion of my wedding. All other expenses have been paid for out of our pockets. |
What portion of your wedding expenses does this loan represent? | The loan is covering the reception portion of my wedding. All other expenses have been paid for out of our pockets. |
How are you paying for other wedding expenses not covered by this loan? | All other wedding expenses have been covered by my fiance and myself. The loan is only covering the reception portion. |
Please explain the reason why you carry a large revolving credit balance. | There is a large revolving credit balance on my account due to activities from when I was younger and not wise with my spending. I have worked towards eliminating other credit card balances and I am currently working on eliminating the current credit cards now. |
Member Payment Dependent Notes Series 1038900
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038900 |
$10,000 |
$10,000 |
16.77% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038900. Member loan 1038900 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | State of California | Debt-to-income ratio: | 4.24% |
Length of employment: | 2 years | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | State of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > Consolidating 3 credit cards into one loan with the savings going towards savings. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $5,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: $259,000. 6%<br>Line of credit: $4,000. 19%<br>Credit Card 1: $4,000 22%<br>Credit Card 2: $300.00. 22%<br>Credit Card 3: $450.00. 22%<br><br>Have a good day |
Member Payment Dependent Notes Series 1038907
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038907 |
$7,200 |
$7,200 |
13.49% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038907. Member loan 1038907 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,500 / month |
Current employer: | Gifts By Design | Debt-to-income ratio: | 12.12% |
Length of employment: | < 1 year | Location: | Seattle, WA |
Home town: | |||
Current & past employers: | Gifts By Design | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $81,405.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1038914
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038914 |
$6,000 |
$6,000 |
6.03% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038914. Member loan 1038914 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | US Navy | Debt-to-income ratio: | 1.32% |
Length of employment: | 10+ years | Location: | Temecula, CA |
Home town: | |||
Current & past employers: | US Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > The plan is to do a couple of debt consolidations into 1 payment. I have excellent credit and pay bills on time. I work for the Federal government so I have a secure job.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,391.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I 'm sorry but I am not sure what you mean, my ignorance. Would you please be more specific? Thank you. |
Member Payment Dependent Notes Series 1038931
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038931 |
$14,000 |
$14,000 |
12.69% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038931. Member loan 1038931 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | UNINATIONAL CORPORATION | Debt-to-income ratio: | 14.73% |
Length of employment: | 10+ years | Location: | LONG BEACH, CA |
Home town: | |||
Current & past employers: | UNINATIONAL CORPORATION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,385.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i do not pay the rent portion, i do pay the remaining expenses, utilities, phone, auto insurance, roughly 500.00 monthly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | no rent, do not own a home, i pay utilities, no taxes, and auto insurance, roughly 500.00 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards only, purpose of loan to pay off high interest cards, and any other small expenses i can, to start saving, i have a 13 year secure job, and make a good yearly wage, roughly paying monthly on credit cards now 700.00 monthly |
Member Payment Dependent Notes Series 1038970
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038970 |
$5,575 |
$5,575 |
6.62% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038970. Member loan 1038970 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,400 / month |
Current employer: | All American Flags and Banners | Debt-to-income ratio: | 21.17% |
Length of employment: | 5 years | Location: | austin, TX |
Home town: | |||
Current & past employers: | All American Flags and Banners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I have held a stable job for over 5 years. I recently graduated from college and will use these funds to consolidate debts. I am a great borrower!<br> Borrower added on 11/23/11 > I would like to add that I am very appreciative of the lenders out there that are helping people like me to reach financial freedom. I always make my payments on time and work very hard at my career.<br> Borrower added on 11/26/11 > I plan to pay this off in 2 years ideally. With the low interest rate I can Afford to make larger payments and take care of debt faster.<br><br> Borrower added on 11/26/11 > I plan to pay this off in 2 years ideally. With the low interest rate I can Afford to make larger payments and take care of debt faster.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,756.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1038980
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1038980 |
$12,000 |
$12,000 |
10.65% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1038980. Member loan 1038980 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Woodland Heights | Debt-to-income ratio: | 15.56% |
Length of employment: | 8 years | Location: | LUFKIN, TX |
Home town: | |||
Current & past employers: | Woodland Heights | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > Paying off credit card debt.<br><br> Borrower added on 11/23/11 > I was really hopeful for a lower interest rate. I would like to refer some family members, I will follow the links on the site.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,296.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was using credit cards instead of student loans to pay for mine and my husbands education. He now has his associates degree and I have my bachelors degree. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 950<br>utilities 300<br>phone-50<br>food 100 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage 950, taxes and insurance included |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 350, i play to take this loan and pay the credit cards in full and then repay this loan over the next 3 years. I am looking at the lower interest rate. |
Member Payment Dependent Notes Series 1039020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039020 |
$8,000 |
$8,000 |
6.03% |
1.00% |
November 25, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039020. Member loan 1039020 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,625 / month |
Current employer: | n/a | Debt-to-income ratio: | 0.57% |
Length of employment: | n/a | Location: | Delray Beach, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I'm planning on using the proceeds of this loan for debt consolidation for my family. I'm very proud of my long and stellar credit history. I have always paid my debts in a timely manner.<br>
A credit bureau reported the following information about this borrower member on November 3, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $248.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1039098
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039098 |
$8,000 |
$8,000 |
16.29% |
1.00% |
November 25, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039098. Member loan 1039098 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,000 / month |
Current employer: | Santa Clara University | Debt-to-income ratio: | 3.84% |
Length of employment: | 10+ years | Location: | Vacaville, CA |
Home town: | |||
Current & past employers: | Santa Clara University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1039247
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039247 |
$5,000 |
$5,000 |
7.51% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039247. Member loan 1039247 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Simplikate | Debt-to-income ratio: | 3.70% |
Length of employment: | < 1 year | Location: | Greenacres, FL |
Home town: | |||
Current & past employers: | Simplikate | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I am relocating from NYC to Miami and will use the money to cover moving expenses associated with renting a nerd apartment and moving costs.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,312.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | Unfortunatly my new company will not be reimbursing me any costs associated with moving. |
Member Payment Dependent Notes Series 1039261
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039261 |
$3,800 |
$3,800 |
18.25% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039261. Member loan 1039261 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | heartshare human service of new york | Debt-to-income ratio: | 19.11% |
Length of employment: | 4 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | heartshare human service of new york | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,889.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1039299
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039299 |
$2,400 |
$2,400 |
17.27% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039299. Member loan 1039299 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,107 / month |
Current employer: | Publix Supermarkets | Debt-to-income ratio: | 8.76% |
Length of employment: | 5 years | Location: | Sarasota, FL |
Home town: | |||
Current & past employers: | Publix Supermarkets | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,096.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is only $225.00 because my fiance, myself, my mother, grandmother, brother and his girlfriend all live under one roof now so that we help each other get out of debt. My car was given to me by my grandmother when she paid it off, so I only pay for gas, but live within 2 miles of my job so I either walk or drive-depending on weather. The utilities are split 6 ways so mine ends up being around 85.00-98.00 a month + my fiance and I split our cell phone bill so roughly 57.00 + food, which we all put in $25.00 a week (equals $150.00) so we are not constantly at the store. We plan for the following week. My car insurance is 59.96 a month. It's very basic State Farm plan that I, my mother, and my grandmother are on together. The loan I have asked for is to help me get rid of everything I can that has a balance and put into one monthly low payment that way we will be able to save money and buy our first home next year. |
Please explain the reason why you carry a large revolving credit balance. | The only large revolving credit balance that I have accrued is my Capital One which is $935.05. My fiance decided to add me as an authorized user on his Amazon credit card (balance of alittle over $2,000.00) which destroyed my credit score-one year ago 724, this year-671. My Capital One is only high because the beginning of this year I finally paid it off and then my grandmother went into the hospital so I couldn't work for almost a month and needed to pay rent, bills, insurance someway. So I had to put it all on my card, plus the cost of food at the hospital. It eventually racked up to where I couldn't pay it off all at once anymore. I hope this answered your question, please let me know if you have anymore, thanks. |
Member Payment Dependent Notes Series 1039318
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039318 |
$8,000 |
$8,000 |
7.90% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039318. Member loan 1039318 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Logic Planet Inc | Debt-to-income ratio: | 9.32% |
Length of employment: | < 1 year | Location: | Carol Stream, IL |
Home town: | |||
Current & past employers: | Logic Planet Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,752.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1039330
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039330 |
$8,000 |
$8,000 |
7.51% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039330. Member loan 1039330 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Western Digital | Debt-to-income ratio: | 7.71% |
Length of employment: | 2 years | Location: | La Mirada, CA |
Home town: | |||
Current & past employers: | Western Digital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > After seeing my credit card debt slowly creep down, I decided to get more serious. I've paid off one card entirely and done a balance transfer from one to the other at 3% for the life of the transfer. I know I can pay off the rest at 12.99% APR in three years with no effort, but this loan at 9.59% APR will allow me to pay off all the cards and cancel a card I haven't used in 3 years--improving my credit and increasing my security.<br><br>Because I don't plan to decrease the amount I have budgeted for debt reduction, this loan will allow me to pay off my debt in only 2 years.<br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,720.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1039406
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039406 |
$23,000 |
$23,000 |
13.49% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039406. Member loan 1039406 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Impressions Group | Debt-to-income ratio: | 22.63% |
Length of employment: | 10+ years | Location: | SILVERDALE, WA |
Home town: | |||
Current & past employers: | Impressions Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,075.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All credit card debts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-$650.00, car payment - $540.00, utilities-$150.00, life/auto/-insurance-$130.00, food-$300.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | rent-$650.00, car payment - $540.00, utilities-$150.00, life/auto/-insurance-$130.00, food-$300.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOA - $8500-int-21%- loan payment $550.00 per month, Cap 1 - $4300.00-int 24%-$120.00 pre month, Cap 1 - $2600.00-int 24%-$60.00 pre month, macys-$1800, int 16%-$65.00 per month, citi card-$1400.00-int-14% $60.00 per month, KCU visa - $3600.00 int 13% 120.00 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOA - $8500-int-21%- loan payment $550.00 per month, Cap 1 - $4300.00-int 24%-$120.00 pre month, Cap 1 - $2600.00-int 24%-$60.00 pre month, macys-$1800, int 16%-$65.00 per month, citi card-$1400.00-int-14% $60.00 per month, KCU visa - $3600.00 int 13% 120.00 per month |
Which debts do you plan to pay off with this loan? | All credit card debts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOA - $8500-int-21%- loan payment $550.00 per month, Cap 1 - $4300.00-int 24%-$120.00 pre month, Cap 1 - $2600.00-int 24%-$60.00 pre month, macys-$1800, int 16%-$65.00 per month, citi card-$1400.00-int-14% $60.00 per month, KCU visa - $3600.00 int 13% 120.00 per month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-$650.00, car payment - $540.00, utilities-$150.00, life/auto/-insurance-$130.00, food-$300.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOA - $8500-int-21%- loan payment $550.00 per month, Cap 1 - $4300.00-int 24%-$120.00 pre month, Cap 1 - $2600.00-int 24%-$60.00 pre month, macys-$1800, int 16%-$65.00 per month, citi card-$1400.00-int-14% $60.00 per month, KCU visa - $3600.00 int 13% 120.00 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOA - $8500-int-21%- loan payment $550.00 per month, Cap 1 - $4300.00-int 24%-$120.00 pre month, Cap 1 - $2600.00-int 24%-$60.00 pre month, macys-$1800, int 16%-$65.00 per month, citi card-$1400.00-int-14% $60.00 per month, KCU visa - $3600.00 int 13% 120.00 per month |
Member Payment Dependent Notes Series 1039410
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039410 |
$7,200 |
$7,200 |
8.90% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039410. Member loan 1039410 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Pitney Bowes | Debt-to-income ratio: | 10.62% |
Length of employment: | 4 years | Location: | SAN FRANCISCO, CA |
Home town: | |||
Current & past employers: | Pitney Bowes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,407.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Amex 1,500 (min payment 45 per month) visa 5,000 (min payment 81 per month) MasterCard 3000 (min payment 51 per month) |
Member Payment Dependent Notes Series 1039521
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039521 |
$15,000 |
$15,000 |
17.58% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039521. Member loan 1039521 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,417 / month |
Current employer: | Dept. of Housing & Urban Development | Debt-to-income ratio: | 4.38% |
Length of employment: | 7 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Dept. of Housing & Urban Development | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $7,781.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1,000.00+- My house in front is a rental property. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $10,000.00. 24% Chase, HSBC, Best Buys, Capital One, Target. To make my high rates to lowest rates. |
Which debts do you plan to pay off with this loan? | Chase bank. |
Member Payment Dependent Notes Series 1039555
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039555 |
$6,000 |
$6,000 |
7.90% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039555. Member loan 1039555 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.13% |
Length of employment: | n/a | Location: | BOLIVIA, NC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $25,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1039581
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039581 |
$2,100 |
$2,100 |
14.65% |
1.00% |
November 25, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039581. Member loan 1039581 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | geico | Debt-to-income ratio: | 7.66% |
Length of employment: | 5 years | Location: | jacksonville, FL |
Home town: | |||
Current & past employers: | geico | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,502.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | 101 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1039609
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039609 |
$11,200 |
$11,200 |
14.27% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039609. Member loan 1039609 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Travelers Insurance | Debt-to-income ratio: | 13.51% |
Length of employment: | 6 years | Location: | West Hartford, CT |
Home town: | |||
Current & past employers: | Travelers Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,221.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1039635
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039635 |
$5,600 |
$5,600 |
6.03% |
1.00% |
November 25, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039635. Member loan 1039635 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Mercury Marine | Debt-to-income ratio: | 16.29% |
Length of employment: | 6 years | Location: | Fond du Lac, WI |
Home town: | |||
Current & past employers: | Mercury Marine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,071.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Was due to being unemployed in the past and looking for work while having to support myself. I've now been employed for over 6 years now full time in a large and stable company. Half worked off more than half the debt that I owed, and will continue to work on the rest. Thank you! |
Member Payment Dependent Notes Series 1039671
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039671 |
$10,000 |
$10,000 |
10.65% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039671. Member loan 1039671 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.15% |
Length of employment: | 10+ years | Location: | HONOLULU, HI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/22/11 > I am self employed with steady income in the limousine tour business for over 30 years. <br><br>I want to pay off my higher interest fee credit card with this loan and save a little on the side for a rainy day. <br>
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1039688
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039688 |
$3,000 |
$3,000 |
7.51% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039688. Member loan 1039688 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | Barnes and Noble College | Debt-to-income ratio: | 14.89% |
Length of employment: | 2 years | Location: | Costa Mesa, CA |
Home town: | |||
Current & past employers: | Barnes and Noble College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $1,552.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1039802
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039802 |
$15,000 |
$15,000 |
11.71% |
1.00% |
November 29, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039802. Member loan 1039802 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,817 / month |
Current employer: | Bell Taxi management.Inc | Debt-to-income ratio: | 9.73% |
Length of employment: | 10+ years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | Bell Taxi management.Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1039833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039833 |
$6,250 |
$6,250 |
7.90% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039833. Member loan 1039833 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,750 / month |
Current employer: | Starbucks | Debt-to-income ratio: | 21.77% |
Length of employment: | 6 years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | Starbucks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > This loan will be used to help me pay off my credit card debt. I want a low interest loan with set monthly payments. I believe this loan will help me get my debt under control.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,181.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses add up to about $1200 a month. I am never late on any payments, I am just trying to get rid of my credit card debt. |
Member Payment Dependent Notes Series 1039849
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039849 |
$3,500 |
$3,500 |
9.91% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039849. Member loan 1039849 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | WELLS FARGO BANK, N.A. | Debt-to-income ratio: | 20.71% |
Length of employment: | 10+ years | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | WELLS FARGO BANK, N.A. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,140.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1039868
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1039868 |
$6,000 |
$6,000 |
12.42% |
1.00% |
November 28, 2011 |
December 6, 2014 |
December 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1039868. Member loan 1039868 was requested on November 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,125 / month |
Current employer: | AMBI Mail and Marketing | Debt-to-income ratio: | 24.99% |
Length of employment: | 6 years | Location: | Casper, WY |
Home town: | |||
Current & past employers: | AMBI Mail and Marketing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,053.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1040000
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040000 |
$10,000 |
$10,000 |
12.42% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040000. Member loan 1040000 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Medstar Health | Debt-to-income ratio: | 19.86% |
Length of employment: | 3 years | Location: | JARRETTSVILLE, MD |
Home town: | |||
Current & past employers: | Medstar Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > I am looking to lump all of my high interest credit cards into one payment and pay them off as quick as possible. This is an ideal way to do that with only 1 payment per month and knowing its only 3 years. I do hope to pay it off prior to the 3 years.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $17,700.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1040032
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040032 |
$12,000 |
$12,000 |
12.42% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040032. Member loan 1040032 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,417 / month |
Current employer: | TriHealth | Debt-to-income ratio: | 9.69% |
Length of employment: | 6 years | Location: | CINCINNATI, OH |
Home town: | |||
Current & past employers: | TriHealth | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $24,005.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1040121
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040121 |
$10,000 |
$10,000 |
11.71% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040121. Member loan 1040121 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Sanctuary Resort & Spa | Debt-to-income ratio: | 12.16% |
Length of employment: | 2 years | Location: | SCOTTSDALE, AZ |
Home town: | |||
Current & past employers: | Sanctuary Resort & Spa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $7,767.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1040144
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040144 |
$10,000 |
$10,000 |
16.77% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040144. Member loan 1040144 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,417 / month |
Current employer: | Bimbo Bakeries USA | Debt-to-income ratio: | 11.13% |
Length of employment: | 9 years | Location: | SAYREVILLE, NJ |
Home town: | |||
Current & past employers: | Bimbo Bakeries USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,998.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 14K at 25% on 1 card and the payments ranges from 320 to 360 monthly. |
Which debts do you plan to pay off with this loan? | I plan to pay down the 14K at 25% and pay remainder at year end. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Company car reduces transportation costs, all the rest 1500 per/month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The mortgage,utilities,taxes and line of credit are 2700 per/month. I am currently settling a family members estate and plan to pay this loan back in full by the 1st quarter of 2012. |
Please explain the reason why you carry a large revolving credit balance. | I increased the balance due to an emergency which needed funding. |
Member Payment Dependent Notes Series 1040170
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040170 |
$11,125 |
$11,125 |
13.49% |
1.00% |
November 28, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040170. Member loan 1040170 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Southwestern Oregon Community College | Debt-to-income ratio: | 15.63% |
Length of employment: | 4 years | Location: | coos bay, OR |
Home town: | |||
Current & past employers: | Southwestern Oregon Community College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > someone asked a question but it did not come through. <br>When my debt is paid off, I would like to become an investor. It would be nice to rebuild a nest egg and give back.<br>this kind of reminds me of the old movie "Its a Wonderful Life".<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1971 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $5,797.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage 1110 that includes property taxes.. boat 350, utilities electric 200 flat rate monthly, phone, internet 150, garbage 70, credit union mc 200, insurances-health and life and auto, 1000. one debit card visa 200. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage-138000, 5 3/4 % 30 year fixed boat 29000 9% 7 years to go,<br>credit card-Credit Union 4300 pay 200 monthly and USBank Visa 5000, pay 150 monthly, |
Which debts do you plan to pay off with this loan? | Visa and Credit Union Master Card to finish off those unsecured debts...then work on this one so I can retire in 2 years with very little debt...just housing and boat to make a living... |
If you have a delinquency in the last 2 years, please explain the reason. | in 2006, was laid off in Omaha moved to Portland for a job...had house in Nebraska on market for 4 years, wiped out all my savings etc. to keep making those payments on the house there and the current mortgage on a much smaller house with a much lower mortgage,<br>two older children that had emergency surgeries and no insurance. had large debts from this. Negotiated with B of A and Capitol One. on debts of 99000 down to 60000 and paid off this debt in two years..cut up credit cards, .sold house in Omaha for 30,000 loss...all current debts such as mortgages etc. on automatic payments thru my bank. paid off truck and trailer in full and on time. Have been working on debt reduction now for 2 1/2 years. My next goal is to pay off the credit union MC and the USBank Visa cards with high interest. With this loan, I will be able to pay this off and other than the house mortgage and the boat payment I should be credit debt free. Have set up a savings program and have been living on a strict budget now for 2 1/2 years... |
If you have a delinquency in the last 2 years, please explain the reason. | in 2006, was laid off in Omaha moved to Portland for a job...had house in Nebraska on market for 4 years, wiped out all my savings etc. to keep making those payments on the house there and the current mortgage on a much smaller house with a much lower mortgage,<br>two older children that had emergency surgeries and no insurance. had large debts from this. Negotiated with B of A and Capitol One. on debts of 99000 down to 60000 and paid off this debt in two years..cut up credit cards, .sold house in Omaha for 30,000 loss...all current debts such as mortgages etc. on automatic payments thru my bank. paid off truck and trailer in full and on time. Have been working on debt reduction now for 2 1/2 years. My next goal is to pay off the credit union MC and the USBank Visa cards with high interest. With this loan, I will be able to pay this off and other than the house mortgage and the boat payment I should be credit debt free. Have set up a savings program and have been living on a strict budget now for 2 1/2 years... |
Which debts do you plan to pay off with this loan? | Visa and Credit Union Master Card to finish off those unsecured debts...then work on this one so I can retire in 2 years with very little debt...just housing and boat to make a living... |
Member Payment Dependent Notes Series 1040232
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040232 |
$2,500 |
$2,500 |
15.96% |
1.00% |
November 29, 2011 |
December 10, 2014 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040232. Member loan 1040232 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,207 / month |
Current employer: | Sodexo - Ursinus College | Debt-to-income ratio: | 20.61% |
Length of employment: | 10+ years | Location: | Hatfield, PA |
Home town: | |||
Current & past employers: | Sodexo - Ursinus College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $26,122.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have two college age children and incurred expenses helping them with college as well as co-signing for student loans for them. I have been actively paying extra on each of my credit accounts as well as my auto loan - I have been able to pay off two of my credit cards now with zero balances and have paid down three others and they are almost paid off. I am working extremely hard to get my balances paid off. Thanks |
What is your intended use for the loan proceeds? | I would use the proceeds to pay off my auto loan which is 451 a month - I am trying to reduce my monthly obligations to give me more cash flow so as to be able to continue to reduce my credit accounts I have been paying extra each month to pay this off and would like to pay it off now and move on to paying off other items. Thanks |
Member Payment Dependent Notes Series 1040256
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040256 |
$12,000 |
$12,000 |
11.71% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040256. Member loan 1040256 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Premier Studios of ca. | Debt-to-income ratio: | 16.80% |
Length of employment: | 8 years | Location: | FRESNO, CA |
Home town: | |||
Current & past employers: | Premier Studios of ca. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/28/11 > BEEN AT MY JOB FOR OVER 8 YEARS<br>PAY ALL MY BILLS ON TIME <br>JUST NEED TO GET RID OF HIGH INTREST RATE CREDIT CARD BILLS<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,436.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | JUST CREDIT CARDS AROUND 500.00 A MONTH TOTAL |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 200.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 0 |
Member Payment Dependent Notes Series 1040330
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040330 |
$12,000 |
$12,000 |
12.42% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040330. Member loan 1040330 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,200 / month |
Current employer: | Shaklee Corporation | Debt-to-income ratio: | 16.85% |
Length of employment: | 5 years | Location: | Dublin, CA |
Home town: | |||
Current & past employers: | Shaklee Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > I will use this loan to payoff my credit cards which all have a higher rate interest than this loan so I will be saving a lot of money if approved.<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,900.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1040373
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040373 |
$6,800 |
$6,800 |
20.30% |
1.00% |
November 28, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040373. Member loan 1040373 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Pepsico | Debt-to-income ratio: | 24.21% |
Length of employment: | 7 years | Location: | DALLAS, TX |
Home town: | |||
Current & past employers: | Pepsico | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $400 |
Member Payment Dependent Notes Series 1040382
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040382 |
$15,000 |
$15,000 |
14.27% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040382. Member loan 1040382 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | SYSVA | Debt-to-income ratio: | 17.46% |
Length of employment: | 6 years | Location: | PETERSBURG, VA |
Home town: | |||
Current & past employers: | SYSVA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > I will be paying off all of my creditors<br> Borrower added on 11/28/11 > By paying off all my high interest credit cards and loans and consolidating them I will have an extra $600-$700 a month <br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,175.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All of them. Credit cards, departments store cards, and a personal loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe a total of $14,000 to $15,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | all ready answered |
Member Payment Dependent Notes Series 1040399
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040399 |
$8,000 |
$8,000 |
18.25% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040399. Member loan 1040399 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | NYU Langone Medical Center | Debt-to-income ratio: | 6.00% |
Length of employment: | < 1 year | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | NYU Langone Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > Pay off chase and Citibank<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,450.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay $120 a month on transportation. I just graduated college and this is my first real job. My job pays for my phone and because I still live at home, I do not pay for rent and utilities. |
Please explain the reason why you carry a large revolving credit balance. | I worked throughout college at a part-time job. I did not make a lot so everything I needed I put on the credit cards. Now that I work full time I am capable of paying them off, but the interest rates are high. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe $2900 on a chase credit card and $4300 to Citibank. I pay about $80 a month on interest. The minimum payments for chase is $60 and for Citibank it's $90. Although, I always pay more than my minimum payment due. |
Member Payment Dependent Notes Series 1040440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040440 |
$1,200 |
$1,200 |
12.42% |
1.00% |
November 28, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040440. Member loan 1040440 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | valrico state bank | Debt-to-income ratio: | 18.95% |
Length of employment: | 9 years | Location: | valrico, FL |
Home town: | |||
Current & past employers: | valrico state bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > I need l200 for $500 ins deductible & dental health<br>expenses<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $12,515.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | 113 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1040574
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040574 |
$10,000 |
$10,000 |
10.65% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040574. Member loan 1040574 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,322 / month |
Current employer: | illinois secretary of state | Debt-to-income ratio: | 19.74% |
Length of employment: | 8 years | Location: | east moline, IL |
Home town: | |||
Current & past employers: | illinois secretary of state | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/23/11 > thank you<br><br> Borrower added on 11/23/11 > thank you<br> Borrower added on 11/25/11 > HAPPY HOLIDAYS!<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,768.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1040577
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040577 |
$18,000 |
$18,000 |
15.27% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040577. Member loan 1040577 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,881 / month |
Current employer: | U.S. Customs and Border Protection | Debt-to-income ratio: | 20.19% |
Length of employment: | 10+ years | Location: | LAREDO, TX |
Home town: | |||
Current & past employers: | U.S. Customs and Border Protection | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > I plan to use this loan to pay off high interest credit card debts and a personal loan.<br><br>I am not a high risk borrower. I make my payments on time and always pay more than the minimum. Your automatic withdrawl makes payments easier due to not having to mess with checks or telephone payments.<br><br>With the approval of this loan I will be able to increase my budget by about $200.00 and most of all be debt free within three years. Paying high interest credit cards seems to have no end in sight on when that debt is payed. I plan on destroyin the cards due to the most recent percentage increases this last year.<br><br>I have worked most of my life. I served my country for 12 active duty military, 6 years of working state government and 12 years of working for the federal government. I don't believe there is a more stable employer then the federal government, especially with seniority.<br><br><br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Credit cards: Total=$13,950 Int rates= 19.99% - 25.9% = Monthly payments= $493.00<br><br>I also have a loan that I took out to help one of my children out of a bind that I would like to payoff.<br><br>Balance= $3,984.00 Payment = $360.00<br><br>Combined Dept = $17,934 Monthly Total Payments = $791.00 Minimum, always pay more with exception of the loan payment of $360.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent small apartment with garage from landlord. Total expenses $400.00, utilities paid. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA $6,738.00 22.40% $195.00<br>VISA $1,964.00 22.99% $ 55.00<br>VISA $ 923.00 19.99% $ 45.00<br>VISA $1,615.00 20.99% $ 50.00<br>MC $2,709.00 25.90% $100.00<br><br>Personal Loan: $3,984.00 11.90% $360.00 |
Member Payment Dependent Notes Series 1040578
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040578 |
$3,000 |
$3,000 |
12.42% |
1.00% |
November 28, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040578. Member loan 1040578 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,292 / month |
Current employer: | bette&cring llc | Debt-to-income ratio: | 16.20% |
Length of employment: | 5 years | Location: | DOLGEVILLE, NY |
Home town: | |||
Current & past employers: | bette&cring llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $5,989.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I currently carry a large credit balance because my wife's car sustained some considerable damage that wasn't covered by our insurance. So i was left to pay out of pocket and unable to use the surplus money to pay off my credit balance. |
What is your intended use for the loan proceeds? | To pay off higher interest credit cards. |
Member Payment Dependent Notes Series 1040716
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040716 |
$12,000 |
$12,000 |
12.69% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040716. Member loan 1040716 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Kelman Data Management | Debt-to-income ratio: | 12.48% |
Length of employment: | 2 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Kelman Data Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > I am trying to pay off my credit cards that just increased their interest rate due to no fault of my own. Im a good borrower because i pay on time, every time. My job is very stable, I have been there almost 3 years. I honestly need help getting out from under the credit card company strangle hold and get to be debt free <br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,037.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1040854
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040854 |
$4,000 |
$4,000 |
11.71% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040854. Member loan 1040854 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,749 / month |
Current employer: | morton grinding, inc. | Debt-to-income ratio: | 12.37% |
Length of employment: | 6 years | Location: | NORTHRIDGE, CA |
Home town: | |||
Current & past employers: | morton grinding, inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,512.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | the total amount of my credit is $8430.34 from 7 credit companies with APR ranging from 17.90% to 27.24%. and I pay a total of $400.00 every month on these 7 credit cards |
What is your intended use for the loan proceeds? | i intend to refinance my credit. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | i will use the loan to refinance my credit cards...i originally applied for a $8,000 loan to pay off all my credit cards but i was just approved for $4,000. so i'll have to consider first which credit cards should be prioritized in refinancing. but definitely, those credit cards with high APR will be the ones to be allocated. |
Member Payment Dependent Notes Series 1040872
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040872 |
$7,000 |
$7,000 |
14.27% |
1.00% |
November 29, 2011 |
December 7, 2014 |
December 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040872. Member loan 1040872 was requested on November 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | gws | Debt-to-income ratio: | 10.91% |
Length of employment: | 4 years | Location: | CHANTILLY, VA |
Home town: | |||
Current & past employers: | gws | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,543.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1040932
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1040932 |
$5,000 |
$5,000 |
14.65% |
1.00% |
November 29, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1040932. Member loan 1040932 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | NAPP | Debt-to-income ratio: | 13.06% |
Length of employment: | < 1 year | Location: | Hillsborough, NJ |
Home town: | |||
Current & past employers: | NAPP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/24/11 > Debt consolidation loan. Plan on paying half off after Holidays!<br>
A credit bureau reported the following information about this borrower member on November 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,611.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had made a poor financial choice and have since learned from my mistake. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $4000 cc 21apr $2000 cc 21apr |
Member Payment Dependent Notes Series 1041101
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041101 |
$1,800 |
$1,800 |
7.51% |
1.00% |
November 29, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041101. Member loan 1041101 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Chase | Debt-to-income ratio: | 28.31% |
Length of employment: | 10+ years | Location: | New Hyde park, NY |
Home town: | |||
Current & past employers: | Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > Short-term loan need to get thru the additional expenses of the holiday season<br> Borrower added on 11/25/11 > Been with the same company for 17+years and have never been late on any payment<br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $46,014.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am not proud of it but the reason why was because I went thru a divorce, had 2 children and a house to support. I am working thru all of this and I have never been late on any payment that was due. |
Member Payment Dependent Notes Series 1041149
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041149 |
$2,700 |
$2,700 |
14.27% |
1.00% |
November 28, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041149. Member loan 1041149 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Phill Razitano | Debt-to-income ratio: | 24.60% |
Length of employment: | 3 years | Location: | Pittsburgh, PA |
Home town: | |||
Current & past employers: | Phill Razitano | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,051.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I bought a motorcycle & some personal stuff.. |
What is your intended use for the loan proceeds? | To pay off two credit cards that are really high in interest . They are at 24.99% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses is about $250 because my rent is free & transportation is free. |
Member Payment Dependent Notes Series 1041173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041173 |
$7,500 |
$7,500 |
12.69% |
1.00% |
November 29, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041173. Member loan 1041173 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Transportation security administration | Debt-to-income ratio: | 15.21% |
Length of employment: | 9 years | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | Transportation security administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > i am getting this loan to combine all my credit cards into a single bill. i also have letters all ready and stamped to each credit card closing my accounts on completion of getting this loan. i will NOT double dip and keep my cards after getting this loan. i want to pay a single creditor vs 5.<br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,144.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | 89 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1041201
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041201 |
$18,000 |
$18,000 |
17.58% |
1.00% |
November 29, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041201. Member loan 1041201 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,125 / month |
Current employer: | Georgia Power Company | Debt-to-income ratio: | 17.67% |
Length of employment: | 3 years | Location: | Austell, GA |
Home town: | |||
Current & past employers: | Georgia Power Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/24/11 > I plan to use the funds to payoff all credit cards and debt I have.<br>My goal is to be debt free in 3 years. Then to help my daughter attend college.<br>I have a very stable job in the utility industry.<br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,142.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card - chase 10k 17monthly payment $$160.00 interest rates:17%<br>Capitalone $2k monthly payment $55 interest rate: 21%<br>Old navy cc $2k monthly payment 21%<br>Student loans: 70k monthly payments $541.00 7.875%<br>Mortgage: $1100<br>Line of credit: $4k monthly payment $98 |
Which debts do you plan to pay off with this loan? | I plan to pay off chase credit cards and line of credit and capitalone credit card and old navy credit card. |
Member Payment Dependent Notes Series 1041316
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041316 |
$5,000 |
$5,000 |
11.71% |
1.00% |
November 29, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041316. Member loan 1041316 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,792 / month |
Current employer: | BNY Mellon | Debt-to-income ratio: | 11.42% |
Length of employment: | 2 years | Location: | MONROEVILLE, PA |
Home town: | |||
Current & past employers: | BNY Mellon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > I plan to use these funds to pay off my high interest revolving debt balance and close out the majority of the revolving accounts. <br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,833.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total current monthly expenses are $1,850. |
Please explain the reason why you carry a large revolving credit balance. | In my first post college job, the company I was employed at was the victim of he economy and I was forced to rely heavily on revolving credit to maintain my living. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: $4,800, monthly payments total to around $200 as I pay more than the minimum, the average interest rate is in the realm of 18%. <br>Student Loans: Total balance of $46,500, average interest rate of 6.5%. Partially in post graduation deferment from my master degree, once deferment period has ended the monthly payment is estimated to be $245/month. |
What is your intended use for the loan proceeds? | I plan to use these funds to pay off my high interest revolving debt balance and close out the majority of the revolving accounts. |
Member Payment Dependent Notes Series 1041357
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041357 |
$6,000 |
$6,000 |
8.90% |
1.00% |
November 29, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041357. Member loan 1041357 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | canonsburg Hospital | Debt-to-income ratio: | 1.05% |
Length of employment: | 1 year | Location: | wellsburg, WV |
Home town: | |||
Current & past employers: | canonsburg Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > I sincerly need your help getting rid of this credit card and get it paid off. I am in the process of taking my state nursing boards and need a fresh start. The interest rates on my credit card are so high and its killing me and my credit. Please help! I will stand by my word and you wont regret your investment.<br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,036.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay my credit card off and save money from the high interest. |
Member Payment Dependent Notes Series 1041507
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041507 |
$10,000 |
$10,000 |
16.77% |
1.00% |
November 29, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041507. Member loan 1041507 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | mandalay bay resort casino | Debt-to-income ratio: | 9.57% |
Length of employment: | 10+ years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | mandalay bay resort casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/24/11 > loan is for to cosolidate other credit cards<br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $7,691.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1,care credit card (GE) ,used it for some dental work, and the balance is around $4,500 with 29%,and largest of my debt other than my mortgage balance which is $98,000 with a payment of $709.00 @ 5.5%.<br>2,four credit cards with average balnce of a thousand and two of them have 0% intro rate untill next year which i used for furniture perchas.<br> thank you !!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1,care credit card (GE) ,used it for some dental work, and the balance is around $4,500 with 29%,and largest of my debt other than my mortgage balance which is $98,000 with a payment of $709.00 @ 5.5%.<br>2,four credit cards with average balnce of a thousand and two of them have 0% intro rate untill next year which i used for furniture perchas.<br> thank you !!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1,care credit card (GE) ,used it for some dental work, and the balance is around $4,500 with 29%,and largest of my debt other than my mortgage balance which is $98,000 with a payment of $709.00 @ 5.5%.<br>2,four credit cards with average balnce of a thousand and two of them have 0% intro rate untill next year which i used for furniture perchas.<br> thank you !!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1,care credit card (GE) ,used it for some dental work, and the balance is around $4,500 with 29%,and largest of my debt other than my mortgage balance which is $98,000 with a payment of $709.00 @ 5.5%.<br>2,four credit cards with average balnce of a thousand and two of them have 0% intro rate untill next year which i used for furniture perchas.<br> thank you !!! |
If you have a delinquency in the last 2 years, please explain the reason. | none. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1,care credit card (GE) ,used it for some dental work, and the balance is around $4,500 with 29%,and largest of my debt other than my mortgage balance which is $98,000 with a payment of $709.00 @ 5.5%.<br>2,four credit cards with average balnce of a thousand and two of them have 0% intro rate untill next year which i used for furniture perchas.<br> thank you !!! |
Member Payment Dependent Notes Series 1041622
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041622 |
$7,000 |
$7,000 |
12.69% |
1.00% |
November 29, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041622. Member loan 1041622 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Deloitte tax llp | Debt-to-income ratio: | 18.83% |
Length of employment: | 2 years | Location: | Petaluma, CA |
Home town: | |||
Current & past employers: | Deloitte tax llp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/24/11 > I want consolidate credit cards to one payment and a lower interest rate. I have never missed a credit payment.<br> Borrower added on 11/27/11 > I have been working at the same employer for over two years and recently moved into a stable promotion.<br>
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,806.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1041637
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041637 |
$12,000 |
$12,000 |
14.27% |
1.00% |
November 29, 2011 |
December 8, 2014 |
December 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041637. Member loan 1041637 was requested on November 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Phenomenex | Debt-to-income ratio: | 9.25% |
Length of employment: | 6 years | Location: | REDONDO BEACH, CA |
Home town: | |||
Current & past employers: | Phenomenex | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,254.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards. Total $12000; APR average for all are 29.99%.<br>I always pay them ontime, however most of the time i will only pay minimum payment and at that rate it can take me 10+ years to pay them off!!! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $900/Month<br>Transportation: $0 - Fully Paid off 2007 Honda Cr-V <br>Insurance: $65/Month<br>Gas/Groceries: $300/Month<br>Utilities: $50/Month<br>Cell Phone: $80/Month |
Please explain the reason why you carry a large revolving credit balance. | I was forced to support myself since the age of 17 and majority of the charges were school supplies and what I had to do to survive through college. I worked full time and also school full-time; however, I was careless and not understanding what credit cards and interest rates could really do to hurt my pocket. 12 years later, as I am still paying them off on time every month, I understand now what I have got myself into! I was raised with the motto "you broke it, you fix it" and I have to do what's best to get myself out of debt -- I have kept a decent credit score all through these years and with this loan, I am looking forward to having one monthly payment for all of them, knowing there is an end to paying it off. |
Member Payment Dependent Notes Series 1041813
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041813 |
$9,500 |
$9,500 |
6.03% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041813. Member loan 1041813 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | bake rite rolls | Debt-to-income ratio: | 7.78% |
Length of employment: | 10+ years | Location: | croydon, PA |
Home town: | |||
Current & past employers: | bake rite rolls | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > pay off high intrest rates credit cards<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,411.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | two credit cards, one is capital one, and the other one is chase. |
Please explain the reason why you carry a large revolving credit balance. | home improvement, new heater,and a pellet stove,and rugs, then the refrigater went. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards, capital one intrest rate14.90% monthly payment 160.00, debt ballance 6,500.00, .credit card two chase intrest rate 10.24% monthely payment 67.00, debt ballance 3,000.00, mortage intrest rate 5.0% monthly payment 650.35 thats it. |
Member Payment Dependent Notes Series 1041975
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1041975 |
$12,000 |
$12,000 |
16.77% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1041975. Member loan 1041975 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | aramark | Debt-to-income ratio: | 17.61% |
Length of employment: | 5 years | Location: | greenwich, CT |
Home town: | |||
Current & past employers: | aramark | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $14,598.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Its mostly credit cards. My student loans are consolidated so the payment is easier then making multiple payments I pay $500 a month. I my maximum amount I owe on a card is $6000 which is from consolidated from another card. I also owe about another $4500-$6000 between 3 cards. My interest rates range between 13%- 24% and I average abot $900 a month just in credit cards. I pay on time but the interest among all of them is heafty. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $1600.<br>Utilities $300 aprox<br>Gas $ 125<br>insurance $120<br>food $150 (i eat at work) |
Please explain the reason why you carry a large revolving credit balance. | I helped my family out when they were facing financial hardship and in turn put me back because they were unable to pay me what they borrowed. |
Which debts do you plan to pay off with this loan? | I plan on paying off all my credit cards and closing them. |
If you have a delinquency in the last 2 years, please explain the reason. | I owed 25 dollars on a card with out realizing it, I didn't receive a bill because I was moving and didn't have a set address. The card was paid off but forgot about the 25 dollar purchase I made the same day. As soon as the customer service rep called me I paid the balance immediately. |
Please explain the reason why you carry a large revolving credit balance. | I helped my family out when they were facing financial hardship and in turn put me back because they were unable to pay me what they borrowed. |
Member Payment Dependent Notes Series 1042047
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042047 |
$10,000 |
$10,000 |
11.71% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042047. Member loan 1042047 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Source Interlink | Debt-to-income ratio: | 7.11% |
Length of employment: | 10+ years | Location: | CARPINTERIA, CA |
Home town: | |||
Current & past employers: | Source Interlink | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > The purpose of this loan is to refinance high interest credit cards. I have never missed a payment on any of my credit cards and i have been with my company for 35 years.<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,131.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1042053
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042053 |
$4,200 |
$4,200 |
8.90% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042053. Member loan 1042053 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,800 / month |
Current employer: | The Ohio State University Medical Center | Debt-to-income ratio: | 4.54% |
Length of employment: | 3 years | Location: | hilliard, OH |
Home town: | |||
Current & past employers: | The Ohio State University Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > This is to pay off other debts....<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,174.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 50.40% | Months Since Last Record: | 103 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1042138
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042138 |
$7,000 |
$7,000 |
13.49% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042138. Member loan 1042138 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,917 / month |
Current employer: | AT&T | Debt-to-income ratio: | 16.83% |
Length of employment: | 6 years | Location: | ATLANTA, GA |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/25/11 > home improvement to buy furniture and do painting and interior work<br>
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,109.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am working to pay that off. I had some unexpected events come up that I had to pay for but I am starting to pay it off. I've never carried a large balance before now and I am planning to use a portion of this loan towards that and a portion towards home improvement. |
Member Payment Dependent Notes Series 1042157
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042157 |
$2,000 |
$2,000 |
16.29% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042157. Member loan 1042157 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,581 / month |
Current employer: | Asw | Debt-to-income ratio: | 15.61% |
Length of employment: | 1 year | Location: | COLUMBIA, SC |
Home town: | |||
Current & past employers: | Asw | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,925.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Car accident . |
What is your intended use for the loan proceeds? | lawyer |
What is your intended use for the loan proceeds? | lawyer |
What is your intended use for the loan proceeds? | lawyer |
What is your intended use for the loan proceeds? | lawyer |
If you have a public record on file, please briefly explain the event and its resolution. | Not sure if I have one . |
Member Payment Dependent Notes Series 1042198
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042198 |
$5,000 |
$5,000 |
13.49% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042198. Member loan 1042198 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | MOARK LLC | Debt-to-income ratio: | 17.40% |
Length of employment: | 10+ years | Location: | NORTH FRANKLIN, CT |
Home town: | |||
Current & past employers: | MOARK LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $6,231.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Simple late payments due to day to day expenses |
What is the total balance of your credit cards, interest rates and current monthly payments? | Approx 6000.00 $ Total balance , Monthly payments approx 500 $ |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx 1500.00$ |
Member Payment Dependent Notes Series 1042366
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042366 |
$5,500 |
$5,500 |
12.69% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042366. Member loan 1042366 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Bravo | Debt-to-income ratio: | 21.24% |
Length of employment: | < 1 year | Location: | MEDINA, OH |
Home town: | |||
Current & past employers: | Bravo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,056.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1042500
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042500 |
$3,000 |
$3,000 |
12.42% |
1.00% |
November 29, 2011 |
December 9, 2014 |
December 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042500. Member loan 1042500 was requested on November 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | island inspired surf shop | Debt-to-income ratio: | 6.40% |
Length of employment: | 7 years | Location: | myrtle beach, SC |
Home town: | |||
Current & past employers: | island inspired surf shop | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $659.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1042935
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042935 |
$4,850 |
$4,850 |
14.27% |
1.00% |
November 29, 2011 |
December 10, 2014 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042935. Member loan 1042935 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,917 / month |
Current employer: | Cison Inc | Debt-to-income ratio: | 18.63% |
Length of employment: | 10+ years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Cison Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,559.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1042944
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1042944 |
$5,500 |
$5,500 |
11.71% |
1.00% |
November 29, 2011 |
December 10, 2014 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1042944. Member loan 1042944 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Interplex Sunbelt | Debt-to-income ratio: | 11.56% |
Length of employment: | < 1 year | Location: | Hollywood, FL |
Home town: | |||
Current & past employers: | Interplex Sunbelt | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > I have a stable employment history, 100% history of on-time payments, and have made a concerted effort to establish and maintain a positive credit history by reviewing credit reports monthly. Loan will be used to consolidate credit card balances to a lower interest rate and taken into account, debt to household income ratio will remain below 10%.<br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $2,913.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1043174
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043174 |
$2,000 |
$2,000 |
13.49% |
1.00% |
November 29, 2011 |
December 10, 2014 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043174. Member loan 1043174 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Mt. Sinai Medical Center | Debt-to-income ratio: | 1.95% |
Length of employment: | 4 years | Location: | Edgewater, NJ |
Home town: | |||
Current & past employers: | Mt. Sinai Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > This loan is not for my personal use. This is to help my family stay in their home of 20 + years.This 2k will get them caught up with their mortgage expenses. I've given them what I had in my savings this 2k will finish up their recovery plan.This is this least I could do for them. <br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To help my family. This 2k would help them keep their long-time home. With my salary and low-overhead repayment is not going to be an issue. |
Please explain the reason why you carry a large revolving credit balance. | The majority is my student loan, which I'm paying off slowly. My other revolving credit stems mostly from my day to day activity where I use my amex to assist in managing my monthly spending, and small credit card balances one of which was used to perform a balance transfer on to a 0% card in order to pay off the debt more quickly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1) Rent: $0 (living back with family)<br><br>2) Daily commute (work): $200 per month (public transportation, bus/ train...Most cost effective method of commuting for my area.} Gas: 80 per month. (car owned out right) <br><br>3) Cell Phone: 110 per month (family plan)<br><br>4)Car ins: $44 per month<br><br>5)Food: $200 per month<br><br>6) Util (cable, phone (home), internet, etc..): $275 per month<br><br>7) Gym: $80 per month<br><br>8) Student loan: $130 per month minimum<br><br>8) Credit card: $200 per month<br><br>Total income: $3,230<br>Overhead: $1,319<br>Remaining: $1,911 |
Member Payment Dependent Notes Series 1043187
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043187 |
$5,000 |
$5,000 |
12.42% |
1.00% |
November 29, 2011 |
December 10, 2014 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043187. Member loan 1043187 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Bank of America Merrill Lynch | Debt-to-income ratio: | 3.99% |
Length of employment: | 5 years | Location: | FOREST HILLS, NY |
Home town: | |||
Current & past employers: | Bank of America Merrill Lynch | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > Funds will be used to consolidate and pay off credit cards with higher interest rate.<br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $9,217.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $3,339 - 19.8% - Min Payment $93.00<br>Visa - $2,495 - 22.9% - Min Payment $77.00<br><br>$5000 loan won't pay off both, but it will help knock the balance down and manage the interest rates better. I have been paying more than the min payments.<br><br>Thank you for the consideration. |
Member Payment Dependent Notes Series 1043714
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043714 |
$9,000 |
$9,000 |
16.77% |
1.00% |
November 29, 2011 |
December 10, 2014 |
December 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043714. Member loan 1043714 was requested on November 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Merrill Gardens | Debt-to-income ratio: | 14.63% |
Length of employment: | 5 years | Location: | Concord, CA |
Home town: | |||
Current & past employers: | Merrill Gardens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/26/11 > I will use it for family emergency and pay my credit cards. I also would like to debited in my account the monthly payment. I have a stable job for more than 5 years.<br>
A credit bureau reported the following information about this borrower member on November 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $1,400.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Share Rent: $400/Monthly<br>Utilities (Internet): $72/Monthly<br>Food: $300<br>Others: $260-300 (Gas and etc...) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The main purpose of my loan is for my family who seeks help in financial assistance in their current situation right now. Then regarding allocating money I will pay off my credit bills which is worth $3800-$4200. Thank you so much. |
Please provide additional details regarding the purpose of the loan | The main purpose of my loan is to help family member who really needs financial assistance right now with their current situation. The I will pay off my credit card balances which worth appx. $3800-$4200. Thank you so much. |
Member Payment Dependent Notes Series 1043922
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1043922 |
$2,000 |
$2,000 |
13.49% |
1.00% |
November 29, 2011 |
December 11, 2014 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1043922. Member loan 1043922 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Sheboygan Area School District | Debt-to-income ratio: | 24.38% |
Length of employment: | 10+ years | Location: | Sheboygan, WI |
Home town: | |||
Current & past employers: | Sheboygan Area School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > We are replacing flooring and fixtures in our 2 bathrooms and our kitchen. Having lived in our home for 20 years, we are excited about a "new look." Thanks!<br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,556.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1044077
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044077 |
$3,000 |
$3,000 |
6.62% |
1.00% |
November 29, 2011 |
December 11, 2014 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044077. Member loan 1044077 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | E-Z-GO, Textron | Debt-to-income ratio: | 16.32% |
Length of employment: | 1 year | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | E-Z-GO, Textron | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $58,403.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1044183
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044183 |
$1,500 |
$1,500 |
12.42% |
1.00% |
November 29, 2011 |
December 11, 2014 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044183. Member loan 1044183 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | The Cydio Group | Debt-to-income ratio: | 22.19% |
Length of employment: | < 1 year | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | The Cydio Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,911.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1044207
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044207 |
$8,400 |
$8,400 |
18.64% |
1.00% |
November 29, 2011 |
December 11, 2014 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044207. Member loan 1044207 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Galena Park ISD | Debt-to-income ratio: | 18.47% |
Length of employment: | 10+ years | Location: | houston, TX |
Home town: | |||
Current & past employers: | Galena Park ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > I plan on using this loan to consolidate all debts into one payment and allow for quicker payoff. I have had the same job for over 14 years in a very reliable field. <br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $6,835.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 7000 in credit debt at approx. 20% interest. I pay a large amount on each per month so I just want one payment. THese are the only debts I currently have. Thanks for your question. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 7000 in credit debt at approx. 20% interest. I pay a large amount on each per month so I just want one payment. THese are the only debts I currently have. Thanks for your question. |
Which debts do you plan to pay off with this loan? | I will pay off three credit cards. They will be completely paid off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-610<br>Utilities(elc,cable,garbage,water) - 90 to 100<br>Insurance - 130<br>Trans- gas only, 2008 honda accord paid in full - 150<br>food - 200<br>cell - 100 |
Which debts do you plan to pay off with this loan? | I will pay off three credit cards. They will be completely paid off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-610<br>Utilities(elc,cable,garbage,water) - 90 to 100<br>Insurance - 130<br>Trans- gas only, 2008 honda accord paid in full - 150<br>food - 200<br>cell - 100 |
Member Payment Dependent Notes Series 1044801
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1044801 |
$1,500 |
$1,500 |
14.65% |
1.00% |
November 29, 2011 |
December 11, 2014 |
December 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1044801. Member loan 1044801 was requested on November 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,725 / month |
Current employer: | University of Chicago Medical Center | Debt-to-income ratio: | 2.64% |
Length of employment: | 5 years | Location: | Lockport, IL |
Home town: | |||
Current & past employers: | University of Chicago Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 11/27/11 > Having turned my life around and got a hold of my finances I would really like to pay off my high interest credit card by the end of 2011. I recently bought a house and charged a down payment on some furniture that I would like to wipe from the slate. <br>
A credit bureau reported the following information about this borrower member on November 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $8,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card intrest rate is higher, like 20 some odd percent. My mortgage rate is at 4.75% and student loans are at 5%. Credit cards are usually paid off monthly, except in this case, mortgage is $2800, student loans are $75 a month, and I do not have a car payment. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not believe I have had a delinquency in the past 2 years, but if I have it was most likely due to an oversight on my behalf. |
Prospectus Supplement (Sales Report) No. 15 dated November 29, 2011