Prospectus Supplement (Sales Report) No. 10 dated October 25, 2011 to Prospectus dated August 15, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 565876
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
565876 |
$18,250 |
$18,250 |
14.27% |
1.00% |
October 20, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 565876. Member loan 565876 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Overseas Patent Agency, Icn. | Debt-to-income ratio: | 21.20% |
Length of employment: | 8 years | Location: | Chesterfield, MI |
Home town: | |||
Current & past employers: | Overseas Patent Agency, Icn. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $25,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Hopefully this will change soon. The large balance is due to being uneducated and na??ve in my youth about credit cards. I got myself pretty well into debt in college before I realized what happened. I have been working diligently since 2003 (when I obtained full-time employment) to pay down my credit card debt. I hope that this loan will allow me to do this sooner and at a lower interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Line of credit ??? balance: $156.76; APR 19.99%; this will be paid off with my next payment Credit cards ??? balance: $27,814.04; APR: ranging from 18.24% ??? 29.99%; monthly payments: $1500 Student loans ??? balance: $10,588.80; I am still in school and am making payments on this as I can. |
Member Payment Dependent Notes Series 631407
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
631407 |
$10,000 |
$10,000 |
6.62% |
1.00% |
October 24, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 631407. Member loan 631407 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Security Benefit | Debt-to-income ratio: | 9.00% |
Length of employment: | 5 years | Location: | Topeka, KS |
Home town: | |||
Current & past employers: | Security Benefit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/21/11 > I am try to get this loan to pay off a line a credit with an interest rate that is twice as high.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,354.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 758482
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
758482 |
$12,000 |
$12,000 |
6.03% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 758482. Member loan 758482 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | Siemens Industry Inc | Debt-to-income ratio: | 16.06% |
Length of employment: | 9 years | Location: | CAMPBELL, NY |
Home town: | |||
Current & past employers: | Siemens Industry Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,179.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 788272
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788272 |
$7,200 |
$7,200 |
11.71% |
1.00% |
October 20, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788272. Member loan 788272 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | iron mountain | Debt-to-income ratio: | 2.42% |
Length of employment: | 10+ years | Location: | federal way, WA |
Home town: | |||
Current & past employers: | iron mountain | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,547.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | our intended use is for a trailer. |
What are you buying? | I am buying a trailer. |
Member Payment Dependent Notes Series 790093
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790093 |
$7,200 |
$7,200 |
14.27% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790093. Member loan 790093 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | cal-trans | Debt-to-income ratio: | 15.28% |
Length of employment: | 7 years | Location: | markleeville, CA |
Home town: | |||
Current & past employers: | cal-trans | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | n/a | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 805371
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
805371 |
$5,300 |
$5,300 |
7.51% |
1.00% |
October 21, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 805371. Member loan 805371 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,442 / month |
Current employer: | City of Maricopa | Debt-to-income ratio: | 11.34% |
Length of employment: | 6 years | Location: | Maricopa, AZ |
Home town: | |||
Current & past employers: | City of Maricopa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $5,031.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 807393
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
807393 |
$25,400 |
$25,400 |
13.49% |
1.00% |
October 20, 2011 |
October 21, 2016 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 807393. Member loan 807393 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $33,333 / month |
Current employer: | Arbol Financial Strategies, LLC | Debt-to-income ratio: | 3.87% |
Length of employment: | < 1 year | Location: | Danbury, CT |
Home town: | |||
Current & past employers: | Arbol Financial Strategies, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on September 15, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 56 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $66,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our current monthly expenses in total are now $4875.00. Rent: $3700.00 (utilities and related taxes included) Telephone: $265.00 E & O Insurance: $400.00/month Supplies: $300.00/month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent: $3700/month (including all related taxes and utilities) E & O Insurance: $400/month Supplies: $300/month Telephone: $265/month |
Please explain the reason why you carry a large revolving credit balance. | There is no revolving line of credit at this point, except for a start up line from our broker/dealer that is being paid in full as I write this. |
Please describe your experience/familiarity with the business you are starting/started? | I hold 10 years experience as a financial advisor in the industry; my business partner in Harrisburg, PA holds 20 years of experience in the industry. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly costs total @ $4,100/month currently; revenues total on an average month @ $18,000 which is used for operations, slow expansion movement and savings. |
What is your intended use for the loan proceeds? | We are intending to use them to expand dour office space in Norwalk, CT, as have outgrown them and to attract high-quality financial advisors to our firm, beyond the 9 of us that are already present. We are very stringent with whom we allow into the firm. |
Please describe your experience/familiarity with the business you are starting/started? | I have been a financial advisor for 10 years, and my business partner has been a financial advisor for 20 years. In addition, I have been a principal in other firms for 20 years, and he for 9 years. |
What is your intended use for the loan proceeds? | To expand our offices and to continue to recruit ethical advisors to join our practice. We have 5, but need to search in locations that cost money to attract the top advisors. |
Please explain the reason why you carry a large revolving credit balance. | There is no revolving line of credit at this point, except for a start up line from our broker/dealer that is being paid in full as I write this. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly costs total @ $4,100/month currently; revenues total on an average month @ $18,000 which is used for operations, slow expansion movement and savings. |
Member Payment Dependent Notes Series 840647
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
840647 |
$16,000 |
$16,000 |
7.51% |
1.00% |
October 19, 2011 |
October 25, 2014 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 840647. Member loan 840647 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,625 / month |
Current employer: | National Marrow Donor Program | Debt-to-income ratio: | 8.08% |
Length of employment: | < 1 year | Location: | Golden Valley, MN |
Home town: | |||
Current & past employers: | National Marrow Donor Program | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,602.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | This accrued over the past three years due to medical expenses associated with a disabled child. The balance is currently being paid down, but I would prefer a lower interest rate than what the card has. I expect that this loan will be paid off in full prior to maturity. |
Member Payment Dependent Notes Series 851142
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
851142 |
$11,975 |
$11,975 |
16.29% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 851142. Member loan 851142 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,862 / month |
Current employer: | Physicians Reference Laboratory | Debt-to-income ratio: | 6.38% |
Length of employment: | 5 years | Location: | Prairie Village, KS |
Home town: | |||
Current & past employers: | Physicians Reference Laboratory | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on September 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $11,927.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 871489
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
871489 |
$15,000 |
$15,000 |
6.03% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 871489. Member loan 871489 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | RPE Solutions | Debt-to-income ratio: | 2.63% |
Length of employment: | 1 year | Location: | Hudson, FL |
Home town: | |||
Current & past employers: | RPE Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,238.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I tried to answer this question several times but it gets rejected "Federal lending laws prohibit saying the consideration of age, gender, national origin, religion, disability, marital/domestic partnership or familial status in evaluating an application for a loan. Your description or answer includes information that reveals or implies your status." sorry. |
What is your intended use for the loan proceeds? | To expand the size of my family. |
Please explain the reason why you carry a large revolving credit balance. | It was needed to pay up front costs in expanding the size of my family. |
Member Payment Dependent Notes Series 873910
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
873910 |
$15,000 |
$15,000 |
7.90% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 873910. Member loan 873910 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | The GAP | Debt-to-income ratio: | 8.25% |
Length of employment: | < 1 year | Location: | Oakland, CA |
Home town: | |||
Current & past employers: | The GAP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,074.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | It's currently $400. The minimum payment for this loan will be $460ish. Receiving this loan from Lending Club will pay off my debt, so I'll only be submitting payments to Lending Club post funding. Thank you for your interest. |
Member Payment Dependent Notes Series 875065
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
875065 |
$15,000 |
$15,000 |
18.64% |
1.00% |
October 24, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 875065. Member loan 875065 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | Mercury Marine | Debt-to-income ratio: | 21.00% |
Length of employment: | 10+ years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Mercury Marine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on September 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $6,233.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total balance is more or less $14,000.00 with the interest running from 18% to 22%. I currently don' have a line of credit on my mortgage. the mortgage is $829.00 monthly. |
Member Payment Dependent Notes Series 875387
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
875387 |
$30,000 |
$30,000 |
18.64% |
1.00% |
October 25, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 875387. Member loan 875387 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Adapt Software Application, Inc. | Debt-to-income ratio: | 4.47% |
Length of employment: | 7 years | Location: | WESTMINSTER, CA |
Home town: | |||
Current & past employers: | Adapt Software Application, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,249.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 850 Est Total: Foods = 350 Transportation = 120 Utils = 200 Ins = 150 Phone = Paid by Employer Rent = 0 (mortgage only) |
Which debts do you plan to pay off with this loan? | Credit Cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - Balance est 14k @ 27% + interest rate, pay 700+/mo. Relative - Balance est 15K @ 5%, payment expect to be lum sum (no deadline set). Mortgage- Balance 248k @ 4.75%, 1330/mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - Balance est 14k @ 27% + interest rate, pay 700+/mo. Relative - Balance est 15K @ 5%, payment expect to be lum sum (no deadline set). Mortgage- Balance 248k @ 4.75%, 1330/mo. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 850 Est Total: Foods = 350 Transportation = 120 Utils = 200 Ins = 150 Phone = Paid by Employer Rent = 0 (mortgage only) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards - Balance est 14k @ 27% + interest rate, pay 700+/mo. Relative - Balance est 15K @ 5%, payment expect to be lum sum (no deadline set). Mortgage- Balance 248k @ 4.75%, 1330/mo. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 850 Est Total: Foods = 350 Transportation = 120 Utils = 200 Ins = 150 Phone = Paid by Employer Rent = 0 (mortgage only) |
If you have a delinquency in the last 2 years, please explain the reason. | There are no delinquency in my credit history in past 2 years. |
What is your intended use for the loan proceeds? | credit cards and last year kitchen remodel loan borrow from relative. |
Member Payment Dependent Notes Series 875809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
875809 |
$16,800 |
$16,800 |
7.51% |
1.00% |
October 25, 2011 |
November 5, 2014 |
November 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 875809. Member loan 875809 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,792 / month |
Current employer: | Travelers | Debt-to-income ratio: | 22.80% |
Length of employment: | 4 years | Location: | Newington, CT |
Home town: | |||
Current & past employers: | Travelers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/22/11 > The purpose of this loan is to consolidate some outstanding debits under a better rate. I have a personal loan with $10,000 remaining at 13%, a credit card with $5,000 at 25% and about a thousand dollars on a school loan at 8% that I am looking to roll up into one easy monthly payment.
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,097.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 875856
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
875856 |
$12,600 |
$12,600 |
14.27% |
1.00% |
October 19, 2011 |
October 26, 2016 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 875856. Member loan 875856 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | TeleMed, Inc | Debt-to-income ratio: | 15.71% |
Length of employment: | 10+ years | Location: | Coeburn, VA |
Home town: | |||
Current & past employers: | TeleMed, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on September 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,868.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We are currently paying out 175.00 per month in medical bills totaling $3000 (no interest rate). We have 2 loans bal. of approx. $7500 and $700 to GE Money Bank (interest rate 21% and 22%) paying $325 and $50 per month and a Zales credit card bal. of $500 paying $30 per month (1 Yr interest free, then 14%). All of these will be paid in full. This will allow me to be paying less per month, therefore, enabling me to pay off other bills quicker. |
Which debts do you plan to pay off with this loan? | All of the ones I have listed above. If any money is left I plan on applying to Citibank credit card which is (0% until July 2012 then 13.99%) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We are currently paying out 175.00 per month in medical bills totaling $3000 (no interest rate). We have 2 loans bal. of approx. $7500 and $700 to GE Money Bank (interest rate 21% and 22%) paying $325 and $50 per month and a Zales credit card bal. of $500 paying $30 per month (1 Yr interest free, then 14%). All of these will be paid in full. This will allow me to be paying less per month, therefore, enabling me to pay off other bills quicker. |
What is your intended use for the loan proceeds? | we intend to use this money to pay off other loans for a smaller monthly payout. Of the loans we are paying our total payout is approx. $600 per month. This loan will enable us to pay offf loans have extra money to pay more on other items. Consolidating high monthly payments into one smaller payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We are currently paying out 175.00 per month in medical bills totaling $3000 (no interest rate). We have 2 loans bal. of approx. $7500 and $700 to GE Money Bank (interest rate 21% and 22%) paying $325 and $50 per month and a Zales credit card bal. of $500 paying $30 per month (1 Yr interest free, then 14%). All of these will be paid in full. This will allow me to be paying less per month, therefore, enabling me to pay off other bills quicker. |
Member Payment Dependent Notes Series 879982
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
879982 |
$25,000 |
$25,000 |
14.27% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 879982. Member loan 879982 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,250 / month |
Current employer: | Fairfax County Public Schools | Debt-to-income ratio: | 15.68% |
Length of employment: | 10+ years | Location: | Centreville, VA |
Home town: | |||
Current & past employers: | Fairfax County Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > I plan to use the loan to pay off higher interest rate accounts (Home Depot, Chase). We no longer plan to use those cards. Thanks for your consideration!
A credit bureau reported the following information about this borrower member on September 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $66,783.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | PITI plus 2nd mortgage total $2062 per month Utilities average about $200 per month |
Please explain the reason why you carry a large revolving credit balance. | Several factors: 1) had to repair damage caused to house by flooding that was not covered by insurance 2) expenses incurred during an illness (which has since been diagnosed and successfully treated) 3) expenses related to paying for college degrees for three family members |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1) 1st mortgage (6.25%) - $247000 2) 2nd mortgage (7.99%) - $46700 3) Debt consolidation (7.99%) - $25200 4) Car loan (4.2%) - $6700 5) Home Depot card (23.4%) - $4200 6) Chase credit card (19.4%) - 20000 |
Please explain the reason why you carry a large revolving credit balance. | Several factors: 1) had to repair damage caused to house by flooding that was not covered by insurance 2) expenses incurred during an illness (which has since been diagnosed and successfully treated) 3) expenses related to paying for college degrees for three family members |
Which debts do you plan to pay off with this loan? | 1) Chase ($20,000 @ 19.24%) and 2) Home Depot ($4500 @ 23.99%) |
Member Payment Dependent Notes Series 881731
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
881731 |
$34,675 |
$34,675 |
13.49% |
1.00% |
October 24, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 881731. Member loan 881731 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Walmart Stores, Inc. | Debt-to-income ratio: | 17.72% |
Length of employment: | 3 years | Location: | Montebello, CA |
Home town: | |||
Current & past employers: | Walmart Stores, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/09/11 > Consolidate: AMEX, Chase, Discover. Borrower added on 10/15/11 > With this loan I am paying off 3 debts as to consolidate into one payment per month for more convenient budgeting. Expenses were incurred due to the purchase and related expenses of buyingand furnishing a new home rather than rent as rent prices for a nice place in CA are extremely expensive.
A credit bureau reported the following information about this borrower member on September 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,688.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $2100 a month |
Please explain the reason why you carry a large revolving credit balance. | Expenses associated with purchasing a new home over the last 8 months to include: moving, appliances, furnishings and so forth. With to consolidate 3 payments a month into one. Plan is to pay off all or significant part of this loan once bonus comes in March. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student loans: $220 a month; car payment: $505. |
Which debts do you plan to pay off with this loan? | American Express, Chase, and Discover. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am going to pay off 3 debts in their entirety with the loan as to have one payment verse 3 a month for more convienence in budgeting. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1932 + 260 HOA |
What is your intended use for the loan proceeds? | Consolidate: AMEX, Chase, Discover. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2675 |
Member Payment Dependent Notes Series 882969
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
882969 |
$17,600 |
$17,600 |
16.77% |
1.00% |
October 20, 2011 |
October 19, 2016 |
October 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 882969. Member loan 882969 was requested on October 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,908 / month |
Current employer: | University of North Carolina Wilmington | Debt-to-income ratio: | 23.27% |
Length of employment: | 2 years | Location: | Flinton, PA |
Home town: | |||
Current & past employers: | University of North Carolina Wilmington | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,625.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | About 1.5 years ago, I was in a car accident and was between jobs. As such, I had no health insurance and incurred a large hospital bill. I used my credit cards to pay that balance and have been trying to pay them off since. That's the reason for this loan - to pay those higher interest cards off with something at a lower rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Dear sir or madam: I currently have four debt balances: 1. Credit card: $11,500, 26.7%, about $430 a month 2. Credit card: $4,000, 17.5%, about $120 a month 3. Student loan: $8,200, 8%, $113 a month 4. Student loan: $39,000, 5.2%, $505 a month Thank you. |
Which debts do you plan to pay off with this loan? | Dear sir or madam: My plan is to pay off the two higher interest rate credit cards with this loan. Thank you. |
Member Payment Dependent Notes Series 887254
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
887254 |
$7,200 |
$7,200 |
6.03% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 887254. Member loan 887254 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,500 / month |
Current employer: | City of West St Paul | Debt-to-income ratio: | 16.58% |
Length of employment: | 10+ years | Location: | Rosemount, MN |
Home town: | |||
Current & past employers: | City of West St Paul | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 4, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1970 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,727.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to pay off two car loans that we have outstanding. The intent is to lower our current monthly payment. |
Member Payment Dependent Notes Series 889595
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
889595 |
$23,000 |
$23,000 |
9.91% |
1.00% |
October 24, 2011 |
October 26, 2016 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 889595. Member loan 889595 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,583 / month |
Current employer: | American Honda Finance | Debt-to-income ratio: | 8.15% |
Length of employment: | 10+ years | Location: | FLOWER MOUND, TX |
Home town: | |||
Current & past employers: | American Honda Finance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > This loan will be paying off credit card debt and consolidating the monthly payments for a lower amount.
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,822.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt balances: chase credit card $18000.00 interest rate (13.24% Home Deport $2000.00 interest rate (0%) Care credit $1000.00 interest rate (0%) PHH mortgage $225000 interest rate (4.375%) Capital One $1800.00 interest rate (0%) |
Which debts do you plan to pay off with this loan? | chase credit card $18000.00 capital one $1800.00 care credit $1000.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt balances: chase credit card $18000.00 interest rate (13.24% Home Deport $2000.00 interest rate (0%) Care credit $1000.00 interest rate (0%) PHH mortgage $225000 interest rate (4.375%) Capital One $1800.00 interest rate (0%) |
What is your intended use for the loan proceeds? | To pay off credit card debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 1833.40 utilities 350.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt balances: chase credit card $18000.00 interest rate (13.24% Home Deport $2000.00 interest rate (0%) Care credit $1000.00 interest rate (0%) PHH mortgage $225000 interest rate (4.375%) Capital One $1800.00 interest rate (0%) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt balances: chase credit card $18000.00 interest rate (13.24% Home Deport $2000.00 interest rate (0%) Care credit $1000.00 interest rate (0%) PHH mortgage $225000 interest rate (4.375%) Capital One $1800.00 interest rate (0%) |
Please explain the reason why you carry a large revolving credit balance. | Not by choice. My husband was out of work for about 6 months in 2009 and debt just got carried away. But now I am in a better financial point in my life and want to get this taken care of. |
Member Payment Dependent Notes Series 891299
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
891299 |
$17,000 |
$17,000 |
10.65% |
1.00% |
October 19, 2011 |
October 25, 2014 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 891299. Member loan 891299 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Nashville High School | Debt-to-income ratio: | 16.12% |
Length of employment: | 10+ years | Location: | Nashville, IL |
Home town: | |||
Current & past employers: | Nashville High School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on September 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2400 |
Please explain the reason why you carry a large revolving credit balance. | To pay for my masters degree |
Which debts do you plan to pay off with this loan? | Credit card I use to pay for school |
Member Payment Dependent Notes Series 891646
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
891646 |
$14,300 |
$14,300 |
7.90% |
1.00% |
October 21, 2011 |
October 28, 2016 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 891646. Member loan 891646 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,200 / month |
Current employer: | liveTv | Debt-to-income ratio: | 20.09% |
Length of employment: | 4 years | Location: | kiss, FL |
Home town: | |||
Current & past employers: | liveTv | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > With all do respect to all investers this loan would be used for personal reasons.I am a exceptional borrower due to the fact that i have never feel behind on any of my finances abliling me to maintain a perfect credit history.I have been well respected at my place of employment for the past 4 years and will continue for years to come.
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,282.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | With all do respect the loan proceeds are intended for personal reasons of my. Thanks for your time and consideration have a great day. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | my monthly budget is at a point to where i am highly capebable to make the monthy payments required to pay back the loan as said in the loan agreement. |
Please provide additional details regarding the purpose of the loan | With all do respect the purpose of the loan is for reasons of my own please excuse me for not giving you an exact reason for regarding a personal loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i contribute 400 a month towards the monthly expenses |
Please provide additional details regarding the purpose of the loan? | with all do respect the purpose of my loan is for personal reasons of my own i appolagize for not giving a more detailed reason.thank you for your time and consideration have a great day. |
Member Payment Dependent Notes Series 893013
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
893013 |
$4,800 |
$4,800 |
12.69% |
1.00% |
October 21, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 893013. Member loan 893013 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | arc usa valley central co | Debt-to-income ratio: | 14.00% |
Length of employment: | 10+ years | Location: | North Hollywood, CA |
Home town: | |||
Current & past employers: | arc usa valley central co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on September 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 58 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $7,064.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 894834
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
894834 |
$4,800 |
$4,800 |
19.91% |
1.00% |
October 24, 2011 |
October 28, 2016 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 894834. Member loan 894834 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,417 / month |
Current employer: | Cincinnati Children's Hospital | Debt-to-income ratio: | 24.61% |
Length of employment: | 2 years | Location: | COVINGTON, KY |
Home town: | |||
Current & past employers: | Cincinnati Children's Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,243.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Basically I was stupid while I was in college and opened up more credit cards than I ever should have been allowed to. Now that I have graduated and have been at my job for 2.5 years I am trying to consolidate them all to one payment to save money and so I can close a few of them. |
Please explain the reason why you carry a large revolving credit balance. | I was in college for 8.5 years (undergrand and graduate) I was stupid and did only 20,000 in student loans and put the rest on credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is 650 including utilities, phone is 55, and food about 150. My car is already paid off. |
Member Payment Dependent Notes Series 896926
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
896926 |
$14,825 |
$14,825 |
12.69% |
1.00% |
October 20, 2011 |
October 20, 2014 |
October 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 896926. Member loan 896926 was requested on October 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | pechanga hotel & casino | Debt-to-income ratio: | 18.53% |
Length of employment: | 8 years | Location: | TEMECULA, CA |
Home town: | |||
Current & past employers: | pechanga hotel & casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/06/11 > pay credit cards and fix house Borrower added on 10/06/11 > pay credit cards fix house up.
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $23,932.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards 24% $15000.00 mortgage 2.75%-5yaers 3.75%1year 4.75%1year 5.0%20years $354,500. car 0% 18000.00 |
Which debts do you plan to pay off with this loan? | credit cards 24% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | credit cards |
Member Payment Dependent Notes Series 897153
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
897153 |
$24,000 |
$24,000 |
21.67% |
1.00% |
October 20, 2011 |
October 20, 2016 |
October 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 897153. Member loan 897153 was requested on October 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,470 / month |
Current employer: | Sylacauga City Board of Education | Debt-to-income ratio: | 19.03% |
Length of employment: | 10+ years | Location: | SYLACAUGA, AL |
Home town: | |||
Current & past employers: | Sylacauga City Board of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 81 |
Revolving Credit Balance: | $21,669.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | This loan will eliminate the monthly payments. The minimum payments range from 50.00 to 150.00. This is for 7 credit cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent is $390.00. Utilities $125.00. Insurance is $30.66. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 4900.00 interest 89.82 , 2100 12.90, 1400 12.90, 2800 10.9%, 1700 15.40%, 4600 10.9%`, 5250 42.50 interest |
Please explain the reason why you carry a large revolving credit balance. | College |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | This loan will eliminate the monthly payments. The minimum payments range from 50.00 to 150.00. This is for 7 credit cards. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 4900.00 interest 89.82 , 2100 12.90, 1400 12.90, 2800 10.9%, 1700 15.40%, 4600 10.9%`, 5250 42.50 interest |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover 4900.00, Orchard 2100, Orchard 1400,USAA 2800, Captol ONe 1700, GAP 4600, AAFES 5100. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 4900.00 interest 89.82 , 2100 12.90, 1400 12.90, 2800 10.9%, 1700 15.40%, 4600 10.9%`, 5250 42.50 interest |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 390.00, Utilities 125.00, Phone100.00, Insurance 30.00, Food 100.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | 4900.00 interest 89.82 , 2100 12.90, 1400 12.90, 2800 10.9%, 1700 15.40%, 4600 10.9%`, 5250 42.50 interest |
If you have a delinquency in the last 2 years, please explain the reason. | I do not think I have had a delinquency in the last two years, but if so, it was merely payment not posted to the account by the creditor. I have been paying my bills on line for the past three or four years. |
Member Payment Dependent Notes Series 901793
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
901793 |
$10,000 |
$10,000 |
13.49% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 901793. Member loan 901793 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | USPOSTALSERVICE | Debt-to-income ratio: | 3.55% |
Length of employment: | 10+ years | Location: | CARSON, CA |
Home town: | |||
Current & past employers: | USPOSTALSERVICE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > PAID OFF CREDIT CARD
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,263.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 904111
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
904111 |
$2,050 |
$2,050 |
15.96% |
1.00% |
October 20, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 904111. Member loan 904111 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,948 / month |
Current employer: | Homeland Security (TSA) | Debt-to-income ratio: | 23.34% |
Length of employment: | 9 years | Location: | KISSIMMEE, FL |
Home town: | |||
Current & past employers: | Homeland Security (TSA) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $12,731.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 904400
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
904400 |
$23,850 |
$23,850 |
16.29% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 904400. Member loan 904400 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Columbia University | Debt-to-income ratio: | 24.29% |
Length of employment: | 5 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Columbia University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,117.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 905821
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
905821 |
$13,200 |
$13,200 |
21.28% |
1.00% |
October 24, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 905821. Member loan 905821 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | GE Healthcare | Debt-to-income ratio: | 12.61% |
Length of employment: | 1 year | Location: | CAPITOL HEIGHTS, MD |
Home town: | |||
Current & past employers: | GE Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > Debt consolidation and home improvement
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $21,712.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I am responsible for the mortgage which is 1993. Utilites are paid by someone else. |
Please explain the reason why you carry a large revolving credit balance. | When I came home from my deployment I used some of my credit cards to help family members with their bills, i.e utilities, and sometimes thier mortgage. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage is 1993 monthly and credit balance estimated at 13000.00 |
Which debts do you plan to pay off with this loan? | I plan on paying off credit cards. More convient to have one monthly payment and also can pay off at a faster rate. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using this loan to consolidate my bills and make one monthly payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1993.00 |
Please explain the reason why you carry a large revolving credit balance. | When I came home from my deployment I used some of my credit cards to help family members with their bills, i.e utilities, and sometimes thier mortgage. |
Please explain the reason why you carry a large revolving credit balance. | When I came home from my deployment I used some of my credit cards to help family members with their bills, i.e utilities, and sometimes thier mortgage. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage is 1993 monthly and credit balance estimated at 13000.00 |
Which debts do you plan to pay off with this loan? | I plan on paying off credit cards. More convient to have one monthly payment and also can pay off at a faster rate. |
Please explain the reason why you carry a large revolving credit balance. | When I came home from my deployment I used some of my credit cards to help family members with their bills, i.e utilities, and sometimes thier mortgage. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage is 1993 monthly and credit balance estimated at 13000.00 |
Which debts do you plan to pay off with this loan? | I plan on paying off credit cards. More convient to have one monthly payment and also can pay off at a faster rate. |
Member Payment Dependent Notes Series 906804
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
906804 |
$6,000 |
$6,000 |
15.27% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 906804. Member loan 906804 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,906 / month |
Current employer: | Mississippi State University | Debt-to-income ratio: | 15.99% |
Length of employment: | 10+ years | Location: | STARKVILLE, MS |
Home town: | |||
Current & past employers: | Mississippi State University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $20,782.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Any delinquency I may have had was due to an oversight not an inability to pay my bills. |
What is your intended use for the loan proceeds? | Pay off credit cards and use for needed house repairs |
Please explain the reason why you carry a large revolving credit balance. | Have had trouble paying off the balances due to high interest rates |
If you have a delinquency in the last 2 years, please explain the reason. | Any delinquency I may have had was due to an oversight not an inability to pay my bills. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | No rent or mortgage. No home equity loan. Small line of credit for $2,500. Utilities approx. $500/mo. insurance $1,400 per year/ taxes $2,000 per year |
If you have a public record on file, please briefly explain the event and its resolution. | None on file |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Not applicable |
Please explain the reason why you carry a large revolving credit balance. | Have had trouble paying off the balances due to high interest rates |
Member Payment Dependent Notes Series 908350
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
908350 |
$14,000 |
$14,000 |
14.27% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 908350. Member loan 908350 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,008 / month |
Current employer: | Verbatim Advisory Group | Debt-to-income ratio: | 12.57% |
Length of employment: | 2 years | Location: | MARLBOROUGH, MA |
Home town: | |||
Current & past employers: | Verbatim Advisory Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > I am using the loan to consolidate all of my credit cards. The loan covers all of my current depit so the monthly card payments will go directly to the loan. I have not been late of a credit card payment and have a very stable job.
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $6,308.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am only using the loan to pay off and lower the interest on my credit cards. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The loan will encompass all of my current credit cards. My current minium payments on all card cards around $500. That will all go to the loan plus the possiblity of paying extra each month. |
Member Payment Dependent Notes Series 908948
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
908948 |
$18,200 |
$18,200 |
20.30% |
1.00% |
October 21, 2011 |
October 22, 2016 |
October 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 908948. Member loan 908948 was requested on October 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Marine Max | Debt-to-income ratio: | 23.91% |
Length of employment: | 9 years | Location: | LAKE WORTH, FL |
Home town: | |||
Current & past employers: | Marine Max | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/12/11 > This is to pay off credit cards and 2 other high interest loans Borrower added on 10/12/11 > sunbelt credit, 29%, i owe about 1200.00, citi financial 30%, I owe 4200.00, citicard, 15.6% i owe 6200, applied card bank 23% i owe 1900. creditone bank, i owe 1000. ford credit i owe 9000.00 Borrower added on 10/15/11 > I plan on closing all credit card accounts except for one to keep for emergency situations
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $8,863.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | sunbelt credit 125/mo., citifinancial, 167/mo. citi card 300/mo, applied card bank 150/mo., creditone bank 100/mo, ford credit 498/ mo. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi, my rent is 450/mo. utitlities are around 150/mo, phone is 84/mo, insurance 43/ mo, food 75/wk, truck payment is 497/mo. If my loan is fully funded, I want to pay 4000 to ford credit leaving me with a balance of 4500 and allowing me to pay it off within the next 10 months. |
Member Payment Dependent Notes Series 909595
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
909595 |
$15,625 |
$15,625 |
9.91% |
1.00% |
October 24, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 909595. Member loan 909595 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | Village of Carol Stream | Debt-to-income ratio: | 26.69% |
Length of employment: | 4 years | Location: | CAROL STREAM, IL |
Home town: | |||
Current & past employers: | Village of Carol Stream | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,661.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I currently have three credit cards. Two of which I am paying $200 each for a minimum monthly payment. The third has a minimum of $100. With this loan the two higher monthly payments will be eliminated. The loan amount would require a $500 a month payment along with the $100 minimum. However the final credit card should be completely paid off within 3-4 months. At that time all of my attention will be focused on repaying the loan. |
Member Payment Dependent Notes Series 914211
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
914211 |
$35,000 |
$35,000 |
20.89% |
1.00% |
October 20, 2011 |
October 21, 2016 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 914211. Member loan 914211 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Oxner Thomas + Permar, pllc | Debt-to-income ratio: | 24.39% |
Length of employment: | 2 years | Location: | GREENSBORO, NC |
Home town: | |||
Current & past employers: | Oxner Thomas + Permar, pllc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My attempts to answer this question have been blocked due to potentially revealing too much personal information. |
Please explain the reason why you carry a large revolving credit balance. | I incurred medical expenses and was not able to work for several years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover $19,500 19%; Priceline Visa $1800. 18.99%. Bank credit line $4500 20%; Kohl's $500. 20%. |
Which debts do you plan to pay off with this loan? | Discover $19,500, Kohl's $500, Bank credit line $4500, Chase (BP) $950, Priceline Visa $1800, Medical expenses $2500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My attempts to answer this question have been blocked due to potentially revealing too much personal information. |
Please explain the reason why you carry a large revolving credit balance. | I incurred medical expenses and was not able to work for several years. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My attempts to answer this question have been blocked due to potentially revealing too much personal information. |
Member Payment Dependent Notes Series 915213
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
915213 |
$18,000 |
$18,000 |
13.49% |
1.00% |
October 25, 2011 |
November 1, 2016 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 915213. Member loan 915213 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Williams-Sonoma Inc | Debt-to-income ratio: | 19.10% |
Length of employment: | 10+ years | Location: | WEST CHESTER, PA |
Home town: | |||
Current & past employers: | Williams-Sonoma Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > This would be a loan for credit card consolidation. I have a consistent employment record. I have been with my current company for over 10 years. I pay my monthly expences on time. This loan would allow me to group my three high interest credit cards into one easily paid loan that I can manage and pay off quickly. This will allow to take more money into savings and retirement fund.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,487.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am currently looking to consolodate 3 credit card balances. At this time I make a bit over the minimum monthly payment on each of these card. They are as follows: BOA: balance due 10,100. APR of 24.39%, Capital One: balance due 4435.00. APR 17.9%, WFFNP (private lable credit card) balance due 2563.00 APR 22.9%. Other dept that I carry would be a car loan via Hyundai Auto Finance, and a Citifinancial Line of Credit (about 2000.00 which will be paid off by year end). Both these loans are current and manageable. I have three other private lable credit cards that carry 0 balances. I rent, so no morgage. Hope this helps. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am currently looking to consolodate 3 credit card balances. At this time I make a bit over the minimum monthly payment on each of these card. They are as follows: BOA: balance due 10,100. APR of 24.39%, Capital One: balance due 4435.00. APR 17.9%, WFFNP (private lable credit card) balance due 2563.00 APR 22.9%. Other dept that I carry would be a car loan via Hyundai Auto Finance, and a Citifinancial Line of Credit (about 2000.00 which will be paid off by year end). Both these loans are current and manageable. I have three other private lable credit cards that carry 0 balances. I rent, so no morgage. Hope this helps. |
Which debts do you plan to pay off with this loan? | Three credit cards that carry balances. I have been making monthly minimum payments. by consolodating I will be able to pay off all balance--then pay the loan over the course of 5 years. By paying the minimum it would take over 30 years without the loan consolodation. The three cards I plan to pay off - Bank of America, Capital One, and one private lable card held by WFFNB |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am currently looking to consolodate 3 credit card balances. At this time I make a bit over the minimum monthly payment on each of these card. They are as follows: BOA: balance due 10,100. APR of 24.39%, Capital One: balance due 4435.00. APR 17.9%, WFFNP (private lable credit card) balance due 2563.00 APR 22.9%. Other dept that I carry would be a car loan via Hyundai Auto Finance, and a Citifinancial Line of Credit (about 2000.00 which will be paid off by year end). Both these loans are current and manageable. I have three other private lable credit cards that carry 0 balances. I rent, so no morgage. Hope this helps. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Combined monthly expences would roughly be $2100 a month....that it includes rent, car payment, insurance, utilities, phone, food, gas. |
Please explain the reason why you carry a large revolving credit balance. | To pay off an unexpected relocation and medical expenses due to family illness. |
Member Payment Dependent Notes Series 915455
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
915455 |
$12,000 |
$12,000 |
17.27% |
1.00% |
October 24, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 915455. Member loan 915455 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Embassy of Italy | Debt-to-income ratio: | 16.83% |
Length of employment: | 2 years | Location: | SILVER SPRING, MD |
Home town: | |||
Current & past employers: | Embassy of Italy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > The loan will be used to finance a car to be used for daily commute to/from work (around 8 miles each way), and for a few repairs in the house, such as fence, gate, yard. As you can see from my credit score I always pay on time and have never missed a payment. Borrower added on 10/17/11 > I'm new here on Lending Club and wanna thanks everybody who's contributing to the loan amount. As I said in my profile, my credit score shows I've always paid on time and never missed a payment. Borrower added on 10/17/11 > Please feel free to ask me questions if you have any. I have a very stable job and work hard each and everyday. I love my job and enjoy the people I work with. Borrower added on 10/18/11 > Thank you all for contributing to my loan. It's now more than 60% funded and closer to loan goal. Borrower added on 10/21/11 > As we are approaching 100% of the funds, I'd like to thank everybody who contributed.
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $6,370.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly expenses total to around $3000/month: $2600 is the mortgage payment which includes insurance and real estate taxes; $200 for utilities, including gas, electricity, cable (I have no landline and only use my cell); $200 for cleaning service and miscellaneus. However, I have an extra income of $1500/month from my tenant in the basement. So total monthly expenses total to $1500. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm planning to use half ($6000) for buying a car to be used mostly in the winter and for commuting. The other half is going to be used for home improvement projects, including repairs to fence, repairs to gate, entrance to the basement, retaining wall for hedge of the backyard. |
How much money are you providing out of pocket as a down payment for this purchase? | I'm putting down $3-4000 for the purchase of the car. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I'm buying a 2005 Ford Escape XLT (110,000 miles) in very good condition and with new tires and navigation system. It is the perfect car for the winter here in the Washington DC area, especially with harsh winters like the last two. |
Member Payment Dependent Notes Series 919270
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
919270 |
$35,000 |
$35,000 |
19.42% |
1.00% |
October 25, 2011 |
October 22, 2016 |
October 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 919270. Member loan 919270 was requested on October 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Delco Comstruction | Debt-to-income ratio: | 20.79% |
Length of employment: | 10+ years | Location: | ROYAL PALM BEACH, FL |
Home town: | |||
Current & past employers: | Delco Comstruction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > Please note when reviewing debt to ratio all vehicles loans are paid by business and can be verified.
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $15,733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I am unaware of any delinquency. Especially in the last 2 years. Do you have more details regarding the delinqency? |
Member Payment Dependent Notes Series 919910
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
919910 |
$11,500 |
$11,500 |
6.62% |
1.00% |
October 19, 2011 |
October 26, 2014 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 919910. Member loan 919910 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,842 / month |
Current employer: | Camelback Academy | Debt-to-income ratio: | 10.28% |
Length of employment: | < 1 year | Location: | GLENDALE, AZ |
Home town: | |||
Current & past employers: | Camelback Academy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,405.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | around $260/mo currently. this will pay off the balance on my card for a new $360/mo payment to lending club (dropping my interest rate considerably). I am earning more now and want to pay it off quickly, just looking for ways to drop down the interest I'm being charged. |
Member Payment Dependent Notes Series 920743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
920743 |
$35,000 |
$35,000 |
18.64% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 920743. Member loan 920743 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Electric Power Systems | Debt-to-income ratio: | 4.19% |
Length of employment: | 10+ years | Location: | UNIONTOWN, OH |
Home town: | |||
Current & past employers: | Electric Power Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > I'm going to be using the funds to pay off credit card and medical bills that have piled up over the last few years. I used to have a credit line of over 835 and now I'm still mid 700's but things just got out of hand for a while and I need to take control. The household monthly budget is less than 1300 dollars and I can easily make the payments on this loan. I've been on this job for 6 years and I was asked back by the company after I left them some time before that so I feel I'm pretty safe in my job situation. Borrower added on 10/20/11 > I'm going to be using the funds to pay off credit card and medical bills that have piled up over the last few years. I used to have a credit line of over 835 and now I'm still mid 700's but things just got out of hand for a while and I need to take control. The household monthly budget is less than 1300 dollars and I can easily make the payments on this loan. I've been on this job for 6 years and I was asked back by the company after I left them some time before that so I feel I'm pretty safe in my job situation.
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,203.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My morgage is 875 a month that covers the taxes and insurance. I have a home equity loan that was for 50,000 originally and now is down to 35,000. The utilities are just gas 55 a month on budget, electric is around 120 to 150 a month and sewer is 22 a month. |
Please explain the reason why you carry a large revolving credit balance. | With medical bills and 3 boys college age it's just gotten out of control. Also there were some repairs that had to be done to the house that was out of my control. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one credit card at 10 thousand and 8 thousand on another. There are several store cards with smaller balances, 3 to 5 hundred but with all the different ones I can only afford to pay the minumum which is almost not worth making because the interest covers most of the payment. |
Which debts do you plan to pay off with this loan? | I'm going to pay off my medical bills, I think the doctors charge too much but they deserve to be paid for their services. And the credit cards of course then I'm going to cancel most of them. I really don't need them and it's a waste to keep them. Anything left after that is going on my home equity loan to get it paid off sooner. |
What is your intended use for the loan proceeds? | Pay off medical bills and credit card balances. Whatever is left to put on the home equity loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Morgage payment is 875 mo. and that covers taxes and insurance. Gas 55 mo. phone is 150 a mo.Electric 130 mo. I'm really not sure about food I eat at home a lot, and we try to limit how often we eat out. |
If you have a delinquency in the last 2 years, please explain the reason. | If you mean missing payments I haven't missed a payment to anyone. There have been times that I've been a couple days late but I never completely missed any payments. |
Member Payment Dependent Notes Series 921419
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
921419 |
$10,000 |
$10,000 |
10.65% |
1.00% |
October 21, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 921419. Member loan 921419 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | City of Los Angeles | Debt-to-income ratio: | 12.99% |
Length of employment: | 10+ years | Location: | ALHAMBRA, CA |
Home town: | |||
Current & past employers: | City of Los Angeles | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,761.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 922097
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
922097 |
$30,000 |
$30,000 |
11.71% |
1.00% |
October 19, 2011 |
October 21, 2016 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 922097. Member loan 922097 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,667 / month |
Current employer: | Newark Public Schools | Debt-to-income ratio: | 13.85% |
Length of employment: | 10+ years | Location: | UNION, NJ |
Home town: | |||
Current & past employers: | Newark Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > Basement repair, restructuring, and remodeling and exterior repairs (fence, roof, yard) as a result of damages done by hurricane Irene. Insurance covers approximately 1/3 of the total estimated cost of $45,000
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,286.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mortgage $3,450.00 (including taxes and insurance) car $513.00 Utilities $600.00 |
Please explain the reason why you carry a large revolving credit balance. | No specific reason. There are two revolving accounts that I use regularly ( Chase, Wells Fargo). |
Is the improvement to your primary residence or an investment property? | Primary resident |
What is your intended use for the loan proceeds? | Repairing, restructuring, remodeling my basement and exteriror (fence, roof, yard) due to damages caused by hurricane Irene. The total cost, including exterior damages is estimated to be $45,000. The insurance company is paying only $16,000. |
Member Payment Dependent Notes Series 923728
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
923728 |
$10,000 |
$10,000 |
14.27% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 923728. Member loan 923728 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | NYPD | Debt-to-income ratio: | 21.54% |
Length of employment: | 5 years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | NYPD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > home improvements , bills paid on time consistently
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $8,502.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 924870
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
924870 |
$14,000 |
$14,000 |
19.42% |
1.00% |
October 20, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 924870. Member loan 924870 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | AmeriFlex | Debt-to-income ratio: | 20.45% |
Length of employment: | 2 years | Location: | TURNERSVILLE, NJ |
Home town: | |||
Current & past employers: | AmeriFlex | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > I have been struggling to just get myself in a position where I can afford my loans (credit card payments, car, insurance, etc.) and still be able to enjoy myself at Chrismas and not worry where I'm going to get money to buy some gifts...or take a trip to see some friends...or buy a birthday present and not worry about how I'm going to pay for it. If I am able to pay everything off and have one loan with a payment less than $400, that is really all I need to get myself back on track. I am reliable, dedicated and hard working and I will NOT be late even one day with a payment. I just need some help and hope you will consider me for a loan. Thank you! Borrower added on 10/14/11 > Thank you to those who have funded my loan to date. It is very much appreciated. Please help me reach my goal. My job is very stable, as the company I work for continues to grow and expand. If I am able to pay off my current debt and have 1 reasonable payment to pay my loan back it will allow me to start to save money and for once, get ahead. Thank you! Borrower added on 10/17/11 > I am very appreciative for the lending support I have received to date. Thank you! If I can reach my loan goal of $14,000 this will position me to pay off all debt, have 1 monthly, affordable payment and still allow me the chance to start to save some money. I am a very stable borrower and you will not go wrong with funding my loan.
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $9,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $700 (My sister and I just recently rented a house together to save on rent. My portion is $700 as of 10/1. Prior to that I paid $1100 on my own per month) Transportation: gas for travel to work - approx. 15 miles each way Utilities: Approx. $200 per month which includes gas, electric, cable Phone: No home phone, cell only - $75 a month Insurance: Car insurance is $101 per month Food: Approx. $50 a week (I only have myself to support) |
Which debts do you plan to pay off with this loan? | All credit card debt (except 1 credit card - I want to pay 1/2 off and keep for emergenices) and 1 personal loan: Kohls: $900 - Annual Interest Rate: 21.90% Children's Place: $240 - Annual Interest Rate: unsure Boscov's - $1100.00 - Annual Interest Rate: unsure Discover: $750.00 - Annual Interest Rate: 19.99% Master Card (Household Bank): $325.00 - Annual Interest Rate: 14.90% Master Card (Capital One): $1000 - Annual Interest Rate: 14.65% Visa: $5500 (want to pay $3000) - Annual Interest Rate: $22.90 CitiFinancial - $6900 - Annual Interest Rate: 29.99% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Kohls: $900 - Annual Interest Rate: 21.90% Children's Place: $240 - Annual Interest Rate: unsure Boscov's - $1100.00 - Annual Interest Rate: unsure Discover: $750.00 - Annual Interest Rate: 19.99% Master Card (Household Bank): $325.00 - Annual Interest Rate: 14.90% Master Card (Capital One): $1000 - Annual Interest Rate: 14.65% Visa: $5500 (want to pay $3000) - Annual Interest Rate: $22.90 CitiFinancial - $6900 - Annual Interest Rate: 29.99% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $700 (My sister and I just recently rented a house together to save on rent. My portion is $700 as of 10/1. Prior to that I paid $1100 on my own per month) Transportation: gas for travel to work - approx. 15 miles each way Utilities: Approx. $200 per month which includes gas, electric, cable Phone: No home phone, cell only - $75 a month Insurance: Car insurance is $101 per month Food: Approx. $50 a week (I only have myself to support) |
Which debts do you plan to pay off with this loan? | All credit card debt (except 1 credit card - I want to pay 1/2 off and keep for emergenices) and 1 personal loan: Kohls: $900 - Annual Interest Rate: 21.90% Children's Place: $240 - Annual Interest Rate: unsure Boscov's - $1100.00 - Annual Interest Rate: unsure Discover: $750.00 - Annual Interest Rate: 19.99% Master Card (Household Bank): $325.00 - Annual Interest Rate: 14.90% Master Card (Capital One): $1000 - Annual Interest Rate: 14.65% Visa: $5500 (want to pay $3000) - Annual Interest Rate: $22.90 CitiFinancial - $6900 - Annual Interest Rate: 29.99% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Kohls: $900 - Annual Interest Rate: 21.90% Children's Place: $240 - Annual Interest Rate: unsure Boscov's - $1100.00 - Annual Interest Rate: unsure Discover: $750.00 - Annual Interest Rate: 19.99% Master Card (Household Bank): $325.00 - Annual Interest Rate: 14.90% Master Card (Capital One): $1000 - Annual Interest Rate: 14.65% Visa: $5500 (want to pay $3000) - Annual Interest Rate: $22.90 CitiFinancial - $6900 - Annual Interest Rate: 29.99% |
Member Payment Dependent Notes Series 925654
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
925654 |
$35,000 |
$35,000 |
14.27% |
1.00% |
October 21, 2011 |
October 22, 2016 |
October 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 925654. Member loan 925654 was requested on October 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | City Of Los Angeles | Debt-to-income ratio: | 7.93% |
Length of employment: | 10+ years | Location: | NEWBURY PARK, CA |
Home town: | |||
Current & past employers: | City Of Los Angeles | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/16/11 > Lending club is a great system for borrowers and investers. I want to support it. I want to use the loan for debt consolidation due to a complicated legal issue. I have a stable and secure income with eighteen years of employment. This is great opportunity to support this investment community and take advantage of a structured loan that will be paid off in a reasonable amount of time.
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,098.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent - 1,850 Utilities - 500 Car Payment - 150 |
Please explain the reason why you carry a large revolving credit balance. | Attorney fees |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BofA Master Card - 12,869.51 CITI Diamond Preferred Rewards Card - 11,62.10 |
Which debts do you plan to pay off with this loan? | Credit Cards |
Please explain the reason why you carry a large revolving credit balance. | Attorney fees |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I only have one purpose for this loan. I want to consolidate and pay off credit cards with a structured loan to be paid off in a reasonable amount of time. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I only have one purpose for this loan. I want to consolidate and pay off credit cards with a structured loan to be paid off in a reasonable amount of time. |
Please explain the reason why you carry a large revolving credit balance. | Attorney fees |
What is your intended use for the loan proceeds? | Consolidate credit card debt. Take adavantge of a structured loan with a payoff date. |
Member Payment Dependent Notes Series 927958
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
927958 |
$10,000 |
$10,000 |
9.91% |
1.00% |
October 25, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 927958. Member loan 927958 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | Forest Park Community College | Debt-to-income ratio: | 6.39% |
Length of employment: | 10+ years | Location: | SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | Forest Park Community College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,973.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 936437
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
936437 |
$20,000 |
$20,000 |
14.65% |
1.00% |
October 20, 2011 |
October 21, 2016 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 936437. Member loan 936437 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | NiSource | Debt-to-income ratio: | 26.40% |
Length of employment: | 1 year | Location: | LAFAYETTE, LA |
Home town: | |||
Current & past employers: | NiSource | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,501.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | We recently moved and there are a lot of hidden costs associated with such. Much of our purchases were for the new home. I want to consolidate to make the payments together each month and have a steady interest rate. |
Member Payment Dependent Notes Series 940472
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
940472 |
$15,000 |
$15,000 |
17.58% |
1.00% |
October 25, 2011 |
October 24, 2014 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 940472. Member loan 940472 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,417 / month |
Current employer: | ADESA Auto Auctions | Debt-to-income ratio: | 12.48% |
Length of employment: | < 1 year | Location: | MARTINEZ, CA |
Home town: | |||
Current & past employers: | ADESA Auto Auctions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > Am using the funds to pay off multiple lines of credit that will free up more funds than the payment I am expected to pay on this loan.
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $10,938.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any deliquencies on any bills. I pay all my bills on time. |
Member Payment Dependent Notes Series 940733
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
940733 |
$7,000 |
$7,000 |
14.65% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 940733. Member loan 940733 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Rockefeller Financial | Debt-to-income ratio: | 16.16% |
Length of employment: | 1 year | Location: | ROSELLE, NJ |
Home town: | |||
Current & past employers: | Rockefeller Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > I need this loan to consolidate two outstanding loans into one so that I can reduce monthly payments by at least $200.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $7,353.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 944145
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
944145 |
$12,000 |
$12,000 |
18.25% |
1.00% |
October 19, 2011 |
October 26, 2016 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 944145. Member loan 944145 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,917 / month |
Current employer: | BAE Systems Norfolk Ship Repair | Debt-to-income ratio: | 9.13% |
Length of employment: | 6 years | Location: | VIRGINIA BEACH, VA |
Home town: | |||
Current & past employers: | BAE Systems Norfolk Ship Repair | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/12/11 > I will consolidate debt with this loan. I am a 30 year veteran of the Navy and like staying with one company like BAE Systems (5.5 Years) I always pay my debts.
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $13,997.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly mortgage is $ 2369.00 which includes taxes and insurance. I have no equity line of credit. I have been in this home for 5.5 years. Utilities average $ 400.00 per month. |
Which debts do you plan to pay off with this loan? | Discover Credit Card, Best Buy, and some small Department Store Cards. |
Member Payment Dependent Notes Series 948489
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
948489 |
$20,000 |
$20,000 |
15.96% |
1.00% |
October 20, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 948489. Member loan 948489 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,493 / month |
Current employer: | Medsynergies Inc | Debt-to-income ratio: | 23.95% |
Length of employment: | 5 years | Location: | MESQUITE, TX |
Home town: | |||
Current & past employers: | Medsynergies Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/11/11 > I am going to pay off all of my credit cards. They will be put up and only used for an emergency. Borrower added on 10/12/11 > I have a stable job and always pay my bills on time.
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,138.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard $5,274 29.99% $148 MasterCard $2,561 21.99% $84 MasterCard $1,798 19.99% $68 Visa $4,096 24.99% $131 A/E $5,207 18.99% $119 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 1,225.50 Utilities 300.00 Phone 50.00 Insurance 60.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 1,225.50 Utilities 300.00 Phone 50.00 Insurance 60.00 |
Please explain the reason why you carry a large revolving credit balance. | Unexpected expenses Helping out some family members Home improvements I have locked up my cards. They will not be used while I am paying off this loan. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 550.00 I will pay all of my credit cards off with this loan and then I will be paying 485.94 a month for this loan which would save me a lot of interest. I plan to pay extra as I can. My bills are always paid on time. |
Member Payment Dependent Notes Series 950084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
950084 |
$6,625 |
$6,625 |
11.71% |
1.00% |
October 25, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 950084. Member loan 950084 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Harbor UCLA Medical Center | Debt-to-income ratio: | 15.86% |
Length of employment: | 4 years | Location: | CARSON, CA |
Home town: | |||
Current & past employers: | Harbor UCLA Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,278.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off high interest credit cards |
Member Payment Dependent Notes Series 952635
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
952635 |
$6,000 |
$6,000 |
14.27% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 952635. Member loan 952635 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,185 / month |
Current employer: | Fresenius Medical Care | Debt-to-income ratio: | 7.64% |
Length of employment: | 2 years | Location: | ROMEOVILLE, IL |
Home town: | |||
Current & past employers: | Fresenius Medical Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,422.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debt is around $13,000. Interest rates 17.90-26.24%.paying minimum monthly payments. |
Which debts do you plan to pay off with this loan? | Credit cards with higher interest rates. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debt is around $13,000. Interest rates 17.90-26.24%.paying minimum monthly payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debt is around $13,000. Interest rates 17.90-26.24%.paying minimum monthly payments. |
Please explain the reason why you carry a large revolving credit balance. | House projects |
Member Payment Dependent Notes Series 954345
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
954345 |
$10,000 |
$10,000 |
10.65% |
1.00% |
October 24, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 954345. Member loan 954345 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Canyon Fuel | Debt-to-income ratio: | 15.37% |
Length of employment: | 10+ years | Location: | SALEM, UT |
Home town: | |||
Current & past employers: | Canyon Fuel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,765.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | high interest credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 are $2100, with int rate at about 21%, 1 is $900. with interest rate at 18%, 1 is about $1300 with interest rate at 17%. and one is $3000 with interest rate 18%. The mininum payments are fairly low but I usually pay about $900 a month on all of these. We have paid for 2 weddings and my sons funeral all between Feb and Sept and we are having a really hard time catching up. |
Member Payment Dependent Notes Series 956541
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
956541 |
$7,000 |
$7,000 |
14.65% |
1.00% |
October 21, 2011 |
October 24, 2014 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 956541. Member loan 956541 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,833 / month |
Current employer: | Good Samaritan hospital | Debt-to-income ratio: | 8.26% |
Length of employment: | 7 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | Good Samaritan hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $12,306.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Total monthly expense is 6800 |
What is the home improvement project you are planning? | Bathroom update |
Is the improvement to your primary residence or an investment property? | Primary residence |
If you have a delinquency in the last 2 years, please explain the reason. | We moved and didn't get the bill on time. |
What is your intended use for the loan proceeds? | For bathroom repair and update |
Member Payment Dependent Notes Series 959811
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
959811 |
$25,000 |
$25,000 |
18.25% |
1.00% |
October 25, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 959811. Member loan 959811 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | The Dwyer Group, Inc. | Debt-to-income ratio: | 12.20% |
Length of employment: | 8 years | Location: | WOODWAY, TX |
Home town: | |||
Current & past employers: | The Dwyer Group, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $25,196.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | If there are any, it was an oversight on my part |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage: 1140.00 Utilities: 450.00 Insurance: 250.00 Taxes: |
Please explain the reason why you carry a large revolving credit balance. | I had emergency veterinary unplanned expenses totally over $10,000. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: $148,000 Credit Cards: $25,000 |
Which debts do you plan to pay off with this loan? | Credit Cards |
If you have a delinquency in the last 2 years, please explain the reason. | If there are any, it was an oversight on my part |
What is your intended use for the loan proceeds? | Pay off credit cards |
Member Payment Dependent Notes Series 960175
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
960175 |
$5,875 |
$5,875 |
6.62% |
1.00% |
October 25, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 960175. Member loan 960175 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,833 / month |
Current employer: | Unique Hair Styling | Debt-to-income ratio: | 19.42% |
Length of employment: | 10+ years | Location: | SWANNANOA, NC |
Home town: | |||
Current & past employers: | Unique Hair Styling | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > consolidate bills to pay off faster
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,304.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 18% on credit cards. want to combine with lower rate to pay off sooner. balance approx $6,000.00. combined payment of $300.00 . no student loans |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | housing is $553.58 and with power, water etc, about equal to that amount. |
What is your intended use for the loan proceeds? | to combine & payoff higher % credit cards |
Member Payment Dependent Notes Series 964047
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
964047 |
$27,300 |
$27,300 |
23.13% |
1.00% |
October 24, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 964047. Member loan 964047 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,155 / month |
Current employer: | City of Petaluma | Debt-to-income ratio: | 22.89% |
Length of employment: | 3 years | Location: | SANTA ROSA, CA |
Home town: | |||
Current & past employers: | City of Petaluma | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,384.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 967721
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
967721 |
$22,250 |
$22,250 |
13.49% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 967721. Member loan 967721 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Challenger School | Debt-to-income ratio: | 19.20% |
Length of employment: | 10+ years | Location: | Cedar Park, TX |
Home town: | |||
Current & past employers: | Challenger School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on September 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $45,813.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off credit card in order to close the accounts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly, rent $1995, utilities approx. $500 and $400 for food. Insurance and taxes are paid by another person. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I answered this question previously. |
Which debts do you plan to pay off with this loan? | Credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am just using it for Credit Cards. I have most of the money I need to pay these accounts off but was borrowing the rest from Lending Club in order to close the credit card accounts. |
Member Payment Dependent Notes Series 968565
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
968565 |
$30,000 |
$30,000 |
11.71% |
1.00% |
October 20, 2011 |
October 22, 2016 |
October 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 968565. Member loan 968565 was requested on October 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | US Grant Hotel | Debt-to-income ratio: | 0.22% |
Length of employment: | 3 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | US Grant Hotel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > Personal/Family Use Borrower added on 10/14/11 > I have recently received a promotion. My credit is top class. Have not been short a payment my entire life.
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $518.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Home improvements |
What is your intended use for the loan proceeds? | Home improvements |
What is your intended use for the loan proceeds? | Home improvements |
What is your intended use for the loan proceeds? | Home improvements |
What is your intended use for the loan proceeds? | Home improvements |
What is your intended use for the loan proceeds? | Home improvements |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are rent - $400, transportation/gas - $120, utilities - $75, phone $0 (expensed through employer), insurance - $110, food - $200 (work in a hotel, get 15 free meals a week). |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are rent - $400, transportation/gas - $120, utilities - $75, phone $0 (expensed through employer), insurance - $110, food - $200 (work in a hotel, get 15 free meals a week). |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage is $2400 per month, $100 per month in property tax, total insurance is less than $100 per month |
Member Payment Dependent Notes Series 970334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
970334 |
$12,000 |
$12,000 |
10.65% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 970334. Member loan 970334 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,803 / month |
Current employer: | Speedee Cash Managment | Debt-to-income ratio: | 6.78% |
Length of employment: | 4 years | Location: | Crestview, FL |
Home town: | |||
Current & past employers: | Speedee Cash Managment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $8,406.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I sent payoff of card but they still tacked interest on afterward leaving a 40 cent remainder. Did not recieve a new bill. I paid it once I got a delinquency call but disputed the the delinquency which was denied. |
Member Payment Dependent Notes Series 971239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
971239 |
$7,000 |
$7,000 |
6.03% |
1.00% |
October 25, 2011 |
October 21, 2014 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 971239. Member loan 971239 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Coconut Creek Seminole Casino | Debt-to-income ratio: | 10.38% |
Length of employment: | 4 years | Location: | N Lauderdale, FL |
Home town: | |||
Current & past employers: | Coconut Creek Seminole Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/07/11 > I plan to pay this loan off within a year. I am paying too high an interest rate with my credit cards. This will lower my payments and make it easier by paying one bill. Borrower added on 10/07/11 > My job is very stable. Check out the website of my employer and you will see that they are in the process of a $150 million expansion, creating 800 more jobs.
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,364.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a Department store credit card with a balance of $5,239.66, APR of 15.99% and a everyday card with a balance of $3235.61, at 12.99%. The department store card charges a minimum of $130 and my everyday card charges $95. I have car payments of $299.73 a month, with 6 months remaining. |
Member Payment Dependent Notes Series 971428
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
971428 |
$11,400 |
$11,400 |
7.51% |
1.00% |
October 19, 2011 |
October 20, 2014 |
October 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 971428. Member loan 971428 was requested on October 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Human Development Association | Debt-to-income ratio: | 1.72% |
Length of employment: | 10+ years | Location: | Astoria, NY |
Home town: | |||
Current & past employers: | Human Development Association | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I need to redesign my apartment. |
What is your intended use for the loan proceeds? | I need to redesign my apartment. |
Member Payment Dependent Notes Series 971671
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
971671 |
$10,000 |
$10,000 |
6.03% |
1.00% |
October 20, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 971671. Member loan 971671 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Price Rite Supermarkets | Debt-to-income ratio: | 6.53% |
Length of employment: | 3 years | Location: | Whitehall, PA |
Home town: | |||
Current & past employers: | Price Rite Supermarkets | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/16/11 > I'm planning to use the loan to pay off credit cards. I believe in integrity and do things on the right way. My monthly budget is $3650 and i work at the grocery industry, which provides me job security and stability. Thank you
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 971928
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
971928 |
$30,000 |
$30,000 |
22.74% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 971928. Member loan 971928 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | VCUHS | Debt-to-income ratio: | 18.53% |
Length of employment: | 10+ years | Location: | Mechanicsville, VA |
Home town: | |||
Current & past employers: | VCUHS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $9,040.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off some debt and repairs around the house. |
If you have a delinquency in the last 2 years, please explain the reason. | I had been sick and got behind on payments. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage is 1430 a month. Around 2000.00 a month |
Member Payment Dependent Notes Series 972496
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
972496 |
$5,300 |
$5,300 |
6.62% |
1.00% |
October 19, 2011 |
October 14, 2014 |
October 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 972496. Member loan 972496 was requested on September 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | BYT Media, Inc. | Debt-to-income ratio: | 2.99% |
Length of employment: | 3 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | BYT Media, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on September 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $7,803.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 972572
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
972572 |
$14,000 |
$14,000 |
6.62% |
1.00% |
October 25, 2011 |
November 5, 2014 |
November 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 972572. Member loan 972572 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Ernst & Young LLP | Debt-to-income ratio: | 17.81% |
Length of employment: | 4 years | Location: | Buffalo, NY |
Home town: | |||
Current & past employers: | Ernst & Young LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $627.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My Minimum payments right now are around $300 per month. I've been paying close to $525 per month but the interest rates (13% and 9%) are making progress slow. If I receive this loan, the monthly payment for the lending club is $430. I expect the loan to be able to cover all my outstanding credit card debts. |
Member Payment Dependent Notes Series 973302
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
973302 |
$15,500 |
$15,500 |
13.49% |
1.00% |
October 20, 2011 |
October 15, 2016 |
October 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 973302. Member loan 973302 was requested on October 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,560 / month |
Current employer: | Steve Mock | Debt-to-income ratio: | 22.46% |
Length of employment: | 5 years | Location: | Cave Junction, OR |
Home town: | |||
Current & past employers: | Steve Mock | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/01/11 > I am wanting to paid off what I have by consolidating it into one bill. My goal is to get a handle on my money spending. Cut out everything and live very basic. Which is so hard to do now days. So that I don't find my self in trouble.
A credit bureau reported the following information about this borrower member on October 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,080.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | line of credit 3378.36 9.%, monthly payments 83.80 Credit card $3203.67 11.99% monthly payment 303.87 Car loan $374.00 9.% monthly payment 207.70 line of credit 8900. 9% monthly payment $199.00 Rent to own 1100. monthly payments |
Which debts do you plan to pay off with this loan? | I plan to all my debt, pay both lines of credit and drop one . pay off the credit card and drop the card. pay off my car. Keep the car. add extra to the down on home loan I am trying to get. The bank wants more down. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is: $1100.00 Gas money: 100.00 month uiilities: 150.00 in the winter jump to 300.00 Phone 199.00 insurance: $648.60 yearly Food$100.00 monthly Thats about it. I don't do anything but work and stay home. Grow a garden and raise a beef. |
Member Payment Dependent Notes Series 973424
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
973424 |
$8,000 |
$8,000 |
8.90% |
1.00% |
October 25, 2011 |
November 5, 2014 |
November 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 973424. Member loan 973424 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Gasco | Debt-to-income ratio: | 9.24% |
Length of employment: | 3 years | Location: | seattle, WA |
Home town: | |||
Current & past employers: | Gasco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $7,263.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | 104 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I only have a bankrupcy record on file,it was resolved just waiting for to get off my record now |
Member Payment Dependent Notes Series 973935
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
973935 |
$12,000 |
$12,000 |
6.03% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 973935. Member loan 973935 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,833 / month |
Current employer: | walgreens | Debt-to-income ratio: | 15.78% |
Length of employment: | 6 years | Location: | mesa, AZ |
Home town: | |||
Current & past employers: | walgreens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 1, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,883.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 974413
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
974413 |
$2,400 |
$2,400 |
6.03% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 974413. Member loan 974413 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | State of Arizona | Debt-to-income ratio: | 14.59% |
Length of employment: | < 1 year | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | State of Arizona | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/21/11 > This loan will be used for dental expenses. I am a good borrower with excellent credit and a steady job and income. I have been working in my field for 10 years. The monthly payments for this loan fit easily in my budget and I always pay all my bills on time. Thank you for your consideration.
A credit bureau reported the following information about this borrower member on October 4, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,184.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 974649
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
974649 |
$14,400 |
$14,400 |
19.03% |
1.00% |
October 19, 2011 |
October 16, 2016 |
October 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 974649. Member loan 974649 was requested on October 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | JPMORGAN CHASE | Debt-to-income ratio: | 10.88% |
Length of employment: | 6 years | Location: | North Canton, OH |
Home town: | |||
Current & past employers: | JPMORGAN CHASE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,075.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Cc debt from university/ college. All books/ overhead paid on Credit cards. I am a graduate. Bachelors degree. Divorce paid by me. College expenses. |
Member Payment Dependent Notes Series 974750
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
974750 |
$7,200 |
$7,200 |
12.42% |
1.00% |
October 20, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 974750. Member loan 974750 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,892 / month |
Current employer: | Pitt County Memorial Hospital | Debt-to-income ratio: | 9.76% |
Length of employment: | 5 years | Location: | WASHINGTON, NC |
Home town: | |||
Current & past employers: | Pitt County Memorial Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Two high interest credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage/escrow 826 gas 125 utilities ~150 no phone bill/insurance (covered by work) food ~200 natural gas 68 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mortgage/escrow 826 no loans utilities 150 no isurance/phone (covered by work) food 200 gas 125 natural gas 68 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | mortgage 426 escrow (pmi, city taxes, wind/hail ins, homeowners ins, flood ins) 400 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card 6500 @ 22% credit card 250 @ 19% credit card 2200 @ 11% mortgage/escrow 826 |
Which debts do you plan to pay off with this loan? | Two high interest credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage/escrow 826 gas 125 utilities ~150 no phone bill/insurance (covered by work) food ~200 natural gas 68 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mortgage/escrow 826 no loans utilities 150 no isurance/phone (covered by work) food 200 gas 125 natural gas 68 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card 6500 @ 22% credit card 250 @ 19% credit card 2200 @ 11% mortgage/escrow 826 |
Which debts do you plan to pay off with this loan? | Two high interest credit cards. |
Which debts do you plan to pay off with this loan? | Two high interest credit cards. |
Please explain the reason why you carry a large revolving credit balance. | I had water damage not covered by insurance in my house and my car was totaled in a flood. Used two credit cards to cover the expenses and replace the car. |
Member Payment Dependent Notes Series 976860
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
976860 |
$28,000 |
$28,000 |
7.90% |
1.00% |
October 25, 2011 |
October 25, 2014 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 976860. Member loan 976860 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Workhorse Creative | Debt-to-income ratio: | 16.67% |
Length of employment: | 5 years | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | Workhorse Creative | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,064.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Business growth |
Member Payment Dependent Notes Series 977052
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
977052 |
$14,000 |
$14,000 |
15.96% |
1.00% |
October 21, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 977052. Member loan 977052 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Publix Supermarkets | Debt-to-income ratio: | 12.90% |
Length of employment: | 10+ years | Location: | Altamonte Springs , FL |
Home town: | |||
Current & past employers: | Publix Supermarkets | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > i am just consolidating bills into one payment and one interest rate.
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,952.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my car loan is $5800.00 the interest rate is 24% monthly I pay $300.00 us bank credit card balance is $4800.00 the interest rate is 23% monthly i Pay $160.00 Dillards $4600.00 interest rate is 24% monthly I pay $150.00 applied bank $1000.00 monthly i pay $50.00 interest rate 24% bank of america $700.00 interest rate 0% I pay as much as i can, The reason I applied for this loan is to get rid of some of this high interest and have it fixed so that its not going up whenever some of these companies have felt like it, I pay all my bills every month without fail i just want them under one payment with a fixed interest. i would like to pay this loan off early but am willing to pay it to term just for the assistance and money i would save by getting it. |
Which debts do you plan to pay off with this loan? | My car $5800.00 us bank$ 4900.00 dillards i plan to put whats left on it then pay it off in december along with us bank and bank of america. |
What is your intended use for the loan proceeds? | This loan allows me to consolidate my debt into one payment with a interest rate that is better than what my creditors can currently offer. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My total expenses are about $1600.00 this loan will save me around $310.00 due to the interest that I would be saving which would put me around $1300.00 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are roughly $1600.00 depending on gas flux. This loan would lower my monthly expenses to roughly $1300.00. I also plan on paying off all my small debt by the end of December which will save me an additional $175.00 a month. The money in interest alone I would be saving with this loan is phenomenal. |
If you have a delinquency in the last 2 years, please explain the reason. | I haven't to my defaulted on anything in the last 2 years. I have paid all my debts. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Getting rid of high interest bills and conslidating from highest to lowest. |
Member Payment Dependent Notes Series 977077
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
977077 |
$16,000 |
$16,000 |
8.90% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 977077. Member loan 977077 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Alexander Marketing | Debt-to-income ratio: | 12.24% |
Length of employment: | < 1 year | Location: | Grand Rapids, MI |
Home town: | |||
Current & past employers: | Alexander Marketing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,569.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Four years ago I went through a dissolution of a contract and was faced with selling a home at a loss and also distributing joint debt. |
Member Payment Dependent Notes Series 977252
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
977252 |
$31,400 |
$31,400 |
14.27% |
1.00% |
October 21, 2011 |
October 18, 2014 |
October 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 977252. Member loan 977252 was requested on October 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $20,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.86% |
Length of employment: | 10+ years | Location: | Reno, NV |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/04/11 > Loan will be used to finance three new dedicated routes transporting cargo for FedEx. We have been a reliable contractor for the pass 6 years. My company grosses $1.3 Million per year; these new routes will increment our gross bottom line to well over $1.8 million per year. Our yearly profit margin is generally close to 20% of our gross.
A credit bureau reported the following information about this borrower member on October 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,035.00 | Public Records On File: | 2 |
Revolving Line Utilization: | 14.50% | Months Since Last Record: | 34 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The proceeds are going to be part of an investment on Three new dedicated runs from Reno Nevada To City of Industry in the Los Angeles area. We are contractors for FedEx Ground, have been doing it for 6 years. We transport freight for FedEx. This runs will run on a daily basis, the millage is guaranteed. |
If you have a public record on file, please briefly explain the event and its resolution. | No public record on file... |
Member Payment Dependent Notes Series 977671
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
977671 |
$2,200 |
$2,200 |
12.69% |
1.00% |
October 21, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 977671. Member loan 977671 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | ABC-Clio | Debt-to-income ratio: | 23.77% |
Length of employment: | < 1 year | Location: | BROOMFIELD, CO |
Home town: | |||
Current & past employers: | ABC-Clio | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,947.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 977988
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
977988 |
$21,000 |
$21,000 |
19.91% |
1.00% |
October 19, 2011 |
October 18, 2016 |
October 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 977988. Member loan 977988 was requested on October 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Steelscape | Debt-to-income ratio: | 11.28% |
Length of employment: | 10+ years | Location: | Longview, WA |
Home town: | |||
Current & past employers: | Steelscape | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/04/11 > Wanting to combine all my bills together for one payment so it will make it easier for me to pay off my total debt faster. Would like to be debt free in 5 years so I will be able to pay my mortgage and own my home within 5 years after debt is paid off.
A credit bureau reported the following information about this borrower member on October 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $10,694.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 63.30% | Months Since Last Record: | 100 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: 102,000 (mo. payment 926.00) Credit Card: 11,000 (mo. payment 425.00) Car Loan: 9000 (mo. payment 280.00) Line of Credit: 2600 (mo. payment 80.00) 2nd Car Loan: 9900 (mo. payment 370) |
Which debts do you plan to pay off with this loan? | All my debt with the exception of one of my car loans through my Credit Union. |
Member Payment Dependent Notes Series 978015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
978015 |
$9,600 |
$9,600 |
13.49% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 978015. Member loan 978015 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,773 / month |
Current employer: | Joie de Vivre Hospitality | Debt-to-income ratio: | 11.25% |
Length of employment: | 2 years | Location: | Placentia, CA |
Home town: | |||
Current & past employers: | Joie de Vivre Hospitality | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,978.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | When I was in school, I was not very smart as to how I should pay for things for class (school supplies, books, etc.) that sort of thing. I didn't think an unsubsidized loan was the way to go, so rather then that, I put a lot of these charges on my credit cards without making an informed decision about their interest rates. Now, knowing more about interest rates and such. I don't use them at all. Also, while I was in school I didn't have a job that paid very well which also led to poor choices on my part. I hope this answers your question. |
Member Payment Dependent Notes Series 978407
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
978407 |
$19,950 |
$19,950 |
10.65% |
1.00% |
October 21, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 978407. Member loan 978407 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | First Aid Only, Inc | Debt-to-income ratio: | 3.51% |
Length of employment: | 2 years | Location: | Vancouver, WA |
Home town: | |||
Current & past employers: | First Aid Only, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/16/11 > I've worked hard to get my credit where it is, I pay my bills! I am consolidating now and working hard to pay off all dept in the next 5 years including my car. I will be working to pay this loan off within less than 4 years if at all possible.
A credit bureau reported the following information about this borrower member on October 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,887.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Visa CC 17375.58 12.9 Dept Store CC 800.00 24.9 Car 13181.10 4.99 |
Which debts do you plan to pay off with this loan? | Visa Dept store CC Bal to car loan |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $500 rent $300 rest of utilities Gas/food approx $400 Cell phone covered by Employer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $500 rent $300 rest of utilities Gas/food approx $400 Cell phone covered by Employer |
Member Payment Dependent Notes Series 978944
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
978944 |
$8,875 |
$8,875 |
7.90% |
1.00% |
October 21, 2011 |
October 19, 2014 |
October 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 978944. Member loan 978944 was requested on October 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,837 / month |
Current employer: | Centinela State Prison | Debt-to-income ratio: | 19.43% |
Length of employment: | 10+ years | Location: | Imperial, CA |
Home town: | |||
Current & past employers: | Centinela State Prison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,540.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mortgage-745.00 (includes taxes and insurance); utilities-150.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2 credit cards with approx. 3400.00 balance. Interest rate 12.99 I usually pay 100.00 each to the credit cards. My mortgage is 750.00 (not paying that off). I have a truck payment of 282.00 Balance 2400.00 Int rate 8%. My wife has a student loan Balance approx 2500.00 payment 176.00. |
Which debts do you plan to pay off with this loan? | The aforementioned debts except the house payment. |
Which debts do you plan to pay off with this loan? | The aforementioned debts except the house payment. |
Member Payment Dependent Notes Series 979272
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
979272 |
$7,850 |
$7,850 |
13.49% |
1.00% |
October 20, 2011 |
October 23, 2014 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 979272. Member loan 979272 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,125 / month |
Current employer: | C.H.I. | Debt-to-income ratio: | 19.44% |
Length of employment: | 2 years | Location: | PEMBROKE, NC |
Home town: | |||
Current & past employers: | C.H.I. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $6,228.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 979287
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
979287 |
$25,000 |
$25,000 |
22.35% |
1.00% |
October 19, 2011 |
October 20, 2016 |
October 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 979287. Member loan 979287 was requested on October 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | LBUSD/Jefferson Middle School | Debt-to-income ratio: | 11.84% |
Length of employment: | 6 years | Location: | Westminster, CA |
Home town: | |||
Current & past employers: | LBUSD/Jefferson Middle School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > Paycheck stubs from both jobs were faxed and received yesterday to verify income and employment.
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $26,152.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Average minimum payments amount to about $350-$400 in total. Getting this loan will dismiss the need for these payments....I will destroy all but one credit card. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My mortgage is $2600 which includes tax and insurance. Tenants cover $1500 of mortgage expense. I have $80,000 equity in the house as soon as prices rebound somewhat. Utilities amount to about $450 monthly |
What is the total balance of your credit cards, interest rates and current monthly payments? | I owe small amount on 2 cards which I will pay off immediately. I have a balance of about $9000 on my credit union and about $8000 on my American Airline Citi account. I owe $6000+ on my Mitsubishi Galant '04 With car included, I pay about $650 monthly |
Please explain the reason why you carry a large revolving credit balance. | Hi! I answered this question in detail earlier this morning. Did you receive my response? The site makes it seem that the reply was not received because your query remains showing. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I owe small amount on 2 cards which I will pay off immediately. I have a balance of about $9000 on my credit union and about $8000 on my American Airline Citi account. I owe $6000+ on my Mitsubishi Galant '04 With car included, I pay about $650 monthly |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Average minimum payments amount to about $350-$400 in total. Getting this loan will dismiss the need for these payments....I will destroy all but one credit card. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I owe small amount on 2 cards which I will pay off immediately. I have a balance of about $9000 on my credit union and about $8000 on my American Airline Citi account. I owe $6000+ on my Mitsubishi Galant '04 With car included, I pay about $650 monthly |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | $9000 on Credit Union About $8000 on Citi account Also 3 minor accounts under $500 each which i am in the process of taking care of these first. My card payments are approximately $350-$400 monthly not including car loan of another $285. I have a few medical and dental bills outstanding. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I owe small amount on 2 cards which I will pay off immediately. I have a balance of about $9000 on my credit union and about $8000 on my American Airline Citi account. I owe $6000+ on my Mitsubishi Galant '04 With car included, I pay about $650 monthly |
What is the total balance of your credit cards, interest rates and current monthly payments? | I owe small amount on 2 cards which I will pay off immediately. I have a balance of about $9000 on my credit union and about $8000 on my American Airline Citi account. I owe $6000+ on my Mitsubishi Galant '04 With car included, I pay about $650 monthly |
What is your intended use for the loan proceeds? | I will pay off all credit card debt and if possible pay off car loan and drop the maximum insurance required by the lien holder. I will consolidate my debt and not have so many automatic payments being deducted from my account which is difficult to keep track of. I want one payment. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Average minimum payments amount to about $350-$400 in total. Getting this loan will dismiss the need for these payments....I will destroy all but one credit card. |
Please explain the reason why you carry a large revolving credit balance. | Hi! I answered this question in detail earlier this morning. Did you receive my response? The site makes it seem that the reply was not received because your query remains showing. |
What is your intended use for the loan proceeds? | I will pay off all credit card debt and if possible pay off car loan and drop the maximum insurance required by the lien holder. I will consolidate my debt and not have so many automatic payments being deducted from my account which is difficult to keep track of. I want one payment. |
Member Payment Dependent Notes Series 979317
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
979317 |
$18,800 |
$18,800 |
12.42% |
1.00% |
October 24, 2011 |
October 26, 2016 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 979317. Member loan 979317 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | Mediapoint Capital LLC(Pitchblack Games) | Debt-to-income ratio: | 8.35% |
Length of employment: | 2 years | Location: | Mesa, AZ |
Home town: | |||
Current & past employers: | Mediapoint Capital LLC(Pitchblack Games) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > This loan will be used for updating my home primarily for handicap/elderly accessibility. The budget includes modification to the kitchen, 1 bathroom and laundry room as the main focus. Then some peripheral accessibility options such as hard flooring in the common areas for ease of wheel chair travel. I have excellent and experienced credit with stable income. This makes me a dependable borrower who always puts priority towards my commitment to creditors. I Thank you for your consideration to make this goal possible.
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $2,336.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | This loan will be used for updating my home primarily for handicap/elderly accessibility. The budget includes modification to the kitchen, 1 bathroom and laundry room as the main focus. Then some peripheral accessibility options such as hard flooring in the common areas for ease of wheel chair travel. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi, if it's numbers you want then to answer your question here's a simple breakdown from my monthly home budget: Rent: $200 Transportation (fuel): $350 Utilities (electric & water/trash): $250 & $90 Phone: $105 Insurance (cars & health): $140 & $560 Food (groceries): $400 Total: $2095 Hope that answers your question. And thanks for your consideration. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I'm in an ideal position with a low rent of $200/month, renter's insurance of $12/month. The Utilities are a larger portion of about $340/month for electric, water & garbage. Property taxes hover around $1,250 per year. I hope that answers your question. And I thank you for your consideration. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | The good news is that there is no mortgage on my home and hasn't been for years. I'm helping out the actual owner's who are close family members and have been unable to re-mortgage the home to pay for the modifications needed. This enables me to easily make room in my budget for this loan. I hope that answers your question. And I thank you for your consideration. |
What is the estimated current market value of your home? | The house is currently estimated to be valued between $135,000 and $150,000. Thank you for your consideration. |
If you have a delinquency in the last 2 years, please explain the reason. | I appreciate your question and thank you for your consideration. I have no delinquencies in the past two years. |
Member Payment Dependent Notes Series 979618
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
979618 |
$18,500 |
$18,500 |
7.90% |
1.00% |
October 19, 2011 |
October 20, 2014 |
October 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 979618. Member loan 979618 was requested on October 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Goel Services | Debt-to-income ratio: | 12.83% |
Length of employment: | < 1 year | Location: | Arlington, VA |
Home town: | |||
Current & past employers: | Goel Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,618.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Because I make a lot money based on spending money...if you check how often I pay off the balances vs how much I put on credit, you would understand. |
Member Payment Dependent Notes Series 979654
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
979654 |
$6,000 |
$6,000 |
8.90% |
1.00% |
October 21, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 979654. Member loan 979654 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,648 / month |
Current employer: | Lowe's Home Improvement | Debt-to-income ratio: | 18.28% |
Length of employment: | 7 years | Location: | Durham, NC |
Home town: | |||
Current & past employers: | Lowe's Home Improvement | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > This loan is to refinance my auto loan. I havent missed a payment and I got 9 payments left on this loan. The remaining balance is $6000. Chevy cobalt 2007. Thank you.
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,203.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 979778
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
979778 |
$7,000 |
$7,000 |
7.51% |
1.00% |
October 20, 2011 |
October 20, 2014 |
October 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 979778. Member loan 979778 was requested on October 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,900 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.05% |
Length of employment: | n/a | Location: | Port Orange, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,061.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 979842
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
979842 |
$35,000 |
$35,000 |
21.67% |
1.00% |
October 19, 2011 |
October 20, 2016 |
October 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 979842. Member loan 979842 was requested on October 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | BAML | Debt-to-income ratio: | 22.82% |
Length of employment: | 10+ years | Location: | rock hill, SC |
Home town: | |||
Current & past employers: | BAML | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/06/11 > You are investing in a professional who has been in the same job and industry over 15 years. Please know that I am very diligent in paying my bills. I am simply looking to refinance higher interest credit card debt.
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $40,032.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total amount due is $35,234.19 and the interest rate ranges from 29.99% to 14.90% The monthly payment is 1,830.29. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total monthly credit card payment is 2301.29. All credit card debt is included in this amount with the exception of one which has a monthly payment of 471.00. This is due to the lower APR on this credit card and the maximum loan limit of the lending club. The payoff for the debt that is included in the loan is $35,234.19 and the monthly amount for that portion is $1,830.29. |
What is your intended use for the loan proceeds? | I plan on immediately paying off credit card debt in the amount of $35,234.19. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Amounts referenced below are monthly: Mortgage - $2300 (includes escrowed taxes & insurance) Trans - $700 Trans Insurn - $620 per year Util - $300 Ph- $100 Food - $400 Misc - $500 |
Member Payment Dependent Notes Series 980075
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
980075 |
$30,000 |
$30,000 |
20.89% |
1.00% |
October 19, 2011 |
October 20, 2016 |
October 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 980075. Member loan 980075 was requested on October 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Derse Inc. | Debt-to-income ratio: | 15.95% |
Length of employment: | 6 years | Location: | ANTIOCH, IL |
Home town: | |||
Current & past employers: | Derse Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $101,058.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I travel quite a bit for business. A portion of the revolving credit is due to my heavy business travel. So I may pay off that travel in 1 month, only to be followed by another month of heavy travel and client entertainment. The remainder was primarily due to some hospital bills from a year ago when my son was treated for a car accident. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card payments total $2000/month, sometimes higher with heavy business travel Mortgage: $3000/month No school loans Car payment: $637/month |
Which debts do you plan to pay off with this loan? | $7000 and $3000 for the chase credit that is not business related $20,000 for the Amex charges that are not business-related |
Please explain the reason why you carry a large revolving credit balance. | I travel quite a bit for business. A portion of the revolving credit is due to my heavy business travel. So I may pay off that travel in 1 month, only to be followed by another month of heavy travel and client entertainment. The remainder was primarily due to some hospital bills from a year ago when my son was treated for a car accident. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card payments total $2000/month, sometimes higher with heavy business travel Mortgage: $3000/month No school loans Car payment: $637/month |
What is your intended use for the loan proceeds? | My intended use for the loan proceeds, as relates to one-time healthcare expenses for my son, is to payoff one-time hospital / medical charges. I have many charges related to recurring business expenses covered by my organization. While these show up as charges on my credit report, the reality is that they are temporary travel charges reimbursed by my company. H |
Member Payment Dependent Notes Series 980207
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
980207 |
$21,000 |
$21,000 |
11.71% |
1.00% |
October 20, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 980207. Member loan 980207 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $23,750 / month |
Current employer: | Barclays Capital | Debt-to-income ratio: | 3.81% |
Length of employment: | 5 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Barclays Capital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > One 2-day late payment and my rate went up to 24%. Help me to pay off the big bank credit card debt and be free!
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,569.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | They all add up to approx 5K/mo on approx 10K/mo net income. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards are around 35K - 20K are at 22%, 15K at 9.99%. Student loans are paid off. No other debt (sold the house, renting). |
Which debts do you plan to pay off with this loan? | Credit card debts |
Member Payment Dependent Notes Series 980209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
980209 |
$9,575 |
$9,575 |
6.62% |
1.00% |
October 25, 2011 |
October 20, 2014 |
October 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 980209. Member loan 980209 was requested on October 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | MassDOT highway division | Debt-to-income ratio: | 26.77% |
Length of employment: | 1 year | Location: | westport, MA |
Home town: | |||
Current & past employers: | MassDOT highway division | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,077.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 980230
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
980230 |
$15,200 |
$15,200 |
19.03% |
1.00% |
October 19, 2011 |
October 20, 2016 |
October 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 980230. Member loan 980230 was requested on October 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | Daffy's | Debt-to-income ratio: | 12.88% |
Length of employment: | 10+ years | Location: | Hempstead, NY |
Home town: | |||
Current & past employers: | Daffy's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/06/11 > I am intent on succeeding in life but just need a little help. I have been employed with same company for 11 years. Pay all debts on time.
A credit bureau reported the following information about this borrower member on October 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $19,275.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Moving helping with mentally disabled sister expenses |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | chase, visa,mcard |
What is your intended use for the loan proceeds? | credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 900 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 900 |
Member Payment Dependent Notes Series 980513
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
980513 |
$9,000 |
$9,000 |
6.62% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 980513. Member loan 980513 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,808 / month |
Current employer: | APlus Net Solutions | Debt-to-income ratio: | 23.23% |
Length of employment: | 10+ years | Location: | San Antonio, TX |
Home town: | |||
Current & past employers: | APlus Net Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $8,313.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly for 3 credit cards is about $190 with credit cards not being paid off for many years at that rate; This loan will pay off all so my payment will be $276 but this will be paid off in only 3 years versus many more on higher interest credit cards. |
Please explain the reason why you carry a large revolving credit balance. | Carrying a large revolving balance was not intentional. I have had several emergency expenses in the past year. $2000 to repair a wall in my house that was falling apart; over $1200 in pet medical bills; $1300 for 2 separate air conditioning repair bills; still trying to pay off an MRI on myself from a few years ago. |
Member Payment Dependent Notes Series 980968
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
980968 |
$19,200 |
$19,200 |
16.77% |
1.00% |
October 24, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 980968. Member loan 980968 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | State of Delaware | Debt-to-income ratio: | 21.21% |
Length of employment: | 9 years | Location: | Felton, DE |
Home town: | |||
Current & past employers: | State of Delaware | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,390.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 37.30% | Months Since Last Record: | 89 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Before selling my home in VA to move to DE, I had to pay off the 2nd mortgage, which I put on a credit card. Then after moving I incurred several unforeseen expenses such as my car engine going out and I had to replace that, then the transmission went and I had to replace that. I tried to manage the debt by joining some company who stated they could help me, however, it just got worse. So, I felt I had no other option, but to file bankrupt, I did pay that off early and up until now, I have been able to pay my bills in full. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My mortgage is $884.28 a month, the insurance and taxes are included in that. Utilities $201 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage is $884.28 a month, the insurance and taxes are included in that. Utilities $201 |
Which debts do you plan to pay off with this loan? | Personal loan, Sears, Chase, Discover, Best Buy |
Member Payment Dependent Notes Series 981365
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981365 |
$19,200 |
$19,200 |
17.58% |
1.00% |
October 21, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981365. Member loan 981365 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | AGFA HealthCare | Debt-to-income ratio: | 10.47% |
Length of employment: | 1 year | Location: | Wilsonville, OR |
Home town: | |||
Current & past employers: | AGFA HealthCare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > Thank You Investors For Trusting Me, I Promise You Will Not Regret It!
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,397.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $540 All card will be paid off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $2100 Car $0.00 (no auto expenses, company car) Water $100 Gas $80 Electricity $100 Cable / Phone $150 Trash $60 Food $600 |
What is your intended use for the loan proceeds? | I will pay off my credit cards. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $540 All card will be paid off. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance: $15,909 Payments / Interest: $130.00 / 12.74% $125.00 / 0.0% intro rate $25.00 / 29.99% $25.00 / 25.24% $35.00 / 17.15% $180.00 / 36.00% $20.00 / 14.90% |
Member Payment Dependent Notes Series 981423
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981423 |
$16,000 |
$16,000 |
7.90% |
1.00% |
October 20, 2011 |
October 21, 2014 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981423. Member loan 981423 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Kim-Anh Corporation | Debt-to-income ratio: | 13.73% |
Length of employment: | 6 years | Location: | Quincy, MA |
Home town: | |||
Current & past employers: | Kim-Anh Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/08/11 > I am requesting this loan to expand my gas station/convience store that is located on a very busy main street, to include a two service bay garage. Thank You for your interests.
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,406.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 29.10% | Months Since Last Record: | 104 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have a gas station on a very busy street. Looking to build a two bay garage repair center. Thank You for your inquiry. |
Member Payment Dependent Notes Series 981482
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981482 |
$35,000 |
$35,000 |
13.49% |
1.00% |
October 21, 2011 |
October 21, 2016 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981482. Member loan 981482 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Diamond Personnel | Debt-to-income ratio: | 10.92% |
Length of employment: | < 1 year | Location: | Merrick, NY |
Home town: | |||
Current & past employers: | Diamond Personnel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/09/11 > I am requesting funds for medical expenses for a family member. I have an excellent credit history, and believe my credit score is over 700. I never miss a payment and am very hard working and reliable. Thank you for your consideration.
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,563.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I get flyer miles and use primarily that one card. I pay it down every year with my income tax refund and when I receive commission. |
Member Payment Dependent Notes Series 981516
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981516 |
$35,000 |
$35,000 |
12.42% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981516. Member loan 981516 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,600 / month |
Current employer: | Snagajob | Debt-to-income ratio: | 8.84% |
Length of employment: | 5 years | Location: | Henrico, VA |
Home town: | |||
Current & past employers: | Snagajob | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > Destination wedding + Honeymoon = short-term cash-flow reduction Borrower added on 10/17/11 > Need to spread out the wedding and honeymoon costs over a few years instead of trying to absorb it all in a few months.
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $297.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Destination wedding in the Caribbean next June (plus help some wedding party guests and family with travel). Then two week honeymoon the following October. |
What portion of your wedding expenses does this loan represent? | Approximately 75% |
How are you paying for other wedding expenses not covered by this loan? | Current savings and near term discretionary income of both mine and my fianc??'s. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3400 |
Member Payment Dependent Notes Series 981604
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981604 |
$35,000 |
$35,000 |
22.06% |
1.00% |
October 20, 2011 |
October 21, 2016 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981604. Member loan 981604 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.08% |
Length of employment: | n/a | Location: | Rosenberg, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/07/11 > furniture wil be paid off plus all other bills that I am having to pay interest payments on. I will consolidate all my bills so that it is easier to pay them off. Borrower added on 10/07/11 > All bills will be paid off so that I am not paying on several bill with high interest rates. I will also be able to help my son and his family off on paying their bills.
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $21,366.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My house loan is 1179.00 per month, plus 275.00 electricity, plus gas. My expense lies on my health insurance which is a little over 1100.00 per month. I have crohn's and in texas, the insurance companies will not cover pre existing conditions, so we are put in a health risk pool with people that have diabetes and such. I am using my credit cards way to much because I take care of my grandchildren. One is 8 month old, and the other is 6. I help with diapers, formula and anything else that needs to be done while they are both at work. I bought a new house in 2010, and I did purchase some new furniture, plus blinds. These are the credit cards that I would like to pay off, so that I would only have the one note that I would be paying interest on. |
If you have a delinquency in the last 2 years, please explain the reason. | The only thing that would show up on the credit report would be two dept. stores that can not keep up with where to send the bills. One bill was 89.00 dollars and the other around 250.00. Both have been paid off except I received a bill the other day for 30.00 for a late fee . They still have my address wrong and it takes weeks to get the post office in Deer Park to send the bill to Rosenberg. I have called these people and have writtten my new address on the bills that have been sent in. |
Member Payment Dependent Notes Series 981610
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981610 |
$4,000 |
$4,000 |
20.89% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981610. Member loan 981610 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Meadowbrook Baptist | Debt-to-income ratio: | 14.97% |
Length of employment: | 7 years | Location: | Rockdale, TX |
Home town: | |||
Current & past employers: | Meadowbrook Baptist | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 33 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $4,609.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Motorcycle purchase |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1000 |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency |
What is your intended use for the loan proceeds? | Motorcycle purchase |
What is your intended use for the loan proceeds? | Motorcycle purchase |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency |
What is your intended use for the loan proceeds? | Motorcycle purchase |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1000 |
Please provide additional details regarding the purpose of the loan | Motorcycle |
Member Payment Dependent Notes Series 981639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981639 |
$15,000 |
$15,000 |
15.27% |
1.00% |
October 19, 2011 |
October 25, 2014 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981639. Member loan 981639 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,500 / month |
Current employer: | forest hills equipment | Debt-to-income ratio: | 2.16% |
Length of employment: | 10+ years | Location: | leola, PA |
Home town: | |||
Current & past employers: | forest hills equipment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 2400.00 |
How much money are you providing out of pocket as a down payment for this purchase? | 2000.00 |
Member Payment Dependent Notes Series 981721
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981721 |
$2,800 |
$2,800 |
10.65% |
1.00% |
October 25, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981721. Member loan 981721 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,300 / month |
Current employer: | Thorek Memorial Hospital | Debt-to-income ratio: | 20.92% |
Length of employment: | 10+ years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Thorek Memorial Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,363.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 78.70% | Months Since Last Record: | 95 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Unexpected expense |
What is your intended use for the loan proceeds? | Unexpected expence |
Member Payment Dependent Notes Series 981875
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981875 |
$25,000 |
$25,000 |
17.27% |
1.00% |
October 20, 2011 |
October 21, 2016 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981875. Member loan 981875 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | MARTA | Debt-to-income ratio: | 6.09% |
Length of employment: | 6 years | Location: | Lawrenceville, GA |
Home town: | |||
Current & past employers: | MARTA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $4,065.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $4,000 |
What is the home improvement project you are planning? | I am planning to remodeling my kitchen and bathroom. I also plan to pay off my three credit cards. |
Is the improvement to your primary residence or an investment property? | I am remodeling my primary property |
If you have a delinquency in the last 2 years, please explain the reason. | I have one delinquency in the past two years and it was recently where I misplaced a bill from a credit card company. When I did that I totally forgot about it until I was contacted by the billing department and I corrected the matter. Now I have all of my accounts on an automatic bill pay. |
Member Payment Dependent Notes Series 981911
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981911 |
$16,425 |
$16,425 |
13.49% |
1.00% |
October 21, 2011 |
October 21, 2014 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981911. Member loan 981911 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | fairfax county public school | Debt-to-income ratio: | 23.01% |
Length of employment: | 1 year | Location: | woodbridge , VA |
Home town: | |||
Current & past employers: | fairfax county public school | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/08/11 > My monthly expenses including rent, utilities, ect are $1650.
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $8,418.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit cards and a personal loan from a relative |
Member Payment Dependent Notes Series 981989
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
981989 |
$30,750 |
$30,750 |
22.35% |
1.00% |
October 21, 2011 |
October 21, 2016 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 981989. Member loan 981989 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,417 / month |
Current employer: | Boeing Commercial Airplanes | Debt-to-income ratio: | 23.47% |
Length of employment: | < 1 year | Location: | Issaquah, WA |
Home town: | |||
Current & past employers: | Boeing Commercial Airplanes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/09/11 > Loan required for debt consolidation of credit cards and a personal loan to lower my monthly committment. My credit history will show that all of these accounts have been paid on time without exception. My debt was incurred during a period of self-employment where a principle client failed to pay my invoices for 6 months and then went bust! I was forced to use personal credit to fund my business and for living expenses for almost a year. I now have full time employment with a large, stable company.
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,336.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly Expenses Rent 1550 Vehicle Lease 225 School Fees 630 Utilities 150 Phone/Internet 130 Insurance Car 100 Food/Supplies 800 Incidentals 100 Taxes/SS 620 Health Ins Sup 230 TOTAL 4535 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Personal Loan - Bal 8150 - 8.99% - 750 p/m Credit Card - Bal 2186 - 19.24% - 55 p/m Credit Card - Bal 4500 - 6.00% - 150 p/m Credit Card - Bal 3850 - 6.00 % - 125 p/m Credit Card - Bal 14789 - 9.99% - 325 p/m Credit Card - Bal 2550 - 12.99% - 65 p/m TOTAL DEBT - 36025 TOTAL MONTHLY - 1470 |
Which debts do you plan to pay off with this loan? | Personal Loan - Bal 8150 - 8.99% - 750 p/m - Pay in full Credit Card - Bal 2186 - 19.24% - 55 p/m - Pay in full Credit Card - Bal 4500 - 15.00% - 150 p/m - Pay in full Credit Card - Bal 3850 - 6.00 % - 125 p/m - Pay in full Credit Card Biz - Bal 14789 - 6.00% - 325 p/m - Pay approx 8000 (pmt becomes 120 p/m) Credit Card - Bal 2550 - 12.99% - 65 p/m - Pay in full Notes: Personal Loan will be automatically closed upon payment. Although I only have 12 months left on this , I cannot afford the monthly payment of 750. Last three credit cards listed are closed under a negotiated payment plan. Business Credit Card, although closed, will be the only card left with a remaining balance as it is a good rate and will be paid off sooner than the Lending Club loan. |
Member Payment Dependent Notes Series 982007
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
982007 |
$10,625 |
$10,625 |
12.42% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 982007. Member loan 982007 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,800 / month |
Current employer: | City of Chicago | Debt-to-income ratio: | 15.06% |
Length of employment: | 10+ years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | City of Chicago | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $9,292.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | 85 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mortgage pymt is $1,792.00 utilities are: $325.00 |
Member Payment Dependent Notes Series 982027
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
982027 |
$12,000 |
$12,000 |
14.27% |
1.00% |
October 19, 2011 |
October 21, 2016 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 982027. Member loan 982027 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.61% |
Length of employment: | 4 years | Location: | Union City, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/07/11 > will use the money for increasing the cash flow of my business. Unfortunately, my business receives payments every 90 days. This creates lag time when expanding my business. Net income has nearly tripled compared to last year as I have reinvested profits into the business however I believe there's more opportunity that I am missing due to waiting and its strict cash flow. By providing my business a line of credit, it will help increase income and growth. Marketing dollars can yield more income if capital was available. Also, my business will be structured differently tax wise to reduce tax liability. The benefit as a lender is that the money to be repaid is already there in waiting. My business will not borrow money it hasn't generated already. This can be considered a line of credit that can close the gap, a short term float. Lenders will benefit from the interest payments it receives. To give you some insight on exactly what my business provides, we sell downloadable tutorial products. Specifically, our target market is college students. We provide students help on their studies through very affordable means. Many college students are motivated to graduate but receive very little outside help. That's where we come in and fill that gap. Thank you for reading. Borrower added on 10/07/11 > I will use the money for increasing the cash flow of my business. Unfortunately, my business receives payments every 90 days. This creates lag time when expanding my business. Net income has nearly tripled compared to last year as I have reinvested profits into the business however I believe there's more opportunity that I am missing due to waiting and its strict cash flow. By providing my business a line of credit, it will help increase income and growth. Marketing dollars can yield more income if capital was available. Also, my business will be structured differently tax wise to reduce tax liability. The benefit as a lender is that the money to be repaid is already there in waiting. My business will not borrow money it hasn't generated already. This can be considered a line of credit that can close the gap, a short term float. Lenders will benefit from the interest payments it receives. To give you some insight on exactly what my business provides, we sell downloadable tutorial products. Specifically, our target market is college students. We provide students help on their studies through very affordable means. Many college students are motivated to graduate but receive very little outside help. That's where we come in and fill that gap. Thank you for reading.
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,744.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 982070
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
982070 |
$16,500 |
$16,500 |
12.69% |
1.00% |
October 21, 2011 |
October 23, 2014 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 982070. Member loan 982070 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,667 / month |
Current employer: | Tuckahoe police department | Debt-to-income ratio: | 15.44% |
Length of employment: | 6 years | Location: | tuckahoe, NY |
Home town: | |||
Current & past employers: | Tuckahoe police department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/09/11 > Debt considation and credit card refinance.
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $15,638.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I apologize ??about the delay I am new to this system. My expenses monthly come to about $1000.00. The percentage on my cards range from 17 to 18.5%, which is much higher than the percentage on the loan I have applied for with lending club. My revolving credit has been at the level it has been for so long because for the past few years I was satisfied with having the credit score that I have and the monthly payments I am making are not hurting my monthly budget. However, my girlfriend and I have recently found out that we are going to have a child. After the initial reaction of joy and excitement the thought of the expenses that go along with having a child in the long run really made me look over my financial situation as a whole. And I realized to pay off everything completely on 3 separate cards w that interest rate it would cost be around $700 a month for the next 3 years. I then researched taking out a small loan out from one of the banks in my area but to pay 20% or more just to consolidate my debt to pay it off faster seemed insane. With the loan that I have applied for with the lending club I can easily meet the demands of the loans while saving up for my family's future. ??I hope my answer has been satisfactory, if not feel free to ask me anything else.?? |
Member Payment Dependent Notes Series 982138
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
982138 |
$7,200 |
$7,200 |
13.49% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 982138. Member loan 982138 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Alloy Media & Marketing | Debt-to-income ratio: | 14.60% |
Length of employment: | 1 year | Location: | West Hollywood, CA |
Home town: | |||
Current & past employers: | Alloy Media & Marketing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,268.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencies in the last 2 years. Thanks. |
What is your intended use for the loan proceeds? | Consolidate all tax debt, loan debt, and credit card debt (except one card with a really good rate), into one very manageable monthly payment. Thank you for your consideration. |
Which debts do you plan to pay off with this loan? | All tax, loan and credit card (except one that has a really good rate, that I am also in the process of paying off). |
Member Payment Dependent Notes Series 982161
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
982161 |
$35,000 |
$35,000 |
7.90% |
1.00% |
October 19, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 982161. Member loan 982161 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $20,000 / month |
Current employer: | Kimberly-Clark | Debt-to-income ratio: | 21.90% |
Length of employment: | 1 year | Location: | Round Rock, TX |
Home town: | |||
Current & past employers: | Kimberly-Clark | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > Using loan proceeds to consolidate higher interest debts.
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $55,727.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 982209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
982209 |
$30,000 |
$30,000 |
16.77% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 982209. Member loan 982209 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,333 / month |
Current employer: | social security admin | Debt-to-income ratio: | 0.95% |
Length of employment: | 10+ years | Location: | PALO ALTO, CA |
Home town: | |||
Current & past employers: | social security admin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > thank you
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1972 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $1,159.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | my monthly mortgage is #1844.98 taxes and insurance are included |
What is the home improvement project you are planning? | i have added 542sq ft to my home and because of change orders and other problems its put a strain on my budget |
Is the improvement to your primary residence or an investment property? | no-its just a old house that needed upgrading -needed new plumbing and wiring and actually a complete overhaul |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | my monthly mortgage is #1844.98 taxes and insurance are included |
What is the home improvement project you are planning? | i have added 542sq ft to my home and because of change orders and other problems its put a strain on my budget |
Is the improvement to your primary residence or an investment property? | no-its just a old house that needed upgrading -needed new plumbing and wiring and actually a complete overhaul |
Is this for a home improvement you have already made, or one that you are planning to make? | this is a home improvement in the final stages- because of change orders and dry rot and other problems my budget has almost depleted for this project |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage is 1844.95 per month including taxes and insurance, utilities average around 75 dollars per month and food roughly 200 maybe 250 per month phone/cable internet service around 150 per month. my adult daughter will be living with me who is also employed. i own my car and i travel approx 10 to 11 miles to work. |
Member Payment Dependent Notes Series 982253
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
982253 |
$15,000 |
$15,000 |
11.71% |
1.00% |
October 19, 2011 |
October 21, 2014 |
October 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 982253. Member loan 982253 was requested on October 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,356 / month |
Current employer: | THE BERKSHIRE BANK | Debt-to-income ratio: | 19.10% |
Length of employment: | 5 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | THE BERKSHIRE BANK | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/07/11 > DEAR SIR / MADAM, MY PRIMARY CONCERN TO CONSOLIDATE MY CREDIT CARDS. I HAVE READ ABOUT LENDING CLUB.COM AND WENT OVER POSITIVE REVIEWS WHICH GAVE ME A TRUST TO APPLY WITH COMPLETE CONFIDENCE. THANKS
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,795.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 982285
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
982285 |
$1,400 |
$1,400 |
22.06% |
1.00% |
October 25, 2011 |
October 26, 2014 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 982285. Member loan 982285 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | albertsons | Debt-to-income ratio: | 6.49% |
Length of employment: | 5 years | Location: | Eugene, OR |
Home town: | |||
Current & past employers: | albertsons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $889.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | Well I just moved last week and a lot of bills just happen to be due this month. I just need the loan so I can get on track with everything. So basically I already payed most things I needed to move and now I am behind on other bills. |
Member Payment Dependent Notes Series 983821
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
983821 |
$16,450 |
$16,450 |
18.64% |
1.00% |
October 21, 2011 |
October 22, 2016 |
October 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 983821. Member loan 983821 was requested on October 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | eastman kodak | Debt-to-income ratio: | 16.01% |
Length of employment: | 10+ years | Location: | rochester, NY |
Home town: | |||
Current & past employers: | eastman kodak | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/12/11 > i am requesting this loan to consolidate a number of bills into one simple payment thank you
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $11,907.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have a car payment for 260.00 amonth two charge card payments one is 90.00 a month and the other is 85.00 a month .and also a small credit card payment of 35.00 a month but interest on all these debts is to much and the balance on all is 15000.00 |
Member Payment Dependent Notes Series 983890
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
983890 |
$21,000 |
$21,000 |
22.74% |
1.00% |
October 20, 2011 |
October 22, 2016 |
October 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 983890. Member loan 983890 was requested on October 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,117 / month |
Current employer: | Christ hospital | Debt-to-income ratio: | 21.21% |
Length of employment: | 1 year | Location: | Bolingbrook, IL |
Home town: | |||
Current & past employers: | Christ hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $11,612.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | If I have a delinquency it is due to a missed due date and was paid within a day. This is the reason I am trying to consolidate, one bill and one due date. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 867, insurance 195, Car 567, Daycare and school 700, student loans deferred Credit Card balance: American Express 2,397 Capital One 2,935 Citi 3900 Gap 230 Jared 406 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage:867 car note:567 phone:80 insurance:195 food:200 utilities:300 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage 867, insurance 195, Car 567, Daycare and school 700, student loans deferred Credit Card balance: American Express 2,397 Capital One 2,935 Citi 3900 Gap 230 Jared 406 |
Please explain the reason why you carry a large revolving credit balance. | I recently moved into my home and used the credit cards to purchase items for my home. I am now looking to pay down the balances. |
If you have a public record on file, please briefly explain the event and its resolution. | I should not have a public record on file. I have a judgement for a student loan when I graduated college 10 years ago from the scholarship foundation. The reason for the judgement is that I though is was a grant and not a loan that had to be repaid. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 867 mortgage includes insurance and association fees approximately $450 for utilities |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My goal is to pay off Sears credit card (citi) due to high interest rate and pay down the other cards.I make enough to pay my bills but I am so far behind with credit card debt that I'm struggling.The money would be used to catch up with bills so that I can maintain a decent credit score. |
Which debts do you plan to pay off with this loan? | Pay off Citi 3900,american express 2397, capital one 2935, gap 230, and jard 406. The remaining funds will be used to pay my car note.Once these amounts are paid, i will be able to make the monthly payments to the lending club becuase my other debt will be paid. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 867, insurance 195, Car 567, Daycare and school 700, student loans deferred Credit Card balance: American Express 2,397 Capital One 2,935 Citi 3900 Gap 230 Jared 406 |
What is your intended use for the loan proceeds? | I intend to pay down balances on credit cards and pay down my car loan. |
Member Payment Dependent Notes Series 984102
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984102 |
$12,000 |
$12,000 |
17.58% |
1.00% |
October 19, 2011 |
October 22, 2016 |
October 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984102. Member loan 984102 was requested on October 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | sprint communications | Debt-to-income ratio: | 24.20% |
Length of employment: | 8 years | Location: | north las vegas, NV |
Home town: | |||
Current & past employers: | sprint communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > Purpose of this loan is to refinance my current Lending club loan, along with putting a small down payment on a vehicle. Thank you.
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 984146
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984146 |
$3,000 |
$3,000 |
9.91% |
1.00% |
October 21, 2011 |
October 22, 2014 |
October 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984146. Member loan 984146 was requested on October 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | wyoming department of corrections | Debt-to-income ratio: | 12.43% |
Length of employment: | 5 years | Location: | Lusk, WY |
Home town: | |||
Current & past employers: | wyoming department of corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/08/11 > I wish to consolidate myy bills.
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 984147
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984147 |
$18,000 |
$18,000 |
16.77% |
1.00% |
October 21, 2011 |
October 22, 2016 |
October 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984147. Member loan 984147 was requested on October 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Gfi group | Debt-to-income ratio: | 6.91% |
Length of employment: | 6 years | Location: | Towaco, NJ |
Home town: | |||
Current & past employers: | Gfi group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $15,588.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 984402
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984402 |
$15,000 |
$15,000 |
12.69% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984402. Member loan 984402 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Thomson Reuters | Debt-to-income ratio: | 16.80% |
Length of employment: | 7 years | Location: | Arnold, MO |
Home town: | |||
Current & past employers: | Thomson Reuters | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > I will be using this loan to pay off and consolidate credit cards.
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 60 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,784.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Credit card consolidation. I thought I specified this in the loan name and in the "more info for lenders" section; I will double-check to make sure that this info is readily available for lenders. Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $3,800, which includes credit card payments of $500 that I will be paying off with this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage, $840 w/ escrow, 5% interest, $119,000 balance Home Eq, $170, 5.5% interest, $11,000 balance Credit Cards, $600 (total), interest varies from 0% to 19.24, $23,000 total balance Student loans (all government), $225, interest varies from 1.5 to 8%, $48,000 total balance Car, $380, 0% interest, $15,000 balance. Will use this loan to pay the higher interest credit cards. Historically, I've not had credit card debt until the past two years. I am looking for most economical way to pay it off quickly. |
Which debts do you plan to pay off with this loan? | I am paying off 4 credit card accounts. |
Member Payment Dependent Notes Series 984405
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984405 |
$19,000 |
$19,000 |
18.64% |
1.00% |
October 24, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984405. Member loan 984405 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Gallaudet University | Debt-to-income ratio: | 18.03% |
Length of employment: | 6 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Gallaudet University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/09/11 > I will be using the loan to pay off my two credit card balances. The expenses were used to complete my dissertation. My current credit score is good and I have never been late or miss any other payments (utilities, mortgage, etc.). Borrower added on 10/12/11 > I also have been at my job for six years. Borrower added on 10/12/11 > I have been paying a total of 36% interest rate on both credit card bills. With this loan (if it is fully funded or exceeds 60%), I will only pay 18.64% interest rate.
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $53,966.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | The monthly expenses for those items are $3,305.82. |
Please explain the reason why you carry a large revolving credit balance. | The balances on those two credit cards were used to cover expenses related to completing my dissertation. The grant ran out of money and I had to use the cards to cover the travel expense for data collection and dissertation editing fee. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan: $481; balance - $98,973.32 at 3% HSBC (Mortgage): $1,421; balance - $184,980.78 at 7.125% Line of Equity: $125.25; balance - $34,723.70 at 4.5% Bank of America: $225; balance - $8,840.80 at 19% US Bank: $250; balance - $10, 211.16 at %16 |
Which debts do you plan to pay off with this loan? | I plan to pay off two credit cards with this loan (Bank of America and US Bank). |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The current months expenses are: Fuel: $80 Gas: $23 Electricity: $74 Phone: $65.64 Pager: $55.89 Grocery: $380 Auto insurance: $89.43 Cable: $103 Storage: $63 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The current months expenses are: Fuel: $80 Gas: $23 Electricity: $74 Phone: $65.64 Pager: $55.89 Grocery: $380 Auto insurance: $89.43 Cable: $103 Storage: $63 |
Member Payment Dependent Notes Series 984490
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984490 |
$22,000 |
$22,000 |
7.51% |
1.00% |
October 25, 2011 |
October 23, 2014 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984490. Member loan 984490 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Clemens Bruns Schaub Architect | Debt-to-income ratio: | 15.30% |
Length of employment: | 10+ years | Location: | Vero Beach, FL |
Home town: | |||
Current & past employers: | Clemens Bruns Schaub Architect | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/12/11 > Thank you in advance!
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,248.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan is to consolidate my debt at a lower rate allowing my to pay off the total faster and easier. |
Member Payment Dependent Notes Series 984535
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984535 |
$25,000 |
$25,000 |
16.77% |
1.00% |
October 19, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984535. Member loan 984535 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,635 / month |
Current employer: | UPS | Debt-to-income ratio: | 8.44% |
Length of employment: | 10+ years | Location: | IRMO, SC |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > I am applying for this loan to pay off 3 credit cards. The 3 cards have a total balance of $22,500+. My sole purpose is to pay off the revolving credit line credit cards and replace it with an installment loan. I am guaranteed to have this debt paid in five years with an installment loan.
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,438.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of my credit cards is $22,839.72. The interest on each card is as follows: Citi, 15.24%; Wells Fargo, 14.24%, and Discover, 21.00%. My present minimum monthly payment on the cards is $654. If I were to pay the minimum monthly payment every month, it would take 25 years to pay off these cards. The purpose of this loan is to turn the balances into a installment loan with a defined payoff period. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of my credit cards is $22,839.72. The interest on each card is as follows: Citi, 15.24%; Wells Fargo, 14.24%, and Discover, 21.00%. My present minimum monthly payment on the cards is $654. If I were to pay the minimum monthly payment every month, it would take 25 years to pay off these cards. The purpose of this loan is to turn the balances into a installment loan with a defined payoff period. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The money is going to pay off 3 credit cards with various revolving interest rates from 14.4% to 21%. The total balance is around $22,800. This loan will help me pay off the debt in 5 years instead of 25 years if I paid the minimum amount due each month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses total around $2100 which includes the credit cards I plan to pay off. This loan will actually reduce my monthly expenses by $65 a month. |
Please explain the reason why you carry a large revolving credit balance. | Medical expenses and assistance for a family member |
What is your intended use for the loan proceeds? | I plan to pay off 3 credit cards with a total balance of $22,800. The balance of the credit cards were a result of medical bills. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Household expenses are around $2100 including the credit cards, I plan to pay off. |
Member Payment Dependent Notes Series 984701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984701 |
$15,000 |
$15,000 |
6.03% |
1.00% |
October 21, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984701. Member loan 984701 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | at&t | Debt-to-income ratio: | 1.21% |
Length of employment: | 10+ years | Location: | hayward, CA |
Home town: | |||
Current & past employers: | at&t | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $8,129.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am unsure of what you are asking. Please be more specific. |
Member Payment Dependent Notes Series 984775
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984775 |
$20,000 |
$20,000 |
17.58% |
1.00% |
October 24, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984775. Member loan 984775 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | TDC Companies | Debt-to-income ratio: | 18.45% |
Length of employment: | 4 years | Location: | Perrysburg, OH |
Home town: | |||
Current & past employers: | TDC Companies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,805.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your interest in funding my loan! I currently have $2,500 on a signature loan at 10.7%. I have about $16,500 in credit card debt with rates varying between 11.97% and 29.99%. Overall I have approximately $11,300 in debt with rates at or above 19.99%. I realize I am rolling some lower interest rates into a higher rate; however, I should net an overall interest savings and this loan will allow me to consolidate everything into one monthly payment that I can fit easily into my budget, and allow me to close a few credit cards. I am working toward being debt free! Let me know if you have any other questions. |
Please explain the reason why you carry a large revolving credit balance. | Thank you for your interest in my loan. I have accumulated the debt over a number of years as I moved out on my own and worked my way up in my professional position. I have been working toward paying it off for a while now and this loan will allow me to consolidate everything into a monthly payment that fits well into my budget. I will be closing all but two cards if my loan is fully funded. Let me know if you have any further questions. |
Member Payment Dependent Notes Series 984805
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984805 |
$35,000 |
$35,000 |
13.49% |
1.00% |
October 24, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984805. Member loan 984805 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | springfield acura | Debt-to-income ratio: | 8.98% |
Length of employment: | 1 year | Location: | Ledgewood, NJ |
Home town: | |||
Current & past employers: | springfield acura | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/09/11 > buying a pizza restaurant that has been around for 15 years keeping my current position for income stability. i have several years experience working part time in this industry. i have been working in my current field for over 15 years. Borrower added on 10/13/11 > I have always paid all bills on time with an excellent credit rating. I recently took this new job for a better career opportunity.
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,178.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 984808
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984808 |
$20,000 |
$20,000 |
14.27% |
1.00% |
October 20, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984808. Member loan 984808 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | United States Marine Cops | Debt-to-income ratio: | 26.40% |
Length of employment: | 10+ years | Location: | Holden, MA |
Home town: | |||
Current & past employers: | United States Marine Cops | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/09/11 > I plan on using the money to consolidate the two credits cads we have and one personal loan. I am a United States Marine with 10 years of service. The monthl payments with his loan is about $100 less and what I am paying now to all combined. Being in the military I have a guarented paycheck and not worrries of being laid off.
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,440.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I pay 1500 a month for rent but being in the Military I get 1500 for rent in addition to my regular base pay. So technically I dont pay rent. |
Please explain the reason why you carry a large revolving credit balance. | I cant make excuses we had the cards and instead of using cash we thougth we would use the cards for rewards and pay for items next billing cycle. We now plan on shreddding them. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Balance $6710.20 $240.00/mo 29.99% CitiBank $6577.22 $180.00/mo 21.24% USAA Loan $3499.99 $138.56/mo 14.75% |
Which debts do you plan to pay off with this loan? | All of them. |
If you have a delinquency in the last 2 years, please explain the reason. | No I do not. |
Member Payment Dependent Notes Series 984826
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984826 |
$3,450 |
$3,450 |
12.69% |
1.00% |
October 24, 2011 |
October 25, 2014 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984826. Member loan 984826 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,167 / month |
Current employer: | Driver | Debt-to-income ratio: | 16.71% |
Length of employment: | 8 years | Location: | Ridgewood, NY |
Home town: | |||
Current & past employers: | Driver | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,205.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 984841
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984841 |
$3,000 |
$3,000 |
7.51% |
1.00% |
October 19, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984841. Member loan 984841 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Kohl's | Debt-to-income ratio: | 12.54% |
Length of employment: | 4 years | Location: | Folsom, CA |
Home town: | |||
Current & past employers: | Kohl's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > This loan will be used for moving expenses including a security deposit for a condo. This is my second lending club loan, the last one was paid off without issue. I will have a very stable government job with a solid income. Thanks for your investment :)
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $1,122.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 984968
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
984968 |
$35,000 |
$35,000 |
11.71% |
1.00% |
October 24, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 984968. Member loan 984968 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,542 / month |
Current employer: | Tecniplast USA | Debt-to-income ratio: | 2.68% |
Length of employment: | 3 years | Location: | Elmwood Park, NJ |
Home town: | |||
Current & past employers: | Tecniplast USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/09/11 > For home improvement
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,213.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I would like to replace the roof on my house. Replace the furnace in my basement, and add a central air conditioning unit. Remove old and stained wall paper and paint the interior walls. |
What is the estimated current market value of your home? | 315,000 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance: $273,002.45 Interest Rate: 4.875% Monthly Payments: $2295.13 (includes principal, interest and escrow for taxes and insurance) |
What is your intended use for the loan proceeds? | Home improvements. I need to replace the roof, it leaks when it rains. I need to install a new furnace and a back up sump pump in the basement. Also looking to install a central air conditioning unit. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage payment (includes principal, interest, and escrow for taxes and insurance): 2295.13 per month Utilities (electric and gas): 97.11 per month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $0.00. I do not rent, I own a house. My monthly mortgage payments are $2295.13 which include principal, interest and escrow for taxes and insurance. Transportation: $0.00. I get reimbursed for mileage on my personal car because I use it to travel to different work sites. The mileage reimbursed is more than enough to cover all my car expenses including gas, maintenance, repairs and car insurance. Utilities: Electric and gas $97.11/month. Water 42.03/month Phone: $39.90/month Insurance: Home insurance included in my total monthly mortgage payment (please see above). Food: $0.00. Reinbursed for food expenses by my employer since I travel to different work sites. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquencies. I've never had a delinquency. |
Member Payment Dependent Notes Series 985107
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985107 |
$35,000 |
$35,000 |
14.27% |
1.00% |
October 24, 2011 |
October 23, 2016 |
October 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985107. Member loan 985107 was requested on October 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | City of Henderson | Debt-to-income ratio: | 15.45% |
Length of employment: | 10+ years | Location: | Henderson, NV |
Home town: | |||
Current & past employers: | City of Henderson | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/09/11 > Purpose of loan: Business Start up This loan will be used for partial funding in the opening of a business I am a good candidate for this loan because I have an excellent history of paying my bills and loans. I have never been late on a payment in my life. Borrower added on 10/11/11 > The business is one which we have 10 years experience in operating on all levels. We had successfully started the same type of company in 2001 and sold in 2008. Since that time, we have overseen and managed the operation of the sold company for the purchasing party.
A credit bureau reported the following information about this borrower member on October 9, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,096.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | The company I'm opening is a title loan lending outlet. |
Please describe your experience/familiarity with the business you are starting/started? | We successfully opened the same type of company in 2001 and sold it in 2008. Since this time, we have overseen the operation of the same company for our purchasers. We have experience in all aspects, from lending, collecting, court procedures, hiring, firing, accounting, etc. We also have a working relationship with hundreds of local customers. |
Can you provide some high level financials on the monthly costs / revenue of your business? | The business is a start up. We don't yet have financial statements. However, this is an industry we know very well and possess years of working knowledge of all aspects, including revenue. Besides the company, we can handle this loan payment ourselves. We're not risk takers. |
What is your intended use for the loan proceeds? | General business expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Minimal. Rent - $500 Utilities - est. $200 Advertising - $500 Office Supplies - $50 Misc. - $250 Total $1500 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage: $1225 Credit Cards: $650 Auto: $350 Utilities: $350 Other: $600 |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had a delinquency. |
Member Payment Dependent Notes Series 985182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985182 |
$7,000 |
$7,000 |
7.90% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985182. Member loan 985182 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Best Truck Insurance, Inc. | Debt-to-income ratio: | 3.70% |
Length of employment: | 1 year | Location: | Miami Lakes, FL |
Home town: | |||
Current & past employers: | Best Truck Insurance, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum payment on all the credit cards is about $387.45. What I did was do a balance transfer to one credit card and I am just going to pay that credit card off almost completely. (There will be an $7,853 balance). Im going to use all of this money to pay off that debt. |
Member Payment Dependent Notes Series 985210
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985210 |
$31,825 |
$31,825 |
15.96% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985210. Member loan 985210 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,089 / month |
Current employer: | Susquehanna Health | Debt-to-income ratio: | 20.01% |
Length of employment: | 4 years | Location: | Jersey Shore, PA |
Home town: | |||
Current & past employers: | Susquehanna Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > Credit card consolidation and home improvements. Borrower added on 10/12/11 > I would like to pay off all credit cards, new roof and possible a new gas furnace. Borrower added on 10/19/11 > I have a great credit rate and pay my bills on time. I have worked for a hospital for almost 5 years and prior to that I worked as a Fiscal Manager for 12 years. Borrower added on 10/19/11 > I have a good credit score and pay my bills on time. I have worked at a large hospital for 4 1/2 years and prior to my current job I worked as a Fiscal Manager for 12 years.
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,365.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a car loan that I still owe $9,100, Credit Cards $21,500, Real Estate $36,500. I will save a lot of money by combining debt and this will also allow me to make needed upgrades to my home. |
What is your intended use for the loan proceeds? | I want to make home improvements, like a new roof and possible furnace. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage and Home Equity $1366.23 (404.23 will be paid March 2012, bringing payments down to $859.23. The taxes are included. We own 3 vehicles, which 2 are paid in full and the other we pay $305 month. Budget $100 electric, $150 heat, $70 cable, $30 garbage, $190 phone, internet and cell, $458 childcare, $350 food, $200 gas, $56 life insurance includes entire family. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage and Home Equity $1366.23 (404.23 will be paid March 2012, bringing payments down to $859.23. The taxes are included. Own 3 vehicles, which 2 are paid in full and the other we pay $305 month. Budget $100 electric, $150 heat, $70 cable, $30 garbage, $190 phone, internet and cell, $350 food, $200 gas, $14 life insurance. |
Member Payment Dependent Notes Series 985266
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985266 |
$13,600 |
$13,600 |
12.42% |
1.00% |
October 24, 2011 |
October 28, 2016 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985266. Member loan 985266 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | RACSB | Debt-to-income ratio: | 13.98% |
Length of employment: | 6 years | Location: | Bumpass, VA |
Home town: | |||
Current & past employers: | RACSB | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > Loan to pay off balance on 2 high interest credit cards and to partially pay down a student loan. Monthly payment on this loan will be lower than what is being paid now.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,791.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards (6,500 on one, 3,000 on the other) monthly payment of 350 1 student loan (10,000) monthly payment of 125 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards (6,500 on one, 3,000 on the other) monthly payment of 350 1 student loan (10,000) monthly payment of 125 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards (6,500 on one, 3,000 on the other) monthly payment of 350 1 student loan (10,000) monthly payment of 125 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 credit cards (6,500 on one, 3,000 on the other) monthly payment of 350 1 student loan (10,000) monthly payment of 125 |
Which debts do you plan to pay off with this loan? | 2 credit cards and partial student loan |
Member Payment Dependent Notes Series 985275
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985275 |
$13,000 |
$13,000 |
14.27% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985275. Member loan 985275 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Current employer: | Directions for Mental Health | Debt-to-income ratio: | 9.69% |
Length of employment: | < 1 year | Location: | Largo, FL |
Home town: | |||
Current & past employers: | Directions for Mental Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/12/11 > I am selling my previous house at the end of this month - closing is scheduled for Oct. 28th. This loan is for the closing costs to allow me to sell that house. I am very responsible and have never had anything sent to collections. I pay all of my bills on time every month without fail.
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $45,297.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Also, my income more than tripled permanently in spring, 2010, which I was expecting, and I was anticipating paying off my debts more aggressively starting at that time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America bought my previous credit line with MBNA and converted it to a loan. The balance on it is just over 16000 I think and my monthly payment on this, which I also referenced above, is 420. Here are the other debts I have, not including my current mortgage of 2598 which I also referenced above: House in NC that is being sold this month: balance about 122,000 and monthly mortgage 621, which will obviously go away once we (hopefully) close on Oct. 28th Bank of America credit card: balance about 10,700 and monthly payment 200 Discover card: balance about 6400 and monthly payment about 120 Chase card: balance about 2800 and monthly payment about 80 Capital one card (scheduled to close because they wanted to raise my interest rate to 19%) balance about 2300 and monthly payment 50 Sallie Mae student loan: balance about 10000 and monthly payment 109 Car loan: M&T bank balance about 15000 and monthly payment 273 Care credit card: balance about 2600 and monthly payment about 80 Time financing service loan: balance about 2000 and monthly payment 101 JC Penney card: balance 1000 and monthly payment about 50 Morton Plant Hospital: balance about 2600 and monthly payment 90 Sam's club card: balance about 1200 and monthly payment about 60 Lowe's card: balance about 780 and monthly payment about 35 I think that's all of them. Thanks and let me know if you need any more info. |
Which debts do you plan to pay off with this loan? | I am selling my old house in North Carolina at the end of this month and need this $13,000 for the closing costs for the sale of the house. Closing is set for Oct. 28th. The removal of this home loan from my credit report will be a huge relief. |
Member Payment Dependent Notes Series 985276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985276 |
$4,500 |
$4,500 |
18.25% |
1.00% |
October 25, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985276. Member loan 985276 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.76% |
Length of employment: | 1 year | Location: | miami, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/12/11 > I have a Video Production Corp. I intend to use the loan to improve my technology.
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,591.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have a Video Production Corp. I intend to use the loan to improve my technology. |
Member Payment Dependent Notes Series 985292
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985292 |
$5,600 |
$5,600 |
21.67% |
1.00% |
October 25, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985292. Member loan 985292 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Davis brothers plumbing | Debt-to-income ratio: | 4.16% |
Length of employment: | 8 years | Location: | Spokane, WA |
Home town: | |||
Current & past employers: | Davis brothers plumbing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > The intended purpose for this loan is as follows. Kitchen remodel including cabinets appliances flooring and hood range 15,000$ Bathroom gut and remodel 10,000$ Refinish hardwood floors and painting 5,000$ I applied for the full amount in case of overages though I do not anticipate any. Any funds remaining after work is completed will be paid directly into the loan. The loan balance on my mortgage is 105,000 and the current appraised value is 389,000 so the loan to value is great and there is absolutely no chance of being upside-down in this mortgage. I intend to refinance after repairs and pay off this loan in no more than nine months from origination until then I have more than enough monthly income to pay the payments and very nearly no other debts. Always pay on time. Any questions please ask. Looking forward to a new home and glad to be paying the interest to the investors of LC!
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,645.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 65.90% | Months Since Last Record: | 113 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 985311
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985311 |
$26,200 |
$26,200 |
22.74% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985311. Member loan 985311 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Zachry Industrial Incorporation | Debt-to-income ratio: | 17.77% |
Length of employment: | 4 years | Location: | San Antonio, TX |
Home town: | |||
Current & past employers: | Zachry Industrial Incorporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $23,110.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances is $30,844.16. All in credit cards. My interest rates ranges from 11.00% to 29.00%. My monthly credit cards payments total is $1,485.40. |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquency in the last 2 years. |
Member Payment Dependent Notes Series 985440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985440 |
$31,800 |
$31,800 |
12.69% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985440. Member loan 985440 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Leandog Inc | Debt-to-income ratio: | 0.45% |
Length of employment: | < 1 year | Location: | Owosso, MI |
Home town: | |||
Current & past employers: | Leandog Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > I am currently attempting to get out from under the thumb of Chase bank. My home is currently mortgaged through Chase and I would love to not deal with them anymore. Random adjustments to my 'escrow' account, surprise fees to my credit card, and other random craziness that I find completely unacceptable. I'd like to crowdfund what's left of my mortgage. I'm willing to pay the higher interest rate so long as the money is distributed to real people instead of Chase. I've already cancelled my checking account and credit card through Chase! This mortgage and then my rental property is all that's left!
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,401.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Currently, my monthly expenses are around ~$1800 a month. |
Member Payment Dependent Notes Series 985470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985470 |
$10,000 |
$10,000 |
14.65% |
1.00% |
October 19, 2011 |
October 24, 2014 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985470. Member loan 985470 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | zeno office solutions | Debt-to-income ratio: | 21.54% |
Length of employment: | 4 years | Location: | lakeland, FL |
Home town: | |||
Current & past employers: | zeno office solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > Thanks
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $11,006.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 985493
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985493 |
$13,000 |
$13,000 |
19.03% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985493. Member loan 985493 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,883 / month |
Current employer: | Best Best & Krieger | Debt-to-income ratio: | 7.84% |
Length of employment: | 5 years | Location: | Covina, CA |
Home town: | |||
Current & past employers: | Best Best & Krieger | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > I plan on using the funds for surgery. I am a good borrowor based on my credit score, length of time on job and in the same career in the legal field of over 20 years as well as being in a stable field career field. Borrower added on 10/17/11 > I am also a good borrower based on my large monthly income.
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $11,154.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Medical bills for surgery |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $500, Utilities approximately $200, Insurance $100, Food approximately $200, cards and loan payments $350, phone $100 |
Please explain the reason why you carry a large revolving credit balance. | Some of the balances are for my daughter's college tuition and expenses. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | medical bills for surgery |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent $500, Utilitities approximately $200, Insurance $100, Credit card and loan payments approximately $350. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | medical bills for surgery |
Please provide additional details regarding the purpose of the loan | medical bills for surgery |
What is your intended use for the loan proceeds? | Medical bills for surgery |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $500, Utilities approximately $200, Insurance $100, Food approximately $200, cards and loan payments $350, phone $100 |
Please provide additional details regarding the purpose of the loan | medical bills for surgery |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | medical bills for surgery |
Please explain the reason why you carry a large revolving credit balance. | Some of the balances are for my daughter's college tuition and expenses. |
What is your intended use for the loan proceeds? | Medical bills for surgery |
What is your intended use for the loan proceeds? | Medical bills for surgery |
Please provide additional details regarding the purpose of the loan | medical bills for surgery |
Member Payment Dependent Notes Series 985495
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985495 |
$12,000 |
$12,000 |
7.90% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985495. Member loan 985495 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | Duke Energy | Debt-to-income ratio: | 5.36% |
Length of employment: | 10+ years | Location: | Sylva, NC |
Home town: | |||
Current & past employers: | Duke Energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > Plan to pay off high interest credit cards with loan. I have very stable employment been at job for over 23 years.
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,583.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt Balances are $5,000;$ 3,000;$2100 and $1800. Interest rates are 19.9 to 24.9%. Current monthly payment is: 400.00 for credit cards |
Member Payment Dependent Notes Series 985545
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985545 |
$34,000 |
$34,000 |
19.42% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985545. Member loan 985545 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | at&t | Debt-to-income ratio: | 17.26% |
Length of employment: | 6 years | Location: | miramar, FL |
Home town: | |||
Current & past employers: | at&t | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > hi i am needing this loan to pay off a two cards on for 10,500 and one for 3500 and pay off my car 14,000 and IRS 5,000 i pay for my car 305 one card 300 or more other card 100 or more and IRS 100 + this will help me put all in one and will know that it wll be payed off in 5years thank you for your help
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House ?? ?? ?? $300?? Tax&acus $175 Car. ?? ?? ?? ?? ??$305 Car Inc. $145 Utilities $375+ (Light,cable,Internet ) Card1. ?? ?? ??$300 Card2. ?? ?? ??$100 Cell. ?? ?? ?? ?? ??$100 Food. $500+ gas. $250+ sunpass $50 (if I use different highway for work then it's more for gas ) I bring home after tax is around 3100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | House ?? ?? ?? $300?? Tax&acus $175 Car. ?? ?? ?? ?? ??$305 Car Inc. $145 Utilities $375+ (Light,cable,Internet ) Card1. ?? ?? ??$300 Card2. ?? ?? ??$100 Cell. ?? ?? ?? ?? ??$100 Food. $500+ gas. $250+ sunpass $50 (if I use different highway for work then it's more for gas ) I bring home after tax is around 3100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | House ?? ?? ?? $300?? Tax&acus $175 Car. ?? ?? ?? ?? ??$305 Car Inc. $145 Utilities $375+ (Light,cable,Internet ) Card1. ?? ?? ??$300 Card2. ?? ?? ??$100 Cell. ?? ?? ?? ?? ??$100 Food. $500+ gas. $250+ sunpass $50 (if I use different highway for work then it's more for gas ) I bring home after tax is around 3100 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | House ?? ?? ?? $300?? Tax&acus $175 Car. ?? ?? ?? ?? ??$305 Car Inc. $145 Utilities $375+ (Light,cable,Internet ) Card1. ?? ?? ??$300 Card2. ?? ?? ??$100 Cell. ?? ?? ?? ?? ??$100 Food. $500+ gas. $250+ sunpass $50 (if I use different highway for work then it's more for gas ) I bring home after tax is around 3100 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | House ?? ?? ?? $300?? Tax&acus $175 Car. ?? ?? ?? ?? ??$305 Car Inc. $145 Utilities $375+ (Light,cable,Internet ) Card1. ?? ?? ??$300 Card2. ?? ?? ??$100 Cell. ?? ?? ?? ?? ??$100 Food. $500+ gas. $250+ sunpass $50 (if I use different highway for work then it's more for gas ) I bring home after tax is around 3100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | House ?? ?? ?? $300?? Tax&acus $175 Car. ?? ?? ?? ?? ??$305 Car Inc. $145 Utilities $375+ (Light,cable,Internet ) Card1. ?? ?? ??$300 Card2. ?? ?? ??$100 Cell. ?? ?? ?? ?? ??$100 Food. $500+ gas. $250+ sunpass $50 (if I use different highway for work then it's more for gas ) I bring home after tax is around 3100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | House ?? ?? ?? $300?? Tax&acus $175 Car. ?? ?? ?? ?? ??$305 Car Inc. $145 Utilities $375+ (Light,cable,Internet ) Card1. ?? ?? ??$300 Card2. ?? ?? ??$100 Cell. ?? ?? ?? ?? ??$100 Food. $500+ gas. $250+ sunpass $50 (if I use different highway for work then it's more for gas ) I bring home after tax is around 3100 |
Member Payment Dependent Notes Series 985689
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985689 |
$12,000 |
$12,000 |
14.65% |
1.00% |
October 19, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985689. Member loan 985689 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | AIG American General | Debt-to-income ratio: | 10.08% |
Length of employment: | 5 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | AIG American General | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/12/11 > I need this loan for my wedding to make sure everything goes smoothly. Borrower added on 10/12/11 > I have never missed any payments and have always paid back my loans. My current position is very stable and I have been with my company for almost 6 years. Borrower added on 10/17/11 > My wedding is coming up soon and I want to thank everyone who has funded my loan.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,326.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses range between $2400-$2600 per month. |
Member Payment Dependent Notes Series 985708
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985708 |
$5,000 |
$5,000 |
17.58% |
1.00% |
October 20, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985708. Member loan 985708 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | Highland Mechanical Contractors | Debt-to-income ratio: | 12.47% |
Length of employment: | 10+ years | Location: | Pelham, NH |
Home town: | |||
Current & past employers: | Highland Mechanical Contractors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $1,361.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquencies |
Please explain the reason why you carry a large revolving credit balance. | to consolidate bills to have one payment instead of 3 or 4 smaller ones |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my total monthly expenses add up to about 4 to600 dollars a month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | the total is about 500 dollars a month |
Please explain the reason why you carry a large revolving credit balance. | to consolidate bills to have one payment instead of 3 or 4 smaller ones |
Which debts do you plan to pay off with this loan? | credit cards,medical bills,parents |
Which debts do you plan to pay off with this loan? | credit cards,medical bills,parents |
Member Payment Dependent Notes Series 985811
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985811 |
$15,000 |
$15,000 |
14.27% |
1.00% |
October 25, 2011 |
November 1, 2016 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985811. Member loan 985811 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | Staples | Debt-to-income ratio: | 16.50% |
Length of employment: | 10+ years | Location: | Rochester, NY |
Home town: | |||
Current & past employers: | Staples | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/21/11 > To pay off my credit cards.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $11,733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off my credit cards. |
Member Payment Dependent Notes Series 985825
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985825 |
$9,200 |
$9,200 |
6.03% |
1.00% |
October 25, 2011 |
October 26, 2014 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985825. Member loan 985825 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | yrcw | Debt-to-income ratio: | 5.47% |
Length of employment: | 10+ years | Location: | PAWTUCKET, RI |
Home town: | |||
Current & past employers: | yrcw | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $64,492.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan | It finances a purchase of 60 weeks with Exotic travelers to resorts in Mexico which can be used by family, freinds, business personel as well as anyone we choose. It allows a vacation at a 50% discounted rate on the gourmet resorts in the mayan riviera. The weeks can also be used for other locations in the world through Exoctic Travelers in conjunction with companies such as RCI, ICE and SFX. |
Please explain the reason why you carry a large revolving credit balance. | Please be more specific |
What is your intended use for the loan proceeds? | to pay off a higher interest rate American Express card. |
Member Payment Dependent Notes Series 985881
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985881 |
$31,000 |
$31,000 |
9.91% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985881. Member loan 985881 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,706 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.48% |
Length of employment: | n/a | Location: | Waxaahachie, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 09/22/11 > I want to consolidate credit card debts and a hospital bill. Borrower added on 09/28/11 > I'm just trying to consolidate credit card bills and hospital bill. I, along with others I'm sure, got caught up in too much credit and want to reduce them to just one bill. Borrower added on 09/22/11 > I want to consolidate credit card debts and a hospital bill. Borrower added on 09/28/11 > I'm just trying to consolidate credit card bills and hospital bill. I, along with others I'm sure, got caught up in too much credit and want to reduce them to just one bill. Borrower added on 10/10/11 > I want to consolidate credit card accounts into one. I, along with others have got caught up in easy credit accounts which I want to eliminate. Borrower added on 10/21/11 > I want to consolidate credit card accounts into one, along with a hospital bill.
A credit bureau reported the following information about this borrower member on September 22, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,716.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are about $1650.00. This is food, utilities, transportation, insurance, phone, & other general expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debit balances are over $28,000, which is basically on credit cards and a line of credit. The interest rates are about 20 % on most of them. My payments are two for over $200.00 each, and one is over $430.00 a month. I also have a hospital bill which I pay $125.00 a month. |
What is your intended use for the loan proceeds? | I intend to pay off my credit card bills and a large hospital bill. It will help me cut down on the interest these companies charge. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan to pay off and close credit card accounts, and pay my hospital bill. |
Member Payment Dependent Notes Series 985912
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985912 |
$23,975 |
$23,975 |
22.35% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985912. Member loan 985912 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,917 / month |
Current employer: | US Government | Debt-to-income ratio: | 22.80% |
Length of employment: | 10+ years | Location: | Port Isabel, TX |
Home town: | |||
Current & past employers: | US Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $15,773.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Housing and utilities are approximately $750/month. Vehicle and insurance are approximately $530/month. I also pay approximately $150 in student loans and $330 in other liabilities. I have no other lines of credit, loans, or taxes. |
What is the total balance of your credit cards, interest rates and current monthly payments? | My total balance is approximately $23,000, and my APR's range from 22.99% to 29.99%. I currently pay approximately $720 per month towards the balance across all cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is specifically for credit card consolidation and repayment - 100%. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American Express - $14,776 - APR 29.99% - $305/mo/minimum MasterCard - $7,081 - APR 22.99% - $205/mo/minimum Visa - $1,335 - APR 23.95% - $100/mo/minimum |
Member Payment Dependent Notes Series 985952
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985952 |
$10,000 |
$10,000 |
6.62% |
1.00% |
October 19, 2011 |
October 26, 2014 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985952. Member loan 985952 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Belcan Technical Services | Debt-to-income ratio: | 18.52% |
Length of employment: | < 1 year | Location: | Red Lion, PA |
Home town: | |||
Current & past employers: | Belcan Technical Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > Required payments will be made on or ahead of due dates
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 54 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $33,391.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 985964
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
985964 |
$2,300 |
$2,300 |
17.58% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 985964. Member loan 985964 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | ARM INC | Debt-to-income ratio: | 5.93% |
Length of employment: | 5 years | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | ARM INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > I will use this fund to fix my car and I have been at my job for 5yrs now. I have been paying my credit cards on time and the only thing I have negative is the mortgage that is reported wrong on my credit report which I am working on it to get it fixed. Borrower added on 10/15/11 > I will be paying this loan back at the beginning of March.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $3,415.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | fixing my car |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1000 |
If you have a delinquency in the last 2 years, please explain the reason. | The credit report is wrong on reporting on my short sale and I am working on it to fix it because the bank has agree to accept the offer. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 16,500 and I pay 600 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I pay 500 for renting a house and 250 on utilies. |
If you have a delinquency in the last 2 years, please explain the reason. | The credit report is wrong on reporting on my short sale and I am working on it to fix it because the bank has agree to accept the offer. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 16,500 and I pay 600 a month |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 600 |
If you have a delinquency in the last 2 years, please explain the reason. | The credit report is wrong on reporting on my short sale and I am working on it to fix it because the bank has agree to accept the offer. |
Member Payment Dependent Notes Series 986011
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986011 |
$10,000 |
$10,000 |
17.58% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986011. Member loan 986011 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | agility health | Debt-to-income ratio: | 6.56% |
Length of employment: | < 1 year | Location: | clinton township, MI |
Home town: | |||
Current & past employers: | agility health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > I would like to pay my credit card debt with this loan. I work full time job and i pay my bills on time. There is a demand for the kind of job i perform
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,057.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is around 9100. The monthly payment on my credit cards is around 300 $ and it will take me 6 to 7 years to pay them off.I dont have any student loan or mortgage payment |
Member Payment Dependent Notes Series 986026
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986026 |
$14,000 |
$14,000 |
17.27% |
1.00% |
October 25, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986026. Member loan 986026 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Diamond Pump and Transport | Debt-to-income ratio: | 15.72% |
Length of employment: | < 1 year | Location: | odessa , TX |
Home town: | |||
Current & past employers: | Diamond Pump and Transport | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $11,687.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to combine debit into one payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house 600 per month car 375 per month car 200 per month sig. note 200 per month ring 100 per month bed set 100 per month electric is 135 per month water is 60 per month insurance for house and cars is 250 per month food is 400 month 80 for car gas per month 200 per month for credit card The bedset, ring, sig note, and credit card trying to combine withloan |
What is your intended use for the loan proceeds? | to combine debit into one payment |
Member Payment Dependent Notes Series 986046
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986046 |
$8,150 |
$8,150 |
17.27% |
1.00% |
October 25, 2011 |
October 24, 2014 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986046. Member loan 986046 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,542 / month |
Current employer: | Louis Vuitton | Debt-to-income ratio: | 2.42% |
Length of employment: | 1 year | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | Louis Vuitton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/11/11 > Buying Furniture
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $6,039.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 986134
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986134 |
$6,450 |
$6,450 |
18.25% |
1.00% |
October 21, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986134. Member loan 986134 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | lausd | Debt-to-income ratio: | 23.52% |
Length of employment: | 10+ years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | lausd | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $34,348.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off a credit card |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 1850 mortgage, 650 car |
Please explain the reason why you carry a large revolving credit balance. | home remodel |
Member Payment Dependent Notes Series 986238
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986238 |
$20,000 |
$20,000 |
15.96% |
1.00% |
October 24, 2011 |
October 24, 2016 |
October 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986238. Member loan 986238 was requested on October 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,083 / month |
Current employer: | Verizon wireless | Debt-to-income ratio: | 11.54% |
Length of employment: | 7 years | Location: | Hamburg, NY |
Home town: | |||
Current & past employers: | Verizon wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/10/11 > I have verifiable income, also this loan is to start my buying and selling autos, look forward to doing business ! Borrower added on 10/11/11 > My intensions is to pay back the loan in 2 yrs, my credit file will show that I had installment loans and autos that were paid off less than 3 yrs, any questions, feel free to ask, thanks ! Borrower added on 10/11/11 > My plans are to pay off the loan in 2 yrs, my credit file will show that previous installment and auto loans were paid off early, any questions u may have, do NOT hesitate to ask, thanks!
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,899.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use this loan to build my bussines by purchasing high end vehicles and reselling them. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone,Internet,milage are provided by employer. An estimate of my total monthly expenses are the following, rent that includes utilities , 0% apr credit cards, food ,car insurance, and transportation , approximately 1500.00. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly expenses are approximately $1500, which reflect the following, rent, utilities are included, zero APR credit cards and car insurance. |
If you have a delinquency in the last 2 years, please explain the reason. | i have absolutely nothing negative on my file, that includes delinquency ! |
What do you project your monthly revenues for the first 6 months to be? | I project to make the first 6mths , $50,000 before taxes , that does not include exporting cars to dubai, where i have a client that buys high end ! |
What do you project your monthly expenses for the first 6 months of your business? | The only expenses i have is the dealer ins, which is $ 1800 for the year and the bond which is $250 a year, my office is home based, that it self cuts major cost down. |
Member Payment Dependent Notes Series 986277
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986277 |
$14,000 |
$14,000 |
15.27% |
1.00% |
October 21, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986277. Member loan 986277 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | MLP, Inc. | Debt-to-income ratio: | 9.09% |
Length of employment: | 5 years | Location: | Kihei, HI |
Home town: | |||
Current & past employers: | MLP, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $6,832.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To purchase a membership interest in an already profitable and established business. |
What type of business are you starting? | Selling specialty products from Hawaii. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | For the past 3 months, total monthly expenses (rent, transportation, utilities, phone, insurance, food, etc) is between $2,900 - $3,100. |
Please describe your experience/familiarity with the business you are starting/started? | I, along with my partners, each have over 3 years of experience in the business. |
Member Payment Dependent Notes Series 986291
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986291 |
$8,000 |
$8,000 |
19.42% |
1.00% |
October 19, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986291. Member loan 986291 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,500 / month |
Current employer: | Craftstaff LLC | Debt-to-income ratio: | 11.38% |
Length of employment: | 6 years | Location: | Greenacres, FL |
Home town: | |||
Current & past employers: | Craftstaff LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/11/11 > The proceeds of the loan are to be used for cash flow as well as increased marketing exposure in our target market. South Florida has begun to see an increase in activity in our target market (construction and maintenance staffing) and we need to stay out in front of the trend with regards to existing as wells as potential new clients. Borrower added on 10/11/11 > The net gain will be to create and maintain jobs for many currently un/under employed people. The economy being what is has been we have the ability to dramatically affect the local economy by creating many new jobs. Borrower added on 10/11/11 > Receiving the funding will allow us to grow the business therefore creating many new jobs for South Floridians. Borrower added on 10/11/11 > I have been in this industry for 12+ years and the current company for almost 7 of these years.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,736.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Cash flow and marketing materials for my company to increase our exposure in the South Florida market which will in turn create new jobs. |
Member Payment Dependent Notes Series 986308
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986308 |
$20,000 |
$20,000 |
15.96% |
1.00% |
October 25, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986308. Member loan 986308 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,667 / month |
Current employer: | Technisource | Debt-to-income ratio: | 21.87% |
Length of employment: | < 1 year | Location: | Fresno, TX |
Home town: | |||
Current & past employers: | Technisource | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/11/11 > I’m asking for a loan to help pay off a medical expense. If I can get my medical expense paid off it will get me closer to being debt free and give me financial stability. Borrower added on 10/11/11 > I have a very stable job in Texas with a energy company. I always pay my bills on time, but like most American I have run into some though times. Thank you for your support.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,748.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My gross income is 8674.00 monthly Rent: 1200 monthly Transportation: 200 monthly utilities: 500 monthly phone: 200 monthly life and auto insurance: 250 monthly food: 350 monthly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | The only other expenses is my monthly hospital bill. It is about 850 monthly. I need to pay it off so I can save more monthly for my daugther's college fund. |
Please explain the reason why you carry a large revolving credit balance. | I helped my mother with her home state taxes. She go between and the state was going to take her home, so I paid it off with my credit card. I have a handle on my credit card debt. |
What are the estimated expenses? | Out of my monthly income. I estimated expenses are about 60% of my monthly income. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the loan to settle my medical expenses. The loan with help me out in the future because I can budget my income better and start working on my kids college fund. My oldest child will be a senior next year, so I need to start add more income on her college fund. |
Member Payment Dependent Notes Series 986347
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986347 |
$20,000 |
$20,000 |
19.42% |
1.00% |
October 25, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986347. Member loan 986347 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,429 / month |
Current employer: | Walden Behavioral Care | Debt-to-income ratio: | 15.57% |
Length of employment: | 3 years | Location: | Hyde Park, MA |
Home town: | |||
Current & past employers: | Walden Behavioral Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/11/11 > I have agreed to the contract
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $12,180.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 986370
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986370 |
$25,000 |
$25,000 |
12.69% |
1.00% |
October 24, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986370. Member loan 986370 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,583 / month |
Current employer: | Faxton-St. Lukes Healthcare | Debt-to-income ratio: | 18.00% |
Length of employment: | 6 years | Location: | Lancaster, PA |
Home town: | |||
Current & past employers: | Faxton-St. Lukes Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent 1550 Utilities 600 Cars 700 Ins 200 School loans 600 |
Please explain the reason why you carry a large revolving credit balance. | Every time I try to answer this question it gets rejected. I am sorry for the inconvenience. Bottom line that is why I have applied for this loan to solve this problem. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | USAA, CC 16500 at 8.9% Military Star CC 2500 at 8% (110 a mo) Student Loans 50000 4-9% (550 a mo) Personal Loan 5600 12% (550 a mo) Car 28000 3.99% (430 a mo) Car 21000 3.99% (350 a mo) |
Which debts do you plan to pay off with this loan? | I plan to bundle and pay off the revolving debt and the personal loan. This gives me a manageable payment that I can more easily funnel extra funds to pay off more quickly. This is my intent. I have good credit a good job I just need to get my fiscal house in order so that I can move forward, and start paying cash for everything instead of using credit. |
What is your intended use for the loan proceeds? | Consolidation of revolving debt to pay off debts more quickly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Please reference the answers of other members questions as they answer yours. I would be glad to add any additional information you might need to make a decision. |
Please explain the reason why you carry a large revolving credit balance. | Every time I try to answer this question it gets rejected. I am sorry for the inconvenience. Bottom line that is why I have applied for this loan to solve this problem. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies ever not once! |
Member Payment Dependent Notes Series 986491
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986491 |
$25,000 |
$25,000 |
19.03% |
1.00% |
October 24, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986491. Member loan 986491 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,317 / month |
Current employer: | Fronterra Integrated Geosciences | Debt-to-income ratio: | 6.06% |
Length of employment: | 3 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Fronterra Integrated Geosciences | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/11/11 > With the proceeds of this loan, I will consolidate several outstanding credit cards and other loans. Borrower added on 10/11/11 > With the proceeds of this loan I will pay off several credit cards and other small loans.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,450.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I apologize for the delay in responding to your question. Some information to answer your question was not available to me until now. The following is the information you requested: Type Balance Ave. Int. Rate Monthly Payment Mortgage 121,000 4.7% $740 Auto Lease 609 Boat Loan 53,000 5.75% 760 Credit Cards 60,800 21% 1,260 Lines of Credit 34,800 18% 1,885 Additionally, I pay one student loan at $240/month for one of my daughters. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I apologize for the delay in responding to your question. Some information to answer your question was not available to me until now. The following is the information you requested: Type Balance Ave. Int. Rate Monthly Payment Mortgage 121,000 4.7% $740 Auto Lease 609 Boat Loan 53,000 5.75% 760 Credit Cards 60,800 21% 1,260 Lines of Credit 34,800 18% 1,885 Additionally, I pay one student loan at $240/month for one of my daughters. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage payment is $750/mo. Transportation is about $200/month. Utilities are about $150/month. Phone is paid by my employer. Insurance about $200/month. Food $300/month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Housing mortgage payment is $750/month. I have no home equity loans. Monthly payment on one line of credit is $640/month which will be paid off with proceeds. Utilities are about $150/month. Insurance about $200/month. Property taxes about $275/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I apologize for the delay in responding to your question. Some information to answer your question was not available to me until now. The following is the information you requested: Type Balance Ave. Int. Rate Monthly Payment Mortgage 121,000 4.7% $740 Auto Lease 609 Boat Loan 53,000 5.75% 760 Credit Cards 60,800 21% 1,260 Lines of Credit 34,800 18% 1,885 Additionally, I pay one student loan at $240/month for one of my daughters. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I apologize for the delay in responding to your question. Some information to answer your question was not available to me until now. The following is the information you requested: Type Balance Ave. Int. Rate Monthly Payment Mortgage 121,000 4.7% $740 Auto Lease 609 Boat Loan 53,000 5.75% 760 Credit Cards 60,800 21% 1,260 Lines of Credit 34,800 18% 1,885 Additionally, I pay one student loan at $240/month for one of my daughters. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I apologize for the delay in responding to your question. Some information to answer your question was not available to me until now. The following is the information you requested: Type Balance Ave. Int. Rate Monthly Payment Mortgage 121,000 4.7% $740 Auto Lease 609 Boat Loan 53,000 5.75% 760 Credit Cards 60,800 21% 1,260 Lines of Credit 34,800 18% 1,885 Additionally, I pay one student loan at $240/month for one of my daughters. |
Please explain the reason why you carry a large revolving credit balance. | I am uncertain that I understand fully your question. I have provided financial assistance to two of my children in the past two years and that explains at least partially my current debt situation. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I apologize for the delay in responding to your question. Some information to answer your question was not available to me until now. The following is the information you requested: Type Balance Ave. Int. Rate Monthly Payment Mortgage 121,000 4.7% $740 Auto Lease 609 Boat Loan 53,000 5.75% 760 Credit Cards 60,800 21% 1,260 Lines of Credit 34,800 18% 1,885 Additionally, I pay one student loan at $240/month for one of my daughters. |
Which debts do you plan to pay off with this loan? | A combinatiion of debts sith high interest rates and/or high monthly payments. |
Please explain the reason why you carry a large revolving credit balance. | I am uncertain that I understand fully your question. I have provided financial assistance to two of my children in the past two years and that explains at least partially my current debt situation. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I apologize for the delay in responding to your question. Some information to answer your question was not available to me until now. The following is the information you requested: Type Balance Ave. Int. Rate Monthly Payment Mortgage 121,000 4.7% $740 Auto Lease 609 Boat Loan 53,000 5.75% 760 Credit Cards 60,800 21% 1,260 Lines of Credit 34,800 18% 1,885 Additionally, I pay one student loan at $240/month for one of my daughters. |
Member Payment Dependent Notes Series 986535
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986535 |
$20,000 |
$20,000 |
17.58% |
1.00% |
October 25, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986535. Member loan 986535 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.82% |
Length of employment: | 10+ years | Location: | Antigo, WI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > Adding a bedroom on to my house. Borrower added on 10/19/11 > I have a very steady income and would love to have the project done before the snow flies!
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $6,609.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 986598
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986598 |
$15,000 |
$15,000 |
6.03% |
1.00% |
October 19, 2011 |
October 25, 2014 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986598. Member loan 986598 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.43% |
Length of employment: | n/a | Location: | Austin, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1965 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,693.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 986641
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986641 |
$30,000 |
$30,000 |
13.49% |
1.00% |
October 25, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986641. Member loan 986641 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | TIAA-CREF | Debt-to-income ratio: | 15.96% |
Length of employment: | < 1 year | Location: | Monroe, NC |
Home town: | |||
Current & past employers: | TIAA-CREF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/11/11 > Using the funds to consolidate debt. My job and company is stable, I work for TIAA-CREF. Prior to joining TIAA-CREF, I was employed with Bank of America for 8 + years.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,876.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mortgage (incl escrow for insurance/taxes): $1785 utilities: $400 auto loans: $1260 |
Please explain the reason why you carry a large revolving credit balance. | consolidated previous debt |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | home mortgage: $287,000 (2.87%) auto loans (car/truck/rv): van - $25,000 (4.6%), truck $30,000 (5.67%), RV $16,000 (3.87)$65,000 credit card: $26,000 (rate varies, 10%-16%) |
Which debts do you plan to pay off with this loan? | Revolving Credit Card |
Member Payment Dependent Notes Series 986657
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986657 |
$9,350 |
$9,350 |
12.69% |
1.00% |
October 20, 2011 |
October 25, 2014 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986657. Member loan 986657 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | american furniture warehouse | Debt-to-income ratio: | 12.34% |
Length of employment: | 7 years | Location: | englewood, CO |
Home town: | |||
Current & past employers: | american furniture warehouse | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,009.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 986708
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986708 |
$13,100 |
$13,100 |
19.03% |
1.00% |
October 24, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986708. Member loan 986708 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | National Captioning Institute | Debt-to-income ratio: | 20.97% |
Length of employment: | 3 years | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | National Captioning Institute | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $15,008.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I've had one delinquency ever about 4 months ago -- right when I was graduating from pastry school and was so busy and living in the kitchen that I literally just forgot to pay my car for 1.5 months until they called me. I immediately paid over the phone. My credit score has gone down lately because my credit debt to income ration, so I'm simply trying to consolidate it to get it paid off in a known amount of time! Thanks. |
What is your intended use for the loan proceeds? | I'm taking my three credit cards into one payment. Right now, I'm on a plan to pay them off but -- being credit cards with daily compounded interest rates -- I feel like there is literally no end in site, despite my focus and attention. This will allow me to have my credit car debt off no later than 5 years while still paying the same about monthly I am now. I can't even express to you how amazing that would be. |
Member Payment Dependent Notes Series 986731
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986731 |
$15,000 |
$15,000 |
6.03% |
1.00% |
October 19, 2011 |
October 25, 2014 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986731. Member loan 986731 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,417 / month |
Current employer: | Intersil Corporation | Debt-to-income ratio: | 5.00% |
Length of employment: | < 1 year | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Intersil Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/11/11 > I plan to re-finance credit card balances with APR > 12%. Borrower added on 10/12/11 > We just incurred a large credit card balance because of unexpected car repairs and unexpected dental bills not covered by insurance. Our monthly expenses our low because we live in an apartment owned by family, so we pay below market rent of $1200 which also covers utilities. Our only other debt is a car loan with a current balance of $9,000 and monthly payment of $375.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,121.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum payments are $200, but I usually put at least $1200 towards paying down credit cards balances each month. With this loan, credit card balances will be zero. |
Member Payment Dependent Notes Series 986800
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986800 |
$20,400 |
$20,400 |
14.65% |
1.00% |
October 21, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986800. Member loan 986800 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,733 / month |
Current employer: | Fannie Mae | Debt-to-income ratio: | 10.38% |
Length of employment: | 6 years | Location: | Fairfax, VA |
Home town: | |||
Current & past employers: | Fannie Mae | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/11/11 > I'm trying to consolidate my debts. I'm fully employed and do pay my bills every month.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $11,149.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1,665 is my monthly rent, utilities, cable/internet & insurance expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $6,054 American Express $4,490 Sears Gold $370 Sears Home Card $7000 Personal Loan which I have used to burry my father last year in Amsterdam. |
Which debts do you plan to pay off with this loan? | I would like to pay off all of my loans so I can have one bill per month & start having some savings. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,325 Rent $50 Utilities $100 Phone $119 Insurance $150 Food $300 Car |
Please explain the reason why you carry a large revolving credit balance. | My father passed last year in the Netherlands and he didn???t have any life insurance so I had to pay for his funeral/burial & my expenses. |
Member Payment Dependent Notes Series 986814
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986814 |
$30,000 |
$30,000 |
12.42% |
1.00% |
October 25, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986814. Member loan 986814 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,200 / month |
Current employer: | Riverchase Animal Hospital | Debt-to-income ratio: | 19.88% |
Length of employment: | 10+ years | Location: | Coppell, TX |
Home town: | |||
Current & past employers: | Riverchase Animal Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > I'd like to thank all the people who are trying to make this loan possible. I have an outstanding credit history and an excellent working stability. through this loan, I will be able to pay everything off.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,278.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Hello, I plan to pay off all of my debts. The % on my debts is higher than the one I'm getting here. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | From 11% to 23%. I pay close to $900 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 1800. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | About 1800 including credit cards, car payment, everything. |
Member Payment Dependent Notes Series 986843
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986843 |
$11,100 |
$11,100 |
6.62% |
1.00% |
October 21, 2011 |
October 25, 2014 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986843. Member loan 986843 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | La Vida | Debt-to-income ratio: | 25.88% |
Length of employment: | 1 year | Location: | Waterford, MI |
Home town: | |||
Current & past employers: | La Vida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 986874
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986874 |
$6,000 |
$6,000 |
7.51% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986874. Member loan 986874 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | Geographic Solutions | Debt-to-income ratio: | 14.34% |
Length of employment: | < 1 year | Location: | Clearwater, FL |
Home town: | |||
Current & past employers: | Geographic Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,642.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | We own a home and the mortgage (no home equity loan) with taxes and insurance rolled in comes to about $1050 a month. Utilities, car insurance (no car payments), and other bills add another $1000. |
Member Payment Dependent Notes Series 986986
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986986 |
$11,000 |
$11,000 |
6.62% |
1.00% |
October 19, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986986. Member loan 986986 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Dow Chemical | Debt-to-income ratio: | 19.49% |
Length of employment: | 1 year | Location: | Philadelphia, DE |
Home town: | |||
Current & past employers: | Dow Chemical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,218.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 986991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
986991 |
$25,000 |
$25,000 |
7.51% |
1.00% |
October 19, 2011 |
October 25, 2014 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 986991. Member loan 986991 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,509 / month |
Current employer: | Eldred CSD | Debt-to-income ratio: | 20.27% |
Length of employment: | 5 years | Location: | Monticello, NY |
Home town: | |||
Current & past employers: | Eldred CSD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > The funds will be used to payoff a higher interest loan through Lending Club and for kitchen and bathroom renovations. We will be purchasing new appliances to go along with our new cabinetry and upgrading a bathroom.
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $27,002.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citizens Bank - Car - $32,000 - 6.04% - $589 Lending Club - Personal - $12,000 - 10.00% - $281 - Paying Off VISA - CC - $7,750 - 13.99% - $400 - Paying Off - Kitchen/Bathroom Renovations Discover - CC - $2,150 - 13.99% - $400 - Paying Off - Appliances Sallie Mae - Student Loan - $3,987 - $100 JP Morgan - Home Mortgage - $185,400 - 4.50% - $0 - Not Personally Responsible |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent = $0 Transportation = $100 Utilities = $120 Phone = $80 Insurance Auto/Home = $445 Food = $200 Debt has already been explained. |
Member Payment Dependent Notes Series 987006
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987006 |
$12,000 |
$12,000 |
9.91% |
1.00% |
October 21, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987006. Member loan 987006 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,834 / month |
Current employer: | NOAA Federal Agency | Debt-to-income ratio: | 8.02% |
Length of employment: | 10+ years | Location: | EAST FALMOUTH, MA |
Home town: | |||
Current & past employers: | NOAA Federal Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > I will be using this loan to pay off/close higher interest credit cards and for home improvement (install fence) Borrower added on 10/19/11 > More Information. I do have good credit, and have not missed any payments for 12 years. I am a Federal Employee (22 years) and have incredibly strong job security, which is rare in these days. I track all my expenses in Quicken, know my budget and always stay within my means. I use credit cards only for online purchases, flights, or major purchases. Unfortunately, I have had to make several major purchases over the past year. I did not have fix rate credit cards, and with today's economy, many of them increased my interest rate by as much as 13%. Also, as far as being responsible, I keep to a tight budget, and use Quicken to track my expenses so I can work out averages and budget my expenses. I do not spend more than I can afford to pay, and when I do have to apply for loans it usually is only for a better "financial strategy" to obtain a lower interest rate. For instance, last year I refinanced my home as I could lower my interest rate by 2.5%. .
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,434.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My current expenses are approximately $5,200 per month including all the items listed above as well as groceries, auto insurance, maintenance, fuel, and maintenance of household, medical expenses (doctor appointments and prescriptions). I use Quicken for tracking my expenses/income. I used the average amount over the past year by category. |
Please provide additional details regarding the purpose of the loan | I wish to pay off/close higher interest credit cards as well as have a fence installed around my yard (home improvement) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My current expenses are approximately $5,200 per month including all the items listed above as well as groceries, auto insurance, maintenance, fuel, and maintenance of household, medical expenses (doctor appointments and prescriptions). I use Quicken for tracking my expenses/income. I used the average amount over the past year by category. |
Please explain the reason why you carry a large revolving credit balance. | This pas year has been the year where it seems everything needed to be repaired or replaced. My washing machine and lawn mower needed to be replaced, tires on both vehicles needed to be replaced, along with the AC on on being repaired. I paid for driver education class at $1300. Also...two minor car accidents....$500 dollar repair job for each as well as the cost of rental car for the weeks it was in the shop. |
Member Payment Dependent Notes Series 987227
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987227 |
$12,000 |
$12,000 |
7.90% |
1.00% |
October 24, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987227. Member loan 987227 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Mad??casse | Debt-to-income ratio: | 9.16% |
Length of employment: | 2 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Mad??casse | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,069.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The proceeds will be used to invest in the company's operations and increase cash flow. The practical use of this will be to improve our company's market presence in critical trade shows, and invest in the efficiency of our online operations. |
Member Payment Dependent Notes Series 987291
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987291 |
$16,275 |
$16,275 |
12.69% |
1.00% |
October 19, 2011 |
October 26, 2016 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987291. Member loan 987291 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Mayo Clinic | Debt-to-income ratio: | 27.79% |
Length of employment: | 10+ years | Location: | Byron, MN |
Home town: | |||
Current & past employers: | Mayo Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $810 - mortgage (includes taxes and insurance), $241 - line of credit, $400 - utilities |
Please explain the reason why you carry a large revolving credit balance. | I'm not sure what you mean by large revolving credit balance. I have a large credit card balance because, when my mom was sick and dying, I took a lot of time off without pay to care for her. Therefore, I used my credit cards too much for living expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Already answered above. |
Which debts do you plan to pay off with this loan? | Visa, Walmart credit card, and remaining on line of credit loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage - $810, transportation - $70, utilities - $150, phone - $26, insurance/taxes - part of mortgage, food - $200 |
Member Payment Dependent Notes Series 987298
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987298 |
$12,000 |
$12,000 |
17.58% |
1.00% |
October 25, 2011 |
October 26, 2016 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987298. Member loan 987298 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | AXA Equitable | Debt-to-income ratio: | 13.39% |
Length of employment: | 6 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | AXA Equitable | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > To pay off my high debt and reduce my monthly expense and increase my family savings. we need to move. thank you.
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $5,419.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | My brother needed my assistance and I provided him with a cell phone to start his business. When his business fell through he couldn't make the payments. He also failed to tell me this and by the time I found out, I was in a delinquent status. I quickly contact the vendor and negotiated a deal and paid off the balance. |
What is your intended use for the loan proceeds? | legal service fees, pay off my car note to reduce my monthly expenses (i.e. car insurance). one department credit cards with a high interest rate to pay off . This will help my reduce my monthly expenses and save more.. |
What is your intended use for the loan proceeds? | legal service fees, pay off my car note to reduce my monthly expenses (i.e. car insurance). one department credit cards with a high interest rate to pay off . This will help my reduce my monthly expenses and save more.. |
Member Payment Dependent Notes Series 987341
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987341 |
$3,600 |
$3,600 |
17.27% |
1.00% |
October 25, 2011 |
October 26, 2016 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987341. Member loan 987341 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.34% |
Length of employment: | n/a | Location: | peoria, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,398.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | 85 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had to help out a family member that fell on bad times and now I just want to consolidated them all together to have one payment to get back to zero again. |
Please explain the reason why you carry a large revolving credit balance. | I had to help out a family member that fell on bad times and now I just want to consolidated them all together to have one payment to get back to zero again. |
Member Payment Dependent Notes Series 987354
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987354 |
$6,000 |
$6,000 |
12.69% |
1.00% |
October 19, 2011 |
October 26, 2014 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987354. Member loan 987354 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,942 / month |
Current employer: | Eagle Pass I S D | Debt-to-income ratio: | 8.42% |
Length of employment: | 3 years | Location: | Eagle Pass, TX |
Home town: | |||
Current & past employers: | Eagle Pass I S D | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $8,109.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am going to fence my home, the proceeds will be used for materials and labor costs. |
Member Payment Dependent Notes Series 987383
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987383 |
$16,500 |
$16,500 |
14.27% |
1.00% |
October 24, 2011 |
October 25, 2016 |
October 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987383. Member loan 987383 was requested on October 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,950 / month |
Current employer: | Alpha Omega Hospice | Debt-to-income ratio: | 11.90% |
Length of employment: | 3 years | Location: | Springville, UT |
Home town: | |||
Current & past employers: | Alpha Omega Hospice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > Will pay off three credit cards in full with this debt consolidation. Borrower added on 10/14/11 > I always honor my commitments and will faithfully make my payments each month to pay off this debt consolidation loan. Borrower added on 10/14/11 > Thanks so much to all my investors!
A credit bureau reported the following information about this borrower member on October 11, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,631.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Three credit cards in full which total $16,500. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Greetings! I have three credit cards which total $16,500. The debt consolidation loan from the Lending Club will pay off these debts. The only other debt that I have is my monthly mortgage payment which is $1013 on a 30 year mortgage at a 4% interest rate. I have no other debts. Thanks for the inquiry! |
What is your intended use for the loan proceeds? | I only have three credit cards and I will pay off these three high interest credit cards in full with this debt consolidation loan. Thanks for your inquiry! |
Please explain the reason why you carry a large revolving credit balance. | To pay off previous medical expenses. Thanks for your inquiry! |
Member Payment Dependent Notes Series 987436
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987436 |
$2,000 |
$2,000 |
7.90% |
1.00% |
October 25, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987436. Member loan 987436 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,167 / month |
Current employer: | VIP Grooming | Debt-to-income ratio: | 23.06% |
Length of employment: | < 1 year | Location: | Oakland, CA |
Home town: | |||
Current & past employers: | VIP Grooming | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,692.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 987490
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987490 |
$9,600 |
$9,600 |
15.96% |
1.00% |
October 25, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987490. Member loan 987490 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | USAA | Debt-to-income ratio: | 5.35% |
Length of employment: | 10+ years | Location: | Surprise, AZ |
Home town: | |||
Current & past employers: | USAA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/16/11 > I just need this loan for about three months as I have funds coming to me at that time and will pay this loan off then.
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,895.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 1400. |
Which debts do you plan to pay off with this loan? | Actually a loan on my 401k. |
Which debts do you plan to pay off with this loan? | Actually a loan on my 401k. |
Member Payment Dependent Notes Series 987586
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987586 |
$13,800 |
$13,800 |
8.90% |
1.00% |
October 25, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987586. Member loan 987586 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Berea Independent Schools | Debt-to-income ratio: | 4.17% |
Length of employment: | 7 years | Location: | Berea, KY |
Home town: | |||
Current & past employers: | Berea Independent Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > This loan will allow me to make much needed improvements to my home! Thank you so much for helping me in this endeavor! I am very organized, prompt, and responsible with my payments! I promise this is a smart investment for you!
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,901.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Hi! Thanks for asking...I am making several improvements like screening in my porch, upgrading the HVAC unit, changing out carpet for tile/hardwood, purchasing some upgraded pieces of furniture, etc. |
What is your intended use for the loan proceeds? | Hi! Thanks for asking....my plans are to make needed home repairs and upgrades including a better, more efficient Hvac system, screening in my porch, purchasing some furniture due to the changing ages and stages of my kids, upgrading my security system, and purchasing a more energy efficient front door! Does that help? If not, I am certainly happy to explain more.... |
Member Payment Dependent Notes Series 987592
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987592 |
$5,000 |
$5,000 |
6.62% |
1.00% |
October 21, 2011 |
October 26, 2014 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987592. Member loan 987592 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.32% |
Length of employment: | < 1 year | Location: | Austin, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,022.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use for the loan is to use it for some improvements on the property that I own. It is an entertainment venue in downtown Austin, TX. My partners ad I have done a lot of renovating already in order to make the business profitable. I would like to continue to make improvements without causing myself any financial stress. Our company is called ZenMen LLC DBA GoGo. We are already turning a solid profit and continue to grow. In closing I will use the loan in order to continue to improve the venue for our guests as well as use some of the loan for different marketing tools. |
What is your intended use for the loan proceeds? | My intended use for the loan is to use it for some improvements on the property that I own. It is an entertainment venue in downtown Austin, TX. My partners ad I have done a lot of renovating already in order to make the business profitable. I would like to continue to make improvements without causing myself any financial stress. Our company is called ZenMen LLC DBA GoGo. We are already turning a solid profit and continue to grow. In closing I will use the loan in order to continue to improve the venue for our guests as well as use some of the loan for different marketing tools. |
What is your intended use for the loan proceeds? | My intended use for the loan is to use it for some improvements on the property that I own. It is an entertainment venue in downtown Austin, TX. My partners ad I have done a lot of renovating already in order to make the business profitable. I would like to continue to make improvements without causing myself any financial stress. Our company is called ZenMen LLC DBA GoGo. We are already turning a solid profit and continue to grow. In closing I will use the loan in order to continue to improve the venue for our guests as well as use some of the loan for different marketing tools. |
What is your intended use for the loan proceeds? | My intended use for the loan is to use it for some improvements on the property that I own. It is an entertainment venue in downtown Austin, TX. My partners ad I have done a lot of renovating already in order to make the business profitable. I would like to continue to make improvements without causing myself any financial stress. Our company is called ZenMen LLC DBA GoGo. We are already turning a solid profit and continue to grow. In closing I will use the loan in order to continue to improve the venue for our guests as well as use some of the loan for different marketing tools. |
Member Payment Dependent Notes Series 987695
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987695 |
$14,400 |
$14,400 |
15.27% |
1.00% |
October 21, 2011 |
October 26, 2016 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987695. Member loan 987695 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Town of Tarboro | Debt-to-income ratio: | 4.43% |
Length of employment: | 6 years | Location: | Greenville, NC |
Home town: | |||
Current & past employers: | Town of Tarboro | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > I plan to use the loan to pay off higher interest credit card debt and to also pay for repairs to my house as it was damaged during hurricane Irene.
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,805.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $420 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2000 @ 17% $3675 @ 12% $4300 @ 20% $1575 @ 25% Credit Cards |
Which debts do you plan to pay off with this loan? | All Credit Card Debt and money used for repair to my house from the hurricane |
What is your intended use for the loan proceeds? | To pay off credit card debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No Rent Transportation is just fuel: Around $250 Utilities is usually around $100 Insurance is paid for Food: Around $400 |
If you have a delinquency in the last 2 years, please explain the reason. | i have never missed any payments on anything |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will use about 75% of the amount on the credit card debt and the remainder on repairs to my house. If any is left i will use it to pay back on the loan. |
Member Payment Dependent Notes Series 987852
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987852 |
$17,000 |
$17,000 |
7.90% |
1.00% |
October 24, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987852. Member loan 987852 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,470 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.14% |
Length of employment: | n/a | Location: | Stoughton, WI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > Presently live in Wisconsin, but wish to purchase a lake lot in Palm Coast, FL.
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $4,500.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Yes, I believe I overlooked a $30 payment to Menards in Nov. of 2009, and then paid off the entire balance early in Dec. of 2009. I realize the structure of a credit report doesn't reflect early pay-offs--all the "OK's" for 2010, for example, are completely irrelevant because the balance was $0--but Menard's inability to recognize early pay-offs resulted in it's charge card to now be inhabiting a landfill. |
Member Payment Dependent Notes Series 987923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987923 |
$18,000 |
$18,000 |
11.71% |
1.00% |
October 25, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987923. Member loan 987923 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Foxwoods Resort Casino | Debt-to-income ratio: | 12.54% |
Length of employment: | 10+ years | Location: | Bozrah, CT |
Home town: | |||
Current & past employers: | Foxwoods Resort Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,674.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Personal Loan balance 8,200 with a 302 monthly payment 9.99%. Credit card A is 3,800 balance with 10.99% APR paying minimum 200 a month. Credit card B is 6,500 with 0% APR ending soon going to a rate of 10.99%-12.99% depending on prime rate. This is 18,500 in debt (will be 18,000 at end of month) and wanted one payment with ability to pay extra towards principle. Mortgage is $909 per month and car payment 400 per month . |
Which debts do you plan to pay off with this loan? | Both credit cards and my current personal loan. This will give me 1 payment per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Personal Loan balance 8,200 with a 302 monthly payment 9.99%. Credit card A is 3,800 balance with 10.99% APR paying minimum 200 a month. Credit card B is 6,500 with 0% APR ending soon going to a rate of 10.99%-12.99% depending on prime rate. This is 18,500 in debt (will be 18,000 at end of month) and wanted one payment with ability to pay extra towards principle. Mortgage is $909 per month and car payment 400 per month . |
Member Payment Dependent Notes Series 987940
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987940 |
$14,000 |
$14,000 |
12.42% |
1.00% |
October 25, 2011 |
October 28, 2016 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987940. Member loan 987940 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | Consolidated Technologies Inc | Debt-to-income ratio: | 6.71% |
Length of employment: | 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Consolidated Technologies Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $2,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The intended use of the proceeds is to consolidate debt. I'm uncertain as to how specific I can get with regards to category of debt, balances, interest rates, and monthly payments and will therefore have to wait for guidance from the lending club on what information I may divulge. Making payments is not a problem at this time; the goal is to lower the overall monthly payments and save money. |
Member Payment Dependent Notes Series 987992
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
987992 |
$20,000 |
$20,000 |
23.91% |
1.00% |
October 25, 2011 |
October 26, 2016 |
October 26, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 987992. Member loan 987992 was requested on October 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | Supervalu | Debt-to-income ratio: | 9.47% |
Length of employment: | < 1 year | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | Supervalu | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/12/11 > This loan will be used to pay off all existing revolving credit accounts. I used the funds that are on my existing revolving accounts to complete renovations on my home- I invested 130k in renovations on a home I had recently purchased in California and my existing revolving debt of just under 20k went towards those renovations- current home value after renovations is now 200k over what is owed on home. I have over 16 years of outstanding credit history with no defaults or charge offs in all of that time. The only negative on my report comes from a 90 day late that I am currently disputing dure to technical issues in setting up automatic payment deductions from my checking account. Once notified of this issue I immediately resolved and made the account current (and have been current ever since) and have been goign through dispute process ever since. I have been employed in multi unit retail management for over 12 years since completing a bachelirs and MBA program with no lapses in employment even though transfers from one company to the next (not even one week off in between jobs ever). With these funds I will be able to get all of my debt into non-revolving installment loans that will allow me to ultimately achieve my goal of no debt outside of my mortgage. Total debt payments with these funds will be less than 50% of my total income. Borrower added on 10/13/11 > One more note- current payments on revolving accounts (on which I am current) add up to more than what the payment will be on this loan. The whole intent of this loan is to eliminate revolving accounts and have one combined payment.
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $11,168.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | If by deliquency you mean any lates--> I had a 90 day late on one of my revolving accounts- the reason for this was that I had gone online and attempted to set up auto payments form my checking account and becasue of technical issues (as I have determeined it) the auto pays never started- creditor did not notify me of any missed payments until almost 3 months later and as soon as they notified me I went into the bank the next day and made the account current and have been current ever since (not by relying on auto payments but instead by ensuring I get on every month to process the payment. On this account that was opened in 2005 it is my only blemish as it is also the only blemish on my entire credit history- whihc inlcudes 3 different home purchases, at least 6 car loans, and multiple other credit account that have and still are all in good standing. As a side note, I am still in the dispute process with the creditor over this report. Thank you for your consideration. |
If you have a delinquency in the last 2 years, please explain the reason. | If by deliquency you mean any lates--> I had a 90 day late on one of my revolving accounts- the reason for this was that I had gone online and attempted to set up auto payments form my checking account and becasue of technical issues (as I have determeined it) the auto pays never started- creditor did not notify me of any missed payments until almost 3 months later and as soon as they notified me I went into the bank the next day and made the account current and have been current ever since (not by relying on auto payments but instead by ensuring I get on every month to process the payment. On this account that was opened in 2005 it is my only blemish as it is also the only blemish on my entire credit history- whihc inlcudes 3 different home purchases, at least 6 car loans, and multiple other credit account that have and still are all in good standing. As a side note, I am still in the dispute process with the creditor over this report. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a mortgage at 583k on a house that was recently appraised at 800k on one appraisal and 795k on another appraisal- it is also valued in the low 800k range on zillow- the rate is approx. 4.75% I currently have no other lines of credit- and all of my student loans have been paid in full (approx. 4 years after I completed coursework for my MBA these were paid in full- original balance of about 30k) I currently have one installment loan at a rate of 16% with a balance of 10k. this was a 4 year installment with a little less than 3 years left. I then have 3 credit card accounts with a total balance of a little over 10k (all with relatively high interest rates) and a revolving credit loan with a balance of approx 9k- this account I have closed but continue to pay with also a relatively high interest rate. All of this debtr came from the 130k in renovations I did on my home when first purchased (complete rehabilitation on the home and landscape- 12k sqft lot with teh addiona of a pool) I plan to use these funds to eliemnate all of my revolving debt and maintain only one credit card with a 2k limit to use for my business expenses that are reimbursed as I turn in expense reports. Hope that answers your question- please dont hesistate to reach out with more- thank you for your consideration. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My current housing expenses- 3300 to principal and interest on a 30 year fixed rate loan- another $700 to taxes and insurance (all in one payment)- no equity line or line of credits- utilities and other housing expenses are paid by spouse. My total monthly expenses today are approximately $5200 (on which I am current) and with funding of this loan will decrease to under 5k per month- which is less than 50% of my total monthly income. Goal is to eliminate revolving accounts while also decreasing payment. Thanks for your consideration. |
Member Payment Dependent Notes Series 988112
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988112 |
$15,000 |
$15,000 |
8.90% |
1.00% |
October 19, 2011 |
October 28, 2016 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988112. Member loan 988112 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | Trinity Protection Services | Debt-to-income ratio: | 8.20% |
Length of employment: | 8 years | Location: | Alameda, CA |
Home town: | |||
Current & past employers: | Trinity Protection Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > • I am asking for this loan to purchase a $12000 Sailboat • I make a good barrower because I have always been very responsible with my income, my credit, and hold an excellent credit score. • Each month, after I pay my rent, auto insurance, etc, I have approximately $1700 per month available to pay my required monthly payment for this loan. • I have a very stable career and have been working for the federal government for eight years, and will retire from my current employer in 25 years.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will be using $12,000 of the loan to purchase a pre-owned sailboat at cost of $12,000 and the remaining approximate $3,000 to purchase a couple electronics, such as a depth finder and GPS navigation system for this sailboat. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Per month I take home approx. $3340. From that, approx. $1650 goes for rent, and all other bills. I have approx. $1700 with no further obligations left over for myself. |
Member Payment Dependent Notes Series 988133
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988133 |
$30,000 |
$30,000 |
10.65% |
1.00% |
October 19, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988133. Member loan 988133 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | UPS | Debt-to-income ratio: | 20.58% |
Length of employment: | 10+ years | Location: | Chambersburg, PA |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > pay off credit card debt and us to finish working on my garage
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,549.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 988142
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988142 |
$18,000 |
$18,000 |
8.90% |
1.00% |
October 21, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988142. Member loan 988142 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | New York City Fire Dept. FDNY | Debt-to-income ratio: | 10.98% |
Length of employment: | 4 years | Location: | Long Beach, NY |
Home town: | |||
Current & past employers: | New York City Fire Dept. FDNY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > I'm looking to get rid of my high interest credit cards and consolidate down to one easy loan. This loan will make it easier to get rid of the bad debt once and for all while saving up for a down payment on a home at the same time. With the money from this loan I have a set goal in sight to being debt free! I pay all my bills on time but with the interest rates it feels like it goes no where.
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,204.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 988411
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988411 |
$7,500 |
$7,500 |
11.71% |
1.00% |
October 20, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988411. Member loan 988411 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | City of Sanford, Florida | Debt-to-income ratio: | 12.12% |
Length of employment: | 10+ years | Location: | altamonte springs, FL |
Home town: | |||
Current & past employers: | City of Sanford, Florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $1,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no |
What is the estimated current market value of your home? | $125,000 |
Member Payment Dependent Notes Series 988421
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988421 |
$14,000 |
$14,000 |
20.30% |
1.00% |
October 25, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988421. Member loan 988421 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | wal mart | Debt-to-income ratio: | 19.83% |
Length of employment: | 10+ years | Location: | las vegas, NV |
Home town: | |||
Current & past employers: | wal mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $14,325.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | It would be easier to tell you that I have a positive cash flow each month of 1400 to 1500 after all bills are paid, I get paid bye weekly. hope this helps |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have one credit card with a 14000 dollar balance that Iam paying 200 dollar interest each month that needs to stop. hope this helps |
If you have a delinquency in the last 2 years, please explain the reason. | have not had a delinquency in the past 2 years |
If you have a delinquency in the last 2 years, please explain the reason. | have not had a delinquency in the past 2 years |
Member Payment Dependent Notes Series 988536
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988536 |
$8,400 |
$8,400 |
7.51% |
1.00% |
October 20, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988536. Member loan 988536 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,300 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.96% |
Length of employment: | 8 years | Location: | henderson, NC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,685.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 988586
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988586 |
$12,500 |
$12,500 |
6.03% |
1.00% |
October 19, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988586. Member loan 988586 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | Sanford Burnham Medical Research Inst. | Debt-to-income ratio: | 12.09% |
Length of employment: | 3 years | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | Sanford Burnham Medical Research Inst. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > I plan to use the fund to pay off medical bills and other debt. I have excellent credit and have NEVER been late on a payment for any bill. I have been at my current job for 3 years and my income covers all of my expenses including a high sum left over each month.
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,297.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I ran into unexpected financial trouble including having to go on short term disability for four months due to a medical issue, buying two sets of new tires, etc. Since STD only paid 50% of my pay, I did not have the cash to purchase what was needed at the time (groceries, gas, etc) and the only choice was to place the amount on my credit card. I am asking for the loan to pay off the medical bills that occured while on STD and to assist with the credit card debt. |
Member Payment Dependent Notes Series 988624
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988624 |
$12,000 |
$12,000 |
6.62% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988624. Member loan 988624 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Chrysler LLC | Debt-to-income ratio: | 9.06% |
Length of employment: | 10+ years | Location: | Oxford, MI |
Home town: | |||
Current & past employers: | Chrysler LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > Credit consolidation and small home improvements.
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,506.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards around $7k, 10.9 to 15.74%. mortgage at $1140, ownership at 13 yrs of 30 yr fixed rate (5.5%) no lines of credit, home equity loans or student loans. No late or missing payments. Consolidation and one lower interest payment is the rationale. |
Which debts do you plan to pay off with this loan? | Consolidation of credit cards to one lower interest, monthly payment. |
What is your intended use for the loan proceeds? | Credit consolidation of higher APR cards and some small home improvement projects. |
Member Payment Dependent Notes Series 988637
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988637 |
$12,750 |
$12,750 |
17.27% |
1.00% |
October 24, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988637. Member loan 988637 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Rayovac | Debt-to-income ratio: | 20.59% |
Length of employment: | 1 year | Location: | Boscobel, WI |
Home town: | |||
Current & past employers: | Rayovac | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > I play to strickly use these funds to pay off my credit cards. Once they are paid off I plan on cancelling them. I always make my payments on time and I will definitely continue so with this loan. My employment is stable. My monthly budget will actually get a help from this loan. By not having so many high interest cards i will drastically reduce my interest rate with this loan and I hope to have it paid off before 5 years. Borrower added on 10/18/11 > This loan will take care of 4 credit cards that I have. I already went and canceled them because I have honestly realized that if there is something I want, I am better off saving up for it rather than putting it on a credit card. In 15 years that I've been getting loans I have never defaulted on a single one and I don't ever intend to either.
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,388.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards are: 3,100 @ 26.99% 245.00, 4800 @ 16.99% 75.00, 990 @ 22.90% 45.00, 3800 @ 23.99 125.00 Mortgage is 80500 @ 5.45% and the total payment including property tax and insurance is 720.00. If there is any other information that you need I will do my best to supply it to you. thank you very much! |
Member Payment Dependent Notes Series 988646
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988646 |
$15,000 |
$15,000 |
6.03% |
1.00% |
October 19, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988646. Member loan 988646 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | JPMorgan Chase | Debt-to-income ratio: | 0.70% |
Length of employment: | 4 years | Location: | Lewis Center, OH |
Home town: | |||
Current & past employers: | JPMorgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,329.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Purchse of the time share property. |
What is your intended use for the loan proceeds? | Purchse of the time share property. |
What is your intended use for the loan proceeds? | Purchse of the time share property. |
What is your intended use for the loan proceeds? | Purchse of the time share property. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 2300 |
What are you buying? | Holiday inn resort timeshar |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 3000 |
Member Payment Dependent Notes Series 988724
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988724 |
$10,500 |
$10,500 |
6.62% |
1.00% |
October 19, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988724. Member loan 988724 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,853 / month |
Current employer: | TRANE | Debt-to-income ratio: | 16.26% |
Length of employment: | 3 years | Location: | Claremore, OK |
Home town: | |||
Current & past employers: | TRANE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,816.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 988971
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
988971 |
$6,950 |
$6,950 |
13.49% |
1.00% |
October 21, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 988971. Member loan 988971 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,065 / month |
Current employer: | Volunteers of America | Debt-to-income ratio: | 3.15% |
Length of employment: | 3 years | Location: | Running Springs, CA |
Home town: | |||
Current & past employers: | Volunteers of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/16/11 > Funds to be used for flooring upgrades, paint and fixtures.
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $698.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 989257
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989257 |
$12,000 |
$12,000 |
20.30% |
1.00% |
October 24, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989257. Member loan 989257 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $20,417 / month |
Current employer: | Deutsche Bank Securities Inc. | Debt-to-income ratio: | 8.78% |
Length of employment: | < 1 year | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Deutsche Bank Securities Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > Use of funds: consolidation and home improvement Stable income with substantial upside in year-end cash bonus. Borrower added on 10/18/11 > Excellent credit. Stable and quickly growing income base. Uses: debt consolidation and home improvements
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,900.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation and home improvement |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 80% debt conoslidation / 20% home improvement |
Member Payment Dependent Notes Series 989313
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989313 |
$11,000 |
$11,000 |
11.71% |
1.00% |
October 19, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989313. Member loan 989313 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,436 / month |
Current employer: | Armstrong World Industries | Debt-to-income ratio: | 21.02% |
Length of employment: | 1 year | Location: | Pensacola, FL |
Home town: | |||
Current & past employers: | Armstrong World Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > I plan to use the funds to make much needed improvements on my home. I am a good barrower's because I truly understand the importance of accountability and also being responsible with my budget. I have estimated a monthly budget of $800. My job is very stable, many people have retired from Armstrong World Industtries.
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 989402
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989402 |
$10,375 |
$10,375 |
8.90% |
1.00% |
October 25, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989402. Member loan 989402 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 26.76% |
Length of employment: | n/a | Location: | Bloomfield Township, MI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > Former Executive who burned out after 80 weeks. I do not have any other debt to live (house, car, etc). I just want to get rid of these 0% credit cards that went to 25% without having to sell 401K and pay penalties. I am touched by those of you who have invested, you will be paid back - thank you
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,715.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I had two cards that were 0% then went to 24% after a year (15,000) I don't have any other debt. I just want a fixed rate And plan to knock this out |
Member Payment Dependent Notes Series 989417
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989417 |
$11,000 |
$11,000 |
10.65% |
1.00% |
October 19, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989417. Member loan 989417 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | edward sparrow hospital | Debt-to-income ratio: | 13.80% |
Length of employment: | 10+ years | Location: | lansing, MI |
Home town: | |||
Current & past employers: | edward sparrow hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $10,383.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 43.10% | Months Since Last Record: | 62 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 989434
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989434 |
$11,600 |
$11,600 |
16.77% |
1.00% |
October 24, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989434. Member loan 989434 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,750 / month |
Current employer: | MillerCoors | Debt-to-income ratio: | 18.16% |
Length of employment: | 3 years | Location: | Franklin, WI |
Home town: | |||
Current & past employers: | MillerCoors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/03/11 > This will be a partial wedding loan. I have 5,000 in savings and will use this loan for the rest. Thanks nullBorrower added on 10/03/11 > This will be a partial wedding loan. I have 5,000 in savings and will use this loan for the rest. Thanks null Borrower added on 10/18/11 > Like stated above this is a partial wedding loan. I have a good credit score and never had a late payment. I am 2 years out of college with a great full time career. I do have some debt from college and make monthly payments. This loan will allow me to get married now and pay back over the next 5 years. Thanks
A credit bureau reported the following information about this borrower member on September 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $2,116.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent is $1,000 per month. Utilities are about $200 a month Insurace $150 a month |
How are you paying for other wedding expenses not covered by this loan? | Savings Account |
What portion of your wedding expenses does this loan represent? | 65 - 75 percent |
Member Payment Dependent Notes Series 989447
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989447 |
$2,000 |
$2,000 |
12.42% |
1.00% |
October 20, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989447. Member loan 989447 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,350 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.00% |
Length of employment: | n/a | Location: | coolidge, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > My goal is to consolidate my bills. Thanks for your consideration.
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $658.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 989476
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989476 |
$11,650 |
$11,650 |
6.62% |
1.00% |
October 19, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989476. Member loan 989476 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | HID Global | Debt-to-income ratio: | 9.04% |
Length of employment: | 10+ years | Location: | Shakopee, MN |
Home town: | |||
Current & past employers: | HID Global | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/13/11 > Pay off Cabelas and Wells Fargo - High interest cards
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $97,693.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 989612
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989612 |
$12,000 |
$12,000 |
10.65% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989612. Member loan 989612 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,792 / month |
Current employer: | aaa cooper transportation | Debt-to-income ratio: | 10.39% |
Length of employment: | 10+ years | Location: | MORRISVILLE, NC |
Home town: | |||
Current & past employers: | aaa cooper transportation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > I plan to pay this off early, my job is very stable and I have been with my company for 28 years.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $13,448.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | balance of debit is 11,800 credit card payment to chase with intrest rate of 29% ..I have no lines of credit I pay $400.00 to $600.00 a month on card and the balance never seems to fall. I pay 870 a month rent |
Member Payment Dependent Notes Series 989782
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989782 |
$10,200 |
$10,200 |
12.42% |
1.00% |
October 21, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989782. Member loan 989782 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,500 / month |
Current employer: | Eastchester UFSD | Debt-to-income ratio: | 11.75% |
Length of employment: | 10+ years | Location: | Brookfield, CT |
Home town: | |||
Current & past employers: | Eastchester UFSD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $11,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Approximately $5000.00 (it fluctuates due to usages etc.) It's probably a little under that actually. |
Please explain the reason why you carry a large revolving credit balance. | I was under the impression that it was a bad idea to cancel a credit card. I've been choosing to chunk down my mortgage and car payment to reduce credit. |
Is the improvement to your primary residence or an investment property? | Primary for now, hopefully investment in the future. |
Please explain the reason why you carry a large revolving credit balance. | I was under the impression that it was a bad idea to cancel a credit card. I've been choosing to chunk down my mortgage and car payment to reduce credit. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately 5400.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Approximately $5000.00 (it fluctuates due to usages etc.) It's probably a little under that actually. |
Please explain the reason why you carry a large revolving credit balance. | I was under the impression that it was a bad idea to cancel a credit card. I've been choosing to chunk down my mortgage and car payment to reduce credit. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage 1400.00 (variable), hoa 296.80, insurance 50.00, taxes 250.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Re-doing my master bath. Unfortunately I have a bad valve in the wall, so it's either rip up the wall and leave an existing nasty bathtub or rip up the bathtub, re-do the bathroom in a modest manner. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance is approx 256,000, interest rate is variable, monthly payments have been variable, but approximately 1200.00. I've been paying extra each month to chunk down the mortgage. |
What is the estimated current market value of your home? | Unfortunately our condo complex has taken a hit recently with foreclosures so the old value had been 249k and now it's approximately 210k, but that may have changed. |
What is the home improvement project you are planning? | I am remodeling the master bath as it also has a major valve problem that will require either ripping up my hallway wall to get to it or rip out the tub. Since the bathroom hasn't been updated, I thought it would be a good time to do a modest re-do. |
Is the improvement to your primary residence or an investment property? | Primary for now, hopefully investment in the future. |
Member Payment Dependent Notes Series 989786
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989786 |
$10,400 |
$10,400 |
19.03% |
1.00% |
October 24, 2011 |
October 27, 2016 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989786. Member loan 989786 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,300 / month |
Current employer: | Kroger | Debt-to-income ratio: | 10.74% |
Length of employment: | 5 years | Location: | Middletown, OH |
Home town: | |||
Current & past employers: | Kroger | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > My Car broke down last week been saving for awhile, Im hoping to use this and the money i have saved to get a good car that will last for long time Borrower added on 10/16/11 > I have been working for Kroger for 5 years going on 6 my monthly budget leaves me with about 700 to 900 free a month Borrower added on 10/16/11 > Also I wanted to add thank you
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $2,998.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 42.80% | Months Since Last Record: | 21 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Can you be more specific.....Public records contain a number of details some of which i cannot disclose due to lending club terms |
How much money are you providing out of pocket as a down payment for this purchase? | i have been saving for a couple i knew that my car was dying but it died sooner than i thought i have 2000 saved up |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2004 mazda 3 auto with 45,000 miles great one owner car im getting a great deal for this car also it has an extended warranty |
If you have a delinquency in the last 2 years, please explain the reason. | I moved and forgot to update my address on my kohles CC so by the time i caught it and made the payment it was late.....hope this helps |
Member Payment Dependent Notes Series 989839
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
989839 |
$10,000 |
$10,000 |
10.65% |
1.00% |
October 25, 2011 |
October 27, 2014 |
October 27, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 989839. Member loan 989839 was requested on October 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,344 / month |
Current employer: | Northern Trust | Debt-to-income ratio: | 9.11% |
Length of employment: | 2 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Northern Trust | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,564.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Discover - 476.06 @ 18% Chase Freedom - 4872 @ 13.24% Chase Slate - 1,560.51 @ 23.24% Citi - 2,634.90 @ 18% beginning 2012 UFCU - 4,281.78 @ 6.9% Total Credit Card Debt: $13,839.51 Student Loans: ACD Student Loan - 6,559.31 @ 6.8% Perkins Loan - 6,233.93 @ 6.5% Total Student Loan Debt: $12,793.24 The beginning of the end of indebtedness and fiscal irresponsibility... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Discover 476.06 @17.99% Chase Slate 1,446.77 @23.24% Chase Freedom 5,000.00 @13.24% Citi Mastercard 2,634.90 @18% starting 2012 UFCU 4,281.78 6.90% Total Credit Card: 13,839.51 Student Loans: ACS Student Loan 6,559.31 @6.80% UT Student Loan 6,233.93 @6.50% Total Student Loans: 12,793.24 Total Debt: 27,671.26 |
What is your intended use for the loan proceeds? | Consolidation of all credit card balances minus UFCU credit line ($9,557.73). |
Member Payment Dependent Notes Series 990045
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990045 |
$4,000 |
$4,000 |
12.69% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990045. Member loan 990045 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,600 / month |
Current employer: | Bear Beach Cafe | Debt-to-income ratio: | 2.50% |
Length of employment: | < 1 year | Location: | South Lake Tahoe, CA |
Home town: | |||
Current & past employers: | Bear Beach Cafe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > I need a loan to invest in physical silver. I will be able to make the payments with either disposable income monthly or by selling silver at market price which is projected to increase. I graduated from college with a degree in economics so I have some understanding of markets. I have a stable job and will be able to make the payments as due. Borrower added on 10/14/11 > I need a loan to invest in physical silver. I will be able to make the payments with either disposable income monthly or by selling silver at market price which is projected to increase. I graduated from college with a degree in economics so I have some understanding of markets. I have a stable job and will be able to make the payments as due. Borrower added on 10/14/11 > I need a loan to invest in physical silver. I will be able to make the payments with either disposable income monthly or by selling silver at market price which is projected to increase. I graduated from college with a degree in economics so I have some understanding of markets. I have a stable job and will be able to make the payments as due.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,295.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I tried to post the loan's purpose, but they haven't approved it. I am trying to invest in physical silver. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay rent, phone, utilities and I can afford this loan no matter what happens in the silver market. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I have about 1,000 dollars of disposable income a month. |
Member Payment Dependent Notes Series 990129
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990129 |
$9,600 |
$9,600 |
14.27% |
1.00% |
October 21, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990129. Member loan 990129 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,351 / month |
Current employer: | kern medical center | Debt-to-income ratio: | 24.76% |
Length of employment: | 5 years | Location: | BAKERSFIELD, CA |
Home town: | |||
Current & past employers: | kern medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $8,773.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | we intend to use the proceeds to do minor repairs around the house. we would like to place new flooring and counter tops along with some landscaping. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mortgage is $2,107 there is no equity loan or line of credit. insurance and taxes are included into the mortgage payment of $2,107. utilities run around $600-700 |
What is the home improvement project you are planning? | we are planning to put in new counter-tops, flooring and some landscaping |
Is the improvement to your primary residence or an investment property? | its a primary residence |
Member Payment Dependent Notes Series 990301
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990301 |
$3,000 |
$3,000 |
6.62% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990301. Member loan 990301 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Spatial Data Research | Debt-to-income ratio: | 22.06% |
Length of employment: | 2 years | Location: | kansas city, MO |
Home town: | |||
Current & past employers: | Spatial Data Research | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > I own an online interactive fishing map company. We sell subscriptions to online mapping content for anglers. We have paying members of our site but are not well known. This loan will pay for some cost effective advertising as well as cover some short term operational costs.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan on paying some operating costs but the bulk will go towards advertising. To date, we are known primarily through word of mouth and referrals from customers. I have deals lined up with several successful fishing websites with large memberships to address their customers about our service. |
Member Payment Dependent Notes Series 990346
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990346 |
$12,000 |
$12,000 |
15.27% |
1.00% |
October 21, 2011 |
October 28, 2016 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990346. Member loan 990346 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | The Walt Disney Company | Debt-to-income ratio: | 11.47% |
Length of employment: | 10+ years | Location: | Long Beach, CA |
Home town: | |||
Current & past employers: | The Walt Disney Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > I am raising money to basically start over. In a previous circumstance, a debt was created building a dream. That dream is no longer a possibility and now I am struggling recovering from the debt. The money that I will be collecting will be going towards the accumulated bills and lines of credit to pay them off. Hoping that enough funds come through, money will also go towards a new beginning, along with anything that may be needed to survive. Once I am back on my feet, I am hoping to be able to give back to those that have no one to assist them in times of need, just as the Lending Club has helped me through a tough situation. I want to thank all of you in advance for all your support. Although any amount is appreciated, I know not all will be able to assist with my situation financially. However, supporting with positive thoughts and prayers are just as valuable. Again, thank you!
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,961.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off and consolidate all bills and lines of credit. |
What is your intended use for the loan proceeds? | To pay off and consolidate all bills and lines of credit. |
What is your intended use for the loan proceeds? | To pay off and consolidate all bills and lines of credit. |
Member Payment Dependent Notes Series 990357
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990357 |
$9,000 |
$9,000 |
12.69% |
1.00% |
October 20, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990357. Member loan 990357 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Performance Review Institute | Debt-to-income ratio: | 23.38% |
Length of employment: | 7 years | Location: | Mars, PA |
Home town: | |||
Current & past employers: | Performance Review Institute | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > Hello, I'm just trying to pay off my credit cards. I never miss payments, and have been working in my industry for many years and currently have a very stable job.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $9,359.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 80.70% | Months Since Last Record: | 115 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I was going through a divorce, and was waiting for the settlement. |
If you have a public record on file, please briefly explain the event and its resolution. | I am divorced now, but while I was married to my ex-husband, he lost his job in 2002. It has been charged off, and I am waiting for my 10 years to be up so it will no longer appear on my credit report. |
Please explain the reason why you carry a large revolving credit balance. | I needed to use credit cards to assist my income after my divorce. |
If you have a public record on file, please briefly explain the event and its resolution. | I am divorced now, but while I was married to my ex-husband, he lost his job in 2002. It has been charged off, and I am waiting for my 10 years to be up so it will no longer appear on my credit report. |
Member Payment Dependent Notes Series 990370
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990370 |
$4,500 |
$4,500 |
12.69% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990370. Member loan 990370 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | united road services | Debt-to-income ratio: | 13.50% |
Length of employment: | 6 years | Location: | las vegas, NV |
Home town: | |||
Current & past employers: | united road services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $5,044.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Paid bye weekly |
Please explain the reason why you carry a large revolving credit balance. | Paid bye weekly |
What is your intended use for the loan proceeds? | consolidate creditcard debt |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa/mastercard/walmart |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2400 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 1700 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa/mastercard/walmart |
What is the total balance of your credit cards, interest rates and current monthly payments? | 4300/between12%to20% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 150 |
Please explain the reason why you carry a large revolving credit balance. | Paid bye weekly |
Member Payment Dependent Notes Series 990388
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990388 |
$21,000 |
$21,000 |
12.69% |
1.00% |
October 21, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990388. Member loan 990388 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,667 / month |
Current employer: | Lil' Explorers | Debt-to-income ratio: | 7.92% |
Length of employment: | 9 years | Location: | Mayer, MN |
Home town: | |||
Current & past employers: | Lil' Explorers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $18,404.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | 82 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 990395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990395 |
$12,000 |
$12,000 |
6.62% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990395. Member loan 990395 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Texas Workforce Commission | Debt-to-income ratio: | 16.03% |
Length of employment: | 2 years | Location: | DeSoto, TX |
Home town: | |||
Current & past employers: | Texas Workforce Commission | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,320.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I own a house in a nearby city which I pay an $829 monthly mortgage on. I rent that home out for $975 and currently have long-term renters (it pays for itself). The renters pay for all of their utilities. Taxes and insurance on that home are taken automatically from Escrow annually. I pay $300 to my student loans monthly (minimum monthly payment is around $275). I pay $300-$500 on my credit cards monthly (minimum monthly payment is less than $100). I also pay a $30 phone bill to Verizon for phone service. I do not pay any expenses on the home in which I live. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am in the process of adopting. I have already used most of my savings, but I need a little help. I still owe the agency almost $7,000. I need $2,000 for birthmother expenses and will need to pay a $2,000 placement fee upon the birth of the baby. I am also responsible for my own travel. |
Please provide additional details regarding the purpose of the loan | Roughly $7,000 is for the adoption agency fee, $2,000 for birthmother expenses, $2,000 for placement fee, and the rest for travel expenses (estimated around $1,000). |
Member Payment Dependent Notes Series 990527
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990527 |
$7,000 |
$7,000 |
18.25% |
1.00% |
October 21, 2011 |
October 28, 2016 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990527. Member loan 990527 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Krafts | Debt-to-income ratio: | 11.82% |
Length of employment: | < 1 year | Location: | NORWALK, CA |
Home town: | |||
Current & past employers: | Krafts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,665.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 0 dollars. Phone 60 dollars. Food snd transportation 150 dollars |
Which debts do you plan to pay off with this loan? | I plan to pay all of them ill be dept free after tgis 3 credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards one is 3500 the other is 2500 and the last is 750 all at 27 percent interest rate |
Please explain the reason why you carry a large revolving credit balance. | 90 percent from it is school i needed a really good computer for my major web designing. I am now done with school so wanted to pay my debt in full at a lower interest rate |
Member Payment Dependent Notes Series 990543
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990543 |
$15,000 |
$15,000 |
6.03% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990543. Member loan 990543 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Intuit | Debt-to-income ratio: | 5.01% |
Length of employment: | 5 years | Location: | Berkeley, CA |
Home town: | |||
Current & past employers: | Intuit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > This is a loan to help us get "over the hump". To boost my career and earning potential, we moved from a small town in GA, to the SF Bay Area. I was lucky enough to have the company I work for be bought by a Fortune 500 Company, so I was able to get a better job with one of the main headquarters, thus almost more than doubling my salary. But, we had to pay for the move and relocation costs and needed to go deeper into the credit cards to do so. This loan will help us lower our monthly payments so we can rebuild our emergency fund and have more financial freedom.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,686.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | It's for credit card consolidation. I have a 0% balance transfer that should expire shortly, and one that is locked at 9.9%, The lower rate of this loan will help. |
Member Payment Dependent Notes Series 990589
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990589 |
$4,800 |
$4,800 |
7.90% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990589. Member loan 990589 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,972 / month |
Current employer: | St Tammany Fire Protection District No One | Debt-to-income ratio: | 9.19% |
Length of employment: | 5 years | Location: | SLIDELL, LA |
Home town: | |||
Current & past employers: | St Tammany Fire Protection District No One | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > This will be used for medical expense of a deductible that must be met each January to allow the insurance to fully cover all further medical expenses. It will also be used to go on a small Christmas weekend Vacation. I work in public service and have for the past 10 years. My job is extremely stable, I pay all my bills on time and have enough money left over to more then cover the payment on this loan.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,320.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 990606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990606 |
$6,000 |
$6,000 |
7.90% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990606. Member loan 990606 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,333 / month |
Current employer: | university of florida | Debt-to-income ratio: | 6.32% |
Length of employment: | 10+ years | Location: | lawtey, FL |
Home town: | |||
Current & past employers: | university of florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | wells frago |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1200.00 dollars. |
What is your intended use for the loan proceeds? | to pay off higer intrest loan line of credit with wells fargo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card balance is 2900.00 campus usa credit union, the rate is 8.7. the monthly payment is less than 100.00. wells frago line of credit, 5000.00 joint account with my wife Aminie Sellers.200,00 |
What is your intended use for the loan proceeds? | to pay off higer intrest loan line of credit with wells fargo. |
Which debts do you plan to pay off with this loan? | wells frago |
Member Payment Dependent Notes Series 990636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990636 |
$14,400 |
$14,400 |
14.27% |
1.00% |
October 20, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990636. Member loan 990636 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | C2 Financial Corporation | Debt-to-income ratio: | 20.52% |
Length of employment: | 6 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | C2 Financial Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > My goal is to be debt free in three years. I will be using this money to consolidate my credit cards and I will have them paid off within 3 years. I have worked at the same company for 6+ years so I have a very stable job with good income. I have over 10 months of monthly expenses in a savings account and I am never late on any payments. I am a very responsible borrower. I look forward to being debt free and remaining debt free for the rest of my life. Thank you. Borrower added on 10/15/11 > My current credit card balance is $14,000 with an average interest rate of 23.99%. The loan I am applying for would enable to pay off all of my credit card debt in 3 years at a much lower interest rate, enabling me to become debt free in 3 years, which is my goal. My monthly payment would remain the same so it would not increase my monthly budget. I do not have any student loans, mortgages, etc.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,172.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance on my credit cards is $14,000. My monthly payment on my credit cards is $500. My average interest rate per month is 23.9%. I do not have any student loans, mortgages, etc. The loan I am applying for would enable me to pay off my credit card debt completely in 3 years at a lower interest rate with the same monthly payment, therefore paying off my debt in a much faster time period. My goal is to be debt free in 3 years. Thank you. |
What is your intended use for the loan proceeds? | My intended use for the loan proceeds is to pay off my credit cards so I can consolidate them into one monthly bill at a much lower interest rate. I will have the same monthly payment at a lower interest rate enabling me to pay off all of my credit card debt in less than three years. I have a goal to be debt free in three years or less. All of the loan proceeds will be used for this purpose. Thank you. |
Member Payment Dependent Notes Series 990654
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990654 |
$21,000 |
$21,000 |
10.65% |
1.00% |
October 21, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990654. Member loan 990654 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,750 / month |
Current employer: | KEARNY MESA INFINITI | Debt-to-income ratio: | 20.02% |
Length of employment: | 6 years | Location: | SAN DIEGO, CA |
Home town: | |||
Current & past employers: | KEARNY MESA INFINITI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $1,539.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Chase CC and Discover PL |
What is your intended use for the loan proceeds? | Payoff CC |
Please explain the reason why you carry a large revolving credit balance. | The only large balance I carry is Chase CC which is a joint account. My father and I purchased a property and put repairs on that CC. |
Member Payment Dependent Notes Series 990687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990687 |
$3,600 |
$3,600 |
17.27% |
1.00% |
October 21, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990687. Member loan 990687 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.50% |
Length of employment: | 10+ years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > New equipment purchases. Borrower added on 10/14/11 > to purchase new equipment
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,424.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Equipment upgrades. |
What is your intended use for the loan proceeds? | Equipment upgrades. |
Member Payment Dependent Notes Series 990764
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990764 |
$5,000 |
$5,000 |
7.90% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990764. Member loan 990764 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,500 / month |
Current employer: | Hitachi | Debt-to-income ratio: | 24.58% |
Length of employment: | 10+ years | Location: | Berea, KY |
Home town: | |||
Current & past employers: | Hitachi | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | My plans for this loan is to stretch it as far as possible in order to pay off the smallest of my debts so that, with fewer "minimum" payments each month, I can make my monthly income go a little further and will be debt free more quickly. |
Please explain the reason why you carry a large revolving credit balance. | Hi! Thanks for asking. The reason I have a semi-large (but entirely manageable) revolving credit balance is because, in addition to my full time job, I have a lawncare business as well. From time to time, when I need parts, equipment, or supplies I use my credit cards to purchase these so that I can take advantage of initiatives like "same as cash", rewards points, etc. Does that make sense or do I need to clarify a bit further? |
Which debts do you plan to pay off with this loan? | My plans for this loan is to stretch it as far as possible in order to pay off the smallest of my debts so that, with fewer "minimum" payments each month, I can make my monthly income go a little further and will be debt free more quickly. |
Member Payment Dependent Notes Series 990816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990816 |
$1,500 |
$1,500 |
13.49% |
1.00% |
October 19, 2011 |
October 29, 2016 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990816. Member loan 990816 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | AllSouth Federal Credit Union | Debt-to-income ratio: | 20.18% |
Length of employment: | 4 years | Location: | COLUMBIA, SC |
Home town: | |||
Current & past employers: | AllSouth Federal Credit Union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $7,618.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 990984
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
990984 |
$8,875 |
$8,875 |
16.29% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 990984. Member loan 990984 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,700 / month |
Current employer: | Whole Foods Market | Debt-to-income ratio: | 23.22% |
Length of employment: | 1 year | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Whole Foods Market | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/14/11 > My loan request is to pay off a couple of credit cards since the interest rates are too high. I am stable at my job since I enjoy being around produce and teaching people how to eat well by incorporating produce in their diets. My goal is to pay off this loan before the terms given since I like to payoff sooner than later. Hence, I have had a good credit history. My monthly budget consists of the basics, nothing extravagant: car bills (insurance, gas), phone bill, groceries, etc.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,928.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is very low, transportation only necessary driving, cell phone usage, and food are the main expenses. No lavish spending here. Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is very low, transportation only necessary driving, cell phone usage, and food are the main expenses. No lavish spending here. Thank you. |
Please explain the reason why you carry a large revolving credit balance. | Credit card companies increased interested rates over 22% early this year, which is too much to carry on balance. I've always had at least a decent credit score, therefore I wouldn't want to have a bad credit history by ever falling behind on anything. Planning on even paying this loan in less than three years. Thank you. |
Member Payment Dependent Notes Series 991006
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991006 |
$25,000 |
$25,000 |
13.49% |
1.00% |
October 19, 2011 |
October 28, 2014 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991006. Member loan 991006 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | United States Army | Debt-to-income ratio: | 16.94% |
Length of employment: | 3 years | Location: | Wahiawa, HI |
Home town: | |||
Current & past employers: | United States Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > I will use the loan to pay off almost all of my credit card debt. I am in this position because I have had to pay for a lot of unexpected bills, medical bills and car repairs. This loan will help me to have a lower amount of my budget towards debt and I will be able to start saving. Ever since I've had credit cards and bills, I have always paid on time, I have never missed a payment or defaulted on a loan. I almost always pay more than the minimum amount due, and in most cases, well over the minimum amount. The majority of my monthly income goes towards credit card bills, gas and food. I keep about $100 a month for myself for personal use. I have a stable income at least for the next four years in the military.
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,528.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Our rent, which is includes all utilities, is $2000 a month. We have no home equity loan and we finished paying off our car in August. We pay $75 a month for car insurance, and about $275 in taxes every month off of my income. |
Please explain the reason why you carry a large revolving credit balance. | It definitely was not the plan. At the time we incurred most of the debt, we had very little debt and could pay it off easily, but then unforeseen events happened and it kept pushing the payoff farther and farther back. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have about $25,000 in student loans which are in deferment because I am still in school. No mortgage. Our main debt is credit cards. Chase Credit Card balance $2500, interest rate 20.24%, payments $150/mo. US Bank Credit Card balance $6300, interest rate 23.25%, monthly payment $300. Citi Card balance $7000, interest rate 9.99%, monthly payment $300. American Express balance $1000, interest rate 12.24%, monthly payment $200. Ann Taylor balance $3000, interest rate 24.99%, monthly payments $200. Military Star balance $5000, interest rate 10.24%, monthly payment $250. |
Which debts do you plan to pay off with this loan? | We plan to pay off almost all of our credit card debt. There will a couple thousand left over after the loan that will need paid off, but we should be able to do that within a few months of the loan disbursement. |
What is your intended use for the loan proceeds? | I am going to pay off almost all of my revolving credit debt to consolidate it to one lower interest rate payment and then close the majority of the accounts. |
Member Payment Dependent Notes Series 991009
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991009 |
$5,600 |
$5,600 |
15.27% |
1.00% |
October 21, 2011 |
October 28, 2016 |
October 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991009. Member loan 991009 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,400 / month |
Current employer: | U.S Pretrial Services | Debt-to-income ratio: | 18.70% |
Length of employment: | 7 years | Location: | San Antonio, TX |
Home town: | |||
Current & past employers: | U.S Pretrial Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > would love to buy by tomorrow!!!!:)
A credit bureau reported the following information about this borrower member on October 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 57 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,339.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was divorced in 2008. I was awarded the house. I also have another house. I have 60k in equity in one aand 40'k in another house. I have 90' in a 401k. I also own a ranch with equity of 50k thank You |
Please explain the reason why you carry a large revolving credit balance. | I was divorced in 2008. I was awarded the house. I also have another house. I have 60k in equity in one aand 40'k in another house. I have 90' in a 401k. I also own a ranch with equity of 50k thank You |
Member Payment Dependent Notes Series 991166
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991166 |
$19,500 |
$19,500 |
7.90% |
1.00% |
October 21, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991166. Member loan 991166 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Military | Debt-to-income ratio: | 13.78% |
Length of employment: | 10+ years | Location: | Aiea, HI |
Home town: | |||
Current & past employers: | Military | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,006.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 991230
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991230 |
$3,825 |
$3,825 |
11.71% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991230. Member loan 991230 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,167 / month |
Current employer: | Dish Network | Debt-to-income ratio: | 11.26% |
Length of employment: | 3 years | Location: | Inman, SC |
Home town: | |||
Current & past employers: | Dish Network | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,442.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 991257
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991257 |
$15,000 |
$15,000 |
13.49% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991257. Member loan 991257 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,345 / month |
Current employer: | Nana WorleyParsons | Debt-to-income ratio: | 6.39% |
Length of employment: | 5 years | Location: | Show Low, AZ |
Home town: | |||
Current & past employers: | Nana WorleyParsons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > For the purchase of New Flooring in our Home.
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $8,052.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 991279
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991279 |
$2,000 |
$2,000 |
14.65% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991279. Member loan 991279 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,600 / month |
Current employer: | Valentine Inc. Nice N Easy Shoppes | Debt-to-income ratio: | 7.19% |
Length of employment: | 3 years | Location: | Gouverneur, NY |
Home town: | |||
Current & past employers: | Valentine Inc. Nice N Easy Shoppes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > I was of due to an injury and got behind and cannot catch up on my own...this loan will be paid off in about 3/4 months.
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $402.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 26.80% | Months Since Last Record: | 90 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | If there is a delinquency then I just got behind but catch up as soon as possible. But this loan will definetely be paid of by the end of February. |
Member Payment Dependent Notes Series 991416
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991416 |
$1,200 |
$1,200 |
11.71% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991416. Member loan 991416 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,892 / month |
Current employer: | Chase | Debt-to-income ratio: | 12.76% |
Length of employment: | 8 years | Location: | Renoldsburg, OH |
Home town: | |||
Current & past employers: | Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,872.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off my final wedding expenses. |
What is your intended use for the loan proceeds? | To pay off my final wedding expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is 505 a month, I have a car so for gas I spend about 30 dollars a week ( my car gets good mileage and my job only takes 20 mins to get there), I only have to pay the light bill (all other utilities are included in my rent) and it is between 25 to 40 dollars a month, my phone bill is 19.99 a month, car and renters insurance combined is 58 dollars a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My rent is 505 a month, I have a car so for gas I spend about 30 dollars a week ( my car gets good mileage), I only have to pay the light bill (all othe utilities are included in my rent) and it is between 25 to 40 dollars a month, my phone bill is 19.99 a month, car and renters insurance combined is 58 dollars a month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will only be using the loan for one purpose to pay off my final wedding expenses. |
Which debts do you plan to pay off with this loan? | Hello I will be paying off my final wedding expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a car loan I only owe 10k on and the rate is 13.14%, the interest rates on all my revolving lines of credit are all under 12.99% and I pay on all of those every month. Other than that I have no other loans or lines of credit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a car loan I only owe 10k on and the rate is 13.14%, the interest rates on all my revolving lines of credit are all under 12.99% and I pay on all of those every month. Other than that I have no other loans or lines of credit. |
Member Payment Dependent Notes Series 991429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991429 |
$12,800 |
$12,800 |
10.65% |
1.00% |
October 20, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991429. Member loan 991429 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Winstar World Casino | Debt-to-income ratio: | 9.62% |
Length of employment: | 5 years | Location: | Denton, TX |
Home town: | |||
Current & past employers: | Winstar World Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,672.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | we just bought a house and got a bunch of things with our credits cards. We want to pay one bill and not 7 diff cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities 400, phone 200, food 300, car 595 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage is 1650 base and I pay 2000 cause the extra goes more to the escrow and principal |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt is about 7000 from 5 diff cards so we want to pay one bill. Mortgage interest is 4.75 |
Which debts do you plan to pay off with this loan? | we have like 7000 in credit card debt but its 5 diff cards and we want to just pay one bill. |
Member Payment Dependent Notes Series 991431
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991431 |
$3,000 |
$3,000 |
6.62% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991431. Member loan 991431 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Federal Bureau of Prisons | Debt-to-income ratio: | 16.83% |
Length of employment: | 2 years | Location: | Alexandria , LA |
Home town: | |||
Current & past employers: | Federal Bureau of Prisons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the estimated expenses? | estimated expenses are almost 3,000 but I should have this paid back no later than March 2012 |
Member Payment Dependent Notes Series 991544
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991544 |
$4,500 |
$4,500 |
12.69% |
1.00% |
October 20, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991544. Member loan 991544 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,500 / month |
Current employer: | SHAKER FLATS LANDSCAPING | Debt-to-income ratio: | 17.66% |
Length of employment: | 6 years | Location: | MORIAH, NY |
Home town: | |||
Current & past employers: | SHAKER FLATS LANDSCAPING | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > PAY OFF CREDIT CARDS Borrower added on 10/16/11 > I HAVE A STEADY JOB AND THIS MONEY WOULD HELP ME THROUGH CHRISTMAS Borrower added on 10/16/11 > I HAVE ANSWERED ALL THE QUESTIONS
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $19,642.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I PAY NO MORTGAGE-MY WIFE PAYS THAT-$464 TRUCK PAYMENT-$275 UTILITIES-$75 PHONE-$100 INSURANCE |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | MY WIFE PAYS THE MOTGAGE AND TAXES |
Please explain the reason why you carry a large revolving credit balance. | WORKED AWAY FROM HOME FOR THREE MONTHS AND THAT HURT ME |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | DO NOT PAY MORTGAGE |
Please provide additional details regarding the purpose of the loan | I HAVE ONE CREDIT CARD I WOULD LIKE TO PAY OFF AND TWO OTHER SMALL DEBTS |
Member Payment Dependent Notes Series 991606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991606 |
$7,000 |
$7,000 |
7.90% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991606. Member loan 991606 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | Nuconsteel | Debt-to-income ratio: | 13.14% |
Length of employment: | < 1 year | Location: | Grand Prairie, TX |
Home town: | |||
Current & past employers: | Nuconsteel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > Emergency cash needed
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $6,874.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 991608
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991608 |
$2,600 |
$2,600 |
8.90% |
1.00% |
October 24, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991608. Member loan 991608 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,583 / month |
Current employer: | GlobalWare | Debt-to-income ratio: | 8.05% |
Length of employment: | 3 years | Location: | Portsmouth, RI |
Home town: | |||
Current & past employers: | GlobalWare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $80,356.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 991612
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991612 |
$35,000 |
$35,000 |
18.25% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991612. Member loan 991612 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,417 / month |
Current employer: | Peaksware. LLC | Debt-to-income ratio: | 17.93% |
Length of employment: | 8 years | Location: | Pensacola, FL |
Home town: | |||
Current & past employers: | Peaksware. LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > I am consolidating credit card debt. I pay my bills twice a month and have a stellar paying history I generally pay between $1500 and $2000 a month on my debt I will continue to pay the same amount on this loan and plan on paying it off in 2 yrs I have very high job security Borrower added on 10/17/11 > The amount I pay on my debt each month is well far and above the minimums
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1974 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $40,395.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance = $32,714 Interest Rates range from 10.99 to 26.99. They were much lower, but since the CC companies were indiscriminately raising rates (you see my payment history is stellar the last 6 yrs), they have gone up Monthly payments total = ~904.00 I pay my bills twice a month totaling $1500 to $2k Hope this helps answer your questions. |
Member Payment Dependent Notes Series 991636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991636 |
$35,000 |
$35,000 |
7.90% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991636. Member loan 991636 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | Tectura Corp. | Debt-to-income ratio: | 13.80% |
Length of employment: | 5 years | Location: | Sandgate, VT |
Home town: | |||
Current & past employers: | Tectura Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/16/11 > Loan is for debt consolidation, high credit score, and job is secure. Borrower added on 10/17/11 > This is a debt consolidation loan, specific credit cards will be closed by me.
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1976 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,504.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 991639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991639 |
$5,600 |
$5,600 |
15.96% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991639. Member loan 991639 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Nutrition Now | Debt-to-income ratio: | 10.29% |
Length of employment: | < 1 year | Location: | Vancouver, WA |
Home town: | |||
Current & past employers: | Nutrition Now | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,964.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to consolidate some of our debts to save money with 1 payment. there are about 8 to 10 individual credit card payments that we will pay off and a couple make a large payment on to save what we put out monthly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $735. Transportation $60.00 Electric $ 70 $130.00 Phone (includes land line, internet and satellite) $130.00 Car for 2 cars and renters insurance $110.00 Life Insurance $125.00 Savings $50.00 |
Please explain the reason why you carry a large revolving credit balance. | I have been carrying a large revolving credit balance, but I am trying to get out of it. I was on unemployment awhile back and had to use credit a lot to get by because there wasn't enough cash. If you look at the past 6 to 8 months and some accounts well before that you'll see I have been making double and triple payments to get debts paid down. I rarely make a minimum payment on an account. The reason I want the loan is to pay off several individual debts and make a couple large payments on others and have 1 payment which will be well less than what I have been paying every month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Wendel Dental $480. monthly $ 25.00 I.R.S. 525. To be paid in november in full Bill Me Later 843.94 To be paid by Feb. Meineke $ 440.76 monthly 16.00 Firestone 1600. monthly 65.00 Penny's 550. monthly 25.00 Macy's Amx 1714.00 monthly 75.00 76 gas 832. monthly 30.00 Chevron 866.44 monthly 45.00 Citi Cards 628.00 monthly 24.00 Credit One 707.00 monthly 27.00 Chase Visa 258.69 monthly 10.00 Orchard bank 232.11 monthly 25.00 Capital 432.04 monthly 25.00 Discover 523.85 monthly 40.00 |
Member Payment Dependent Notes Series 991723
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991723 |
$8,000 |
$8,000 |
15.27% |
1.00% |
October 20, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991723. Member loan 991723 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,600 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.75% |
Length of employment: | n/a | Location: | Honolulu, HI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $17,048.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 991725
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991725 |
$5,000 |
$5,000 |
6.03% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991725. Member loan 991725 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,083 / month |
Current employer: | State of Michigan | Debt-to-income ratio: | 15.54% |
Length of employment: | 8 years | Location: | BATTLE CREEK, MI |
Home town: | |||
Current & past employers: | State of Michigan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,389.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My sister owns a beauty salon and is outgrowing her current space. She asked me for help with adapting a larger space to fit her growing clientele. She is expanding to provide tanning services in addition to hair and nail services. I didn't have the money saved to help her out right now, so I am requesting a loan. |
What is your intended use for the loan proceeds? | My sister owns a beauty salon and is outgrowing her current space. She asked me for help with adapting a larger space to fit her growing clientele. She is expanding to provide tanning services in addition to hair and nail services. I didn't have the money saved to help her out right now, so I am requesting a loan. |
What is your intended use for the loan proceeds? | I intend to use the loan proceeds to assist my sister in expanding her beauty salon. Currently she provides hair and nail services, and she has outgrown her current space. She intends to expand to also provide tanning services but needs assistance with moving into a larger workspace. I did not have the money saved to help her out, so I am requesting a loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $755.00, car payment - $228, electric - $75.00, car insurance $106.00, student loans $370.00, credit card bill $200.00, food $200.00, phone $100.00, gym membership $10.00, tithe $480.00. |
Member Payment Dependent Notes Series 991735
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991735 |
$12,000 |
$12,000 |
11.71% |
1.00% |
October 21, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991735. Member loan 991735 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,667 / month |
Current employer: | Riverside County Sheriff's Department | Debt-to-income ratio: | 5.33% |
Length of employment: | 10+ years | Location: | Yucaipa, CA |
Home town: | |||
Current & past employers: | Riverside County Sheriff's Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > Loan is needed to complete yard o my home. Will be purchasing this materials for a patio, brick retaining wall, sod, trees, and greenery, then doing the labor myself.
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 991766
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991766 |
$9,000 |
$9,000 |
10.65% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991766. Member loan 991766 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,720 / month |
Current employer: | Valencia College | Debt-to-income ratio: | 24.27% |
Length of employment: | 4 years | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | Valencia College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > I have a PhD in mathematics and I understand the importance of consolidating and paying off debt at a lower rate. I'm trying to get my credit cards off my back so I can have a better financial future and plan for my family. The first step in that plan is to zero-out the balance on my highest-interest credit card.
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,707.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off my very high interest discover card and most of my only other credit card. I want my credit/balance ratio to be higher to improve my credit score. |
Member Payment Dependent Notes Series 991773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991773 |
$14,000 |
$14,000 |
6.03% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991773. Member loan 991773 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,965 / month |
Current employer: | Trans-Tek Inc. | Debt-to-income ratio: | 7.79% |
Length of employment: | 10+ years | Location: | Enfield, CT |
Home town: | |||
Current & past employers: | Trans-Tek Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > Trying to get my act together as hard times are coming for all of us. Luckily, my job is very secure because I have unique and necessary knowledge, as I've designed or modified many of the systems at work.
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,373.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To erase all CC debt. I also have no car loan. |
Member Payment Dependent Notes Series 991801
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991801 |
$4,000 |
$4,000 |
14.27% |
1.00% |
October 21, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991801. Member loan 991801 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Pet Zoo Alaska LLC | Debt-to-income ratio: | 13.17% |
Length of employment: | 3 years | Location: | Wasilla, AK |
Home town: | |||
Current & past employers: | Pet Zoo Alaska LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,375.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My husband and I rent an apartment and we pay 450.00 each for the month. I only have 1 credit card in my name that is a chevron gas card with a line of 600.00 dollars and a remaining balance of 50.00 with no late payments. One other card is that I share a credit card with my husband that is a discover card with a limit of 3000 doallars and no late payments and perfect standing. |
Member Payment Dependent Notes Series 991819
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991819 |
$12,000 |
$12,000 |
7.51% |
1.00% |
October 20, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991819. Member loan 991819 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,486 / month |
Current employer: | US Government | Debt-to-income ratio: | 19.56% |
Length of employment: | n/a | Location: | El Paso, TX |
Home town: | |||
Current & past employers: | US Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/15/11 > I am a good borrower I Just paid off my previous loan at Lending club and thats sign of a good accomplishment. I pretty much maintain my outstanding credit score and pay my debt on time without issue. Thanks for the Trust. Borrower added on 10/15/11 > to be a good borrower you should be a good payer. Borrower added on 10/15/11 > good borrower, good payer, lenders, Investors, creditors, if we become United we will regain our good economy without the support of the politics. We the People are the Future not the Politics. more Invest more savings more money...
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,399.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 991833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991833 |
$12,000 |
$12,000 |
15.27% |
1.00% |
October 24, 2011 |
October 31, 2016 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991833. Member loan 991833 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Marathon Petroleum | Debt-to-income ratio: | 16.51% |
Length of employment: | 4 years | Location: | texas city, TX |
Home town: | |||
Current & past employers: | Marathon Petroleum | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/21/11 > consolidate credit card debt
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $3,700.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card balances |
Which debts do you plan to pay off with this loan? | credit card balances and personal loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card balances |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $500.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $500.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card balances |
Which debts do you plan to pay off with this loan? | credit card balances and personal loan |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $500.00 |
Please explain the reason why you carry a large revolving credit balance. | do not carry more than 32% of revolving credit. Interest rates are to high. |
Member Payment Dependent Notes Series 991921
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991921 |
$16,000 |
$16,000 |
13.49% |
1.00% |
October 21, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991921. Member loan 991921 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,917 / month |
Current employer: | Edgewood Partners Insurance Center | Debt-to-income ratio: | 5.35% |
Length of employment: | 4 years | Location: | Oakland, CA |
Home town: | |||
Current & past employers: | Edgewood Partners Insurance Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $7,231.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 68.90% | Months Since Last Record: | 90 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: 1) $7,800.00 Interest Rate = 18%, monthly payment = $350.0 2) $6,200.00 Interest Rate = 21% monthly payment = $250.00 3) $2,800.00 Interest Rate = 22% monthly payment = $150.00 4) $1,300 - Interest Rate = 23% monthly payment = $75.00 5) $1,200 - Interest Rate = 23% monthly payment = $75.00 |
Member Payment Dependent Notes Series 991954
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991954 |
$8,000 |
$8,000 |
19.91% |
1.00% |
October 24, 2011 |
October 29, 2016 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991954. Member loan 991954 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Frito Lay | Debt-to-income ratio: | 2.43% |
Length of employment: | 10+ years | Location: | Fountain Valley, CA |
Home town: | |||
Current & past employers: | Frito Lay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $4,420.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My wife is trying to finish school to receive her ADN in May 2012. We needed to pay for her classes & buy books |
Please explain the reason why you carry a large revolving credit balance. | My wife is trying to finish school to receive her ADN in May 2012. We needed to pay for her classes & buy books |
Member Payment Dependent Notes Series 991963
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991963 |
$6,000 |
$6,000 |
7.90% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991963. Member loan 991963 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | 7-Eleven | Debt-to-income ratio: | 14.91% |
Length of employment: | 6 years | Location: | Fort Myers, FL |
Home town: | |||
Current & past employers: | 7-Eleven | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $830.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The intended use for the loan proceeds is to pay vendors for services/products for my wedding. |
Member Payment Dependent Notes Series 991976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
991976 |
$6,400 |
$6,400 |
9.91% |
1.00% |
October 19, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 991976. Member loan 991976 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | UMC of el paso | Debt-to-income ratio: | 13.77% |
Length of employment: | 3 years | Location: | HORIZON, TX |
Home town: | |||
Current & past employers: | UMC of el paso | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $3,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | monthly mortgage $1120.00 utilities $150.00 food $ 150.00 gas$ 120.00 |
What is your intended use for the loan proceeds? | pay off 1 student loan, kohl's, sears and enroll in 1 class |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | kohls 400.00 interest rate 22% sears 300.00 no interest until 02/13/2011 student loans combined $$4000.00 interest at 6.9% |
Please explain the reason why you carry a large revolving credit balance. | last loan was to pay for medical bills, |
Member Payment Dependent Notes Series 992034
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992034 |
$7,200 |
$7,200 |
15.96% |
1.00% |
October 20, 2011 |
October 29, 2014 |
October 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992034. Member loan 992034 was requested on October 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | Colorado Center for Neurological Rehabil | Debt-to-income ratio: | 20.70% |
Length of employment: | < 1 year | Location: | Lafayette, CO |
Home town: | |||
Current & past employers: | Colorado Center for Neurological Rehabil | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $4,477.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | M house is a lease-to-own contract (10% of my monthly payment goes towards the down payment in addition to the initial $5k deposit toward the 242k purchase). The total house payment is 1400 and my tenant (a retired schoolteacher who has been with me for over a year) pays $800. Thus, my personal monthly house payments/expenses break down as follows: Rent: $600 (with $140 going towards the down payment) Utilities: ~$200 Rental Insurance: $15 Taxes: Paid by homeowners House upkeep: ~ $20 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | NAME PYMT BALANCE INTEREST RATE Personal Card #1 $0.00 $1,450.59 0.00% Personal Card #2 $25.00 $949.59 29.99% Personal Card #3 $100.00 $2,939.84 29.99% Secured Loan $572.00 $20,714.95 4.60% Business Card #1 $200.00 $9,884.20 15.24% Business Card #2 $50.00 $1,375.31 23.24% Student Loan #1 $209.18 $62,319.88 3.75% Student Loan #2 $209.11 $62,300.37 3.75% |
Which debts do you plan to pay off with this loan? | NAME PYMT BALANCE INTEREST RATE Personal Card #1 $0.00 $1,450.59 0.00% (Charge Card) Personal Card #2 $25.00 $ 949.59 29.99% Personal Card #3 $100.00 $2,939.84 29.99% Business Card #2 $50.00 $1,375.31 23.24% |
What is your intended use for the loan proceeds? | Any remaining monies will be placed towards the next highest interest rate card. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House Rent 600.00 Utilities 100.00 Internet 66.00 Health Insurance 370.00 Renters Insurance 15.00 Auto Insurance 66.00 CC payments 375.00 Secured Loan 571.00 Gas/Groc/Misc 400.00 Student Loans 418.29 Hospital Bill 123.65 eFax 16.95 |
Please explain the reason why you carry a large revolving credit balance. | I answered this question and it bounced back to me. I am unsure as to why. I carry a large revolving credit balance because I spent more than I earned. As a single mother with a new PhD, my starting salaries were lower than my expenses. In addition, I had $14k in medical bills from 2009. I have managed to pay off all but $1,700 of the medical bills. My son recently moved to live with his father and I am able to work more and earn more. As a result, my ability to begin to pay off my revolving credit has improved dramatically. I have set up a reasonable budget that will allow me to make all payments to your loan and my remaining debt in a timely manner. |
If you have a delinquency in the last 2 years, please explain the reason. | I placed a large balance on my American Express this past summer; Federal Lending Laws prohibit me from telling you exactly why this was necessary. I mistakenly assumed that the AmEx program I had used before, called the 'Pay-over-time' program, was still an option. Instead, they wanted the entire amount as a lump sum, well beond my immediate means. I attempted to negotiate a fair payment plan with them to no avail. I have been a great AmEx customer since 1996. My credit score prior to this reflects a long history of paying my bills on time despite putting myself through graduate school with unique financial challenges not shared by my peers. This loan from Lending Club is my honest attempt to put myself on a payment plan so that I can avoid further delinquencies. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | NAME PYMT BALANCE INTEREST RATE Personal Card #1 $0.00 $1,450.59 0.00% Personal Card #2 $25.00 $949.59 29.99% Personal Card #3 $100.00 $2,939.84 29.99% Secured Loan $572.00 $20,714.95 4.60% Business Card #1 $200.00 $9,884.20 15.24% Business Card #2 $50.00 $1,375.31 23.24% Student Loan #1 $209.18 $62,319.88 3.75% Student Loan #2 $209.11 $62,300.37 3.75% |
If you have a delinquency in the last 2 years, please explain the reason. | I placed a large balance on my American Express this past summer; Federal Lending Laws prohibit me from telling you exactly why this was necessary. I mistakenly assumed that the AmEx program I had used before, called the 'Pay-over-time' program, was still an option. Instead, they wanted the entire amount as a lump sum, well beond my immediate means. I attempted to negotiate a fair payment plan with them to no avail. I have been a great AmEx customer since 1996. My credit score prior to this reflects a long history of paying my bills on time despite putting myself through graduate school with unique financial challenges not shared by my peers. This loan from Lending Club is my honest attempt to put myself on a payment plan so that I can avoid further delinquencies. |
Member Payment Dependent Notes Series 992140
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992140 |
$12,500 |
$12,500 |
7.90% |
1.00% |
October 21, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992140. Member loan 992140 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,708 / month |
Current employer: | Cumulus Media of Danbury | Debt-to-income ratio: | 24.15% |
Length of employment: | 3 years | Location: | Milford, CT |
Home town: | |||
Current & past employers: | Cumulus Media of Danbury | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > Just paid off my car loan. With this loan, I will pay balances on credit cards which will then enable me to pay a bit more each month on my mortgage payment.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,458.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 992224
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992224 |
$6,000 |
$6,000 |
10.65% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992224. Member loan 992224 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,792 / month |
Current employer: | DP Management | Debt-to-income ratio: | 19.18% |
Length of employment: | 10+ years | Location: | Dana Point, CA |
Home town: | |||
Current & past employers: | DP Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $3,957.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 992292
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992292 |
$2,000 |
$2,000 |
7.90% |
1.00% |
October 21, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992292. Member loan 992292 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Computer Troubleshooter USA | Debt-to-income ratio: | 15.12% |
Length of employment: | 7 years | Location: | lawrenceville, GA |
Home town: | |||
Current & past employers: | Computer Troubleshooter USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Purchasing business equipment for sales demo. |
Member Payment Dependent Notes Series 992293
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992293 |
$2,200 |
$2,200 |
7.51% |
1.00% |
October 20, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992293. Member loan 992293 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Performance Technologies, LLC | Debt-to-income ratio: | 14.00% |
Length of employment: | < 1 year | Location: | Yukon, OK |
Home town: | |||
Current & past employers: | Performance Technologies, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/16/11 > i repay all my debts, extra cash, maybe use some for vacation, bills are around $1,500.00 a month
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $10,538.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinqunces |
If you have a delinquency in the last 2 years, please explain the reason. | No delinqunces |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | extra cash and possibly a vacation |
Please provide general details of the cost of your vacation. | Hopefully a cruise that is discounted if booked in advance. |
Member Payment Dependent Notes Series 992339
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992339 |
$2,000 |
$2,000 |
10.65% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992339. Member loan 992339 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,400 / month |
Current employer: | Disney | Debt-to-income ratio: | 5.57% |
Length of employment: | 5 years | Location: | Davenport, FL |
Home town: | |||
Current & past employers: | Disney | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,968.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | VACATION IS AROUND $1600 |
Member Payment Dependent Notes Series 992372
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992372 |
$10,000 |
$10,000 |
16.29% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992372. Member loan 992372 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,500 / month |
Current employer: | Department of Justice | Debt-to-income ratio: | 8.87% |
Length of employment: | 10+ years | Location: | Jupiter, FL |
Home town: | |||
Current & past employers: | Department of Justice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/16/11 > Thank you for the above loans to purchase windows
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,092.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 992430
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992430 |
$12,000 |
$12,000 |
13.49% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992430. Member loan 992430 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Greater Cleveland Partnership | Debt-to-income ratio: | 11.73% |
Length of employment: | 4 years | Location: | Parma Heights, OH |
Home town: | |||
Current & past employers: | Greater Cleveland Partnership | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,554.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 992446
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992446 |
$7,200 |
$7,200 |
18.64% |
1.00% |
October 21, 2011 |
October 31, 2016 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992446. Member loan 992446 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | JJL Greenhouse Inc. | Debt-to-income ratio: | 13.56% |
Length of employment: | 6 years | Location: | KATY, TX |
Home town: | |||
Current & past employers: | JJL Greenhouse Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | The purpose is for interior remodeling. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly expenses are $250.00 (rent). |
Is the improvement to your primary residence or an investment property? | primary |
Member Payment Dependent Notes Series 992463
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992463 |
$10,000 |
$10,000 |
10.65% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992463. Member loan 992463 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Energy Service Co. | Debt-to-income ratio: | 19.07% |
Length of employment: | 7 years | Location: | Bowie, TX |
Home town: | |||
Current & past employers: | Energy Service Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > pay off credit card Borrower added on 10/18/11 > payoff credit card. been at my job seven yrs a supervisor for oilfeild company.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,235.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit card |
Member Payment Dependent Notes Series 992518
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992518 |
$25,000 |
$25,000 |
7.90% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992518. Member loan 992518 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Munger, Tolles & Olson | Debt-to-income ratio: | 15.29% |
Length of employment: | 1 year | Location: | Beverly Hills, CA |
Home town: | |||
Current & past employers: | Munger, Tolles & Olson | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,517.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 992554
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992554 |
$10,000 |
$10,000 |
6.62% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992554. Member loan 992554 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,805 / month |
Current employer: | Kahala Management, LLC | Debt-to-income ratio: | 3.75% |
Length of employment: | 4 years | Location: | Lake Villa, IL |
Home town: | |||
Current & past employers: | Kahala Management, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 992576
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992576 |
$10,375 |
$10,375 |
14.27% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992576. Member loan 992576 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,440 / month |
Current employer: | ASN Natural Stone Inc. | Debt-to-income ratio: | 23.78% |
Length of employment: | 3 years | Location: | Vallejo, CA |
Home town: | |||
Current & past employers: | ASN Natural Stone Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/16/11 > Thank you all for viewing my add.
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $6,261.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 992586
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992586 |
$1,400 |
$1,400 |
16.77% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992586. Member loan 992586 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,600 / month |
Current employer: | ga public lab | Debt-to-income ratio: | 21.38% |
Length of employment: | 3 years | Location: | lithonia, GA |
Home town: | |||
Current & past employers: | ga public lab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,942.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 992618
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
992618 |
$16,500 |
$16,500 |
16.77% |
1.00% |
October 21, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 992618. Member loan 992618 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | MHC Kenworth | Debt-to-income ratio: | 11.50% |
Length of employment: | 8 years | Location: | Olathe, KS |
Home town: | |||
Current & past employers: | MHC Kenworth | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 1 |
Revolving Credit Balance: | $52,634.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No, I have not ever had any delinquencies. Thanks for your consideration. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | It's actually a mortgage, and currently those are on average 40% of take home pay. |
Member Payment Dependent Notes Series 993162
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993162 |
$6,650 |
$6,650 |
8.90% |
1.00% |
October 20, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993162. Member loan 993162 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Digitaria Interactive | Debt-to-income ratio: | 13.48% |
Length of employment: | < 1 year | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | Digitaria Interactive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > How I plan to use the funds: - Once funds are deposited, I will pay all current credit card balances off and cut up each card - I will then setup the automatic payment for this loan to recur monthly. - No money from this loan will be used for anything other than paying off credit card debt What makes me a good borrower: - I have enlisted the help of a good friend to help understand my financial situation - I have enrolled in Mint and setup goals / budgets - It made sense to consolidate to a lower interest rate - I have stable employment My Monthly Budget: - I have setup my budgets on paper along with on my mint.com account - The cost of this loan is 13% of my monthly income How stable is my job: - The position I am is very stable. I was promoted to full time within 6 months of part-time employment. I am moving departments in the next couple months which increase my salary
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,154.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 993367
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993367 |
$10,000 |
$10,000 |
8.90% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993367. Member loan 993367 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Schneider Electric | Debt-to-income ratio: | 13.54% |
Length of employment: | 6 years | Location: | Patterson, CA |
Home town: | |||
Current & past employers: | Schneider Electric | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > This loan is to help us put a new roof on our house.
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $10,403.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 993379
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993379 |
$7,500 |
$7,500 |
8.90% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993379. Member loan 993379 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,200 / month |
Current employer: | Childhelp, USA | Debt-to-income ratio: | 11.05% |
Length of employment: | 1 year | Location: | Buckeye, AZ |
Home town: | |||
Current & past employers: | Childhelp, USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > This loan would be to pay off my credit cards which I haven't used since January, 2011. I'm sick of paying huge interest rates and not making progress on decreasing my debt. And it's not like I pay the minimum, I always pay much more over the minimum. So I figure that if I'm going to pay interest to someone it might as well be to someone OTHER than credit agencies. So help me out, please!
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,666.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $7500 in debt and interest rates range from 14-23%. It is only credit card debt as I DO NOT have student loans, mortgages, etc. My boyfriend technically owns our house so I just pay him my half of the mortgage. |
Member Payment Dependent Notes Series 993419
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993419 |
$4,800 |
$4,800 |
10.65% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993419. Member loan 993419 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | ExtraDev, Inc. | Debt-to-income ratio: | 10.90% |
Length of employment: | 10+ years | Location: | Pittsford, NY |
Home town: | |||
Current & past employers: | ExtraDev, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $14,048.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 993434
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993434 |
$12,000 |
$12,000 |
12.42% |
1.00% |
October 25, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993434. Member loan 993434 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Teachers College, Columbia University | Debt-to-income ratio: | 13.90% |
Length of employment: | 5 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Teachers College, Columbia University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > This loan will allow me to more quickly pay off two high-interest credit card whose APR are above 22%.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,544.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Hi There, My housing expenses are $1,225 monthly for a shared apartment and my utilities total $125 per month. I do not have a mortgage as I am a renter. I have these two credit card bills which I am looking to consolidate. |
Please explain the reason why you carry a large revolving credit balance. | I took a two year leave of absence from working to care for elderly relatives living abroad during which time I acculumated a large amount of debt as 24-hr caretaking and concurrent employment were not possible. I have maintained steady employment in my field before and after my two year hiatus. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance on four cards totals $38,100 which breaks down as follows: $25,000 at 16.9%, $4,100 at 22.9%, $4,500 at 29.34%, and $4,500 at 12%. |
Member Payment Dependent Notes Series 993479
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993479 |
$6,000 |
$6,000 |
12.69% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993479. Member loan 993479 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | Souther california edison | Debt-to-income ratio: | 15.54% |
Length of employment: | 2 years | Location: | HESPERIA, CA |
Home town: | |||
Current & past employers: | Souther california edison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $2,738.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The loan use is for an off road frame. It's a good deal for what it is Could save up the money but frame will be gone. |
Member Payment Dependent Notes Series 993503
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993503 |
$10,000 |
$10,000 |
9.91% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993503. Member loan 993503 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Sycuan Casino | Debt-to-income ratio: | 10.60% |
Length of employment: | 4 years | Location: | spring valley, CA |
Home town: | |||
Current & past employers: | Sycuan Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $8,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 993508
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993508 |
$3,000 |
$3,000 |
12.42% |
1.00% |
October 21, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993508. Member loan 993508 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | BOBS DISCOUNT FURNITURE | Debt-to-income ratio: | 15.73% |
Length of employment: | 8 years | Location: | milford, CT |
Home town: | |||
Current & past employers: | BOBS DISCOUNT FURNITURE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,922.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have some home improvements going on. I am taking down the wall paper in the dining room that I put up 19 years ago. A complete overhaul of this room which includes painting, chair rail and area rug. I would like to finish before the holidays. |
Member Payment Dependent Notes Series 993535
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993535 |
$12,000 |
$12,000 |
7.51% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993535. Member loan 993535 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Blizzard Entertainment | Debt-to-income ratio: | 1.81% |
Length of employment: | 3 years | Location: | Irvine, CA |
Home town: | |||
Current & past employers: | Blizzard Entertainment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,258.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Credit Card: - Balance = $3600 - Interest Rate = 11% Mortgage: - Monthly Payment = $1860 - Interest Rate = 5% Upcoming Property Tax: - Balance = $6400 |
What is your intended use for the loan proceeds? | Primarily to pay off my credit balance and pay for my property tax. |
Member Payment Dependent Notes Series 993569
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993569 |
$10,000 |
$10,000 |
6.03% |
1.00% |
October 21, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993569. Member loan 993569 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.78% |
Length of employment: | n/a | Location: | Tracy, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,064.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 993597
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993597 |
$10,000 |
$10,000 |
9.91% |
1.00% |
October 19, 2011 |
October 30, 2014 |
October 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993597. Member loan 993597 was requested on October 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | EBMS | Debt-to-income ratio: | 15.42% |
Length of employment: | 7 years | Location: | Billings, MT |
Home town: | |||
Current & past employers: | EBMS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $8,561.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 993747
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993747 |
$9,100 |
$9,100 |
12.42% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993747. Member loan 993747 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | Bellhelicopter | Debt-to-income ratio: | 18.51% |
Length of employment: | 6 years | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | Bellhelicopter | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,947.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 34.10% | Months Since Last Record: | 92 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intent was to use this loan for several actions 1) To pay off my car loan. 2) To pay off the only two credit cards I have with a ballance. 3) Home improvements. I must further say, I have worked very hard on keeping my credit status in good standings over the last several years. I have no intentions on ruining a good reputation after all the dedication and hard work I have invested in these actions. Thank you for your time. |
Member Payment Dependent Notes Series 993754
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993754 |
$6,000 |
$6,000 |
7.90% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993754. Member loan 993754 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,800 / month |
Current employer: | key largo marine tours | Debt-to-income ratio: | 9.16% |
Length of employment: | 10+ years | Location: | key largo, FL |
Home town: | |||
Current & past employers: | key largo marine tours | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,683.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 993766
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993766 |
$3,000 |
$3,000 |
10.65% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993766. Member loan 993766 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | veterans affairs medical center | Debt-to-income ratio: | 5.20% |
Length of employment: | 5 years | Location: | racine, WI |
Home town: | |||
Current & past employers: | veterans affairs medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $2,214.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | unexpected bill payment and consolidation |
Member Payment Dependent Notes Series 993878
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993878 |
$22,000 |
$22,000 |
14.65% |
1.00% |
October 24, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993878. Member loan 993878 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $16,000 / month |
Current employer: | Texas Inpatient Consultants | Debt-to-income ratio: | 1.82% |
Length of employment: | < 1 year | Location: | Sugar Land, TX |
Home town: | |||
Current & past employers: | Texas Inpatient Consultants | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,795.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 993885
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993885 |
$8,000 |
$8,000 |
6.03% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993885. Member loan 993885 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,100 / month |
Current employer: | TX Dept of Insurance | Debt-to-income ratio: | 9.49% |
Length of employment: | 10+ years | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | TX Dept of Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > I would like to get this loan in order to help my son pay off some debt as he recently went through a rough divorce and is having some financial trouble as he his trying to get custody of his children from his ex-wife who left for another married man (who is still married).
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My son is going through a rough divorce as his wife of almost 5 years has left for another man who is also married (with 5 kids) and as result has incured some debt as he is trying to get custody of his children and also pay off debt from credit cards that she ran up paying for hotels and various other things. My son and his wife have 2 children (3 yrs and 4yrs). |
Member Payment Dependent Notes Series 993894
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993894 |
$6,000 |
$6,000 |
7.90% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993894. Member loan 993894 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,327 / month |
Current employer: | G4S Secure Solutions | Debt-to-income ratio: | 20.22% |
Length of employment: | 5 years | Location: | Santee, CA |
Home town: | |||
Current & past employers: | G4S Secure Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,952.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 993915
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993915 |
$29,550 |
$29,550 |
8.90% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993915. Member loan 993915 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,385 / month |
Current employer: | Fifth Third Bank | Debt-to-income ratio: | 22.86% |
Length of employment: | 2 years | Location: | Oldsmar, FL |
Home town: | |||
Current & past employers: | Fifth Third Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > Consolidating remainder of debt to be debt free in three years.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,970.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances are $42k with min payments totalling $875/month. Interest rates range from 11.24% to 15.99%. Other Lending Club loan balance of $21k with pymt of $553. Car pymt of $715 and $435. No mortgage. Rent on house is $2250. I like the Lending Club option due to steady payment toward being debt free. Interest rate is attractive as well. |
What is your intended use for the loan proceeds? | Consolidate our remaining credit cards and be debt free within three years. |
Which debts do you plan to pay off with this loan? | Our remaining five credit cards. The goal is to be debt free within three years. |
Member Payment Dependent Notes Series 993964
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
993964 |
$7,000 |
$7,000 |
6.62% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 993964. Member loan 993964 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Benco Dental Co | Debt-to-income ratio: | 16.00% |
Length of employment: | 10+ years | Location: | Pittston, PA |
Home town: | |||
Current & past employers: | Benco Dental Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,301.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 994039
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994039 |
$3,500 |
$3,500 |
12.69% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994039. Member loan 994039 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | TIAA-CREF | Debt-to-income ratio: | 9.90% |
Length of employment: | 3 years | Location: | Lewisville, TX |
Home town: | |||
Current & past employers: | TIAA-CREF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $50.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 994044
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994044 |
$11,000 |
$11,000 |
7.51% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994044. Member loan 994044 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | MSSB | Debt-to-income ratio: | 19.88% |
Length of employment: | 5 years | Location: | North Bergen, NJ |
Home town: | |||
Current & past employers: | MSSB | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > I am currently trying to pay off high interest credit card debt. I have been able to make all my payments, but just needed balances consolidated. I currently live at home with my parents and therefore do not have any rent payment. Other than my credit card debt i pay a student loan monthly payment of $180. I have been in my current position at a brokerage firm in NYC for the past 5 years and have no doubt in my job stability. Please feel free to ask me any additional questions as I will be more than happy to respond. Thank you.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,968.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 994078
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994078 |
$1,500 |
$1,500 |
9.91% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994078. Member loan 994078 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,692 / month |
Current employer: | Target | Debt-to-income ratio: | 8.21% |
Length of employment: | 10+ years | Location: | virginia beach, VA |
Home town: | |||
Current & past employers: | Target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > Pay off Credit Card
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,583.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 994083
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994083 |
$7,200 |
$7,200 |
12.42% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994083. Member loan 994083 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Systemax inc. | Debt-to-income ratio: | 6.14% |
Length of employment: | 2 years | Location: | Jacksonville, FL |
Home town: | |||
Current & past employers: | Systemax inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > This Loan will be used to pay off three of my credit cards. this will free almost $1000 a month for me, which is why making this payments will not be a problem. I also don't pay any rent, and my expenses are minimal. I have been working for the same company for almost two years, and my income is only going to increase. My income is more than sufficient to make the payments on this loan. thank you very much for allowing me to move forward with my life
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,250.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 994096
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994096 |
$2,000 |
$2,000 |
12.69% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994096. Member loan 994096 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | Plains Marketing | Debt-to-income ratio: | 21.06% |
Length of employment: | 10+ years | Location: | Midland, TX |
Home town: | |||
Current & past employers: | Plains Marketing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $620.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My Daughter is having some problems with her marriage. I am trying to help her and my 2 granddaughters out of a sticky situation. |
Member Payment Dependent Notes Series 994103
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994103 |
$7,200 |
$7,200 |
7.90% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994103. Member loan 994103 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.50% |
Length of employment: | n/a | Location: | PLANTSVILLE, CT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > The reason for my loan is I experienced medical debt due to an emergency situation that occurred late summer. I am currently trying to pay down my medical debt. Once some of this stress is off my plate I can be on the road to recovery much sooner. Thank you for reading and I hope you will consider investing in me.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,692.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 994110
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994110 |
$11,500 |
$11,500 |
6.03% |
1.00% |
October 24, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994110. Member loan 994110 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,300 / month |
Current employer: | Swedish Medical Center | Debt-to-income ratio: | 24.30% |
Length of employment: | 1 year | Location: | Tacoma, WA |
Home town: | |||
Current & past employers: | Swedish Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > I am a great borrower because I always make my payments ahead of time. I do not like to keep it on my mind to think about. I got my first credit card 7 years ago and in that time, I have never been late or missed a payment. The best piece of advice I got was,"Always use your long term goals to drive you." That's what I use when it comes to paying bills. I will not have the hold me back.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,205.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was pursuing singing very aggressivly for about 10 years and not getting anywhere. My "Big Break" came in an opportunity to record 3 songs in NYC. The problem was it was going to cost me $9,000. I couldn't pass it up so I made a large payment before I left. Upon my return I found out that the bank didn't process my payment until after I hit my credit limit. This trip took everything I had so I didn't have anyway to overcome it. At that point it became a battle between the every rising interest rate, penalties and only being able to afford the minimum payment. I never missed a payment, I just wasn't able to make large enough ones to make a difference and when I did, I wouldn't have enough money to live so I had to put things back on the credit cards. |
Member Payment Dependent Notes Series 994123
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994123 |
$24,000 |
$24,000 |
19.03% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994123. Member loan 994123 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Pacer International, Inc. | Debt-to-income ratio: | 13.13% |
Length of employment: | < 1 year | Location: | Grove City, OH |
Home town: | |||
Current & past employers: | Pacer International, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > I plan to use these loans to consolidate my credit card balances and get out of debt once and for all. I accumulated debt in the process of getting through college and have never missed a credit card payment. I have a stable job with a good income. The monthly fee on this loan is less than the monthly amount I've been paying on my credit cards the past 5-6 years. Thanks in advance for your assitance!
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,311.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 994128
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994128 |
$6,600 |
$6,600 |
14.27% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994128. Member loan 994128 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | WELLS FARGO BANK | Debt-to-income ratio: | 4.07% |
Length of employment: | 4 years | Location: | garden grove, CA |
Home town: | |||
Current & past employers: | WELLS FARGO BANK | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $93.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't think I've had one. The only reason I have one was for a check that was lost abs the payment was not received. Haven't been late since, thanks to online banking. |
Member Payment Dependent Notes Series 994158
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994158 |
$5,000 |
$5,000 |
6.03% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994158. Member loan 994158 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | Fort Dearborn Co | Debt-to-income ratio: | 14.27% |
Length of employment: | 8 years | Location: | Bowling Green, KY |
Home town: | |||
Current & past employers: | Fort Dearborn Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > I have a 3yr plan to become debt free (my house being the exception). The terms of this loan allow me to expedite the payoff of my higher interest rate credit card debt. I've been employed at the same location for over 8yrs and have no immediate intentions of making employment changes. I have a excellent credit score and on-time payment history. Your help reaching this goal is appreciated.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $58,334.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 994159
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994159 |
$4,400 |
$4,400 |
8.90% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994159. Member loan 994159 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,092 / month |
Current employer: | Musculoskeletal Transplant Foundation | Debt-to-income ratio: | 15.62% |
Length of employment: | 2 years | Location: | EDISON, NJ |
Home town: | |||
Current & past employers: | Musculoskeletal Transplant Foundation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > I have never been late with payments. I pay all my bills. Unfortunately I had 2 surgeries which caused me to be out of work for 3 1/2 months and was only paid half my salary through disability insurance. Due to this, I accumulated alot of credit card bills and medical bills that I need to pay soon.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,262.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off medical bills and the rest to pay off some credit card bills used while out on medical leave. |
Member Payment Dependent Notes Series 994238
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994238 |
$5,000 |
$5,000 |
11.71% |
1.00% |
October 19, 2011 |
October 31, 2016 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994238. Member loan 994238 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,082 / month |
Current employer: | GEICO | Debt-to-income ratio: | 15.70% |
Length of employment: | 5 years | Location: | ACCOKEEK, MD |
Home town: | |||
Current & past employers: | GEICO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,441.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | It is medical related, and our insurance does not cover. |
Member Payment Dependent Notes Series 994241
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994241 |
$23,000 |
$23,000 |
18.25% |
1.00% |
October 25, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994241. Member loan 994241 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,928 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.96% |
Length of employment: | 6 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > The funding will be used to pay down a high interest rate credit card which previously consolidated another card which subsequently has been closed. We have a good credit rating and have no late or missed payments. The amount of monthly payment is well within our monthly budget and is less than the amount we have been applying to the card blalance. This loan allows to to pay off much quicker than continuing to pay the same amount to the card holder. As a professional involved in my own business now for 5 years and in the same industry for 20+ years, my career and business prospects continue to be very stable.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $45,923.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 994249
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994249 |
$12,500 |
$12,500 |
6.03% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994249. Member loan 994249 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Adco Commercial Printing & Graphics | Debt-to-income ratio: | 8.90% |
Length of employment: | 8 years | Location: | vancouver, WA |
Home town: | |||
Current & past employers: | Adco Commercial Printing & Graphics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > I needed quick access to cash to have a new roof installed on a home that was included in my Mothers estate.Home values were diminishing quickly in the area and we had a firm deal that was contingent on getting the roof taken care of.I normally wouldn't want to access credit cards for the funds but time was off the essence.I am fully employed at a medium sized commercial printer that has weathered the economic downturn very well.We are very nimble and have a loyal customer base with little or no attrition.I personally have an outstanding reputation within the private and public sectors of Vancouver Wa.and Clark County.I manage my finances wisely and have good equity in my home.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,196.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 994273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994273 |
$6,250 |
$6,250 |
8.90% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994273. Member loan 994273 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | PSAV - Presentation Services | Debt-to-income ratio: | 8.97% |
Length of employment: | 3 years | Location: | South Windsor, CT |
Home town: | |||
Current & past employers: | PSAV - Presentation Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,104.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 994284
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994284 |
$35,000 |
$35,000 |
16.77% |
1.00% |
October 21, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994284. Member loan 994284 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,333 / month |
Current employer: | Excel Telecommunications | Debt-to-income ratio: | 18.19% |
Length of employment: | 10+ years | Location: | MANSFIELD, TX |
Home town: | |||
Current & past employers: | Excel Telecommunications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,054.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off some debt and make some house improvements. |
Please explain the reason why you carry a large revolving credit balance. | Not sure if i am answering this question correctly. My reason is because I have some investment opportunities that comes up where I need to use the credit. |
Member Payment Dependent Notes Series 994294
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994294 |
$9,000 |
$9,000 |
7.90% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994294. Member loan 994294 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | Anvil Corporation | Debt-to-income ratio: | 17.62% |
Length of employment: | 6 years | Location: | Bellingham, WA |
Home town: | |||
Current & past employers: | Anvil Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > I plan on using this loan to pay off my credit card debts. I will be a responsible borrower in that I will make my payments on time and will pay-off the loan amount early if possible. I have a very stable job that I have been employed at going on 6 1/2 years.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,938.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 994322
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994322 |
$8,400 |
$8,400 |
6.03% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994322. Member loan 994322 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | albertsons | Debt-to-income ratio: | 2.32% |
Length of employment: | 9 years | Location: | redondo beach, CA |
Home town: | |||
Current & past employers: | albertsons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > fix car and credit card Borrower added on 10/17/11 > fix ard and pay off credit card
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,253.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | i am going to pay off two credit card and fix car |
What is your intended use for the loan proceeds? | first thing i need fix car second I am going pay off two credit cards. |
Member Payment Dependent Notes Series 994404
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994404 |
$20,000 |
$20,000 |
12.42% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994404. Member loan 994404 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,574 / month |
Current employer: | Fairfield Public Library | Debt-to-income ratio: | 23.32% |
Length of employment: | 2 years | Location: | Brookfield, CT |
Home town: | |||
Current & past employers: | Fairfield Public Library | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > This purchase is a vacation investment property/future retirement home.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,881.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I do not have any direct monthly expenses relating to housing. |
Please explain the reason why you carry a large revolving credit balance. | I generally do not carry large revolving credit balance, I normally pay balances in full by the end of the calendar year when I receive my year end bonus.Semper fi. |
Is the home you are purchasing your primary residence or an investment property? | It will be an investment/future retirement property. |
What other sources of financing are you using to purchase the home? | I am paying cash, the loan is to cover possible expenses that exceed the put rchase and closing costs. It is a cushion, if I do not use it I will repay early. |
Member Payment Dependent Notes Series 994409
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994409 |
$12,000 |
$12,000 |
7.90% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994409. Member loan 994409 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,500 / month |
Current employer: | metropolitan opera | Debt-to-income ratio: | 4.41% |
Length of employment: | 3 years | Location: | new york, NY |
Home town: | |||
Current & past employers: | metropolitan opera | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $15,033.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 994442
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994442 |
$12,000 |
$12,000 |
12.42% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994442. Member loan 994442 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Situation Interactive | Debt-to-income ratio: | 12.92% |
Length of employment: | 2 years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | Situation Interactive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > I plan to use these funds to pay off my credit cards in order to have one easy monthly payment and pay my debt off quickly. My various credit card bills total the same amount that will be owed each month on this loan, so I will not have any problems making timely payments in full. I have been with my company for two years and have been awarded two promotions within that time. I truly enjoy my job and plan to be with the company for a long time.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $2,630.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 994486
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994486 |
$8,000 |
$8,000 |
11.71% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994486. Member loan 994486 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,250 / month |
Current employer: | THB Intermediaries Ins. | Debt-to-income ratio: | 20.83% |
Length of employment: | 10+ years | Location: | Sierra Madre, CA |
Home town: | |||
Current & past employers: | THB Intermediaries Ins. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > The funds will be used for credit card debt & old doctor bills. I pay timely and respect my lenders, my monthly debt is well within my earnings, in Insurance Industry for over 36 years with an excellent reputation and at THB the past 11 years!
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $60,324.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | My Industry expertise is Reinsurance which trives on catastrophe losses, specifically domestic. This particular segment of the industry has flourished and the need for CAT protection significantly diminished over the past three years. Subsequently, our salaries/bonuses decreased and benefit costs increased. With my overall expenses were up and net income down, this caused a couple of late morgage payments; first time in many years. |
Member Payment Dependent Notes Series 994520
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994520 |
$14,000 |
$14,000 |
6.03% |
1.00% |
October 25, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994520. Member loan 994520 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | Consulate General of Italy | Debt-to-income ratio: | 11.43% |
Length of employment: | 10+ years | Location: | Oakland, CA |
Home town: | |||
Current & past employers: | Consulate General of Italy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Dear Investors: Thank you for your trust in me. It will be treasured until your loan is repaid in full. I am a very reliable person with good spending habits, but decided to get in debt on credit cards to help a less fortunate family member. I will keep this loan for the full three years and use it to pay credit cards with a higher interest rates. This will allow me to be debit free and save for retirement. My job is very secure, I have had it for over 25 years and I always receive the highest evaluations. I have good health and insurance policies to protect your investment with me. I also have equity in my house. If you have any questions, just ask. Again, many sincere thanks!
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,481.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | As stqte the use is to pay credit cards with higher interest rates and be debit free. |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies. |
Member Payment Dependent Notes Series 994525
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994525 |
$4,200 |
$4,200 |
9.91% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994525. Member loan 994525 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,721 / month |
Current employer: | United States District Court | Debt-to-income ratio: | 16.06% |
Length of employment: | 5 years | Location: | Chula Vista, CA |
Home town: | |||
Current & past employers: | United States District Court | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,360.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan will contribute to help pay for my attorney fees. |
Member Payment Dependent Notes Series 994529
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994529 |
$8,000 |
$8,000 |
13.49% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994529. Member loan 994529 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,142 / month |
Current employer: | Rinchem Company Inc | Debt-to-income ratio: | 14.92% |
Length of employment: | 2 years | Location: | Albuquerque, NM |
Home town: | |||
Current & past employers: | Rinchem Company Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > I am a good borrow because I pay my bills on time and I have never had any late payments.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 56 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,474.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Debt had to be split equally with my ex. She got the house and I got the credit cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent 839, insurance for car and renters 80, utlities plus cell phone 350 |
What is your intended use for the loan proceeds? | pay one credit card off $3000 and pay the other one down by $5000 to cut it in half. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 839, car payment 411, utilities vary from 77 in winter to 160 in the summer, cell phone 155, insurance 80 for car and renters, food 200. |
Member Payment Dependent Notes Series 994578
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994578 |
$7,000 |
$7,000 |
8.90% |
1.00% |
October 21, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994578. Member loan 994578 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Pedigree Ski Shop | Debt-to-income ratio: | 16.90% |
Length of employment: | < 1 year | Location: | Stamford, CT |
Home town: | |||
Current & past employers: | Pedigree Ski Shop | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,451.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | The loan would allow me to purchase a vehicle along with first and last months rent including security deposit and home furnishings. Out of pocket expenses would cover the actual move. |
Member Payment Dependent Notes Series 994601
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994601 |
$6,800 |
$6,800 |
8.90% |
1.00% |
October 24, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994601. Member loan 994601 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,300 / month |
Current employer: | Desert Pediatrics | Debt-to-income ratio: | 13.04% |
Length of employment: | 6 years | Location: | North Las Vegas, NV |
Home town: | |||
Current & past employers: | Desert Pediatrics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/12/11 > This a loan to consolidate my higher credit cards. Borrower added on 10/13/11 > I have no other major debt. Been at my present job for the past 6 years and it is one of the busiest pediatrics office in town. Borrower added on 10/12/11 > This a loan to consolidate my higher credit cards. Borrower added on 10/13/11 > I have no other major debt. Been at my present job for the past 6 years and it is one of the busiest pediatrics office in town.
A credit bureau reported the following information about this borrower member on October 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,537.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 994635
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994635 |
$8,400 |
$8,400 |
6.03% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994635. Member loan 994635 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,792 / month |
Current employer: | Boston Water and Sewer Commission | Debt-to-income ratio: | 6.57% |
Length of employment: | 1 year | Location: | East Boston, MA |
Home town: | |||
Current & past employers: | Boston Water and Sewer Commission | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > Hello, I am asking for a loan to purchase a used car. I am very careful with my personal finance and always pay my bills on time. Thank you for your interest and have a great day.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,494.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My parents fully own our house, and I am not involved in any housing expenses. |
Member Payment Dependent Notes Series 994638
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994638 |
$17,500 |
$17,500 |
8.90% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994638. Member loan 994638 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Shinwa USA | Debt-to-income ratio: | 16.82% |
Length of employment: | 6 years | Location: | Villa Hills, KY |
Home town: | |||
Current & past employers: | Shinwa USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/07/11 > Consolidate existing Lending Club loan (10.25% rate, balance $8,500) and Discover personal loan (14% rate, balance approx. $10,000) My monthly payments will be lowered by $85 as a result Borrower added on 10/07/11 > Consolidate existing Lending Club loan (10.25% rate, balance $8,500) and Discover personal loan (14% rate, balance approx. $9,000) My monthly payments will be lowered by $85 as a result
A credit bureau reported the following information about this borrower member on October 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,666.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 994660
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994660 |
$16,000 |
$16,000 |
7.90% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994660. Member loan 994660 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | wal mart | Debt-to-income ratio: | 17.21% |
Length of employment: | 10+ years | Location: | LINCOLNTON, NC |
Home town: | |||
Current & past employers: | wal mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > I have been working at wal mart for 22 years. I'm not going anywhere. I take pride in never being late paying any of my debts. It's not that I can't afford my debts, I just want to make paying my bills easier. I do paperless on some accounts and it is sometimes not easy to keep up with what is due. I do use bill pay with B.O.A. and it does help in keeping up with everything. I just want to consolidate and pay my debts off quicker. The rate of 7.9% is also a great rate and would be lower than some of the rates I am currently paying. Borrower added on 10/19/11 > I honestly don't know exactly what the interest on all of my cards are. I know that my boa has a 6.??% the lowest they offer, I was told. The highest rate I have is a no interest for 12 months and then it goes to a whopping 26%. I am planning to pay it off before the interest is added. I applied for it right before having an elective surgery. I knew I could pay it before the interest piles on so I was ok with that. I did that same thing with empire today and paid it off before the interest was added. All I want to do is combine my credit cards and pay them off faster. I know it takes years to pay them off if you only make the min. but I do pay more than the min.they just aren't going away as quick as I had hoped. I also plan to shred and inactivate these cards after consolidation. Borrower added on 10/19/11 > I applied with Wells Fargo at the same time I applied with your company. I was accepted with them and went to finish the deal with them yesterday. For the original amount I was asking for the interest was 12% or 13% I'm not positive which one. When I saw that I told them there is no way. My cards are a lot less than that and it would have been crazy to go through with it. I hadn't checked on only borrowing $15000, like I changed to with you guys. It leaves me still oweing Bank of America but I am totally okay with that. It's not hard to keep up with what I owe them. I see it every time I sign on. I also have my house loan with them. Please let me know as soon as you can on this. I wish you could tell me if I should get back with Wells Fargo or not.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,769.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 994694
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994694 |
$5,000 |
$5,000 |
16.29% |
1.00% |
October 24, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994694. Member loan 994694 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,733 / month |
Current employer: | wellsfargo | Debt-to-income ratio: | 9.79% |
Length of employment: | < 1 year | Location: | casselberry, FL |
Home town: | |||
Current & past employers: | wellsfargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,366.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 400 dollars approx. I will pay all my credit cards and will only have the loan to payoff, I'm planning on paying it before 2 years. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly expences are my cellphone bill, my credit cards and my car payment including insurance...I do not pay anything for rent or mortgage I own my apartment. |
What is your intended use for the loan proceeds? | My intension is just to pay all my credit cards that way I only have one payment to worry about and not a whole bunch that ends up being way to much, just to go a liltle bit loose on my monthly espenses. |
Member Payment Dependent Notes Series 994744
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994744 |
$15,000 |
$15,000 |
6.03% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994744. Member loan 994744 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,100 / month |
Current employer: | Housatonic Valley Association | Debt-to-income ratio: | 14.71% |
Length of employment: | 1 year | Location: | Torrington, CT |
Home town: | |||
Current & past employers: | Housatonic Valley Association | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > I have approximately $15,000 on two credit cards. I accrued much of this debt while in graduate school and immediately following when I was under-employed and looking for a job. I have been very good about making my payments, just not good about paying down the balances. I would like to use this loan to pay off my credit cards and transfer my balances to a lower interest loan.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,481.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The two credit cards that I have been carrying a balance on have minimum monthly payments of $230 and $40. I have been paying this minimum plus enough to cover the new interest that is added each month ~$100. If this loan goes through, the credit cards will be paid off within a month and my monthly minimum payment on this loan will be ~$450. |
Member Payment Dependent Notes Series 994828
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994828 |
$6,000 |
$6,000 |
6.62% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994828. Member loan 994828 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | State of Kansas | Debt-to-income ratio: | 12.09% |
Length of employment: | 10+ years | Location: | Wichita, KS |
Home town: | |||
Current & past employers: | State of Kansas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > Credit card consolidation and vacation
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,764.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1305 |
Member Payment Dependent Notes Series 994926
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994926 |
$14,400 |
$14,400 |
11.71% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994926. Member loan 994926 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Cast & Crew Entertainment Services | Debt-to-income ratio: | 14.76% |
Length of employment: | 1 year | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Cast & Crew Entertainment Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > I am a young software professional that finally can say that I'm at very stable point in my life and in need of help to reach my goal of financial freedom. And choosing lending club will help me achieve my goal quicker due to the low interest rate. Please let me know if you have any question or need any verification regarding my salary.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $2,778.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Within the last two years I have made all of payments without any delinquency. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent and Utilities = 1200, Car and Insurance = 725, Phone Bill = 100, Food 300 |
If you have a delinquency in the last 2 years, please explain the reason. | Within the last two years I have made all of payments without any delinquency. |
Member Payment Dependent Notes Series 994940
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994940 |
$3,800 |
$3,800 |
6.03% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994940. Member loan 994940 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | South Salt Lake Police | Debt-to-income ratio: | 17.47% |
Length of employment: | 10+ years | Location: | Sandy, UT |
Home town: | |||
Current & past employers: | South Salt Lake Police | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,621.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 994949
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994949 |
$8,400 |
$8,400 |
18.25% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994949. Member loan 994949 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | TKC Global | Debt-to-income ratio: | 20.48% |
Length of employment: | 2 years | Location: | CINCINNATI, OH |
Home town: | |||
Current & past employers: | TKC Global | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/17/11 > I am research fellow working in one of the national institutes. I graduated two years back and am now trying to consolidate my debt. I have a steady income and have never been late in paying on any kind of payment such as utilities or credit card bills. I want to use this money on consolidating my credit card debt and be debt free. I assure all of you that your funds will be paid back in time with full interest. I hope to get debt free and also give you good return on your valuable money. Thanks!
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,125.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Interest rates on my cards range from 20-30%. I want to pay off those high 30% interest rate cards. I also have an instalment loan with inetrest rates excedding 100%. I want to pay off that as soon as possible. If I am able to get this loan, by paying same amount as I am paying to the instalment loan, I can reduce my debt, pay principal plus interest to you and can still save some money. Your help can make me do that. Thanks. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent ~$800 (as soon as lease ends will try to move to another apartment in range $600-$750) Mortgage- 0 Utilities- $50-75 Cellphone- $50 TV internet- $50 Transportation- I bike , walk to work or public transport ($100) Food- I cook at home (5 out of 7 days inlcuding lunch), Grocery ~ $100-150. Eating out~ $100-150. Credit card monthly payments ~ $700 ( I try to pay more than monthly on most of them) Instalment loan- $299 ( I want to pay off this loan as soon a possible; exorbitant interest rate of more than 100%). If I get this loan from you, by making same monthly payment of $300 to lendigclub, I can pay off this instalment loan, pay you principal plus interest, lower my credit card debt and still save some money. Thanks. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent- $800 Utilities- $50-75 Phone- $50 Internet, TV ~ $50 Mortgage- 0 Commuting- typically bike, walk or public transport ~100 Food~ typically cook at home (5 out of 7 days) grocery~ 150; eating out occasionally ~100-150 |
What is your intended use for the loan proceeds? | I intend to use it for paying off my high interest credit cards and high interest installment loan. |
If you have a delinquency in the last 2 years, please explain the reason. | No, I never had any kind of delinquency. |
Which debts do you plan to pay off with this loan? | I am trying to cut down on my high interest credit card debts. Also, when I graduated I took a $1500 loan and interest rates are exorbitantly high. Most of my instalment is just consumed in the interest. I would like to get rid of that loan as soon as possible. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will first pay off the instalment loan ~$1500 Then I will pay of high interest credit card debts in descending order. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying any mortgage. I pay $800 for rent and then about $200-$300 for other utilities including internet, phone and electricity. My Institute provides for my healthcare, I pay about $50 for health benefits from my side per month. I typically bike or walk or use public transport whenever possible for commuting. Besides this, my other expense include grocery. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Interest rates on my cards range from 20-30%. I want to pay off those high 30% interest rate cards. I also have an instalment loan with inetrest rates excedding 100%. I want to pay off that as soon as possible. If I am able to get this loan, by paying same amount as I am paying to the instalment loan, I can reduce my debt, pay principal plus interest to you and can still save some money. Your help can make me do that. Thanks. |
What is your intended use for the loan proceeds? | I intend to use it for paying off my high interest credit cards and high interest installment loan. |
Member Payment Dependent Notes Series 994983
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994983 |
$7,000 |
$7,000 |
6.03% |
1.00% |
October 20, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994983. Member loan 994983 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Morgan Run Golf Club | Debt-to-income ratio: | 15.68% |
Length of employment: | 1 year | Location: | carlsbad, CA |
Home town: | |||
Current & past employers: | Morgan Run Golf Club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > I can provide a co-signer if that helps or is required. I have money saved, so I plan on paying a bit more than the minimum. Thank you so much. This means so much to me and my family.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,841.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | I am taking my parents on a vacation to Central America for 3 weeks. For 3 plane tickets, will cost roughly $1800 as November through May is their summer and high/dry season. 2 hotel rooms is about $120/per night. Bringing it to a total of $4320. My father is an avid golf player, so we have some dates set up to play golf. With meals and misc. expenses like a rental car, gas, etc. I feel $7000 total will cover it. However, I do have some money saved as well that will cover the rest, if needed. If not, I plan to use some of that to make larger payments on the loan besides paying the minimum. My parents are amazing people and getting older, so it has been my dream to take them on a family vacation. They are in their early 80's, so I want to take this trip as soon as possible. **On another note, I do have a co-signer too...if that helps or is required. Thank you SO MUCH. It is more appreciated than you realize. |
Member Payment Dependent Notes Series 994994
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
994994 |
$12,375 |
$12,375 |
7.90% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 994994. Member loan 994994 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,975 / month |
Current employer: | NIEHS, NIH | Debt-to-income ratio: | 23.85% |
Length of employment: | 1 year | Location: | Morrisville, NC |
Home town: | |||
Current & past employers: | NIEHS, NIH | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > The loan will be used to pay off our credit cards, thus minimizing losses to interest and reducing our total monthly payment. My family incurred these credit card expenses during my recent transition from PhD student to my research position with the Federal Government.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,373.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Our total minimum monthly payments for all credit cards is $453. After replacing the credit cards with this loan, the monthly payment will be $387. Thanks for your interest. |
What is your intended use for the loan proceeds? | The loan will be used to pay off our credit cards. |
Member Payment Dependent Notes Series 995018
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995018 |
$6,500 |
$6,500 |
11.71% |
1.00% |
October 19, 2011 |
October 31, 2014 |
October 31, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995018. Member loan 995018 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,445 / month |
Current employer: | Puget Sound Naval Shipyard | Debt-to-income ratio: | 12.65% |
Length of employment: | 9 years | Location: | Bremerton, WA |
Home town: | |||
Current & past employers: | Puget Sound Naval Shipyard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > I plan on using the requested loan funds to pay off an existing loan against my retirement account. This will increase the amount I can put towards paying off my high interest revolving credit (even after the monthly payment towards this requested loan). I am a federal employee approaching 10 years of continuous service at the same location. Job stability is solid as a rock. I bought my home in late 2008 (mortgage), and have never missed a payment.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,900.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The large revolving credit is from one high limit credit card that I used for emergencies, home repairs, etc. It had a very low interest rate at the time. The balance started growing after I bought my home in late 2008. The interest rate has now increased to the point where it is very difficult for me to reduce the balance. I plan on using the requested loan to pay off an existing loan against my retirement, which will increase the amount I can put towards paying off this large credit card (even after the monthly payment towards this requested loan). |
Please explain the reason why you carry a large revolving credit balance. | The large revolving credit is from one high limit credit card that I used for emergencies, home repairs, etc. It had a very low interest rate at the time. The balance started growing after I bought my home in late 2008. The interest rate has now increased to the point where it is very difficult for me to reduce the balance. I plan on using the requested loan to pay off an existing loan against my retirement, which will increase the amount I can put towards paying off this large credit card (even after the monthly payment towards this requested loan). |
Member Payment Dependent Notes Series 995227
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995227 |
$15,000 |
$15,000 |
6.03% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995227. Member loan 995227 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.41% |
Length of employment: | n/a | Location: | west palm beach, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > time share payoff wyndham resorts Borrower added on 10/19/11 > Will use funds to pay off Wyndham Resorts Mortgage.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1973 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 995288
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995288 |
$16,000 |
$16,000 |
8.90% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995288. Member loan 995288 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Highland Park ISD | Debt-to-income ratio: | 21.66% |
Length of employment: | 5 years | Location: | Oak Point, TX |
Home town: | |||
Current & past employers: | Highland Park ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,869.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 995297
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995297 |
$5,175 |
$5,175 |
6.03% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995297. Member loan 995297 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | ACH Foam Technologies, LLC | Debt-to-income ratio: | 17.57% |
Length of employment: | 6 years | Location: | Talmo, GA |
Home town: | |||
Current & past employers: | ACH Foam Technologies, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,994.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We have five credit cards that total less than $10K with varing interest rates. Two of these cards are just smaller department store cards. I do not have any student loans but we do have a mortgage of $1100.00 per month and a line of credit that we are paying monthly that is approx. $80-100 per month if we pay the minimum due and not more. I am looking to consolidate some credit cards to have one payment and one interest rate. That will help to get these paid off and out of our lives. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We have five credit cards that total less than $10K with varing interest rates. Two of these cards are just smaller department store cards. I do not have any student loans but we do have a mortgage of $1100.00 per month and a line of credit that we are paying monthly that is approx. $80-100 per month if we pay the minimum due and not more. I am looking to consolidate some credit cards to have one payment and one interest rate. That will help to get these paid off and out of our lives. |
Member Payment Dependent Notes Series 995357
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995357 |
$6,200 |
$6,200 |
10.65% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995357. Member loan 995357 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,833 / month |
Current employer: | hampton inn | Debt-to-income ratio: | 4.01% |
Length of employment: | 6 years | Location: | washington, DC |
Home town: | |||
Current & past employers: | hampton inn | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > thanks
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,908.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2950 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | apple visa 127000 13.7 314 apple loc 4000 13.7 99 capital one 277 19.9 15 apple consol 3500 13.7 83. |
What is your intended use for the loan proceeds? | pay off some of my debt at alower interest rate./save some money by paying some debt in 36 months instead of 10 years |
Member Payment Dependent Notes Series 995358
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995358 |
$4,000 |
$4,000 |
12.69% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995358. Member loan 995358 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Icon Identity Solutions | Debt-to-income ratio: | 4.96% |
Length of employment: | 6 years | Location: | Naperville, IL |
Home town: | |||
Current & past employers: | Icon Identity Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > Up front Cash is needed to help with Home and Car improvements.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $5,792.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | On average +/-$1,750.00/month...$875 housing, $160 transportation, $0 car pmt, $0 phone, $300 utilities/cable, $70 insurance, $200 food, $160 debt |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | On average +/-$1,750.00/month...$875 housing, $160 transportation, $0 car pmt, $0 phone, $300 utilities/cable, $70 insurance, $200 food, $160 debt |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquency in the past 2 years. |
Please explain the reason why you carry a large revolving credit balance. | Credit limits were raised in order to build credit over the years. Balances were accumulated thru schooling and home ownership. Revolving balance will be paid down over time. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $1668 includes all housing...$800 collected in rent so $875 out the door covers all taxes/principal/insurance |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 60% to house, 40% to Car |
What are you buying? | Car needs several repairs (tires, brakes, window regulator is broke, engine belt needs to be repaired. House needs a new water heater, and cash reserves are a little short on a remodel project. |
What are you buying? | Car needs several repairs (tires, brakes, window regulator is broke, engine belt needs to be repaired. House needs a new water heater, and cash reserves are a little short on a remodel project. |
Member Payment Dependent Notes Series 995368
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995368 |
$35,000 |
$35,000 |
18.25% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995368. Member loan 995368 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,417 / month |
Current employer: | KPMG LLP | Debt-to-income ratio: | 14.27% |
Length of employment: | 3 years | Location: | Oakland, CA |
Home town: | |||
Current & past employers: | KPMG LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > The purpose of the loan is to consolidate debt and build credit. I am a good borrower because I have a very stable job and currently have low monthly expenses.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $2,960.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 995515
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995515 |
$8,000 |
$8,000 |
6.62% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995515. Member loan 995515 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,708 / month |
Current employer: | Genentech | Debt-to-income ratio: | 8.06% |
Length of employment: | 4 years | Location: | Millbrae, CA |
Home town: | |||
Current & past employers: | Genentech | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > Hello, I plan to use the loan to pay off my credit card debt. I currently have a stable job at Genetech and also have a very good credit score.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,253.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hi, I am looking to consolidate and pay off some debt. |
Member Payment Dependent Notes Series 995519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995519 |
$12,000 |
$12,000 |
14.27% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995519. Member loan 995519 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | United States Steel Corp. | Debt-to-income ratio: | 7.20% |
Length of employment: | 2 years | Location: | Pittsburgh, PA |
Home town: | |||
Current & past employers: | United States Steel Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,405.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Wedding expenses |
If you have a delinquency in the last 2 years, please explain the reason. | Never had one in my life |
Member Payment Dependent Notes Series 995551
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995551 |
$6,000 |
$6,000 |
7.90% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995551. Member loan 995551 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,583 / month |
Current employer: | PSS World Medical, Inc | Debt-to-income ratio: | 10.72% |
Length of employment: | 7 years | Location: | Fort Lauderdale, FL |
Home town: | |||
Current & past employers: | PSS World Medical, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,506.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 995561
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995561 |
$1,000 |
$1,000 |
15.27% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995561. Member loan 995561 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | METALUBE CORPORATION | Debt-to-income ratio: | 10.77% |
Length of employment: | 10+ years | Location: | FULLERTON, CA |
Home town: | |||
Current & past employers: | METALUBE CORPORATION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > medical loan
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $7,561.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 995574
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995574 |
$26,375 |
$26,375 |
9.91% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995574. Member loan 995574 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Abbott Laboratories | Debt-to-income ratio: | 17.33% |
Length of employment: | 4 years | Location: | Murrieta, CA |
Home town: | |||
Current & past employers: | Abbott Laboratories | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,447.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Mainly to consolidate a couple of credit cards, which I used this year to pay for a medical purpose. My credit is 750+, salary $105K,annually, own two homes. I just need a loan to pay off these high interest rate credit cards. |
Member Payment Dependent Notes Series 995621
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995621 |
$10,000 |
$10,000 |
13.49% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995621. Member loan 995621 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.39% |
Length of employment: | 5 years | Location: | Beverly Hills, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > I plan on using this money for working capital since clients are taking longer to pay. I have been in business for over 5.5 years and do not have any other outstanding loans. Plus, I am the owner and founder of my company.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $7,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 995682
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995682 |
$14,000 |
$14,000 |
7.90% |
1.00% |
October 25, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995682. Member loan 995682 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.16% |
Length of employment: | 4 years | Location: | Aurora, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,845.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total minimum monthly payments of my 2 credit cards (I only have the 2) is AMEX $232.29 and MC $84.57 So my total minimum is: $316.86. After the pay off my minimum payment would be $0. I would only have this loan new loan payment. I wrote a huge explaination on my loan request, but it has not posted yet. Sorry about that. |
Member Payment Dependent Notes Series 995717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995717 |
$4,000 |
$4,000 |
6.62% |
1.00% |
October 25, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995717. Member loan 995717 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.53% |
Length of employment: | n/a | Location: | san diego, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > need to pay for merchandizing of my new book need for a cumputer for next book need to pay off some of credit card
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1973 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,709.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What will be the largest expense in the first six months? | $2,000. The Publisher will launch a six week program promoting my book |
Member Payment Dependent Notes Series 995722
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995722 |
$4,000 |
$4,000 |
7.90% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995722. Member loan 995722 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,204 / month |
Current employer: | Florida Union Free School District | Debt-to-income ratio: | 17.04% |
Length of employment: | 10+ years | Location: | FLORIDA, NY |
Home town: | |||
Current & past employers: | Florida Union Free School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,411.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | unforeseen medical expenses for self as well as pet |
Member Payment Dependent Notes Series 995782
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995782 |
$1,000 |
$1,000 |
7.51% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995782. Member loan 995782 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Wal-Mart | Debt-to-income ratio: | 12.21% |
Length of employment: | 6 years | Location: | Federal Way, WA |
Home town: | |||
Current & past employers: | Wal-Mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $421.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 995801
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995801 |
$21,000 |
$21,000 |
7.90% |
1.00% |
October 24, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995801. Member loan 995801 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,000 / month |
Current employer: | IBM | Debt-to-income ratio: | 14.73% |
Length of employment: | 1 year | Location: | Apple Valley, MN |
Home town: | |||
Current & past employers: | IBM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $98,350.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The majority of the revolving balance reflects a Home Equity Line of Credit not unsecured debt. |
Member Payment Dependent Notes Series 995815
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995815 |
$12,000 |
$12,000 |
6.62% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995815. Member loan 995815 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,197 / month |
Current employer: | Debt-to-income ratio: | 2.31% | |
Length of employment: | 5 years | Location: | Redwood City, CA |
Home town: | |||
Current & past employers: | |||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,602.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | It's going to be repairs to bring a new house up to livable condition. The main things we'll be doing are: Replacing all the windows. Repairing the sheetrock damage from the old, leaking windows. New kitchen cabinets and appliances. New flooring (carpet/vinyl) throughout the house. |
Member Payment Dependent Notes Series 995819
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995819 |
$13,000 |
$13,000 |
8.90% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995819. Member loan 995819 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | WI DOC | Debt-to-income ratio: | 18.53% |
Length of employment: | 10+ years | Location: | Prairie du Chien, WI |
Home town: | |||
Current & past employers: | WI DOC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > I purchased a business and would like to consolidate my debt at lower interest rate. This is the only debt I have (excluding my mortgage). I have an excellent credit history.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to pay off all my credit debt that I accumulated starting my business. |
Member Payment Dependent Notes Series 995848
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995848 |
$6,000 |
$6,000 |
6.03% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995848. Member loan 995848 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Wesleyan Native Ministries | Debt-to-income ratio: | 1.31% |
Length of employment: | 3 years | Location: | Grand Rapids, MI |
Home town: | |||
Current & past employers: | Wesleyan Native Ministries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,244.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi, thanks for your interest in our loan. No student loans or car loans. We owe $41,000 on our mortgage - the payment is $737.64 including taxes and insurance and we have about 7 years until it is paid off. We have a home equity loan for remodeling we did two years ago. The balance is $17,000, the payment is $219.51 and the interest is 5.5%. This loan will be used to pay Lowes credit card charges of $2,317.69, for repairs and improvements made to our rental house. We haven't paid any interest yet (original charges were over $4,000 and we had 6 months no interest, but the interest will soon kick-in at 22.99%). In addition to the Lowes charge, this will also finance a new furnace that we had to install at the rental house last month at a cost of $1,749. The rental house rents for $675 a month. Our mortgage payment on it is $400 a month, and we have 3 years until it is paid off. Thanks again! |
Member Payment Dependent Notes Series 995862
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995862 |
$8,400 |
$8,400 |
7.90% |
1.00% |
October 25, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995862. Member loan 995862 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | Jeanes Hospital | Debt-to-income ratio: | 25.32% |
Length of employment: | 10+ years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Jeanes Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1976 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 1 |
Revolving Credit Balance: | $32,518.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have put three children through college. Two of my children now have their masters. My last one graduates this coming May and after that I will be able to start chipping away at that balance. |
Member Payment Dependent Notes Series 995895
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995895 |
$12,800 |
$12,800 |
23.52% |
1.00% |
October 24, 2011 |
November 1, 2016 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995895. Member loan 995895 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Department of Homeland Security | Debt-to-income ratio: | 20.89% |
Length of employment: | 6 years | Location: | Fairbanks, AK |
Home town: | |||
Current & past employers: | Department of Homeland Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > Start up business put on credit cards. I would like to consolidate them. Borrower added on 10/20/11 > I plan to use the loan to consolidate credit cards from business start up. I have a stable job with Department of Homeland Security, that I have had for over 6 years. I usually pay more than the required amount each month.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,979.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $875.00 |
Please explain the reason why you carry a large revolving credit balance. | Business start up, Medical and Dental, Education |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One MC, $5429.99, %17.9 Alaska Airlines Visa #1 $4895.05, %12.74 Alaska Airlines Visa #2, $4780.89 %12.74 Chase/Amazon Visa $3528.32 %19.4 Transportation Federal Credit Union Visa, $4542.97 %8.9 Alaska USA Federal Credit Union Visa $3473.63 %12.5 Still in School for the next couple of months. No payments yet, No mortages, I have no phone, or utilities or food payments. My significant other pays those. I pay $875. for Rent. |
Which debts do you plan to pay off with this loan? | The highest interest credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One MC, $5429.99, %17.9 Alaska Airlines Visa #1 $4895.05, %12.74 Alaska Airlines Visa #2, $4780.89 %12.74 Chase/Amazon Visa $3528.32 %19.4 Transportation Federal Credit Union Visa, $4542.97 %8.9 Alaska USA Federal Credit Union Visa $3473.63 %12.5 Still in School for the next couple of months. No payments yet, No mortages, I have no phone, or utilities or food payments. My significant other pays those. I pay $875. for Rent. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One MC, $5429.99, %17.9 Alaska Airlines Visa #1 $4895.05, %12.74 Alaska Airlines Visa #2, $4780.89 %12.74 Chase/Amazon Visa $3528.32 %19.4 Transportation Federal Credit Union Visa, $4542.97 %8.9 Alaska USA Federal Credit Union Visa $3473.63 %12.5 Still in School for the next couple of months. No payments yet, No mortages, I have no phone, or utilities or food payments. My significant other pays those. I pay $875. for Rent. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $875.00 |
Please explain the reason why you carry a large revolving credit balance. | Business start up, Medical and Dental, Education |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One MC, $5429.99, %17.9 Alaska Airlines Visa #1 $4895.05, %12.74 Alaska Airlines Visa #2, $4780.89 %12.74 Chase/Amazon Visa $3528.32 %19.4 Transportation Federal Credit Union Visa, $4542.97 %8.9 Alaska USA Federal Credit Union Visa $3473.63 %12.5 Still in School for the next couple of months. No payments yet, No mortages, I have no phone, or utilities or food payments. My significant other pays those. I pay $875. for Rent. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My son owns the house that I live in. I pay $875.00 a month. I don't pay taxes, insurance, phone or anything else. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One MC, $5429.99, %17.9 Alaska Airlines Visa #1 $4895.05, %12.74 Alaska Airlines Visa #2, $4780.89 %12.74 Chase/Amazon Visa $3528.32 %19.4 Transportation Federal Credit Union Visa, $4542.97 %8.9 Alaska USA Federal Credit Union Visa $3473.63 %12.5 Still in School for the next couple of months. No payments yet, No mortages, I have no phone, or utilities or food payments. My significant other pays those. I pay $875. for Rent. |
Member Payment Dependent Notes Series 995902
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995902 |
$6,000 |
$6,000 |
12.69% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995902. Member loan 995902 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,333 / month |
Current employer: | Naval Postgraduate School | Debt-to-income ratio: | 16.32% |
Length of employment: | 1 year | Location: | Monterey, CA |
Home town: | |||
Current & past employers: | Naval Postgraduate School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > Hi, I have been working hard to pay down debt over the past couple of years since graduate school, and that's been going well, especially with Lending Club's help. Now, however, I haven't saved up enough to fully cover my upcoming wedding, and we'd like a small loan to cover some extra expenses so that we don't have to juggle endless credit cards. Thanks for your help.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $27,312.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 995906
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995906 |
$3,000 |
$3,000 |
7.90% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995906. Member loan 995906 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,000 / month |
Current employer: | Burkett Ind | Debt-to-income ratio: | 2.25% |
Length of employment: | < 1 year | Location: | Fremont, OH |
Home town: | |||
Current & past employers: | Burkett Ind | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $739.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | I'm installing an outdoor wood burner/boiler to heat the house. |
Member Payment Dependent Notes Series 995933
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995933 |
$10,000 |
$10,000 |
14.65% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995933. Member loan 995933 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | JPMorgan Chase | Debt-to-income ratio: | 14.94% |
Length of employment: | 1 year | Location: | Boynton beach, FL |
Home town: | |||
Current & past employers: | JPMorgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $2,296.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage is only a year old and has a balance of roughly 106k at a rate of 5.15%. I have a student loan with a remaining balance of 7k. I have 2 credit cards with a balance of $1700 and 400 at a rate of 21% and 13.98% respectively. I have another loan that has a balance of $4800 with a rate of 17.99%. I have a roommate so my living expenses such as mortgage of utilities are cut in half. I always pay more then my minimum payments for my cards and a lot of the times for my loans as well. Total payments average about $1600 with me paying above minimums. |
Which debts do you plan to pay off with this loan? | This loan is primarily going to be used for 2 things. One is to payoff my unsecured loan of $4800 and to redo the flooring in the upstairs of my house which would cost in between 2500-3000. The remaining balance would go to knocking out as much of the $1700 balance as I could since that's at a higher rate then the loan would be. I figure by asking for this amount, I would get the work I need done as well as consolidate a couple things to streamline into 1 payment vs 3. |
Member Payment Dependent Notes Series 995956
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
995956 |
$13,000 |
$13,000 |
8.90% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 995956. Member loan 995956 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Liberty Mutual | Debt-to-income ratio: | 19.62% |
Length of employment: | 5 years | Location: | lake mary, FL |
Home town: | |||
Current & past employers: | Liberty Mutual | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,156.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 996119
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996119 |
$10,000 |
$10,000 |
12.69% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996119. Member loan 996119 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | CDI Corporation | Debt-to-income ratio: | 8.08% |
Length of employment: | 4 years | Location: | Moreno Valley, CA |
Home town: | |||
Current & past employers: | CDI Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $3,366.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 996150
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996150 |
$3,700 |
$3,700 |
9.91% |
1.00% |
October 25, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996150. Member loan 996150 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | McKesson Corp | Debt-to-income ratio: | 16.49% |
Length of employment: | 4 years | Location: | AIEA, HI |
Home town: | |||
Current & past employers: | McKesson Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $2,982.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 26.90% | Months Since Last Record: | 106 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | No. None of my moving expenses will be reimburs. |
Member Payment Dependent Notes Series 996176
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996176 |
$8,000 |
$8,000 |
9.91% |
1.00% |
October 25, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996176. Member loan 996176 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.85% |
Length of employment: | 5 years | Location: | ERMA, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $6,185.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The following is the current estimate of debt balances I have: Credit Card Total = $6,900. Individual estimates: Two (2) Capital One Credit Cards = $4,000, Account Central = $1,100, Sears = $1,500, Target = $300 and the average Interest Rate is approximately 18.83%. I have other expenses which are approximately 1,000 for medical. Please let me know if you need any additional information. Thank you. |
Member Payment Dependent Notes Series 996199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996199 |
$8,000 |
$8,000 |
11.71% |
1.00% |
October 21, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996199. Member loan 996199 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Bubba Gump Shrimp Co | Debt-to-income ratio: | 19.78% |
Length of employment: | 5 years | Location: | ORMOND BEACH, FL |
Home town: | |||
Current & past employers: | Bubba Gump Shrimp Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/18/11 > These funds are being used to consolidate high interest cards. Borrower added on 10/19/11 > I am consolidating debt and reducing higher interest rate credit cards.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,964.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current balances: 1753--- rate 17.8% payment 55.00 Credit cards 3920---19.99% payment 106.00 763---22.9% payment 25.00 740---24.9% payment 25.00 1058---23.99% payment 55.00 Mortgage of 1383.00 student loan 109 per month. By receiving this loan I will drop all high interest cards and save over 10% savings in interest monthly, I have a solid job never been late and get bonuses yearly. I also see an average wage increase of 5 % annually. Any other questions let me know. |
Member Payment Dependent Notes Series 996235
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996235 |
$8,000 |
$8,000 |
13.49% |
1.00% |
October 20, 2011 |
November 1, 2014 |
November 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996235. Member loan 996235 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,000 / month |
Current employer: | FunGoPlay | Debt-to-income ratio: | 8.83% |
Length of employment: | 3 years | Location: | Glen Ridge, NJ |
Home town: | |||
Current & past employers: | FunGoPlay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > Pro actively consolidating high interest credit card debt.
A credit bureau reported the following information about this borrower member on October 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $5,249.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: 3,800.00 Car Payments: 730.00 Credit Cards: 2000 Tuition payments: 850.00 Heating/Cooling/Electric: 400.00 Commuting/Cars/Gas: 400.00 Phones: 150.00 Cable/Internet: 150.00 Groceries: 400.00 Childcare: 1,000.00 Other/Misc: 500.00 Medical Expenses: 500.00 Total Expenses: 10880 Total income: 12400 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage: 3,800.00 Car Payments: 730.00 Credit Cards: 2000 Tuition payments: 850.00 Heating/Cooling/Electric: 400.00 Commuting/Cars/Gas: 400.00 Phones: 150.00 Cable/Internet: 150.00 Groceries: 400.00 Childcare: 1,000.00 Other/Misc: 500.00 Medical Expenses: 500.00 Total Expenses: 10880 Total income: 12400 |
If you have a delinquency in the last 2 years, please explain the reason. | There was a missed car payment two years ago, the loan was refinanced and auto-pay was not offered, so the check did not clear in time. The account and all accounts are now current. |
Please explain the reason why you carry a large revolving credit balance. | The debt to income ratio is not exorbitant--it's about $8,000 of high interest credit card debt, and the effort is to consolidate this debt into a loan with a much better rate. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage: 3,800.00 Car Payments: 730.00 Credit Cards: 2000 Tuition payments: 850.00 Heating/Cooling/Electric: 400.00 Commuting/Cars/Gas: 400.00 Phones: 150.00 Cable/Internet: 150.00 Groceries: 400.00 Childcare: 1,000.00 Other/Misc: 500.00 Medical Expenses: 500.00 Total Expenses: 10880 Total income: 12400 |
Which debts do you plan to pay off with this loan? | High interest credit card debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: 3,800.00 Car Payments: 730.00 Credit Cards: 2000 Tuition payments: 850.00 Heating/Cooling/Electric: 400.00 Commuting/Cars/Gas: 400.00 Phones: 150.00 Cable/Internet: 150.00 Groceries: 400.00 Childcare: 1,000.00 Other/Misc: 500.00 Medical Expenses: 500.00 Total Expenses: 10880 Total income: 12400 |
If you have a delinquency in the last 2 years, please explain the reason. | There was a missed car payment two years ago, the loan was refinanced and auto-pay was not offered, so the check did not clear in time. The account and all accounts are now current. |
Member Payment Dependent Notes Series 996366
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996366 |
$2,500 |
$2,500 |
18.64% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996366. Member loan 996366 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,302 / month |
Current employer: | FDA | Debt-to-income ratio: | 20.37% |
Length of employment: | < 1 year | Location: | Rockville, MD |
Home town: | |||
Current & past employers: | FDA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > Thanks for your interest in helping me reach my consolidation goals. Feel free to contact me with any questions.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $336.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly payments: $400 charge card, $180 LOC, $35 credit card ($335 balance), $147 loan. Student loan payments are $29.38/month at this time. |
If you have a delinquency in the last 2 years, please explain the reason. | Entity who provided LOC had incorrectly classified by loan as a car loan and would not process payments from my bank. This problem created challenges to paying in any form but repeated calls. I spoke with a supervisor after they increased my rate due to the late payments (to 24%), and explained the problem. He apologized for their payment processing issues and lowered my rate to 4% in response. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are $600 rent, $60 phone, $0 transportation, $110 utilities, ~ $50 food. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly payments: $400 charge card, $180 LOC, $35 credit card ($335 balance), $147 loan. Student loan payments are $29.38/month at this time. |
If you have a delinquency in the last 2 years, please explain the reason. | Entity who provided LOC had incorrectly classified by loan as a car loan and would not process payments from my bank. This problem created challenges to paying in any form but repeated calls. I spoke with a supervisor after they increased my rate due to the late payments (to 24%), and explained the problem. He apologized for their payment processing issues and lowered my rate to 4% in response. |
If you have a delinquency in the last 2 years, please explain the reason. | Entity who provided LOC had incorrectly classified by loan as a car loan and would not process payments from my bank. This problem created challenges to paying in any form but repeated calls. I spoke with a supervisor after they increased my rate due to the late payments (to 24%), and explained the problem. He apologized for their payment processing issues and lowered my rate to 4% in response. |
Member Payment Dependent Notes Series 996412
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996412 |
$20,000 |
$20,000 |
6.62% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996412. Member loan 996412 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,833 / month |
Current employer: | Senator Investment Group | Debt-to-income ratio: | 5.58% |
Length of employment: | 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Senator Investment Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,834.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards Balance interest min payment - All credit $800 15.24 $35.00 $3776 11.24 $73 $9666 10.24 $216 $4900 11.24 $110 |
Member Payment Dependent Notes Series 996415
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996415 |
$14,000 |
$14,000 |
6.62% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996415. Member loan 996415 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,167 / month |
Current employer: | PriceWaterhouseCoopers | Debt-to-income ratio: | 4.38% |
Length of employment: | 4 years | Location: | Arlington, VA |
Home town: | |||
Current & past employers: | PriceWaterhouseCoopers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > I will be using this money for my honeymoon with my fiance next year. Although I could potentially finance the trip with the cash I have, I want to make sure that we have a nest egg in case of an emergency. I am a good borrower as shown by my credit history and have never missed a payment for any loan that I have had. My monthly savings equates to just over $1k per month even with this new loan payment. I work in the financial consulting industry and have been at the same employer for the last 4 years.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Funds will be used for my honeymoon next year. |
Member Payment Dependent Notes Series 996417
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996417 |
$14,000 |
$14,000 |
13.49% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996417. Member loan 996417 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,417 / month |
Current employer: | Estee Lauder | Debt-to-income ratio: | 5.98% |
Length of employment: | 2 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Estee Lauder | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > Consolidation of debt that currently have extremely high interest rates to pay-off balance faster and with a more competitive rate.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payments made (not the minimum required by the card company) prior to this loan was approximately 1500-2000. With this loan it will be about 1500. The biggest payoff is the interest rate and ability to more effectively pay down my credit card debt. Currently I am making large payments to existing cards but because the interest rate is so high there is hardly any dent made to the overall balance which is most frustrating and disheartening. I will still be making a similar priced payment with this loan but at least this time I know and will actually see my payments are having an effect on my balance. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 15031.92, one at 30% and one at 19% Monthly payments have totaled 2000 and 2500 whenever possible. |
Member Payment Dependent Notes Series 996437
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996437 |
$4,200 |
$4,200 |
9.91% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996437. Member loan 996437 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,340 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.61% |
Length of employment: | n/a | Location: | Lakeland , FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $7,328.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 62.10% | Months Since Last Record: | 98 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 996439
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996439 |
$8,400 |
$8,400 |
6.62% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996439. Member loan 996439 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,167 / month |
Current employer: | Tri-State Care Flight | Debt-to-income ratio: | 7.76% |
Length of employment: | 4 years | Location: | Henderson, NV |
Home town: | |||
Current & past employers: | Tri-State Care Flight | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 996498
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996498 |
$5,000 |
$5,000 |
13.49% |
1.00% |
October 25, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996498. Member loan 996498 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,083 / month |
Current employer: | Vanderlans & Sons, Inc. | Debt-to-income ratio: | 5.55% |
Length of employment: | 9 years | Location: | Marietta, GA |
Home town: | |||
Current & past employers: | Vanderlans & Sons, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $10,949.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 996517
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996517 |
$8,000 |
$8,000 |
12.42% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996517. Member loan 996517 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Tortorici Orthodontic Lab. Inc. | Debt-to-income ratio: | 19.54% |
Length of employment: | 1 year | Location: | Coram, NY |
Home town: | |||
Current & past employers: | Tortorici Orthodontic Lab. Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > I'm in the mist of changing cites and have some high interest credit cards like id like to pay of asap. This money would help do that and keep me on my feet while I transfer jobs. I've always managed my money well but some unexpected events caused this unwanted debt. Time to get it paid off. Thank you for anyone who invest. You will not be disappointed.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off all three of my credit cards. By obtaining this loan I will be saving greatly on interest and would reduce my monthly payment by a small amount. |
Member Payment Dependent Notes Series 996558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996558 |
$12,000 |
$12,000 |
8.90% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996558. Member loan 996558 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,917 / month |
Current employer: | AT&T Mobility | Debt-to-income ratio: | 14.43% |
Length of employment: | 2 years | Location: | North Potomac, MD |
Home town: | |||
Current & past employers: | AT&T Mobility | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,274.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 996559
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996559 |
$21,000 |
$21,000 |
12.42% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996559. Member loan 996559 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | Markit | Debt-to-income ratio: | 16.98% |
Length of employment: | 5 years | Location: | Nanuet, NY |
Home town: | |||
Current & past employers: | Markit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > I'm so tired of paying 29.99% APR to my Citi Credit Card. I currently have 4 credit cards. With this loan I'm going to completely pay off 4 of them and then close 3 of them. Having one fixed monthly payment and knowing that in 3 years all the debt will be gone feels great Borrower added on 10/20/11 > Never had a single late payment on any of my previous credit cards, loans or car payments. Solid job Solid investment :)
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,056.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Trying to pay it off as soon as possible but it's not easy when your paying 20-30% apr interest |
Member Payment Dependent Notes Series 996597
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996597 |
$8,000 |
$8,000 |
16.77% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996597. Member loan 996597 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Florida International University | Debt-to-income ratio: | 12.06% |
Length of employment: | 10+ years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Florida International University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $4,284.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | If I had a delinquency in the last 2 years was because I had a greater overhead. |
If you have a delinquency in the last 2 years, please explain the reason. | If I had a delinquency in the last 2 years was because I had a greater overhead. |
If you have a delinquency in the last 2 years, please explain the reason. | If I had a delinquency in the last 2 years was because I had a greater overhead. |
Member Payment Dependent Notes Series 996624
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996624 |
$20,000 |
$20,000 |
8.90% |
1.00% |
October 25, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996624. Member loan 996624 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | FNB of Trenton | Debt-to-income ratio: | 28.13% |
Length of employment: | 10+ years | Location: | Ravenna, TX |
Home town: | |||
Current & past employers: | FNB of Trenton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > I have a very stable job history, been in the same profession for 18 years. Also, I have a very good credit score, 720. Have never been late on any payments.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,576.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 996662
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996662 |
$5,000 |
$5,000 |
7.90% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996662. Member loan 996662 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,862 / month |
Current employer: | State of Utah | Debt-to-income ratio: | 2.52% |
Length of employment: | 10+ years | Location: | Monticello, UT |
Home town: | |||
Current & past employers: | State of Utah | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $132.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 4.60% | Months Since Last Record: | 103 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 996672
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996672 |
$6,000 |
$6,000 |
6.03% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996672. Member loan 996672 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,417 / month |
Current employer: | Gregory L Gullikson | Debt-to-income ratio: | 10.42% |
Length of employment: | 10+ years | Location: | Titusville, FL |
Home town: | |||
Current & past employers: | Gregory L Gullikson | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,994.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 996679
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996679 |
$7,000 |
$7,000 |
13.49% |
1.00% |
October 25, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996679. Member loan 996679 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | us forest horseshoe meadow hothots | Debt-to-income ratio: | 8.36% |
Length of employment: | 9 years | Location: | sanger, CA |
Home town: | |||
Current & past employers: | us forest horseshoe meadow hothots | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > debt consolidation
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $868.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 996693
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996693 |
$15,000 |
$15,000 |
7.90% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996693. Member loan 996693 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | CSI MARKETING | Debt-to-income ratio: | 9.08% |
Length of employment: | 3 years | Location: | Torrance, CA |
Home town: | |||
Current & past employers: | CSI MARKETING | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $16,189.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 996712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996712 |
$3,125 |
$3,125 |
8.90% |
1.00% |
October 20, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996712. Member loan 996712 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Livable Forest Fence | Debt-to-income ratio: | 8.09% |
Length of employment: | 6 years | Location: | Kingwood, TX |
Home town: | |||
Current & past employers: | Livable Forest Fence | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,396.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 996815
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996815 |
$5,000 |
$5,000 |
7.90% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996815. Member loan 996815 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Pisgah Legal Services | Debt-to-income ratio: | 8.43% |
Length of employment: | 6 years | Location: | Asheville, NC |
Home town: | |||
Current & past employers: | Pisgah Legal Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > I plan to use the funds to pay off credit card debt at a lower interest rate. I have recently paid off a car loan and, in more than 5 years, never missed a payment on either the car loan or my credit cards. I have budgeted for the loan repayment along with my other expenses so that I am prepared to fulfill this obligation.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,063.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 50.90% | Months Since Last Record: | 102 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I filed for Chapter 7 bankruptcy in May 2003 following a divorce and subsequent periods of unemployment and underemployment. The discharge was granted in September 2003. |
Member Payment Dependent Notes Series 996831
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996831 |
$8,000 |
$8,000 |
16.29% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996831. Member loan 996831 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Dave Felder & Associates | Debt-to-income ratio: | 11.90% |
Length of employment: | 7 years | Location: | Bentonville, AR |
Home town: | |||
Current & past employers: | Dave Felder & Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > Due to unexpected home repairs we were forced to use credit cards. We are able to pay more than the minimum payment on the cards but even paying what we are, it will take us a lot longer the 3 years to pay off and still cost us more a month than the loan through lending club. One of those cards had a promotional 0% for a year and the year is almost up. After that we will be responsible for back interest on that card. I have been at my job for over 7 years and will have no problem paying this loan. I am looking to save money and find an end to this debt.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $8,640.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 996847
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996847 |
$9,000 |
$9,000 |
16.77% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996847. Member loan 996847 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | DemandTec Inc | Debt-to-income ratio: | 16.69% |
Length of employment: | < 1 year | Location: | Fremont, CA |
Home town: | |||
Current & past employers: | DemandTec Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,919.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have a few high interest rate credit cards that I cannot seem to pay off quick enough. I would be using the funds to pay off these cards. I have no problems making my payments on time and fortunately do not have other bills besides my credit cards, paying one lump sum payment would be a preferred option for me. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be using my loan to pay off multiple high interest rate credit cards that I currently have. My monthly income is sufficient enough, however I can never seem to pay down my balance quick enough. I will be paying off the balances at the same time, so I won't be allocating the money, just according to whatever the balance is. I have no problems making the payments, hence the reason I wish to take this loan, as I won't have many payments to make, just one. |
Member Payment Dependent Notes Series 996851
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996851 |
$9,250 |
$9,250 |
12.69% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996851. Member loan 996851 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.39% |
Length of employment: | 10+ years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > I have been in real estate business for many years. I want the loan to consolidate a few of my smaller credit cards. My credit is also very good, and I always pay on time.
A credit bureau reported the following information about this borrower member on October 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $23,971.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | There weren't any delinquencies in the past two years to my knowlege. |
If you have a delinquency in the last 2 years, please explain the reason. | There weren't any delinquencies in the past two years to my knowlege. |
Member Payment Dependent Notes Series 996855
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996855 |
$10,000 |
$10,000 |
7.90% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996855. Member loan 996855 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Stanley Ngo, DDS | Debt-to-income ratio: | 5.80% |
Length of employment: | 1 year | Location: | allen, TX |
Home town: | |||
Current & past employers: | Stanley Ngo, DDS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I am requesting a small loan as an advance toward some of my wedding expenses. This is my third relatively large loan (my car and my education) and I have not had any problems resolving those loans. Please do not hesitate to ask any questions, thanks.
A credit bureau reported the following information about this borrower member on October 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $108.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The loan proceeds are geared toward the cost of the venue. We used most our own savings and available cash on photography, cake, dresses and other wedding expenses outside of the venue. I hope that answered your question, thanks. |
Member Payment Dependent Notes Series 996861
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996861 |
$3,000 |
$3,000 |
12.42% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996861. Member loan 996861 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | Geico | Debt-to-income ratio: | 23.45% |
Length of employment: | 10+ years | Location: | BALDWIN, NY |
Home town: | |||
Current & past employers: | Geico | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > I have high balances on credit card at this time. I will be paying off 1/2 of my balances by 12/1/2011. I have the assests if any investor wants to see. I have tried to payoff without consolidation. I wil be using my own funds to eliminate 1/2 of the debit. Borrower added on 10/20/11 > I am aware of my high balances, I have been trying to resolve these balance for the last few years. I will be using my own funds to pay off and by 12/1/11, i will eliminate at least 1/2 of my outstanding amounts. I will paying off the cards with highest balance
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $32,852.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency that I am aware of. I pay all my bills timely. |
Please explain the reason why you carry a large revolving credit balance. | I have been in process of paying down my debit for years. The interest rates on some of my credit cards prevent payoff. I do not want a debit consolidation therefore I am using some money I have in trust fund to pay 1/2 of my debit off. My debit will be reduced by December 1 2011. I also in real estate business and market has been slow with the banks lending practices. My business has picked up over the last few months so I project additional funds towards my debit. |
Member Payment Dependent Notes Series 996881
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996881 |
$13,250 |
$13,250 |
6.62% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996881. Member loan 996881 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,750 / month |
Current employer: | Holton Food Products | Debt-to-income ratio: | 28.64% |
Length of employment: | 8 years | Location: | Bolingbrook, IL |
Home town: | |||
Current & past employers: | Holton Food Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $7,174.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 996889
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996889 |
$5,000 |
$5,000 |
6.03% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996889. Member loan 996889 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,033 / month |
Current employer: | Travers Tool Company | Debt-to-income ratio: | 2.92% |
Length of employment: | 8 years | Location: | COLLEGE POINT, NY |
Home town: | |||
Current & past employers: | Travers Tool Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,663.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Dear Sir or Ma'am, I am looking to purchase a very nice condition 2003 Malibu from a private seller. The price range is somewhere between $3,000-$5,000. I am hopefully looking to purchase it at the lower end of the price range, but was hoping for enough of a loan amount to cover the initial insurance, registration and tax's. I would like to thank you for your consideration regarding this loan. Sincerely, Frank Leone |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Dear Sir or Ma'am, In response to your question, here is a list of my monthly expenses. My rent is $900 a month with an average electric bill of about $75. My phone bill is roughly $65 a month. I spend anywhere between $400-$500 dollars a month on food. And lastly, I have two credit card payments totaling about $65 a month. Sincerely, Frank Leone |
Member Payment Dependent Notes Series 996890
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996890 |
$12,350 |
$12,350 |
6.62% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996890. Member loan 996890 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | OCEAN'S ELEVEN CASINO | Debt-to-income ratio: | 3.23% |
Length of employment: | 10+ years | Location: | Oceanside, CA |
Home town: | |||
Current & past employers: | OCEAN'S ELEVEN CASINO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > I want to pay off my credit cards. I'm going to need a new car in a couple of years and don't want the credit card debt along with a car note. I've been at my job for 12 years and love it. I own my home, live and work in the same community, and pay my bills. Thanks.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,525.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 996934
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996934 |
$13,200 |
$13,200 |
16.29% |
1.00% |
October 25, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996934. Member loan 996934 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,150 / month |
Current employer: | n/a | Debt-to-income ratio: | 23.23% |
Length of employment: | n/a | Location: | Huachuca City, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > Yes we are very thankful for this loan. It will help for thye wedding and to put laminate flooring in the house.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $16,809.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | for the wedding expenses and to improve our house, wood laminate the floor. |
Member Payment Dependent Notes Series 996937
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996937 |
$5,000 |
$5,000 |
11.71% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996937. Member loan 996937 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | Community Psychiatric Institute | Debt-to-income ratio: | 4.04% |
Length of employment: | 10+ years | Location: | Succasunna, NJ |
Home town: | |||
Current & past employers: | Community Psychiatric Institute | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,256.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 48.90% | Months Since Last Record: | 47 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello....my monthly rent w/ utilities is 800.00. On average for all other expenses ( transportation, food, etc) is about 400.00- I have no car payments, and I have about an additional 100.00 a month for extras ( cell phone, credit card). |
If you have a public record on file, please briefly explain the event and its resolution. | Sorry...not sure what you mean. Please explain exactly what you are looking for so that I can answer. |
If you have a public record on file, please briefly explain the event and its resolution. | Sorry...not sure what you mean. Please explain exactly what you are looking for so that I can answer. |
Member Payment Dependent Notes Series 996977
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
996977 |
$1,500 |
$1,500 |
16.29% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 996977. Member loan 996977 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | SPY-TECH | Debt-to-income ratio: | 18.53% |
Length of employment: | 1 year | Location: | cartersville, GA |
Home town: | |||
Current & past employers: | SPY-TECH | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > This loan will cover some of my wedding cost. Borrower added on 10/19/11 > This loan will cover some of my wedding cost.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $743.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 997047
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997047 |
$5,300 |
$5,300 |
19.91% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997047. Member loan 997047 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,217 / month |
Current employer: | Phase V of Southwest Florida | Debt-to-income ratio: | 14.70% |
Length of employment: | 9 years | Location: | Fort Myers, FL |
Home town: | |||
Current & past employers: | Phase V of Southwest Florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Thank you for considering funding my loan. In my entire life, I have never been late on a payment and I have an utmost sense of personal responsibility and reliability. My employment is very stable and my Company is doing very well even in this rough economy. This loan will really help me pay down my consumer debt. I am working to optimize my finances. Please feel free to contact me with any questions at all. Thank you very much for checking my listing
A credit bureau reported the following information about this borrower member on October 16, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,211.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your question. Total credit card balance is $25,000. Monthly payment ??? about $1500 ??? 2000 per month total. I pay over the minimum on all cards and I am working to pay the balances down. The average interest rate is about 20% but this loan will be used to pay the balance of one card with a 29.9% apr. The rate for this card did not go to 29.9% as a default rate due to a late payment or over the limit charge. Instead it was raised probably due to my credit score which is lower than I would like to high balances on the cards. Note I have never been late or missed a payment my mortgage or on any credit card or loan. Monthly mortgage including tax and insurance $1565. 5.5% 30 year fixed. $180,000 balance (fortunately not upside-down! Although there is little to no equity, the home is worth about what is owed on it). I appreciate your interest in my listing and your loan if you decide to invest. Please feel free to ask any additional questions and I will respond promptly. Thank you. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage including tax and homeowners insurance $1565 No equity loans or lines of credit Utilities ??? Electric $140, water $80, home and cell phones, $120 Insurance and Tax included above (tax about $2500 per year, homeowners about $1700) |
What is your intended use for the loan proceeds? | This loan will be used to pay the balance of my highest interest credit card 29.9%. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage monthly payment is $1565, including insurance and tax. Thank you very much for your question and for checking my listing. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had a delinquency. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly Expenses are Mortgage including tax and insurance $1565, transportation $400, phones $120, life insurance $100, health insurance $200 & company pays half, food $400. |
Member Payment Dependent Notes Series 997139
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997139 |
$15,000 |
$15,000 |
11.71% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997139. Member loan 997139 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,570 / month |
Current employer: | UPS | Debt-to-income ratio: | 13.26% |
Length of employment: | 10+ years | Location: | ROHNERT PARK, CA |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > Plan to use the funds to pay off the debt I accumulated through the purchase and upgrades I performed on the house I purchased last year. I am a good borrower as I have never filed bankruptcy and have never had a debt that I did not pay off in full. I am looking to pay off my multiple credit cards and move the debt into 1 monthly payment at a lower interest rate so that I can pay if off more quickly. i am looking to pay off the loan more quickly than the 36 term using bonuses from work as well as tax return money. Fortunately, my current position at UPS is extremely secure during this time of economic recovery. Not only is it secure, but there are many chances for advancement at this point in time as well. Our business continues to grow and create more revenue during these tough economic times while becoming more efficient and cutting excess costs through utilizing the resources we have and eliminating excess expenditures. My current managerial position is not only secure, but am working towards and advancement within the company as well.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $7,136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Will be paying off my credit card debt which has a high interest rate by consolidating it into this loan with a lower rate and 36 month payoff. I always pay more than the minimum payment amount and looking to lower the wasted excess interest payment and apply those savings to the principal instead. Purchased my first home early last year, but have not built up enough equity yet to borrow against it, as that would have been my first choice. Majority of the credit card debt accumulated was due to "over upgrading" my new home to make it my home. |
Member Payment Dependent Notes Series 997241
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997241 |
$8,400 |
$8,400 |
18.25% |
1.00% |
October 25, 2011 |
November 2, 2016 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997241. Member loan 997241 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,800 / month |
Current employer: | iws | Debt-to-income ratio: | 19.34% |
Length of employment: | < 1 year | Location: | abbeville, AL |
Home town: | |||
Current & past employers: | iws | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > thanks for you time
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,004.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2000 toyota 80987 very clean it will save me more than the payment in gas going back and forth to work |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | home and land paid for |
How much money are you providing out of pocket as a down payment for this purchase? | 2500.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1200.00 |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | work a lot of over time |
How much money are you providing out of pocket as a down payment for this purchase? | 2500.00 |
Member Payment Dependent Notes Series 997273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997273 |
$11,200 |
$11,200 |
14.27% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997273. Member loan 997273 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,917 / month |
Current employer: | Applied Materials | Debt-to-income ratio: | 21.08% |
Length of employment: | 10+ years | Location: | Sunnyvale, CA |
Home town: | |||
Current & past employers: | Applied Materials | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > I plan to use the funds for loan consolidation. will pay off lower balance accounts and close them. I have always repaid my loans as my credit report shows. I have worked at my occupation for more than 12 years and am one of highest ranked in my occupation at my company which is a very stable company and is known as a leader in semiconductor and renewable energy production equipment.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $96,455.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 997281
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997281 |
$5,500 |
$5,500 |
11.71% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997281. Member loan 997281 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,800 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.93% |
Length of employment: | 1 year | Location: | Easley, SC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,214.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum currently is roughly $100 or so. Quite manageable, but I suppose I really should have labeled this loan request under "pay off credit cards," since I only owe around $4k or so against the cards I'm looking to apply this to. I funded a beach vacation for two a few months back essentially on credit, and that's what spiked it up a bit. No big deal, really, but the funds from this would save me a few hundred dollars, at least, over the life of the debt. |
Member Payment Dependent Notes Series 997299
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997299 |
$6,000 |
$6,000 |
6.62% |
1.00% |
October 24, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997299. Member loan 997299 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | FAA | Debt-to-income ratio: | 18.08% |
Length of employment: | 8 years | Location: | Felton, CA |
Home town: | |||
Current & past employers: | FAA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,839.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 997340
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997340 |
$5,000 |
$5,000 |
14.27% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997340. Member loan 997340 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,042 / month |
Current employer: | Jacobs Technology | Debt-to-income ratio: | 11.93% |
Length of employment: | 4 years | Location: | magnolia, TX |
Home town: | |||
Current & past employers: | Jacobs Technology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $1,421.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 997442
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997442 |
$3,000 |
$3,000 |
9.91% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997442. Member loan 997442 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,570 / month |
Current employer: | Broadridge | Debt-to-income ratio: | 3.82% |
Length of employment: | 5 years | Location: | brentwood , NY |
Home town: | |||
Current & past employers: | Broadridge | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,724.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card1 balance: $1469.37 monthly payments $ 45 Interest 29.99% Credit card 2 balance $1,181.30 monthly payment $ 63 Interest 23.99% Credit card 3 balance $ 319.68 monthly payment $15 Interest 24.99% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Car insurance-$ 244.91 Car Payment-$ 631 Phone-$160 Utilities-$160 Gas - $40 |
Please explain the reason why you carry a large revolving credit balance. | i bought a PC cost me 2700 plus same books for college. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card1 balance: $1469.37 monthly payments $ 45 Interest 29.99% Credit card 2 balance $1,181.30 monthly payment $ 63 Interest 23.99% Credit card 3 balance $ 319.68 monthly payment $15 Interest 24.99% |
Member Payment Dependent Notes Series 997490
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997490 |
$5,600 |
$5,600 |
15.27% |
1.00% |
October 21, 2011 |
November 2, 2014 |
November 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997490. Member loan 997490 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Apple | Debt-to-income ratio: | 24.80% |
Length of employment: | < 1 year | Location: | san jose, CA |
Home town: | |||
Current & past employers: | Apple | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/19/11 > I am looking to consolidate my debt and get my finances back in order. The interest rate here at Lending Club is fair and will help me save money every month compared to the interest rates I was paying on my credit cards.
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,901.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 997530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997530 |
$9,200 |
$9,200 |
6.03% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997530. Member loan 997530 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,833 / month |
Current employer: | St Ives Country Club | Debt-to-income ratio: | 21.86% |
Length of employment: | 2 years | Location: | Johns Creek, GA |
Home town: | |||
Current & past employers: | St Ives Country Club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am funding the research and building of a product prototype in order to present to a corporation for licensing. I am already contracted with the company that is building the prototype. |
Member Payment Dependent Notes Series 997561
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997561 |
$5,000 |
$5,000 |
7.51% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997561. Member loan 997561 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,733 / month |
Current employer: | S&S Tire | Debt-to-income ratio: | 10.19% |
Length of employment: | 10+ years | Location: | Versailles, KY |
Home town: | |||
Current & past employers: | S&S Tire | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > Purchasing a 1990 Ford Bronco for up to $5,000. I have my current vehicle for sale, a 2004 Buick Rendezvous and expect to get $4,000 from the sale of it, which will be applied to this loan. I expect to pay this loan off completely in no more than 12 months.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $125,027.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | We have used the equity line to make improvements to our home and for large purchases. We recently put on a new roof on our house and didn't have funds available to make this purchase. |
Member Payment Dependent Notes Series 997567
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997567 |
$15,000 |
$15,000 |
10.65% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997567. Member loan 997567 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,083 / month |
Current employer: | Hewlett-Packard | Debt-to-income ratio: | 14.36% |
Length of employment: | 3 years | Location: | Santa Clara, CA |
Home town: | |||
Current & past employers: | Hewlett-Packard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,902.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will be maintaining it as cash unless it is needed in the event of an unknown emergency. |
Member Payment Dependent Notes Series 997606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997606 |
$3,000 |
$3,000 |
8.90% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997606. Member loan 997606 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.08% |
Length of employment: | n/a | Location: | Lake Angelus, MI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/21/11 > thank you for your vote of confidence in me as a borrower,
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $2,263.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 21.30% | Months Since Last Record: | 107 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 997611
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997611 |
$6,250 |
$6,250 |
15.27% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997611. Member loan 997611 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,242 / month |
Current employer: | Mcdonalds | Debt-to-income ratio: | 7.89% |
Length of employment: | n/a | Location: | Jewett, NY |
Home town: | |||
Current & past employers: | Mcdonalds | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,748.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 997623
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997623 |
$14,725 |
$14,725 |
10.65% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997623. Member loan 997623 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | American Public Power Association | Debt-to-income ratio: | 19.03% |
Length of employment: | < 1 year | Location: | Washington, DC |
Home town: | |||
Current & past employers: | American Public Power Association | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > I am looking to refinance a credit card and a student loan to a lower interest rate.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,087.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 997674
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997674 |
$8,000 |
$8,000 |
7.51% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997674. Member loan 997674 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | t-mobile | Debt-to-income ratio: | 20.36% |
Length of employment: | < 1 year | Location: | simpsonville, SC |
Home town: | |||
Current & past employers: | t-mobile | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > had to move for work and want to consolidate credit cards and existing personal loan into one payment so that I can pay it off quickly.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,001.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 997677
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997677 |
$1,200 |
$1,200 |
16.29% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997677. Member loan 997677 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,728 / month |
Current employer: | University of Washington Medical Center | Debt-to-income ratio: | 7.16% |
Length of employment: | 8 years | Location: | LYNNWOOD, WA |
Home town: | |||
Current & past employers: | University of Washington Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $12,069.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 997736
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997736 |
$2,000 |
$2,000 |
12.69% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997736. Member loan 997736 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Webtrends | Debt-to-income ratio: | 18.48% |
Length of employment: | 10+ years | Location: | Sherwood, OR |
Home town: | |||
Current & past employers: | Webtrends | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > The funds are going to be used to replace an aging furnace in our home this winter. I am a good borrower because of timely payments and an ability to pay back my debts. My job is very stable as I have been employed at the same company for 10+ years.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,933.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 997750
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997750 |
$3,000 |
$3,000 |
11.71% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997750. Member loan 997750 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | AG Manufacturing | Debt-to-income ratio: | 23.11% |
Length of employment: | 10+ years | Location: | Rochelle, IL |
Home town: | |||
Current & past employers: | AG Manufacturing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $2,037.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 997753
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997753 |
$10,000 |
$10,000 |
11.71% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997753. Member loan 997753 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Lucky Branded Entertainment | Debt-to-income ratio: | 7.77% |
Length of employment: | 2 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Lucky Branded Entertainment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $2,228.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 997825
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997825 |
$2,000 |
$2,000 |
6.62% |
1.00% |
October 21, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997825. Member loan 997825 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,400 / month |
Current employer: | Maggianos | Debt-to-income ratio: | 27.21% |
Length of employment: | 5 years | Location: | philadelphia, PA |
Home town: | |||
Current & past employers: | Maggianos | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > Need some extra cash for a trip to California.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,940.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | A vacation to San Francisco, to visit my sister, who recently moved there. |
Member Payment Dependent Notes Series 997843
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997843 |
$1,000 |
$1,000 |
8.90% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997843. Member loan 997843 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 0.75% |
Length of employment: | 5 years | Location: | MountVernon, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $835.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 997845
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997845 |
$3,000 |
$3,000 |
19.42% |
1.00% |
October 25, 2011 |
November 3, 2016 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997845. Member loan 997845 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Cushman and Wakefield | Debt-to-income ratio: | 3.04% |
Length of employment: | 2 years | Location: | NEWARK, NJ |
Home town: | |||
Current & past employers: | Cushman and Wakefield | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $2,265.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have a outstanding Credit line that this loan will help me pay off . |
Member Payment Dependent Notes Series 997878
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997878 |
$8,800 |
$8,800 |
12.42% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997878. Member loan 997878 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | City Of Rochester | Debt-to-income ratio: | 0.43% |
Length of employment: | 3 years | Location: | Rochester, NY |
Home town: | |||
Current & past employers: | City Of Rochester | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/16/11 > I'm planing to invest this money and im planing to pay it off as soon as posible. I have had a stable job for 4 yrs now and im stable at the position im in. what makes me a good borrower is that im a very hardworking person and if i get this loan im planing it to use to better my self and my family. Thank you for your time and cosideration Borrower added on 10/16/11 > I'm planing to invest this money and im planing to pay it off as soon as posible. I have had a stable job for 4 yrs now and im stable at the position im in. what makes me a good borrower is that im a very hardworking person and if i get this loan im planing it to use to better my self and my family. Thank you for your time and cosideration
A credit bureau reported the following information about this borrower member on October 10, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $517.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan | I plan to use this money to pay the fee and other few things i need to get so i could open up a small restaurant |
Please provide additional details regarding the purpose of the loan | I plan to use this money to pay the fee and other few things i need to get so i could open up a small restaurant |
Member Payment Dependent Notes Series 997889
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997889 |
$7,500 |
$7,500 |
15.27% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997889. Member loan 997889 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,513 / month |
Current employer: | Branch Properties, Inc. | Debt-to-income ratio: | 11.18% |
Length of employment: | 4 years | Location: | ocala, FL |
Home town: | |||
Current & past employers: | Branch Properties, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/20/11 > I would like to pay off my existing credit card bills so that I can cancel them. I plan to make additional payments to pay this loan off in less than two years.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $4,515.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | There are no delinquencies on my accounts that I am aware of. In February I got a home loan and there were no issues when I applied for the loan. |
What is your intended use for the loan proceeds? | My intent for the loan proceeds is to pay off my credit card debt and then cancel the cards. |
Member Payment Dependent Notes Series 997954
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997954 |
$7,600 |
$7,600 |
6.62% |
1.00% |
October 24, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997954. Member loan 997954 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,333 / month |
Current employer: | Texas A&M University | Debt-to-income ratio: | 18.94% |
Length of employment: | 3 years | Location: | College Station, TX |
Home town: | |||
Current & past employers: | Texas A&M University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,906.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 997964
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997964 |
$6,000 |
$6,000 |
6.03% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997964. Member loan 997964 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | FareCompare | Debt-to-income ratio: | 10.65% |
Length of employment: | 1 year | Location: | DALLAS, TX |
Home town: | |||
Current & past employers: | FareCompare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,111.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Nordstrom Visa and half of Bank of America Visa |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Visa, 15%, $6000 balance, $500 monthly payment Nordstrom Visa, 16%, $3400 balance, $250 monthly payment Bank of America auto loan, 6%, $23000 balance, $437/month |
Member Payment Dependent Notes Series 997996
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
997996 |
$6,000 |
$6,000 |
8.90% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 997996. Member loan 997996 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.27% |
Length of employment: | n/a | Location: | grand terrace, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,070.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 998087
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
998087 |
$6,000 |
$6,000 |
17.27% |
1.00% |
October 25, 2011 |
November 3, 2016 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 998087. Member loan 998087 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Marathon Petroleum | Debt-to-income ratio: | 20.45% |
Length of employment: | 1 year | Location: | Findlay, OH |
Home town: | |||
Current & past employers: | Marathon Petroleum | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/21/11 > This loan will be used to payoff my credit cards. My job is very secure, but if the worst were to happen, I have assets saved to pay this back. Borrower added on 10/21/11 > Lending Club discussed with me that they wanted to reduce the loan based on a lot of my credit being too new. As I mentioned in an answer, a lot of my credit was just established a couple of years ago from my car accident while in college. I am using this opportunity to refinance that debt.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,597.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly expenses are $740 for rent, $150 for utilities, and $18 a month for renter's insurance. |
Please explain the reason why you carry a large revolving credit balance. | I accumulated most of this debt after a car accident while in college a couple of years ago. Being in college did not give me a great opportunity to have a sizable savings account, so I had to use credit to pay for some related expenses. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of the cards I'm paying off is $9500. The interest rates vary between 17% and 22%. The current minimum monthly payments are around $240. I currently budget $350 to pay extra each month. |
Member Payment Dependent Notes Series 998111
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
998111 |
$3,900 |
$3,900 |
11.71% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 998111. Member loan 998111 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | construction materials, inc. | Debt-to-income ratio: | 8.00% |
Length of employment: | 8 years | Location: | titus, AL |
Home town: | |||
Current & past employers: | construction materials, inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $38,100.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1200 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 1200 |
If you have a delinquency in the last 2 years, please explain the reason. | I shouldnt have one. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1200 monthly |
Member Payment Dependent Notes Series 998112
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
998112 |
$7,000 |
$7,000 |
12.69% |
1.00% |
October 24, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 998112. Member loan 998112 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | The Provident Bank | Debt-to-income ratio: | 16.51% |
Length of employment: | 1 year | Location: | Point Pleasant, NJ |
Home town: | |||
Current & past employers: | The Provident Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/21/11 > Consolidate Credit Cards Borrower added on 10/21/11 > Consolidate Credit Cards
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,419.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit Cards |
Member Payment Dependent Notes Series 998339
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
998339 |
$16,800 |
$16,800 |
12.42% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 998339. Member loan 998339 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,417 / month |
Current employer: | Department of Homeland Security | Debt-to-income ratio: | 17.34% |
Length of employment: | 8 years | Location: | Tualatin, OR |
Home town: | |||
Current & past employers: | Department of Homeland Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/21/11 > This loan will be used to payoff a car. Due to federal law / Lending Club rules I cannot post the specifics. I no longer have the car but am paying for it. The loan is currently joint, but I pay for it. This loan will allow me to transfer the title to the other party. This loan is also at a lower interest rate and will cut 6 mos. off. My goal is to be debt free within 3 - 4 yrs. Thank you for your consideration. Borrower added on 10/21/11 > Loan will be used to payoff a car that I no longer have access to. Due to federal lending laws I cannot be more specific than that because: Federal lending laws prohibit the consideration of age, gender, national origin, religion, disability, MARITAL/DOMESTIC PARTNERSHIP or FAMILIAL STATUS in evaluating an application for a loan. Your description or answer includes information that reveals or implies your status. This loan has a lower interest rate but is less time, so it will save me a good amount of interest and be paid off quicker for the same monthly payment I am already making. I have never missed a payment on the car loan and have actually been ahead on payments for the last year and a half.
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $15,942.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I attempted to answer this as well but cannot cannot put down income information, so. I live within my means. I can afford to pay this loan as it is basically a refi of a current loan and the payments are almost identical but the interest rate is lower so I will be able to pay it off quicker. |
Please explain the reason why you carry a large revolving credit balance. | I have tried to answer this question and post a loan description three times but cannot due to this: Federal lending laws prohibit the consideration of age, gender, national origin, religion, disability, marital/domestic partnership or familial status in evaluating an application for a loan. Your description or answer includes information that reveals or implies your status. There is no way for me to answer the question without violating this. So in it's simplest terms I did not create the debt but I am paying for it. |
What is your intended use for the loan proceeds? | Payoff a car I no longer have access to. |
If you have a delinquency in the last 2 years, please explain the reason. | The only delinquency I'm aware of was in early 2009 where I missed a payment on a credit card that is now paid off. I was traveling out of the country for work and I missed it. |
Member Payment Dependent Notes Series 998359
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
998359 |
$6,000 |
$6,000 |
11.71% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 998359. Member loan 998359 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Codeminders | Debt-to-income ratio: | 7.56% |
Length of employment: | 7 years | Location: | Mountain View, CA |
Home town: | |||
Current & past employers: | Codeminders | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,379.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 998370
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
998370 |
$3,100 |
$3,100 |
7.90% |
1.00% |
October 25, 2011 |
November 3, 2014 |
November 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 998370. Member loan 998370 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.14% |
Length of employment: | 7 years | Location: | oklahoma city, OK |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $8,073.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't recall having one but if it I did it was just a honest mistake I don't make a habit of not paying my bills. |
Member Payment Dependent Notes Series 998555
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
998555 |
$2,500 |
$2,500 |
9.91% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 998555. Member loan 998555 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,997 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.72% |
Length of employment: | n/a | Location: | Bethel Park, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 21, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,011.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 998559
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
998559 |
$3,000 |
$3,000 |
8.90% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 998559. Member loan 998559 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,900 / month |
Current employer: | Propac | Debt-to-income ratio: | 14.26% |
Length of employment: | 2 years | Location: | vancouver, WA |
Home town: | |||
Current & past employers: | Propac | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $2,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Payday advance loans... $395.00 due in full 11/02/11 Retail credit card... $350.00 minimum monthly payment is $25 Visa/Mastercard... appx $4,000 minimum monthly pmts are $262.00 Medical expenses... $500.00 |
If you have a delinquency in the last 2 years, please explain the reason. | I have... I work full-time and do my best to keep my bills current. Unexpected medical expenses have added to financial crisis. |
What is your intended use for the loan proceeds? | Payoff small credit card and payday advance loans... catch-up on past due bills |
What is your intended use for the loan proceeds? | Payoff small credit card and payday advance loans... catch-up on past due bills |
Member Payment Dependent Notes Series 998590
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
998590 |
$13,000 |
$13,000 |
12.69% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 998590. Member loan 998590 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | Stoney Creek | Debt-to-income ratio: | 10.64% |
Length of employment: | 7 years | Location: | Goldsboro, NC |
Home town: | |||
Current & past employers: | Stoney Creek | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/21/11 > Pay off existing credit card
A credit bureau reported the following information about this borrower member on October 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 81 |
Revolving Credit Balance: | $19,098.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 999244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
999244 |
$9,000 |
$9,000 |
12.42% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 999244. Member loan 999244 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,483 / month |
Current employer: | Boston University | Debt-to-income ratio: | 3.05% |
Length of employment: | 2 years | Location: | Worcester, MA |
Home town: | |||
Current & past employers: | Boston University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,158.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly expenses: Rent $1,100, Utilities $200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card #1: Balance $2,004, Purchase APR 12.24%, Minimum monthly payment $40 Credit Card #2: Balance $3,107, Purchase APR 15.99%, Minimum monthly payment $71 Credit Card #3, Balance $3,755, Purchase APR 13.75%, Minimum monthly payment $87 |
Which debts do you plan to pay off with this loan? | Credit card balances |
Member Payment Dependent Notes Series 999276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
999276 |
$5,000 |
$5,000 |
7.90% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 999276. Member loan 999276 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | KY3 Inc. | Debt-to-income ratio: | 10.02% |
Length of employment: | 6 years | Location: | Springfield, MO |
Home town: | |||
Current & past employers: | KY3 Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/22/11 > I plan to use the funds to purchase a vehicle. I have worked diligently to improve my credit rating by gradually obtaining credit and paying my debts in a timely manner. I have no problems getting approved for credit but I like the concept of the Lending Club so I thought I'd try it out. I have been employed with a solid company for 6 years now. I have been promoted several times during my tenure and am now considered a "Key Employee". Thank you for your consideration.
A credit bureau reported the following information about this borrower member on October 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $2,363.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan to use the funds to purchase a vehicle. I have now updated the comment section with a little more detail about myself. I appreciate your question and your interest. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I spend roughly $1000 per month for rent, utilities, cable, internet, phone, food, and all existing debt. This doesn't include what I place into my savings account each month or what I spend on entertainment as these are variables that effect each other. I do always add savings every month. Thank you for your question and interest. |
Member Payment Dependent Notes Series 999292
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
999292 |
$6,800 |
$6,800 |
7.51% |
1.00% |
October 25, 2011 |
November 4, 2014 |
November 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 999292. Member loan 999292 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Roadmasters | Debt-to-income ratio: | 21.74% |
Length of employment: | < 1 year | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | Roadmasters | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $1,647.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 16.10% | Months Since Last Record: | 111 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | All good here. Thank you |
Member Payment Dependent Notes Series 999354
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
999354 |
$12,000 |
$12,000 |
6.62% |
1.00% |
October 25, 2011 |
November 5, 2014 |
November 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 999354. Member loan 999354 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | Borough of Somerdale | Debt-to-income ratio: | 7.88% |
Length of employment: | 10+ years | Location: | Stratford, NJ |
Home town: | |||
Current & past employers: | Borough of Somerdale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,771.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 999548
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
999548 |
$12,000 |
$12,000 |
6.62% |
1.00% |
October 25, 2011 |
November 5, 2014 |
November 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 999548. Member loan 999548 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Verizon Wireless | Debt-to-income ratio: | 27.84% |
Length of employment: | 5 years | Location: | Pittsfield, MA |
Home town: | |||
Current & past employers: | Verizon Wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/22/11 > I am looking to pay off several credit cards. I've been at my current employer for five years. I have never paid a bill late. My most recent financial success was that I just paid off one of my student loans and what a refreshing feeling! Borrower added on 10/24/11 > Just for your reference: I am currently paying $450/month on the debt that I would be using these funds to pay off (that again, I've never paid late), so I am definitely able to pay back this loans without issue.
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,571.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hello. Thank you for your question. I intend to use the funds to pay off credit card debt. I have made a commitment to becoming debt free! |
Member Payment Dependent Notes Series 999667
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
999667 |
$9,200 |
$9,200 |
6.62% |
1.00% |
October 25, 2011 |
November 5, 2014 |
November 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 999667. Member loan 999667 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Addus Healthcare, Inc. | Debt-to-income ratio: | 20.84% |
Length of employment: | 6 years | Location: | Medford, OR |
Home town: | |||
Current & past employers: | Addus Healthcare, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/22/11 > Debt consolidation loan. Borrower added on 10/22/11 > Debt consolidation loan.
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,643.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total expenses for the above is $1824.95. |
Member Payment Dependent Notes Series 999672
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
999672 |
$8,450 |
$8,450 |
11.71% |
1.00% |
October 25, 2011 |
November 5, 2014 |
November 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 999672. Member loan 999672 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,753 / month |
Current employer: | n/a | Debt-to-income ratio: | 16.69% |
Length of employment: | n/a | Location: | Palm Springs , CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/22/11 > I am requesting a loan to Consolidate all my debt to make it easy for me to get rid of my debt sooner. I have always paid my bills on time and with the economy the way it is i am finding it harder to stay ahead of the game. I want to make it easier by making just one payment and having some money left over to put into a savings account.
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,545.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 999708
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
999708 |
$7,800 |
$7,800 |
7.90% |
1.00% |
October 25, 2011 |
November 5, 2014 |
November 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 999708. Member loan 999708 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,883 / month |
Current employer: | VSS | Debt-to-income ratio: | 7.42% |
Length of employment: | 6 years | Location: | Pickerington, OH |
Home town: | |||
Current & past employers: | VSS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/22/11 > Paying off my Citibank, Capital One and Home Depot Credit cards. Also paying off loan to United Consumer Financial.I have been at my job for 6 1/2 years. I work for an extremely stable company.
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 999844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
999844 |
$3,600 |
$3,600 |
13.49% |
1.00% |
October 25, 2011 |
November 5, 2014 |
November 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 999844. Member loan 999844 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,667 / month |
Current employer: | Sprint Nextel | Debt-to-income ratio: | 16.46% |
Length of employment: | 4 years | Location: | Abingdon, VA |
Home town: | |||
Current & past employers: | Sprint Nextel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $2,011.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | For Home Improvement Needs... To increase the value of my home. |
Member Payment Dependent Notes Series 999981
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
999981 |
$5,000 |
$5,000 |
12.69% |
1.00% |
October 25, 2011 |
November 5, 2014 |
November 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 999981. Member loan 999981 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Location Sound Corp | Debt-to-income ratio: | 12.65% |
Length of employment: | 6 years | Location: | Toluca Lake, CA |
Home town: | |||
Current & past employers: | Location Sound Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $2,211.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 51.40% | Months Since Last Record: | 105 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have had two delinquencies that date back previous to two years and are still on my report. One involving Sprint who charged a cancellation fee when I stopped using their cellular service, but they were not supposed to as I hadn't been under contract with them for over two years. They later had a class action lawsuit against them for such practices, but I was never able to get them to reverse the charges nor it removed from my credit report. The second involves St. Joeseph Hospital and charges that were supposed to be covered under my health insurance. I have fought to have these covered to no avail. I should not be required to pay such charges, so I am not. I guess it's a bit of a statement thing although it might just be hurting me more than making a statement, but that's what it is. |
Member Payment Dependent Notes Series 1000304
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1000304 |
$14,000 |
$14,000 |
6.03% |
1.00% |
October 25, 2011 |
November 6, 2014 |
November 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1000304. Member loan 1000304 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,333 / month |
Current employer: | Entergy | Debt-to-income ratio: | 8.48% |
Length of employment: | 6 years | Location: | Lodi, NJ |
Home town: | |||
Current & past employers: | Entergy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on October 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,141.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Remodel bathroom and family room |
What is your intended use for the loan proceeds? | Remodel bathroom and family room |
What is the estimated current market value of your home? | About 400,000 |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | 430,000 total and 3408.34 monthly payment |
Member Payment Dependent Notes Series 1000571
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1000571 |
$24,000 |
$24,000 |
14.27% |
1.00% |
October 25, 2011 |
November 6, 2014 |
November 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1000571. Member loan 1000571 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $17,167 / month |
Current employer: | Eastside Cannery Casino | Debt-to-income ratio: | 15.23% |
Length of employment: | 2 years | Location: | Henderson, NV |
Home town: | |||
Current & past employers: | Eastside Cannery Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 10/23/11 > Sold home 6/15/11 after 18-months on market. Anticipated selling much faster. It was struggle to run 2 households this period of time, but proud to say never made late payment, and, even though all equity lost in sale, didn’t walk away from obligation, which is what so many have done in worsened economy. Had to bring 7% real estate commission, ½ ’11 property tax and closing costs to table. Relocated to NV in early ’10 for job; reason for running 2 households. Had depleted savings to pay my MBA degree. Loan to consolidate previous LC loan=$10,700 (16.87%); 2nd installment loan=$9,800 (16.99); Capital One=$1,500 (22.90%); Chase=$3,900 (19.24%). Owe $5,300 on Discover, but 0% interest-12months; will continue to pay separately. Have great job and take financial responsibilities very seriously. Thank you for considering my loan funding. Monthly Expenses: Rent=$1,550; Electric/Gas/Water=$450; Phone/Cable/Cell=$350; Storage Unit=$190; Car Notes=$1,200; Car/Life/Home Insurance= $450; 2 Installment Loans=$960; Food/Entertainment/Gas/Other Necessities/Etc=$2,000; Credit Card payments=$1,200; AMEX varies monthly
A credit bureau reported the following information about this borrower member on October 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $10,365.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sold home 6/15/11 after 18-months on market. Anticipated selling much faster. It was struggle to run 2 households this period of time, but proud to say never made late payment, and, even though all equity lost in sale, didn???t walk away from obligation, which is what so many have done in worsened economy. Had to bring 7% real estate commission, ?? ???11 property tax and closing costs to table (over $19k). Relocated to NV in early ???10 for job; reason for running 2 households. Had depleted savings to pay my MBA degree. Loan to consolidate previous LC loan=$10,700 (16.87%); 2nd installment loan=$9,800 (16.99); Capital One=$1,500 (22.90%); Chase=$3,900 (19.24%). Owe $5,300 on Discover, but 0% interest-12months; will continue to pay separately. Have great job and take financial responsibilities very seriously. Thank you for considering my loan funding. Monthly Expenses: Rent=$1,550; Electric/Gas/Water=$450; Phone/Cable/Cell=$350; Storage Unit=$190; Car Notes=$1,200; Car/Life/Home Insurance= $450; 2 Installment Loans=$960; Food/Entertainment/Gas/Other Necessities/Etc=$2,000; Credit Card payments=$1,200; AMEX varies monthly |
Prospectus Supplement (Sales Report) No. 10 dated October 25, 2011