424B3 1 salessup_20110726.htm Prospectus Supplement (Sales Report) No. 6

Prospectus Supplement (Sales Report) No. 6 dated July 26, 2011

to Prospectus dated June 10, 2011

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Prospectus Supplement supplements the prospectus dated June 10, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated June 10, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                We have sold the following Notes:

 

Member Payment Dependent Notes Series 702706

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

702706

$16,000

$16,000

10.99%

1.00%

July 20, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 702706. Member loan 702706 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,167 / month
Current employer: epay Worldwide Debt-to-income ratio: 10.16%
Length of employment: 10+ years Location: Overland Park, KS
       
Home town:
Current & past employers: epay Worldwide
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > The funds will be used for paying off my two credit card debt. Once paid off, I will cancel both of my credit card. Borrower added on 07/19/11 > I have stable job and have been working for the same company for over 5 years. My monthly budget (by %): - Groceries 20% - Utility 9% - House 33% - Saving 16% - CC Payment 9% - Auto Installment 12%

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,331.00 Public Records On File: 0
Revolving Line Utilization: 50.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello there, My current debt balances is a total of little over $15K between two credit cards, with interest rate 11.99% and 22.3%. Monthly payment/expense by % of my income: - Groceries 20% - Utility 9% - House 33% - Saving 16% - CC Payment 9% - Auto Installment 12% Thanks for the question and your help.

 


 

 

 

Member Payment Dependent Notes Series 717813

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

717813

$15,000

$15,000

11.49%

1.00%

July 26, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 717813. Member loan 717813 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,750 / month
Current employer: American Airlines Debt-to-income ratio: 20.74%
Length of employment: 10+ years Location: Boerne, TX
       
Home town:
Current & past employers: American Airlines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 43
Revolving Credit Balance: $11,853.00 Public Records On File: 0
Revolving Line Utilization: 54.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have about $12,000 in credit cards with interest rates ranging from 15-20%. I have a loan at about $2,000 for unpaid taxes at 15%. I have a line of credit at about $450 at 10%. I do not have a mortgage or rent payments. I do not have any student loans they've all been paid off. I want to consolidate all of my outstanding debt, at a lower interest rate, and make one monthly payment instead of 7.

 


 

 

 

Member Payment Dependent Notes Series 744759

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

744759

$35,000

$35,000

16.89%

1.00%

July 20, 2011

July 12, 2016

July 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 744759. Member loan 744759 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: The Receivables Exchange Debt-to-income ratio: 16.84%
Length of employment: 1 year Location: New Orleans, LA
       
Home town:
Current & past employers: The Receivables Exchange
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/11 > I plan to use the loan to pay off credit card debt. I have consistently paid off all debt that I've incurred over the years including college loans, car loans, credit cards and more - my credit score reflects this. I have had stable employment for the past 20+ years in the same field of expertise, and I currently work full-time in a very stable work environment. My monthly budget allows for much flexibility.

 

A credit bureau reported the following information about this borrower member on June 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,934.00 Public Records On File: 0
Revolving Line Utilization: 90.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America Visa: $20,743 - 7.24%APR - $345 monthly payment Chase Visa: $18,713 - 11.24%APR - $367 monthly payment PSECU Auto Loan: $4,863 - 4% - $160 monthly payment
Please explain the reason why you carry a large revolving credit balance.I've accrued debt over a short period of time largely due to unforeseen expenses starting around 2008.

 


 

 

 

Member Payment Dependent Notes Series 759210

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

759210

$12,000

$12,000

19.69%

1.00%

July 26, 2011

July 28, 2016

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 759210. Member loan 759210 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,492 / month
Current employer: Sergis Images Debt-to-income ratio: 12.26%
Length of employment: 5 years Location: brooklyn, NY
       
Home town:
Current & past employers: Sergis Images
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > the money will be used to consolidate existing credit card bills Borrower added on 07/15/11 > i greatly appreciate this loan to help me lower my monthly payments

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,044.00 Public Records On File: 0
Revolving Line Utilization: 42.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.i have three master cards, two visa cards and four department store cards
What is the total balance of your credit cards, interest rates and current monthly payments?$11,300.00 intrest rates vary from 14% to 20%. my current monthy fees are approximately $545.00 and im trying to reduce that in half if possible
What is the total balance of your credit cards, interest rates and current monthly payments?$11,600 balance with interest rates that vary from 14% to 20%, current monthy payments are approximately $540.00 and I am trying to lower that down to an affordable payment.

 


 

 

 

Member Payment Dependent Notes Series 777395

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777395

$25,000

$15,425

12.99%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777395. Member loan 777395 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: mitac internaltional corp Debt-to-income ratio: 16.48%
Length of employment: 1 year Location: newark, CA
       
Home town:
Current & past employers: mitac internaltional corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/11 > To pay off my high interest debt credit card. I have excellent credit card history. My job is stable.

 

A credit bureau reported the following information about this borrower member on June 25, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1987 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 6
Revolving Credit Balance: $24,406.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 777793

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777793

$15,000

$15,000

19.29%

1.00%

July 26, 2011

July 26, 2016

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777793. Member loan 777793 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Component Assembly Systems Debt-to-income ratio: 15.57%
Length of employment: 9 years Location: Billerica, MA
       
Home town:
Current & past employers: Component Assembly Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,680.00 Public Records On File: 0
Revolving Line Utilization: 70.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage including Taxes and Insurance is 1,800 per month Utilities are $200 per month
How are you paying for other wedding expenses not covered by this loan?This loan plus my current savings will cover all of my wedding expenses.
What portion of your wedding expenses does this loan represent?This loan represents the final amount needed for my wedding. I've saved up and paid the preliminary amount and this will cover the remainder of my expenses.

 


 

 

 

Member Payment Dependent Notes Series 780717

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780717

$12,000

$12,000

11.99%

1.00%

July 26, 2011

July 26, 2016

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780717. Member loan 780717 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: KHHTE Debt-to-income ratio: 8.30%
Length of employment: 10+ years Location: Crofton, MD
       
Home town:
Current & past employers: KHHTE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > I plan to use the funds to purchase a boat. I have been employed for the last 11 years with the same company. I have good credit.

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,138.00 Public Records On File: 0
Revolving Line Utilization: 18.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?A boat.
Please explain the reason why you carry a large revolving credit balance.Purchase a boat.

 


 

 

 

Member Payment Dependent Notes Series 785543

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785543

$10,000

$10,000

11.99%

1.00%

July 22, 2011

July 22, 2014

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785543. Member loan 785543 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: Deutsch inc Debt-to-income ratio: 20.75%
Length of employment: 1 year Location: marina del rey, CA
       
Home town:
Current & past employers: Deutsch inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > Taking this loan to pay-off the last of my credit card debt.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,984.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Working as a freelance writer I often paid for my own work expenses and had them reimbursed later. Now that I'm employed full time at an as agency, I'm taking a loan to pay off the last of my high interest credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 785689

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785689

$18,000

$18,000

13.99%

1.00%

July 20, 2011

July 23, 2014

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785689. Member loan 785689 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: n/a Debt-to-income ratio: 9.25%
Length of employment: < 1 year Location: Seattle, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > I'm the sole owner of a long term parking company in Seattle. We provide weekly cruise parking for customers sailing from Seattle on Alaskan cruises. This is our first year of operation and we are on track to gross $250k and profit $75k. I’m a great candidate for this loan because I have been in the cruise parking industry for 5 plus years and have already built this business from $0 to $250k gross in one year. I own my home and have a car without a loan. I only need to make $50k with this business to cover my personal expenses. I plan to reinvest the additional profit into the business with a special focus on advertising costs. Please contact me with any questions. Thanks for considering my loan.

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,447.00 Public Records On File: 0
Revolving Line Utilization: 13.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 785876

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785876

$16,050

$13,550

19.29%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785876. Member loan 785876 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: COSCO Steamship Line Debt-to-income ratio: 19.45%
Length of employment: 2 years Location: Kansas City, MO
       
Home town:
Current & past employers: COSCO Steamship Line
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > I love the opportunity Lending Club offers. I can finally get credit cards in order with the discipline of a loan that pays them off rather than the temptation of just paying the minimum. Soon I will be able to invest here as well. I am on the right track!

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 14
Revolving Credit Balance: $12,519.00 Public Records On File: 1
Revolving Line Utilization: 73.20% Months Since Last Record: 108
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 787806

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787806

$35,000

$35,000

18.39%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787806. Member loan 787806 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Straine Consulting Debt-to-income ratio: 4.96%
Length of employment: 10+ years Location: Greenwood, CA
       
Home town:
Current & past employers: Straine Consulting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > We completed our log home and moved in 2007. However, we have had some things to complete on the outside like porch and deck and two large retaining walls in the back yard that are starting to deteriorate due to heavy rains. Thank you Borrower added on 07/08/11 > We completed our log home and moved in 2007. However, we have had some things to complete on the outside like porch and deck and two large retaining walls in the back yard that are starting to deteriorate due to heavy rains. Thank you

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 16
Revolving Credit Balance: $936.00 Public Records On File: 0
Revolving Line Utilization: 10.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.After we built our home, the housing market started to collapse and we rolled over with IndyMac (currently One West Bank) with an interest only note. We did everything to get their attention to redo the loan so we could start paying principal balance as well as interest but they wouldn't respond. We were "coached" to run late on a couple of payments -- as a result they started working with us and now we couldn't be happier with the loan that we have. We were never late with IndyMac before during construction and we have never been late since. I hope this helps clarify this issue. Thank you for asking.

 


 

 

 

Member Payment Dependent Notes Series 788059

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

788059

$19,750

$19,750

19.69%

1.00%

July 20, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 788059. Member loan 788059 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Connetquot Central School District Debt-to-income ratio: 6.55%
Length of employment: 10+ years Location: Selden, NY
       
Home town:
Current & past employers: Connetquot Central School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 36
Revolving Credit Balance: $14,598.00 Public Records On File: 0
Revolving Line Utilization: 61.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?My monthly mortgage payment is $3600 - it is the only loan on the property.
What is the estimated current market value of your home?It has been estimated by real estate broker at $515,000.
Is the improvement to your primary residence or an investment property?Primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?Planning - we are hoping to add an inground pool.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The house I own is a mother/daughter home that I share with my mother. Although my mortgage payment is $3600 per month, I am responsible for paying $2600. I do not pay utilities - they are paid by my mother (this has been the deal for the 10 years we have owned the house). My other expenses average $320.00 for food, gas, and phone. My car payment is $280 but that loan is done in October of this year.
Please explain the reason why you carry a large revolving credit balance.The high revolvong credit balance on the credit reports are somewhat misleading. I have 3 major credit cards - Capital One, Household, and Citibank (with the highest limit at $5,000). My other cards are store cards with minimum or zero balances (Macys, Kohls, Pier One, etc.) Many of the other cards are my mother's and I am just an authorized user (Amex). There are a few I am disputing because I am listed as an authorized user but I have either been removed or the account has been closed. As for why I have high balances - I make major purchases, such as appliances, travel, and school on my cards. I try to pay 3 times the minimum each month. In addition, my salary increases with every 15 credits I take, so I charge the classes and then try to increase my payments as I receive my salary increase. Lastly, i was hospitalized for a while in 2008 and some of my credit cards were used during that time. Hope that helps.

 


 

 

 

Member Payment Dependent Notes Series 788341

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

788341

$12,000

$12,000

9.99%

1.00%

July 20, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 788341. Member loan 788341 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: DoD Civil Service Debt-to-income ratio: 21.57%
Length of employment: 10+ years Location: Fallbrook, CA
       
Home town:
Current & past employers: DoD Civil Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > Loan request is to pay for medical/surgical expenses. I am a long-term government employee whose insurance did not cover all the procedures. I intend to continue working until I'm 70 as I love what I do. My mortgage is quite modest as I have been in my home for many years. If there is anything else you need to know, please ask.

 

A credit bureau reported the following information about this borrower member on June 24, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1987 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,001.00 Public Records On File: 0
Revolving Line Utilization: 34.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage, utilities, etc monthly is between 375-400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage, utilities, etc monthly is between 375-400 No student loans or lines of credit
Which debts do you plan to pay off with this loan?Medical/surgical expenses

 


 

 

 

Member Payment Dependent Notes Series 790748

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

790748

$20,000

$20,000

10.99%

1.00%

July 26, 2011

July 21, 2014

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 790748. Member loan 790748 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Headstrong Services LLC Debt-to-income ratio: 13.65%
Length of employment: 2 years Location: RICHMOND, VA
       
Home town:
Current & past employers: Headstrong Services LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,686.00 Public Records On File: 0
Revolving Line Utilization: 54.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total would be around 20000 and montly I would pay around 1000 dollars minimum payments including all. I have Apr around 14%
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master card around 17000 visa around 2000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?around 800 dollars per month all minimum payment. I am planning to consolidate all credit card accounts with this loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using this loan for consolidating all my credit card expenses
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 800 Transportation: 300 Utilities: 300 Food: 400 Insurance: 200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent: 800 No home loan Credit Card around 800 payments , which i am trying to consolidate with this loan.

 


 

 

 

Member Payment Dependent Notes Series 791047

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

791047

$16,000

$10,875

14.79%

1.00%

July 25, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 791047. Member loan 791047 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 8.47%
Length of employment: n/a Location: marianna, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > This loan is for a small solar system that can be added onto as time goes on. I live in Florida and am subject to power outages due to severe weather. I have a small farm and this system will run all out buildings and my well.

 

A credit bureau reported the following information about this borrower member on June 22, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 68
Revolving Credit Balance: $13,038.00 Public Records On File: 1
Revolving Line Utilization: 40.50% Months Since Last Record: 100
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I was in the used manufactured housing business. After 911 financing was suspended for over a year. Due to that and my being in an accident forced me to close the business. I had to file bankruptcy on the business debts. I have never before or since had anything but excellent credit.
Please explain the reason why you carry a large revolving credit balance.The only credit I use are cards. I keep balances on very low interest rate or no interest offers. I own my home and vehicles(3) with no payment
If you have a public record on file, please briefly explain the event and its resolution.I was in the used manufactured housing business. After 911 financing was suspended for over a year. Due to that and my being in an accident forced me to close the business. I had to file bankruptcy on the business debts. I have never before or since had anything but excellent credit.
What is your intended use for the loan proceeds?To install a small (2kw) solar system. We live in Florida and in a rural area. We have extended periods of power failure. Our small utility company charges on of the highest rates in Florida. This will lower my bill considerably and I can add additional panels as time goes on to create a larger system.
If you have a public record on file, please briefly explain the event and its resolution.I was in the used manufactured housing business. After 911 financing was suspended for over a year. Due to that and my being in an accident forced me to close the business. I had to file bankruptcy on the business debts. I have never before or since had anything but excellent credit.

 


 

 

 

Member Payment Dependent Notes Series 792792

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

792792

$8,725

$8,725

11.99%

1.00%

July 20, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 792792. Member loan 792792 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: University of Chicago Debt-to-income ratio: 25.03%
Length of employment: 5 years Location: Elmhurst, IL
       
Home town:
Current & past employers: University of Chicago
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/11 > I plan to use these funds to pay off some higher interest debt. I am an IT professional in a steady position at the University of Chicago. The payback amount per month is already in my budget, this loan would just allow me to pay off that debt in a much shorter time.

 

A credit bureau reported the following information about this borrower member on June 20, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,994.00 Public Records On File: 0
Revolving Line Utilization: 31.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My mortgage, which includes property tax and insurance into an escrow, is $1900 per month. Utilities generally run $500. We also have student loans ($350 per month), two car payments ($600 per month total), and credit card debt. We pay off $600 per month in credit card debt, and this loan would allow us to pay less than that amount per month, and have it paid off in a set amount of time.
Please explain the reason why you carry a large revolving credit balance.My mortgage, which includes property tax and insurance into an escrow, is $1500 per month. Utilities generally run $500. I also have student loans ($350 per month), car payments ($300 per month total), and credit card debt. I pay off $600 per month in credit card debt, and this loan would allow me to pay less than that amount per month, and have it paid off in a set amount of time. I generally spend $800 per month on food, gas, and other day-to-day items.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage, owe $246k@ 5% for 30 years. $1900 monthly payment includes principle, interest, property tax and insurance (escrow). Credit card 1, $6k @ 24% Credit card 2, $10k @17% Student loan, $50k @ 3.5% Car loans, owe $3k total on two cars, both will be paid off by Feb '12.
Which debts do you plan to pay off with this loan?We plan to pay off $5500 worth of credit card debt with this loan, and repay over three years. Without this loan, our monthly credit card payments would be higher and the payoff time would be at least tripled.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My mortgage, which includes property tax and insurance into an escrow, is $1900 per month. Utilities generally run $500. We also have student loans ($350 per month), two car payments ($600 per month total), and credit card debt. We pay off $600 per month in credit card debt, and this loan would allow us to pay less than that amount per month, and have it paid off in a set amount of time.
Please explain the reason why you carry a large revolving credit balance.My mortgage, which includes property tax and insurance into an escrow, is $1500 per month. Utilities generally run $500. I also have student loans ($350 per month), car payments ($300 per month total), and credit card debt. I pay off $600 per month in credit card debt, and this loan would allow me to pay less than that amount per month, and have it paid off in a set amount of time. I generally spend $800 per month on food, gas, and other day-to-day items.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage, owe $246k@ 5% for 30 years. $1900 monthly payment includes principle, interest, property tax and insurance (escrow). Credit card 1, $6k @ 24% Credit card 2, $10k @17% Student loan, $50k @ 3.5% Car loans, owe $3k total on two cars, both will be paid off by Feb '12.
Which debts do you plan to pay off with this loan?We plan to pay off $5500 worth of credit card debt with this loan, and repay over three years. Without this loan, our monthly credit card payments would be higher and the payoff time would be at least tripled.
Please explain the reason why you carry a large revolving credit balance.My mortgage, which includes property tax and insurance into an escrow, is $1500 per month. Utilities generally run $500. I also have student loans ($350 per month), car payments ($300 per month total), and credit card debt. I pay off $600 per month in credit card debt, and this loan would allow me to pay less than that amount per month, and have it paid off in a set amount of time. I generally spend $800 per month on food, gas, and other day-to-day items.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage, which includes property tax and insurance into an escrow, is $1500 per month. Utilities generally run $500. I also have student loans ($350 per month), car payments ($300 per month total), and credit card debt. I pay off $600 per month in credit card debt, and this loan would allow me to pay less than that amount per month, and have it paid off in a set amount of time. I generally spend $800 per month on food, gas, and other day-to-day items.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage, owe $246k@ 5% for 30 years. $1900 monthly payment includes principle, interest, property tax and insurance (escrow). Credit card 1, $6k @ 24% Credit card 2, $10k @17% Student loan, $50k @ 3.5% Car loans, owe $3k total on two cars, both will be paid off by Feb '12.
Which debts do you plan to pay off with this loan?We plan to pay off $5500 worth of credit card debt with this loan, and repay over three years. Without this loan, our monthly credit card payments would be higher and the payoff time would be at least tripled.
Please explain the reason why you carry a large revolving credit balance.My mortgage, which includes property tax and insurance into an escrow, is $1500 per month. Utilities generally run $500. I also have student loans ($350 per month), car payments ($300 per month total), and credit card debt. I pay off $600 per month in credit card debt, and this loan would allow me to pay less than that amount per month, and have it paid off in a set amount of time. I generally spend $800 per month on food, gas, and other day-to-day items.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage, owe $246k@ 5% for 30 years. $1900 monthly payment includes principle, interest, property tax and insurance (escrow). Credit card 1, $6k @ 24% Credit card 2, $10k @17% Student loan, $50k @ 3.5% Car loans, owe $3k total on two cars, both will be paid off by Feb '12.
Which debts do you plan to pay off with this loan?We plan to pay off $5500 worth of credit card debt with this loan, and repay over three years. Without this loan, our monthly credit card payments would be higher and the payoff time would be at least tripled.

 


 

 

 

Member Payment Dependent Notes Series 794885

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

794885

$1,700

$1,700

10.59%

1.00%

July 22, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 794885. Member loan 794885 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: World Fuel Services Debt-to-income ratio: 20.88%
Length of employment: < 1 year Location: Parker, CO
       
Home town:
Current & past employers: World Fuel Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,090.00 Public Records On File: 0
Revolving Line Utilization: 52.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 795609

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

795609

$25,000

$16,150

11.49%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 795609. Member loan 795609 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: The Boston Consulting Group Debt-to-income ratio: 7.34%
Length of employment: 10+ years Location: BOSTON, MA
       
Home town:
Current & past employers: The Boston Consulting Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,357.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thanks for your question. I'm looking to pay off two credit cards. 1. Balance: ~$14,125; 15.4% APR; $326 minimum payment. 2. Balance: ~$10,800; 11.9% APR; $216 minimum payment. Don't hesitate to let me know if you have other questions.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are approximately $3,000, and that includes the minimum payments on my two credit cards - and those minimums equal the monthly amount of this loan I'm applying for. -Eric
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are approximately $3,000, and that includes the minimum payments on my two credit cards - and those minimums equal the monthly amount of this loan I'm applying for. -Eric
Please explain the reason why you carry a large revolving credit balance.A few difficult family circumstances arose that I needed to contribute money for.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $3,000.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Approximately $3,000.
Please explain the reason why you carry a large revolving credit balance.A few difficult family circumstances arose that I needed to contribute money for.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using this loan to pay off two credit cards which carry a combined balance of about $25,000. The combined monthly minimums add up to the same amount as the payment of my loan would be. I will then be able to pay off the loan much faster than I would the cards without the loan.
Which debts do you plan to pay off with this loan?I am using this loan to pay off two credit cards which carry a combined balance of about $25,000. The combined monthly minimums add up to the same amount as the payment of my loan would be. I will then be able to pay off the loan much faster than I would the cards without the loan.

 


 

 

 

Member Payment Dependent Notes Series 796251

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

796251

$35,000

$35,000

17.99%

1.00%

July 22, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 796251. Member loan 796251 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,667 / month
Current employer: Ashland Inc Debt-to-income ratio: 20.55%
Length of employment: 4 years Location: Neenah, WI
       
Home town:
Current & past employers: Ashland Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > Consolidate High Interest Business Credit.

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $50,867.00 Public Records On File: 0
Revolving Line Utilization: 70.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate higher business credit into one loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx $3800.00/month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?N/A
Which debts do you plan to pay off with this loan?All old business lines of credit with higher interest rates.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Should be able to get from LC?
Please explain the reason why you carry a large revolving credit balance.Was running a couple of small consulting businesses & also invested in venture with WI Converting contacts.

 


 

 

 

Member Payment Dependent Notes Series 796993

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

796993

$30,000

$19,000

17.99%

1.00%

July 25, 2011

July 24, 2016

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 796993. Member loan 796993 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,208 / month
Current employer: Simon Property Group Debt-to-income ratio: 19.09%
Length of employment: 5 years Location: Sulphur, LA
       
Home town:
Current & past employers: Simon Property Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > I will be using the loan to consolidate my bills to one loan. My monthly budget will be improved since I am consolidating four notes to one. I pay all of my bills on time, never going past due. I have been employed at the same job for five years, and in the same industry for fifteen years.

 

A credit bureau reported the following information about this borrower member on June 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,097.00 Public Records On File: 0
Revolving Line Utilization: 69.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is to pay off 2 credit cards, a small bank loan and a small vehicle loan.
Which debts do you plan to pay off with this loan?2 credit cards, small bank loan and a vehicle loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly card payments and notes are approximately $3,000 per month; interest rates vary from 6.50 to 22 percent
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $3,000 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly card payments and notes are approximately $3,000 per month; interest rates vary from 6.50 to 22 percent
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly card payments and notes are approximately $3,000 per month; interest rates vary from 6.50 to 22 percent
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly card payments and notes are approximately $3,000 per month; interest rates vary from 6.50 to 22 percent
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly card payments and notes are approximately $3,000 per month; interest rates vary from 6.50 to 22 percent
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly card payments and notes are approximately $3,000 per month; interest rates vary from 6.50 to 22 percent
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly card payments and notes are approximately $3,000 per month; interest rates vary from 6.50 to 22 percent
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Approx. $1,500

 


 

 

 

Member Payment Dependent Notes Series 798571

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

798571

$7,950

$7,950

15.99%

1.00%

July 22, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 798571. Member loan 798571 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: n/a Debt-to-income ratio: 13.25%
Length of employment: n/a Location: somers point, NJ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > I would like to send a big thank you to all the investors for their support.

 

A credit bureau reported the following information about this borrower member on June 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,589.00 Public Records On File: 1
Revolving Line Utilization: 95.90% Months Since Last Record: 88
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 798744

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

798744

$35,000

$22,400

19.29%

1.00%

July 26, 2011

July 12, 2016

July 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 798744. Member loan 798744 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: n/a Debt-to-income ratio: 12.42%
Length of employment: 10+ years Location: West Bend, WI
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/11 > I run an independented financial advisory firm. My firm has been in around for nearly five years and personally I have ten years experience in the industry. I have been a sole proprietor for many years and I am changing that. Additionally I am adding a new growth component to my business - firm acquisition. This loan will in essensce work as a sort of bridge financing to work until any acquisition revenues start accruring. My exisiting firm has revenues, however not quite enough to fund the acquisition component. I fully anticipate this loan to be paid off early. Borrower added on 06/30/11 > I am a financial advisor that runs my own independent firm. I have been in the industry for ten years and in the independent channel for five. For the first time in my career I am conducting growth through the acquisition route. I intend to use this financing to acquire a smaller competing firm. Upon completion of the acquisition, the revenues will more than cover the expenses of the loan. Therefore I fully intend that this loan will be paid off before it's full term. Currently business is just fine. I have run an advisory firm that focuses on fee based revenues and, not commissions, since I began this career. Thank you for supporting my growth and success!

 

A credit bureau reported the following information about this borrower member on June 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 1
Revolving Credit Balance: $19,797.00 Public Records On File: 0
Revolving Line Utilization: 51.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 799961

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

799961

$13,750

$8,400

12.99%

1.00%

July 26, 2011

July 24, 2016

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 799961. Member loan 799961 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: n/a Debt-to-income ratio: 14.88%
Length of employment: 10+ years Location: Parker, CO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 19
Revolving Credit Balance: $7,479.00 Public Records On File: 0
Revolving Line Utilization: 23.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 801189

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

801189

$9,600

$9,600

16.89%

1.00%

July 21, 2011

July 18, 2016

July 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 801189. Member loan 801189 was requested on July 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,000 / month
Current employer: Somerset Academy Silver Palms Debt-to-income ratio: 19.43%
Length of employment: 4 years Location: miami, FL
       
Home town:
Current & past employers: Somerset Academy Silver Palms
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 29, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 6
Revolving Credit Balance: $4,257.00 Public Records On File: 0
Revolving Line Utilization: 19.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have a large revolving credit balance due to student loans I needed in order to graduate. The loan rates are low and easily manageable. As far as credit balance goes, I have low debts in regards to credit cards. Thank you and please ask any other questions you may have. I appreciate the inquiry.
If you have a delinquency in the last 2 years, please explain the reason.I do not have or had any delinquency

 


 

 

 

Member Payment Dependent Notes Series 801545

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

801545

$6,000

$6,000

15.62%

1.00%

July 25, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 801545. Member loan 801545 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: holmes correctional Debt-to-income ratio: 21.31%
Length of employment: < 1 year Location: bonifay, FL
       
Home town:
Current & past employers: holmes correctional
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,693.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?get ride of 4high intresr credit card balances. already cut up cards now wanting to pay off with one lower payment

 


 

 

 

Member Payment Dependent Notes Series 801714

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

801714

$2,400

$2,400

10.59%

1.00%

July 21, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 801714. Member loan 801714 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,272 / month
Current employer: People United for Christ Debt-to-income ratio: 8.76%
Length of employment: 1 year Location: Rancho Cucamonga, CA 91730 United States, CA
       
Home town:
Current & past employers: People United for Christ
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/11 > This money will be used for consolidating my credit card debt. I was once a dumb kid who wasn't ready for a credit card and guess what? 7 years later I am still working at it. I have shown a great deal of responsibility at a very stable job to repay all my current bills on time. I would like accelerate the process by applying for this loan and paying the credit card bills so my credit gets better.

 

A credit bureau reported the following information about this borrower member on June 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 10 Months Since Last Delinquency: 10
Revolving Credit Balance: $1,346.00 Public Records On File: 0
Revolving Line Utilization: 51.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.2 years ago I was laid off. I was frantically looking for work and once my unemployment ran out I had to make decisions on what bills to pay. Credit cards or rent. Having a place to live seemed to be the wiser choice at the time.
What is your intended use for the loan proceeds?My intended use is to pay off my credit cards. I was once a young dumb just like most who are borrowing from here I am sure. I got credit cards when I clearly wasn't ready and am working towards paying them off. The total that I am asking for on this loan will pay them off.
If you have a delinquency in the last 2 years, please explain the reason.I tried answering this once but I do not think it went through. 2 years ago I was laid off and I had to make a choice between paying rent or letting 1 credit card lapse. I chose the credit card lapse because a place to live seemed more important. It was 1 credit card that was late and I have not been late since.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent = $500 Trans = $120 Utilities = $125 Phone = $88 Insurance = $59 Food = $250

 


 

 

 

Member Payment Dependent Notes Series 802123

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

802123

$28,000

$17,350

16.89%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 802123. Member loan 802123 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Rochester Institute of Technology Debt-to-income ratio: 15.72%
Length of employment: 2 years Location: Rochester, NY
       
Home town:
Current & past employers: Rochester Institute of Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > The home that I purchased has the (nearly)original kitchen from when it was built in 1956. It is a very inefficient setup and I would like to improve the value (and useability) of my house by redoing it. I am working with a local kitchen remodeling firm to ensure that it all gets done correctly and professionally.

 

A credit bureau reported the following information about this borrower member on July 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,265.00 Public Records On File: 0
Revolving Line Utilization: 25.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I have a (1) 30 year mortgage on the house. The balance is currently 69,437.04, the interest rate is 5.500%. Monthly payment is 414.49 on the principal and interest and 306.48 into the escrow account. I am currently overpaying the principal by $100 every month to pay down a little extra since I can. Taxes and insurance are paid out of the escrow account. Utilities are ~200 a month, I have just completed some insulation and new windows that should drop the utility cost down.
Is the improvement to your primary residence or an investment property?Primary property
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I have a (1) 30 year mortgage on the house. The balance is currently 69,437.04, the interest rate is 5.500%. Monthly payment is 414.49 on the principal and interest and 306.48 into the escrow account. I am currently overpaying the principal by $100 every month to pay down a little extra since I can.
Is this for a home improvement you have already made, or one that you are planning to make?This is a home improvement that I am planning to make. I am currently in the design phase with a local kitchen design company, if I do not receive the loan I will table the plans until a time I have sufficient funds.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I have a (1) 30 year mortgage on the house. The balance is currently 69,437.04, the interest rate is 5.500%. Monthly payment is 414.49 on the principal and interest and 306.48 into the escrow account. I am currently overpaying the principal by $100 every month to pay down a little extra since I can. Taxes and insurance are paid out of the escrow account. Utilities are ~200 a month, I have just completed some insulation and new windows that should drop the utility cost down.
Is the improvement to your primary residence or an investment property?Primary property

 


 

 

 

Member Payment Dependent Notes Series 802655

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

802655

$1,275

$1,275

15.23%

1.00%

July 20, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 802655. Member loan 802655 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,700 / month
Current employer: indpendent electric supply Debt-to-income ratio: 24.59%
Length of employment: 2 years Location: turlock, CA
       
Home town:
Current & past employers: indpendent electric supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,032.00 Public Records On File: 0
Revolving Line Utilization: 57.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.plain and simple, I took on too much to fast buying what was needed for my son. Now im paying off my debt; as you can see from reports, though I have multiple credit lines, I've never made a late payment.

 


 

 

 

Member Payment Dependent Notes Series 802812

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

802812

$7,000

$7,000

10.99%

1.00%

July 26, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 802812. Member loan 802812 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,167 / month
Current employer: eagle bluff condominiums Debt-to-income ratio: 12.46%
Length of employment: 7 years Location: montreal, WI
       
Home town:
Current & past employers: eagle bluff condominiums
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,775.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 803014

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

803014

$16,550

$16,550

10.99%

1.00%

July 21, 2011

July 19, 2016

July 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 803014. Member loan 803014 was requested on July 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: samuel stamping technologies Debt-to-income ratio: 16.80%
Length of employment: 5 years Location: jackson center, PA
       
Home town:
Current & past employers: samuel stamping technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > I AM GOING TO PUT WINDOWS AND VINEYL SIDING ON THE HOUSE' MY JOB IS VERY STABLE THERE HAVE BEEN NO LAYOFFS IN TEN YEARS I LIVE WELL WITHIN MY BUDGET BILLS ARE ALWAYS PAID ON TIME

 

A credit bureau reported the following information about this borrower member on July 5, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1988 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,498.00 Public Records On File: 0
Revolving Line Utilization: 15.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?windows and vinyl siding
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1100.00 per. month

 


 

 

 

Member Payment Dependent Notes Series 803785

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

803785

$21,850

$15,175

12.99%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 803785. Member loan 803785 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,400 / month
Current employer: Mule City Feeds Debt-to-income ratio: 19.21%
Length of employment: 7 years Location: Benson, NC
       
Home town:
Current & past employers: Mule City Feeds
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/11 > bill consolidation

 

A credit bureau reported the following information about this borrower member on July 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,147.00 Public Records On File: 0
Revolving Line Utilization: 30.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not rent, my truck is paid for. I spend around 15 hundred a month on my home,phone,power bill,insurance and food.Also,if you see what I make a month is suppose to be 2400 net not gross, this was listed wrong. Thanks

 


 

 

 

Member Payment Dependent Notes Series 803788

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

803788

$28,000

$17,775

8.49%

1.00%

July 25, 2011

July 23, 2014

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 803788. Member loan 803788 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Questeq Debt-to-income ratio: 3.94%
Length of employment: < 1 year Location: Pittsburgh, PA
       
Home town:
Current & past employers: Questeq
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > Here is a brief overview of the factors pertaining to my request of funds: In early 2010 I purchased an old Tudor home with exceptional character in a prominent historic district for the purpose of raising my family. As is the case with any house with over a century of wear there is a great deal of work that needs to be done. Over the course of the last 18 months I have been making a series of improvements starting by replacing 22 original single-pane windows, new exterior/interior paint, and 2nd floor carpeting. Upcoming projects include kitchen tile, plaster work, replacement of the 35 year old gas furnace, and the much needed addition of air conditioning. My goals are straightforward - to consolidate the credit card debt that I have incurred over the last 18 months and complete my remaining home improvement projects. My financial goal is to eliminate all debts including the proceeds of this loan by the end of 2014. I have a well-established career with the means to fulfill the financial obligations requested. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on July 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,271.00 Public Records On File: 0
Revolving Line Utilization: 23.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1365 per month (mortgage, tax, insurance) $350 per month (average: electric, gas, water) No home equity loans or HELOC
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1365 per month (mortgage, tax, home insurance) $350 per month (utilities: electric, gas, water) $545 per month (car, insurance, fuel) $160 per month (cable, internet, phone) $500 per month (groceries, etc.)

 


 

 

 

Member Payment Dependent Notes Series 803924

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

803924

$11,500

$11,500

9.99%

1.00%

July 26, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 803924. Member loan 803924 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,400 / month
Current employer: Safelite Auto Glass Debt-to-income ratio: 18.08%
Length of employment: < 1 year Location: queen Creek, AZ
       
Home town:
Current & past employers: Safelite Auto Glass
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > am going to use the loan to pay off debts that I have built up over the years. I am currently paying a little over $500 per month to varies debts and have not been late on these bills; I take pride in my high credit rating. The loan payment of $371 will be no problem at all. I work for a large company and currently in the process of moving up into a management role.

 

A credit bureau reported the following information about this borrower member on July 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 73
Revolving Credit Balance: $2,903.00 Public Records On File: 1
Revolving Line Utilization: 21.50% Months Since Last Record: 117
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are as followed: Mortgage: $620 (house insurance and property tax are included in my monthly mortgage payment); Car Payment is $250; Phone is $25; Car Insurance is $85; Food is $300; Utilities is $220.

 


 

 

 

Member Payment Dependent Notes Series 804008

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

804008

$12,000

$12,000

5.42%

1.00%

July 22, 2011

July 23, 2014

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 804008. Member loan 804008 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,225 / month
Current employer: Crossgates Golf Club Debt-to-income ratio: 3.57%
Length of employment: 7 years Location: East Petersburg, PA
       
Home town:
Current & past employers: Crossgates Golf Club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,101.00 Public Records On File: 0
Revolving Line Utilization: 58.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I prefer to mantain an emergency fund in my checking and savings accounts, as well as in other savings accounts that I have. I prefer to use credit for large purchases, and a small portion of this loan will also be used to pay off some credit card balances, but the vast majority of it will be used for a home improvement.
What is your intended use for the loan proceeds?I am using it for a home improvement project.

 


 

 

 

Member Payment Dependent Notes Series 804920

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

804920

$28,000

$17,975

10.99%

1.00%

July 26, 2011

July 17, 2016

July 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 804920. Member loan 804920 was requested on July 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,083 / month
Current employer: Wellogic Inc Debt-to-income ratio: 19.29%
Length of employment: < 1 year Location: Greenfield, MA
       
Home town:
Current & past employers: Wellogic Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/11 > Debt consolidating a loan and 3 credit cards into 1 small payment... Loan = $21,942 @ 18.99 [pay=$650] Card #1 = $2,475 @ 17.90 [ =$150] Card #2 = $2,423 @ 13.49 [ =$150] Card #3 = $1,675 @ 14.99 [ =$100] My additional budget (seperate from above): Mortgage = $1246 2 Cars = $ 625 Gas/Ins. = $ 650 Heating = $ 271 LC Loan = $ 803 Credit = $ 265 Cell = $ 164 ---------- Total $4024 With your help I would be saving around $350/mo by consolidating 4 credits into 1. Thank you very much for your consideration and I hope I have made you comfortable in funding my desired loan...

 

A credit bureau reported the following information about this borrower member on July 3, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,972.00 Public Records On File: 0
Revolving Line Utilization: 33.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 805141

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

805141

$35,000

$35,000

18.39%

1.00%

July 21, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 805141. Member loan 805141 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $17,083 / month
Current employer: Road To Responsibility, Inc. Debt-to-income ratio: 4.56%
Length of employment: 3 years Location: Marshfield, MA
       
Home town:
Current & past employers: Road To Responsibility, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/11 > Thank you for making these monies available to me for our home project.

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1984 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 46
Revolving Credit Balance: $17,404.00 Public Records On File: 0
Revolving Line Utilization: 31.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 805289

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

805289

$35,000

$22,550

19.69%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 805289. Member loan 805289 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: Paul Effman Music Service Debt-to-income ratio: 4.53%
Length of employment: 10+ years Location: Briarwood, NY
       
Home town:
Current & past employers: Paul Effman Music Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > With this loan, I can COMPLETELY pay off 3 credit cards, consolidating them into ONE payment. I have 3 credit cards, all of whom have recent raised the interest rates...and worse, these rates continue to be variable. I apologize if I am repeating myself. I can easily make this monthly payment. It is only approx $100 more than the payments I am making now, and will allow me to be completely debt free in a maximum of 5 years (probably sooner) as opposed to perhaps 20 years with these credit cards. I honestly do not know if I am allowed to list the cards and the rates I am paying..one such post was censored. I have 3 days and 18 hours left. 148 investors have contributed approximately $47 dollars each in a little over 10 days. I need some people (several, in fact) to invest $1,000 or more....I believe my official approval is mere hours away. The debt was accumulated during and post college and now I am in a senior management position with my company. This type of loan is PERFECT for me. but at the rate it is getting funded, I won't receive the money. Check my credit score. It is really excellent, and the reason it isn't higher is because I had zero debt until I was in my 20s. I HAD no credit history. Then I acquired debt in college and after college, moving away from home, etc. I hope this passes LC standards of what I can disclose. I have zero mortgage and I have zero car payments. Again, this is the PERFECT opportunity to become debt free by 2016 at the latest!!! Borrower added on 07/19/11 > It looks like my funding more than doubled overnight! Thank you! Please...I need more $1000 or even $5000 investors. Only 2 days and 20 hours left! Feel free to ask questions! I will be as specific as I can but the above really puts it in a nutshell. I will only be increasing my monthly payment to credit by $100. I will have a fixed rate. The most important item in my view is my debt was accumulated when i was in college and right after college. I am now in a senior management position. I expect to be an investor here someday!!!!!!! Please help me get to the 35k line!!!! Borrower added on 07/20/11 > 1 day 19 hours left. i'm only 47% funded. believe me, i am grateful, but am hoping for some BIG TIME investors here in the 11th hour. a couple of 5k investors and ONE 10k investor and i will be there!!!!! This is a GREAT investment. Please read the above descriptions to get more information, or feel free to ask me on here....THANK YOU! Borrower added on 07/21/11 > I'm 20 hours and 3 minutes from the 2 weeks being over. I would really like some more big investors. I'm less than 15k from the goal. Please consider this loan! the previous entries explain my situation, but you can always ask me a question here....thanks...time is running out!!!

 

A credit bureau reported the following information about this borrower member on July 4, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,793.00 Public Records On File: 0
Revolving Line Utilization: 68.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I answered this 2x yesterday but the mobile version of this portion of the site doesn't seem to work. forgive me for the delayed response. My expenses for all those items you cited is between $2,500-$3,000 a month.
Please explain the reason why you carry a large revolving credit balance.I answered this 2x yesterday but the mobile version of this portion of the site doesn't seem to work. forgive me for the delayed response. The majority of this debt happened after grad school. I was in my mid-20's, didn't have a job, etc. then I was doing gigs as a musician, which obviously pays little. I now have acquired an administrative position with an educational service. The increases from year to year in my salary have been as large as 20% in some cases. I simply want to have one monthly payment that I can knock out in 5 years. This is more than reasonable. i have no car payments or any other debt other than credit card. I expect to knock this debt out in fewer than 5 years but did not want to limit my pay off term. Thanks for asking.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thanks for the question. I cannot get too specific. I have no mortgage nor student loans. This is to consolidate credit cards. That's all. If I get specific I think LC will have a problem. Cheers.

 


 

 

 

Member Payment Dependent Notes Series 805307

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

805307

$7,000

$7,000

5.99%

1.00%

July 26, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 805307. Member loan 805307 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,600 / month
Current employer: n/a Debt-to-income ratio: 0.00%
Length of employment: n/a Location: Hickory, NC
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > This loan is to compleate my project.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1969 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 805364

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

805364

$16,000

$16,000

14.79%

1.00%

July 20, 2011

July 18, 2016

July 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 805364. Member loan 805364 was requested on July 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,917 / month
Current employer: Sedgwick CMS Debt-to-income ratio: 21.86%
Length of employment: 7 years Location: Streetsboro, OH
       
Home town:
Current & past employers: Sedgwick CMS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 4, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,669.00 Public Records On File: 0
Revolving Line Utilization: 56.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 805466

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

805466

$15,000

$15,000

10.99%

1.00%

July 26, 2011

July 26, 2016

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 805466. Member loan 805466 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Shelby Twp Police Department Debt-to-income ratio: 7.38%
Length of employment: 8 years Location: Richmond, MI
       
Home town:
Current & past employers: Shelby Twp Police Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > The money will be used to install a geothermal system for my home. The system provides heat, a/c and hot water. This system will save me $3000/year compared to using propane (which i have now).

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $408.00 Public Records On File: 0
Revolving Line Utilization: 2.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I live in a rural area that only has propane available for heating. This money will be used to install a geothermal system. This system provides heat, air conditioning and hot water. The cost savings after paying the loan off will be approximately $3000/year.
What is your intended use for the loan proceeds?I live in a rural area that only has propane available for heating. This money will be used to install a geothermal system. This system provides heat, air conditioning and hot water. The cost savings after paying the loan off will be approximately $3000/year.
What is your intended use for the loan proceeds?I live in a rural area that only has propane available for heating. This money will be used to install a geothermal system. This system provides heat, air conditioning and hot water. The cost savings after paying the loan off will be approximately $3000/year.
Please provide additional details regarding the purpose of the loanI live in a rural area with only propane available for heating. The money would be used to install a geothermal system. This system provides heat, air conditioning and hot water. After paying of the loan, I will save approximately $3000/year compared to propane.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The money will only be used for one purpose, a geothermal system for heat, a/c, and hot water.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)mortgage/ins/taxes = $1540 no 2nd mortgage, home equity or line of credit
Please provide additional details regarding the purpose of the loanI live in a rural area with only propane available for heating. The money would be used to install a geothermal system. This system provides heat, air conditioning and hot water. After paying of the loan, I will save approximately $3000/year compared to propane.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Principal & interest $1,166 Taxes & insurance $362

 


 

 

 

Member Payment Dependent Notes Series 805504

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

805504

$24,000

$22,850

19.69%

1.00%

July 25, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 805504. Member loan 805504 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: ucsf Debt-to-income ratio: 19.01%
Length of employment: < 1 year Location: fresno, CA
       
Home town:
Current & past employers: ucsf
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > The purpose of this loan is reduce my interest rate on my credit card debit and pay off a private loan. I have good credit and have not been delinquent on my payments. My monthly bills include: 500 rent, credit card payment 350, student loan 800, utilities 50, car insurance 50,medical insurance 50, NO car loan/note.my employment is very stable and I plan on staying there for many years. thank you for your time.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 50
Revolving Credit Balance: $11,243.00 Public Records On File: 0
Revolving Line Utilization: 96.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)rent is $500 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card debt $14,000, interest rate 23%, monthly payment $350 student loan 85,000, interest rate 8%, monthly payment $800
Which debts do you plan to pay off with this loan?credit card debt

 


 

 

 

Member Payment Dependent Notes Series 805775

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

805775

$28,000

$28,000

17.49%

1.00%

July 20, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 805775. Member loan 805775 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: n/a Debt-to-income ratio: 15.57%
Length of employment: 4 years Location: tarpon springs, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,847.00 Public Records On File: 0
Revolving Line Utilization: 90.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will use the loan to pay down some of my personal debt.
Please explain the reason why you carry a large revolving credit balance.I have been a chiropractor for over 14 years. There are periods when services are rendered and payment is held up by insurance claims adjusters. When this happens it causes my cash flow to slow down and necessary to use my personal credit to cover expenses.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $2900 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt balances are: Mortgage Approximately $160,000, interest rate is 6.8%. My credit cards that I use for my business are $18,000 at 7.9% and $9,400 at 14%. My student loan is in forebarence and is not due for 6 months. The balance is $175,000 at 5.8%. I have 2 business loans, one with a balance of $23,000 at 8.5% and the other with a balance of $25,000 at 12%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt balances are: Mortgage Approximately $160,000, interest rate is 6.8%. My credit cards that I use for my business are $18,000 at 7.9% and $9,400 at 14%. My student loan is in forebarence and is not due for 6 months. The balance is $175,000 at 5.8%. I have 2 business loans, one with a balance of $23,000 at 8.5% and the other with a balance of $25,000 at 12%.
Which debts do you plan to pay off with this loan?I would like to pay down my credit cards and discover personal loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I would like to consolidate my debt and pay down credit card balances.

 


 

 

 

Member Payment Dependent Notes Series 805829

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

805829

$25,200

$25,200

13.49%

1.00%

July 20, 2011

July 19, 2016

July 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 805829. Member loan 805829 was requested on July 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Atlanta Falcons Debt-to-income ratio: 25.69%
Length of employment: 4 years Location: Flowery Branch, GA
       
Home town:
Current & past employers: Atlanta Falcons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/11 > Recently, my kitchen was overhauled; new appliances, new cabinets, counter tops, etc. Most of the expense was put on a Home Depot account with no interest for 12 months. That promo period is set to expire next month, and the interest will then be 25%. No thanks! Additionally, I put a few pieces of kitchen furniture on other credit cards. While the interest on those is about 12%, I'd like to fold everything from this project into a single loan term. Happy investing.

 

A credit bureau reported the following information about this borrower member on July 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,849.00 Public Records On File: 0
Revolving Line Utilization: 32.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage is $1,640/mo; which includes insurance and property tax. Utilities total about $300/mo, including power, gas, water, sewer and trash.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CCs: Amex, $5k (12.9%); Discover, $6k (11.25%); MasterCard, $5k (10.9%); Home Depot; $7k (0%--24.99%); Restoration Hardware; $3k (9.99%/24mo). I don't pay much attention to the minimum payments, and three of these cards ordinarily have no balance. For now, I send $200/mo to most, and $600/mo to Discover as it's our routine use account for gas, movies, etc. Auto: BMW Fin, $67k (2.9%), $860/mo. Mortgage: Wells Fargo, $198k (7%/conventional), $1,640. Lending Club: $9,600 (7.5%), $370.
Which debts do you plan to pay off with this loan?All the expenses from our kitchen project, which amounts to about: -$5k from Amex -$4k from Discover -$4k from MasterCard -$7k from HD Of the remaining funds, a little under $2k will cover a balance for labor, and the rest will go into reserved savings for anything missed.

 


 

 

 

Member Payment Dependent Notes Series 805912

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

805912

$29,175

$29,175

8.49%

1.00%

July 20, 2011

July 20, 2014

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 805912. Member loan 805912 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: Intermountain Construction Equipment Debt-to-income ratio: 12.71%
Length of employment: 4 years Location: Westminster, CO
       
Home town:
Current & past employers: Intermountain Construction Equipment
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1984 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,367.00 Public Records On File: 0
Revolving Line Utilization: 22.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is the improvement to your primary residence or an investment property?Primary residence.We will hold this property for a couple years. Purchased the property 30% under current market value after renovation costs.
What is the estimated current market value of your home?$242,000

 


 

 

 

Member Payment Dependent Notes Series 805996

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

805996

$33,950

$22,975

21.74%

1.00%

July 26, 2011

July 19, 2016

July 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 805996. Member loan 805996 was requested on July 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: Telstra Inc. Debt-to-income ratio: 22.79%
Length of employment: 10+ years Location: ORINDA, CA
       
Home town:
Current & past employers: Telstra Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/11 > Thank you for considering my loan. My goal is to become debt free as quickly as possible.

 

A credit bureau reported the following information about this borrower member on July 5, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 15
Revolving Credit Balance: $21,443.00 Public Records On File: 0
Revolving Line Utilization: 69.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have been 100 % on time with all payments and so I'm trying to figure out why my loan grade is not higher. My Mortgage is 950K and the monthly payment is $3,500 for a great home in a great neighborhood with great public schools. I owe Sallie Mae $4,000 and pay $163 a month. I have 12K with Wells Fargo @ 31% and pay $475.00 a month. Bank of America $5,600 @ 27.03% and pay $175 a month. 6K with Chase @ 31% and pay $250 a month. Nordstrom $1,500 @ 22% and pay $85.00 a month. I was also unexpectedly hit with the Alternative Minimum Tax this year and owe the IRS 12K with Compounded Interest. I am currently paying $300 a Month. I want to streamline my financial goals by paying off this debt in a simple consolidated loan. I have been so busy successfully advancing my career and my finances must be solid. Thank you.
Which debts do you plan to pay off with this loan?I will pay off IRS 12K Wells Fargo 12K Chase 6K B of A $5,600 Nordstrom $1,500 My Mortgage and Sallie Mae have very low interest rates so I will continue paying them as usual. Thank you.
If you have a delinquency in the last 2 years, please explain the reason.I pulled my credit report and there is a 30 day late from 15 months ago that I am disputing. I have 2 accounts with Wells Fargo and I think one of them may have initially gone to the wrong address.

 


 

 

 

Member Payment Dependent Notes Series 806073

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806073

$6,000

$4,525

7.49%

1.00%

July 26, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806073. Member loan 806073 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: Lemo Usa Debt-to-income ratio: 19.06%
Length of employment: 5 years Location: SANTA ROSA, CA
       
Home town:
Current & past employers: Lemo Usa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 35
Revolving Credit Balance: $1,527.00 Public Records On File: 0
Revolving Line Utilization: 7.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?Laundry store at Malaysia
Can you provide some high level financials on the monthly costs / revenue of your business?Yes I can

 


 

 

 

Member Payment Dependent Notes Series 806151

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806151

$16,200

$16,200

19.29%

1.00%

July 26, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806151. Member loan 806151 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: Celtech Corp Debt-to-income ratio: 12.63%
Length of employment: 10+ years Location: Carlsbad, NM
       
Home town:
Current & past employers: Celtech Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,494.00 Public Records On File: 0
Revolving Line Utilization: 85.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses total including credit card payments is $4100.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards HSBC $3502.70 24.99% $136, Citi $5320.74 15.24% $185, Sears $770.80 25.24% $31, Barclay $1621.86 29.99% $67, Sams $2927.03 22.15% $113, Bill Me Later $1240.09 19.99% $47 Mortgage Bank of America $113,541 6.25% $924
Which debts do you plan to pay off with this loan?With this loan I want to pay off all the credit cards.
Which debts do you plan to pay off with this loan?With this loan I want to pay off all the credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards HSBC $3502.70 24.99% $136, Citi $5320.74 15.24% $185, Sears $770.80 25.24% $31, Barclay $1621.86 29.99% $67, Sams $2927.03 22.15% $113, Bill Me Later $1240.09 19.99% $47 Mortgage Bank of America $113,541 6.25% $924
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards HSBC $3502.70 24.99% $136, Citi $5320.74 15.24% $185, Sears $770.80 25.24% $31, Barclay $1621.86 29.99% $67, Sams $2927.03 22.15% $113, Bill Me Later $1240.09 19.99% $47 Mortgage Bank of America $113,541 6.25% $924
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards HSBC $3502.70 24.99% $136, Citi $5320.74 15.24% $185, Sears $770.80 25.24% $31, Barclay $1621.86 29.99% $67, Sams $2927.03 22.15% $113, Bill Me Later $1240.09 19.99% $47 Mortgage Bank of America $113,541 6.25% $924
What is your intended use for the loan proceeds?To consolidate my credit cards into one payment.

 


 

 

 

Member Payment Dependent Notes Series 806358

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806358

$35,000

$35,000

18.39%

1.00%

July 20, 2011

July 19, 2016

July 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806358. Member loan 806358 was requested on July 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Dekalb Medical Center Debt-to-income ratio: 19.94%
Length of employment: 10+ years Location: lithonia, GA
       
Home town:
Current & past employers: Dekalb Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/11 > this will allow me to pay off some debt that i have,plus it will give me a chance to just have one bill to pay each month.thanks for the loan and i will make payments on time. Borrower added on 07/05/11 > this loan will allow me to just have one bill to pay each month instead of several. i will make payments on time. thank you.

 

A credit bureau reported the following information about this borrower member on July 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1983 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,686.00 Public Records On File: 0
Revolving Line Utilization: 22.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to consolidated all my bills,especially the higher ones into one monthly payment.
Please explain the reason why you carry a large revolving credit balance.for past 3 years, i am the only one working in the family.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?sears around 1,000.bank of america around 9,000.citifiancial around 8,500.00. american express around 3,000.b/p approx. 405.00. shell approx 400.00.walmart approx 300.00
Which debts do you plan to pay off with this loan?the higher ones
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?to pay off the high end bills. to have just one monthly bill coming in
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?sears around 1,000.bank of america around 9,000.citifiancial around 8,500.00. american express around 3,000.b/p approx. 405.00. shell approx 400.00.walmart approx 300.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?comcast 89.00/month.ga power 160.00/month.insurance 100.56/month and for my son's insurance 25.00/month.at&t 45.00/month. food bill 50.00-100.00/month.car insurance is 156.00/month.most of my insurances i pay up for 6 months to a year.i pay my mother's life insurance(my mother has alzhiemer and is a nursing home) which cost 390.00 yearly.
What is your intended use for the loan proceeds?to consolidated all my bills,especially the higher ones into one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?sears around 1,000.bank of america around 9,000.citifiancial around 8,500.00. american express around 3,000.b/p approx. 405.00. shell approx 400.00.walmart approx 300.00
Which debts do you plan to pay off with this loan?the higher ones
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?to pay off the high end bills. to have just one monthly bill coming in

 


 

 

 

Member Payment Dependent Notes Series 806399

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806399

$35,000

$34,250

11.99%

1.00%

July 20, 2011

July 19, 2014

July 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806399. Member loan 806399 was requested on July 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: PERRYTON FEEDERS LLC Debt-to-income ratio: 22.08%
Length of employment: < 1 year Location: PERRYTON, TX
       
Home town:
Current & past employers: PERRYTON FEEDERS LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1986 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,433.00 Public Records On File: 0
Revolving Line Utilization: 65.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly exspense's as follow's RENT $O HOUSING PROVIDED WITH EMPLOYMENT PHONE $300 UTITLIES $O PAID INSURANCE $350 FOOD $350 TRANSPORTATION $250 TOTAL $1250 TO 1300/MONTH

 


 

 

 

Member Payment Dependent Notes Series 806426

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806426

$18,225

$18,225

18.79%

1.00%

July 20, 2011

July 19, 2016

July 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806426. Member loan 806426 was requested on July 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Avnet Debt-to-income ratio: 21.99%
Length of employment: 10+ years Location: Maricopa, AZ
       
Home town:
Current & past employers: Avnet
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > I am asking for your investment for me to become debt free. I have a steady job and need your help. Borrower added on 07/13/11 > Thank you to everyone that has invested in my future. For those of you still out there, please help me become credit card free! You investment will benefit both of us. Borrower added on 07/15/11 > Another big thank you to everyone that has invested in my loan since 7/13. For everyone still out there, please help me become credit card free!! I only have 4 days left!! Your investment will be rewarded!! Borrower added on 07/16/11 > Thank you to everyone that invested yesterday! Please help me become credit card free, I only have three days left to get my loan fully funded. You will be rewarded! Borrower added on 07/17/11 > Thank you to all the lenders. I need some more help to get my loan fully funded. Your investment will be rewarded. Borrower added on 07/17/11 > Please help, I only have two more days to get fully funded! Thank you to those who have invested in my credit card free lifestyle. Borrower added on 07/18/11 > Thanks to all the investors. Please help me get to 100% funded. I only have one more day. Please help me achieve my goal of a credit card free lifestyle!! Borrower added on 07/19/11 > Thank you to all that gave invested, I only have a few more hours to become credit card free! Please consider me in your portfolio.

 

A credit bureau reported the following information about this borrower member on July 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 32
Revolving Credit Balance: $21,895.00 Public Records On File: 0
Revolving Line Utilization: 94.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Like many folks, unplanned expenses have came up over the last few years that I was unable to cover via savings. I have a good job and credit score and I am looking to consolidate to one payment so that I am able to save more money and am working toward having only one card for emergencies. I would very much like to work with only cash in the future. Hope this helps.
What is the total balance of your credit cards, interest rates and current monthly payments?VIsa $9500, 21% payment $350 MC $10,100 22% payment $500
What is your intended use for the loan proceeds?Pay off credit card debt
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses: Mortgage(insurance included) -- $1480 Car -- $453 Utlities - $300 CC bills - $850 (this will go away with the loan so my payment will be loan for $480) Food/Gas- $400 With this loan I will be able to save $320 per month after the loan is paid each month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VIsa $9500, 21% payment $350 MC $10,100 22% payment $500 both of these will be paid off right away
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?VIsa $9500, 21% payment $350 MC $10,100 22% payment $500 Both of these will be paid off with the loan
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage(insurance included) -- $1480 Car -- $453 Utlities - $300 CC bills - $850 (this will go away with the loan so my payment will be loan for $480) Food/Gas- $400 With this loan I will be able to save $320 per month after the loan is paid each month.

 


 

 

 

Member Payment Dependent Notes Series 806491

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806491

$16,000

$11,225

12.99%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806491. Member loan 806491 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: CSC Debt-to-income ratio: 13.22%
Length of employment: 1 year Location: dayville, CT
       
Home town:
Current & past employers: CSC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > Small clothing store in RI.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 21
Revolving Credit Balance: $6,899.00 Public Records On File: 0
Revolving Line Utilization: 35.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 806636

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806636

$19,200

$19,200

21.74%

1.00%

July 20, 2011

July 19, 2016

July 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806636. Member loan 806636 was requested on July 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Turbine Air Systems Debt-to-income ratio: 16.12%
Length of employment: 2 years Location: HOUSTON, TX
       
Home town:
Current & past employers: Turbine Air Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,447.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off all of my current credit card balances which have higher APR's than this loan requested.

 


 

 

 

Member Payment Dependent Notes Series 806771

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806771

$30,000

$30,000

16.49%

1.00%

July 25, 2011

July 20, 2014

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806771. Member loan 806771 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Goodman Supply Company Debt-to-income ratio: 12.17%
Length of employment: 6 years Location: Grapevine, TX
       
Home town:
Current & past employers: Goodman Supply Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 39 Months Since Last Delinquency: 23
Revolving Credit Balance: $568.00 Public Records On File: 0
Revolving Line Utilization: 2.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Medical debts
What is your intended use for the loan proceeds?Medical debts
What is your intended use for the loan proceeds?Medical debts
What is your intended use for the loan proceeds?Medical debts
What is your intended use for the loan proceeds?Medical debts
What is your intended use for the loan proceeds?Medical debts
What is your intended use for the loan proceeds?Medical debts
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3300

 


 

 

 

Member Payment Dependent Notes Series 806772

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806772

$25,000

$20,275

11.49%

1.00%

July 20, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806772. Member loan 806772 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,115 / month
Current employer: CH2M Hill Debt-to-income ratio: 10.38%
Length of employment: 3 years Location: Duncan, SC
       
Home town:
Current & past employers: CH2M Hill
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > - I want to refinance my 401k loan in order to lower that monthly payment and to put that savings towards paying other debt. - In the last 20 years I have had several lines of credit, mortgages, auto loans, credit cards, etc. and have NEVER even been late with a payment or failed to pay off a debt. - My current job is very stable, and I've been with the same company for 3+ years. More and more work comes to our company every day, and we're actually hiring and not laying people off.

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,176.00 Public Records On File: 0
Revolving Line Utilization: 48.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $776 Transportation - $125 Utilities - $125 Phone/Internet/Cable - $225 Insurance (auto & renters) - $75 Food - $400
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent - $776 LOC - $20 (currently we only carry a $1,000 LOC on our checking account) Utilities - $125 Insurance - $60 Taxes - N/A (we only have income tax)
Please explain the reason why you carry a large revolving credit balance.Cose to pay some unexpected medical bills via credit card, and are now working towards paying them off.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am only using this loan for the reason stated - to payoff a 401k loan which will free up several hundred dollars each month after the Lending Club loan payment is made. I'm basically just wanting to refinance that 401k loan to lower the payments in order to payoff other debt.
Please provide additional details regarding the purpose of the loanTo payoff a 401k loan which will free up several hundred dollars each month after the Lending Club loan payment is made. I'm basically just wanting to refinance that 401k loan to lower the payments in order to payoff other debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $776 Transportation - $125 Utilities - $125 Phone/Internet/Cable - $225 Insurance (auto & renters) - $75 Food - $400

 


 

 

 

Member Payment Dependent Notes Series 806870

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806870

$29,000

$22,625

11.49%

1.00%

July 20, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806870. Member loan 806870 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: Franklin Templeton Debt-to-income ratio: 20.78%
Length of employment: 6 years Location: Fort Lauderdale, FL
       
Home town:
Current & past employers: Franklin Templeton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/11 > This loan is to pay off 3 items: 1) A special assessment on my condo: 2,895.63 2) One credit card with a balance: 8,300.96 3) One personal loan with a balance: 16,543.75 The only debts I have outside of this are: 1) Mortgage 2) Auto loan 3) Student loan My FICO score is 754 and this consolidation will allow me to reduce my monthly payments by $175 and use that amount to start an emergency savings account. Thank you for reviewing my loan request! Borrower added on 07/18/11 > Please note that the 3rd item this loan will pay off is my first loan with Lending Club. Thanks again for reviewing my loan request!

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,615.00 Public Records On File: 0
Revolving Line Utilization: 10.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?1) A special assessment on my condo: 2,895.63 2) One credit card with a balance: 8,300.96 3) One personal loan with a balance: 16,543.75
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The only debts I have outside of this are: 1) Mortgage: Balance $157k Rate: 6.4% Monthly Payment: 958.75 2) Auto loan: Balance $22K Rate: 4.94% Monthly Payment: 379.85 3) Student loan: Balance $24K Rate: 2.9% Monthly Payment: 175.00
Which debts do you plan to pay off with this loan?1) A special assessment on my condo: 2,895.63 2) One credit card with a balance: 8,300.96 3) One personal loan with a balance: 16,543.75

 


 

 

 

Member Payment Dependent Notes Series 806883

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806883

$3,600

$3,600

5.99%

1.00%

July 21, 2011

July 20, 2014

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806883. Member loan 806883 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Prime inc Debt-to-income ratio: 17.37%
Length of employment: 5 years Location: Summit, AR
       
Home town:
Current & past employers: Prime inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,730.00 Public Records On File: 0
Revolving Line Utilization: 30.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?Salon and spa
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1200 a month

 


 

 

 

Member Payment Dependent Notes Series 806884

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

806884

$20,700

$20,700

20.99%

1.00%

July 20, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 806884. Member loan 806884 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Synthes USA Debt-to-income ratio: 18.04%
Length of employment: 4 years Location: West Chester, PA
       
Home town:
Current & past employers: Synthes USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > Debt Consolidation

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,524.00 Public Records On File: 0
Revolving Line Utilization: 98.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off the rest of my car and my credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently my expenses monthly are: $918 a month for rent, $170 for energy and cable. My partner pays for my car insurance, phone bill, food, and other expenses that occur. I also receive insurance from my company.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Currently I pay a rent of $918 a month. My apartment complex pays for heat and hot water, and my energy bill is usually around a hundred dollars a month. My cable bill is only $70 a month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I first plan to pay off my car. I am using the rest on my two credit cards. They are very high in interest rates and are from expenses I accrued in college.
Which debts do you plan to pay off with this loan?I plan to pay off my car first and then my credit cards.

 


 

 

 

Member Payment Dependent Notes Series 807005

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807005

$24,000

$15,725

21.36%

1.00%

July 20, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807005. Member loan 807005 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: Kendall Hunt Debt-to-income ratio: 14.04%
Length of employment: 5 years Location: Austin, TX
       
Home town:
Current & past employers: Kendall Hunt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/11 > I am looking to consolidate some bills, and have a little extra for emergency funds. I have solid credit and a great stable job.

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 53
Revolving Credit Balance: $17,261.00 Public Records On File: 0
Revolving Line Utilization: 72.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have around $30 K on two credit cards and two lines of credit. I have one full primary residence mortgage and one more that I rent out.

 


 

 

 

Member Payment Dependent Notes Series 807138

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807138

$24,000

$18,575

15.23%

1.00%

July 25, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807138. Member loan 807138 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,333 / month
Current employer: American Electric Power Debt-to-income ratio: 14.15%
Length of employment: 10+ years Location: Hurricane, WV
       
Home town:
Current & past employers: American Electric Power
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > I have been at my present job for 21 years. I plan to retire in 6 to 7 years and would like to have this debt paid down at that time. My credit rating is very good and I have always strived to maintain a good credit record. I work in the utility industry. I plan to pay off credit card debt and car loan.

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1977 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,996.00 Public Records On File: 0
Revolving Line Utilization: 51.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)monthly expenses 1887.00
Please explain the reason why you carry a large revolving credit balance.I have responded to these questions this afternoon.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I responded to these questions this afternoon, they are on record.
Which debts do you plan to pay off with this loan?credit card and car loan (Fifth Third, Wells Fargo,balance Chase)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I responded to these questions this afternoon, they are on record.
Which debts do you plan to pay off with this loan?credit card and car loan (Fifth Third, Wells Fargo,balance Chase)
What is your intended use for the loan proceeds?To pay off credit card and car loan

 


 

 

 

Member Payment Dependent Notes Series 807142

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807142

$28,200

$18,475

20.62%

1.00%

July 21, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807142. Member loan 807142 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: CSC Debt-to-income ratio: 21.28%
Length of employment: 7 years Location: Sterling Heights, MI
       
Home town:
Current & past employers: CSC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > Debt consolidation for credit cards, creating a easier monthly payment. Seeking this loan to consolidate credit card debt, to create a more manageable monthly payment. I'm looking to be out of debt in 3-5 years if not sooner, and with this loan I will be able to accomplish this goal. Borrower added on 07/13/11 > I greatly appreciate any help that LendingClub and its members can offer. I know it's a deterrent to some to invest in what can be viewed as a risk but I'm worth it. I have a great job, with job security and have been there 7+ years. I have had a credit history for 13 years now and I have never defaulted on any payments or declared bankruptcy . Unfortunately bad things can happen to anyone and I had to rely on credit to cover unplanned expenses, failed investments and broken dreams. I would like to have the ability to return the favor that LC and it's members have provided, by being on the other side of this in a couple years and helping out those seeking loans. Again I greatly appreciate any help.

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,404.00 Public Records On File: 0
Revolving Line Utilization: 90.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sorry for the not being prompt with this, just getting back from having time off and getting caught up on work... The info that you are asking for is as follows: Monthly payments for debts is ~ $1500/m -USAA CC - 10% @ $350/m -USAA Loan - 12% @ $332/m -Citi Bank CC - 0% @ $150/m -Bank of America - 0% @ $100/m -Discover CC - 12% @ $175/m -Chase CC - 18% @ $250/m -Art Van (furniture) - 23 % @ $105/m
Which debts do you plan to pay off with this loan?With this loan I will be able to eliminate all but two of the debts immediately. The two remaining debts would be the Discover CC and the USAA CC, plus this Loan. My monthly payments would be reduced to ~ $1100/m with the Discover CC being paid off after year one, and the USAA CC being paid off after year two.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sorry for the not being prompt with this, just getting back from having time off and getting caught up on work... The info that you are asking for is as follows: Monthly payments for debts is ~ $1500/m -USAA CC - 10% @ $350/m -USAA Loan - 12% @ $332/m -Citi Bank CC - 0% @ $150/m -Bank of America - 0% @ $100/m -Discover CC - 12% @ $175/m -Chase CC - 18% @ $250/m -Art Van (furniture) - 23 % @ $105/m

 


 

 

 

Member Payment Dependent Notes Series 807160

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807160

$30,000

$30,000

13.49%

1.00%

July 22, 2011

July 20, 2014

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807160. Member loan 807160 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,167 / month
Current employer: First Citizens Bank and Trust Inc Debt-to-income ratio: 18.70%
Length of employment: 2 years Location: clover, SC
       
Home town:
Current & past employers: First Citizens Bank and Trust Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/11 > This is to consolidate and remove all my revolving credit and close it down. My goal is to be completely debt free in less than 3 years, except for my house payment.

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,045.00 Public Records On File: 0
Revolving Line Utilization: 82.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total living expenses debts and general expenses to run the household is around 4500 a month. This would include insurance, utilities, car payments, everything...etc I don't pay rent we have a mortgage on the house and thats it.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Total household expenses are approximately 4,500 a month. That is an all in figure, general living expenses, mortgage payments, car payments, insurances, food, phone and utilities......no rents or equity lines
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2 credit cards both with a balance of approximately 9,300 balances. Rate around 19%. Currently 3 car loans(one car may be sold today balance on that is 4200) the other two cars have balances of 9300 and 11.700, both with interest rates approximately 7%. one installment loan with boa 14,000 around 19%
Which debts do you plan to pay off with this loan?My revolving lines of credit first which I have with Boa and US bank, and then I plan work through the higher interest rate car payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2 credit cards both with a balance of approximately 9,300 balances. Rate around 19%. Currently 3 car loans(one car may be sold today balance on that is 4200) the other two cars have balances of 9300 and 11.700, both with interest rates approximately 7%. one installment loan with boa 14,000 around 19%
Which debts do you plan to pay off with this loan?My revolving lines of credit first which I have with Boa and US bank, and then I plan work through the higher interest rate car payments.

 


 

 

 

Member Payment Dependent Notes Series 807176

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807176

$18,000

$14,250

20.99%

1.00%

July 26, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807176. Member loan 807176 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $28,333 / month
Current employer: Electric Boat Corporation Debt-to-income ratio: 9.87%
Length of employment: 10+ years Location: Westerly, RI
       
Home town:
Current & past employers: Electric Boat Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 63 Months Since Last Delinquency: 5
Revolving Credit Balance: $86,397.00 Public Records On File: 0
Revolving Line Utilization: 8.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.provided major support to get my children established after graduation from colleges
What is the estimated current market value of your home?350K
If you have a delinquency in the last 2 years, please explain the reason.Fro Bank of America for my son's 2nd morgage. I paid off the amount 35K but I had an unusual amt of red tape to get it closed and my account went delinquent. I am working with BOA to get my credit report updated
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)housing expenses are 2.25K per mo.
Is the improvement to your primary residence or an investment property?my primary residence
Is this for a home improvement you have already made, or one that you are planning to make?planning to make

 


 

 

 

Member Payment Dependent Notes Series 807257

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807257

$35,000

$31,750

17.49%

1.00%

July 21, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807257. Member loan 807257 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Merchants Adjustment Service Debt-to-income ratio: 17.76%
Length of employment: 10+ years Location: Mobile, AL
       
Home town:
Current & past employers: Merchants Adjustment Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > Going to use the loan to pay off a line of credit AND a credit card. Trying to get out of debt and see the five year plan as excellent way to do it.

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 71
Revolving Credit Balance: $32,506.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Credit Card Balance = $8,800 Interest = 6.24% Minimum Monthly Payment = $134 Line of Credit Balance = $24,000 Interest = 10.99% Minimum Monthly Payment = $507
What is your intended use for the loan proceeds?To pay off the Bank of America Line of Credit AND the Wells Fargo Credit Card. We are trying to get out of debt and we see the 5 year plan and excellent way to do it.
Please explain the reason why you carry a large revolving credit balance.The Credit Card was an unfortunate cushion for a series of medical bills. The Line of Credit we have paid down from over $35,000 to its current balance. It was a culmination of college tuition and a home improvement project
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Credit Card Balance = $8,800 Interest = 6.24% Minimum Monthly Payment = $134 Line of Credit Balance = $24,000 Interest = 10.99% Minimum Monthly Payment = $507
What is the total balance of your credit cards, interest rates and current monthly payments?Bank of America Line of Credit Balance = $24,000 Interest = 10.99% Minimum Payment = $507.00 Wells Fargo Credit Card Balance = $8,800 Interest = 6.24% Minimum Payment = $134.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Wells Fargo minimum payment = $134.00 Bank of America minimum payment = $507.00

 


 

 

 

Member Payment Dependent Notes Series 807523

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807523

$24,000

$18,875

17.49%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807523. Member loan 807523 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,583 / month
Current employer: 61 east 72nd street corp Debt-to-income ratio: 12.84%
Length of employment: 10+ years Location: new york, NY
       
Home town:
Current & past employers: 61 east 72nd street corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,137.00 Public Records On File: 0
Revolving Line Utilization: 84.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance on 3 cards is 22k, interest rates from 27% to 29%, total of minimum payments is $1075

 


 

 

 

Member Payment Dependent Notes Series 807705

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807705

$15,000

$11,175

16.49%

1.00%

July 21, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807705. Member loan 807705 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Ken Darling & Associates Debt-to-income ratio: 16.91%
Length of employment: 1 year Location: Minneapolis, MN
       
Home town:
Current & past employers: Ken Darling & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,225.00 Public Records On File: 0
Revolving Line Utilization: 38.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan will be split equally between two private business ventures. The business ventures are described in another answer to a separate investor question...
What type of business are you starting?Without divulging too many private details on the businesses themselves, the loan will be split equally between two private business ventures with a trusted, reputable web and game development company. I receive percent stakes in the companies for providing a portion of the development and marketing seed funding. One involves the development of a video game application for the Android/iPhone/etc. It is a strategy-based game that people will get hooked on (similar to a Sudoku or crossword, but in a different realm of thinking and strategy). It is a novel idea and very creative, and I have little doubt the game will be successful. The second involves the development of a cloud-sourcing architectural website to bring together suppliers, architects, projects, etc. into one realm. A few sites have done this with great success, but we plan to provide a much superior and upgraded service.
Please describe your experience/familiarity with the business you are starting/started?I, personally, am mainly entering these ventures as an investor/business partner. I take a near-majority interest in both companies for providing necessary bridge funding. The individuals I am working with are very experienced and very capable when it comes to game and website design, and their business in website and game development has been successful since inception a few years ago and is growing rapidly at this time. With that growth comes illiquidity issues, so they have sought out an investor for these two projects. I have known the company for some time and seen their work first-hand. As far as the business side of things, I have done many deals, both public and private, in the past. All the legalities and proper documentation are in place. I cannot provide to many details for fear of breach of contract, so I hope that answers your question.

 


 

 

 

Member Payment Dependent Notes Series 807728

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807728

$4,800

$4,800

5.99%

1.00%

July 22, 2011

July 20, 2014

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807728. Member loan 807728 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Healtheast. St Joseph's Hospital Debt-to-income ratio: 6.24%
Length of employment: 8 years Location: Lino Lakes, MN
       
Home town:
Current & past employers: Healtheast. St Joseph's Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1985 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 4
Revolving Credit Balance: $1,572.00 Public Records On File: 0
Revolving Line Utilization: 3.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?purchase furniture
What is your intended use for the loan proceeds?purchase furniture
If you have a delinquency in the last 2 years, please explain the reason.No delinquency

 


 

 

 

Member Payment Dependent Notes Series 807734

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807734

$23,200

$15,025

10.99%

1.00%

July 25, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807734. Member loan 807734 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,667 / month
Current employer: 3E Company Debt-to-income ratio: 19.75%
Length of employment: 10+ years Location: San Marcos, CA
       
Home town:
Current & past employers: 3E Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > Purpose of loan: This loan will be used to payoff a high interest credit card. My financial situation: I am a good candidate for this loan because I have excellent credit history, I consistently pay my debts on time and I have a solid leadership role in the Information Technology business sector with over 15 years of experience with my present company. This loan is an integral plan to be debt free within five years.

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $97,885.00 Public Records On File: 0
Revolving Line Utilization: 66.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 807954

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807954

$25,000

$16,200

21.74%

1.00%

July 21, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807954. Member loan 807954 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: United States Air Force Debt-to-income ratio: 14.97%
Length of employment: 10+ years Location: Bowie, MD
       
Home town:
Current & past employers: United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Money to purchase a franchiseI need funds to start my business. I had a friend write me a bad check for a substantial amount of money and the bank took all of my checking and savings money, which left me with $0. I had to live off my credit cards to survive and pay bills. I need to start the business that I've dreamed of for a long time and get out from under this debt. Borrower added on 07/08/11 > This loan will fund the opening of a travel business designed to save travelers time and money. My first year projection is a $400K net. The loan will be paid on time and ahead of schedule. Thank you for investing in my business. Borrower added on 07/12/11 > This loan will be used for two purposes. #1 - to purchase a franchise. I have created my LLC and obtained a federal EIN. Now, I just need the funding. #2 - to reduce my debt. Someone I thought was a friend wrote me a check for a substantial amount of money to repay a loan but the check bounced. The bank withdrew all funds from my checking and savings accounts. With no money, I had no choice but to utilize the funds available on my credit cards to pay rent, bills, and purchase groceries. I have not been able to recover. For everyone who has, and everyone who will, fund this loan I say, "Thank you!" from the bottom of my heart. Your investment(s) will fund the beginning of my new life.

 

A credit bureau reported the following information about this borrower member on June 24, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 58
Revolving Credit Balance: $26,095.00 Public Records On File: 1
Revolving Line Utilization: 92.20% Months Since Last Record: 63
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I have one public record on file but it is an error. The state Department of Revenue filed a judgment while I was out of the country. Upon my return I proved that I did not owe the money they were requesting. They voided the transaction but did not withdrawal the judgment. I am working with a lawyer to have it removed.
What type of business are you starting?This is a travel/entertainment business. My services are designed to save customers time and money at no fee to them. My funds come from booking the travel/entertainment.
Please describe your experience/familiarity with the business you are starting/started?I love to travel, so that is where my experience comes. I also want to make the process easier for customers. The franchisor provides one week of training, as well as a mentor to to help build my business.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are < $2,000 a month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses are less than $2,000 a month. I have been getting paid once a month for six years now and have been extremely successful in budgeting.
What do you project your monthly revenues for the first 6 months to be?My first year projections are set at $400K. Since I will be getting started at the end of summer, the holiday and winter season should bring in approximately $150K - $175K, at a minimum.
Can you provide some high level financials on the monthly costs / revenue of your business?Best case scenario: Revenue - $460,000/Operating expenses - $32,873 (1 yr projection) Worst case scenario: Revenue - $347,826/Operating expenses - $32,873 (1 yr projection)
What do you project your monthly expenses for the first 6 months of your business?My expenses for the first six months is approximately $16,436.50.
What will be the largest expense in the first six months?The largest expense in the first six months is the franchise fee.
Please describe your experience/familiarity with the business you are starting/started?I love to travel, so that is where my experience comes. I also want to make the process easier for customers. The franchisor provides one week of training, as well as a mentor to to help build my business.
What type of business are you starting?This is a travel/entertainment business. My services are designed to save customers time and money at no fee to them. My funds come from booking the travel/entertainment.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I don't have a mortgage.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses are less than $2,000 a month. I have been getting paid once a month for six years now and have been extremely successful in budgeting.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are < $2,000 a month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses are less than $2,000 a month. I have been getting paid once a month for six years now and have been extremely successful in budgeting.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are < $2,000 a month.
What type of business are you starting?This is a travel/entertainment business. My services are designed to save customers time and money at no fee to them. My funds come from booking the travel/entertainment.
Please describe your experience/familiarity with the business you are starting/started?I love to travel, so that is where my experience comes. I also want to make the process easier for customers. The franchisor provides one week of training, as well as a mentor to to help build my business.
What do you project your monthly expenses for the first 6 months of your business?My expenses for the first six months is approximately $16,436.50.
What will be the largest expense in the first six months?The largest expense in the first six months is the franchise fee.
What do you project your monthly revenues for the first 6 months to be?My first year projections are set at $400K. Since I will be getting started at the end of summer, the holiday and winter season should bring in approximately $150K - $175K, at a minimum.
Can you provide some high level financials on the monthly costs / revenue of your business?Best case scenario: Revenue - $460,000/Operating expenses - $32,873 (1 yr projection) Worst case scenario: Revenue - $347,826/Operating expenses - $32,873 (1 yr projection)

 


 

 

 

Member Payment Dependent Notes Series 807961

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

807961

$5,000

$5,000

5.42%

1.00%

July 20, 2011

July 20, 2014

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 807961. Member loan 807961 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: State of Kansas Debt-to-income ratio: 2.13%
Length of employment: 3 years Location: Lawrence, KS
       
Home town:
Current & past employers: State of Kansas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,307.00 Public Records On File: 0
Revolving Line Utilization: 8.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hello, I am having a large tree cut down in my backyard and the tree service does not accept credit card payment.
What is your intended use for the loan proceeds?Hello, I am having a large tree cut down in my backyard and the tree service does not accept credit card payment.

 


 

 

 

Member Payment Dependent Notes Series 808039

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808039

$18,225

$15,150

17.99%

1.00%

July 21, 2011

July 20, 2016

July 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808039. Member loan 808039 was requested on July 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Bank of America Debt-to-income ratio: 19.37%
Length of employment: 6 years Location: lancaster, CA
       
Home town:
Current & past employers: Bank of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/11 > 5 years Borrower added on 07/09/11 > I am finding that my once low credit card interest rates have jumped so high that I am needing to find a loan to pay them off, I am unable to get a bank loan because I have too many cards, the interest rate for this loan is lower than my now larger increased credit card rates.

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 82
Revolving Credit Balance: $15,517.00 Public Records On File: 1
Revolving Line Utilization: 75.30% Months Since Last Record: 99
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I have no public record on file.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?currently mortgage is $753.00 credit cards balances are $16K over 11 cards all interest rates are over 22.00%. The reason I am getting the loan is to eliminate the credit card debt. I am drowning.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses are home $753.00, utilities, $75.00, Insurance, $120.00, HOA $205.00, Taxes are taken care of through my mortgage payment, and the biggest expense, the one I am trying to consolidate with this loan are credit card debt totalling $16K spread over 11 cards.
What is your intended use for the loan proceeds?I am wanting this loan to consolidate higher interest rate credit card debt. My credit card companies have recently raised the interest rate to over 20% on my cards and the Banks would not give me a personal loan. This way I can consolidate under a new lower rate, and rip up my credit cards.

 


 

 

 

Member Payment Dependent Notes Series 808268

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808268

$6,800

$6,800

8.49%

1.00%

July 21, 2011

July 21, 2014

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808268. Member loan 808268 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: Farmers Insurance Debt-to-income ratio: 9.78%
Length of employment: 8 years Location: EDMOND, OK
       
Home town:
Current & past employers: Farmers Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 29
Revolving Credit Balance: $2,662.00 Public Records On File: 1
Revolving Line Utilization: 54.30% Months Since Last Record: 35
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 808326

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808326

$25,000

$19,375

13.49%

1.00%

July 26, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808326. Member loan 808326 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: KCS RAILWAY Debt-to-income ratio: 5.29%
Length of employment: 10+ years Location: richmond, TX
       
Home town:
Current & past employers: KCS RAILWAY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/11 > moving expense Borrower added on 07/09/11 > thank you

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,650.00 Public Records On File: 0
Revolving Line Utilization: 20.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?DUE TO MY LINE OF WORK I MUST RELOCATE, WITH MY FAMILY.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)MORTGAGE 1133.00, CREDIT CARDS $100.00, UTILITIES $600.00 INS. AND TAXES ARE INCLUDED IN THE MORTGAGE PMT.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I WILL BE USING THE FUNDS TO RELOCATE, PAY UTILITITY DEPOSITS, MOVERS, & NEW LIVING ARRANGEMENTS .

 


 

 

 

Member Payment Dependent Notes Series 808366

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808366

$21,000

$21,000

13.49%

1.00%

July 20, 2011

July 22, 2014

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808366. Member loan 808366 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,793 / month
Current employer: Productive Data Solutions Inc Debt-to-income ratio: 18.48%
Length of employment: 3 years Location: Mesa, AZ
       
Home town:
Current & past employers: Productive Data Solutions Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $96,140.00 Public Records On File: 0
Revolving Line Utilization: 83.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Payoff existing credit cards.
Please explain the reason why you carry a large revolving credit balance.N/A
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?N/A
Which debts do you plan to pay off with this loan?N/A
Please explain the reason why you carry a large revolving credit balance.N/A
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?N/A
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?N/A
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?N/A
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?N/A
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?N/A
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?N/A
Please explain the reason why you carry a large revolving credit balance.N/A
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).N/A
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?N/A

 


 

 

 

Member Payment Dependent Notes Series 808395

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808395

$24,250

$16,900

20.62%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808395. Member loan 808395 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Allegiance Health Debt-to-income ratio: 21.50%
Length of employment: 5 years Location: Jackson, MI
       
Home town:
Current & past employers: Allegiance Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I would like consolidate all my debt into one monthly payment. The most appealling part of your loan is to be able to be out of debt in five years and that there is no penalty for early pay off. I appreciate your consideration.

 

A credit bureau reported the following information about this borrower member on July 6, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 6
Revolving Credit Balance: $2,931.00 Public Records On File: 0
Revolving Line Utilization: 18.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Unexpected expenses in my purchase of my new home.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage--89,000--interest 3.75%--750.00/month. Chase Credit--10,000--interest 12.9%-- Sears Credit--5,000--interest 8.9% Citifinancial(Car)--8,000--interest 8.9% American Education Services(Student loan)--15,000--interest 3.75% Wells Fargo Education Services(Student loan)--3,000--interest 10% Sams Club-1,000--interest 17% Dell 300--interest 22% I have more open accounts but the balances are zero.
Which debts do you plan to pay off with this loan?I plan to pay of my car (citifinancial) and my two major credit cards Sears and Chase.

 


 

 

 

Member Payment Dependent Notes Series 808396

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808396

$28,000

$24,725

11.49%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808396. Member loan 808396 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: New Mexico State University Debt-to-income ratio: 18.36%
Length of employment: 10+ years Location: Las Cruces, NM
       
Home town:
Current & past employers: New Mexico State University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > I plan to use this loan to consolidate and pay off debt in preparation for retirement. I have a tenured position at a major university, and have been at this institution for nearly 18 years. I am very committed to paying off my debt, and always pay my bills on time.

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,352.00 Public Records On File: 0
Revolving Line Utilization: 48.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I have a mortgage of $1369.00 per month including property taxes and insurance. Our utilities run about $300.00 per month for electricity, gas, water, and waste. We recently canceled our cable service to free up that money for debt reduction.
Please explain the reason why you carry a large revolving credit balance.The revolving credit balances are in part a result of "flipping" a house in 2005/2006 just as the economy peaked, and we had a hard time selling it. It affected our cash flow. We are attempting to address those balances with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a $212,000 mortgage, no line of credit, my student loans are paid off, my vehicle loan is financed at 4% and I owe about $15,000. I have a trailer that is was partially financed at 7.5% and has a balance of about $14,000. The credit card balances are the ones I wish to address with this loan. The rates and balances are fairly high.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt with high interest rates.

 


 

 

 

Member Payment Dependent Notes Series 808531

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808531

$25,000

$25,000

12.99%

1.00%

July 20, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808531. Member loan 808531 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,300 / month
Current employer: RoofConnect Debt-to-income ratio: 21.87%
Length of employment: 5 years Location: SHERIDAN, AR
       
Home town:
Current & past employers: RoofConnect
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/11 > Will be purchasing land to build new home. Land goes to action on July 25th.

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1985 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,763.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is 886.00, auto ins 104.00 phone (cell) is 141.00. Utilities are around 280.00. Groceries 300
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)1500 a month
What is your intended use for the loan proceeds?I am purchasing 5 acres of land to build a home

 


 

 

 

Member Payment Dependent Notes Series 808551

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808551

$35,000

$23,950

10.99%

1.00%

July 25, 2011

July 24, 2016

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808551. Member loan 808551 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,059 / month
Current employer: Employment Development Department Debt-to-income ratio: 6.08%
Length of employment: 10+ years Location: Hollister, CA
       
Home town:
Current & past employers: Employment Development Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > I plan on using this loan for Raising organic vegetable crops. Having buyers for my commodity, and my 15 years as a farmer makes me a good risk. Prices are very good for organic vegetables and will continue into the future. I will continue to work my job which I've had for 14 years, this being I will be able to rely on this loan, soley towards my farming goals. My monthly budget will vary, accordingly with my cultural practices and harvesting needs.

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1983 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $55,549.00 Public Records On File: 0
Revolving Line Utilization: 36.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 808655

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808655

$9,000

$9,000

10.99%

1.00%

July 22, 2011

July 21, 2014

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808655. Member loan 808655 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: L.A. County Parks and Recreation Debt-to-income ratio: 21.95%
Length of employment: 9 years Location: Baldwin Park, CA
       
Home town:
Current & past employers: L.A. County Parks and Recreation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/11 > I have a personal loan with a 21.99% that I pay $404 a month. I'm just looking to lower APR and monthly payment. Borrower added on 07/08/11 > Thanks to the investors thus far... Borrower added on 07/11/11 > Please let me know if you have questions for me...thanks again to all the amazing investors. Its going to save me so much interest & money a month.

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 32
Revolving Credit Balance: $2,272.00 Public Records On File: 0
Revolving Line Utilization: 42.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I took the personal loan out for school at Cal a few years ago through my credit union. I didn't qualify for financial aid because of my income. I've been paying it for a few years now, but I'm trying to eliminate everything as quick as possible for my wedding in May 2013. I hope that answered your question. Thanks in advance for your investment of my loan.

 


 

 

 

Member Payment Dependent Notes Series 808723

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808723

$11,200

$11,200

19.29%

1.00%

July 21, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808723. Member loan 808723 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: N/A Debt-to-income ratio: 12.29%
Length of employment: 2 years Location: Tampa, FL
       
Home town:
Current & past employers: N/A
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/11 > We are a pet treat manufacturer located sunny Florida. For the last 6 months we've been starting up our business and have now found ourselves in a windfall of large orders. Our buyers are large North American chains such as Homegoods, Winners, TJMaxx, Ross Stores and private label production. We're averaging 32% profit currently and our orders have increased at 200+% for the last 4 months. Currently I work full time a a large US bank while getting this company started with my business partner. I am a majorirty owner with great credit. We are using this money to finance the purchase of inventory for the next 60 days and secure a warehouse with a full loading dock at the request of our clients. We've had to turn 3 orders down ($21,700 in profit) due to the lack of liquid cash and want to grow catiously as to not overwhelm our company and ourselves. Currently we are producing at a pricepoint that is low compared to our comeptition. We are working through learning how to efficiently produce our products and prove our company in the tooth and nail world of wholesale so that within the next 12 months we can launch a premium, retail product where profit is over 50%. Projected sales for this year are now in excess of $400,000. The pet industry is one of the few that weathered the economic woes of recent. In fact, in the most recent APPA report over 30% of respondants said they would sacrifice for themselves to spend more on their pets. Premium pet treats are growing quickly and have a solid trackrecord of sustained growth over the last 10 years. We appreciate you taking the time to look at this and hope you can help us get to the next level. Please feel free to contact us with any questions you may have. Borrower added on 07/08/11 > Just to clarify, I currently have a full time job in addition to owning this company. I intend on keeping that job until this company is running and profiting around $20,000/month which will most likely be September. I could pay this loan off early without a question given the cash flow of the company but I'd probably keep it for at least a year which would allow me to use it as a buffer should we get another large order. Your investment will be safe and you'll help me to get this company into a settled cash flow cycle. Let me know if you have any other questions!

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,886.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What do you project your monthly revenues for the first 6 months to be?Well, the business has been running now for a while so we have real world numbers. So far in 60 days we've generated $65,000 in revenue and $15,600 in profit. That said, we initially were going to produce for the retail markets but after 35 days of trying to play around there we found that "buy back" policies of stores and the temperment and small quantity of store owners was something we didn't particularly care for. Now that we've entered the wholesale markets we have over 15,000 units ordered for August and we've turned orders down. My fear is that we grow too fast, we still want the growth to be controlled. Our ingredients are expensive because they're all natural and freeze dried which means that we have to expend large amount of money upfront to get the ingredients, package and then distribute. We also are quoting two private label products which carry a much higher profit % and are around 140,000 units combined. So, the answer to your question is: August-15,000 units ($35k in revenue) Sept-20,000 units (47k revenue) Oct-25,000 units (58k revenue) Nov-145,000 units ($332,000) and so on. I don't want to go into a bank, have them request blood samples, hair samples and my first born to get a loan. We have the revenue stream, we just need a loan to leverage the inventory demands coming up and I think this concept is a great one! As an entrepeneur I'd much rather give an individual the percentage than a bank. Oh and lastly, I currently have a full time job as well! I don't plan on giving that up until September if at all possible....and yes, it's at a bank, go figure! If you have any other questions just let me know!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current personal expenses are as follows: Rent - $580 Car - $240 Insurance - $120 Phone - Business pays for Food - $300 I know that this is being funded as a personal loan for business use but I want to stress that the business has adequate cash flow to pay this loan off. This is mearly a loan for me to be able to purchase a large amount of inventory to fufill multiple orders. I don't want to use credit cards to do that and I work for a bank full-time and don't have the time to do the tap dance for them in order to get the money I need to make these orders go.
What will be the largest expense in the first six months?The largest two expenses we have are raw material ingredients and warehouse rent. Given that we use expensive, all-natural freeze dried ingredients in our pet treats it costs a lot of money for us to run 30-70,000 units. Warehouse rent runs about $750 per month and the ingredients again are expensive. Our clients purchase quantities between 6,000 and 70,000. We have orders in place for the next 60 days now we just need to find the cash to buy the raw ingredients so that we can fufill them. We also need the cash because our vendors are usually on 30 day payment terms which means even after we ship the products we have to wait 30 days to re-coup that money. As the orders increase we will be able to extend our terms from our ingredient suppliers as well. This $35,000 simply allows us to not have to rack up $35,000 in credit card debt. It's very tough for us to run all of the ingredients on credit cards and then wait 30 days, pay them off, wait for the payment to clear, re-purchase ingredients, package and start the whole process over again. This loan would allow me to cash flow this company and really get it running at full steam!

 


 

 

 

Member Payment Dependent Notes Series 808799

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808799

$35,000

$22,825

17.49%

1.00%

July 25, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808799. Member loan 808799 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Associated Bank Debt-to-income ratio: 14.07%
Length of employment: < 1 year Location: Madison, WI
       
Home town:
Current & past employers: Associated Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 50
Revolving Credit Balance: $14,524.00 Public Records On File: 0
Revolving Line Utilization: 55.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 808830

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808830

$25,000

$25,000

9.99%

1.00%

July 26, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808830. Member loan 808830 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Federal Aviation Administration Debt-to-income ratio: 14.31%
Length of employment: 7 years Location: palmdale, CA
       
Home town:
Current & past employers: Federal Aviation Administration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > This loan will be used to buy a piece of land to build the family's future vacation home. Borrower added on 07/16/11 > Principle and Interest 1500.14 Escrow Payment 629.19 (Escrow includes Insurance and tax) Total Mortgage 2129.33

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,629.00 Public Records On File: 0
Revolving Line Utilization: 4.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?I am buying a piece of land at Sequoia National Forest. The lot is ready for construction since all utility services are readily available.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Principle and Interest 1500.14 Escrow Payment 629.19 (Escrow includes Insurance and tax) Total Mortgage 2129.33
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About 3500 but me and my wife make about 8000 a month.

 


 

 

 

Member Payment Dependent Notes Series 808861

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808861

$12,000

$12,000

15.23%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808861. Member loan 808861 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Princeton Brain and Spine Debt-to-income ratio: 20.31%
Length of employment: 1 year Location: Langhorne, PA
       
Home town:
Current & past employers: Princeton Brain and Spine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > This loan will pay for our wedding. We plan to pay for the reception, music, flowers, cake, videographer, and photographer.

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1985 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,116.00 Public Records On File: 0
Revolving Line Utilization: 73.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent -$1700 Electric - $303 Phone/Cable/Internet/Cell phone - $250 Car insurance - $150 We have no home equity loan/line of credit. If you have any additonal questions related to expenses, please let me know
What portion of your wedding expenses does this loan represent?Reception, Lodging, Videography, Photography, music
How are you paying for other wedding expenses not covered by this loan?Savings
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent -$1700 Electric - $303 Phone/Cable/Internet/Cell phone - $250 Car insurance - $150 We have no home equity loan/line of credit. If you have any additonal questions related to expenses, please let me know
How are you paying for other wedding expenses not covered by this loan?Savings
Please explain the reason why you carry a large revolving credit balance.I wasn't aware I did. Please clarify specifically what accounts you are speaking of.
What is your intended use for the loan proceeds?I believe that question was answered already. We will use this for our wedding. It will pay for our reception, video, photography, flowers, cake and music.

 


 

 

 

Member Payment Dependent Notes Series 808902

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808902

$20,000

$18,975

13.49%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808902. Member loan 808902 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,833 / month
Current employer: City of Oakland Park Debt-to-income ratio: 22.85%
Length of employment: 6 years Location: Weston, FL
       
Home town:
Current & past employers: City of Oakland Park
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > Renovating bathrooms and the kitchen in my condo. Already had a previous loan with lending club never been late on a payment. Please consider funding me thank you! Budget - Mortgage - $900/mo Car lease - $565/mo Credit cards - $250/mo ($9,000) Personal loan - $605/mo Personal loan - $320/mo Utilities - $100/mo Cell phone - $80/mo Car insurance - $125/mo Cable & Internet - $95/mo Borrower added on 07/18/11 > thanks everyone for trying to fund my loan to 100% : ) Borrower added on 07/19/11 > @ 60 % YEAH !!!! Please fund to 100% ladies and gentlemen!!!

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,564.00 Public Records On File: 0
Revolving Line Utilization: 83.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is the improvement to your primary residence or an investment property?Improvement is to my primary residence. The previous lending club loan a year and half ago was to my investment property(which I have never missed a payment)
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Personal loan - $10,200 10.00% $320/mo Lending club loan - $11,600 10.99% $605/mo Mortgage - $121,000 7.07% $900/mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Dear sirs, I listed my budget with all of that info in detail in my previous description. Please view again but choose complete loan listing. thank you!
What is the estimated current market value of your home?approx. $150,000 that is what other condos are going for in my complex.

 


 

 

 

Member Payment Dependent Notes Series 808952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808952

$25,000

$25,000

10.99%

1.00%

July 21, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808952. Member loan 808952 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Door Controls of Oklahoma Debt-to-income ratio: 10.40%
Length of employment: 5 years Location: Broken Arrow, OK
       
Home town:
Current & past employers: Door Controls of Oklahoma
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/11 > Starting a promotional products business from home. We will be adding logo artwork to any give away items you see at trade shows as well as doing T-shirts and promotional items for any size business. Borrower added on 07/10/11 > This loan will go toward equipment, training and start-up business inventory.

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $203.00 Public Records On File: 0
Revolving Line Utilization: 1.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total living expenses, what you listed in your question, is $1800.00 a month. Thanks for helping with the seed money for my business!

 


 

 

 

Member Payment Dependent Notes Series 808981

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

808981

$6,400

$6,400

9.99%

1.00%

July 20, 2011

July 21, 2014

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 808981. Member loan 808981 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Center for community change Debt-to-income ratio: 10.34%
Length of employment: 1 year Location: san francisco, CA
       
Home town:
Current & past employers: Center for community change
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 24
Revolving Credit Balance: $453.00 Public Records On File: 0
Revolving Line Utilization: 30.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 809092

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809092

$13,500

$11,450

13.49%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809092. Member loan 809092 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: c and c produce Debt-to-income ratio: 17.23%
Length of employment: 10+ years Location: KANSAS CITY, MO
       
Home town:
Current & past employers: c and c produce
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > hello Borrower added on 07/15/11 > i have been on my job for 10 years and im never late on my payments

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 48
Revolving Credit Balance: $12,493.00 Public Records On File: 0
Revolving Line Utilization: 41.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.no late payments
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?750
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)house paid for
What is the home improvement project you are planning?updating kitchen, bathroom, family room

 


 

 

 

Member Payment Dependent Notes Series 809114

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809114

$26,000

$17,375

10.99%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809114. Member loan 809114 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Realtyworks inc Debt-to-income ratio: 7.57%
Length of employment: 4 years Location: Myrtle Beach, SC
       
Home town:
Current & past employers: Realtyworks inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > Master suite home addition to improve the size of our home. Bathroom, bedroom and closet, with covered porch.

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,900.00 Public Records On File: 0
Revolving Line Utilization: 38.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had some unexpected medical expenses that had do pay upon serves rendered.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1536

 


 

 

 

Member Payment Dependent Notes Series 809123

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809123

$24,000

$18,950

18.07%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809123. Member loan 809123 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: econocheck corporation Debt-to-income ratio: 14.21%
Length of employment: 10+ years Location: MCDONOUGH, GA
       
Home town:
Current & past employers: econocheck corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,594.00 Public Records On File: 0
Revolving Line Utilization: 67.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?6 credit card accounts, mthly pymts=950 total mtg mthly pymt=600 no lines of credit
Please explain the reason why you carry a large revolving credit balance.poor choices have given us these large balances-we do not intend to ever get large revolving credit balances again. if we are able to consolidate, we will pay these balances off and no longer use revolving credit-cash only!!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mtg-600 Utilities/car/ins-950 groc-400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?6 credit card accounts, mthly pymts=950 total mtg mthly pymt=600 no lines of credit
Which debts do you plan to pay off with this loan?consolidate credit card balances only
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?One purpose-credit card consolidation
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mtg-600 Utilities/car/ins-950 No lines of credit

 


 

 

 

Member Payment Dependent Notes Series 809149

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809149

$28,000

$28,000

11.99%

1.00%

July 20, 2011

July 21, 2014

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809149. Member loan 809149 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: USMC Debt-to-income ratio: 8.88%
Length of employment: 10+ years Location: Chula Vista, CA
       
Home town:
Current & past employers: USMC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/11 > This loan will be used to consolidate debt. The determined monthly payment will allow me to make extra monthly payments to pay off this debt early that fits into my budget. I am a good borrower due to my Credit Score and Occupation (Military Officer).

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 39
Revolving Credit Balance: $27,360.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I have never owned a home. Housing and Utilities are paid by the Govt.
Please explain the reason why you carry a large revolving credit balance.Large revolving credit stems from Medical Bills for extended family members not qualified by Tri-Care.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is specifically to consolidate all credit cards into one loan. The sum monthly minimum payment on all credit cards is $755. I am currently paying $2,000 in the attempt to pay off the balance, before eaten alive by the interest rate. The current loan I'm applying for provides me with a 3 year term/plan, with a lower interest rate, that fits both into my monthly budget and long time life financial goals.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I have never owned a home. Housing and Utilities are paid by the Govt.

 


 

 

 

Member Payment Dependent Notes Series 809202

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809202

$12,000

$12,000

13.49%

1.00%

July 26, 2011

July 26, 2016

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809202. Member loan 809202 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Contra Costa Community College District Debt-to-income ratio: 18.35%
Length of employment: 2 years Location: San Francisco, CA
       
Home town:
Current & past employers: Contra Costa Community College District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > I will be using the loan for debt consolidation, to pay off my credit cards. I am a good borrower because I have steady employment, and I've never made a late payment or missed a payment on any of my bills. I also have a great credit score.

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,917.00 Public Records On File: 0
Revolving Line Utilization: 25.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit Card Debt in the amount of 11,000

 


 

 

 

Member Payment Dependent Notes Series 809216

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809216

$12,000

$12,000

7.49%

1.00%

July 21, 2011

July 21, 2014

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809216. Member loan 809216 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: Air System Components Debt-to-income ratio: 14.34%
Length of employment: 1 year Location: Dallas, TX
       
Home town:
Current & past employers: Air System Components
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/11 > -This loan will cover my Wells Fargo car loan that is at 9.25% and my Chase credit card that is at 14.99%. My combined payments for these two accounts is $470 per month. The consolidation of these two accounts with lending club will reduce my monthly payments $94 per month. - My job is stable and I feel fortunate to have a good job in this tough economy. - In May 2010 I had $32k in debt. Since that time I have paid off $15k. This loan will help me achieve my goals sooner. Thanks for your consideration

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,383.00 Public Records On File: 0
Revolving Line Utilization: 30.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 809236

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809236

$21,725

$21,725

19.29%

1.00%

July 20, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809236. Member loan 809236 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: smokin harley davidson Debt-to-income ratio: 12.82%
Length of employment: 10+ years Location: KERNERSVILLE, NC
       
Home town:
Current & past employers: smokin harley davidson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 35
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?loan consolidation and lower iinterest rate
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)MORTGAGE 1148.86 TRUCK 500.82 CITIBANK 266.90 HARLEY 78.44 CORNWELL 125.00 UTILITIES 80.00 PHONE 60.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage 179,000.00 6.75% 1148.86/ month citifinancial 107,97.36 16% 266.94 truck 16,412.70 22% 500.82 harley davidson 3,398.52 12.49% 78.44 cornwell 2582.97 21.9% 125.00
Which debts do you plan to pay off with this loan?truck 16,412.70 harley davidson 3,398.52 cornwell 2,582.97 total --------------22,394.19 monthly total $706.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage 179,000.00 6.75% 1148.86/ month citifinancial 107,97.36 16% 266.94 truck 16,412.70 22% 500.82 harley davidson 3,398.52 12.49% 78.44 cornwell 2582.97 21.9% 125.00

 


 

 

 

Member Payment Dependent Notes Series 809249

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809249

$33,425

$21,100

16.89%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809249. Member loan 809249 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Travelers Debt-to-income ratio: 16.35%
Length of employment: 6 years Location: E. Long, MA
       
Home town:
Current & past employers: Travelers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > I am looking to pay off my existing credit card debt. I have been paying a debt company $1,191.25 a month for almost 2 years. This loan will help us pay the credit card companies and lower the current monthly payment. We want to pay our debt and keep our credit rating. I appreciate your consideration.

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,036.00 Public Records On File: 0
Revolving Line Utilization: 18.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We plan to pay off our credit card debt in the debt management program. We would like to put our house on the market and buy another house in about 6 months or so and do not want to hurt our credit score.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC - Bal $7,632 9.9% - $275 Store - Bal $678.82 10% - $50 Visa - Bal $4,717 6% - $140 MC - Bal $16,959 12.9% - $575 Visa - Bal $1,474 - 22.9% - $115
What is the total balance of your credit cards, interest rates and current monthly payments?The balance of the credit cards we will be paying off is $31,500. The interest rates vary from 6% - 22.9%. Our currently monthly payment on those is $1,191.25 through a debt management program. We would like to reduce the monthly payout.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Currentlywe are paying a total of $1,600 a month for all our credit cards. Once we have the loan our monthly payment will $1,100. Plus one of our credit cards will be paid off in two months, which will reduce our monthly payment to $980.00.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC - Bal $7,632 9.9% - $275 Store - Bal $678.82 10% - $50 Visa - Bal $4,717 6% - $140 MC - Bal $16,959 12.9% - $575 Visa - Bal $1,474 - 22.9% - $115

 


 

 

 

Member Payment Dependent Notes Series 809262

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809262

$20,000

$14,225

7.49%

1.00%

July 22, 2011

July 21, 2014

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809262. Member loan 809262 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: Bed Bath & Beyond Debt-to-income ratio: 27.02%
Length of employment: 8 years Location: Jersey City, NJ
       
Home town:
Current & past employers: Bed Bath & Beyond
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1985 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,032.00 Public Records On File: 0
Revolving Line Utilization: 18.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt Consolidation
What is your intended use for the loan proceeds?Debt Consolidation

 


 

 

 

Member Payment Dependent Notes Series 809298

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809298

$11,900

$11,525

10.99%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809298. Member loan 809298 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Westlake Ace Hardware Debt-to-income ratio: 4.07%
Length of employment: 10+ years Location: Lawrence, KS
       
Home town:
Current & past employers: Westlake Ace Hardware
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,384.00 Public Records On File: 1
Revolving Line Utilization: 12.80% Months Since Last Record: 94
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I am not sure but it may be the bankruptcy discharched May 13, 2004.
If you have a public record on file, please briefly explain the event and its resolution.I am not sure but it may be the bankruptcy discharched May 13, 2004.
What type of vehicle are you buying (make, model, year, mileage and condition)?2005 Chrysler Crossfire, auto, 84K mile
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $800 Transportation: $100 Utilities: $100 Insurance: $67 Food: $100 Entertainment: $50 Phone: $90

 


 

 

 

Member Payment Dependent Notes Series 809364

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809364

$24,575

$18,225

12.99%

1.00%

July 22, 2011

July 21, 2016

July 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809364. Member loan 809364 was requested on July 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,600 / month
Current employer: US ARMY Debt-to-income ratio: 0.67%
Length of employment: 5 years Location: LANCASTER, TX
       
Home town:
Current & past employers: US ARMY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $414.00 Public Records On File: 0
Revolving Line Utilization: 1.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Including property tax and insurance, my mortgage is $1327.00. I have no home equity loan. Monthly utility bills fluctuate between $300 - $400. Half of the expenses on my credit cards, the combined credit limit of which is $22000, goes to utility bills. Use of my credit cards is meticulously kept within 2-3 percent of total credit limit. This allows me to pay the maximum balance due on a monthly basis.

 


 

 

 

Member Payment Dependent Notes Series 809473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809473

$6,400

$6,400

7.49%

1.00%

July 20, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809473. Member loan 809473 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,917 / month
Current employer: Applebees Debt-to-income ratio: 12.47%
Length of employment: 10+ years Location: white lake, MI
       
Home town:
Current & past employers: Applebees
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > Wedding Loan

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 49
Revolving Credit Balance: $546.00 Public Records On File: 0
Revolving Line Utilization: 4.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How are you paying for other wedding expenses not covered by this loan?With our savings and most of the vendors are already paid. Just need a small loan to be able to finish the final costs and still feel comfortable.

 


 

 

 

Member Payment Dependent Notes Series 809494

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809494

$34,000

$25,550

18.79%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809494. Member loan 809494 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Ciber Inc Debt-to-income ratio: 6.42%
Length of employment: 10+ years Location: Halifax, PA
       
Home town:
Current & past employers: Ciber Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1985 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,153.00 Public Records On File: 0
Revolving Line Utilization: 94.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate and extend the length of debt to lower my monthly payments. Credit card Debt 9,000 monthly pmt 240 retirement loan 22500 monthly pmt 1015 new loan 34000 (I would only get around 32000 because of fees) with pmt of 850 giving me 400 a month more in my pocket.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I want to consolidate and extend the length of debt to lower my monthly payments. Credit card Debt 9,000 monthly pmt 240 retirement loan 22500 monthly pmt 1015 new loan 34000 (I would only get around 32000 because of fees) with pmt of 850 giving me 400 a month more in my pocket.
Which debts do you plan to pay off with this loan?I want to consolidate and extend the length of debt to lower my monthly payments. Credit card Debt 9,000 monthly pmt 240 retirement loan 22500 monthly pmt 1015 new loan 34000 (I would only get around 32000 because of fees) with pmt of 850 giving me 400 a month more in my pocket.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I want to consolidate and extend the length of debt to lower my monthly payments. Credit card Debt 9,000 monthly pmt 240 retirement loan 22500 monthly pmt 1015 new loan 34000 (I would only get around 32000 because of fees) with pmt of 850 giving me 400 a month more in my pocket.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).1190 principal and interest on mortgage - 470 - escrowed which includes homeowners insurance, taxes, and PMI
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)1190 principal and interest on mortgage - 470 - escrowed which includes homeowners insurance, taxes, and PMI Utilities - 300/month on average(Phone/Electric/cable)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1190 principal and interest on mortgage - 470 - escrowed which includes homeowners insurance, taxes, and PMI Utilities - 300/month on average(Phone/Electric/cable) gas - 350/month food - 300/month

 


 

 

 

Member Payment Dependent Notes Series 809503

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809503

$14,000

$14,000

11.99%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809503. Member loan 809503 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Potterville Public Schools Debt-to-income ratio: 13.29%
Length of employment: 10+ years Location: Pewamo, MI
       
Home town:
Current & past employers: Potterville Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > The funds from this loan will be used to help update wiring and add insulation to a primary residence. I am a good borrower due to the fact that I make my monthly payments in a timely manner, which is helped by the fact that I have been employed at the same position for 10 years.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?Updating wiring and installing insulation, possibly adding an additional bathroom.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Our current house payment is roughly $323.00 due to refinancing. Our utilities run around $100.00/month. Insurance and taxes are roughly $82.00 and $54.00/month.
Is the improvement to your primary residence or an investment property?The improvement is to our primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?This is for a home improvement that we are planning to (hopefully!) make.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We currently pay around $323.00 for our mortgage, $333.00 for the car payment, $100.00 for electric, $175.00 for phone, $80.00 for home insurance, and roughly $300.00 on food.
What is the home improvement project you are planning?Updating wiring and installing insulation, possibly adding an additional bathroom.

 


 

 

 

Member Payment Dependent Notes Series 809667

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809667

$9,175

$9,175

10.59%

1.00%

July 20, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809667. Member loan 809667 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 10.03%
Length of employment: n/a Location: Rio Rancho, NM
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > This is needed for medical purposes.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1983 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,025.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage = $0 Car = $0 The balance of my monthly expenses = approximately $400
Please provide additional details regarding the purpose of the loanThis loan will pay for medical treatment that is not currently covered by my insurance company. I am actively working with my doctor to recover these costs from the insurance company.

 


 

 

 

Member Payment Dependent Notes Series 809684

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809684

$8,000

$8,000

8.49%

1.00%

July 25, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809684. Member loan 809684 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: City of Tracy Debt-to-income ratio: 2.71%
Length of employment: 3 years Location: Tracy, CA
       
Home town:
Current & past employers: City of Tracy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,034.00 Public Records On File: 0
Revolving Line Utilization: 29.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate a few credit cards I've been using to fix up my house.

 


 

 

 

Member Payment Dependent Notes Series 809700

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809700

$12,000

$12,000

17.99%

1.00%

July 20, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809700. Member loan 809700 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: Accenture Debt-to-income ratio: 23.44%
Length of employment: < 1 year Location: Dallas, TX
       
Home town:
Current & past employers: Accenture
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,860.00 Public Records On File: 0
Revolving Line Utilization: 34.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent (Utilites, Cable, Internet Included): $500, Car Payment & Insurance: $650, Gas: $120, Food: $300, Cleaning: $120, Cell phone: $115
Which debts do you plan to pay off with this loan?I plan to pay off my Student loan as well as my Credit Card Debt, I am essentially wanting to consolidate all of my Debt in to one monthly payment with a lower Interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan Ballance is $4,000, with an Interest rate of 10%, and a Monthly Payment of $100 American Express Ballance is $1,500, with an Interest rate of 19%, and a Monthly Payment of $100-$200 Discover Ballance is $4,000, with an Interest rate of 20%, and a Monthly Payment of $200 Visa Ballance is $2,500, with an Interest rate of 20%, and a Monthly Payment of $100-$200

 


 

 

 

Member Payment Dependent Notes Series 809713

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809713

$15,000

$12,500

11.99%

1.00%

July 25, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809713. Member loan 809713 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: International Services Inc. Debt-to-income ratio: 10.44%
Length of employment: 3 years Location: Carol Stream, IL
       
Home town:
Current & past employers: International Services Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/11 > I am planning on buying a truck and driving for my self. I know a lot of people, they have jobs for me, I will stay busy and plan on paying this loan off within 1st year if not sooner. The job I currently have is very stable as well, I do have money saved up also! I have NEVER missed a payment in my life whatever it was whether it was credit card, car, or phone! My monthly budget is really good! Most of the money I make here at the current job is saved up, so I do have back up money! This would really help me get started with the company I plan on opening up. Thank you and appriciate everything! Hopefully we can do business in the future!

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,575.00 Public Records On File: 0
Revolving Line Utilization: 15.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about $700...I dont live alone...everything is splitted between everyone except my car and insurance payment, that's what has helped me save up some money!
What type of business are you starting?Trucking

 


 

 

 

Member Payment Dependent Notes Series 809768

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809768

$20,000

$20,000

11.49%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809768. Member loan 809768 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: L-3 Communications Debt-to-income ratio: 17.38%
Length of employment: 6 years Location: Greenville, TX
       
Home town:
Current & past employers: L-3 Communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Member# 809768, loan description. (trying to get more investors, doesn't look like we will make it to fully funded by deadline.) How I plan to use the funds: 16x28 Doughboy Pool with all accessories- $7,200 Pool Installation and bury- $2700 Deck surrounding the pool- $6000 Dirt Haul Away- $400 Credit Card payoff amounts: $1344.72, $838.95, and $521.82 What makes me a good borrower: In life I strive to achieve the best and with that I try my best to keep my credit in the best shape possible. I take pride in paying all my bills on time and even early. I have payed off my truck and will be paying off my other car off in March 2012. I have worked very hard to payoff all my credit cards and i'm down to the last three and with this loan they will be payed off which will save me on the interest rates. ??? My monthly budget: I bring home $2,800/month- (This is minus my car insurance, medical, 401 K, and taxes) Which comes out of my check each week. Budget List: House with insurance and tax- $880/month Other Car- $400 Utilities-ALL- $250-$300 School Loan- $130 3- Credit cards- Minimum monthly payment total- $247 (will be paying this monthly expense off with loan.) How stable my job is: I have been with my job for 6 years and have many specialty training skills that make me a more valuable employee.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 36
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 17.67% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)House per month ($890)- that includes insurance and tax.. Utilities ($250-$300)- electric, water, sewer, garbage, cable and internet.
Is the improvement to your primary residence or an investment property?Primary Resident
Is this for a home improvement you have already made, or one that you are planning to make?For improvements we are planning on making.
If you have a delinquency in the last 2 years, please explain the reason.I honestly can tell you, I have not had a delinquency in the past 2 years to speak of. I have a very strict budgeting plan set up, and I make sure that I pay all my bills on time or early.

 


 

 

 

Member Payment Dependent Notes Series 809776

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809776

$14,300

$14,300

13.49%

1.00%

July 20, 2011

July 22, 2014

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809776. Member loan 809776 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: state of california Debt-to-income ratio: 17.08%
Length of employment: 5 years Location: soledad, CA
       
Home town:
Current & past employers: state of california
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > This money is needed for business loan. I will also be investing $10,000 myself. This is a up, and running business. The money will be used for paying bills, until invoices are paid in full.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,575.00 Public Records On File: 0
Revolving Line Utilization: 81.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan is mostly covering the staff payroll until the facilities we contract with submit payment to us.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our business is home-based which is keeping overhead low. The monthly expenses will be mainly staff payroll, insurance, and some utilities. We estimate monthly overhead will be approximately $8,000 per month including payroll.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our business is home-based which is keeping overhead low. The monthly expenses will be mainly staff payroll, insurance, and some utilities. We estimate monthly overhead will be approximately $8,000 per month including payroll.
Please describe your experience/familiarity with the business you are starting/started?I'm only one of the three involved in starting this company. One of the other principal members has been working in the industry for the past five years. He, along with the other partner, saw there was a need for our type of staffing agency in his area.
Please explain the reason why you carry a large revolving credit balance.We are a new staffing agency. We need to be able to pay our employees while we await payment from the facilities we contract with.
What type of business are you starting?It is a staffing agency providing respiratory therapists on a temp basis to health care facilities.

 


 

 

 

Member Payment Dependent Notes Series 809785

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809785

$5,000

$5,000

8.49%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809785. Member loan 809785 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: Hoquiam School District Debt-to-income ratio: 22.53%
Length of employment: 10+ years Location: Aberdeen, WA
       
Home town:
Current & past employers: Hoquiam School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > I am consolidating a couple of credit cards with higher interest

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1978 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,388.00 Public Records On File: 0
Revolving Line Utilization: 62.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 809797

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809797

$4,500

$4,500

6.99%

1.00%

July 22, 2011

July 22, 2014

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809797. Member loan 809797 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,417 / month
Current employer: n/a Debt-to-income ratio: 6.76%
Length of employment: n/a Location: bayside, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,425.00 Public Records On File: 0
Revolving Line Utilization: 40.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 809799

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809799

$14,000

$14,000

7.49%

1.00%

July 22, 2011

July 22, 2014

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809799. Member loan 809799 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: The Siegfried Group, LLP Debt-to-income ratio: 5.63%
Length of employment: 5 years Location: BALTIMORE, MD
       
Home town:
Current & past employers: The Siegfried Group, LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > This loan will be used to pay off a current investment with a significant high interest rate. I have a detailed monthly budget in place and this loan will help me pay that balance off at a significant lower interest rate in 3 years. Borrower added on 07/20/11 > Thanks for the investors that have contributed to the funding of this loan. To give more details, this loan will give me the opportunity to pay off our current time-share that has a APR of 16.99% for a 10 year period. We are 2 years into this loan and we have made every payment on time through automatic payments coming out of our account each month. This loan will give us the chance to save approximately 10% in interest and pay off the balance in 3 years compared to 7 years. I am a conservative accountant that make all payments on time each month. Thanks for taking the time to read this and thank you if you have/ will be funding this loan.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,014.00 Public Records On File: 1
Revolving Line Utilization: 12.70% Months Since Last Record: 108
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The intended use is to get a lower interest rate on an investment I currently have and to shorten the maturity of the investment. This will save me more money by lowering the interest rate.
If you have a public record on file, please briefly explain the event and its resolution.Could you be more specific about the public record so I know what you are talking about and I will answer any questions? Thank You
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies in the last 2 years. When I was in college over 10 years ago my credit was not the best. However, since 2002 my credit file has been perfect and I have not had any delinquencies in the past 10 years. If you have a report that is showing a delinquency in the last 2 years I would like to get a copy of that because that is not correct.

 


 

 

 

Member Payment Dependent Notes Series 809801

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809801

$25,200

$25,200

16.89%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809801. Member loan 809801 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Seven River Regional Medical Center Debt-to-income ratio: 22.54%
Length of employment: 3 years Location: crystal river, FL
       
Home town:
Current & past employers: Seven River Regional Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > This loan is to install an inground pool at my home.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,289.00 Public Records On File: 0
Revolving Line Utilization: 25.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My interest rate on my house is 2.5.%, so my mortgage is $450.00 a month, taxes $100.00, insurance $100.00 a month.
Is the improvement to your primary residence or an investment property?Primary residence, I have not ventured into investment properties yet.

 


 

 

 

Member Payment Dependent Notes Series 809824

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809824

$18,000

$15,150

11.49%

1.00%

July 25, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809824. Member loan 809824 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Abcd, Inc Debt-to-income ratio: 22.02%
Length of employment: 5 years Location: everett, MA
       
Home town:
Current & past employers: Abcd, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > I plan to use my funds in a dreamed vacation that I deserve. I havent had vacation in five years. I'm an excellent borrower because I'm responsible and always pay my bills on time and never missed a payment. My job is very stable and will continue to be. I use my credit line carefully and have learned the importance of having a good credit

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,193.00 Public Records On File: 0
Revolving Line Utilization: 6.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide general details of the cost of your vacation.Its a family vacation. Expense are plane tickets, hotel lodging, car rental, food, buying gifts, and currency exchange. Thanks.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I rent a one bedroom apt, I dont cover most of my expenses. I only pay for the car insurance. Phone, millage, tolls and phone usage are covrered by the company that I work for. Food is around 50.00 weekly. Thanks
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Its for a family vacation in Europe for 3 weeks. Plane tickets, hotel, food, car rental, currency exchange, shopping, souvenirs, miscellaneus, etc. Thanks.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I rent a small one bedroom apt, I dont cover most of my expenses. I only pay for the car insurance. Phone, millage, tolls and phone usage are covrered by the company that I work for. Food is around 50.00 weekly
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I rent a one bedroom apt, I dont cover most of my expenses. I only pay for the car insurance. Phone, millage, tolls and phone usage are covrered by the company that I work for. Food is around 50.00 weekly. Thanks

 


 

 

 

Member Payment Dependent Notes Series 809934

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809934

$35,000

$26,775

19.69%

1.00%

July 26, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809934. Member loan 809934 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Yuma County Debt-to-income ratio: 7.44%
Length of employment: 10+ years Location: Yuma, AZ
       
Home town:
Current & past employers: Yuma County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,478.00 Public Records On File: 1
Revolving Line Utilization: 60.10% Months Since Last Record: 110
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Not sure what you are asking. Please give examples of what a public record is.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$956/mo Mortgage (PITI); $260/mo Utilities; Total owed Line of Credit $18,000.
Please explain the reason why you carry a large revolving credit balance.Undue expenses.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off all credit cards, inactivating all but two cards, putting rest in bank in Savings Account. Will use about $3000 to get diesel pickup serviced (150,000 mile service) and put new tires on it.
What are you buying?Consolidating Bills, paying extra on mortgage, preventative maintenance and tires on truck and saving the rest.

 


 

 

 

Member Payment Dependent Notes Series 809956

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809956

$30,000

$22,325

13.99%

1.00%

July 25, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809956. Member loan 809956 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,500 / month
Current employer: US Govt - HHS Debt-to-income ratio: 13.32%
Length of employment: 10+ years Location: BROOMFIELD, CO
       
Home town:
Current & past employers: US Govt - HHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,553.00 Public Records On File: 0
Revolving Line Utilization: 21.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Loan consolidation
Please explain the reason why you carry a large revolving credit balance.POOR Planning
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?student loan: B $40,000, rate 2%, MP: $178 mortage: B $375,000 , rate 4.5% MP $2,600 - paid by my husband credit card B $22,000, rate ranges from 0% PAPR to fixed 14.99%, monthly payment $900
Which debts do you plan to pay off with this loan?Wells Fargo, Discover and Chase
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?loan consolidation
What is your intended use for the loan proceeds?Loan consolidation
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2,000
Please explain the reason why you carry a large revolving credit balance.POOR Planning
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Husband pays morgage, insurance, taxes on property
What is your intended use for the loan proceeds?Loan consolidation
Please explain the reason why you carry a large revolving credit balance.POOR Planning
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?student loan: B $40,000, rate 2%, MP: $178 mortage: B $375,000 , rate 4.5% MP $2,600 - paid by my husband credit card B $22,000, rate ranges from 0% PAPR to fixed 14.99%, monthly payment $900
Which debts do you plan to pay off with this loan?Wells Fargo, Discover and Chase
Please explain the reason why you carry a large revolving credit balance.POOR Planning
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?student loan: B $40,000, rate 2%, MP: $178 mortage: B $375,000 , rate 4.5% MP $2,600 - paid by my husband credit card B $22,000, rate ranges from 0% PAPR to fixed 14.99%, monthly payment $900
Which debts do you plan to pay off with this loan?Wells Fargo, Discover and Chase

 


 

 

 

Member Payment Dependent Notes Series 809975

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809975

$8,000

$8,000

11.49%

1.00%

July 22, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809975. Member loan 809975 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,208 / month
Current employer: Lewis Brisbois Bisgaard & Smith LLP Debt-to-income ratio: 15.01%
Length of employment: 9 years Location: Perris, CA
       
Home town:
Current & past employers: Lewis Brisbois Bisgaard & Smith LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,316.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?Owner Operator/Trucking
What is your intended use for the loan proceeds?Permits, licensing, equipment
What type of business are you starting?Owner Operator/Trucking

 


 

 

 

Member Payment Dependent Notes Series 809996

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809996

$18,575

$16,225

11.99%

1.00%

July 25, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809996. Member loan 809996 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: Viacom/MTV Networks Debt-to-income ratio: 14.68%
Length of employment: 7 years Location: Flushing, NY
       
Home town:
Current & past employers: Viacom/MTV Networks
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > Debt Consolidation loan. Borrower added on 07/11/11 > This loan is to consolidate my debt in order to be able to afford to buy my own home in 5 years. I am a very dependable person who ALWAYS pays bills on time. I live on a tight budget and hope to be able to consolidate my debt so that i am able to pay all this off sooner. Sometimes it feels like with the high percetage rate that these banks have, I am never going to finish paying any of this off. I've been working since I was 17 years old and have been are my current company for 7 years. Please feel free to reach out with any questions.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,744.00 Public Records On File: 0
Revolving Line Utilization: 61.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live at home with my parents so I pay $200 a month for rent. I have a cell phone bill that i pay $85 a month for. I own my car outright. I finished paying that off at the begining of this year. I don't pay for utilities as this is included in the monthyl. I pay $13000 every 6months for car insurance. Please let me know if there are any further questions. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 810047

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810047

$20,000

$20,000

10.59%

1.00%

July 21, 2011

July 22, 2014

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810047. Member loan 810047 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Pasadena Ice Skating Center Debt-to-income ratio: 1.44%
Length of employment: 10+ years Location: Los Angeles, CA
       
Home town:
Current & past employers: Pasadena Ice Skating Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,343.00 Public Records On File: 0
Revolving Line Utilization: 11.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$5200 unsecured CC ($1200 at 14% the rest at 0%) $15000 borrowed at 10% interest 401K Rolling over the 401K into IRA, but need to move into another loan 1st.
Which debts do you plan to pay off with this loan?All so I can improve cash flow, roll over a 401K plan into IRA. Do not want to be in debt period and will probably pay off this loan faster than 3 years.

 


 

 

 

Member Payment Dependent Notes Series 810054

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810054

$23,600

$21,025

15.23%

1.00%

July 26, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810054. Member loan 810054 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,935 / month
Current employer: US ARMY Debt-to-income ratio: 0.00%
Length of employment: 9 years Location: Lawton, OK
       
Home town:
Current & past employers: US ARMY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/22/11 > Our business is expanding, and at the moment we do not have the space to support the increase in demand for more inventory. The funds will be an extension to the bridge of capital on-hand to assist in expanding our business and making necessary purchases and upgrades that will not only improve the effectiveness and efficiency of our internal operations, but also greatly enhance the customers' overall shopping experience. We will use the funds for the following: A cash register with robust storage and automation capabilities; more shelving for the larger storage room; a larger company sign, advertisement in adjacent communities, small customer and employee incentives, inventory scanners, aesthetic details and upgrades that appeal to the senses of our customers, a larger retail space. What makes me a good borrower is my history with the Lending Club as well as my credit score. We obtained some funding when we opened the doors to our company last year. In just a short amount of time we were able to pay that loan off in full. I am in the U.S. Army so my income is more than stable. I earn a comfortable salary, and I have a little more than 10 years until I retire. My business partner and I are not fans of debt. We barely have any. I have a cell phone bill, and car insurance payments. I receive a housing stipend so my rent, food, and utilities are paid by the military. My best friend and business partner has a cell phone bill, drives a scooter (paid for with cash and has a $20 per month insurance bill), and is pursuing his MBA. He is totally immersed in the world of business and believes in providing for the business first. So other than books for school and maybe an occassional quick bite from a restaurant his debt is minimal as well. We whole-heartedly believe in living well below our means. Our life is our company, and we enjoy the sweat we put into it while watching it grow. We see no need in going through banks to apply for business loans with minimums of $50,000-$150,000. Those amounts do not match the steady and calculated pace of our business. After Lending Club was featured on CNBC earlier this year, my partner and I knew we were in the among great company, and chose to come back to where we started for capital supplementation.

 

A credit bureau reported the following information about this borrower member on June 21, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?We've been in business since 2009. Prior to starting our business, we both worked in management positions in our business' sector. In addition, my business partner was a logistics manager in the U.S. Army and is now pursuing an MBA, and I'm close to obtaining my baccalaureate in business administration. Of course, it took a little longer than expected since I'm still in the Army. We are both well grounded for the type of business we've started, and we possess the necessary skills, knowledge, and discipline to nurture the business and watch it grow as we have over the past 2 years. The progress we made so far is a testimony to our belief that we have a pretty good formula.
What type of business are you starting?We are not starting our business. We have been in business since 2009. We are now expanding it. We own a female clothing store that is competitive with stores like Forever 21, Charlotte Russe, Rainbow, Wet Seal, and Agaci. We never expected to do so well so quickly, but because of an increase in demand for either the same or higher quality clothing (especially our denim) when compared to the previously mentioned retailers, we must expand in order to stock more inventory to satisfy the increased demand as well as improve the overall shopping experience for the customers to keep them happy. This loan will be used to augment our capital on hand that is specifically for use in the expansion efforts without having to resort to our working capital that is on hand for business operations and employee compensation.
Can you provide some high level financials on the monthly costs / revenue of your business?We are using this loan to augment the capital on hand that will be used specifically for the expansion of our business to support the increase in demand and improve the overall shopping experience for our customers without having to resort to using our working capital which is a separate account for business operations and employee compensation.

 


 

 

 

Member Payment Dependent Notes Series 810093

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810093

$7,600

$7,600

10.59%

1.00%

July 20, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810093. Member loan 810093 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,833 / month
Current employer: University of South Carolina Debt-to-income ratio: 21.92%
Length of employment: 1 year Location: LUGOFF, SC
       
Home town:
Current & past employers: University of South Carolina
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > I have been continuously employed in state government since I graduated from college in 2006. I have been with my current employer for more than a year, and since I am employed in a high need area I won’t be laid off. I have never been late with a payment for any bill and I have an excellent credit. I would like to use this loan to pay off my car loan, credit card, a student loan, and make repairs to my car. My monthly bills are: car loan, student loans, credit card, insurance, and cell phone. Just my car loan is $340 a month, so if I pay off the car with a lending club loan and I will be saving $100 right away. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,962.00 Public Records On File: 0
Revolving Line Utilization: 47.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using the money for the following purposes: Paying off car note-$2,380 Credit card-$1,600 Car repair-$3,000 Private student loan-$4,000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I do not have any housing expenses per month.

 


 

 

 

Member Payment Dependent Notes Series 810107

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810107

$35,000

$35,000

19.29%

1.00%

July 22, 2011

July 22, 2014

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810107. Member loan 810107 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Delta Sheetmetal Debt-to-income ratio: 4.22%
Length of employment: 8 years Location: brooklyn, NY
       
Home town:
Current & past employers: Delta Sheetmetal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > This loan was relisted. It had all the funding the first time but I didnt get my paper work in till July 1st. With the 4th on a Monday my paperwork wasnt able to get reviewed before the loan expired on July 6th. With my paperwork already in the hands of lending clue, I dont see the same problem happening with this loan. Im taking this loan to pay 3 credit cards and a truck that has 46 payment left. I been with my company 8 years and with my union for 12 year I never defaulted on anything nor have I ever been late with a payment to anything.

 

A credit bureau reported the following information about this borrower member on June 22, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 19
Revolving Credit Balance: $21,091.00 Public Records On File: 0
Revolving Line Utilization: 87.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan to pay 3 credit cards and a truck that has 46 payments left. They total 40,500. The rest I will take from my savings.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1800 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)1800 a month
If you have a delinquency in the last 2 years, please explain the reason.I dont have any, never had any!
Please explain the reason why you carry a large revolving credit balance.Given my income I ready dont think I have a large revolving credit balance.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I owe 3 credit card with a balance of 22,000 and a truck with a balance of 18,500. I plan to pay all these balances with the rest coming from my savings.My truck payment is 505 a month and I have 46 payments left. This loan will save me 5050 on the truck alone.
Which debts do you plan to pay off with this loan?3 credit cards and a truck.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt balances are 22,000 to 3 credit cards with a average interest rate of 12% and a truck balance of 18,500 with a intrest rate of 8%. I have no student loans left, no other lines of credit and no mortgage payment. This loan is a higher intrest rate then Im use to getting but I just want to get everything down to one payment and be done with is sooner then later,thats why I only asked for a 3 year loan.Paying off the truck will also save me $5050 in payments cause I have 46 left and this loan is only 36 payments.

 


 

 

 

Member Payment Dependent Notes Series 810142

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810142

$12,000

$12,000

16.89%

1.00%

July 21, 2011

July 22, 2014

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810142. Member loan 810142 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: US Army Debt-to-income ratio: 14.47%
Length of employment: 7 years Location: savannah, GA
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > I am currently serving in military and have been for seven years. I would like to purchase a new home without using my VA benefits and need assistance with the down payment and closing costs. I am a very creditable borrower and can repay all loaned funds without causing myself any financial hardship. Thank you in advance for your assistance. Borrower added on 07/10/11 > It is a single family home that will serve as my first investment property. The property will be purchased well below market value. If I do not have a renter for any reason I will have funds left in my budget to cover all expenses for the home.

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,506.00 Public Records On File: 0
Revolving Line Utilization: 22.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What other sources of financing are you using to purchase the home?I will recieve financing through BOA, and current savings.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total fixed monthly expenses (mortgage, utilities, food, student loans, transportation, phone ect.) are around $2500, I have begun to start dedicating more of my monthly income towards saving.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage (including insurance and taxes) $778 no other leins or loans on my home utilities $175-210
Is the home you are purchasing your primary residence or an investment property?I am trying to purchase my first invest property (SFH).
What is the estimated current market value of the home you intend to purchase?$103K I intend to place an offer of $65K

 


 

 

 

Member Payment Dependent Notes Series 810188

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810188

$4,200

$4,200

15.23%

1.00%

July 20, 2011

July 22, 2014

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810188. Member loan 810188 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Pyramid Home Health Debt-to-income ratio: 13.55%
Length of employment: < 1 year Location: Wentzville, MO
       
Home town:
Current & past employers: Pyramid Home Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > to pay off debt

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2008 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,369.00 Public Records On File: 0
Revolving Line Utilization: 34.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My husband and I had 2 houses at 1 time and are recovering from having 2 house payments. I also switched jobs for a better paying job, but didn't get paid for a month so we are trying to bounce back from that.

 


 

 

 

Member Payment Dependent Notes Series 810251

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810251

$16,000

$16,000

10.99%

1.00%

July 21, 2011

July 22, 2014

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810251. Member loan 810251 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Amtrak Debt-to-income ratio: 4.77%
Length of employment: 4 years Location: Deltona, FL
       
Home town:
Current & past employers: Amtrak
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > Thanks for taking a look at my loan request! Obviously, you can see that I handle my credit very well, never having a late payment or over-extending myself. I have a very secure union job with the government which guarantees me full time employment. This loan will be used to consolidate all of my credit cards and money borrowed that was used to fix up the foreclosed home I bought almost 3 years ago. Additionally after having the AC/Heat pump and Water Heater checked, I am upgrading now as to take advantage of the tax credits, gov't rebates, and power company rebates and going to be able to save an average of $135 on my monthly power bill. So by combining all of this into one loan I will save about $328 per month and be able to add even more into my savings every month. Thanks again for your help in funding my loan quickly! Hopefully soon I can return the favor and help other borrowers by being on the lending side! What a great way to help each other become free of a heavy debt burden!

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,674.00 Public Records On File: 0
Revolving Line Utilization: 44.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 810303

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810303

$12,000

$12,000

11.99%

1.00%

July 22, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810303. Member loan 810303 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Cleary Gottlieb Debt-to-income ratio: 17.49%
Length of employment: 7 years Location: Staten Island, NY
       
Home town:
Current & past employers: Cleary Gottlieb
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,289.00 Public Records On File: 0
Revolving Line Utilization: 53.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?2 Mastercards: 1- $3012 @ 25% 2- $5390 @ 13.24% They are the only 2 credit cards with a balance on them. With the remaining loan amount, I will be paying down a line of credit through my personal bank.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $600 Transportation - $150 Utilities - $150 Phone - $90 Food - >$300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Current monthly payments on credit cards mentioned above = $252
What is the total balance of your credit cards, interest rates and current monthly payments?2 Mastercards: 1- $3012 @ 25% 2- $5390 @ 13.24% They are the only 2 credit cards with a balance on them. With the remaining loan amount, I will be paying down a line of credit through my personal bank.
What is the total balance of your credit cards, interest rates and current monthly payments?2 Mastercards: 1- $3012 @ 25% 2- $5390 @ 13.24% They are the only 2 credit cards with a balance on them. With the remaining loan amount, I will be paying down a line of credit through my personal bank.

 


 

 

 

Member Payment Dependent Notes Series 810326

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810326

$24,000

$24,000

17.49%

1.00%

July 25, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810326. Member loan 810326 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $16,750 / month
Current employer: The Shaw Group In Debt-to-income ratio: 14.55%
Length of employment: 10+ years Location: Texarkana, TX
       
Home town:
Current & past employers: The Shaw Group In
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/11 > Personal loan to pay off existing 401K loan Borrower added on 07/09/11 > inorder to consolidate some bills Borrower added on 07/18/11 > Payoff high interest credit cards and 401K loan

 

A credit bureau reported the following information about this borrower member on July 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,396.00 Public Records On File: 0
Revolving Line Utilization: 78.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $1250, Transp. $825 (Includes Gas, once car loan and insurance) Utilities $200, Phone/Internet $200 (Includes Cell Phones) Insurance $500, Food and household $1200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent $1250, utilities $200, Insurance $30
Please explain the reason why you carry a large revolving credit balance.This loan is part of a plan to get those reigned in.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Loan being used to payoff existing 401K loan and high interest credit cards.
Please provide additional details regarding the purpose of the loanLoan being used to payoff existing 401K loan and high interest credit cards.

 


 

 

 

Member Payment Dependent Notes Series 810333

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810333

$9,725

$9,725

17.49%

1.00%

July 20, 2011

July 22, 2016

July 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810333. Member loan 810333 was requested on July 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Blue Line Debt-to-income ratio: 1.29%
Length of employment: < 1 year Location: Columbus, OH
       
Home town:
Current & past employers: Blue Line
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I will use funds to rehab investment property. I replace all mechanicals in the house, plumbing,electric,hvac,roof windows.ect. The property is free and clear of mortgage. I have full time employment and do not use funds for income. I pay all my bills on time and live to my means to do it. thank you for your consideration. Borrower added on 07/19/11 > project is underway and work is being done in a timely manner, Thank you again, sincerly __________________ .

 

A credit bureau reported the following information about this borrower member on June 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,659.00 Public Records On File: 0
Revolving Line Utilization: 88.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I owned a plumbing and hvac company for many years working on investment properties for other investors. I have owned many properties myself. The market is great for discounted house to which I have purchased. I have grown up with siblings that have owned construction companies to which I have worked for. I manage my own rental properties now. When I continue to grow in number of properties I will hire a management company. If there is something that I dont know or have time to do I hire it out.
Please describe your experience/familiarity with the business you are starting/started?I owned a plumbing and hvac company for many years working on investment properties for other investors. I have owned many properties myself. The market is great for discounted house to which I have purchased. I have grown up with siblings that have owned construction companies to which I have worked for. I manage my own rental properties now. When I continue to grow in number of properties I will hire a management company. If there is something that I dont know or have time to do I hire it out.
Please explain the reason why you carry a large revolving credit balance.All of the revolving accounts are paid , but creditors need to update. I was keeping balance until I had my partner sell his property and pay me back, in which he just did last month. one creditor did update. credit rating went up.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2600 a month
Please describe your experience/familiarity with the business you are starting/started?I owned a plumbing and hvac company for many years working on investment properties for other investors. I have owned many properties myself. The market is great for discounted house to which I have purchased. I have grown up with siblings that have owned construction companies to which I have worked for. I manage my own rental properties now. When I continue to grow in number of properties I will hire a management company. If there is something that I dont know or have time to do I hire it out.
What will be the largest expense in the first six months?replacing roof and kitchen remodel, one time expenses .

 


 

 

 

Member Payment Dependent Notes Series 810372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810372

$7,000

$7,000

15.99%

1.00%

July 25, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810372. Member loan 810372 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $12,000 / month
Current employer: n/a Debt-to-income ratio: 2.40%
Length of employment: 10+ years Location: Stockbridge, GA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 53
Revolving Credit Balance: $8,674.00 Public Records On File: 0
Revolving Line Utilization: 91.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off bills Get my Truck Fixed

 


 

 

 

Member Payment Dependent Notes Series 810509

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810509

$28,000

$19,575

21.36%

1.00%

July 25, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810509. Member loan 810509 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,117 / month
Current employer: juniper networks Debt-to-income ratio: 6.42%
Length of employment: 5 years Location: SANTA CLARA, CA
       
Home town:
Current & past employers: juniper networks
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/11 > Need this loan to consolidate high interest credit i took during urgency. This loan will make it easy for me to payoff high interest debt and make it easy to do single payment every month. Also need some extra cash to cover expenses relating to medical and travel. Plan to pay it off sooner than 5 years but chose this period to make sure any tight situations can be handled in the future. Borrower added on 07/11/11 > I would be using the funds to pay off come high interest loans and any left over loan money will be used for Medical and Travel expenses. I am planning to pay off the loan sooner than 5 years. Borrower added on 07/11/11 > My current salary helps me comfortably make the monthly payment. This loan would help me a lot in eliminating the high interest debt and make single payment. Borrower added on 07/18/11 > Thank you all for funding my loan so far. Feel free to ask any questions you may have and i am open to address your concerns.

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 13 Months Since Last Delinquency: 12
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Primarily 2 reasons why i had late payments 2 years back. I suffered some financial losses in my investments. During the same time i had my parents needing emergency medical assistance. I had to cover their medical expenses and needed to take care of them for few months. I was only late in my payments for few months. Eventually i paid off the loan in full.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?citifinance 5000 (36% APR 380 per month) Springleaf 7500 (29% APR 340 per month) Credit Card 5000 (29% APR 250 per month) personal loan 2600 (280 per month) Rest of the money will be used for medical and travel expenses.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to pay off my credit card debt 5000 and high interest loans totaling around 16000. Rest of the money will be used for travel and medical expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?citifinance 5000 (36% APR 380 per month) Springleaf 7500 (29% APR 340 per month) Credit Card 5000 (29% APR 250 per month) personal loan 2600 (280 per month) Rest of the money will be used for medical and travel expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?citifinance 5000 (36% APR 380 per month) Springleaf 7500 (29% APR 340 per month) Credit Card 5000 (29% APR 250 per month) personal loan 2600 (280 per month) Rest of the money will be used for medical and travel expenses.
Which debts do you plan to pay off with this loan?citifinancial 5000, springleaf 7500, credit card 5000, personal loan 2600
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).i dont have any mortgage
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1255 transportation 300 utils 300 all other expenses 750 to 1000 (groceries and etc)
What is your intended use for the loan proceeds?I plan to payoff credit card debt and other personal loan debt (totaling around 21000). Rest of the funds will be used for paying off medical bills and travel expenses for family.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1255 transportation 300 utils 300 all other expenses 750 to 1000 (groceries and etc)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent 1255 utils 300 to 400 transportation 250 to 300 Rest of the expenses around 750

 


 

 

 

Member Payment Dependent Notes Series 810514

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810514

$17,000

$14,875

8.49%

1.00%

July 25, 2011

July 23, 2014

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810514. Member loan 810514 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: NYC Dept of education Debt-to-income ratio: 23.48%
Length of employment: 10+ years Location: Longislandcity, NY
       
Home town:
Current & past employers: NYC Dept of education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > I am using this loan to pay off a couple of higher interest credit cards. I pay all my bills on time every month and have had the same stable job for over 29 yrs

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,706.00 Public Records On File: 0
Revolving Line Utilization: 46.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to consolidate two much higher rate credit cards and also to simplify my budget.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have only two credit cards with balances that add up to about $15000 combined. They have an average interest of about 15%. Other than that I have a car loan with about an $8500 balance that is only 5.5%. I have no problem making the payments that will pay off these debts in 3 yrs but I would like to lower the interest rate on the $15000 credit card debt. I just dont think its right for a person with my great credit history and score to pay that much interest. I have no mortgage. I live in my own apartment in a house that my family has owned for 37 yrs.

 


 

 

 

Member Payment Dependent Notes Series 810558

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810558

$15,000

$15,000

15.99%

1.00%

July 20, 2011

July 24, 2014

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810558. Member loan 810558 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: Milliken & Company Debt-to-income ratio: 11.34%
Length of employment: 7 years Location: Pendleton, SC
       
Home town:
Current & past employers: Milliken & Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > I plan to buy a boat with the funds. I work for a very stable employer and feel that my position with this company is very secure. My monthly budget has at least $1500 remaining after tiithing, fulfilling all fianancial obligations, and feeding my family.

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 23
Revolving Credit Balance: $3,844.00 Public Records On File: 1
Revolving Line Utilization: 31.00% Months Since Last Record: 99
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I filed chapter 7 in summer of 2003 and it has been released as far as I know. My house in Alabama was foreclosed on in the process. That was 8 years ago and I have fulfilled all my legal obligations since then. I hope this answers your question.
Please provide additional details regarding the purpose of the loanI want to buy a boat for my family to enjoy the nearby lake. I am looking for the best used boat I can find in the 10,000 to $15,000 range. Most likely a bow rider or a deck boat in the 18-22ft range.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current Monthly Expenses: Mortgage: $1322 Car Note: $277 Auto Gas: $400 Elect: $229 Phone/cable/internet: $132 cell:$97 Trash: 17 water: $38 All Insurance house/autos/life: $375 Food/dining/supplies: $1200 All misc credit lines: $780

 


 

 

 

Member Payment Dependent Notes Series 810587

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810587

$15,000

$15,000

19.29%

1.00%

July 25, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810587. Member loan 810587 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: First Citizens Bank and Trust Company Debt-to-income ratio: 16.22%
Length of employment: 4 years Location: Acworth, GA
       
Home town:
Current & past employers: First Citizens Bank and Trust Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > 1. I am planning to use the money to upgrade 2 and 1/2 bathrooms in my home. The upgrade consists of new showers and bath tabs, painting and tile installation. I am a good borrower because: I work for a strong company that was established in 1897 and still expanding. This is a steady employment with enough income to meet debt obligations. I have been with them for 4 years. I have a good credit, no delinquencies and have consistently made on time payments for many months and years in the past.

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 68
Revolving Credit Balance: $15,648.00 Public Records On File: 1
Revolving Line Utilization: 71.10% Months Since Last Record: 110
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I am sorry, I don't know what you are referring to, public record: what are you asking? Can you please be more specific with your question. Thanks
If you have a public record on file, please briefly explain the event and its resolution.I am sorry, I don't know what you are referring to, public record: what are you asking? Can you please be more specific with your question. Thanks
If you have a delinquency in the last 2 years, please explain the reason.I don't have delinquencies.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage payment is $1300 per month which includes property taxes and home owners insurance.

 


 

 

 

Member Payment Dependent Notes Series 810622

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810622

$12,000

$12,000

16.49%

1.00%

July 26, 2011

July 27, 2016

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810622. Member loan 810622 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,750 / month
Current employer: Toray Composites (America) Inc Debt-to-income ratio: 15.54%
Length of employment: 10+ years Location: Shelton, WA
       
Home town:
Current & past employers: Toray Composites (America) Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,710.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 810629

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810629

$8,600

$8,600

5.99%

1.00%

July 25, 2011

July 23, 2014

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810629. Member loan 810629 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: Methodist Hospital Debt-to-income ratio: 11.38%
Length of employment: 3 years Location: San Antonio, TX
       
Home town:
Current & past employers: Methodist Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,644.00 Public Records On File: 0
Revolving Line Utilization: 48.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?~$12,000 credit cards (10-20%APR); ~$20,000 school loan for post graduate degree (doctor of pharmacy); $2650 monthly mortgage, no other lines of credits
What is your intended use for the loan proceeds?Reduce credit card loan amount to reduce interest, sustain monthly expenses while I can't work much overtime due to the need to study for school (will graduate May 2012, by then will be able to work more overtime to pay off loan faster)

 


 

 

 

Member Payment Dependent Notes Series 810631

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810631

$17,000

$17,000

11.99%

1.00%

July 22, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810631. Member loan 810631 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,750 / month
Current employer: Raytheon Debt-to-income ratio: 15.12%
Length of employment: 10+ years Location: Murphy, TX
       
Home town:
Current & past employers: Raytheon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,400.00 Public Records On File: 0
Revolving Line Utilization: 49.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidating credit cards
Please explain the reason why you carry a large revolving credit balance.I was expecting to receive money from the sale of my father's house after he passed; however, we decided it was better for my brother to live there instead of selling it since he was recenlty divorced. In hindsight, I should have waited until it sold before spending money on a new kitchen remodel.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
Which debts do you plan to pay off with this loan?Credit cards
Which debts do you plan to pay off with this loan?Credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1900/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
What is your intended use for the loan proceeds?Consolidating credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1900/mo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)1900/mo
Please explain the reason why you carry a large revolving credit balance.I was expecting to receive money from the sale of my father's house after he passed; however, we decided it was better for my brother to live there instead of selling it since he was recenlty divorced. In hindsight, I should have waited until it sold before spending money on a new kitchen remodel.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just credit card consolidation
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
Which debts do you plan to pay off with this loan?Credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1900/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
Which debts do you plan to pay off with this loan?Credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1900/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
Which debts do you plan to pay off with this loan?Credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1900/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1900/mo

 


 

 

 

Member Payment Dependent Notes Series 810669

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810669

$16,000

$10,025

11.49%

1.00%

July 25, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810669. Member loan 810669 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,848 / month
Current employer: UHS Debt-to-income ratio: 21.31%
Length of employment: 6 years Location: HARPURSVILLE, NY
       
Home town:
Current & past employers: UHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > Unforseen occurances had my relying on credit for a good part of last year. I am back on my feet, healthy, in a stable job. I am advancing my education so I can increase my learning potential. While my debt to credit ratio is high, I have a good track record of making my payments, and will continue to do so. Borrower added on 07/11/11 > No part of this loan will be used to fund secondary education.

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,268.00 Public Records On File: 0
Revolving Line Utilization: 59.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?At this time, I plan to pay off several high interest credit cards with interest rates in the mid 20% range. Also, I was required to have unexpected surgery this spring and have several medical bills adding up to approx. $1000. I am attending school to obtain a BSN in Nursing, so my current student loan is in deferment. My mortgage (which includes escrow and insurance) is 1,100 a month, and I am a new home owner, so I still owe about $156,000 on my home, which was assessed at $162,000.
Which debts do you plan to pay off with this loan?I plan to pay off high interest credit cards and my auto loan ($7900), which will leave me more than enough to make monthly payments for this loan. Also, I have incured a few unexpected medical bills, and would like to pay those as well, in addition to preparing for the upcoming heating-oil season.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The credit card that I would like to consolidate would be approximately $10,000 at about 24% with payments of about $450 per month. Mortgage is $1100 which includes escrow and insurance. I would also like to pay off medical bills.

 


 

 

 

Member Payment Dependent Notes Series 810683

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810683

$22,000

$14,300

20.25%

1.00%

July 26, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810683. Member loan 810683 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: CHENEY BROTHER Debt-to-income ratio: 16.40%
Length of employment: 10+ years Location: WEST PALM BEACH, FL
       
Home town:
Current & past employers: CHENEY BROTHER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > I AM PLANNING TO CONSOLIDATE SOME OF MY BILLS Borrower added on 07/13/11 > COSOLIDATION

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 21
Revolving Credit Balance: $12,280.00 Public Records On File: 0
Revolving Line Utilization: 60.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.MY BANK ACCOUNT GOT MESSED UP AND MADE MY RETIREMENT CHECK BE DELAYED FOR ABOUT 1 MONTH

 


 

 

 

Member Payment Dependent Notes Series 810745

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810745

$25,000

$16,950

20.25%

1.00%

July 25, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810745. Member loan 810745 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: FEGS Debt-to-income ratio: 16.92%
Length of employment: 2 years Location: brooklyn , NY
       
Home town:
Current & past employers: FEGS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > Debt Consolidation

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 45
Revolving Credit Balance: $15,717.00 Public Records On File: 0
Revolving Line Utilization: 57.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?MasterCard - $ 2,347.13 (balance) at 12.24 % with a monthly payment $86.00 Visa card - $ 10,789.70 (balance) 12.24 % with a monthly payment $ 198.00 Capitol one card - $ 3,448.00 (balance) at 17.90 % with a monthly payment $136.00 Dell card - $ 2,104.05 (balance) at 26.99 % with a monthly payment $84.00 MasterCard- $3,669.22 (balance) at19.24 % with a monthly payment $95.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard - $ 2,347.13 (balance) at 12.24 % with a monthly payment $86.00 Visa card - $ 10,789.70 (balance) 12.24 % with a monthly payment $ 198.00 Capitol one card - $ 3,448.00 (balance) at 17.90 % with a monthly payment $136.00 Dell card - $ 2,104.05 (balance) at 26.99 % with a monthly payment $84.00 MasterCard- $3,669.22 (balance) at19.24 % with a monthly payment $95.00
What is the total balance of your credit cards, interest rates and current monthly payments?MasterCard - $ 2,347.13 (balance) at 12.24 % with a monthly payment $86.00 Visa card - $ 10,789.70 (balance) 12.24 % with a monthly payment $ 198.00 Capitol one card - $ 3,448.00 (balance) at 17.90 % with a monthly payment $136.00 Dell card - $ 2,104.05 (balance) at 26.99 % with a monthly payment $84.00 MasterCard- $3,669.22 (balance) at19.24 % with a monthly payment $95.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard - $ 2,347.13 (balance) at 12.24 % with a monthly payment $86.00 Visa card - $ 10,789.70 (balance) 12.24 % with a monthly payment $ 198.00 Capitol one card - $ 3,448.00 (balance) at 17.90 % with a monthly payment $136.00 Dell card - $ 2,104.05 (balance) at 26.99 % with a monthly payment $84.00 MasterCard- $3,669.22 (balance) at19.24 % with a monthly payment $95.00
If you have a delinquency in the last 2 years, please explain the reason.no delinquency in the past 2 years
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $ 1,300 monthly Utilities - average about $ 150-169 Phone - $ 132 monthly Food - $ 225 monthly Cable - $ 140 monthly Transportation - $ 104 monthly Cell phone - $ 160 monthly Student Loan - $ 37,812.11 (balance) at 3.625 % with a monthly payment $234.86
Please explain the reason why you carry a large revolving credit balance.The main reason that I am presently having a large revolving credit balance is to pay for IVF and fertility treatments two years ago. After a couple a years to conceive a baby unsuccessfully, we turned to a clinic for fertility treatments for help. Without realizing the high cost of IVF and treatments, I used my credit cards to cover to pay for the cost of IVF hoping to have a successful outcome. I also had to use all my hard earned savings for these treatments which also included costly fertility medications, travel expenses, and after multiple IVF attempts, we walk away with no baby. Now I am assiduously trying very hard to pay off my credit cards balance. I had a second job to make extra cash at side of my regular full time job in order to reduce the debt. Unfortunately, I had to stop my part-time job due to the demand of work increased in my current full-time job and staying at work longer hours. Thank you,

 


 

 

 

Member Payment Dependent Notes Series 810884

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810884

$7,000

$7,000

13.99%

1.00%

July 26, 2011

July 23, 2014

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810884. Member loan 810884 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: msnbc.com Debt-to-income ratio: 6.95%
Length of employment: < 1 year Location: Seattle, WA
       
Home town:
Current & past employers: msnbc.com
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1984 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 55
Revolving Credit Balance: $10,026.00 Public Records On File: 0
Revolving Line Utilization: 72.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Our revolving credit balance came in two chunks, some we accrued a few years ago when money when I was between jobs and money was bad. We were working on paying this off, but it was slow as as I wasn't making much. The second batch came this year as I took a new job and have had extra expenses with getting relocated. The new job pays much better and our goal is to get rid of all of our debt as quickly as possible. The goal of this loan request is to move revolving debt to a single place and to help us get our old house sold. We aren't able to sell it without losing money, but it will free up that mortgage payment to pay off debt. Thanks!

 


 

 

 

Member Payment Dependent Notes Series 810924

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

810924

$9,000

$9,000

10.59%

1.00%

July 20, 2011

July 24, 2014

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 810924. Member loan 810924 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Honda R&D Debt-to-income ratio: 16.84%
Length of employment: < 1 year Location: Delphos, OH
       
Home town:
Current & past employers: Honda R&D
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have a very healthy monthly cash-flow, and I will be able to comfortably pay on my loan each month. I plan on using 100% of the funds to invest in precious metals. I am hard-working and dependable in nature and have a masters degree in mechanical engineering (magna cum laude for both my B.S. and M.S. in engineering). I have always paid my CC bills, utilities, rent, etc. on time. I have a very stable job at an Automotive Research and Development Facility. At work, I have short-term and long-term disability coverage, plus over $500,000 worth of personal accident insurance, so if I were to have any set-backs, I would still have plenty of monthly cash-flow. I greatly appreciate the fact that we can help better each other's futures!

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,283.00 Public Records On File: 0
Revolving Line Utilization: 34.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 811157

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811157

$18,000

$18,000

16.89%

1.00%

July 21, 2011

July 23, 2016

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811157. Member loan 811157 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Halliburton Debt-to-income ratio: 9.93%
Length of employment: 10+ years Location: Meraux, LA
       
Home town:
Current & past employers: Halliburton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,341.00 Public Records On File: 0
Revolving Line Utilization: 39.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidation
Please explain the reason why you carry a large revolving credit balance.To build my credit. I understand its too large of a balance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Almost the amount I requested. They are high interest like Home Depot, Sears, Best Buy these cards have huge interest rates.
Which debts do you plan to pay off with this loan?This will pay off all of my debts that I owe. Every single one of them.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It will pay all my credit card debt. I have like 6 different cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Almost the amount I requested. They are high interest like Home Depot, Sears, Best Buy these cards have huge interest rates.
Which debts do you plan to pay off with this loan?This will pay off all of my debts that I owe. Every single one of them.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Almost the amount I requested. They are high interest like Home Depot, Sears, Best Buy these cards have huge interest rates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage- $687, Transportation-$350, Utilities-$380, Cell Phone$120, Internet, Cable, Phone- $150, Food- $200, Etc.- $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Almost the amount I requested. They are high interest like Home Depot, Sears, Best Buy these cards have huge interest rates.
Which debts do you plan to pay off with this loan?This will pay off all of my debts that I owe. Every single one of them.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Almost the amount I requested. They are high interest like Home Depot, Sears, Best Buy these cards have huge interest rates.
Which debts do you plan to pay off with this loan?This will pay off all of my debts that I owe. Every single one of them.

 


 

 

 

Member Payment Dependent Notes Series 811215

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811215

$16,000

$16,000

14.79%

1.00%

July 26, 2011

July 26, 2016

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811215. Member loan 811215 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: wells fargo Debt-to-income ratio: 7.77%
Length of employment: 10+ years Location: INDIAN TRAIL, NC
       
Home town:
Current & past employers: wells fargo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,083.00 Public Records On File: 0
Revolving Line Utilization: 32.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 811269

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811269

$12,000

$12,000

11.99%

1.00%

July 26, 2011

July 23, 2014

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811269. Member loan 811269 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,822 / month
Current employer: n/a Debt-to-income ratio: 14.82%
Length of employment: 10+ years Location: Berry, KY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1985 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,865.00 Public Records On File: 1
Revolving Line Utilization: 52.00% Months Since Last Record: 107
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 811317

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811317

$15,500

$15,500

11.99%

1.00%

July 21, 2011

July 23, 2014

July 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811317. Member loan 811317 was requested on July 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,200 / month
Current employer: Mega Airlines Solutions Debt-to-income ratio: 19.63%
Length of employment: 1 year Location: Hialeah, FL
       
Home town:
Current & past employers: Mega Airlines Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > I plan on using the funds if provided, to eliminate my debt and have an easy monthly payment. This will help me balance my life out and be more flexible with payments on my rent. I have learned my lesson and do not plan on getting into this blackhole again... I'm a great borrower because I'm open minded. People understand the situation I am in and I'm sure some can relate. I am responsible and always get things done on time, which is why I was promoted twice last year in my current job. I have a steady job which is investing in my future and wants me to become a permanent part of the team. I have a monthly budget that lets me afford this loan and all of my other expenses. With the granted loan I would be able to save more money and have extra pocket money in case of emergencies. I am your simple every day hard working American trying to get ahead in life. And if you must know, I got in debt because I could not afford college and had to pay with credit cards. I plan on getting my life back together and starting college once again with the help of financial aid. I am still a young adult, but I want to get ahead and live a good life and the American dream. I hope to one day help out a fellow American and repay the favor . Thank you for your time and for your help.

 

A credit bureau reported the following information about this borrower member on July 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,033.00 Public Records On File: 0
Revolving Line Utilization: 92.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses include $750 in rent, around $150 in gas, the water and light is included in my rent bill. Food groceries total up to $200 a month. Phone bill is only $50.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently owe $15,000. High interest ranging from 22%APR to 29.99%APR all in the form of credit cards.
Which debts do you plan to pay off with this loan?I plan on paying off all my credit cards and only keeping the major big accounts open for emergencies.

 


 

 

 

Member Payment Dependent Notes Series 811484

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811484

$5,000

$5,000

16.49%

1.00%

July 25, 2011

July 24, 2014

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811484. Member loan 811484 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: FLYNG STAR CAFE Debt-to-income ratio: 13.50%
Length of employment: 4 years Location: albuquerque, NM
       
Home town:
Current & past employers: FLYNG STAR CAFE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > This loan is to pay of my car loan. Borrower added on 07/11/11 > Im have 5 yers in mi work

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,071.00 Public Records On File: 0
Revolving Line Utilization: 11.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1600
Is this loan for a refinance, lease or purchase?refinance

 


 

 

 

Member Payment Dependent Notes Series 811512

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811512

$6,000

$6,000

8.49%

1.00%

July 21, 2011

July 24, 2014

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811512. Member loan 811512 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: InMotion Hosting Debt-to-income ratio: 9.24%
Length of employment: < 1 year Location: Virginia Beach, VA
       
Home town:
Current & past employers: InMotion Hosting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,139.00 Public Records On File: 0
Revolving Line Utilization: 45.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hello, thanks so much for the question and possible lending. I'm going to be using it as a credit card consolidation loan. I have 3 credit cards with varying APRs from 14.24% - 16.99%, my balances across these cards has been almost exclusively accrued by medical bills over the last 2 years (root canal, ulna nerve surgery, pilonidal cyst removal, ambulance + ER visit for sliced hand). I recently moved down to VA Beach last October for a job as I was under-employed and not able to make a big enough impact on my debts. Back in January I got promoted to our system administration department. So now I have a great steady career that's not going anywhere and compensates me well, and I'm ready to start getting rid of all my debt. I would prefer a single loan rather then paying 3 separate credit card companies, as it's just easier for me to keep track of and keep my interest payments in check. Thanks again - Jacob
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello, and thanks for the question. This is the latest info I have off my Mint account that I use to track all my budgets and spending: $2,500 - Current average guaranteed monthly income, (spikes up to $3,000 with bonuses) $580 - Rent (Water included) $450 - Food ($300 Groceries, $100 Lunch @ work, $50 Going out to eat) $150 - Average Electric bill $100 - Cell phone $100 - Gas $100 - Misc (Clothes, Personal care, Gym, Entertainment) $80/4 months on/2 months off - Car insurance ($298 6-Month Premium) $940 left over $300 - Investments and savings $640 average left going towards debt

 


 

 

 

Member Payment Dependent Notes Series 811513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811513

$21,000

$19,725

17.99%

1.00%

July 25, 2011

July 24, 2016

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811513. Member loan 811513 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: dtcc Debt-to-income ratio: 6.25%
Length of employment: 4 years Location: Brooklyn, NY
       
Home town:
Current & past employers: dtcc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > The purpose of this loan is to upgrade a bathroom, installing wood floors and iron work on the outside. This is my 2nd loan with lending club - the first loan I paid successfully within a few short months with my bonus. I plan to accelerate the payments for this loan too. Thanks!

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 22
Revolving Credit Balance: $7,797.00 Public Records On File: 0
Revolving Line Utilization: 70.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 811527

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811527

$12,000

$12,000

15.62%

1.00%

July 20, 2011

July 24, 2014

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811527. Member loan 811527 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: n/a Debt-to-income ratio: 7.18%
Length of employment: 10+ years Location: Las Vegas, NV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 38
Revolving Credit Balance: $18,391.00 Public Records On File: 0
Revolving Line Utilization: 95.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off a couple of credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Nationstar Mortgage - $ 187,000 - 6.5 % - $ 1243 NV Fed'l Credit Union - 2nd Mortg. - $ 15,000 - 6.0 % = $ 320 Discover - $ 10,500 - 22.0 % - $ 450 W.F. Visa - $ 6,500 - 23.99 % - $ 250
Which debts do you plan to pay off with this loan?Want to pay off the Discover and use any balance to make some necessary repairs around the house.
Please explain the reason why you carry a large revolving credit balance.Originally used it to pay off other debts at a 5% rate. Then as situations arose just kept using it thinking I would only have to pay 5% but when the rate increased it put me in a catch 22 where no matter how much I paid the interest ate it all up. Just want to get this monkey off my back.

 


 

 

 

Member Payment Dependent Notes Series 811533

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811533

$8,000

$8,000

8.49%

1.00%

July 22, 2011

July 24, 2014

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811533. Member loan 811533 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,458 / month
Current employer: Bank of America Debt-to-income ratio: 23.15%
Length of employment: 3 years Location: Scottsdale, AZ
       
Home town:
Current & past employers: Bank of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > I plan to payoff a credit card balance that is charging 30.44%. I have been in my line of work for over 20 years and at current position for over 2 years in compliance. I need to consolidate this credit card in order to get to a debt free status quicker. I have a fico of 702. Borrower added on 07/17/11 > Fico 702, 20 years in present line of work. I work for large bank in Compliance. Own home. No derogatory credit. Looking to close a high interest rate credit card. Borrower added on 07/19/11 > Instead of paying $515/mo, payment will be a little over $200 with this loan.

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,250.00 Public Records On File: 0
Revolving Line Utilization: 57.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Payoff $8000 on Mastercard with US Airways. US Airways is currently charging me 30.44%. Want to get rid of that credit card and start paying cash.

 


 

 

 

Member Payment Dependent Notes Series 811564

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811564

$25,000

$25,000

19.29%

1.00%

July 26, 2011

July 24, 2016

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811564. Member loan 811564 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $54,167 / month
Current employer: Wood Group Debt-to-income ratio: 6.47%
Length of employment: 8 years Location: Milton, GA
       
Home town:
Current & past employers: Wood Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > The proceeds of this loan will be used to pay off a much higher interest rate accounts. The combined payment for these accounts is ~1,300 a month. The result will be a net savings and improved cash flow. I have a solid credit history, strong verifiable income and long term employment.

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1992 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,676.00 Public Records On File: 0
Revolving Line Utilization: 35.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Expenses Primary Mortgae 6,700 Second Home Mortgage 2,700 Home Insurance total 325 Phone 40 Food 3,500-4,000 Property Taxes 1,300 Utilities 600
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Monthly Expenses Primary Mortgae 6,700 Second Home Mortgage 2,700 Home Insurance total 325 Phone 40 Food 3,500-4,000 Property Taxes 1,300 Utilities 600
Please explain the reason why you carry a large revolving credit balance.My primary credit is with AMEX. I utilize this card to carry all of my reimbursable related worl travel expense. The balance of the revolving credit had to do with the furnishing of my second home. I generally carry much lower balances and will be working these down over the next eighteen months as variour payment due to me become available
Which debts do you plan to pay off with this loan?I plan to combine the proceeds of this loan with cash savings and elimiate my revovling AMEX balances and one other secured car loan. The revolving portion of AMEX is a monthly expense of 1200 plus the car loan of 340 per month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?As per the previous question: I plan to combine the proceeds of this loan with cash savings and elimiate my revovling AMEX balances and one other secured car loan. The revolving portion of AMEX is a monthly expense of 1200 plus the car loan of 340 per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No Student Loans Revolving Credit Card balances ~55K with average interest of around 23.2% Mortgages balances are approximatley 1.2 million for primary home and 462K for second home. Monthly expense were answered in a prior question that is posted. No student Loans No lines of Credit No Second Mortgages
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Please see previously answered question on the same topic.
What is your intended use for the loan proceeds?As previously answered, this loan will be used to pay off higher interest loan balances and reamortize them over the new term reducing the monthly payments. This will result in a significant monthly savings well in excess of the new loan payment. Thank you for your question.

 


 

 

 

Member Payment Dependent Notes Series 811616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811616

$8,000

$6,325

5.99%

1.00%

July 25, 2011

July 24, 2014

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811616. Member loan 811616 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: air cleaning systems Debt-to-income ratio: 26.34%
Length of employment: 4 years Location: GLOVERSVILLE, NY
       
Home town:
Current & past employers: air cleaning systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > i need this personal loan to fix my truck and pay off a few loans extra spending money im always pay on time same job 4+ years Borrower added on 07/10/11 > feel free to ask any questions thanks Borrower added on 07/10/11 > my monthly bills r just over $300 a month Borrower added on 07/10/11 > i live with my parents and my monthly bills r just over $300 a month total

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,114.00 Public Records On File: 0
Revolving Line Utilization: 11.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent /utilities$ 0.00 month i live with parents they dont need it , and all others ad up to $302 a month

 


 

 

 

Member Payment Dependent Notes Series 811633

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811633

$25,000

$25,000

21.74%

1.00%

July 26, 2011

July 24, 2016

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811633. Member loan 811633 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Good Samaritin hospital HCA Debt-to-income ratio: 12.77%
Length of employment: 8 years Location: Los Gatos, CA
       
Home town:
Current & past employers: Good Samaritin hospital HCA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > If/When i get this loan I will be able to pay off my credit cards, bring my credit score up and begin to save more money to buy a home. This opportunity will make my goal become reality in 2-21/2 years rather than 4-5years. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 48
Revolving Credit Balance: $14,713.00 Public Records On File: 0
Revolving Line Utilization: 90.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total credit cards 23,000.00 15-24% total payments 1,100.00 month. timeshare mortgage 39,040.28 11.5% monthly payment 568.90.
Which debts do you plan to pay off with this loan?All credit card debt. This loan will save me about 400.00 per month in payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1670.00. Transportation car payment 308.00 per month will be paid off this October. I live a 20 min walk to work at one hospital and a ten min drive to another but i only go to the second hospital once a week. About 500.00 a month in utilities that includes TV, gas and electric, home and cell phone, laundry, and I pay my parents electric bill for them. Car insurance is 76.00 a month health insurance is free though the hospital. I spend about 800.00 per month on food. My goal is to consolidate and eliminate my debt to improve my credit score to ultimately buy a home.
Please explain the reason why you carry a large revolving credit balance.I helped my family out of tough situation and I did over spend. I have a solid budgeting plan to eliminate this debt. This loan will help me to do this faster than my current plan and benefit both the investor and myself.
If you have a delinquency in the last 2 years, please explain the reason.I don't have any delinquencies. All my bills are paid on time. Thank you for your interest. I hope you choose to fund my loan.
If you have a delinquency in the last 2 years, please explain the reason.I don't have any delinquencies. All my bills are paid on time. Thank you for your interest. I hope you choose to fund my loan.

 


 

 

 

Member Payment Dependent Notes Series 811685

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811685

$6,000

$6,000

11.99%

1.00%

July 26, 2011

July 24, 2014

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811685. Member loan 811685 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,083 / month
Current employer: Goldman Sachs Debt-to-income ratio: 8.66%
Length of employment: 10+ years Location: Perth Amboy, NJ
       
Home town:
Current & past employers: Goldman Sachs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > I have a long stable job history with my current employer. 15 years +.

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,915.00 Public Records On File: 0
Revolving Line Utilization: 82.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.It was the furniture i purchased at the time of moving into my new home. Unfortunately my Apartment before i moved had a fire and i did not have the proper renters insurance. All was lost so i was starting off in between moving into a new home.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$3000 Raymour & Flannigan Furniture bill $1800 - Capitol one - 12% APR $1300 Monthly Mtg payment - Rate of 5.3%
Which debts do you plan to pay off with this loan?the raymour & Flanigan $3000 & My captiol one $1800

 


 

 

 

Member Payment Dependent Notes Series 811729

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811729

$7,000

$7,000

8.49%

1.00%

July 22, 2011

July 24, 2014

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811729. Member loan 811729 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Monterey Symphony Orchestra Debt-to-income ratio: 23.59%
Length of employment: 8 years Location: New Orleans, LA
       
Home town:
Current & past employers: Monterey Symphony Orchestra
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > Using the funds to pay off credit card debt Excellent credit history, no delinquent accounts Borrower added on 07/12/11 > My total credit card debt: $14,797.31, 19.74% APR for one card with a $3045.55 balance, the others are 0% APR. Student loan debt is $51,154.70 I pay the credit cards about $650 a month, student loans about $250 a month. No mortgage or lines of credit. In addition I owe the IRS about $2000 in taxes; my monthly payment for that is $200. I plan to pay off part of my credit card debt and taxes with this loan, reducing monthly payments.

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1986 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,790.00 Public Records On File: 0
Revolving Line Utilization: 34.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total credit card debt: $14,797.31, 19.74% APR for one card with a $3045.55 balance, the others are 0% APR. Student loan debt is $51,154.70 I pay the credit cards about $650 a month, student loans about $250 a month. No mortgage or lines of credit. In addition I owe the IRS about $2000 in taxes; my monthly payment for that is $200.
Which debts do you plan to pay off with this loan?Credit cards and taxes

 


 

 

 

Member Payment Dependent Notes Series 811881

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811881

$18,000

$12,475

18.39%

1.00%

July 25, 2011

July 24, 2016

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811881. Member loan 811881 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: BMW MC, LLC Debt-to-income ratio: 16.44%
Length of employment: 10+ years Location: Easley, SC
       
Home town:
Current & past employers: BMW MC, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/11 > Will be using the money to consolidate several small accounts and take a small vacation to the beach before school starts back. Thank you in advance.

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 44
Revolving Credit Balance: $4,158.00 Public Records On File: 0
Revolving Line Utilization: 53.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will paying off 7 open credit accounts (Then closing them). This will be saving me almost $250.00 a month. I will also pay off my son's braces. That will leave enough for a small vacation to Myrtle Beach.
Which debts do you plan to pay off with this loan?I will be paying off my wife's clothing store accounts (i.e. Gap, Express, Belk...). One small loan from a local lending company and my son's braces.

 


 

 

 

Member Payment Dependent Notes Series 811913

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

811913

$11,500

$11,500

11.49%

1.00%

July 20, 2011

July 24, 2014

July 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 811913. Member loan 811913 was requested on July 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Interim HealthCare Debt-to-income ratio: 13.23%
Length of employment: < 1 year Location: West Chester, PA
       
Home town:
Current & past employers: Interim HealthCare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > Need for Relocation Assistance

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: 52
Revolving Credit Balance: $120.00 Public Records On File: 0
Revolving Line Utilization: 3.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 812053

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812053

$4,750

$4,750

5.99%

1.00%

July 25, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812053. Member loan 812053 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: ArtsFund Debt-to-income ratio: 6.22%
Length of employment: 2 years Location: seattle, WA
       
Home town:
Current & past employers: ArtsFund
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > I was introduced to the LendingClub through ebay. I will be purchasing a local used car. The car has been inspected by my mechanic and comes with a complete history of the vehicle.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 51
Revolving Credit Balance: $719.00 Public Records On File: 0
Revolving Line Utilization: 7.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 812086

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812086

$12,000

$7,675

10.59%

1.00%

July 25, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812086. Member loan 812086 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: monterey mushrooms. inc Debt-to-income ratio: 16.32%
Length of employment: < 1 year Location: hayward, CA
       
Home town:
Current & past employers: monterey mushrooms. inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > one year @ current empolyer, going to pay off high interest rate card. excellent credit score . Borrower added on 07/24/11 > plan on paying off loan faster by paying more than what the min. is due evry month.

 

A credit bureau reported the following information about this borrower member on July 10, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,833.00 Public Records On File: 0
Revolving Line Utilization: 32.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?total balance is $5000 on 2 credit credit cards that i have never miss a monthly payment, there is no interest rate until April 2012 on one of my cards then it will go to 13.99% APR until payment is payoff @ $50.00 a month. card #2 is 19.99 APR witch is an older card @73.00 a month.
Please explain the reason why you carry a large revolving credit balance.it not so large compare to other folks, in my satuation it was do to a family issue that came unexpectedly.

 


 

 

 

Member Payment Dependent Notes Series 812097

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812097

$35,000

$24,250

13.49%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812097. Member loan 812097 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: City of Chicago Debt-to-income ratio: 14.84%
Length of employment: 10+ years Location: Chicago, IL
       
Home town:
Current & past employers: City of Chicago
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > I will be using the funds to consolidate my outstanding debt excluding my mortgage and car loan. I have a steady job where I am approaching my 13 year anniversary. I have no other financial obligations and my monthly expenses are extremely low, approximately $2k/month. I had a prior loan with Lending Club which was paid in full early. My high credit score and credit report should speak volumes. I felt this was a great chance to consolidate some outstanding debt into one payment and my first experience with Lending Club was extremely positive. An investor can feel safe investing in this loan. Questions, just ask and thanks.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,049.00 Public Records On File: 0
Revolving Line Utilization: 17.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses are approximately $2000 a month, this includes everything from my mortgage to car payment and everything in between (gas, electric, internet, insurance, etc). It will vary month to month but overall the average expenses I pay every month don't stray far from this number.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows: Mortgage-$193,300, Credit Cards-$19,800, Personal Loan-$5,040, Auot Loan-$8,200. The interest rates are as follows: Mortgage-6%, Credit Cards-16% and 14%, Personal Loan-14%, Auto Loan- 4.27%. My student loans were paid in full years ago and I do not have any lines of credit or any other open credit. The monthly payments are: Mortgage- $967 plus I send an additonal $150 toward the principal. Credit Cards- $400-$500 and personal loan- $310. I am in the process of refinancing my mortgage with Wells Fargo now that my kitchen and bath reno are complete into a 20 year fixed with a rate of 4.75%. The balances listed are current as of today and reflect payments I have made as recently as 24 hours ago. I am also in the process of selling my auto in an attempt to go more "green". With the loan I will be paying the two credit card balances as well as the remainder of the personal loan. What is left will be used most likely for closing costs on the refinance and what is left after that into savings. I would like to add in almost 20 years of credit use I have never been late nor missed a payment on any loan, credit card, etc. Anymore questions just ask and thanks again!
Which debts do you plan to pay off with this loan?I will be paying off all outstanding debt minus my mortgage and car payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows: Mortgage-$193,300, Credit Cards-$19,800, Personal Loan-$5,040, Auot Loan-$8,200. The interest rates are as follows: Mortgage-6%, Credit Cards-16% and 14%, Personal Loan-14%, Auto Loan- 4.27%. My student loans were paid in full years ago and I do not have any lines of credit or any other open credit. The monthly payments are: Mortgage- $967 plus I send an additonal $150 toward the principal. Credit Cards- $400-$500 and personal loan- $310. I am in the process of refinancing my mortgage with Wells Fargo now that my kitchen and bath reno are complete into a 20 year fixed with a rate of 4.75%. The balances listed are current as of today and reflect payments I have made as recently as 24 hours ago. I am also in the process of selling my auto in an attempt to go more "green". With the loan I will be paying the two credit card balances as well as the remainder of the personal loan. What is left will be used most likely for closing costs on the refinance and what is left after that into savings. I would like to add in almost 20 years of credit use I have never been late nor missed a payment on any loan, credit card, etc. Anymore questions just ask and thanks again!
Which debts do you plan to pay off with this loan?I will be paying off all outstanding debt minus my mortgage and car payment.
Please explain the reason why you carry a large revolving credit balance.I currently have a large revolving credit balance because I used it to pay for a recent bathroom and kitchen remodel. The main purpose of this loan will be to consolidate that debt into one payment and a more reasonable finance rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows: Mortgage-$193,300, Credit Cards-$19,800, Personal Loan-$5,040, Auot Loan-$8,200. The interest rates are as follows: Mortgage-6%, Credit Cards-16% and 14%, Personal Loan-14%, Auto Loan- 4.27%. My student loans were paid in full years ago and I do not have any lines of credit or any other open credit. The monthly payments are: Mortgage- $967 plus I send an additonal $150 toward the principal. Credit Cards- $400-$500 and personal loan- $310. I am in the process of refinancing my mortgage with Wells Fargo now that my kitchen and bath reno are complete into a 20 year fixed with a rate of 4.75%. The balances listed are current as of today and reflect payments I have made as recently as 24 hours ago. I am also in the process of selling my auto in an attempt to go more "green". With the loan I will be paying the two credit card balances as well as the remainder of the personal loan. What is left will be used most likely for closing costs on the refinance and what is left after that into savings. I would like to add in almost 20 years of credit use I have never been late nor missed a payment on any loan, credit card, etc. Anymore questions just ask and thanks again!
Which debts do you plan to pay off with this loan?I will be paying off all outstanding debt minus my mortgage and car payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows: Mortgage-$193,300, Credit Cards-$19,800, Personal Loan-$5,040, Auot Loan-$8,200. The interest rates are as follows: Mortgage-6%, Credit Cards-16% and 14%, Personal Loan-14%, Auto Loan- 4.27%. My student loans were paid in full years ago and I do not have any lines of credit or any other open credit. The monthly payments are: Mortgage- $967 plus I send an additonal $150 toward the principal. Credit Cards- $400-$500 and personal loan- $310. I am in the process of refinancing my mortgage with Wells Fargo now that my kitchen and bath reno are complete into a 20 year fixed with a rate of 4.75%. The balances listed are current as of today and reflect payments I have made as recently as 24 hours ago. I am also in the process of selling my auto in an attempt to go more "green". With the loan I will be paying the two credit card balances as well as the remainder of the personal loan. What is left will be used most likely for closing costs on the refinance and what is left after that into savings. I would like to add in almost 20 years of credit use I have never been late nor missed a payment on any loan, credit card, etc. Anymore questions just ask and thanks again!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows: Mortgage-$193,300, Credit Cards-$19,800, Personal Loan-$5,040, Auot Loan-$8,200. The interest rates are as follows: Mortgage-6%, Credit Cards-16% and 14%, Personal Loan-14%, Auto Loan- 4.27%. My student loans were paid in full years ago and I do not have any lines of credit or any other open credit. The monthly payments are: Mortgage- $967 plus I send an additonal $150 toward the principal. Credit Cards- $400-$500 and personal loan- $310. I am in the process of refinancing my mortgage with Wells Fargo now that my kitchen and bath reno are complete into a 20 year fixed with a rate of 4.75%. The balances listed are current as of today and reflect payments I have made as recently as 24 hours ago. I am also in the process of selling my auto in an attempt to go more "green". With the loan I will be paying the two credit card balances as well as the remainder of the personal loan. What is left will be used most likely for closing costs on the refinance and what is left after that into savings. I would like to add in almost 20 years of credit use I have never been late nor missed a payment on any loan, credit card, etc. Anymore questions just ask and thanks again!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows: Mortgage-$193,300, Credit Cards-$19,800, Personal Loan-$5,040, Auot Loan-$8,200. The interest rates are as follows: Mortgage-6%, Credit Cards-16% and 14%, Personal Loan-14%, Auto Loan- 4.27%. My student loans were paid in full years ago and I do not have any lines of credit or any other open credit. The monthly payments are: Mortgage- $967 plus I send an additonal $150 toward the principal. Credit Cards- $400-$500 and personal loan- $310. I am in the process of refinancing my mortgage with Wells Fargo now that my kitchen and bath reno are complete into a 20 year fixed with a rate of 4.75%. The balances listed are current as of today and reflect payments I have made as recently as 24 hours ago. I am also in the process of selling my auto in an attempt to go more "green". With the loan I will be paying the two credit card balances as well as the remainder of the personal loan. What is left will be used most likely for closing costs on the refinance and what is left after that into savings. I would like to add in almost 20 years of credit use I have never been late nor missed a payment on any loan, credit card, etc. Anymore questions just ask and thanks again!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows: Mortgage-$193,300, Credit Cards-$19,800, Personal Loan-$5,040, Auot Loan-$8,200. The interest rates are as follows: Mortgage-6%, Credit Cards-16% and 14%, Personal Loan-14%, Auto Loan- 4.27%. My student loans were paid in full years ago and I do not have any lines of credit or any other open credit. The monthly payments are: Mortgage- $967 plus I send an additonal $150 toward the principal. Credit Cards- $400-$500 and personal loan- $310. I am in the process of refinancing my mortgage with Wells Fargo now that my kitchen and bath reno are complete into a 20 year fixed with a rate of 4.75%. The balances listed are current as of today and reflect payments I have made as recently as 24 hours ago. I am also in the process of selling my auto in an attempt to go more "green". With the loan I will be paying the two credit card balances as well as the remainder of the personal loan. What is left will be used most likely for closing costs on the refinance and what is left after that into savings. I would like to add in almost 20 years of credit use I have never been late nor missed a payment on any loan, credit card, etc. Anymore questions just ask and thanks again!

 


 

 

 

Member Payment Dependent Notes Series 812114

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812114

$10,000

$10,000

13.99%

1.00%

July 22, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812114. Member loan 812114 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,600 / month
Current employer: National Retail Transportation Debt-to-income ratio: 23.92%
Length of employment: 3 years Location: Norwalk , CA
       
Home town:
Current & past employers: National Retail Transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,258.00 Public Records On File: 1
Revolving Line Utilization: 87.60% Months Since Last Record: 106
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?just like I explained in the application its a loan consolidation to pay debts in order to free up money to save.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current monthly expenses even including my payments to open credit cards or loans is 1,700.00

 


 

 

 

Member Payment Dependent Notes Series 812148

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812148

$20,000

$12,750

17.49%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812148. Member loan 812148 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: NYCM Insurance Company Debt-to-income ratio: 15.13%
Length of employment: 10+ years Location: Anmsterdam, NY
       
Home town:
Current & past employers: NYCM Insurance Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,183.00 Public Records On File: 0
Revolving Line Utilization: 70.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I wish to pay off credit cards and pay off loan for single wise trailer and land and make one payment to pay off as quick as possible. I want to be out of debt as soon as I can.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live with a person. 345/mth car payment. 160 for phones cable. I have rental money coming in at 1050/month on 2 properties I own. I have mortgage of 590/month. Gas food etc about 300/month..
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have money that I borrowed from my mother for a land purchase. I have 3 credit cards that i want to pay off, this will get rid of the interest issue and alow me to pay this money off faster. I hope to be out of debt in less than 5 years.

 


 

 

 

Member Payment Dependent Notes Series 812153

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812153

$10,000

$10,000

7.49%

1.00%

July 26, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812153. Member loan 812153 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,400 / month
Current employer: Baton Rouge Crisis Intervention Center Debt-to-income ratio: 10.42%
Length of employment: 2 years Location: Baton Rouge, LA
       
Home town:
Current & past employers: Baton Rouge Crisis Intervention Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > Hope you hear from someone soon. Thanks for your consideration. :) Borrower added on 07/18/11 > I plan on using the funds for updating my condo. I have good credit ratings and always pay my bills earlier than expected. I have no outstanding credit card bills and when I do charge on it, I pay in full the following month that it is due. I have recently been promoted at my job and have been working at my current job for over 2 years.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1982 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $468.00 Public Records On File: 0
Revolving Line Utilization: 6.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 812190

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812190

$9,000

$9,000

7.49%

1.00%

July 26, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812190. Member loan 812190 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,292 / month
Current employer: n/a Debt-to-income ratio: 11.87%
Length of employment: n/a Location: Oviedo, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1981 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,114.00 Public Records On File: 1
Revolving Line Utilization: 63.40% Months Since Last Record: 110
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 812202

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812202

$30,000

$18,725

17.99%

1.00%

July 25, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812202. Member loan 812202 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,333 / month
Current employer: Stryker Instruments Debt-to-income ratio: 21.35%
Length of employment: 1 year Location: MATTAWAN, MI
       
Home town:
Current & past employers: Stryker Instruments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > I work in the biomedical field, for one of the biggest national/international companies. We are one of the few sectors of the US economy that did not suffer during the recession. My future with my company is very secure, and I look forward to a long career with them. Borrower added on 07/20/11 > I am asking for this loan so that I can get rid of a very high interest credit card, It was a an 11% card, but right before the credit card regulations went into effect last year, they raised it twice. So, it is now a 23% card. I would use the remaining funds against my other credit cards. I want to pay off my debt in a manageable method. Thank you for your investments.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $48,258.00 Public Records On File: 0
Revolving Line Utilization: 83.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - US Bank $232,000 payment = $1200 interest rate 5% Citibank - $19,000 payment = $594 23% Chase - 16,000 payment = $360 9.24% Capital One - $12,000 payment = $318 17.9% Jeep $17,000 payment = 398. 4.8%
Which debts do you plan to pay off with this loan?We plan to pay off the Citibank card as it has the highest interest rate, and then apply the remaining equally between our Chase card and our Capital One card.

 


 

 

 

Member Payment Dependent Notes Series 812247

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812247

$16,450

$14,050

11.49%

1.00%

July 25, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812247. Member loan 812247 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Pine Canyon Club Debt-to-income ratio: 27.43%
Length of employment: 5 years Location: Flagstaff, AZ
       
Home town:
Current & past employers: Pine Canyon Club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > Using to pay off credit card debt accrued from expenses playing mini tour golf. Good credit rating, never missed a payment on credit card, just looking to pay off without paying obscene credit card interest. Employment status is full time with good job security. My goal is to have this loan paid back in three years.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,725.00 Public Records On File: 0
Revolving Line Utilization: 52.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Balance is actually $18,500, interest rate is 14.5%, & payment is $400/month. I can handle the remainder by picking up some extra work, just needing help with the larger amount. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 812314

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812314

$13,650

$10,325

16.49%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812314. Member loan 812314 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Compleat Cuisine Catering Debt-to-income ratio: 4.77%
Length of employment: 2 years Location: MISSOURI CITY, TX
       
Home town:
Current & past employers: Compleat Cuisine Catering
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > I purchased a timeshare from Diamond International for $11,904. If I pay the full amount by July 15, 2011, then I get 4% deducted from the total amount and the total becomes $11,390, hence, I would like to take out this loan so I can receive that discount and also have lower interest rates while I'm paying it back. I end up saving money in the long run and get everything paid off within the 5 years. I have good credit and always pay my bills on time and within the time frame. Borrower added on 07/13/11 > You can rest assured I always pay all my bills on time and I never have too many I can't handle. This was a great opportunity for vacationing and I would love to be able to get it financed with a cheaper rate. Please let me know if you have any questions. I would be happy to get them answered for you in order to get this loan request.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 63
Revolving Credit Balance: $5,760.00 Public Records On File: 0
Revolving Line Utilization: 19.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $562.50 Cell Phone - $76.70 Car Insurance - $375/6 months Discover Card - $150/month Health Insurance - $166.65 Rooms to Go - $100/month Food - $200
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $562.50 Cell Phone - $76.70 Car Insurance - $375/6 months Discover Card - $150/month Health Insurance - $166.65 Rooms to Go - $100/month Food - $200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent - $562.50 Cell - $76.60 Health Insurance - $166.55 Car Insurance - $375/6 months Discover Card - $150/month Rooms to Go - $100/month (No interest until 2015) Ashley Furniture - $140/month (Done with payments in December)
Please explain the reason why you carry a large revolving credit balance.I just moved into a home and my previous residence was fully furnished so I had to buy some furniture which explains why I have some open payments with Ashley Furniture and Rooms to Go. They were offering no interest for several years so it gives me plenty of time to get it paid off. I also use my credit card for emergencies and big payments so I pay that off monthly. This particular offer was just a great deal for vacationing which I love to do and it allows me to travel the world so I would like to get this loan in order to make that happen for cheaper.

 


 

 

 

Member Payment Dependent Notes Series 812320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812320

$8,350

$8,350

6.99%

1.00%

July 25, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812320. Member loan 812320 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,425 / month
Current employer: ATTO Technology, Inc. Debt-to-income ratio: 0.39%
Length of employment: 6 years Location: HAMBURG, NY
       
Home town:
Current & past employers: ATTO Technology, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > These funds will be used to research and develop technology to allow me to eventually employ myself (and hopefully others) in a new business venture. I am a good borrower because I have an excellent credit history, a large body of professional knowledge, stable employment, and a desire to succeed at every endeavor. Thank you for taking the time to review this listing. I would like to take this opportunity to thank you in advance should you ultimately decide to fund this listing.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $660.00 Public Records On File: 0
Revolving Line Utilization: 1.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 812332

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812332

$10,000

$7,325

7.49%

1.00%

July 26, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812332. Member loan 812332 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,750 / month
Current employer: Veritiss, LLC Debt-to-income ratio: 16.61%
Length of employment: < 1 year Location: Spotsylvania, VA
       
Home town:
Current & past employers: Veritiss, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > This loan is simply to re-finance a loan I got a year ago at over 12% down to the lower rate of 9% APR.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,119.00 Public Records On File: 0
Revolving Line Utilization: 10.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 812368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812368

$10,000

$10,000

8.49%

1.00%

July 25, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812368. Member loan 812368 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: SS&C Technologies, Inc. Debt-to-income ratio: 20.27%
Length of employment: 5 years Location: Somers, CT
       
Home town:
Current & past employers: SS&C Technologies, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 55
Revolving Credit Balance: $23,061.00 Public Records On File: 0
Revolving Line Utilization: 42.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 812394

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812394

$35,000

$25,600

21.36%

1.00%

July 25, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812394. Member loan 812394 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $17,850 / month
Current employer: Eisai Inc. Debt-to-income ratio: 9.66%
Length of employment: 4 years Location: Upper Saddle River, NJ
       
Home town:
Current & past employers: Eisai Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > This is to pay for hospitalization and a surgical procedure that I need. I intend to pay this in less than five years Borrower added on 07/13/11 > Although my surgical procedure is clinically indicated, it is rarely covered by health insurance. I have come to Lending Club because my health insurance does not cover it regardless of clinical indication. I have been in my current job for the last four and a half years, including a promotion two years ago in a leading position in a unit with continued expansion of scope of work. I'm in an industry considered one of the most stable sector of the economy. I anticipate to pay this in less than five years given my monthly budget and yearly bonus. Borrower added on 07/13/11 > My prior savings have been used for downpayment on my primary residence acquired about a year ago and a recent family emergency. Borrower added on 07/14/11 > Thank you for considering to fund my loan.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 41
Revolving Credit Balance: $15,108.00 Public Records On File: 0
Revolving Line Utilization: 70.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay a mortgage ($5,250/month tax and insurance inclusive), in addition to the mortgage my monthly expenses are about $2000.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)About $6200 (excluding food and transportation related expenses.) I don't have a home equity loan (bought house about a year ago.)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is $5250/month (tax and insurance inclusive). The rest of my house related expenses are about $2000/month on average.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)About $6200 (excluding food and transportation related expenses.) I don't have a home equity loan (bought house about a year ago.)
What are the estimated expenses?The estimated expenses for the surgery or?
What is your intended use for the loan proceeds?To pay for medical expenses (hospitalization and procedure) related to surgery.
Please explain the reason why you carry a large revolving credit balance.There was a recent family emergency, accident requiring unexpected expenses.

 


 

 

 

Member Payment Dependent Notes Series 812411

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812411

$20,000

$20,000

15.23%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812411. Member loan 812411 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: H&J property management Debt-to-income ratio: 18.51%
Length of employment: 4 years Location: Bloomington, CA
       
Home town:
Current & past employers: H&J property management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,279.00 Public Records On File: 0
Revolving Line Utilization: 62.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent- $1056.41 utilities- $300.00 phone-$39.95 food-$80.00 a week transportation- $50.00 week
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?wells fargo visa-$7,384.04-rate-11.65 payment$ 146.00 wells fargo visa-$1936.64-rate-9.65 payment $35.00 us bank-$2,967.05 payment $346.06 rate 6.5 capital one visa $6,500.00 rate 17.99 payment $150.00
Which debts do you plan to pay off with this loan?all of them
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?i cannot survive with the debt so im paying all my bills off. consolidate into one payment. and elimate credit cards.

 


 

 

 

Member Payment Dependent Notes Series 812422

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812422

$5,000

$5,000

11.49%

1.00%

July 20, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812422. Member loan 812422 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,200 / month
Current employer: n/a Debt-to-income ratio: 20.59%
Length of employment: n/a Location: spring hill, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 32
Revolving Credit Balance: $6,811.00 Public Records On File: 1
Revolving Line Utilization: 34.20% Months Since Last Record: 86
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How are you paying for other wedding expenses not covered by this loan?Funds already saved for the wedding.

 


 

 

 

Member Payment Dependent Notes Series 812452

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812452

$35,000

$25,400

15.99%

1.00%

July 25, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812452. Member loan 812452 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: n/a Debt-to-income ratio: 14.66%
Length of employment: 7 years Location: Aurora, CO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > This loan will be used to purchase additional equipment for expansion. Accounts recievable already existing withing the business are more than enough to cover the increased cost of this loan to the fixed operating cost of the business. The new equipment will help us expand and give us an increased ability to facilitate a larger customer base.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1977 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 16
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have had no dilequencies in the past two years.

 


 

 

 

Member Payment Dependent Notes Series 812457

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812457

$20,000

$15,600

7.49%

1.00%

July 25, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812457. Member loan 812457 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,250 / month
Current employer: Wildman Harrold Allen & Dixon Debt-to-income ratio: 6.29%
Length of employment: 3 years Location: Chicago, IL
       
Home town:
Current & past employers: Wildman Harrold Allen & Dixon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,554.00 Public Records On File: 0
Revolving Line Utilization: 10.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Operating cash flow for our non-medical home care business.

 


 

 

 

Member Payment Dependent Notes Series 812459

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812459

$9,600

$9,600

10.59%

1.00%

July 20, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812459. Member loan 812459 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,800 / month
Current employer: n/a Debt-to-income ratio: 11.88%
Length of employment: n/a Location: st cloud, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have a loan already i have been paying payments on and i love Lending club , its easy and great rates with low monthly payments. I have additional income now as i make an extra 2000 a month working a job now. I would like to do a home improvement cause i need a new roof and A/C unit asap . I have great credit , extra income and the payments would be low for myself, and lending club has been great and convenient. I need the additional funds now for Roof and A/C. Thank you!

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1978 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,424.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)about 1100 for mortgage, 250 for utilities water , and electric,car payment 250 , and credit cards about 600 , well its 450 but we pay 600 to pay off faster . food and micsellaneous about 650 . My wife also brings in 1400 on her SS income so we are way above water , we would just like to fianace so we can pay the ineterset and right it off at end of year , i rather leverage my money by borroweing fromthe bank and investing the difference in the market . i bring in about 9200 gross
What is the home improvement project you are planning?I have put it in discription i need ac and possible new roof , ac will be about 4k , cause my buddy works for an ac place and he is getting it to me wholesale , that includes insatllation and a 10 year warranty , and the roof is needed on the right side of house , whixh will be abot 4500 .
Is this for a home improvement you have already made, or one that you are planning to make?we are planning to make this , i received a good deal from my buddy who owns the AC business and with a 10 year warranty and the roof i talked them down from 6500 to 4500 , with 20 year warranty but i have to pay them in full, they was jacking price up cause we would finance it at 6500, they will take 4500

 


 

 

 

Member Payment Dependent Notes Series 812462

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812462

$4,000

$4,000

7.49%

1.00%

July 25, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812462. Member loan 812462 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Fisher Asset Management LLC Debt-to-income ratio: 0.52%
Length of employment: 1 year Location: Burlingame, CA
       
Home town:
Current & past employers: Fisher Asset Management LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > Hello Lending Club investors. Please feel free to ask me any questions you might have. Thank you in advance for funding a part of my loan.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $929.00 Public Records On File: 0
Revolving Line Utilization: 12.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am paying for a commuter motorcycle with cash. Parking is a huge issue in the city and a bike is much more practical. If I wanted to save my disposable income, I could buy it without a loan. Recently I decided to drastically raise my monthly 401k Roth contribution. In addition to helping me pay cash for the motorcycle, a personal loan will help me diversify my credit since I usually either pay cash or use credit cards. Thanks for the question.

 


 

 

 

Member Payment Dependent Notes Series 812517

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812517

$6,800

$6,800

10.59%

1.00%

July 20, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812517. Member loan 812517 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,467 / month
Current employer: Geosyntec Consultants Debt-to-income ratio: 6.14%
Length of employment: < 1 year Location: Jacksonville, FL
       
Home town:
Current & past employers: Geosyntec Consultants
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 6
Revolving Credit Balance: $7,483.00 Public Records On File: 0
Revolving Line Utilization: 34.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 812521

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812521

$9,600

$7,550

8.49%

1.00%

July 25, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812521. Member loan 812521 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: The Hartford Debt-to-income ratio: 23.25%
Length of employment: 5 years Location: phoenix, NY
       
Home town:
Current & past employers: The Hartford
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > This is to help consolidate and simplify my monthly payments on all of my debt. I'm always on time and often apply more than needed, but this will ensure I get everything paid off in a short period of time. Borrower added on 07/14/11 > I am looking forward to getting this loan set up. Allowing the debt to be consolidated into one loan will make it easier to maintain, keep track, and payoff leaving me financially in a better place. Borrower added on 07/21/11 > It is understandable with the economy the way it is to be wary of any type of financial investment. But this is also how to keep things moving. I'm in a stable , world known company and feel secure in my financial status. This loan is , for me, the best way for me to get debts paid of quicker so that I can re invest into the economy. Borrower added on 07/25/11 > Please also note, that Iwhen looking at numbers/budget, and paying more than the minimum payments, I am already paying the potential montly loan amount and then some, so this will actually ease the monthly debt load.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 37
Revolving Credit Balance: $9,159.00 Public Records On File: 0
Revolving Line Utilization: 18.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around $1600.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Beside mortgage there are 3 cards totally loan amount
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).The taxes insurance and mortar is all in one. It's 915 a month. Tho I am on the mortgage my fianc?? pays half

 


 

 

 

Member Payment Dependent Notes Series 812527

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812527

$21,400

$21,400

13.49%

1.00%

July 22, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812527. Member loan 812527 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Piquant Software Solutions Debt-to-income ratio: 19.95%
Length of employment: 1 year Location: Affton, MO
       
Home town:
Current & past employers: Piquant Software Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > This loan will be to consolidate and get rid of four credit cards that have been haunting me. I make a very good and stable income, have no 30+ day lates on my account, and own a house with a low mortgage. The only thing keeping my credit in the low 700s is the high balance/limit of these credit cards, which I plan to eliminate. It is very unlikely that I will only make the minimum payments - I intend to have this paid off as soon as possible.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,772.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses -- excluding revolving -- including mortgage, car/ins, student loans, and all utilities are ~$2600. Of this, I budget myself $800 for food, gas, and general use money. The remainder along with any unspent general use money goes towards revolving. Intention is to use that remainder to accelerate this loan, with the revolving debt cleared.
What is the total balance of your credit cards, interest rates and current monthly payments?Right around $20500. Avg interest rate is 15.5, total minimum monthly is around $450. The LC loan is not a huge interest rate saver for me, but will allow the consolidation into one payment, the cards being cleared and stored away, and being able to focus all extra cash into one payment.

 


 

 

 

Member Payment Dependent Notes Series 812571

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812571

$22,250

$14,750

14.79%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812571. Member loan 812571 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,200 / month
Current employer: Chino Valley Unified School District Debt-to-income ratio: 23.16%
Length of employment: 4 years Location: Moreno Valley, CA
       
Home town:
Current & past employers: Chino Valley Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,449.00 Public Records On File: 0
Revolving Line Utilization: 51.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The current monthly expenses for the store are about $3500 depending on the amount of products needed for that month.
Please describe your experience/familiarity with the business you are starting/started?I helped start and operate a hair salon for the past 2 years. So I am using that experience and expanding on it to sell things that professionals and the general public can use on a daily basis.
What is your intended use for the loan proceeds?The funds will be used to purchase additional inventory and equipment.
What type of business are you starting?I am starting a beauty supply store. We will be selling makeup, wigs, nail polish, and hair products.
Can you provide some high level financials on the monthly costs / revenue of your business?My expenses for the month are as follows: Rent, water & electricity: $2700.00 Alarm, Phone, Internet: $120.00 Merchant Card Services and advertising: $175.00 In additional I predict that I will need to spend about $1500.00 in replacement inventory and gross $8000.00 or more per month.
What type of business are you starting?I am starting a beauty supply store. We will be selling makeup, wigs, nail polish, and hair products.
Please describe your experience/familiarity with the business you are starting/started?I helped start and operate a hair salon for the past 2 years. So I am using that experience and expanding on it to sell things that professionals and the general public can use on a daily basis.
Can you provide some high level financials on the monthly costs / revenue of your business?My expenses for the month are as follows: Rent, water & electricity: $2700.00 Alarm, Phone, Internet: $120.00 Merchant Card Services and advertising: $175.00 In additional I predict that I will need to spend about $1500.00 in replacement inventory and gross $8000.00 or more per month.

 


 

 

 

Member Payment Dependent Notes Series 812577

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812577

$13,700

$10,575

11.49%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812577. Member loan 812577 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Landrys Rest Corp. Debt-to-income ratio: 0.00%
Length of employment: 6 years Location: Brigantine, NJ
       
Home town:
Current & past employers: Landrys Rest Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > Need money for a Impact Fee for sewer and water for a new Laundromat Borrower added on 07/11/11 > This money is for an impact fee for water and sewer for a new Laundromat Borrower added on 07/16/11 > Note to all Investors over the past 20+ years I have never been late on any payment and have never defaulted on a loan and will never. thanks for your time.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have no experience in the laundry business. I have been a Kitchen manager / Executive chef for 25+ years. I have had full profit and loss accountability with all these positions. I also have a friend that ownes 6 laundromats and he is helping me put this one together. also I have hired a business analyst to run the numbers to ensure the opportunity will work. Thank you let me know if you need more information.
Can you provide some high level financials on the monthly costs / revenue of your business?Forecast Sales 130,000= 100% 2500per week low for a laundromat with 43 Machines. Salaries 16,640= 12.8% Accounting 600= .5% Internet 1,920= 1.5% Auto Expense Toll 300= .2% Utilities 21,000= 16.2% Payroll Taxes 1,348= 1.0% Equipment 37612= 28.9% Insurance 3,000= 2.3% Total Expenses 111,579= 85.8% Rent 29,124= 22.4 Net Operating Profit 18,420= 14.2%

 


 

 

 

Member Payment Dependent Notes Series 812580

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812580

$16,000

$16,000

10.99%

1.00%

July 26, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812580. Member loan 812580 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: Pleasants County Schools Debt-to-income ratio: 24.00%
Length of employment: < 1 year Location: Belpre, OH
       
Home town:
Current & past employers: Pleasants County Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > The purpose of this loan is for debt consolidation. I have a very good job with a nice income and it is time to clean up some of my credit. I looked around and wanted to find a way to get the best rate and have a time frame when I can pay off my debt. I have $600 a month budgeted for this loan and I decided for the 3 year term. I have a history of on-time payments as well as a good credit score. I am at the point in my life when I need to take control and I figured this site would be a good start. Thanks for the consideration in helping me reach my goals.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,582.00 Public Records On File: 0
Revolving Line Utilization: 42.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 812608

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812608

$35,000

$23,475

19.69%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812608. Member loan 812608 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: n/a Debt-to-income ratio: 15.77%
Length of employment: 2 years Location: montclair, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 34
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 812614

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812614

$6,000

$6,000

6.99%

1.00%

July 20, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812614. Member loan 812614 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,875 / month
Current employer: Walmart Debt-to-income ratio: 27.67%
Length of employment: 10+ years Location: Mount Sterling, KY
       
Home town:
Current & past employers: Walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > Paying off another loan for a lower monthly payment and interest rate

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $498.00 Public Records On File: 0
Revolving Line Utilization: 3.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $500/month, Car $350/month, Water $17/month, Cable $53/month, Electric $60/month, Food $200/month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have one loan thats balance is $6000 my current rate is 8%, I have no credit card debt, car payment is $350/month, rent is $500/month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $500/month, Car $350/month, Water $17/month, Cable $53/month, Electric $60/month, Food $200/month

 


 

 

 

Member Payment Dependent Notes Series 812628

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812628

$8,450

$8,450

13.49%

1.00%

July 20, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812628. Member loan 812628 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,375 / month
Current employer: hospital shared services Debt-to-income ratio: 12.73%
Length of employment: 2 years Location: Castroville , TX
       
Home town:
Current & past employers: hospital shared services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?Peace of mind and paying taxes
What is your intended use for the loan proceeds?taxes and fees which I have too pay
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?roughly $1150 - $1200
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?roughly $1150 - $1200

 


 

 

 

Member Payment Dependent Notes Series 812737

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812737

$12,000

$10,325

11.99%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812737. Member loan 812737 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: University of California Berkeley Debt-to-income ratio: 6.79%
Length of employment: 4 years Location: San Francisco, CA
       
Home town:
Current & past employers: University of California Berkeley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > I have been at my current position for 4 years. In the years I have worked at my current employer, I have received four achievement awards and an Outstanding staff award. I'm planning to use this loan to have one monthly payment vs. 6+. In addition, this loan will help me save money on the high-interest consumer and store credit cards I have and I will emerge much more financially sound once the loan is paid off. Thank you for your help-- I will live up to my obligation and not let you down. I plan to invest in this program myself, once I am debt-free. Monthly budget: $620 rent, $225 Gas and bridge tolls, $300 Food, $100 Student loan, $266 Lending Club loan, $200 recreation and entertainment, $155 Savings, $200 miscellaneous savings, $100 Investments.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,934.00 Public Records On File: 0
Revolving Line Utilization: 63.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I live with a parent and pay a flat monthly rent, which includes insurance, tax, and utilities. I am covered under a parent's auto-insurance policy.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Nordstrom Visa card: $3500 - $200/mos. payment (18.9%); Capital One CC: $2360 - $60/mos. payment (14.9%); NewEgg Preferred Account $1550 $60/mos. payment (25.99%); Orchard Bank CC (x2) $1400: ($1050 @ 14.99% $25/mos payment $350 @ 12.9% $15/mos. payment); Amazon Store Card $965 - $35/mos. payment (25.99%); Macy's Store Card $880 - $40/mos. payment (24.5%); Line of Credit: PayPal BillMeLater $1585 - $60/mos. payment (19.99%); Student Loan $17000 - $100/mos. payment (2.625%) balance: original borrowed amount was 22000.
Which debts do you plan to pay off with this loan?I plan to consolidate (pay off) all of the loans I have aside from my student loan, which I will continue making $100/mos. payments to @ the favorable 2.625% Interest.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I live with a parent and pay a flat monthly rent, which includes insurance, tax, and utilities. I am covered under a parent's auto-insurance policy.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Nordstrom Visa card: $3500 - $200/mos. payment (18.9%); Capital One CC: $2360 - $60/mos. payment (14.9%); NewEgg Preferred Account $1550 $60/mos. payment (25.99%); Orchard Bank CC (x2) $1400: ($1050 @ 14.99% $25/mos payment $350 @ 12.9% $15/mos. payment); Amazon Store Card $965 - $35/mos. payment (25.99%); Macy's Store Card $880 - $40/mos. payment (24.5%); Line of Credit: PayPal BillMeLater $1585 - $60/mos. payment (19.99%); Student Loan $17000 - $100/mos. payment (2.625%) balance: original borrowed amount was 22000.
Which debts do you plan to pay off with this loan?I plan to consolidate (pay off) all of the loans I have aside from my student loan, which I will continue making $100/mos. payments to @ the favorable 2.625% Interest.

 


 

 

 

Member Payment Dependent Notes Series 812777

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812777

$3,050

$3,050

7.49%

1.00%

July 25, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812777. Member loan 812777 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: n/a Debt-to-income ratio: 16.65%
Length of employment: < 1 year Location: EL PASO, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > I intend to use this to pay off my credit card. No matter how much extra I pay them each month, they still refuse to lower my APR. I pay them on time each month & sometimes before the payment due date. I'm looking forward to paying this off as quickly as possible & I know that will be possible with this lower APR. Thank you for your help! Borrower added on 07/14/11 > I intend to use this to pay off my credit card. No matter how much extra I pay them each month, they still refuse to lower my APR. I pay them on time each month & sometimes before the payment due date. I'm looking forward to paying this off as quickly as possible & I know that will be possible with this lower APR. Thank you for your help! Borrower added on 07/14/11 > I intend to use this to pay off my credit card. No matter how much extra I pay them each month, they still refuse to lower my APR. I pay them on time each month & sometimes before the payment due date. I'm looking forward to paying this off as quickly as possible & I know that will be possible with this lower APR. Thank you for your help!

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 46
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have a balance of $3056 on a Chase credit card with an APR of approximately 19.24%. That is what I am requesting this loan for. They refuse to lower my APR & it is making it difficult for me to pay it off. My monthly payment of course fluctuates. It is currently $85 but I have been paying more than that in the last few months in an effort to pay it off. I don't have a mortgage. Just rent at $300/month. I have 1 student loan for $11,423.45 at 5.082% & pay $200 per month. I paid off my car 2 years ago so I don't have a car payment anymore. I hope this answers you question.

 


 

 

 

Member Payment Dependent Notes Series 812794

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812794

$6,000

$6,000

15.23%

1.00%

July 25, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812794. Member loan 812794 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,534 / month
Current employer: n/a Debt-to-income ratio: 0.92%
Length of employment: n/a Location: Louisville, KY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: 39
Revolving Credit Balance: $0.00 Public Records On File: 1
Revolving Line Utilization: 0.00% Months Since Last Record: 89
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 812931

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812931

$10,000

$10,000

13.49%

1.00%

July 25, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812931. Member loan 812931 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,879 / month
Current employer: Meridiam Infrastructure Debt-to-income ratio: 8.46%
Length of employment: < 1 year Location: BLOOMFIELD, NJ
       
Home town:
Current & past employers: Meridiam Infrastructure
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > Thank you for your consideration in regards to my personal loan. I am a good borrower because I have excellent credit, I have a steady career, and the monthly payments are well within my monthly budget. Thank you again for your assistance.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,414.00 Public Records On File: 0
Revolving Line Utilization: 3.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 812943

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812943

$10,000

$10,000

10.99%

1.00%

July 20, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812943. Member loan 812943 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,600 / month
Current employer: Santaro Trucking Co Debt-to-income ratio: 3.00%
Length of employment: < 1 year Location: Spring Valley , NY
       
Home town:
Current & past employers: Santaro Trucking Co
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,476.00 Public Records On File: 0
Revolving Line Utilization: 7.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Phone: $60 Car: $300 Insurance: $200 Credit cards: $200-$400 ( Loan will be used to remove the credit card debt, car payment and lower my insurance once the car is paid in full)

 


 

 

 

Member Payment Dependent Notes Series 812949

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

812949

$16,000

$16,000

10.99%

1.00%

July 25, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 812949. Member loan 812949 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,330 / month
Current employer: Ciyt of Utica DPW Debt-to-income ratio: 10.66%
Length of employment: 10+ years Location: Utica, NY
       
Home town:
Current & past employers: Ciyt of Utica DPW
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > I have been at the same job for almost 21 years. I have an excellent credit score of 754 and always pay my bills on time. I plan on using the money from this loan for debt consolidation and to pay off my hihger rate charge card

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,427.00 Public Records On File: 0
Revolving Line Utilization: 9.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 813028

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813028

$8,000

$8,000

5.99%

1.00%

July 20, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813028. Member loan 813028 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Kaiser Permanente Hospital Debt-to-income ratio: 2.91%
Length of employment: 10+ years Location: Vallejo, CA
       
Home town:
Current & past employers: Kaiser Permanente Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: 46
Revolving Credit Balance: $654.00 Public Records On File: 0
Revolving Line Utilization: 1.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$4000
What is your intended use for the loan proceeds?pool repair: need new pool pumpe and filter, solar panels of electricity
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)4500
If you have a delinquency in the last 2 years, please explain the reason.I have not had any dilenquencies.

 


 

 

 

Member Payment Dependent Notes Series 813082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813082

$15,000

$15,000

14.79%

1.00%

July 20, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813082. Member loan 813082 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Atlas Services Debt-to-income ratio: 5.88%
Length of employment: 5 years Location: boca raton, FL
       
Home town:
Current & past employers: Atlas Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/11 > We've been in our current home for 11 1/2years and would like to install a new 16seer 13eer a/c and water heater to have a more energy efficient home,and upgrade our guest bathroom.You can confirm with Credit Karma I pay my bills on time.Part of this money will be used to pay offf my credit cards.The company i have been working for the past 5years 3months has been in business for 30 plus years.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,589.00 Public Records On File: 1
Revolving Line Utilization: 17.40% Months Since Last Record: 105
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 813135

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813135

$10,000

$10,000

7.49%

1.00%

July 21, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813135. Member loan 813135 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Sullivan & Cromwell LLP Debt-to-income ratio: 14.03%
Length of employment: 3 years Location: Los Anglees, CA
       
Home town:
Current & past employers: Sullivan & Cromwell LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > Loan to offset increased interest rates due to downturn in the economy. Payoff high interest credit cards and eliminate all credit card debt.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,775.00 Public Records On File: 0
Revolving Line Utilization: 34.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 813170

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813170

$20,000

$14,275

13.49%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813170. Member loan 813170 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: Ready At Dawn Studios Debt-to-income ratio: 17.28%
Length of employment: 3 years Location: aliso viejo, CA
       
Home town:
Current & past employers: Ready At Dawn Studios
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1991 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,479.00 Public Records On File: 0
Revolving Line Utilization: 75.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?75% Debt consolidation 25% Medical Expense
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?debt balances around $14,500 total, excluding student loan and car loan Credit card balance around $11,000 at an average of 16.25%. Minimum monthly payment $ 290month No morgages. Rent $1400 month student loan $210 month carpayment $352 month

 


 

 

 

Member Payment Dependent Notes Series 813179

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813179

$23,000

$23,000

19.69%

1.00%

July 26, 2011

July 25, 2016

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813179. Member loan 813179 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Arthrex Debt-to-income ratio: 15.36%
Length of employment: 4 years Location: Naples, FL
       
Home town:
Current & past employers: Arthrex
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > Im planing to use this loan to consolidated my credit cards. Im a home owner. I have excellent credit and I always pay bills on time. I have a very stable job and I work for a big corporation.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,953.00 Public Records On File: 0
Revolving Line Utilization: 99.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have Credit Cards debts: my total debt balance is 21K but I always pay a portion of it regularly on time. Also, I"m paying (always on time) $800,00 per month on my home mortgage That is all. Thanks!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage (I'm home owner) $800,00 Home Insurance: $100.00 per month HOA $280 per month Car Lease & Car Insurance $350.00 per month Utilities (total per month) $250 Cell phone: $0 (paid by my employer) Food: $400.00 per month
Please explain the reason why you carry a large revolving credit balance.Because I moved from California to Florida and I had relocation expenses in the past that I needed to pay at that time
What is your intended use for the loan proceeds?I will use the loan to consolidate credit cards balance
Which debts do you plan to pay off with this loan?I want to use this loan to pay off my credit card debts. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 813191

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813191

$12,600

$12,600

11.99%

1.00%

July 21, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813191. Member loan 813191 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Oakland Springs Healthcare Center Debt-to-income ratio: 2.80%
Length of employment: < 1 year Location: Bay Point, CA
       
Home town:
Current & past employers: Oakland Springs Healthcare Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > Hello, fellow lending club members. My purpose for this loan is to help pay off my debts. My credit history has been good, and though I would rather not request a loan to pay another debt, the numbers make sense. Lending club is a truly genius idea for both borrowers and investors. This loan would allow me to pay off my cards completely and pay this loan monthly at a lower interest. It truly is a win/win for both sides. I am willing to answer any questions you may have. A big thank you goes out to those who have already funded my loan. Thank you, investors.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,345.00 Public Records On File: 0
Revolving Line Utilization: 22.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 813415

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813415

$5,100

$5,100

7.49%

1.00%

July 25, 2011

July 25, 2014

July 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813415. Member loan 813415 was requested on July 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,100 / month
Current employer: Posies bakery and cafe Debt-to-income ratio: 3.23%
Length of employment: 2 years Location: Portland, OR
       
Home town:
Current & past employers: Posies bakery and cafe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > Just seeking funding for some home repairs/remodel.

 

A credit bureau reported the following information about this borrower member on July 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: 45
Revolving Credit Balance: $1,117.00 Public Records On File: 0
Revolving Line Utilization: 10.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 813463

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813463

$8,400

$8,400

7.49%

1.00%

July 26, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813463. Member loan 813463 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: McLean Hospital Debt-to-income ratio: 9.55%
Length of employment: 6 years Location: Winchester, MA
       
Home town:
Current & past employers: McLean Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,820.00 Public Records On File: 0
Revolving Line Utilization: 53.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?It will be for varies things; cc debt consolidation, fixing things around the house, etc....

 


 

 

 

Member Payment Dependent Notes Series 813680

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813680

$12,000

$10,075

7.49%

1.00%

July 26, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813680. Member loan 813680 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,917 / month
Current employer: UBS Financial Services, Inc. Debt-to-income ratio: 4.70%
Length of employment: 5 years Location: West New York, NJ
       
Home town:
Current & past employers: UBS Financial Services, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > I need the loan to consolidate some debt, and help my parents pay property taxes on their home. The monthly fixed payment on this note is not an issue at all; I earn enough to have this fit into monthly budget without being financially burdened. I have always paid my bills on time...my credit records can attest to that.

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $81,961.00 Public Records On File: 0
Revolving Line Utilization: 17.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My large revolving credit has always been at a 0% rate. I did this to omtimize my cash flow. In other words, I would consolidate my debt into short-term 0% deals, freeing up my cash to purchase my first home and help my parents with the property tax increase on their home.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards (USD 15k) I revolve at 0% when I can get a deal with no trasfer charges. All other card debt is current (within 30 days). No Student Loans. Mortgage (5%) & LOC (1/2 point under prime) (total due USD 400k).

 


 

 

 

Member Payment Dependent Notes Series 813696

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813696

$12,800

$12,800

18.39%

1.00%

July 26, 2011

July 26, 2016

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813696. Member loan 813696 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: AM Realty Debt-to-income ratio: 14.26%
Length of employment: 9 years Location: Stratford, CT
       
Home town:
Current & past employers: AM Realty
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > consolidate credit cards

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,721.00 Public Records On File: 0
Revolving Line Utilization: 76.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Consolidating credit cards
What is your intended use for the loan proceeds?Consolidating credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $1900, Misc (utilities, phone/cable, insurance) $600 Gas/food $600
Please provide additional details regarding the purpose of the loan?Credit card consolidation
Please provide additional details regarding the purpose of the loan?Credit card consolidation

 


 

 

 

Member Payment Dependent Notes Series 813706

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813706

$16,000

$16,000

10.99%

1.00%

July 20, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813706. Member loan 813706 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,917 / month
Current employer: 2020 company llc Debt-to-income ratio: 12.20%
Length of employment: 2 years Location: FAIRFAX, VA
       
Home town:
Current & past employers: 2020 company llc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > I am trying to get lower APR to consolidate my Credit card Debt

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,393.00 Public Records On File: 0
Revolving Line Utilization: 61.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 9000 balance with 20% on my visa card- 200$ monthly payment car loan : 200 per month 4000 on my amex card with 17% -100$

 


 

 

 

Member Payment Dependent Notes Series 813780

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813780

$12,000

$12,000

18.79%

1.00%

July 20, 2011

July 26, 2016

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813780. Member loan 813780 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,035 / month
Current employer: US Postal Service Debt-to-income ratio: 7.43%
Length of employment: 6 years Location: Asheville, NC
       
Home town:
Current & past employers: US Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: 48
Revolving Credit Balance: $1,739.00 Public Records On File: 0
Revolving Line Utilization: 79.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?Total balance-$194,000 Monthly mortgage payment- $1,160
What is the estimated current market value of your home?$215,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage-shared by 2-$580 each (insurance and taxes included) transportation-$400 (car payment and fuel) utilities-$60 phone/cable/internet/cell phone-$105 insurance (auto)-$60 grocery-$275
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)mortgage payment-shared by 2-$580 total payment $1,160 (insurance and taxes included in payment) utilities-$60
Is the improvement to your primary residence or an investment property?Primary residence
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage-shared by 2-$580 each (insurance and taxes included) transportation-$400 (car payment and fuel) utilities-$60 phone/cable/internet/cell phone-$105 insurance (auto)-$60 grocery-$275
What is the home improvement project you are planning?Drywall, flooring, cabinets, doors, paint, hardware, bathroom fixtures, appliances. 1 bath, 1 bedroom, living area, efficiency kitchen. 840 square feet. Electrical, plumbing, framing and insulation are completed.
Is the improvement to your primary residence or an investment property?Primary residence
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)mortgage payment-shared by 2-$580 total payment $1,160 (insurance and taxes included in payment) utilities-$60
What is your intended use for the loan proceeds?to finish basement-adding 1 bedroom 1 bath and living area
Please explain the reason why you carry a large revolving credit balance.purchased furniture and appliances for the main living area.

 


 

 

 

Member Payment Dependent Notes Series 813783

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813783

$17,325

$17,325

11.99%

1.00%

July 20, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813783. Member loan 813783 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,500 / month
Current employer: VFC Debt-to-income ratio: 12.89%
Length of employment: 1 year Location: San Francisco, CA
       
Home town:
Current & past employers: VFC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,914.00 Public Records On File: 0
Revolving Line Utilization: 65.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 813794

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813794

$8,000

$8,000

11.49%

1.00%

July 21, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813794. Member loan 813794 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: Professional Project Services Debt-to-income ratio: 12.84%
Length of employment: < 1 year Location: RALEIGH, NC
       
Home town:
Current & past employers: Professional Project Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > July 2011 Personal Debt Consolidation Loan. Borrower added on 07/15/11 > Consolidation of 2 high rate cards. My intent is to pay off loan in less than 18 months.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,864.00 Public Records On File: 0
Revolving Line Utilization: 90.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 813796

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813796

$5,775

$5,775

5.42%

1.00%

July 21, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813796. Member loan 813796 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,963 / month
Current employer: n/a Debt-to-income ratio: 26.02%
Length of employment: n/a Location: Mashpee, MA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1982 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 48 Months Since Last Delinquency: 23
Revolving Credit Balance: $7,543.00 Public Records On File: 0
Revolving Line Utilization: 15.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Will respond at alater time.....

 


 

 

 

Member Payment Dependent Notes Series 813815

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813815

$4,200

$4,200

9.99%

1.00%

July 22, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813815. Member loan 813815 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,800 / month
Current employer: Financial Sources Debt-to-income ratio: 24.78%
Length of employment: n/a Location: Tacoma, WA
       
Home town:
Current & past employers: Financial Sources
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1967 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,577.00 Public Records On File: 1
Revolving Line Utilization: 50.30% Months Since Last Record: 113
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I need working capital for e-mail campaigns, mailings, web site expenses and etc. I also need some office equipment, phones, and stationary, and etc.

 


 

 

 

Member Payment Dependent Notes Series 813928

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813928

$14,125

$14,125

13.99%

1.00%

July 20, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813928. Member loan 813928 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: midfirst bank Debt-to-income ratio: 21.41%
Length of employment: 10+ years Location: oklahoma city, OK
       
Home town:
Current & past employers: midfirst bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > pay off high credit cards and medical bills/ thank you

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 81
Revolving Credit Balance: $6,728.00 Public Records On File: 1
Revolving Line Utilization: 86.30% Months Since Last Record: 101
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 813929

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

813929

$3,000

$3,000

8.49%

1.00%

July 22, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 813929. Member loan 813929 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: westchester c c Debt-to-income ratio: 0.81%
Length of employment: 4 years Location: BOYNTON BEACH, FL
       
Home town:
Current & past employers: westchester c c
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > major purchase

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $878.00 Public Records On File: 0
Revolving Line Utilization: 9.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This loan is an additional money of my savings because i am going to purchase a brand new car rather than purchasing a used car.i rather purchased it cash rather than having a car loan.

 


 

 

 

Member Payment Dependent Notes Series 814086

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814086

$5,000

$5,000

5.42%

1.00%

July 21, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814086. Member loan 814086 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: The Nature Conservancy Debt-to-income ratio: 9.91%
Length of employment: 10+ years Location: Jackson, NH
       
Home town:
Current & past employers: The Nature Conservancy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > The purpose of the loan is not debt consolidation but rather a major purchase.

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,359.00 Public Records On File: 0
Revolving Line Utilization: 4.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 814138

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814138

$6,000

$6,000

7.49%

1.00%

July 26, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814138. Member loan 814138 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,333 / month
Current employer: Winston Retail Solutions Debt-to-income ratio: 17.12%
Length of employment: 4 years Location: San Francisco, CA
       
Home town:
Current & past employers: Winston Retail Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > I plan on using the funds to pay down credit card debt. The interest rates with lending club are much more reasonable than those of my creditors. I have never had trouble paying more than the minimum on my credit cards, but feel it's smarter to go this route with the lower interest rate. I have a steady job that I have been at for over 4 years and low overhead - low rent and no car payment, utilities, or cell phone bill. Thanks for your consideration!

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,493.00 Public Records On File: 0
Revolving Line Utilization: 68.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $3300 on one card at 19% and about $3000 on another at 12%. Monthly payment total is $400 and I always pay more than the minimum. I don't have a mortgage, student loans, or a car payment.

 


 

 

 

Member Payment Dependent Notes Series 814188

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814188

$20,000

$20,000

10.99%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814188. Member loan 814188 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Washington University School of Medicine Debt-to-income ratio: 12.36%
Length of employment: 1 year Location: SAINT LOUIS, MO
       
Home town:
Current & past employers: Washington University School of Medicine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/24/11 > I plan on using the money to pay off my credit card debt which has really interest rate right now (22 %)

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,464.00 Public Records On File: 0
Revolving Line Utilization: 23.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 814243

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814243

$8,000

$8,000

12.99%

1.00%

July 21, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814243. Member loan 814243 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Digitas Debt-to-income ratio: 16.43%
Length of employment: 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: Digitas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > I'm going to pay back all CC's that have a higher APRs I'm currently employed by one of the top 10 companies to work for in New York State I work full time and over 60 hours a week I have ample balance in my checking and savings every month Borrower added on 07/14/11 > I don't have a car loan or mortgage to pay off so I can focus solely on paying this loan off Borrower added on 07/14/11 > I don't have a car loan or mortgage to pay off so I can focus solely on paying this loan off

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 4
Revolving Credit Balance: $8,997.00 Public Records On File: 0
Revolving Line Utilization: 56.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I was a college student when I accrued the CC debt. At that time I had no way to pay it off because I could not work. I also live in New York City. The cost of living combined with rental prices leaves it very hard to make large chunks of payments on CC. With this loan I can certainly get on the right track to paying it off.
If you have a delinquency in the last 2 years, please explain the reason.I have no had financial hardships or have been without a job over the past two years. If there was a delinquency over the past two years it was merely an oversight.

 


 

 

 

Member Payment Dependent Notes Series 814312

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814312

$11,200

$11,200

13.99%

1.00%

July 22, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814312. Member loan 814312 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Bennet Communications Debt-to-income ratio: 14.90%
Length of employment: 4 years Location: Fallling Waters, WV
       
Home town:
Current & past employers: Bennet Communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,661.00 Public Records On File: 1
Revolving Line Utilization: 40.30% Months Since Last Record: 113
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Had a bankruptcy in 2002 but have had excellent credit since.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approx. Amounts :Credit Cards (9400, 12.99-27.99%, $320 per month), Mortgages( 154000, 6%, $1159 per month), Student loans (22000, 5.37%, $185 per month), Lines of credit (4200, 0-12.99%, $160 per month) Auto (11500, 12.99%, $423 per month)
Please explain the reason why you carry a large revolving credit balance.No specific reason. Just used cards for vacations, household repairs, automatic billings and small purchase that have added up over time due to higher interest rate, Have always been able to maintain paying more that minimum payments due and plan to use this loan to simplify my monthly budget with one lump payment and close some of the higher interest credit card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approx. Amounts :Credit Cards (9400, 12.99-27.99%, $320 per month), Mortgages( 154000, 6%, $1159 per month), Student loans (22000, 5.37%, $185 per month), Lines of credit (4200, 0-12.99%, $160 per month) Auto (11500, 12.99%, $423 per month)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The plan is to pay off the high interest credit card and close them. Then your remaining to pay of other lines of credits. Just trying to consolidate multiple payments into one payment to make it easier to manage.
Which debts do you plan to pay off with this loan?All my credit cards and revolving credit.

 


 

 

 

Member Payment Dependent Notes Series 814316

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814316

$8,400

$8,400

9.99%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814316. Member loan 814316 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,109 / month
Current employer: State of California Dept of Pesticide Debt-to-income ratio: 5.05%
Length of employment: < 1 year Location: Fair Oaks, CA
       
Home town:
Current & past employers: State of California Dept of Pesticide
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,211.00 Public Records On File: 1
Revolving Line Utilization: 46.50% Months Since Last Record: 86
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I filed Bankruptcy in May of 2004, which was discharged in August of 2004. I was young and trying to live on my own. My income from my job was not enough, so I started living off credit cards. I was uneducated regarding credit cards, debt, credit score, etc. By 23 I realized I could not afford to pay my debt and keep a roof over my head. It was a hard and embarrassing decision. Since then I have made sure to live within my means and have educated myself in regards to credit. This loan will help me strengthen my credit since I do not have any installment loan payments on my credit.
Please provide additional details regarding the purpose of the loan?The purpose of the loan is to provide me with a more reliable source of transportation. The vehicle I currently own is on its last legs and I need something a little more dependable and gas efficient.

 


 

 

 

Member Payment Dependent Notes Series 814328

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814328

$6,000

$6,000

10.59%

1.00%

July 22, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814328. Member loan 814328 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: National Action Financial Services Debt-to-income ratio: 15.89%
Length of employment: 2 years Location: Buffalo, NY
       
Home town:
Current & past employers: National Action Financial Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,691.00 Public Records On File: 0
Revolving Line Utilization: 51.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The intended use is for some home improvements and a few bills.

 


 

 

 

Member Payment Dependent Notes Series 814347

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814347

$4,100

$4,100

10.59%

1.00%

July 20, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814347. Member loan 814347 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: new york state department of corections Debt-to-income ratio: 7.54%
Length of employment: 10+ years Location: pine bush, NY
       
Home town:
Current & past employers: new york state department of corections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,796.00 Public Records On File: 0
Revolving Line Utilization: 49.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current monthly expenses are 2,500

 


 

 

 

Member Payment Dependent Notes Series 814375

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814375

$14,000

$14,000

20.99%

1.00%

July 22, 2011

July 26, 2016

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814375. Member loan 814375 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Christian Dior Perfumes, LLC Debt-to-income ratio: 10.96%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: Christian Dior Perfumes, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 53
Revolving Credit Balance: $36,173.00 Public Records On File: 0
Revolving Line Utilization: 98.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay off three credit card balances and close them.

 


 

 

 

Member Payment Dependent Notes Series 814410

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814410

$12,000

$12,000

10.59%

1.00%

July 22, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814410. Member loan 814410 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,500 / month
Current employer: Broadcast Company of the Americas Debt-to-income ratio: 9.92%
Length of employment: 5 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Broadcast Company of the Americas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > The loan will be used to consolidate credit card debt. I have a stable job and income, and hope to pay off the entire loan early.

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 35
Revolving Credit Balance: $4,088.00 Public Records On File: 0
Revolving Line Utilization: 47.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have only had a few late payments (and never more than 1 payment late) in the past 2 years. A few times were because the notifications didn't reach me. This is one of the main reasons that I wanted to get one loan to pay off all my debt - so I could organize all my payments. I was also sick and in the hospital for several weeks last year with a staph infection. This "time out" made me late for a few payments.
If you have a delinquency in the last 2 years, please explain the reason.I have only had a few late payments (and never more than 1 payment late) in the past 2 years. A few times were because the notifications didn't reach me. This is one of the main reasons that I wanted to get one loan to pay off all my debt - so I could organize all my payments. I was also sick and in the hospital for several weeks last year with a staph infection. This "time out" made me late for a few payments.

 


 

 

 

Member Payment Dependent Notes Series 814473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814473

$10,500

$10,500

6.99%

1.00%

July 21, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814473. Member loan 814473 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Social Security Adm Debt-to-income ratio: 14.14%
Length of employment: 10+ years Location: Houston, TX
       
Home town:
Current & past employers: Social Security Adm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > I plan to use the funds to pay off a credit card.

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,116.00 Public Records On File: 0
Revolving Line Utilization: 18.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Between me and my wife we hold about 5 credit cards one with a large balance $10,500 and the other has little or no balances. My credit scores are 822,822 and 807. No student loans. Due to the high interest of about 18% on the credit card it was be better if I got a loan to pay this card off, this would be the right thing to do.

 


 

 

 

Member Payment Dependent Notes Series 814512

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814512

$2,000

$2,000

16.89%

1.00%

July 20, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814512. Member loan 814512 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Custom Bandag Debt-to-income ratio: 3.31%
Length of employment: 2 years Location: ELIZABETH, NJ
       
Home town:
Current & past employers: Custom Bandag
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,247.00 Public Records On File: 0
Revolving Line Utilization: 79.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?For a trip .
What is your intended use for the loan proceeds?For a trip .
What is your intended use for the loan proceeds?For a trip .

 


 

 

 

Member Payment Dependent Notes Series 814621

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814621

$19,600

$19,600

23.22%

1.00%

July 26, 2011

July 26, 2016

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814621. Member loan 814621 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,167 / month
Current employer: Union National Mortgage Debt-to-income ratio: 22.12%
Length of employment: < 1 year Location: Crescent Springs, KY
       
Home town:
Current & past employers: Union National Mortgage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > Money is used to pay debt and HIP

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $125,558.00 Public Records On File: 0
Revolving Line Utilization: 98.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the estimated current market value of your home?295K
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?8000 to consolidate debt and the rest is to finish basement
What is the home improvement project you are planning?finish my basement
Please explain the reason why you carry a large revolving credit balance.I chose to help out a family member out of a situation. I have paid down by 30k in 2010 and will continue until the member can pay it .
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2350.00 for both mortgages. 1500 for the rest is my best guess

 


 

 

 

Member Payment Dependent Notes Series 814682

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814682

$11,500

$11,500

11.49%

1.00%

July 22, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814682. Member loan 814682 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: Great Bridge Baptist Church Debt-to-income ratio: 23.17%
Length of employment: 2 years Location: Chesapeake, VA
       
Home town:
Current & past employers: Great Bridge Baptist Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/11 > I am wanting to get out of credit card debt and I will be able to do it much faster with this lower interest rate. I appreciate your consideration.

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 30
Revolving Credit Balance: $11,805.00 Public Records On File: 0
Revolving Line Utilization: 37.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Great Question. My expenses run on average about 5,800.00 per month. I have two kids in college and sometimes I find myself needing to help them with travel costs home and such. The reason I have the high credit card is due to a situation that happened a few years ago. I lost one of my parents and in trying to help my remaining parent I had to rely on a couple of credit cards. The result was my bills increased but my income had not. Two years ago I changed jobs and my income increased significantly. I have paid off three other cards in the past two years and I have one more credit card to pay off. I stumbled across a testimony about Lending Club online and thought I would try to secure a lower interest rate and payment so I could chop the debt down quicker. I hope this has helped to not only answer your question but give some background. Thanks!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Great Question. My expenses run on average about 5,800.00 per month. I have two kids in college and sometimes I find myself needing to help them with travel costs home and such. The reason I have the high credit card is due to a situation that happened a few years ago. I lost one of my parents and in trying to help my remaining parent I had to rely on a couple of credit cards. The result was my bills increased but my income had not. Two years ago I changed jobs and my income increased significantly. I have paid off three other cards in the past two years and I have one more credit card to pay off. I stumbled across a testimony about Lending Club online and thought I would try to secure a lower interest rate and payment so I could chop the debt down quicker. I hope this has helped to not only answer your question but give some background. Thanks!

 


 

 

 

Member Payment Dependent Notes Series 814752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814752

$5,000

$5,000

18.39%

1.00%

July 20, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814752. Member loan 814752 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,125 / month
Current employer: Alcatel Lucent Debt-to-income ratio: 13.71%
Length of employment: 10+ years Location: Monmouth Junction, NJ
       
Home town:
Current & past employers: Alcatel Lucent
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 44
Revolving Credit Balance: $29,602.00 Public Records On File: 0
Revolving Line Utilization: 99.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide general details of the cost of your vacation.I am taking a vacation to Florida and need some extra money for hotel, food, and theme park expenses.
If you have a public record on file, please briefly explain the event and its resolution.I am not aware of any public record on file. I hope there is not one out there that prompted this question. If there was, I am sure I would know about it.
Please explain the reason why you carry a large revolving credit balance.I guess this means why debts get paid off, then go up again. It seems that once things get paid off unexpected expenses keep coming up like repairs and maintance on two rental homes and having to buy a new car after mine got totaled in a accident. I am consistent in paying off all my loans.

 


 

 

 

Member Payment Dependent Notes Series 814800

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814800

$10,800

$10,800

10.99%

1.00%

July 25, 2011

July 26, 2014

July 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814800. Member loan 814800 was requested on July 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Willis Risk and Insurance Services Debt-to-income ratio: 17.90%
Length of employment: 4 years Location: GLENDALE, CA
       
Home town:
Current & past employers: Willis Risk and Insurance Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 22
Revolving Credit Balance: $9,836.00 Public Records On File: 0
Revolving Line Utilization: 49.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.It has been more than 2 years since my last delinquency, and that was due to a paperless statement mixup.

 


 

 

 

Member Payment Dependent Notes Series 814875

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814875

$1,000

$1,000

7.49%

1.00%

July 21, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814875. Member loan 814875 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: n/a Debt-to-income ratio: 21.40%
Length of employment: n/a Location: new york, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,271.00 Public Records On File: 0
Revolving Line Utilization: 46.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 814891

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814891

$11,000

$11,000

16.49%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814891. Member loan 814891 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,200 / month
Current employer: n/a Debt-to-income ratio: 19.38%
Length of employment: n/a Location: Farmington, CT
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1976 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 3
Revolving Credit Balance: $8,206.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan?I have credit cards totalling around $7000 and some home improvements to be done.

 


 

 

 

Member Payment Dependent Notes Series 814911

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814911

$9,000

$9,000

7.49%

1.00%

July 22, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814911. Member loan 814911 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: U. S. Steel Corp Debt-to-income ratio: 17.11%
Length of employment: 6 years Location: Allison Park, PA
       
Home town:
Current & past employers: U. S. Steel Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,324.00 Public Records On File: 0
Revolving Line Utilization: 3.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is the improvement to your primary residence or an investment property?The improvement is for my primary residence. Our current wall is starting to collapse
Is this for a home improvement you have already made, or one that you are planning to make?This is for a home improvement we are planning to make once we receive funding
What is your intended use for the loan proceeds?The intended use of the loan proceeds is to replace an existing retaining wall and steps for primary residence.

 


 

 

 

Member Payment Dependent Notes Series 814921

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

814921

$6,000

$6,000

8.49%

1.00%

July 26, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 814921. Member loan 814921 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: Valley Tire Co Inc Debt-to-income ratio: 3.64%
Length of employment: 3 years Location: Greensburg, PA
       
Home town:
Current & past employers: Valley Tire Co Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > Wedding expense Borrower added on 07/14/11 > My family offered to pay for half of the wedding, but the told me yesterday (a month away from the wedding) they can't give us any money. We wanted a loan here rather than a bank because the rates were lower. Borrower added on 07/20/11 > I currently have a steady job and have been employed for the past five years. I have never had a late payment and pay all of my bills on time.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,422.00 Public Records On File: 0
Revolving Line Utilization: 25.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How are you paying for other wedding expenses not covered by this loan?We have been saving money for a while, so all other expense will be covered from the money in our savings account.

 


 

 

 

Member Payment Dependent Notes Series 815073

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815073

$15,000

$15,000

10.99%

1.00%

July 25, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815073. Member loan 815073 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,250 / month
Current employer: mPower Support Services & G&A Assoc Debt-to-income ratio: 7.72%
Length of employment: 5 years Location: Okemos, MI
       
Home town:
Current & past employers: mPower Support Services & G&A Assoc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1984 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 27
Revolving Credit Balance: $8,555.00 Public Records On File: 0
Revolving Line Utilization: 37.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 815082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815082

$3,500

$3,500

7.49%

1.00%

July 22, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815082. Member loan 815082 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,500 / month
Current employer: Sherwin Williams Debt-to-income ratio: 28.93%
Length of employment: 1 year Location: HOLLYWOOD, FL
       
Home town:
Current & past employers: Sherwin Williams
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > This is a monetary advance to myself, instead of waiting a few weeks, I could use the money now. I don't need the entire loan amount, so repayment will be much faster than the agreed upon terms(36 months). My employment is very stable because my position is newly created division of the company. This division of company is designed to help save millions for the company. It has already proven to be successful in other cites.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,195.00 Public Records On File: 0
Revolving Line Utilization: 91.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?A couple of things, one being consolidating all my bills into one payment. Which leads into another reason, I'd like to be debt free by the end of this year. I don't really have alot of bills or places that I owe, I just feel behind. Even though my credit score and history is great. And like I said, I could take my time or use a loan to speed things up. How many many Americans can say they have no debt just a few regular bills each month. Afterward, I think I'd like to join lending club and become an investor myself, I like the concept of this place. I hope that answer your question because I have to be careful of what information I give out. Have a nice day.

 


 

 

 

Member Payment Dependent Notes Series 815085

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815085

$8,000

$8,000

10.99%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815085. Member loan 815085 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,200 / month
Current employer: Hot Topic Debt-to-income ratio: 7.77%
Length of employment: 4 years Location: Spring Valley, CA
       
Home town:
Current & past employers: Hot Topic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > I have held my job for 4+ years and am full time. I am responsible and thus using this loan for job relocation and debt consolidation to get u clean fresh start in a great career.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,944.00 Public Records On File: 0
Revolving Line Utilization: 39.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are about $600
What is your intended use for the loan proceeds?To pay for my job relocation and pay off all debt so that I can have a fresh start. The job is a full time career that will benefit me financially and also give personal growth in the field.

 


 

 

 

Member Payment Dependent Notes Series 815086

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815086

$10,000

$10,000

19.69%

1.00%

July 21, 2011

July 27, 2016

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815086. Member loan 815086 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,583 / month
Current employer: icon Debt-to-income ratio: 0.61%
Length of employment: 10+ years Location: NEW YORK, NY
       
Home town:
Current & past employers: icon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 30
Revolving Credit Balance: $1,903.00 Public Records On File: 0
Revolving Line Utilization: 26.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Planned Expenses and bill
Please provide additional details regarding the purpose of the loanFix my benz
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?0. Live with parents
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?None
If you have a delinquency in the last 2 years, please explain the reason.No
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$0. Live with parents

 


 

 

 

Member Payment Dependent Notes Series 815102

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815102

$4,000

$4,000

8.49%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815102. Member loan 815102 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,100 / month
Current employer: Smith&Nephew Debt-to-income ratio: 21.52%
Length of employment: 1 year Location: ABINGTON, MA
       
Home town:
Current & past employers: Smith&Nephew
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > Funds will be used to pay various medical expenses. I work a full time job at a global medical device company. Job security and growth opportunities are very likely and reliable.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent:400 insurance:80 car loan:222

 


 

 

 

Member Payment Dependent Notes Series 815119

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815119

$10,400

$10,400

13.49%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815119. Member loan 815119 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,625 / month
Current employer: Regis Corporation Debt-to-income ratio: 24.11%
Length of employment: 2 years Location: SAINT LOUIS PARK, MN
       
Home town:
Current & past employers: Regis Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,848.00 Public Records On File: 0
Revolving Line Utilization: 58.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 815157

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815157

$11,000

$11,000

5.42%

1.00%

July 25, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815157. Member loan 815157 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: flakeboard america Debt-to-income ratio: 12.02%
Length of employment: 10+ years Location: Albany, OR
       
Home town:
Current & past employers: flakeboard america
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > used boat loan

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,306.00 Public Records On File: 0
Revolving Line Utilization: 21.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?2001 Blue Water 18ft I/O

 


 

 

 

Member Payment Dependent Notes Series 815170

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815170

$4,800

$4,800

17.99%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815170. Member loan 815170 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Bremen School District Debt-to-income ratio: 10.72%
Length of employment: < 1 year Location: lockport, IL
       
Home town:
Current & past employers: Bremen School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/11 > I will be using this money to pay for transportation and car expenses as well as pay for expenses associated with transitioning into my new job position, such as clothing and rental deposit.

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 27 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 48
Revolving Credit Balance: $2,758.00 Public Records On File: 0
Revolving Line Utilization: 81.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 815207

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815207

$15,000

$15,000

5.99%

1.00%

July 25, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815207. Member loan 815207 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Raleigh-Durham Airport Authority Debt-to-income ratio: 2.04%
Length of employment: 10+ years Location: wake forest, NC
       
Home town:
Current & past employers: Raleigh-Durham Airport Authority
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1986 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,614.00 Public Records On File: 0
Revolving Line Utilization: 6.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?1973 Plymouth Cuda - Complete restoration in 1991 by the second owner to factory specifications. He has driven the vehicle only 2000 miles since then and never in the rain. The condition is pristine both inside and out. The bottom also looks new. I've been looking for two years and this is the best example I have found at the reasonable price of 24K. This vehicle will continue to be driven sparingly and appreciate in value.
How much money are you providing out of pocket as a down payment for this purchase?$9000.00

 


 

 

 

Member Payment Dependent Notes Series 815210

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815210

$6,000

$6,000

10.99%

1.00%

July 22, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815210. Member loan 815210 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Flint Hills Resources Debt-to-income ratio: 9.73%
Length of employment: 1 year Location: Wichita, KS
       
Home town:
Current & past employers: Flint Hills Resources
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > A few additional notes; I was at my previous job for 20+ years, I switched companies in October. The reason for the change was talk of outsourcing, my new job is very stable, has better benefits and is was a slight pay increase. We will have no trouble making the monthly payments. We are borrowing from Lending Club because it was more convienent than our local bank and had a better rate. We are borrowing now because the projects we have will be best done all at once, the flooring can't really be done one room at a time.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $746.00 Public Records On File: 1
Revolving Line Utilization: 53.30% Months Since Last Record: 116
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?It is for home improvement. To replace flooring and bathroom fixtures.

 


 

 

 

Member Payment Dependent Notes Series 815319

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815319

$9,000

$9,000

13.99%

1.00%

July 25, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815319. Member loan 815319 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: martis camp Debt-to-income ratio: 14.28%
Length of employment: 10+ years Location: reno, NV
       
Home town:
Current & past employers: martis camp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,906.00 Public Records On File: 0
Revolving Line Utilization: 97.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Hi, I currently am paying off a visa, I pay 1000.00 per month. My min payments are 400 and interest rate to 16%. Thank you.
Please explain the reason why you carry a large revolving credit balance.I have this balance because of college. I paid for everything with my card. I now know better. Thank you.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Hi, I currently am paying off a visa, I pay 1000.00 per month. My min payments are 400 and interest rate to 16%. Thank you.
What is the total balance of your credit cards, interest rates and current monthly payments?8,000. I pay 1000 per month. my rate is 17%. Thank you.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?my total monthly payment is 400.00 for my credit card. thank you.

 


 

 

 

Member Payment Dependent Notes Series 815326

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815326

$12,000

$12,000

19.69%

1.00%

July 25, 2011

July 27, 2016

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815326. Member loan 815326 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: John A. Penney Co./Viscom Systems, Inc. Debt-to-income ratio: 11.73%
Length of employment: 10+ years Location: Milford, MA
       
Home town:
Current & past employers: John A. Penney Co./Viscom Systems, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > Hello. I am an Army veteran who has a very stable job and is looking for temporary help with a medical expense not covered by insurance. This loan will be paid back upon the set terms without a problem.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 24
Revolving Credit Balance: $10,832.00 Public Records On File: 0
Revolving Line Utilization: 89.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently have a mortgage of $2965.00, car payment of $490.00, utilities of around $125.00 (on average), phone/insurance paid by work, and monthly odd expenses of around $500 (Groceries, etc)
Please explain the reason why you carry a large revolving credit balance.This is due to two factors. The first is that I has a Ban kof America credit line for 33k that was "revolving". I was going to have this wrapped into a refinance and chose not to at the last minute...because of the housing market I didnt want my property value to tkae the extra hit. Instead I changed this rvolving account into a straight loan with set terms. I can no longer withdraw from this account and it should be considered revolving credit. There are 19 payments left as of today. The second is the 1 credit card I have (Amex). During last qtr my bonus from work came at the end instead of the beginning therfore I had to put a lot of extra cost on this specific card. This will be addressed shortly.
What are the estimated expenses?The estimated expenses for this procedure are between 12-15k. I have asked for a loan of 12k tu take the bulk of the expense and the rest I will pay for myself.
What is your intended use for the loan proceeds?It is for a medical procedure we need that is not covered by my insurance.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies at all to report. All bills paid on time everytime.

 


 

 

 

Member Payment Dependent Notes Series 815368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815368

$3,200

$3,200

11.49%

1.00%

July 22, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815368. Member loan 815368 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,417 / month
Current employer: Patio Drugstore Debt-to-income ratio: 19.43%
Length of employment: 2 years Location: New Orleans, LA
       
Home town:
Current & past employers: Patio Drugstore
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > I have been employed with the same company for over 10 years. I started at the bottom and worked my way to the top with hard work and determination.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 8
Revolving Credit Balance: $1,138.00 Public Records On File: 0
Revolving Line Utilization: 11.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.The only incident on my report is incorrect. It is from a student loan that was deferred until 6 months after graduation. They stated that I was late on payment in October while my loan was deferred until December. I disputed the incident and it was removed from two credit agencies. The third agency has been a great deal harder to get a hold of.
How are you paying for other wedding expenses not covered by this loan?With monies from sources inside of our families.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses ate about 3400.00 a month.

 


 

 

 

Member Payment Dependent Notes Series 815394

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815394

$4,800

$4,800

9.99%

1.00%

July 21, 2011

July 28, 2016

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815394. Member loan 815394 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Fisher's Market Debt-to-income ratio: 27.23%
Length of employment: 10+ years Location: RONKS, PA
       
Home town:
Current & past employers: Fisher's Market
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > I would like to thank you for reviewing this loan. I am planning a major purchase in the near future and would appreciate your help. Thank you. Borrower added on 07/15/11 > I have worked at the same job for over ten years and have lived at the same residence for tweleve years. I plan on buying a pop-up camper when my loan is approved. I have had excellent established credit for at least 15 years. Thank you. Borrower added on 07/17/11 > My job is very stable. I am in the food business. Even though the ecomony is bad, everyone has got to eat! Borrower added on 07/18/11 > Please help me invest in making great memories.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,473.00 Public Records On File: 0
Revolving Line Utilization: 18.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 815479

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815479

$13,000

$13,000

15.23%

1.00%

July 21, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815479. Member loan 815479 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: The Johns Hopkins University Debt-to-income ratio: 7.56%
Length of employment: 2 years Location: Baltimore, MD
       
Home town:
Current & past employers: The Johns Hopkins University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 40
Revolving Credit Balance: $16,795.00 Public Records On File: 0
Revolving Line Utilization: 89.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance is about $15,000 now. I'm not quite sure how to calculate the interest, and here's min monthly payment I've been made recently. (1) visa card: $10,800 -- ~$260 (2) visa card: $4,574 -- ~$80 (3) visa card: $600 -- ~$30

 


 

 

 

Member Payment Dependent Notes Series 815522

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815522

$10,000

$10,000

10.99%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815522. Member loan 815522 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,508 / month
Current employer: Battle Ground School District Debt-to-income ratio: 15.03%
Length of employment: 4 years Location: Battle Ground, WA
       
Home town:
Current & past employers: Battle Ground School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > Pay off credit cards and lower monthly payments.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 48
Revolving Credit Balance: $10,365.00 Public Records On File: 1
Revolving Line Utilization: 84.30% Months Since Last Record: 98
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.There was a loss of income in our home that could not be recovered at the time. This resulted in bankruptcy which was discharged in 2003.
If you have a public record on file, please briefly explain the event and its resolution.There was a loss of income in our home that could not be recovered at the time. This resulted in bankruptcy which was discharged in 2003.

 


 

 

 

Member Payment Dependent Notes Series 815541

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815541

$5,600

$5,600

10.99%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815541. Member loan 815541 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 23.10%
Length of employment: n/a Location: virginia beach, VA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/11 > pay off a high interest loan and reduce my debt

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 79
Revolving Credit Balance: $29,116.00 Public Records On File: 0
Revolving Line Utilization: 72.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly "nut" is at 2000.00. I receive a monthly compensation payment as I retired from the Army which easily covers my expenses.

 


 

 

 

Member Payment Dependent Notes Series 815553

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815553

$8,000

$8,000

10.59%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815553. Member loan 815553 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,800 / month
Current employer: Kate Spade Debt-to-income ratio: 14.06%
Length of employment: 2 years Location: Rochester Hills, MI
       
Home town:
Current & past employers: Kate Spade
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,813.00 Public Records On File: 0
Revolving Line Utilization: 30.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i have 2 lines of credit. both of their balances equal approximately 8,000. one credit card has 12% interest, the other has 0% until august 1st, and then it will go up to 16%. i have been paying off the credit card with 12% interest, i will be using the loan to pay off both credit cards in full. i have no mortgages or student loans, (i paid my way through classes, and whats left of the expenses were charged on the cards)

 


 

 

 

Member Payment Dependent Notes Series 815607

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815607

$8,825

$8,825

5.99%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815607. Member loan 815607 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: L.D. Docsa Debt-to-income ratio: 1.59%
Length of employment: 4 years Location: Gobles, MI
       
Home town:
Current & past employers: L.D. Docsa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > trailer for my bobcat loader.

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,704.00 Public Records On File: 0
Revolving Line Utilization: 14.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I need an equipment trailer to haul my Bobcat loader.

 


 

 

 

Member Payment Dependent Notes Series 815918

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815918

$6,000

$6,000

10.99%

1.00%

July 25, 2011

July 27, 2016

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815918. Member loan 815918 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,470 / month
Current employer: Hoist and Crane Systems Inc Debt-to-income ratio: 19.11%
Length of employment: 2 years Location: Charlotte, NC
       
Home town:
Current & past employers: Hoist and Crane Systems Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > I have a great credit score, and always pay my bills on time. I have a great job at a company that's been in business for 30+ years!

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,947.00 Public Records On File: 0
Revolving Line Utilization: 65.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the balances, interest rates, and monthly payments on any other auto obligations?I have a balance of just under 15,000 at a rate of 5.8% which is $369 a month
Please explain the reason why you carry a large revolving credit balance.It is a low interest rate Platinum card that we used for remodeling our home to increase it's value.

 


 

 

 

Member Payment Dependent Notes Series 815946

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815946

$12,000

$12,000

15.99%

1.00%

July 20, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815946. Member loan 815946 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,167 / month
Current employer: c.r.laurence Debt-to-income ratio: 21.14%
Length of employment: 10+ years Location: pennsauken, NJ
       
Home town:
Current & past employers: c.r.laurence
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 57 Months Since Last Delinquency: 5
Revolving Credit Balance: $20,153.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to condense my credit card debt and lower my interest rate.
If you have a delinquency in the last 2 years, please explain the reason.none
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?n/a
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?n/a

 


 

 

 

Member Payment Dependent Notes Series 815958

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

815958

$4,250

$4,250

5.42%

1.00%

July 25, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 815958. Member loan 815958 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: walgreens Debt-to-income ratio: 20.07%
Length of employment: 6 years Location: Chelsea, AL
       
Home town:
Current & past employers: walgreens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 42 Months Since Last Delinquency: 23
Revolving Credit Balance: $3,019.00 Public Records On File: 0
Revolving Line Utilization: 7.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Paying off two high interest rate loans.

 


 

 

 

Member Payment Dependent Notes Series 816023

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816023

$6,500

$6,500

10.99%

1.00%

July 21, 2011

July 27, 2014

July 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816023. Member loan 816023 was requested on July 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Brinks Global services Debt-to-income ratio: 7.69%
Length of employment: 7 years Location: Jeffersonville, MD
       
Home town:
Current & past employers: Brinks Global services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > consolidate bills

 

A credit bureau reported the following information about this borrower member on July 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1987 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,655.00 Public Records On File: 1
Revolving Line Utilization: 73.40% Months Since Last Record: 88
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 816167

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816167

$4,200

$4,200

6.99%

1.00%

July 25, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816167. Member loan 816167 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: SendLove, Inc. Debt-to-income ratio: 5.58%
Length of employment: 9 years Location: Chatsworth, CA
       
Home town:
Current & past employers: SendLove, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,827.00 Public Records On File: 0
Revolving Line Utilization: 40.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The answer is three-fold: 1) I incurred large annual-out-of-pocket maximum charges 2 years straight for family medical expenses - this money is due to be repaid to me. 2) Even accounting for interest (my rates are very low) and processing fees, I've found it financially beneficial to take advantage of my credit card reward program to pay for large yearly charges (like property taxes, fire/earthquake insurance, etc.) 3) Again with credit card benefits: I travel a lot for business and personal obligations. I charge all travel purchases to my card which ensures a wide variety of travel insurances (rental car insurance coverage, delayed/cancel flight insurance, emergency assistance, delayed/cancelled flight support, airport amenity access, etc.). All things considered, my debt to available credit ratio is still good and I watch it carefully. Most of the balance on my card is frequently rotated.

 


 

 

 

Member Payment Dependent Notes Series 816175

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816175

$7,200

$7,200

15.23%

1.00%

July 20, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816175. Member loan 816175 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,917 / month
Current employer: Mimis Cafe Debt-to-income ratio: 23.45%
Length of employment: 2 years Location: Kansas City, MO
       
Home town:
Current & past employers: Mimis Cafe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > I plan on using $3500 of the funds on auto repair and the rest in investing in a business opportunity. I have never accured one late payment on my credit report since I have been using credit. I live with relatives, so I do not pay any rent. I have been in the restaurant management for 10 years and at my current job for two years.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 60
Revolving Credit Balance: $779.00 Public Records On File: 0
Revolving Line Utilization: 8.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Thank you for your question. $3500 is for car repair, the rest is for an investment in a business opportunity.
What is your intended use for the loan proceeds?Thank you for your question. $3500 is for car repair, the rest is for an investment in a business opportunity.

 


 

 

 

Member Payment Dependent Notes Series 816247

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816247

$5,275

$5,275

5.42%

1.00%

July 22, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816247. Member loan 816247 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,000 / month
Current employer: Creekridge Capital Debt-to-income ratio: 5.71%
Length of employment: 8 years Location: Minneapolis, MN
       
Home town:
Current & past employers: Creekridge Capital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $94,747.00 Public Records On File: 0
Revolving Line Utilization: 4.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The large revolving balance is due to my home equity line. Most of the money for the remodeling project that this loan will also help fund. After completion of the loan, I intend to refinance and combine the home equity line with my first mortgage.

 


 

 

 

Member Payment Dependent Notes Series 816274

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816274

$8,000

$8,000

11.49%

1.00%

July 22, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816274. Member loan 816274 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,167 / month
Current employer: Rock Materials Debt-to-income ratio: 19.90%
Length of employment: 7 years Location: Dallas, TX
       
Home town:
Current & past employers: Rock Materials
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,166.00 Public Records On File: 0
Revolving Line Utilization: 74.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I closed on a home in June. I intended to remodel the home (per the inspection no major repairs) using my own funds. Once I began remodeling a few significant items came up - leaks had ruined sub-floors that now needed to be replaced, etc... So, this loan is the cash infusion that will allow me to complete the remodel in full before moving in versus pushing off a few remodel items that I feel are better to complete prior to moving in. The home is liveable, but I would prefer to complete the remodel now versus later. Also, I did not apply for a home equity loan. I have been using my own cash for all items up to this point. The remodel will be complete in the next 3-4 weeks. At that point I will not be paying for materials and contractors out of pocket and will use those funds to repay the loan. Hope that answers your question. Thanks.
What is your intended use for the loan proceeds?I closed on a home in June. I intended to remodel the home (per the inspection no major repairs) using my own funds. Once I began remodeling a few significant items came up - leaks had ruined sub-floors that now needed to be replaced, etc... So, this loan is the cash infusion that will allow me to complete the remodel in full before moving in versus pushing off a few remodel items that I feel are better to complete prior to moving in. The home is liveable, but I would prefer to complete the remodel now versus later. Also, I did not apply for a home equity loan. I have been using my own cash for all items up to this point. The remodel will be complete in the next 3-4 weeks. At that point I will not be paying for materials and contractors out of pocket and will use those funds to repay the loan. Hope that answers your question. Thanks.
What is your intended use for the loan proceeds?I closed on a home in June. I intended to remodel the home (per the inspection no major repairs) using my own funds. Once I began remodeling a few significant items came up - leaks had ruined sub-floors that now needed to be replaced, etc... So, this loan is the cash infusion that will allow me to complete the remodel in full before moving in versus pushing off a few remodel items that I feel are better to complete prior to moving in. The home is liveable, but I would prefer to complete the remodel now versus later. Also, I did not apply for a home equity loan. I have been using my own cash for all items up to this point. The remodel will be complete in the next 3-4 weeks. At that point I will not be paying for materials and contractors out of pocket and will use those funds to repay the loan. Hope that answers your question. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 816315

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816315

$3,525

$3,525

5.42%

1.00%

July 22, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816315. Member loan 816315 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: Cummins Debt-to-income ratio: 10.28%
Length of employment: 5 years Location: Shakopee, MN
       
Home town:
Current & past employers: Cummins
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,073.00 Public Records On File: 0
Revolving Line Utilization: 26.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Can you provide some high level financials on the monthly costs / revenue of your business?Payback - 1.2 years IRR - more than 80%
What do you project your monthly expenses for the first 6 months of your business?less than 1K for the entire project.Entire project cost is around 90K there are two partners and I am on of them
What will be the largest expense in the first six months?marketing and logistics - less than 1K

 


 

 

 

Member Payment Dependent Notes Series 816321

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816321

$12,000

$12,000

13.99%

1.00%

July 25, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816321. Member loan 816321 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,533 / month
Current employer: PNC Wealth Management Debt-to-income ratio: 22.46%
Length of employment: 10+ years Location: Pittsburgh, PA
       
Home town:
Current & past employers: PNC Wealth Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > Payoff my only credit card Borrower added on 07/14/11 > Pay off my only credit card Borrower added on 07/15/11 > I only have one credit card and I would like to pay it off and stow it away for emergencies.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 33 Months Since Last Delinquency: 3
Revolving Credit Balance: $23.00 Public Records On File: 0
Revolving Line Utilization: 0.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have one credit card... Barclay Bank... it has a $9000 balance. I also have a $3000 personal loan from PNC Bank to consolidate. The credit card is 15.99% and the personal loan is 12.835%. The credit card payment is $233 and the loan payment is $341 monthly.

 


 

 

 

Member Payment Dependent Notes Series 816334

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816334

$12,000

$12,000

11.99%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816334. Member loan 816334 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,000 / month
Current employer: Jacobs Technology Debt-to-income ratio: 15.88%
Length of employment: 2 years Location: Tampa, FL
       
Home town:
Current & past employers: Jacobs Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1984 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 42 Months Since Last Delinquency: 4
Revolving Credit Balance: $495.00 Public Records On File: 0
Revolving Line Utilization: 2.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to purchase two Waverunners and trailer
What is your intended use for the loan proceeds?to purchase two Waverunners and trailer

 


 

 

 

Member Payment Dependent Notes Series 816388

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816388

$23,750

$23,750

10.99%

1.00%

July 26, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816388. Member loan 816388 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Joint Industry Board Debt-to-income ratio: 7.38%
Length of employment: 6 years Location: Bayside, NY
       
Home town:
Current & past employers: Joint Industry Board
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/21/11 > The loan proceeds I will get from lending club will help me consolidate my credit card debts. I used these credit cards to invest in a business, couple of years ago, but did not go well and was finally sold. Otherwise, I have no credit card debts. I don't use the credit cards for luxuries or vacations like other people. I have a stable job with a stable company and I have been in this profession for almost 19 years. I am sure that this debt consolidation will help me get out of debt sooner. I am a good borrower, and never had any late or missed payments, no bankruptcy. I always make sure I pay on time.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,383.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?hi, I have current debt balance of $17,000 (2 credit cards), no auto loans, no student loans, no other loans, except mortgage of $2,585/mo (including escrow for real estate and pmi). My current rate for credit cards are 14.24% and 17.24%. I want to consolidate them and finish them in 3 years (which I am trying to do now). My minimum payment is $250/75, but I always pay more than the minimum. thanks for asking.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?hi, I have current debt balance of $17,000 (2 credit cards), no auto loans, no student loans, no other loans, except mortgage of $2,585/mo (including escrow for real estate and pmi). My current rate for credit cards are 14.24% and 17.24%. I want to consolidate them and finish them in 3 years (which I am trying to do now). My minimum payment is $250/75, but I always pay more than the minimum. thanks for asking.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?hi, My current monthly expenses are the following: mortgage - ($2,585, including escrow for real estate taxes, insurance & PMI), gas-($75/month), phone-($75/mo), car insurance for 2 paid off cars ($2,000/year). thanks for asking.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My mortgage is $2,585/mo (including escrow for real estate taxes, insurance + pmi). I have no home equity loan/no line of credit, no car loan, no student loan, no other loans. Thanks for asking.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?hi, My current monthly expenses are the following: mortgage - ($2,585, including escrow for real estate taxes, insurance & PMI), gas-($75/month), phone-($75/mo), car insurance for 2 paid off cars ($2,000/year). thanks for asking.
Which debts do you plan to pay off with this loan?credit card debts, those are the only debts I have, except, mortgage. thanks for asking.

 


 

 

 

Member Payment Dependent Notes Series 816399

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816399

$16,000

$16,000

12.99%

1.00%

July 26, 2011

July 28, 2016

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816399. Member loan 816399 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,782 / month
Current employer: Covenant Health Systems Debt-to-income ratio: 19.94%
Length of employment: 10+ years Location: Shallowater, TX
       
Home town:
Current & past employers: Covenant Health Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/11 > This loan will allow me to concolidate my credit card debts into one smaller payment with a lower interest rate which will allow me to become debt free much faster.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,100.00 Public Records On File: 0
Revolving Line Utilization: 23.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for your interest. Our mortgage payment is $635, we have one car payment of $362, a loan payment of $228, and we also have a student loan payment of $470. Our credit cards which this loan would pay off are: Firestone: balance of $911 at 22.8% with a $60 payment/month Office Depot: balance of $1017 at 12.24% with a $35 payment/month Home Depot: balance of $1302 at 21% with a $30 payment/month Best Buy: balance of $562 at 24.24% with a $40 payment/month Capital One: balance of $3634 at 16.9% with a $100 payment/month Cardmember Services: balance of $3337 at 22.49% with a $110 payment/month GE Money Bank: balance of $1557 at 22.98% with a payment of $85/month GE Money Bank: balance of $2679 at 22.98% with a payment of $110/month Woman Within: balance of $661 at 24.99% with a payment of $35/month Radioshack: balance of $342 at 26.99% with a payment of $35/month The monthly repayment amount for this loan will be much lower than the monthly payments for these credit cards and will have a much better interest rate so we would be able to pay it off more quickly. Thank you again for expressing interest.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for your interest. Our mortgage payment is $635, we have one car payment of $362, a loan payment of $228, and we also have a student loan payment of $470. Our credit cards which this loan would pay off are: Firestone: balance of $911 at 22.8% with a $60 payment/month Office Depot: balance of $1017 at 12.24% with a $35 payment/month Home Depot: balance of $1302 at 21% with a $30 payment/month Best Buy: balance of $562 at 24.24% with a $40 payment/month Capital One: balance of $3634 at 16.9% with a $100 payment/month Cardmember Services: balance of $3337 at 22.49% with a $110 payment/month GE Money Bank: balance of $1557 at 22.98% with a payment of $85/month GE Money Bank: balance of $2679 at 22.98% with a payment of $110/month Woman Within: balance of $661 at 24.99% with a payment of $35/month Radioshack: balance of $342 at 26.99% with a payment of $35/month The monthly repayment amount for this loan will be much lower than the monthly payments for these credit cards and will have a much better interest rate so we would be able to pay it off more quickly. Thank you again for expressing interest.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your interest. These are our monthly expenses: Mortgage: $635 Student loan: $470 Car payment: $362 Personal loan: $228 Charity: $150 Gasoline: $500 Groceries and household items: $500 Medications: $50 Water and trash: $95 Mobile phones: $171 Utilities: $200 Satellite: $47 Eat out budget: $100 Savings: $100 Firestone card: $60 Office Depot card: $35 Home Depot card: $30 Best Buy card: $40 Capital One card: $100 Cardmember Services: $110 GE Money Bank: $110 GE Money Bank:$85 Woman Within: $35 Radioshack: $35
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for your interest. Our mortgage payment is $635, we have one car payment of $362, a loan payment of $228, and we also have a student loan payment of $470. Our credit cards which this loan would pay off are: Firestone: balance of $911 at 22.8% with a $60 payment/month Office Depot: balance of $1017 at 12.24% with a $35 payment/month Home Depot: balance of $1302 at 21% with a $30 payment/month Best Buy: balance of $562 at 24.24% with a $40 payment/month Capital One: balance of $3634 at 16.9% with a $100 payment/month Cardmember Services: balance of $3337 at 22.49% with a $110 payment/month GE Money Bank: balance of $1557 at 22.98% with a payment of $85/month GE Money Bank: balance of $2679 at 22.98% with a payment of $110/month Woman Within: balance of $661 at 24.99% with a payment of $35/month Radioshack: balance of $342 at 26.99% with a payment of $35/month The monthly repayment amount for this loan will be much lower than the monthly payments for these credit cards and will have a much better interest rate so we would be able to pay it off more quickly. Thank you again for expressing interest.

 


 

 

 

Member Payment Dependent Notes Series 816407

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816407

$10,000

$10,000

13.99%

1.00%

July 20, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816407. Member loan 816407 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,083 / month
Current employer: Thomson Reuters Debt-to-income ratio: 15.19%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: Thomson Reuters
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > This loan is for 2 high interest credit cards that I want to pay off completely.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1989 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $58,492.00 Public Records On File: 0
Revolving Line Utilization: 92.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.There are a couple of reasons. First, I was just over spending. Not that I couldn't make my payments. I always made my payments on time but the amount should have been greater. Second reason, for a couple of cards, I made large payments just to have the debt to equity looking decent and my credit line was reduced making it look like I have a large revolving credit balance. For example, my BOA Fordham card used to have a credit line of 30,000. I made a large payment a while ago of about 12,000 and then my credit line was reduced to 21,000. For my Amex Blue, my credit line was 22000, I made a payment of about 7000 and then my credit line was reduced to 15700. With your help, I will be in a better position to bring my other balances down significantly and take my children on a vacation to Florida.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is about $25000 (Amex blue $15000 @14.24% apr, 2 Visa cards totaling $7300 at over 20% and Best Buy card $2400 @24.24%). Monthly payment is $900 for these cards. With the loan, I can knock off the three latter cards and send larger payments to amex and have enough funds left over in my bank account to use without using credit cards.

 


 

 

 

Member Payment Dependent Notes Series 816447

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816447

$5,200

$5,200

13.49%

1.00%

July 22, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816447. Member loan 816447 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: ProTemps Debt-to-income ratio: 17.95%
Length of employment: < 1 year Location: Norfolk, VA
       
Home town:
Current & past employers: ProTemps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > Stable income, looking to consolidate and be smart with my money!

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,684.00 Public Records On File: 0
Revolving Line Utilization: 75.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 816448

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816448

$15,000

$15,000

10.99%

1.00%

July 25, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816448. Member loan 816448 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Timberline Construction, Inc. Debt-to-income ratio: 23.87%
Length of employment: 10+ years Location: Rapid City, SD
       
Home town:
Current & past employers: Timberline Construction, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > I am consolidating all of my debt into one payment so I am able to get debt free in 36 months. I can get you a list of the debts that will be paid if needed. Plan on getting this paid in 36 months and then look for a new house for the family.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 62
Revolving Credit Balance: $6,238.00 Public Records On File: 0
Revolving Line Utilization: 46.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House payment - $1000.00 All Utilities - $135.00 Insurance - $180.00 Others - $200.00 - $450.00
Which debts do you plan to pay off with this loan?Credit cards and personal loans.
Which debts do you plan to pay off with this loan?Credit cards and personal loans.

 


 

 

 

Member Payment Dependent Notes Series 816500

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816500

$6,000

$6,000

9.99%

1.00%

July 26, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816500. Member loan 816500 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Datawin systems inc Debt-to-income ratio: 4.22%
Length of employment: < 1 year Location: Irving, NY
       
Home town:
Current & past employers: Datawin systems inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,587.00 Public Records On File: 0
Revolving Line Utilization: 19.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 816529

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816529

$16,000

$16,000

14.79%

1.00%

July 26, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816529. Member loan 816529 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Verdus Debt-to-income ratio: 0.91%
Length of employment: 2 years Location: Roswell, GA
       
Home town:
Current & past employers: Verdus
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 38
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 816536

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816536

$20,000

$20,000

9.99%

1.00%

July 22, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816536. Member loan 816536 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Internet Brands, Inc. Debt-to-income ratio: 9.84%
Length of employment: 9 years Location: Hawthorne, CA
       
Home town:
Current & past employers: Internet Brands, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > I'm planning on using this loan to consolidate credit card debt. I'm currently paying about $1,000 / month in debt service payments to pay the debt off in about 3 years. These would give me the same plan, but shave about $300 off. I've been at my job for just over 9 years and my company is very stable. I'm likely going to pay this off about a year early. Let me know if you have any other questions. 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,145.00 Public Records On File: 0
Revolving Line Utilization: 35.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $443,285 - 5% - 3131.39 Auto Loan - $15,161 - 8.5% - 534 Citibank (balance transfer) - $5,600 - 0% - $560 / min payment $84 (10 months until 0% interest ends) Citibank - $3,906 - 16.74% - $250 / min $138 Bank of America - $8008 - 11.24% - $250 / min $157 Chase - $4,519 - 16.24% - $500 In my previous description, I was planning on paying off the three balances not on 0% interest, that's the $1,000 -> $700 number. I realize that there's about $3,500 more in the loan than I need for that, but I wanted to leave some buffer in case the loan wasn't fully funded.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is 3131.39, transport for insurance, car and gas is about 900, utilities in total are about 300 (including tv/internet), food is about 600 (including restaurants and groceries). About 1600 is currently going to debt service for a total of 6,530. This loan would reduce debt service by about 300.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage payment breaks down as $3139.00 - with $575.23 going to principal, $1,849.42 going to interest and $706.74 going to escrow to pay taxes and insurance. The insurance is $526 / year, the rest of the escrow is for taxes.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $443,285 - 5% - 3131.39 Auto Loan - $15,161 - 8.5% - 534 Citibank (balance transfer) - $5,600 - 0% - $560 / min payment $84 (10 months until 0% interest ends) Citibank - $3,906 - 16.74% - $250 / min $138 Bank of America - $8008 - 11.24% - $250 / min $157 Chase - $4,519 - 16.24% - $500 In my previous description, I was planning on paying off the three balances not on 0% interest, that's the $1,000 -> $700 number. I realize that there's about $3,500 more in the loan than I need for that, but I wanted to leave some buffer in case the loan wasn't fully funded.

 


 

 

 

Member Payment Dependent Notes Series 816541

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816541

$27,000

$27,000

11.49%

1.00%

July 26, 2011

July 28, 2016

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816541. Member loan 816541 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,083 / month
Current employer: Goodman Networks Debt-to-income ratio: 7.99%
Length of employment: 6 years Location: Holland, TX
       
Home town:
Current & past employers: Goodman Networks
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > This loan is for new wind turbine from WeKnow Technologies

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,484.00 Public Records On File: 0
Revolving Line Utilization: 54.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Why are you doing this green project?Long term solution to save money on energy costs.
Why are you doing this green project?Long term solution to save money on energy costs.
What is your intended use for the loan proceeds?To purchase a wind turbine.
Please explain the reason why you carry a large revolving credit balance.The ratio isn't as bad as it appears on the credit report. I have a couple of cards that are revolving lines of credit and only the outstanding balance is reflected; not the credit line.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Monthly costs: Mortgage P&I - $2300 Taxes - $600 Insurance - $100 Utilities - $500

 


 

 

 

Member Payment Dependent Notes Series 816547

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816547

$6,000

$6,000

11.49%

1.00%

July 20, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816547. Member loan 816547 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Physical Sciences Inc. Debt-to-income ratio: 6.20%
Length of employment: < 1 year Location: Boston, MA
       
Home town:
Current & past employers: Physical Sciences Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > New loan for stepping up my credit to the next level! Borrower added on 07/15/11 > Home improvement and building credit!

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,100.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 816557

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816557

$5,000

$5,000

16.49%

1.00%

July 21, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816557. Member loan 816557 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: n/a Debt-to-income ratio: 1.29%
Length of employment: 2 years Location: Menlo Park, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > Moving to San Francisco from Santa Clara for a new job. Exciting!

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $736.00 Public Records On File: 0
Revolving Line Utilization: 92.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 816605

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816605

$10,000

$10,000

16.89%

1.00%

July 25, 2011

July 28, 2016

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816605. Member loan 816605 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Coastal Engineering Consultants Debt-to-income ratio: 5.76%
Length of employment: 2 years Location: Baton Rouge, LA
       
Home town:
Current & past employers: Coastal Engineering Consultants
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > Loan Purpose: Consolidate very high interest credit cards and establish a plan for eliminating all debt. Our household goal is to move to an all cash system. We are very responsible and are never late with our payment obligations. Credit card accounts to be closed when paid in full. Employment Outlook: Employed and on salary. Company is currently hiring and expanding to support several new contracts that we have recently been awarded.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,553.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - $5000.00 @ 19.9%, $129.17 Visa - $2300 @ 29.9%, $78.58 Mastercard - $1500 @ 9.9%, $32.00 Mastercard - $750 @ 6.9%, $25.00 Remainder applied to loan - $4800 @ 6%, $140

 


 

 

 

Member Payment Dependent Notes Series 816694

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816694

$12,375

$12,375

13.49%

1.00%

July 26, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816694. Member loan 816694 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: tempe high school Debt-to-income ratio: 24.95%
Length of employment: 9 years Location: tempe, AZ
       
Home town:
Current & past employers: tempe high school
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/11 > I am in need of debt consolidation. I will be using the funds to put myself in a better financial situation. I have removed the negative issues that brought me to this situation. I hope that we can partner in this venture and you can make money on your investment while I can begin anew. Borrower added on 07/18/11 > Thank you to the forty-five investors who have lended up this point. I am not far from my goal and the help needed to consolidate some debt and finally get a jump start on relieving the pressure of debt. Thank you once again and to those thinking about investing I assure you this will be a positive move for both of us.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 12
Revolving Credit Balance: $32,725.00 Public Records On File: 0
Revolving Line Utilization: 75.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total revolving debt is 30,000. I pay 1,000 a month right now to just make the minimum. I also pay 1,000 a month in mortgage. I think the credit cards are at like a 22% interest rate or something like that. Student Loans only total 5,000 left and I pay one hundred and twenty a month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - 1050 Utilities - 500 Phone - 100 Insurance - 50 Food/Miscellaneous - 600
If you have a delinquency in the last 2 years, please explain the reason.I have never had a delinquency that was not strategic. I short sold a home and to do so one must not pay their mortgage. That is my sole delinquency. Thank you

 


 

 

 

Member Payment Dependent Notes Series 816748

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816748

$10,000

$10,000

13.99%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816748. Member loan 816748 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Sallie Mae Student Loans Debt-to-income ratio: 21.76%
Length of employment: 9 years Location: Dickson City, PA
       
Home town:
Current & past employers: Sallie Mae Student Loans
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 9
Revolving Credit Balance: $9,091.00 Public Records On File: 0
Revolving Line Utilization: 52.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a Bank of America card with a $4000.00 balance with a minimum payment of $90.00 a month. A Capital One card with a $5000.00 balance with a minimum payment of $100.00 a month & I have $1000.00 left on a Stone Patio I put in where I'm paying $365.00 a month. This one is almost paid off. I don't spend money on worthless things. I have been making on time & over the minimum payment on all my debts. I'm actually paying more to take out this loan, but I'm going to be able to put more money in my savings this way. My goal is to be completely debt free in the next 3 years, and have enough money for a down payment on a house.
Which debts do you plan to pay off with this loan?I have a Bank of America card with a $4000.00 balance with a minimum payment of $90.00 a month. A Capital One card with a $5000.00 balance with a minimum payment of $100.00 a month & I have $1000.00 left on a Stone Patio I put in where I'm paying $365.00 a month.

 


 

 

 

Member Payment Dependent Notes Series 816755

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816755

$5,600

$5,600

9.99%

1.00%

July 20, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816755. Member loan 816755 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,750 / month
Current employer: FIML Natural Resources, LLC Debt-to-income ratio: 8.82%
Length of employment: 1 year Location: Denver, CO
       
Home town:
Current & past employers: FIML Natural Resources, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $452.00 Public Records On File: 0
Revolving Line Utilization: 4.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 816779

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816779

$15,000

$15,000

17.99%

1.00%

July 22, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816779. Member loan 816779 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,319 / month
Current employer: Merchants Bonding Company Debt-to-income ratio: 21.04%
Length of employment: 2 years Location: Garland, TX
       
Home town:
Current & past employers: Merchants Bonding Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > Loan to consolidate debt into lower, fixed interest rate.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 51
Revolving Credit Balance: $5,613.00 Public Records On File: 0
Revolving Line Utilization: 58.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have several credit cards totalling $21,855. The interest rates vary from 24.99 to 30.99. I have tried to negotiate those rates down, but the cards refused, so I am seeking to consolidate into one payment at a lower, fixed rate.
Please explain the reason why you carry a large revolving credit balance.Primarily medical bills related to a surgery and a significant home repair issue.

 


 

 

 

Member Payment Dependent Notes Series 816811

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816811

$10,000

$10,000

5.99%

1.00%

July 25, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816811. Member loan 816811 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Addus Healthcare Debt-to-income ratio: 0.89%
Length of employment: 3 years Location: Gurnee, IL
       
Home town:
Current & past employers: Addus Healthcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > > 750 Excellent Credit Score; No negatives. Using for a vacation. Job history and current job very stable. Monthly budget allows me to payback well prior to due date.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1982 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,205.00 Public Records On File: 0
Revolving Line Utilization: 11.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 816845

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816845

$20,000

$20,000

12.99%

1.00%

July 26, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816845. Member loan 816845 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,492 / month
Current employer: Mission Essential Personnel, LLC Debt-to-income ratio: 21.29%
Length of employment: 5 years Location: Augusta, GA
       
Home town:
Current & past employers: Mission Essential Personnel, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > I will use the requested funds to consolidate credit card bills with high interest rates. I feel that I am a good investment, as I am committed to eliminating my debt in the shortest amount of time possible. As it stands, the monthly payment on this loan represents nearly half of what I am paying monthly in credit card bills. I have never defaulted on any loan or bill and plan to continue in the same light. My main goal is to achieve a more balanced financial and personal freedom through lowering my debt to income ratio, thus improving my credit score. I have been employed at the same location for about six years and have no plans to leave. My company pays well and I receive great benefits and yearly merit increases.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,554.00 Public Records On File: 0
Revolving Line Utilization: 85.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am currently paying $675/mo mortgage, $315/mo car payment, and the rest of my debt consists of credit card debt. I will use the money to pay off my main credit card, which carries a balance of $11,500 and an interest rate of 29.99%. This was a card that I had to rely on after losing my job 6 years ago. I was forced to use this card exclusively and after missing a payment in 2005, my interest rate jumped up. I have been unable to negotiate a lower interest rate with the credit card company, despite a history of on-time payments. Unfortunately, the payments on this are so high that I am finding it difficult to pay off enough to make a serious impact. I have several other credit card debts with smaller balances and interest rates that average about 16%. These debts were acquired after making home purchases and improvements, to include kitchen upgrades, washer and dryer, and furniture.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am currently paying $675/mo mortgage, $315/mo car payment, and the rest of my debt consists of credit card debt. I will use the money to pay off my main credit card, which carries a balance of $11,500 and an interest rate of 29.99%. This was a card that I had to rely on after losing my job 6 years ago. I was forced to use this card exclusively and after missing a payment in 2005, my interest rate jumped up. I have been unable to negotiate a lower interest rate with the credit card company, despite a history of on-time payments. Unfortunately, the payments on this are so high that I am finding it difficult to pay off enough to make a serious impact. I have several other credit card debts with smaller balances and interest rates that average about 16%. These debts were acquired after making home purchases and improvements, to include kitchen upgrades, washer and dryer, and furniture.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am currently paying $675/mo mortgage, $315/mo car payment, and the rest of my debt consists of credit card debt. I will use the money to pay off my main credit card, which carries a balance of $11,500 and an interest rate of 29.99%. This was a card that I had to rely on after losing my job 6 years ago. I was forced to use this card exclusively and after missing a payment in 2005, my interest rate jumped up. I have been unable to negotiate a lower interest rate with the credit card company, despite a history of on-time payments. Unfortunately, the payments on this are so high that I am finding it difficult to pay off enough to make a serious impact. I have several other credit card debts with smaller balances and interest rates that average about 16%. These debts were acquired after making home purchases and improvements, to include kitchen upgrades, washer and dryer, and furniture.
Please explain the reason why you carry a large revolving credit balance.The straight honest truth. I, like many other Americans, did not feel the need to live within my income. I did not have a responsible or mature view of managing credit and felt that it was an acceptable practice to rack up debt, as long as your bills were paid. Unfortunately, this state only lasts so long and it eventually it catches up to you. Some decide to declare bankruptcy, while others decide to take a serious life lesson and own up to their mistakes. As much as I would like to justify my large credit balance, I simply cannot do so. I would just like to take my lesson learned and try and move on with my life in a more responsible way.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?If I receive this loan, I will use it to pay off my high interest credit card bills. I will start in the order of highest rate and this loan would suffice to cover all of my credit card bills under one lower interest rate. By doing so, I will be able to eliminate these debts in a much more efficient and timely way than by paying each individually, as I have been.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$675/ - mortgage $315 - car payment $100 - cell phone $70 - internet $75 - car insurance $150 - electricity $35 - gas $250 - food (single household) ~$1200 - total credit card payments in a month Total monthy income = $4,200 + Montgomery GI Bill payments
Which debts do you plan to pay off with this loan?I will pay off my high-interest credit card bills. I have one that carries a large balance and has an interest rate of 29.99%, which is making it really difficult to pay off. I would like to consolidate these credit card bills, which will allow me to get rid of them sooner and with a much lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am currently paying $675/mo mortgage, $315/mo car payment, and the rest of my debt consists of credit card debt. I will use the money to pay off my main credit card, which carries a balance of $11,500 and an interest rate of 29.99%. This was a card that I had to rely on after losing my job 6 years ago. I was forced to use this card exclusively and after missing a payment in 2005, my interest rate jumped up. I have been unable to negotiate a lower interest rate with the credit card company, despite a history of on-time payments. Unfortunately, the payments on this are so high that I am finding it difficult to pay off enough to make a serious impact. I have several other credit card debts with smaller balances and interest rates that average about 16%. These debts were acquired after making home purchases and improvements, to include kitchen upgrades, washer and dryer, and furniture.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am currently paying $675/mo mortgage, $315/mo car payment, and the rest of my debt consists of credit card debt. I will use the money to pay off my main credit card, which carries a balance of $11,500 and an interest rate of 29.99%. This was a card that I had to rely on after losing my job 6 years ago. I was forced to use this card exclusively and after missing a payment in 2005, my interest rate jumped up. I have been unable to negotiate a lower interest rate with the credit card company, despite a history of on-time payments. Unfortunately, the payments on this are so high that I am finding it difficult to pay off enough to make a serious impact. I have several other credit card debts with smaller balances and interest rates that average about 16%. These debts were acquired after making home purchases and improvements, to include kitchen upgrades, washer and dryer, and furniture.
Which debts do you plan to pay off with this loan?I will pay off my high-interest credit card bills. I have one that carries a large balance and has an interest rate of 29.99%, which is making it really difficult to pay off. I would like to consolidate these credit card bills, which will allow me to get rid of them sooner and with a much lower interest rate.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?If I receive this loan, I will use it to pay off my high interest credit card bills. I will start in the order of highest rate and this loan would suffice to cover all of my credit card bills under one lower interest rate. By doing so, I will be able to eliminate these debts in a much more efficient and timely way than by paying each individually, as I have been.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$675/ - mortgage $315 - car payment $100 - cell phone $70 - internet $75 - car insurance $150 - electricity $35 - gas $250 - food (single household) ~$1200 - total credit card payments in a month Total monthy income = $4,200 + Montgomery GI Bill payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am currently paying $675/mo mortgage, $315/mo car payment, and the rest of my debt consists of credit card debt. I will use the money to pay off my main credit card, which carries a balance of $11,500 and an interest rate of 29.99%. This was a card that I had to rely on after losing my job 6 years ago. I was forced to use this card exclusively and after missing a payment in 2005, my interest rate jumped up. I have been unable to negotiate a lower interest rate with the credit card company, despite a history of on-time payments. Unfortunately, the payments on this are so high that I am finding it difficult to pay off enough to make a serious impact. I have several other credit card debts with smaller balances and interest rates that average about 16%. These debts were acquired after making home purchases and improvements, to include kitchen upgrades, washer and dryer, and furniture.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$675/ - mortgage $315 - car payment $100 - cell phone $70 - internet $75 - car insurance $150 - electricity $35 - gas $250 - food (single household) ~$1200 - total credit card payments in a month Total monthy income = $4,200 + Montgomery GI Bill payments
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$675/mo mortgage (includes taxes and insurance) Average $150/mo electric and $45/gas
Please explain the reason why you carry a large revolving credit balance.The straight honest truth. I, like many other Americans, did not feel the need to live within my income. I did not have a responsible or mature view of managing credit and felt that it was an acceptable practice to rack up debt, as long as your bills were paid. Unfortunately, this state only lasts so long and it eventually it catches up to you. Some decide to declare bankruptcy, while others decide to take a serious life lesson and own up to their mistakes. As much as I would like to justify my large credit balance, I simply cannot do so. I would just like to take my lesson learned and try and move on with my life in a more responsible way.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?If I receive this loan, I will use it to pay off my high interest credit card bills. I will start in the order of highest rate and this loan would suffice to cover all of my credit card bills under one lower interest rate. By doing so, I will be able to eliminate these debts in a much more efficient and timely way than by paying each individually, as I have been.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am currently paying $675/mo mortgage, $315/mo car payment, and the rest of my debt consists of credit card debt. I will use the money to pay off my main credit card, which carries a balance of $11,500 and an interest rate of 29.99%. This was a card that I had to rely on after losing my job 6 years ago. I was forced to use this card exclusively and after missing a payment in 2005, my interest rate jumped up. I have been unable to negotiate a lower interest rate with the credit card company, despite a history of on-time payments. Unfortunately, the payments on this are so high that I am finding it difficult to pay off enough to make a serious impact. I have several other credit card debts with smaller balances and interest rates that average about 16%. These debts were acquired after making home purchases and improvements, to include kitchen upgrades, washer and dryer, and furniture.
Which debts do you plan to pay off with this loan?I will pay off my high-interest credit card bills. I have one that carries a large balance and has an interest rate of 29.99%, which is making it really difficult to pay off. I would like to consolidate these credit card bills, which will allow me to get rid of them sooner and with a much lower interest rate.
Please explain the reason why you carry a large revolving credit balance.The straight honest truth. I, like many other Americans, did not feel the need to live within my income. I did not have a responsible or mature view of managing credit and felt that it was an acceptable practice to rack up debt, as long as your bills were paid. Unfortunately, this state only lasts so long and it eventually it catches up to you. Some decide to declare bankruptcy, while others decide to take a serious life lesson and own up to their mistakes. As much as I would like to justify my large credit balance, I simply cannot do so. I would just like to take my lesson learned and try and move on with my life in a more responsible way.
Which debts do you plan to pay off with this loan?I will pay off my high-interest credit card bills. I have one that carries a large balance and has an interest rate of 29.99%, which is making it really difficult to pay off. I would like to consolidate these credit card bills, which will allow me to get rid of them sooner and with a much lower interest rate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am currently paying $675/mo mortgage, $315/mo car payment, and the rest of my debt consists of credit card debt. I will use the money to pay off my main credit card, which carries a balance of $11,500 and an interest rate of 29.99%. This was a card that I had to rely on after losing my job 6 years ago. I was forced to use this card exclusively and after missing a payment in 2005, my interest rate jumped up. I have been unable to negotiate a lower interest rate with the credit card company, despite a history of on-time payments. Unfortunately, the payments on this are so high that I am finding it difficult to pay off enough to make a serious impact. I have several other credit card debts with smaller balances and interest rates that average about 16%. These debts were acquired after making home purchases and improvements, to include kitchen upgrades, washer and dryer, and furniture.
What is your intended use for the loan proceeds?I will use this loan to pay off my high-interest credit card bills. With this money, I will be able to consolidate all of my credit card bills and will be able to eliminate this debt faster than would be possible if I paid each individually.

 


 

 

 

Member Payment Dependent Notes Series 816954

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816954

$6,400

$6,400

9.99%

1.00%

July 20, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816954. Member loan 816954 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,371 / month
Current employer: Oracle Corporation Debt-to-income ratio: 0.00%
Length of employment: 3 years Location: Jersey City, NJ
       
Home town:
Current & past employers: Oracle Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 36
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Planning on paying my credit card debt.
What is your intended use for the loan proceeds?To pay my credit card debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent = $1000, Utilities = $30, Phone = $30, Food = $200, Insurance = $108, Transportation = $240. If you need more information, please let me know. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 816983

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

816983

$5,000

$5,000

13.99%

1.00%

July 21, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 816983. Member loan 816983 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: Telefunken Semiconductor America Debt-to-income ratio: 23.25%
Length of employment: 10+ years Location: Antelope, CA
       
Home town:
Current & past employers: Telefunken Semiconductor America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 31
Revolving Credit Balance: $466.00 Public Records On File: 0
Revolving Line Utilization: 93.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan?Personal vacation

 


 

 

 

Member Payment Dependent Notes Series 817088

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817088

$12,000

$12,000

13.49%

1.00%

July 25, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817088. Member loan 817088 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,667 / month
Current employer: Merrill Lynch Debt-to-income ratio: 12.24%
Length of employment: 7 years Location: jackson, NJ
       
Home town:
Current & past employers: Merrill Lynch
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 22 Months Since Last Delinquency: 4
Revolving Credit Balance: $2,679.00 Public Records On File: 0
Revolving Line Utilization: 21.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hi there... I currently live (and own) a condo. I am in the process of looking and purchasing a new home.. I am going to renting out my condo. There are a few things that i need to fix up before a rent it out. (ex. new diswasher, new water heater etc).
If you have a delinquency in the last 2 years, please explain the reason.i haven't had any delinquency's.. My payment history is good.
If you have a public record on file, please briefly explain the event and its resolution.Im not sure what you are asking me? can you elaborate?
Please explain the reason why you carry a large revolving credit balance.I do not have a large revovlving credit balance Credit cards total: $2,500 I have a car payment, a student loan and a mortgage. nothing out of the ordinary
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortage : $1504 (including taxes) Insureance:$75 Maintance: $158 (i live in a condo complex)
What is the estimated current market value of your home?I live in a condo, so i am just about breaking even.. (hence why i am renting it out not selling it)
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?Please see the answer above.. i broke out my mortgae payments
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)see previous answer
Is the improvement to your primary residence or an investment property?i am in the process of buying new home renovations r in my rental property
Is this for a home improvement you have already made, or one that you are planning to make?planning to make
What is the home improvement project you are planning?i need a new dishwasher and stove... in a addition my bathroom needs to be renovated
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?hi see prior answers

 


 

 

 

Member Payment Dependent Notes Series 817184

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817184

$4,000

$4,000

20.25%

1.00%

July 20, 2011

July 29, 2016

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817184. Member loan 817184 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Portable Communications Debt-to-income ratio: 5.52%
Length of employment: 3 years Location: Addison, IL
       
Home town:
Current & past employers: Portable Communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 27
Revolving Credit Balance: $3,121.00 Public Records On File: 0
Revolving Line Utilization: 39.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My personal monthly expenses are about $600.
Can you provide some high level financials on the monthly costs / revenue of your business?This is a start up company. I just need some extra funding to get it going. My expected annual revenue for the first year is about $450,000.

 


 

 

 

Member Payment Dependent Notes Series 817195

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817195

$5,000

$5,000

21.36%

1.00%

July 20, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817195. Member loan 817195 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: n/a Debt-to-income ratio: 21.91%
Length of employment: n/a Location: hoquiam, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: n/a Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?home improvements
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).approx.873.00
What is your intended use for the loan proceeds?home improvements
What is your intended use for the loan proceeds?home improvements
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approx.600.00
Is this for a home improvement you have already made, or one that you are planning to make?these home improvements are on going
Is the improvement to your primary residence or an investment property?primary res.
What is the home improvement project you are planning?painting and new florring
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approx.600.00

 


 

 

 

Member Payment Dependent Notes Series 817293

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817293

$6,000

$6,000

15.99%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817293. Member loan 817293 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Prudential Annuities Debt-to-income ratio: 8.02%
Length of employment: < 1 year Location: HARTFORD, CT
       
Home town:
Current & past employers: Prudential Annuities
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/21/11 > I own a 3-story Victorian style home and I'm 90% through with the home improvement project. I've put $45k of my own money (no loans) into the effort. Back porch replaced, both front porches are being re-built and entire exterior re-painted. I'm down to the trim and railings phase and needed a bit more cash to finish.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1973 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 30
Revolving Credit Balance: $10,464.00 Public Records On File: 0
Revolving Line Utilization: 46.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1100 mortgage and escrow, 218 car payment, 200 - 250 /mo gasoline, 30 phone, 49 cell phone, 70 cable/internet, utilities 200 elec, 100 gas, water approx 200/qrtr, food 600, around 250 cr cards, annl income 95k from work, 17k from early pension (both gross).

 


 

 

 

Member Payment Dependent Notes Series 817312

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817312

$8,000

$8,000

15.62%

1.00%

July 20, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817312. Member loan 817312 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: total health skills Debt-to-income ratio: 9.50%
Length of employment: 2 years Location: new york, NY
       
Home town:
Current & past employers: total health skills
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 27 Months Since Last Delinquency: 4
Revolving Credit Balance: $3,165.00 Public Records On File: 0
Revolving Line Utilization: 60.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 817331

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817331

$5,000

$5,000

10.99%

1.00%

July 22, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817331. Member loan 817331 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,416 / month
Current employer: A1 American Moving Debt-to-income ratio: 1.93%
Length of employment: 7 years Location: BELLEVILLE, NJ
       
Home town:
Current & past employers: A1 American Moving
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,774.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?2 credit cards and a $500.00 loan from a friend of mine... with the remaining balance I am going to purchase a used truck... nothing fancy just something to get me from point A to point B. thank you for your consideration.
Which debts do you plan to pay off with this loan?2 credit cards and a $500.00 loan from a friend of mine... with the remaining balance I am going to purchase a used truck... nothing fancy just something to get me from point A to point B. thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a visa credit card debt of $2500 with a high interest rate. A $500.00 loan I borrowed from a friend I want to clear out. Another credit card of $1000 with a high rate. And the last $1000 I am going to get a used vehicle. Nothing fancy just something to get from point A to point B. Thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 817371

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817371

$6,000

$6,000

10.99%

1.00%

July 20, 2011

July 28, 2014

July 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817371. Member loan 817371 was requested on July 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Los Angeles Times Debt-to-income ratio: 12.09%
Length of employment: 3 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Los Angeles Times
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > For a while I've had a few loan offers but interest rates were unattractive. I also did not need a loan. But now that I'm relocating I've been looking around. I found the Lending Club and was surprised to see the terms were attractive. Borrower added on 07/15/11 > I'm very impressed with Lending Club. Mostly, I'm very impressed with the investors. What a great concept...and it's about time! I'm not going to embarrass myself and let the P2P concept down. I'm a hard worker and have good paying job as a result. I will return the favor...and 3 years later, I hope there's room for me to help others. Borrower added on 07/16/11 > Fortunately, my credit card balances are minimal compared to most. Half of the LC loan will pay it all off.. and my monthy payments for the LC loan will be manageable. The other half of the loan will be for security deposit for my new place and just a few pieces of furniture. Borrower added on 07/18/11 > I'm so fortunate to have been offered an interest rate that is well within my budget. I feel comfortable enough to manage my loan in three years. I'm glad I looked around instead of considering any of those other offers I've been receiving. Borrower added on 07/19/11 > Good news is I re-evaluated my finances and found an additional item I can pay off with the LC loan. I've also decided I can live with one less furniture piece than I initially wanted for my new apartment. This will definitely help me comfortably pay my LC loan in three years. I'm very grateful for the LC Investors and hope to get fully funded very soon. I will only commit to a Lease/Landlord if I know I have the funds. Thank you LC Investors for making it happen. Again, I am very thankful for your help.

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 10 Months Since Last Delinquency: 20
Revolving Credit Balance: $2,769.00 Public Records On File: 0
Revolving Line Utilization: 71.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I can't recall having too many delinquencies in the last 2 years. Likely nothing in the last year. There is one particular store financed credit card I recall where the balance seemed to stay the same when I was paying more than the minimum. It was upsetting..and decided to pay it off early. Those very few delinquencies were likely a result of unexpected expenses. I always contact and explain i'm paying late and it's noted...which is a good thing but is not reportable to credit bureaus. My credit score continues to rise in the last 1 1/2 years and has not gone down at all. I'm trying to keep that track record so I'm at an Excellent standing.

 


 

 

 

Member Payment Dependent Notes Series 817401

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817401

$7,000

$7,000

9.99%

1.00%

July 26, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817401. Member loan 817401 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Enterprise rent a car Debt-to-income ratio: 21.67%
Length of employment: 3 years Location: RIVERSIDE, CA
       
Home town:
Current & past employers: Enterprise rent a car
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > Never been late on a payment. I am very reliable and been employed for almost 4years. Borrower added on 07/19/11 > I have a couple credit cards with high interest that I want to pay off.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,487.00 Public Records On File: 0
Revolving Line Utilization: 51.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 817600

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817600

$10,000

$10,000

15.62%

1.00%

July 20, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817600. Member loan 817600 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: Macy's Debt-to-income ratio: 13.20%
Length of employment: 6 years Location: Oakland, CA
       
Home town:
Current & past employers: Macy's
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 73
Revolving Credit Balance: $9,428.00 Public Records On File: 0
Revolving Line Utilization: 86.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about 4 credit cards with debts that total to about just a little under 10,000. One credit card is a Bank of America card with a balance of 3,500 with a interest rate of 22% I think, a Macy's card with a balance of 4,500 and an interest rate of 24.6%. The two other credit cards consist of a Chase credit card and a best buy credit card not really sure how much the interest rate is.
Which debts do you plan to pay off with this loan?I plan on paying off all of my credit card debts which total to about just a little under 10,000

 


 

 

 

Member Payment Dependent Notes Series 817669

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817669

$5,700

$5,700

5.42%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817669. Member loan 817669 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Albany Medical College Debt-to-income ratio: 23.64%
Length of employment: 4 years Location: Albany, NY
       
Home town:
Current & past employers: Albany Medical College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,499.00 Public Records On File: 0
Revolving Line Utilization: 26.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan will be used to pay off credit card debt. I am unsure if there are any other proceeds you are referring to. I am new to this, so if I misunderstood you feel free to send me another question
Please explain the reason why you carry a large revolving credit balance.A combination of some personal emergencies (i.e. car problems) and graduate school. Despite my best attempts to pay significant amounts on cards monthly, I decided the best option for me was to obtain a low interest rate loan to pay off all of the debt in one fell swoop. My monthly payments will be lower and I feel confident I will be able to contribute even more to the payments and see the loan debt go down quicker than the credit cards. Hope this answered your question-if you have any others please don't hesitate to ask!

 


 

 

 

Member Payment Dependent Notes Series 817676

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817676

$8,325

$8,325

10.99%

1.00%

July 25, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817676. Member loan 817676 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Green Mountain Electric Supply Debt-to-income ratio: 24.75%
Length of employment: 5 years Location: Milton, VT
       
Home town:
Current & past employers: Green Mountain Electric Supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,087.00 Public Records On File: 0
Revolving Line Utilization: 78.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage Balance - 146,635 6.625% payment 1120.00 Parent Loan - 1,821.00 3.20% payment 50.00 Cr Card 1,586.00 26.99% payment 58.00 Cr Card 986.00 26.00% payment 31.00 Cr.Card 4,765.00 21.00% payment 230.00 Cr.Card 2,204.00 20.99% payment 60.00 Cr.Card 3,707.00 15.00% payment 68.00

 


 

 

 

Member Payment Dependent Notes Series 817686

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817686

$6,000

$6,000

10.99%

1.00%

July 22, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817686. Member loan 817686 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: Vanguard Debt-to-income ratio: 13.88%
Length of employment: 10+ years Location: Clifton Heights, PA
       
Home town:
Current & past employers: Vanguard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > This loan will be used to pay off a credit card amount of $3000 and reduce one other credit card debt.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1975 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 30
Revolving Credit Balance: $11,289.00 Public Records On File: 0
Revolving Line Utilization: 80.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Our plan is to pay off a Bank of America card with a $3000 balance and reduce the $8000 balance on a Chase card.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The Chase card is $300/monthly, the Bank of America card is $100/monthly, my American Express card payment varies. I don't know what the new Chase monthly payment will be; but the LendingClub loan payment will be $196.41
What is the total balance of your credit cards, interest rates and current monthly payments?Chase Bank - balance $8500, interest rate approx 19%, monthly payment $300 Bank of America - balance $3000, interest rate approx 19%, monthly payment $100
If you have a delinquency in the last 2 years, please explain the reason.My immediate recollection is that I have not had a delinquency. If I've had a delinquency, I cannot recall either the account or the reason.
If you have a delinquency in the last 2 years, please explain the reason.My immediate recollection is that I have not had a delinquency. If I've had a delinquency, I cannot recall either the account or the reason.

 


 

 

 

Member Payment Dependent Notes Series 817698

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817698

$25,000

$25,000

10.99%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817698. Member loan 817698 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: Delta Air Lines Debt-to-income ratio: 5.61%
Length of employment: 10+ years Location: Ann Arbor, MI
       
Home town:
Current & past employers: Delta Air Lines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/22/11 > I've been paying off debt across multiple high interest credit cards . I make extra payments every month but the balances are moving too slowly. One monthly payment to one lender is a much more efficient way to pay off this debt. I have excellent credit, a stable high paying income, and can easily afford to pay more than the minimum payment every month. I have no other debt except student loans, vehicles are paid off as well. My job is stable and have worked in my career field for over 10 years

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,480.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 817723

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817723

$14,000

$14,000

6.99%

1.00%

July 25, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817723. Member loan 817723 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Microbiology International Debt-to-income ratio: 14.61%
Length of employment: 7 years Location: Frederick, MD
       
Home town:
Current & past employers: Microbiology International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > This is a loan for a Harley Davidson motorcycle. I have great credit and chose lending club because of the great interest rate. I've been at my same job for 7.5 years and hold a very secure position within the company. Borrower added on 07/19/11 > I would also like to add, I have a very favorable debt-to-income ratio, no credit card debt and an "excellent" credit score with all three credit bureaus. Borrower added on 07/20/11 > I wanted to add some more details about the bike, it is a 2009 Harley Davidson Street Glide with 2,600 miles on it. I saw it yesterday and it is perfect, like brand new, not a scratch on it. I'm putting $2000 as a downpayment and financing the additional $14,000. $16,000 is a great price for this bike. Thanks! Borrower added on 07/21/11 > Investors, feel free to ask me any questions regarding the use of the loan, my credit history, finances and employment. Anything I can do to help progress the lending process I am more than happy to provide. Thanks!

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $877.00 Public Records On File: 0
Revolving Line Utilization: 4.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?I am paying $2,000 out of pocket as a down payment. Thanks!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent or mortgage, car payment of $550, utilities of $100, cable $100, Insurance $200, food $400. No phone, work pays for that. I do have a jet ski for $120/month and a school loan of $170/ month. No credit card.

 


 

 

 

Member Payment Dependent Notes Series 817747

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817747

$5,000

$5,000

5.99%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817747. Member loan 817747 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,083 / month
Current employer: AG Life Debt-to-income ratio: 19.50%
Length of employment: 4 years Location: Toms River, NJ
       
Home town:
Current & past employers: AG Life
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,475.00 Public Records On File: 0
Revolving Line Utilization: 28.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 817770

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817770

$5,500

$5,500

10.99%

1.00%

July 26, 2011

July 29, 2016

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817770. Member loan 817770 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,583 / month
Current employer: Delaware Veterans Home Debt-to-income ratio: 6.73%
Length of employment: 4 years Location: MILTON, DE
       
Home town:
Current & past employers: Delaware Veterans Home
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > Would like to pay off large interest credit that I have been paying to consolidate and lower the high interest. I had a personal loan from an institution that I used for schooling and a camper for offsite housing. I have always used automatic deductions so a loan from lending club at a significantly lower rate would be a win-win situation! Borrower added on 07/18/11 > I will be using the loan to pay for the camper. Borrower added on 07/18/11 > I have been employed at my job for 5 years. I have always received exceptional performance reviews. In the 5 years I have worked there I have been promoted 3 times. I will be using automated deductions to ensure prompt payment until the loan pay-off is complete. I have good credit and great payment history on all previous purchases. Borrower added on 07/21/11 > Your investment will have a positive return as I pride myself on having good credit.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 29 Months Since Last Delinquency: 16
Revolving Credit Balance: $489.00 Public Records On File: 0
Revolving Line Utilization: 5.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have high interest loan that I am currently paying by automated deduction for tuition and living expenses. Lending club is a win-win situation because it will continue to be automatic deduction but at a significantly lower interest rate. It works out for everyone.

 


 

 

 

Member Payment Dependent Notes Series 817789

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817789

$16,000

$16,000

11.49%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817789. Member loan 817789 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Texas Advanced Computing Center Debt-to-income ratio: 5.76%
Length of employment: 1 year Location: Austin, TX
       
Home town:
Current & past employers: Texas Advanced Computing Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,364.00 Public Records On File: 0
Revolving Line Utilization: 80.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My only debt is credit cards and they both have an interest rate of 17.5%. I pay monthly $1500 on both of them. I want to consolidate the debt by having a single payment with a lower interest rate. My balance is $15400.

 


 

 

 

Member Payment Dependent Notes Series 817797

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817797

$10,000

$10,000

15.99%

1.00%

July 20, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817797. Member loan 817797 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Bank of NY mellion Debt-to-income ratio: 13.85%
Length of employment: 3 years Location: new york , NY
       
Home town:
Current & past employers: Bank of NY mellion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > I will be using these funds to consolidate credit card debt. I've been working in fiance for over 10 years and at my current office for four years.I have a good record of paying my bills and accounts back on time as can be proved by my credit report.I plan to follow the arrange payment schedule as provided by the lending club.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 14
Revolving Credit Balance: $6,129.00 Public Records On File: 0
Revolving Line Utilization: 69.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.One account a verzion telephone bill which was a misunderstanging between the new provider which had stated they will pay all cost to switch over to them. The account has since has been cleared up and paid in full.
If you have a delinquency in the last 2 years, please explain the reason.One account a verzion telephone bill which was a misunderstanging between the new provider which had stated they will pay all cost to switch over to them. The account has since has been cleared up and paid in full.
If you have a delinquency in the last 2 years, please explain the reason.One account a verzion telephone bill which was a misunderstanging between the new provider which had stated they will pay all cost to switch over to them. The account has since has been cleared up and paid in full.

 


 

 

 

Member Payment Dependent Notes Series 817805

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817805

$7,000

$7,000

9.99%

1.00%

July 20, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817805. Member loan 817805 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Carnegie Mellon University Debt-to-income ratio: 14.65%
Length of employment: 2 years Location: Pittsburgh, PA
       
Home town:
Current & past employers: Carnegie Mellon University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,683.00 Public Records On File: 0
Revolving Line Utilization: 35.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance comes to $6890.38 with interest rates of 15.99%, 14.24% and 0.00% (an introductory APR). I currently make monthly payments of $300, divided between the three cards.

 


 

 

 

Member Payment Dependent Notes Series 817816

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817816

$14,000

$14,000

12.99%

1.00%

July 25, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817816. Member loan 817816 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: good samaritan hospital Debt-to-income ratio: 5.33%
Length of employment: 2 years Location: san jose, CA
       
Home town:
Current & past employers: good samaritan hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > to add for home downpayment Borrower added on 07/15/11 > for home downpayment

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2008 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $916.00 Public Records On File: 0
Revolving Line Utilization: 13.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is the home you are purchasing your primary residence or an investment property?Primary residence
What other sources of financing are you using to purchase the home?I will be using FHA. I just need some cash for closing.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Now: house Rent=$800, utilities=$300, credit=$300...... Planning to buy a house, will be cost payment every month including taxes and insurance=$2,300
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Now: house Rent=$800, utilities=$300, credit=$300...... Planning to buy a house, will be cost payment every month including taxes and insurance=$2,300
What is the estimated current market value of the home you intend to purchase?$385,000

 


 

 

 

Member Payment Dependent Notes Series 817877

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817877

$3,575

$3,575

11.49%

1.00%

July 22, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817877. Member loan 817877 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Colorado Department of Education Debt-to-income ratio: 23.40%
Length of employment: < 1 year Location: Broomfield, CO
       
Home town:
Current & past employers: Colorado Department of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > These funds will consolidate two small credit cards with high rates into one lower monthly payment. I am a homeowner, have never been late on a mortgage and have a very stable job in education with the government.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 30
Revolving Credit Balance: $25,569.00 Public Records On File: 0
Revolving Line Utilization: 74.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My husband was unemployed last year and he was the primary breadwinner. I had to use cards to supplement our income after our savings ran out.

 


 

 

 

Member Payment Dependent Notes Series 817980

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

817980

$4,400

$4,400

11.49%

1.00%

July 20, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 817980. Member loan 817980 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Maurice Roth ENT Debt-to-income ratio: 5.76%
Length of employment: 3 years Location: Philadelphia, PA
       
Home town:
Current & past employers: Maurice Roth ENT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,463.00 Public Records On File: 0
Revolving Line Utilization: 20.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 818003

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818003

$20,000

$20,000

10.99%

1.00%

July 22, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818003. Member loan 818003 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Genentech Inc Debt-to-income ratio: 7.26%
Length of employment: 6 years Location: Sacramento, CA
       
Home town:
Current & past employers: Genentech Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,225.00 Public Records On File: 0
Revolving Line Utilization: 31.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off high interest credit cards. I want to be debt free in 3 years. Thank you.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage + (insurance,tax,PMI, etc) $1650 transportation (own my car) $75 a month (commutes to work with a co worker) food $200 (utilities including phone/tv/ HOA) 200 Thanks
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i have 3 cards currently Im trying to pay off... Discover Card 10k 14% 15K line of Credit BofA 9k 14% 15 k line of Credit Chase 5k (4.99%) for the life of the loan 10k line of credit I have American express cards and other cards with zero balance or I pay off as I go. (about 20K total line of credit) I have a house mortgage im paying, no student loans, no car payment. Thank you

 


 

 

 

Member Payment Dependent Notes Series 818175

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818175

$5,000

$5,000

16.49%

1.00%

July 20, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818175. Member loan 818175 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,167 / month
Current employer: Deutsche Bank Debt-to-income ratio: 7.00%
Length of employment: 3 years Location: Saint Albans, NY
       
Home town:
Current & past employers: Deutsche Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,612.00 Public Records On File: 0
Revolving Line Utilization: 95.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 818180

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818180

$3,500

$3,500

11.99%

1.00%

July 20, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818180. Member loan 818180 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,542 / month
Current employer: Farrish of Fairfax Debt-to-income ratio: 10.99%
Length of employment: 10+ years Location: MANASSAS, VA
       
Home town:
Current & past employers: Farrish of Fairfax
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1986 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,011.00 Public Records On File: 0
Revolving Line Utilization: 56.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I WILL BE USING THESE FUNDS TO PURCHASE PERSONAL ITEMS FOR UP COING SCHOOL YEAR THAT STARTS MID AUGUST.

 


 

 

 

Member Payment Dependent Notes Series 818199

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818199

$5,000

$5,000

12.99%

1.00%

July 20, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818199. Member loan 818199 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: Livingston Parish School Board Debt-to-income ratio: 24.17%
Length of employment: 10+ years Location: DENHAM SPRINGS, LA
       
Home town:
Current & past employers: Livingston Parish School Board
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,228.00 Public Records On File: 0
Revolving Line Utilization: 21.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the estimated expenses?Total monthly expenses: $1700 (give or take)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses: $1700 (give or take)

 


 

 

 

Member Payment Dependent Notes Series 818299

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818299

$2,600

$2,600

7.49%

1.00%

July 25, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818299. Member loan 818299 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: SKYMASTERTRADING Debt-to-income ratio: 1.67%
Length of employment: 7 years Location: REVERE, MA
       
Home town:
Current & past employers: SKYMASTERTRADING
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 26 Months Since Last Delinquency: 3
Revolving Credit Balance: $2,131.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$4000 TOTAL. MY WIFE ALSO WORKS.
What is the home improvement project you are planning?i am planning to paint the inside of the house.
If you have a delinquency in the last 2 years, please explain the reason.I never had a delinquency.

 


 

 

 

Member Payment Dependent Notes Series 818300

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818300

$5,000

$5,000

15.62%

1.00%

July 22, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818300. Member loan 818300 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Skinner Transportation Debt-to-income ratio: 6.98%
Length of employment: 4 years Location: Uhland, TX
       
Home town:
Current & past employers: Skinner Transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > Loan is for Working Truck that friend is selling. The Truck can help me increase my income. Borrower added on 07/19/11 > will also consolidate some credit cards

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 20
Revolving Credit Balance: $6,726.00 Public Records On File: 0
Revolving Line Utilization: 59.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?I am buying a tractor (big Rig) from friend so I can be an Owner Operator. The tractor would help me double my income from 40,000 to 80,000 annually so my loan actually would be easy to pay off and probably early.
If you have a delinquency in the last 2 years, please explain the reason.I don't remember any recent delinquencies except maybe switching cell phone companies, I then paid off the contract in payments......

 


 

 

 

Member Payment Dependent Notes Series 818342

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818342

$10,000

$10,000

7.49%

1.00%

July 26, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818342. Member loan 818342 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: TOYOTA MOTOR MFG. Debt-to-income ratio: 12.17%
Length of employment: 10+ years Location: LEXINGTON, KY
       
Home town:
Current & past employers: TOYOTA MOTOR MFG.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,823.00 Public Records On File: 0
Revolving Line Utilization: 31.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt Consolidation
Please explain the reason why you carry a large revolving credit balance.I do not consider my credit balances to be that LARGE. Considering income bracket, I have taken advantage of LOCKED IN low interest offers.

 


 

 

 

Member Payment Dependent Notes Series 818350

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818350

$7,400

$7,400

10.99%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818350. Member loan 818350 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Coachella Valley Unified School District Debt-to-income ratio: 23.90%
Length of employment: 5 years Location: Indio, CA
       
Home town:
Current & past employers: Coachella Valley Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > This loan is to refinance a high interest motorcycle loan.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 28 Months Since Last Delinquency: 21
Revolving Credit Balance: $2,396.00 Public Records On File: 0
Revolving Line Utilization: 43.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?When I originally purchased the bike it was $9,000 and I put $1500 down. I am trying to refinance the purchase because the interest rate on a used bike was very high.
What type of vehicle are you buying (make, model, year, mileage and condition)?I am refinancing a 2007 Suzuki GSXR 750 with 4,900 miles. It is in perfect condition.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses are Approx 3250.

 


 

 

 

Member Payment Dependent Notes Series 818376

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818376

$25,000

$25,000

10.99%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818376. Member loan 818376 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Procter and Gamble Debt-to-income ratio: 26.19%
Length of employment: 9 years Location: Kansas City, MO
       
Home town:
Current & past employers: Procter and Gamble
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,059.00 Public Records On File: 0
Revolving Line Utilization: 41.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?~$15,500 at 14.9% monthly payment around $457 I pay $600 each month And ~$9,300 min payment $163 I pay around $400-500 each month variable depending on type of purchase between 10.24% and 19% Really trying to consolidate on a single payment with fixed end date expect still to pay more aggressively but allows me to have more of a emergency fund to prevent credit card fees
What is the total balance of your credit cards, interest rates and current monthly payments?~$15,500 at 14.9% monthly payment around $457 I pay $600 each month And ~$9,300 min payment $163 I pay around $400-500 each month variable depending on type of purchase between 10.24% and 19% Really trying to consolidate on a single payment with fixed end date expect still to pay more aggressively but allows me to have more of a emergency fund to prevent credit card fees

 


 

 

 

Member Payment Dependent Notes Series 818392

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818392

$10,625

$10,625

11.99%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818392. Member loan 818392 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,700 / month
Current employer: Lady luck casino Debt-to-income ratio: 3.67%
Length of employment: 2 years Location: Denver, CO
       
Home town:
Current & past employers: Lady luck casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > With the money I will be borrowing is going to equipment.I have bugeted for a $500 a month payment witch you have is more than what I am asking for. Borrower added on 07/15/11 > The money I will be borrowing will be going to equipment and I was already planing on a $500 a month for it. Borrower added on 07/15/11 > The money I will be borrowing is for my equipment in my sec. job. I have planned on investing $500 a month for this witch we have come way under so the payments will be no problum. My full time jod is at ladyluck casino as a table games manager.It is a very stable and good company that i have only moved up in in the last two years. Thanks for your time and hope to hear from yoou soon.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 56
Revolving Credit Balance: $3,939.00 Public Records On File: 1
Revolving Line Utilization: 71.60% Months Since Last Record: 90
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?I???m going to be opening a private Towing/REPO business. I already have several contracts and have been using a friend???s truck to fulfill the needs of my clients but I feel it is time to stop running under a DBA with my friend and to start with my own truck and his under a LLC. I have everything seat where I will be keeping my supervisor job at the casinos and will still have the ability to run the private Towing/Repo Company too.

 


 

 

 

Member Payment Dependent Notes Series 818395

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818395

$4,200

$4,200

9.99%

1.00%

July 25, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818395. Member loan 818395 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,249 / month
Current employer: Dover High Peformance Plastics Debt-to-income ratio: 13.67%
Length of employment: 10+ years Location: Dover, OH
       
Home town:
Current & past employers: Dover High Peformance Plastics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to use this money to pay for medical costs.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 41
Revolving Credit Balance: $8,223.00 Public Records On File: 1
Revolving Line Utilization: 26.30% Months Since Last Record: 92
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would like this loan to pay for medical costs
If you have a public record on file, please briefly explain the event and its resolution.I am a minister. Many times my name has appeared in public record. I hope this helps.

 


 

 

 

Member Payment Dependent Notes Series 818399

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818399

$5,400

$5,400

15.99%

1.00%

July 21, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818399. Member loan 818399 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: Autozone Debt-to-income ratio: 1.33%
Length of employment: 3 years Location: harrisonburg, VA
       
Home town:
Current & past employers: Autozone
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > Email with any questions regarding loan, non established credit trying to establish

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 5 Months Since Last Delinquency: 16
Revolving Credit Balance: $1,420.00 Public Records On File: 0
Revolving Line Utilization: 9.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?$500
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?They currently consist of food, gas, and other minor expenses. I do not pay rent or my phone bill. And my insurance consists of $40 a month
If you have a delinquency in the last 2 years, please explain the reason.I do not have one

 


 

 

 

Member Payment Dependent Notes Series 818407

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818407

$4,800

$4,800

7.49%

1.00%

July 21, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818407. Member loan 818407 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Animal Kind Veterinary Hospital Debt-to-income ratio: 5.00%
Length of employment: 6 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Animal Kind Veterinary Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,486.00 Public Records On File: 0
Revolving Line Utilization: 24.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 818550

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818550

$7,500

$7,500

19.69%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818550. Member loan 818550 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,583 / month
Current employer: New York State Debt-to-income ratio: 20.96%
Length of employment: 3 years Location: Rome, NY
       
Home town:
Current & past employers: New York State
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > I would like to considate some credit cards into one payment to eliminate the debt faster. After purchasing my home I found mold and had to gut several areas of the home. I financed the repairs with several credit cards and the interest rates are high.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $58,128.00 Public Records On File: 0
Revolving Line Utilization: 99.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages First and Second Mortgage GMAC - Balance 102,000 - Monthly 1100 (6.1%) Second Mortgage - Berkshire Bankd formerly Rome Savings - Balance 40,000 Monthly - 100 (3.2% ) Student Loan - Balance - 42,000 Monthly 340 (7%) Ford Motor Credit Balance - 20,000 Monthly -600 (6.5%) Home Depot - Balance $4500 Monthly - 150 (25%) Lowes - Balance 1400 - Monthy - 60 (29%) HSBC - Balance 1000 - Monthly - 50 (29%) GE Money/Previously Citifinancial Bal 4700 - Monthly - 219 (19%) Citifinancial Balance 6800 - Monthly 219 (26%) Crestar/Suntrust - Balance 1800 - Monthy 90 ( 29%) Chase - Balance 1800 - Monthly 100 (29%) Cap One - Balance 1050 - Monthly - 60 (29%) Cap One - Balance 500 - Monthly 30 (29%) Citibank CC - Balance 6800 - Monthly - 220 (29%) Discover - Balance 1500 - Monthly 40 (14%) Macys - Balance 1500 - Monthly 50 ( 22%) Walmart - Balance 1400 - Monthly 50 (23%)
Please explain the reason why you carry a large revolving credit balance.After I purchased my home I found out that it had a serious mold problem. I used my savings, credit cards and other financing to repair the damage which cost over $60,000. This loan request represents a consolidation of 6 of the credit cards. I would like to consolidate more but was afraid to request a larger loan because I am new to the lending club community and thought it would be best to prove myself before requesting a larger consolidation loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages First and Second Mortgage GMAC - Balance 102,000 - Monthly 1100 (6.1%) Second Mortgage - Berkshire Bankd formerly Rome Savings - Balance 40,000 Monthly - 100 (3.2% ) Student Loan - Balance - 42,000 Monthly 340 (7%) Ford Motor Credit Balance - 20,000 Monthly -600 (6.5%) Home Depot - Balance $4500 Monthly - 150 (25%) Lowes - Balance 1400 - Monthy - 60 (29%) HSBC - Balance 1000 - Monthly - 50 (29%) GE Money/Previously Citifinancial Bal 4700 - Monthly - 219 (19%) Citifinancial Balance 6800 - Monthly 219 (26%) Crestar/Suntrust - Balance 1800 - Monthy 90 ( 29%) Chase - Balance 1800 - Monthly 100 (29%) Cap One - Balance 1050 - Monthly - 60 (29%) Cap One - Balance 500 - Monthly 30 (29%) Citibank CC - Balance 6800 - Monthly - 220 (29%) Discover - Balance 1500 - Monthly 40 (14%) Macys - Balance 1500 - Monthly 50 ( 22%) Walmart - Balance 1400 - Monthly 50 (23%)
Which debts do you plan to pay off with this loan?Lowes Credit Card 1400 Crestar/Suntrust Credit Card - 1800 Chase Credit Card - 1800 HSBC Credit Card - 1000 Capitol One Credit Card - 1000 Capitol One Credit Card - 500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages First and Second Mortgage GMAC - Balance 102,000 - Monthly 1100 (6.1%) Second Mortgage - Berkshire Bankd formerly Rome Savings - Balance 40,000 Monthly - 100 (3.2% ) Student Loan - Balance - 42,000 Monthly 340 (7%) Ford Motor Credit Balance - 20,000 Monthly -600 (6.5%) Home Depot - Balance $4500 Monthly - 150 (25%) Lowes - Balance 1400 - Monthy - 60 (29%) HSBC - Balance 1000 - Monthly - 50 (29%) GE Money/Previously Citifinancial Bal 4700 - Monthly - 219 (19%) Citifinancial Balance 6800 - Monthly 219 (26%) Crestar/Suntrust - Balance 1800 - Monthy 90 ( 29%) Chase - Balance 1800 - Monthly 100 (29%) Cap One - Balance 1050 - Monthly - 60 (29%) Cap One - Balance 500 - Monthly 30 (29%) Citibank CC - Balance 6800 - Monthly - 220 (29%) Discover - Balance 1500 - Monthly 40 (14%) Macys - Balance 1500 - Monthly 50 ( 22%) Walmart - Balance 1400 - Monthly 50 (23%)
What is your intended use for the loan proceeds?I would like to considate some credit cards into one payment to eliminate the debt faster. After purchasing my home I found mold and had to gut several areas of the home. I financed the repairs with several credit cards and the interest rates are high.
Please explain the reason why you carry a large revolving credit balance.After I purchased my home I found out that it had a serious mold problem. I used my savings, credit cards and other financing to repair the damage which cost over $60,000. This loan request represents a consolidation of 6 of the credit cards. I would like to consolidate more but was afraid to request a larger loan because I am new to the lending club community and thought it would be best to prove myself before requesting a larger consolidation loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages First and Second Mortgage GMAC - Balance 102,000 - Monthly 1100 (6.1%) Second Mortgage - Berkshire Bankd formerly Rome Savings - Balance 40,000 Monthly - 100 (3.2% ) Student Loan - Balance - 42,000 Monthly 340 (7%) Ford Motor Credit Balance - 20,000 Monthly -600 (6.5%) Home Depot - Balance $4500 Monthly - 150 (25%) Lowes - Balance 1400 - Monthy - 60 (29%) HSBC - Balance 1000 - Monthly - 50 (29%) GE Money/Previously Citifinancial Bal 4700 - Monthly - 219 (19%) Citifinancial Balance 6800 - Monthly 219 (26%) Crestar/Suntrust - Balance 1800 - Monthy 90 ( 29%) Chase - Balance 1800 - Monthly 100 (29%) Cap One - Balance 1050 - Monthly - 60 (29%) Cap One - Balance 500 - Monthly 30 (29%) Citibank CC - Balance 6800 - Monthly - 220 (29%) Discover - Balance 1500 - Monthly 40 (14%) Macys - Balance 1500 - Monthly 50 ( 22%) Walmart - Balance 1400 - Monthly 50 (23%)

 


 

 

 

Member Payment Dependent Notes Series 818556

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818556

$10,000

$10,000

15.62%

1.00%

July 21, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818556. Member loan 818556 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: santos remodeling services Debt-to-income ratio: 11.14%
Length of employment: 6 years Location: newark, NJ
       
Home town:
Current & past employers: santos remodeling services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > The money will be used to pay credit cards with high iterest rates, so we can start saving and investing more.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,260.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about $8,000 on various credit cards with rates 19 -29% , a monthly mortgage payment of $1,200. The loan will be used to pay off credit cards (consolidation) . We are never late in any payment, just tires of the high credit card rates.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about $8,000 on various credit cards with rates 19 -29% , a monthly mortgage payment of $1,200. The loan will be used to pay off credit cards (consolidation) . We are never late in any payment, just tires of the high credit card rates.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about $8,000 on various credit cards with rates 19 -29% , a monthly mortgage payment of $1,200. The loan will be used to pay off credit cards (consolidation) . We are never late in any payment, just tires of the high credit card rates.

 


 

 

 

Member Payment Dependent Notes Series 818564

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818564

$11,200

$11,200

10.59%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818564. Member loan 818564 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,183 / month
Current employer: GMR Marketing Debt-to-income ratio: 8.87%
Length of employment: 3 years Location: Wauwatosa, WI
       
Home town:
Current & past employers: GMR Marketing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > I currently have no problems covering all of my bills and always pay 2-3 times the minimum. However, I am looking to get on a set payment plan to allow for more normal flexible cash. Every month I pay as much towards my credit card as I can due to the 16% interest rate, but as mentioned this leaves me shorthanded sometimes and I often end up needing to use the credit cards again. Consolidation will place me on a stable payoff track with a reduced interest rate. In the past 6 months, I have paid down my total credit card debt by $5000, and once able to consolidate, I plan to eliminate all but one credit card.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,763.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - - $2,300 w/ 19.9% interest ($35 monthly min)* - $5,300 w 16.9% interest ($96 monthly min)* -$3,400 w 9.9% interest ($61 monthly min) -$1,650 w 23% interest ($103 monthly min)* -$900 w 27% interest ($25 monthly min)* -$750 w 30% interest ($25 monthly min)* Total CC Debt =$14,300 (Consolidation is for the items w/ *. CC's will be eliminated after consolidation) Student Loans - $8,000 variable interest rate around 7%. Monthly payment of $125. Mortgages (15 year) - $72,000 w interest rate of 5%. Monthly payment of $680 While the monthly payments have never been a concern, I have never paid the minimum on any of these accounts nor have I been late. I prefer to eliminate debt as quickly and efficiently as possible without impact day to day expenses.

 


 

 

 

Member Payment Dependent Notes Series 818586

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818586

$2,500

$2,500

13.49%

1.00%

July 20, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818586. Member loan 818586 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: Walmart Debt-to-income ratio: 24.31%
Length of employment: 5 years Location: MOUNTAIN HOME, AR
       
Home town:
Current & past employers: Walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 59
Revolving Credit Balance: $16,210.00 Public Records On File: 0
Revolving Line Utilization: 90.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 818631

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818631

$14,000

$14,000

12.99%

1.00%

July 26, 2011

July 29, 2014

July 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818631. Member loan 818631 was requested on July 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: Healthy Aging Association Debt-to-income ratio: 3.02%
Length of employment: 1 year Location: Hilmar, CA
       
Home town:
Current & past employers: Healthy Aging Association
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/11 > Please consider me for the loan. Our APR on my credit cards are very high and it seems as thought I will never pay them off.

 

A credit bureau reported the following information about this borrower member on July 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 35
Revolving Credit Balance: $4,658.00 Public Records On File: 0
Revolving Line Utilization: 44.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The first credit card is 6000.00 with an APR of 24.9, 4063.00 with an APR of 29.9, 3809.00 with an APR of 29.99. I have been paying 400.00 on each card every month.

 


 

 

 

Member Payment Dependent Notes Series 818698

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818698

$10,000

$10,000

6.99%

1.00%

July 22, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818698. Member loan 818698 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Dive N Dog Debt-to-income ratio: 13.55%
Length of employment: 3 years Location: naples, FL
       
Home town:
Current & past employers: Dive N Dog
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > Loan purpose is to fund the purchase of a replacement vehicle with the flexibility to purchase from an independent dealer with flexible car year and mileage.

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Expenses include: $1295 (rent), $23 (renters insurance), $164 (health insurance), $43 (internet), $89 (car insurance), $75 (water), $175 (power), $37 (aflac supplemental insurance), $275 (student loans), $30 (cell phone - total bill $80, $50 reimbursed by work), groceries $400. Former car payment was $389/month - auto pay, never late.

 


 

 

 

Member Payment Dependent Notes Series 818783

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818783

$8,000

$8,000

10.99%

1.00%

July 25, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818783. Member loan 818783 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: Comcast Debt-to-income ratio: 15.13%
Length of employment: 10+ years Location: LAUDERDALE LAKES, FL
       
Home town:
Current & past employers: Comcast
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/11 > Pay off accounts to get lower interest rate and payment with better terms Borrower added on 07/18/11 > Thanks for the help. My rate going from 23% and 16% down to 11% will be great. Would much rather pay the extra interest toward principal instead.

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 28
Revolving Credit Balance: $4,969.00 Public Records On File: 0
Revolving Line Utilization: 28.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 818869

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818869

$4,000

$4,000

10.99%

1.00%

July 25, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818869. Member loan 818869 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: BrightStarr Debt-to-income ratio: 2.46%
Length of employment: < 1 year Location: New York, NY
       
Home town:
Current & past employers: BrightStarr
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > I am employed fulltime. I live on the east coast and I had to do a lot of last-minute travel due to back-to-back deaths of loved ones on the west coast, which significantly depleted my savings. I have to move on July 31 into a new apartment, and I need a small loan to cover the gap in my current savings and the initial move-in costs (movers + security deposit + first/last month rent). Thanks for helping out.

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 43
Revolving Credit Balance: $4,219.00 Public Records On File: 0
Revolving Line Utilization: 64.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent will be 1650 Transportation 80 Utilities 200 Phone 100 Food 800
If you have a delinquency in the last 2 years, please explain the reason.None.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent will be 1650 Transportation 80 Utilities 200 Phone 100 Food 800
If you have a public record on file, please briefly explain the event and its resolution.I don't.
Please explain the reason why you carry a large revolving credit balance.I have cards with low limits, and have about 4-5k that I am constantly working to pay down, but often I am paying for work travel/car rentals (which I am later reimbursed for).

 


 

 

 

Member Payment Dependent Notes Series 818907

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818907

$8,400

$8,400

13.49%

1.00%

July 26, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818907. Member loan 818907 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: IMS Gear Debt-to-income ratio: 7.06%
Length of employment: 5 years Location: GAINESVILLE, GA
       
Home town:
Current & past employers: IMS Gear
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > Consolidating and paying off credit card bills to ultimately get a lower interest rate and thus paying less per month on our current bills.

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 47
Revolving Credit Balance: $3,412.00 Public Records On File: 0
Revolving Line Utilization: 75.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)If we pay down our 6k credit card debt with this loan it would bring our interest rate down from 29% to 15%. The companies aren't being very willing to work with us on new rates. Mortgage is 1090, utilities run about 150 avg. in the spring and fall and about 300 avg. in the summer and winter. Taxes and insurance are automatically paid from the escrow or paycheck. The only other expenses were car repairs that needed to be made and dental bills for my son's chipped front tooth. Thanks for asking!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage is 1090 per month @ 4.65% interest. Credit card balances are 1- $2100 @ 29% interest, 2-$1100 @ 19% interest, and 3-$450 @ 27% interest. No student loans left, it was paid off last year. One car payment 145 per month with $4500 left. Car repair for a head gasket $1100, and dental bills roughly 500. This loan would considerably pay down our credit cards and thus lower the interest rate and save about $200-300 per month.
Which debts do you plan to pay off with this loan?This loan would considerably pay down our credit cards and thus lower the interest rate and save about $200-300 per month. We also have a car repair for a head gasket that is $1100, and dental bills roughly $500+.

 


 

 

 

Member Payment Dependent Notes Series 818925

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818925

$16,000

$16,000

10.59%

1.00%

July 26, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818925. Member loan 818925 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: UNITED STATES POSTAL SERVICE Debt-to-income ratio: 10.92%
Length of employment: 10+ years Location: CHARLOTTE, NC
       
Home town:
Current & past employers: UNITED STATES POSTAL SERVICE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > GETTING THIS LOAN WOULD EASE MY FINANCIAL OBLIGATIONS BY PAYING HIGH INTEREST CREDIT CARDS. I HAVE A GOOD CREDIT HISTORY AND I PAID ON TIME FOR THE LAST TEN YEARS.

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,898.00 Public Records On File: 0
Revolving Line Utilization: 44.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses related to housing are as folllows: mortgage - $670 ; insurance & taxes $215 ; utilites - $310 . I do not have home equity loan payment obligation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows: mortgage - $123,246 : escrow - $1182 . credit cards - $ 16900, personal loan - $2800. My monthly payments for credit cards is $600.00 and for personal loan is 127.00
Which debts do you plan to pay off with this loan?I am planning to pay off my credit cards balance.
What is your intended use for the loan proceeds?Loan proceeds will be used entirely to pay off high interest credit cards

 


 

 

 

Member Payment Dependent Notes Series 818960

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818960

$6,000

$6,000

12.99%

1.00%

July 25, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818960. Member loan 818960 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: Carle Foundation Hospital Debt-to-income ratio: 7.33%
Length of employment: 3 years Location: Champaign , IL
       
Home town:
Current & past employers: Carle Foundation Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,490.00 Public Records On File: 0
Revolving Line Utilization: 34.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage payment of 581 at 4.25%, I also have a home improvment fence loan of $7,000 but is one year same as cash after that payments are $151, I think at 12%. I just started a masters program so that student loan will not need repayed for at least 2 years from now and the payback amount will be negotiable. After receiving this loan (currently waiting deposit) all other debts will be cleared.

 


 

 

 

Member Payment Dependent Notes Series 818968

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818968

$3,000

$3,000

7.49%

1.00%

July 22, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818968. Member loan 818968 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,600 / month
Current employer: Carlson, Calladine & Peterson LLP Debt-to-income ratio: 17.39%
Length of employment: 1 year Location: Fullerton, CA
       
Home town:
Current & past employers: Carlson, Calladine & Peterson LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > Planning to use this to pay off a high interest credit card. I have stable full time employment, and have always paid my bills on time. Part of my plan to pay off my debt quicker.

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 76
Revolving Credit Balance: $3,318.00 Public Records On File: 0
Revolving Line Utilization: 25.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 818975

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

818975

$4,000

$4,000

5.99%

1.00%

July 25, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 818975. Member loan 818975 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,472 / month
Current employer: State of Missouri Debt-to-income ratio: 15.29%
Length of employment: 6 years Location: Liberty, MO
       
Home town:
Current & past employers: State of Missouri
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $225.00 Public Records On File: 0
Revolving Line Utilization: 0.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Only around $1900.00 to $2100.00 a month, usually varies right around there.
What is your intended use for the loan proceeds?Partial financing for an automobile.

 


 

 

 

Member Payment Dependent Notes Series 819023

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819023

$1,600

$1,600

5.42%

1.00%

July 20, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819023. Member loan 819023 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,208 / month
Current employer: The Home Depot Debt-to-income ratio: 13.54%
Length of employment: 2 years Location: Holton, KS
       
Home town:
Current & past employers: The Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > for vehicle expense

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $814.00 Public Records On File: 0
Revolving Line Utilization: 7.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 819119

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819119

$4,500

$4,500

11.49%

1.00%

July 22, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819119. Member loan 819119 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,324 / month
Current employer: Sarasota Memorial Healthcare System Debt-to-income ratio: 7.13%
Length of employment: 4 years Location: Bradenton, FL
       
Home town:
Current & past employers: Sarasota Memorial Healthcare System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/11 > Have no bad credit comments/accounts on credit report Budgeted to pay off in half the time Home owner Extremely stable job in large regional hospital

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,964.00 Public Records On File: 0
Revolving Line Utilization: 86.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?home=$1007/mo at 6.25% including taxes and insurance, car=$561/mo+insurance $164/mo for 2 cars (one paid off), credit cards=$300/mo, no student loans/lines of credit, etc. Is that what you meant?
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Using it to consolidate six, non-school low dollar loans, each of which is less than $2000-all totaling $4500. Trying to borrow the minimum, so I already have saved the money to pay the difference between this loan amount (fully funded) and total needed.

 


 

 

 

Member Payment Dependent Notes Series 819131

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819131

$11,000

$11,000

10.99%

1.00%

July 26, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819131. Member loan 819131 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: united parcel service (ups) Debt-to-income ratio: 12.95%
Length of employment: 10+ years Location: valencia, CA
       
Home town:
Current & past employers: united parcel service (ups)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > I plan on using these funds and paying off the balance of my three credit cards in full. My employment has been a secure 27 years with UPS.

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1986 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 26 Months Since Last Delinquency: 21
Revolving Credit Balance: $11,628.00 Public Records On File: 0
Revolving Line Utilization: 84.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards are target visa 4800, capital one visa 3400, bank of america 2100 I do not have any student loans or line of credit loans and my mortgage payment is 1758 per month
Which debts do you plan to pay off with this loan?the three credit cards that are almost 10,500.00
If you have a delinquency in the last 2 years, please explain the reason.I don't believe I have any accounts that have been delinquent in the last two years

 


 

 

 

Member Payment Dependent Notes Series 819193

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819193

$7,500

$7,500

10.99%

1.00%

July 26, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819193. Member loan 819193 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Telcordia Technologies Debt-to-income ratio: 8.52%
Length of employment: 10+ years Location: Dunellen, NJ
       
Home town:
Current & past employers: Telcordia Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1987 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,707.00 Public Records On File: 0
Revolving Line Utilization: 95.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Bill payment and taxes
Please provide additional details regarding the purpose of the loan?I want to pay off a portion of credit card amounts and pay property taxes for upcoming quarter.
What is your intended use for the loan proceeds?Bill payment and taxes

 


 

 

 

Member Payment Dependent Notes Series 819229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819229

$5,000

$5,000

7.49%

1.00%

July 22, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819229. Member loan 819229 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $18,750 / month
Current employer: EMC Corporation Debt-to-income ratio: 16.45%
Length of employment: 10+ years Location: Waterford, VA
       
Home town:
Current & past employers: EMC Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/11 > I need a short term loan to fix my a/c and furnace.

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $129,071.00 Public Records On File: 0
Revolving Line Utilization: 90.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My son had a significant health situation. I am making a plan to adjust those and pay off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)monthly housing related expenses are $3300 with all insurance and tax escrow
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?$436,994 mtg 1 payment $2918 includes insurance and tax escrow $90k mtg 2 payment $300
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$436,994 mtg 1 payment $2918 includes insurance and tax escrow $90k mtg 2 payment $300
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?A/C and Furnace for primary residence. The cost is $7k.
What is the home improvement project you are planning?A/C and Furnace for primary residence. The cost is $7k.
Is the improvement to your primary residence or an investment property?primary

 


 

 

 

Member Payment Dependent Notes Series 819238

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819238

$6,250

$6,250

6.99%

1.00%

July 20, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819238. Member loan 819238 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Carnival Cruise Lines Debt-to-income ratio: 1.44%
Length of employment: 3 years Location: POMPANO BEACH, FL
       
Home town:
Current & past employers: Carnival Cruise Lines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 27
Revolving Credit Balance: $1,575.00 Public Records On File: 0
Revolving Line Utilization: 13.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $1500.
What portion of your wedding expenses does this loan represent?100% going to wedding expenses including the venue, reception and honeymoon.
If you have a delinquency in the last 2 years, please explain the reason.I just checked all 3 credit bureaus 2 days ago and there are no delinquencies on file.
If you have a delinquency in the last 2 years, please explain the reason.I just checked all 3 credit bureaus 2 days ago and there are no delinquencies on file.

 


 

 

 

Member Payment Dependent Notes Series 819381

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819381

$7,200

$7,200

18.79%

1.00%

July 21, 2011

July 30, 2014

July 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819381. Member loan 819381 was requested on July 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: U.S navy Debt-to-income ratio: 24.27%
Length of employment: 3 years Location: Oak harbor, WA
       
Home town:
Current & past employers: U.S navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 18
Revolving Credit Balance: $14,249.00 Public Records On File: 0
Revolving Line Utilization: 98.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I got out of control with my cards the first time i got the And just realized that just paying the minimum balance is not really doing me any good
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?For my car loan right now is 9.9% apr and 3 of my credit cards are 22% apr
Which debts do you plan to pay off with this loan?All my credit cards wish i could pay my car too but that would be too much to ask
If you have a delinquency in the last 2 years, please explain the reason.Im the only one that works in my family
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $625, car $450, food $200, insurance $65, phone $60.

 


 

 

 

Member Payment Dependent Notes Series 819389

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819389

$2,875

$2,875

15.23%

1.00%

July 21, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819389. Member loan 819389 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: n/a Debt-to-income ratio: 24.90%
Length of employment: 2 years Location: Seattle, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > Thanx!! Will reciprocate with timely payback, and validate this model for peer to peer lending.

 

A credit bureau reported the following information about this borrower member on July 16, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 44
Revolving Credit Balance: $23,312.00 Public Records On File: 0
Revolving Line Utilization: 57.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 819394

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819394

$16,000

$16,000

13.49%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819394. Member loan 819394 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Emich Volkswagen Debt-to-income ratio: 19.23%
Length of employment: 5 years Location: Englewood, CO
       
Home town:
Current & past employers: Emich Volkswagen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > With this loan I will be totally debt free aside from my mortgage and car payment. Thank you.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,909.00 Public Records On File: 0
Revolving Line Utilization: 48.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 819494

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819494

$11,000

$11,000

5.99%

1.00%

July 22, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819494. Member loan 819494 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Valero Energy Corp. Debt-to-income ratio: 1.48%
Length of employment: 8 years Location: San Pedro, CA
       
Home town:
Current & past employers: Valero Energy Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/11 > I have excellent credit and always pay my bills. I have been with my current employer for eight years and recently received a promotion. The rate and payment fit perfectly into my budget.

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,929.00 Public Records On File: 0
Revolving Line Utilization: 6.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This is for a vehicle I am purchasing from a private party.

 


 

 

 

Member Payment Dependent Notes Series 819500

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819500

$2,100

$2,100

7.49%

1.00%

July 20, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819500. Member loan 819500 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: sierra termite control Debt-to-income ratio: 13.41%
Length of employment: 10+ years Location: irvine, CA
       
Home town:
Current & past employers: sierra termite control
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,927.00 Public Records On File: 0
Revolving Line Utilization: 78.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 819689

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819689

$12,000

$12,000

10.99%

1.00%

July 26, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819689. Member loan 819689 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Zebra imaging Debt-to-income ratio: 23.52%
Length of employment: 6 years Location: Kyle, TX
       
Home town:
Current & past employers: Zebra imaging
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/11 > want to purchase a 1964 Morgan automobile Borrower added on 07/17/11 > I want to purchase a 1964 Morgan automobile, have $2000.00 for down payment

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1983 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,846.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 819701

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819701

$4,000

$4,000

12.99%

1.00%

July 25, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819701. Member loan 819701 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,800 / month
Current employer: n/a Debt-to-income ratio: 20.56%
Length of employment: n/a Location: eunice,la., LA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 61 Months Since Last Delinquency: 31
Revolving Credit Balance: $4,842.00 Public Records On File: 0
Revolving Line Utilization: 21.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 819751

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819751

$13,000

$13,000

10.59%

1.00%

July 26, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819751. Member loan 819751 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,388 / month
Current employer: State of Illinois Debt-to-income ratio: 12.92%
Length of employment: 4 years Location: Springfield, IL
       
Home town:
Current & past employers: State of Illinois
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > I would like to get these credit cards paid off with one loan that is at a much lower interest rate. I am putting myself on the road to being debt and credit card free! Borrower added on 07/21/11 > I have never missed a payment on any loan or financial obligation. I am restructuring my credit card debt so that I can pay it all off at a lower interest rate. When I pay this loan off, I will be free from credit cards!

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,357.00 Public Records On File: 0
Revolving Line Utilization: 33.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 819821

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819821

$3,500

$3,500

11.49%

1.00%

July 25, 2011

July 31, 2016

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819821. Member loan 819821 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Rockford Health System Debt-to-income ratio: 23.59%
Length of employment: 10+ years Location: LOVES PARK, IL
       
Home town:
Current & past employers: Rockford Health System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/11 > Medical expenses

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1983 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,618.00 Public Records On File: 0
Revolving Line Utilization: 74.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 819865

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819865

$9,500

$9,500

10.99%

1.00%

July 26, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819865. Member loan 819865 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,096 / month
Current employer: Unitus CCU Debt-to-income ratio: 8.20%
Length of employment: 4 years Location: Portland, OR
       
Home town:
Current & past employers: Unitus CCU
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/21/11 > I've never defaulted on a loan. I don't intend to, I'm looking for a lower interest rate than what my citibank is right now.

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,412.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-776 Car- 291 Insurance- 70 Phone- 70 Gas- 50 Electric- 35 Food- 200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa- $9100, 19.99%, $250

 


 

 

 

Member Payment Dependent Notes Series 819931

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

819931

$16,000

$16,000

11.99%

1.00%

July 26, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 819931. Member loan 819931 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Niles police Department Debt-to-income ratio: 8.10%
Length of employment: 10+ years Location: Mchenry, IL
       
Home town:
Current & past employers: Niles police Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > I did apply a month or so ago and was fully funded. But i included household income, which cause the loan to be removed and a non- approval. So I am now re-applying as individual. This loan is a request to pay off a credit card that I used for home improvement and a transfer balance of another card. The rate goes up and down depending on the economy. So I would rather pay off, free up that line and never use. I have never paid late and have had this card for almost 10 years and another credit card with no current balance for over 10 years. This loan will not add to my monthly expenses. It will replace my credit card payment.

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,094.00 Public Records On File: 0
Revolving Line Utilization: 85.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I can't answer this question farely. That is a household question and the loan is based off individual. My monthly expenses is $3150. That is household. I have had 2 major credit lines for over 10 years. They have increased and decreased my credit lines based on the economy. Not from my payment history. I have paid on time and paid off and reused these credit lines. I realized having this credit card has hurt my credit score. So I prefer to pay off at a lower rate and not use them any more. The credit line that this line will pay off was used for home improvements and transferring a balance from another card. The rate keeps changing, so I'm tired of paying the credit banks.
Please explain the reason why you carry a large revolving credit balance.The credit card company has increased my credit line on it's own without my request. I had another credit card and did a balance transfer last year thinking this would be better. I realized it has only hurt me. So now I want to pay it off at a lower interest rate and get rid of the card. I used my cards for home improvements mostly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My monthly expenses including mortgage is roughly $3150. That is household. But my loan is based off Individual income. I can say there is plenty of money left over to pay for this loan. This loan will replace my credit card bill I pay monthly and not add to my monthly expenses. I don't want to pay a higher interest rate on this credit card and feel the credit card company should not have raised my interest rate to 19%. I have always paid on time.
Which debts do you plan to pay off with this loan?I plan to pay off a credit card that has a higher interest rate. I have never been late and payed on time, but they increased my I interest rate from 9% to 19%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses $3150. That is household. This loan will not increase/add to my monthly expenses. The loan will replace my credit card payment.

 


 

 

 

Member Payment Dependent Notes Series 820025

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820025

$5,500

$5,500

16.89%

1.00%

July 25, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820025. Member loan 820025 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Yakima School District Debt-to-income ratio: 12.67%
Length of employment: 3 years Location: yakima, WA
       
Home town:
Current & past employers: Yakima School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > I have had a full time job with the school district for over 3 years now. I plan to use this money to refinance my credit cards. My monthly budget after expenses is $500.

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 11
Revolving Credit Balance: $721.00 Public Records On File: 0
Revolving Line Utilization: 90.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 820039

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820039

$6,200

$6,200

15.99%

1.00%

July 21, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820039. Member loan 820039 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Cvs Debt-to-income ratio: 6.98%
Length of employment: 10+ years Location: NEEDHAM, MA
       
Home town:
Current & past employers: Cvs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > Trying to pay high interest credit cards off

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 64
Revolving Credit Balance: $14,778.00 Public Records On File: 0
Revolving Line Utilization: 80.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?My total balances are 6000 and my interest rates are in range of 25-29% my monthly payments range from 15$ to 60$ I pay more always any other questions let me know I'm just wanting to pay off everything I work hard and will always pay back
What is the total balance of your credit cards, interest rates and current monthly payments?My total balances are 6000 and my interest rates are in range of 25-29% my monthly payments range from 15$ to 60$ I pay more always any other questions let me know I'm just wanting to pay off everything I work hard and will always pay back
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Soo yes the total minimum is over the course of the month is totaling is a estimate of 550 might be more however the loan I am trying to receive will clear me of all debt other than a monthly 600 dollar car payment and monthly payment from this loan and utility bills I am just trying to get out of debt completly that's all

 


 

 

 

Member Payment Dependent Notes Series 820083

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820083

$4,000

$4,000

13.99%

1.00%

July 21, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820083. Member loan 820083 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,789 / month
Current employer: Lynch Ambulance Debt-to-income ratio: 2.93%
Length of employment: 2 years Location: Irvine, CA
       
Home town:
Current & past employers: Lynch Ambulance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > I have to pay off debt from 2 store cards and 3 credit cards. Getting this loan would make it easier by paying all credit card debt and just have one loan to pay off.

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 42
Revolving Credit Balance: $2,490.00 Public Records On File: 0
Revolving Line Utilization: 47.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have none in the last 2 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent, car, utilities, phone, cable/internet, food.

 


 

 

 

Member Payment Dependent Notes Series 820115

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820115

$3,500

$3,500

11.99%

1.00%

July 20, 2011

July 31, 2014

July 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820115. Member loan 820115 was requested on July 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Quality Security Solutions Debt-to-income ratio: 9.14%
Length of employment: 6 years Location: nottingham, MD
       
Home town:
Current & past employers: Quality Security Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 17, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 31
Revolving Credit Balance: $360.00 Public Records On File: 0
Revolving Line Utilization: 9.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.To clarify, the loan is not for a credit card consolidation, but a debt consolidation. I have 4,000 left on a loan that was used for an engagement ring. The APR is 25 percent. The other portion of the loan is to pay off the remainder of my student loans. I have 6,000 remaining of 27,000. For the record, I have a total of 500 in current credit card bills. I pay them off in full, each month.

 


 

 

 

Member Payment Dependent Notes Series 820212

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820212

$3,800

$3,800

16.89%

1.00%

July 22, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820212. Member loan 820212 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: Scottrade Debt-to-income ratio: 24.39%
Length of employment: 9 years Location: SAN PEDRO, CA
       
Home town:
Current & past employers: Scottrade
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > MBA Finance grad. former military honorable discharge. Borrower added on 07/18/11 > Wedding reception expenses. Family is important.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,684.00 Public Records On File: 0
Revolving Line Utilization: 99.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 820345

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820345

$4,000

$4,000

15.23%

1.00%

July 20, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820345. Member loan 820345 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,833 / month
Current employer: Shamrock Foods Company Debt-to-income ratio: 14.03%
Length of employment: 10+ years Location: Scottsdale, AZ
       
Home town:
Current & past employers: Shamrock Foods Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > My job is very stable and i always pay my debts.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1989 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,926.00 Public Records On File: 0
Revolving Line Utilization: 89.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To help out family which always comes first in my life
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$5300
What is your intended use for the loan proceeds?To help out family which always comes first in my life
What is your intended use for the loan proceeds?To help out family which always comes first in my life
What is your intended use for the loan proceeds?To help out family which always comes first in my life
What is your intended use for the loan proceeds?To help out family which always comes first in my life
What is your intended use for the loan proceeds?To help out family which always comes first in my life
Please provide additional details regarding the purpose of the loanThis is to help out family which always comes first in my life

 


 

 

 

Member Payment Dependent Notes Series 820377

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820377

$16,400

$16,400

10.99%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820377. Member loan 820377 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,083 / month
Current employer: n/a Debt-to-income ratio: 0.98%
Length of employment: 3 years Location: Dallas, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > The purpose of this loan is a vacation. My credit is excellent. I am debt free, and all my credit cards are paid off in full. I don't live beyond my means. I have a savings account for emergencies that I fund on a weekly basis. I have been self-employed for over 3 years now and my income is stable. Borrower added on 07/18/11 > The purpose of this loan is a vacation to Morocco. I have excellent credit which reflects my financial situation. I have no debt, and all my credit cards are paid off in full. I don't live beyond my means. I have a savings account for emergencies that I fund on a weekly basis. I have been self-employed for 3 years and 5 months now and my income is stable.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,939.00 Public Records On File: 0
Revolving Line Utilization: 6.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide general details of the cost of your vacation.Thank you for the question. Here are the general expenses: Flight and Hotel: $7500 Food and Nightlife: $4000 Souvenirs: $2000-$2500 (Arabic Rugs and Art) Emergency & Miscellaneous: $1000

 


 

 

 

Member Payment Dependent Notes Series 820380

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820380

$4,800

$4,800

13.49%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820380. Member loan 820380 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: IZEA Holdings, Inc Debt-to-income ratio: 6.38%
Length of employment: 2 years Location: Ocoee, FL
       
Home town:
Current & past employers: IZEA Holdings, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > Thank you everyone for your contributions!

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 14 Months Since Last Delinquency: 16
Revolving Credit Balance: $2,386.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have absolutely no derogatory marks on my credit report and have only ever missed one payment in a small financial crisis between two jobs in which the payment was made asap and the account paid off the following month.

 


 

 

 

Member Payment Dependent Notes Series 820459

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820459

$12,000

$12,000

15.62%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820459. Member loan 820459 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: newsday Debt-to-income ratio: 20.83%
Length of employment: 10+ years Location: Cutchogue, NY
       
Home town:
Current & past employers: newsday
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > Secure union job for 11 years looking to purchase harley that banks will not lend on because of the age.its a 2002.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 50
Revolving Credit Balance: $11,290.00 Public Records On File: 0
Revolving Line Utilization: 79.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loanLooking to purchase a 02 harley davidson with very low mileage.the problem all the banks in area will only go back 5 model years.
Please provide additional details regarding the purpose of the loanLooking to purchase a 02 harley davidson with very low mileage.the problem all the banks in area will only go back 5 model years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 800,food 500,phone 100,trans. 200,insurance 200,elec. 200
If you have a delinquency in the last 2 years, please explain the reason.I haven't had any delinquencys

 


 

 

 

Member Payment Dependent Notes Series 820473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820473

$18,000

$18,000

10.99%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820473. Member loan 820473 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,440 / month
Current employer: University of Akron Debt-to-income ratio: 16.76%
Length of employment: 4 years Location: akron, OH
       
Home town:
Current & past employers: University of Akron
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > Purpose of this Loan is to quickly payoff my high interest debt. I'm a responsible loan borrower and I never default with my obligations nor am I ever late making payments. I have a full time job and have worked in the same field since graduating from college. Thank you in advance for investing to my loan, I appreciate it.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,505.00 Public Records On File: 0
Revolving Line Utilization: 35.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the loan is for my personal cc debt. the minimum monthly cc payments are about $85 less then what my monthly payment for this loan will be. In addition to that I have a mortgage and a car payment.
Which debts do you plan to pay off with this loan?I am consolidating my personal cc debt that I had accumulated due to a family emergency. I had no debt prior to that so I want to pay it off in the 3 yrs.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the loan is for my personal cc debt. the minimum monthly cc payments are about $85 less then what my monthly payment for this loan will be. In addition to that I have a mortgage and a car payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?the loan is for my personal cc debt. the minimum monthly cc payments are about $85 less then what my monthly payment for this loan will be. In addition to that I have a mortgage and a car payment.

 


 

 

 

Member Payment Dependent Notes Series 820480

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820480

$3,600

$3,600

10.99%

1.00%

July 22, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820480. Member loan 820480 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,870 / month
Current employer: Port Authority of NY & NJ Debt-to-income ratio: 13.00%
Length of employment: 10+ years Location: Union, NJ
       
Home town:
Current & past employers: Port Authority of NY & NJ
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > As a recent Lending Club Borrower, I have made all my payments on time for a full year. The reason for my request is twofold: (1) I am one payment away from paying the balance of two short-term debts. The monthly payments on these debts are more than the monthly payments needed to service the monthly payments for the requested loan. As the sole co-signer for a college loan for I am responsible for a past due balance on one of two loans which requires ongoing payments although my son is still enrolled as a full time student. The loan I am requesting will be used to cover the delinquency on the loan which is over 120 days past due. (2) The only delinquency on my credit profile is related to this past due payments on the loan and has had a negative impact on my credit rating. When many of my creditors (particularly the banks) lowered my overall available credit (in one case by as high as 90%) to levels close to my overall balances my credit rating was negatively impacted. This put my overall balances closer to my overall credit limits although I did not incur any additional debt. With just this, one-change creditors drastically affected the credit profile of many consumers who were otherwise in good standing. I will use the balance of the loan to cover outstanding medical bills not covered by my medical and dental insurance.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,832.00 Public Records On File: 0
Revolving Line Utilization: 34.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The total of my current debt balances is $32,974 (including credit cards & lines of credit). The interest rates vary from 5.98% to 12%. I make a monthly payment of $1014 directly to a Debt Management Company that pays all the creditors each month. I do not incur additional charges with any of the creditors and have not mised any payments. My instlalment loans (including student loans as co-signer) total $61,309 and the interest rates are between 5.98% and 11.99%. I pay $745 per month for installment loans. I do not have a mortgage payment.

 


 

 

 

Member Payment Dependent Notes Series 820510

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820510

$10,000

$10,000

10.59%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820510. Member loan 820510 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: UPS Debt-to-income ratio: 17.08%
Length of employment: 10+ years Location: Louisville, KY
       
Home town:
Current & past employers: UPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > To repair truck, car and repair roof on house Borrower added on 07/24/11 > Transmission work needed to keep truck running. Roof needs replaced as it's about 18 years old.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $92,399.00 Public Records On File: 0
Revolving Line Utilization: 69.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.We got in over our heads and are working to clear it up.

 


 

 

 

Member Payment Dependent Notes Series 820530

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820530

$3,600

$3,600

15.62%

1.00%

July 22, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820530. Member loan 820530 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Empire Pacific Windows Debt-to-income ratio: 9.66%
Length of employment: 10+ years Location: Burbank, CA
       
Home town:
Current & past employers: Empire Pacific Windows
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > You will get paid back, rest assured

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,001.00 Public Records On File: 0
Revolving Line Utilization: 19.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to use this to pay off some medical bills
What is your intended use for the loan proceeds?I intend to use this to pay off some medical bills
Please provide additional details regarding the purpose of the loanI will be using it to pay off medical bills that were incurred I would go into greater detail whereas someone else has asked the same however it involves something that lending club will not let me go into because it violates federal laws on loans, sorry I couldn't be more specific! I hope you understand!
What is your intended use for the loan proceeds?I intend to use this to pay off some medical bills
What is your intended use for the loan proceeds?Pay off medical

 


 

 

 

Member Payment Dependent Notes Series 820664

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820664

$12,000

$12,000

15.62%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820664. Member loan 820664 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Madeira City Schools Debt-to-income ratio: 15.80%
Length of employment: 10+ years Location: sharonville, OH
       
Home town:
Current & past employers: Madeira City Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > I am looking for a debt consolidation loan to pay off credit cards.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 8
Revolving Credit Balance: $11,281.00 Public Records On File: 0
Revolving Line Utilization: 46.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage 750.00 Utilities 200.00 Taxes - 150.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards 12,000 (varied 4-15%) Student loan - 500.00 a month Car - 165.00 Insurance - 100.00
Which debts do you plan to pay off with this loan?Credit cards
If you have a delinquency in the last 2 years, please explain the reason.as far as I know I have had very few if any delinquencies. I have never been late on my mortgage or student loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards 12,000 (varied 4-15%) Student loan - 500.00 a month Car - 165.00 Insurance - 100.00
Which debts do you plan to pay off with this loan?Credit cards

 


 

 

 

Member Payment Dependent Notes Series 820679

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820679

$20,000

$20,000

11.49%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820679. Member loan 820679 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,250 / month
Current employer: Hewlett-Packard Company Debt-to-income ratio: 12.73%
Length of employment: 2 years Location: North Attleboro, MA
       
Home town:
Current & past employers: Hewlett-Packard Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1989 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: n/a
Revolving Credit Balance: $43,907.00 Public Records On File: 0
Revolving Line Utilization: 44.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage - 5.125% - (400K) 2300 ; Care Credit (Medical bills) 14.99% - (10K) 422 - Personal loan - 15.99 - (5k) - 300 ; M/C - 22.99% - (5k) Minimum pmt - 115 This would allow me to consolidate the later three and pay them off at a lower interest rate and payment over 3 yrs.

 


 

 

 

Member Payment Dependent Notes Series 820748

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820748

$9,000

$9,000

10.99%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820748. Member loan 820748 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Legal Aid Society of New York City Debt-to-income ratio: 14.13%
Length of employment: 4 years Location: Bronx, NY
       
Home town:
Current & past employers: Legal Aid Society of New York City
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > This Loan will be used to wipe out all of my debt, so in turn, I can have only one monthly(affordable) bill to pay. I have a credit score of 720, which is a result of my on time or before time payment of all my accounts. I have a stable job working within the New York City court System, which I have currently been doing for four years. Thank you.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,930.00 Public Records On File: 0
Revolving Line Utilization: 29.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My Rent is 500, utilities $45, no Insurance, food is $150 a month. I Live with a roommate, so everything is split evenly. If your concern is whether I can afford the monthly payment, I can; and mostly likely, will pay the loan back earlier than the allotted time. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 820768

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820768

$3,500

$3,500

11.99%

1.00%

July 22, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820768. Member loan 820768 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Sharp Automotive Debt-to-income ratio: 21.03%
Length of employment: 2 years Location: Florence, MT
       
Home town:
Current & past employers: Sharp Automotive
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 73
Revolving Credit Balance: $9,926.00 Public Records On File: 0
Revolving Line Utilization: 53.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?1985 Honda nighthawk 700 sc, almost mint condition, 8,600 miles. Needs tires, and carbs gone through.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 780./Utlities 200./Gas 160./Phone 80./Insurance320./Food 600./credit bills 320./Repair shop startup costs 400-500.

 


 

 

 

Member Payment Dependent Notes Series 820865

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820865

$2,800

$2,800

6.99%

1.00%

July 21, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820865. Member loan 820865 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: American Conservatory Theater Debt-to-income ratio: 8.12%
Length of employment: 4 years Location: San Francisco, CA
       
Home town:
Current & past employers: American Conservatory Theater
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My currently monthly expenses run about $1200 (rent, utilities, transportation). I do not own a car and only use public transit. Food costs are on top of that, but they are relatively low (I rarely eat out).
What is the total balance of your credit cards, interest rates and current monthly payments?This loan would pay off a credit card with a high interest rate & allow me to make payments faster and with fewer fees.
What is your intended use for the loan proceeds?This loan would pay off my only credit card with a balance (that also has a high interest rate) & allow me to make payments faster and with fewer fees.

 


 

 

 

Member Payment Dependent Notes Series 820887

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820887

$4,075

$4,075

5.42%

1.00%

July 25, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820887. Member loan 820887 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: McCreary Modern Debt-to-income ratio: 23.41%
Length of employment: 6 years Location: Granite Falls, NC
       
Home town:
Current & past employers: McCreary Modern
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,103.00 Public Records On File: 0
Revolving Line Utilization: 78.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 820894

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820894

$15,000

$15,000

18.39%

1.00%

July 25, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820894. Member loan 820894 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,600 / month
Current employer: US coast Guard Debt-to-income ratio: 19.33%
Length of employment: 8 years Location: coos bay, OR
       
Home town:
Current & past employers: US coast Guard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > i plan to use the loan to consolidate debt, i have never been late on any payment to any creditor, my job is stable with a good fixed income

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,236.00 Public Records On File: 0
Revolving Line Utilization: 89.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)3000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover Card -2500 Mastercard - 5700 Jeweler- 1300 American Express 2000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?the total minimum monthly payment for the debt to be paid off is 300 Discover card Mastercard Jeweler American express
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover Card -2500 Mastercard - 5700 Jeweler- 1300 American Express 2000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?the total minimum monthly payment for the debt to be paid off is 300 Discover card Mastercard Jeweler American express
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)3000
Please explain the reason why you carry a large revolving credit balance.incurred by ex fiance debt
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover Card -2500 Mastercard - 5700 Jeweler- 1300 American Express 2000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?the total minimum monthly payment for the debt to be paid off is 300 Discover card Mastercard Jeweler American express
Please explain the reason why you carry a large revolving credit balance.incurred by ex fiance debt
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.5500- rate at 9.0 about to change over to 19.0, current min. is $100, i pay 300-500 2600- rate at 0.0 about to change over to 10.0, current min is $25, i pay 100-300 1300- rate at 0.0 about to change over to 10.0, current min is $25, i pay 200 6600- rate at 6.0 about to change over to 10.0, current min is $60, i pay 200-300

 


 

 

 

Member Payment Dependent Notes Series 820903

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820903

$4,950

$4,950

10.99%

1.00%

July 26, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820903. Member loan 820903 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 15.65%
Length of employment: n/a Location: PERRIS, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > Looking forward to working with you, Thanks for the loan. Borrower added on 07/19/11 > Thanks for the loan Borrower added on 07/19/11 > Funds will be used to pay down debt Borrower added on 07/19/11 > Funds will be used to pay down debt, I have very good debt payment history.

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,369.00 Public Records On File: 0
Revolving Line Utilization: 86.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 820957

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820957

$5,600

$5,600

7.49%

1.00%

July 25, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820957. Member loan 820957 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: LGH Debt-to-income ratio: 14.02%
Length of employment: 5 years Location: MOUNTVILLE, PA
       
Home town:
Current & past employers: LGH
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > This will be going towards wedding funds.

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,225.00 Public Records On File: 0
Revolving Line Utilization: 19.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 820958

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820958

$5,400

$5,400

10.99%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820958. Member loan 820958 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,750 / month
Current employer: bellavance beverage Debt-to-income ratio: 13.04%
Length of employment: 10+ years Location: hudson, NH
       
Home town:
Current & past employers: bellavance beverage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > just want to consolidate some cards, mostly from home and car repair, this way i can save some other money for emergency situations. thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: 50
Revolving Credit Balance: $9,779.00 Public Records On File: 0
Revolving Line Utilization: 35.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?pay down some debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage,$2245 transportation,0 company vehicle utilities, $250 mo phone $130 mo, 4 cells insur,cars, $190 mo food $600 mo, i do not pay this bill

 


 

 

 

Member Payment Dependent Notes Series 820959

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820959

$4,200

$4,200

11.99%

1.00%

July 25, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820959. Member loan 820959 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,750 / month
Current employer: board of ed Debt-to-income ratio: 16.78%
Length of employment: 3 years Location: hackensack, NJ
       
Home town:
Current & past employers: board of ed
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > Loan will be used to pay off debts so I can look forward to buying a house in the near future.Also after paying off debts it will show my credit worthiness. thank you in advance Borrower added on 07/20/11 > This loan will enable me to pay off debts so that my credit score can continue to improve which is my goal for 2011.Money will be paid back in a timely fashion which will show creditors my worthiness. Thanks in advance

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,579.00 Public Records On File: 0
Revolving Line Utilization: 47.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 820963

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820963

$2,000

$2,000

11.49%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820963. Member loan 820963 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,500 / month
Current employer: n/a Debt-to-income ratio: 20.93%
Length of employment: n/a Location: California City, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > We need this loan to move as we have an unstable neighbor that has threatened us and in order to move and keep our good rental history we have to pay through july and half of august before we move plus have funds for a new place.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,485.00 Public Records On File: 0
Revolving Line Utilization: 90.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 820981

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820981

$3,000

$3,000

5.42%

1.00%

July 21, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820981. Member loan 820981 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: Keller ISD Debt-to-income ratio: 16.72%
Length of employment: 1 year Location: Fort Worth, TX
       
Home town:
Current & past employers: Keller ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > The loan will be used to purchase an inexpensive vehicle as part of a long-term downsizing plan to eliminate debt.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $66.00 Public Records On File: 0
Revolving Line Utilization: 0.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 820983

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820983

$8,000

$8,000

15.62%

1.00%

July 26, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820983. Member loan 820983 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,142 / month
Current employer: sanford brown college Debt-to-income ratio: 20.66%
Length of employment: 4 years Location: Cleveland, OH
       
Home town:
Current & past employers: sanford brown college
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > loan to pay bill payoff car loan 3000,timeshare 2000 catch up on medical bills and lease out $2000 Borrower added on 07/19/11 > verify bank account

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,889.00 Public Records On File: 0
Revolving Line Utilization: 99.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.the revolving credit balance are on my nieces credit cards i'm listed as an authorized user these were cards her mom got her before she passed away
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)my mortgage is $751, the chase card which is mine the payment is $20 per month, electric $80,water $100,gas $76 budget,phone $65,insurance $200(have a 19yr old son on my insurance), car note $180,
Please provide additional details regarding the purpose of the loan$3100 to pay off car note (eliminate $180 per month), pay a broken lease from my son so that we can do a lease re-assignment and the balance has to be 0 need $2500,time share fees $1500 and various smaller bills medical etc.

 


 

 

 

Member Payment Dependent Notes Series 820986

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

820986

$8,500

$8,500

13.99%

1.00%

July 26, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 820986. Member loan 820986 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: westerville city schools Debt-to-income ratio: 5.78%
Length of employment: 10+ years Location: WESTERVILLE, OH
       
Home town:
Current & past employers: westerville city schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > This is to pay off my last credit card, MBNA. They are gouging me with 22% interest, and I want to pay it off faster.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 29
Revolving Credit Balance: $26.00 Public Records On File: 2
Revolving Line Utilization: 0.70% Months Since Last Record: 26
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.They included charge cards that increased their interest rate at over 22%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe for my grad school student loan, which I am paying. I pay $400 for Anthem health insurance. This loan is my last credot card to pay off.
Which debts do you plan to pay off with this loan?MBNA, last credit card debt I have. I have paid off 3 already, and have not owned a credit card for many years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I own my car, and live with parents. My medical insurance is $400 a month, Phone is $100. Student loan for grad school is around $100.

 


 

 

 

Member Payment Dependent Notes Series 821079

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821079

$2,500

$2,500

7.49%

1.00%

July 22, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821079. Member loan 821079 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,083 / month
Current employer: Geosyntec Consultants Debt-to-income ratio: 10.33%
Length of employment: 3 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Geosyntec Consultants
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,910.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $1650/month
Please explain the reason why you carry a large revolving credit balance.I mad some bad purchasing decisions when I was younger, paying for it now.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly minimum now: about $280, after this loan(including the monthly payment) I think it will be around $200-250

 


 

 

 

Member Payment Dependent Notes Series 821098

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821098

$3,000

$3,000

9.99%

1.00%

July 22, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821098. Member loan 821098 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Assurant Debt-to-income ratio: 20.93%
Length of employment: 10+ years Location: Homestead, FL
       
Home town:
Current & past employers: Assurant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > This loan is to payoff one remaining credit card that I owe slightly less than $3000 on.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,804.00 Public Records On File: 1
Revolving Line Utilization: 16.70% Months Since Last Record: 101
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.That was a bankruptcy filing back in 2003. I have never been delinquent on anything since then.

 


 

 

 

Member Payment Dependent Notes Series 821321

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821321

$4,800

$4,800

14.79%

1.00%

July 25, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821321. Member loan 821321 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,083 / month
Current employer: Kayne Anderson Debt-to-income ratio: 6.96%
Length of employment: 4 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Kayne Anderson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > Relocating my son to Spokane for his Sophmore year in college. He attends Whitworth University. Borrower added on 07/19/11 > Loan will help me to bridge expenses. I have been at my job for more than 4 years, job prior to that 13 years. I am unable to secure a loan at the bank as I do not have collateral, home equity.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1986 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 79
Revolving Credit Balance: $9,810.00 Public Records On File: 1
Revolving Line Utilization: 90.00% Months Since Last Record: 104
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I used my credit cards to bridge expenses other than house hold needs: Clothing, entertainment, vacation. Distant learning for my son.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximately $3200
Please explain the reason why you carry a large revolving credit balance.I used my credit cards to bridge expenses other than house hold needs: Clothing, entertainment, vacation. Distant learning for my son.
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?Transportation, Lodging, food, storage will be covered by loan. Necessities, such as toiletries, laundry, hair cuts, entertainment, co payment for Dr. Visits, dentist will be out of pocket that I will be covering.

 


 

 

 

Member Payment Dependent Notes Series 821369

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821369

$3,600

$3,600

10.59%

1.00%

July 25, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821369. Member loan 821369 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: State of louisiana Debt-to-income ratio: 15.82%
Length of employment: 10+ years Location: Opelousas, LA
       
Home town:
Current & past employers: State of louisiana
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > I really need this loan to catch up with some bills. I have been on my job for 29 years. I plan to began watching my spending closely and saving some money. I will reorganize my monthly budget to meet my needs and not wants. My goal is to repay this loan before the 36 months. Thanks!

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 73
Revolving Credit Balance: $29,752.00 Public Records On File: 0
Revolving Line Utilization: 67.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.i have been trying to pay off bills from my father's funeral and major repairs on the home that I am now living in. I am trying to pay off some of the highest interest rate as soon as possible. Just seems to be in a financial crutch at this time. Thanks!

 


 

 

 

Member Payment Dependent Notes Series 821463

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821463

$4,800

$4,800

12.99%

1.00%

July 21, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821463. Member loan 821463 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,417 / month
Current employer: Securitas Security Services USA Inc. Debt-to-income ratio: 12.91%
Length of employment: 10+ years Location: Newnan, GA
       
Home town:
Current & past employers: Securitas Security Services USA Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > Would eliminate the balance on a credit card with a much higher interest rate and will help completely pay off the remaining card that's at a manageable but still higher rate. The remaining balance will be paid off within two months. I am also selling everything I don't need so that I can have savings when all is said and done (65" TV, motorcycle parts and tools, games/movies and game consoles, computer and parts, etc). Borrower added on 07/19/11 > Will completely pay off a much higher rate Bank of America credit card and a slightly higher rate Chase card at which point I will close the cards. I have had the BofA account for over a decade and have never had trouble paying any of them but I would like to consolidate and stop paying the extremely high interest so that I can afford to have emergency savings. This will save me significant amounts in interest alone, which even further strengthens my abilities to pay. To that same goal, I am also selling all non-essential items. That includes motorcycle parts, specialty tools, a 65" flat panel TV, movies/games, game consoles, computers and computer parts, etc. In a couple months I expect to have all cards paid and have emergency savings with only one payment remaining (this loan). It will also allow me to have a much lower auto insurance rate (currently paying monthly), which will free up even more of my money to pay this loan and start savings. Borrower added on 07/19/11 > Though the interest savings alone will be significant, it will also help me switch to pre-paid insurance to avoid the monthly rates and free up even more of my monthly money. My accounts are all very old and I have never had a problem paying my debts. I will be better able to pay faster with this loan thanks to a much lower interest rate, so the risk is very low. Borrower added on 07/19/11 > I would also like to point out that I have been gainfully employed for 11 and a half years and remain with my current employer. My position is extremely stable due to the nature of the company (worldwide clients in every region ensure multiple sites anywhere in the country which can use my services). Though I have been a long term customer of both banks, I am no longer willing to pay their outrageous interest rates. Their loss is your gain.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,978.00 Public Records On File: 0
Revolving Line Utilization: 96.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $2,800 at 25% on a Bank of America card with a $90 monthly payment (usually pay $110-140), which is the primary balance I need to eliminate. It is a $3,000 line of credit that I reduced in 2008 (originally over $5,000) also have just over $5,000 on a Chase card which I will apply the remainder to and pay off within a few months by selling many high-value items and moving into rent-free housing. I have $50 on an HSBC Bes Buy card that I am paying in-store tomorrow.
Which debts do you plan to pay off with this loan?Chase and Bank of America credit cards. I have paid them off without loans in the past but I realize now that it is silly to continue paying the high interest rates. The current balances are due to a move in late 2008/early 2009. I will be closing the Chase account and not using the BofA account (leaving open because it is the oldest line of credit from 11 years ago).
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be applying it to two credit card balances. It will completely pay off one and make the second easily paid off in under a few months. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 821507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821507

$7,000

$7,000

12.99%

1.00%

July 22, 2011

August 1, 2014

August 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821507. Member loan 821507 was requested on July 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: lake sumter ems Debt-to-income ratio: 16.32%
Length of employment: 2 years Location: leesburg, FL
       
Home town:
Current & past employers: lake sumter ems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/11 > PAY OFF SOME CREDIT CARDS :) Borrower added on 07/21/11 > mostly to pay off care credit- cancer treatment emergencies: their interest rate is crazy, but needed it at the time. Consolidating to have one payment a month is much easier than having 4/5 payments.

 

A credit bureau reported the following information about this borrower member on July 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,011.00 Public Records On File: 0
Revolving Line Utilization: 43.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My mother passed away, so I had to use my credit cards to pay for all of the expenses myself, I had no help. Also I was told that it helps bring your credit score up, the longer you show you have a good payment history etc.

 


 

 

 

Member Payment Dependent Notes Series 821580

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821580

$7,500

$7,500

15.23%

1.00%

July 25, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821580. Member loan 821580 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Flamingo hotel and casino Debt-to-income ratio: 22.38%
Length of employment: 5 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Flamingo hotel and casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: 27
Revolving Credit Balance: $2,388.00 Public Records On File: 0
Revolving Line Utilization: 68.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$500, in rent, I don't have a car payment, $50 on cell phone, $50 on insurance, $125 on food. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About $7500 in total debt by getting approved I would save alot in total monthly payments,$500 in rent and no line of credit.
Which debts do you plan to pay off with this loan?I plan to pay my high interests credit cards, and some personal loans. Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About $7500 in total debt by getting approved I would save alot in total monthly payments,$500 in rent and no line of credit.

 


 

 

 

Member Payment Dependent Notes Series 821606

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821606

$2,500

$2,500

5.42%

1.00%

July 25, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821606. Member loan 821606 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,100 / month
Current employer: University of Georgia Debt-to-income ratio: 20.76%
Length of employment: 4 years Location: Athens, GA
       
Home town:
Current & past employers: University of Georgia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $845.00 Public Records On File: 0
Revolving Line Utilization: 9.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 821835

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821835

$5,400

$5,400

11.49%

1.00%

July 25, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821835. Member loan 821835 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Doubletree Hotel Debt-to-income ratio: 17.20%
Length of employment: 3 years Location: Pittsburgh, PA
       
Home town:
Current & past employers: Doubletree Hotel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > I plan to use this loan to pay off my two credit cards. I try to be very careful with my money but when I was younger I got into credit debt and haven't been able to pay it off. I heard that consoildation is the best way to get out of debt. I'm always on time with my bills and usually pay more than than the minimum on the cards. I would just like to have them all together so I could have a smaller interest rate and make them easier to manage. I've had the same job for almost 3 years now.

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,246.00 Public Records On File: 0
Revolving Line Utilization: 41.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 821838

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821838

$6,000

$6,000

7.49%

1.00%

July 26, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821838. Member loan 821838 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: Granite State Independant Living Debt-to-income ratio: 10.25%
Length of employment: 10+ years Location: Berlin, NH
       
Home town:
Current & past employers: Granite State Independant Living
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1987 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 75
Revolving Credit Balance: $9,710.00 Public Records On File: 0
Revolving Line Utilization: 24.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.In reviewing my credit, my balances run between 0% to the high of 38% on the limited cards that I have (and the 38% one will be brought down to the recommended 33% asap).

 


 

 

 

Member Payment Dependent Notes Series 821846

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821846

$2,500

$2,500

9.99%

1.00%

July 22, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821846. Member loan 821846 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,550 / month
Current employer: usps Debt-to-income ratio: 15.67%
Length of employment: 10+ years Location: las vegas , NV
       
Home town:
Current & past employers: usps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,524.00 Public Records On File: 0
Revolving Line Utilization: 26.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 821903

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821903

$2,000

$2,000

8.49%

1.00%

July 22, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821903. Member loan 821903 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,950 / month
Current employer: Farmer brothers coffee Debt-to-income ratio: 1.36%
Length of employment: 2 years Location: Manhattan beach, CA
       
Home town:
Current & past employers: Farmer brothers coffee
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $892.00 Public Records On File: 0
Revolving Line Utilization: 35.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan?This loan will be used to pay back my dad $2,000.00 whicjh I borrowed to pay back school
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $500.00, my gas is $20 every two weeks, I do not pay utilities, phone insurance. My food exspenese is very minimal.
What is your intended use for the loan proceeds?To pay back my father money I borrowed to go to school

 


 

 

 

Member Payment Dependent Notes Series 821933

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821933

$6,000

$6,000

17.99%

1.00%

July 25, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821933. Member loan 821933 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Boost Mobile Debt-to-income ratio: 2.04%
Length of employment: 1 year Location: Merrimack, NH
       
Home town:
Current & past employers: Boost Mobile
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 7 Months Since Last Delinquency: 5
Revolving Credit Balance: $1,153.00 Public Records On File: 0
Revolving Line Utilization: 31.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off bills.
If you have a delinquency in the last 2 years, please explain the reason.none.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)between 1,500 to 2,000

 


 

 

 

Member Payment Dependent Notes Series 821953

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821953

$3,200

$3,200

10.99%

1.00%

July 22, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821953. Member loan 821953 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: Brawley Insurance Services Debt-to-income ratio: 24.06%
Length of employment: 3 years Location: Fresno, CA
       
Home town:
Current & past employers: Brawley Insurance Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > Loan will be used for renovating the home and purchasing new Appliances. Job is solid and secure. Credit is solid

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 46
Revolving Credit Balance: $422.00 Public Records On File: 0
Revolving Line Utilization: 28.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 821972

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821972

$1,850

$1,850

9.99%

1.00%

July 22, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821972. Member loan 821972 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,550 / month
Current employer: Wayne County Public Schools Debt-to-income ratio: 19.16%
Length of employment: 4 years Location: Goldsboro, NC
       
Home town:
Current & past employers: Wayne County Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,871.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 821981

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

821981

$3,250

$3,250

16.49%

1.00%

July 26, 2011

August 2, 2016

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 821981. Member loan 821981 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Franklin County, Ohio Debt-to-income ratio: 14.88%
Length of employment: 10+ years Location: COLUMBUS, OH
       
Home town:
Current & past employers: Franklin County, Ohio
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1984 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 18
Revolving Credit Balance: $4,047.00 Public Records On File: 0
Revolving Line Utilization: 62.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquencys in last two years
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 3 x credit cards and a student loan I have a Bank of America Mastercard with a $3200 balance and 21% interest rate, minimum payment is $100 I pay $200 this is what I would be paying off with the loan. I also have a Shell oil card with a $600 balance interest at 21% I pay $300 a month Finally, I have a Macy's card with a zero balance and a federal student loan that i pay $325 a month on.
Which debts do you plan to pay off with this loan?I would like to pay off the Bank of America Credit Card

 


 

 

 

Member Payment Dependent Notes Series 822130

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822130

$4,600

$4,600

13.99%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822130. Member loan 822130 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Salsa Labs Debt-to-income ratio: 4.03%
Length of employment: < 1 year Location: Washington, DC
       
Home town:
Current & past employers: Salsa Labs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > Taking advantage of a zero-interest balance transfer offer on a high-interest card to get rid of some other high-interest balances. Trying to get out of debt so I can go back to grad school.

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,906.00 Public Records On File: 0
Revolving Line Utilization: 68.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I spend $850/mo. on rent and about the same on food. There's $225 for utilities and phone, and $100-200 a month on transportation.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I am going to put the $4600 on a Visa that has a 21% interest rate, but then use a 12-month 0% balance transfer offer to use that card to pay off other balances. I have $1400 on a 22% American Express card, $800 on a 22% Visa, $1800 on a 12% Visa, and $500 on a 10% Visa. The minimum payments are $46, $20, $35, and $10 respectively.

 


 

 

 

Member Payment Dependent Notes Series 822138

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822138

$6,950

$6,950

10.99%

1.00%

July 26, 2011

August 2, 2016

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822138. Member loan 822138 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: The Home Depot Debt-to-income ratio: 17.04%
Length of employment: 5 years Location: AURORA, IL
       
Home town:
Current & past employers: The Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,499.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 822139

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822139

$6,000

$6,000

12.99%

1.00%

July 25, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822139. Member loan 822139 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Lakeside Medical Center Debt-to-income ratio: 19.40%
Length of employment: 2 years Location: West Palm Beach, FL
       
Home town:
Current & past employers: Lakeside Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > I plan on using the money to consolidate my monthly credit card payments into one monthly payment without my credit being adversely effected. Now that I have a stable career and weekly income I feel that now is the time that I'm can finally lower my debt and start rebuilding my credit.

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 59
Revolving Credit Balance: $6,940.00 Public Records On File: 0
Revolving Line Utilization: 34.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 822150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822150

$3,000

$3,000

11.49%

1.00%

July 25, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822150. Member loan 822150 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,917 / month
Current employer: The Aspen Group Debt-to-income ratio: 21.97%
Length of employment: 4 years Location: berkshire, NY
       
Home town:
Current & past employers: The Aspen Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > I am relocating for work and school. Just need a little extra money for now until I can comfortably transition to my new lifestyle.

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,614.00 Public Records On File: 0
Revolving Line Utilization: 14.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 822163

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822163

$3,500

$3,500

10.59%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822163. Member loan 822163 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: The Leukemia & Lymphoma Society Debt-to-income ratio: 3.81%
Length of employment: 3 years Location: Los Angeles, CA
       
Home town:
Current & past employers: The Leukemia & Lymphoma Society
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > I have been working at my current job in the non-profit sector for close to 3 years. I love non-profit and feel like I'm making a real difference in the world, but it's led to putting some unexpected large expenses (car repairs, medical bills, etc.) on my credit cards. I am committed to paying off my debt within the next two years and greatly appreciate your help! Thank you in advance for your consideration. Borrower added on 07/20/11 > I have been working in the non-profit sector for close to three years and love my job. I truly feel like I make a difference, but it's led to putting large unexpected expenses, such as car repairs and medical bills, on my credit card. I am committed to getting out of debt within 2 years and greatly appreciate your help. Thank you in advance for your time and consideration!

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: 59
Revolving Credit Balance: $3,821.00 Public Records On File: 0
Revolving Line Utilization: 24.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 822225

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822225

$9,600

$9,600

11.99%

1.00%

July 26, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822225. Member loan 822225 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Paul Davis Restoration Debt-to-income ratio: 15.27%
Length of employment: 5 years Location: Mount Pleasant, SC
       
Home town:
Current & past employers: Paul Davis Restoration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > I plan of consolidating my credit card debt to one fixed payment. I have never missed any payments for any reasons. Very stable work history. My monthly budget after living expenses is around $1200.00 and sometimes more depending on jobs closed for the month

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,722.00 Public Records On File: 0
Revolving Line Utilization: 52.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $700.00 my half, credit card total monthly payments is 425.00 monthly with interset rates of 15 to 24%
Which debts do you plan to pay off with this loan?Consolidate all credit card debt with this loan

 


 

 

 

Member Payment Dependent Notes Series 822325

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822325

$6,000

$6,000

5.99%

1.00%

July 25, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822325. Member loan 822325 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,251 / month
Current employer: Hotstart Debt-to-income ratio: 8.62%
Length of employment: 10+ years Location: Spokane, WA
       
Home town:
Current & past employers: Hotstart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/21/11 > This loan will pay off all our credit card debt and give us lower payments and lower interest rate.

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,030.00 Public Records On File: 0
Revolving Line Utilization: 22.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage $706 a month credit cards balance $5942, minimum payments = $223 a month, interest rates 18%

 


 

 

 

Member Payment Dependent Notes Series 822329

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822329

$3,500

$3,500

18.39%

1.00%

July 26, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822329. Member loan 822329 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: AllianceBernstein Debt-to-income ratio: 14.21%
Length of employment: 3 years Location: Brooklyn, NY
       
Home town:
Current & past employers: AllianceBernstein
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/19/11 > I always make ontime payments and am just looking for a short term loan. I have some funds coming in next month so I can definetly cover the minimum monthly payments.

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 47
Revolving Credit Balance: $16,902.00 Public Records On File: 0
Revolving Line Utilization: 98.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I need to pay the moving company and furnish the apartment.

 


 

 

 

Member Payment Dependent Notes Series 822355

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822355

$4,450

$4,450

11.49%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822355. Member loan 822355 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,800 / month
Current employer: J and M Machine Debt-to-income ratio: 14.96%
Length of employment: 5 years Location: Greeley, CO
       
Home town:
Current & past employers: J and M Machine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $541.00 Public Records On File: 0
Revolving Line Utilization: 7.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 822409

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822409

$2,400

$2,400

18.39%

1.00%

July 22, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822409. Member loan 822409 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,214 / month
Current employer: United States Coast Guard Debt-to-income ratio: 14.78%
Length of employment: 7 years Location: LONG BEACH, CA
       
Home town:
Current & past employers: United States Coast Guard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > I plan to use to this loan to consolidate debt. I have a steady income (U.S. Military) and a very reliable job. I can very easily budget this loan.

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: 45
Revolving Credit Balance: $484.00 Public Records On File: 0
Revolving Line Utilization: 96.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Currently I have $500.00 in credit card debt ($10 per month) with 18.25% APR and A $3,000 Personal loan @ 19% APR ($259.00) per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent = $1,250 per month. Gas = $60-80 per month. Utilities = $225.00 per month (Internet, TV, Electric). Groceries = $200-250 per month. Insurance = $200.00 per month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan for debt consolidation. I.E. paying down a loan with a bit higher of an interest rate to save some money in the long run. I am not going to spend the full amount of this loan anytime soon though, just a portion of it

 


 

 

 

Member Payment Dependent Notes Series 822495

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822495

$6,000

$6,000

14.79%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822495. Member loan 822495 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,084 / month
Current employer: Dairy Queen Debt-to-income ratio: 22.63%
Length of employment: 8 years Location: NORTH OLMSTED, OH
       
Home town:
Current & past employers: Dairy Queen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/21/11 > I plan to use this money to pay off my private student loans as well as pay down a credit card of mine. I have had the same job for 8 years and do not plan on leaving, it is a very stable job. We are trying to buy a house in the next few months so getting this loan will help my monthly payments to be less.

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 53
Revolving Credit Balance: $6,343.00 Public Records On File: 0
Revolving Line Utilization: 44.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have around $2200 in private loan balances that I would like to pay off, and around $4500 in credit card debt that I would like to pay off

 


 

 

 

Member Payment Dependent Notes Series 822556

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822556

$6,000

$6,000

14.79%

1.00%

July 25, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822556. Member loan 822556 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: walmart Debt-to-income ratio: 19.07%
Length of employment: 7 years Location: sunnyvale, CA
       
Home town:
Current & past employers: walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,459.00 Public Records On File: 0
Revolving Line Utilization: 90.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 822747

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822747

$7,500

$7,500

5.99%

1.00%

July 25, 2011

August 2, 2014

August 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822747. Member loan 822747 was requested on July 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: U.S. Air Force Debt-to-income ratio: 14.73%
Length of employment: 10+ years Location: Eielson AFB, AK
       
Home town:
Current & past employers: U.S. Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > This loan is to get several teeth crowned at once. I am a good candidate for this loan because I have been in the Air Force for 12 years and plan to stay at least 20. I carry very little debt (car and ATV payment) and I have never missed/been late on any payment of any kind. I have invested P2P in the past and know first hand how frustrating defaults can be. Fund this loan with confidence.

 

A credit bureau reported the following information about this borrower member on July 19, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $300.00 Public Records On File: 0
Revolving Line Utilization: 0.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 822880

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822880

$2,000

$2,000

11.49%

1.00%

July 25, 2011

August 3, 2016

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822880. Member loan 822880 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,700 / month
Current employer: UNICEF Debt-to-income ratio: 7.91%
Length of employment: 10+ years Location: JERSEY CITY, NJ
       
Home town:
Current & past employers: UNICEF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/22/11 > Unexpected travel related to emergency. Loan to cover travel cost and some associated necessities (expenses). Not a vacation. Only asking for the minimum I envisage will be required. With regards to my ability to pay off this loan repayment, the terms of repayment are very affordable and can be easily incorporated in my budget. I have been employed at the same place for over 20 years and other source of household income has been stable for over the past 7 years. I am confident that repaying this obligation is not an issue. Not seeking thousands but only what is needed at this time. Already contributed out of pocket for some expenses related to this situation with money that was being saved. I ask you kindly consider my application. Thank you.

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 18
Revolving Credit Balance: $4,704.00 Public Records On File: 0
Revolving Line Utilization: 27.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 822992

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822992

$2,000

$2,000

5.99%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822992. Member loan 822992 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: Washington Metropolitan Area Transit Aut Debt-to-income ratio: 6.00%
Length of employment: < 1 year Location: Alexandria, VA
       
Home town:
Current & past employers: Washington Metropolitan Area Transit Aut
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,355.00 Public Records On File: 0
Revolving Line Utilization: 25.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off 16% interest credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 822998

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

822998

$8,000

$8,000

6.99%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 822998. Member loan 822998 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: TravelCorp International Debt-to-income ratio: 8.20%
Length of employment: 10+ years Location: New Orleans, LA
       
Home town:
Current & past employers: TravelCorp International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1975 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,618.00 Public Records On File: 0
Revolving Line Utilization: 38.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 823085

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

823085

$7,000

$7,000

11.99%

1.00%

July 22, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 823085. Member loan 823085 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Riviera Insurance Services Debt-to-income ratio: 8.45%
Length of employment: 1 year Location: SANTA BARBARA, CA
       
Home town:
Current & past employers: Riviera Insurance Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/11 > I have never missed a credit card payment 100%, excellent credit... just want to pay one consolidated loan, and pay one nice and easy payment! Borrower added on 07/14/11 > I have never missed a credit card payment 100%, excellent credit... just want to pay one consolidated loan, and pay one nice and easy payment! Borrower added on 07/21/11 > I am a very reliable candidate to invest in. Please help me consolidate my credit cards :)

 

A credit bureau reported the following information about this borrower member on July 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,542.00 Public Records On File: 0
Revolving Line Utilization: 91.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 823220

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

823220

$8,000

$8,000

13.49%

1.00%

July 26, 2011

August 3, 2016

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 823220. Member loan 823220 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Meredith Corporation Debt-to-income ratio: 0.47%
Length of employment: 3 years Location: NEW YORK, NY
       
Home town:
Current & past employers: Meredith Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > Loan to purchase a new piano. Borrower added on 07/21/11 > I am a financially savvy individual who maintains excellent credit and makes well-thought-out decisions regarding finances and purchases.

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,416.00 Public Records On File: 0
Revolving Line Utilization: 23.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 823243

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

823243

$3,600

$3,600

11.99%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 823243. Member loan 823243 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,292 / month
Current employer: Insight Companies Inc Debt-to-income ratio: 13.12%
Length of employment: 4 years Location: West Babylon, NY
       
Home town:
Current & past employers: Insight Companies Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/22/11 > The loan is being used to consolidate debt at a lower interest rate. I am a working professional that has had prior loans in the past and paid them off successfully.

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 34 Months Since Last Delinquency: 23
Revolving Credit Balance: $6,146.00 Public Records On File: 0
Revolving Line Utilization: 92.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 823356

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

823356

$8,000

$8,000

12.99%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 823356. Member loan 823356 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Siemens Industry Inc Debt-to-income ratio: 7.68%
Length of employment: 4 years Location: Milpitas, CA
       
Home town:
Current & past employers: Siemens Industry Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/20/11 > This loan is going to be used to 2 reasons. 1. I am going to pay off $1400 I owe on a prosper loan which will clear a $141 monthly payment. 2. I am going use the remaining money for brand new oak baseboards, have new stucco applied and a new concrete patio built. I am a great candidate for this loan because not only can I afford this payment, especially clearing up $141 of it but I plan to put the house up for sale as soon as this final work is completed. I bought a short sale back in November of 2010 for $314,000. I have put $45,000 worth of improvements, all brand new kitchen, all 3 bedrooms all marble and brand new, i added a bedroom and 144sq ft addition and put a new roof on it. Homes around here have been steady going up since the 2008 crash and holding thier values because of my location. Zillow has my home listed for $448,000 which would be nice and I am certain I will get my asking price of $410,000. It just needs the baseboards, stucco and patio built and I can sell it pretty quickly around here.

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1984 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 46
Revolving Credit Balance: $11,753.00 Public Records On File: 1
Revolving Line Utilization: 36.10% Months Since Last Record: 26
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Public record is from 5 years ago I was between jobs and was on Unemployement. I went back to work and received an overpayment of $1100. I made payment arrangement and was paying them $100 mth. I swear on my life I did not receive any bills for like a 2 month period and I was looking for it in the mail and next thing I know I got a notice of judgement for $753. I paid this immediately and they told me it wouldn't even go on my reports if i did. In Dispute
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Bought for $314k, wfhm loan $309k @ 3.625% with fha fee is $1936.91 mthly payment, no heloc's, i owe $304k give or take change.
If you have a delinquency in the last 2 years, please explain the reason.Is this a trick question? I should not have any delinquencies on my report. I haven't been 30 days late on any bills in years. TOTAL ACCOUNTS: 19 15 10 OPEN ACCOUNTS: 11 8 7 CLOSED ACCOUNTS: 8 7 3 DELINQUENT: 0 0 0 I just checked to be sure.
Please explain the reason why you carry a large revolving credit balance.Although my revolving credit is high and actually a few like home depot, lowes are maxed out, I am seriously not in any financial trouble as I have 2 rooms rented with private entrances and no access to the main house where I live personally with my family, one is rented for $600 and the masterbed for $800 plus my 90k plus a year job I will retire from and can get overtime anytime I want, or need it. It's high simply because I am utiliizing the credit on my remodel. I have put tens of thousands of my own hard earned saved up cash and only under ten from my credit into my current primary residence and willing to sell for a reasonable profit and all my money back but that doesn't matter if I don't. I can just keep living in the front 900sq ft for my $600 part of the mortgage. I easily make my bills and this loan will get paid back without a single issue. Maily this loan just helps me speed things up by 4-6 months of just saving the money here and there and I get done once and for all.

 


 

 

 

Member Payment Dependent Notes Series 823357

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

823357

$2,250

$2,250

15.62%

1.00%

July 25, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 823357. Member loan 823357 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,300 / month
Current employer: subway Debt-to-income ratio: 20.61%
Length of employment: 3 years Location: Las Vegas, NV
       
Home town:
Current & past employers: subway
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,294.00 Public Records On File: 0
Revolving Line Utilization: 87.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.i would probably say it helps me built more credit .
Which debts do you plan to pay off with this loan?the ones that has the highest interest rates.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4,000 and its verys anywhere from 19% to 24%

 


 

 

 

Member Payment Dependent Notes Series 823399

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

823399

$3,000

$3,000

6.99%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 823399. Member loan 823399 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Three Rivers Fellowship Church Debt-to-income ratio: 5.83%
Length of employment: 4 years Location: onalaska, WI
       
Home town:
Current & past employers: Three Rivers Fellowship Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,344.00 Public Records On File: 0
Revolving Line Utilization: 74.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To spread out some of the extra costs of my daughter's wedding
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We have a morgage of 1,153, ultilities about 225, food 400, insurance 250 car payment of 275. I can give you a much more detailed budget. The reason we are looking to do this is to reserve our savings (which is only 1800) and spread out the extra money we need over some time.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)We have a morgage of 1,153, ultilities about 225, food 400, insurance 250 car payment of 275. I can give you a much more detailed budget. The reason we are looking to do this is to reserve our savings (which is only 1800) and spread out the extra money we need over some time.

 


 

 

 

Member Payment Dependent Notes Series 823579

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

823579

$3,200

$3,200

9.99%

1.00%

July 22, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 823579. Member loan 823579 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: JDW Beauty Inc. Debt-to-income ratio: 0.00%
Length of employment: 10+ years Location: BAYTOWN, TX
       
Home town:
Current & past employers: JDW Beauty Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 823979

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

823979

$6,000

$6,000

11.99%

1.00%

July 26, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 823979. Member loan 823979 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Schmersahl Treloar & Co. Debt-to-income ratio: 9.18%
Length of employment: 1 year Location: St. Louis, MO
       
Home town:
Current & past employers: Schmersahl Treloar & Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/25/11 > This loan will be for down-payments on wedding facilities and my dress. The rest of the funding will be lent from family and personal reserves. I look forward to beginning our business relationship. Thank you!

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,394.00 Public Records On File: 0
Revolving Line Utilization: 49.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My transportation is paid for by my company (I get reimbursed for my mileage). Car payment = $135 Rent = $450 Utilities & phone = $120 (I don't have television, and share a phone plan) Insurance = $300 every 6 months - I got a really great deal Food varies, but I don't eat that much, and I take my lunch to work almost every day
What portion of your wedding expenses does this loan represent?This portion will represent the down payments for goods and services that all came due at the same time: Ceremony site: $500 Reception: $2800 Photographer $1300 Dress: $800 (this was paid in full to get a discount) Transportation: $400 We have budgeted and keeping very strictly to it, but just needed some seed money to get us going.
How are you paying for other wedding expenses not covered by this loan?The remainder will come from my parents, his parents are paying for the rehearsal dinner, and us. We are responsible for anything beyond what they are giving us. We have budgeted and determined what we can afford, but with so many down payments coming at the same time, we didn't want to deplete the money we had saved before we knew if any unforseen problems would present themselves. However, we both obtained full time jobs right out of college and have had the opportunity to pay down debt and save money prior to this, so we know we will be capable of making this payment easily.

 


 

 

 

Member Payment Dependent Notes Series 824110

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

824110

$5,000

$5,000

15.62%

1.00%

July 25, 2011

August 3, 2014

August 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 824110. Member loan 824110 was requested on July 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,750 / month
Current employer: Ixia Debt-to-income ratio: 11.07%
Length of employment: 3 years Location: Simi Valley, CA
       
Home town:
Current & past employers: Ixia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 20, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 28
Revolving Credit Balance: $1,821.00 Public Records On File: 0
Revolving Line Utilization: 13.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?I answered this yesterday but I guess it didn't post. :) We purchased an abused short sale about a year ago, and have done a ton of DIY projects to fix it up. Now we need to replace carpet and flooring, we'd like to put in some new hardwood but mostly new carpet before our youngest daughter starts crawling in the next 1-2 months. Also have some exterior maintenance and some painting left to do. Thanks!!
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?Hi, The total balance we have on our mortgage is $715K and our monthly payments are $4,841 which includes property tax, PMI and home owners insurance. My home is currently valued between $780K to $820K. Please let me know any other questions. Thank you, Alex
What is the estimated current market value of your home?$784,600

 


 

 

 

Member Payment Dependent Notes Series 824151

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

824151

$1,600

$1,600

15.62%

1.00%

July 25, 2011

August 4, 2014

August 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 824151. Member loan 824151 was requested on July 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Healthways Debt-to-income ratio: 12.69%
Length of employment: 7 years Location: Lake Saint Louis, MO
       
Home town:
Current & past employers: Healthways
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 28
Revolving Credit Balance: $18,889.00 Public Records On File: 0
Revolving Line Utilization: 98.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To help pay rent this month and a few medical bills. I missed a lot of work this month causing my paychecks to be smaller than normal. I've never taken out this kind of loan before, or anything like a car title loan, or consolidation loan.
What is your intended use for the loan proceeds?To help pay rent this month and a few medical bills. I missed a lot of work this month causing my paychecks to be smaller than normal. I've never taken out this kind of loan before, or anything like a car title loan, or consolidation loan.

 


 

 

 

Member Payment Dependent Notes Series 824314

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

824314

$2,400

$2,400

11.99%

1.00%

July 25, 2011

August 4, 2014

August 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 824314. Member loan 824314 was requested on July 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Nyit Debt-to-income ratio: 14.73%
Length of employment: 10+ years Location: Astoria, NY
       
Home town:
Current & past employers: Nyit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,400.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 824420

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

824420

$2,000

$2,000

14.79%

1.00%

July 25, 2011

August 4, 2014

August 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 824420. Member loan 824420 was requested on July 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Westmoreland mechanical Testing And Research Debt-to-income ratio: 23.16%
Length of employment: 2 years Location: INDIANA, PA
       
Home town:
Current & past employers: Westmoreland mechanical Testing And Research
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/21/11 > My monthly budget for this loan is $150.00/month. I have a very stable job and have been paying all my bills on time.

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 30
Revolving Credit Balance: $5,053.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Not too long ago I was I the middle of relocating and I had my brothers' wedding to help out with, so I haven't had a chance to reduce my balance as I would like too. But very soon it will all be taken care of. I would also like to point out that my American Express balance gets paid in full every month.

 


 

 

 

Member Payment Dependent Notes Series 824483

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

824483

$5,000

$5,000

12.99%

1.00%

July 25, 2011

August 4, 2014

August 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 824483. Member loan 824483 was requested on July 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,833 / month
Current employer: DaVita Rx Debt-to-income ratio: 11.42%
Length of employment: 4 years Location: Keller, TX
       
Home town:
Current & past employers: DaVita Rx
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/21/11 > Have one other Lending Club, never missed payment, always on time, good standing!

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 16
Revolving Credit Balance: $5,983.00 Public Records On File: 0
Revolving Line Utilization: 96.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 824661

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

824661

$2,400

$2,400

10.99%

1.00%

July 25, 2011

August 4, 2014

August 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 824661. Member loan 824661 was requested on July 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Union Pacific Railroad Debt-to-income ratio: 7.34%
Length of employment: 5 years Location: taylorsville, UT
       
Home town:
Current & past employers: Union Pacific Railroad
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/21/11 > Hello, I am just a normal everyday person. However, when I needed some extra cash a while ago I borrowed money from the wrong place. Well, these places are like quicksand. It seemed every time I would pay it off, it would only be a matter of days before I needed that loan again. I was never getting anywhere on the principle. I would much rather any profit to be made go to one of you than those places. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: 53
Revolving Credit Balance: $4,935.00 Public Records On File: 0
Revolving Line Utilization: 67.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 824902

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

824902

$6,000

$6,000

11.99%

1.00%

July 26, 2011

August 4, 2014

August 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 824902. Member loan 824902 was requested on July 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Major University Debt-to-income ratio: 13.70%
Length of employment: 10+ years Location: Rochester, NY
       
Home town:
Current & past employers: Major University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/22/11 > I'm using this loan to consolidate 3 credit cards into one payment with a much lower interest rate. I've been at my job for exactly 10 years now, am extremely stable, and make a pretty decent wage. The reason for the loan is because the three cards I have are at APR's way higher then what is offered here, and I stand to save quite a bit of money by paying off the cards this way. I've never missed a payment in my life, and often pay things off ahead of time. My monthly expenses are as follows: Rent: $750 Utilities: ~$30-$100 Car: ~$410 Insurance: $69 Phone: Paid By Employer Internet: Paid By Employer I was paying $100 a month on each credit card (to pay them down quicker then normal) but this loan would replace those payments.

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,010.00 Public Records On File: 0
Revolving Line Utilization: 58.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card Num1: $1200 - APR 34.00% - Monthly Payment: ~$40.00 Credit Card Num2: $3300 - APR 29.99% - Monthly Payment: ~$100.00 Credit Card Num3: $1500 - APR 29.99% - Monthly Payment: ~$45.00 I am paying $100.00 down a month on all three cards in an attempt to pay them down quicker even though the monthly payment on two of them is much lower. The interest rates are just way too high on them to make decent headway which is the reason for the loan. I do not have a mortgage, just rent at $750.00 My car is my only other credit line at $410.00 a month.

 


 

 

 

Member Payment Dependent Notes Series 825058

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

825058

$4,000

$4,000

15.62%

1.00%

July 26, 2011

August 4, 2014

August 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 825058. Member loan 825058 was requested on July 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Gymnastic Aof Boston Debt-to-income ratio: 14.82%
Length of employment: 7 years Location: worcester, MA
       
Home town:
Current & past employers: Gymnastic Aof Boston
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 40 Months Since Last Delinquency: 3
Revolving Credit Balance: $44,982.00 Public Records On File: 0
Revolving Line Utilization: 37.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?A used car.
What is your intended use for the loan proceeds?A used car.
Please explain the reason why you carry a large revolving credit balance.Long story short, 4 years ago I had found that my wife (who was later diagnosed with severe depression and bipolar disorder) was starting and maxing out credit cards in my name to hide debt from me. She was trying to get out of debt, but just kept making it worse. Since I took over we started with a credit counseling agency, have perfect payment record with them (on schedule to pay off a year early), paid my minivan off 2 years early, and have a perfect record with our mortgage. My wife is also doing better with medications and now handles no finances. I hope that helps and can provide any documentation necessary to support my statements, including a letter from the credit counseling agency!
What is your intended use for the loan proceeds?A used car.
What are you buying?A used car.
Please explain the reason why you carry a large revolving credit balance.Long story short, 4 years ago I had found that my wife (who was later diagnosed with severe depression and bipolar disorder) was starting and maxing out credit cards in my name to hide debt from me. She was trying to get out of debt, but just kept making it worse. Since I took over we started with a credit counseling agency, have perfect payment record with them (on schedule to pay off a year early), paid my minivan off 2 years early, and have a perfect record with our mortgage. My wife is also doing better with medications and now handles no finances. I hope that helps and can provide any documentation necessary to support my statements, including a letter from the credit counseling agency!
If you have a delinquency in the last 2 years, please explain the reason.I don't have any, so we should be good!
If you have a delinquency in the last 2 years, please explain the reason.I don't have any, so we should be good!
Please explain the reason why you carry a large revolving credit balance.Long story short, 4 years ago I had found that my wife (who was later diagnosed with severe depression and bipolar disorder) was starting and maxing out credit cards in my name to hide debt from me. She was trying to get out of debt, but just kept making it worse. Since I took over we started with a credit counseling agency, have perfect payment record with them (on schedule to pay off a year early), paid my minivan off 2 years early, and have a perfect record with our mortgage. My wife is also doing better with medications and now handles no finances. I hope that helps and can provide any documentation necessary to support my statements, including a letter from the credit counseling agency!
If you have a delinquency in the last 2 years, please explain the reason.I don't have any, so we should be good!

 


 

 

 

Member Payment Dependent Notes Series 825091

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

825091

$4,500

$4,500

13.49%

1.00%

July 26, 2011

August 4, 2014

August 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 825091. Member loan 825091 was requested on July 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: David Hayman Jewellers Debt-to-income ratio: 18.48%
Length of employment: 9 years Location: Placentia, CA
       
Home town:
Current & past employers: David Hayman Jewellers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/21/11 > I have just completed my business degree and have begun working full time at my family business. I am using the money to pay off my high interest credit card debt.

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,239.00 Public Records On File: 0
Revolving Line Utilization: 49.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: I live with my parents while I am paying off debt and saving up for my MBA. I am paying them $300 a month. Car Payment: $185 (I have a 2009 Mitsubishi Lancer, I had the majority of the car paid for with a down payment. I currently owe $2,800 on my car.) Utilities: None Phone: I have a company cell phone, so its free. Car Insurance: $145 Health Insurance: Part of my benefits package at work, I am young and don't get sick much so I don't have much out of pocket. Food: I prepare most meals at home, I spend between $60 and $90 per week depending on if I go out at all.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent: I live with my parents and pay only $300 a month.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $2,950 APR:29.99% Current Minimum Payment: $75.00 Mastercard: $1,617.49 APR:14.24% Current Minimum Payment: $34.00 Visa Auto Repair Card: $264.88 APR:22.8% Current Minimum Payment: $19.00 Total Minimum Monthly Payments: $128.00 I realize that this total balance owed ($4,832) is more than I am borrowing, but I have just switched to full-time last week and will be taking home $140 - $150 more per week so the remaining debt will not be an issue for me.

 


 

 

 

Member Payment Dependent Notes Series 825195

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

825195

$2,400

$2,400

5.42%

1.00%

July 26, 2011

August 5, 2014

August 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 825195. Member loan 825195 was requested on July 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Palmridge Grooming Gallery Debt-to-income ratio: 10.05%
Length of employment: 10+ years Location: Alpine, CA
       
Home town:
Current & past employers: Palmridge Grooming Gallery
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,028.00 Public Records On File: 0
Revolving Line Utilization: 29.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 825332

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

825332

$5,000

$5,000

5.99%

1.00%

July 26, 2011

August 4, 2014

August 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 825332. Member loan 825332 was requested on July 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Select Comfort Debt-to-income ratio: 9.87%
Length of employment: 6 years Location: Monroe, NJ
       
Home town:
Current & past employers: Select Comfort
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,132.00 Public Records On File: 0
Revolving Line Utilization: 15.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 825408

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

825408

$1,000

$1,000

15.99%

1.00%

July 25, 2011

August 4, 2014

August 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 825408. Member loan 825408 was requested on July 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,250 / month
Current employer: Maryland Division of Corrections Debt-to-income ratio: 12.62%
Length of employment: < 1 year Location: WALDORF, MD
       
Home town:
Current & past employers: Maryland Division of Corrections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 21, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 3 Months Since Last Delinquency: 10
Revolving Credit Balance: $202.00 Public Records On File: 0
Revolving Line Utilization: 50.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I want to use it in conjunction with my own funds this month in order to pay off my smaller bills. My plan is to begin saving for my own home sooner than later.

 


 

 

 

Member Payment Dependent Notes Series 825965

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

825965

$1,000

$1,000

11.49%

1.00%

July 26, 2011

August 5, 2014

August 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 825965. Member loan 825965 was requested on July 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,976 / month
Current employer: ashforth pacific inc. Debt-to-income ratio: 17.61%
Length of employment: 10+ years Location: Portland , OR
       
Home town:
Current & past employers: ashforth pacific inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/23/11 > I am very reliable. I have never been late on anything and I don't want to have to start now. I have tried to find a second job but they want me to be available whenever they need someone but I can't be with my the job I have right now. Thank you for helping me.

 

A credit bureau reported the following information about this borrower member on July 22, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,763.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I need this loan to not get behind in rent or other bills school supplies and clothes for my son
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?695. Rent car payment is 304.85 145., Insurance, phone 80., last time grocery shopping we couldn't get more than 55. and that wont last til the 5th, gas every two weeks is 45., electric bill is around 78

 


 

 

 

Member Payment Dependent Notes Series 826175

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

826175

$2,050

$2,050

7.49%

1.00%

July 26, 2011

August 5, 2014

August 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 826175. Member loan 826175 was requested on July 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: c and c produce Debt-to-income ratio: 23.55%
Length of employment: 10+ years Location: KANSAS CITY, MO
       
Home town:
Current & past employers: c and c produce
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/22/11 > home improvements and im never late on payments and ive been on my job 10 years

 

A credit bureau reported the following information about this borrower member on July 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 48
Revolving Credit Balance: $12,493.00 Public Records On File: 0
Revolving Line Utilization: 41.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 826458

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

826458

$5,050

$5,050

16.89%

1.00%

July 26, 2011

August 5, 2014

August 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 826458. Member loan 826458 was requested on July 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Capital District OPWDD Debt-to-income ratio: 5.88%
Length of employment: 8 years Location: Glens Falls, NY
       
Home town:
Current & past employers: Capital District OPWDD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 22, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,598.00 Public Records On File: 0
Revolving Line Utilization: 80.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide general details of the cost of your vacation.The cost to take my grandmother to Ireland is $2010 per person. This includes the flight and hotel but does not include additional expenses such as food and entertainment while we are over there.

 

Prospectus Supplement (Sales Report) No. 6 dated July 26, 2011