Prospectus Supplement (Sales Report) No. 3 dated July 5, 2011 to Prospectus dated June 10, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated June 10, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated June 10, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 536728
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
536728 |
$4,000 |
$4,000 |
11.49% |
1.00% |
July 5, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 536728. Member loan 536728 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Revilo Aerospace | Debt-to-income ratio: | 3.09% |
Length of employment: | 4 years | Location: | Wagoner, OK |
Home town: | |||
Current & past employers: | Revilo Aerospace | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > The purpose of this loan is to buy a 2010 Toyota Corrolla, I currently have half in cash and the LendingClub loan will complete the amount needed to purchase the car. I have a steady job with good income. I have been employed for 4 ½ years at the same company and the future prospects are good within the company. I used Prosper.com for a small peer to peer loan which I paid on time for three years, just completed final payment. I have decided to try Lending club for my next loan because Prosper only reports to two credit agencies and I want my loan reported to all three major agencies to increase my good credit score. $1900 a month for mortgage and the house will be paid off in October 2011. My finance are as follows: Monthly income $6,300 Mortgage $1900 Farm land payment $495 Utilities $200 Vehicle insurance $50 Food $300 Cable/internet $60 Phone $30 Misc. $200 Total $3,235 Borrower added on 06/19/11 > My dept to income ratio will be at 23% (27% with the Lending Club loan) once my house mortgage is paid 1st of October, there will be no issues with the loan repayments. I pay my bills on time and have a clean credit report.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,095.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | I currently have 50% in cash; the total price of the vehicle is $16,500 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | It is a 2010 Toyota Corolla LE with just over 19,000 miles on it. It is in almost new condition. |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I will purchase the vehicle with cash, the monthly payments will only be the LendingClub loan payments |
Member Payment Dependent Notes Series 661522
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
661522 |
$12,000 |
$12,000 |
10.99% |
1.00% |
June 29, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 661522. Member loan 661522 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,083 / month |
Current employer: | Gildan | Debt-to-income ratio: | 9.46% |
Length of employment: | 3 years | Location: | Rural Hall, NC |
Home town: | |||
Current & past employers: | Gildan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > Have excellent credit rating and all bills 100% up to date, only trying to get of one credit card that let get to high, again paying on average $750-$800/monthly but almost half is going to interest of course vrs principal and reason for applying for this loan. Actual personal goal is to be debt free end of 2011 related to credit cards, will still have normal mortage and have already paid off my car loan. I currently maintain 10k free cah flow for any emergencies and 13,500 line of credit with zero balance along with over 6k open on overdraft protection. I decided for this loan vrs leveraging these accounts since treat more as emergency funds.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,299.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Averages between 2300-2500/monthly for these items. |
Member Payment Dependent Notes Series 724000
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
724000 |
$35,000 |
$21,850 |
17.99% |
1.00% |
June 29, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 724000. Member loan 724000 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,048 / month |
Current employer: | Fidelity Investments | Debt-to-income ratio: | 13.75% |
Length of employment: | 9 years | Location: | Norwood, MA |
Home town: | |||
Current & past employers: | Fidelity Investments | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $21,188.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate other loans/credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3000 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1900 |
Which debts do you plan to pay off with this loan? | Credit cards with higher rates - 23% - 30% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Some I have 29% and some 19% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Some I have 29% and some 19% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan is purpose is to consolidate credit cards. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency at any time. |
Member Payment Dependent Notes Series 749212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749212 |
$2,200 |
$2,200 |
7.49% |
1.00% |
June 29, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749212. Member loan 749212 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 2.40% |
Length of employment: | n/a | Location: | mountain view, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > My car would'nt pass smog so I had to retire it at the local Pick N Pull. I'm hoping to put the $1,000 the state gave me for my car and this loan together to get a decent car. I have a litttle money in the bank but I want to keep it there for emergency's. Thank's! Borrower added on 06/23/11 > My car would'nt pass smog and I had to "retire" it at the San Jose Pick n Pull. I'm hoping to use the $1,000 that the state gave me + this loan to purchase another car. I have some money saved but I choose to have that available for emergency's. Thank's
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,750.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is 532.00 a month.utilities-between 20 and 25 a month. phone,internet- 28.00 a month. Food-between 300.00 and 400.00 a month.I don't have a car right now so I take the bus whenever I need to go anywhere. I pay the disabled rate which is 2.50 for a day pass or 25.00 a month. I also have a couple credit card payments that are between 100.00 and 200.00 a month. I've never been late making a payment on either card. I also pay Kaiser Permanente 77.00 a month. I live by myself. |
Member Payment Dependent Notes Series 760366
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
760366 |
$5,000 |
$5,000 |
13.99% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 760366. Member loan 760366 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Fifth Third Bank | Debt-to-income ratio: | 14.44% |
Length of employment: | 2 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Fifth Third Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > A consolidtion of moving expenses that were previously unforeseen.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $9,156.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 766354
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
766354 |
$12,000 |
$12,000 |
5.42% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 766354. Member loan 766354 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Bloom Consulting | Debt-to-income ratio: | 7.54% |
Length of employment: | 1 year | Location: | Bellevue, WA |
Home town: | |||
Current & past employers: | Bloom Consulting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 23, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,137.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 767390
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
767390 |
$6,000 |
$6,000 |
13.99% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 767390. Member loan 767390 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Bank of George | Debt-to-income ratio: | 8.73% |
Length of employment: | 3 years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | Bank of George | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/29/11 > Half of this expense will be paid for in cash. I am hoping to get the other half funded by you! I'm sure it will be a great ceremony, and you can make it even better. I am a very responsible individual and your ROI will be great!
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,503.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | 50% |
How are you paying for other wedding expenses not covered by this loan? | Cash |
Member Payment Dependent Notes Series 768930
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768930 |
$35,000 |
$35,000 |
20.99% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768930. Member loan 768930 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $20,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.81% |
Length of employment: | 2 years | Location: | Truckee, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,401.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use the loan for my business. |
What type of business are you starting? | The business was formed a couple of years ago. It is a continuation of my career in the real estate industry. |
What type of business are you starting? | The business was formed a couple of years ago. It is a continuation of my career in the real estate industry. |
Please describe your experience/familiarity with the business you are starting/started? | I have been in the resort development and operating industry for 30 years as a senior executive or managing partner. |
Can you provide some high level financials on the monthly costs / revenue of your business? | I generated about $75,000 in fees last year. I am working on several projects at present and expect to exceed that level towards the 3Q/4Q of this year. |
Member Payment Dependent Notes Series 770293
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770293 |
$16,000 |
$16,000 |
15.99% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770293. Member loan 770293 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | timberlawn | Debt-to-income ratio: | 14.12% |
Length of employment: | 10+ years | Location: | wylie, TX |
Home town: | |||
Current & past employers: | timberlawn | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/30/11 > boat loan for recreation; stable work; reliable payments by borrower
A credit bureau reported the following information about this borrower member on May 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $3,104.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | boat |
What is your intended use for the loan proceeds? | recreation |
Member Payment Dependent Notes Series 770738
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770738 |
$17,000 |
$17,000 |
5.99% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770738. Member loan 770738 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Texas Security Bank | Debt-to-income ratio: | 13.24% |
Length of employment: | 3 years | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Texas Security Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > We are using funds to pay off our credit cards and closing the accounts. I have been at my job for 3 years. My credit scores have been excellent.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,702.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We only have two credit card balances totaling $16.5k. We are currently paying $500 a month to pay those off. This loan from lending club will allow us a fixed rate for a 36 month term so we can be debt free. The only other obligations are rent, 966/ mth, and two lease vehicles totaling approx $800. They are both up to be turned in at the beginning of next year and we plan on leading just one vehicle going forward. I hope that answers your questions. Thanks, Patty |
Member Payment Dependent Notes Series 771034
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771034 |
$25,000 |
$15,900 |
12.99% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771034. Member loan 771034 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $11,417 / month |
Current employer: | ITW - Signode | Debt-to-income ratio: | 29.38% |
Length of employment: | 10+ years | Location: | GURNEE, IL |
Home town: | |||
Current & past employers: | ITW - Signode | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > I've never been late making loan payments!
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $147,897.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Loan proceeds will be used to augment miscellaneous expenses of a new business venture. |
Member Payment Dependent Notes Series 772450
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772450 |
$16,000 |
$10,450 |
10.99% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772450. Member loan 772450 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | Spirit truck lines | Debt-to-income ratio: | 23.06% |
Length of employment: | 10+ years | Location: | Mission, TX |
Home town: | |||
Current & past employers: | Spirit truck lines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > Rv
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | house is paid off. light 120.00 gas 16.00 cable and internet 113.00 |
Please explain the reason why you carry a large revolving credit balance. | explain |
What are you buying? | toyhauler for my harley |
Please explain the reason why you carry a large revolving credit balance. | explain |
Member Payment Dependent Notes Series 772665
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772665 |
$3,600 |
$3,600 |
7.49% |
1.00% |
June 29, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772665. Member loan 772665 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | UT Southwestern | Debt-to-income ratio: | 15.72% |
Length of employment: | < 1 year | Location: | The Colony, TX |
Home town: | |||
Current & past employers: | UT Southwestern | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $650.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 773063
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773063 |
$35,000 |
$35,000 |
19.69% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773063. Member loan 773063 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | SUM Global Technology | Debt-to-income ratio: | 10.49% |
Length of employment: | 4 years | Location: | Sugar Hill, GA |
Home town: | |||
Current & past employers: | SUM Global Technology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > Loan will be used to do some home improvement and to consolidate debt. Job is very stable with a rapidly growing company.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $28,311.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Had unexpected medical expenses that had to be paid. Worked out the issue with the lender and continue to pay on time to them. Have not missed any other payments but those while they were in dispute. Its a single creditor, have not been late with anything else in many, many years. |
Member Payment Dependent Notes Series 773475
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773475 |
$35,000 |
$22,975 |
15.99% |
1.00% |
June 30, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773475. Member loan 773475 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,167 / month |
Current employer: | iCrossing Inc. | Debt-to-income ratio: | 10.51% |
Length of employment: | < 1 year | Location: | Washington, DC |
Home town: | |||
Current & past employers: | iCrossing Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > I plan to use this loan to pay off a few credit cards so I can focus on saving money each month. I have never missed a payment on any cards, or bills in the past. I have a stable full time job with a monthly budget of $6,000. Thank you.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $24,678.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I put the majority of my expenses during college on a card, along with moving expenses after graduating. I have been slowly working to pay it down, but have been helping to support my parents the past couple years so haven't been able to pay it down as fast as I'd like. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1 credit card: $18k balance, 23.9% rate, $839 minimum payment. 2nd credit card: $7k balance, 15.9% rate, $146 minimum payment. Student loan: $7k balance, 2.39% rate, $100 minimum payment. Mortgages $192k, 5.25% rate 30year fixed, $1300 minimum payment. The goal with this loan I am seeking is to have one simple monthly payment to pay everything off faster, and so I can pay more than the minimum payments for my mortgage. Also want to keep the ability to work on building my savings, and continue to support my parents each month. Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1500 Transportation N/A I walk to work and don't own a car Utilities, incl TV/Internet $200 Phone $100 Food $500 Thanks. |
Member Payment Dependent Notes Series 775996
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775996 |
$12,000 |
$12,000 |
10.99% |
1.00% |
June 30, 2011 |
July 3, 2016 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775996. Member loan 775996 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | awnings of hollywood | Debt-to-income ratio: | 7.24% |
Length of employment: | 10+ years | Location: | Ft Lauderdale, FL |
Home town: | |||
Current & past employers: | awnings of hollywood | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/19/11 > we want to buy an rv for more economical vacations Borrower added on 06/20/11 > I have been at the same job for 13 years living in the same house.Iam and have always been current on my acounts.I have had car and boat loans in the past and have completed them all without so much as a late fee.About half of them were completed early Borrower added on 06/28/11 > My neighbor down the street has an rv worth about $42000.He says if I pay off the balance,of which he owes $12000, and fix his awning on his house,whitch I am an awning manufacture, then we have a deal.It is an excellent opportunity.They are getting old now and his wife would rather stay close to home.They took excellent care of it and it is virtually like new. Borrower added on 06/29/11 > My neighbor has an rv he owes $12000 on.Its worth about 40000.If I pay it off and replace his awning out back,he says we have a deal.Im an awning man by trade so this is a great opportunity for me.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,468.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | it was for a recent event.I am on a self imposed schedule to reduce the balance to 0 by 1/12 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mogage payment is 1600.All my taxs and insurance are escrowed within that 1600. |
What are you buying? | A used rv |
Please explain the reason why you carry a large revolving credit balance. | it was for a recent event.I am on a self imposed schedule to reduce the balance to 0 by 1/12 |
Member Payment Dependent Notes Series 776949
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776949 |
$12,000 |
$12,000 |
11.99% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776949. Member loan 776949 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | POOLCORP | Debt-to-income ratio: | 4.30% |
Length of employment: | 2 years | Location: | WARNER ROBINS, GA |
Home town: | |||
Current & past employers: | POOLCORP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > swimming pool being built in new house by livco hardscapes
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,942.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 779478
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779478 |
$12,000 |
$12,000 |
13.49% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779478. Member loan 779478 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,917 / month |
Current employer: | K&L Gates | Debt-to-income ratio: | 14.05% |
Length of employment: | 10+ years | Location: | coral gables, FL |
Home town: | |||
Current & past employers: | K&L Gates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > Debt Consolidation
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,570.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Rooms To Go - $700 Dell - $1300 Capital One- $3200 Household Bank - $1500 Discover- $380 Target- $469 Citifinancial - $7000 Wachovia - $6000 |
Which debts do you plan to pay off with this loan? | I want to pay everything but the Wachovia Loan . Thanks so much for the help |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Rooms To Go - $700 Dell - $1300 Capital One- $3200 Household Bank - $1500 Discover- $380 Target- $469 Citifinancial - $7000 Wachovia - $6000 |
Member Payment Dependent Notes Series 779698
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779698 |
$25,000 |
$25,000 |
21.36% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779698. Member loan 779698 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Cracker Barrel Old Country Store | Debt-to-income ratio: | 24.84% |
Length of employment: | 10+ years | Location: | Prescott Valley, AZ |
Home town: | |||
Current & past employers: | Cracker Barrel Old Country Store | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > This is to facilitate the sale of my home I had to move due to transfer in my job. I have been at my job over 20 years and got caught in the bad housing market. This will solidify my financial position. My payment history is excellent Borrower added on 06/21/11 > I am asking that you please consider this loan I am getting it to avoid a short sale situation on my former home in another state hopefully this shows you my commitment to paying my debts. I have been paying on this property for the last 3 years this loan will greatly reduce my debt obligations. Borrower added on 06/24/11 > Thanks to all investing in us you will not be let down. Borrower added on 06/26/11 > If there is any other information you need please ask. Borrower added on 06/27/11 > Our property is currently under contract to sell. I will need to bring $24000 to closing to sell the house. This loan is much needed after this property is sold my debts will be minimal. This will take $2,500 a month off what we currently have outgoing. Your investment is much appreciated. I have a stable job I have been at for over 20 years.
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $15,113.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Thank you for your interest: In the spring of 08 I received word I would be transferring in August of 08 which coincides with the real estate crises of that summer since we could not sell we found a renter for 1k a month with a mortgage payment of 2.5k a month and thought we could ride it out a year. The market got worse and the renters caused over 7k in damage. We used a lot of credit to get the house ready for sale again. We tried for over a year to sell it for what we owed and no luck all this time keeping up the mortgage with no renters. We have an offer in now but for less than we owe and I will need to bring money to the closing.Closing on this house will relieve us of the 2.5k + expenses a month making this loan and our revolving loans easy to pay off. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am paying 2.5k a month on my former home this loan will facilitate that sale as I have a contract on the house and need to bring money to closing. Other than that the only expenses I have are $900 month rent where I live with very little other expenses. I have no children at home and both of my vehicles are paid for. I will put all of this 2.5k a month to pay off remaining revolving debt along with this loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using this loan to facilitate the sale of my home which is currently under contract to close in mid July. This will greatly reduce my monthly outgo and allow me to focus on this loan and the rest of my outstanding revolving debt to allow me to be debt free in 24 months. I hope it says something about us we are not short selling or |
If you have a delinquency in the last 2 years, please explain the reason. | I cosigned a car for my daughter when her car was totaled. She forgot to make 1 payment it is now direct debit from her checking and I am the contact now for the loan co. so I will know ahead of time if another issue arises. Thank you |
Please provide additional details regarding the purpose of the loan | Thank you for your question: I was transferred out of state and have been unable to sell my house I currently have it under contract but had to discount it. This loan will reduce my monthly expenses by $2500 + I have no car payments and am only paying $900 rent monthly so paying this loan will not be an issue. |
Member Payment Dependent Notes Series 779836
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779836 |
$10,000 |
$6,975 |
7.49% |
1.00% |
June 30, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779836. Member loan 779836 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Towne Park | Debt-to-income ratio: | 3.30% |
Length of employment: | 2 years | Location: | Denver, CO |
Home town: | |||
Current & past employers: | Towne Park | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > I am getting this loan as a way to both build my credit and get myself a more efficient daily driver vehicle at the same time. I have very good credit, but not much debt history, so I hope by paying off this loan successfully I will be able to raise my credit rating to excellent. I have a very stable job that allows me to easily make my monthly payments, so I know I can make this happen. Thank you for assisting me in building my credit and getting another car!
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,566.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 779854
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779854 |
$12,000 |
$12,000 |
19.69% |
1.00% |
June 30, 2011 |
July 3, 2016 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779854. Member loan 779854 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | National Concrete Washout | Debt-to-income ratio: | 15.62% |
Length of employment: | 4 years | Location: | rancho cucamonga , CA |
Home town: | |||
Current & past employers: | National Concrete Washout | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > To buy a profitable tanning salon and make it even beter. Have been with my current job for 4 years and plan to stay with them untill my loan is paid off.
A credit bureau reported the following information about this borrower member on June 9, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $819.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 780124
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780124 |
$2,200 |
$2,200 |
17.49% |
1.00% |
June 30, 2011 |
July 9, 2016 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780124. Member loan 780124 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,240 / month |
Current employer: | Judge Rotenberg Educational Center | Debt-to-income ratio: | 24.78% |
Length of employment: | 3 years | Location: | Randolph, MA |
Home town: | |||
Current & past employers: | Judge Rotenberg Educational Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $24.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The proceeds from this loan will be used for educational expenses at graduate level, including but not limited to tuition, living expenses etc. Thank you for your support. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had a delinquency. Thanks |
Member Payment Dependent Notes Series 780216
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780216 |
$8,000 |
$8,000 |
15.62% |
1.00% |
June 29, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780216. Member loan 780216 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | MFS | Debt-to-income ratio: | 12.38% |
Length of employment: | 4 years | Location: | Peabody, MA |
Home town: | |||
Current & past employers: | MFS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > This is to do major home improvements to home
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $35,860.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | having a mortgage payment and credit cards |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 2700.00 |
Member Payment Dependent Notes Series 780273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780273 |
$22,750 |
$22,750 |
12.99% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780273. Member loan 780273 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,833 / month |
Current employer: | brown toyota | Debt-to-income ratio: | 21.56% |
Length of employment: | 7 years | Location: | charlottesville, VA |
Home town: | |||
Current & past employers: | brown toyota | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > thank you very much for allowing me to consolidate my bills. will there be a loan payment book i will recieve in the mail? Borrower added on 06/17/11 > thank you Borrower added on 06/17/11 > always paid on time my job is very stable and for me to have one payment is better than having two or three. i feel comfortable with the payment if i can do it for 66 months that will be great. thank you for your time and effort to help me to consolidate.
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,683.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | capitol one credit card once paid in ful it will be closed by me, uva credit union credit card,uva loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card 17000.00 interest 9.49%; loan 7300.00 interest 10.49%;mortgage 106000.00 interest 3.75% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 900.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card 17000.00 interest 9.49%; loan 7300.00 interest 10.49%;mortgage 106000.00 interest 3.75% |
Member Payment Dependent Notes Series 780491
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780491 |
$23,275 |
$17,500 |
17.99% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780491. Member loan 780491 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.82% |
Length of employment: | n/a | Location: | boynton beach, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1968 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $28,018.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | vacation |
Please explain the reason why you carry a large revolving credit balance. | they are very manageble for em |
Please provide general details of the cost of your vacation. | 72 days around latin america all inclusive cruise |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | mort 750 util 255 taxes 375 ins 215 car-house |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500/month |
Member Payment Dependent Notes Series 780622
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780622 |
$16,000 |
$10,700 |
11.49% |
1.00% |
June 29, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780622. Member loan 780622 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Target | Debt-to-income ratio: | 22.66% |
Length of employment: | 8 years | Location: | Bridgeton, NJ |
Home town: | |||
Current & past employers: | Target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,167.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citi mastercard $1532.25 at 12.99% and $32.00 month. Discover card $3992.70 at 0% going to 14.99% and $120.00 month. Target Visa $6744.50 at 19.99% and $185.00 month. Target 401k loan $1568 and $55 month. Not sure of the rate. Sallie mae student loan $21,959.58 at 7.75% and $231.86 month. Prudential loan $8000.00 at 5.5% once a year payment $440. All of my debt, but really trying to be able to pay credit and 401k loan in 5 years instead of minimum payments for about 15-20 years. Hopefully this helps!! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $600 a month. |
Member Payment Dependent Notes Series 781137
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781137 |
$24,000 |
$15,575 |
13.49% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781137. Member loan 781137 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | Hamilton Sundstrand | Debt-to-income ratio: | 18.74% |
Length of employment: | 9 years | Location: | STRATFORD, CT |
Home town: | |||
Current & past employers: | Hamilton Sundstrand | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $24,941.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Yes, we had to do some home improvement projects. The kitchen, the bathroom, also appliances had to be replaced. We are making the installments as required and we are on schedule for repayment. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Hello, This is the breakdown: Principal and Interest $1294.56 escrow $ 427.09 Additional Products $ 25.25 Total $1747.60 We do a by weekly system and we pay like $1 extra on the payments so that we can reduce the principal and payoff the debt sooner. Thanks |
What is the home improvement project you are planning? | We are doing the roof on our house. It has 3 layers and needs complete stripping. In addition we will consolidate some debt, and cancel credit card debt. |
Is the improvement to your primary residence or an investment property? | The home improvement is to our home of 8years. It is an 1945 small cape and it seems like there is always something that needs fixing. |
Is this for a home improvement you have already made, or one that you are planning to make? | The home improvement is being worked on now (6/15/2011). The roof really needed fixing. We are also planning to consolidate some debt, and canceling debt of some credit cards. Thanks |
Member Payment Dependent Notes Series 781504
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781504 |
$16,000 |
$16,000 |
12.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781504. Member loan 781504 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | CMS | Debt-to-income ratio: | 16.13% |
Length of employment: | 2 years | Location: | Valencia, CA |
Home town: | |||
Current & past employers: | CMS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,745.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 781984
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781984 |
$27,600 |
$27,600 |
18.39% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781984. Member loan 781984 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,866 / month |
Current employer: | Oceaneering | Debt-to-income ratio: | 13.65% |
Length of employment: | 10+ years | Location: | HOUMA, LA |
Home town: | |||
Current & past employers: | Oceaneering | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > I plan to use the funds to pay off an existing 401K loan. I can then take out another 401k loan large enough to pay off everything except the mortgage (good debt). Then I will have about 5000 monthly take home pay(taking into account 401K monthly after tax payback note) with just a 1200 mortgage payment. I'm a very honest person and good to all my promises. I have a very secure and well paying job, college educated, and just need to take this one measure to payoff my debt and of course keep it off. I would sell stock but I really feel I got in on the bottom and would rather hold. Borrower added on 06/23/11 > To clarify, I can only have one loan out at a time with my 401K plan. I took one out for my current homes 10% down payment a couple years ago. I have hundreds of thousands in the plan and have decided to use some of this to payoff all debts, then bump up contributions to the plan to 20% thus lowering AGI for tax purposes. Fellow investors I promise you will be rewarded for your help in this matter. I plan to take out a loan with the 401 large enough (37K) to pay off everything and of course reward you all for your investment faith. I'm a real safe return on your investment, but unfortunately I think my credit score currently at 719 was impacted from me using lending tree which pulled up to 8 credit reports at once which of course effects your score. Thanks to you all and God Bless....ooorahh
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,676.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage 1025/principal +Int, Insurance. 1759/yr, property taxes 430/yr. |
Please explain the reason why you carry a large revolving credit balance. | The two biggest contributing factors to my cards high balance was funding for Master degree studies (company reimbursement was not available) and the need to replace all shingles on my previous home due to age. I also did a 5K 2.99% check from a card to fund my brokerage account, which is currently at 6.3K. Overall I live a cash only lifestyle. Once these items are paid it's clear sailing with even more disposable income to continue a cash only financial mindset. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All expenses inquired (living expenses) or better said non- discretionary total to about 42% of my net monthly pay. |
Member Payment Dependent Notes Series 782224
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
782224 |
$12,000 |
$12,000 |
10.59% |
1.00% |
June 29, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 782224. Member loan 782224 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | King And Spalding LLP | Debt-to-income ratio: | 13.29% |
Length of employment: | 3 years | Location: | Locust Grove, GA |
Home town: | |||
Current & past employers: | King And Spalding LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards Card 1: Debt Balance - $5,075.94/Interest Rate- 23.99%/ Credit Limit - 9600.00 / Monthly Payments - $185.00 Card 2. Debt Balance - $2,814.36/Interest Rate- 24.50%/ Credit Limit - 18000.00 / Monthly Payments - $92.00 Card 3: Debt Balance - $0.00/Interest Rate- 0%/ Credit Limit - 2500.00 / Monthly Payments - $0.00 Student Loan StudentLoan: Debt Balance - $24,327.10/ Interest Rate - 6.75%/ Credit Limit - N/A /Monthly Payments - $202.00 Mortgages Mortgage: Original Loan Amount- $106,965.00/ Principle Balance -$104,843.10/ Interest Rate - 5.00%/ Monthly Payments - $774.91 Lines of Credit CreditLine: Debt Balance - $0.00/Interest Rate- 9.0%/ Credit Limit - 7500.00 / Monthly Payments - $0.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage- $774.91 / month Transportation-$240.00/month Utilities-$200.00/month Phone-Home-$30.00/month Cell-$75.00/month Food-$200.00/month Insurance-(car+home) 146.00/month |
Member Payment Dependent Notes Series 782414
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
782414 |
$24,250 |
$24,250 |
11.99% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 782414. Member loan 782414 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Duncan McIntosh Co. | Debt-to-income ratio: | 22.91% |
Length of employment: | 2 years | Location: | Carlsbad, CA |
Home town: | |||
Current & past employers: | Duncan McIntosh Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,705.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 782440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
782440 |
$30,000 |
$30,000 |
15.62% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 782440. Member loan 782440 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | United States Marshals Service | Debt-to-income ratio: | 16.07% |
Length of employment: | 10+ years | Location: | LEXINGTON, SC |
Home town: | |||
Current & past employers: | United States Marshals Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > ? Borrower added on 06/22/11 > I have been at my job for 19 years and will continue to be gainfully employed until retirement. I want to use the loan to eliminate high interest consumer debts. I have never been late with any loan or on a credit card payment. My current minimum balances due each month are within a few dollars of the payment that will be drafted from my account in the amount of 1050.00 ea month if I am approved for the loan. Thus, I have and will continue to be able to budget the required payment as required by the agreement.
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $35,178.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | After the laws changed that allowed interest rates to be raised on cards I chose to no longer use the cards and have set out to pay them off the past year or so. I have only paid a small amount over the minimum and that allows the interest to continue on the large amounts owed because I have concentrated on paying one card off at a time. I very much would like to get one payment with a fixed rate and finally be out of debt and never have balances on a credit card. I am not proud of the fact that I had to finance such large amounts but I am very proud of the fact that I have never and would never fault a payment or my responsibilities. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: 181,000 Rate 4.8% monthly 1000.00 2nd mtg 34,000 8% Monthly 469.00 Insurance is paid in one payment 900.00 annually Taxes are paid annually 1300.00 annually Car/Life Insurance 120.00 monthly, Electric highest amount paid is 184.00 average 122.00 Car Payment 375.00/Cable, Phone, Internet 124.00 monthly, Water&Sewage 50. monthly Credit card Minimum: 1100.00 |
Which debts do you plan to pay off with this loan? | I plan to pay off 2 cards in full and make a partial payment on the smallest balanced card. The accounts have been frozen not to allow additional charges so that I can eliminate the cards after payoff. I plan to budget additional money to the final card and pay it off in full the following month. Hvg one fixed payment it will allow me to pay off sooner. My goal is to be consumer debt free in 18 months and have the 2nd mtg paid off within 4 yrs. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage: 181,000 Rate 4.8% monthly 1000.00 2nd mtg 34,000 8% Monthly 469.00 Insurance is paid in one payment 900.00 annually Taxes are paid annually 1300.00 annually Car/Life Insurance 120.00 monthly, Electric highest amount paid is 184.00 average 122.00 Car Payment 375.00/Cable, Phone, Internet 124.00 monthly, Water&Sewage 50. monthly Credit card Minimum: 1100.00 |
Please explain the reason why you carry a large revolving credit balance. | After the laws changed that allowed interest rates to be raised on cards I chose to no longer use the cards and have set out to pay them off the past year or so. I have only paid a small amount over the minimum and that allows the interest to continue on the large amounts owed because I have concentrated on paying one card off at a time. I very much would like to get one payment with a fixed rate and finally be out of debt and never have balances on a credit card. I am not proud of the fact that I had to finance such large amounts but I am very proud of the fact that I have never and would never fault a payment or my responsibilities. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: 181,000 Rate 4.8% monthly 1000.00 2nd mtg 34,000 8% Monthly 469.00 Insurance is paid in one payment 900.00 annually Taxes are paid annually 1300.00 annually Car/Life Insurance 120.00 monthly, Electric highest amount paid is 184.00 average 122.00 Car Payment 375.00/Cable, Phone, Internet 124.00 monthly, Water&Sewage 50. monthly Credit card Minimum: 1100.00 |
Which debts do you plan to pay off with this loan? | I plan to pay off 2 cards in full and make a partial payment on the smallest balanced card. The accounts have been frozen not to allow additional charges so that I can eliminate the cards after payoff. I plan to budget additional money to the final card and pay it off in full the following month. Hvg one fixed payment it will allow me to pay off sooner. My goal is to be consumer debt free in 18 months and have the 2nd mtg paid off within 4 yrs. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had a delinquency. |
Member Payment Dependent Notes Series 782452
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
782452 |
$20,000 |
$20,000 |
12.99% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 782452. Member loan 782452 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,239 / month |
Current employer: | US Army Corps of Engineers | Debt-to-income ratio: | 22.69% |
Length of employment: | 5 years | Location: | Savage, MD |
Home town: | |||
Current & past employers: | US Army Corps of Engineers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > This loan will be used to consolidate 2 credit cards, plus a car payment and a personal loan. Borrower added on 06/19/11 > I have a steady job with the federal government and have never missed a payment on any bill. My current monthly income is $4,300 and debt makes up $1,300 of my monthly expenses. This loan consolidation will lower my monthly payments by about $110.
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,127.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I recently took out a couple of personal loans for some major expenses. I tried to get more specific but lending club said I had revealed too much personal information. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards $6000, 8.9%, $200 monthly $4000, 16.24%, $100 monthly $4700, 15.4%, $100 monthly Student loans, $24k,4.5%, $270 monthly 2 personal loans for wedding $6700, 3.2%, $145 monthly (This was from my 401k) $8500, 8.25%, $290 monthly Car, $3600, 7.49%, $140 monthly The 401k loan is part of this consolidation so that I can use it again to pay off the loans with the midrange (around 8%) interest rates. The car is part of this consolidation because we are looking at possibly getting rid of it due to problems with it breaking down and it would be easier if the lien were paid. |
Which debts do you plan to pay off with this loan? | I plan to pay the two credit cards with the highest interest rates, the car, and a personal loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $840 Auto Insurance - $143 Gas - $200 Utilities - $200 (Electric, Gas heating, Internet and Netflix) Food, Toiletries, Liesure and Miscellaneous - $800 Other Insurance - $46 Phone - $220 Giving and Tithing - $400 Saving - $100 Gym - $30 |
Member Payment Dependent Notes Series 782655
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
782655 |
$14,000 |
$14,000 |
7.49% |
1.00% |
June 30, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 782655. Member loan 782655 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | Eagle at Brassfield | Debt-to-income ratio: | 22.63% |
Length of employment: | 2 years | Location: | Pleasant Garden, NC |
Home town: | |||
Current & past employers: | Eagle at Brassfield | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > The money is to pay off all credit cardsand get a new heat and A/C unit.I pay all my bills before thet are due and have not been late on any. All I will have due after the consolidation is this payment and my auto payment to Chase. My job is very stable, I have received employee of the month and also employee of the year.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,866.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 782786
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
782786 |
$35,000 |
$21,400 |
17.99% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 782786. Member loan 782786 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Esri | Debt-to-income ratio: | 7.11% |
Length of employment: | 5 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Esri | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I'll be using these funds as part of my real estate business. I find undervalued properties, fix them, and sell for profit, aka 'flipping' as you've may have seen on cable tv. I've completed two successfully in my part-time outside of my full time office job. I really enjoy this new work, so much so, I'm looking to expand the business fulltime, with multiple houses at once, and this requires more cash. I have excellent credit and I'm never been late on any payments, even $5 to my friends for cab fare. I've been at my current job at a large, growing, and stable company almost five years. Help me get out of the office grind! I love my new business and just need more cash to make this part time venture a full time career. Thanks for your time!
A credit bureau reported the following information about this borrower member on June 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $19,042.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $2500. |
Member Payment Dependent Notes Series 783521
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
783521 |
$3,600 |
$3,600 |
11.99% |
1.00% |
June 29, 2011 |
June 25, 2014 |
June 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 783521. Member loan 783521 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Aegis Communications Group | Debt-to-income ratio: | 7.95% |
Length of employment: | n/a | Location: | Flushing, NY |
Home town: | |||
Current & past employers: | Aegis Communications Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > To the lenders, Thank you so much for your patronage. I plan to use the funds well and pay back monthly on time. A stable job plus low monthly budget guarantees that statement. Thank you so much once again. Best
A credit bureau reported the following information about this borrower member on June 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,794.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 783667
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
783667 |
$10,000 |
$10,000 |
5.99% |
1.00% |
June 30, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 783667. Member loan 783667 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Carilion Clinic | Debt-to-income ratio: | 5.88% |
Length of employment: | 2 years | Location: | Roanoke, VA |
Home town: | |||
Current & past employers: | Carilion Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > i have gotten a new higher paying job.
A credit bureau reported the following information about this borrower member on June 13, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $527.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 784401
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
784401 |
$12,000 |
$12,000 |
17.49% |
1.00% |
June 29, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 784401. Member loan 784401 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | DaVita | Debt-to-income ratio: | 5.22% |
Length of employment: | 10+ years | Location: | New Freedom, PA |
Home town: | |||
Current & past employers: | DaVita | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Bill Consolidation Loan Borrower added on 06/21/11 > mortgage- $1200 monthly utilities- 500 gass and food-300
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,029.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt balances- $8000 interest rates 19% to 29% credit card payments- $250 mortgage- $1200 utilities- $500 I have no car payments or any other debt. The purpose of this loan is too reduce the interest rates of credit cards and will be paid off within 1 year |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off all medical bills and high interest credit cards |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Not paying our mortgage with this loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt balances- $8000 interest rates 19% to 29% credit card payments- $250 mortgage- $1200 utilities- $500 I have no car payments or any other debt. The purpose of this loan is too reduce the interest rates of credit cards and will be paid off within 1 year |
Which debts do you plan to pay off with this loan? | High interest credit cards and medical bills |
Which debts do you plan to pay off with this loan? | High interest credit cards and medical bills |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt balances- $8000 interest rates 19% to 29% credit card payments- $250 mortgage- $1200 utilities- $500 I have no car payments or any other debt. The purpose of this loan is too reduce the interest rates of credit cards and will be paid off within 1 year |
What is your intended use for the loan proceeds? | high interest credit cards and medical bills |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage-$1200 monthly utilities- $500 gas and food- $400 |
Member Payment Dependent Notes Series 784486
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
784486 |
$8,000 |
$8,000 |
5.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 784486. Member loan 784486 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.22% |
Length of employment: | 10+ years | Location: | clymer, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 13, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 82 |
Revolving Credit Balance: | $1,100.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 7.60% | Months Since Last Record: | 115 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | hot tub |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around 1500.00 |
If you have a public record on file, please briefly explain the event and its resolution. | none that i know of |
Is the improvement to your primary residence or an investment property? | primary |
What is the estimated current market value of your home? | 148,000 |
Member Payment Dependent Notes Series 784612
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
784612 |
$8,000 |
$8,000 |
6.99% |
1.00% |
June 29, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 784612. Member loan 784612 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,833 / month |
Current employer: | UPS | Debt-to-income ratio: | 23.13% |
Length of employment: | 5 years | Location: | Lyons , IL |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,800.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 785035
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785035 |
$24,000 |
$15,825 |
15.99% |
1.00% |
June 30, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785035. Member loan 785035 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,292 / month |
Current employer: | insulators loca lunion #80 | Debt-to-income ratio: | 22.52% |
Length of employment: | 10+ years | Location: | little hocking, OH |
Home town: | |||
Current & past employers: | insulators loca lunion #80 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 13, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $27,860.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 785079
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785079 |
$18,000 |
$16,400 |
18.39% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785079. Member loan 785079 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Walgreens | Debt-to-income ratio: | 9.30% |
Length of employment: | 4 years | Location: | algonquin , IL |
Home town: | |||
Current & past employers: | Walgreens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > I have been at my current job for more than 4 years and my company is growing. My previous employment was 20 years. I have no car payments, no outstanding loans, and have a small housing payment. This monthly payment will be 12% of my consistent monthly income.
A credit bureau reported the following information about this borrower member on June 13, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $11,582.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 785081
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785081 |
$30,000 |
$30,000 |
11.99% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785081. Member loan 785081 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Current employer: | iQor Inc | Debt-to-income ratio: | 15.71% |
Length of employment: | 2 years | Location: | Nutley, NJ |
Home town: | |||
Current & past employers: | iQor Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > Hi, I am trying to convert the upstairs of my single family home from a 2 Bedroom 1 bath to 3 bedroom 2 baths. I currently have 50K in personal savings to use towards this project. The current estimate to do the work is about 75K. I am making this request to supplement the shortfall. Thank You.
A credit bureau reported the following information about this borrower member on June 13, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,101.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Those from Balance transfer offers on two credit cards. I had taken them for my marriage. One of them has a 2.99 APR for life of the loan and the other has 3.99 for the life of the loan. |
Member Payment Dependent Notes Series 785240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785240 |
$28,000 |
$28,000 |
15.99% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785240. Member loan 785240 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Pa State Police | Debt-to-income ratio: | 15.77% |
Length of employment: | 10+ years | Location: | Marble, PA |
Home town: | |||
Current & past employers: | Pa State Police | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Debt consolidation. Lower payments. 20 years employment with same employer. Never collected unemployment or assistance.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,671.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not sure of the exact breakdown. My taxes and insurance are escrowed with my mortgage payment. I am in the process of refinancing my mortgage to a lower interest rate, dropping from 6% to 4%. The total payment will be $1087, the escrow amount of that is $147.00. I am in a 15 year mortgage. |
Please explain the reason why you carry a large revolving credit balance. | used a lot of department store cards. Then used cards to pay off cards. Now I want to stop the insanity!!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1st mortgage-$118,000 just reduced to 4% interest(980 month). 2nd mortgage $21,000 9% interest(280 month), Visa credit card- $11,000 9.9% interest(230 month), Citi bank card-$8500 currently at 0.00%(300-500 month) personal loan balance at $70(70 month payment) home depot $200, 0 %(100 a month) |
Which debts do you plan to pay off with this loan? | Visa, Citibank, home depot, PSL and an auto loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1st mortgage-$118,000 just reduced to 4% interest(980 month). 2nd mortgage $21,000 9% interest(280 month), Visa credit card- $11,000 9.9% interest(230 month), Citi bank card-$8500 currently at 0.00%(300-500 month) personal loan balance at $70(70 month payment) home depot $200, 0 %(100 a month) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It is being used for debt consolidation and reduction of monthly payments |
Which debts do you plan to pay off with this loan? | Visa, Citibank, home depot, PSL and an auto loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1st mortgage-$118,000 just reduced to 4% interest(980 month). 2nd mortgage $21,000 9% interest(280 month), Visa credit card- $11,000 9.9% interest(230 month), Citi bank card-$8500 currently at 0.00%(300-500 month) personal loan balance at $70(70 month payment) home depot $200, 0 %(100 a month) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage approx, $1100/month, vehicles-approx. $500/month, utilities approx. $200, phone approx. $300(includes cell, landline, internet, TV), insurance $2000/year(paid in April), food runs approx. $200/month |
Member Payment Dependent Notes Series 785505
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785505 |
$6,600 |
$6,600 |
13.49% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785505. Member loan 785505 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,100 / month |
Current employer: | law office of C.Robert BAKAE | Debt-to-income ratio: | 15.71% |
Length of employment: | < 1 year | Location: | Ontario, CA |
Home town: | |||
Current & past employers: | law office of C.Robert BAKAE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Please let me know were to fax proof of income. Borrower added on 06/28/11 > I plan to use these funds to pay bills and hospital bills
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,432.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 785619
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785619 |
$8,000 |
$8,000 |
11.99% |
1.00% |
June 29, 2011 |
June 28, 2014 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785619. Member loan 785619 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | metropolitan hospital | Debt-to-income ratio: | 24.41% |
Length of employment: | 10+ years | Location: | miami springs, FL |
Home town: | |||
Current & past employers: | metropolitan hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > 24 yrs. on an strong medical field.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,223.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | High interest %29 credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2300 |
Member Payment Dependent Notes Series 785699
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785699 |
$28,000 |
$18,875 |
16.49% |
1.00% |
June 29, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785699. Member loan 785699 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,371 / month |
Current employer: | Moore County Government | Debt-to-income ratio: | 18.31% |
Length of employment: | 3 years | Location: | Aberdeen , NC |
Home town: | |||
Current & past employers: | Moore County Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > Debt consolidation with lower interest and quicker payoff timeframe.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Personal circumstances. I've already paid down significantly over past two years. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $807.25 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Revolving debt. Remainder of prior student loans and prior personal loan. Interest rates range from 12-21%. I have been paying extra each month depending upon other recurring routine monthly expenses. Minimum payments total about $400, but I typically pay double per month ($800+) in order to continue to reduce those debts. |
Which debts do you plan to pay off with this loan? | Higher interest rate revolving. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Revolving debt. Remainder of prior student loans and prior personal loan. Interest rates range from 12-21%. I have been paying extra each month depending upon other recurring routine monthly expenses. Minimum payments total about $400, but I typically pay double per month ($800+) in order to continue to reduce those debts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Revolving debt. Remainder of prior student loans and prior personal loan. Interest rates range from 12-21%. I have been paying extra each month depending upon other recurring routine monthly expenses. Minimum payments total about $400, but I typically pay double per month ($800+) in order to continue to reduce those debts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $807.25 |
Member Payment Dependent Notes Series 785745
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785745 |
$5,500 |
$5,500 |
13.49% |
1.00% |
June 30, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785745. Member loan 785745 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | Mindel Management, Inc. | Debt-to-income ratio: | 10.56% |
Length of employment: | 3 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Mindel Management, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > This loan is for debt consolidation and a much needed vacation, it has been years. I find the ease of use and the quick payback time (3 years) very reassuring. There is something about knowing that you will be paying off something forever. Lending Club is just what I need.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,831.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | 97 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1,200.00; Transportation: $0.00; My apartment is completely electric: $200.00; Telephone/Internet: $150.00; Renter's Insurance: $14.00; Food (I don't cook): $1,000.00; Pet Care: $500.00. I hope this answers all, if not, please let me know. |
If you have a public record on file, please briefly explain the event and its resolution. | Just wanted to let you know that I answered your question last evening. I mentioned something that a borrower should not have placed in a sentence, fair credit laws and such. I resent the answer to Support and asked them to rework it so it works. I hope they will be able to forward my answer to you soon. |
Member Payment Dependent Notes Series 785765
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785765 |
$8,050 |
$8,050 |
15.23% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785765. Member loan 785765 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,042 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.82% |
Length of employment: | 2 years | Location: | Saint Louis, MO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Please note, per LC my TUCIC score is 711 Borrower added on 06/21/11 > to those of you that have helped, THANKS! to those of you thinking...PLEASE I need $750/day for the next week! (6/21/11) Thanks!
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $8,653.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 42.10% | Months Since Last Record: | 112 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit cards of approximately $8000. As I used a couple of cash advances, they were bounced up to default (+/-22%). Some of the cards were opened to get 0% purchases At the usual 4% minimum my payments are $325 or so. I pay more than the minimum. I have another loan which is $112. month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | no HELOC Housing etc.expenses approximately $1350 |
If you have a public record on file, please briefly explain the event and its resolution. | I had a Chapter 7 Bankruptcy discharged in June, 2002. I suffered health problems in the mid-late 90's, and racked up debts. In late '01-early '02 my employer was purchased. I was the highest salaried non-supervisory person in the office. I was the 'victim' of a "RIF" |
Member Payment Dependent Notes Series 785802
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785802 |
$20,000 |
$17,275 |
11.99% |
1.00% |
June 29, 2011 |
June 28, 2014 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785802. Member loan 785802 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Parsons Brinckerhoff | Debt-to-income ratio: | 13.79% |
Length of employment: | < 1 year | Location: | atlanta, GA |
Home town: | |||
Current & past employers: | Parsons Brinckerhoff | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > I plan to use the funds to pay off my debt faster and at a lower rate. I have a good credit rating and have a good track record of paying bills on time. My job is stable and I have the income to make the payment on this loan.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,863.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $1750/month: mortgage ($1026.85); transportation ($100 gas only, no car loan); utilities ($100), cell+phone+cable+internet ($200); food ($200); insurance ($25 homeowner's insurance is escrowed into mortgage; $50 car insurance) |
Member Payment Dependent Notes Series 785849
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785849 |
$15,000 |
$11,800 |
12.99% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785849. Member loan 785849 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,542 / month |
Current employer: | Shaker road Child Care Center | Debt-to-income ratio: | 13.86% |
Length of employment: | 7 years | Location: | concord, NH |
Home town: | |||
Current & past employers: | Shaker road Child Care Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > I will be using the loan to consolidate debt. I previously had a mortgage for 7 years and was never late in payment.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $5,985.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Chase Card, CitiCard, and a card that is still in my ex-wifes name. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent: $600; car payment $324; credit cards; $140; combined utilities (phone/heat/electric) $200; insurance $60; food $400...most of which is shared with another household income. |
Member Payment Dependent Notes Series 785929
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785929 |
$18,000 |
$18,000 |
10.99% |
1.00% |
June 29, 2011 |
June 28, 2014 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785929. Member loan 785929 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,666 / month |
Current employer: | Tek Systems | Debt-to-income ratio: | 24.00% |
Length of employment: | 3 years | Location: | Royersford, PA |
Home town: | |||
Current & past employers: | Tek Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > My intention is to pay off all of my Citi card (28.74% APR) and most of my Chase card (29.99% APR).
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $41,036.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 785931
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785931 |
$35,000 |
$21,425 |
17.99% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785931. Member loan 785931 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Current employer: | Scott and White Healthcare | Debt-to-income ratio: | 15.43% |
Length of employment: | 10+ years | Location: | Waco, TX |
Home town: | |||
Current & past employers: | Scott and White Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
This loan will be used to complete the funding of 75% of our startup confectionary kiosk business. I will be funding the other 25%. Startup cost includes construction of the kiosk, custom acrylic bins, point of sale computer system, and inventory. I have partnered with two individuals who bring the experience needed to make this business successful. One of the individual's has the direct experience needed to manage the daily operations and personnel of a confectionary kiosk and the other has the experience in managing the finances. Partnering with these individuals allows me to own the business but also keep my current employee status where I have been working for 22 years and would be easily able to pay the monthly payment if necessary. Throughout our business plan we have made very conservative estimates of our monthly cash workflow and I am very confident that the business will not only be able to pay all of its required expenses but within the first year finish with a positive profit margin. After the initial startup cost this is a very low overhead business with low payroll, relatively low monthly inventory and monthly mall rental. This will be the first of many to come. Thank you for your consideration in making this investment.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My curent monthly expenses are as follows: Mortgage Payment: $1016 Utilities: $550 Food: $500 Cable/Internet/Phone: $100 Vehicle Payment: $289 Gas: $400 Car Insurance (4 vehicles): $350 Credit Card: $200 |
Please describe your experience/familiarity with the business you are starting/started? | I have hired someone who is very experienced in managing the type of business that I am opening. This person has helped educate me in all aspects of the business. As owner I have 22 years of experience directing multi million dollars budgets and many employee's. I also have hired a trusted accountant to take care of the financial side of the business. |
If you have a delinquency in the last 2 years, please explain the reason. | A couple of payments were missed during the latter part of 2009 due to dealing with a major illness/surgery of a family member. When it was determined that they had been missed it was immediately rectified. |
If you have a delinquency in the last 2 years, please explain the reason. | During the latter part of 2009 I had two delinquent payments that were missed due to a major illnesssurgery in the family which required much of my attention. When it was determined that the payments were missed the situation was rectified immediately. Most of my payments are automated but these were not. |
What type of business are you starting? | A confectionary kiosk placed in a mall setting. This kiosk will have 52 types of specialty candies and chocalates (some sugarfree) and will require a full time manager plus 1.5 other employees. |
Member Payment Dependent Notes Series 785956
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785956 |
$14,400 |
$14,400 |
9.99% |
1.00% |
June 30, 2011 |
June 28, 2014 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785956. Member loan 785956 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | coachella vaey water district | Debt-to-income ratio: | 12.37% |
Length of employment: | 7 years | Location: | desert hot springs, CA |
Home town: | |||
Current & past employers: | coachella vaey water district | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,745.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 785965
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785965 |
$16,000 |
$11,000 |
11.49% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785965. Member loan 785965 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Hankook Tire America Corp | Debt-to-income ratio: | 16.75% |
Length of employment: | 9 years | Location: | Chino Hills, CA |
Home town: | |||
Current & past employers: | Hankook Tire America Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,617.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 13.40% | Months Since Last Record: | 98 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage with Property Tax - $1460.00 Assocoaition - $260 Utilities with Phone - $180 Auto Insurance - $90.00 (Home insurances included in Association fee & company provide health insurance for whole family) Food - About $300 Car Payment - $345.00 (Balance of my car loan is about $3,300 left and as soon as I received loan from lending club, I will pay off the loan with credit card debts) Please let me know if you have any further questions. Thank you! |
Member Payment Dependent Notes Series 785995
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
785995 |
$10,975 |
$7,650 |
6.99% |
1.00% |
June 30, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 785995. Member loan 785995 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Frito Lay | Debt-to-income ratio: | 12.90% |
Length of employment: | 8 years | Location: | Bakersfield, CA |
Home town: | |||
Current & past employers: | Frito Lay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > Pay off credit cards
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $37,426.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage, utilities, phone, car payment, cable, cell phone, food, all in all about $3000. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have three high interest credit cards that I want to pay off. They vary between 16 - 23%. |
Member Payment Dependent Notes Series 786033
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786033 |
$15,000 |
$15,000 |
8.49% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786033. Member loan 786033 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Town of Groton Police | Debt-to-income ratio: | 4.45% |
Length of employment: | 6 years | Location: | Norwich, CT |
Home town: | |||
Current & past employers: | Town of Groton Police | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > The loan is being used to fund my wedding reception. I am a great borrower and have never missed a payment or been late on a payment. I have a very secure job that I have been at for the last six years and plan on retiring at. If you have any additional questions don't hesitate to post them.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,650.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Each month I pay $1886.00 for my mortgage. I am not sure what the exact break down is as far as what goes towards the mortgage, taxes, and insurance. |
What portion of your wedding expenses does this loan represent? | This loan is going towards the entire reception for 150 people ($100 a plate). |
How are you paying for other wedding expenses not covered by this loan? | I have paid out of pocket for all the other expenses (Photographer, DJ, my fiance's dress, flowers, etc...) |
Member Payment Dependent Notes Series 786099
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786099 |
$28,000 |
$17,600 |
20.25% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786099. Member loan 786099 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,375 / month |
Current employer: | ADP | Debt-to-income ratio: | 17.78% |
Length of employment: | 4 years | Location: | Sterling, VA |
Home town: | |||
Current & past employers: | ADP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
The purpose of this loan will be for a credit card debt consolidation.<br><br> Right now many of my accounts have very high interest rates, various nickel and dime fees which frustrate me, annual fees, and I want to be debt-free within the next 5 years or so. Unfortunately I had to use my credit cards about 5 years ago when I was laid off by my previous employer who told me it was temporary and to just wait a week. That week turned into 4 months before I realized my cards were getting maxed out and took a different job. Since then I have not made as much progress paying down my debt as I would like. While I have made some progress, it's not enough, I want to be debt free in 5 years.<br><br> I recently purchased a house and rent out several of the rooms to help with my income. I also recently sold my expensive and newer financed cars and instead now have two older used cars with much smaller loans/payments and only 3 year terms (both with about 2 years left, one partially through LendingClub).<br><br> My accounts, approximate balances, and APRs are:<br> Direct Merchants: $4200 (28.99%)<br> Chase: $3400 (31.99%), $3300 (17.24%), $1200 (29.24%)<br> Citi: $2100 (29.99%)<br> Sears: $2300 (28.99%)<br> Merrick: $2000 (22.99%)<br> Capital One: $1900 (16.15%), $1800 (12.4%), $1000 (19.8%), $450 (14.4%)<br> Best Buy: $700 (29.99%)<br> HSBC: 300 (29.99%)<br><br> I am aware that some of these cards have lower APRs than the loan I am requesting, however they have annual fees that are expensive, and having just one payment per month will be less stressful for me and worth the few extra dollars to me. I plan on immediately closing all of these accounts except one for emergencies. I am aware that it will damage my FICO score, but I don't want or need any of these accounts or the fees.<br><br> I have been working for my employer for about 4 years now and it is a full time and very stable position, and I enjoy it very much. <br><br> I have always made all my payments on time except one in 2006 which was accidentally not updated when I moved and did not give the bank the right address. I missed one payment but have always been on time since then.<br><br> If you have any questions, please let me know. Borrower added on 06/21/11 > I would like to add that my FICO score is quite low, but only because I recently changed from a big bank to a small credit union. I also refinanced my two cars through them, and I also looked into refinancing my house with them. Finally, they extended a line of credit for what they call "Instant deposit" which allows me to mail checks to them but credit my account in the meanwhile. As a result, my credit report FICO score took a 40 point hit from around 700 to 660, resulting in my disappointing "F1" score here on LendingClub. My other LendingClub account before this was rated MUCH more favorably (it was a B or C score I think?) and nothing has changed much in terms of my overall credit standing.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,419.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 57.90% | Months Since Last Record: | 99 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Hi, that is a bankruptcy from about 8-9 years ago. It is discharged and since then all my accounts have been paid as agreed except the one bill I missed when I moved, which is mentioned in the notes. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $1608. However, I rent out two rooms at $500 each which totals $1000/mo income, so I only pay $608 for mortgage. I am about to rent out a third room for an additional $1,000 a month as well, which will fully cover my mortgage payment. Transportation: $584, which includes payments for both cars, gas, and insurance. Utilities: $201 in all-electric home, $159 on water (but this is quarterly, so figure about $55/mo average), $90 on trash (also quarterly), $130 for Internet/TV Phone: $85 for two cell phones Food: $523 on groceries Please specify if you want any other figures, I use Mint.com and can pull them up with ease. |
Member Payment Dependent Notes Series 786125
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786125 |
$16,000 |
$10,900 |
14.79% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786125. Member loan 786125 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,400 / month |
Current employer: | Posies cafe | Debt-to-income ratio: | 5.21% |
Length of employment: | 2 years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | Posies cafe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > Funds will be used to make some cosmetic repairs on our home. What makes me a good borrower is that my job is extremely stable, low monthly expenses, and that it is always my priority to make my monthly payments. My credit score is an excellent indicator of my credit worthiness. My work is extremely stable in that the business where I work exists around the product I create for the business.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $1,317.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $1200/month for all of the above items combined. |
Member Payment Dependent Notes Series 786171
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786171 |
$11,500 |
$7,450 |
6.99% |
1.00% |
June 29, 2011 |
June 28, 2014 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786171. Member loan 786171 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,667 / month |
Current employer: | Identity Theft 911 | Debt-to-income ratio: | 20.08% |
Length of employment: | 6 years | Location: | El Mirage, AZ |
Home town: | |||
Current & past employers: | Identity Theft 911 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > This loan is to consoladate some higher interest credit cards. I have at Identity Theft 911 for over six years helping victims of identity theft. I am very responsible and great with paying my bills on time. I work in the credit industry and know how important your credit reflects on you as a person.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,450.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 786405
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786405 |
$18,000 |
$11,425 |
8.49% |
1.00% |
June 29, 2011 |
June 28, 2014 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786405. Member loan 786405 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,167 / month |
Current employer: | Loyola University New Orleans | Debt-to-income ratio: | 28.28% |
Length of employment: | 10+ years | Location: | New Orleans, LA |
Home town: | |||
Current & past employers: | Loyola University New Orleans | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > This loan will be used to reduce several higher interest rate credit card accounts and LC loan.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,641.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Expenses and losses left over from change in life situation and hurricane Katrina. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately $20k in credit card debt at between 14% and 19%, paying approx. $600 per month. $6k in unsecured debt (including LC loan) around 11% and paying approx. $700 per month. Mortgages and HELOC showing on my report are not my responsibility (unless defaulted on). Disclosure rules prevent me from explaining further. Sorry. No student loans. |
Member Payment Dependent Notes Series 786438
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786438 |
$35,000 |
$35,000 |
10.59% |
1.00% |
June 30, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786438. Member loan 786438 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Michigan Public Power Agency | Debt-to-income ratio: | 11.94% |
Length of employment: | 10+ years | Location: | Howell, MI |
Home town: | |||
Current & past employers: | Michigan Public Power Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > Paying off $23,000 unsecurd loan and two Visas. Most of the money was used to invest in a business involving new green technology. I have over 15 years of expertise is in the utility business, good credit, and a strong faith that leads me to live within my means.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,135.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am consolidating debt, most of what was used to start up a new LLC that invested in a new hydrogen fuel cell technology that provides an uninteruptable backup energy supply. We have one unit located at a municipal 911 tower. We expect to locate up to 12 more in the same municipality very soon. Regardless of if and when I get cash distributions, I have the cash flow to make these payments over 36 months.I just want to consolidate three outstanding bills, one that gets paid off monthly regardless of whether I get the loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3650 includes tithe. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt and/or obligations are: $58,000 on home, $2,899 on 2007 auto, $23,908 on unsecured loand, entered a 40 month auto lease at $373 per month, $8,000 on one Visa and $1,500 on another. A total debt of approximately $91,000. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $3556 in montly expenses. |
Member Payment Dependent Notes Series 786464
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786464 |
$31,725 |
$19,500 |
21.74% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786464. Member loan 786464 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | Federal Reserve Bank San Francisco | Debt-to-income ratio: | 22.73% |
Length of employment: | 3 years | Location: | Dublin, CA |
Home town: | |||
Current & past employers: | Federal Reserve Bank San Francisco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > I am paying off an existing loan with Lending club and adding my son's car loan with this loan. I am also extending the term to five years. I have had a loan with the Lending Club for several months and made all the payments according to terms. This new loan would be approximately $50 more per month than my current loan.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $19,286.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Approximate Primary Residence payment $1,438 P&I, $366 taxes, $174 mortgage insurance, $30 HO insurance. Approximate Rental Property payment $681 P&I, $121 taxes, 49 HO Insurance |
Please explain the reason why you carry a large revolving credit balance. | Part of the reason the revolving credit balance is high is I have one credit card near the limit that I am trying to pay down. Another reason is that I use one credit card for travel expenses related to my work that are reimbursed after my trips. The balance can exceed several thousand dollars but revolves continuously. |
Which debts do you plan to pay off with this loan? | The Lending Club loan outstanding of approximately $17,000, a car loan of approximately $12,000, and the remainder to revolving debt. |
What is your intended use for the loan proceeds? | The loan proceeds will be used to pay-off the lending club loan of approximately $17,000, a car loan of approximately $12,000, and the remainder to pay-off revolving debt. |
Please explain the reason why you carry a large revolving credit balance. | Part of the reason the revolving credit balance is high is I have one credit card near the limit that I am trying to pay down. Another reason is that I use one credit card for travel expenses related to my work that are reimbursed after my trips. The balance can exceed several thousand dollars but revolves continuously. |
Which debts do you plan to pay off with this loan? | The Lending Club loan outstanding of approximately $17,000, a car loan of approximately $12,000, and the remainder to revolving debt. |
Member Payment Dependent Notes Series 786529
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786529 |
$4,800 |
$4,075 |
5.99% |
1.00% |
June 29, 2011 |
June 28, 2014 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786529. Member loan 786529 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 2.76% |
Length of employment: | n/a | Location: | Midwest City, OK |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $8,447.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Unexpected Medical Care Expence |
Please explain the reason why you carry a large revolving credit balance. | Well it wasn't so big at the beginning of the year. The reason for it being so high is that I had to pay for my daughters tuition, and a new handicapped van. |
Member Payment Dependent Notes Series 786538
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786538 |
$15,000 |
$15,000 |
16.49% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786538. Member loan 786538 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | O'Neil Law Firm | Debt-to-income ratio: | 20.43% |
Length of employment: | 9 years | Location: | Myrtle Beach , SC |
Home town: | |||
Current & past employers: | O'Neil Law Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $19,961.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | During college I used my credit cards to live on, and it has had a snowballl effect. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 650/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citi Cards: Balance $9100 (approx.) interest rate 25.24%, monthly payment $245 Chase: Balance $2760 (approx.) interest rate 27.24% monthly payment $89 Discover: Balance $3900 (approx.) interest rate 18.99%, monthly payment $140 Chase: Balance $560 (approx.) interest rate 13.24% monthly payment $25 Capital One: Balance $2900 (approx) interest rate 2.9% monthly payment $36 Ge Money: Balance $1900 (approx.) interest rate 0% monthly payment $66 |
Which debts do you plan to pay off with this loan? | Citi Cards Chase Discover |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citi Cards: Balance $9100 (approx.) interest rate 25.24%, monthly payment $245 Chase: Balance $2760 (approx.) interest rate 27.24% monthly payment $89 Discover: Balance $3900 (approx.) interest rate 18.99%, monthly payment $140 Chase: Balance $560 (approx.) interest rate 13.24% monthly payment $25 Capital One: Balance $2900 (approx) interest rate 2.9% monthly payment $36 Ge Money: Balance $1900 (approx.) interest rate 0% monthly payment $66 |
Which debts do you plan to pay off with this loan? | Citi Cards Chase Discover |
Member Payment Dependent Notes Series 786567
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786567 |
$5,700 |
$5,700 |
12.99% |
1.00% |
June 29, 2011 |
June 28, 2014 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786567. Member loan 786567 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Talagy | Debt-to-income ratio: | 16.46% |
Length of employment: | 1 year | Location: | JACKSONVILLE, FL |
Home town: | |||
Current & past employers: | Talagy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > Moving to take an executive assistant position at a prestigious financial consulting firm.. Borrower added on 06/15/11 > I am trying to move form Jacksonville FL, to New York for the job opportunity of a lifetime. The employer is not paying relocation fee because the salary is above average for the position and they were initially interviewing local candidates. I expressed to my new employer that I would be willing to relocate at my own expense. I am now in need of a loan to terminate my lease in FLa. and to move to the Big Apple. I will be able to repay this loan in its entirety during the first two months of my employment. Please consider funding my request. Sincerely yours, Responsible and honest borrower
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $3,487.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 786627
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786627 |
$25,000 |
$15,625 |
11.49% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786627. Member loan 786627 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Sprint PCS | Debt-to-income ratio: | 5.70% |
Length of employment: | 5 years | Location: | Sumter, SC |
Home town: | |||
Current & past employers: | Sprint PCS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > to install an inground pool.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,479.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | In the house hold I only pay the groceries and credit cards under my name. |
Please explain the reason why you carry a large revolving credit balance. | In the house hold I only pay the groceries and credit cards under my name. |
What is the estimated current market value of your home? | The estimated current market value is $280,000. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage 1,317.00 insurance 50.00 Taxes 133.00 |
Is the improvement to your primary residence or an investment property? | Improvement to the family resident. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance 234,000. Iterest rate 4.75% Montly Payment 1317.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Montly expences: Gas 60.00 utilities 100.00 Phone provided by the employer insurance none |
Please explain the reason why you carry a large revolving credit balance. | In the house hold I only pay the groceries and credit cards under my name. |
Member Payment Dependent Notes Series 786655
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786655 |
$24,000 |
$21,675 |
9.99% |
1.00% |
June 30, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786655. Member loan 786655 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $15,000 / month |
Current employer: | Global Investment Fund | Debt-to-income ratio: | 4.47% |
Length of employment: | 5 years | Location: | Boston, MA |
Home town: | |||
Current & past employers: | Global Investment Fund | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > This loan will be used towards working capital for a small business that I co-own with the CEO. Our company provides digital signage and private broadcast solutions to a wide range of customers. The company recently landed several large accounts and is entering a stage of major growth. The size and volume of orders has vastly increased and the firm is in need of additional working capital. Our annual revenue last year was 300K and this year it is on track to nearly double.Our firm is quite profitable with 51% gross margin and 18% net margin. As a part owner, I have invested personal funds into the business and although I have plenty of liquid assets to continue to provide to the company, I am looking to find other sources of capital so that my personal portfolio does not become too concentrated. Even if the business were to go bankrupt, I would be able to pay this loan off in full. My personal debt obligations include a couple thousand in credit card debt per month - which are always paid in full by the end of the month, and a 30K low-interest student loan. Be a part of the job-creating process in America. Help fund a small business that is hiring!
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,407.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This allotment of money specifically will be used to purchase equipment for one of our projects. We will be paid back within 30 days, however we will continue to use the money for ongoing working capital as needed. Our margins are very good: 50% gross and 18% net. Through your support you are helping the economic recovery! We are hiring! |
What are you buying? | We are buying industrial-grade flat-panel screens, servers, and software licenses that will be bundled into a single package and sold to a large corporate client of ours. We will be paid for this project within 30 days of receiving the loan. In addition, we have similar deals in our pipeline where we will need to purchase equipment upfront, and then re-sale to our customers. So while we will have the capacity to pay this loan in full in the next 30 days we will likely continue to reuse the capital for cost of goods sold. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | For a family of three, our monthly spend is: Rent: $2,400 Transportation: $150 (including gas) Utilities: $200 Insurance: $130 Phone: $100 food: $400 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | For a family of three, our monthly spend is: Rent: $2,400 Transportation: $150 (including gas) Utilities: $200 Insurance: $130 Phone: $100 food: $400 |
Member Payment Dependent Notes Series 786735
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786735 |
$35,000 |
$35,000 |
16.89% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786735. Member loan 786735 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,417 / month |
Current employer: | Centurylink | Debt-to-income ratio: | 23.98% |
Length of employment: | 10+ years | Location: | Marion, VA |
Home town: | |||
Current & past employers: | Centurylink | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Hello I 'am trying to get this debt consolidation loan to pay off the credit card account about $6800, a $10,000 note I have with the local bank the rest go toward my line of credit of $24,450
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $33,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Hello I 'am trying to get this debt consolidation loan to pay off the lowes credit card account about $6800, a $10,000 note I have with the local bank the rest go toward my line of credit at BB@T |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances on credit card (lowes) is $6800. interest rate about 15% monthly payment is $230. I have no student loans my mortage pay off is $190,000.00 interest rate is 5.25% my line of credit balance in $24,500.00 interest is 2% over prime and a $10,000 note that I would pay off I will pay off my lowes card my note and the rest go towards my line of credit. thank you! |
Member Payment Dependent Notes Series 786759
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786759 |
$35,000 |
$21,825 |
13.49% |
1.00% |
June 29, 2011 |
June 28, 2014 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786759. Member loan 786759 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $31,788 / month |
Current employer: | Municipal Market Advisors | Debt-to-income ratio: | 3.96% |
Length of employment: | 10+ years | Location: | Bradenton, FL |
Home town: | |||
Current & past employers: | Municipal Market Advisors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I have very secure employment for over 10+ years. I am a part owner of the company. Also my income has grown every year of employment. The economic situation has helped our company grow at a 10-30% rate as people respect and value our analysis to greater degree. I have zero intention of moving. My job would not require it and i love my house and neighborhood. I do have funds locked away in investments which i do not want to touch. However, my first obligation is to payoff any monies owed to the people of this site so know that i do have money to backup this loan. I realize that this community is not some large faceless corporation but real people with real lives and monies at stake. You should know that I take your trust very seriously and graciously. My plan was to wait a couple years and pay in cash however i just found out that the lot next door just got sold and they are getting ready to build a house. Once this house is completed, building a pool on my lot will be more costly as we were going to use the empty lot to bring in equipment.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $6,649.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $4929/mo which includes mtg., taxes and insurance. $350 for electricity, water/waste |
Is the improvement to your primary residence or an investment property? | Primary |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | $4,929 includes mtg, taxes and insurance. Balance $730k @4.625%. I am in a well established and highly regarded neighborhood. Prices have been stable over the last year. Thus, even in this housing environment we have 5 new houses being built within a block from $550k-$750ks. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $4929/mo includes mtg., insurance, and taxes. $350 includes electricity and water/waste. |
Member Payment Dependent Notes Series 786784
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786784 |
$32,000 |
$20,200 |
20.25% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786784. Member loan 786784 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,833 / month |
Current employer: | Memorial Sloan-Kettering Cancer Center | Debt-to-income ratio: | 4.32% |
Length of employment: | 5 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Memorial Sloan-Kettering Cancer Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > Debt Consolidation Borrower added on 06/20/11 > I have been gainfully employed in the healthcare industry for well over 13years. My current employer was my second job until I decided to accept a Full-time position over two years ago. Since then, I have moved into Manhattan and I am close to getting re-hired by a past employer for another part-time position. I am paid well and I have had steady income for years. I've only been working one job for the last couple of years and I am looking to consolidate my expenses into one smaller payment. I am making all payments on time and I have no serious credit delinquencies. This loan will allow me to save more money in the long term.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $2,789.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1) $6122 -- Installment loan was requested; awaiting approval 2) 6000 - 8% 3) 4600 - 11% 4) 3500 - 13% 5) 4000 - 6% 6)1200 - 20% |
Which debts do you plan to pay off with this loan? | 2010 Fed and state taxes owed; Personal unsecured loan, 401k loan and two credit cards. Looking to consolidate into one smaller, more manageable monthly payment which will still allow me to save money each month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This is solely for total debt consolidation; combine all payments into one smaller, more manageable amount. I am current each month but this loan will allow me to put away more money for savings and retirement. I will be able to make payments that are larger than the monthly scheduled payment of this loan and possibly pay off early. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $2000. I live and work in Manhattan so I usually bike or walk to work, spend less than $30/mo on transportation, if at all. Other monthly expenses: Electric $60, phone $90, food (groceries/dining out) less than $100/wk. I have insurance coverage through work benefits, no supplemental insurance. |
Member Payment Dependent Notes Series 786800
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786800 |
$28,000 |
$17,950 |
15.99% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786800. Member loan 786800 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,458 / month |
Current employer: | Baltimore City Recreation and Parks | Debt-to-income ratio: | 5.56% |
Length of employment: | 10+ years | Location: | Baltimore, MD |
Home town: | |||
Current & past employers: | Baltimore City Recreation and Parks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $11,312.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Chase AMEX Discover Capital One |
Please explain the reason why you carry a large revolving credit balance. | Actually, I have been helping my nephew who is self employed. His business has turned a corner and I will pay off all revolving credit balances. |
Which debts do you plan to pay off with this loan? | Chase AMEX Discover Capital One |
Which debts do you plan to pay off with this loan? | Chase AMEX Discover Capital One |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will use the loan to pay off credit card debt. |
Which debts do you plan to pay off with this loan? | Chase AMEX Discover Capital One |
What is your intended use for the loan proceeds? | I want to consolidate my credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | transportation - I ride with someone and pay $80.00 on gas mortgage $1396 monthly - including taxes and insurance utilities - 300 average phone - cell (2) and home - $200 food - 300 2 others in the household contribute $1100 |
Member Payment Dependent Notes Series 786825
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786825 |
$35,000 |
$24,875 |
18.39% |
1.00% |
June 29, 2011 |
June 28, 2014 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786825. Member loan 786825 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $25,000 / month |
Current employer: | PricewaterhouseCoopers | Debt-to-income ratio: | 16.12% |
Length of employment: | 10+ years | Location: | Playa Vista, CA |
Home town: | |||
Current & past employers: | PricewaterhouseCoopers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > Loan will consolidate two credit cards that I used to furnish my home in the past three years.
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $47,393.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I was past due on a credit card during a period when I was traveling. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $6,500. |
If you have a delinquency in the last 2 years, please explain the reason. | I was past due on a credit card during a period when I was traveling. |
Please explain the reason why you carry a large revolving credit balance. | I furnished my new home with credit card financing. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1st REM - $552K ($3K/mo.; 6.25%) 2nd REM - $110K ($1K/mo.; 9.25%) Auto - $40K ($775/mo.; 0%) Credit Cards (3) - $45K (15 to 24%) (new loan will consolidate two cc) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $6,500. |
Member Payment Dependent Notes Series 786895
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786895 |
$15,000 |
$10,450 |
6.99% |
1.00% |
June 30, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786895. Member loan 786895 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Information Builders Inc | Debt-to-income ratio: | 13.44% |
Length of employment: | 10+ years | Location: | Staten Island, NY |
Home town: | |||
Current & past employers: | Information Builders Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $44,011.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I pay the full balance on my credit cards every month, so I believe this is just a timing issue between when the companies report to the credit bureaus and when my bill is paid. |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | Approximately $1,800 per month |
What is the estimated current market value of your home? | ~$390,000 |
What is the home improvement project you are planning? | Carpet to wood floors and a second shower. |
Is the improvement to your primary residence or an investment property? | Primary residence. |
Is this for a home improvement you have already made, or one that you are planning to make? | The loan is for a future renovation. |
Member Payment Dependent Notes Series 786973
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
786973 |
$21,000 |
$16,075 |
18.39% |
1.00% |
June 29, 2011 |
June 28, 2016 |
June 28, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 786973. Member loan 786973 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Beachmint Inc | Debt-to-income ratio: | 15.31% |
Length of employment: | < 1 year | Location: | Santa Monica, CA |
Home town: | |||
Current & past employers: | Beachmint Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,377.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I used a lot of my own money working on a technology startup(failed) in the bay area a couple of years ago. This included paying for a lot of the expenses using personal credit cards. |
Member Payment Dependent Notes Series 787050
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787050 |
$20,000 |
$14,200 |
18.39% |
1.00% |
June 29, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787050. Member loan 787050 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | Belcan Engineering Corp | Debt-to-income ratio: | 19.58% |
Length of employment: | 8 years | Location: | Palm Beach Gardens, FL |
Home town: | |||
Current & past employers: | Belcan Engineering Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > Seeking help to reduce interest costs on credit cards, and combile 2 other small loans into one monthly payment.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $9,396.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Creit card - $5500 @ 22.9% $140/pm Credit card - $2500 @21.5% $65 /pm Credit card - $2800 @16.5% $50 /pm Personal loan - $2600 @ 22.7% $200 /pm Previous LC Loan, for Home rehab $5200 @ 12.5% $400 / pm Mortgage - $172000 @ 6.5% $1540 /pm |
Which debts do you plan to pay off with this loan? | Plan to pay off 3 credit cards and two small loans. This willreduce my monthl payment from $855 to $515 and save over $150 per month in intrest charges on credit cards. |
If you have a delinquency in the last 2 years, please explain the reason. | have not had any delinquencies. This loan is not about meeting obligations, its about reducing monthly payments, saving intrest charges and combining to one payment. |
Member Payment Dependent Notes Series 787064
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787064 |
$15,000 |
$9,625 |
11.49% |
1.00% |
June 29, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787064. Member loan 787064 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Quality Gin Inc. | Debt-to-income ratio: | 8.09% |
Length of employment: | 9 years | Location: | Shellman, GA |
Home town: | |||
Current & past employers: | Quality Gin Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,517.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is14830.00 interest rates vary from 14.7% to 23% total minimum monthly payments are 526.00. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Citibank-Bal.$8301.13 Min.payment-$221.00 Int.Rate-19.9% Chase- Bal.$3112.87 Min.payment- $50.00 Int.Rate-14.9% Discover-Bal.$2995.00 Min.payment-100.00 Int.Rate-12.9% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Lending Club payment will be $329.82 at 11.49% that will replace the three credit card payments at $371.00 |
Member Payment Dependent Notes Series 787066
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787066 |
$10,000 |
$6,750 |
5.99% |
1.00% |
June 29, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787066. Member loan 787066 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Rodman Ford | Debt-to-income ratio: | 5.12% |
Length of employment: | 3 years | Location: | Cranston, RI |
Home town: | |||
Current & past employers: | Rodman Ford | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $1,991.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no i have not. |
Member Payment Dependent Notes Series 787086
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787086 |
$20,000 |
$20,000 |
22.11% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787086. Member loan 787086 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | The Benefits Agency | Debt-to-income ratio: | 13.68% |
Length of employment: | 9 years | Location: | Cornelius, NC |
Home town: | |||
Current & past employers: | The Benefits Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,362.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have a $5000 limit on a credit card with Bank of America. I have a $4000 dollar balance on it that I would pay off with this loan. It has a 27% interest rate on it. I have a car loan through capital one with a $10,700 payoff and a 7% interest rate. I would probably go ahead and pay this off too. I also have a $7300 personal loan with Citi Financial that has a 16% interest rate that I would payoff. I do not have a mortgage and my student loans are not due yet however when they are the monthly payment is under $300 a month. |
Which debts do you plan to pay off with this loan? | As mentioned in the previous question I would payoff the car, credit card, and personal loan through Citi Financial. I am using this loan as a cushion for a purchase into a business that I just purchased with my business partners. I currently own 15% in one business and just purchased 3% in another company. I am using the leftover funds as a cushion to payoff the 12 month note that I have on the purchase of the new company. |
Member Payment Dependent Notes Series 787099
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787099 |
$20,000 |
$14,300 |
15.99% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787099. Member loan 787099 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Planned Building Services | Debt-to-income ratio: | 4.09% |
Length of employment: | 5 years | Location: | Staten Island, NY |
Home town: | |||
Current & past employers: | Planned Building Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,210.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a credit card in the amount of 2k at 25% interest. I also have another credit by Best Buy foe $1100 which is interest free and have another interest free account of 7k with Raymour and Flannigan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I would use the money to pay of my card and would use the money for some other personal things. |
Member Payment Dependent Notes Series 787262
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787262 |
$25,975 |
$17,000 |
13.49% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787262. Member loan 787262 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,333 / month |
Current employer: | University of West Florida | Debt-to-income ratio: | 18.43% |
Length of employment: | 10+ years | Location: | Spanish Fort, AL |
Home town: | |||
Current & past employers: | University of West Florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > Need bridge loan until I can access my 403b in June 2012. Borrower added on 06/24/11 > My house sold for less than mortgage due to the current market and this loan will fund the deficit of that transaction. I did not want to damage my credit through a short sale or a deed in lieu of so I am satisfied to take the loss and pay the difference in order to keep my credit in good standing for the future. My monthly obligations for housing will go from $3500 per month to $1200 per month as a result of this sale leaving me ample room to pay off the difference. I have been employed by the same entity for the past ten years and plan to be there another 5 years until I retire. The terms of this loan would allow me to pay off my debt to coincide with my retirement goal. As a safety net, I also have sufficient funds in my 403b retirement account to cover the balance of this loan that I can access in June 2012 if need be although my goal is to pay off this loan without the 403b assist. Thanks so much for your consideration.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,085.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Joint accounts with spouse. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | House sale is pending. My rent will be 1200 per month. |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | Not Applicable |
Will some or all of your moving expenses be reimbursed, if so how much? | Not applicable |
What is your intended use for the loan proceeds? | Pay delta between sales contract on my home and mortgage amount owed. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent = $1200 per mo. Utilities = $150-$175 per mo. Telephone = $42 per mo. Food = approx. $600 per mo. Trans. = $700-$750 per mo. |
Member Payment Dependent Notes Series 787285
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787285 |
$15,550 |
$15,550 |
13.99% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787285. Member loan 787285 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Weis Markets | Debt-to-income ratio: | 23.52% |
Length of employment: | 10+ years | Location: | Kunkletown, PA |
Home town: | |||
Current & past employers: | Weis Markets | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Debt Consolidation Borrower added on 06/17/11 > I am employed Full Time. I have a stable job and have been employed with the same company for over 20 yeas. I wll use this money to pay off credit cards and get myself out of debt in five years.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,775.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card @ 17.99% With a loan I feel that there is an end in sight. With a credit card it feels like it is never ending. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500 |
Member Payment Dependent Notes Series 787290
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787290 |
$26,400 |
$17,175 |
21.36% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787290. Member loan 787290 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,833 / month |
Current employer: | CG Celio and Sons Co Inc. | Debt-to-income ratio: | 21.94% |
Length of employment: | 2 years | Location: | Alexandria, VA |
Home town: | |||
Current & past employers: | CG Celio and Sons Co Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > I am solely doing this to consolidate all of my unsecured debt into one payment and ultimately save in total interest payments on my debt all the while lowering my monthly payments on this debt. I am likely to pay this loan off earlier than expected as I am used to paying more than this amount monthly. I am a previous Lending Club customer and have never been late on that loan. My payment history on other debt is just as clean. My only blemish in the last 7 years is a forced Short Sale due to a relocation across country. However, I was never late on my mortgage payments during that time and paid both my rent at my new place and my mortgage for over a year while I waited for my house to sell, finally closing on the house with a perfect mortgage record. Below is my current budget and revised budget if I receive this loan (consolidated amounts and items): Current Monthly Budget: Rent: $1,344.00 Car: $547.00 Utilities (Gas/Electric/Internet/Phone): $360.00 Miscellaneous/Incidentals (Food, etc.): $450 Student Loans: $400 Other Debt (Credit Cards/Loans): $850 Total Liabilities: $3951 Total Income: $4420 Total Savings: $469 Revised Monthly Budget (with loan): Rent: $1,344.00 Car: $547.00 Utilities (Gas/Electric/Internet/Phone): $360.00 Miscellaneous/Incidentals (Food, etc.): $450 Student Loans: $200 Other Debt (This Loan only): $715 Total Liabilities: $3566 Total Income: $4420 Total Savings: $854 My student loans are actually still in deferment as I am attending college part-time for my Master's while working full-time. They are also being paid under the Air Force Student Loan Repayment Program, meaning they directly pay my student loans up to $20,000 over my enlistment period. I only included the amounts above because I am still liable for them during this time, even though the Air Force is paying them as an Enlistment Bonus. So my actual monthly expenditure is less than the above budget. As far as the stability of my job. I have been working in my current position for 2 years and have no plans on leaving. My company has plenty of work and is expanding to meet our growing list of customer's needs. Also, I am a drilling Air Guardsman, meaning if anything ever did happen to my civilian position, I can always request to be activated to maintain a full-time paycheck. Please don't hesitate to ask any questions if you need clarification on anything. Thank you for your support!
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $11,941.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Thank you for the question, I'd be happy to answer that. I don't typically carry balances this high. Under normal circumstances, I keep my balances between 0-10%. All of these current balances are related to high Out-Of-State tuition, other school costs that I wasn't able to get Financial Aid for, and residual from my last lending club loan that was for repairs to my house to help get it sold. I no longer have that house and I am now an In-State student (meaning my schooling cost have dropped 75%) making my situation much more manageable on my current income. Now I am just paying off the "damage" from that period of time. My plan if I do not receive this loan is to continue to chip away at these amounts as much as possible until they are paid off. As shown above, I am not underwater in my budget so I always put extra toward my debts, it is just much more manageable under one loan. |
Please explain the reason why you carry a large revolving credit balance. | Thank you for the question, I'd be happy to answer that. I don't typically carry balances this high. Under normal circumstances, I keep my balances between 0-10%. All of these current balances are related to high Out-Of-State tuition, other school costs that I wasn't able to get Financial Aid for, and residual from my last lending club loan that was for repairs to my house to help get it sold. I no longer have that house and I am now an In-State student (meaning my schooling cost have dropped 75%) making my situation much more manageable on my current income. Now I am just paying off the "damage" from that period of time. My plan if I do not receive this loan is to continue to chip away at these amounts as much as possible until they are paid off. As shown above, I am not underwater in my budget so I always put extra toward my debts, it is just much more manageable under one loan. |
Member Payment Dependent Notes Series 787325
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787325 |
$14,125 |
$9,875 |
10.59% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787325. Member loan 787325 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Walgreens | Debt-to-income ratio: | 20.77% |
Length of employment: | 6 years | Location: | Chelsea, AL |
Home town: | |||
Current & past employers: | Walgreens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > Paying off first loan with this loan. paying off my loan with max credit union and wells fargo as well.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $3,717.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | wells fargo balance is $2400. Interest rate is 19.99%. Max Credit union balance is $1300. interest rate is 10%. Best Buy balance is $470. Paying off next week. Lending club balance is $9100. Planning to pay lending club off with new loan |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies in the last 2 years. |
Member Payment Dependent Notes Series 787329
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787329 |
$2,400 |
$2,400 |
8.49% |
1.00% |
June 29, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787329. Member loan 787329 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.78% |
Length of employment: | 1 year | Location: | Slidell, LA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A wedding is a once in a lifetime event. As a recent College graduate, I have a full life ahead of me to work, earn, spend and save. However, I have only one day, one moment, to stand at the end of the aisle and watch the love of my life walk down it to marry me. I am marrying my high school sweetheart and girlfriend of eight years this fall. I do not live above my means, and place a high priority on paying off my debts. I have never defaulted on any loan of any sort, and am currently (and successfully) paying off my student loans.?? I plan on having 150-175 guests at my wedding. While I already have about 30% of the total wedding budget saved or paid (down payments), before I send invitations out I need to know that the wedding can actually be paid for. While I very well may earn enough to pay for the entire wedding by November, this is not an event to gamble on.?? I need this loan in order to have the peace of mind to invite our guests to the wedding without worrying about whether or not I will actually have the cash in hand to pay for it. This is my first experience with peer to peer lending, and I am very excited about the possibilities it presents for both the Lender and the Borrower. Thank you for taking the time to read my lengthy description, and I look forward to being a part of the LendingClub community!
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,603.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Total monthly expenses on all of the above is $2,000.00. |
Member Payment Dependent Notes Series 787499
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787499 |
$35,000 |
$35,000 |
12.99% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787499. Member loan 787499 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Con Ed | Debt-to-income ratio: | 5.13% |
Length of employment: | 10+ years | Location: | Seldeo, NY |
Home town: | |||
Current & past employers: | Con Ed | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > to consonlidate all bills Borrower added on 06/28/11 > I am a successful field operator for the electric company in City of New York and have gained progessive responsibilty in my position through the 10 years I have been there. I am a extremely diligent motivated and stable professional who is seeking this funding to manage my finances more wisely. My credit score is rated at excellent above 850 and I take my obligations very seriously. The funding received will eliminate my higher interest rate loans and result in more savings.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $2,645.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | no |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | small amounts |
Which debts do you plan to pay off with this loan? | personally loans |
What is your intended use for the loan proceeds? | personally and laser eye surgury |
Member Payment Dependent Notes Series 787505
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787505 |
$2,500 |
$2,500 |
21.36% |
1.00% |
June 29, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787505. Member loan 787505 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,400 / month |
Current employer: | Alcatel-Lucent | Debt-to-income ratio: | 9.21% |
Length of employment: | < 1 year | Location: | Deer Park, NY |
Home town: | |||
Current & past employers: | Alcatel-Lucent | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $1,484.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 787534
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787534 |
$35,000 |
$21,925 |
22.48% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787534. Member loan 787534 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $25,000 / month |
Current employer: | Point Mortgage | Debt-to-income ratio: | 6.26% |
Length of employment: | < 1 year | Location: | Aliso Viejo, CA |
Home town: | |||
Current & past employers: | Point Mortgage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/13/11 > Simple Loan Consolidation needed for 3 credit cards. Thank you for your help Lending Club! Borrower added on 06/13/11 > Simple Loan Consolidation needed for 3 credit cards. Thank you for your help Lending Club! Borrower added on 06/22/11 > Thank you for your interest in helping fund my loan. This loan is officially approved by the lending club. Please see below notes for clarification on my loan proceeds. I currently hold three credit cards totaling $35,000.00. The payments on all three cards total $1,100.00 at an average interest rate of about 23.50%. This debt is not a cash flow problem as my monthly salary is $15,000.00 per month. I have no student loans and only one car loan at a great 3.50% rate. I have three mortgages on rental properties totaling monthly PITI payments of about $8,000.00 per month. My net rental income on these properties is $10,000 per month, giving me a solid cash flow. The reason for my current balance on the cards was due to recent remodel of a rental property and paying some medical expenses. Because of credit card indebtedness, my credit score dipped from 740 to 680. With that said, the plan is to free up these cards to increase my credit score back over 700 and refinance my recently remodeled rental property at a better interest rate. That refinance will include the payoff of this new loan request. I hope this paints a better picture for you. Thank you for your time and interest. Best Regards,
A credit bureau reported the following information about this borrower member on June 13, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $112,170.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your question. I currently hold three credit cards totaling $35,000.00. The payments on all three cards total $1,100.00 at an average interest rate of about 23.50%. This debt is not a cash flow problem as my monthly salary is $15,000.00 per month. I have no student loans and only one car loan at a great 3.50% rate. I have three mortgages on rental properties totaling monthly PITI payments of about $8,000.00 per month. My net rental income on these properties is $10,000, thus giving me a solid cash flow. The reason for my current balance on the cards was due to recent remodel of a rental property and paying some medical expenses for my newborn. Because of this card indebtedness, my credit score dropped from 740 to 680. With that said, the plan is to free up these cards to increase my credit score back over 700 and refinance my rental property at a better interest rate. That refinance will include the payoff of this new loan request. I hope this paints a better picture for you. Thank you for your time and interest. Best Regards, |
Please explain the reason why you carry a large revolving credit balance. | Thank you for your question. I currently hold three credit cards totaling $35,000.00. The payments on all three cards total $1,100.00 at an average interest rate of about 23.50%. This debt is not a cash flow problem as my monthly salary is $15,000.00 per month. I have no student loans and only one car loan at a great 3.50% rate. I have three mortgages on rental properties totaling monthly PITI payments of about $8,000.00 per month. My net rental income on these properties is $10,000, thus giving me a solid cash flow. The reason for my current balance on the cards was due to recent remodel of a rental property and paying some medical expenses for my newborn. Because of this card indebtedness, my credit score dropped from 740 to 680. With that said, the plan is to free up these cards to increase my credit score back over 700 and refinance my rental property at a better interest rate. That refinance will include the payoff of this new loan request. I hope this paints a better picture for you. Thank you for your time and interest. Best Regards, |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your question. I currently hold three credit cards totaling $35,000.00. The payments on all three cards total $1,100.00 at an average interest rate of about 23.50%. This debt is not a cash flow problem as my monthly salary is $15,000.00 per month. I have no student loans and only one car loan at a great 3.50% rate. I have three mortgages on rental properties totaling monthly PITI payments of about $8,000.00 per month. My net rental income on these properties is $10,000, thus giving me a solid cash flow. The reason for my current balance on the cards was due to recent remodel of a rental property and paying some medical expenses for my newborn. Because of this card indebtedness, my credit score dropped from 740 to 680. With that said, the plan is to free up these cards to increase my credit score back over 700 and refinance my rental property at a better interest rate. That refinance will include the payoff of this new loan request. I hope this paints a better picture for you. Thank you for your time and interest. Best Regards, |
Which debts do you plan to pay off with this loan? | Thank you for your question. I currently hold three credit cards totaling $35,000.00. The payments on all three cards total $1,100.00 at an average interest rate of about 23.50%. This debt is not a cash flow problem as my monthly salary is $15,000.00 per month. I have no student loans and only one car loan at a great 3.50% rate. I have three mortgages on rental properties totaling monthly PITI payments of about $8,000.00 per month. My net rental income on these properties is $10,000, thus giving me a solid cash flow. The reason for my current balance on the cards was due to recent remodel of a rental property and paying some medical expenses for my newborn. Because of this card indebtedness, my credit score dropped from 740 to 680. With that said, the plan is to free up these cards to increase my credit score back over 700 and refinance my rental property at a better interest rate. That refinance will include the payoff of this new loan request. I hope this paints a better picture for you. Thank you for your time and interest. Best Regards, |
Please explain the reason why you carry a large revolving credit balance. | The reason for my current balance on the cards was due to recent remodel of a rental property and paying some medical expenses. Because of credit card indebtedness, my credit score dipped from 740 to 680. With that said, the plan is to free up these cards to increase my credit score back over 700 and refinance my recently remodeled rental property at a better interest rate. That refinance will include the payoff of this new loan request. I hope this paints a better picture for you. Thank you for your time and interest. Best Regards, |
Member Payment Dependent Notes Series 787539
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787539 |
$12,000 |
$10,150 |
8.49% |
1.00% |
June 30, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787539. Member loan 787539 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,160 / month |
Current employer: | Brown University | Debt-to-income ratio: | 23.72% |
Length of employment: | 3 years | Location: | Providence, RI |
Home town: | |||
Current & past employers: | Brown University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > I used lendingclub a few years ago to replace my roof and had a great experience. I am now painting and restoring the siding and trim on my Victorian house. I have quotes and am hoping to finish the exterior renovation this summer
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,483.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current budget for ALL expenses (including this loan) is 75% of take-home pay leaving 25% unallocated (approximately $1,200/mo) for savings, emergencies or other expenses. |
Is the improvement to your primary residence or an investment property? | Primary residence |
What is the estimated current market value of your home? | $250-275k. |
Member Payment Dependent Notes Series 787553
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787553 |
$15,000 |
$15,000 |
13.49% |
1.00% |
June 29, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787553. Member loan 787553 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | barnstable police dept | Debt-to-income ratio: | 13.68% |
Length of employment: | 10+ years | Location: | centerville, MA |
Home town: | |||
Current & past employers: | barnstable police dept | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > debit consolidation
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $3,063.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | visa 3,600.00 balance 100.00 monthly amazon 2800.00 balance 100.00 monthly personal loan 2800.00 balance 137.00 monthly car loan 2000.00 balance 177.00 monthly personal loan 1200.00 balance 126.00 monthly |
Which debts do you plan to pay off with this loan? | all previous listed debts |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | visa 3,600.00 balance 100.00 monthly amazon 2800.00 balance 100.00 monthly personal loan 2800.00 balance 137.00 monthly car loan 2000.00 balance 177.00 monthly personal loan 1200.00 balance 126.00 monthly |
Which debts do you plan to pay off with this loan? | all previous listed debts |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | visa 3,600.00 balance 100.00 monthly amazon 2800.00 balance 100.00 monthly personal loan 2800.00 balance 137.00 monthly car loan 2000.00 balance 177.00 monthly personal loan 1200.00 balance 126.00 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | visa 3,600.00 balance 100.00 monthly amazon 2800.00 balance 100.00 monthly personal loan 2800.00 balance 137.00 monthly car loan 2000.00 balance 177.00 monthly personal loan 1200.00 balance 126.00 monthly |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | monthly expenses are $800.00 rent $110.00 electric $140.00 tv phone internet $300.00 food $80.00 car insurance $90.00 health insurance $230.00 car loan |
Which debts do you plan to pay off with this loan? | all previous listed debts |
What is your intended use for the loan proceeds? | debt consolidation. credit cards, personal loans, and car loan |
Member Payment Dependent Notes Series 787572
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787572 |
$24,000 |
$16,400 |
10.99% |
1.00% |
June 30, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787572. Member loan 787572 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | Asante | Debt-to-income ratio: | 7.14% |
Length of employment: | 5 years | Location: | Grants Pass, OR |
Home town: | |||
Current & past employers: | Asante | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > Garage improvement
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $10,160.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities $250.00, insurance $96, food $500, transportation $160, trailer $168 |
If you have a delinquency in the last 2 years, please explain the reason. | None. |
Please explain the reason why you carry a large revolving credit balance. | No real reason, just have it. |
Is the improvement to your primary residence or an investment property? | Primary |
What is the estimated current market value of your home? | $260,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities $250.00, insurance $96, food $500, transportation $160, trailer $168 |
Member Payment Dependent Notes Series 787625
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787625 |
$20,000 |
$20,000 |
10.99% |
1.00% |
June 29, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787625. Member loan 787625 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,417 / month |
Current employer: | International Paper | Debt-to-income ratio: | 11.57% |
Length of employment: | 8 years | Location: | austin, TX |
Home town: | |||
Current & past employers: | International Paper | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,923.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | First National Bank of Omaha,$12,000.00, 9.99% daily, I pay on average more than the minimum which is $300.00 +. Chase, 8,700.00, 14.99 daily, I also pay more the minimum which is $300.00 +. The rate at which I pay over these two accounts, which is over the minimum is yielding me advantage to reducing the overall balance. I can afford the terms for the loan amount with a realization of a final payment in 36 months. Thank you, Jeff Carter. Thank you. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | First National Bank of Omaha,$12,000.00, 9.99% daily, I pay on average more than the minimum which is $300.00 +. Chase, 8,700.00, 14.99 daily, I also pay more the minimum which is $300.00 +. The rate at which I pay over these two accounts, which is over the minimum is yielding me advantage to reducing the overall balance. I can afford the terms for the loan amount with a realization of a final payment in 36 months. Thank you, Jeff Carter. Thank you. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Traveling now, so these are totals are a very close approximate. $32k. Rates from 9.99 -14.99%. I have 3 reveloving credit accounts with a total balance of $6,500.00 that are 0%. I've always had balances with them and never had to pay interest. |
Member Payment Dependent Notes Series 787700
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787700 |
$22,750 |
$22,750 |
10.99% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787700. Member loan 787700 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Bison Gear and Engineering | Debt-to-income ratio: | 21.69% |
Length of employment: | < 1 year | Location: | Lake in the Hills, IL |
Home town: | |||
Current & past employers: | Bison Gear and Engineering | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $6,570.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | Unfortunately my ???add more details to your loan description??? was held up because I added personal information. The "personal information" was that I am a Mechanical Engineer, and my experience/familiarity with this business is 100% related to my field. I have about 12 years of experience with similar products than the one that I have designed. Thank you for your questions, and please let me know if you have any others! |
Member Payment Dependent Notes Series 787712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787712 |
$25,000 |
$19,625 |
20.62% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787712. Member loan 787712 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Wal-Mart | Debt-to-income ratio: | 22.83% |
Length of employment: | 8 years | Location: | Canton, OH |
Home town: | |||
Current & past employers: | Wal-Mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,042.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent - 300 Cable- 80 Garbage - 19 Sewer - 22 Insurance - 66 Electric - 75 Gas - 20 Phone - 70 Total - $672 |
Please explain the reason why you carry a large revolving credit balance. | My fiance had some unexpected medical expenses My dog was in and out of the vet a few times for surgery I bought an engagement ring for my girlfriend which i am still paying on My fiance was out of work for a few months which put a hinder on my fiancial control |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | AMEX - 1439/13.99%/30 Firstmerit card - 5914/12.49%/148 Wells Fargo card - 1790/0.00%/354 MLB card - 3103/19.24%/79 1st financial card - 7054/15.00%/286 Upromise card - 1848/18.99%/44 Student loan - 14,704/2.9%/199 Car loan - 13,635/10.00%/260 Total monthly payment (before potential loan) - $1400 Total monthly payment (after potential loan) - $1130 |
Which debts do you plan to pay off with this loan? | I plan on paying off my 6 credit cards with a total balance of $21,150 I owe the federal and the state taxes for 2010 with a total of $3024 |
Please explain the reason why you carry a large revolving credit balance. | My fiance had some unexpected medical expenses My dog was in and out of the vet a few times for surgery I bought an engagement ring for my girlfriend which i am still paying on My fiance was out of work for a few months which put a hinder on my fiancial control |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Between 6 credit cards i have a total balance of $21,150 I also own the federal government $1247 for 2010 taxes I also own the state of Ohio $1,776 for 2010 taxes |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | AMEX - 1439/13.99%/30 Firstmerit card - 5914/12.49%/148 Wells Fargo card - 1790/0.00%/354 MLB card - 3103/19.24%/79 1st financial card - 7054/15.00%/286 Upromise card - 1848/18.99%/44 Student loan - 14,704/2.9%/199 Car loan - 13,635/10.00%/260 Total monthly payment (before potential loan) - $1400 Total monthly payment (after potential loan) - $1130 |
Member Payment Dependent Notes Series 787739
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787739 |
$35,000 |
$35,000 |
10.99% |
1.00% |
June 30, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787739. Member loan 787739 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Arris | Debt-to-income ratio: | 7.43% |
Length of employment: | 8 years | Location: | Stone Mountain, GA |
Home town: | |||
Current & past employers: | Arris | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,226.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | property-land for starting business |
Member Payment Dependent Notes Series 787742
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787742 |
$20,000 |
$12,950 |
13.99% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787742. Member loan 787742 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Verso Paper Corp. | Debt-to-income ratio: | 27.76% |
Length of employment: | 10+ years | Location: | Norway, MI |
Home town: | |||
Current & past employers: | Verso Paper Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > Funding from this loan request will help us to consolidate some existing higher interest debt in addition to doing some much needed home improvement projects. I have a good credit history and make payments on time or in advance whenever possible. I've worked for the same company for more than 10 years and feel very confident that it will continue for many years to come. I appreciate your time and consideration.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,808.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage - $900 Utilities (electric, gas, phone, cable, internet, garbage, water, sewer) - $450 Insurance (all) - $500 Groceries & Household Items - $350 Transportation - Less than $100 |
Please explain the reason why you carry a large revolving credit balance. | Over the years I've gotten into the trap of moving money around to take advantage of short term lower interest rates. We've also utilized our credit cards in the past where we should have taken the approach of "if you don't have the money you can't buy it". This is a tough lesson learned. I have two large credit cards that total about $8,000. We've paid them down quite a bit. They are currently at a lower interest rate than this loan is, but my time period with that rate is soon to expire and it will jump up. I have a couple of other smaller cards that we use and pay (Kohl's, JCPenney, Maceys). I try not to carry balances on these, but use them for store discounts. Another card we use is our Credit Union Visa. Its very low interest and gets used for projects or things that we don't necessarily have the cash for at the time (furnace or car repairs). On that one, we use & pay over a few months and/or dump extra cash on it when we have it. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have two larger credit cards that are currently at a 0% interest rate. My time period for those will expire soon and the rate will jump up. I'd like to get them paid off & this loan will help me do that in less time than what it would take otherwise. They total about $8,000. Our home & garage are both in need of a new roof and it should be done before winter. I anticipate that between the roof and a few other minor repairs will cost about $4,000. We have an existing Lending Club Loan that I would pay off with this loan to consolidate the payment and not hit so hard on the monthly cash flow. That loan is at around $6,000. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Local Credit Union - vehicle loan - $6,000 / 6% Local Credit Union - boat loan - unsecured - $3,000 / 11% 2 Credit Cards totaling $8,000 - currently at 0% soon to expire then will jump to 15% Existing Lending Club Loan - $6,000 aprox 1st Mortgage - $68,000 - 5% 2nd Mortgage -$26,000 Credit Union Credit Card - $2,000 - 6.5% JCPenny / Kohl's / Macy's - high interest - use & pay I'm flipping back and forth between my budget spreadsheet & this screen so I think I got everything. Please let me know if I can provide additional information. |
Which debts do you plan to pay off with this loan? | Thank you for your question. I have an exiting Lending Club loan that I will pay off with this one to consolidate the monthly payment and not take too much of a hit on my cash flow. I have two credit cards that total about $8,000. They are currently at 0% interest but that rate is due to expire soon, at which time they will jump to 15%. I would like to pay off those as well. The rest of the loan, assuming its fully funded, will go toward some home repair & maintenance. |
Member Payment Dependent Notes Series 787795
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787795 |
$12,000 |
$8,200 |
17.99% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787795. Member loan 787795 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | V3 | Debt-to-income ratio: | 21.27% |
Length of employment: | < 1 year | Location: | redondo beach , CA |
Home town: | |||
Current & past employers: | V3 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Debt Consolidation Loan, I will use this to pay off my previous Lending club loan as well.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $7,806.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total expenses are about $1900 a month. |
Which debts do you plan to pay off with this loan? | Credit cards and previous lending club loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 11k in credit card debt that I am looking to refinance. My only other debt is my car at 18k. |
Member Payment Dependent Notes Series 787803
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787803 |
$16,200 |
$16,200 |
13.99% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787803. Member loan 787803 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | sysco | Debt-to-income ratio: | 2.52% |
Length of employment: | 1 year | Location: | avon lake, OH |
Home town: | |||
Current & past employers: | sysco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > Using the money to purchase a truck to do local work for a container shipping company.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $2,690.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have had no delinquencies within the past 2 years |
Can you provide some high level financials on the monthly costs / revenue of your business? | Average weekly revenue from $2000 to $3000 a week. Monthly costs will be roughly $2000 to $3000. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1400 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1400 a month |
Please describe your experience/familiarity with the business you are starting/started? | 7 years as a company driver. 5 years in freight delivery and 2 years in food delivery. |
Member Payment Dependent Notes Series 787865
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787865 |
$5,000 |
$5,000 |
7.49% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787865. Member loan 787865 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,008 / month |
Current employer: | Southern Arizona AIDS Foundation | Debt-to-income ratio: | 24.72% |
Length of employment: | 2 years | Location: | Tucson, AZ |
Home town: | |||
Current & past employers: | Southern Arizona AIDS Foundation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > Loan for purchase of a horse. I have worked with my current employer for 2.5 years and currently manage a 5 year project (in year one). I have excellent credit and am dedicated to paying off debt. I never pay bills late and live within my means. I have received another loan through the Lending Club and have the payments automatically debited from my checking account every month. Borrower added on 06/23/11 > Purchasing a horse. Excellent credit history. No late payments. Been at current place of employment for 2.5 years in growing company. Borrower added on 06/28/11 > This will be the second horse I have owned (previous horse owned 2003-2007) and have extensive experience with horse ownership/expense of owning a horse. Borrower added on 06/29/11 > Thank you to all who have invested thus far!
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $8,546.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 787915
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787915 |
$10,000 |
$10,000 |
16.89% |
1.00% |
June 29, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787915. Member loan 787915 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.12% |
Length of employment: | n/a | Location: | Ivins, UT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > To be used for an above ground pool (Dough Boy brand) and backyard landscaping. We have a huge backyard with so much potential and an absolutely awesome view. We are in a very hot part of the country, and enjoy the time we spend in the yard. We pay our obligations on time and with no problems, just don't save as well as we should. We really appreciate your help!! Thank you!
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $1,624.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 56.00% | Months Since Last Record: | 91 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Above ground pool (DoughBoy Brand) and some landscaping for home we purchased 2 months ago. Landscaping in front is finished and wonderful. Large backyard with patches of grass and weeds. We thoroughly enjoy being in the backyard, it's shady in the evening and the view is awesome. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | We just purchased the home 2 months ago. Loan amount was 175,000, interest rate 5%, payments are $1090. |
If you have a public record on file, please briefly explain the event and its resolution. | Discharged Bankruptcy in 2003 (8 yrs ago). My wife and I worked for same company, both lost our jobs. No problems since. |
Member Payment Dependent Notes Series 787951
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
787951 |
$35,000 |
$23,625 |
18.79% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 787951. Member loan 787951 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,094 / month |
Current employer: | U.S. Department of Energy | Debt-to-income ratio: | 3.19% |
Length of employment: | 10+ years | Location: | Upper Marlboro, MD |
Home town: | |||
Current & past employers: | U.S. Department of Energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $12,501.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No deliquency last two years |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage payment $4510 principle and Interest, Insurance $66, Taxes $750 |
What is the home improvement project you are planning? | Finishing the basement |
Is the improvement to your primary residence or an investment property? | Primary Resident |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | $801,000, 4,6%Interest Rare |
Member Payment Dependent Notes Series 788061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788061 |
$7,200 |
$7,200 |
8.49% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788061. Member loan 788061 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | NationsHealth | Debt-to-income ratio: | 6.96% |
Length of employment: | 2 years | Location: | HOLLYWOOD, FL |
Home town: | |||
Current & past employers: | NationsHealth | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > I'm seeking to lower credit card interest rates. I love to save, don't like shopping except for special occasions, and borrow only what I can payoff. I'm very frugal. Please contact me with any questions.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The reason is because I was supporting my loved one on summer vacation + maternity leave for a total of +/- 6 months. Since then, medical bills have been paid full in cash related to the birth. At one point we were saving $2K per month for buying a home instead of paying off my cards, but 2 months ago we decided to wait for at least 3 yrs. So in other words, we truly could pay my balance off but would just rather have the money we currently saved as reserves and transform this revolving debt into a 3 yr note. Be aware that once public schools are back in session and people go back to work, we are budgeting $2,700 x 10 school months each year in savings/investments. Please mind lending club told me I can't give too much specifics regarding marital status, family, income, and job titles so I didn't. Hope this helps. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Please refer to the response I sent. If you can't find it, I'll be happy to answer this question. But from what I remember expenses come about to be approximately $4,500 monthly, which is shared by a working partner. I could only report information pertaining to my financial status, not my partner's. So any monthly cash flow reported to lending club is highly understated. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card #1 - $3200 >20% APR Credit card #2 - $3000 0% interest until Oct then 14% APR Credit card #3 - $650 0% interest for +1 yr (computer purchase) Student loan - $12K, deferred over a yr due to partner's maternity leave. Should kick in this fall. Monthly payments - varies but on avg pay $200 to $300. Minimum payment is definitely below $200, more like under $150 at most. |
Which debts do you plan to pay off with this loan? | To payoff my credit cards. I'm cancelling them once they are paid. I could just payoff my cards with the savings, but would rather pay installments and keep the money. |
Member Payment Dependent Notes Series 788089
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788089 |
$12,000 |
$12,000 |
10.59% |
1.00% |
June 29, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788089. Member loan 788089 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,000 / month |
Current employer: | EYP architects and engineers | Debt-to-income ratio: | 1.71% |
Length of employment: | < 1 year | Location: | SCHENECTADY, NY |
Home town: | |||
Current & past employers: | EYP architects and engineers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > I plan to use the funds on minor renovations to investment properties that I own and to expand my business marketing campaign.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,964.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Minor renovations to some of my investment property to increase income potential. I also plan to expand my marketing campaigns for my real estate investment business. |
Member Payment Dependent Notes Series 788117
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788117 |
$12,000 |
$12,000 |
9.99% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788117. Member loan 788117 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Edward Jones Investments | Debt-to-income ratio: | 11.86% |
Length of employment: | < 1 year | Location: | Montclair, NJ |
Home town: | |||
Current & past employers: | Edward Jones Investments | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > THANK YOU to all of you who are funding my second loan with Lending Club; I cannot be grateful enough for your generosity and support. I am blessed to have been approved of this second loan which I will be using to pay off my first loan with Lending Club, and use the remaining amount for moving expenses and set aside an emergency fund. I have just started a new full time job after months of being under employed, and I am looking to find a place of my own after years of sharing an apartment with a roommate. It's a new beginning for me and it's a fresh start. Hence, the title/name for this loan: NEW BEGINNING. I take pride in my commitment to live a simple life and be responsible and sensible in making right decisions and good choices. Because of this, I am able to maintain a very good standing in credit and in my expenses. I truly appreciate all of you who are willing to help someone like me who's going through life's challenges and surprises while living it fully. Once again, THANK YOU! Borrower added on 06/23/11 > Once again, thank you so much to all of you. It has been such a blessing that there are people like you who are willingness to extend themselves to help. As mentioned in my previous description, this second loan will be used wisely: to pay off first my first loan, to be able to afford moving expenses, and to set aside an emergency fund. My new full time job at a financial firm has also given me insights on how to invest money wisely and I would love to help others as well.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,232.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hello! I will be using this second loan to pay off the remaining balance of my first loan, and the amount left will be for moving expenses and for an emergengy fund. I was under employed for almost a year so I had to use up my savings. I am very responsible disciplined when it comes to paying my bills in a timely manner. I also am a wise spender and not live beyond my means. Thank you! :) |
Member Payment Dependent Notes Series 788120
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788120 |
$15,600 |
$10,975 |
5.99% |
1.00% |
June 30, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788120. Member loan 788120 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,167 / month |
Current employer: | Baycare Health System | Debt-to-income ratio: | 2.61% |
Length of employment: | 10+ years | Location: | Temple Terrace, FL |
Home town: | |||
Current & past employers: | Baycare Health System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > I am selling my home and will owe this amount after the sale. I have worked hard to build and maintain a high credit rating and did not want to consider a short sale because of the negative impact it would have on my credit. My employer for the last 10+ years is in healthcare and is growing as a company along with the healthcare industry. My position with my employer will be stable for many years to come. Every month I put aside money for investment purposes. Redirecting some of that money to the repayment of this loan will not pose any hardships for me.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,363.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 788122
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788122 |
$22,400 |
$22,400 |
12.99% |
1.00% |
June 29, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788122. Member loan 788122 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Hale Aircraft,inc | Debt-to-income ratio: | 14.54% |
Length of employment: | 10+ years | Location: | Newnan, GA |
Home town: | |||
Current & past employers: | Hale Aircraft,inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > A consolidation loan would lower my monthly payments by about $300
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,836.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My monthly mortgage payment is $1285. Insurance and taxes are built in to the payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have about $17,000 in credit card debt (interest rates range from 9 to 13%) and a $3000 personal loan ( 11%). My mortgage balance is about $170,000 (refinanced in 2010 at 4.6%). I currently use about 22% of my available credit on my credit cards. I have an AMEX with a $16,000 limit that typically carries a zero balance. My 3 credit scores range from the 760's to 800. |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit card debt ($17000) and a personal loan ($3000) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $2400 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $2400 |
What is your intended use for the loan proceeds? | Consolidate debt in to one payment |
Member Payment Dependent Notes Series 788131
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788131 |
$30,000 |
$19,825 |
19.29% |
1.00% |
June 30, 2011 |
June 29, 2016 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788131. Member loan 788131 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 0.72% |
Length of employment: | 2 years | Location: | East Windsor, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > Have secured buiness orders from major client, need to complete the order. Already work in process.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $954.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I have been doing this business already. Apparel Wholsale Business. |
What is your intended use for the loan proceeds? | Intended use of loan proceeds is to pay for goods manufactured. |
Please describe your experience/familiarity with the business you are starting/started? | I have been in this industry since I graduated from my graduate school in 1994. I have worked for several well known brands and have manged upto several million dollars businesses. Stepped out on my own in 2003 when the company I worked for was bought out. I am very familiar with the business. |
What do you project your monthly expenses for the first 6 months of your business? | Majority expense is purchasing goods. I work from home as most of my clients are biigger brands and need me to visit them in the NYC. My fixed expenses are minimal. The main category that requires funding is purchasing supplies from overseas or domestic. This varies as some customer open Letter of Credit and some require net terms. In this case the customer is Net 10 terms and I needed the funds to deliver the goods. I hope I am able to answer your questions to your satisfaction. Thanks. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - I work from Home - If take into account of the sapce I use as office then you can consider around $300. Transportation - Going to meetings in the city around 30 dollars per trip two way, 10 meetings per month equals $300 per month. Utilities, phone, insurance, food, etc = Another $500 tops. Hope this answers your question. Thanks. |
Member Payment Dependent Notes Series 788149
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788149 |
$8,000 |
$8,000 |
10.59% |
1.00% |
June 30, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788149. Member loan 788149 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Dito | Debt-to-income ratio: | 10.97% |
Length of employment: | < 1 year | Location: | Horton, MI |
Home town: | |||
Current & past employers: | Dito | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > Looking to consolidate my debt and reduce my credit card accounts. I'm willing to answer any questions you may have! Thanks!
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,652.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 788158
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788158 |
$35,000 |
$24,400 |
15.23% |
1.00% |
June 30, 2011 |
June 29, 2014 |
June 29, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788158. Member loan 788158 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,458 / month |
Current employer: | Whitechapel Gallery | Debt-to-income ratio: | 17.15% |
Length of employment: | 4 years | Location: | CHULA VISTA, CA |
Home town: | |||
Current & past employers: | Whitechapel Gallery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > I would like to consolidate my high-interest credit cards into one lower monthly payment, at a lower interest rate. I have a fairly high credit-debt ratio, which means I'm unable to get traditional loans until I pay off more of my debt. However, I have an impeccable payment history with all my creditors. Borrower added on 06/18/11 > More info which may be helpful when considering funding - I have been paying off my debt steadily over the last few years (largely carried over from college days) and dedicate all extra funds I have at the end of each month to repaying my debts. As I mentioned previously, I have never defaulted on any of my loans, and in fact have never been late with repayments. I work for a mid-sized public sector organization, which means I have excellent job stability. I have had my current job for 4 years and 4 months, and was at my previous job for just under 6 years. Thanks so much for your consideration.
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,430.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Hi there - my total balance is $38,525. Interest rates vary from 18-24%, and my current monthly payments are between $1,200-$1,400. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Thanks for your question, and please see below. As you can see, my credit cards have very interest rates attached! I would like to use a LendingClub loan to consolidate all of the following American Express 1: $16,900, 24.99%, $400 min/month American Express 2: $4,625, 24.99%, $100 min/month Visa: $1,800, 19.99%, $120 min/month Mastercard: $7,020, 19.99%, $250 min/month Mastercard: $1,480, 20.99%, $35 min/month Visa: $7,000, 17.99%, $225 min/month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thanks for the question - on a monthly basis my budget is as follows: rent/all utilities = $680, public transportation = $190, phone = $80, food/going out = $320. I also have a gym membership that is renewed every six months for $360, and the next payment is due in August (I'm very much considering canceling!) |
Member Payment Dependent Notes Series 788178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788178 |
$12,225 |
$12,225 |
7.49% |
1.00% |
June 30, 2011 |
July 3, 2014 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788178. Member loan 788178 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,833 / month |
Current employer: | Green Real Estate Group, LLC | Debt-to-income ratio: | 12.03% |
Length of employment: | 4 years | Location: | Tampa, FL |
Home town: | |||
Current & past employers: | Green Real Estate Group, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $113,674.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The $50k balance is part of a revolving line of credit that I have in conjunction with my business. Because it is personally guaranteed it appears on my credit report. As for the Citi Bank and Amercian Express balances those we paid off using the first installment of funds that I received from Lending Club. This subliminal request is intended to finish the off the consolidation I have planned. |
Member Payment Dependent Notes Series 788259
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788259 |
$17,600 |
$17,600 |
10.59% |
1.00% |
June 29, 2011 |
July 3, 2014 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788259. Member loan 788259 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | John Muir Medical | Debt-to-income ratio: | 13.69% |
Length of employment: | 10+ years | Location: | Fairfield, CA |
Home town: | |||
Current & past employers: | John Muir Medical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $21,001.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | $16823.25 over 4 credit cards. 1st card 22.24% with a monthly min. of $325.00 Second card 23.24% with a monthly min. of 98.00 Third card 22.99% with a monthly min. of 50.00 And a 4th card 14.00% with a monthly min. of $30.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard-$11,017.73 @ 22.24% min. 310.47 Visa- $3391.55 @ 23.24% min. 98.00 Home depot- $1532.66 @ 22.99% min. 50.00 2nd Visa- $896.67 @ 14.00% min. 30.00 |
Member Payment Dependent Notes Series 788280
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788280 |
$12,225 |
$12,225 |
17.49% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788280. Member loan 788280 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Palm Beach Gardens Medical Center | Debt-to-income ratio: | 4.23% |
Length of employment: | < 1 year | Location: | West Palm Beach, FL |
Home town: | |||
Current & past employers: | Palm Beach Gardens Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > I am attempting to obtain this loan to consolidate my credit card debt into a more feasible plan to pay it off.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,950.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 93.00% | Months Since Last Record: | 89 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 788334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788334 |
$14,000 |
$14,000 |
13.49% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788334. Member loan 788334 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | Arch Coal | Debt-to-income ratio: | 17.18% |
Length of employment: | < 1 year | Location: | Bozeman, MT |
Home town: | |||
Current & past employers: | Arch Coal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > - This loan will be used to consolidate some credit card debt that was a result of my last 2 years in college. I did not qualify for as much federal aid as i had hoped and Instead of quitting school, i put the remaining amounts on a credit card. - I have never missed a payment on anything in my life, my credit is proof it. I am the type of borrower that i would want to lend to. - My income exceeds my bills and i hope to have this loan paid off in less than 5 years. - If you have any questions, please ask!
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,885.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent: 400 transportation: 315 utilities: 50 phone: 125 insurance: 130 food: 140 student loans: 540 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent: 400 transportation: 315 utilities: 50 phone: 125 insurance: 130 food: 140 student loans: 540 |
Member Payment Dependent Notes Series 788364
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788364 |
$11,000 |
$11,000 |
7.49% |
1.00% |
June 29, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788364. Member loan 788364 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Town of Scituate | Debt-to-income ratio: | 12.11% |
Length of employment: | 3 years | Location: | Carver, MA |
Home town: | |||
Current & past employers: | Town of Scituate | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > This is debt I acquired six years ago when I was just out of undergrad. I have not used the credit cards in over a year and I eventually want to open my own business - which will not be possible with this debt. I have every intention of paying it off early. I am simply tired of paying such high interest and feeling as though the debt will never go away.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,805.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 788374
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788374 |
$14,000 |
$14,000 |
14.79% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788374. Member loan 788374 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | FEV, INC. | Debt-to-income ratio: | 8.37% |
Length of employment: | < 1 year | Location: | Riverview, MI |
Home town: | |||
Current & past employers: | FEV, INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > Plan to use these fund for a custom motorcycle. No debt only cell phone Monthly budget is 6000 Very stable job. Borrower added on 06/22/11 > funding will be to get the bike home. Credit Union approved already
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,697.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 788395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788395 |
$26,500 |
$26,500 |
22.11% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788395. Member loan 788395 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,800 / month |
Current employer: | United States Coast Guard | Debt-to-income ratio: | 19.67% |
Length of employment: | 5 years | Location: | port monmouth , NJ |
Home town: | |||
Current & past employers: | United States Coast Guard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > The loan will help me consolidate my currents bills into one payment. Borrower added on 06/20/11 > my main purpose is to refinance my credit cards as well as other accumulated debt such as car. I have added the CC amounts and interest rates. The amount owed on my vehicle is 11,750,61 interest rate is 12.9% and my minimum monthy payment is 288 a month. If you have any other questions i would be happy to answer. Borrower added on 06/20/11 > my main purpose is to refinance my credit cards as well as other accumulated debt such as car. I have added the CC amounts and interest rates. The amount owed on my vehicle is 11,750,61 interest rate is 12.9% and my minimum monthy payment is 288 a month. If you have any other questions i would be happy to answer. Borrower added on 06/20/11 > If you check the notes the total minumum payments that i am currently making is more that the minimum payment required for this loan.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,575.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | These are the current accounts that i have and plan on paying off. visa - $9,665.19balance, minimum $302 a month, interest rate is 17.99% visa- $4,452.03 balance, minimum $101 a month, interest rate is 15.99% mastercard - $3,707.35 balance, minimun is $60 a month, and interest rate is 12.990% |
Please explain the reason why you carry a large revolving credit balance. | The large revolving debt is due to a past move and i had helped my parents out. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | my monthy expenses include rent of $800 a month which includes all utilites. My phone bill is $120 a month, car payment of $288 a month, and total credit card bills of $528 a month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | These are the current accounts that i have and plan on paying off. visa - $9,665.19balance, minimum $302 a month, interest rate is 17.99% visa- $4,452.03 balance, minimum $101 a month, interest rate is 15.99% mastercard - $3,707.35 balance, minimun is $60 a month, and interest rate is 12.990% |
What is the total balance of your credit cards, interest rates and current monthly payments? | visa - $9,665.14 total balance, 17.9% interest rate, I pay $300 a month mastercard - $4452.03 total balance, 14.9% interest rate, i pay $127 a month visa - $3707.35 total balance, 12.95 interest rate, i pay $101 a month i also plan to pay my car loan off which i owe 11,750.61, interst rate is 12.9%, and i pay $288 a month |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | visa - $9,665.14 total balance, 17.9% interest rate, I pay $300 a month mastercard - $4452.03 total balance, 14.9% interest rate, i pay $127 a month visa - $3707.35 total balance, 12.95 interest rate, i pay $101 a month i also plan to pay my car loan off which i owe 11,750.61, interst rate is 12.9%, and i pay $288 a month I am currently paying a total of $810 a month with those above bills i plan to pay off with the loan i would wind up paying $733 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are: Rent is $800 which includes utilities transportation is around$ 100 a month Insuranse is $101 a month food is around $130 a month since I just contribute with my roomate to groceries and usually cook at home. My cell phone is $120 a month |
Member Payment Dependent Notes Series 788396
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788396 |
$35,000 |
$22,025 |
18.79% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788396. Member loan 788396 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,333 / month |
Current employer: | US State Department | Debt-to-income ratio: | 7.70% |
Length of employment: | < 1 year | Location: | Anaheim, CA |
Home town: | |||
Current & past employers: | US State Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I plan on utilizing the money to purchase a block of homes in turn I plan on resale to people on land contracts. I can buy homes as cheap as 1000 dollars, with fees and taxes all in at most 2000, and sell on land contract for 10,000. I will require 500-2000 downpayment. I could in theory get back the entire amount with each downpayment as I sell back the properties to individuals. What I come up short, I will pay back with the land contract payments or cover with my other lines of credit that I have on hand incase I want to cash out. I own 5 Homes that generate 24k (net) each year (I have no mortgage on them I own them outright). I have 2 land contracts already that I collect 348 and 276 a month (I used a previous lendingclub loan that I just paid off 1 year early - back in Apr 11). Borrower added on 06/17/11 > What makes me a good borrower is as followed: I have multiple avenues to cover my loans even if my home buying plan doesn't self sustain 1: I have a government job that is secure that makes me 88k/yr 2: Part of my government job benefit is that my housing and all utilities are paid so I have no bills but food and entertainment 3: The residual income from the 24k/year alone could cover it 4: I have lines of credit at about 15k @ less than 10% that I can call upon to cover the loan if needed - which actually depending on how fast I move the properties will start to utilize to reduce on my interest payments Monthly Budget (remember no house or utilty bill - I own my car) "have to" bills: 300.00 - Time share 132.00 - Student loan (7k balance - I'm entitled to have the government pay off the balance in July as part of my benefit) 150.00 - Insurance (car, personal property) 80.00 - Life Insurance (800k - no restricted life insurance, I passed the 2 year mark so I could commit suicide and they would still have to pay) Borrower added on 06/17/11 > I make 88k/year at my job outside of the 24k i already make with my properties. I have no house or utility payments, and I own my car so I have no major "monthly" bills. Borrower added on 06/18/11 > I hold a job, that pays for my housing, and utilities. I own my own car Monthly Budget (remember no house or utilty bill - I own my car) "have to" bills: 300.00 - Time share 132.00 - Student loan 150.00 - Insurance (car, personal property) 80.00 - Life 125.00 - Discover 175.00 - USAA Total: 962.00/mo Bills Lending Club Loan if Funded fully: 950.00/mo 1912.00/mo "required" payments Net from job alone: 5333/mo Net from properties: 2000/mo Net 5412.00/mo
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,897.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have 3 Main credit cards 1. Is an AMEX - this is my charge card, this is my primary revolving balance card that will range from 5k to 15k per month depending on whenever the credit report is pulled vs when I actually pay the charge card (which is every month), but since it is revolving it will always show a balance unless by chance I pay it off and don't spend anything between the time the balance is zero and when AMEX reports that month. 2. USAA - Balance 17.5k out of 18.5k - 8% APR card. I used this to purchase the down payment on my timeshare, plus educational expenses (certification training) - which is why I have my job now 3. Discover - 4k balance, used for a trip I had |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Glad you asked this, hopefully lending club will let me answer and post this on the main page (they said I was giving away "person" information when I put this in the original listing) and I have been trying to tell them this is kind of "critical" information investors need to know. I hold a government job (not military), that pays for my housing, and utilities. I own my own car Monthly Budget (remember no house or utilty bill - I own my car) "have to" bills: 300.00 - Time share 132.00 - Student loan (7k balance - I'm entitled to have the government pay off the balance in July as part of my benefit) 150.00 - Insurance (car, personal property) 80.00 - Life Insurance (800k - no restricted life insurance, I passed the 2 year mark so I could commit suicide and they would still have to pay) 125.00 - Discover 175.00 - USAA Total: 962.00/mo Bills Lending Club Loan if Funded fully: 950.00/mo 1912.00/mo "required" payments Net from job alone: 5333/mo Net from properties: 2000/mo Net 5412.00/mo |
What other sources of financing are you using to purchase the home? | I'm purchasing multiple homes (at tax auction) not just one. Using all lending club for financing. My lines of credit (15k) as backup and second level payment if I need to payoff the loan. I do this because I'm also building my credit, each lending club loan I pay off, shows up on my credit report and makes it go up. If I just use/repay off my credit card yeah I would get a better rate, but less positive affect on credit report. Remember my strategy is to purchase the homes (1k to 2k each), sell them on land contracts for 15k to 20k with 1k to 2k down. If I spend 2k on a house but only get 1k down, that is where my line of credit comes in to cash out the lending club loan, if I decide not to just part of the monthly land contract payments I would get at that point pay it off. |
What is the estimated current market value of the home you intend to purchase? | Remember, more than one home, State will value them at about 30k, which is over valued, they will be valued along the lines of 15 to 20k. Owned free and clear with no back taxes or liens. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Glad you asked this, hopefully lending club will let me answer and post this on the main page (they said I was giving away "person" information when I put this in the original listing) and I have been trying to tell them this is kind of "critical" information investors need to know. I hold a government job (not military), that pays for my housing, and utilities. I own my own car Monthly Budget (remember no house or utilty bill - I own my car) "have to" bills: 300.00 - Time share 132.00 - Student loan (7k balance - I'm entitled to have the government pay off the balance in July as part of my benefit) 150.00 - Insurance (car, personal property) 80.00 - Life Insurance (800k - no restricted life insurance, I passed the 2 year mark so I could commit suicide and they would still have to pay) 125.00 - Discover 175.00 - USAA Total: 962.00/mo Bills Lending Club Loan if Funded fully: 950.00/mo 1912.00/mo "required" payments Net from job alone: 5333/mo Net from properties: 2000/mo Net 5412.00/mo |
Member Payment Dependent Notes Series 788458
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788458 |
$35,000 |
$23,275 |
20.25% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788458. Member loan 788458 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,333 / month |
Current employer: | NYC Health and Hospital Corporation | Debt-to-income ratio: | 11.71% |
Length of employment: | 2 years | Location: | Flushing, NY |
Home town: | |||
Current & past employers: | NYC Health and Hospital Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > Loan consolidation-pay off car loan and personal loan Borrower added on 06/17/11 > I plan using this debt consolidation loan to pay off my unsecured debt and invest the difference. Borrower added on 06/17/11 > I answered 2 questions by an investor Borrower added on 06/20/11 > I work full-time in a stable career position. My credit history reflects that I have paid off all past loans to a 0 balance and pay my bills on time. Borrower added on 06/22/11 > I have job security and want to improve my financial profile so I want to consolidate my bills. Borrower added on 06/28/11 > I am a professional with a secure career position who wants to pay off my bills so that I can become an investor. Borrower added on 06/29/11 > I am a responsible person who has improved my credit through credit monitoring, making my payments on time and paying off my loans.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $11,554.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt Information Creditor Balance Mo, Payment Interest % Personal Loans Greater Metro Federal Credit Union 12, 123 270.00 9.15 CitiBank 6734 220.66 4.00 Lines of Credit Greater Metro Federal Credit Union 2316 58.00 13.25 Citibank 8053 125.00 16.25 Credit Cards HSBC 400 25.00 14.9 Macy???s 1600 53.00 24.5 TOTAL 31,226 751.66 ***Auto Loan: Toyota Pay-off $23,829.27 $565.14/mo 9.49% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The only purpose of the consolidation loan is to pay off my bills. I would pay off each creditor listed in the above answer just submitted totaling $31,226. I would then make one monthly payment over 5 years. I would invest the balance of the funds. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My Monthly Expenses are: Rent- $600 Home Equity Loan-Non-applicable Line of Credit-answered fully in a previous question from an investor regarding bills/creditors (Citibank-$125, Credit Union-$58) Utilities-$130 Auto Insurance-$173 Taxes-deducted from paycheck |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are: Rent- $600 Transportation- $100 Utilities- $130 Phone- $60 Auto Insurance- $173 Food/Groceries- $225 |
Member Payment Dependent Notes Series 788464
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788464 |
$17,000 |
$17,000 |
9.99% |
1.00% |
June 29, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788464. Member loan 788464 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | dept of veterans affairs | Debt-to-income ratio: | 23.46% |
Length of employment: | 8 years | Location: | EDINBURG, TX |
Home town: | |||
Current & past employers: | dept of veterans affairs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I WOULD LIKE TO ADD MORE DETAILS TO MY LOAN.THAT MY PURPOSE IS TO CONSOLIDATE .I HAVE PREVIOUSLY BORROWED WITH YOUR CO.AND PAID MY LOAN OFF.I LIKE HOW CONVIENIENT AND SIMPLE MY LOAN PAYMENT WILL BE AND IT FITS MY BUDGET VERY WELL.MY JOB IS VERY STABLE AND HAVE BEEN FOR 8 YEARS.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $3,563.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | my goal is to pay all my debts it will be so easy for me a one payment, |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I HAVE CREDIT CARDS WHICH THE INT IS 12% AND 18% I PAY $124.00 ON ONE AND $100.00 ON THE OTHER.I HAVE 2 LOANS, I PAY 124.00 ON ONE, AND 245.00 ON THE OTHER.INT RATE ON ONE LOAN 9 PERCENT AND OHER IS 11 PERCENT. I HAVE A CAR NOTE 2.9 APR. BALANCE 6500 PAYOFF.ON THE OTHER LOANS WHICH IS MENTION ON TOP TOTAL 6700.MY CREDIT CARDS TOTAL 3,300.I PAY 487.00 ON MY CAR NOTE PER MONTH.GRAND TOTAL IN DEBT 16,500.00 |
Member Payment Dependent Notes Series 788495
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788495 |
$25,000 |
$17,300 |
15.23% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788495. Member loan 788495 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | Southold town Highway Dept. | Debt-to-income ratio: | 10.53% |
Length of employment: | 10+ years | Location: | Orient, NY |
Home town: | |||
Current & past employers: | Southold town Highway Dept. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $2,895.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $1900.00 everything is included in that |
What is the home improvement project you are planning? | Backyard landscaping and pool project |
Is the improvement to your primary residence or an investment property? | primary residence |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | $278,497.68, interest rate 4.99% payment $ 1,911.99 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1,900.11 taxes and ins. included. utilities & phone $211.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1,900.11 taxes and ins. included. utilities & phone $211.00 |
Member Payment Dependent Notes Series 788563
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788563 |
$14,500 |
$14,500 |
16.49% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788563. Member loan 788563 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Costilla County Clerk | Debt-to-income ratio: | 20.20% |
Length of employment: | 10+ years | Location: | Garcia, CO |
Home town: | |||
Current & past employers: | Costilla County Clerk | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > It is a debt consoladation loan.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $2,597.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | about $850.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | about $17,000. |
Which debts do you plan to pay off with this loan? | Credit cards, Car loan and other personal loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $850.00 |
Please explain the reason why you carry a large revolving credit balance. | At the time i thought it was good idea |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I would pay all my larger loans |
Member Payment Dependent Notes Series 788571
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788571 |
$25,000 |
$25,000 |
13.49% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788571. Member loan 788571 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.42% |
Length of employment: | 10+ years | Location: | Exton, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > The purpose of this loan is for debt consolidation. Between a wedding and a car that required far too many repairs for too many years I have gotten into debt. I have gotten rid of the troublesome vehicle and have all repairs paid for (by the dealer) for the next six years for the new vehicle. I intend to pay off all debt with this loan and end the "treading water" process of credit card payments once and for all.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,697.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1237 - mortgage $377 - car $148 - phone $130 - sewer paid quarterly (roughly $43 per month) $25 - life insurance |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1237 - mortgage $377 - car $148 - phone $130 - sewer paid quarterly (roughly $43 per month) $25 - life insurance |
Member Payment Dependent Notes Series 788585
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788585 |
$23,750 |
$23,750 |
12.99% |
1.00% |
June 30, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788585. Member loan 788585 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Los Gatos Saratoga High School District | Debt-to-income ratio: | 15.57% |
Length of employment: | 10+ years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Los Gatos Saratoga High School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1970 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $30,375.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 788784
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788784 |
$24,000 |
$24,000 |
7.49% |
1.00% |
June 30, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788784. Member loan 788784 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Openlink | Debt-to-income ratio: | 11.29% |
Length of employment: | 9 years | Location: | The Woodlands, TX |
Home town: | |||
Current & past employers: | Openlink | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > Building a pool, paying half cash, financing the other half.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,062.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 788824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788824 |
$35,000 |
$35,000 |
16.89% |
1.00% |
June 30, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788824. Member loan 788824 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,417 / month |
Current employer: | Radius health care center | Debt-to-income ratio: | 18.64% |
Length of employment: | 6 years | Location: | peabody, MA |
Home town: | |||
Current & past employers: | Radius health care center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 1 |
Revolving Credit Balance: | $3,392.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I paying a mortgage=1809(mortgage+escrow+condo fee). all house whole expense estimate =500(electric+cellphone+cable+car insure) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I only have the loan from lending club=560.18. That I will use this pay off and only have one payment from this loan that will be use to pay for school. |
Which debts do you plan to pay off with this loan? | I only have the loan from lending club=560.18. That I will use this pay off and only have one payment from this loan that will be use to pay for school. |
What is your intended use for the loan proceeds? | I only have the loan from lending club=560.18. That I will use this pay off and only have one payment from this loan that will be use to pay for school. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have delinquency |
Member Payment Dependent Notes Series 788890
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788890 |
$20,000 |
$20,000 |
16.89% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788890. Member loan 788890 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $18,750 / month |
Current employer: | BNP Paribas | Debt-to-income ratio: | 10.99% |
Length of employment: | 10+ years | Location: | Antioch, CA |
Home town: | |||
Current & past employers: | BNP Paribas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > PAY OFF CREDIT CARDS Borrower added on 06/02/11 > PAY OFF CREDIT CARDS
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $15,811.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan? | Consolidate debt |
Please provide additional details regarding the purpose of the loan? | Consolidate debt |
Member Payment Dependent Notes Series 788919
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788919 |
$18,225 |
$18,225 |
13.99% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788919. Member loan 788919 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Verizon Wireless | Debt-to-income ratio: | 26.21% |
Length of employment: | 6 years | Location: | Sugar Grove, OH |
Home town: | |||
Current & past employers: | Verizon Wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,909.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Well Fargo, M&T Bank & Chase |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Own home Mortgage payment is 1034 including taxes & insurance, utilities 175.00 Gas & Electric, Phone is 68.00, Food Budget is 250.00, Insurance for Autos is 200.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Balance on Wells Fargo is 6,000 rate is 23%, Chase balance is 4500 Rate is 13%, Capital One balance 3400 rate is 22%, Key Bank Visa balance is 9,000 rate is 9.9% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Own home Mortgage payment is 1034 including taxes & insurance, utilities 175.00 Gas & Electric, Phone is 68.00, Food Budget is 250.00, Insurance for Autos is 200.00 |
Please explain the reason why you carry a large revolving credit balance. | Don't use them anymore, in process of payoff all my debt. Have paid off over $10,000 this year and I buy everything in cash. I have not charged anything on credit for over a year. Working to become debt free. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off higher rate cards and this will give me about $150.00 more in cash flow a month. In the process of working to become debt free. Have already paid off $10,000 in debt this year and working to free up more money to snowball my other debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Balance on Wells Fargo is 6,000 rate is 23%, Chase balance is 4500 Rate is 13%, Capital One balance 3400 rate is 22%, Key Bank Visa balance is 9,000 rate is 9.9% |
Which debts do you plan to pay off with this loan? | Well Fargo, M&T Bank & Chase |
Member Payment Dependent Notes Series 788925
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788925 |
$24,000 |
$24,000 |
17.99% |
1.00% |
June 29, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788925. Member loan 788925 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,667 / month |
Current employer: | Walmart DC 6069 | Debt-to-income ratio: | 18.19% |
Length of employment: | 10+ years | Location: | Vienna , MO |
Home town: | |||
Current & past employers: | Walmart DC 6069 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > This is will be my second loan through lending club. This company and all the investors have really been a blessing. Thanks.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $14,058.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I actually own my own house and 7 acres that go with it. I have had it appraised a couple years ago and it is about 75000$. As far as the utilities, around 350 for everything else. Taxes are 450'a year. |
Please explain the reason why you carry a large revolving credit balance. | Well, I guess it's kinda like a snowballing effect. I got one card and then another, made minimum payments and before I knew it I was in trouble. But this loan will pay off everything and make life slot easier. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I own about 22,000 in credit cards and revolving accounts. The interests rates are pretty high on most of them. Close to 30%. I make 800 monthly payment totall to all the cards trying to pay down faster. |
Which debts do you plan to pay off with this loan? | My plan ,if I get fully funded, is to pay off all Credit cards and revolving credit cards. They will not be used any more. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Utlilites and transportation are around 550 a month. Some months are less. |
Member Payment Dependent Notes Series 788929
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788929 |
$32,000 |
$32,000 |
10.99% |
1.00% |
June 30, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788929. Member loan 788929 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | USAF | Debt-to-income ratio: | 19.94% |
Length of employment: | 10+ years | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Using this loan to consolidate credit card debt and finish some home improvements to sell my home in Omaha. I'm currently in the USAF and was moved from Omaha (where I own my home and am currently renting it to friends) to San Antonio, TX. Made significant home repairs (replaced all flooring, refinished 2 bathrooms, replaced some wiring), and used my credit cards. Would like to consolidate that debt and have one payment per month, which is well within my means to pay off early.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $16,355.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Used my credit cards to refinish my home. |
Please provide additional details regarding the purpose of the loan | I'm using this loan as both a debt consolidation loan and a loan for an investment opportunity that's come up with some real estate. |
Member Payment Dependent Notes Series 788944
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788944 |
$3,000 |
$3,000 |
5.99% |
1.00% |
June 29, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788944. Member loan 788944 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,458 / month |
Current employer: | Oncology Specialists | Debt-to-income ratio: | 22.55% |
Length of employment: | 10+ years | Location: | addison, IL |
Home town: | |||
Current & past employers: | Oncology Specialists | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > car loan
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,979.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 788954
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788954 |
$20,050 |
$20,050 |
19.29% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788954. Member loan 788954 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,704 / month |
Current employer: | MDOn-line | Debt-to-income ratio: | 21.73% |
Length of employment: | 1 year | Location: | Surprise, AZ |
Home town: | |||
Current & past employers: | MDOn-line | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Wanting to consolodate debt into 1 easy payment per month. Borrower added on 06/29/11 > Thank you to all my current investors. Hoping to get this fully funded before it expires. This will consolidate 3 bills and save me $90 per month. Please help.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $27,968.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent. I work from home. Drive about 10 miles per day. Utilites including phone appox 800. Insurance = 150, Food $400 |
Member Payment Dependent Notes Series 788963
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788963 |
$20,675 |
$20,675 |
6.99% |
1.00% |
June 30, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788963. Member loan 788963 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | Florida Hospital Zephyrhills | Debt-to-income ratio: | 8.27% |
Length of employment: | 7 years | Location: | Zephyhills, FL |
Home town: | |||
Current & past employers: | Florida Hospital Zephyrhills | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > Funds are for online auction on foreclosed house next door to mine. If i win the Auction, then I need the money on June 29. If I do not win the auction, then I will return the money on or before July 5 and pay the first month's worth of interest. If the funds arrive after June 29, then I will not be able to bid on the house. Please expedite the approval and transfer of funds.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $3,791.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 788969
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
788969 |
$5,400 |
$5,400 |
7.49% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 788969. Member loan 788969 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Guy Conti Art & Design Inc | Debt-to-income ratio: | 4.86% |
Length of employment: | 4 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Guy Conti Art & Design Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > To bridge an unexpected tuition gap during my college years, I took out two small private loans at unfavorable interest rates. My loan from Lending Club will pay the remainders of both off, ridding me of the twin specters of Wells-Fargo and Discover Financial forever!
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $5,010.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total current expenses are about $1500. (I live in NY, with a roommate, and no car.) |
Which debts do you plan to pay off with this loan? | A private student loan that I took out during my undergraduate years and a credit card that I used to pay my last bit of outstanding tuition for my recently completed graduate degree. One is at 9% interest and one at 15%. |
Member Payment Dependent Notes Series 789015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789015 |
$8,000 |
$8,000 |
7.49% |
1.00% |
June 30, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789015. Member loan 789015 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,250 / month |
Current employer: | r&r sheetmetal | Debt-to-income ratio: | 13.03% |
Length of employment: | 10+ years | Location: | hesperia, CA |
Home town: | |||
Current & past employers: | r&r sheetmetal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,150.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 789053
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789053 |
$10,000 |
$10,000 |
6.99% |
1.00% |
June 30, 2011 |
July 3, 2014 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789053. Member loan 789053 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Wells Fargo Bank | Debt-to-income ratio: | 27.92% |
Length of employment: | 1 year | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | Wells Fargo Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/19/11 > Purchased a short-sale home, doing some renovations. Borrower added on 06/19/11 > Purchased a short-sale home; doing some renovations.
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,230.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 789121
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789121 |
$25,000 |
$25,000 |
7.49% |
1.00% |
June 30, 2011 |
June 30, 2014 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789121. Member loan 789121 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Roper Hospital | Debt-to-income ratio: | 8.00% |
Length of employment: | 3 years | Location: | Charleston, SC |
Home town: | |||
Current & past employers: | Roper Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > Installation of inground swimming pool
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $685.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx $2500 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | approx. $1750 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | mortgage = 1260.03/month which includes: 957.58 for principle 302.45 for escrow (72.84 for PMI, 229.61 for taxes & insurance) Insurance = 1383.00/year Property tax = 1180/year for 2010 |
What is the estimated current market value of your home? | 198,000 |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | mortgage balance = 173,200 monthly payment = 1260 |
Is the improvement to your primary residence or an investment property? | primary residence |
Member Payment Dependent Notes Series 789281
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789281 |
$14,125 |
$14,125 |
16.49% |
1.00% |
July 1, 2011 |
July 9, 2016 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789281. Member loan 789281 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Walmart | Debt-to-income ratio: | 23.52% |
Length of employment: | 10+ years | Location: | Warner Robins, GA |
Home town: | |||
Current & past employers: | Walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $7,686.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 953.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citifinancial, $239.47, 8,658.91, 23.99 Chase, $80.00, 2,300, 22% USAA, $70.00, 11% USAA, $239.36, 11,300.00, 9% |
Which debts do you plan to pay off with this loan? | Citifinancial |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 350.00 |
Please explain the reason why you carry a large revolving credit balance. | Education loan and expenses. |
If you have a delinquency in the last 2 years, please explain the reason. | Defered education long misunderstanding when payment was scheduled to start. Account is current and being paid on time. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Reduce interest rate and eduction expenses. |
Member Payment Dependent Notes Series 789305
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789305 |
$12,800 |
$12,800 |
12.99% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789305. Member loan 789305 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Compassion International | Debt-to-income ratio: | 20.32% |
Length of employment: | 8 years | Location: | Colorado Springs, CO |
Home town: | |||
Current & past employers: | Compassion International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/16/11 > Lending Club has helped me rapidly consolidate and rapidly pay off long-term debt. This loan will consolidate more loans and help me accelerate the process. While it is a 5 year loan, I expect to have it paid off in 18 months.
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $11,818.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 789335
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789335 |
$35,000 |
$35,000 |
16.89% |
1.00% |
June 30, 2011 |
June 30, 2016 |
June 30, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789335. Member loan 789335 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | frontier communications | Debt-to-income ratio: | 14.73% |
Length of employment: | 10+ years | Location: | bruceton mills, WV |
Home town: | |||
Current & past employers: | frontier communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > THIS LOAN IS TO CONSOLIDATE SEVERAL LOANS INTO ONE LOWER PAYMENT
A credit bureau reported the following information about this borrower member on June 16, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,893.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 6 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | my first lending club loan, 2 car loans |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage-185,980@1,392 a month, Cars-25,000@ 506.00 a month, Lending club- 13,681@517.00 a month, CC-5,500@400.00 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage-185,980@1,392 a month, Cars-25,000@ 506.00 a month, Lending club- 13,681@517.00 a month, CC-5,500@400.00 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage-185,980@1,392 a month, Cars-25,000@ 506.00 a month, Lending club- 13,681@517.00 a month, CC-5,500@400.00 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage-185,980@1,392 a month, Cars-25,000@ 506.00 a month, Lending club- 13,681@517.00 a month, CC-5,500@400.00 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage -1378.00, 0-transportation (company vehicle for work), 315.00-utilities, 213.00- insurance, 450.00-food |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | my first lending club loan- 13,200.00 @ 515.00 a month, 2-car loans for 25,00 @ 508.00 a month. I also have savings to put toward the difference |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | my first lending club loan- 13,200.00 @ 515.00 a month, 2-car loans for 25,00 @ 508.00 a month. I also have savings to put toward the difference |
Member Payment Dependent Notes Series 789527
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789527 |
$9,000 |
$9,000 |
10.59% |
1.00% |
June 29, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789527. Member loan 789527 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Saks | Debt-to-income ratio: | 17.85% |
Length of employment: | 2 years | Location: | Beachwood, OH |
Home town: | |||
Current & past employers: | Saks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Hello, this loan is going to be to decrease my interest rates on my current credit card accounts. I have never been late on any payments in my life, and intend on paying this loan on time. I am a very responsible borrower and will not let you down. Thanks, Borrower added on 06/23/11 > If anyone has any questions please let me know! Borrower added on 06/27/11 > I know I only have 4 days left, but I want the investors to know how much this loan is going to help get rid of my credit card accounts at a much lower interest rate. Please help fund my loan. Thanks all
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $2,676.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi sure no problem. Here is the breakdown. Monthly net income: $4000 Housing: $800 Insurance: $200 Car expenses: $290 Utilities: $100 Phone, cable, internet: $90 Food, entertainment: $300 Clothing, household expenses: $150 Credit cards and other loans: $350 |
If you have a delinquency in the last 2 years, please explain the reason. | Hey it's funny you should ask that. I forgot to pay one of my small Chase credit cards back in 2009. My mother had a brain tumor the size of a tennis ball and that month I forgot to pay. I followed up the next month with a payment 4 times the normal size. I will not let it happen again. |
If you have a delinquency in the last 2 years, please explain the reason. | Hey it's funny you should ask that. I forgot to pay one of my small Chase credit cards back in 2009. My mother had a brain tumor the size of a tennis ball and that month I forgot to pay. I followed up the next month with a payment 4 times the normal size. I will not let it happen again. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi sure no problem. Here is the breakdown. Monthly net income: $4000 Housing: $800 Insurance: $200 Car expenses: $290 Utilities: $100 Phone, cable, internet: $90 Food, entertainment: $300 Clothing, household expenses: $150 Credit cards and other loans: $350 |
Member Payment Dependent Notes Series 789559
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789559 |
$18,000 |
$18,000 |
10.99% |
1.00% |
June 29, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789559. Member loan 789559 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Momentum Consulting Corp. | Debt-to-income ratio: | 10.40% |
Length of employment: | < 1 year | Location: | Coral Gables, FL |
Home town: | |||
Current & past employers: | Momentum Consulting Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > I work in the computer software development consulting sector. The traditional banks have been raising interest rates on my credit cards over the last few years. In one case it has risen to 29.99% because a payment supposedly arrived one day late. They waived the late payment fee but would do nothing about the rate change. I will use this loan to consolidate the credit card debt into one monthly payment. Thank you for your consideration.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,082.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My share of the monthly household expenses is ~$4,500. |
Please explain the reason why you carry a large revolving credit balance. | During the housing boom, we opened a HELOC that had a credit line of $75,000 to do some home improvements. We replaced the roof on our home for ~$30,000 that we have been paying at a very low interest rate (5%). Along came the housing bubble so the bank froze the loan. Unfortunately even though the account is frozen, the credit still shows in the report. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The only purpose of this loan is to consolidate credit card debt in to one account at a much lower interest rate. |
Which debts do you plan to pay off with this loan? | $18,000 in balances across 6 credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage Payment: $2,000 / Balance: $375K @ 6% HELOC Payment: $125 / Balance: $30K @ 5% Credit Card Payments: ~$600 / Balance: ~$18,000 @ 15% - 30% |
Which debts do you plan to pay off with this loan? | $18,000 in balances across 6 credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage Payment: $2,000 / Balance: $375K @ 6% HELOC Payment: $125 / Balance: $30K @ 5% Credit Card Payments: ~$600 / Balance: ~$18,000 @ 15% - 30% |
Member Payment Dependent Notes Series 789578
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789578 |
$30,000 |
$30,000 |
19.69% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789578. Member loan 789578 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | McLarens Young International | Debt-to-income ratio: | 21.91% |
Length of employment: | 10+ years | Location: | Palos Heights, IL |
Home town: | |||
Current & past employers: | McLarens Young International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1973 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,530.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | My current Lending Club loan. Several Credit card balances |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a motgage at 7%; monthly payment of $1,400 Credit cards at 18% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2,400 -- $2,500 |
Please explain the reason why you carry a large revolving credit balance. | I have a number of expenses including some related to expenses I incur relative to my work. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off my existing Leading Club loan balance Pay off of a number of existing credit card balances Home improvement need |
Member Payment Dependent Notes Series 789637
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789637 |
$6,000 |
$6,000 |
11.49% |
1.00% |
June 30, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789637. Member loan 789637 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Cyber International Technologies | Debt-to-income ratio: | 4.36% |
Length of employment: | < 1 year | Location: | Westport, CT |
Home town: | |||
Current & past employers: | Cyber International Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Capital One Rate => Lending Club Rate = :)
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 789771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789771 |
$35,000 |
$35,000 |
17.99% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789771. Member loan 789771 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Deutsche Bank | Debt-to-income ratio: | 2.56% |
Length of employment: | < 1 year | Location: | Hastings on Hudson, NY |
Home town: | |||
Current & past employers: | Deutsche Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > I have excellent credit and would like to consolidate my debts of aprox 20,000. I would also like to take advantage of this liquidity opportunity and low interest rate since I recently moved.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,479.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | aprox 2700 per month, 2k rent, .~4k (phone/utilitiesgym), ~.2-.4k other |
Which debts do you plan to pay off with this loan? | All credit card debts would be paid off with this loan leaving me with roughly 10,000 in liquidity. Some of which (~3,000) I would like to purchase new furniture with. |
Member Payment Dependent Notes Series 789806
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789806 |
$35,000 |
$35,000 |
10.99% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789806. Member loan 789806 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Fifth Third Bank | Debt-to-income ratio: | 3.83% |
Length of employment: | 6 years | Location: | Loveland, OH |
Home town: | |||
Current & past employers: | Fifth Third Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Pool purchase - Aquarian Pools & Spas
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is this for a home improvement you have already made, or one that you are planning to make? | This is for an improvement that we will be making only if full funding is received. It has not yet been started - only estimates and drawings have been obtained. |
What is the home improvement project you are planning? | The improvement is for a swimming pool to be added to our property. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan would be for one purpose, the adding of a swimming pool to our property. The funds will be used entirely for the pool, fencing, concrete and equipment. |
What is the estimated current market value of your home? | $147,000 - $157,000. |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance approx $121,000. Monthly payment - $1,229.00 includes taxes and insurance. No 2nd mortgage or HELOCs |
Member Payment Dependent Notes Series 789827
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789827 |
$13,150 |
$13,150 |
15.99% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789827. Member loan 789827 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,792 / month |
Current employer: | RBS Data Services | Debt-to-income ratio: | 16.55% |
Length of employment: | 6 years | Location: | Saint Petersburg, FL |
Home town: | |||
Current & past employers: | RBS Data Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > I participated in the "credit boom" of the 2000's and since tightening my belt a few years ago have been successfully decreasing my debt burden. My goal is to be free of revolving debt at the close of this loan. I have a stable job and I'm committed to eliminating my debt so I can join the ranks of lenders on LendingClub. If you fund this loan, you can be assured I will pay promptly until the loan is paid in full.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $39,904.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Citi Cards ($6053.47 at 29.74% APR) and Chase ($6442.34 at 19.24% APR) |
Please explain the reason why you carry a large revolving credit balance. | The reason was not becoming financially responsible until I was in my 30's. My total credit balance increased every year until 2007. Since then it's decreased every year. Financially I'm in the black and headed toward my goal of no revolving debt. This loan is all about refinancing at a lower APR. |
If you have a delinquency in the last 2 years, please explain the reason. | I've had no delinquencies in the past two years. |
Member Payment Dependent Notes Series 789835
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789835 |
$30,000 |
$30,000 |
15.23% |
1.00% |
June 30, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789835. Member loan 789835 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,667 / month |
Current employer: | YMCA of the USA | Debt-to-income ratio: | 16.90% |
Length of employment: | 6 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | YMCA of the USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > This loan is to be used to consolidate (any pay off) three credit card debts: Bank of America, LL Bean/Barclays, Chase.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,216.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debts that I wish to consolidate: - BoA/$15,800/$500 mo./19.24% - LL Bean-Barclay/$10,000/$400 mo./13.99% - Chase/$5,000/$250 mo./13.24% Debts that I do NOT wish to consolidate: - BoA/$16,500/$500 mo./14.24% - DoE/$21,000/$250 mo./3.02% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not have rent/mortgage payments. Expenses -- other than those related to credit cards -- are: Groceries/Sundries: $300 Medical: $100 Utilities: $150 IRA/Savings: $400 Restaurant/Entertainment: $200 Transportation: $100 |
Please explain the reason why you carry a large revolving credit balance. | The credit balances are the result of medical expenses incurred by a family member, which I helped to pay. |
Member Payment Dependent Notes Series 789847
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789847 |
$28,000 |
$28,000 |
15.62% |
1.00% |
June 30, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789847. Member loan 789847 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Meebo Inc | Debt-to-income ratio: | 11.64% |
Length of employment: | < 1 year | Location: | Mountain View, CA |
Home town: | |||
Current & past employers: | Meebo Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Walking around a beautiful and safe neighbourhood I noticed a house that had a foreclosure notice. Called immediately and found out the house is selling for under $30k. Bought it with credit cards, remodeled it - it became a beautiful property that Zillow prices at 3x my investment (it's a small house, no garage, no basement - perfect for renters). The house is a 1/4 mile away from one of the best hospital systems in the state, between multiple very large state universities (10 mile radius) and is 1 block away from one of the cutest downtown areas of the greater metropolitan area. Renters are scheduled to move in in the beginning of July. Rent from the house will cover exactly 90% of the monthly payments for this loan. The loan will cover 100% of my debt (accumulated exclusively by this unusual purchase).
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,061.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | (mortgage, utilities, insurance, taxes) = 1/3 of family income (groceries, transportation, automotive, health, etc) = 1/3 (paying off debt accumulated through thin investment) = 1/3 This loan through Lending Club would eliminate 100% of my debt (except mortgage). |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The LedingClub loan would pay off 100% of my credit card debt. I would have no unsecured debt. The only substantial monthly bill remaining (besides the loan itself) would be mortgage on my current homestead. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of all my unsecured debt will be 100% covered by this loan. The payments for this loan would be lower than the amount I am paying every month (cumulative) to credit card issuers. This LendingClub loan would allow me to pay off 100% of my unsecured debt in significantly shorter time with significantly lower payments. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total monthly payments for all unsecured debt is higher than what the monthly payment for this LendingClub loan. The loan would pay off my entire unsecured debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around 75% of family income goes to cover rent, transportation, utilities, phone, insurance, food and everything else including current payments for credit card debt. After this loan is approved the loan will cover 100% of my debt and payments. Payments for this loan will be the same amount as current payments I am making on credit card debt. |
Member Payment Dependent Notes Series 789859
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789859 |
$35,000 |
$35,000 |
18.79% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789859. Member loan 789859 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Corner Stone Brands | Debt-to-income ratio: | 16.52% |
Length of employment: | < 1 year | Location: | Grove city, OH |
Home town: | |||
Current & past employers: | Corner Stone Brands | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > We plan to use the funds to install a new pool in our backyard. What makes me a good borrower is I manage my money very well and have a high credit score. The only debt I currently have is a mortgage and two car payments. My monthly budget for the pool is $1500.00. I'm well under that. My job is very stable. We are experiencing double digit growth for the last two years. Borrower added on 06/25/11 > The amount being requested I have in my savings acount. I just prefer the line of credit.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $561.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 789864
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789864 |
$24,000 |
$24,000 |
21.36% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789864. Member loan 789864 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,768 / month |
Current employer: | HUD-Dept of Housing Urban Development | Debt-to-income ratio: | 21.90% |
Length of employment: | 10+ years | Location: | Upper Marlboro, MD |
Home town: | |||
Current & past employers: | HUD-Dept of Housing Urban Development | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > I'm trying to consolidate my debt so I can help pay off my son's student loans more quickly. This loan will truly help in my long term goals and very much needed. Thank you! Borrower added on 06/20/11 > I'm very responsible paying my debts and always pay on time including my mortgage. I have been a federal government employee for 10 years and currently have a six figure income with a recent raise. I would like to consolidate my bills so I can have one payment instead of paying high interest rates and have debt paid off in 5 years or less.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,714.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 63.20% | Months Since Last Record: | 87 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Bankruptcy due to loss of wages. Discharged in 2004. Not a good period in my life. Have since been employed with Federal Government and I now make a six figure income. |
Please explain the reason why you carry a large revolving credit balance. | Supported mom during a medical crisis. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage - $2,089 Yearly Homeowners Ins - $560 Taxes - $3,600 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards - $20,000 (balance of all debt) Student Loan - $614 Mortgage - $2,089 Car Note - $397 |
Which debts do you plan to pay off with this loan? | All except student loan. |
If you have a public record on file, please briefly explain the event and its resolution. | Bankruptcy due to loss of wages. Discharged in 2004. Not a good period in my life. Have since been employed with Federal Government and I now make a six figure income. |
Member Payment Dependent Notes Series 789885
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789885 |
$2,200 |
$2,200 |
8.49% |
1.00% |
June 29, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789885. Member loan 789885 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,583 / month |
Current employer: | Cooper University Hospital | Debt-to-income ratio: | 16.37% |
Length of employment: | 10+ years | Location: | Chesterfield, NJ |
Home town: | |||
Current & past employers: | Cooper University Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > I am using the loan for vacation, but plan to repay the money back earlier that the three years-- did not want to put it on a credit card with high interest rates. I have a very stable job in the medical field and have always payed my bills on time if not early.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $62,118.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 789971
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789971 |
$15,000 |
$15,000 |
6.99% |
1.00% |
June 30, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789971. Member loan 789971 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Siemens | Debt-to-income ratio: | 18.88% |
Length of employment: | 5 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Siemens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,011.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have any debt payments other than the loan I already have with LC that is paid for by the person I got it for- im just lowering the payment as offered by LC in an email they sent me. I rent out the house I own. I pay my half of rent, $800, my phone and food. |
Member Payment Dependent Notes Series 789977
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
789977 |
$28,000 |
$28,000 |
22.11% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 789977. Member loan 789977 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,333 / month |
Current employer: | Dept of Justice | Debt-to-income ratio: | 12.71% |
Length of employment: | 10+ years | Location: | Upper Marlboro, MD |
Home town: | |||
Current & past employers: | Dept of Justice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > I am planning to use the funds to consolidate my debt.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $50,192.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | none |
Member Payment Dependent Notes Series 790021
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790021 |
$28,750 |
$28,750 |
11.99% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790021. Member loan 790021 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,292 / month |
Current employer: | City of Columbiana | Debt-to-income ratio: | 2.40% |
Length of employment: | 10+ years | Location: | Columbiana, OH |
Home town: | |||
Current & past employers: | City of Columbiana | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > I want to convert a 25 year home equity loan for $29,000 at 14.75% to a personal loan so I can get it paid off in 5 years. I have 18 years left on it. Having just refinanced my primary mortgage, the new payment on that mortgage and the payment on this loan will be almost the same as I am paying now for the 2 mortgages.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,608.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Currently my first mortgage payment is $954.66 (this includes taxes and insurance) and the Equity Loan payment is $365.83. When the refinance is done next month my new mortgage payment with taxes and insurance will be approximately $700.00. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage - $118,450; Equity Loan - $27,500; Visa - $1,300 (will be paid of by end of July); MasterCard - $6,600 (will be paid off by the end of the year). No other debts. |
Which debts do you plan to pay off with this loan? | I have a 2nd mortgage that has approximately 19 years left on it. This loan has a balance of $27,4923 and a rate of 14.75%. I want to pay it off with a personal loan so it will be gone in 5 years or less and it will save me a substantial amount in interest payments. |
What is your intended use for the loan proceeds? | I have a 2nd mortgage that has approximately 19 years left on it. This loan has a balance of $27,4923 and a rate of 14.75%. I want to pay it off with a personal loan so it will be gone in 5 years or less and it will save me a substantial amount in interest payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage - $118,450; Equity Loan - $27,500; Visa - $1,300 (will be paid of by end of July); MasterCard - $6,600 (will be paid off by the end of the year). No other debts. |
Which debts do you plan to pay off with this loan? | I have a 2nd mortgage that has approximately 19 years left on it. This loan has a balance of $27,4923 and a rate of 14.75%. I want to pay it off with a personal loan so it will be gone in 5 years or less and it will save me a substantial amount in interest payments. |
Member Payment Dependent Notes Series 790036
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790036 |
$19,000 |
$19,000 |
11.99% |
1.00% |
June 29, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790036. Member loan 790036 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Atlantic Business Products | Debt-to-income ratio: | 9.99% |
Length of employment: | 4 years | Location: | brick, NJ |
Home town: | |||
Current & past employers: | Atlantic Business Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $17,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | The three credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Other than mortgage and car loan Approx: Cap one card 4k at 18% Bank of America 7k at16% US Bank at 7k at 18% Thank you for your investment consideration. Kevin |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Other than mortgage and car loan Approx: Cap one card 4k at 18% Bank of America 7k at16% US Bank at 7k at 18% Thank you for your investment consideration. Kevin |
Please explain the reason why you carry a large revolving credit balance. | Due to bad financial planning after buying my ex out of our home two years ago. Recently put a better plan together which includes a 10k raise from work. This plan allows for a 36 month roadmap to being free of debt, except mortgage and car loan. Thank you for your investment consideration. Kevin |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Other than mortgage and car loan Approx: Cap one card 4k at 18% Bank of America 7k at16% US Bank at 7k at 18% Thank you for your investment consideration. Kevin |
Member Payment Dependent Notes Series 790088
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790088 |
$35,000 |
$35,000 |
15.99% |
1.00% |
June 30, 2011 |
July 1, 2016 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790088. Member loan 790088 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,792 / month |
Current employer: | Syncsort | Debt-to-income ratio: | 15.55% |
Length of employment: | 8 years | Location: | Hawthorne, NJ |
Home town: | |||
Current & past employers: | Syncsort | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > This loan, in addition to my personal savings, will help me add a bedroom and central air to my home. These improvements should add resale value to my home - not in today's housing market, but once it improves.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,218.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | The balance is approx $359000. The monthly payments are approx $2100. |
What is the estimated current market value of your home? | Estimated value is approx $320000-$340000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rather than listing out individual expenses, let me answer your question in a different manner (and please believe me, I'm not being smug or as my dad would say, a wise ass) - today I save about $1200 every month after all expenses. I will be using approximately $850 of that every month if this loan gets fully funded, which should still leave me with $350 in savings every month. |
Member Payment Dependent Notes Series 790125
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790125 |
$7,425 |
$7,425 |
9.99% |
1.00% |
June 29, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790125. Member loan 790125 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,990 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.20% |
Length of employment: | 10+ years | Location: | PENN VALLEY, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > One of my balance is Carecredit, which is for dental and is 0% interest. American Express is for business and sometimes the balance can get large but it is paid off every month, so it does not carry a balance. And the Capital one is used as a gas card and is a $700 limit.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,346.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 790135
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790135 |
$9,000 |
$9,000 |
5.99% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790135. Member loan 790135 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | United Parcel Service | Debt-to-income ratio: | 7.62% |
Length of employment: | 8 years | Location: | Wendell, NC |
Home town: | |||
Current & past employers: | United Parcel Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/29/11 > New pool.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,630.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My house payment is 660, utilities are 100, phone/cable/internet 100, insurance 1200 per year, food 300, and car payment 300. Monthly income after taxes is 6000 |
Member Payment Dependent Notes Series 790210
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790210 |
$35,000 |
$35,000 |
16.49% |
1.00% |
June 30, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790210. Member loan 790210 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,917 / month |
Current employer: | United States Courts--US Probation | Debt-to-income ratio: | 23.43% |
Length of employment: | 10+ years | Location: | Aurora, CO |
Home town: | |||
Current & past employers: | United States Courts--US Probation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/17/11 > Thank you for considering my loan application. I need this money to consolidate my debt. Borrower added on 06/17/11 > I plan to use this money to pay off my debts. I have never missed a payment and am a good credit risk. I have been employed with the same agency for 18 years and have a good income.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $24,164.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My husband was unemployed for almost one year. He was under-employed for several years before getting that job. We tried to sell our house to downsize but were unable to. We have tried to cut expenditures and have, but we haven't realized any savings because prices continue to rise. My daughter had to be hospitalized and our insurance did not fully cover the costs. As a result, we had to put another $4,000 on our credit cards. I hope this explains our situation. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Principal and Interest: $1584.24 Escrow: 562.41 Total payment: 2146.65 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage balance is $308,000; interest rate is 4.375%; MP is $2147; Chase Visa balance is $12,500; interest rate is 23%; MP is $456; Chase Visa is $4500; interest rate is 18%; MP is $75; Barclays MC is 11,000; interest rate is 23%; MP is 360; Amazon Visa balance is $4500; interestrate is 18%; MP is $75; Sears MC balance is $1800; interest rate is15%; MP is $30; student loan balance is $14,000; interest rate is 5%; monthly payment is $200. |
Which debts do you plan to pay off with this loan? | I will pay the larger balances with the highest interest rates and then pay the remaining smaller balances. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage balance is $308,000; interest rate is 4.375%; MP is $2147; Chase Visa balance is $12,500; interest rate is 23%; MP is $456; Chase Visa is $4500; interest rate is 18%; MP is $75; Barclays MC is 11,000; interest rate is 23%; MP is 360; Amazon Visa balance is $4500; interestrate is 18%; MP is $75; Sears MC balance is $1800; interest rate is15%; MP is $30; student loan balance is $14,000; interest rate is 5%; monthly payment is $200. |
Which debts do you plan to pay off with this loan? | I will pay the larger balances with the highest interest rates and then pay the remaining smaller balances. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage balance is $308,000; interest rate is 4.375%; MP is $2147; Chase Visa balance is $12,500; interest rate is 23%; MP is $456; Chase Visa is $4500; interest rate is 18%; MP is $75; Barclays MC is 11,000; interest rate is 23%; MP is 360; Amazon Visa balance is $4500; interestrate is 18%; MP is $75; Sears MC balance is $1800; interest rate is15%; MP is $30; student loan balance is $14,000; interest rate is 5%; monthly payment is $200. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage $2147; food $600; utilities and water $350; credit cards and student loan, $2550; gas and transportation $450; phones $250.00; insurance $64. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage $2147; food $600; utilities and water $350; credit cards and student loan, $2550; gas and transportation $450; phones $250.00; insurance $64. |
Member Payment Dependent Notes Series 790213
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790213 |
$3,250 |
$3,250 |
11.99% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790213. Member loan 790213 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | sarah tuxis | Debt-to-income ratio: | 13.20% |
Length of employment: | 3 years | Location: | madison, CT |
Home town: | |||
Current & past employers: | sarah tuxis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,670.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 38.70% | Months Since Last Record: | 63 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 790332
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790332 |
$12,000 |
$12,000 |
11.99% |
1.00% |
June 29, 2011 |
July 1, 2014 |
July 1, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790332. Member loan 790332 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Dept Of Corrections | Debt-to-income ratio: | 16.07% |
Length of employment: | 3 years | Location: | Vacaville, CA |
Home town: | |||
Current & past employers: | Dept Of Corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $2,898.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent 1,525 month Utilities 200 Renters ins 20 month but paid until October 2011 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debit four cards 1 = 2,626.84 monthly payment $86 month 24.50% Apr Card 2 = 2,898.50 monthly payment $43 Apr 0% until Aug 2011 14.9 after Card 3 = 2,714.18 monthly payments $84 Apr 14.90 Card 4 = 2,897.15 monthly payment $29 Apr 0% for 3 yrs 24.24 after |
Which debts do you plan to pay off with this loan? | ALL credit card debt... |
Member Payment Dependent Notes Series 790337
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790337 |
$12,000 |
$12,000 |
13.49% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790337. Member loan 790337 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | NCO Financial | Debt-to-income ratio: | 20.46% |
Length of employment: | 6 years | Location: | Thousand Oaks, CA |
Home town: | |||
Current & past employers: | NCO Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > To be able to pay off some of my higher intrest rate credit card debt with a lower intrest rate Borrower added on 06/20/11 > I have a stable job and pay my bills on time, I just need to be able to pay off some of my higher interest rate credit cards, with the lower rate that the Lending Club offers. Borrower added on 06/21/11 > I just need, someone to take a chance with me, and I will not let you down.
A credit bureau reported the following information about this borrower member on June 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1971 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,888.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Walmart $5,800 monthly payment $175 Capital One $6,000 payment $140 Chase $5,800 payment $150 Rent: $800 c |
What is your intended use for the loan proceeds? | To pay off my higher intrest rate credit card balances |
Member Payment Dependent Notes Series 790448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790448 |
$21,000 |
$21,000 |
11.99% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790448. Member loan 790448 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | VA | Debt-to-income ratio: | 21.60% |
Length of employment: | 4 years | Location: | Columbus, OH |
Home town: | |||
Current & past employers: | VA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > The loan will be used to pay off higher interest credit cards. Employed in health care for the last 27 years including the last four years with the Federal Government.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $35,854.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Significant unexpected home repairs over recent years. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortage/taxes/insurance $ 1900/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: 36,000, 18.24%, total payments $ 840/ month Mortage/taxes/insurance $ 1900/month. Loan to reduce credit card debt and close accounts. |
Which debts do you plan to pay off with this loan? | Consolidating debt at a more competitive interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortage/taxes/insurance 1900 Phone/cable 100 Food 200 Utilities 175 Transportation/insurance 90 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: 36,000, 18.24%, total payments $ 840/ month Mortage/taxes/insurance $ 1900/month. Loan to reduce credit card debt and close accounts. |
Member Payment Dependent Notes Series 790464
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790464 |
$6,000 |
$6,000 |
5.99% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790464. Member loan 790464 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.37% |
Length of employment: | 1 year | Location: | Galena, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > Going on vacation, treating the entire family
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,253.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 790479
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790479 |
$19,425 |
$19,425 |
16.89% |
1.00% |
July 5, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790479. Member loan 790479 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,875 / month |
Current employer: | advance auto parts | Debt-to-income ratio: | 23.03% |
Length of employment: | 10+ years | Location: | lakeland, FL |
Home town: | |||
Current & past employers: | advance auto parts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,807.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit card debts because of the high interest |
Member Payment Dependent Notes Series 790491
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790491 |
$11,000 |
$11,000 |
11.99% |
1.00% |
June 29, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790491. Member loan 790491 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,120 / month |
Current employer: | Kelly Services | Debt-to-income ratio: | 12.66% |
Length of employment: | < 1 year | Location: | Laurel, MT |
Home town: | |||
Current & past employers: | Kelly Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > I have been working VERY hard at two jobs for some time now and doing much better to get out of the trouble I got myself into working for a video gambling company where I developed a gambling problem. I am happy to say that I have been free from my gambling for a year now. I have also left that job and found work in a field that has nothing to do with that industry anymore. With the funds that I am requesting I am looking to pay off my Federal & State Tax debt for this year. So I can be free and clear with them and go back to getting a refund each year. I would also like to pay off my family members that I have borrowed money from. To finish off my debt, I would like to pay off my credit card that I unfortunately used to borrow cash on to gamble. I currently work at a world wide known oil refining company. I also have a part time position with a national hotel chain. My goal is to reach financial freedom and help people like myself get out of their tough financial times. Thank You for your time and consideration Borrower added on 06/25/11 > Dear Potential Lenders: In response to some questions that I have received, I have chosen to post my reply here as it contains more details as to why I am requesting these funds. I currently plan to pay off the following debts with the loan that I am requesting: Car Loan - $1985.00 @ 14.2% Interest Federal Taxes (2010) - approx $2000.00 @ 14% Interest State Taxes (2010) - approx $2000.00 @ 14% Interest Credit Card - $3000.00 at 14.2% Interest (most is at a higher rate, due to cash advances. For example I have been making monthly payments of $150.00 for over a year, and I still only have an available credit line of just $700.00 away from max. This has got to go!!) My Mom & Dad - $1300.00 who are needing the funds back after a car accident Grandparents - $950.00 I am currently making these payments per month out of both of my jobs (70 hours per week): Car Loan - $325.00 Federal Taxes (2010) - have not received bill notice yet, but want to get it paid to avoid more interest! State Taxes (2010) - have not received bill notice yet, but want to get it paid to avoid more interest! Credit Card - $150.00 per month (approx $50.00 over Minimum payment amount) My Mom & Dad - $200.00 per month Grandparents - $200.00 per month Should I receive the full amount of my requested loan, it will allow me to cut back to one full time job (45 hours per week). I understand that the loan I am requesting is on the higher side of the interest spectrum, but it is consistent with my current loan interests I am paying. I have been working very hard to improve my financial situation and have succeeded to this point. In fact a year ago, my credit score was in the low 500s and I have now reached the 700s. I have never been late on a payment, and take a lot of pride in that fact! I again, thank you for your time and consideration in investing in me. I look forward to meeting my goals and someday becoming an investor myself, to help others they way that all of you are toady.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,346.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Please see reply to same question below. Thank You. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Dear Potential Lender: I currently plan to pay off the following debts with the loan that I am requesting: Car Loan - $1985.00 @ 14.2% Interest Federal Taxes (2010) ??? approx $2000.00 @ 14% Interest State Taxes (2010) ??? approx $2000.00 @ 14% Interest Credit Card ??? $3000.00 at 14.2% Interest (most is at a higher rate, due to cash advances) My Mom & Dad ??? $1300.00 who are needing the funds back after a car accident Grandparents - $950.00 I am currently making these payments per month out of both of my jobs (70 hours per week): Car Loan - $325.00 Federal Taxes (2010) ??? have not received bill notice yet, but want to get it paid to avoid more interest! State Taxes (2010) ??? have not received bill notice yet, but want to get it paid to avoid more interest! Credit Card - $150.00 per month (approx $50.00 over Minimum payment amount) My Mom & Dad - $200.00 per month Grandparents - $200.00 per month Should I receive the full amount of my requested loan, it will allow me to cut back to one full time job (45 hours per week). I understand that the loan I am requesting is on the higher side of the interest spectrum, but it is consistent with my current loan interests I???m paying. I have been working very hard to improve my financial situation and have succeeded to this point. In fact a year ago, my credit score was in the low 500???s and I have now reached the 700???s. I have never been late on a payment, and take a lot of pride in that fact! I again, thank you for your time and consideration in investing in me. I look forward to meeting my goals and someday becoming an investor myself, to help others they way that all of you are toady. |
Member Payment Dependent Notes Series 790499
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790499 |
$20,000 |
$20,000 |
20.62% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790499. Member loan 790499 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,583 / month |
Current employer: | DWT Shrek Tour One | Debt-to-income ratio: | 7.25% |
Length of employment: | 2 years | Location: | Pocasset, MA |
Home town: | |||
Current & past employers: | DWT Shrek Tour One | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > thanks you.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $20,507.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It's 2 credit cards equaling $20,000 there both around 29% |
Member Payment Dependent Notes Series 790502
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790502 |
$30,000 |
$30,000 |
11.99% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790502. Member loan 790502 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Allergan | Debt-to-income ratio: | 21.70% |
Length of employment: | 10+ years | Location: | BALLSTON SPA, NY |
Home town: | |||
Current & past employers: | Allergan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > Debt consolidation to pay off high interest credit cards. Thank you for your consideration.
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,546.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Our plan is to pay off the Chase Visa Account (balance of $23,000, IR of 10.24% and monthly payment of $1130), a Best Buy Credit Card through HSBC Bank of $2,000 (Balance of $2,000, APR 29% and monthly payment of $150) and apply the $5,000 balance to our Chase MasterCard (balance of $30,000, APR of 12.24% and monthly payment of $615). Additionally, we plan to use the cash we free-up (from the new loan payment through Lending Club vs. current card payments) to pay down and get rid of the Chase MasterCard. The goal is to be credit card debt free within 60 months. |
Member Payment Dependent Notes Series 790539
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790539 |
$14,300 |
$14,300 |
11.49% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790539. Member loan 790539 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Nordstrom | Debt-to-income ratio: | 8.63% |
Length of employment: | 3 years | Location: | Livonia, MI |
Home town: | |||
Current & past employers: | Nordstrom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > This loan is a back up for cash flow to a pizzeria franchise I am purchasing. The business cash flows, I have a full time working partner and thus will keep my job. I have owned several businesses in the past and sold them as they were on a sales increase, thus maximizing my investment return. The existing business is owned and run absentee by the corporation and has growth in sales and the opportunity to reduce expenses. My job (the one I'm keeping) is secure as my department sales have increased expediently during the last 2 years.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,783.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | It is actually to be used only as a back up source of cash. I have enough money for the purchase and daily operation of the franchise however I felt it would be prudent to have addtional funds in the bank. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Return on sales is between 10.8% up to 14% depending mostly on comodity pricing (food costs). Gross sales (seasonaly adjusted) are $8.4 per week. |
Member Payment Dependent Notes Series 790556
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790556 |
$25,000 |
$25,000 |
15.99% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790556. Member loan 790556 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | NORTHWEST SURGERY CENTER | Debt-to-income ratio: | 19.16% |
Length of employment: | 3 years | Location: | ROUND ROCK, TX |
Home town: | |||
Current & past employers: | NORTHWEST SURGERY CENTER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Been in the same field for 8 yrs and have a very stable job, What makes me a good borrower is I have an excellent payment history for paying my bills on time over the past 20 years.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,572.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate credit cards so I have one bill and interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Utilities $ 210 Gasoline $240 Food $175 Mortgage $1300 Auto insurance $116 |
Please explain the reason why you carry a large revolving credit balance. | Went through a divorce a year ago and in order fror me to keep the house had to take on the extra debt and attorney fees. Glad no kids. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The only purpose for this loan is to get these cards paid off in a timely and cost affected manner. |
Which debts do you plan to pay off with this loan? | All my credit cards |
What is your intended use for the loan proceeds? | To help me to consolidate and not feel strapped so I can keep mantain the good credit I have. |
Which debts do you plan to pay off with this loan? | VisaBBVA, VisaBOA, Mastercard BOA and any remaining balances on the smaller cards. |
Member Payment Dependent Notes Series 790567
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790567 |
$16,000 |
$16,000 |
12.99% |
1.00% |
June 29, 2011 |
July 3, 2014 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790567. Member loan 790567 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Waterjet Machine Inc. | Debt-to-income ratio: | 7.59% |
Length of employment: | 3 years | Location: | reno, NV |
Home town: | |||
Current & past employers: | Waterjet Machine Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > This loan will consolidate two venues used to start up a small business and reduce the interest and payoff time. I am working full time and have a active home business as well.
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,651.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | A Credit Card totaling $12K and a $4K premier business loan, both from US Bank. The former has rates from 26% to 19% (it was a 0% for first 2 years...that is now up). The latter has better rates of 12 to 16 percent, but there will be small savings. The consolidation will help me pay the total amount sooner (3 years) and with less overall interest (est. $2500 less). Mounthly payments are $285 for credit card and $75 for loan... but I have been allocating $500 between the two in my budget, trying to knock down the principle. |
Which debts do you plan to pay off with this loan? | A Credit Card totaling $12K and a $4K premier business loan, both from US Bank. The former has rates from 26% to 19% (it was a 0% for first 2 years...that is now up). The latter has better rates of 12 to 16 percent. The consolidation will help me pay the totalamount sooner (3 years) and with less overall interest (est. $2500 less). |
Member Payment Dependent Notes Series 790581
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790581 |
$5,000 |
$5,000 |
5.42% |
1.00% |
June 30, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790581. Member loan 790581 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.46% |
Length of employment: | n/a | Location: | Blue Springs, MO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > Thank you for your consideration in helping me address a couple of important issues to me. Teeth that need to be replaced with a bridge and hopefully enough funding to purchase a hearing aid or at least help with that expense. I am very grateful for your help. I am dilligent in paying my debts, and usually early. Thanks again Borrower added on 06/27/11 > It's getting close, please consider the full amount. Gratefully yours
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1972 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,463.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | As I said previously, required dental work which is not covered by insurance, and, possibly a new hearing aid with the excess of the loan, if any. Hearing aids are not covered by insurance. Thanks for your interest and I appreciate your consideration. Christine M. Miller |
Member Payment Dependent Notes Series 790593
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790593 |
$15,000 |
$15,000 |
8.49% |
1.00% |
June 30, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790593. Member loan 790593 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Paradise Unified School District | Debt-to-income ratio: | 16.51% |
Length of employment: | 4 years | Location: | Yuba City, CA |
Home town: | |||
Current & past employers: | Paradise Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > Thank you for your consideration---Loan amount of $15,000.00---- Borrower added on 06/21/11 > Thank You!
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $88,319.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 790595
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790595 |
$10,000 |
$10,000 |
5.42% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790595. Member loan 790595 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Deer Valley Resort | Debt-to-income ratio: | 1.19% |
Length of employment: | 10+ years | Location: | Heber, UT |
Home town: | |||
Current & past employers: | Deer Valley Resort | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > These funds will be used to finish our basement. We are adding a bedroom and bathroom. I have no CC debt and have been at my job for almost 10 years. Thanks
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,747.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the estimated current market value of your home? | The current estimated value of our home is around $350,000 |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | The balance of our loan is $270,000 and our payment is $1600 per month. |
Member Payment Dependent Notes Series 790628
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790628 |
$12,525 |
$12,525 |
11.99% |
1.00% |
June 29, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790628. Member loan 790628 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.99% |
Length of employment: | n/a | Location: | Reno, NV |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $13,166.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I usually don't carry a large credit balance, however the home we were renting in Northern California was foreclosed upon and we had to move. We had a great opportunity to buy elsewhere and needed to move within thirty days. We had to use our credit cards to quickly move the family and get settled. |
Member Payment Dependent Notes Series 790629
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790629 |
$18,000 |
$18,000 |
13.99% |
1.00% |
July 5, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790629. Member loan 790629 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | State of Colorado | Debt-to-income ratio: | 27.73% |
Length of employment: | 10+ years | Location: | Colorado Springs, CO |
Home town: | |||
Current & past employers: | State of Colorado | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > For completion of remodle
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1965 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $53,970.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 790666
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790666 |
$16,000 |
$16,000 |
17.49% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790666. Member loan 790666 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | k&s tool and manufacturing co. | Debt-to-income ratio: | 11.96% |
Length of employment: | 5 years | Location: | thomasville, NC |
Home town: | |||
Current & past employers: | k&s tool and manufacturing co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > this loan will allow me to convert 8 high intrest revolving accts. into one payment at a fixed rate. I have a good credit rating and I will continue to pay all my bills on time. My job is going great. I am with a growing company that has a lot of oppertunity for me.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,168.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | american express, balance 3700. payment 150. int.rate 18% lowes 3400 111. 22% first citizens 2200 75 17% wagner financial 1600 94. 29% home depot 1200 50 23% wal-mart 1300 75 24% hhg 600 40 19% |
Which debts do you plan to pay off with this loan? | same |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | american express, balance 3700. payment 150. int.rate 18% lowes 3400 111. 22% first citizens 2200 75 17% wagner financial 1600 94. 29% home depot 1200 50 23% wal-mart 1300 75 24% hhg 600 40 19% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I want pay off all bills noted, which will use most of the money. |
Member Payment Dependent Notes Series 790674
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790674 |
$12,000 |
$12,000 |
19.29% |
1.00% |
June 30, 2011 |
July 3, 2016 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790674. Member loan 790674 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,375 / month |
Current employer: | WGPS, Inc | Debt-to-income ratio: | 4.15% |
Length of employment: | 4 years | Location: | Sheridan, WY |
Home town: | |||
Current & past employers: | WGPS, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $5,444.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | I am not planning a down payment on the purchase of the vehicle, however I will be paying cash for the transportation of the vehicle across the country. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Jeep, Wrangler, 2000, 84,000, good - I have had an independent inspection completed on the vehicle, and the inspector gave it a rating of 96.25 out 100 |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I have no other auto loan obligations as my primary vehicle is paid in full. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My total expenses related to housing, mortgage inclusive of taxes and insurance, and utilities total $971 a month. I do not have any other loan or line of credit obligations. |
Member Payment Dependent Notes Series 790677
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790677 |
$6,200 |
$6,200 |
5.99% |
1.00% |
June 30, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790677. Member loan 790677 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Central Parking sysytems | Debt-to-income ratio: | 1.20% |
Length of employment: | 9 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Central Parking sysytems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $52.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | $ 4000 dollars will be used to pay for accommodation for my youngest daughter who is in her final year of a foreign medical school. the remainder will be used to get some new furniture and other miscellaneous stuff. Hope this answers your question. Thanks for funding my loan |
Member Payment Dependent Notes Series 790741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790741 |
$17,100 |
$17,100 |
10.99% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790741. Member loan 790741 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,884 / month |
Current employer: | Volusia County Schools | Debt-to-income ratio: | 27.37% |
Length of employment: | 10+ years | Location: | Daytona Beach, FL |
Home town: | |||
Current & past employers: | Volusia County Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > Pay off credit card debt to lower monthly payments and get out of debt sooner.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,074.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | P&I $438.21 Insurance $91.44 Taxes $73.63 |
Please explain the reason why you carry a large revolving credit balance. | Ex wife walked away from marriage leaving me with all the debt. I have twin sons I'm trying to help get through college. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No car payments, No lines of credit. No personal student loans. Co-signer on student loans for my sons. They are paying those. |
Which debts do you plan to pay off with this loan? | Discover Card $12,523 Citi MasterCard $3,551 Sears MasterCard $1,022 |
Please explain the reason why you carry a large revolving credit balance. | Ex wife walked away from marriage leaving me with all the debt. I have twin sons I'm trying to help get through college. |
Member Payment Dependent Notes Series 790775
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790775 |
$16,000 |
$16,000 |
13.49% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790775. Member loan 790775 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,417 / month |
Current employer: | Impacct | Debt-to-income ratio: | 29.35% |
Length of employment: | 4 years | Location: | CORONA, NY |
Home town: | |||
Current & past employers: | Impacct | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/19/11 > Purpose of this Loan is to quickly payoff my other high APR Personal Loan. I'm a responsible loan borrower and I never default with my obligations. Thank you in advance for investing to my loan.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,012.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | My other personal Loan. Thanks! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | More than 16% APR, more than 5 years, and its a Personal Loan type. Thanks! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around 35% of my take home money is related to those expenses you mentioned. Thanks. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Its not a multiple purpose, it so happen i needed the previous Personal loan due to emergency event few years ago. I'm moving my that Personal loan to LENDING CLUB because the APR here is low. Thanks! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 35% of my take home pay goes to those expenses you mentioned. Thanks! |
Member Payment Dependent Notes Series 790795
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790795 |
$12,000 |
$12,000 |
10.99% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790795. Member loan 790795 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,900 / month |
Current employer: | Spokane Neighborhood Action Partners | Debt-to-income ratio: | 19.45% |
Length of employment: | 2 years | Location: | Spokane, WA |
Home town: | |||
Current & past employers: | Spokane Neighborhood Action Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I need $12000 to finishing paying of 10 acres of buildable land. Borrower added on 06/23/11 > I purchased the investment property to build my dream home with owner financing and the owner gave me a settlement offer if I take advantage of it by the end of the month. I have most of the money, but just need the $12000 to own the property free and clear. I have a good credit score and make my payments on time.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,310.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 9.70% | Months Since Last Record: | 76 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | No I do not have a public record. |
If you have a public record on file, please briefly explain the event and its resolution. | No I do not have a public record. |
Member Payment Dependent Notes Series 790821
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790821 |
$5,450 |
$5,450 |
7.49% |
1.00% |
June 29, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790821. Member loan 790821 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,600 / month |
Current employer: | Huntleigh USA | Debt-to-income ratio: | 2.48% |
Length of employment: | 10+ years | Location: | Vancouver, WA |
Home town: | |||
Current & past employers: | Huntleigh USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > New roof Borrower added on 06/18/11 > New roof
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,326.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 790830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790830 |
$4,000 |
$4,000 |
10.99% |
1.00% |
June 29, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790830. Member loan 790830 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.35% |
Length of employment: | 10+ years | Location: | lisbon, CT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $4,562.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | The postal service not collecting the mail on time . |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage , Taxes and Insurance is escroed total's $ 1,736 it is a multi familly i collect $1,000 monthly in rent . |
Please explain the reason why you carry a large revolving credit balance. | I'm working torward to reducing and eliminating my debt |
Member Payment Dependent Notes Series 790875
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790875 |
$25,000 |
$25,000 |
17.49% |
1.00% |
June 29, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790875. Member loan 790875 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,592 / month |
Current employer: | Golf Foundation of Rhode Island | Debt-to-income ratio: | 22.89% |
Length of employment: | 4 years | Location: | Bristol, RI |
Home town: | |||
Current & past employers: | Golf Foundation of Rhode Island | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > Consolidating 2 Amex credit cards
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,909.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 Amex cards are $11,431 @ 15.24%, $10,742 @ 27.24%, and $2754 @ 15.24%. monthly payments are approx. $350, $300 & $200 respectively. Mortgage is $1,741 (wife's responsibility) and I have no student loans. One line of credit with a balance of $14,350 and monthly payments of $300. Current credit rating wth Experian in 704. |
Which debts do you plan to pay off with this loan? | All 3 Amex balances |
Member Payment Dependent Notes Series 790897
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790897 |
$9,800 |
$9,800 |
19.69% |
1.00% |
June 29, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790897. Member loan 790897 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,340 / month |
Current employer: | Naval Underwater Warfare Center | Debt-to-income ratio: | 14.89% |
Length of employment: | 2 years | Location: | Wakefield, RI |
Home town: | |||
Current & past employers: | Naval Underwater Warfare Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $5,350.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage - $1170, Taxes - $250, Insurance - $45, Electric - $45, Gas/Oil $100 I have a full time renter that provides $500 a month living with me. This offsets alot of the housing expense. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loans - about $25,000, 6%, monthly payment is about $200, Personal loan - about $4,800, 17%, monthly payment about $120 Credit Card 1 - $4900, 19%, monthly payment about $100 Credit Card 2 - $600, 17%, monthly payment $30 Mortgage - $219,500, 4.75%, total PITI payment monthly about $1550 Car loan, $18,500, 9%, About $340 a month |
Which debts do you plan to pay off with this loan? | Personal Loan, $4800; All Credit Cards, Total of $5500; rest will be spent replacing broken furnace. |
Member Payment Dependent Notes Series 790958
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790958 |
$5,000 |
$5,000 |
10.59% |
1.00% |
June 29, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790958. Member loan 790958 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Federal Express | Debt-to-income ratio: | 19.46% |
Length of employment: | 10+ years | Location: | san jose, CA |
Home town: | |||
Current & past employers: | Federal Express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > consolidating debt.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 58 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $8,883.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 790969
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790969 |
$13,600 |
$13,600 |
13.49% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790969. Member loan 790969 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Alert Communications | Debt-to-income ratio: | 17.61% |
Length of employment: | 2 years | Location: | Ventura, CA |
Home town: | |||
Current & past employers: | Alert Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > I have a loan with Lending Club already (10 months in to it). I plan on consolidating that loan and the rest of my consumer debt (3 credit cards with balances) into one 5 year note with Lending Club, so that I only have fixed payments with a finish line. My current Lending Club loan has been a success in tackling my consumer debt, and now I want to go after all of it. My job is stable and I do not have any issues making on time payments.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,331.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 20.10% | Months Since Last Record: | 118 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | BK 7 in 2001. Set to be removed from credit report this year as it was 10 years ago. Due to overwhelming medical bills. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards: $5500, rates vary from 9.99-18. Min payments are about $125. However, I've been paying about $280 per month to put a dent in things. Student Loans: $46000. These are for my daughter's education and will not increase as she just graduated. Rates vary from 7.9-8.5 Payment is $535. This type of debt will NOT be paid through LC for obvious rate and tax reasons. No mortgages: No lines of credit: As per my reasons for this new loan, I plan on paying off current Lending Club loan and the CC balances so that every debt payment I have is on an installment basis with a finish line rather than a revolving basis. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1900 |
Member Payment Dependent Notes Series 790974
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790974 |
$10,000 |
$10,000 |
8.49% |
1.00% |
June 30, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790974. Member loan 790974 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | J & B Restaurant Partners | Debt-to-income ratio: | 13.23% |
Length of employment: | < 1 year | Location: | Chappaqua, NY |
Home town: | |||
Current & past employers: | J & B Restaurant Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > Moving, need to relocate right away...thank you. Borrower added on 06/20/11 > My brother needs to sign a contract for a home purchase. Partner needed to back out, leaving him short for the down-payment. I want to give him the missing amount so he does not lose the house. I would be renting a room there for our mutual benefit. I have excellent credit, a steady job, and more than enough income to pay for this loan. I deeply appreciate all who can help.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,033.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 790992
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790992 |
$18,000 |
$18,000 |
20.62% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790992. Member loan 790992 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | Formed fiber Technologies | Debt-to-income ratio: | 14.01% |
Length of employment: | < 1 year | Location: | Saint marys, OH |
Home town: | |||
Current & past employers: | Formed fiber Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > To combine credit card debit with line of credit debit to one payment.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $8,176.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1) credit card - bal $1400 var 29% $100 monthly 2) credit card - bal $1800 var 29% $ 100 monthly 3) Line of credit - bal $5000 15% $200 monthly 4) car loan - bal approx $8,000 8% $525 monthly 5) house loan - bal $ 103 k 5.25% $950 monthly 6) Line of credit - bal $7200 var rate $ 100 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1) credit card - bal $1800 interest 29% payment $100 month 2) credit card - bal $1400 interest 29% payment $100 month 3) line of credit - bal $5000 interest 15% payment $200 month 4) line of credit - bal $7200 interest variable 8.5 % payment $100 month 5) car payment - bal $7000 interest 8% payment $525 month 6) House payment - bal $103,000 5.25% interest $950 month |
Member Payment Dependent Notes Series 790999
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
790999 |
$14,000 |
$14,000 |
13.49% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 790999. Member loan 790999 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Diocese of Buffalo | Debt-to-income ratio: | 11.74% |
Length of employment: | 10+ years | Location: | Lewiston, NY |
Home town: | |||
Current & past employers: | Diocese of Buffalo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,639.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Hi, I used credit cards to get as far as I have on my home improvement project. I purchased a house a year and a half ago, and have been busy since then finishing the basement. I am adding a recording studio space, a bar and another bathroom. I have already installed all new copper plumbing for the heating system, and replaced all the old copper water lines with new copper and pex (the old water lines had 1/2" coming right off of the meter. I have added 3/4" lines where appropriate). |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My total housing expenses (including mortgage, property taxes, and house insurance) is $797 per month. I do not have a home equity loan, but the plan is, once I am finished with this project, I will have built enough equity to take a substantial enough equity loan out to pay this loan off, as well as all of my credit cards. The purpose of this loan is to just get me to that point. |
What is the home improvement project you are planning? | As noted above, I am building a recording studio, bar and 2nd bathroom in the basement. In addition to the improvements noted above, I have already built a floating subfloor throughout the entire basement from pressure treated 2x4's and plywood. I have also aready framed out all of the walls in the basement, installed new electrical throughout the basement with a certified electrician, installed recessed lighting, construction of the bar (about half way done with construction of the bar), installed new drainage and water lines for the new bathroom, wet bar, and laundry room. Also, I replaced all of the old style cast iron radiators throughout the entire house with new baseboard heaters. Some materials that I have already purchased waiting to be installed are a handheld rubbed bronze rain shower-head and hand held shower system, all new green board drywall, a rustic pine vanity and copper vessel sink, natural slate floor tiles (for the new bathroom and bar footstool), and a klipsch recessed surround sound speaker system. Items I still need to finish incude installation of a small furnace to heat just the basement, insulation for all basment interior and exterior walls and ceiling, installation of glass block windows, hardwood flooring for the main basement area and vinyl flooring for the laundry and boiler/storage room. As noted above, the good news is that I am already done with all electrical and plumbing, which was a major hurdle. |
Is the improvement to your primary residence or an investment property? | The improvement is to my primamry residence. My house is in one of the most desirable locations in Western New York (I live in the Village of Lewiston, within a block or two of some really great bars, restaurants, the niagara river, and Artpark, who has fantastic free concerts every summer that draw tens of thousands of people weekly). |
Member Payment Dependent Notes Series 791012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791012 |
$12,000 |
$12,000 |
11.49% |
1.00% |
June 29, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791012. Member loan 791012 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | SCC Soft Computer | Debt-to-income ratio: | 15.81% |
Length of employment: | 10+ years | Location: | Palm Harbor, FL |
Home town: | |||
Current & past employers: | SCC Soft Computer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > CC debt
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $9,436.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 791037
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791037 |
$5,900 |
$5,900 |
7.49% |
1.00% |
June 30, 2011 |
July 2, 2014 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791037. Member loan 791037 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,554 / month |
Current employer: | Liquid Gold Well Service | Debt-to-income ratio: | 27.50% |
Length of employment: | 3 years | Location: | Cut bank, MT |
Home town: | |||
Current & past employers: | Liquid Gold Well Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > I am requesting a loan for a motorcycle as a gift to myself for retiring from the US Marine Corps. Please help my dream come true. Borrower added on 06/22/11 > With gas prices climbing the way they are, I am looking for a vehicle that will save me some money in the long run each month. I work in the oil industry and see no relief in the near future. Borrower added on 06/24/11 > Looking good guys. You won't regret helping me out! Borrower added on 06/27/11 > Thank you to those who have invested so far. Please continue to invest so I may ride again. I was hurt in 2007 and told I would never be able to ride again, but I have been told to go ahead! Hope we can make it happen.
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $5,883.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 791054
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791054 |
$17,000 |
$17,000 |
17.99% |
1.00% |
June 30, 2011 |
July 2, 2016 |
July 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791054. Member loan 791054 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,400 / month |
Current employer: | US Air Force | Debt-to-income ratio: | 11.74% |
Length of employment: | 1 year | Location: | Warner Robins, GA |
Home town: | |||
Current & past employers: | US Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/18/11 > to grade yard, take out trees, and put in an above ground pool Borrower added on 06/22/11 > Take out trees, put in pool, fix broken fence
A credit bureau reported the following information about this borrower member on June 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $19,448.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 60.80% | Months Since Last Record: | 87 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Bankruptcy back in 2003, been resolved. |
Please explain the reason why you carry a large revolving credit balance. | We are in process of paying off all debt. In 3 years, we will be debt free. These balances have been accumulated over several years. |
What is the home improvement project you are planning? | Put in a pool to increase resale of home. |
Is the improvement to your primary residence or an investment property? | Primary |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage--$890 (all taxes included) Insurance--$38/mo Utilities--$40-60/mo Cable--$80/mo |
Member Payment Dependent Notes Series 791067
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791067 |
$20,000 |
$20,000 |
21.36% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791067. Member loan 791067 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | ibew local 369 | Debt-to-income ratio: | 14.33% |
Length of employment: | 10+ years | Location: | louisville, KY |
Home town: | |||
Current & past employers: | ibew local 369 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > debt consolidation
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,493.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 63.90% | Months Since Last Record: | 111 |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 791091
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791091 |
$7,000 |
$7,000 |
10.99% |
1.00% |
June 29, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791091. Member loan 791091 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Whole Foods Market Inc | Debt-to-income ratio: | 13.75% |
Length of employment: | 5 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Whole Foods Market Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I will be using this loan to pay off 2 high-interest credit cards, and also to pay off the remaining balance on a vet bill before it starts accruing interest. My combined payments on these 3 items now is about $75 less than what I will be paying on the loan. Borrower added on 06/27/11 > In my answer on 6/22, I say "$400 a week on food". That is meant to say $400 a MONTH on food. thank you.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,401.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $600 for rent/utilities/phone, insurance is covered by my job, about $400 a week on food, and I ride a bicycle to work so transport is minimal. I am currently paying about $75 a month OVER what the lending club's monthly payment will be on the combination of the bills my loan will pay off. Thank you. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current monthly minimum payment for all credit cards is $402, and after paying off 2 credit cards and the vet bill, my monthly minimum will be $324. Thank you. |
Member Payment Dependent Notes Series 791139
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791139 |
$16,000 |
$16,000 |
11.99% |
1.00% |
June 30, 2011 |
July 3, 2016 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791139. Member loan 791139 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | City of Zeigler | Debt-to-income ratio: | 19.13% |
Length of employment: | 10+ years | Location: | Benton, IL |
Home town: | |||
Current & past employers: | City of Zeigler | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/19/11 > I am needing to refinance a loan I received from another loan company plus some unexpected medical bills I owe prosper $15000 and the medical bills are just over $2000.00 I really do not want to use a credit card to pay for the bills as this would put me right back in debt again plus this loan is offering me a much better rate than prosper. You can invest your money with confidence as I have a secure job. And I recently payed off a lending club loan. Borrower added on 06/19/11 > I would like to refinance my prosper loan of $15,000 and a few unexpected medical bills of $2000. I really don't want to use a credit card because it will put me right back into the shape that I was before. I would like to add that I have a secure job and you can invest your money with confidence. Lending club is also offering me a better rate than prosper so why not switch thank to all who can help any questions just ask.
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,904.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | insurance over 50.00 month cell phone over 200.00 groceries 100.00 month vehicle maintence 150.00 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $15,000 prosper loan 15.99 % $1000.00 credit card 0% |
Which debts do you plan to pay off with this loan? | Refinance $15,000 prosper loan with better interest rate and use remaining to pay off medical bills |
Member Payment Dependent Notes Series 791229
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791229 |
$5,700 |
$5,700 |
7.49% |
1.00% |
July 1, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791229. Member loan 791229 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $956 / month |
Current employer: | steak n shake | Debt-to-income ratio: | 7.22% |
Length of employment: | < 1 year | Location: | orange Park, FL |
Home town: | |||
Current & past employers: | steak n shake | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,095.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I'm in the process of moving .The loan proceeds are going to be used to cover any unsuspecting expenses. |
Member Payment Dependent Notes Series 791258
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791258 |
$35,000 |
$35,000 |
14.79% |
1.00% |
June 30, 2011 |
July 3, 2014 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791258. Member loan 791258 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $17,917 / month |
Current employer: | Advanex Americas, Inc. | Debt-to-income ratio: | 8.29% |
Length of employment: | 10+ years | Location: | Orange, CA |
Home town: | |||
Current & past employers: | Advanex Americas, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1972 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $51,218.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The only debt we have besides our mortgage are some high interest credit cards. No student loans, no car payments, no lines of credit just the high interest cards. We have approximately $40,000 in overall credit card debt with $32,000 of that high interest. I have been with my company for 20 years. We are solid, profitable so there are no worries about my job stability. I would never gotten this debt if not due to an extended family emergency. |
Which debts do you plan to pay off with this loan? | 3 different high interest credit cards. |
Please explain the reason why you carry a large revolving credit balance. | We had an extended family emergency that required our help. This is unique circumstance so we're looking to consolidate so we can pay off with lower/better rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The only debt we have besides our mortgage are some high interest credit cards. No student loans, no car payments, no lines of credit just the high interest cards. We have approximately $40,000 in overall credit card debt with $32,000 of that high interest. I have been with my company for 20 years. We are solid, profitable so there are no worries about my job stability. I would never gotten this debt if not due to an extended family emergency. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage includes all taxes and is only 30% of my take home. The insurance is minimal. I have no car payment only debt is the credit cards I will be paying off with this loan. |
What is your intended use for the loan proceeds? | I am going to pay off the high interest credit cards. We had an extended family emergency that we had to help with. So, consolidation of these high interest cards is the sole purpose. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage payment is only 30% of my monthly take home. Our utilities, phone, insurrance, food etc. are minor since there is only 2 of us. We don't have any car payments, only the high interest cards. Once we get the loan we can consolidate the debt and payoff with laser focus. I assure you that I am quite solid in my job, pay my bills on time and will have no problem meeting the payments for the loan. |
Member Payment Dependent Notes Series 791264
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791264 |
$24,500 |
$24,500 |
15.23% |
1.00% |
June 30, 2011 |
July 3, 2016 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791264. Member loan 791264 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,833 / month |
Current employer: | Pragmatics Inc | Debt-to-income ratio: | 11.70% |
Length of employment: | 3 years | Location: | Waldorf, MD |
Home town: | |||
Current & past employers: | Pragmatics Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > Funds will be used to consolidated debt.
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $13,256.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 2700.00, No Car Payment, Utilities 350.00, phone 200.00, Car Insurance 190.00, food 500.00 out of wife income. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 2700.00, No Car Payment, Utilities 350.00, phone 200.00, Car Insurance 190.00, food 500.00 out of wife income. |
If you have a delinquency in the last 2 years, please explain the reason. | The only reason I have deliquencies on my account is that I have a joint credit card with my brother and he failed to make the payments as agreed. Tried to help someone in the family and didn't work has planed. He did not pay the bills. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 2700.00, No Car Payment, Utilities 350.00, phone 200.00, Car Insurance 190.00, food 500.00 out of wife income. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 2700.00, No Car Payment, Utilities 350.00, phone 200.00, Car Insurance 190.00, food 500.00 out of wife income. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 2700.00, No Car Payment, Utilities 350.00, phone 200.00, Car Insurance 190.00, food 500.00 out of wife income. |
Please explain the reason why you carry a large revolving credit balance. | Moved into a house in 2007 and bought furniture. Also had had lots of car trouble. |
Member Payment Dependent Notes Series 791307
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791307 |
$15,000 |
$15,000 |
12.99% |
1.00% |
June 29, 2011 |
July 3, 2014 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791307. Member loan 791307 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,092 / month |
Current employer: | I Services | Debt-to-income ratio: | 9.41% |
Length of employment: | 3 years | Location: | Owingsmills, MD |
Home town: | |||
Current & past employers: | I Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,346.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The current expenses are in total (rent 800, car 600, other expenses 600) |
What is your intended use for the loan proceeds? | I am buying a vacation ownership share in Hawaii as I take vacation every year and thought this might be a good long term |
Member Payment Dependent Notes Series 791388
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791388 |
$7,000 |
$7,000 |
10.99% |
1.00% |
June 30, 2011 |
July 3, 2014 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791388. Member loan 791388 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,417 / month |
Current employer: | ArcelorMittal Plate | Debt-to-income ratio: | 16.60% |
Length of employment: | 4 years | Location: | Norristown, PA |
Home town: | |||
Current & past employers: | ArcelorMittal Plate | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/19/11 > I am looking to start off in real estate investing. I plan to use my loan in combination with my own savings to purchase a single family residential property. From the cash flow generated I will be able to pay for the Lending Club loan.
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,990.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I purchased appliances and a hot water heater for another investment property. At the time the store was offering 0% financing for 2 years. This credit balance is being paid by the cash flow from the investment property. |
Member Payment Dependent Notes Series 791406
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791406 |
$18,000 |
$18,000 |
11.49% |
1.00% |
June 30, 2011 |
July 3, 2016 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791406. Member loan 791406 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | Houston County Health Department | Debt-to-income ratio: | 19.63% |
Length of employment: | 10+ years | Location: | forsyth, GA |
Home town: | |||
Current & past employers: | Houston County Health Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/19/11 > The loan is to consolidate two credit cards and to get out of debt. Borrower added on 06/19/11 > The note is to pay of credit card to get out of debt.
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,801.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage 830.00, this includes insurance and taxes. Life Insurance 78.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 830.00, Life 78.00, Chase 15%, JCPenney 22%, Kohls 22%, Bass Pro Shop 22%, Car Payment (not sure). Balances on Kohls and Bass are 100.00 or so. |
Which debts do you plan to pay off with this loan? | Pay off Chase, JCpenney, Kohls and Bass and tear up the credit cards. |
Member Payment Dependent Notes Series 791599
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791599 |
$12,000 |
$12,000 |
5.42% |
1.00% |
June 30, 2011 |
July 3, 2014 |
July 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791599. Member loan 791599 was requested on June 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,950 / month |
Current employer: | Syngenta | Debt-to-income ratio: | 0.79% |
Length of employment: | < 1 year | Location: | Minneapolis, MN |
Home town: | |||
Current & past employers: | Syngenta | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I plan to use this loan to consolidate debt and make minor home improvements. I have an excellent credit history and a record of paying my obligations on time. I am a good candidate for this loan because I am in a profession that is in high demand. I am employed as an Internet Marketing Manager; I provide leadership for a large company on interactive marketing strategy that includes the web, mobile sites, applications, social media, and email.
A credit bureau reported the following information about this borrower member on June 19, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,401.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan? | This loan will consolidate debt from two credit cards and pay for a home improvement because of a new addition coming. |
Member Payment Dependent Notes Series 791618
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791618 |
$12,250 |
$12,250 |
10.59% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791618. Member loan 791618 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,400 / month |
Current employer: | Bedminster Eye And Laser Center | Debt-to-income ratio: | 19.96% |
Length of employment: | 1 year | Location: | Bayonne, NJ |
Home town: | |||
Current & past employers: | Bedminster Eye And Laser Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,778.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 791741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791741 |
$18,000 |
$18,000 |
22.11% |
1.00% |
June 29, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791741. Member loan 791741 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,750 / month |
Current employer: | JP Morgan Chase | Debt-to-income ratio: | 18.25% |
Length of employment: | 4 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | JP Morgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > I have recently signed a new contract at work my end of year promotion. Along with my new secured position at work, I have signed a long term lease on an apartment. I plan on remaining in my current role and apartment for the entirety of my contract/lease. I would like to use this loan to pay off three credit cards I used in college for tuition. By utilizing this loan to pay off my credit card debt, I will be able to save on my monthly payments and become debt free much quicker.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,753.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent - 1500 all in with utilities |
Please explain the reason why you carry a large revolving credit balance. | Mainly from undergrad tuition. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - 12k @ 29%, $400/month payment. MC - 4K @ 29%, $150/month payment |
What is the total balance of your credit cards, interest rates and current monthly payments? | $16k @ 29% and $550/month payments |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $550/month. This loan would pay off all my credit card debt at about a $60/month savings. It would also allow me to be debt free much sooner than if I just pay minimum balances on credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent + Utilities = $1500 all in Phone/Transportation/Insurance = paid for by work Food = 300-400/month approximately |
Member Payment Dependent Notes Series 791743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791743 |
$12,000 |
$12,000 |
10.99% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791743. Member loan 791743 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | Body Boost LLC | Debt-to-income ratio: | 14.61% |
Length of employment: | < 1 year | Location: | Audubon, NJ |
Home town: | |||
Current & past employers: | Body Boost LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I am trying to consolidate my monthly credit card repayments. I have not been late on any payments and was reluctant to take a loan with such a high interest rate but it will help me consolidate and will allow me to save money in the long run. Thank you very much!
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,134.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 791778
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791778 |
$15,000 |
$15,000 |
10.99% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791778. Member loan 791778 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | HealthGAINS | Debt-to-income ratio: | 10.09% |
Length of employment: | 3 years | Location: | boynton beach, FL |
Home town: | |||
Current & past employers: | HealthGAINS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $33,884.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 77.40% | Months Since Last Record: | 110 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | First, for business. Need a website designer and additional advertising campaigns to drive more clients to my current full time business. Also, to create additional websites and advertsinig to drive clients to my personal home based businesses on the side, as well. Second, to consolidate all high interest credit cards and bills to create a monthly savings. Third, would like to get lasic eye surgery to correct my vision. Fourth, need maintainence (fluids, belts, filters, etc.) to keep within the maintainence contract agreement of my auto warranty. Reliable transportation is mandatory for work and personal businesses. Lastly, need to pay for the homeowners owners/hurricane insurance on the property I own. Thank you so much for your consideration! |
Member Payment Dependent Notes Series 791821
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791821 |
$5,525 |
$5,525 |
6.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791821. Member loan 791821 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,600 / month |
Current employer: | carondelet medical group | Debt-to-income ratio: | 18.98% |
Length of employment: | 10+ years | Location: | sahuarita, AZ |
Home town: | |||
Current & past employers: | carondelet medical group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > have been at my job for 16 years and the loan will be for the purchase of a new spa. I have lived at the same address for 40 years and always pay my bills on time.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,720.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 791870
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791870 |
$6,000 |
$6,000 |
7.49% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791870. Member loan 791870 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | mclane carolina | Debt-to-income ratio: | 14.66% |
Length of employment: | 9 years | Location: | roanoke rapids, NC |
Home town: | |||
Current & past employers: | mclane carolina | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > i would like to use my loan to install a pool for my family.i have been at my job for 9 years and do not plan on going anywhere.i am very paticular about my credit so that is why i pay my bills on time. Borrower added on 06/25/11 > home improvement excellent credit stable job
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $7,961.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Just trying to get the things that i would like to have now so maybe i wont have to work so hard later in my life. I have an awesome job that is making it possible to afford these things. |
Member Payment Dependent Notes Series 791903
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791903 |
$6,400 |
$6,400 |
8.49% |
1.00% |
June 29, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791903. Member loan 791903 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | Language Services Associates | Debt-to-income ratio: | 13.37% |
Length of employment: | 2 years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Language Services Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > I am currently in debt because of school loans and trying to survive on a low income job. By receiving this funding, will help me pay off my credit card balances and will allow me to get right back on track to start my life. Borrower added on 06/22/11 > Receiving this funding means a lot to me because I will finally be debt free from all of the credit card companies. It has set me back so much and put me in a bad situation. Borrower added on 06/24/11 > I am in good standing with all of my credit cards and make each payment every month while making payments to my students loans as well.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,102.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 791946
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791946 |
$6,500 |
$6,500 |
11.99% |
1.00% |
June 29, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791946. Member loan 791946 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,400 / month |
Current employer: | ozarks family vision centre | Debt-to-income ratio: | 12.36% |
Length of employment: | 3 years | Location: | AVA, MO |
Home town: | |||
Current & past employers: | ozarks family vision centre | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I AM WANTING TO PAY 2 CREDIT CARDS TO NOT HAVE THEM ANY MORE.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $6,888.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 791975
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
791975 |
$15,500 |
$15,500 |
11.99% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 791975. Member loan 791975 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Consol Energy | Debt-to-income ratio: | 10.72% |
Length of employment: | 1 year | Location: | SAINT CLAIRSVILLE, OH |
Home town: | |||
Current & past employers: | Consol Energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > skid steer to work on the farm with
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $16,801.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 792011
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792011 |
$15,000 |
$15,000 |
7.49% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792011. Member loan 792011 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,800 / month |
Current employer: | corrections corp of america | Debt-to-income ratio: | 4.66% |
Length of employment: | 10+ years | Location: | leavenworth, KS |
Home town: | |||
Current & past employers: | corrections corp of america | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > to pay debt off faster without the high interest rate Borrower added on 06/21/11 > always pay my debt on time some time early before they are due Borrower added on 06/21/11 > work for a company that has opening all over Borrower added on 06/21/11 > my military pay cover all my debt , my job is for daily use
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,762.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards- 2500/30 % payments 100, limit 3700 /balance 2600 29% [98.00] limit2100/bal1940 27% [75] limit2400/bal 1600 27% [66] limit1100/bal 1000 20%[50] limit1000/bal800 24% 35 signture loan 5000/ bal2400 11.25% mortage 93700 7.54% payment of 890 with tax and insurance |
Which debts do you plan to pay off with this loan? | starting with the highest rate [credit cards] |
Member Payment Dependent Notes Series 792034
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792034 |
$12,000 |
$12,000 |
18.39% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792034. Member loan 792034 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,300 / month |
Current employer: | US Army | Debt-to-income ratio: | 20.51% |
Length of employment: | 10+ years | Location: | Waynesville, MO |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > Please Help if you can. I really need to get a car, hopefully by this weekend. Thanks. Borrower added on 06/22/11 > Purpose of loan: Car Purchase My financial situation: Good Monthly net income: $5500 Monthly expenses: $ Housing: $1825 Insurance: $100 Car expenses: $450 Utilities: $140 Phone, cable, internet: $86 Food, entertainment: $250 Clothing, household expenses: $200 Credit cards and other loans: $150 Other expenses: $600
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $15,214.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I PCS'ed from Ft. Benning to Ft. Leonardwood and I needed to use the cards until my house in Georgia either rented or sold. |
What is your intended use for the loan proceeds? | I plan to buy a car. |
What are you buying? | If this loan is funded, I plan on buying a Ford Fusion. |
Member Payment Dependent Notes Series 792036
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792036 |
$22,400 |
$22,400 |
12.99% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792036. Member loan 792036 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,400 / month |
Current employer: | Monument Medical Consultants | Debt-to-income ratio: | 2.70% |
Length of employment: | 2 years | Location: | Glade Park, CO |
Home town: | |||
Current & past employers: | Monument Medical Consultants | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > Well, Solar & Wind Energy
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,761.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is $1100.00, my vehicle is paid off & my gas & insurance combined per month averages to about $350.00 - 400.00, utilities & phone are $250.00, food expenses monthly is $350.00. I have $12,000.00 saved in my savings account as I never spend frivolously on clothes & non necessities. So my total monthly expenses are approximately $2100.00, and we'll assume an additional $300.00 for other expenses, totaling $2400.00, leaving me $2000.00 a month easily... hence I have saved $12,000.00 on my own in addition to having just purchased a newer home with 37 acres. I am a very money savvy person. I just about have the money on my own to drill & install my water well, but still need approximately $25K for the wind & solar energy installation, which will make my home completely self sufficient. In addition, I will receive the rebates & tax refund for these installations to allow me to pay down this loan much quicker. I greatly appreciate any help. Thank you. |
Member Payment Dependent Notes Series 792042
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792042 |
$30,000 |
$30,000 |
13.99% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792042. Member loan 792042 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $33,333 / month |
Current employer: | Citigroup | Debt-to-income ratio: | 26.88% |
Length of employment: | 9 years | Location: | CLARK, NJ |
Home town: | |||
Current & past employers: | Citigroup | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,721.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgages on 3 separate properties, totalling $1.6 million; with one proerty for sale (which would eliminate $610,000 of mortgage debt. Credit cards: AMEX, Visa and MC: $45,000 bank o/d: $25,000 |
Which debts do you plan to pay off with this loan? | credit cards |
Member Payment Dependent Notes Series 792044
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792044 |
$7,200 |
$7,200 |
7.49% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792044. Member loan 792044 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,542 / month |
Current employer: | apartment management associates llc | Debt-to-income ratio: | 16.62% |
Length of employment: | 10+ years | Location: | jamaica estate, NY |
Home town: | |||
Current & past employers: | apartment management associates llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 82 |
Revolving Credit Balance: | $9,189.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 792146
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792146 |
$20,000 |
$20,000 |
14.79% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792146. Member loan 792146 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,579 / month |
Current employer: | The Matworks | Debt-to-income ratio: | 24.82% |
Length of employment: | 3 years | Location: | Parkville, MD |
Home town: | |||
Current & past employers: | The Matworks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I am planning on using the loan to pay off 2 high interest credit cards. I have asked them to lower my rate to no avail. I never miss a payment on these cards.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,240.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card #1 = $11,800 at 29.99% ($437/month) Credit Card #2 = $1,775 at 25.24% ($50/month) LOC = $4,200 a 21.99% ($350/month) Thanks, and let me know if you have any further questions. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card #1 = $11,700 at 29.99% ($437/monthly) Credit Card #2 = $1,775 at 25.24% ($50/monthly) LOC = $4,200 at 21.99% ($350/monthly) Let me know if you have any further questions. Thanks. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage = 1400 Transportation + Insurance = 300 Utilities = 250 Other (mainly Food, TV, Phone, Entertainment, Etc) = 550 (My wife does help pay approximately 25% of the expenses). |
Please explain the reason why you carry a large revolving credit balance. | A few years ago I foolishly used more credit than I should have. My interest rates are high, and I???ve tried to have them lowered with no success. I waited too long to try and consolidate my debt to a lower rate. |
Which debts do you plan to pay off with this loan? | I have 3 high interest debts I plan to pay off: Credit Card #1 = $11,700 at 29.99% ($437/monthly) Credit Card #2 = $1,775 at 25.24% ($50/monthly) LOC = $4,200 at 21.99% ($350/monthly) Credit card #1 and the LOC are the two I mainly want to consolidate. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I want to use this for debt consolidation. |
Member Payment Dependent Notes Series 792191
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792191 |
$19,000 |
$19,000 |
11.99% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792191. Member loan 792191 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,167 / month |
Current employer: | SPX | Debt-to-income ratio: | 13.83% |
Length of employment: | 10+ years | Location: | Ocala, FL |
Home town: | |||
Current & past employers: | SPX | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > I want to payoff credit cards and have a known payoff date.I have been at my job for 25 years and average 45-53 hours per week. Income is right at $1000 per week usually more. I own my home and vehicles have excellent credit and always pay my bills on time.
A credit bureau reported the following information about this borrower member on May 16, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,802.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Creditt cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The only debt I have are credit cards balance owed around $20,000 I own my home and vehicles |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around $1600 |
Member Payment Dependent Notes Series 792220
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792220 |
$8,200 |
$8,200 |
6.99% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792220. Member loan 792220 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,500 / month |
Current employer: | J.P. Morgan | Debt-to-income ratio: | 2.15% |
Length of employment: | 2 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | J.P. Morgan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,268.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use the loan proceeds to undertake some repairs and improvements in a second home that I co-own with the goal of raising the asking rent. |
Member Payment Dependent Notes Series 792222
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792222 |
$17,475 |
$17,475 |
11.99% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792222. Member loan 792222 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Sugar Bowl Bakery | Debt-to-income ratio: | 22.35% |
Length of employment: | 1 year | Location: | Fremont, CA |
Home town: | |||
Current & past employers: | Sugar Bowl Bakery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I have a full time job, my payments are on time! Money will be used to start a small business in additional to my full time job. Borrower added on 06/03/11 > I have a full time job, my payments are on time! Money will be used to start a small business in additional to my full time job.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $11,952.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm using the money to buy inventory for business. |
Member Payment Dependent Notes Series 792262
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792262 |
$12,000 |
$12,000 |
12.99% |
1.00% |
July 1, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792262. Member loan 792262 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $9,167 / month |
Current employer: | Columbus Delivery and Scheduled Express | Debt-to-income ratio: | 9.96% |
Length of employment: | 6 years | Location: | Lavallette, NJ |
Home town: | |||
Current & past employers: | Columbus Delivery and Scheduled Express | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $13,439.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | my rental property tennants have fallen behind on rent. |
Member Payment Dependent Notes Series 792270
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792270 |
$35,000 |
$35,000 |
17.99% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792270. Member loan 792270 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $62,500 / month |
Current employer: | Stifel Nicolaus | Debt-to-income ratio: | 1.55% |
Length of employment: | 7 years | Location: | Morris Plains, NJ |
Home town: | |||
Current & past employers: | Stifel Nicolaus | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > Debt consolidation
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $17,019.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My revenue is cyclical and I invest in my business which has a nice growth rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | about 42k of credit card debt. Int rate of 26% monthly payment of 1200 |
Member Payment Dependent Notes Series 792285
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792285 |
$17,800 |
$17,800 |
22.11% |
1.00% |
July 5, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792285. Member loan 792285 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,000 / month |
Current employer: | Jeffers and Mann Pediatrics | Debt-to-income ratio: | 5.86% |
Length of employment: | 6 years | Location: | Apex, NC |
Home town: | |||
Current & past employers: | Jeffers and Mann Pediatrics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $6,708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 84k+ 900 rent 100 cable 100 electric 100 cell 25 water Consolidate personal loan 5k $250month Credit Cards x3 4k $ 250month Installment Loand 4k $120k month Land Purchase 6k .75 acres on Cape Fear river |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 84k+ 900 rent 100 cable 100 electric 100 cell 25 water Consolidate personal loan 5k $250month Credit Cards x3 4k $ 250month Installment Loand 4k $120k month Land Purchase 6k .75 acres on Cape Fear river |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 84k+ 900 rent 100 cable 100 electric 100 cell 25 water Consolidate personal loan 5k $250month Credit Cards x3 4k $ 250month Installment Loand 4k $120k month Land Purchase 6k .75 acres on Cape Fear river |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 84k+ 900 rent 100 cable 100 electric 100 cell 25 water Consolidate personal loan 5k $250month Credit Cards x3 4k $ 250month Installment Loand 4k $120k month Land Purchase 6k .75 acres on Cape Fear river |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 84k+ 900 rent 100 cable 100 electric 100 cell 25 water Consolidate personal loan 5k $250month Credit Cards x3 4k $ 250month Installment Loand 4k $120k month Land Purchase 6k .75 acres on Cape Fear river |
Which debts do you plan to pay off with this loan? | 84k+ 900 rent 100 cable 100 electric 100 cell 25 water Consolidate personal loan 5k $250month Credit Cards x3 4k $ 250month Installment Loand 4k $120k month Land Purchase 6k .75 acres on Cape Fear river |
Please explain the reason why you carry a large revolving credit balance. | 84k+ 900 rent 100 cable 100 electric 100 cell 25 water Consolidate personal loan 5k $250month Credit Cards x3 4k $ 250month Installment Loand 4k $120k month Land Purchase 6k .75 acres on Cape Fear river |
What is your intended use for the loan proceeds? | 84k+ 900 rent 100 cable 100 electric 100 cell 25 water Consolidate personal loan 5k $250month Credit Cards x3 4k $ 250month Installment Loand 4k $120k month Land Purchase 6k .75 acres on Cape Fear river |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 84k+ 900 rent 100 cable 100 electric 100 cell 25 water Consolidate personal loan 5k $250month Credit Cards x3 4k $ 250month Installment Loand 4k $120k month Land Purchase 6k .75 acres on Cape Fear river |
Member Payment Dependent Notes Series 792347
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792347 |
$21,000 |
$21,000 |
10.99% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792347. Member loan 792347 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Kincaid Plastics Inc | Debt-to-income ratio: | 21.45% |
Length of employment: | 8 years | Location: | Wesley Chapel, FL |
Home town: | |||
Current & past employers: | Kincaid Plastics Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,192.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | The home improvement loan is for an ingroud pool. |
What is the estimated current market value of your home? | 200K best guess!! We recently did an addition to the house not sure what that would add. House appraised 270K prior to addition. |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | 230K $1509/month |
Member Payment Dependent Notes Series 792374
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792374 |
$12,000 |
$12,000 |
11.49% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792374. Member loan 792374 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | GEMINI INDUSTIRES | Debt-to-income ratio: | 25.01% |
Length of employment: | 10+ years | Location: | EL RENO, OK |
Home town: | |||
Current & past employers: | GEMINI INDUSTIRES | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I plan to use this to pay my cc's off and consolidate to one monthly payment. With you help i can accomplish my goal. Thank you so much for your assistance. God Bless!
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,203.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2200/monthly |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2200/monthly |
Member Payment Dependent Notes Series 792377
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792377 |
$15,000 |
$15,000 |
13.49% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792377. Member loan 792377 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Raytheon | Debt-to-income ratio: | 24.30% |
Length of employment: | 4 years | Location: | West Covina, CA |
Home town: | |||
Current & past employers: | Raytheon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $5,071.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase credit card 29% interest $1957.46 Capital One card 20% interest $719.84 Cal Tech Credit 17% interest $2826.92 Cal Tech Loan $17,788...20% interest...$510 monthly payment |
Which debts do you plan to pay off with this loan? | All of the above |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $700 car $385 utilities $150 phone $60 |
Member Payment Dependent Notes Series 792395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792395 |
$20,800 |
$20,800 |
13.49% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792395. Member loan 792395 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Dept of Defense | Debt-to-income ratio: | 18.50% |
Length of employment: | 4 years | Location: | Palmyra, VA |
Home town: | |||
Current & past employers: | Dept of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I will use the loan to roll up all debt into one payment and pay off car. Borrower added on 06/21/11 > My car pay off is 7000 and credit debt is 12000.00. I am moving soon to take a higher paying position on the west coast and want to consolidate debt into one payment. Borrower added on 06/21/11 > Folks I'm a solid investment. I am a Army Veteran, and I keep those learned values as part of my personal integrity and I value my credit worthiness. Thank you for considering my loan request.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $11,177.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 850-rent, 220-Car, 335-Ranger, elec,water,cable,groc,household,fuel,insurance - $1054. tuition- 750 per class roughly every 8 weeks when enough can be saved to enroll. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 12000.00 in credit debt with interest rates between 9.99% to 22%. |
Which debts do you plan to pay off with this loan? | I will pay off my 2006 Tiburon, and all credit debt. |
Member Payment Dependent Notes Series 792397
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792397 |
$13,675 |
$13,675 |
7.49% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792397. Member loan 792397 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Epsilon | Debt-to-income ratio: | 26.53% |
Length of employment: | 1 year | Location: | Plano, TX |
Home town: | |||
Current & past employers: | Epsilon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > I plan to use the funds for pay off two of my highest APR credit cards.I am a good borrower because I have never filed bankruptcy, I never miss a payment and my credit score is above 710. My job is very stable, and I just need some help.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,961.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 792413
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792413 |
$15,000 |
$15,000 |
15.99% |
1.00% |
June 29, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792413. Member loan 792413 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Garda Cash Logistics | Debt-to-income ratio: | 20.13% |
Length of employment: | 5 years | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Garda Cash Logistics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > The funds will be used to pay off all of my credit cards and to make one easy payment every month instead of making several payments a month. All of my credit cards bills are being payed by me and if I get this loan from lending club I will also pay of my statements every month.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $12,908.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off all of my existing credit card loans. All my debts are credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All of my current debts consist of all credit cards from $1500 to $2500, interest rates are from 19.99% to 29.99%, and monthly payments run from $27 to $99 dollars. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All of my current debts consist of all credit cards from $1500 to $2500, interest rates are from 19.99% to 29.99%, and monthly payments run from $27 to $99 dollars. |
Member Payment Dependent Notes Series 792488
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792488 |
$24,000 |
$24,000 |
17.49% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792488. Member loan 792488 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Bank of the West | Debt-to-income ratio: | 6.72% |
Length of employment: | 10+ years | Location: | Walnut Creek, CA |
Home town: | |||
Current & past employers: | Bank of the West | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,611.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am a graduate student at the midpoint of an 18 month Executive MBA program so my student loans ($50,000) are currently in deferrment. I have 2 credit cards with balances totaling just over $21,000 that are currently at 0% interest but that is set to expire at the end of July and increase to 24-26% so I am a looking for a more reasonable option to work toward paying off this debt as much as possible prior to graduating and having my student loans come out of deferrment status. I have been making monthly payments on these cards of $500 but am prepared for an increased payment as I recently paid off my balance on a third card which I was paying $150/month. Please let me know if you have any further questions. Thank you. |
Which debts do you plan to pay off with this loan? | I am planning to pay off two credit cards with balances totalling just over $21,000. They are currently at a 0% interest rate but they are set to expire and the new rates would increase to 24-26% so I am looking for a more managable option. Please let me know if there are any other questions I can answer. Thank you! |
What is your intended use for the loan proceeds? | I am a graduate student halfway through an Executive MBA program. I have two credit cards that will be coming off of thier 0% interest offer in the next couple of months and the rates will increase to 24-26% so I would like to pay them off with the loan proceeds. Please let me know if you have any further questions. Thank you! |
Member Payment Dependent Notes Series 792538
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792538 |
$7,000 |
$7,000 |
6.99% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792538. Member loan 792538 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,125 / month |
Current employer: | Brokerage Unlimited Inc. | Debt-to-income ratio: | 7.06% |
Length of employment: | < 1 year | Location: | St. Louis, MO |
Home town: | |||
Current & past employers: | Brokerage Unlimited Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,638.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 792636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792636 |
$6,250 |
$6,250 |
7.49% |
1.00% |
July 5, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792636. Member loan 792636 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,900 / month |
Current employer: | Univ of Arkansas for Medical Sciences | Debt-to-income ratio: | 23.97% |
Length of employment: | 2 years | Location: | Little Rock, AR |
Home town: | |||
Current & past employers: | Univ of Arkansas for Medical Sciences | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,536.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American Express - $7600, 12.4%, $156 |
Member Payment Dependent Notes Series 792665
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792665 |
$20,500 |
$20,500 |
20.99% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792665. Member loan 792665 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Morgan Stanley | Debt-to-income ratio: | 15.24% |
Length of employment: | 2 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Morgan Stanley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > I need to consolidate my debt.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $14,914.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 20k debt in credit card, with high interest of 27% and combined monthly payments are $700 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total expense is $1500. |
Member Payment Dependent Notes Series 792666
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792666 |
$25,000 |
$25,000 |
11.49% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792666. Member loan 792666 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Ralcorp Holdings | Debt-to-income ratio: | 20.32% |
Length of employment: | 3 years | Location: | Saint Louis, MO |
Home town: | |||
Current & past employers: | Ralcorp Holdings | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I plan to use this money to finally get out of credit card debt! I will pay off both my current existing lending club loan and also my credit card debts. Thanks for investing in my loan!
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | ~$2000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Credit Cards - $15,000 Existing Lending Club Loan - $8000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I've been asked this question from multiple investors. I will type up a list of expenses, etc later today or this weekend when I am home from work. Thanks for your patience! As a quick answer, though, this loan would lower my monthly debt payments by over $300. I would be paying off an existing lending club loan (payments are $589/month and this new loan is $549) as well as my credit card debt (payments are ~$300/month). I am always on time with all of my payments and have been employed with a stable company for 3 years, and was at my previous job for 9 years, which I left for a better opportunity. |
Which debts do you plan to pay off with this loan? | All of my credit card debt and my existing Lending Club loan which is in good status. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I've been asked this question from multiple investors. I will type up a list of expenses, etc later today or this weekend when I am home from work. Thanks for your patience! As a quick answer, though, this loan would lower my monthly debt payments by over $300. I would be paying off an existing lending club loan (payments are $589/month and this new loan is $549) as well as my credit card debt (payments are ~$300/month). I am always on time with all of my payments and have been employed with a stable company for 3 years, and was at my previous job for 9 years, which I left for a better opportunity. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I'm not paying a mortgage. I rent. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1000 |
Member Payment Dependent Notes Series 792683
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792683 |
$10,000 |
$10,000 |
5.42% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792683. Member loan 792683 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | North American Center for Continuing Med | Debt-to-income ratio: | 2.18% |
Length of employment: | < 1 year | Location: | Jersey City, NJ |
Home town: | |||
Current & past employers: | North American Center for Continuing Med | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,190.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 792694
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792694 |
$25,000 |
$25,000 |
20.25% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792694. Member loan 792694 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Griffin Industries | Debt-to-income ratio: | 17.41% |
Length of employment: | 1 year | Location: | Alexandria, KY |
Home town: | |||
Current & past employers: | Griffin Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $6,287.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 792704
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792704 |
$22,600 |
$22,600 |
13.49% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792704. Member loan 792704 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,239 / month |
Current employer: | DISA | Debt-to-income ratio: | 8.17% |
Length of employment: | < 1 year | Location: | Woodbridge, VA |
Home town: | |||
Current & past employers: | DISA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I plan to use this funds to consolidate and payoff my credit cards to get out in debt.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,802.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All major Credit Cards and BillMeLater accounts and Newegg. Consolidating into one loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Creditor - Balance - Interest rates - Monthly min. payments Wells Fargo - 8840 - 11.99% = 165 Bank Of America - 6961 - 22.99%= 197 Capital One - 4016 - 15.99%= 90 BillMeLater - 1378 - 19.99%= 35 Newegg - 1428 - 21.99%= 35 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage includes taxes & insurance-2012 Electric & Water - 245 Phone,Internet,TV FIOS bundle - 119 Food - 400 Gas - 140 |
Member Payment Dependent Notes Series 792705
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792705 |
$5,600 |
$5,600 |
5.99% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792705. Member loan 792705 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,800 / month |
Current employer: | Pcdata | Debt-to-income ratio: | 8.47% |
Length of employment: | 2 years | Location: | Wilbraham, MA |
Home town: | |||
Current & past employers: | Pcdata | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $232.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 792713
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792713 |
$8,800 |
$8,800 |
8.49% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792713. Member loan 792713 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.15% |
Length of employment: | 1 year | Location: | Glenview, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > I am looking to invest into expanding my current business.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 792727
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792727 |
$10,400 |
$10,400 |
5.42% |
1.00% |
June 30, 2011 |
July 4, 2014 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792727. Member loan 792727 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.13% |
Length of employment: | < 1 year | Location: | Woodstock, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > This loan would be used to pay off the single credit card debt that I have on a fixed schedule with a better interest rate.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,105.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Account - Balance - Rate - Monthly Payment Bank Of America Credit Card - $12,789.00 - 11.99% - $262.00 SunTrust Mortgage - $219,033.00 - 5.5% 30yr fixed - $1494.00 Citibank Student Loan - $12,790.00 - 4.8% - $132.00 Fidelity Bank (Car Loan) - $10,000.00 - 6.5% - $547.00 |
Which debts do you plan to pay off with this loan? | Bank of America credit card - current balance $12,789, interest rate of 11.99%, and a monthly payment of $262. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Account - Balance - Rate - Monthly Payment Bank Of America Credit Card - $12,789.00 - 11.99% - $262.00 SunTrust Mortgage - $219,033.00 - 5.5% 30yr fixed - $1494.00 Citibank Student Loan - $12,790.00 - 4.8% - $132.00 Fidelity Bank (Car Loan) - $10,000.00 - 6.5% - $547.00 |
Which debts do you plan to pay off with this loan? | Bank of America credit card - current balance $12,789, interest rate of 11.99%, and a monthly payment of $262. |
Member Payment Dependent Notes Series 792768
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792768 |
$28,000 |
$28,000 |
21.74% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792768. Member loan 792768 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,575 / month |
Current employer: | Arcadian Health Care | Debt-to-income ratio: | 9.81% |
Length of employment: | 2 years | Location: | Imperial, MO |
Home town: | |||
Current & past employers: | Arcadian Health Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/20/11 > I want to consolidate all our credit cards as well as some minor medical bills to clear our books and have one payment. Thank you. All credit cards except one will be cancelled after this.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $20,445.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Toyota Motor Credit 15,000 - 333.00/mon - 2.9% Visa 6900.00 - monthly 122.00 Amex 4200 - 104/mon Citicard 6100.00 - 135/mon - Bank of America $110,000.000 - 888/mon - 4.25% |
Which debts do you plan to pay off with this loan? | All Credit Cards as well as the car loan |
Member Payment Dependent Notes Series 792865
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792865 |
$20,000 |
$20,000 |
20.25% |
1.00% |
June 30, 2011 |
July 4, 2016 |
July 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792865. Member loan 792865 was requested on June 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.53% |
Length of employment: | 4 years | Location: | Poplar Bluff, MO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I am in a remodeling project of the house. I have a approved amount but shortage of the project by 20,000. I am in medical field and own my practice.
A credit bureau reported the following information about this borrower member on June 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 35 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $136,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | First mortgage through Hsbc,balance 184000 intrest rate 6.875% second mortgage through Gmac balance 21500 interest rate 12.99% |
Please explain the reason why you carry a large revolving credit balance. | Mainly to payoff debt with high interest rate. |
What is the estimated current market value of your home? | 218000.00 |
What is the home improvement project you are planning? | I am in a middle of construction.Need an extra 20000.00 to finish up my project. |
Member Payment Dependent Notes Series 792945
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792945 |
$20,000 |
$20,000 |
18.39% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792945. Member loan 792945 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,753 / month |
Current employer: | Intertek | Debt-to-income ratio: | 4.96% |
Length of employment: | 3 years | Location: | Mount Prospect, IL |
Home town: | |||
Current & past employers: | Intertek | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $3,181.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | Hello- this loan will be used for the ceremony and for the reception. Thank you! |
Member Payment Dependent Notes Series 792949
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792949 |
$12,000 |
$12,000 |
12.99% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792949. Member loan 792949 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,163 / month |
Current employer: | Shifflett Tree Service | Debt-to-income ratio: | 20.96% |
Length of employment: | 5 years | Location: | Rockville, MD |
Home town: | |||
Current & past employers: | Shifflett Tree Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > Personal loan Borrower added on 06/24/11 > need the extra funds to payback some loans
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,968.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 792975
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792975 |
$20,000 |
$20,000 |
17.49% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792975. Member loan 792975 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,083 / month |
Current employer: | nyc lp corp | Debt-to-income ratio: | 12.25% |
Length of employment: | 10+ years | Location: | new haven, CT |
Home town: | |||
Current & past employers: | nyc lp corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I want payoff my landscape addition before the interest kicks in please it is just for temporary till my 40i k loan is paid off will pay never been late I have to pay before the 15th of july 8500.00 I am desperate tried everything
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | visa 3800.00 105.00 16.99 home depot 1329.00 40.00 21.00 majority is interest free then payoff mortgage 159,000 1560.00 4.99 per Month includes taxes ins etc auto 5530.00 395.00 11.05 ge money 7759.00 350.00 interest free first year after 25% yikes 401k 4500.00 215.00 4.5 visa 2800.00 70.00 18.99 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off ge money Pay off 401k loan Pay off auto loan |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 1560.00 insurance 189.00 roommate covers the rest |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage 1560.00 insurance 189.00 roommate covers the rest |
Member Payment Dependent Notes Series 792981
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792981 |
$30,000 |
$30,000 |
9.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792981. Member loan 792981 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,910 / month |
Current employer: | Dept. Of Homeland Security | Debt-to-income ratio: | 11.28% |
Length of employment: | 6 years | Location: | Harlingen, TX |
Home town: | |||
Current & past employers: | Dept. Of Homeland Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > This loan is going to be a "Life Saver" for me because it would help me consolidate my debt and end my war with credit cards. I'm a very resposible person and hard worker. I always pay my bills on time. Please do not hesitate to lend me money, you are not going to regret it. Thanks!
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,544.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | SorryI took so long to answer.I was trying to gather information.These credit cards/loans are under my name: Capital One(credit card)balance - $4402.63 @17.90%, Best Buy(credit card) balance - $2054.11 @ 25.24%, Wells Fargo(loan)balance - $5554.24 @15.24%(payoff as in 3/23/11)----My wife's credit cards are: Household Bank Credit(credit card)balance - $1600.28 @ 24.99%, Capital One(credit card)balance - $3228.30 @ 22.90%, Capital One(credit card)balance - $469.50 @ 22.90%, JCPenney(credit card)balance - $1160.94 @ 26.99%, Macy's(credit card)balance - $1566.02 @ 24.50%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Best Buy(c.c.)balance $2054.11 @25.24%, $25 mo., Capital One(c.c.)balance $4402.63 @17.90%, $300 approx. mo., Wells Fargo(loan)balance $4761.71 @15.24%, $327.38 mo., Household Bank(c.c.)balance $1600.28 @24.99%, $48 approx. mo., Capital One(c.c.)balance $3228.30 @22.90%, $95 approx. mo., Capital One(c.c.)balance $469.50 @22.90%, $20 approx. mo., JCPenney(c.c.)balance $1160.94 @26.99%, $65 approx. mo., Macy's(c.c.)balance $1566.02 @24.50%, $48 approx. mo.---My mortgage balance is $234,998.18 approx. @5%, monthly payment is $1892.23 but I'm renting property for $1700 mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Best Buy(c.c.)balance $2054.11 @25.24%, $25 mo., Capital One(c.c.)balance $4402.63 @17.90%, $300 approx. mo., Wells Fargo(loan)balance $4761.71 @15.24%, $327.38 mo., Household Bank(c.c.)balance $1600.28 @24.99%, $48 approx. mo., Capital One(c.c.)balance $3228.30 @22.90%, $95 approx. mo., Capital One(c.c.)balance $469.50 @22.90%, $20 approx. mo., JCPenney(c.c.)balance $1160.94 @26.99%, $65 approx. mo., Macy's(c.c.)balance $1566.02 @24.50%, $48 approx. mo.---My mortgage balance is $234,998.18 approx. @5%, monthly payment is $1892.23 but I'm renting property for $1700 mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Best Buy(c.c.)balance $2054.11 @25.24%, $25 mo., Capital One(c.c.)balance $4402.63 @17.90%, $300 approx. mo., Wells Fargo(loan)balance $4761.71 @15.24%, $327.38 mo., Household Bank(c.c.)balance $1600.28 @24.99%, $48 approx. mo., Capital One(c.c.)balance $3228.30 @22.90%, $95 approx. mo., Capital One(c.c.)balance $469.50 @22.90%, $20 approx. mo., JCPenney(c.c.)balance $1160.94 @26.99%, $65 approx. mo., Macy's(c.c.)balance $1566.02 @24.50%, $48 approx. mo.---My mortgage balance is $234,998.18 approx. @5%, monthly payment is $1892.23 but I'm renting property for $1700 mo. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Other Monthly Expenses: Car $535.59 mo., Life Ins. $158 and some cents mo., Internet Service $31.19 mo. Light Energy Bill $150 or less mo., Car Ins. $244 mo., Rent $990 mo., Food $400 approx., Gas Expenses $250 approx. Cell Phone $178 approx. |
Which debts do you plan to pay off with this loan? | All Credit Cards and all loans. |
Member Payment Dependent Notes Series 792984
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
792984 |
$4,000 |
$4,000 |
10.59% |
1.00% |
June 29, 2011 |
July 11, 2016 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 792984. Member loan 792984 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,441 / month |
Current employer: | RR Donnelley | Debt-to-income ratio: | 19.10% |
Length of employment: | 10+ years | Location: | Danville, KY |
Home town: | |||
Current & past employers: | RR Donnelley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > At present job for 25 years and 10 months.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 793039
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793039 |
$14,000 |
$14,000 |
13.99% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793039. Member loan 793039 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,467 / month |
Current employer: | Belleville & Associates | Debt-to-income ratio: | 8.02% |
Length of employment: | 9 years | Location: | Tupper Lake, NY |
Home town: | |||
Current & past employers: | Belleville & Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $8,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 793134
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793134 |
$10,500 |
$10,500 |
9.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793134. Member loan 793134 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Rostami OPC | Debt-to-income ratio: | 18.62% |
Length of employment: | 2 years | Location: | Leesburg, VA |
Home town: | |||
Current & past employers: | Rostami OPC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > Look to take a small trip to visit the family and pay off debt from school Borrower added on 06/23/11 > Going to be able to get a better rate w this loan then the previous loan from lending club.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 793254
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793254 |
$12,000 |
$12,000 |
10.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793254. Member loan 793254 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,083 / month |
Current employer: | USPS | Debt-to-income ratio: | 20.22% |
Length of employment: | 10+ years | Location: | Bentonville, AR |
Home town: | |||
Current & past employers: | USPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > Got a Lending Club loan 19 months ago. Have paid every month on time. Would like to refinance at lower rate and free up a little more cash. With previous loan, I paid off some credit cards, replaced the ac unit, and installed an on demand water heater. Will use this money to pay off previous loan and replace heater. Thanks for funding me. Borrower added on 06/22/11 > Did I mention that I have a track record for paying on time every month? Or that I've been with the same employeer for 23 years? I know you can make more from someone who's paying more interest, but I'm a sure thing. This is an easy 11% for the next 36 months...
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $10,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | the mortgage is 930 (paid bi-weekly), utilities, phone, and cable are running 135, insurance is in the mortgage with health, life and car being taken out of my check. Take home is about 1200 bi-weekly from 1st job, 600/m from 2nd job (been there a year), and there is a suvivor benifit of 450/m from insurance. Food is negligible since I grow most of it myself. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I still owe on the first Lending Club loan. It was at a higher rate, so the majority of this will repay that, which will lower my monthly payment about $70. That's about 7800. The remainder will replace the central heat. Unit is 25+ years old. I replaced the air with previous loan and instead of 200/m electric bill, it is now 50. What's left goes to credit cards, which I used to replace windows. |
Please provide additional details regarding the purpose of the loan | First it repays what is left on the current Lending Club loan, which is about 7800. That was at a higher rate, and will lower my payment by about 70/m. I can buy a new central heater with some of the rest, and what remains goes to paying off three credit cards used to replace windows. The cost of the ac, water heater and windows was quite a bit, and I know it will take a while to pay for itself, but when you see an electric bill go from 200+ to less than 50, and the gas bill go from 50 to 13, 3 years doesn't seem like much. |
Please explain the reason why you carry a large revolving credit balance. | Windows, insulation, and sealing the crawl space. I did the attic insulation and caulking myself, but I couldn't do the windows and I refuse to crawl under the house. What's left from paying back the first LC loan and replacing the heater will retire three of the cards (two of which I have already closed because they raised their interest rates). The 70/m I save on the difference between the two loans will go toward the other cards, as well as what I save by replacing the heater (gas cost) and retiring those cards. My debt calculator says I can retire the rest of the cards by March 2012, and then I attack the loan I am asking for... |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | answered this earlier (I think) but I forgot to add that I spend 20/week on gas |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | the mortgage is 930 (paid bi-weekly), utilities, phone, and cable are running 135, insurance is in the mortgage with health, life and car being taken out of my check. Take home is about 1200 bi-weekly from 1st job, 600/m from 2nd job (been there a year), and there is a suvivor benifit of 450/m from insurance. Food is negligible since I grow most of it myself. |
Member Payment Dependent Notes Series 793339
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793339 |
$25,000 |
$25,000 |
22.48% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793339. Member loan 793339 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | PwC | Debt-to-income ratio: | 15.89% |
Length of employment: | < 1 year | Location: | Silver Spring, MD |
Home town: | |||
Current & past employers: | PwC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > typo on second loan description entry. Montly budget was corrected to be $5000. Borrower added on 06/23/11 > Aggressive payback strategy. Good credit standing. Monthly budget of $5000
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $73,779.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Have 3 credit cards.. 1. $3,000 balance 2. $2,500 balance 3. $18,000 balance The third credit card was used for emergency house expense due to storm (weather). I would like to consolidate the credit card debt to have one payment due (and pay off in timely manner) |
What is the total balance of your credit cards, interest rates and current monthly payments? | $18,000 14.99% min payment $440 (I pay $500) $3,300 13.24% min payment $71 (I pay $100) $3,000 0% min payment $29 (I pay $50) |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency |
What is the total balance of your credit cards, interest rates and current monthly payments? | $18,000 14.99% min payment $440 (I pay $500) $3,300 13.24% min payment $71 (I pay $100) $3,000 0% min payment $29 (I pay $50) |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | mortgage, utilities (water, electric, cable), (insurance and taxes covered in mortgage payment) |
Member Payment Dependent Notes Series 793341
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793341 |
$20,000 |
$20,000 |
13.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793341. Member loan 793341 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | astral brands | Debt-to-income ratio: | 11.70% |
Length of employment: | < 1 year | Location: | kennesaw, GA |
Home town: | |||
Current & past employers: | astral brands | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > To consloidate credit cards.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,332.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I have 10 credit cards with credit card debt totaling approximately $19,833 - the interest rates are high averaging 25% apr. The minimum payments for all the credit card accounts total approximately $850 per month. With this debt consolidation loan, I'll be able to pay off all of this credit card debt, at a lower interest rate, a lower monthly payment and I'll be able to pay down the principal balance at a fast pace to advertually bring myself into a better personal financial situation. My credit card balance levels are a result of losing track of true cost of borrowing and my ability to repay within a reasonable timeframe. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 750, Transportation 280 (paid by my company), Utilities (300), Phone 100 (paid by my company), Insurance 75, Food 150. |
Please explain the reason why you carry a large revolving credit balance. | My credit card balance levels are a result of losing track of true cost of borrowing and my ability to repay within a reasonable timeframe. These credit balance where 25000 6 months ago and have paid them down. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan to pay off my 8 credit card balances with Bank of America (1), Hsbc, (3) Citigroup (2) Chase, (1)Belk card, and Capital One totaling approximately $19,000 - this will allow me to reduce my reduce my monthly payment, reduce my interest expense, and enable me to pay off my debt at a faster pace. |
Which debts do you plan to pay off with this loan? | I have 10 credit cards with credit card debt totaling approximately $19,833 - the interest rates are high averaging 25% apr. The minimum payments for all the credit card accounts total approximately $850 per month. With this debt consolidation loan, I'll be able to pay off all of this credit card debt, at a lower interest rate, a lower monthly payment and I'll be able to pay down the principal balance at a fast pace to advertually bring myself into a better personal financial situation. My credit card balance levels are a result of losing track of true cost of borrowing and my ability to repay within a reasonable timeframe. |
Member Payment Dependent Notes Series 793346
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793346 |
$11,525 |
$11,525 |
12.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793346. Member loan 793346 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | The Right Solutions | Debt-to-income ratio: | 21.07% |
Length of employment: | 4 years | Location: | BELLA VISTA, AR |
Home town: | |||
Current & past employers: | The Right Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $14,051.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 793388
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793388 |
$10,000 |
$10,000 |
7.49% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793388. Member loan 793388 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Kings County Hospital Center | Debt-to-income ratio: | 4.88% |
Length of employment: | 2 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Kings County Hospital Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 793395
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793395 |
$4,000 |
$4,000 |
11.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793395. Member loan 793395 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | cbsbrocasting centerand securityguard | Debt-to-income ratio: | 22.43% |
Length of employment: | 10+ years | Location: | corona, NY |
Home town: | |||
Current & past employers: | cbsbrocasting centerand securityguard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,236.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 793421
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793421 |
$11,750 |
$11,750 |
17.99% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793421. Member loan 793421 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,794 / month |
Current employer: | walmart | Debt-to-income ratio: | 23.73% |
Length of employment: | 9 years | Location: | howes cave, NY |
Home town: | |||
Current & past employers: | walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/15/11 > down payment on car,have a very stable job with the largest retailer and my job is very secure Borrower added on 06/15/11 > down payment on car,have a very stable job with the largest retailer and my job is very secure
A credit bureau reported the following information about this borrower member on June 15, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $5,171.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 62.30% | Months Since Last Record: | 38 |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 793449
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793449 |
$9,000 |
$9,000 |
15.23% |
1.00% |
June 29, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793449. Member loan 793449 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,793 / month |
Current employer: | Monogram Biosciences | Debt-to-income ratio: | 19.27% |
Length of employment: | 3 years | Location: | daly city, CA |
Home town: | |||
Current & past employers: | Monogram Biosciences | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > I'm trying to give my future wife the wedding she deserves. She has had tough times with her getting laid off from her job. With the monetary gifts we receive for our wedding in July 30, 2011, we will use to pay back this loan. Thank you so much for all your help.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,559.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $450 |
What portion of your wedding expenses does this loan represent? | 50% |
How are you paying for other wedding expenses not covered by this loan? | Savings |
Member Payment Dependent Notes Series 793477
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793477 |
$10,000 |
$10,000 |
9.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793477. Member loan 793477 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | VERA WANG | Debt-to-income ratio: | 8.57% |
Length of employment: | < 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | VERA WANG | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > To pay off my credit card debt
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,000.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 793494
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793494 |
$10,000 |
$10,000 |
8.49% |
1.00% |
June 29, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793494. Member loan 793494 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | NY Health Club | Debt-to-income ratio: | 9.45% |
Length of employment: | 5 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | NY Health Club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I am requesting this loan in order to obtain a lower interest rate for my credit card (currently at 12.99). I will be allocating the monies originally intended for my credit card to this loan instead.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $7,932.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 793502
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793502 |
$6,000 |
$6,000 |
9.99% |
1.00% |
July 1, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793502. Member loan 793502 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,071 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.98% |
Length of employment: | n/a | Location: | panama city, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,464.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 29.30% | Months Since Last Record: | 59 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 793534
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793534 |
$16,950 |
$16,950 |
18.79% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793534. Member loan 793534 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Cutting Edge Little Caesars | Debt-to-income ratio: | 17.01% |
Length of employment: | < 1 year | Location: | Kannapolis, NC |
Home town: | |||
Current & past employers: | Cutting Edge Little Caesars | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $12,789.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 793544
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793544 |
$24,000 |
$24,000 |
18.39% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793544. Member loan 793544 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Travelers Insurance | Debt-to-income ratio: | 24.51% |
Length of employment: | 4 years | Location: | Hartford, CT |
Home town: | |||
Current & past employers: | Travelers Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > My plan for this loan is to utilize $18,000 to pay off my other Lending Club loan which is at a higher percentage rate and a higher monthly payment. I will use the other $4,800 to pay off my Visa. This loan will reduce my monthly payments by $200 and lower my annual percentage rate by a few points.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $20,094.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My plan is to use 18K to pay off my other lending club loan that I have which is at a higher interest rate and monthly payment, the other $4,800 will pay of my Visa. So this new loan will lower my monthly payments by around $200 per month with a better interest rate. |
What is the total balance of your credit cards, interest rates and current monthly payments? | My plan is to use 18K to pay off my other lending club loan that I have which is at a higher interest rate and monthly payment, the other $4,800 will pay of my Visa. So this new loan will lower my monthly payments by around $250 per month with a better interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Please review the list below: Rent $1,400 - Inlcudes Utilities Storage $145 Visa $150 Student Loan $350 Lending Club $920 Car $749 Insurance $100 Gym $35 Phone $96 Food $500 |
If you have a delinquency in the last 2 years, please explain the reason. | Hello, I do not have any delinquency in the past two years that I am aware of. I have made all of my scheduled payments within the allowable timeframe set forth by my creditors. |
Member Payment Dependent Notes Series 793547
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793547 |
$20,000 |
$20,000 |
12.99% |
1.00% |
June 30, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793547. Member loan 793547 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,333 / month |
Current employer: | Law Firm | Debt-to-income ratio: | 27.71% |
Length of employment: | 2 years | Location: | Miami Beach, FL |
Home town: | |||
Current & past employers: | Law Firm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > I used this credit card to help pay for living expenses while going to law school. I am looking for friendlier interest rate in order to pay it off. My credit is excellent and I have never missed a payment, but just can't seem to make a dent in the balance at the current interest rate.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,113.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent (including water, cable, and trash): $1466 Parking: $100 Electricity: $40 |
Please explain the reason why you carry a large revolving credit balance. | I am looking to pay off only one credit card. I opened this card when I turned 18, it is my longest open account. During undergrad I used the card frivolously. Later, when I entered law school, I unexpectedly took custody of my infant niece and used the card to pay additional living expenses and costs of care for her. Over the 13 years it has been open, the compounding interest and the high APR have made it very difficult to pay down. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard, balance 20,567; APR 19.99% but is adjustable; minimum payment $550-620 per month |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard, balance 20,567; APR 19.99% but is adjustable; minimum payment $550-620 per month Discover, balance $10,054; APR 16.99%; minimum payment $200 per month American Express, balace $717; APR approx. 3%; minimum payment $15 per month |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Mastercard, balance 20,567; APR 19.99% but is adjustable; minimum payment $550-620 per month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am only using the loan to pay off a credit card. |
Member Payment Dependent Notes Series 793549
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793549 |
$23,000 |
$23,000 |
11.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793549. Member loan 793549 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | Capital One bank | Debt-to-income ratio: | 20.81% |
Length of employment: | 10+ years | Location: | Mandeville, LA |
Home town: | |||
Current & past employers: | Capital One bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > I currently pay approx $640/mth on a credit card at 14.99% variable, and have been doing so since 05' due to unforeseen housing arrangements we were forced to make. To be able to pay off this amount within 3yrs at a lower fixed rate would be awesome. I have been working for the same company for 12yrs and receive annual raises and bonuses. Having to start all over isn't easy, however, I have never had any problems paying any of my bills and have never been late.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,598.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage and utilities est around $1000/mth. No equity lines or lines of credit, Insurance and taxes paid at year end (not escrowed) approx $3800 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - Balance $21000 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard , 14.99% pay $640/mth |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - Balance $21000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total is approx $2700 incuding the amount of $640 I am currenlty paying on the card |
Member Payment Dependent Notes Series 793575
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793575 |
$13,000 |
$13,000 |
9.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793575. Member loan 793575 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | north rockland central school district | Debt-to-income ratio: | 18.30% |
Length of employment: | 7 years | Location: | garnerville, NY |
Home town: | |||
Current & past employers: | north rockland central school district | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,778.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1400+1400+1500+2400+2800+ intresrt rates around 24 28 but not total sure maybe more i send around 100 to 300 a month |
Member Payment Dependent Notes Series 793621
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793621 |
$5,000 |
$5,000 |
10.59% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793621. Member loan 793621 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,400 / month |
Current employer: | Consolidated Container | Debt-to-income ratio: | 21.00% |
Length of employment: | 10+ years | Location: | Fridley, MN |
Home town: | |||
Current & past employers: | Consolidated Container | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > I plan to use the funds to pay off my Truck, and a few other things. Because I'm honest and keep my word and try my hardest to pay my bills off on time or before. My monthly budget is a close call but my family and I are tryin to make it. My job is Very stable I've been working at this job for 25+ years.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,619.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 45.20% | Months Since Last Record: | 92 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | No record on file. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | A 2003 Mercury mountaineer. |
If you have a public record on file, please briefly explain the event and its resolution. | No record on file. |
Member Payment Dependent Notes Series 793642
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793642 |
$18,000 |
$18,000 |
15.99% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793642. Member loan 793642 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,200 / month |
Current employer: | Goodyear Tire & Rubber | Debt-to-income ratio: | 19.63% |
Length of employment: | 8 years | Location: | Pelzer, SC |
Home town: | |||
Current & past employers: | Goodyear Tire & Rubber | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I am wanting to consolidate my debt into 1 payment and have peace of mind that it will be paid in 5 years, othrwise I will be paying on it for over 20 years. As you can see, I have NEVER been late in paying any of my obligations. With lending the way it is today, I really don't want the hassle of going to a bank unless I just have to. I am just wanting someone to see that I do pay my debt and have a proven track record to back it up. Just trying to get out of debt for my family and so we can start saving money for the future. Thank you in advance for you wanting to assist. Borrower added on 06/21/11 > With the money, I want to pay-off the following creditors: Chase $4700, USAA $2971, M&M $874, Goodyr $4800, Ashley Furniture $3393.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $13,292.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Per your rqest, see below a list of my creditors: Mtg Creditor: BOA Pymt: $1358.00 Balance: a little over $190K Rate: 5.25% Auto Creditor: Alloy/GMAC Pymt:$560 Bal: $23K Rate: 8.00 Insallment Creditor: Ashley Pymt: $49 Bal: $3,393.00 Rate: 23.99 CC Creditor: BOA Pymt: $40.00 Bal: $2,174 Rate:15.99 CC Creditor: Chase Pymt: $165.00 Bal: $4,700.00 Rate: 18.99 CC Creditor: USAA Pymt: $64.00 Bal: $3,000 Rate: 13.99 CC Creditor: Best Buy Pymt: $25.00 Bal: $1,100.00 Rate: 12.99 CC Creditor: Marks & Morgans Pymt: $95.00 Bal:874.00 Rate:21.99 While the economy is down, a lot of the cc's jumped the rate up for no reason at all. Never been late or missed a payment. And some I have been a client with for a very long time. Because of that, I have closed some and looking for a way to get them paid in full. That is the reason for seeking this loan as well as to start saving more for me and my family. The money I am requesting will be paying off the unsecured debt. It will be saving me $80.00 per month, only 1 pymt to make, and a set time for payoff (instead of cc's taking years and years to payoff). Hope this helps! And thank you for your interest in investing in my request, you will not be sorry! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Per your rqest, see below a list of my creditors: Mtg Creditor: BOA Pymt: $1358.00 (This includes escrow) Balance: a little over $190K Alloy/GMAC Pymt:$560 Bal: $23K Ashley Pymt: $49 Bal: $3,393.00 BOA Pymt: $40.00 Bal: $2,174 Chase Pymt: $165.00 Bal: $4700.00 USAA Pymt: $64.00 Bal: $3,000 Best Buy Pymt: $25.00 Bal: $1,100.00 Marks & Morgans Pymt: $95.00 Bal:874.00 All Utilities: $about $200 mth While the economy is down, a lot of the cc's jumped the rate up for no reason at all. Never been late or missed a payment. And some I have been a client with for a very long time. Because of that, I have closed some and looking for a way to get them paid in full. That is the reason for seeking this loan as well as to start saving more for me and my family. The money I am requesting will be paying off the unsecured debt. It will be saving me $80.00 per month, only 1 pymt to make, and a set time for payoff (instead of cc's taking years and years to payoff). Hope this helps! And thank you for your interest in investing in my request, you will not be sorry! |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | .... Just answered in the previous email sent ...... |
Member Payment Dependent Notes Series 793650
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793650 |
$6,000 |
$6,000 |
10.99% |
1.00% |
June 29, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793650. Member loan 793650 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Zephyrhills Water | Debt-to-income ratio: | 15.25% |
Length of employment: | 10+ years | Location: | LEHIGH ACRES, FL |
Home town: | |||
Current & past employers: | Zephyrhills Water | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $12,706.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 793722
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793722 |
$35,000 |
$35,000 |
10.99% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793722. Member loan 793722 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | oroville hospital | Debt-to-income ratio: | 14.57% |
Length of employment: | 10+ years | Location: | Oroville, CA |
Home town: | |||
Current & past employers: | oroville hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > i plan on paying more on loan to payoff early I just want to have one payment I have a stable job I have been there for 21 years and will be there until I retire in 12 years
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,113.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | not paying mortgage paying off bills |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards interest rates used to be low but now at 13-15 would like one payment |
Which debts do you plan to pay off with this loan? | all my credit cards and misc debts want to have one payment |
Please explain the reason why you carry a large revolving credit balance. | I had a large tax bill and legal fees |
Member Payment Dependent Notes Series 793743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793743 |
$14,000 |
$14,000 |
13.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793743. Member loan 793743 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,083 / month |
Current employer: | Vermilion Parish Schoolboard | Debt-to-income ratio: | 12.54% |
Length of employment: | 10+ years | Location: | Erath, LA |
Home town: | |||
Current & past employers: | Vermilion Parish Schoolboard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $6,176.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balance: Discover $6000, small loan $3000, small loan $3000 Payments average $234.00 approx. per debt. I always payout early. No mortgages - own vehicle, boat, pool, and home - all insured Very good line of credit but present co-signer on son's loan so it is affecting score at this time. I invest in CDs |
Member Payment Dependent Notes Series 793748
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793748 |
$4,800 |
$4,800 |
7.49% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793748. Member loan 793748 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,820 / month |
Current employer: | United State Army | Debt-to-income ratio: | 27.83% |
Length of employment: | 2 years | Location: | Phenix City, AL |
Home town: | |||
Current & past employers: | United State Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I am being Deployed to Iraq and would like to pay off all of my credit card debit into one payment. thank you.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,038.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 793842
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793842 |
$10,800 |
$10,800 |
21.36% |
1.00% |
June 30, 2011 |
July 9, 2016 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793842. Member loan 793842 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,600 / month |
Current employer: | Gramon Family of Schools | Debt-to-income ratio: | 19.81% |
Length of employment: | 7 years | Location: | Lodi, NJ |
Home town: | |||
Current & past employers: | Gramon Family of Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Borrower added on 06/26/11 > I would like to thank the investors for this wonderful opportunity to start up my dream of owning a business. I work in the special education field for the past 7yrs. and has accomplish a lot of goals while working there. The business field that I'm pursuing will allow me to keep working my regular job assuring my financial stability. Once again Thank You for this opportunity.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $499.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 793876
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793876 |
$7,500 |
$7,500 |
10.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793876. Member loan 793876 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | University of Virginia | Debt-to-income ratio: | 6.12% |
Length of employment: | 7 years | Location: | Charlottesville, VA |
Home town: | |||
Current & past employers: | University of Virginia | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I have held the same job at the University of Virginia for over 7 years, and am up for an additional raise next month. I am wanting to pay off my credit cards and be done with them. I own a home, but because of the bubble burst I do not have enough equity into it to qualify for a loan using it as collateral. My brother, a long time LendingClub loaner, recommended I turn here for help. I greatly appreciate your help and consideration.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $6,995.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage (includes insurance and taxes) $1059, Electric $75, Public Utilities $75, Gas $50, and Lawn Care $50 The house is in North Carolina and is currently available for rent. I had been telecommuting for over four years but I eventually needed to move back home to be closer to my job. Currently I am living with my Mom rent free, but I do pay the internet bill, $25 a month. Once my house rents I would like to contribute more to my Mother's bills. I additionally have a cell phone I pay $95 a month for. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Bank of America Visa ($5695, 29.99, $200), Sears ($726, 32.99, $40), Home Depot ($506, 21.99, $20), and Khols ($390, 21.9, $25) -- Additionally I have a University of Virginia Community Credit Union Visa that I plan to not include in this loan because the interest rate is good - $5200, 8.7%, $200 -- I also have a student loan - $27,000, 6.77%, $360 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Without getting this loan my total minimum payments for all of my credit cards and student loan is $845, if I get this loan my total minimum payments would be $810 ($250 for this loan, $200 for one credit card I am not including in this loan, and $360 for the student loan) The big difference of course is how long I will have to be making the payments for before being paid off. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total amount of all my credit cards is $12,518 ($7,318 for the four I would like to cover with this loan and $5,200 for the one I will pay directly because the interest rate is really good). The interest rate for the four credit cards I would like to cover with this loan are all over 20% the one I will keep paying directly is about 9%. |
Member Payment Dependent Notes Series 793889
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793889 |
$30,000 |
$30,000 |
10.99% |
1.00% |
June 30, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793889. Member loan 793889 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Syntel Inc | Debt-to-income ratio: | 3.70% |
Length of employment: | < 1 year | Location: | SCOTTSDALE, AZ |
Home town: | |||
Current & past employers: | Syntel Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > I recently moved out of state for a betterjob, and am selling my house (on contract) within the month. I need money to cover my selling costs (discounts, commissions, etc...) Once the deal goes through, i will be saving almost $1700 from my mortgage which i can use to repay this loan and will no longer be constrained by having to pay mortgage / rent in 2 places. Have stable, long term job and income.and repayment will be on schedule and my good credit history is evidence.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,075.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 793904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793904 |
$15,000 |
$15,000 |
19.29% |
1.00% |
June 30, 2011 |
July 11, 2016 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793904. Member loan 793904 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | TD Bank | Debt-to-income ratio: | 22.10% |
Length of employment: | 10+ years | Location: | Horsham, PA |
Home town: | |||
Current & past employers: | TD Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I need to borrow additional funds to pay for a heating and air unit for my home. I will be paying off my existing loan with the funds as well. I have established a good payment history with Lending Club and look forward to answering any questions the investors may have for me. Thank you for your consideration.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $15,883.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not pay a housing payment. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the money to payoff an existing Lending Club Loan and to purchase a new heating and air conditioniong unit for my home. |
Member Payment Dependent Notes Series 793919
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793919 |
$15,000 |
$15,000 |
8.49% |
1.00% |
July 1, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793919. Member loan 793919 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,292 / month |
Current employer: | Cape May County M.U.A | Debt-to-income ratio: | 29.99% |
Length of employment: | 10+ years | Location: | Cape May Court House, NJ |
Home town: | |||
Current & past employers: | Cape May County M.U.A | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/21/11 > I plan to use this loan to pay off higher rate credit cards. I am responsible and honest person and I strive to keep a good credit rating. Budget is about 1400.00 per month. My job is very secure county job.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $7,937.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American express blue, 7589.00, 24.9%, 300.00 per month. Discover card, 3450.00, 19.9%, 127.00 per month. Sears card, 625.00, 21.9%, 93.00 per month. visa card, 780.00, 17.9%, 105.00 per month. |
Member Payment Dependent Notes Series 793921
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793921 |
$5,000 |
$5,000 |
5.99% |
1.00% |
June 29, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793921. Member loan 793921 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | NHIC | Debt-to-income ratio: | 12.70% |
Length of employment: | 3 years | Location: | South Easton, MA |
Home town: | |||
Current & past employers: | NHIC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,836.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 793950
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793950 |
$5,000 |
$5,000 |
6.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793950. Member loan 793950 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | WEST HILLS HEALTH & REHAB | Debt-to-income ratio: | 23.62% |
Length of employment: | 6 years | Location: | CANOGA PARK, CA |
Home town: | |||
Current & past employers: | WEST HILLS HEALTH & REHAB | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > for a major purchase Borrower added on 06/28/11 > major purchase, good credit history
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $6,294.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | for a major purchase |
Member Payment Dependent Notes Series 793954
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793954 |
$19,575 |
$19,575 |
13.49% |
1.00% |
July 5, 2011 |
July 5, 2016 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793954. Member loan 793954 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,100 / month |
Current employer: | US ARMY | Debt-to-income ratio: | 16.68% |
Length of employment: | 7 years | Location: | fountain, CO |
Home town: | |||
Current & past employers: | US ARMY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $3,085.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 793962
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
793962 |
$1,500 |
$1,500 |
15.23% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 793962. Member loan 793962 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,417 / month |
Current employer: | Seeing Angels Two by Two, LLC | Debt-to-income ratio: | 2.47% |
Length of employment: | < 1 year | Location: | Douglasville, GA |
Home town: | |||
Current & past employers: | Seeing Angels Two by Two, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > I am a junior in college majoring in Biology so I can be a Physical Therapist in 4 years and I work full-time making around $17,000 a year plus a living expense check from my college. I need the $1500 to get me on my feet so I can move before I start classes,which is July 6, 2011. I want to be closer to my college so I can utilitize the campus more often instead of driving 2 hours.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $493.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 794023
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794023 |
$5,425 |
$5,425 |
11.99% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794023. Member loan 794023 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,893 / month |
Current employer: | GameStop | Debt-to-income ratio: | 10.04% |
Length of employment: | 3 years | Location: | Upland, CA |
Home town: | |||
Current & past employers: | GameStop | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,155.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 794031
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794031 |
$13,000 |
$13,000 |
10.99% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794031. Member loan 794031 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 10.29% |
Length of employment: | 8 years | Location: | Lawrenceville, GA |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I plan to pay off 3 credit cards that have a higher interest than this loan. It will also help me cancel my debt in a fixed amount of time. I work in the financial field so I know this will work for me. I've been in the financial field for 10+ yrs and 8 yrs with my current employer. Thanks for your help.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,178.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 69.40% | Months Since Last Record: | 110 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Capital One( 2 Ccards), Orchard Bank, Juniper and Chase |
If you have a public record on file, please briefly explain the event and its resolution. | A bankruptcy which was discharged 10 yrs ago. It was a business venture that went south. Tried to pay them off but I was advised to file since it was going to take me more than 10 yrs. |
Please explain the reason why you carry a large revolving credit balance. | These balances were charged to meet different obligations and credit limits were reduced due to economic crisis. |
Which debts do you plan to pay off with this loan? | Capital One( 2 Ccards), Orchard Bank, Juniper and Chase |
What is your intended use for the loan proceeds? | to pay off higher interest rates credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2416 |
Member Payment Dependent Notes Series 794040
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794040 |
$7,200 |
$7,200 |
8.49% |
1.00% |
June 30, 2011 |
July 5, 2014 |
July 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794040. Member loan 794040 was requested on June 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,417 / month |
Current employer: | Walmart Stores, Inc. | Debt-to-income ratio: | 25.82% |
Length of employment: | 10+ years | Location: | Swartz Creek, MI |
Home town: | |||
Current & past employers: | Walmart Stores, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > I have been at my job now for nearly 10 years, so my income is quite steady. The funds will be used to suplement start up costs for my own business. Though I do not have a lot of capital myself, I have always been able to pay back my debts, often before the balance originally is due. Borrower added on 06/23/11 > I have been at my job now for nearly 10 years, so my income is quite steady. The funds will be used to suplement start up costs for my own business. Though I do not have a lot of capital myself, I have always been able to pay back my debts, often before the balance originally is due. Borrower added on 06/23/11 > I have been at my job now for nearly 10 years, so my income is quite steady. The funds will be used to suplement start up costs for my own business. Though I do not have a lot of capital myself, I have always been able to pay back my debts, often before the balance originally is due. Borrower added on 06/23/11 > I have been at my job now for nearly 10 years, so my income is quite steady. The funds will be used to suplement start up costs for my own business. Though I do not have a lot of capital myself, I have always been able to pay back my debts, often before the balance originally is due. Borrower added on 06/23/11 > I have been at my job now for nearly 10 years, so my income is quite steady. The funds will be used to suplement start up costs for my own business. Though I do not have a lot of capital myself, I have always been able to pay back my debts, often before the balance originally is due.
A credit bureau reported the following information about this borrower member on June 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,651.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The proceeds will be used to supplement my current funds, which will be used to make a deposit on the purchase of a building and business. It will also be used to purchase initial product stock. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Estimated between $7000 and $9000 monthly gross profit. $1500 - $2000 for supplies and utilities per month. Monthly rent / loan payment $1000 to $2000. To start yearly net profit estimated $50,000 - $60,000. |
Please describe your experience/familiarity with the business you are starting/started? | I worked for 5 years in this particular business and will be working with someone who has been doing this nearly all his life, literally. |
Member Payment Dependent Notes Series 794157
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794157 |
$24,000 |
$24,000 |
19.69% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794157. Member loan 794157 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Unimark construction | Debt-to-income ratio: | 10.91% |
Length of employment: | 5 years | Location: | Brier, WA |
Home town: | |||
Current & past employers: | Unimark construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > I want to pay off my credit cards, and cut up the two largest, keeping only one open for emergencies with the low balance of 3000 dollars i feel i will not get myself back into this situation again. By having a fixed monthly payment i will be able to budget better as well as put more money into my savings, and be well suited for when i make my LAST PAYMENT!!! and be able to move on debt free.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa : $2707.00 @17% min payment 88.00, Visa: 4809.00. @ 14%. Min payment 244.00 MasterCard 15,310 @ 14% min payment 430.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total owed 22,920 interest rates Are 17, 14 and 14 and the my monthly payments is 1200 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My minimum monthly amount is 762. The minimum doesn't seem to put a dent in the cards. I don't like having them hanging over my head. I just want a fixed payment to get this under control and get rid of them. |
Please explain the reason why you carry a large revolving credit balance. | I used my cards to pay for school, vet bills, as well as other living expenses. I now have a great deal on where I live, compared to where I was with a lot less monthly expenses. As well as I am almost done with school. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 450 rent. 160 transportation. 75 for cell phone. 400 food. In my new situation I do not have to pay utilities or my car insurance. I have a car payment that I 103.00 almost paid off and other than the credit cards those are my only monthly expenses |
Member Payment Dependent Notes Series 794168
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794168 |
$35,000 |
$35,000 |
13.99% |
1.00% |
June 30, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794168. Member loan 794168 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,280 / month |
Current employer: | Cohesion | Debt-to-income ratio: | 0.55% |
Length of employment: | < 1 year | Location: | Sandy Springs, GA |
Home town: | |||
Current & past employers: | Cohesion | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > I plan to use the funds in a proven business venture with a strong track record. I currently hold a stable job at a large corporation and even if everything were to go south I could still pay the monthly payment with my income.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,732.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly $3,500 per month which includes all my monthly expenses that you mentioned. |
Can you provide some high level financials on the monthly costs / revenue of your business? | I don't have specific numbers. I am an investor in a small used car business and I know what my returns are each month and they make this loan worth while. |
What type of business are you starting? | The business is already in full swing. It is buying and selling used cars. The market right now is incredible for the used car market. |
Can you provide some high level financials on the monthly costs / revenue of your business? | I don't have specific numbers. I am an investor in a small used car business and I know what my returns are each month and they make this loan worth while. |
Member Payment Dependent Notes Series 794197
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794197 |
$9,500 |
$9,500 |
12.99% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794197. Member loan 794197 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,800 / month |
Current employer: | APS, LLC | Debt-to-income ratio: | 20.32% |
Length of employment: | 3 years | Location: | Floral park, NY |
Home town: | |||
Current & past employers: | APS, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > This loan will pay off all debt at a lower interest rate and consolidate my monthly payments to 1.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $10,410.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses run about 800.00. Not including the credit card payments. |
Which debts do you plan to pay off with this loan? | 4 credit cards, 2 chase cards and 2 store cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1st chase card, has a balance of 6,000 with a 27.24% interest rate the minimum payment is 210.00. The 2nd chase card has a balance of 1,200 with a 29.99% interest rate with a minimum payment of 54.00. The 2 store cards have a combined total of 2,000. Each with a 25.50% interest rate and a minimum monthly payment of 50.00. |
Member Payment Dependent Notes Series 794253
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794253 |
$35,000 |
$35,000 |
19.29% |
1.00% |
June 30, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794253. Member loan 794253 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | McLarty Associates | Debt-to-income ratio: | 19.98% |
Length of employment: | 6 years | Location: | Arlington, VA |
Home town: | |||
Current & past employers: | McLarty Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > i had unexpected medical bills last year and would like to use this money to consolidate these debts into one loan. Borrower added on 06/24/11 > I plan on paying off this loan in 3 years or less.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,770.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am going to pay off the following: AT&T Universal Credit Card: $5,500.00 -- Credit Limit is $6,500 -- Current Interest is 0% till the end of the year and will then increase to 19.99% Capital One Credit Card: $7,060.00 -- Credit Limit is $7,500 -- Interest Rate is 15.99 Barclays Credit Card: $4,500.00 Credit Limit is $14,000 -- Interest Rate is 13.99 Car Loan: $7,919.20 -- Interest is 10.29% Bill Me Later: $1,900.00 -- Limit is $5,000 Macy???s $950.00 - Limit is $1,500 I would like to pay off these cards and have a zero balance. |
Which debts do you plan to pay off with this loan? | I am going to pay off the following: AT&T Universal Credit Card: $5,500.00 Capital One Credit Card: $7,060.00 Barclays Credit Card: $9,200.00 Car Loan: $7,919.20 Bill Me Later: $1,900.00 Macy???s $950.00 I would like to pay off these cards and have a zero balance. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am going to pay off the following: AT&T Universal Credit Card: $5,500.00 Capital One Credit Card: $7,060.00 Barclays Credit Card: $9,200.00 Car Loan: $7,919.20 Bill Me Later: $1,900.00 Macy???s $950.00 I would like to pay off these cards and have a zero balance. |
Member Payment Dependent Notes Series 794254
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794254 |
$5,000 |
$5,000 |
8.49% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794254. Member loan 794254 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Arbor Wecare | Debt-to-income ratio: | 16.50% |
Length of employment: | 3 years | Location: | Forest Hills, NY |
Home town: | |||
Current & past employers: | Arbor Wecare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $6,826.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 794278
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794278 |
$11,400 |
$11,400 |
15.23% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794278. Member loan 794278 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Hedrick Brothers Construction | Debt-to-income ratio: | 11.84% |
Length of employment: | 4 years | Location: | lake worth, FL |
Home town: | |||
Current & past employers: | Hedrick Brothers Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $5,708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off some debt and help my daughter with unexpected lawyer fees. |
Member Payment Dependent Notes Series 794329
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794329 |
$7,500 |
$7,500 |
5.42% |
1.00% |
July 1, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794329. Member loan 794329 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,583 / month |
Current employer: | United Seniors of Athens County, Inc. | Debt-to-income ratio: | 22.26% |
Length of employment: | 10+ years | Location: | Amesville, OH |
Home town: | |||
Current & past employers: | United Seniors of Athens County, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $2,160.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 794362
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794362 |
$12,000 |
$12,000 |
6.99% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794362. Member loan 794362 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,417 / month |
Current employer: | CB Richard Ellis | Debt-to-income ratio: | 4.29% |
Length of employment: | 3 years | Location: | Flower Mound, TX |
Home town: | |||
Current & past employers: | CB Richard Ellis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,971.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off the remainder of what is due to the resort hosting the event. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Gas $400, Car Payment $379, Rent $1400, Insurance $400, Utilities $300, Food $400 |
What portion of your wedding expenses does this loan represent? | 1/4 |
Member Payment Dependent Notes Series 794375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794375 |
$6,600 |
$6,600 |
11.49% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794375. Member loan 794375 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | Marchand Insurance Agency | Debt-to-income ratio: | 17.27% |
Length of employment: | 10+ years | Location: | Webster, MA |
Home town: | |||
Current & past employers: | Marchand Insurance Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > helping a longtime friend (18 yrs) with moving expenses while going through a divorce
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $25,514.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 794397
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794397 |
$7,500 |
$7,500 |
11.49% |
1.00% |
June 29, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794397. Member loan 794397 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,792 / month |
Current employer: | GEICO | Debt-to-income ratio: | 18.78% |
Length of employment: | 5 years | Location: | Amherst, NY |
Home town: | |||
Current & past employers: | GEICO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,933.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Dell 1k 22% $35 2 Visas totalling 4k 16% $50 and $25 2 M/C totalling 2.5k 18% $50 and $15 |
Please explain the reason why you carry a large revolving credit balance. | Needed a new computer to return to school to meet min requirements of program and helped mother finanically when she had a stroke and lost her job both within 9 months. |
Member Payment Dependent Notes Series 794412
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794412 |
$20,000 |
$20,000 |
13.99% |
1.00% |
June 30, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794412. Member loan 794412 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | SCUSD | Debt-to-income ratio: | 7.67% |
Length of employment: | 9 years | Location: | el dorado hills, CA |
Home town: | |||
Current & past employers: | SCUSD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > I called and verified that this company was established in 2007 and that there is no prepayment penalty. Borrower added on 06/28/11 > Loan is create a 3-5 year plan to get out of credit card debt. All loan money will be used to pay off credit balances and have an action plan to payoff loan. I have a very stable professional career and credit history.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,581.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | This loan request is not for balancing a mortgage. |
Please explain the reason why you carry a large revolving credit balance. | I have sumbitted answers to the questions listed here and sent repeatedly yo my email address. I was informed Friday, that I had indeed been approved for the loan. I asked the following questions: When will I receive the loan? What do I pay monthly to pay off the loan in four years or three years? Thank you! Devon Davis |
Please explain the reason why you carry a large revolving credit balance. | I have sumbitted answers to the questions listed here and sent repeatedly yo my email address. I was informed Friday, that I had indeed been approved for the loan. I asked the following questions: When will I receive the loan? What do I pay monthly to pay off the loan in four years or three years? Thank you! Devon Davis |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | This loan request is not for balancing a mortgage. |
Please explain the reason why you carry a large revolving credit balance. | I have sumbitted answers to the questions listed here and sent repeatedly yo my email address. I was informed Friday, that I had indeed been approved for the loan. I asked the following questions: When will I receive the loan? What do I pay monthly to pay off the loan in four years or three years? Thank you! Devon Davis |
Please explain the reason why you carry a large revolving credit balance. | I have sumbitted answers to the questions listed here and sent repeatedly yo my email address. I was informed Friday, that I had indeed been approved for the loan. I asked the following questions: When will I receive the loan? What do I pay monthly to pay off the loan in four years or three years? Thank you! Devon Davis |
Member Payment Dependent Notes Series 794415
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794415 |
$9,450 |
$9,450 |
10.99% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794415. Member loan 794415 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Fire Protection Solutions | Debt-to-income ratio: | 23.69% |
Length of employment: | 9 years | Location: | Phenix City, AL |
Home town: | |||
Current & past employers: | Fire Protection Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $9,697.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 48.70% | Months Since Last Record: | 108 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 794455
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794455 |
$19,000 |
$19,000 |
11.99% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794455. Member loan 794455 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Weill Cornell Medical College | Debt-to-income ratio: | 19.40% |
Length of employment: | 4 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | Weill Cornell Medical College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > The loan I am requesting for is so that I can pay of all my credit cards and be able to close them so that I wont have to deal with anymore credit card debt. Plus it makes it easier to have to only make one payment, once a month, with one interest rate. Borrower added on 06/23/11 > I am very stable at my job, I'm actually going to receive 10% increase this year. I pay all my bills on time. I would like this loan because that way I can pay of my credit cards, close them and just have one bill. Makes everything that much easier and will allow for me to have extra money at the end of the month. My monthly budget includes cell phone bill, rent, cable, food and rent, which at the moment I share with a roommate.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | For rent I pay $567, for credit cards I pay between $600 and $700 a month. For my other bills such as utilities I share with a roommate. |
Please explain the reason why you carry a large revolving credit balance. | For one everything that I bought for my apartment was charged to my credit card. When unexpected expenses come up, I would have to charge it to my credit card. I also often do food shopping and charge as well. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1. Credit Card --- $11,054 8.25% $350 a month 2. Credit Card --- $6,398 5.24% $350 a month 3. Credit Card --- $772 13.24% $150 a month 4. Student Loan --- $3528 2% $50.41 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am only using this loan to pay of my credit card debt, that way I can close those accounts and not have to worry anymore about credit card debt. |
Which debts do you plan to pay off with this loan? | I plan of paying off my three credit cards which hold a high balance. 1. $11,054 2. $6,398 3. $772 |
Member Payment Dependent Notes Series 794456
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794456 |
$12,000 |
$12,000 |
11.49% |
1.00% |
June 30, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794456. Member loan 794456 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Tremont Crotona Daycare Center | Debt-to-income ratio: | 9.21% |
Length of employment: | 3 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | Tremont Crotona Daycare Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > i have a stable job. i like to pay my bills on time because i care for my credit a lot so i take very good care of it. i want to have all my 4 credit cards consolidate in one to make it easy and save some money you will not regret lending me money thanks
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 60 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,441.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have credit card 8k int rate 14.99%, 5k 9.99%, 1400 22% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 600, transportation 80, utilities 120, insurance 166, phone 40 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | rent 600, utility 120, insurance 166, phone 40 , no home equity, no line of credit no property taxes |
Member Payment Dependent Notes Series 794466
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794466 |
$14,000 |
$14,000 |
6.99% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794466. Member loan 794466 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,917 / month |
Current employer: | State of Delaware | Debt-to-income ratio: | 12.27% |
Length of employment: | 10+ years | Location: | Seaford, DE |
Home town: | |||
Current & past employers: | State of Delaware | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > debt consolidation
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $22,824.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I overspent at times. I also transferred the balance to another card to receive a lower rate but did not always stop using the card. I am applying for the loan to consolidate the bills into one monthly payment and pay the balance sooner. I can assure you this will not happen again. |
What is your intended use for the loan proceeds? | debt consolidation |
Which debts do you plan to pay off with this loan? | Walmart, Target and GapCard |
Member Payment Dependent Notes Series 794496
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794496 |
$10,000 |
$10,000 |
5.99% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794496. Member loan 794496 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | US Air Force | Debt-to-income ratio: | 3.59% |
Length of employment: | 10+ years | Location: | Choctaw, OK |
Home town: | |||
Current & past employers: | US Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > I am getting an in-ground swimming pool. I have excellent credit, and a steady job. I hate debt and try to pay off my debts early.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,786.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is $1700 (refinancing so it will be $1400); Transportation is $300; Utilities are $200; Phone/Cable is $250 (this includes cable, internet, landline and cell phones), Insurance is $230; food is $500; $400 on the credit card; $600 into savings and investments I also budget $250 for extra-curricular activities. |
Please explain the reason why you carry a large revolving credit balance. | I only have the one credit card and I had to use it to pay some medical bills incurred while on a vacation overseas. I currently pay more than the monthly amount due and do not use it. |
Member Payment Dependent Notes Series 794498
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794498 |
$10,000 |
$10,000 |
5.42% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794498. Member loan 794498 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | SUNY ESF | Debt-to-income ratio: | 13.70% |
Length of employment: | 10+ years | Location: | Syracuse, NY |
Home town: | |||
Current & past employers: | SUNY ESF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My share of household expenses is as follows: $400 mortgage (inc. escrow), $150 car payment, $200 utils (cable, phone, cell, heat, electric, Internet), $150 food, $100 gas |
Member Payment Dependent Notes Series 794550
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794550 |
$12,000 |
$12,000 |
10.59% |
1.00% |
July 5, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794550. Member loan 794550 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,800 / month |
Current employer: | n/a | Debt-to-income ratio: | 16.79% |
Length of employment: | n/a | Location: | Lancaster, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > diamond Borrower added on 06/22/11 > timeshare payoff
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1970 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,981.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 794580
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794580 |
$20,000 |
$20,000 |
16.89% |
1.00% |
June 30, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794580. Member loan 794580 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Morgan Stanley | Debt-to-income ratio: | 6.72% |
Length of employment: | < 1 year | Location: | ROSELLE PARK, NJ |
Home town: | |||
Current & past employers: | Morgan Stanley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > Wedding Expenses
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $8,299.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 794591
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794591 |
$35,000 |
$35,000 |
17.49% |
1.00% |
June 30, 2011 |
July 10, 2016 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794591. Member loan 794591 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,800 / month |
Current employer: | US Army | Debt-to-income ratio: | 25.19% |
Length of employment: | 10+ years | Location: | Douglasville, GA |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I had a loan with lending club last year and paid it off in full within 6 months. I understand that with my credit score, I should get better rates but no one is loaning money these days. I also understand most lenders here are here for investments and understand completely. I don't plan to take the entire 5 years, maybe 2, to pay off this loan but need it to pay off a $36,000 loan at 21%. Thanks in advance. Borrower added on 06/26/11 > The last loan was for $25,000
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,641.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $4100 |
Please explain the reason why you carry a large revolving credit balance. | Paying for my Ph.D. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards- $28,000 at 18% mortgage- $1945 monthly with 6.2% line of credit 16% and 9,100 balance |
Which debts do you plan to pay off with this loan? | credit cards and line of credit |
Member Payment Dependent Notes Series 794608
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794608 |
$15,175 |
$15,175 |
21.74% |
1.00% |
June 29, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794608. Member loan 794608 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | AHRC | Debt-to-income ratio: | 21.82% |
Length of employment: | 10+ years | Location: | JERSEY CITY, NJ |
Home town: | |||
Current & past employers: | AHRC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > Refinance Citicrad, HSBC-DM, Chase, BA credit cards
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 26 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of credit cards - $14600 Interest rates - varies from 22.99% to 28.99% Current monthly payments - $565 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card Outstanding Balance Interest Monthly Payment Mastercard # 1 $6800 28.99% $275 Mastercard # 2 $3800 29.99% $150 Visa # 1 $1900 24.24% $75 Visa # 2 $2100 22.99% $75 The monthly payment shows what I am paying which is more than the minimum. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of credit cards - $14600 Interest rates - varies from 22.99% to 28.99% Current monthly payments - $565 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card Outstanding Balance Interest Monthly Payment Mastercard # 1 $6800 28.99% $275 Mastercard # 2 $3800 29.99% $150 Visa # 1 $1900 24.24% $75 Visa # 2 $2100 22.99% $75 The monthly payment shows what I am paying which is more than the minimum. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent share - $750 (utilities included) Phone,cable,internet - $200 Transportation - $100 Food - $250 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Since this loan will pay off my credit card balance, then it will $577 for this loan and about $500 for AMEX card and a store card. The amount I will be paying for this loan is about $30 more than I'm paying currently. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent share - $750 (utilities included) Phone,cable,internet - $200 Transportation - $100 Food - $250 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My share of rent is $750 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent share - $750 (utilities included) Phone,cable,internet - $200 Transportation - $100 Food - $250 |
Member Payment Dependent Notes Series 794612
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794612 |
$6,000 |
$6,000 |
10.59% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794612. Member loan 794612 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,846 / month |
Current employer: | TERC | Debt-to-income ratio: | 11.08% |
Length of employment: | 2 years | Location: | Newtonville, MA |
Home town: | |||
Current & past employers: | TERC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > I am an employed professional looking to circumnavigate high car financing costs and purchase a used vehicle outright. I have a good credit history and record for paying on time, and am fully dedicated to building my credit! Thank you.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,404.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 794666
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794666 |
$10,000 |
$10,000 |
8.49% |
1.00% |
July 5, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794666. Member loan 794666 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | avera mckennan | Debt-to-income ratio: | 10.58% |
Length of employment: | 10+ years | Location: | harrisburg, SD |
Home town: | |||
Current & past employers: | avera mckennan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > I would like to say thank-you to everyone who has contributed to this loan thus far. I am very excited to have one monthly payment rather than four. I appreciate everyones contribution. I REALLY NEED THIS! Thank-you Borrower added on 06/24/11 > I pay bills on time each month, I have been in my current position for the last 18 years. Stable job searching for some normalcy in my life when it comes to paying bills. Thank-you Borrower added on 06/24/11 > I am so in awe of this type of loan! I didnt know these even existed. The fact that you can help another person out and also gain from it blows me away. If enough investors fund my loan, after I pay it off, I plan on returning the favor to those in need. It's nice to know that if I receive this loan, that my payments are making somebody besides a bank money. This is an awesome program. Borrower added on 06/25/11 > The four debts I want to consolidate include, Sams club card, 4400.00 which I have used for groceries, Kohls card, 2600.00 which I have used for clothing and household needs. Best Buy, 1700.00 in which I purchased a washer and dryer with geek squad protection, and our overdraft protection of 850.00. Between these 4 accounts, we are paying close to 37% interest. Borrower added on 06/27/11 > A big thanks to everyone who has helped fund my loan. I am very excited to have one, lower interest rate payment, rather than four. I appreciate everything everyone is doing Borrower added on 07/02/11 > Thank you so much to everyone for contributing to my loan. It's so exciting to look online and see how quickly your loan is growing thanks to all of you.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $52,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I do not have any credit cards, ie(visa, discover, mastercard) My debts have accumulated over the last 4 years between sams club for groceries, best buy for washer and dryer, and kohls card for kid clothing and small household accessories. thank-you |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House payment 2550.00, car payment 550.00, gas 225.00, midcontinent 150.00, southeast electric 150.00, child care 400.00, garbage 25.00, water 110.00, groceries 600.00, car insurance 90.00, house insurance 5500.00 (yearly), sams club, best buy, kohls and overdraft protection, approximately 450.00 per month. school lunches 100.00. |
If you have a delinquency in the last 2 years, please explain the reason. | As far as bill paying goes, I have not been delinquent on my payments. I guess I consider myself delinquent in the fact that I have let my sams club, kohls card, best buy and overdraft protection, get out of hand over the last 4 years. |
Member Payment Dependent Notes Series 794680
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794680 |
$6,000 |
$6,000 |
15.23% |
1.00% |
June 29, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794680. Member loan 794680 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,575 / month |
Current employer: | State if Calif | Debt-to-income ratio: | 23.08% |
Length of employment: | 10+ years | Location: | Oak Hills, CA |
Home town: | |||
Current & past employers: | State if Calif | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $10,867.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 1997Freightliner Conv. 638000 Good cond ready to run |
Member Payment Dependent Notes Series 794690
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794690 |
$5,750 |
$5,750 |
12.99% |
1.00% |
June 29, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794690. Member loan 794690 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,427 / month |
Current employer: | home depot | Debt-to-income ratio: | 16.11% |
Length of employment: | 10+ years | Location: | miami, FL |
Home town: | |||
Current & past employers: | home depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,047.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 794760
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794760 |
$10,000 |
$10,000 |
18.39% |
1.00% |
July 1, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794760. Member loan 794760 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,080 / month |
Current employer: | ARUP Laboratories | Debt-to-income ratio: | 14.58% |
Length of employment: | 10+ years | Location: | SANDY, UT |
Home town: | |||
Current & past employers: | ARUP Laboratories | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 33 | Delinquencies (Last 2 yrs): | 5 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $3,580.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am going to pay off my 403b loan, get another loan from my 403b for enough to pay back this loan and consolidate some debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1257 Gas $80 Utilities including phone $343 Insurance $86 Food and Misc $160 |
If you have a delinquency in the last 2 years, please explain the reason. | I participated in the making your home affordable modification. According to federal guidelines the lender should not report any delinquencies as long as you are in good standing and pay on time. Wells Fargo did not report it this way for the time I was in the program. I have sent a letter and this may have been fixed. I am not aware of anything else, as I have paid my bills on time for the last 2 years at a minimum. If there is something on my credit report I can address any reasoning behind it. |
Member Payment Dependent Notes Series 794787
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794787 |
$21,000 |
$21,000 |
9.99% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794787. Member loan 794787 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,333 / month |
Current employer: | ITT Corporation | Debt-to-income ratio: | 13.24% |
Length of employment: | 5 years | Location: | Warrenton, VA |
Home town: | |||
Current & past employers: | ITT Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > This note is to pay off all of my credit cards. I am never late, and never pay the minimum on anything (mortgage, credit cards, car loans). I have been an employee of a large firm for 5 years.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,859.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover: $3,070 @ 12.99% Citibank: $10,875 @ 12.99% (has been a 0% rollover - expiring) Credit Union (VISA): $2,540 @ 10.9% JC Penney: $1,500 @ 21% (recent purchase) Lowes: $3,000 @ 21% (currently at 0%, but will reset soon) Thanks for consideration of this loan. I'd much rather pay interest to my fellow countrymen and women than give it to the Wall St. fat cats. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $3,682 Utilities: $275 Insurance: $65 Food: $400 Car loan: $695 |
Member Payment Dependent Notes Series 794796
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794796 |
$22,325 |
$22,325 |
11.99% |
1.00% |
June 30, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794796. Member loan 794796 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Los Angeles Firemen's Credit Union | Debt-to-income ratio: | 23.16% |
Length of employment: | 3 years | Location: | Ontario, CA |
Home town: | |||
Current & past employers: | Los Angeles Firemen's Credit Union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > I plan to use this loan to consolidate my credit card debt that I accumilated from college. During my time as a student, I didn't qualify for financial aid or student loans due to my parents income. I currently hold excellent credit and have made all my payments on time. I would like to consolidate my debts into one easy to manage loan that I can pay off in 60months or sooner. I have been working in the same field for over 7 years now, and have been at my present position for 3 years. My company and job security are very strong. Borrower added on 06/23/11 > This loan is to be used to consolidate debt brought on by schoolilng. I did not qualify for student loans during college due to my parents income. Now that I am out of school, I want to consolidate my debt into an easy to manage closed end loan. I am an ideal borrower because I have never been late in making payments, and hope to pay this loan in less than 60 months. I have been workign in the same field for more than 7 years, and have been with the same company for over 3 years. My company and position are stable, and usually receive overtime.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,107.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards Chase 9,000.00 - 17.24% - 216.00 Discover 7,010.00 - 23.24% - 163.00 Citi #1 3,083.00 - 23.34% - 85.00 Citi #2 2,830.85 - 25.99% - 88.00 Chase #2 3,036.00 - 9.24% - 63.00 Student Loans ACS 2,879.43 - 2.20% - 68.00 Mortgage FMC 145,000.00 - 5.50% - 1,049.00 Line of Credit Wells Fargo 5,000.00 - 10.75% - 110.00 Consolidating the majority of my revolving lines will allow me to receive a lower interest rate and pay off the amounts easily in 60 months or less. |
Which debts do you plan to pay off with this loan? | I will pay off the following debts with this loan: Chase 9,000.00 - 17.24% - 216.00 Discover 7,010.00 - 23.24% - 163.00 Citi #1 3,083.00 - 23.34% - 85.00 Citi #2 2,830.85 - 25.99% - 88.00 I plan to pay off the remaining credit card with a vacation pay out I will receive from my employer next month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards Chase 9,000.00 - 17.24% - 216.00 Discover 7,010.00 - 23.24% - 163.00 Citi #1 3,083.00 - 23.34% - 85.00 Citi #2 2,830.85 - 25.99% - 88.00 Chase #2 3,036.00 - 9.24% - 63.00 Student Loans ACS 2,879.43 - 2.20% - 68.00 Mortgage FMC 145,000.00 - 5.50% - 1,049.00 Line of Credit Wells Fargo 5,000.00 - 10.75% - 110.00 Consolidating the majority of my revolving lines will allow me to receive a lower interest rate and pay off the amounts easily in 60 months or less. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are as follows: Mortgage 1,049.00 Transportation 100.00 Utilities 0.00 (Paid for by room mate) Phone 0.00 (Paid for by employer) Insurance 130.00 Food 40.00 (Monthly groceries paid for by room mate) |
Please explain the reason why you carry a large revolving credit balance. | During my time as a college student I did not qualify for financial aid due to my parents income. The student loans that I was able to apply for were minimal and did not cover my schooling. I was forced to put the majority of my schooling on credit cards. When I attempted to obtain a consolidation loan after graduating, the bank wanted me to pay the large balance down before giving me the loan. Even though, that was the exact reason why I wanted the loan. Since then, I've been making steady payments and focusing on my largest balance. I have established an account strictly to for the purpose of repaying my debt, with funds direct deposited each paycheck. But I believe consolidating my debts into on closed end loan would help me reach my goal quicker. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards Chase 9,000.00 - 17.24% - 216.00 Discover 7,010.00 - 23.24% - 163.00 Citi #1 3,083.00 - 23.34% - 85.00 Citi #2 2,830.85 - 25.99% - 88.00 Chase #2 3,036.00 - 9.24% - 63.00 Student Loans ACS 2,879.43 - 2.20% - 68.00 Mortgage FMC 145,000.00 - 5.50% - 1,049.00 Line of Credit Wells Fargo 5,000.00 - 10.75% - 110.00 Consolidating the majority of my revolving lines will allow me to receive a lower interest rate and pay off the amounts easily in 60 months or less. |
Member Payment Dependent Notes Series 794814
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794814 |
$25,000 |
$25,000 |
10.59% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794814. Member loan 794814 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,417 / month |
Current employer: | D.A.S. Investments Inc | Debt-to-income ratio: | 29.21% |
Length of employment: | 10+ years | Location: | Princeton, WV |
Home town: | |||
Current & past employers: | D.A.S. Investments Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,900.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | AT&T Universal Credit Card and Bank of America Credit Card! |
Please explain the reason why you carry a large revolving credit balance. | I made the mistake of transfering balances at "0 intro rate!! After the intro rate the interest skyrockets monthly! You can never get them paid off! |
Member Payment Dependent Notes Series 794818
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794818 |
$4,000 |
$4,000 |
7.49% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794818. Member loan 794818 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | John J. Pershing VAMC | Debt-to-income ratio: | 21.94% |
Length of employment: | 1 year | Location: | Poplar Bluff, MO |
Home town: | |||
Current & past employers: | John J. Pershing VAMC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/22/11 > For 1996 GW Rivera Boat
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Electric: 110.00 Phone: 60.00 Food: 300.00 Car: 402.00 Car Ins: 85.00 Garbage: 16.00 No other utilities. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage: 854 (includes Insurance and taxes) Electric: 110.00 Trash: 16.00 No other utilities |
Member Payment Dependent Notes Series 794824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794824 |
$5,000 |
$5,000 |
9.99% |
1.00% |
June 29, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794824. Member loan 794824 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,600 / month |
Current employer: | CCboe | Debt-to-income ratio: | 23.66% |
Length of employment: | 2 years | Location: | Grovetown, GA |
Home town: | |||
Current & past employers: | CCboe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $8,956.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 794835
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794835 |
$4,000 |
$4,000 |
5.42% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794835. Member loan 794835 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | golden state overnite | Debt-to-income ratio: | 5.17% |
Length of employment: | < 1 year | Location: | LAKESIDE, CA |
Home town: | |||
Current & past employers: | golden state overnite | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,369.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My son has a need to consilidate his bills;another family member needed some short-term help. |
Member Payment Dependent Notes Series 794855
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794855 |
$25,000 |
$25,000 |
11.49% |
1.00% |
June 30, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794855. Member loan 794855 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | New York Life Insurance | Debt-to-income ratio: | 9.84% |
Length of employment: | 10+ years | Location: | Tampa , FL |
Home town: | |||
Current & past employers: | New York Life Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $22,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 794922
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
794922 |
$25,475 |
$25,475 |
10.99% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 794922. Member loan 794922 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Kalahari Resorts | Debt-to-income ratio: | 23.06% |
Length of employment: | < 1 year | Location: | NORWALK, OH |
Home town: | |||
Current & past employers: | Kalahari Resorts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > I am looking to consolidate several high interest credit cards, with interest rates of 26.74%, 24.24%, and 16.58% into a lower interest loan. My credit history shows I am reliable and have never had a late payment
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,786.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 795021
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795021 |
$9,200 |
$9,200 |
11.49% |
1.00% |
June 30, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795021. Member loan 795021 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Varilease Finance, Inc. | Debt-to-income ratio: | 11.16% |
Length of employment: | 4 years | Location: | Cottonwood Heights, UT |
Home town: | |||
Current & past employers: | Varilease Finance, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I plan on using the funds to pay off a credit card that I've had for several years. I'm a good borrower because I've never defaulted on a loan or credit card. I always pay my bills on time and I've never been late on a payment. The credit card that I'm trying to payoff is one that I used when I first moved out on my own and wasn't very financially savvy. Now that I've learned more and started to understand how to manage my money better, I want to finally payoff this last credit card so I stop wasting so much money a month on interest. My job is very stable - I love my job and hope to continue to grow and move up in the company
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $9,280.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 795022
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795022 |
$4,000 |
$4,000 |
11.49% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795022. Member loan 795022 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,750 / month |
Current employer: | Winn Law Group | Debt-to-income ratio: | 6.40% |
Length of employment: | 5 years | Location: | Santa Ana, CA |
Home town: | |||
Current & past employers: | Winn Law Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > Install bathtub and shower fixtures. Add bath tile. Borrower added on 06/24/11 > New counter top to cabinet. Borrower added on 06/24/11 > Pay off credit card debt.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,378.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 30.70% | Months Since Last Record: | 109 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My Discover has a high balance because I made a large purchase. It is 70% in use verses 35%. I plan to correct this as soon as possible. |
Member Payment Dependent Notes Series 795056
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795056 |
$12,000 |
$12,000 |
14.79% |
1.00% |
June 30, 2011 |
July 6, 2016 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795056. Member loan 795056 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | hawker Beechcraft corporation | Debt-to-income ratio: | 13.97% |
Length of employment: | 10+ years | Location: | Wichita, KS |
Home town: | |||
Current & past employers: | hawker Beechcraft corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,795.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have about 6k in credit cards around 20% Apr. Due to pay off a signature loan on furnace at end of the year, a small signature loan from lending club and a furniture loan currently at 0% but set to go to 24%. Mortgage is about 800 per month and auto around 300. If I can help with anything else, let me know. |
Member Payment Dependent Notes Series 795104
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795104 |
$20,000 |
$20,000 |
9.99% |
1.00% |
July 5, 2011 |
July 6, 2014 |
July 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795104. Member loan 795104 was requested on June 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,333 / month |
Current employer: | MGA Entertainment | Debt-to-income ratio: | 8.60% |
Length of employment: | 3 years | Location: | Porter Ranch, CA |
Home town: | |||
Current & past employers: | MGA Entertainment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2850 - rent, transportation and car payment - 1k, food 400, utilities & phone 500-800 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2850 - rent, transportation and car payment - 1k, food 400, utilities & phone 500-800 |
Member Payment Dependent Notes Series 795119
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795119 |
$15,000 |
$15,000 |
15.99% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795119. Member loan 795119 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Verizon Wireless | Debt-to-income ratio: | 18.13% |
Length of employment: | 1 year | Location: | Spokane, WA |
Home town: | |||
Current & past employers: | Verizon Wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,699.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 795174
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795174 |
$10,000 |
$10,000 |
5.99% |
1.00% |
July 5, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795174. Member loan 795174 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $27,083 / month |
Current employer: | HSW International | Debt-to-income ratio: | 7.82% |
Length of employment: | 4 years | Location: | Canton, GA |
Home town: | |||
Current & past employers: | HSW International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/02/11 > For re-grading backyard to correct drainage problems and lay shade tolerant sod.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,937.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | The improvement is to my primary residence. We are bringing in some dirt to extend the back yard and do some additional hardscaping. |
Member Payment Dependent Notes Series 795194
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795194 |
$20,375 |
$20,375 |
16.49% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795194. Member loan 795194 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Edge Technology Services | Debt-to-income ratio: | 21.48% |
Length of employment: | < 1 year | Location: | Meriden, CT |
Home town: | |||
Current & past employers: | Edge Technology Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,902.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I plan on consolidating 2 credit cards, current lending club loan and a student loan, so I have a lower payment each month |
Which debts do you plan to pay off with this loan? | consolidate current lending club loan, credit cards and a student loan |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My work currently pays for my phone, my rent is $400,utilities are included in the $ 400. I have a $400 car payment, food/gas etc. $400 a month. |
Please explain the reason why you carry a large revolving credit balance. | Part of it is a student loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | part is a student loan, the rest is consolidating 3 credit cards. |
Member Payment Dependent Notes Series 795203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795203 |
$20,000 |
$20,000 |
11.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795203. Member loan 795203 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,375 / month |
Current employer: | Northwestern University | Debt-to-income ratio: | 11.65% |
Length of employment: | 1 year | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Northwestern University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > I am requesting this loan to consolidate debt at a lower rate. I have never had a late payment on any loan in over 12 years of credit history.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,469.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent $1500 Utilities $70-80 |
Please explain the reason why you carry a large revolving credit balance. | I went to work for a private start-up company in July of 2008 after years of positions with increased responsibilities and promotions within the same company. I left safety, security, a good pay, for a job that could possibly double my salary and put me in great financial shape. Short story.... company failed, economy tanked. I was out of work for over a year. I did whatever i could to make money. At the time I had an 830 credit score, almost no debt, and 0% offers for loans with credit card companies were flying through the door. I had to start taking them to pay the bills and live. I was out of work for over a year. Now, I have a good job at a top academic medical center and I want to pay this debt back as soon as possible to start on a path to financial success again. One payment and peace of mind to no longer pay a credit card company and actually pay a savvy investor would make me feel really good. I think this is a great site and I will definitely be an investor once this debt is paid off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No mortgages Student loan Balance: 1,313.64 Rate 4% Monthly $134 Chase Slate Balance: $8,504 Rate: 16.24 Monthly: $190 Macy's Visa Balance $4,620 |
Which debts do you plan to pay off with this loan? | Chase Slate Balance 8540 Rate 16.24 Monthly $190 Macy???s Visa Balance 4620 Rate 18.90 Monthly $160 Chase Balance 2314 Rate 27.24 Monthly $60 Bank of America 2282 Rate 9.90 Monthly $75 Capital One Balance 2,653 Rate 17.90 Monthly $70 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 1,500 Transportation: $0 I live downtown and do not have a car. I am within walking distance of everything including my job. Utilities: $80 Phone $60 Renter's Insurance: Paid through December Food: $300-$400 |
Member Payment Dependent Notes Series 795254
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795254 |
$16,250 |
$16,250 |
11.49% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795254. Member loan 795254 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,300 / month |
Current employer: | Piermont Wealth Management Inc | Debt-to-income ratio: | 29.36% |
Length of employment: | 6 years | Location: | Hauppauge, NY |
Home town: | |||
Current & past employers: | Piermont Wealth Management Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > This loan is for debt consolidation before I purchase a home. I am currently employed at a stable company for the last 6 years. I have a great credit score and I am never late on any of my bills. Please let me know if you have any further questions.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,049.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi there. I currently do not have a mortgage payment. I have $9000 in student loans and approximately $16k in credit card payments (with a combined interest rate of 15-17%). My monthly payments are approximately $400 -500 a month. Let me know if you need anything further. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi there. I currently do not have a mortgage payment. I have $9000 in student loans and approximately $16k in credit card payments (with a combined interest rate of 15-17%). My monthly payments are approximately $400 -500 a month. Let me know if you need anything further. |
Member Payment Dependent Notes Series 795281
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795281 |
$12,000 |
$12,000 |
5.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795281. Member loan 795281 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,583 / month |
Current employer: | Bridgeton Public Schools | Debt-to-income ratio: | 1.39% |
Length of employment: | 8 years | Location: | Bridgeton, NJ |
Home town: | |||
Current & past employers: | Bridgeton Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I would like to consolidate several bills and pay them off. I have excellent credit and pay all bills on time. My Job is very secure I am tenured at my position
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $1,024.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 795289
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795289 |
$9,600 |
$9,600 |
12.99% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795289. Member loan 795289 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Human Technology | Debt-to-income ratio: | 16.74% |
Length of employment: | 8 years | Location: | Lawrence, KS |
Home town: | |||
Current & past employers: | Human Technology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $11,500.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 39.70% | Months Since Last Record: | 107 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe $9,000 on credit cards APR between 15%-18% (hence the consolidation loan. Most of these were accrued as business expenses due to a non-paying client.) My mortgage costs me $900 a month. No student loans. Car payment of $240. That's it! |
Member Payment Dependent Notes Series 795290
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795290 |
$15,000 |
$15,000 |
12.99% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795290. Member loan 795290 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Credit Suisse | Debt-to-income ratio: | 11.52% |
Length of employment: | 10+ years | Location: | Rockaway Park , NY |
Home town: | |||
Current & past employers: | Credit Suisse | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > Im trying to pay off credit cards and keep one monthly payment w lending club. I'm also making some improvements to my apt I presently live in so this loan will help.me get my bills down and pay for improvements my apt desparately needs. Please contact me with any additional questions. Thank you
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,137.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $6500.00 balance, 18% interest rate, current monthly payment $200 or more per mo. Visa $1000 balance , 23% interest rate, current monthly payment $50-100/mo Banana Republic/Visa $900 balance 23% interest rate, mo pymt $100 Express $500 balance, 22% interest rate, mo pymnt $50 Target $300 balance 26% interest rate, mo pyment $50 Macys $700 balance 26% interest rate, $75-100 mo pymt. Please let me know if this info is sufficient. Thank you. |
Member Payment Dependent Notes Series 795305
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795305 |
$6,400 |
$6,400 |
12.99% |
1.00% |
June 29, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795305. Member loan 795305 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Trinity Health | Debt-to-income ratio: | 11.00% |
Length of employment: | 3 years | Location: | Canton, MI |
Home town: | |||
Current & past employers: | Trinity Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,722.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Mostly Credit Card. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mostly Credit Cards. |
Member Payment Dependent Notes Series 795341
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795341 |
$2,500 |
$2,500 |
5.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795341. Member loan 795341 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Caddo Parish Schools | Debt-to-income ratio: | 8.73% |
Length of employment: | 10+ years | Location: | shreveport, LA |
Home town: | |||
Current & past employers: | Caddo Parish Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > Would like to obtain this loan to take a much-needed vacation.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $2,240.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 795344
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795344 |
$25,000 |
$25,000 |
13.49% |
1.00% |
July 1, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795344. Member loan 795344 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,750 / month |
Current employer: | Turner Construction | Debt-to-income ratio: | 22.09% |
Length of employment: | 5 years | Location: | Apt 2, NY |
Home town: | |||
Current & past employers: | Turner Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,271.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 795353
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795353 |
$3,500 |
$3,500 |
6.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795353. Member loan 795353 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,700 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.00% |
Length of employment: | 1 year | Location: | Houston, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To have money to invert in my bussiness |
What type of business are you starting? | Forever Living Product a multilevel company. |
Please describe your experience/familiarity with the business you are starting/started? | Known it well, knew about since my teenage years. |
Member Payment Dependent Notes Series 795357
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795357 |
$12,500 |
$12,500 |
11.49% |
1.00% |
June 29, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795357. Member loan 795357 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Recreation Equipment Inc | Debt-to-income ratio: | 12.44% |
Length of employment: | 4 years | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Recreation Equipment Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > This loan is my answer to get out from all credit card debt in just three short years. I have excellent credit
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.01% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 795376
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795376 |
$18,000 |
$18,000 |
8.49% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795376. Member loan 795376 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,000 / month |
Current employer: | MATHISON MOTORS | Debt-to-income ratio: | 15.91% |
Length of employment: | 3 years | Location: | ANNADALE, MN |
Home town: | |||
Current & past employers: | MATHISON MOTORS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Due to a situation a division of assets was required and in this process I was required to payoff an amount of these assets for division. I was responsible for roughly $24000. Between attorney fees and that I used credit cards to complete this at a promotional rate that is about to expire. I apologize to those that have asked and have not gotten the answer due to my verbage. Borrower added on 06/28/11 > Due to a situation a division of assets was required and in this process I was required to payoff $24000 for the division to be final. With attorney fees and this I used credit cards at a promotional rate to cover the amount I did not have. This promotional rate is about to expire and that is the purpose of this loan request. I apologize to those that asked and didn't get the response due to my verbage.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,808.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards (3) $18000 promotional rate of 0%-2.9% Monthly payments total $500 Auto Loan $12000 @5.4% $250 mo pymt Recreational Merchandise $4000 @ 5.4% $150 mo pymt no student loans no mortgage no lines of credit My total DTI including normal monthly expenses is 38% My PTI for this loan request is 9% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards (3) $18000 promotional rate of 0%-2.9% Monthly payments total $500 Auto Loan $12000 @5.4% $250 mo pymt Recreational Merchandise $4000 @ 5.4% $150 mo pymt no student loans no mortgage no lines of credit My total DTI including normal monthly expenses is 38% My PTI for this loan request is 9% |
Which debts do you plan to pay off with this loan? | All credit card debt totaling $18000 (3cards) that had 0%-2.9% promotional rate that was good for one year which is now about to expire and will go to 14%-19%. After that listed below will be my remaining debts and monthly payments. Auto Loan $12000 @ 5.4% mo pymt $250 Recreational Merchandise $4000 @ 5.4% mo pymt $150 Chase (Furniture Store Account) locked in at 0% for next 2.5 yrs $5400 balance & I'm paying $200 month to have it paid off before then without any interest needing to be paid. If you have any other questions please let me know. Thank you |
Which debts do you plan to pay off with this loan? | All credit card debt totaling $18000 (3cards) that had 0%-2.9% promotional rate that was good for one year which is now about to expire and will go to 14%-19%. After that listed below will be my remaining debts and monthly payments. Auto Loan $12000 @ 5.4% mo pymt $250 Recreational Merchandise $4000 @ 5.4% mo pymt $150 Chase (Furniture Store Account) locked in at 0% for next 2.5 yrs $5400 balance & I'm paying $200 month to have it paid off before then without any interest needing to be paid. If you have any other questions please let me know. Thank you |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly Expenses Rent: $500 monthly Electric: Averages $85 monthly City Sewer and Water averages $65 Gas: Averages $75 Phone/Cable/Internet $120 monthly Transportation: Loan pymt $250, fuel $100 monthly, Insurance $90 monthly. Food $200 month |
Please explain the reason why you carry a large revolving credit balance. | Due to a situation a division of assets was required and in this process I was required to payoff $24000 for the division to be final. With attorney fees and this I used credit cards at a promotional rate to cover the amount I did not have. This promotional rate is about to expire and that is the purpose of this loan request. I do not agree with high revolving balances but due to this situation it was the quickest way to get my situation finalized. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $18000 3 cards promotional rates 0%-2.9% sue to expire July Auto Loan $12000 monthly pymt $250 interest rate 5.4% Recreational Merchandise $4000 @ 5.4% $150 mo pymt Chase Furniture locked in @ 0% for 2.5 more years...minimum pymt required is $100, however I am paying $200 to have it paid sooner and so that I will not encounter any interest charges. No student loans, no mortgage and no lines of credit. |
Member Payment Dependent Notes Series 795377
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795377 |
$1,800 |
$1,800 |
5.99% |
1.00% |
June 29, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795377. Member loan 795377 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $800 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.88% |
Length of employment: | n/a | Location: | Boston, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > I need money to buy some furniture for home
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-202 ; transportation-20;utilities-20; free medical insurence;phone-29; food-150 dollars |
Member Payment Dependent Notes Series 795409
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795409 |
$10,550 |
$10,550 |
13.49% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795409. Member loan 795409 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,667 / month |
Current employer: | Precision Concrete, Inc. | Debt-to-income ratio: | 5.75% |
Length of employment: | 10+ years | Location: | Nipomo, CA |
Home town: | |||
Current & past employers: | Precision Concrete, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $83,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I don't think my credit balance is too high, considering my income. However any current balance would be from orthodontic work done, which insurance does not cover. I hope that answers your question. |
What is your intended use for the loan proceeds? | It is to finish paying off an ex shareholder earlier than originally planned. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is 1550. No transportation expense as that is all paid by employers. Utitities average (water trash gas and electric) average about 140 per montg. No phone expense; all wireless all communicafions expense covered by my employer. Insurance for auto, and home equals 110 per month. Life insurance covered by employer. Groceries are approx 500 per month. 300 pee month for household misc. |
Please explain the reason why you carry a large revolving credit balance. | I don't think my credit balance is too high, considering my income. However any current balance would be from orthodontic work done, which insurance does not cover. I hope that answers your question. |
Member Payment Dependent Notes Series 795438
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795438 |
$23,000 |
$23,000 |
11.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795438. Member loan 795438 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Oakwood Healthcare | Debt-to-income ratio: | 20.90% |
Length of employment: | < 1 year | Location: | Pleasant Ridge, MI |
Home town: | |||
Current & past employers: | Oakwood Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > This is a debt consolidation loan. I currently have interest rates in the high 20s and pay close to 900 a month. This will put me on a plan and lower my payment. It is a win-win. I would take a 30 month option if they had it. Looking to lower my interest rates. My debts are totaling roughly 19500, the $23,000 is extra to cover all other outstanding expenses I may have. Truth be told, $2000 of it will probably go back first payment. Borrower added on 06/23/11 > I have been with my company for over 3 years in a stable position. Borrower added on 06/24/11 > To note and in reference to Debt to Income - I have no other debt other than these loans that I am responsible for. I have college loans and 1 term personal loan in my name, however, these have and will continue to be paid by family. Borrower added on 06/26/11 > This loan will both lower my monthly payment by over 100 dollars as well as put me on a plan to pay my debt off within 3 years.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,492.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 6400 Car loan 18 percent 200 a month. Credit card 9000 28 percent at 275 a month. 5000 credit line at 27 for roughly 200 a month. That's all I pay per month. Roughly 700 dollars and I usually pay 100 on top. This loan puts me on a 3 year plan to end it. |
Which debts do you plan to pay off with this loan? | Car loan at 200 a month. Credit Card at 300 a month. Credit Card at 200 a month. Totaling roughly 19500. Credit Card have interest rates in high 20s. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | For everything, looking at $1400. That is being generous for food. |
Please explain the reason why you carry a large revolving credit balance. | I invested in a small side business. That chapter is closed and am moving on. Lookng at 14000 in revolving debt, total. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the loan to solely consolidate debt. 3 items totaling roughly 20000. 3000 on top to cover a few small items. As I have mentioned, more than likely putting roughly 2000 of it back. I'd be just as happy with a 21,000 loan. |
Member Payment Dependent Notes Series 795448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795448 |
$13,750 |
$13,750 |
12.99% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795448. Member loan 795448 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,033 / month |
Current employer: | Georgia Asphalt, Inc. | Debt-to-income ratio: | 22.12% |
Length of employment: | 10+ years | Location: | Macon, GA |
Home town: | |||
Current & past employers: | Georgia Asphalt, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off high interest credit cards that would take me years to pay off. I want to get out of monthly payments and quit paying so much money to them. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Balance about $25,000.00 between two cards with interest rates of 29.99% with monthly payments around $1000.00. I would save money monthly and pay off the balance instead of the balance lingering on for years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 500.00/mo utlilities $85.00/mo phone $40.00/mo food $80.00/wek, car insurance $45.00/mo |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 1000.00 mo payments for all credit cards will be reduced with this loan pay off is $25,000.00 |
Member Payment Dependent Notes Series 795461
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795461 |
$3,000 |
$3,000 |
10.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795461. Member loan 795461 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | School District of Philadelphia | Debt-to-income ratio: | 12.96% |
Length of employment: | 2 years | Location: | Mount Laurel, NJ |
Home town: | |||
Current & past employers: | School District of Philadelphia | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > Missed Association Fees, and Credit Cards.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $8,621.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Because I am irresponsible with credit cards and use them as extra income. If I were smart I'd close all my accounts ;) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have a mortgage, car payments, cable, gas/electric, pet expenses, food for myself, gas of the car, bridge toll for work, association fees, gym fees, and the like. |
What is your intended use for the loan proceeds? | I have several credit cards that I would like to decrease the balance on. I also owe my association late fees. |
If you have a delinquency in the last 2 years, please explain the reason. | If I have had a delinquency it would be from late payments because I have a hard time keeping track of when things are due. |
Member Payment Dependent Notes Series 795467
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795467 |
$13,600 |
$13,600 |
22.48% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795467. Member loan 795467 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | Solara Healthcare | Debt-to-income ratio: | 14.28% |
Length of employment: | 4 years | Location: | La Feria, TX |
Home town: | |||
Current & past employers: | Solara Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > My job is stable. I have been employed here for 4 yrs. Prior to that I was at the same facility for 7 yrs. I have never gone without employment for any amount of time. My income is set and if modified will only go up.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $175.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to pay off all my current debts and make a few renovations to my home. Having to pay one payment instead of several would be more convenient. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay rent or mortgage. Utilities total $400. My vehicle is $380. My phone is $80. I travel a distance to work so gas is costing me roughly $200. Our misc. expenses total $250. The bills I would like to consolidate come to $700 with varying interest rates for each payment. |
If you have a delinquency in the last 2 years, please explain the reason. | I have been late on some payments, but not because of a lack of funds. I used to be afraid of making payments on line so I would physically go to where I needed to make payments. That meant I would wait for the weekend or a day off to make payments close to my pay date which could go past the payment deadlines. Not really a great excuse, but I am being honest. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My account balances total $11,300. I had requested more because I had planned on making some renovations to my house. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My account balances total $11,300. I had requested more because I had planned on making some renovations to my house. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The money will be paying off and closing the accts. The left over money that I want to put in the house will be to fix the roofing. |
Member Payment Dependent Notes Series 795487
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795487 |
$7,000 |
$7,000 |
15.23% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795487. Member loan 795487 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | TGI FRIDAY'S | Debt-to-income ratio: | 21.94% |
Length of employment: | 5 years | Location: | Newark, DE |
Home town: | |||
Current & past employers: | TGI FRIDAY'S | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > unexpected costs came up for 2 different surgeries, car repairs and a sick pet. maxed out credit cards when i had depleted my funds. Borrower added on 06/28/11 > the overdraft fees are killing my bank account, and it's all becaused i pay everything electronically through my account.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $3,728.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i bring home $2492 a month (i'm a salaried restaurant manager) and my bills, including the loan repayment which will start in August are roughly a little over $2000, allowing me about $350 a month to "live." My bills include rent, phone, car/renter's insurance, one prescription (obgyn) cable, electric, school loan, gas, credit score upkeep, work injury protection plan and bank. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i bring home $2492 a month (i'm a salaried restaurant manager) and my bills, including the loan repayment which will start in August are roughly a little over $2000, allowing me about $350 a month to "live." My bills include rent, phone, car/renter's insurance, one prescription (obgyn) cable, electric, school loan, gas, credit score upkeep, work injury protection plan and bank. |
Member Payment Dependent Notes Series 795522
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795522 |
$4,325 |
$4,325 |
16.49% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795522. Member loan 795522 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | SC Aquarium | Debt-to-income ratio: | 20.40% |
Length of employment: | 2 years | Location: | SUMMERVILLE, SC |
Home town: | |||
Current & past employers: | SC Aquarium | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $11,266.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have an adverse account (Sallie Mae) on my credit because there was confusion on a payment. The Sallie Mae account is a joint account in which my brother is the primary borrower and I the co-signer. What happen is that my brother missed a payment he thought he had paid. It wasn't until later on that the problem was corrected. My credit, however, now has an adverse account on it, but everything caught up now and up to date. |
Please explain the reason why you carry a large revolving credit balance. | I don't believe that I carry that large of a credit balance as compared to most people. I make my payment on time every month and have a plan to pay them all off. This debt consolidation, however, would make it easier for me as I can make just one monthly payment and at the same time lower my interest rate. This loan would help me immensely, and I appreciate your time and consideration. |
If you have a delinquency in the last 2 years, please explain the reason. | I have an adverse account (Sallie Mae) on my credit because there was confusion on a payment. The Sallie Mae account is a joint account in which my brother is the primary borrower and I the co-signer. What happen is that my brother missed a payment he thought he had paid. It wasn't until later on that the problem was corrected. My credit, however, now has an adverse account on it, but everything caught up now and up to date. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The main purpose of the loan would be to pay off three revolving credit accounts I have open. As I mentioned before, making one monthly payment as opposed to three different payments with varied interest rates, would make things much easier. |
If you have a delinquency in the last 2 years, please explain the reason. | I have an adverse account (Sallie Mae) on my credit because there was confusion on a payment. The Sallie Mae account is a joint account in which my brother is the primary borrower and I the co-signer. What happen is that my brother missed a payment he thought he had paid. It wasn't until later on that the problem was corrected. My credit, however, now has an adverse account on it, but everything caught up now and up to date. |
If you have a delinquency in the last 2 years, please explain the reason. | I have an adverse account (Sallie Mae) on my credit because there was confusion on a payment. The Sallie Mae account is a joint account in which my brother is the primary borrower and I the co-signer. What happen is that my brother missed a payment he thought he had paid. It wasn't until later on that the problem was corrected. My credit, however, now has an adverse account on it, but everything caught up now and up to date. |
If you have a delinquency in the last 2 years, please explain the reason. | I have an adverse account (Sallie Mae) on my credit because there was confusion on a payment. The Sallie Mae account is a joint account in which my brother is the primary borrower and I the co-signer. What happen is that my brother missed a payment he thought he had paid. It wasn't until later on that the problem was corrected. My credit, however, now has an adverse account on it, but everything caught up now and up to date. |
If you have a delinquency in the last 2 years, please explain the reason. | I have an adverse account (Sallie Mae) on my credit because there was confusion on a payment. The Sallie Mae account is a joint account in which my brother is the primary borrower and I the co-signer. What happen is that my brother missed a payment he thought he had paid. It wasn't until later on that the problem was corrected. My credit, however, now has an adverse account on it, but everything caught up now and up to date. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I recently moved out of my apartment when the lease was up and moved in with my parents to save up money and plan my next move. My expenses (rent and utilities) is only $200 a month. I pay every 6 months on my car insurance which is only $180.00. Besides the three revolving credit accounts I have posted, I pay on a couple of student loans which is approximately $160 a month. |
Member Payment Dependent Notes Series 795536
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795536 |
$16,000 |
$16,000 |
11.49% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795536. Member loan 795536 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Franchise Tax Board | Debt-to-income ratio: | 14.46% |
Length of employment: | 3 years | Location: | VAN NUYS, CA |
Home town: | |||
Current & past employers: | Franchise Tax Board | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,446.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 740.00 |
Please provide additional details regarding the purpose of the loan | medical expense |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | medical expense |
Member Payment Dependent Notes Series 795541
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795541 |
$18,600 |
$18,600 |
6.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795541. Member loan 795541 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,859 / month |
Current employer: | EMWD | Debt-to-income ratio: | 7.19% |
Length of employment: | 10+ years | Location: | Hemet, CA |
Home town: | |||
Current & past employers: | EMWD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,401.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | higher interest business credit card |
Member Payment Dependent Notes Series 795569
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795569 |
$14,400 |
$14,400 |
17.49% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795569. Member loan 795569 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Gundersen Lutheran | Debt-to-income ratio: | 24.99% |
Length of employment: | 5 years | Location: | La Crosse, WI |
Home town: | |||
Current & past employers: | Gundersen Lutheran | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $12,507.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 83.40% | Months Since Last Record: | 89 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | The improvement is to my primary residence. |
Member Payment Dependent Notes Series 795570
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795570 |
$4,000 |
$4,000 |
12.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795570. Member loan 795570 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.85% |
Length of employment: | 4 years | Location: | norwalk, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > My son Was Sick in Hospital wanna use the money to pay off dr bills
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,479.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I want to pay off debts with loan so i make one monthy payment instead of different monthly payments |
Member Payment Dependent Notes Series 795642
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795642 |
$13,000 |
$13,000 |
12.99% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795642. Member loan 795642 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Fletcher Fire Rescue | Debt-to-income ratio: | 2.12% |
Length of employment: | 4 years | Location: | PENROSE, NC |
Home town: | |||
Current & past employers: | Fletcher Fire Rescue | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > Funds will be used for home improvements. Redoing a bathroom, new deck, new roof, replacing part of exterior siding. Good Borrower because I pay all of my bills every month on time. Monthly budget mortgage $406.36, truck $189, car $153, Discover card $45, Visa card $87.50, personal loan for business $110, personal loan for tractor $93.50 total $1,007.86 per month Job is in public safety have 4 years with this employer, also in second year of owning my own business that in lawn care with good customer base.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,671.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Several, we are planning to put new flooring throughout the house (either hardwood or laminate we are undecided right now), we are planning on redoing our master bathroom with a new a walk-in shower and replacing the current sink with double sinks. We are also going to put a bigger deck on our house. We are planning to replace kitchen cabinets and kitchen sink. We are also planning on replacing some of the vinyl siding on the house and completing some repairs on the roof. |
Is this for a home improvement you have already made, or one that you are planning to make? | It is going to be for several home improvements. We replaced the carpet in our living room with laminate flooring last year and would like to replace all of the carpet throughout the house with the laminate flooring, or replace all of the flooring with hardwood flooring. We are planning to put a walk-in shower in the master bath and replace the current sink with double sinks. We are planning to replace the kitchen cabinets and the kitchen sink. We are planning to replace some of the vinyl sidding and completing some roof repairs. |
Member Payment Dependent Notes Series 795678
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795678 |
$2,500 |
$2,500 |
6.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795678. Member loan 795678 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $18,333 / month |
Current employer: | US Government | Debt-to-income ratio: | 3.13% |
Length of employment: | < 1 year | Location: | tampa, FL |
Home town: | |||
Current & past employers: | US Government | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Debt consolidation. Borrower added on 06/28/11 > Have high interest on loan that's almost paid off. Excellent credit and extremely secure job.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $81,830.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 795685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795685 |
$5,000 |
$5,000 |
20.25% |
1.00% |
June 29, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795685. Member loan 795685 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Aventura Hospital and Medical Center | Debt-to-income ratio: | 5.50% |
Length of employment: | 4 years | Location: | MIAMI BEACH, FL |
Home town: | |||
Current & past employers: | Aventura Hospital and Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $1,128.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Dental work |
What is your intended use for the loan proceeds? | Dental work |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies |
What is your intended use for the loan proceeds? | Dental work |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies |
What is your intended use for the loan proceeds? | Dental work |
What is your intended use for the loan proceeds? | Dental work |
Please provide additional details regarding the purpose of the loan | required dental work |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies |
Member Payment Dependent Notes Series 795696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795696 |
$12,000 |
$12,000 |
11.49% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795696. Member loan 795696 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | Hudson Apartments | Debt-to-income ratio: | 17.38% |
Length of employment: | 10+ years | Location: | Tyler, TX |
Home town: | |||
Current & past employers: | Hudson Apartments | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I have never been late on a payment. Always have excellent credit and will always pay my bills on time. I have been at my job for over 10 years and will be promoted again by the end of this year. I am a very responsible and reliable person. I would just like to consolidate my bills down to one smaller payment.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,267.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit card, best buy card, carecredit and gas bill |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | About $500 monthly |
Member Payment Dependent Notes Series 795701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795701 |
$9,000 |
$9,000 |
16.49% |
1.00% |
June 29, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795701. Member loan 795701 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | Raytheon | Debt-to-income ratio: | 12.41% |
Length of employment: | 4 years | Location: | Torrance, CA |
Home town: | |||
Current & past employers: | Raytheon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > Hello! This loan is to pay off a couple of credit cards that currently have high interest rates. I been making payments on them for a while but just not big enough of a dent that I want, especially since they hiked up the interest rates on them. By consolidating this loan I'll be able to pay them off in a much more timely matter. I've never been late on any payments, nor have I ever had to defer them. I work in aerospace with a steady high income, enough to support any such loan that I may receive. I've been there for almost 4 years now with complete confidence in my job stability. If anything my income will only grow in the coming years as I move up. I have not used a credit card for a while for the express purpose of paying them off. I live rent free at home, paid off my car, and expenses outside of that are minimal and more than manageable to always meet any loan payments. I was actually in the process of knocking down one credit card at a time before I found this site. If anything I may try and pay off my loan debt earlier than the three year mark in order to be free and clear of any debt.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $8,590.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not, I have a perfect track record in payments for all my bills. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not, I have a perfect track record in payments for all my bills. |
Member Payment Dependent Notes Series 795714
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795714 |
$12,000 |
$12,000 |
10.59% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795714. Member loan 795714 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | the saloon | Debt-to-income ratio: | 0.72% |
Length of employment: | 10+ years | Location: | pleasant hill, CA |
Home town: | |||
Current & past employers: | the saloon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $868.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to buy a vacation-retirement mobile home in sr. mhp where the tenents own the land |
Is the home you are purchasing your primary residence or an investment property? | vacation now and primary at retirement |
What other sources of financing are you using to purchase the home? | $8000 from savings |
What is your intended use for the loan proceeds? | to buy a vacation-retirement mobile home in sr. mhp where the tenents own the land |
What is your intended use for the loan proceeds? | to buy a vacation-retirement mobile home in sr. mhp where the tenents own the land |
Member Payment Dependent Notes Series 795726
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795726 |
$35,000 |
$35,000 |
11.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795726. Member loan 795726 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,646 / month |
Current employer: | District 5 Highway Credit Union | Debt-to-income ratio: | 14.43% |
Length of employment: | 5 years | Location: | Jefferson City, MO |
Home town: | |||
Current & past employers: | District 5 Highway Credit Union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,292.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a mortgage balance of 203,000 with a payment of 1100.00 and interest rate of 4.375%. A citicard credit card with an approximate balance of 27,500 with an interest rate of 15.99% and a discover card with about 4500.00 as a balance and interest rate of 13.99%. The minimum payment for my citi and discover card are 750.00 but I want to get them paid off faster and done instead of making minimum payments...finally I have a student loan with AES and my monthly payment is 230.00. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is 1100/month. My utilities range from 125-300/month depending on the month. After paying all my bills I usually have about 600/week leftover for additional expenses/spending money. |
Please explain the reason why you carry a large revolving credit balance. | I had several life events take place in a short period of time in which I didn't have any family that could help me, and I used credit to pay for those events...I now have a salary and bonus program in which I want to get this debt paid off as fast as possible and be credit card free. |
Member Payment Dependent Notes Series 795773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795773 |
$15,000 |
$15,000 |
7.49% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795773. Member loan 795773 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Entergy Nuclear | Debt-to-income ratio: | 7.90% |
Length of employment: | 5 years | Location: | Saint Joseph, MI |
Home town: | |||
Current & past employers: | Entergy Nuclear | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > I plan to pay off a Credit Card as well as build a new patio area in the backyard. I am tearing down the deck with a couple of friends and then I have a few more concrete contractors coming in to give me bids on the patio area. This was the cheapest rate I could find on a personal loan so I figured let's try it out. If you have any questions please ask. Thanks for the help in advance!
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,903.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 795816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795816 |
$8,000 |
$8,000 |
5.99% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795816. Member loan 795816 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,167 / month |
Current employer: | Wipro Ltd | Debt-to-income ratio: | 8.13% |
Length of employment: | 10+ years | Location: | Saint Paul, MN |
Home town: | |||
Current & past employers: | Wipro Ltd | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $483.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 795830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795830 |
$14,400 |
$14,400 |
11.49% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795830. Member loan 795830 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,500 / month |
Current employer: | Warrensburg School District | Debt-to-income ratio: | 9.78% |
Length of employment: | 10+ years | Location: | Warrensburg, MO |
Home town: | |||
Current & past employers: | Warrensburg School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > June 2011
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans etc. THe only loans I will have after this loan is house $50000. All other credit cards which total less that $3000 WILL BE PAID OFF. Loan rate at 6%. |
Which debts do you plan to pay off with this loan? | All but house. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans etc. THe only loans I will have after this loan is house $50000. All other credit cards which total less that $3000 WILL BE PAID OFF. Loan rate at 6%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans etc. THe only loans I will have after this loan is house $50000. All other credit cards which total less that $3000 WILL BE PAID OFF. Loan rate at 6%. |
Which debts do you plan to pay off with this loan? | All but house. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All but house. |
What is your intended use for the loan proceeds? | Home renovations and pay off bills. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | House 400, car 503, utilities 600 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All but house. |
Member Payment Dependent Notes Series 795867
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795867 |
$10,000 |
$10,000 |
7.49% |
1.00% |
June 29, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795867. Member loan 795867 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | Sovereign Bank | Debt-to-income ratio: | 1.75% |
Length of employment: | 10+ years | Location: | reading, PA |
Home town: | |||
Current & past employers: | Sovereign Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > Not sure if my previous comments were saved. Always pay my debts before they are due. Hopefully my credit score speaks for itself. I appreciate your consideration. Thank you. Borrower added on 06/24/11 > I have over 20 years in the banking industry. Extremely solid and very reputable work history. I would very much appreciate your investment in me. I have never once been late on a bill or payment. My FICO Score is reflective of this. This loan would be a win-win for all involved since I will pay this back as expected. Thank you for your consideration.
A credit bureau reported the following information about this borrower member on June 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,729.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan? | Good evening. The purpose of the funds are to pay off a 401k loan that I need to pay off by September 3rd. I was in Commercial Banking at my former employer for 20 years and was approached for a management position in Commercial Banking at another financial institution. I accepted this position and have been there for the last month. Since I had no plans on leaving my job, I took a loan from my 401k to redo my kitchen. I now need to pay this back within 90 days since I left the company. I have a very solid credit history, this was just a bad timing issue. I hope this answers any questions you may have. Thank you for your consideration. |
What is your intended use for the loan proceeds? | Good evening. The purpose of the funds are to pay off a 401k loan that I need to pay off by September 3rd. I was in Commercial Banking at my former employer for 20 years and was approached for a management position in Commercial Banking at another financial institution. I accepted this position and have been there for the last month. Since I had no plans on leaving my job, I took a loan from my 401k to redo my kitchen. I now need to pay this back within 90 days since I left the company. I have a very solid credit history, this was just a bad timing issue. I hope this answers any questions you may have. Thank you for your consideration. |
What is your intended use for the loan proceeds? | I will be paying off a 401k loan with the proceeds. Was at my former job for 20 years before being approached by another financial institution in a management position. Was not planning on leaving my job and took out a 401k loan to re-do kitchen in my home. Now need to pay back within 90 days so I it is not a taxable event. |
What is your intended use for the loan proceeds? | I will be paying off a 401k loan with the proceeds. Was at my former job for 20 years before being approached by another financial institution in a management position. Was not planning on leaving my job and took out a 401k loan to re-do kitchen in my home. Now need to pay back within 90 days so I it is not a taxable event. |
Member Payment Dependent Notes Series 795869
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795869 |
$12,000 |
$12,000 |
12.99% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795869. Member loan 795869 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | LaVan & Neidenberg, P.A. | Debt-to-income ratio: | 3.17% |
Length of employment: | 3 years | Location: | Miramar, FL |
Home town: | |||
Current & past employers: | LaVan & Neidenberg, P.A. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > I just purchased my first home and would like to remodel the kitchen and bathroom without having to pay so much interest on these other loans out there. I greatly appreciate all investments.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Hello, between the utilities, insurance, line of credit, and mortgage I am paying about $1,100 a month. The only credit line I have right now is $10,000 with a 10.24% but I chose to opt out because the percentage was going to be raised to 29.99% which would have taken forever to pay off. I have 3 other credit cards that are completely paid off each with a credit line of $2,000 but I chose not to use those for the home improvements because of the high interest rates. I hope this answers your question. Please let me know if you'd like additional information. Thank you. |
Member Payment Dependent Notes Series 795883
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795883 |
$6,000 |
$6,000 |
8.49% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795883. Member loan 795883 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,833 / month |
Current employer: | Deloitte Consulting LLC | Debt-to-income ratio: | 10.80% |
Length of employment: | 2 years | Location: | Olney, MD |
Home town: | |||
Current & past employers: | Deloitte Consulting LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/23/11 > Loan to purchase a small recreational vehicle
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,819.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 795884
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795884 |
$5,000 |
$5,000 |
7.49% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795884. Member loan 795884 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,400 / month |
Current employer: | Atlantic shores Hospital | Debt-to-income ratio: | 14.63% |
Length of employment: | < 1 year | Location: | miramar, FL |
Home town: | |||
Current & past employers: | Atlantic shores Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,180.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 795919
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795919 |
$12,000 |
$12,000 |
10.99% |
1.00% |
June 30, 2011 |
July 7, 2014 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795919. Member loan 795919 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Red Wing Public School | Debt-to-income ratio: | 16.55% |
Length of employment: | 1 year | Location: | South Saint Paul, MN |
Home town: | |||
Current & past employers: | Red Wing Public School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 795948
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
795948 |
$16,000 |
$16,000 |
10.59% |
1.00% |
June 30, 2011 |
July 7, 2016 |
July 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 795948. Member loan 795948 was requested on June 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Fairmont | Debt-to-income ratio: | 0.42% |
Length of employment: | < 1 year | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Fairmont | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
This loan is for a small retail business in a very popular area with heavy foot-traffic. I have excellent credit. I am employed full time and protected by a union. I have a bachelor's degree in business finance. Even if my business fails completely, without a single sale, I will still be able to pay the monthly payments on time because I make enough money from my employment. My only financial obligations are rent and food.
A credit bureau reported the following information about this borrower member on June 23, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $298.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | Retail business selling books, dvds, animatronics, and photo-art. The store has a wildlife theme. |
What is your intended use for the loan proceeds? | A small retail business selling books, dvds, animatronics, photo-art, and more. The business will be located in place with very high foot-traffic. |
Please describe your experience/familiarity with the business you are starting/started? | I worked in this industy for 3 years when I was younger. I am now an experienced accountant. I audit more than $100,000 per day for a large global company. I have a bachelor's degree in business finance. |
What do you project your monthly expenses for the first 6 months of your business? | Fixed costs will be $6,000 per month. $1,800 for rent; $3,500 for payroll; $100 for utilities; $100 for insurance; $500 for miscellaneous. I have already purchased inventory with my own money. Advertising is included in the rent (popular mall). All costs have already been confirmed and are awaiting funding. |
What will be the largest expense in the first six months? | Payroll-- $3,500 per month. |
What do you project your monthly revenues for the first 6 months to be? | Gross revenue projected based on mall foot traffic: August: $9,000 September: $8,000 October: $7,000 November: $27,000 December: $36,000 January: $6,000 |
Can you provide some high level financials on the monthly costs / revenue of your business? | Business not yet operating. I would like to emphasize that I am capable of making the loan payments on time, even if my business fails completely, without a single sale. I am employed full time. |
Member Payment Dependent Notes Series 796034
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796034 |
$10,000 |
$10,000 |
11.49% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796034. Member loan 796034 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | chrmc | Debt-to-income ratio: | 17.53% |
Length of employment: | 10+ years | Location: | temple, PA |
Home town: | |||
Current & past employers: | chrmc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > need money to pay off high interest cc bills.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $13,625.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 796043
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796043 |
$5,000 |
$5,000 |
12.99% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796043. Member loan 796043 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,750 / month |
Current employer: | Viacom | Debt-to-income ratio: | 13.20% |
Length of employment: | < 1 year | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Viacom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Plan Funds a 29% interest rate credit card. Payments have never been late.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $284.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 796074
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796074 |
$33,000 |
$33,000 |
19.69% |
1.00% |
July 5, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796074. Member loan 796074 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | JM Smucker | Debt-to-income ratio: | 17.44% |
Length of employment: | 4 years | Location: | Dublin, OH |
Home town: | |||
Current & past employers: | JM Smucker | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $123,980.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage $2,000 Debt (Including home equity) $2,700 Insurance $800 Utililities $650 Car $335 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $196,000 Equity $98,000 Credit Cards & IRS $88,000 |
Which debts do you plan to pay off with this loan? | Pay off IRS installment agreement and currrent taxes owed |
Member Payment Dependent Notes Series 796082
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796082 |
$6,000 |
$6,000 |
12.99% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796082. Member loan 796082 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.20% |
Length of employment: | n/a | Location: | Wayne, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > I plan to use the funds to consolidate a few higher interest rate cards and then focus on paying this loan off sooner than the time allotted. Borrower added on 06/24/11 > I feel that I am a good borrower because I manage my debt wisely. Borrower added on 06/24/11 > Thank you to all the investors thus far. Borrower added on 06/27/11 > Thank you to all the investors thus far.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1970 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $8,598.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have two credit cards with interest rates in the 17-22% range. The balances together total the loan amount for which I requested, +/- a few dollars. With a 12.99% interest rate, I can pay off those debts and have one consolidated, lower monthly payment. That would then be my only debt, besides my living expenses, which are reasonable. Thank you for your question. |
Which debts do you plan to pay off with this loan? | I plan on paying off two higher interest rate credit cards. Thank you. |
Member Payment Dependent Notes Series 796094
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796094 |
$12,800 |
$12,800 |
21.74% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796094. Member loan 796094 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Ameritox | Debt-to-income ratio: | 6.49% |
Length of employment: | < 1 year | Location: | Columbia, MD |
Home town: | |||
Current & past employers: | Ameritox | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,503.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 4907.68 at 10.24%, 2509.00 at 24.00%, 500 at 14.24% Auto Loan 6102.35 at 10.99% |
Member Payment Dependent Notes Series 796096
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796096 |
$3,600 |
$3,600 |
16.89% |
1.00% |
June 29, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796096. Member loan 796096 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $800 / month |
Current employer: | Sports CLUB | Debt-to-income ratio: | 0.00% |
Length of employment: | < 1 year | Location: | Lehigh Acres, FL |
Home town: | |||
Current & past employers: | Sports CLUB | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > Total procedure costs $9600-- Ive paid the Dr's office $4,000 (in addition to lab and other exams needed prior to surgery) I wil also be paying them $2,000 on July 1st. More than likely, I will have another $2000 to put toward the surgery but not until Sept (unfortunately, because surgery is scheduled for Aug 5th) The requested amount is 3600 but should and will be paid off fairly quickly. My Dr's website suggested this as one of their financing options and it's really a remarkable idea for investors to hand pick where they're investing. It's also a great way to purhaps help someone (like myself) I can't wait until this is all over to try it out for myself!
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Surgery. The total cost of the proceedures is $9600. I have paid $4000 to date, I have $2000 I saved last month that I will be paying the Dr's office on July 1st. The difference is $3600. By requesting the loan I can rest assure I have the difference by my surgery date of August 5th. I will more than likely be able to save $1,000 before surgery, but I can just pay that back to the lender on my scheduled payment date which I believe was stated is Aug 8th. If you need a break down of everything the Dr is doing, blood tests, proceedures, follow up etc I can submit that to you as well along with reason for the surgery. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | the only thing I pay is food which averages 100 per month. I pay my insurance off every six months at a time which is $500 per 6months. Cell phone is $50 per month and I pay it off 6 months at a time too. Transportation averages $50 per week/$200 per month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | the only thing I pay is food which averages 100 per month. I pay my insurance off every six months at a time which is $500 per 6months. Cell phone is $50 per month and I pay it off 6 months at a time too. Transportation averages $50 per week/$200 per month |
Member Payment Dependent Notes Series 796161
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796161 |
$10,000 |
$10,000 |
5.42% |
1.00% |
July 5, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796161. Member loan 796161 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Tops Engineering | Debt-to-income ratio: | 20.07% |
Length of employment: | 1 year | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Tops Engineering | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > I currently have a smaller loan out from Lending Club, which is 25% paid off. With this loan, I plan to pay that loan off, as well as the remaining balance on my auto loan. I also have a small amount owed on a credit card from recent dental work. If I can consolidate all of these into one loan, it will save me around $250 a month. The APR is also much lower, so I win twice. :)
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,840.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 796177
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796177 |
$6,000 |
$6,000 |
9.99% |
1.00% |
July 5, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796177. Member loan 796177 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | Bartell Machinery | Debt-to-income ratio: | 4.76% |
Length of employment: | 3 years | Location: | Rome, NY |
Home town: | |||
Current & past employers: | Bartell Machinery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 6 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is $750/month; car payment is $675/month; Average utility per month is about $100. Time Warner VIP packet is $151/month; insurance is $99/month; Food varying from $200 to $400 a month. There will be no more rent after the house is purchased, so the $750 rent will allocate to the loans. The total loans that need to be pay back per month are less than my current rent. Any support are appreciated |
Member Payment Dependent Notes Series 796187
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796187 |
$6,000 |
$6,000 |
11.49% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796187. Member loan 796187 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | AT&T | Debt-to-income ratio: | 12.04% |
Length of employment: | 10+ years | Location: | mccalla, AL |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > I have two loans thru prosper that are in good standing that I would like to consolidate down to one. I also have a credit card that I would like to include and then tear up the credit card since the interest rate keeps climbing. Prosper bal loan 1 (3561.86) Prosper bal loan 2 (853.05) and orchard hsbc bal (1300). Orchard bal was 2100 but i have paid it down to around 1300 the past few weeks.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,711.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 34.00% | Months Since Last Record: | 104 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 796189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796189 |
$6,000 |
$6,000 |
5.42% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796189. Member loan 796189 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,370 / month |
Current employer: | Howard/Stein-Hudson Associates, Inc. | Debt-to-income ratio: | 7.15% |
Length of employment: | 4 years | Location: | Malden, MA |
Home town: | |||
Current & past employers: | Howard/Stein-Hudson Associates, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,264.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use it to buy an ownership share of my company. By doing so, I will have a vested interest in its continued success. If our profitability projections bear out, I expect to be able to repay the loan sooner than its 3-year term. |
Can you provide some high level financials on the monthly costs / revenue of your business? | I don't have those figures readily available. However, we have been in business for 24 years, have a well-thought out succession strategy for the ownership group, and have recently won two $800k design contracts. We expect this success to continue, and will work to ensure that it does. |
Member Payment Dependent Notes Series 796194
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796194 |
$26,000 |
$26,000 |
12.99% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796194. Member loan 796194 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Farmers Insurance | Debt-to-income ratio: | 17.96% |
Length of employment: | 3 years | Location: | Granada Hills, CA |
Home town: | |||
Current & past employers: | Farmers Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $44,355.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 796262
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796262 |
$10,000 |
$10,000 |
14.79% |
1.00% |
June 29, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796262. Member loan 796262 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | LPL Finanical | Debt-to-income ratio: | 16.87% |
Length of employment: | 5 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | LPL Finanical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > The purpose of this loan is to consolidate my high interest rate loans into one loan and become debt free as soon as possible. My financial situation: I am a good candidate for this loan because, I pay all of my outstanding loans every month on time with no late payments ever, I do not live outside my means. I work in the financial services community, so I understand how money works and what large debt can to do long term financial health, hence why I avoided using large lines of credit during the "boom” years. I hold a steady job, that I have had for over 5 years now and I own a home that has positive equity.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC -$2,300@ 15% - $100 CC- $800.00@ 28% - $50 CC- $750.00@ 27.5% - $50 CC- $1,400.00@ 25% -$75 CC- $600.00@ 20% - $50 Mortgage payment $1,350.00 (This includes taxes, HOA fees, PMI, and insurance) Loan for legal fees $5,000.00@ 20% - $300 Car $6,000 - $700 (This will be paid off in 9 months) I have no other debts then what is listed above. |
Which debts do you plan to pay off with this loan? | I plan to use the proceeds of this loan to payoff all my credit card debt and a small loan I took out to pay for legal fees. |
Member Payment Dependent Notes Series 796276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796276 |
$3,000 |
$3,000 |
12.99% |
1.00% |
July 5, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796276. Member loan 796276 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.44% |
Length of employment: | 6 years | Location: | reading, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > Hello All! Looking to finish up the basement in the home. This money will help me finish off what has been 75% completed. I am looking to finish off carpeting and the last of the walls. Very exciting. As for my credit history I have perfect payments on my car, no delinquencies on my credit cards or in my past history and I had perfect payment history on a prior personal loan. I have been at my current position with my company for about six years and have been steadily improving my standing with the company. I chose a 3 year payback period because it is more aggressive with monthly payments and if prior history is any indication I hope to have this loan taken care of in 24-30 months. Thanks
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $591.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my regular monthly expenses are between 1300 and 1500 |
Member Payment Dependent Notes Series 796295
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796295 |
$6,400 |
$6,400 |
15.99% |
1.00% |
July 1, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796295. Member loan 796295 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Planview Inc | Debt-to-income ratio: | 14.08% |
Length of employment: | 5 years | Location: | Round Rock, TX |
Home town: | |||
Current & past employers: | Planview Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $5,692.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The majority is to pay off a high interest loan with Citi Financial ($4723.85 - if paid by Thursday) The remaining $1276.15 would pay off my credit cards. I would like to improve my credit rating to buy the house that I have been renting for the past 7 years. |
Member Payment Dependent Notes Series 796318
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796318 |
$3,000 |
$3,000 |
11.49% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796318. Member loan 796318 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | The Hartford | Debt-to-income ratio: | 21.27% |
Length of employment: | 8 years | Location: | wilton manors, FL |
Home town: | |||
Current & past employers: | The Hartford | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $11,346.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | A family crisis. Mother is ill. Needed to assist her financially. |
What is your intended use for the loan proceeds? | I will consolidated this money with savings and pay my debts down and or off completely! |
Please explain the reason why you carry a large revolving credit balance. | A family crisis. Mother is ill. Needed to assist her financially. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Please refer to the credit report. Everything on the report is to date. I am a renter. My rates are currently between 14% & 24%. This money requested will be used in conjunction with other funding to payoff my debt. |
Member Payment Dependent Notes Series 796402
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796402 |
$13,200 |
$13,200 |
12.99% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796402. Member loan 796402 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,797 / month |
Current employer: | Social Security Administration | Debt-to-income ratio: | 27.50% |
Length of employment: | 9 years | Location: | Bloomfield, CT |
Home town: | |||
Current & past employers: | Social Security Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > This loan will help with my monthly car payment, student loan, credit card, credit line loan. This will help me to decrease my monthly payments and get ahead start that is needed. Thanks for you help and support to get my monthly payments reduced...:)
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,795.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage payment $1460 Water Bill $200 Gas Bill $200 Water Bill $560 Car Insurance $320 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car Loan 18.00% $518 per month Credit Card 19.99 $35 Student Loan $145 per month interest rate 3.625 (fixed) Credit Line Loan 19.00 $235 per month |
Which debts do you plan to pay off with this loan? | Car Loan, Student Loan Credit Cards so all can be one monthly payment to cut down expenses |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car Loan 18.00% $518 per month Credit Card 19.99 $35 Student Loan $145 per month interest rate 3.625 (fixed) Credit Line Loan 19.00 $235 per month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses Mortgage $1460 Transportation/Parking Monthly/Gas $192 Utilities ( Water $563 paying this bill down on $100 per month and Lights $265 needs to be paid down) Phone $75 Car Insurance $320 Food $200 Church/Charity $230 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay off my car loan using $6000 the monthly payment is very high and if I use the loan money my monthly bill will be lower, it will easier to manage. To pay off my credit Cards $2000 combined around $2000 the interest rates of very high 19% and other 24% apr so it will help me to eliminate all the interest being added. To pay down my student Loan $7000, I currently have a balance of $15,990.00 This is cut down my monthly payments and pay less of a monthly debt bill... |
Member Payment Dependent Notes Series 796404
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796404 |
$35,000 |
$35,000 |
10.99% |
1.00% |
July 1, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796404. Member loan 796404 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Fed Ex | Debt-to-income ratio: | 11.93% |
Length of employment: | 5 years | Location: | Vernon, NJ |
Home town: | |||
Current & past employers: | Fed Ex | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,375.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | House insurance, mortgage and taxes is one payment. 2,092.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | House insurance, mortgage and taxes is one payment. 2,092.00 |
Which debts do you plan to pay off with this loan? | House insurance, mortgage and taxes is one payment. 2,092.00 |
Member Payment Dependent Notes Series 796553
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796553 |
$6,000 |
$6,000 |
5.42% |
1.00% |
June 29, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796553. Member loan 796553 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,333 / month |
Current employer: | Anaheim Police Department | Debt-to-income ratio: | 1.50% |
Length of employment: | 10+ years | Location: | Laguna Hills, CA |
Home town: | |||
Current & past employers: | Anaheim Police Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $436.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the estimated expenses? | $2018.00 mortgage payment plus utilities ($500 approx). no car payment. credit cards paid off monthly. Roommates pay half. |
What is your intended use for the loan proceeds? | medical |
Member Payment Dependent Notes Series 796556
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796556 |
$12,000 |
$12,000 |
10.99% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796556. Member loan 796556 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Valley View Casino and Hotel | Debt-to-income ratio: | 9.73% |
Length of employment: | 9 years | Location: | Valley Center, CA |
Home town: | |||
Current & past employers: | Valley View Casino and Hotel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,159.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | kitchen update and new backyard landscape |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I carry a 1800.00 mortgage with 900.00 additional monthy expenses ie food, utilities, car. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be allocating most of my loan across the kitchen and looking to invest 1000.00 in my yard, switching from grass to more water effiecient plants and crushed granite. The change in my landscape will result in little to no water usage. |
Is the improvement to your primary residence or an investment property? | Improvement is for my primary residence. |
Is this for a home improvement you have already made, or one that you are planning to make? | I am taking this loan to make improvements that I have begun myself and I am looking to hire professionals to finalize the rest of the project. |
What is the estimated current market value of your home? | 465,000 as of last week. Thanks |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | I carry a 365,000 balance with a 4.4 interest rate. Currently my mortgage stands at 1800.00 per month. Thank you |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $1,800.00 mortgage 583.00 per month for insurance and taxes that is paid semi annually thanks |
Is the improvement to your primary residence or an investment property? | Improvement is for my primary residence. |
Member Payment Dependent Notes Series 796597
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796597 |
$6,000 |
$6,000 |
5.99% |
1.00% |
June 29, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796597. Member loan 796597 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,917 / month |
Current employer: | Beth Israel Deaconess Medial Center | Debt-to-income ratio: | 1.14% |
Length of employment: | 2 years | Location: | Brookline, MA |
Home town: | |||
Current & past employers: | Beth Israel Deaconess Medial Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > This loan is to consolidate credit card debt I acquire through moving expenses and a couple one time work related expenses. I have guaranteed employment for the next three years in a very stable job.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,910.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent and utilities usually comes to ~1600, although I live with a roommate, so half that (~800). |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My fixed expenses are about 1500 a month in total. It had been a lot higher, but I recently got a roommate which represented a major decrease. I did recently have a couple major one time expenses for some equipment for work, but am not anticipating anything further. |
Member Payment Dependent Notes Series 796619
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796619 |
$3,000 |
$3,000 |
5.42% |
1.00% |
June 29, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796619. Member loan 796619 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Georgetown University | Debt-to-income ratio: | 16.94% |
Length of employment: | < 1 year | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Georgetown University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > For help purchasing a used vehicle from a private seller. Using the Lending Club because they are offering a better APR than dealerships. I would have no problem making this monthly payment of $90. Borrower added on 06/25/11 > I work for a major university and my job is very secure. I have had several vehicle loans in the past and have never had so much as one late payment.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $452.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am purchasing a used vehicle from a private owner. I am paying mostly in cash, but am seeking to borrow this portion of the purchase price. |
Member Payment Dependent Notes Series 796624
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796624 |
$6,950 |
$6,950 |
10.99% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796624. Member loan 796624 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,800 / month |
Current employer: | Kroger | Debt-to-income ratio: | 28.00% |
Length of employment: | 10+ years | Location: | Zanesville, OH |
Home town: | |||
Current & past employers: | Kroger | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > pay off credit cards, school loan, with direct monthly payments, it is easier to pay bills online without all the paperwork. This way you are never late. have not missed a payment and my credit score has went up.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,875.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 796676
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796676 |
$17,725 |
$17,725 |
11.49% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796676. Member loan 796676 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,185 / month |
Current employer: | Kendall County Record | Debt-to-income ratio: | 13.16% |
Length of employment: | 10+ years | Location: | Yorkville, IL |
Home town: | |||
Current & past employers: | Kendall County Record | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $6,263.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $750 rent, $100 cellphone, $60 car insurance, $200 gas (vehicle), $300 food. My utilities, cable, etc is included with my rent. |
Member Payment Dependent Notes Series 796681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796681 |
$20,400 |
$20,400 |
11.49% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796681. Member loan 796681 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | City of Foster City | Debt-to-income ratio: | 3.48% |
Length of employment: | 8 years | Location: | San Mateo, CA |
Home town: | |||
Current & past employers: | City of Foster City | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > I've driven the same old car for years, have had the same TV, wardrobe, appliances, etc. I could wait years to save up for all these things, but I would like upgrade my life all at once.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $8,144.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent: 1400 Utilities: 90 Rental Insurance: 40 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | New Car: 16,500 New Household furniture: 2,000 New Washer/Dryer: 1,000 Misc. Household/Clothes: 500 |
Member Payment Dependent Notes Series 796685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796685 |
$11,025 |
$11,025 |
10.59% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796685. Member loan 796685 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Storer Transit Systems | Debt-to-income ratio: | 19.34% |
Length of employment: | 1 year | Location: | Columbia, CA |
Home town: | |||
Current & past employers: | Storer Transit Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > Debt Consolidation Credit Cards and Auto Loans. I work in a Public Service Industry. I have never been un-employed.This loan would save me about 40% of my monthly payouts. It cuts my current interest rate on credit cards and car loans in half. It would be a tremendous debt relief.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $8,321.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 796735
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796735 |
$8,400 |
$8,400 |
10.99% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796735. Member loan 796735 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Us Postal Service | Debt-to-income ratio: | 6.92% |
Length of employment: | 3 years | Location: | Marshfield, MA |
Home town: | |||
Current & past employers: | Us Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,313.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i owe about $8100 in credit cards at 20%. about 20k in student loans. my total monthly expenses are about $1300. I've been paying all of my leftover money to my credit card balances. I want this loan to consolidate debt and pay them off over time so I can start saving for a house. |
Member Payment Dependent Notes Series 796759
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796759 |
$8,800 |
$8,800 |
9.99% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796759. Member loan 796759 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,633 / month |
Current employer: | clayton williams energy | Debt-to-income ratio: | 0.00% |
Length of employment: | 10+ years | Location: | Andrews, TX |
Home town: | |||
Current & past employers: | clayton williams energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I am buying this pickup from my son to help him get into his new home.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | 90 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | no money down. I am buying this Pickup at trade in value. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2005 Ford F-150 STX 80,000 miles good condition |
What are the balances, interest rates, and monthly payments on any other auto obligations? | Home 173000 @ 1230 per month 25 yr. (100,000 eq) car 386 per month 72 mo, travel trailer 373 per mon. 48 mo. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | fuel 150 mo. 300 elec, (total elec) 180 phone, internet, dirct TV 500 mo. food 190 ins. |
If you have a public record on file, please briefly explain the event and its resolution. | I don't know what you mean by public record |
Member Payment Dependent Notes Series 796760
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796760 |
$10,000 |
$10,000 |
10.99% |
1.00% |
June 30, 2011 |
July 8, 2014 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796760. Member loan 796760 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Raytheon Technical Services | Debt-to-income ratio: | 22.48% |
Length of employment: | 10+ years | Location: | Pasadena, MD |
Home town: | |||
Current & past employers: | Raytheon Technical Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/24/11 > My home is 21 years old. It is in need of a roof and siding. I have been at my job for 27 years and is very stable. I have paid all of my bills on time and will continue to do so.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,199.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the estimated current market value of your home? | The market value of my home is 385,000 |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | The balance of my mortgage is 307,000 and my mortgage payment 1s 1900.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses are, mortgage 1900, utilities 295, phone, cable, 150, food, 400, car 300 |
Is the improvement to your primary residence or an investment property? | This is my primary residence. |
Member Payment Dependent Notes Series 796786
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796786 |
$5,000 |
$5,000 |
14.79% |
1.00% |
June 30, 2011 |
July 8, 2016 |
July 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796786. Member loan 796786 was requested on June 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | Procon GPS | Debt-to-income ratio: | 14.22% |
Length of employment: | < 1 year | Location: | Santa Ana, CA |
Home town: | |||
Current & past employers: | Procon GPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > The purpose of this loan is to eliminate my debt, including my high-percentage personal loan. The interest rate deduction will allow me to save for a car in the future. Borrower added on 06/26/11 > My work history represents my current employer. My overall full-time work history is five years.
A credit bureau reported the following information about this borrower member on June 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $6,958.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | 1. Personal Loan (Main Priority) - $5000 (Currently Paying a 55% APR 5 Years Paid/5 Remaining) 2. Credit Cards - $7000 3. Student Loans - $3000 4. Remaining $1000 Goes towards this loan fee. |
Please explain the reason why you carry a large revolving credit balance. | The main amount was due to a bad investment for a small business that my friend owned after I graduated from college years ago. As for the credit cards, the increase usage due during unemployment, including on a card I never used. Before unemployment, I had made a large electronic purchase. The savings on the loan will speed up the payments on the credit cards and save on a car. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $400 Bus -$55 Food - $150 Cell Phone - $50 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Personal Loan - $250.31 - $5000 - 55% Interest Rate (Most Important) Credit Cards - $210.00 - $7000 - From 19.99% - 24.99% Rate Student Loans $150.00 - $3000. - 5% Interest Rate (Least Important) |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Well I am focusing on my 55% APR which is at $5000 that I am currently paying $250 a month. Once that's paid with with a significantly lower payment, I will use the remaining funds from the $250 payment to pay off the credit card debt faster than where I am currently am right now. |
Member Payment Dependent Notes Series 796872
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796872 |
$12,000 |
$12,000 |
10.99% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796872. Member loan 796872 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Harris County Sheriff's office | Debt-to-income ratio: | 24.26% |
Length of employment: | 5 years | Location: | Conroe, TX |
Home town: | |||
Current & past employers: | Harris County Sheriff's office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,866.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $650 for rent, $630 for car note, $180 for insurance, personal loan $150, utilities $75ish, I have never missed a payment or even been late on one. Just made the mistake of spending too much early in life, now I'm trying to recover, learn from this, and move on with life making better choices. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $650 for rent, $630 for car note, $180 for insurance, personal loan $150, utilities $75ish, I have never missed a payment or even been late on one. I just made the mistake of spending more than I should of early in life, now I'm trying to recover, learn from this, and move on with life making better choices. |
Member Payment Dependent Notes Series 796900
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796900 |
$5,000 |
$5,000 |
10.99% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796900. Member loan 796900 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Haddon Township High School | Debt-to-income ratio: | 6.48% |
Length of employment: | 10+ years | Location: | Voorhees, NJ |
Home town: | |||
Current & past employers: | Haddon Township High School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | My last delinquency, was about 18 months ago and it was late payments to my condo association. |
Member Payment Dependent Notes Series 796956
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796956 |
$18,000 |
$18,000 |
10.99% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796956. Member loan 796956 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Los Angeles County | Debt-to-income ratio: | 16.61% |
Length of employment: | 5 years | Location: | Phillips Ranch, CA |
Home town: | |||
Current & past employers: | Los Angeles County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > Stable job 5 years. Consolidating credit card debt with lower apr. On plan to pay off all debt except mortgage within 5 years. Borrower added on 06/28/11 > Never late on any payment, ever.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,564.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Used credit to get through college (graduated last year MS). No longer using credit cards, have paid off 3 in 9 months. My goal is to pay off all debt (except my mortgage) within 5 years. |
Member Payment Dependent Notes Series 796962
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796962 |
$12,000 |
$12,000 |
16.89% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796962. Member loan 796962 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,700 / month |
Current employer: | Nash County Sheriff's Office | Debt-to-income ratio: | 9.11% |
Length of employment: | 9 years | Location: | Nashvilee, NC |
Home town: | |||
Current & past employers: | Nash County Sheriff's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > After purchasing a new home I built a permanent completed building on the rear of the property and made several other home improvements. All done to add value to property and provide necessary space for housing my working Police Canine.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $9,352.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage $886; utilities average $125; Auto and life insurance combined $325. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Combined credit cards $11,800; average interest rate 24%; monthly credit payments approximatel $550. |
Which debts do you plan to pay off with this loan? | Credit cards and a personal loan used for a home improvement project. It is much easier to pay off a loan with a fixed term versus a credit card with a high interest rate. Plan to cancel credit cards to eliminate reolving debt. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage $886; utilities average $125; Auto and life insurance combined $325. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Combined credit cards $11,800; average interest rate 24%; monthly credit payments approximatel $550. |
Which debts do you plan to pay off with this loan? | Credit cards and a personal loan used for a home improvement project. It is much easier to pay off a loan with a fixed term versus a credit card with a high interest rate. Plan to cancel credit cards to eliminate reolving debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Combined credit cards $11,800; average interest rate 24%; monthly credit payments approximatel $550. |
Member Payment Dependent Notes Series 796970
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796970 |
$12,000 |
$12,000 |
16.49% |
1.00% |
June 30, 2011 |
July 9, 2016 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796970. Member loan 796970 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,958 / month |
Current employer: | PLICO | Debt-to-income ratio: | 3.94% |
Length of employment: | 5 years | Location: | Oklahoma City, OK |
Home town: | |||
Current & past employers: | PLICO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > Looking to consolidate all loans and credit cards into one payment. I currently have a mortage of $127,000 on a house appraised at $149,000. I have a good job, which is secure, with a steady income.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $5,574.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 34.00% | Months Since Last Record: | 68 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | In 2005 my previous employer reduced my hours for several months and then I was laid off. I ran into some difficulty and one creditor would not work with me on a repayment plan. Once I was employed again, that judgement was paid in full. Since that time I have kept all payments on time and make more than minimum payments on outstanding debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $1012 per month at 5% Line of credit $6,600 at 21% $256 per month payment Capital One, $3,400 at 18 % $75 per month payment HSBC $1500 at 17% $50 per month payment |
Which debts do you plan to pay off with this loan? | Personal line of credit, Capital One Credit Card, HSBC Credit Card |
Member Payment Dependent Notes Series 796975
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796975 |
$12,000 |
$12,000 |
7.49% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796975. Member loan 796975 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | 30 Cooper Square Partnership | Debt-to-income ratio: | 19.52% |
Length of employment: | 8 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | 30 Cooper Square Partnership | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,776.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 796979
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796979 |
$15,000 |
$15,000 |
17.99% |
1.00% |
June 30, 2011 |
July 10, 2016 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796979. Member loan 796979 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,083 / month |
Current employer: | Sun Trust Investment Services, Inc | Debt-to-income ratio: | 13.50% |
Length of employment: | < 1 year | Location: | Midlothian, VA |
Home town: | |||
Current & past employers: | Sun Trust Investment Services, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I was out of work from January '09 through December '10. Among other things, I tried starting my own business. In the process I procurred about $15,000 in consumer credit accounts. Namely, a small business loan and two credit cards. Although I've always managed to make it, the business loan payment is hard to meet each month.Like so many other people in my situation, I never seem to get anywhere with the credit card balances. I would like a debt consolidation loan for two very specific reasons. One, the firm that issued the small business loan has a lien on my house. I'd rather not have that hanging over my head. Two, I've set a goal to be out of this situation within five years. That can be accomplished with the loan terms I've been approved for.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,886.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are approximately $3,500. This includes my mortgage payment. It does not include other debt service. |
Which debts do you plan to pay off with this loan? | I have an SBA loan with a balance of roughly $5,000. I also have credit card balances with Barclays Bank and American Express. Each of these also has a balance of approximately $5,000. |
Member Payment Dependent Notes Series 796981
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796981 |
$10,500 |
$10,500 |
13.49% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796981. Member loan 796981 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Watch Systems | Debt-to-income ratio: | 18.99% |
Length of employment: | 6 years | Location: | Covington, LA |
Home town: | |||
Current & past employers: | Watch Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I plan to use this loan to pay off a large credit card bill that I have been unable to make any real progress on since college due to the high interest rate. The card was cut up years ago but I have been unable to make much progress on the balance. I am excited that this loan will allow me to pay off this card that has been hanging over my head for ~10 years! My employment and financial situation is very stable. This loan will not be a burden at all. In fact, it is only slightly higher than what I pay now. If you have any questions, I would be happy to answer them to assist you in making your decision. This is my first Lending Club loan. Thanks for considering my request.
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $25,913.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover $10,414.39 28.99% $274.00 |
Member Payment Dependent Notes Series 796984
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796984 |
$6,000 |
$6,000 |
6.99% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796984. Member loan 796984 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | wells fargo | Debt-to-income ratio: | 8.66% |
Length of employment: | 2 years | Location: | roundup, MT |
Home town: | |||
Current & past employers: | wells fargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Funds will be used to put up a fence to keep deer out of our garden and a wood shed to save money for the winter. I am very secure in my job and am an honest hard working individual that pays my bills on time.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,957.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 796992
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
796992 |
$12,000 |
$12,000 |
7.49% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 796992. Member loan 796992 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Connecticut Dept. of Correction | Debt-to-income ratio: | 7.59% |
Length of employment: | 7 years | Location: | meriden, CT |
Home town: | |||
Current & past employers: | Connecticut Dept. of Correction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > I am looking to lower interest rate + Debt consolidation
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,110.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1500.00 |
Member Payment Dependent Notes Series 797001
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797001 |
$9,425 |
$9,425 |
11.49% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797001. Member loan 797001 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,067 / month |
Current employer: | AMD | Debt-to-income ratio: | 14.67% |
Length of employment: | 10+ years | Location: | san jose, CA |
Home town: | |||
Current & past employers: | AMD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $24,861.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 797102
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797102 |
$12,000 |
$12,000 |
16.49% |
1.00% |
June 30, 2011 |
July 9, 2016 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797102. Member loan 797102 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,610 / month |
Current employer: | First State Bank | Debt-to-income ratio: | 7.09% |
Length of employment: | 4 years | Location: | New London, WI |
Home town: | |||
Current & past employers: | First State Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I will be paying off all credit card debt and closing all credit card accounts except for one for emergencies.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $11,354.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Discover Card: IR 21% Monthly Payment $90 Bal 4,494.5 Chase: IR 0% - current balance transfer rate, Monthly Payment $25, Bal 2,337.72 Citi: IR 15.99%, Monthly Payment $95, Bal 4,197.16 School Loan: ACS: 3.125%, Monthly Payment $107, Bal 8,842.32 Car Loan: Suntrust: 11.00%, Monthly Payment $207, Bal 8,800 Medical Bill Loan: Capitol: 0.29%, Monthly Payment $75, Bal 2,000 Home Loan FSB: IR 4.35%, Monthly Payment (includes escrow for ins. & taxes) $566, Bal 71,665.00 My total current monthly payments due: $1,165 My total income per month before taxes: $3,610 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Discover Card: IR 21% Monthly Payment $90 Bal 4,494.5 Chase: IR 0% - current balance transfer rate, Monthly Payment $25, Bal 2,337.72 Citi: IR 15.99%, Monthly Payment $95, Bal 4,197.16 School Loan: ACS: 3.125%, Monthly Payment $107, Bal 8,842.32 Car Loan: Suntrust: 11.00%, Monthly Payment $207, Bal 8,800 Medical Bill Loan: Capitol: 0.29%, Monthly Payment $75, Bal 2,000 Home Loan FSB: IR 4.35%, Monthly Payment (includes escrow for ins. & taxes) $566, Bal 71,665.00 My total current monthly payments due: $1,165 My total income per month before taxes: $3,610 |
Member Payment Dependent Notes Series 797111
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797111 |
$2,000 |
$2,000 |
11.49% |
1.00% |
June 29, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797111. Member loan 797111 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Stryker | Debt-to-income ratio: | 4.10% |
Length of employment: | 2 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Stryker | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > This Loan is to consolidate debts I have, and will be a priority in getting paid off.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $7,925.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 797112
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797112 |
$10,000 |
$10,000 |
15.62% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797112. Member loan 797112 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Apollo Group | Debt-to-income ratio: | 10.15% |
Length of employment: | 8 years | Location: | Peoria, AZ |
Home town: | |||
Current & past employers: | Apollo Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $14,486.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card Amount APR Minimum due MC 273.82 22.99% $20.00 Store Card 800.24 25.24% $30.00 Store Card 2097.39 22.99% $86.00 Store Card 2104.95 24.24% $45.00 Prior CC 1706.33 27.24% $46.00 RewardsCC 2920.00 22.99% $79.00 Thank you! |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card Amount APR Minimum due MC 273.82 22.99% $20.00 Store Card 800.24 25.24% $30.00 Store Card 2097.39 22.99% $86.00 Store Card 2104.95 24.24% $45.00 Prior CC 1706.33 27.24% $46.00 RewardsCC 2920.00 22.99% $79.00 Thank you! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mort & Ins: $1730 Car Ins:$86 Utilities:$440 (water, electric, phone, Internet) Food groceries $600-800 No Car payment Thank You |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have a delinquency in the last two years all my bills are current an on time just trying to reduce my monthly bills and hopefully pay them off for good! Thanks |
Member Payment Dependent Notes Series 797157
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797157 |
$19,000 |
$19,000 |
7.49% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797157. Member loan 797157 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | University Computers | Debt-to-income ratio: | 14.42% |
Length of employment: | 5 years | Location: | BEDFORD, TX |
Home town: | |||
Current & past employers: | University Computers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,497.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $2,085/month in expenses. Additionally, I am paying $835/month to pay down debts that will be consolidated into this loan. So this loan payment will be $245/month less than what I've been paying on debt for the last two years. |
Member Payment Dependent Notes Series 797179
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797179 |
$20,000 |
$20,000 |
17.49% |
1.00% |
June 30, 2011 |
July 9, 2016 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797179. Member loan 797179 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,042 / month |
Current employer: | mohawk tile & marble of delaware | Debt-to-income ratio: | 13.98% |
Length of employment: | 10+ years | Location: | wilmington, DE |
Home town: | |||
Current & past employers: | mohawk tile & marble of delaware | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,323.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 47.20% | Months Since Last Record: | 89 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off a few credit cards and a line of credit. |
If you have a public record on file, please briefly explain the event and its resolution. | I was going through a bitter divorce at that time in 2004 and unfortunately i had no choice but to resort to bankruptsy but i have learn't a great deal out that and i am never late in payments for years now. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | If i get the Loan i would payoff my credit cards and a line of credit that would amount to $18,800 roughly. |
What is your intended use for the loan proceeds? | To pay off a few credit cards and a line of credit. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My Mortgage including Taxes& Insurance is $1025,Gas $50,Cable,phone,Internet $96,Electric $125,Car Insurance $46,Food $175,Car Payment $260 . |
Please explain the reason why you carry a large revolving credit balance. | Last year i had to take the whole family overseas due to an emergency and i had to use the credit cards for that purpose,generally i do not use my credit that loosely. |
If you have a public record on file, please briefly explain the event and its resolution. | I was going through a bitter divorce at that time in 2004 and unfortunately i had no choice but to resort to bankruptsy but i have learn't a great deal out that and i am never late in payments for years now. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | If i get the Loan i would payoff my credit cards and a line of credit that would amount to $18,800 roughly. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $151000 @5.25% ,Car $5500 @4.85% ,Credit Cards $11600 @14.99% ,Lne Of Credit $6900 @7.99% |
Which debts do you plan to pay off with this loan? | 3 Credit Card's and a Line of credit. |
Member Payment Dependent Notes Series 797209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797209 |
$7,000 |
$7,000 |
13.99% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797209. Member loan 797209 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,900 / month |
Current employer: | Doral Arrowwood | Debt-to-income ratio: | 22.22% |
Length of employment: | 10+ years | Location: | White Plains, NY |
Home town: | |||
Current & past employers: | Doral Arrowwood | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > Looking to add a sliding door and a patio to the back yard.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $10,836.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | total monthly expenses included, housing, car, insurance, utilities, groceries, cell phone, credit cards, gas and etc.. = on average it's $2890.00 a month |
Member Payment Dependent Notes Series 797250
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797250 |
$6,000 |
$6,000 |
15.62% |
1.00% |
June 29, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797250. Member loan 797250 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,300 / month |
Current employer: | HEB | Debt-to-income ratio: | 19.00% |
Length of employment: | 5 years | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | HEB | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I am going to use this loan for home improvements.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,112.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 665 rent, 200 transportation, 150 utilities, 50 phone, 116 insurance, 250 food |
Member Payment Dependent Notes Series 797275
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797275 |
$2,700 |
$2,700 |
10.59% |
1.00% |
June 29, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797275. Member loan 797275 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.77% |
Length of employment: | 10+ years | Location: | ASHEBORO, NC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > SWIMMING POOL LOAN
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,772.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 797297
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797297 |
$17,000 |
$17,000 |
11.49% |
1.00% |
July 1, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797297. Member loan 797297 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | Abtech Systems | Debt-to-income ratio: | 15.74% |
Length of employment: | 10+ years | Location: | Carlsbsad, CA |
Home town: | |||
Current & past employers: | Abtech Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I plan to use this loan to pay off credit debt and give myself one easy to pay monthly payment. I have a very stable job and have been employed by my company for over 14 years.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $21,636.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 797315
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797315 |
$10,000 |
$10,000 |
11.99% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797315. Member loan 797315 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Zeno Office Solutions | Debt-to-income ratio: | 10.95% |
Length of employment: | 5 years | Location: | St Petersburg, FL |
Home town: | |||
Current & past employers: | Zeno Office Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > This loan is for a CSY 44 Sailboat - The selling price is $19,000, I am putting down $10,000 in cash from my savings accounts.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,544.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 797316
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797316 |
$5,500 |
$5,500 |
17.49% |
1.00% |
June 30, 2011 |
July 9, 2016 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797316. Member loan 797316 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | lemon fashion | Debt-to-income ratio: | 21.15% |
Length of employment: | 2 years | Location: | wesley chapel, FL |
Home town: | |||
Current & past employers: | lemon fashion | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > motorcycle financing
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,473.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | $500 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2006 yamaha r6 3200 miles like new. |
Member Payment Dependent Notes Series 797340
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797340 |
$15,000 |
$15,000 |
17.49% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797340. Member loan 797340 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | nek corp. | Debt-to-income ratio: | 15.89% |
Length of employment: | 10+ years | Location: | hoboken, NJ |
Home town: | |||
Current & past employers: | nek corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > Debt Consolidation one easy payment Borrower added on 06/25/11 > my job is stable working there over 20 yrs my credit score is very good debt consolidation one easy payment
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 28 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,559.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | about 14000 all together some 9% up to 15% and all are credit cards |
Which debts do you plan to pay off with this loan? | all the credit cards debts |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | about 14000 all together some 9% up to 15% and all are credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | aprox $ 1250 |
Member Payment Dependent Notes Series 797350
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797350 |
$4,200 |
$4,200 |
7.49% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797350. Member loan 797350 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Clearbrooke Apartments | Debt-to-income ratio: | 20.88% |
Length of employment: | < 1 year | Location: | Brunswick, OH |
Home town: | |||
Current & past employers: | Clearbrooke Apartments | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > I am trying to consolidate my credit cards at a lower interest rate.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,091.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 797351
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797351 |
$5,300 |
$5,300 |
11.49% |
1.00% |
June 29, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797351. Member loan 797351 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,917 / month |
Current employer: | Allstate Insurance | Debt-to-income ratio: | 12.91% |
Length of employment: | 4 years | Location: | Berwyn, IL |
Home town: | |||
Current & past employers: | Allstate Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/25/11 > The purpose of this loan is to pay off a credit card that has a 29.99% interest rate. I have a steady employment history and career and always pay on time. These factors make me a good borrower.
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,034.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 797405
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797405 |
$1,000 |
$1,000 |
18.39% |
1.00% |
June 29, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797405. Member loan 797405 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,192 / month |
Current employer: | estes express lines | Debt-to-income ratio: | 11.12% |
Length of employment: | 3 years | Location: | foley, AL |
Home town: | |||
Current & past employers: | estes express lines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,959.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 95.80% | Months Since Last Record: | 103 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My Father had a major stroke in February of this year. The proceeds would be used to travel to central florida to visit with him while we are on my paid vacation from work. |
If you have a public record on file, please briefly explain the event and its resolution. | Bankrupt / Dicharged in 2006. I was an owner operator truck driver when the fuel prices began to rise back in 2005. As a small business owner / with one year left owed on my truck I had no choice after depleting all of my savings. |
Member Payment Dependent Notes Series 797423
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797423 |
$14,400 |
$14,400 |
13.49% |
1.00% |
June 30, 2011 |
July 9, 2016 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797423. Member loan 797423 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | Univest National Bank | Debt-to-income ratio: | 21.98% |
Length of employment: | 5 years | Location: | harleysville, PA |
Home town: | |||
Current & past employers: | Univest National Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,355.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 797424
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797424 |
$9,000 |
$9,000 |
5.42% |
1.00% |
July 5, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797424. Member loan 797424 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | united parcel service | Debt-to-income ratio: | 11.59% |
Length of employment: | 10+ years | Location: | champlin, MN |
Home town: | |||
Current & past employers: | united parcel service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/03/11 > same job 26+ years united parcel service good credit score
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,888.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 797529
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797529 |
$9,600 |
$9,600 |
12.99% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797529. Member loan 797529 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,833 / month |
Current employer: | Omgeo LLC | Debt-to-income ratio: | 10.37% |
Length of employment: | 6 years | Location: | Medford, MA |
Home town: | |||
Current & past employers: | Omgeo LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,671.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Card 1 - $4300 - 18.99% (will be paid off) Card 2 - $2800 - 18.65% (will be paid off) Auto Loan - $4000 - 8.5% (will be partially paid off) Student Loans Consolidated - $21000 - 3.5% (will not be affected by this loan) No mortgages or lines of credit total monthly payments of items being targeted by this loan = $632 |
Which debts do you plan to pay off with this loan? | Two high interest credit cards |
Which debts do you plan to pay off with this loan? | Two high interest credit cards |
Member Payment Dependent Notes Series 797544
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797544 |
$5,000 |
$5,000 |
10.99% |
1.00% |
June 30, 2011 |
July 9, 2014 |
July 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797544. Member loan 797544 was requested on June 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,600 / month |
Current employer: | R & L Carriers | Debt-to-income ratio: | 4.44% |
Length of employment: | 3 years | Location: | Lakeland, FL |
Home town: | |||
Current & past employers: | R & L Carriers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Strictly debt consolidation. I'm stuck in a hole, which I need to get out of before it's too late. This loan will save me and pull me out of the vicous cycle I'm in. To add a little information about myself. I'm never late on any of my bills. Honestly, I don't like being in debt. I believe no one does. With that said I'm always paying back more than what's required. I plan to do the same with this loan. To also add, I've had a stable job for over 3 years and counting. Thank you, I greatly appreciate all of your help!
A credit bureau reported the following information about this borrower member on June 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,402.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Estimated total credit card and school loans debt is around $4400. I have three major credit cards. On one of them, I have no interest just an annual fee of $93 and a current balance of over $1400. There is no monthly payment, Only to pay the balance full each month. As for the other two they're both about 22% interest rate. Slightly high, but I've had these accounts for a couple of years now and have seem to be doing well. Current balances of about $1900 and $550. Minimum monthly payments of $60 & $30. However lately it seems that I've gone into a cycle of charging up one card, and having to pay the balance full every month. Leaving me to only pay slightly over the minimum on my other two cards. I want to put a stop to it all and just pay them all off. Which is why I've requested a loan. This way no more credit card debt which will boost back up my credit score and also put an end to this vicious cycle. I do also have a school loan of about $600 left to pay off. Monthly payment is $26. I do not have a mortgate loan, though I do actually also have one store card. There is no balance on it. I hope this can answer your question. |
Member Payment Dependent Notes Series 797614
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797614 |
$4,000 |
$4,000 |
11.49% |
1.00% |
July 1, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797614. Member loan 797614 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Dillard's | Debt-to-income ratio: | 15.48% |
Length of employment: | 5 years | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | Dillard's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I have a very stable career. I am also very financially secure. I am just looking for a convienient way to consolidate my debts into one easy payment.
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $519.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no mortgage, I have five credit cards of which only three have a balance. One has a balance of $2,000, one has a balance of $750, and one has a balance of $480. The interest rates very from 11% to 20%. I also have a student loan which has a balance of $8,000. I pay $110 a month on my student loan, my credit cards have no payments due yet (I recently had to use them for moving expenses, and a large car repair). I have a line of credit with a furniture store of which accrues no interest, and I have a car loan which is 1/4 payed off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current rent is $425. I pay $380 for my car, about $100 weekly on food, $60 per mo. on insurance. I have one credit card debt that amounts to $3,000 which has a payment of $60 per mo. I also pay $100 per month on my student loan. In phone and utilities...I average $90 per mo. |
Member Payment Dependent Notes Series 797684
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797684 |
$30,000 |
$30,000 |
21.36% |
1.00% |
June 30, 2011 |
July 11, 2016 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797684. Member loan 797684 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,167 / month |
Current employer: | Hawthorne Cedar Knolls | Debt-to-income ratio: | 14.38% |
Length of employment: | 10+ years | Location: | MOUNT VERNON, NY |
Home town: | |||
Current & past employers: | Hawthorne Cedar Knolls | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Debt Consolidation
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,814.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Loan 15.98% Balance 43,515.90 Payment $ 941, First Horizon 2nd Mortgage Loan 9.125% Balance 37,824 Payment 483.28, HFC Loan 25% Balance 5,246 Payment $109, MECU credit card 9.90% Balance 18,200 Payment $371, Well Fargo Home Loan 6.125% Balance 93,573.49 Payment $1033.21, Wells Fargo Credit Card 19.65% Balance 6,546 Payments $254, Direct Loan (School Loan) Balance 61,433 in Forbearance No Payment, LBPS Home Loan 6.375% Balance 212,564.86 Payments $2252.38, Citi Bank Loan 9% Balance 7536.53 Payment $221, Hudson Valley 6.75% Balance 31, 000 Payment $532.65, Aurora Loan Home Loan Payment Balance estimated in the 90..... $606.76 every 2 weeks. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Loan 15.98% Balance 43,515.90 Payment $ 941, First Horizon 2nd Mortgage Loan 9.125% Balance 37,824 Payment 483.28, HFC Loan 25% Balance 5,246 Payment $109, MECU credit card 9.90% Balance 18,200 Payment $371, Well Fargo Home Loan 6.125% Balance 93,573.49 Payment $1033.21, Wells Fargo Credit Card 19.65% Balance 6,546 Payments $254, Direct Loan (School Loan) Balance 61,433 in Forbearance No Payment, LBPS Home Loan 6.375% Balance 212,564.86 Payments $2252.38, Citi Bank Loan 9% Balance 7536.53 Payment $221, Hudson Valley 6.75% Balance 31, 000 Payment $532.65, Aurora Loan Home Loan Payment Balance estimated in the 90..... $606.76 every 2 weeks. |
Which debts do you plan to pay off with this loan? | HFC Loan, Wells Fargo Credit Card, Citi Bank, MECU |
What is your intended use for the loan proceeds? | Consolidation of the loans |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | See my prior e-mail giving a detail explanation of the bills and loan amounts |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Payoff HFC loan, payoff Citibank Loan, payoff Well Fargo credit card, The remainder of the loan would payoff MECU loan |
Which debts do you plan to pay off with this loan? | HFC Loan, Wells Fargo Credit Card, Citi Bank, MECU |
Which debts do you plan to pay off with this loan? | HFC Loan, Wells Fargo Credit Card, Citi Bank, MECU |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Loan 15.98% Balance 43,515.90 Payment $ 941, First Horizon 2nd Mortgage Loan 9.125% Balance 37,824 Payment 483.28, HFC Loan 25% Balance 5,246 Payment $109, MECU credit card 9.90% Balance 18,200 Payment $371, Well Fargo Home Loan 6.125% Balance 93,573.49 Payment $1033.21, Wells Fargo Credit Card 19.65% Balance 6,546 Payments $254, Direct Loan (School Loan) Balance 61,433 in Forbearance No Payment, LBPS Home Loan 6.375% Balance 212,564.86 Payments $2252.38, Citi Bank Loan 9% Balance 7536.53 Payment $221, Hudson Valley 6.75% Balance 31, 000 Payment $532.65, Aurora Loan Home Loan Payment Balance estimated in the 90..... $606.76 every 2 weeks. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Payoff HFC loan, payoff Citibank Loan, payoff Well Fargo credit card, The remainder of the loan would payoff MECU loan |
Please explain the reason why you carry a large revolving credit balance. | Got the loan to fix off the rental houses and made the schedule payment. Consolidating my laons would help to pay more that the schedule payment. |
Which debts do you plan to pay off with this loan? | HFC Loan, Wells Fargo Credit Card, Citi Bank, MECU |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America Loan 15.98% Balance 43,515.90 Payment $ 941, First Horizon 2nd Mortgage Loan 9.125% Balance 37,824 Payment 483.28, HFC Loan 25% Balance 5,246 Payment $109, MECU credit card 9.90% Balance 18,200 Payment $371, Well Fargo Home Loan 6.125% Balance 93,573.49 Payment $1033.21, Wells Fargo Credit Card 19.65% Balance 6,546 Payments $254, Direct Loan (School Loan) Balance 61,433 in Forbearance No Payment, LBPS Home Loan 6.375% Balance 212,564.86 Payments $2252.38, Citi Bank Loan 9% Balance 7536.53 Payment $221, Hudson Valley 6.75% Balance 31, 000 Payment $532.65, Aurora Loan Home Loan Payment Balance estimated in the 90..... $606.76 every 2 weeks. |
Member Payment Dependent Notes Series 797693
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797693 |
$7,350 |
$7,350 |
14.79% |
1.00% |
July 5, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797693. Member loan 797693 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | City of Richmond, VA | Debt-to-income ratio: | 21.55% |
Length of employment: | 10+ years | Location: | Henrico, VA |
Home town: | |||
Current & past employers: | City of Richmond, VA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I plan to use the funds to pay off high credit card debt.
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $31,250.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage $1611.25 (taxes and Insurance included) Utilities: $40 water and sewage, Electric $173 |
Please explain the reason why you carry a large revolving credit balance. | Helping my children with college expenses |
Which debts do you plan to pay off with this loan? | American Express and Capital One Credit Cards |
Please explain the reason why you carry a large revolving credit balance. | Helping my children with college expenses |
Member Payment Dependent Notes Series 797739
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797739 |
$5,000 |
$5,000 |
15.62% |
1.00% |
June 29, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797739. Member loan 797739 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | EcoLab | Debt-to-income ratio: | 22.24% |
Length of employment: | 8 years | Location: | Greensboro, NC |
Home town: | |||
Current & past employers: | EcoLab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,171.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | 87 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | My wife and I filed bankruptsy in 04 due to a real estate deal that went bad. Bankruptsy discharged 04 |
Please explain the reason why you carry a large revolving credit balance. | I use this revolving credit with my job traveling |
Member Payment Dependent Notes Series 797741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797741 |
$7,200 |
$7,200 |
17.99% |
1.00% |
June 30, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797741. Member loan 797741 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,458 / month |
Current employer: | Blue Cross Blue Shield of Michigan | Debt-to-income ratio: | 22.93% |
Length of employment: | 4 years | Location: | Bloomfield Hills, MI |
Home town: | |||
Current & past employers: | Blue Cross Blue Shield of Michigan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $6,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No, I do not have any delinquencies. |
Member Payment Dependent Notes Series 797871
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797871 |
$8,000 |
$8,000 |
11.49% |
1.00% |
June 30, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797871. Member loan 797871 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | City of St. Paul Public Works | Debt-to-income ratio: | 12.23% |
Length of employment: | 4 years | Location: | Brooklyn Park, MN |
Home town: | |||
Current & past employers: | City of St. Paul Public Works | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I wish to pay off my 2008 Suzuki GSXF so that I can trade it to my co-worker for his 2006 Starcraft Centenniel camper. I've paid this loan faithfully for 3yrs. and the quoted payment matches my current minimum.
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $11,396.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My largest revolving balance is due to HSBC Suzuki. This loan looks (and feels) like a credit card but is actually secured by a lien on the 2008 Suzuki Motorcycle I bought new in May 2008. I'm currently rehabbing two rental properties and remodeling my kitchen at home and the credit cards help keep the projects moving when cash flow is short. |
What is your intended use for the loan proceeds? | I intend to use this loan to pay back HSBC Suzuki and trade my motorcycle, ( along with the lien release), for a camper that my whole family will enjoy.I make the same minimum payment to HSBC right now only it will take me 5-7 years to pay it back. |
What are you buying? | A 2006 Starcraft Centennial 14' tent camper with dining crankout and interior toilet/shower. |
Member Payment Dependent Notes Series 797886
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797886 |
$12,000 |
$12,000 |
11.49% |
1.00% |
June 30, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797886. Member loan 797886 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | united states postal service | Debt-to-income ratio: | 15.77% |
Length of employment: | 10+ years | Location: | Vermilion, OH |
Home town: | |||
Current & past employers: | united states postal service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > I want to thank you for funding my loan. I am a hard working person in a secure occupation who incurred debt as a result of medical expenses. I pay all my financial obligations on time and I want to extinguish this debt as quickly as possible and once again be debt free.Thank you again
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,845.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I put a large percentage of my income into a thrift savings plan to fund my retirement. i had medical bills that i needed to pay so i paid them with my credit cards. i want to pay them off as quickly as possible. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | my monthly mortgage payment is $938.00. I have $475.00 deducted from my pay every two weeks which pays the insurance as well. thanks |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard 8.9% $4500 $140.00 visa 8.9% $4700 $85.00 sams club $1700.00 $70.00 25% |
What is the total balance of your credit cards, interest rates and current monthly payments? | $300 per mo $11000 8.9%,8.9% 25% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $300 per mo now. $395 per month for 36 mo for yhe loan |
Member Payment Dependent Notes Series 797932
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797932 |
$15,000 |
$15,000 |
10.99% |
1.00% |
June 30, 2011 |
July 10, 2016 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797932. Member loan 797932 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Autoliv | Debt-to-income ratio: | 0.00% |
Length of employment: | 10+ years | Location: | Layton, UT |
Home town: | |||
Current & past employers: | Autoliv | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I want to use this money for vacaiton and to pay off our credit card. We have only one credit card that we have used to purchase a new water heater, furnace, and ac unit. By paying this off it will allow this card to be for emergencies. We are taking a 2 week vacation in August travelling through Nevada, Arizona, and New Mexico.
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage 910.50 (Property Tax and Home Insurance is included in this amount), Rocky Mountain Power 68.00, Questar Gas 76.00, Qwest phone and internet 80.94, City water, sewer and garbage 39.20, Car payment 471.96, Car Insurance 63.33, VISA 329.00 (this is what we will be paying off, balance approx 9,700.00) |
Please provide general details of the cost of your vacation. | We will be travelling for 15 days. We figured lodging to average 150.00 per night, 14 nights 2,100.00. Food and drinks 100.00 a day, 1,500.00. Our trip will cover approx 3,968 miles round trip. Our car averages 20 miles to the gallon for 199 gallons, average rate for gasoline 3.80 total 756.20, leaving 643.80 for National Park fees and incidentals. Total 5,000.00 |
Member Payment Dependent Notes Series 797959
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797959 |
$1,750 |
$1,750 |
7.49% |
1.00% |
June 30, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797959. Member loan 797959 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,250 / month |
Current employer: | Raytheon Company | Debt-to-income ratio: | 10.94% |
Length of employment: | 7 years | Location: | Lakewood, CA |
Home town: | |||
Current & past employers: | Raytheon Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > The APR on my business credit card is over 20%. This loan will help me refinance half of the balance on that credit card.
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $8,653.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 797987
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797987 |
$2,500 |
$2,500 |
10.99% |
1.00% |
June 29, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797987. Member loan 797987 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | the back doctor | Debt-to-income ratio: | 5.87% |
Length of employment: | 2 years | Location: | north fort myers, FL |
Home town: | |||
Current & past employers: | the back doctor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > This is a motorcycle loan. I have steady full time employment, house and car with almost no debt. Borrower added on 06/27/11 > Motorcycle loan. I am full time employed. I am nearly debt free and plan to always be, and I always have been. I always pay debts off
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $4,945.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 797989
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
797989 |
$7,500 |
$7,500 |
7.49% |
1.00% |
July 5, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 797989. Member loan 797989 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | TD Ameritrade | Debt-to-income ratio: | 4.18% |
Length of employment: | < 1 year | Location: | Bridgewater, NJ |
Home town: | |||
Current & past employers: | TD Ameritrade | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Currently work in HR in a very stable profession. Comfortable monthly income, need a loan short-term to cover some home improvement so I can rent my current property, and make a move to be closer to work Borrower added on 06/29/11 > Additionally have never missed a payment of any description. I take pride in making sure everything is paid on time.
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $119.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 798088
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798088 |
$4,000 |
$4,000 |
13.99% |
1.00% |
July 1, 2011 |
July 10, 2014 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798088. Member loan 798088 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,400 / month |
Current employer: | chicago public schools | Debt-to-income ratio: | 10.43% |
Length of employment: | 10+ years | Location: | chicago, IL |
Home town: | |||
Current & past employers: | chicago public schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,786.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Home remodel |
Please explain the reason why you carry a large revolving credit balance. | The credit balance of 2,099 represents dental services and fees not paid by dental insurance. |
Member Payment Dependent Notes Series 798106
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798106 |
$15,000 |
$15,000 |
11.99% |
1.00% |
June 30, 2011 |
July 10, 2016 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798106. Member loan 798106 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | 5/3 Bank | Debt-to-income ratio: | 20.57% |
Length of employment: | 2 years | Location: | Naples, FL |
Home town: | |||
Current & past employers: | 5/3 Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I will be using the funds of this loan to pay off all of my higher interest credit cards as well as a small, remaining balance on my auto loan. My auto loan payment was higher than this loan payment would be so I will be saving money monthly with this loan option. I am a good borrower because I take pride in my credit rating, never had a late payment and have a stable job.
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 798147
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798147 |
$16,000 |
$16,000 |
16.49% |
1.00% |
July 5, 2011 |
July 10, 2016 |
July 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798147. Member loan 798147 was requested on June 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | jp morgan chase | Debt-to-income ratio: | 17.54% |
Length of employment: | 4 years | Location: | miami, FL |
Home town: | |||
Current & past employers: | jp morgan chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/26/11 > I am a good candidate for this loan because I have a steady career with monthly bonuses. This money will be used to consolidate some debt and will be repaid in the same way I have done with all my financial obligations. Thank You for viewing my listing
A credit bureau reported the following information about this borrower member on June 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $7,826.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I live with my parents so I do not pay any rent, utilities,etc I have a mortgage that is $1030 a month but I have it as an investment property and the tenant pays $1000/month. phone: $86/month Car: Paid in full Capital One CC : Balance 2k rate 0% till Sept 2011 Lending club loan: $291/month balance 6K original loan amount 6k never missed a payment Bank of america CC: 330/month 12K balance I took advantage of the 0% APR but that expired and now it is going up to 28% that is the main reason I am taking out this loan to consolidate this into a better rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I live with my parents so I do not pay any rent, utilities,etc I have a mortgage that is $1030 a month but I have it as an investment property and the tenant pays $1000/month. phone: $86/month Car: Paid in full Capital One CC : Balance 2k rate 0% till Sept 2011 Lending club loan: $291/month balance 6K original loan amount 6k never missed a payment Bank of america CC: 330/month 12K balance I took advantage of the 0% APR but that expired and now it is going up to 28% that is the main reason I am taking out this loan to consolidate this into a better rate. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I live with my parents so I do not pay any rent, utilities,etc I have a mortgage that is $1030 a month but I have it as an investment property and the tenant pays $1000/month. phone: $86/month Car: Paid in full Capital One CC : Balance 2k rate 0% till Sept 2011 Lending club loan: $291/month balance 6K original loan amount 6k never missed a payment Bank of america CC: 330/month 12K balance I took advantage of the 0% APR but that expired and now it is going up to 28% that is the main reason I am taking out this loan to consolidate this into a better rate. |
Member Payment Dependent Notes Series 798229
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798229 |
$18,400 |
$18,400 |
19.29% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798229. Member loan 798229 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,083 / month |
Current employer: | California department of corrections | Debt-to-income ratio: | 16.64% |
Length of employment: | 2 years | Location: | Fresno, CA |
Home town: | |||
Current & past employers: | California department of corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,407.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | * Mortgage $949.00 Inc taxes( i have a roommate that pays $600.00 mo For 2 consecutive years) $101.00 PG&E-$75 Utilities -$65 cable and internet |
Please explain the reason why you carry a large revolving credit balance. | They are form my credit building stage during college. Ive been told not to close them. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cc- nordstrom visa= 5400/ 7,000 limit@ 10.90 % 330mo Cc- eecu visa= 7400/ 10,000 limit@ 13.8%210 mo Discover =1300/1700 limit @ 14% 50 mo Student loan/ 9500/ deferred ( masters program) Mortgage = 949mo taxes Inc ( I have a renter for the past 2years at 600 a mo) |
Which debts do you plan to pay off with this loan? | I plan to lump all my debt together and pay of my college debt. I'm am now in law enforcement pruesing my MBA |
Which debts do you plan to pay off with this loan? | I plan to lump all my debt together and pay of my college debt. I'm am now in law enforcement pruesing my MBA |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cc- nordstrom visa= 5400/ 7,000 limit@ 10.90 % 330mo Cc- eecu visa= 7400/ 10,000 limit@ 13.8%210 mo Discover =1300/1700 limit @ 14% 50 mo Student loan/ 9500/ deferred ( masters program) Mortgage = 949mo taxes Inc ( I have a renter for the past 2years at 600 a mo) |
What is your intended use for the loan proceeds? | Pay off my three credit cards and them have no debt except my car and home |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Two college Credit card and one post credit card |
Member Payment Dependent Notes Series 798261
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798261 |
$10,200 |
$10,200 |
12.99% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798261. Member loan 798261 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | bob's discount furniture | Debt-to-income ratio: | 19.19% |
Length of employment: | 1 year | Location: | enfield, CT |
Home town: | |||
Current & past employers: | bob's discount furniture | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $46,871.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 798265
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798265 |
$7,000 |
$7,000 |
10.99% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798265. Member loan 798265 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.35% |
Length of employment: | n/a | Location: | Forest Lake, MN |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Credit card pay off.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $2,049.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 53.90% | Months Since Last Record: | 23 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I guess I don't understand the question as it is put. If you could be more specific, I would be glad to try and satisfy your curiosity. As you may know almost all records are public from birth to grave. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I'm sorry I can't be very specific my response has already been pulled once for specific information being provided. I will understand if you pass me by even though the credit risk is extremely small. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Although the loan is small it will cover the total balances on the cards I wish to pay off. Rates range from 14.9% to 22.9%, minimums run from 20.00$'s to 73.00$'s. I do have one small card with a small balance with a small rate ( 9% ) that I don't want to barrow money @ 11% to pay. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payments would be less than per month, than the total 36 payment plan on loan. Of course it says on the statements how long it would take to pay off at the minimum and even a thousand $'s would take years and I would pay more in interest than the original 1000. |
Member Payment Dependent Notes Series 798282
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798282 |
$9,000 |
$9,000 |
5.99% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798282. Member loan 798282 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | CardUSA, Inc | Debt-to-income ratio: | 16.63% |
Length of employment: | 10+ years | Location: | Hallandale, FL |
Home town: | |||
Current & past employers: | CardUSA, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,757.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 798352
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798352 |
$1,400 |
$1,400 |
5.99% |
1.00% |
June 29, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798352. Member loan 798352 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | NAPBL | Debt-to-income ratio: | 20.76% |
Length of employment: | 10+ years | Location: | Saint Petersburg, FL |
Home town: | |||
Current & past employers: | NAPBL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,197.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 9.60% | Months Since Last Record: | 85 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Not sure what you mean by public record. |
Member Payment Dependent Notes Series 798356
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798356 |
$4,850 |
$4,850 |
8.49% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798356. Member loan 798356 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,825 / month |
Current employer: | University of North Carolina - Pembroke | Debt-to-income ratio: | 20.77% |
Length of employment: | 3 years | Location: | Dillon, SC |
Home town: | |||
Current & past employers: | University of North Carolina - Pembroke | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I accumulated credit card debt during my many years in graduate school. Now that I have a tenure-track job, I need to focus on paying off those cards.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,025.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 798375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798375 |
$5,750 |
$5,750 |
12.99% |
1.00% |
June 30, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798375. Member loan 798375 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | OpSource Inc | Debt-to-income ratio: | 8.95% |
Length of employment: | 3 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | OpSource Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Consolidating my current credit debt to a lower rate to pay it off faster.
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $7,804.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent: 1388 car payment: 400 phone: 200 utilities: 120 insurance: 130 food: 500 transport: 50 Student Loan: 78 CCPayments: ~200 total ~3066 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC1: 3492.98 22.99% APR 99/month CC2: 1486.27 29.99% APR 25/month CC3: 3097.27 0% APR 40/month Car loan: 15718.13 9.84% APR 388.24/month Student loan: 3945 2.22% APR 78/month |
Which debts do you plan to pay off with this loan? | rent: 1388 car payment: 400 phone: 200 utilities: 120 insurance: 130 food: 500 transport: 50 Student Loan: 78 CCPayments: ~200 total ~3066 |
Member Payment Dependent Notes Series 798399
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798399 |
$14,000 |
$14,000 |
10.59% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798399. Member loan 798399 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,083 / month |
Current employer: | Halliburton | Debt-to-income ratio: | 14.81% |
Length of employment: | 9 years | Location: | Duncan, OK |
Home town: | |||
Current & past employers: | Halliburton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $44,495.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 798426
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798426 |
$5,000 |
$5,000 |
13.99% |
1.00% |
June 29, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798426. Member loan 798426 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Department of Motor Vehicles | Debt-to-income ratio: | 7.77% |
Length of employment: | 10+ years | Location: | lynwood, CA |
Home town: | |||
Current & past employers: | Department of Motor Vehicles | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Funds will be used to move
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $8,265.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 798429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798429 |
$15,250 |
$15,250 |
10.99% |
1.00% |
June 30, 2011 |
July 11, 2016 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798429. Member loan 798429 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,917 / month |
Current employer: | Encana Oil & Gas (USA) Inc. | Debt-to-income ratio: | 11.95% |
Length of employment: | 6 years | Location: | Thornton, CO |
Home town: | |||
Current & past employers: | Encana Oil & Gas (USA) Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,639.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 798448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798448 |
$10,625 |
$10,625 |
16.49% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798448. Member loan 798448 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.60% |
Length of employment: | n/a | Location: | Melbourne, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > I have been reading about Lending Club and it sounds like a very positive program . Borrower added on 06/29/11 > Being able to clear my debt with this loan would make it possible for me to join the club as an investor . Very exciting .
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $8,669.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 798487
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798487 |
$15,000 |
$15,000 |
16.49% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798487. Member loan 798487 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,665 / month |
Current employer: | State of California | Debt-to-income ratio: | 14.35% |
Length of employment: | 7 years | Location: | Columbia, CA |
Home town: | |||
Current & past employers: | State of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Plan to pay of credit cards and have one payment. This loan will make the paying off of my credit card debit much easier. My job is very secure even in these times.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $10,923.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 2181.15 is monthly amount on home. No other loans associated with house. Tax and insurance included |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard $1936 @ 16.24% $50 min payment Visa card $6826 @ 25.49% $215 min payment Discover $2048 @ 9.99% $50 min payment Visa card $2981 @ 12.99% $75 min payment |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total $13792, intrest from 9.9% to 25.49% for cards total with min payment of $390. With loan all card will be payed off, and new loan payment of $515. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total monthly min is $390., With this loan cards will be payed off. This loan payment would be a min payment of $515. |
Member Payment Dependent Notes Series 798501
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798501 |
$8,500 |
$8,500 |
10.59% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798501. Member loan 798501 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | 901 restaurant | Debt-to-income ratio: | 5.76% |
Length of employment: | < 1 year | Location: | washington, DC |
Home town: | |||
Current & past employers: | 901 restaurant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/30/11 > this loan consolidates my debt.. it actuaslly lowers my monthly paymenys by $ 50 and I pay it off quicker!
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,218.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 798504
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798504 |
$6,000 |
$6,000 |
10.59% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798504. Member loan 798504 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | ATK | Debt-to-income ratio: | 18.75% |
Length of employment: | 10+ years | Location: | North East, MD |
Home town: | |||
Current & past employers: | ATK | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/30/11 > The purpose of this loan would be to restructure a current loan I have that I used to help fund college expenses. The interest rate offered here is a better rate than I currently have on the existing loan. Thank you in advance for your consideration in funding this loan request. I have been with my current employer for over 25 years and my credit record will show that I have never been a day late with a payment in my life. I take my credit worthiness and financial responsibilities very seriously.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $61,007.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I used the credit card to cover college expenses of 2 kids over the past 4 years to avoid having them take out student loans. Both graduate this year and I plan to apply additional payments to the credit card going forward to liquidate the balance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage (Including Home Equity Line) - $1,800 Phone - $160 Utlilites - $250 Food - $500 Insurance (Auto, Homeowners) - $350 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortage - $157k - 4% - $1,290/mo Home Equity - $75k - 3.25% - $527/mo Credit Card (used for college expenses to avoid student loans) $48k - 18%(?) - $800/mo Personal Loan (wedding expenses) - $9,000 - 8% - $380/mo |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage (exlcudes taxes, insurance) - $1,290/mo Insurance - $1,015 Annual Taxes - $2,900 Annual |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage (Including Home Equity Line) - $1,800 Phone - $160 Utlilites - $250 Food - $500 Insurance (Auto, Homeowners) - $350 |
Member Payment Dependent Notes Series 798510
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798510 |
$7,800 |
$7,800 |
11.49% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798510. Member loan 798510 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Interstate Warehousing | Debt-to-income ratio: | 14.09% |
Length of employment: | 3 years | Location: | Aurora, CO |
Home town: | |||
Current & past employers: | Interstate Warehousing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $3,433.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 798517
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798517 |
$2,400 |
$2,400 |
7.49% |
1.00% |
July 1, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798517. Member loan 798517 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | 1800-got-junk? | Debt-to-income ratio: | 1.60% |
Length of employment: | 1 year | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | 1800-got-junk? | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $130.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 798522
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798522 |
$8,000 |
$8,000 |
10.99% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798522. Member loan 798522 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Qwest | Debt-to-income ratio: | 6.76% |
Length of employment: | < 1 year | Location: | Broomfield, CO |
Home town: | |||
Current & past employers: | Qwest | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I plan to use the funds to pay off credit cards for debt consolidation only. Im a great borrower as I never miss payments. My career is very stable.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,320.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 798584
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798584 |
$2,000 |
$2,000 |
10.59% |
1.00% |
June 29, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798584. Member loan 798584 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Ulster Greene ARC | Debt-to-income ratio: | 24.00% |
Length of employment: | 2 years | Location: | Port Ewen, NY |
Home town: | |||
Current & past employers: | Ulster Greene ARC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > I am simply looking to consolidate my medical bill and car repair bill into one monthly payment.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,506.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I usually do not carry a large credit balance, however due to mold damage in our house we had to relocate temporarily while repairs are being done. We had to use the credit cards to move and settle in a rental home. |
Member Payment Dependent Notes Series 798589
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798589 |
$3,000 |
$3,000 |
20.99% |
1.00% |
June 29, 2011 |
July 11, 2016 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798589. Member loan 798589 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | The Villa by Barton G | Debt-to-income ratio: | 8.87% |
Length of employment: | 1 year | Location: | coral gables, FL |
Home town: | |||
Current & past employers: | The Villa by Barton G | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/13/11 > when i receive this loan, i plan on paying it off in less than 3 years, i have a stable job with my company that pays very well. i live well below my means so saving money and budgeting is a part of who i am when i receive this loan, i plan on paying it off in less than 3 years, i have a stable job with my company that pays very well. I budget very well, live well below my means, so making payments in a consistent manner will not be an issue
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $3,539.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Due to relocating to Florida from Massachusetts in September of 2010, I was out of work for 4 months, so I used my credit cards to help pay for expenses. But now that I'm back in the work force, I want to catch up with my credit score and pay off this credit balance. |
Member Payment Dependent Notes Series 798596
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798596 |
$1,000 |
$1,000 |
6.99% |
1.00% |
June 29, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798596. Member loan 798596 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | V.H. Blackinton & Co., Inc. | Debt-to-income ratio: | 17.26% |
Length of employment: | 1 year | Location: | Cumberland, RI |
Home town: | |||
Current & past employers: | V.H. Blackinton & Co., Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Helping me cover paying mortgage twice in a month as I'm getting set up on Nationwide Weekly Administration, which debits weekly and then auto-pays next month's mortgage on the 1st of the month. Borrower added on 06/28/11 > My condo's mortgage is $1500 a month, which has property taxes rolled into it. Homeowner's insurance is about $400 a year.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,525.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own my condo and it's $1500 a month. My Mustang is paid off. My cell phone is on a family plan with my parents still. My girlfriend lives with me and we split food costs. My car insurance through Geico is roughly $100 a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I own my condo and it's $1500 a month. My Mustang is paid off. My cell phone is on a family plan with my parents still. My girlfriend lives with me and we split food costs. My car insurance through Geico is roughly $100 a month. My condo taxes are rolled into my monthly mortgage payment. Utilities in the summer months tend to be around $70 for electricity, $15 for gas, and $25 for sewage. Condo fee monthly is $250. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I own my condo and it's $1500 a month. The taxes are rolled into the monthly payment. My homeowner's insurance is about $400 a year. |
Member Payment Dependent Notes Series 798631
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798631 |
$14,000 |
$14,000 |
13.49% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798631. Member loan 798631 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Mosley, Pfundt & Glick, Inc. | Debt-to-income ratio: | 19.01% |
Length of employment: | < 1 year | Location: | Toledo, OH |
Home town: | |||
Current & past employers: | Mosley, Pfundt & Glick, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > This loan is to help pay off my high interest credit cards with a lower interest personal loan.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,580.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 798645
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798645 |
$4,350 |
$4,350 |
11.49% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798645. Member loan 798645 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,333 / month |
Current employer: | Dow Chemical | Debt-to-income ratio: | 18.21% |
Length of employment: | 9 years | Location: | Brusly, LA |
Home town: | |||
Current & past employers: | Dow Chemical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,154.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | 104 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Because I had alot of medical bills. I have been able to pay off a lot of things lately |
Member Payment Dependent Notes Series 798659
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798659 |
$6,000 |
$6,000 |
10.99% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798659. Member loan 798659 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,448 / month |
Current employer: | Iwco | Debt-to-income ratio: | 13.47% |
Length of employment: | 1 year | Location: | Rice, MN |
Home town: | |||
Current & past employers: | Iwco | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Funding For A Down Payment For Our First Home And Other Cost That Come With That.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 798729
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798729 |
$2,800 |
$2,800 |
6.99% |
1.00% |
July 1, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798729. Member loan 798729 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Salt lake Community College | Debt-to-income ratio: | 29.40% |
Length of employment: | 10+ years | Location: | Salt Lake City, UT |
Home town: | |||
Current & past employers: | Salt lake Community College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $503.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I am building an apartment to rent out by September. The apartment project is almost done. My goal is to get the apartment ready by September. The apartment is almost complete, however, I need $4800 to complete the rest of the project. I have $2000 at my disposal and need only $2800 to meet the overall goal. I have money coming in by September but that would be too late to help me. I will really appreciate your approval of this amount. |
Member Payment Dependent Notes Series 798733
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798733 |
$12,900 |
$12,900 |
12.99% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798733. Member loan 798733 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Current employer: | Colfax Corporation | Debt-to-income ratio: | 16.03% |
Length of employment: | 9 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Colfax Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $137,661.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Approxiametely $2500 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Mastercard balance of $9,200 and monthly payments of about $300, 25.24%, Am Ex balance of $2,900 and monthly payments of about $150, 25% |
Member Payment Dependent Notes Series 798747
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798747 |
$14,400 |
$14,400 |
18.39% |
1.00% |
July 5, 2011 |
July 12, 2016 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798747. Member loan 798747 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,092 / month |
Current employer: | Fleetcor Technologies | Debt-to-income ratio: | 18.02% |
Length of employment: | 9 years | Location: | New Orleans, LA |
Home town: | |||
Current & past employers: | Fleetcor Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,742.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $625.61; Electricity: $50.00 - $95.00 (seasonal); Food: ~$150.00 -$200.00; Auto: ($62.18 insurance, no note, work from home so rarely use, live in walking neighborhood); Home Phone: ~$20.00; Cell Phone: $85.00; Student Loan: $185.93; Internet $45.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $2450 23% $ 75 Visa $2250 23% $ 72 Visa $2000 18% $ 55 Mastercard $4200 29% $150 Mastercard $ 850 29% $ 30 |
Please explain the reason why you carry a large revolving credit balance. | It built up over the years, mostly during and after Hurricane Katrina. I've now reached a more stabilized and settled point where I'm ready to lock down and pay off the debt. |
Member Payment Dependent Notes Series 798762
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798762 |
$4,800 |
$4,800 |
15.99% |
1.00% |
June 29, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798762. Member loan 798762 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Southern Imperial | Debt-to-income ratio: | 0.00% |
Length of employment: | 6 years | Location: | Rockford, IL |
Home town: | |||
Current & past employers: | Southern Imperial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Engine Parts Borrower added on 06/27/11 > I plan on buying engine parts for my 86 monte ss. i am a good borrower because i am on time with my payments. i have no outstanding loans-only monthly bills(utilities). I have been with Southern Imperial for 6 years and work lots of overtime
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | i do not have a delinquency in the last 2 years |
Member Payment Dependent Notes Series 798801
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798801 |
$6,000 |
$6,000 |
12.99% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798801. Member loan 798801 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,794 / month |
Current employer: | United States Air Force | Debt-to-income ratio: | 12.39% |
Length of employment: | 8 years | Location: | North Bay Village, FL |
Home town: | |||
Current & past employers: | United States Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/13/11 > I am a US Servicemember stationed overseas engaged in a developing situation that can be readily remedied with the right level of financial assistance. I am attempting to secure funding to obtain the services of a attorney in addressing a delicate, embarrassing legal matter involving the consequential, logistical, non-medical impact of disease/disorder which has victimized our household. In doing so, unfortunately, this comes to me in the form of a flat-fee retainer for an attorney's services which would ultimately exhaust my cash savings buffer quicker than I am comfortable with. That being said, my ability and commitment to fulfill my financial obligations to my lenders should be considered unmatched. By trade, I am a budget analyst, I have an expert knowledge of managing a financial portfolio, spending and I am subject to loss of my career, clearance and honor were I to default. These are not things I take lightly. I have a stable career in the military, although I make a modest salary. As an Non-Commissioned Officer (NCO) I will have served over nine years in January. I reenlisted this last year as well during my fourteen-month tour downrange which I've just returned from, and which will take me to a total of twelve and a half years by the time my next reenlistment rolls around. I intend to do a minimum of twenty years total and the security of my employment status is without question throughout the duration. Should injury befall me, however, in the field or otherwise where I am deemed incapable/incapacitated or terminal, I have several insurances, gratuities and benefits to cover any potential financial losses. Needless to say, my lender's investment is protected. I hope lenders will consider helping me in my campaign to stabilize our household by receiving the legal assistance necessary to do so, through the generous financial backing made available.
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $8,716.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 798812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798812 |
$16,800 |
$16,800 |
15.62% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798812. Member loan 798812 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Moody Bible Institute | Debt-to-income ratio: | 19.03% |
Length of employment: | 6 years | Location: | Midlothian, IL |
Home town: | |||
Current & past employers: | Moody Bible Institute | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Working towards being debt free! FPU
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,405.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | We have high interest rate credit card debt. This loan covers those debts and allows us to continue making the same payment amount that are current paying and pay off this loan much quicker than the current debt. |
Please explain the reason why you carry a large revolving credit balance. | I went through a lay off 6 years ago and used credit cards to pay bills, we have never been late, ever. Now with a stable job, we are living within a budget, and are consistently making payments, the cards we have had high (30%) rates and so the payment are making it hard to get ahead. We went through a financial course that taught us a great deal about finances etc. This has put us on a very determined track to rid ourselves all debt. With this loan, the difference in the monthly payments will allow us to pay off all this debt. We are resigned to not have any revolving credit balance. We have not increased balances for over a year, and in fact, I, somewhat foolishly pre-maturely closed a credit card account as we paid it off (i would've helped lower the credit utilization %). I am not sure if it shows on the credit report. |
Member Payment Dependent Notes Series 798827
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798827 |
$3,000 |
$3,000 |
19.29% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798827. Member loan 798827 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,600 / month |
Current employer: | USMC | Debt-to-income ratio: | 6.86% |
Length of employment: | 3 years | Location: | jacksonville , NC |
Home town: | |||
Current & past employers: | USMC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > to help grandparents pay some outstanding debt.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,998.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my truck payment is the only thing i have and it is 200 a month and it will be payed off in about a year. the loan is to help my wifes grandparents keep theyre house. |
Member Payment Dependent Notes Series 798828
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798828 |
$2,400 |
$2,400 |
14.79% |
1.00% |
June 29, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798828. Member loan 798828 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Schulte Roth Zabel | Debt-to-income ratio: | 12.48% |
Length of employment: | 5 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Schulte Roth Zabel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | i will be using a portion for my daughter's camp and the balance for business improvements |
Member Payment Dependent Notes Series 798853
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798853 |
$4,000 |
$4,000 |
15.62% |
1.00% |
June 29, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798853. Member loan 798853 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,500 / month |
Current employer: | ABB Inc | Debt-to-income ratio: | 19.95% |
Length of employment: | 10+ years | Location: | Rochester Hills, MI |
Home town: | |||
Current & past employers: | ABB Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Upgrading 1100 sq. ft of carpet / pergo to engineered hardwood, 4.25" tongue in groove.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $21,115.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | I currenty have (2) open mortgages. (1) on this property and (1) on a rental property. The balance on this property is approximately $90K (834/mo.). |
What is the estimated current market value of your home? | The current market value is approximately $130K. I am hoping to increase the value with the upgrades that i am performing. |
Member Payment Dependent Notes Series 798903
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798903 |
$6,000 |
$6,000 |
7.49% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798903. Member loan 798903 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Turbotec Products Inc | Debt-to-income ratio: | 12.69% |
Length of employment: | 2 years | Location: | Hudson, NC |
Home town: | |||
Current & past employers: | Turbotec Products Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > This is for a pool Borrower added on 06/27/11 > 6000 for the purchase of a pool
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,891.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 798929
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798929 |
$5,000 |
$5,000 |
11.99% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798929. Member loan 798929 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Kent Daniels & Associates | Debt-to-income ratio: | 13.83% |
Length of employment: | 1 year | Location: | Ontario, CA |
Home town: | |||
Current & past employers: | Kent Daniels & Associates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $7,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 798931
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798931 |
$6,000 |
$6,000 |
9.99% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798931. Member loan 798931 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Outreach | Debt-to-income ratio: | 6.09% |
Length of employment: | 5 years | Location: | Astoria, NY |
Home town: | |||
Current & past employers: | Outreach | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,439.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I broke up with my boyfriend of 5 years and I need to move out by Friday. |
Member Payment Dependent Notes Series 798961
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798961 |
$8,325 |
$8,325 |
15.99% |
1.00% |
July 5, 2011 |
July 11, 2016 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798961. Member loan 798961 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,917 / month |
Current employer: | Cumberland Farms | Debt-to-income ratio: | 22.38% |
Length of employment: | 6 years | Location: | SCHENECTADY, NY |
Home town: | |||
Current & past employers: | Cumberland Farms | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Interest on my credit cards are too high. Looking to pay them off. Borrower added on 06/28/11 > Interest on my credit cards are too high. It seems like I'm only paying for the interest and that's it. Looking for funding to pay them off.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,460.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have credit cards with high interest rates that I would like to pay off and get rid of. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a Capital One card with a balance of 1800, I pay 45 dollars a month and the interest rate is 18% I have a Discover card with a balance of 3100, I pay 62 dollars a month and the interest rate is 16% I have a Chase card with a balance of 2100, I pay 74 dollars a month and the interest rate is 30% I have a GE card with a balance of 1200, I pay 85 dollars a month and the interest rate is 27% |
Member Payment Dependent Notes Series 798972
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798972 |
$16,800 |
$16,800 |
13.49% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798972. Member loan 798972 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,500 / month |
Current employer: | United States Army | Debt-to-income ratio: | 14.53% |
Length of employment: | 10+ years | Location: | WILMINGTON, IL |
Home town: | |||
Current & past employers: | United States Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $11,865.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I have a car note, a school note, and one credit card. |
Please explain the reason why you carry a large revolving credit balance. | I have one credit card with zero balance and another that was used to help my parents. |
Please provide additional details regarding the purpose of the loan | A combination of things to include debt consolidation, home improvement and a major purchase. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | the loan will help reduce a higher interest debt, pay for some home improvement and allow a major purchase. |
Member Payment Dependent Notes Series 798976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
798976 |
$5,000 |
$5,000 |
13.99% |
1.00% |
July 1, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 798976. Member loan 798976 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | american steel foundries | Debt-to-income ratio: | 9.92% |
Length of employment: | 10+ years | Location: | belleville, IL |
Home town: | |||
Current & past employers: | american steel foundries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $6,796.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 799024
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799024 |
$1,000 |
$1,000 |
10.59% |
1.00% |
June 30, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799024. Member loan 799024 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Callaway Golf | Debt-to-income ratio: | 10.50% |
Length of employment: | 10+ years | Location: | Oceanside, CA |
Home town: | |||
Current & past employers: | Callaway Golf | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,260.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | 104 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 799050
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799050 |
$2,800 |
$2,800 |
7.49% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799050. Member loan 799050 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Pacific Gas & Electric | Debt-to-income ratio: | 25.45% |
Length of employment: | 4 years | Location: | Arroyo Grande, CA |
Home town: | |||
Current & past employers: | Pacific Gas & Electric | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $1,513.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | We are in the process of adopting a baby from South Korea. All of the money from this loan will go towards our adoption. |
Member Payment Dependent Notes Series 799061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799061 |
$6,725 |
$6,725 |
11.49% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799061. Member loan 799061 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.43% |
Length of employment: | 10+ years | Location: | OPELOUSAS, LA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > INSTALLING ABOVE GROUND POOL AND BUILDING DECK AROUND IT.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $602.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | The delinquency that I have from about two years ago was medical. I didn't know of it until it was already showing on my credit report. Thanks |
Member Payment Dependent Notes Series 799092
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799092 |
$5,000 |
$5,000 |
8.49% |
1.00% |
July 1, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799092. Member loan 799092 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Prodesign Denmark | Debt-to-income ratio: | 8.82% |
Length of employment: | 1 year | Location: | Vancouver, WA |
Home town: | |||
Current & past employers: | Prodesign Denmark | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,518.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 799136
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799136 |
$12,000 |
$12,000 |
12.99% |
1.00% |
July 1, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799136. Member loan 799136 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | matcheyewear | Debt-to-income ratio: | 17.63% |
Length of employment: | 10+ years | Location: | bayside, NY |
Home town: | |||
Current & past employers: | matcheyewear | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $6,982.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 58.10% | Months Since Last Record: | 94 |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 799168
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799168 |
$7,550 |
$7,550 |
9.99% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799168. Member loan 799168 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | GT Midwest | Debt-to-income ratio: | 18.00% |
Length of employment: | 10+ years | Location: | North Kansas City, MO |
Home town: | |||
Current & past employers: | GT Midwest | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > Lower interest loan to pay off higher interest debt Borrower added on 06/27/11 > My job is very stable, I have been there over 16 years. This loan will allow me to save about 150 a month
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $19,113.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency, late on mortgage once. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency, late on mortgage once. |
Member Payment Dependent Notes Series 799199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799199 |
$7,000 |
$7,000 |
10.99% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799199. Member loan 799199 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,375 / month |
Current employer: | JA of New Mexico | Debt-to-income ratio: | 14.10% |
Length of employment: | 6 years | Location: | Albuquerque, NM |
Home town: | |||
Current & past employers: | JA of New Mexico | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/27/11 > This is two consolidate two credit cards. My goal is to pay off these credit cards in the time alloted. The payment amount is almost half of what I have currently been paying each month on my credit cards. I have never defaulted on a loan and have usually paid the loans off early. My job is very stable.
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $6,292.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 799203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799203 |
$4,200 |
$4,200 |
13.49% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799203. Member loan 799203 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Asian American Donor Program | Debt-to-income ratio: | 24.89% |
Length of employment: | 1 year | Location: | Hayward, CA |
Home town: | |||
Current & past employers: | Asian American Donor Program | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,149.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Well, as a recent college graduate, it is inevitable to come out of the education system with a huge amount of debt. Luckily, through hard work, I was able to find a reliable job that I like, as well as a part- time job to try to minimize all of the debts. The amount I'm trying to pay off is for one of the credit cards that has a high APR, 28%. All my credit cards have been paid on time, but this one has a ridiculous APR. Thus I'm trying to pay it off ASAP. |
Member Payment Dependent Notes Series 799313
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799313 |
$5,400 |
$5,400 |
13.99% |
1.00% |
July 1, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799313. Member loan 799313 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | EEOC | Debt-to-income ratio: | 4.72% |
Length of employment: | 10+ years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | EEOC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Looking to dig out from under store credit cards of 24.99%. Please Help Borrower added on 06/29/11 > This loan is for real debt consolidation by someone who is just overwhelmed with high percentage rates trying to survive. I am a 14yr employee on my job and will retire in 16. See this as helping the little person, instead of a risk venture.
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,576.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1: Balance $1500, Interest rate 27% Credit Card 2: Balance $1100, Interest rate 24% Credit Card 3: Balance $1100, Interest rate 25.99% Credit Card 4: Balance $1700, interest rate 23.90% Credit Card 5: Balance $250, interest rate 25% Secured Credit Card 6: Balance $450, Interest rate 4% : Monthly Payments Credit Cards: $150 Rent: $640, |
Which debts do you plan to pay off with this loan? | All credit card debts |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $640 Utilites $60 Food: $150 Phone: $50 |
Please explain the reason why you carry a large revolving credit balance. | The high revolving credit balance was a result of getting married last year, and now the honeymoon is over and we have debt with high percentage rates. |
Member Payment Dependent Notes Series 799326
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799326 |
$3,000 |
$3,000 |
7.49% |
1.00% |
July 5, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799326. Member loan 799326 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | The Triumph Group | Debt-to-income ratio: | 7.96% |
Length of employment: | 5 years | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | The Triumph Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $2,463.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $1900 per month - |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | it is for some medical tests for my sister |
Member Payment Dependent Notes Series 799383
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799383 |
$3,000 |
$3,000 |
10.59% |
1.00% |
June 30, 2011 |
July 11, 2014 |
July 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799383. Member loan 799383 was requested on June 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,350 / month |
Current employer: | US Army | Debt-to-income ratio: | 20.37% |
Length of employment: | 9 years | Location: | Colorado Springs, CO |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $6,863.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The loan is for home improvements. Mainly my basement, including some crown moulding, home theater set up, and decor. In addition, will be furnishing other part of the house with window treatments and office furniture. |
If you have a delinquency in the last 2 years, please explain the reason. | I had a deliquency a year and a half ago. It is being disputed currently. Basically, it was when chrysler financial went out of business and I refinanced with wells fargo. I was erroneously billed by wells fargo while I was still under contract with chrysler and was making timely payments to them. I didnt pay wells fargo that month. They know there was an issue yet it still showed on my report. So it was their fault and i'm sure it will be removed from my report soon. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly payments: rent $1429 (icluding insurance and prop tax, 2 car payments $670 total, $250 gas total, utilities $250-300 total, phone $150, all insurances, $200 total, food $600 monthly salary: $7300 Approx. cash after taxes and bills food and entertainment. 1700 |
If you have a delinquency in the last 2 years, please explain the reason. | I had a deliquency a year and a half ago. It is being disputed currently. Basically, it was when chrysler financial went out of business and I refinanced with wells fargo. I was erroneously billed by wells fargo while I was still under contract with chrysler and was making timely payments to them. I didnt pay wells fargo that month. They know there was an issue yet it still showed on my report. So it was their fault and i'm sure it will be removed from my report soon. |
Member Payment Dependent Notes Series 799617
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799617 |
$2,500 |
$2,500 |
8.49% |
1.00% |
June 30, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799617. Member loan 799617 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | butler lexus | Debt-to-income ratio: | 12.19% |
Length of employment: | 5 years | Location: | WARNER ROBINS, GA |
Home town: | |||
Current & past employers: | butler lexus | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/29/11 > I have been in this business for 15 years and with my current employer for 5 years. I was with my previous employer for 6 years and would still be there if we didn't move to another state.
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,398.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan | My dog needs a surgery |
Member Payment Dependent Notes Series 799704
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799704 |
$20,000 |
$20,000 |
19.69% |
1.00% |
July 1, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799704. Member loan 799704 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | Food Services of America | Debt-to-income ratio: | 20.40% |
Length of employment: | 10+ years | Location: | Anchorage, AK |
Home town: | |||
Current & past employers: | Food Services of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,098.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $2,133 No student loans $4,000 on the credit card at 19% $745 car loan that I am paying off/ balance $6,700 $550 second car loan/ balance $7,100 |
Which debts do you plan to pay off with this loan? | two auto loans totaling $14,000 and one credit card totaling $4,000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | two car loans totaling $14,000 and one credit card with a $4,000 balance |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | pay off two car loans and one credit card. This will give me and additional $800 per month income |
What is your intended use for the loan proceeds? | pay off two car loans and one credit card. It will give me an extra $800 per month |
Member Payment Dependent Notes Series 799768
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799768 |
$7,700 |
$7,700 |
14.79% |
1.00% |
July 1, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799768. Member loan 799768 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Fulcrum IT | Debt-to-income ratio: | 19.20% |
Length of employment: | 6 years | Location: | Arlington, VA |
Home town: | |||
Current & past employers: | Fulcrum IT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $74,865.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 799769
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799769 |
$1,000 |
$1,000 |
14.79% |
1.00% |
June 30, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799769. Member loan 799769 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | GCSD: PES | Debt-to-income ratio: | 23.75% |
Length of employment: | 4 years | Location: | Green Sea, SC |
Home town: | |||
Current & past employers: | GCSD: PES | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $251.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 799783
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799783 |
$4,000 |
$4,000 |
5.99% |
1.00% |
June 30, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799783. Member loan 799783 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,500 / month |
Current employer: | Hunter Laboratories | Debt-to-income ratio: | 5.73% |
Length of employment: | 3 years | Location: | La Honda, CA |
Home town: | |||
Current & past employers: | Hunter Laboratories | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Personal loan for expenses. Thank you.
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $2,437.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 799853
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799853 |
$6,000 |
$6,000 |
11.99% |
1.00% |
July 5, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799853. Member loan 799853 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Danbury Hospital | Debt-to-income ratio: | 19.22% |
Length of employment: | 8 years | Location: | Bridgeport, CT |
Home town: | |||
Current & past employers: | Danbury Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/29/11 > Current credit card interest 29 percent. I do have a steady job at hospital. Borrower added on 06/29/11 > Current credit card interest 29 percent. I do have a steady job at hospital.
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $17,004.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4000 |
Member Payment Dependent Notes Series 799869
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799869 |
$5,000 |
$5,000 |
15.62% |
1.00% |
July 1, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799869. Member loan 799869 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.90% |
Length of employment: | n/a | Location: | Rochester, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/29/11 > The purpose for the loan is to replace a worn roof on my home.
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $17,630.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have recently paid off the majority of the revolving credit balance. |
What is the home improvement project you are planning? | I am replacing the roof. |
Please explain the reason why you carry a large revolving credit balance. | I have recently paid off the majority of the revolving credit balance. |
Member Payment Dependent Notes Series 799871
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
799871 |
$9,000 |
$9,000 |
9.99% |
1.00% |
July 5, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 799871. Member loan 799871 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,525 / month |
Current employer: | Charter Communications | Debt-to-income ratio: | 13.77% |
Length of employment: | 10+ years | Location: | Saint Peters, MO |
Home town: | |||
Current & past employers: | Charter Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Loan will be used for Kitchen/ 2 Bathrooms/ flooring updates to add value to my home and keep it marketable for future sale. Single mortgage; current with NO HELOC. Home value approx $175K ($130K bal). One Credit card with $4k balance. Current and no late payments. One student Fed loan (daughter) $9k balance, paid ahead. One existing LDC Loan (paid down approx 20%) that is current and paid ontime each month.NO LATE payments (past 4yr), NO defaults. Have stable employment/income of over 25 yrs.
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $6,211.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 800032
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800032 |
$6,000 |
$6,000 |
9.99% |
1.00% |
July 1, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800032. Member loan 800032 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,500 / month |
Current employer: | KPR Systems | Debt-to-income ratio: | 1.24% |
Length of employment: | 4 years | Location: | artesia, CA |
Home town: | |||
Current & past employers: | KPR Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hi, I need to setup my house. Regards, Sri |
Member Payment Dependent Notes Series 800228
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800228 |
$6,800 |
$6,800 |
13.49% |
1.00% |
July 5, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800228. Member loan 800228 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,053 / month |
Current employer: | The Charlotte Observer | Debt-to-income ratio: | 4.35% |
Length of employment: | 5 years | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | The Charlotte Observer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Downsizing. Selling my house -- it's already under contract! Yay! My job is stable and I'll soon have more money every month thanks to the lack of mortage payment, HOA fees, etc.
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $29,788.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Nope, none. |
Member Payment Dependent Notes Series 800239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800239 |
$2,500 |
$2,500 |
15.99% |
1.00% |
July 5, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800239. Member loan 800239 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | Life Ambulance | Debt-to-income ratio: | 4.80% |
Length of employment: | < 1 year | Location: | Batavia, OH |
Home town: | |||
Current & past employers: | Life Ambulance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,509.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 800251
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800251 |
$4,800 |
$4,800 |
15.62% |
1.00% |
July 5, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800251. Member loan 800251 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,917 / month |
Current employer: | Credit Union National Association | Debt-to-income ratio: | 12.35% |
Length of employment: | 2 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Credit Union National Association | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/28/11 > Seeking to consolidate debt acquired due to a sudden requirement to move some time back.
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $2,613.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | 2 years ago I was in the middle of a job transition, but I don't remember a specific instance. I might have forgotten to pay a cable bill, but that is now on auto-deduct. Just like Lending club. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current expenses are: rent: 1275 phone: 50 food: 320 (though given a good cheese counter, it can go up a bit) student loans: 530 work pays for transit, insurance. utils included in apt. |
Member Payment Dependent Notes Series 800325
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800325 |
$3,000 |
$3,000 |
17.49% |
1.00% |
July 5, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800325. Member loan 800325 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | self | Debt-to-income ratio: | 24.48% |
Length of employment: | 10+ years | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | self | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $21,546.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Upgrade & maintenance on equipment prepping for the fall season |
What type of business are you starting? | This is not a start up, I am doing a Upgrade & maintenance on my equipment, prepping for the fall season I have been in business for 20 years providing location equipment for the film & entertainment industry in the south west . |
Member Payment Dependent Notes Series 800340
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800340 |
$12,250 |
$12,250 |
15.99% |
1.00% |
July 5, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800340. Member loan 800340 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | JP Morgan Chase | Debt-to-income ratio: | 24.41% |
Length of employment: | < 1 year | Location: | Lakewood, OH |
Home town: | |||
Current & past employers: | JP Morgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/30/11 > using this money to payoff and pay down my credit cards to be debt free.
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay rent or utilities, as far as transportation I do have a car payment of $604.00 a month, I pay $103.00 for auto insurance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay rent or utilities, as far as transportation I do have a car payment of $604.00 a month, I pay $103.00 for auto insurance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances would consist of my four major credit cards: bal of 636 pmt of 35 bal of 4001 pmt of 113 bal of 2700 pmt of 85 and bal of 4300 pmt of 90 the interest rates vary from 12%-17.5 between all four cards. I do not have a mortgage or student loans. |
Member Payment Dependent Notes Series 800359
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800359 |
$1,100 |
$1,100 |
11.99% |
1.00% |
July 1, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800359. Member loan 800359 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,200 / month |
Current employer: | Potbellys | Debt-to-income ratio: | 19.25% |
Length of employment: | < 1 year | Location: | South Lebanon, OH |
Home town: | |||
Current & past employers: | Potbellys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $3,988.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 800471
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800471 |
$12,000 |
$12,000 |
5.42% |
1.00% |
July 5, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800471. Member loan 800471 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,333 / month |
Current employer: | Equifax Inc | Debt-to-income ratio: | 1.06% |
Length of employment: | 7 years | Location: | Cumming, GA |
Home town: | |||
Current & past employers: | Equifax Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,319.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Purchase 2008 Suzuki Burgman 650 Scooter without dipping into money market to pay for it. |
How much money are you providing out of pocket as a down payment for this purchase? | $2000 |
Member Payment Dependent Notes Series 800482
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800482 |
$2,400 |
$2,400 |
17.99% |
1.00% |
June 30, 2011 |
July 13, 2016 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800482. Member loan 800482 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,211 / month |
Current employer: | Allosource | Debt-to-income ratio: | 14.11% |
Length of employment: | 3 years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | Allosource | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $2,463.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 800490
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800490 |
$4,750 |
$4,750 |
11.49% |
1.00% |
July 5, 2011 |
July 12, 2014 |
July 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800490. Member loan 800490 was requested on June 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,700 / month |
Current employer: | Richmond County Sheriff's Department | Debt-to-income ratio: | 23.35% |
Length of employment: | 1 year | Location: | Rockingham, NC |
Home town: | |||
Current & past employers: | Richmond County Sheriff's Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,196.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The amount I am requesting will pay all debts off with the exception of my vehicle which I have a great interest rate on through my credit union. One loan that I have had has a 21% interest rate and this will pay it off so that I do not have that high interest rate anymore. |
Which debts do you plan to pay off with this loan? | I plan to pay off a loan with a high interest rate and credit cards with this. |
Member Payment Dependent Notes Series 800662
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800662 |
$2,075 |
$2,075 |
15.23% |
1.00% |
July 1, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800662. Member loan 800662 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Bronx Lebanon Hospital | Debt-to-income ratio: | 10.76% |
Length of employment: | 10+ years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Bronx Lebanon Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $1,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I need to pay a medical bill denied by my insurance as I lost my insurance and am trying to resolve this issue with my employer. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have a delinquency in the last 2 years. I am pretty responsible with paying my debts. Since I have had credit there may have been 2 times in my credit life history( over 30 years) that my payment was late and if that was the case I called the creditor before to let them know the payment would be late. |
What is your intended use for the loan proceeds? | I need to pay a medical bill denied by my insurance as I lost my insurance and am trying to resolve this issue with my employer. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have a delinquency in the last 2 years. I am pretty responsible with paying my debts. Since I have had credit there may have been 2 times in my credit life history( over 30 years) that my payment was late and if that was the case I called the creditor before to let them know the payment would be late. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have a delinquency in the last 2 years. I am pretty responsible with paying my debts. Since I have had credit there may have been 2 times in my credit life history( over 30 years) that my payment was late and if that was the case I called the creditor before to let them know the payment would be late. |
What is your intended use for the loan proceeds? | I need to pay a medical bill denied by my insurance as I lost my insurance and am trying to resolve this issue with my employer. |
Member Payment Dependent Notes Series 800690
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800690 |
$10,400 |
$10,400 |
15.62% |
1.00% |
July 5, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800690. Member loan 800690 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,375 / month |
Current employer: | ADP | Debt-to-income ratio: | 13.56% |
Length of employment: | 4 years | Location: | Sterling, VA |
Home town: | |||
Current & past employers: | ADP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,320.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | 99 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are as follows: Mortgage: $1608/mo Rental income: $1000/mo Auto: $584 payments for both cars, $88 insurance, $80 gasoline Utilities: $135 Verizon (Internet/TV), $201 Power (all electric home), $53 water, $85 phone Food: $523 groceries If you have any questions, please let me know, and thanks for helping me out! |
If you have a public record on file, please briefly explain the event and its resolution. | This is a chapter 7 bankruptcy which is about 8-9 years old and is discharged. Since my bankruptcy all my payments have been made on time on all my accounts except once. I moved to a different address in 2006 and overlooked one account address change and did not give the bank the new address. I fixed that immediately and brought the account current. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My accounts, approximate balances, and APRs are: Bank 1: $4200 (28.99%, $125 payment) Bank 2: $3400 (31.99%, $129 payment), $1200 (29.24%, $39 payment) Bank 3: $2100 (29.99%, $70 payment) |
If you have a public record on file, please briefly explain the event and its resolution. | This is a chapter 7 bankruptcy which is about 8-9 years old and is discharged. Since my bankruptcy all my payments have been made on time on all my accounts except once. I moved to a different address in 2006 and overlooked one account address change and did not give the bank the new address. I fixed that immediately and brought the account current. |
Member Payment Dependent Notes Series 800864
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800864 |
$6,400 |
$6,400 |
7.49% |
1.00% |
July 1, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800864. Member loan 800864 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Pitney Bowes Management Services | Debt-to-income ratio: | 7.81% |
Length of employment: | 6 years | Location: | Round Rock, TX |
Home town: | |||
Current & past employers: | Pitney Bowes Management Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/29/11 > My goal for the funds is to replace a current loan with a bad interest rate. My payment history proves that I am and will payback any loans I receive. I have been at my job for over 6 years and going strong. Any investors will be glad they put their money into this, it is guaranteed to be returned. Cheers!
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,839.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 800968
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800968 |
$14,400 |
$14,400 |
18.79% |
1.00% |
July 5, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800968. Member loan 800968 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,700 / month |
Current employer: | Auditor General | Debt-to-income ratio: | 18.64% |
Length of employment: | 7 years | Location: | TALLAHASSEE, FL |
Home town: | |||
Current & past employers: | Auditor General | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/14/11 > The Lending Club sent me an e-mail telling me not to include personally identifiable information and that they had refrained from posting my prior description on their Web site. With that said, I am planning to use this loan to consolidate debt and help with personal status change expenses. Fifty to sixty percent of this loan will be used to combine several higher-interest debts into a single, lower-interest debt. This will allow me to pay down my overall debt quicker and reduce my outstanding revolving credit balances. I have reviewed my budget and created a financial plan to manage how this loan with be spent. I plan to consolidate as many debts with the highest interest rates as possible. I also plan to pay off all of my smallest debts. My credit file shows that I have always paid every bill on time, every time. I have never missed or made a late payment. In addition, I always pay more than the minimum payment. Thank you for your consideration and helping me achieve my financial goals.
A credit bureau reported the following information about this borrower member on June 13, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,689.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 800976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800976 |
$2,725 |
$2,725 |
8.49% |
1.00% |
July 1, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800976. Member loan 800976 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Parsons Brinckerhoff | Debt-to-income ratio: | 13.73% |
Length of employment: | < 1 year | Location: | atlanta, GA |
Home town: | |||
Current & past employers: | Parsons Brinckerhoff | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/29/11 > I plan to use the funds to pay off my debt faster and at a lower rate. I have a good credit rating and have a good track record of paying bills on time. My job is stable and I have the income to make the payment on this loan.
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,737.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 800987
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
800987 |
$2,000 |
$2,000 |
11.99% |
1.00% |
June 30, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 800987. Member loan 800987 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,086 / month |
Current employer: | Department of the Army | Debt-to-income ratio: | 9.67% |
Length of employment: | 8 years | Location: | Leavenworth, KS |
Home town: | |||
Current & past employers: | Department of the Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $795.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay no rent for the house I live in. My parents own it and have allowed me to live there rent free for almost 6 years. I don't have a lot of transportation expenses, I live about five miles from work. My utilities are about $150 a month. My cell phone bill is $115 a month. My auto insurance has already been paid for the next six months. As for food, we purchase about $100 a week. I have two other bills per month, an auto loan for $260 a month and my student loans for a total of $96 a month which I am ahead on payments through September 2011. Hope this answers your questions. |
Member Payment Dependent Notes Series 801117
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801117 |
$1,000 |
$1,000 |
10.99% |
1.00% |
June 30, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801117. Member loan 801117 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,200 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.95% |
Length of employment: | n/a | Location: | Amesbury, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 801181
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801181 |
$4,925 |
$4,925 |
10.99% |
1.00% |
July 5, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801181. Member loan 801181 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Beachmint Inc | Debt-to-income ratio: | 19.32% |
Length of employment: | < 1 year | Location: | Santa Monica, CA |
Home town: | |||
Current & past employers: | Beachmint Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,377.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The proceeds would go towards paying my Citi CC (currently @29.9% interest). |
Member Payment Dependent Notes Series 801307
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801307 |
$6,500 |
$6,500 |
5.99% |
1.00% |
July 5, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801307. Member loan 801307 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,750 / month |
Current employer: | UPS | Debt-to-income ratio: | 13.60% |
Length of employment: | 10+ years | Location: | Piedmont, SC |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 801361
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801361 |
$3,400 |
$3,400 |
17.49% |
1.00% |
July 5, 2011 |
July 13, 2016 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801361. Member loan 801361 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.40% |
Length of employment: | n/a | Location: | southfield, MI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/29/11 > In need of paying bills and credit card bills down and to help famly member relocate due to loss of home. Thank you
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $4,653.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | 91 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Hello, Please explain in detail, I am not sure what you are asking as far as Public Record, I am more than happy and willing to answere any questionyou may have. Thankyou |
Member Payment Dependent Notes Series 801373
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801373 |
$4,000 |
$4,000 |
12.99% |
1.00% |
July 5, 2011 |
July 14, 2014 |
July 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801373. Member loan 801373 was requested on June 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | LukOil | Debt-to-income ratio: | 1.80% |
Length of employment: | 2 years | Location: | EAST RUTHERFORD, NJ |
Home town: | |||
Current & past employers: | LukOil | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/01/11 > Will be used to purchase new dining room,living room,bedroom sets
A credit bureau reported the following information about this borrower member on June 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,831.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Recently we have made a purchase of a brnad new mac computer few months ago and since it is 0% till next 3/2012 i am taking my time. [citi bank] [Amex] i use this card for daily purchases such as food,fuel,bills it is a charge card so it gets paid in full end of month |
Member Payment Dependent Notes Series 801448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801448 |
$12,000 |
$12,000 |
8.49% |
1.00% |
July 5, 2011 |
July 14, 2016 |
July 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801448. Member loan 801448 was requested on June 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,425 / month |
Current employer: | US Postal Service | Debt-to-income ratio: | 11.03% |
Length of employment: | 10+ years | Location: | Winston, GA |
Home town: | |||
Current & past employers: | US Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 30, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1974 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,816.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off high interest credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $4000 month expenses |
Member Payment Dependent Notes Series 801554
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801554 |
$11,800 |
$11,800 |
13.99% |
1.00% |
July 5, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801554. Member loan 801554 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,833 / month |
Current employer: | Memorial Sloan-Kettering Cancer Center | Debt-to-income ratio: | 4.60% |
Length of employment: | 5 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Memorial Sloan-Kettering Cancer Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/29/11 > I would like to consolidate two outstanding balances into a shorter-term loan, which will allow me to make one smaller monthly payment and pay off my debt quicker. I have very good income with a secure career in healthcare. Living expenses are manageable and I am current on all my monthly payments.
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $2,935.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Orchard Bank 14.90% $290.91 West Elm 16.75% $1115.05 Exxon Mobil 21.00% $173.00 Installment Loan: New York State Tax $6121.82 Personal Loan: MCU 10.5% 4598.83 |
Which debts do you plan to pay off with this loan? | 2010 New York State tax bill of $6121.82 currently on installment Personal Loan from Municipal Credit Union, balance of $4598 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent $2020.00 Electric: Avg $60 - $70 Phone: $90 No HEL, insurance or taxes |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Orchard Bank 14.90% $290.91 West Elm 16.75% $1115.05 Exxon Mobil 21.00% $173.00 Installment Loan: New York State Tax $6121.82 Personal Loan: MCU 10.5% 4598.83 |
Which debts do you plan to pay off with this loan? | 2010 New York State tax bill of $6121.82 currently on installment Personal Loan from Municipal Credit Union, balance of $4598 |
Which debts do you plan to pay off with this loan? | 2010 New York State tax bill balance of $6121 and a personal loan from MCU, $4598 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: Orchard Bank 14.90% $290.91 West Elm 16.75% $1115.05 Exxon Mobil 21.00% $173.00 Installment Loan: New York State Tax $6121.82 Personal Loan: MCU 10.5% 4598.83 |
Member Payment Dependent Notes Series 801655
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801655 |
$9,000 |
$9,000 |
5.42% |
1.00% |
July 5, 2011 |
July 13, 2014 |
July 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801655. Member loan 801655 was requested on June 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Universal Risk Advisors | Debt-to-income ratio: | 2.73% |
Length of employment: | 3 years | Location: | Tamarac, FL |
Home town: | |||
Current & past employers: | Universal Risk Advisors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/29/11 > This loan will be used to finish my car loan (currently at 9.9% APR $6,500 left outstanding) and a credit card (currently at 15.99% APR $2500 balance).
A credit bureau reported the following information about this borrower member on June 29, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,005.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 801771
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801771 |
$9,600 |
$9,600 |
18.39% |
1.00% |
July 5, 2011 |
July 14, 2014 |
July 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801771. Member loan 801771 was requested on June 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Scott Insurance | Debt-to-income ratio: | 14.69% |
Length of employment: | 10+ years | Location: | Glen Allen, VA |
Home town: | |||
Current & past employers: | Scott Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/30/11 > This loan is being requested for debt consolidation to pay off/down 2 credit cards
A credit bureau reported the following information about this borrower member on June 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $13,041.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage: $1,650. No home equity line of credit. Utilities total approximately $400. All insurance and taxes are paid within the mortgage - which has never been late. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage is $1,650. Utilities approx $400. Insurance and taxes are paid within mortgage. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1,650. Utilities approx $400. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencies. |
Which debts do you plan to pay off with this loan? | 2 credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 cards total $9,000 with the highest interest rate of 29.9%. The mimimum payment for 2 totals $500 a month. My mortgage is $1,650 at 5.25%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 cards total $9,000 with the highest interest rate of 29.9%. The mimimum payment for 2 totals $500 a month. My mortgage is $1,650 at 5.25%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 cards total $9,000 with the highest interest rate of 29.9%. The mimimum payment for 2 totals $500 a month. My mortgage is $1,650 at 5.25%. |
Member Payment Dependent Notes Series 801852
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801852 |
$2,700 |
$2,700 |
20.62% |
1.00% |
July 5, 2011 |
July 14, 2014 |
July 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801852. Member loan 801852 was requested on June 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,300 / month |
Current employer: | Opus Trading Fund | Debt-to-income ratio: | 15.31% |
Length of employment: | 5 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Opus Trading Fund | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $491.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I'm planning on taking the actuary exam in a few months, and I plan to pay for books and the exam fees. I also plan to settle a small tax liability. |
Please explain the reason why you carry a large revolving credit balance. | This is the amount that has remained since I've graduated from college. Most of my college activities was funded partly through credit, so the amount was a lot more than i could pay down in a quick amount of time. I've been able to pay down 60 percent so far. |
What is your intended use for the loan proceeds? | I'm planning on taking the actuary exam in a few months, and I plan to pay for books and the exam fees. I also plan to settle a small tax liability. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses is about $1100 |
Member Payment Dependent Notes Series 801873
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
801873 |
$1,500 |
$1,500 |
15.99% |
1.00% |
July 5, 2011 |
July 14, 2014 |
July 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 801873. Member loan 801873 was requested on June 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Odyssey-TCI JV LLC | Debt-to-income ratio: | 1.69% |
Length of employment: | < 1 year | Location: | ALEXANDRIA, VA |
Home town: | |||
Current & past employers: | Odyssey-TCI JV LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $921.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have cc debt that i need to get out of. I need some extra cash to get myself sitting a little better financially. I constantly stress about money. I just feel getting a little extra money and get myself back on track i will be sitting a little better. If i get this loan, i will be paying at $100 a month to get it paid off a lot faster. |
Member Payment Dependent Notes Series 802075
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
802075 |
$5,000 |
$5,000 |
15.23% |
1.00% |
July 5, 2011 |
July 14, 2014 |
July 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 802075. Member loan 802075 was requested on June 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | bank of america | Debt-to-income ratio: | 14.23% |
Length of employment: | 5 years | Location: | HOLLYWOOD, FL |
Home town: | |||
Current & past employers: | bank of america | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $15,164.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation |
Please explain the reason why you carry a large revolving credit balance. | Needed to given priories to family emergencies. |
Member Payment Dependent Notes Series 802098
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
802098 |
$2,400 |
$2,400 |
14.79% |
1.00% |
July 5, 2011 |
July 14, 2014 |
July 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 802098. Member loan 802098 was requested on June 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,200 / month |
Current employer: | Adjusters International | Debt-to-income ratio: | 21.73% |
Length of employment: | < 1 year | Location: | Sacramento , CA |
Home town: | |||
Current & past employers: | Adjusters International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/30/11 > I plan to use the funds to consolidate my debt, and to pay down my debt in a timely manner. I am a very responsible lien holder, I have paid off two vehicles, and have never had a late payment. Essentially, this loan is for building a solid financial and credit worthy foundation that will be beneficial to my future. My goal is to save up for purchasing a home , so consolidating debt and paying off debt is of great importance to me. I have an ideal living situation right now that is enabling me to save funds and decrease my debt. My budget involves twenty-five percent of my earnings being put into a savings account, and the remainder will be used for general living expenses and bills. My job is very stable, I have a guaranteed 40/hrs a week with options to work overtime. There are also many opportunities for growth and advancement within the company
A credit bureau reported the following information about this borrower member on June 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,242.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off credit card debt. |
Member Payment Dependent Notes Series 802185
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
802185 |
$3,000 |
$3,000 |
5.42% |
1.00% |
July 5, 2011 |
July 14, 2014 |
July 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 802185. Member loan 802185 was requested on June 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | Leigh Baldwin & Co., LLC | Debt-to-income ratio: | 18.04% |
Length of employment: | 9 years | Location: | Utica, NY |
Home town: | |||
Current & past employers: | Leigh Baldwin & Co., LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,924.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 802368
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
802368 |
$2,200 |
$2,200 |
9.99% |
1.00% |
July 5, 2011 |
July 14, 2014 |
July 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 802368. Member loan 802368 was requested on June 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | towXchange, Inc. | Debt-to-income ratio: | 10.75% |
Length of employment: | 5 years | Location: | Ringgold, GA |
Home town: | |||
Current & past employers: | towXchange, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,775.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | It's a debt that has slowly grown over the years from poor budgeting, past periods where I ran my own business and had losses as well as some medical debt. |
Which debts do you plan to pay off with this loan? | I have some 25% credit cards that I'm going to apply this with from years back. |
Member Payment Dependent Notes Series 802656
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
802656 |
$5,200 |
$5,200 |
16.49% |
1.00% |
July 5, 2011 |
July 14, 2014 |
July 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 802656. Member loan 802656 was requested on June 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | department of veterans affairs | Debt-to-income ratio: | 17.68% |
Length of employment: | 3 years | Location: | oakley, CA |
Home town: | |||
Current & past employers: | department of veterans affairs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | Primary |
Is the improvement to your primary residence or an investment property? | Primary |
Is this for a home improvement you have already made, or one that you are planning to make? | One we are planning to make |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance is 350,000 monthly is 2000 and value is 390,000 |
What is the estimated current market value of your home? | 390,000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2300 |
Prospectus Supplement (Sales Report) No. 3 dated July 5, 2011