Prospectus Supplement (Sales Report) No. 1 dated June 14, 2011 to Prospectus dated June 6, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated June 6, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated June 6, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 703702
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
703702 |
$12,000 |
$12,000 |
15.23% |
1.00% |
June 10, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 703702. Member loan 703702 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | State of Wyoming/ DFS | Debt-to-income ratio: | 0.46% |
Length of employment: | 10+ years | Location: | Lander, WY |
Home town: | |||
Current & past employers: | State of Wyoming/ DFS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a $1000.00 credit card debt at 28% interest, that I will pay off. I have medical bill's after insurance totaling $9800.00 that I will be paying off. These are the only debts except for a mortgage and it is $135000.00 |
Which debts do you plan to pay off with this loan? | Answered in the last question. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a $1000.00 credit card debt at 28% interest, that I will pay off. I have medical bill's after insurance totaling $9800.00 that I will be paying off. These are the only debts except for a mortgage and it is $135000.00 |
Which debts do you plan to pay off with this loan? | Answered in the last question. |
Member Payment Dependent Notes Series 709890
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
709890 |
$21,725 |
$21,725 |
15.62% |
1.00% |
June 13, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 709890. Member loan 709890 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | america airlines | Debt-to-income ratio: | 24.62% |
Length of employment: | 10+ years | Location: | bellflower, CA |
Home town: | |||
Current & past employers: | america airlines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > too many credit cards different interest rate and i cant see the end to it
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,263.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | at first i want to see if o interest rate was for real but the credit card co. change interest rate and some life events so i end up paying minimum payments and did not have money to pay in full at the end of year promotional 0 apr |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | no rent family own house no morgage no line of credit |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on my credit cards is round 500 per month an car loans 500 plus my bills and around 200 dollars to assist my parents |
Which debts do you plan to pay off with this loan? | credit cards creditcards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on my credit cards is round 500 per month an car loans 500 plus my bills and around 200 dollars to assist my parents |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2500 to 3000 some times i get these bills like registrations or family issues |
Please explain the reason why you carry a large revolving credit balance. | at first i want to see if o interest rate was for real but the credit card co. change interest rate and some life events so i end up paying minimum payments and did not have money to pay in full at the end of year promotional 0 apr |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on my credit cards is round 500 per month an car loans 500 plus my bills and around 200 dollars to assist my parents |
What is your intended use for the loan proceeds? | pay off all credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on my credit cards is round 500 per month an car loans 500 plus my bills and around 200 dollars to assist my parents |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2500 to 3000 some times i get these bills like registrations or family issues |
Which debts do you plan to pay off with this loan? | credit cards creditcards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | on my credit cards is round 500 per month an car loans 500 plus my bills and around 200 dollars to assist my parents |
If you have a delinquency in the last 2 years, please explain the reason. | none tkx |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | just one purpose pay my creditcards |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | no morgage i do not own or rent the house belong to family |
If you have a public record on file, please briefly explain the event and its resolution. | i new to these so i dont think i have a public record and event resolution |
Member Payment Dependent Notes Series 721706
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
721706 |
$23,500 |
$23,500 |
15.23% |
1.00% |
June 10, 2011 |
June 10, 2016 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 721706. Member loan 721706 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | CR Meyer | Debt-to-income ratio: | 20.35% |
Length of employment: | 1 year | Location: | NEENAH, WI |
Home town: | |||
Current & past employers: | CR Meyer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I plan to use this loan to consolidate my credit card debt into one lump sum so I only have one payment. I am a reliable borrower who has never missed or even been late on a loan or credit card payment.
A credit bureau reported the following information about this borrower member on May 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,284.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $675, Utilities - $85, Cable - $100, Phone - $85, Insurance - $60, Food - $200, Gas - $150 Right now I pay $450 for my car loan and roughly $400 in credit card payments. I am looking to combine all of those into one lump sum payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have two credit cards, both with balances around the $10,000 mark and I currently pay roughly $200 on each. |
Please explain the reason why you carry a large revolving credit balance. | I tried to answer this question but my answer was rejected due to some personal information I apparently am not allowed to reveal. Honestly, the balance kind of snuck up on me. I was laid off from my job of 15 years in July of 2009 and it took me until April of 2010 to find employment. During that time I was going through some personal issues and my unemployment checks were not enough to cover my living expenses. Since I found employment in April 2010, I have been working to try and get caught up. I believe this loan allowing me to pay all my debt in one lump sum will help me do that. |
Which debts do you plan to pay off with this loan? | The entire debt on the highest interest rate card, the entire remaining amount on my auto loan and as much of the debt as possible on my other credit card which has a 0% interest rate for the next year. |
Member Payment Dependent Notes Series 739203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739203 |
$2,500 |
$2,500 |
13.84% |
1.00% |
June 14, 2011 |
June 24, 2014 |
June 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739203. Member loan 739203 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,622 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.87% |
Length of employment: | n/a | Location: | Greenville, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/10/11 > I'm using the funds to pay for hospitalization bills, credit card debt & other expenses. What makes me a good borrower is that I pay my debts first monthly. I don't have to pay monthly rent. I've been receiving this monthly income for 4 years now. Very stable!
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $792.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 13.10% | Months Since Last Record: | 115 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I should not have a public record on file. |
Member Payment Dependent Notes Series 746235
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746235 |
$7,000 |
$7,000 |
7.49% |
1.00% |
June 8, 2011 |
June 10, 2014 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746235. Member loan 746235 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.36% |
Length of employment: | n/a | Location: | augusta, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/27/11 > the funds will be use to financing a car==i am a good borrow.i have a history of paying my bill on time==my monthly budget is 3200.00 a month==my income is stable.
A credit bureau reported the following information about this borrower member on May 12, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,722.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 750374
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
750374 |
$16,000 |
$16,000 |
11.99% |
1.00% |
June 10, 2011 |
June 20, 2016 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 750374. Member loan 750374 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | dcp dunkin donuts | Debt-to-income ratio: | 12.21% |
Length of employment: | 5 years | Location: | gansevoort, NY |
Home town: | |||
Current & past employers: | dcp dunkin donuts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,480.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discovercard balance 3700 payment 90.00 14.00 percent citicard balance 4000 payment 100.00 14.00 percent home depot balance 1100 payment 25.00 21.00 percent hudson river credit union balance 4300 payment 170 13.00 percent walmart 800 payment 25.00 21.00 percent |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortage 700 transportation 500 monthly utilities 200 monthly phone 90 monthly food 100 weekly |
What is your intended use for the loan proceeds? | to consoladate dept |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discovercard balance 3700 payment 90.00 14.00 percent citicard balance 4000 payment 100.00 14.00 percent home depot balance 1100 payment 25.00 21.00 percent hudson river credit union balance 4300 payment 170 13.00 percent walmart 800 payment 25.00 21.00 percent |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortage 700 transportation 500 monthly utilities 200 monthly phone 90 monthly food 100 weekly |
Which debts do you plan to pay off with this loan? | plan to pay off all remaining loans and close accounts |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortage 700 transportation 500 monthly utilities 200 monthly phone 90 monthly food 100 weekly |
Which debts do you plan to pay off with this loan? | plan to pay off all remaining loans and close accounts |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discovercard balance 3700 payment 90.00 14.00 percent citicard balance 4000 payment 100.00 14.00 percent home depot balance 1100 payment 25.00 21.00 percent hudson river credit union balance 4300 payment 170 13.00 percent walmart 800 payment 25.00 21.00 percent |
Which debts do you plan to pay off with this loan? | plan to pay off all remaining loans and close accounts |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortage 700 transportation 500 monthly utilities 200 monthly phone 90 monthly food 100 weekly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discovercard balance 3700 payment 90.00 14.00 percent citicard balance 4000 payment 100.00 14.00 percent home depot balance 1100 payment 25.00 21.00 percent hudson river credit union balance 4300 payment 170 13.00 percent walmart 800 payment 25.00 21.00 percent |
What is your intended use for the loan proceeds? | to consoladate dept |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | the purpose of this loan is to pay off all open accounts and to close them out |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discovercard balance 3700 payment 90.00 14.00 percent citicard balance 4000 payment 100.00 14.00 percent home depot balance 1100 payment 25.00 21.00 percent hudson river credit union balance 4300 payment 170 13.00 percent walmart 800 payment 25.00 21.00 percent |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortage 700 transportation 500 monthly utilities 200 monthly phone 90 monthly food 100 weekly |
Which debts do you plan to pay off with this loan? | plan to pay off all remaining loans and close accounts |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | the purpose of this loan is to pay off all open accounts and to close them out |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discovercard balance 3700 payment 90.00 14.00 percent citicard balance 4000 payment 100.00 14.00 percent home depot balance 1100 payment 25.00 21.00 percent hudson river credit union balance 4300 payment 170 13.00 percent walmart 800 payment 25.00 21.00 percent |
What is your intended use for the loan proceeds? | to consoladate dept |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discovercard balance 3700 payment 90.00 14.00 percent citicard balance 4000 payment 100.00 14.00 percent home depot balance 1100 payment 25.00 21.00 percent hudson river credit union balance 4300 payment 170 13.00 percent walmart 800 payment 25.00 21.00 percent |
Which debts do you plan to pay off with this loan? | plan to pay off all remaining loans and close accounts |
Member Payment Dependent Notes Series 750620
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
750620 |
$12,175 |
$12,175 |
16.49% |
1.00% |
June 10, 2011 |
June 13, 2016 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 750620. Member loan 750620 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Animal Behavior College | Debt-to-income ratio: | 19.51% |
Length of employment: | 3 years | Location: | Pine Mountain Club, CA |
Home town: | |||
Current & past employers: | Animal Behavior College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/30/11 > I want to consolidate my credit cards which means I will be paying $125.00 less per month. I have been employed at my present job for 3 years and have been in my home for over 8 years.
A credit bureau reported the following information about this borrower member on May 12, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $19,159.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around $2,000 a month |
If you have a delinquency in the last 2 years, please explain the reason. | The only one I know if is for one of my Citi bank cards. I had mailed it out but snail mail took longer than I thought it would. When I realized what had happened, I started paying my citi cards online to be sure they were payed on time. =) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citi-bank #1 $17,000.00 - 29.99% $300.00 Citi-bank #2 5, 300.00 - 10.99% $242.00 Citi-Bank #3 2,000.00 - 7.99% 75.00 Care Credit 2,000.00 - 29.99% 60.00 Indy-Mac mortgage $270.000.00 2% $1,115.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citi-bank #1 $17,000.00 - 29.99% $300.00 Citi-bank #2 5, 300.00 - 10.99% $242.00 Citi-Bank #3 2,000.00 - 7.99% 75.00 Care Credit 2,000.00 - 29.99% 60.00 Indy-Mac mortgage $270.000.00 2% $1,115.00 |
Member Payment Dependent Notes Series 750759
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
750759 |
$2,000 |
$2,000 |
5.99% |
1.00% |
June 13, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 750759. Member loan 750759 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | BRP US Inc | Debt-to-income ratio: | 11.29% |
Length of employment: | 1 year | Location: | Pleasant Prairie, WI |
Home town: | |||
Current & past employers: | BRP US Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1970 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,994.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 751142
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
751142 |
$21,000 |
$14,050 |
18.79% |
1.00% |
June 10, 2011 |
June 3, 2016 |
June 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 751142. Member loan 751142 was requested on May 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $25,000 / month |
Current employer: | CareerBuilder | Debt-to-income ratio: | 9.44% |
Length of employment: | 8 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | CareerBuilder | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/20/11 > Loan to pay off some high credit card % rates and to get all on one payment. Plus would rather pay interest to real people than the CC companies.
A credit bureau reported the following information about this borrower member on May 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $27,311.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Loan to pay off some high credit card % rates and to get all on one payment. Plus would rather pay interest to real people than the CC companies. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Between $5000-$5500 |
Please explain the reason why you carry a large revolving credit balance. | I owned 2 houses of which one I had to sell at quite a loss and had cover costs by putting on credit cards. This is my attempt to get everything in one payment. |
Member Payment Dependent Notes Series 752205
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
752205 |
$23,675 |
$23,675 |
14.79% |
1.00% |
June 13, 2011 |
June 13, 2016 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 752205. Member loan 752205 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | powertrack international | Debt-to-income ratio: | 16.59% |
Length of employment: | 10+ years | Location: | lake Forest, CA |
Home town: | |||
Current & past employers: | powertrack international | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $56,086.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off the high interest rate credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 3950.00 per month |
Please explain the reason why you carry a large revolving credit balance. | home improvements |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover 8k 22% 200.00 per month wells fargo 10k 21% 300.00 per monh capital one 700 21% 30.00 per month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 3950.00 per month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 3900.00 |
Which debts do you plan to pay off with this loan? | all credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover 8k 22% 200.00 per month wells fargo 10k 21% 300.00 per monh capital one 700 21% 30.00 per month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 3900.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 3900.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover 8k 22% 200.00 per month wells fargo 10k 21% 300.00 per monh capital one 700 21% 30.00 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | discover 8k 22% 200.00 per month wells fargo 10k 21% 300.00 per monh capital one 700 21% 30.00 per month |
Please explain the reason why you carry a large revolving credit balance. | home improvements |
Please explain the reason why you carry a large revolving credit balance. | home improvements |
Member Payment Dependent Notes Series 752315
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
752315 |
$16,000 |
$16,000 |
13.49% |
1.00% |
June 9, 2011 |
June 10, 2016 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 752315. Member loan 752315 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Accenture | Debt-to-income ratio: | 27.77% |
Length of employment: | 4 years | Location: | Arlington, VA |
Home town: | |||
Current & past employers: | Accenture | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/27/11 > I plan on using this debt consolidation loan in order to cover negative equity that I'm carrying on my auto loan. I no longer need my car and, in order to sell it, I need the cash on hand to cover the difference between value and loan amount. This loan will allow me to offload the car get me on my way to a total money makeover. My dream car was costly and I pay $1500/mo (plus insurance and property tax). Getting such an expensive car was a mistake that I'm ready to correct. I can direct that monthly payment to payoff this loan and be debt free in a much shorter time! Borrower added on 05/30/11 > Quick update: I had my auto appraised at a local Carmax. I've confirmed that this loan will cover the difference between my car's value and the existing loan amount. Carmax will buy my car, I will use the funds from this loan to make up the difference. Help me shed 3700 pounds this week (and a heap of car loan debt)! Borrower added on 06/05/11 > We've reached the halfway point towards funding!
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan on using the loan to cover the difference between the value of my car ($36000) and the value of my auto loan ($51000), the negative equity of my auto loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current balances are: Credit Card A, 12%, $8,600 balance of $11,000 limit Credit Card B, 15%, $3,000 balance of $7,900 limit and Auto Loan, 17%, $51,000 My monthly payments on this debt are $1500 to auto loan and around $500 to credit card debt. My plan is that by selling my car, I immediately drop 36k in debt. Then, I have more money per month to focus on building an emergency fund and paying down credit card debt. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I rent for $1100 monthly. I do have contents insurance at a cost of around $250/year. Utilities costs are fairly low (large, shared cost building) and have typically been around $200/month for water, electric and gas combined. |
Member Payment Dependent Notes Series 752994
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
752994 |
$35,000 |
$35,000 |
15.99% |
1.00% |
June 10, 2011 |
June 10, 2014 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 752994. Member loan 752994 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $54,000 / month |
Current employer: | KPMG | Debt-to-income ratio: | 4.65% |
Length of employment: | 8 years | Location: | Montgomery, TX |
Home town: | |||
Current & past employers: | KPMG | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/27/11 > Loan to build a pool, total cost $50,000, with $15,000 cash and financing of $35,000.
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $60,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $15,000-17,000 |
Please explain the reason why you carry a large revolving credit balance. | I have two major types loans. I am a senior partner in one of the biggest public accounting firms, as such I had to purchase my interest in the firm. My equity in the firm is about $650,000 of which about 60% is financed and secured by my equity. This accounts for 2 loans (representing my original buy in and another increase in my equity). The other loan is for some oil and gas interests I have purchased. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am escrowing the property tax and insurance, which are about $1,200 per month. The rest is the P&I on the first and second lien. HOA dues are about $650 per year. |
Is the improvement to your primary residence or an investment property? | Primary residence. We have spent close to $25,000 in remodeling (cash) to fix the house up. It is about 6 years old and I purchased it as a foreclosure and got a great deal. Normally I would wait and pay cash for the pool but in this case due to (1) the large amount of cash outlays and (2) the fact that the empty lot next to this house has recenltly been purchased requires me to build the pool now. This is because one the house next door is started it will be difficult if not impossible ( either way very costly) to get the pool construction equipment in my back yard to dig the hole. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | This was a foreclosure I purchased so got a great deal. The balance is about $540,000, interest rate is about 4.9%, payments are about $3,800 for the P&I, property tax, insurance. Not sure what HELOC is but hope this answers your question. |
Member Payment Dependent Notes Series 756890
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
756890 |
$12,000 |
$12,000 |
16.89% |
1.00% |
June 10, 2011 |
June 15, 2016 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 756890. Member loan 756890 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | THE GEO GROUP INC | Debt-to-income ratio: | 14.14% |
Length of employment: | 4 years | Location: | port saint lucie , FL |
Home town: | |||
Current & past employers: | THE GEO GROUP INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > Property investing opportunity!!!!!!! This money will be allocated to purchase an investment property which will generate an annual net operating income of $6,000 based on current rental figures. This same property sold on 2005 for $114.000. The property is currently listed at $20,500- 2 bed room 1 bath- perfect conditions. This is a foreclosed Fannie Mae home. This property is currently valued at $40,000; it seats on .075 acres of land and requires minor repairs. I believe that I can get this property for less than what is listed for! (One, very similar in size and features just sold for $8,000)
A credit bureau reported the following information about this borrower member on May 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $4,182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What other sources of financing are you using to purchase the home? | I will be using approximately $5,000 of my own money to pay for closing cost and repairs. This funds will come out of my personal savings. |
What is the estimated current market value of the home you intend to purchase? | This particular property is listed at $20,500. The value of the property is estimated at $40,000. This property seats on a 0.75 acre of land. The last dated sale on this particular property occurred in 2005 and it sold for $114,000. Overall, I believe that the dramatic drop in price is due to local market trends and the current surplus of foreclosed homes in this particular area. Thanks |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi, My current debt to income ratio is 50%. Half of my monthly income goes to pay monthly expenses. FYI, since the funds I am requesting are to be used to buy an investment property, my estimated cash flow is positive, even when this monthly payment commitment gets included. Finally, I believe that I am being as conservative as possible when asking for this loan amount. Thanks |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Sure! Payment information: ??? Principal & interest = $747.18 ??? Escrow Payment $254.02 Out of the escrow, $98.00 is allocated for insurance and the rest goes to taxes. $156.02 Total Monthly mortgage payment is $1,001.2. Thanks |
What other sources of financing are you using to purchase the home? | I will be using approximately $5,000 of my own money to pay for closing cost and repairs. This funds will come out of my personal savings. |
Member Payment Dependent Notes Series 756978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
756978 |
$3,000 |
$3,000 |
8.49% |
1.00% |
June 9, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 756978. Member loan 756978 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,167 / month |
Current employer: | Michael rose cpa | Debt-to-income ratio: | 12.51% |
Length of employment: | < 1 year | Location: | Katy, TX |
Home town: | |||
Current & past employers: | Michael rose cpa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > To pay off high interest loans. null
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 760823
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
760823 |
$20,000 |
$20,000 |
7.49% |
1.00% |
June 13, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 760823. Member loan 760823 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Summersville Pediatrics | Debt-to-income ratio: | 15.56% |
Length of employment: | 2 years | Location: | Summersville, WV |
Home town: | |||
Current & past employers: | Summersville Pediatrics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > We are seeking a loan to do a home improvement project. We have saved some money to put towards the project and our lending club loan will be used to complete the funding required. We will be installing a pool at our home. Borrower added on 06/06/11 > I consider myself an excellent borrower. I have never missed a payment on any credit obligation and I plan to continue with this pattern. I always try and pay above the minimum and typically pay my debts off early. My monthly income is approximatley $10,000.00 and I don't have a lot unexpected expeditures. Outgoing payments each month consist only on a mortgage, 2 car payments and routine utilities. I am employed as a in a group practice that has been in business for over 25 years and would consider it a very stable place of employment. The money is going to be used to invest in my home by adding outdoor living space.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,822.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Im not exactly sure what you are asking but I will do my best to answer. I recently finished my residency training and began making a full physician salary. Being in school for so long I made do with what I had for a long time. Since my income has changed drastically in the last two years I have begun to purchase large items that I had neglected up until now. I have been selecting one or two items to purchase and pay off every few months. And of course I have been working on paying down my medical school debt as well. I also recently sold my former home. The real estate market made that very difficult. I hope this is the answer you were looking for. |
Member Payment Dependent Notes Series 762082
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
762082 |
$35,000 |
$35,000 |
20.99% |
1.00% |
June 10, 2011 |
June 11, 2016 |
June 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 762082. Member loan 762082 was requested on May 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | Cox Communications | Debt-to-income ratio: | 22.68% |
Length of employment: | 10+ years | Location: | Virginia Beach, VA |
Home town: | |||
Current & past employers: | Cox Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/28/11 > This loan is to pay off an existing card which in turn will lower my monthly payments, not to mention giving me an actual end date to be repaid. I have been at my current job for 26 years and have always repaid my debt. I have never filed bankruptcyor been late with any of my payments.
A credit bureau reported the following information about this borrower member on May 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $51,648.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America - balance $34,300, monthly $1150, 25.24% Bank of America - balance $18,534, monthly $360, 9.98% Chase - balance $10,968, monthly $400, 27% |
Which debts do you plan to pay off with this loan? | Bank of America. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America - balance $34,300, monthly $1150, 25.24% Bank of America - balance $18,534, monthly $360, 9.98% Chase - balance $10,968, monthly $400, 27% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America - balance $34,300, monthly $1150, 25.24% Bank of America - balance $18,534, monthly $360, 9.98% Chase - balance $10,968, monthly $400, 27% |
Member Payment Dependent Notes Series 762855
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
762855 |
$1,000 |
$1,000 |
9.99% |
1.00% |
June 14, 2011 |
June 25, 2014 |
June 25, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 762855. Member loan 762855 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Due Process Stable | Debt-to-income ratio: | 8.80% |
Length of employment: | 4 years | Location: | belmar, NJ |
Home town: | |||
Current & past employers: | Due Process Stable | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 11, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $1,127.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I just have a college loan payment and cell phone bill. Also a insurance payment. All said and done 450 for rent and 240 for the rest. I have already started work. the repayment of this loan will not be an issue |
Member Payment Dependent Notes Series 764338
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
764338 |
$14,000 |
$14,000 |
11.99% |
1.00% |
June 10, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 764338. Member loan 764338 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Current employer: | The McLaughlin Brothers, P.C. | Debt-to-income ratio: | 11.15% |
Length of employment: | 7 years | Location: | Boston, MA |
Home town: | |||
Current & past employers: | The McLaughlin Brothers, P.C. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $142,650.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | A couple yeas ago, I purchased a home which required substantial renovations. Although I had budgeted for the renovation, the project became a disaster. A contractor who came highly recommended from friends who had worked with him for years took advantage of our trust, ran up costs well beyond his estimates, did not complete the project on time and delayed beyond the period we needed to be in the home before finally abandoning the job and not responding to any further communication from us. My family was without a permanent residence for more than six months and we had to pay for temporary housing during that period on top of the mortgage. We had run through our savings and had the choice to abandon the project and sell the home in its unfinished state, likely at a substantial loss or go into substantial debt to hire a new contractor who had to almost start from scratch and we chose the latter. Overall, the renovation costs were more than triple the original estimate. I have never missed a payment on any debt. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage: approximately $3,250/month HELOC: approximately $215/month real estate taxes: approximately $600/month insurance: approximately $50/month |
Which debts do you plan to pay off with this loan? | I have a credit card with a balance of approximately $14,000 that had an introductory rate of 6% that recently increased to 18%. I have paid down almost $10,000 in the last year (from nearly $24,000) and would like to pay it off entirely. |
Which debts do you plan to pay off with this loan? | I have a credit card with a balance of approximately $14,000 that had an introductory rate of 6% that recently increased to 18%. I have paid down almost $10,000 in the last year (from nearly $24,000) and would like to pay it off entirely. |
Please explain the reason why you carry a large revolving credit balance. | A couple yeas ago, I purchased a home which required substantial renovations. Although I had budgeted for the renovation, the project became a disaster. A contractor who came highly recommended from friends who had worked with him for years took advantage of our trust, ran up costs well beyond his estimates, did not complete the project on time and delayed beyond the period we needed to be in the home before finally abandoning the job and not responding to any further communication from us. My family was without a permanent residence for more than six months and we had to pay for temporary housing during that period on top of the mortgage. We had run through our savings and had the choice to abandon the project and sell the home in its unfinished state, likely at a substantial loss or go into substantial debt to hire a new contractor who had to almost start from scratch and we chose the latter. Overall, the renovation costs were more than triple the original estimate. I have never missed a payment on any debt. |
Please explain the reason why you carry a large revolving credit balance. | A couple yeas ago, I purchased a home which required substantial renovations. Although I had budgeted for the renovation, the project became a disaster. A contractor who came highly recommended from friends who had worked with him for years took advantage of our trust, ran up costs well beyond his estimates, did not complete the project on time and delayed beyond the period we needed to be in the home before finally abandoning the job and not responding to any further communication from us. My family was without a permanent residence for more than six months and we had to pay for temporary housing during that period on top of the mortgage. We had run through our savings and had the choice to abandon the project and sell the home in its unfinished state, likely at a substantial loss or go into substantial debt to hire a new contractor who had to almost start from scratch and we chose the latter. Overall, the renovation costs were more than triple the original estimate. I have never missed a payment on any debt. |
Member Payment Dependent Notes Series 764940
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
764940 |
$25,000 |
$25,000 |
21.74% |
1.00% |
June 10, 2011 |
June 6, 2016 |
June 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 764940. Member loan 764940 was requested on May 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | Metro division 15 | Debt-to-income ratio: | 14.41% |
Length of employment: | 9 years | Location: | Palmdale, CA |
Home town: | |||
Current & past employers: | Metro division 15 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 23, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $6,114.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Add a room to a Modular home of 2 beds, and 2bathrooms |
Is the improvement to your primary residence or an investment property? | This is the primary residenced. |
Is this for a home improvement you have already made, or one that you are planning to make? | This is a plan to start up ass soon as I get money tp pay for that. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | The land 2.5 Acres and the house are totally payed. No loans on both of them. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around 800.00 |
Please explain the reason why you carry a large revolving credit balance. | I Had unxpected expenses like, my syster inlaw dead fly tickets,car tickets. |
What is the estimated current market value of your home? | I believe something close to $ 75000.00 |
Member Payment Dependent Notes Series 765676
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
765676 |
$15,600 |
$15,600 |
11.99% |
1.00% |
June 13, 2011 |
June 13, 2016 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 765676. Member loan 765676 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,833 / month |
Current employer: | KG&D Architects, PC | Debt-to-income ratio: | 27.26% |
Length of employment: | 5 years | Location: | Mahoapc, NY |
Home town: | |||
Current & past employers: | KG&D Architects, PC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > I've been living rent-free in half of a family-owned two-family house. I am planning on doing interior finish upgrades: appliances, flooring, painting, fixtures, lighting. Borrower added on 06/06/11 > Current monthly expenses are roughly $2250 and monthly income works out to $3985 so there are no issues paying back the loan.
A credit bureau reported the following information about this borrower member on May 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,827.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I'm living rent-free in the lower half of the two family house i grew up in (owned by my father). I am planning on doing some interior finish upgrades: carpet replacement, kitchen and bathroom flooring, painting, bathroom fixtures. As an architect I know what the materials cost and I am doing the labor myself. I've been living here for two years since my grandmother passed away and it is time to make the place look like my own. Thank you for asking. |
Please explain the reason why you carry a large revolving credit balance. | 65% of my revolving credit card balance is actually locked into a 0% interest rate from a balance transfer offer from citi bank from a few years ago. There is no reason to pay it down quicker since the 0% interest is locked for good. |
Please explain the reason why you carry a large revolving credit balance. | 65% of my revolving credit card balance is actually locked into a 0% interest rate from a balance transfer offer from citi bank from a few years ago. There is no reason to pay it down quicker since the 0% interest is locked for good. |
Please explain the reason why you carry a large revolving credit balance. | 65% of my revolving credit card balance is actually locked into a 0% interest rate from a balance transfer offer from citi bank from a few years ago. There is no reason to pay it down quicker since the 0% interest is locked for good. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | roughly $2250 and my monthly income works out to $3985. |
Member Payment Dependent Notes Series 765714
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
765714 |
$8,000 |
$8,000 |
8.49% |
1.00% |
June 9, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 765714. Member loan 765714 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,252 / month |
Current employer: | USA United Fleet INC | Debt-to-income ratio: | 5.37% |
Length of employment: | 4 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | USA United Fleet INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,389.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan will be used to consolidate my credit card balances into one monthly fixed payment... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America = $3260 Citibank=$3756 IRS due = $670 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent = 400 utilities = 165 no insurance and no taxes..... |
Member Payment Dependent Notes Series 766483
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
766483 |
$7,000 |
$7,000 |
5.99% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 766483. Member loan 766483 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.09% |
Length of employment: | 10+ years | Location: | Pinckney, MI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,001.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 766808
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
766808 |
$5,000 |
$5,000 |
8.49% |
1.00% |
June 13, 2011 |
June 17, 2016 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 766808. Member loan 766808 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,400 / month |
Current employer: | pantusos | Debt-to-income ratio: | 1.92% |
Length of employment: | 1 year | Location: | grand junction, CO |
Home town: | |||
Current & past employers: | pantusos | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > Car repair and new appliances. Borrower added on 06/04/11 > Upgrades to boat...new outbaord and floor replacement, seat recovering
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,385.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 766961
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
766961 |
$24,000 |
$24,000 |
9.99% |
1.00% |
June 14, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 766961. Member loan 766961 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,391 / month |
Current employer: | Banning Unified School District | Debt-to-income ratio: | 4.23% |
Length of employment: | 6 years | Location: | Beaumont, CA |
Home town: | |||
Current & past employers: | Banning Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > Loan to Payoff credit card debt & be debt free!
A credit bureau reported the following information about this borrower member on May 24, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,000.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I answered this question. Maybe It got kicked back.. I will check after work |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I believe I answered this question thank you for everything |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I believe I answered this question thank you for everything |
Member Payment Dependent Notes Series 766987
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
766987 |
$10,800 |
$10,800 |
15.99% |
1.00% |
June 13, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 766987. Member loan 766987 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Net Equity Financial | Debt-to-income ratio: | 7.20% |
Length of employment: | 1 year | Location: | PERRY HALL, MD |
Home town: | |||
Current & past employers: | Net Equity Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > I am a good borrower for several reasons. With exception of a 2 month period of time mid last year I have never been unempoyed for more than a few days. I have always had the mentality that " a little bit of something, is better than a whole lot of nothing." I have never been too proud to work hard. My current job is at a licensed mortgage lenders office. This job, among other things, has helped me to learn and understand the importance of having a reliable credit history. Despite my apparent lack of credit history, I have been very reliable for paying bills as a contributing member of my family. You will NOT be disappointed as an investor in this personal loan. Borrower added on 06/06/11 > This loan is to help a close friend of mine. A single mother in school and working. It will mean the world to them. Borrower added on 06/07/11 > My monthly budget consists of about $500/m for travel (car and insurance) I do not pay rent or a mortgage. I have a few monthly payments I make for cell phone of about $80/m. Health insurance of about $150. And the rest of my expenses are on small credit cards (care credit, best buy and guitar center) these all have very low monthly payments. My biggest debt is one credit card with a higher balance from the few months I was unemployed last year. I had a collection for a medical bill I didnt know about that was ~$3000 that I recently satisfied in one lump payment. My new job that I have had for about a year now brings in higher income for me than my actual expenses require about $3500 a month without the possibility of additional..
A credit bureau reported the following information about this borrower member on May 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,766.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Funds will be used to assist a friend. Single mother in school and working has come into hard times. |
What is your intended use for the loan proceeds? | Funds will be used to assist a friend. Single mother in school and working has come into hard times. |
Please provide additional details regarding the purpose of the loan | Funds will be used to assist a friend. Single mother in school and working has come into hard times. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This money is being used to help a friend of mine. She is a single mother in school and working. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Minimal, no rent, I pay ~$350/month for my car. ~ 100 month on gas. Food is hard to pin down, on eating out probably $100. Insurance is probably $300 between health and auto. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not pay a mortgage at all or a rental payment. And I have very little real monthly expense at all. |
Member Payment Dependent Notes Series 767588
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
767588 |
$34,475 |
$26,400 |
19.69% |
1.00% |
June 8, 2011 |
June 7, 2016 |
June 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 767588. Member loan 767588 was requested on May 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,925 / month |
Current employer: | Federal Employee | Debt-to-income ratio: | 24.61% |
Length of employment: | 9 years | Location: | YORKTOWN, VA |
Home town: | |||
Current & past employers: | Federal Employee | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/31/11 > All unsecured debt will be consolidated into one bill. All cards will be slowly closed to improve credit score. Debt includes home improvements, credit cards and old college debt. Borrower added on 06/02/11 > Please let me know if there is anything I can provide to help your decision. Borrower added on 06/06/11 > I have a very stable job with the federal government and intend to pay back on time with automatic payments. Borrower added on 06/06/11 > I am a good borrower because I pay my bills on time.
A credit bureau reported the following information about this borrower member on May 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $7,238.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage $672 Utilities $150 Taxes $1100 Insurance $500 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage $672 Utilities $150 Taxes $1100 Insurance $500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards : 2-5% Credit Cards: 22% Line of Credit: 2% |
Which debts do you plan to pay off with this loan? | All Unsecured debt "Credit Cards and lines of credit" |
What is your intended use for the loan proceeds? | My intention is to consolidate all "unsecured debt", which includes credit card debt from acquiring my undergraduate and graduate degrees, a line of credit and first time homeowner bills prior to the Homeowners credit. My intention is to pay all unsecured debt and slowly close my accounts. I need to only keep open one card open for emergencies. |
Member Payment Dependent Notes Series 767614
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
767614 |
$35,000 |
$21,775 |
20.25% |
1.00% |
June 8, 2011 |
June 7, 2016 |
June 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 767614. Member loan 767614 was requested on May 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,250 / month |
Current employer: | CHReynolds | Debt-to-income ratio: | 23.22% |
Length of employment: | < 1 year | Location: | Rocklin, CA |
Home town: | |||
Current & past employers: | CHReynolds | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/24/11 > Paying off high interest credit card loans that are in the 28% range Borrower added on 05/24/11 > Net income - 7200 per month - Haven't missed a payment Borrower added on 05/26/11 > Stock market return 2010 Wilshire Index - 17.9% - RISK - VOLATILE Stock market return 2010 S&P - 15.1 % - RISK - VOLATILE This loan return = 20.25% - RISK - NONE - Payments WILL BE MET Borrower added on 05/26/11 > Since I'm paying off my debt, I would rather share my wealth with the rest of you than the corporations...its a win-win for both of us.. Borrower added on 06/01/11 > Thank you for all who have contributed to this loan. I am humbled and thankful. For those of you who are on the fence I thank you for your time in reviewing my loan request. In these economic times, we want to be prudent with our investments. I have been raised to be responsible for my actions and I have never been one to absolve myself from any responsibility. I will honor my commitment to lending club because it gives people like me a platform to improve our lives for the better and I look forward to the day when I can return the favor, when I can pay it forward...
A credit bureau reported the following information about this borrower member on May 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $15,919.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Thank you for your question - The total balance of my credit card payments are as follows - Credit card total balance ~ 15K Total monthly payments ~ 450 - 500 Interest rates varies from 23% - 28% Financial instituition personal loans ~ 19K Total monthly payments ~ 800 Interest rates varies from 23% - 28% |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - 11K - APR - 23 - 28% - Monthly ~ 460 MC - 2K - APR - 23% - Monthly - 80 Chargecard - APR - 27% - Monthly - 80 Financial Loans Instituition 1 - Balance = 10000 - APR 24% - Monthly 280 Instituition 2 - Balance = 3000 - APR 28% - Monthly 190 Instituition 3 - Balance = 6000 - APR 28% - Monthly 280 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Credit card payment summary = 620 Financial loan monthly payment = 750 Total monthly ~ 1370 Assuming this loan gets full funding, it wil be used to pay off the above balances leaving me to only pay this loan of ~ 940 |
Member Payment Dependent Notes Series 768047
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768047 |
$4,600 |
$4,600 |
9.99% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768047. Member loan 768047 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | Wilmington Trust Company; M&T Bank | Debt-to-income ratio: | 3.14% |
Length of employment: | 2 years | Location: | Wilmington, DE |
Home town: | |||
Current & past employers: | Wilmington Trust Company; M&T Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Hello Lending Club Members -- I am reaching out to you all in order to get my finances in check so I can continue saving and paying for my wedding next year. I am a very responsible individual who is quickly climbing the ladder at my company and making the monthly payments will never be an issue. I currently owe $3,241 to my Mastercard @ 18.24% and $2,362.50 to my jeweler for the remaining half of the engagement ring @0% and $40.40 to my American Express Card @ 11.24%. The remaining loan funds will be used for deposits to the reception location, caterers, hotels, etc. If anyone has any questions at all, please ask away. I will answer promptly. Have a great day!
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,907.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 768153
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768153 |
$35,000 |
$35,000 |
20.62% |
1.00% |
June 8, 2011 |
June 8, 2016 |
June 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768153. Member loan 768153 was requested on May 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | IBM | Debt-to-income ratio: | 21.16% |
Length of employment: | 5 years | Location: | Avon, OH |
Home town: | |||
Current & past employers: | IBM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/25/11 > Purchased new constrution home last year, Loan proceeds will be used for Patio/Fence/Landscaping. Borrower added on 05/25/11 > Installing a retaining wall (property is sloped) patio, lighting, fence, grass and landscaping. New construction, currently there is nothing but dirt. Borrower added on 05/25/11 > Installing a retaining wall (proprty is sloped) patio, lighting, fence and landscaping. New construction, currently there is nothing but dirt. Borrower added on 05/25/11 > Installing a retaining wall (proprty is sloped) patio, lighting, fence and landscaping. New construction, currently there is nothing but dirt. Borrower added on 05/25/11 > Installing a retaining wall (proprty is sloped) patio, lighting, fence and landscaping. New construction, currently there is nothing but dirt. Borrower added on 05/25/11 > Installing a retaining wall (proprty is sloped) patio, lighting, fence and landscaping. New construction, currently there is nothing but dirt. Borrower added on 05/26/11 > Monthly Expenses: Mortgage $2600 (includes PITI), Utilities avg $250, Vehicle $773 Insurance $95
A credit bureau reported the following information about this borrower member on May 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,831.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total Mortage (principal, interest, taxes and insurane) is $2600/month. utilities average $250/month (electric, gas, water, sewer) Phone and Interest paid by employer since I work from home. Vehicle lease is $773, monthly insurance is $95/month. Food varies since I travel for work often, average about $200/month. |
What is your intended use for the loan proceeds? | Purchased new constrution home last year, Loan proceeds will be used for Patio/Fence/Landscaping. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | There is only one mortgage, it's current balance is $355K, the value of the property is $415K. Interest rate is 5.375%. Monthly payment with PITA is $2600, This is an average monthly since I do bi-weekly payments. |
Is this for a home improvement you have already made, or one that you are planning to make? | I am planning this home improvement. The home i new construction. We plan to install a retaining wall (proprty is sloped) patio, lighting, fence and landscaping. New construction, currently there is nothing but dirt. |
Is the improvement to your primary residence or an investment property? | This is our primary residence. It is our dream home which we plan on living in through retirement and beyond. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | The mortgage including Principle, inerest, taxes and insurane averages $2600/month (by every other week so this is an average month). There are no home equity lones at all. Utilities run about $250/month inluding Electric, gas, water & sewer. |
Please explain the reason why you carry a large revolving credit balance. | I have been paying down the balances but made the mistake of reducing the credit lines as I paid them down. I didn't realize at the time that it would adversely affect my credit score. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It will all be used for outdoor home improvement. Patio, retaining wall, landscaping, irrigation and such. |
Member Payment Dependent Notes Series 768277
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768277 |
$13,725 |
$13,725 |
11.49% |
1.00% |
June 10, 2011 |
June 10, 2016 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768277. Member loan 768277 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Montana Resources | Debt-to-income ratio: | 7.18% |
Length of employment: | 8 years | Location: | Butte, MT |
Home town: | |||
Current & past employers: | Montana Resources | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 25, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,859.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To purchase an existing business. |
Please describe your experience/familiarity with the business you are starting/started? | The current owner will train for two weeks and my fiance will operate the business. She has owned her own business in the past and has a BA in Marketing, Business, Sales and Service. |
Can you provide some high level financials on the monthly costs / revenue of your business? | I do not have financials as I do not own the business yet, but I do have projections based on the current owners tax returns and projections from the accountant. |
What type of business are you starting? | I am purchasing an existing drive thru coffee shop. |
Please explain the reason why you carry a large revolving credit balance. | I am getting married at the end of the month and the credit cards were used to purchases tickets and accomodations for our destination wedding and honeymoon. I also use one credit card for all my monthly expenses and then pay it off at the end of the month. |
Member Payment Dependent Notes Series 768307
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768307 |
$25,000 |
$16,850 |
7.49% |
1.00% |
June 9, 2011 |
June 8, 2014 |
June 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768307. Member loan 768307 was requested on May 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $12,506 / month |
Current employer: | HBO | Debt-to-income ratio: | 6.40% |
Length of employment: | < 1 year | Location: | Flushing, NY |
Home town: | |||
Current & past employers: | HBO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 25, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses are covered by other income Allocation of this income is as follows: Property Tax: $1300 Rent/Mortgage: None Heat/Electric: $500 Phone/Internet/TV: $250 Groceries/Household: $500 For my income (Gross $12500) Taxes/FICA/Insurance/Payroll (excluding 401K): $3800 401K: $1500 (This can be scaled back to recover net $1000 per month) Transportation: $800 (This will go away after relocation) Avg Discretionary Expenditure: $2200 (This can be scaled back if situation dictates) Average Savings: $4200 (This is the max amount that I would allot to rent) |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | I am intending to get an apartment closer to current work location. This location would be in NYC which typically means broker's fees are involved. This can range from 1-3 months depending on the apartment. First and last month's would also be necessary. I am currently budgetting $3000 as the rent which would put a conservative estimate of fees at $9000. At my high estimate of $4200/month and assuming 3 months broker's fee, this would put initial outlay at $21000, with the average of the 2 being $15K. As the loan is accepted at 60% funding, I have asked for $25K (60%=$15K) I currently have cash reserves of roughly $35K-$40K. Since I am incurring more expenses, I would prefer to have a larger safety net, hence the request for the loan. I prefer not to eat into my current reserves for this initial outlay, but can if necessary. |
Member Payment Dependent Notes Series 768334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768334 |
$28,800 |
$19,025 |
21.36% |
1.00% |
June 9, 2011 |
June 8, 2016 |
June 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768334. Member loan 768334 was requested on May 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $18,750 / month |
Current employer: | leam drilling systems | Debt-to-income ratio: | 5.87% |
Length of employment: | 8 years | Location: | willis, TX |
Home town: | |||
Current & past employers: | leam drilling systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/26/11 > Loan to pay for legal fees. Borrower added on 06/03/11 > This is NOT for a criminal lawyer. I am not facing charges.
A credit bureau reported the following information about this borrower member on May 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $11,164.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan? | to pay for legal fees |
Please provide additional details regarding the purpose of the loan | to pay legal fees |
What is your intended use for the loan proceeds? | to pay legal fees |
Please provide additional details regarding the purpose of the loan? | to pay for legal fees |
Please explain the reason why you carry a large revolving credit balance. | I let my mother in law use my credit for a vehicle. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is for a high dollar lawyer. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly $5,000 total. |
Member Payment Dependent Notes Series 768391
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768391 |
$28,800 |
$17,775 |
12.99% |
1.00% |
June 13, 2011 |
June 8, 2016 |
June 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768391. Member loan 768391 was requested on May 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,083 / month |
Current employer: | Green Real Estate Group LLC | Debt-to-income ratio: | 8.26% |
Length of employment: | 4 years | Location: | TAMPA, FL |
Home town: | |||
Current & past employers: | Green Real Estate Group LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 25, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $110,662.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | $15k to pay off chase visa, $10k to pay down Bank of american visa $2500 to pay off city Bank visa and $2500 in reserve |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortage $3200 Auto 799 Cell Phone 100 Insurance 260, food 200, car insurance 60, cable 60, Credit cards runing about $800 and wanted to being that down, Power 50, water 40 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortage $3200 Auto 799 Cell Phone 100 Insurance 260, food 200, car insurance 60, cable 60, Credit cards runing about $800 and wanted to being that down, Power 50, water 40 |
Please explain the reason why you carry a large revolving credit balance. | The largest one of $50k was used for equity for one of my real estate trasactions that I have which is current and part of my business |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortage $3200 Auto 799 Cell Phone 100 Insurance 260, food 200, car insurance 60, cable 60, Credit cards runing about $800 and wanted to being that down, Power 50, water 40 |
Which debts do you plan to pay off with this loan? | $15000 to pay off chase visa, $10k to pay down Bank of American Visa, $2500 to pay off citi bank visa and 3500 in reserve |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $15k to Chase Visa, $10k to Bankl of American Visa, $2500 for Citi Bank Visa and the rest in reserve |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My house $565 Rates on creditcards run from $15% to 18%. Mortage $3200 Auto 799 Cell Phone 100 Insurance 260, food 200, car insurance 60, cable 60, Credit cards runing about $800 and wanted to being that down, Power 50, water 40 |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any delinquencies in the past two years. |
Member Payment Dependent Notes Series 768465
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768465 |
$9,450 |
$9,450 |
8.49% |
1.00% |
June 10, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768465. Member loan 768465 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | OraLabs Inc. | Debt-to-income ratio: | 16.72% |
Length of employment: | 3 years | Location: | Aurora, CO |
Home town: | |||
Current & past employers: | OraLabs Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,377.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off credit card with a lower APR %. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage- Principal Balance $101,575.08 Interest Rate 6.290% Payment Due: $758.68 Credit Card-Balance???$5,093.8 APR 20.99% Min Payment- $110 Credit Card Balance- $???$11,212.57 APR 16.45% Min payment $290 |
Member Payment Dependent Notes Series 768635
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768635 |
$25,000 |
$25,000 |
11.49% |
1.00% |
June 8, 2011 |
June 8, 2016 |
June 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768635. Member loan 768635 was requested on May 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Peopleclick Authoria | Debt-to-income ratio: | 13.73% |
Length of employment: | < 1 year | Location: | Braintree, MA |
Home town: | |||
Current & past employers: | Peopleclick Authoria | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/26/11 > Hi! This loan consolidates an existing lending club loan and credit card debt. There is extra requested to purchase a furnace, windows and paint as I get ready to list my house next spring. Borrower added on 06/01/11 > I've received a few questions about monthly expenses. I do want to say that I have never been late on making my minimum payments and often pay more than the minimum. After taking a step back and adding up finance charges, this route seems the better way to go to get myself on firmer financial ground and to make the needed home improvements.
A credit bureau reported the following information about this borrower member on May 25, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,752.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards balance 14k with interest rates ranging from 12.9%-15.9% and monthly minimums approximately totaling $300. My mortgage balance is $300k and my monthly payment is $1860. My car payment is $498 and the balance is approximately $16k. I will be paying off my credit cards and another lending club loan. |
Which debts do you plan to pay off with this loan? | Please see above. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $1856.84 Transportation - car payment: $498.26 Transportation - gas: $150 Insurance: $145.80 Food: $200 Utilities: $100 Phone / mobile / Internet / cable: $200 |
Member Payment Dependent Notes Series 768638
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768638 |
$6,400 |
$6,400 |
17.49% |
1.00% |
June 9, 2011 |
June 8, 2014 |
June 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768638. Member loan 768638 was requested on May 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,850 / month |
Current employer: | Baptist Hospital | Debt-to-income ratio: | 15.89% |
Length of employment: | 2 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Baptist Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,791.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Home improvement, car repair. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,400 |
Please provide additional details regarding the purpose of the loan | Home improvement, car repair. |
Member Payment Dependent Notes Series 768783
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768783 |
$13,000 |
$13,000 |
10.59% |
1.00% |
June 9, 2011 |
June 10, 2016 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768783. Member loan 768783 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Southern Wine and Spirits | Debt-to-income ratio: | 11.63% |
Length of employment: | 1 year | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Southern Wine and Spirits | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > I plan on using the funds to completely consolidate all my high interest debt and have 1 convenient lower payment. I have never been late on payments and have a stable job. Good credit is one of the things I have strived for growing up and understand the importance of it. I will not allow myself to affect it adversely with late payments.
A credit bureau reported the following information about this borrower member on May 26, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $1,883.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 768909
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
768909 |
$2,000 |
$2,000 |
7.29% |
1.00% |
June 9, 2011 |
June 9, 2014 |
June 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 768909. Member loan 768909 was requested on May 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.00% |
Length of employment: | 1 year | Location: | Ione, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,002.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 769533
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769533 |
$16,200 |
$16,200 |
19.29% |
1.00% |
June 9, 2011 |
June 10, 2016 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769533. Member loan 769533 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | deltic timber | Debt-to-income ratio: | 19.86% |
Length of employment: | 2 years | Location: | ola, AR |
Home town: | |||
Current & past employers: | deltic timber | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/11/11 > i plain to pay off my car an truck loans an my credit cards. i have always paid my bills on time. my monthly budget is around $2500. the companie i work for has been in buisness for over 30 an is very stable. Borrower added on 05/11/11 > i plain to pay off my car an truck loans an my credit cards. i have always paid my bills on time. my monthly budget is around $2500. the companie i work for has been in buisness for over 30 an is very stable.
A credit bureau reported the following information about this borrower member on May 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,545.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | best buy $1397.25 no interest rate right now monthy payment $25. credit one visa $859.17 interest rate 23.90% monthy payment $35. chase visa $678.16 interest rate 26.24% monthly payment $25. wal mart $540.27 interest rate 22.90% monthly payment $23. home depot $2800.00 no interest right now monthly payment $29. owe $10.000 on my truck monthly payment $321.80 |
What is your intended use for the loan proceeds? | i intend to pay all credit cards off an my truck off |
Member Payment Dependent Notes Series 769604
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769604 |
$30,000 |
$30,000 |
22.11% |
1.00% |
June 10, 2011 |
June 11, 2016 |
June 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769604. Member loan 769604 was requested on May 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | NCR | Debt-to-income ratio: | 19.64% |
Length of employment: | 10+ years | Location: | Suwanee, GA |
Home town: | |||
Current & past employers: | NCR | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $110,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan will be used to payoff the balloon payment for an investment property we rent and plan to keep as it's in a solid location in metro-Atlanta. |
What is your intended use for the loan proceeds? | This loan will be used to payoff the balloon payment for an investment property we rent and plan to keep as it's in a solid location in metro-Atlanta. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any deliquencies in the last 24 months. |
Please explain the reason why you carry a large revolving credit balance. | The primary reason for what's seen as a large revolving credit balance relates to the outstanding balance on our secondary mortgage which is classified as a home equity line of credit. When purchasing our primary home, we were advised to structure the terms of the agreement with a primary and secondary mortgage to minimize the impact of private mortgage insurance (PMI). We are current on these payments, love our home and plan to be there a long time. |
What is your intended use for the loan proceeds? | This loan will be used to payoff the balloon payment for an investment property we rent and plan to keep as it's in a solid location in metro-Atlanta. |
What is your intended use for the loan proceeds? | This loan will be used to payoff the balloon payment for an investment property we rent and plan to keep as it's in a solid location in metro-Atlanta. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any deliquencies in the last 24 months. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly net income: $8000+ Monthly expenses: Housing (includes home equity line + taxes + insurance): $2500 Transportation expenses: $900 Utilities: $600 Phone, cable, internet: $300 Food, entertainment: $ Clothing, household expenses: $400 Monthly credit cards and other loans: $500 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly net income: $8000+ Monthly expenses: Housing (includes home equity line + taxes + insurance): $2500 Transportation expenses: $900 Utilities: $600 Phone, cable, internet: $300 Food, entertainment: $ Clothing, household expenses: $400 Monthly credit cards and other loans: $500 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Answered per separate inquiry. If you don't have access to all answered questions please submit again. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Answered per separate inquiry. If you don't have access to all answered questions please submit again. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly net income: $8000+ Monthly expenses: Housing (includes home equity line + taxes + insurance): $2500 Transportation expenses: $900 Utilities: $600 Phone, cable, internet: $300 Food, entertainment: $ Clothing, household expenses: $400 Monthly credit cards and other loans: $500 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Answered per separate inquiry. If you don't have access to all answered questions please submit again. |
Please provide additional details regarding the purpose of the loan | This loan will be used to payoff the balloon payment for an investment property we rent and plan to keep as it's in a solid location in metro-Atlanta. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be used for the single purpose of paying off the balloon payment for an investment property we plan to keep. There are no other purposes for the loan. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Monthly expenses: Housing: $2500 (includes home equity line, taxes and insurance) Utilities: $600 Phone, cable, internet: $300 Monthly credit cards and other loans: $500 |
If you have a public record on file, please briefly explain the event and its resolution. | I'm not sure I fully understand your request around a public record but if you're referring to a bankruptcy I do not have one nor any other municipal or fiscal inquiry requiring resolution. Upon securing proper funding, we will be able to provide the necessary resources to retain our investment property. |
Member Payment Dependent Notes Series 769618
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769618 |
$3,250 |
$3,250 |
6.99% |
1.00% |
June 9, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769618. Member loan 769618 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,704 / month |
Current employer: | Florida Suncare Testing, Inc. | Debt-to-income ratio: | 28.66% |
Length of employment: | 5 years | Location: | Flagler Beach, FL |
Home town: | |||
Current & past employers: | Florida Suncare Testing, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,460.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am relocating for a better job so I am going to pay off my credit card and the remaining $2000 will be for moving expenses. |
Member Payment Dependent Notes Series 769628
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769628 |
$12,000 |
$12,000 |
11.49% |
1.00% |
June 8, 2011 |
June 10, 2016 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769628. Member loan 769628 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Oppenheimer | Debt-to-income ratio: | 20.38% |
Length of employment: | 10+ years | Location: | edison, NJ |
Home town: | |||
Current & past employers: | Oppenheimer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > This if for a new ac and heating unit which broke. I have been at my company for 15 years and have never missed any payment on anything my entire life. I have excellent credit.
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 56 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,465.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I use multiple cards for various personal expenses. I get a large reimubursement in december from my firm which allows me to pay off a substantial amount of the debt. |
What is the estimated current market value of your home? | 650000 |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | 238000 1675 245000 575 |
What is the home improvement project you are planning? | AC broke and need a new central air unit |
What is your intended use for the loan proceeds? | replacing my ac and furnace unit. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx 4300/monthly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 3000 |
Is this for a home improvement you have already made, or one that you are planning to make? | planning to make |
Member Payment Dependent Notes Series 769629
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769629 |
$4,475 |
$4,475 |
9.99% |
1.00% |
June 8, 2011 |
June 10, 2014 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769629. Member loan 769629 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | First American Title | Debt-to-income ratio: | 10.86% |
Length of employment: | 10+ years | Location: | Salt Lake City, UT |
Home town: | |||
Current & past employers: | First American Title | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/27/11 > This loan will be used to complete the purchase of a banked track for our roller derby league. This will increase our revenue by allowing us to raise prices for our improved facilities and enhanced arena, we can provide more events, obtain additional revenue from vendor fees in our venue (unavailable when renting an arena) and at the same time our costs will substantially be reduced by eliminating additional costs to rent space for events, practices and training facilities. I have been working at my company for fifteen years and am very excited about being part of this roller derby league that has been in business for over five years. Our league continues to grow and we are financially ready to take our sport to the next professional level by obtaining our own venue and track. Because of this, our sponsorship and fan base continues to increase and we anticipate a 20% growth in our league during 2011.
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $8,462.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 769636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769636 |
$7,000 |
$7,000 |
17.49% |
1.00% |
June 8, 2011 |
June 15, 2016 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769636. Member loan 769636 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | M.A. Industries | Debt-to-income ratio: | 10.00% |
Length of employment: | 6 years | Location: | UNION CITY, GA |
Home town: | |||
Current & past employers: | M.A. Industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $8,805.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To purchase riding lawn mowers for a grass cutting business |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Nearly almost always around one thousand to twelve hundred. |
Please explain the reason why you carry a large revolving credit balance. | I can afford to pay my monthly minimum balances(especially)easily. I plan to pay off most of my current balances soon though. |
Member Payment Dependent Notes Series 769653
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769653 |
$20,000 |
$20,000 |
20.25% |
1.00% |
June 10, 2011 |
June 10, 2016 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769653. Member loan 769653 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,542 / month |
Current employer: | La Perla North America | Debt-to-income ratio: | 19.26% |
Length of employment: | 3 years | Location: | Jersey city, NJ |
Home town: | |||
Current & past employers: | La Perla North America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/16/11 > Applying for a loan to consolidate my high interest credit cards to be able to completely pay them off. I am currently paying more than the payment requested on this loan, therefore I will definitely be able to pay for this loan each month. Loan needed to consolidate my high interest credit cards onto one payment. I am currently paying more in my minimum payments on my credit cards than what the loan payment will be, so I will have no problem paying on time. I have a full time job and always make my payments on time. Please consider investing in me so that I can become debt free.
A credit bureau reported the following information about this borrower member on May 14, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $19,797.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $8800/ 29.9% / min $280 Visa: $8000/ 19.9% /min $230 American Express: $2700/ 29.9% / min $100-110 |
Please explain the reason why you carry a large revolving credit balance. | I do not like to carry a large balance on my credit cards but unfortunately fell upon hard times previously as my employer had a company and worldwide pay cut. Our pay has been reinstated but as a result I had to end up charging more on my cards during this time period. I am now trying to pay these cards off to become debt free but with the high interest rates it is hard to pay them off quickly. I would appreciate any help and know that my pay will not be cut again and therefore will definitely be able to make my monthly loan payments as I am currently paying more in minimum payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $950 Utilities: Range $50-$100 Car & renters Insurance: $120 Subway/ transportation to work: $8 day x 5 days a week TV: $64 Cell Phone: $157 (2 lines/ split with someone else) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $950 Utilities: Range $50-$100 Car & renters Insurance: $120 Subway/ transportation to work: $8 day x 5 days a week TV: $64 Cell Phone: $157 (2 lines/ split with someone else) |
Member Payment Dependent Notes Series 769685
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769685 |
$20,000 |
$20,000 |
11.99% |
1.00% |
June 10, 2011 |
June 10, 2016 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769685. Member loan 769685 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,917 / month |
Current employer: | Gulf States Toyota | Debt-to-income ratio: | 13.56% |
Length of employment: | 4 years | Location: | Cypress, TX |
Home town: | |||
Current & past employers: | Gulf States Toyota | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/27/11 > Debt Consolidation Loan
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,251.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Account Overview as of 05/28/2011 Loan type and term: 30 Years FHA MORTGAGE Original principal balance: $140,628.00 Contractual remaining term: 27 years, 6 months Interest rate: 7.00% Current principal balance: $136,807.01 Escrow balance: $2,423.29 Year-to-date Summary Interest paid: $4,002.07 Total monthly payment: $1,338.40 CREDIT CARDS: Capital One MC Credit Limit: $7,500.00 Balance: $6,164.00 APR: 0.00% Monthly Payment: $400.00 First National Bank Omaha - Visa Credit Limit: $12,000.00 Balance: $8,599.53 APR: 13.99% Variable Montly Payment: $250.00 Chase Freedom MasterCard Credit Limit: $5,000.00 Balance: $4,543.03 APR: $15.24% Variable Monthly Payment: $150.00 Chase Amazon.com Credit Limit: $6,000.00 Balance: $0.00 APR: 18.24% Variable Paid Off Store Credit - Best Buy HSBC Credit Limit: $4,000.00 Balance: $983.00 APR: 0.00% Monthly Payment: $150.00 |
Please explain the reason why you carry a large revolving credit balance. | Due to a prolonged lawsuit over the past 1.5 years and the related attorney fees that were incurred it was necessary to access my available lines of credit. My current indebtedness is directly related to those fees. Thankfully the case was settled May 12, 2011. Through use of this loan I seek the quickest and most efficient manner to pay off those debts. |
Which debts do you plan to pay off with this loan? | I plan to pay off all of the Visa and Mastercard accounts with this loan, and to close all but one of these accounts. |
Member Payment Dependent Notes Series 769687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769687 |
$25,975 |
$25,975 |
14.17% |
1.00% |
June 10, 2011 |
June 10, 2016 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769687. Member loan 769687 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.02% |
Length of employment: | n/a | Location: | St. Louis, MO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > Hello, I'm trying to consolidate my bills into one monthly payment. . I have great credit, and pay all my bills on time, and the only reason I'm applying for this loan is that I will be able to pay everyone of my bills off, and then it will be much more convenient with the monthly payment that is agreed upon between myself and Lending Club.Borrower added on 04/25/11 > Hello, I'm trying to consolidate my bills into one monthly payment. . I have great credit, and pay all my bills on time, and the only reason I'm applying for this loan is that I will be able to pay everyone of my bills off, and then it will be much more convenient with the monthly payment that is agreed upon between myself and Lending Club.
A credit bureau reported the following information about this borrower member on April 17, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,052.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have three credit cards and two loans that equal to about $25,000 debt. They all range from 14% to as high as 27% interest rates and that is why I am trying to consolidate them. My half of the mortgage payment and utilities is about $900.00 per month. And my student loan is $145.00 per month. I've been paying this much for a long time and just finally decided to try to consolidate. |
Member Payment Dependent Notes Series 769704
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769704 |
$30,000 |
$30,000 |
13.99% |
1.00% |
June 13, 2011 |
June 12, 2016 |
June 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769704. Member loan 769704 was requested on May 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | Toyota Logistics Services | Debt-to-income ratio: | 15.40% |
Length of employment: | 10+ years | Location: | PASADENA, MD |
Home town: | |||
Current & past employers: | Toyota Logistics Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/29/11 > Need the funds to complete a refinancing on my home that the value is less than the total mortgage due to market conditions in my area.
A credit bureau reported the following information about this borrower member on May 29, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $133,264.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1st Mortgage - 247K; 5.875%; $1,632 2nd Mortgage - 47K; 7.625%; $366 Home Equity - 104K; 2.74%; $242 Chase CC - 26K; varies from 4.99 through 17.24%; $521 Amex CC - 21K; 9.24%; $418 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The funds will be applied to one debt that is a home equity loan to reduce the amount so that a refinancing deal can be completed. |
Which debts do you plan to pay off with this loan? | Using the funds to pay down a home equity line of credit in order to complete a refinancing deal since the total mortgage value exceeds the appraisal due to the market conditions in my area. |
What is your intended use for the loan proceeds? | Using the funds to pay down a home equity line of credit in order to complete a refinancing deal since the total mortgage value exceeds the appraisal due to the market conditions in my area. |
What is your intended use for the loan proceeds? | Using the funds to pay down a home equity line of credit in order to complete a refinancing deal since the total mortgage value exceeds the appraisal due to the market conditions in my area. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $2,600 per month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $5,500 |
Please explain the reason why you carry a large revolving credit balance. | Home improvements, fencing for property and landscaping. |
Member Payment Dependent Notes Series 769716
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769716 |
$15,000 |
$15,000 |
5.99% |
1.00% |
June 9, 2011 |
June 11, 2014 |
June 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769716. Member loan 769716 was requested on May 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $19,167 / month |
Current employer: | Paul, Weiss, Rifkind, Wharton & Garrison | Debt-to-income ratio: | 6.74% |
Length of employment: | < 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Paul, Weiss, Rifkind, Wharton & Garrison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,123.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I budget around $6,000. (I live in a high cost area, so my rent is over $3,000). |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am solely using it to pay down higher-interest rate debt. |
Which debts do you plan to pay off with this loan? | I plan to pay off a higher-interest personal loan that I took out several years ago and to reduce the balance of two credit cards. |
Member Payment Dependent Notes Series 769756
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769756 |
$9,225 |
$9,225 |
5.99% |
1.00% |
June 9, 2011 |
June 10, 2014 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769756. Member loan 769756 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Applied Materials | Debt-to-income ratio: | 15.66% |
Length of employment: | 5 years | Location: | Austin, TX |
Home town: | |||
Current & past employers: | Applied Materials | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/29/11 > I am a young professional and have been employed at the same company for over 5 years. I am trying to consolidate my high interest credit card debt and pay down my debt faster.
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,097.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I accumulated a lot of debt during college and paid most of my living expenses on credit. I was always able to make minimum payments on time, but much more difficult to pay down the principal when going to school and working part time. |
Member Payment Dependent Notes Series 769763
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769763 |
$12,800 |
$12,800 |
11.49% |
1.00% |
June 13, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769763. Member loan 769763 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Kernersville Fire Department | Debt-to-income ratio: | 20.04% |
Length of employment: | 5 years | Location: | Thomasville, NC |
Home town: | |||
Current & past employers: | Kernersville Fire Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/31/11 > I am using the funds to add a swimming pool to my home which I own. I always pay my debt's on time and I have been with my current employer for almost 11 years Borrower added on 06/03/11 > I am using the funds to purchase and add a swimming pool to my home, which I have owned for 10 years. I think the swimming pool will be a great addition to our home and will increase the value of our home. I always pay my bills on time, and I have been with my current employer for almost 11 years.
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,723.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 769810
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769810 |
$18,000 |
$18,000 |
16.89% |
1.00% |
June 13, 2011 |
June 10, 2016 |
June 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769810. Member loan 769810 was requested on May 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,000 / month |
Current employer: | Whitaker Companies | Debt-to-income ratio: | 10.91% |
Length of employment: | < 1 year | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Whitaker Companies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $1,863.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 769973
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
769973 |
$8,000 |
$8,000 |
20.99% |
1.00% |
June 10, 2011 |
June 11, 2016 |
June 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 769973. Member loan 769973 was requested on May 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Euro RSCG Life | Debt-to-income ratio: | 11.31% |
Length of employment: | < 1 year | Location: | Jersey City, NJ |
Home town: | |||
Current & past employers: | Euro RSCG Life | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/28/11 > Loan will be used to pay off debt
A credit bureau reported the following information about this borrower member on May 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,406.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 770068
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770068 |
$8,000 |
$8,000 |
8.49% |
1.00% |
June 14, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770068. Member loan 770068 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Goodby, Silverstein and Partners | Debt-to-income ratio: | 3.64% |
Length of employment: | 3 years | Location: | Oakland, CA |
Home town: | |||
Current & past employers: | Goodby, Silverstein and Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > Murdering my debt. Borrower added on 06/02/11 > FYI: I'm already making larger payments than this on what I'm using to pay it off. I just want to get a better rate. I'm rock solid. Thanks! Borrower added on 06/09/11 > Thanks investors. Almost halfway there!!! LET'S DO THIS PEOPLE.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $8,097.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi, Thanks for asking. $500, $150, $100, $80, $50, $525, respectively and another $150 for miscellaneous expenses. So $1555. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the last 2 years. Thanks for your interest. |
Member Payment Dependent Notes Series 770091
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770091 |
$6,000 |
$6,000 |
8.49% |
1.00% |
June 8, 2011 |
June 13, 2014 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770091. Member loan 770091 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.01% |
Length of employment: | 10+ years | Location: | Bozeman, MT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,392.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I spent some time/energy/expense building up a new business over the past six months and carried a few balances as a result. Those balances just got taken down significantly in the past 2 weeks, which may not yet be reflected. Three significant ones just got taken down to zero, and a significant fourth will be taken down to zero in the next few days. There will be only 3 remaining... 2 are small, the other is at a 2.99% interest rate. Thanks and let me know if I can provide any further or deeper detail. |
What is your intended use for the loan proceeds? | I am buying a vintage Airstream trailer, which is more of an investment... their value is steady and if well taken care of they appreciate in value. If you'd like further details, please don't hesitate to ask additional questions and thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses: rent $550, phone $102, gasoline about $90, insurance $20, food/living/misc expenses around $500. Both my vehicles and most everything I own is paid for. I'm formerly from NYC, and it always amazes me how inexpensive everything in Montana is. I'm spoiled. When I travel back to NYC on business, it's always a reminder of how ridiculously expensive living in the city was. |
What are you buying? | I am buying a vintage Airstream trailer, which is more of an investment... their value is steady and if well taken care of they appreciate in value. If you'd like further details, please don't hesitate to ask additional questions and thank you. |
Member Payment Dependent Notes Series 770105
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770105 |
$30,000 |
$30,000 |
13.99% |
1.00% |
June 10, 2011 |
June 11, 2016 |
June 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770105. Member loan 770105 was requested on May 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $9,833 / month |
Current employer: | US Attorneys Office | Debt-to-income ratio: | 14.98% |
Length of employment: | 9 years | Location: | West Haven, CT |
Home town: | |||
Current & past employers: | US Attorneys Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 28, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,476.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is 278k at 5% Citi card is 8200 at 14 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is 278k at 5% Citi card is 8200 at 14 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is 278k at 5% Citi card is 8200 at 14 |
Which debts do you plan to pay off with this loan? | I likely will pay off citi card and chase card |
Please explain the reason why you carry a large revolving credit balance. | I often will carry larger revolving credit balances and then periodicly pay them off after seeling classic cars that I restore as a second source of income. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I likely will pay off my citi and chase credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is 278k at 5% Citi card is 8200 at 14 |
Which debts do you plan to pay off with this loan? | I likely will pay off citi card and chase card |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is 278k at 5% Citi card is 8200 at 14 |
Which debts do you plan to pay off with this loan? | I likely will pay off citi card and chase card |
Which debts do you plan to pay off with this loan? | I likely will pay off citi card and chase card |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are around $5,000/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is 278k at 5% Citi card is 8200 at 14 |
Which debts do you plan to pay off with this loan? | I likely will pay off citi card and chase card |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are around $5,000/month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 2550 for mortgage and taxes and about another 2500 in utilities credit cards car payments etc |
Which debts do you plan to pay off with this loan? | I likely will pay off citi card and chase card |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are around $5,000/month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 2550 for mortgage and taxes and about another 2500 in utilities credit cards car payments etc |
Please explain the reason why you carry a large revolving credit balance. | I often will carry larger revolving credit balances and then periodicly pay them off after seeling classic cars that I restore as a second source of income. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Total payment is 2551. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is 278k at 5% Citi card is 8200 at 14 |
What is your intended use for the loan proceeds? | To pay off credit cards |
Member Payment Dependent Notes Series 770260
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770260 |
$10,000 |
$10,000 |
11.49% |
1.00% |
June 8, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770260. Member loan 770260 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | USAF | Debt-to-income ratio: | 0.67% |
Length of employment: | 8 years | Location: | apo, NY |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > Thanks to all who lend to me. I am in the military and have been for the past 8 years, so I will have a steady job for the next 12 years also. I only have one credit card bill, so all my other income will be available to pay this back.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $1,324.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | $13,000 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | It is a 1994 Mazda RX-7, 9.5/10 interior, newly rebuilt LS1 and T-56 tranny (proffesional swap out), new paint job. |
Member Payment Dependent Notes Series 770268
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770268 |
$11,200 |
$11,200 |
7.91% |
1.00% |
June 14, 2011 |
June 24, 2014 |
June 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770268. Member loan 770268 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,500 / month |
Current employer: | E*Trade Financial | Debt-to-income ratio: | 13.07% |
Length of employment: | 3 years | Location: | Decatur, GA |
Home town: | |||
Current & past employers: | E*Trade Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $5,439.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 770284
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770284 |
$16,000 |
$16,000 |
12.99% |
1.00% |
June 13, 2011 |
June 12, 2016 |
June 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770284. Member loan 770284 was requested on May 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,667 / month |
Current employer: | Schwans | Debt-to-income ratio: | 9.26% |
Length of employment: | < 1 year | Location: | Buena Vista, VA |
Home town: | |||
Current & past employers: | Schwans | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/29/11 > My plan is to purchase a DVD Now kiosk. This is the perfect business investment loan to invest in for many reasons: 1. Managing a DVD Now Kiosk does not require me to quit my full-time job. 2. DVD Kiosks are growing faster than any other vending opportunity in the market today. 3. DVD Now competes with Red Box by offering Blue Ray and video games, which Red Box does not offer. Also Red Box only works with large chains like Wal-Mart. My plan is to put Kiosks on college campuses, which Red Box doesn't touch. 4. DVD Kiosks are set to explode. Brick and mortar stores are closing and are being replaced by Kiosks which are much cheaper to run, yet can still bring in almost as much revenue. 5. Investing in DVD Kiosks now is like investing in ATM machines in the early 80s, we are now in the ground floor stage. 6. I have a degree in business, and over 7 years of sales, route sales, and inventory management experience. All of which will help me with this endeavor. 7. Red Box kiosks have 3 revenue streams, as opposed to Red Box's one: rentals. With a Red Box Kiosk, every time a customer rents a DVD, Blue Ray Disk, or Video Game, they are presented with the option to purchase. Also DVD Now provides advertising space on their kiosks, which provides the kiosk owner with a steady monthly stream of income.
A credit bureau reported the following information about this borrower member on May 28, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $27,265.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What do you project your monthly expenses for the first 6 months of your business? | Well there will be the fixed expenses associated with running any business such as loan payment, insurance, taxes, etc. However, the variable expenses associated with each dollar of revenue will be relatively few, especially when compared to a traditional brick and morter movie rental location. There are no employees to hire, no rent, utilities, advertising, etc. Fuel will be an expense considering I will be driving to the kiosk to service it at least twice per week, however it will be minimal because the kiosk(s) will be in my home town. The biggest variable expense will be the inventory to keep the kiosk well stocked. I will be working with a distributor who will provide me with all of the new releases 5 days ahead of the release date. I will be paying a discounted (bulk) rate per disc, anywhere between $6-$9 each. When a customer purchases the disc through the kiosk they pay $25.00. The kiosk holds up to 250 discs at a time. The distributor will buy back any rented discs at $4.50 each. So I am projecting an average cost of $3.50 per disc, or $875 per cycle ($8 average purchase price - $4.50 buyback credit with distributor = $3.50 cost per disc X 250 discs in the machine at a time.) Each title will be featured in the machine from 4 to 16 weeks depending on the popularity of the title (the kiosk will hold new releases only). The ratio of rentals to purchases is approximately 5 to 1 nationwide, so I am projecting to cycle through 250 discs about every 4 weeks. There will be a revenue sharing agreement between myself and the owner of the location, ideally 20% or less, but most likely around 25%. This puts my break-even point at 5 rentals per disc, and/or one purchase for every 6.7 discs. |
Member Payment Dependent Notes Series 770407
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770407 |
$8,000 |
$8,000 |
13.99% |
1.00% |
June 8, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770407. Member loan 770407 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | the jewish community center | Debt-to-income ratio: | 12.39% |
Length of employment: | 3 years | Location: | STATEN ISLAND, NY |
Home town: | |||
Current & past employers: | the jewish community center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/31/11 > my loan Borrower added on 06/03/11 > my loan
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,083.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 770450
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770450 |
$6,000 |
$6,000 |
12.99% |
1.00% |
June 10, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770450. Member loan 770450 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,750 / month |
Current employer: | chase bank | Debt-to-income ratio: | 5.36% |
Length of employment: | 9 years | Location: | san tan valley, AZ |
Home town: | |||
Current & past employers: | chase bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $6,917.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | 102 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx 3600 a month for everything |
Please explain the reason why you carry a large revolving credit balance. | my spouse was out of work and we utilized some of our credit cards during that time. We are in the process of paying them off we have not been late or past due |
Member Payment Dependent Notes Series 770528
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770528 |
$13,475 |
$13,475 |
11.49% |
1.00% |
June 13, 2011 |
June 12, 2016 |
June 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770528. Member loan 770528 was requested on May 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.59% |
Length of employment: | n/a | Location: | Niceville, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $16,910.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The use of the money is to pay off a high interest credit card !!! |
What are you buying? | As I said in my last Question I will be paying off My Discover card and closing the account out. (High Interest). Then I would like to apply later for a loan for a travel trailer. Thank you . R. C. Gray |
Please explain the reason why you carry a large revolving credit balance. | I don't think it's a large balance. At my age it is harder for an elderly person to get a loan with a lower interest. I've had my Discover Card 17 Years. I can go to my bank and get a loan ,but the interest is much , much higher. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | not paying a mortgage off |
What are you buying? | As I said in my last Question I will be paying off My Discover card and closing the account out. (High Interest). Then I would like to apply later for a loan for a travel trailer. Thank you . R. C. Gray |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I started out looking at a travel trailer to buy and then decided to pay off a high interest credit card first. |
Member Payment Dependent Notes Series 770618
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770618 |
$17,400 |
$17,400 |
5.99% |
1.00% |
June 9, 2011 |
June 12, 2014 |
June 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770618. Member loan 770618 was requested on May 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Smiths Medical | Debt-to-income ratio: | 19.31% |
Length of employment: | 5 years | Location: | St. Paul, MN |
Home town: | |||
Current & past employers: | Smiths Medical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/29/11 > This is for a major kitchen remodel of my home.
A credit bureau reported the following information about this borrower member on May 29, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,334.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are approximately 1,700. |
What is the estimated current market value of your home? | 180,000 |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | 70,000 |
What is your intended use for the loan proceeds? | Cabinets, oven, and wood floor. |
Member Payment Dependent Notes Series 770659
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770659 |
$16,000 |
$16,000 |
8.49% |
1.00% |
June 13, 2011 |
June 13, 2014 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770659. Member loan 770659 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,167 / month |
Current employer: | ASPCA | Debt-to-income ratio: | 14.50% |
Length of employment: | 1 year | Location: | new york, NY |
Home town: | |||
Current & past employers: | ASPCA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/30/11 > consolidate credit card debts Borrower added on 06/10/11 > I plan to pay off two credit cards immediately with the funds. I am no longer adding to my credit card debt. I had used the money for home repair before moving into my co-op apt (fully owned - no mortgage). My monthly budget consists of $1400 maintenance costs on apt. $240 car lease $400 food $120 cable/phone/internet $140 student loan gas,water, and electric are included in maintenance costs. I have a very stable job, I have been here for over a year. The department continues to grow.
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,086.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1,400 transportation $350- car- including lease payment and insurance Utilities- gas, electric and water are included in the rent Phone- only a cell phone- $100 per month Food- approx $400 per month Student loans - $140 per month Internet/ cable $150 per month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | mastercard- $9,306 minimum monthly payment $250 13.9% mastercard $6,344 minimum monthly payment $125 interest rate is 13.24% |
Member Payment Dependent Notes Series 770716
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770716 |
$23,200 |
$23,200 |
15.99% |
1.00% |
June 13, 2011 |
June 13, 2016 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770716. Member loan 770716 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | 501(c)3 nonprofit organization | Debt-to-income ratio: | 15.81% |
Length of employment: | 2 years | Location: | Santa Barbara, CA |
Home town: | |||
Current & past employers: | 501(c)3 nonprofit organization | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/30/11 > This is to pay off credit cards with high limits.
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,918.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for your interest. My current debt balance is $26,000 which is mostly credit card debt. The average interest rate is 18%. I have a monthly student loan payment of $400/mo. |
Which debts do you plan to pay off with this loan? | High interest rate credit card debts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Basic expenses = $1800 |
Member Payment Dependent Notes Series 770743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770743 |
$15,000 |
$15,000 |
8.49% |
1.00% |
June 9, 2011 |
June 13, 2014 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770743. Member loan 770743 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | College of Charleston | Debt-to-income ratio: | 25.35% |
Length of employment: | 10+ years | Location: | Moncks Corner, SC |
Home town: | |||
Current & past employers: | College of Charleston | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/30/11 > To consolidate a 15% credit card and pay it off.
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,952.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Two years ago, my father had a massive stroke. There were significant expenses. In December I received a large raise and finally have the means to set up a payment plan to pay this off. |
Please explain the reason why you carry a large revolving credit balance. | Two years ago, my father had a massive stroke. There were significant expenses. In December I received a large raise and finally have the means to set up a payment plan to pay this off. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minus this loan it will only be $150 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | less than half of my income |
Member Payment Dependent Notes Series 770799
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770799 |
$21,000 |
$21,000 |
13.99% |
1.00% |
June 8, 2011 |
June 13, 2014 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770799. Member loan 770799 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Macado's Restaurants, Inc | Debt-to-income ratio: | 14.34% |
Length of employment: | 10+ years | Location: | Salem, VA |
Home town: | |||
Current & past employers: | Macado's Restaurants, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 75 |
Revolving Credit Balance: | $7,508.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage is all escrowed...all of my insurance, taxes, etc are included in my monthly payment as to not have other large payments several times a year. |
Which debts do you plan to pay off with this loan? | I plan to consolidate my credit cards so I don't have multiple payments with differing interest rates |
What is your intended use for the loan proceeds? | I intend to consolidate my credit cards into 1 payment |
Which debts do you plan to pay off with this loan? | I plan to consolidate my credit cards so I don't have multiple payments with differing interest rates |
Member Payment Dependent Notes Series 770836
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770836 |
$15,400 |
$15,400 |
17.49% |
1.00% |
June 13, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770836. Member loan 770836 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | City of Broken Arrow | Debt-to-income ratio: | 10.77% |
Length of employment: | 10+ years | Location: | Broken Arrow, OK |
Home town: | |||
Current & past employers: | City of Broken Arrow | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,315.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 5 credit cards with a total balance of approx. $14,700 and a total monthly credit card payments of approx $450. I have no student loans or other unsecured lines of credit. Only a car payment and mortgage. All loans including credit cards are in good standing and paid on time. I believe mos of the credit cards are around 29%. |
Which debts do you plan to pay off with this loan? | I plan to pay off all of the credit cards entirely!! |
Which debts do you plan to pay off with this loan? | I plan to pay off all of the credit cards entirely!! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Without accounting for credit card payments, because I plan on paying those off completely, my monthly expenses are approximately $3,228. My total monthly household income is approximately $5,898. |
What is your intended use for the loan proceeds? | Completely pay off my credit cards. |
Member Payment Dependent Notes Series 770841
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770841 |
$10,300 |
$10,300 |
6.99% |
1.00% |
June 8, 2011 |
June 13, 2014 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770841. Member loan 770841 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,071 / month |
Current employer: | signature health care | Debt-to-income ratio: | 2.58% |
Length of employment: | 4 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | signature health care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/20/11 > You are viewing my request for a personal loan in the amount of $14,500. This loan is being used to pay for my son's wedding and wedding gift---he recently completed an 18-month tour in Iraq, and we couldn't be more elated and relieved that he is finally back home, safe. It will not be the most elaborate wedding, as we are staying budget conscious, but it will hopefully be a beautiful little event that they will always remember. I was turned on to LC after being directed here by LendingTree. I applied in two places; a credit union, and LendingTree. I received approval from the credit union, and from both lenders that LendingTree (one being here at LC). I never knew of LC before, and after spending several hours researching exactly what it is, reading reviews, and scouring the fine print of the loan agreements/borrower membership agreement, I can't believe I didn't stumble across this earlier. I decided to go with a personal loan through LC for two reasons; 1) Although I have the available credit lines on my cards, the lowest interest rate right now is around the 15 to 16 percent range, which is nearly triple the LC rate I qualified for, and 2) The entire idea of giving money back to the hardworking people who deserve it, and are kind enough to lend it to others, is just so much better than giving it to the "big boys" that have left me so disgusted these past few years. I am looking into the "Investor" portion of it now, and will hopefully soon be able to assist others in this way. I don't have much in the way of expenses, as my car is paid off and I have been a homeowner for over 20 years. I am very fiscally responsible, as you can see by the "A3" loan grade, and I have been working in the financial sector for over 25 years. I can't think of much else to add, but I do appreciate you taking the time to read through this and sincerely hope I can get fully funded so that the interest goes back to the P2P lending network rather than the big boys on wall street. Thanks again, and best regards!
A credit bureau reported the following information about this borrower member on May 18, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,270.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hi, The loan proceeds will be used to pay for various elements of my son's wedding, as well as his wedding gift from me. This includes items such as location fee, catering, limo rental, invitations, etc. My gift to him will be their honeymoon vacation plane tickets and hotel. It is a two-fold strategy, as I save on the interest rate I would be paying with my credit card, and most of the vendors are offering discounts for not paying with a credit card (as they save on their credit card processing fees). Also, although I do have ample credit lines available to use, a simple interest loan works much better for me rather than having a revolving credit line continuously accumulating interest on the balance. As you can see, my loan was re-listed. It actually received the full funding of $14,500 within 8 days. However, due to some savings and cost-cutting, I decided to cancel the initial amount and go for a lesser amount, in the interest of being fiscally responsible. I truly hope I didn't inconvenience any investors who funded the initial loan, as it was not my intention. Thank you for looking, and please let me know if there are any other questions I can answer. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage, car ins. (no car payment),gas, utilities, phone (bundle) add to 1464.00. Never figured out food, $300 maybe? I buy everything with credit (to get points/miles) and pay them off every month. |
Member Payment Dependent Notes Series 770872
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770872 |
$13,250 |
$13,250 |
10.99% |
1.00% |
June 8, 2011 |
June 13, 2014 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770872. Member loan 770872 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | Maxim Healthcare Servivces | Debt-to-income ratio: | 24.22% |
Length of employment: | 1 year | Location: | Cambria, CA |
Home town: | |||
Current & past employers: | Maxim Healthcare Servivces | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/30/11 > Thank you so much for considering my application! I look forward to doing business with you, and getting details of repayment.
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,460.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are: rent $600, utilities $200, transportation $150, insurance $75, charity $75, car payment $318, phone $40, food $200, varying credit card payments. I pay bills in a timely manner, and pay over the minimum amount required on credit card statements. |
What is your intended use for the loan proceeds? | I am using this loan to pay off credit card balances. I currently pay over the minimum amount required each month, and make no late payments. I have a good credit rating. I have asked credit card lenders repeatedly about lowering my APR, with no relief. Paying off this debt and making a monthly payment to Lending Club with help me reach short term and long term financial goals, and will lower my expenses by several hundred dollars each month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are: rent $600, utilities $200, transportation $150, insurance $75, charity $75, car payment $318, phone $40, food $200, varying credit card payments. I pay bills in a timely manner, and pay over the minimum amount required on credit card statements. |
What is your intended use for the loan proceeds? | I am using this loan to pay off credit card balances. I currently pay over the minimum amount required each month, and make no late payments. I have a good credit rating. I have asked credit card lenders repeatedly about lowering my APR, with no relief. Paying off this debt and making a monthly payment to Lending Club with help me reach short term and long term financial goals, and will lower my expenses by several hundred dollars each month. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | card............Balance..............Min. payment.................APR Visa 6800 216 28.24% Mastercard 1390 32 19.99% Mastercard 3000 69 19.99% Mastercard 894 28 26.99% Visa 579 25 19.99% Thank you so much for your consideration. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Card type balance min. payment Visa 6900 216 Mastercard 1390 32 Mastercard 3000 69 Mastercard 894 28 Visa 579 25 These cards will be paid off. I have another credit card with a 3500 balance, and 80 monthly payment, and will transfer the balance to my second card listed above after pay off due to low interest rate offer. Thank you for your consideration! The loan repayment is approx. $438 per month. |
Member Payment Dependent Notes Series 770892
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770892 |
$8,400 |
$8,400 |
15.99% |
1.00% |
June 9, 2011 |
June 13, 2016 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770892. Member loan 770892 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,617 / month |
Current employer: | Stevens Aviation | Debt-to-income ratio: | 4.16% |
Length of employment: | 6 years | Location: | SIMPSONVILLE, SC |
Home town: | |||
Current & past employers: | Stevens Aviation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 5 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $10.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I refinanced my house (VA) loan. I paid a mortgage payment a month ahead and then readjusted the day I paid to better suit the pay cycle I am paid on and GMAC started reporting payments as late. This is not the case I am a full payment ahead and have always been so. My bank statement backs this up. |
If you have a delinquency in the last 2 years, please explain the reason. | I refinanced my house (VA) loan. I paid a mortgage payment a month ahead and then readjusted the day I paid to better suit the pay cycle I am paid on and GMAC started reporting payments as late. This is not the case I am a full payment ahead and have always been so. My bank statement backs this up. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 30 year fixed VA loan. 5.25% APR. Principal & Interest: $1064.00 per month Escrow for taxes and insurance $329.00 per month Homeowners association dues $308.00 per YEAR. Total Mortgage is $1394.03 per month. |
Please provide additional details regarding the purpose of the loan | Invitro fertilazation proceedure. Total cost $31,000, paying most with cash, need the last part as a loan. This is a time sensitive issue otherwise we would wait until we had every bit of it in cash. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have an 11% debt to income ratio. I only owe a car note and a mortgage, that is the reason an unsecured loan is an issue for me, I do not abuse credit by borrowing money I do not need. I have 5 zero balance credit cards. |
Please provide additional details regarding the purpose of the loan? | Invitro fertilization proceedure. |
Member Payment Dependent Notes Series 770913
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770913 |
$25,000 |
$25,000 |
12.99% |
1.00% |
June 14, 2011 |
June 13, 2016 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770913. Member loan 770913 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | ADT Security Inc. | Debt-to-income ratio: | 15.52% |
Length of employment: | 10+ years | Location: | MALABAR, FL |
Home town: | |||
Current & past employers: | ADT Security Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,249.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx. 900.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | approx. 900.00 |
Please explain the reason why you carry a large revolving credit balance. | had to replace central A/C system, major auto repairs, son in college (now graduated) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | approx. 26,000.00 total |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx. 900.00 |
What is your intended use for the loan proceeds? | debt consolidation so we only have one payment a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx. 900.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | approx. 900.00 |
What is your intended use for the loan proceeds? | debt consolidation so we only have one payment a month |
Please explain the reason why you carry a large revolving credit balance. | had to replace central A/C system, major auto repairs, son in college (now graduated) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx. 900.00 |
Which debts do you plan to pay off with this loan? | Hilton Honors Visa, Bank of America Visa, American Express |
Please explain the reason why you carry a large revolving credit balance. | had to replace central A/C system, major auto repairs, son in college (now graduated) |
Member Payment Dependent Notes Series 770922
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770922 |
$25,000 |
$25,000 |
11.49% |
1.00% |
June 14, 2011 |
June 13, 2016 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770922. Member loan 770922 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Georgia-Pacific Gypsum | Debt-to-income ratio: | 16.54% |
Length of employment: | 4 years | Location: | TOMBALL, TX |
Home town: | |||
Current & past employers: | Georgia-Pacific Gypsum | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > Purpose of loan is to consolidate high interest credit cards and have one monthly payment. Borrower added on 06/12/11 > I have excellent credit history resulting in a high FICO score due to being financially responsible. Employment is very secure and stable.
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,057.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage (escrow) $1350.00, Utilities $250.00, Food $500.00, TV and Phone $120.00, Gym dues $60.00, Home Security Montoring $46.74. Home based employee: Company pays car, insurance, mobile phone. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage (escrow) $1350.00, Utilities $250.00, Home Security Montoring $46.74, Discover Financial Services $420.00 monthly note |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage balance $124,620 (6.25%) monthly note $1350.00 Credit Cards: The Home Depot, Two VISA card accounts, One Discover Loan Beaumont Federal Credit Union VISA: Balance $4167.29 (APR) 10.90% Monthly payment $105.00 Bank of America VISA: Balance $5928.06 (APR) 13.24% Monthly payment $120.00 The Home Depot: Balance $8240.96 (APR) 22.99% Monthly payment $175.00 Discover Financial Services: Balance $6194.60 (IR) 10.99% Monthly payment $420.00 |
What is your intended use for the loan proceeds? | Consolidate credit card debt in order to have one monthly payment. |
What is your intended use for the loan proceeds? | Consolidate credit card debt in order to have one monthly payment. |
Which debts do you plan to pay off with this loan? | Credit Card debts and one Discover card loan. The Home Depot, VISA, and Discover Financial Services. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage (escrow) $1350.00, Utilities $250.00, Food $500.00, TV and Phone $120.00, Gym dues $60.00, Home Security Montoring $46.74. Home based employee: Company pays car, insurance, mobile phone. |
Which debts do you plan to pay off with this loan? | Credit Card debts and one Discover card loan. The Home Depot, VISA, and Discover Financial Services. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The Home Depot - $8240.96 Bank of America VISA - $5928.06 Beaumont Federal Credit Union VISA - $4167.29 Discover Financial Services - $6194.60 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage (escrow) monthly payment $1350.00 Utilities $250 TV $100 Home Security Montoring $46.74 |
Please explain the reason why you carry a large revolving credit balance. | Recently completed a home improvement project for business purposes and decided to use consumer credit cards to fund the project. I've paid the debt associated with the project consistently on time. However, the interest free period will expire soon for interest free purchase promotions. In order to avoid paying deferred interest charges, I would like to consolidate the consumer credit cards and have a lower interest rate on one payment and loan. |
Member Payment Dependent Notes Series 770980
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
770980 |
$4,600 |
$4,600 |
20.62% |
1.00% |
June 13, 2011 |
June 13, 2016 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 770980. Member loan 770980 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | GCRMC | Debt-to-income ratio: | 9.58% |
Length of employment: | 1 year | Location: | ALAMOGORDO, NM |
Home town: | |||
Current & past employers: | GCRMC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/31/11 > I wish to consolidate my debt into one monthly payment. I have a great income and wish to speed up the process of paying off my debt fast and efficiently. Thank you
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,853.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | The reason was due to my current independent status as a full time student and as a full time employee. When I needed money to pay for rent or expenses for school, I didn't have it. So I had to borrow from a credit issuer. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 4 credit card balances. Each credit card has an APR of about or around 17.99%. My monthly payments vary between 30 to 60 dollars a month. I want to consolidate my debt so I can pay my revolving credit off. |
Member Payment Dependent Notes Series 771055
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771055 |
$9,000 |
$9,000 |
6.99% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771055. Member loan 771055 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | a la mode, inc | Debt-to-income ratio: | 13.52% |
Length of employment: | 10+ years | Location: | Okc, OK |
Home town: | |||
Current & past employers: | a la mode, inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,434.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 771076
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771076 |
$4,800 |
$4,800 |
7.49% |
1.00% |
June 8, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771076. Member loan 771076 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,333 / month |
Current employer: | medlab | Debt-to-income ratio: | 13.93% |
Length of employment: | 3 years | Location: | wickliffe, OH |
Home town: | |||
Current & past employers: | medlab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $3,897.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 771082
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771082 |
$4,900 |
$4,900 |
5.99% |
1.00% |
June 8, 2011 |
June 13, 2014 |
June 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771082. Member loan 771082 was requested on May 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,667 / month |
Current employer: | ECHO, Inc | Debt-to-income ratio: | 6.64% |
Length of employment: | 4 years | Location: | Leesburg, VA |
Home town: | |||
Current & past employers: | ECHO, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/30/11 > The kitchen design is a boardwalk cafe with murals, attached to a restaurant (pantry), both commercial & residential appliances plus flooring have been purchased w/ consideration for long term living (no formaldehyde); low mortgage payments, good local job (7 minutes away), and a company that benefits during economic down turns. Funds are to be used to cover labor costs associated with a cabinet maker, contractor, electrician and plumber, all of which do not take credit cards. These home improvements will cut energy costs and bring in additional income with a room-mate.
A credit bureau reported the following information about this borrower member on May 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,455.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The floor and appliances have all been purchased, they just have not been installed yet. I can get a better deal by paying by check or cash and some home improvement companies don't accept credit cards at all. Cash advances on a credit card can be as high as 29%. The money from the loan will go toward the labor costs of installing the floor, the cabinets, the electrical and plumbing; with just a bit left over for padding just in case something unforseen comes up. I bought the washer and dryer on credit for $1400--part of it has been paid off--so anything left over can go toward paying that off (12.99%). |
Member Payment Dependent Notes Series 771280
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771280 |
$16,550 |
$16,550 |
12.99% |
1.00% |
June 13, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771280. Member loan 771280 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,735 / month |
Current employer: | Pulaski County Treasurer | Debt-to-income ratio: | 23.27% |
Length of employment: | 6 years | Location: | North Little Rock, AR |
Home town: | |||
Current & past employers: | Pulaski County Treasurer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > My job is stable and reliable, I have never been late on any payments etc.., and plan to use this loan to take advantage of the much lower payments in order to lower my monthly expenses.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,967.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My 12 month average of all bills (including credit cards) and mentioned expenses is $2,850.00. Said average includes extra mortgage payments etc.. Also, I always pay more than the minimum due on any bill that has an interest rate that is not 0%. Keep in mind that some months are more or less depending on due dates, salary schedule etc... |
Member Payment Dependent Notes Series 771296
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771296 |
$3,725 |
$3,725 |
8.49% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771296. Member loan 771296 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Webtrends | Debt-to-income ratio: | 23.03% |
Length of employment: | 3 years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Webtrends | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > This loan will be used to transfer the balance of a credit card to a much lower interest rate and allow me to pay if off sooner.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,328.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 771298
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771298 |
$25,000 |
$25,000 |
10.59% |
1.00% |
June 10, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771298. Member loan 771298 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | Sun Life Financial | Debt-to-income ratio: | 23.11% |
Length of employment: | 9 years | Location: | Everett, MA |
Home town: | |||
Current & past employers: | Sun Life Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > This loan is for credit card debt. I'm extremely responsible and pay all my debts and on-time. This loan will pay 2 high rate credit cards that were once 0% that paid for a large purchase 2 yrs ago. I will be with my employer 10 years in mid-june and I love my job. This loan would really help me get everything together financially to help me build for the future.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $53,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone, Internet, Cable $195 Mortgage $2950 (includes insurance and taxes) Electric $50-75 Gas $225.00 Car Pament $299 (Should be done in Oct 2011) Food $800-$1000 Minimum Credit Card Payments $1200-$1500 I pay all my bills and on-time. |
Please explain the reason why you carry a large revolving credit balance. | I paid for a large purchase via two 0% Balance Credit Cards in 2008. I'm going to use this loan to pay back the remaining balance on my 401K Loan which is around 19K (This loan payment comes out of my check and reloan my 401K for 50K) this will pay off all the debt and only have this loan to pay. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total Debt 53K Credit Cards Minimum Payments about $1500 between Interest rates ranging from 15% to 20%-Once at 0% Mortgage (includes taxes and insurance) $2,950 Car Payment $299 (This should be paid off by Oct 2011) 401K Loan (payment comes out of my check) at 3.25% Balance of 19K.Will re-loan for 50K to pay off all debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone, Internet, Cable $195 Mortgage $2950 (includes insurance and taxes) Electric $50-75 Gas $225.00 Car Pament $299 (Should be done in Oct 2011) Food $800-$1000 Minimum Credit Card Payments $1200-$1500 I pay all my bills and on-time. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage(includes taxes and insurance) $2,950 Water Bill $150 Quarterly Electric $50-$75 Monthly Gas Year-Round $225 Monthly Cable, Phone, Internet $192 Receive $1200 Rent |
Please explain the reason why you carry a large revolving credit balance. | I paid for a large purchase via two 0% Balance Credit Cards in 2008. I'm going to use this loan to pay back the remaining balance on my 401K Loan which is around 19K (This loan payment comes out of my check and reloan my 401K for 50K) this will pay off all the debt and only have this loan to pay. |
Member Payment Dependent Notes Series 771304
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771304 |
$13,175 |
$13,175 |
11.99% |
1.00% |
June 14, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771304. Member loan 771304 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Charter Schools USA | Debt-to-income ratio: | 9.77% |
Length of employment: | < 1 year | Location: | Dania Beach, FL |
Home town: | |||
Current & past employers: | Charter Schools USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $23,315.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I was late one time on a charge card account because of a discrepancy with a direct account withdrawal. I paid the bill as soon as I found out the mishap occurred, but it was too late, it had already posted. |
What is your intended use for the loan proceeds? | I've started my own business and I'l looking to purchase some additional equipment. |
What is your intended use for the loan proceeds? | I've started my own business and I'l looking to purchase some additional equipment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly business expenses are $3,500.00. |
Member Payment Dependent Notes Series 771312
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771312 |
$8,725 |
$8,725 |
5.99% |
1.00% |
June 9, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771312. Member loan 771312 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,197 / month |
Current employer: | R Palmieri Electrical Contractors | Debt-to-income ratio: | 25.71% |
Length of employment: | 7 years | Location: | cape may, NJ |
Home town: | |||
Current & past employers: | R Palmieri Electrical Contractors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,120.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate and pay off loans that are at a higher rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses are 1200 per month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly expenses are 1200/month. I have no mortgage. |
Please explain the reason why you carry a large revolving credit balance. | Absolutely none of your business. I have excellent credit and have had excellent credit for over 35 years. |
Which debts do you plan to pay off with this loan? | I have a Discover personal loan at a higher interest rate that I want to pay off. |
Member Payment Dependent Notes Series 771315
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771315 |
$15,000 |
$15,000 |
12.99% |
1.00% |
June 10, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771315. Member loan 771315 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Vornado Realty Trust | Debt-to-income ratio: | 17.45% |
Length of employment: | 3 years | Location: | Bayside, NY |
Home town: | |||
Current & past employers: | Vornado Realty Trust | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,855.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Eliminating two smaller loans with a higher interest rate |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500-$1750 roughly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Just rent, 1000 per month. Renters insurance 240 annual |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly expenses total 1500-1700. This loan eliminates two smaller loans with high interest rates |
Which debts do you plan to pay off with this loan? | 2 unsecured loan totaling 14700 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | all the proceeds from this loan are being used to eliminate two smaller loans |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage pmt |
Please explain the reason why you carry a large revolving credit balance. | Paying off my wedding-two loans I took last year. Normally I don't carry a large credit balance |
If you have a delinquency in the last 2 years, please explain the reason. | I do not. Never have |
If you have a public record on file, please briefly explain the event and its resolution. | I do not |
Member Payment Dependent Notes Series 771318
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771318 |
$15,000 |
$15,000 |
21.74% |
1.00% |
June 9, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771318. Member loan 771318 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | amneal pharmaceuticals | Debt-to-income ratio: | 11.82% |
Length of employment: | 5 years | Location: | bellerose, NY |
Home town: | |||
Current & past employers: | amneal pharmaceuticals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,208.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt is 18000 dollars. My interest is 24% |
Which debts do you plan to pay off with this loan? | Car and Line of credit |
What is your intended use for the loan proceeds? | Debt consolidation |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay off fully my line of credit and my car notes. |
Which debts do you plan to pay off with this loan? | Car and Line of credit |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt is 18000 dollars. My interest is 24% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my current monthly expenses are a total off around 2000 dollars |
Member Payment Dependent Notes Series 771337
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771337 |
$35,000 |
$35,000 |
11.99% |
1.00% |
June 13, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771337. Member loan 771337 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,375 / month |
Current employer: | r-pac International Corp | Debt-to-income ratio: | 14.05% |
Length of employment: | 10+ years | Location: | Flushing, NY |
Home town: | |||
Current & past employers: | r-pac International Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/31/11 > I am consolidating my credit card debt and thanks to the Lending Club I will stop paying high APR
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,986.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total grand current debt of the credit cards is $35,000 and the APR is 27.24% which I have been paying a little over the minimum which is $600 on one and $400 on the other. |
Which debts do you plan to pay off with this loan? | I plan to pay the debt of the two credit card so I can focus paying only to Lending Club. My goal is to pay this loan in 2-1/2 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The current monthly expenses for transportation, utilities, phone, food is $755. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total grand current debt of the credit cards is $35,000 and the APR is 27.24% which I have been paying a little over the minimum which is $600 on one and $400 on the other. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total grand current debt of the credit cards is $35,000 and the APR is 27.24% which I have been paying a little over the minimum which is $600 on one and $400 on the other. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total grand current debt of the credit cards is $35,000 and the APR is 27.24% which I have been paying a little over the minimum which is $600 on one and $400 on the other. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total grand current debt of the credit cards is $35,000 and the APR is 27.24% which I have been paying a little over the minimum which is $600 on one and $400 on the other. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total grand current debt of the credit cards is $35,000 and the APR is 27.24% which I have been paying a little over the minimum which is $600 on one and $400 on the other. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly expenses for the utilities is approx $234. |
Please explain the reason why you carry a large revolving credit balance. | It is due to a small investment which it didnt work out as expected. |
Member Payment Dependent Notes Series 771406
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771406 |
$6,000 |
$6,000 |
7.49% |
1.00% |
June 14, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771406. Member loan 771406 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | United States Marine Corps | Debt-to-income ratio: | 0.00% |
Length of employment: | 4 years | Location: | olney, MD |
Home town: | |||
Current & past employers: | United States Marine Corps | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 700 Gas: 500 Cable/Internet/Electric/Gas: 200 Food: 500 Phone: 0 Renter/Car Insurance: 100 Car Payment: 0 Storage Units: 200 |
Member Payment Dependent Notes Series 771451
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771451 |
$4,650 |
$4,650 |
13.49% |
1.00% |
June 8, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771451. Member loan 771451 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Bertie Middle School | Debt-to-income ratio: | 10.35% |
Length of employment: | 3 years | Location: | Greenville, NC |
Home town: | |||
Current & past employers: | Bertie Middle School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $2,166.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 771460
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771460 |
$15,000 |
$15,000 |
11.49% |
1.00% |
June 14, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771460. Member loan 771460 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Collins Stewart LLC | Debt-to-income ratio: | 10.86% |
Length of employment: | < 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Collins Stewart LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/31/11 > I'm using this to pay off an older LendingClub loan and a credit card.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $206.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Just rent and utilities totaling about $1125 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Sorry for not answering more quickly, I just saw the question. Rent: 1025 Utils: ~100 Transportation: ~100 Food: 500-600? no car, no insurance expense, no taxes, work covers phone |
Member Payment Dependent Notes Series 771489
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771489 |
$13,200 |
$13,200 |
15.99% |
1.00% |
June 9, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771489. Member loan 771489 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,750 / month |
Current employer: | SafeGuard Services - HP Subsidiary | Debt-to-income ratio: | 16.36% |
Length of employment: | 10+ years | Location: | Everett, MA |
Home town: | |||
Current & past employers: | SafeGuard Services - HP Subsidiary | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,043.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 25.90% | Months Since Last Record: | 104 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Bankruptcy in 2002 which has been discharged. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses including mortgage payment, utilities/phone, transportation, insurance and food: $1,459.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances: $3,924.87, $2,587.40, $1,074.42, $3,348.56. Monthly payments to credit cards: 375.00 - 425.00. Mortgage is $1500.00 shared payment $680.00. No lines of credit. |
Which debts do you plan to pay off with this loan? | All credit card debts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card balances: $3,924.87, $2,587.40, $1,074.42, $3,348.56. Monthly payments to credit cards: 375.00 - 425.00. Mortgage is $1500.00 shared payment $680.00. No lines of credit. |
Member Payment Dependent Notes Series 771503
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771503 |
$10,000 |
$10,000 |
11.99% |
1.00% |
June 14, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771503. Member loan 771503 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | WideOrbit | Debt-to-income ratio: | 6.76% |
Length of employment: | 4 years | Location: | San Carlos, CA |
Home town: | |||
Current & past employers: | WideOrbit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > Thank you
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $10,358.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I wasn't aware of a delinquency |
Member Payment Dependent Notes Series 771517
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771517 |
$13,125 |
$13,125 |
10.59% |
1.00% |
June 9, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771517. Member loan 771517 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.59% |
Length of employment: | 10+ years | Location: | eden prairie, MN |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $47,431.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 771518
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771518 |
$21,250 |
$21,250 |
12.99% |
1.00% |
June 14, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771518. Member loan 771518 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,475 / month |
Current employer: | n/a | Debt-to-income ratio: | 28.86% |
Length of employment: | n/a | Location: | essexville , MI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/31/11 > mobile rv condo park unit is in tip top shape on a 40 by 80 lot. one row from lake Borrower added on 05/31/11 > nice lake view Borrower added on 06/02/11 > 8x10 shed included Borrower added on 06/04/11 > new siding new windows florida room attached Borrower added on 06/05/11 > 8x10 deck
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1973 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $6,735.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $595.87 total payment. Insurance, Taxes in escrow $1495.66 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | We cancelled our loan request 6/11/11. Those questions were answered before loan was approved. |
Please provide additional details regarding the purpose of the loan? | funding a retirement home rv condo park |
Member Payment Dependent Notes Series 771526
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771526 |
$18,800 |
$18,800 |
9.99% |
1.00% |
June 9, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771526. Member loan 771526 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | CornerSTone Title Company | Debt-to-income ratio: | 6.64% |
Length of employment: | 5 years | Location: | Livermore, CA |
Home town: | |||
Current & past employers: | CornerSTone Title Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1500/month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1100 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Amex $9400 15.24% Citi Loan $1800 15.99% Visa $1200 13.90% Citi $4000 15.99% Card $1900 14.99% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Amex $9400 15.24% Citi Loan $1800 15.99% Visa $1200 13.90% Citi $4000 15.99% Card $1900 14.99% |
What is your intended use for the loan proceeds? | to pay off current credit card debt |
Which debts do you plan to pay off with this loan? | credit cards with higher interest rates |
Member Payment Dependent Notes Series 771528
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771528 |
$24,000 |
$24,000 |
10.99% |
1.00% |
June 9, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771528. Member loan 771528 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | California Department of Corrections | Debt-to-income ratio: | 12.79% |
Length of employment: | 10+ years | Location: | elk grove , CA |
Home town: | |||
Current & past employers: | California Department of Corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/31/11 > taxes/debt consolidation Borrower added on 05/31/11 > Debt consolidation and pay taxes. Borrower added on 05/31/11 > I need a major repair to my car, I anticipate eight to ten thousand dollars in taxes and I have approximately 10,000. in credit card debt. Having one large lump sum payment would really help me.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,893.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage-1,700., car 325., H2O 129. every 6 weeks, garbage 70. a month, Electric 40. monthly average, internet/cable/home phone 170. monthly, cell phone required for work 170. monthly, gas 360. montly average, food 400. monthly. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage-1700. Transportation 600. Food- 400. Internet/Cable/Home phone- 170. Cell phone (job required) 170. Utility averages Electric 40. gas 35. water 129. Insurance quarterly 375. Car payment 325. Home taxes included in mortgage. |
Please provide additional details regarding the purpose of the loan | Taxes 10,000. debt consolidation 11,000. car repair 2000. |
If you have a delinquency in the last 2 years, please explain the reason. | NO |
Member Payment Dependent Notes Series 771531
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771531 |
$24,000 |
$24,000 |
10.99% |
1.00% |
June 14, 2011 |
June 14, 2016 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771531. Member loan 771531 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Bolton Veterinary Hospital | Debt-to-income ratio: | 21.91% |
Length of employment: | 10+ years | Location: | Coventry, CT |
Home town: | |||
Current & past employers: | Bolton Veterinary Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > I'm sorry I didn't submit this post sooner, but I honestly didn't realize it was here. I am requesting this loan to pay off the balances on 2 credit cards with high annual percentage rates. I've been making substantial monthly payments to each, but am having difficulty making headway. I have worked at the same, very secure job for 20 years this August . I'm extremely disciplined about paying my bills as soon as I get them each month. I take home approximately $2800 each month. With ~ $1750 to $1800 going monthly to rent, electric, auto insurance, phone, cable, gasoline and food, that will leave me enough to pay this debt back and still have a bit left for life's surprises.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,366.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Circumstances over the past five years made it necessary to put a lot of living expenses on credit. I've always much larger than minimum payments toward my balances, but high interest rates have made it very difficult to make headway. I really want to get this debt paid off. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan I am requesting is for debt consolidation. I want to pay off two high interest credit cards, and have a monthly payment that fits my budget, and leaves me with cash each month to purchase groceries and gas, instead of having to use a credit card. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I would estimate my monthly expenses at $1700. Rent ($1000) phone ($100) electric ($80) auto insurance ($80) cable ($100) gasoline ($100) groceries ($240) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt is approximately $33000, spread over three credit cards. Bank of America - $14,500 with an APR of 13.99%, Capital One - $8900 with an APR of 17.9% , Chase - $9200 with an APR of 11.24%. A large portion of the Chase debt has a promotional APR of 3-4% for the life of the balance, so I have opted to continue paying that normally, and not include it in the consolidation request. I strive to make $500 per month payments to each of these cards by working over time. Unfortunately, this was made possible by using credit to pay for some monthly expenses like food and gas, thus perpetuating my problem. This what I am desperately trying to stop doing. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt is approximately $33000, spread over three credit cards. Bank of America - $14,500 with an APR of 13.99%, Capital One - $8900 with an APR of 17.9% , Chase - $9200 with an APR of 11.24%. A large portion of the Chase debt has a promotional APR of 3-4% for the life of the balance, so I have opted to continue paying that normally, and not include it in the consolidation request. I strive to make $500 per month payments to each of these cards by working over time. Unfortunately, this was made possible by using credit to pay for some monthly expenses like food and gas, thus perpetuating my problem. This what I am desperately trying to stop doing. |
Which debts do you plan to pay off with this loan? | Two credit card balances - one for $14500 @ 13.9% Apr and one for $8900 @ 17.9% Apr |
Member Payment Dependent Notes Series 771564
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771564 |
$25,000 |
$25,000 |
10.59% |
1.00% |
June 9, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771564. Member loan 771564 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,090 / month |
Current employer: | state of wyoming | Debt-to-income ratio: | 20.10% |
Length of employment: | 10+ years | Location: | buffalo, WY |
Home town: | |||
Current & past employers: | state of wyoming | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > I need to consolidate my debt to free up more money each month. I have been employed by my employer for almost 13 years and have excellent job security.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,310.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $1000 Utilities : $475 Food: $250 Transportation: $250 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The monthly payments vary on the credit cards and loan payments depending on what other expenditures come up each month. I NEVER make just the minimum payment on any of them. NFCU Visa: $7507 @ 7.9% Monthly = $250 Chase Visa: $7837 @ 8.0% Monthly = $250 Citi Mastercard: $6300 @ 0% until January 2012 Monthly = $250 NFCU consumer loan: $7148 @11.75% Monthly = $500 Dr Morin D.D.S.: $4070 @ 0% Monthly= $255 Mortgage: $91500 @ 5.5% monthly = $1000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $1000 Utilities : $475 Food: $250 Transportation: $250 |
Please explain the reason why you carry a large revolving credit balance. | Most of it has to do with an engagement / wedding that fell through last year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The monthly payments vary on the credit cards and loan payments depending on what other expenditures come up each month. I NEVER make just the minimum payment on any of them. NFCU Visa: $7507 @ 7.9% Monthly = $250 Chase Visa: $7837 @ 8.0% Monthly = $250 Citi Mastercard: $6300 @ 0% until January 2012 Monthly = $250 NFCU consumer loan: $7148 @11.75% Monthly = $500 Dr Morin D.D.S.: $4070 @ 0% Monthly= $255 Mortgage: $91500 @ 5.5% monthly = $1000 |
Which debts do you plan to pay off with this loan? | The Chase account and both NFCU accounts |
Member Payment Dependent Notes Series 771744
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771744 |
$11,000 |
$11,000 |
15.62% |
1.00% |
June 14, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771744. Member loan 771744 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | RQ Construction | Debt-to-income ratio: | 24.89% |
Length of employment: | 2 years | Location: | La Mesa, CA |
Home town: | |||
Current & past employers: | RQ Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I will be using this loan to consolidate some my existing credit card debt.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,765.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Right now my current monthly expenses total a little over $2700/month, however this is while making the min. monthly payments on some credit cards. This loan would allow me to pay off those cards while sticking to 1 fixed payment for my debt, making it easier to manage, as well as being able to finally start a savings plan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debts are as follows: CC#1: $6,457 APR: 29.99% | pay $275/mo. I intend to use this loan to consolidate these first 2 cards since they have such a high interest and the monthly payments I am making are barely over the minimum amounts. CC#2: $3,690 APR: 29.99% | pay $235/mo. CC#3: $2,571 APR: 18.99% | pay $135/mo With the new loan in place, I will be able to pay some extra on this card and be done paying this off in approximately a year and a half. Car Loan: $4,136 APR: 6.5% | pay $376/mo. This is a fixed loan and payment and it will be completely paid off in less than a year. Student Loans: $21,231 APR 4.5%-7% | pay $165/mo. I don't remember exactly what my interest rate here, but I am sure it is within this range since I locked it in when I graduated. This is the loan that worries me the least since I am on a fixed 20-yr plan. Line of Credit (from all CC's) = $26,000 |
Please explain the reason why you carry a large revolving credit balance. | A little under half of my balance is still carried over from school expenses (books, supplies, presentations etc.). After I graduated I was under the impression that I would easily be able to pay off my debt with a full-time job. However, I had no budget plan in place and every unplanned expense that came up (car repairs, furniture, business attire etc) kept going on the card. Once I realized the kind of financial impact this had on my future, I began to educate myself on personal finances and have since many significant changes in my personal finances. Unfortunatley, I still have to deal with my mistakes in the past. This loan will help put me on a fixed path to eliminating my debt, while still being able to save for future expenses and unforeseen expenditures. |
Member Payment Dependent Notes Series 771778
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771778 |
$4,000 |
$4,000 |
14.82% |
1.00% |
June 10, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771778. Member loan 771778 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,105 / month |
Current employer: | Cigna | Debt-to-income ratio: | 16.81% |
Length of employment: | 6 years | Location: | PITTSBURGH, PA |
Home town: | |||
Current & past employers: | Cigna | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $9,311.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off a credit card with a 35% interest rate that I took on when i was in college. |
Member Payment Dependent Notes Series 771795
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771795 |
$8,000 |
$8,000 |
5.42% |
1.00% |
June 9, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771795. Member loan 771795 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Carolton C/C Hospital | Debt-to-income ratio: | 7.80% |
Length of employment: | 10+ years | Location: | bridgeport, CT |
Home town: | |||
Current & past employers: | Carolton C/C Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > I am adding a room to my basement for rental purposes and extra income potential. My neighbor rents her basement apartment for $1000/month and I plan to do the same.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,200.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 771820
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771820 |
$6,000 |
$6,000 |
11.99% |
1.00% |
June 8, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771820. Member loan 771820 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,167 / month |
Current employer: | Metropolitian Dialysis | Debt-to-income ratio: | 7.98% |
Length of employment: | 5 years | Location: | MORGAN CITY, LA |
Home town: | |||
Current & past employers: | Metropolitian Dialysis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,223.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 7 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use this money on one of my biggest investments, my home. My husband and I have bought a home built in 1940. Upon first look, it was a shabby little house in the middle of a historic neighborhood in our town. The price for this house was right on so we bought it. Over the past 6 years we have done all of the work ourselves, tearing down walls, celings, pulling up floors and making it all new again. Now we are tackeling the outside of our home we would like to put up a fence to keep the kids and the dog in the backyard and to add decking around a pool we just purchased. We both have wonderful jobs we love and are secure, my husband works at City Hall was there for 16 years left for two and has been back there for 5 now. I work in dialysis and it does my heart good to take care of others so I'm there to stay. Finally, I would like to say thank you for interest in my investment. |
What is the home improvement project you are planning? | Hi, first I would like to say thank you for your interest in my projects. My husband and I have bought a house that was built in 1940. It was a shabby little house in the middle of a historic neighborhood in our town. We got a really good deal on this home so we started renovation 6 years ago, tearing down the walls, celings, pulling up floors making the house look completely new on the inside. Now we are working outside of our home to make improvements. Our plans are to put up a fence to keep the kids in the backyard and to add decking around our pool we just purchased. My husband works at City Hall and has been there for 16 years left for a few years and now he has been back there for five. I work in dialysis and love to be able to take care of people in need so I am content here and have been for the past five years. Again, thank you. |
Member Payment Dependent Notes Series 771835
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771835 |
$16,000 |
$16,000 |
5.99% |
1.00% |
June 9, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771835. Member loan 771835 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | ABS Presort | Debt-to-income ratio: | 8.17% |
Length of employment: | 10+ years | Location: | Modesto , CA |
Home town: | |||
Current & past employers: | ABS Presort | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/14/11 > The money will be used to pay off an unexpected IRS underpayment. I have always paid my bills on time and I have a good credit rating. I'm a shareholder in the company I've worked for since 1989. The payment is only 13% of my take home pay. Borrower added on 05/14/11 > The money will be used to pay off an unexpected IRS underpayment. I've always paid my bills on time, and I have a good credit rating. I'm a shareholder in the company I've worked for since 1989. Borrower added on 05/14/11 > The money will be used to pay off an unexpected IRS underpayment. I have always paid my bills on time and I have a good credit rating. I'm a shareholder in the company I've worked for since 1989. The payment is only 13% of my take home pay. Borrower added on 05/14/11 > The money will be used to pay off an unexpected IRS underpayment. I've always paid my bills on time, and I have a good credit rating. I'm a shareholder in the company I've worked for since 1989. Borrower added on 06/01/11 > The loan had to be re-listed because of a problem verifing my bank account. That has been taken care of and everything should be completed.
A credit bureau reported the following information about this borrower member on May 13, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,429.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To repay money I borrowed from a family member to pay the IRS. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 750 All Utilities: 120 Food: 400 Transportation: 200 Tithe: around 300 Entertainment: about 100 Phone & Insurance: provided by my Company I have 2 no interest loans on credit cards: total is about 4000 Payments on Dell credit card is 150 Payment on Visa credit card is 513 I plan to have those paid off by the end of the year. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I'm renting an apartment: $750 Renter Ins: $40 Utilities: $120 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No credit lines No student loans Dell Credit Card: No interest-paying 150/month- balance 1300-payoff with this loan Visa Credit Card: No interesto-paying 500/month-balance 4000- payoff with this loan Personal loan from family member for IRS payment-paying 500/month-balance 10500- payoff with this loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No credit lines No student loans Dell Credit Card: No interest-paying 150/month- balance 1300-payoff with this loan Visa Credit Card: No interesto-paying 500/month-balance 4000- payoff with this loan Personal loan from family member for IRS payment-paying 500/month-balance 10500- payoff with this loan |
Which debts do you plan to pay off with this loan? | Dell Credit Card about $1300 Visa Credit Card about 4200 Loan from family member. Used to pay off the State & Federal Taxes 2010 $10,500 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Payoff the follow: Dell Credit Card: about $1300 Visa Credit Card: about $4200 I borrowed money from a family member to pay the 2010 Federal and State taxes. I owe her $10500 |
If you have a delinquency in the last 2 years, please explain the reason. | There was not a federal or state tax delinquency. The problem was only for the 2010 tax period. The Company switch payroll programs. There was a problem with the number of deductions being transfered correctly. It is my responsiblity to have checked why the take home pay increased. But I never questioned it. When I received my W2 for 2010 I noticed the problem. By that time it was to late. The number of deductions was corrected immediately and there will not be the same problem next tax period. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I'm not paying the mortgage on the house. I live in an apartment. My wife and I are seperated. After the divorce we agreed to deed the house to her. There is not value in the house, its upside down. She wants to stay there and the value will come back at sometime in the future. We have a written agreement that I will support our son thru college and till he gets a job and she is paying all the home related expenses. |
Member Payment Dependent Notes Series 771894
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771894 |
$6,000 |
$6,000 |
13.99% |
1.00% |
June 8, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771894. Member loan 771894 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Creative Stage Lighting | Debt-to-income ratio: | 18.67% |
Length of employment: | 5 years | Location: | NORTH CREEK, NY |
Home town: | |||
Current & past employers: | Creative Stage Lighting | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $7,122.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 771899
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771899 |
$10,000 |
$10,000 |
6.99% |
1.00% |
June 10, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771899. Member loan 771899 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | A.I.G | Debt-to-income ratio: | 22.52% |
Length of employment: | < 1 year | Location: | Jersey City, NJ |
Home town: | |||
Current & past employers: | A.I.G | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/31/11 > Looking to move all credit card debt to one payee. Therefore, there will be light at the end of the tunnel. Living at home currently, so I would like to take advantage of paying off all my bills asap.
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 771900
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771900 |
$4,950 |
$4,950 |
10.99% |
1.00% |
June 13, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771900. Member loan 771900 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Northern Riverview | Debt-to-income ratio: | 23.85% |
Length of employment: | 10+ years | Location: | THIELLS, NY |
Home town: | |||
Current & past employers: | Northern Riverview | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $48,142.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 771997
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
771997 |
$2,500 |
$2,500 |
6.99% |
1.00% |
June 9, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 771997. Member loan 771997 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,380 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.03% |
Length of employment: | n/a | Location: | Northampton, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > I will use this money to travel to Spain in order to improve my language skills. I am a graduate student with a stable job and my monthly expenses are low ($550 per month).
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $525.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 772043
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772043 |
$3,500 |
$3,500 |
10.59% |
1.00% |
June 8, 2011 |
June 17, 2016 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772043. Member loan 772043 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Olympic College | Debt-to-income ratio: | 8.38% |
Length of employment: | 1 year | Location: | SILVERDALE, WA |
Home town: | |||
Current & past employers: | Olympic College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > I have worked in the same State Community College system for 21 years. I would be using the money to move closer to work.I have spent the last four years repairing my credit and although there are a few dings on my credit I went through a debt management program rather than file bankruptcy and think the fact that I didn't walk away should count for a lot. Your money will be secure because I have never walked away from my responsibilties
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $2,183.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $930 Utilities between $75 and $100 Phone $50 Insurance $67 Transportation (no Car payment) Gas, Oil Etc $150 Food $300 Cable, Internet $60 Credit Cards $250 (paying more than minimum) Money will be used to move to a condo with a payment of $900 per month with most utilities and cable included |
Member Payment Dependent Notes Series 772058
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772058 |
$21,700 |
$21,700 |
11.99% |
1.00% |
June 10, 2011 |
June 14, 2014 |
June 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772058. Member loan 772058 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | LifeWatch Services Inc | Debt-to-income ratio: | 18.46% |
Length of employment: | 4 years | Location: | chicago, IL |
Home town: | |||
Current & past employers: | LifeWatch Services Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 31, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $14,246.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $940 Transportation - $30 Utilities - $100 Phone - $0 Insurance - $0 Food - $200 |
Which debts do you plan to pay off with this loan? | I plan on paying off all credit card debts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All my interest rates are 29.99% I have the ability of paying them off, however I would like to pay them off with a lower interest rate. |
Member Payment Dependent Notes Series 772186
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772186 |
$4,000 |
$4,000 |
13.49% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772186. Member loan 772186 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | pilgrims | Debt-to-income ratio: | 2.20% |
Length of employment: | 10+ years | Location: | lee, FL |
Home town: | |||
Current & past employers: | pilgrims | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $1,900.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 772199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772199 |
$11,000 |
$11,000 |
11.99% |
1.00% |
June 9, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772199. Member loan 772199 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | IIF Data Solutions, Inc. | Debt-to-income ratio: | 12.53% |
Length of employment: | 3 years | Location: | Arlington, VA |
Home town: | |||
Current & past employers: | IIF Data Solutions, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > We are a web start-up company that needs to get our site off the ground as soon as possible. This loan would help better serve our needs by providing the funds for a graphic designer, marketing, final coding, and hosting for our site as we prepare to launch this Fall. We estimate that we will not need to use a good portion of the funds, which we can initially use to pay back once we are live. Thank you for your time and interest in helping our company achieve a dream.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | We are starting a college-based website that will provide multiple services for students. We can't really get in to specifics obviously, but our research has led us to believing the market is good for these services. |
Please describe your experience/familiarity with the business you are starting/started? | We have been working in computing and developing websites career-wise for years now. This has contributed to us gaining experience in what is necessary in getting web solutions off the ground. |
Member Payment Dependent Notes Series 772226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772226 |
$3,500 |
$3,500 |
5.42% |
1.00% |
June 10, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772226. Member loan 772226 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,278 / month |
Current employer: | City of Lebanon | Debt-to-income ratio: | 12.93% |
Length of employment: | 6 years | Location: | Lebanon, NH |
Home town: | |||
Current & past employers: | City of Lebanon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > Buying Motorcycle. Pay bills on time, and never late. Have been working for the same employer for over 4 1/2 years and have advanced in my position steadily.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,031.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Purchase Motorcycle |
Member Payment Dependent Notes Series 772251
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772251 |
$1,000 |
$1,000 |
11.49% |
1.00% |
June 10, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772251. Member loan 772251 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,400 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.50% |
Length of employment: | n/a | Location: | Ravena, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I need to repair my car in order to continue my part time job Borrower added on 06/03/11 > need the money to repair my car so I can continue with my part time job
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $1,805.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 772265
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772265 |
$14,200 |
$14,200 |
10.99% |
1.00% |
June 10, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772265. Member loan 772265 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,667 / month |
Current employer: | Lane Company | Debt-to-income ratio: | 8.28% |
Length of employment: | 10+ years | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | Lane Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > I am very stable and have been on my job for over 16 years. I am asking for this loan to payoff my debt quicker with a lower interest rate.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,053.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 51.90% | Months Since Last Record: | 91 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 3 credit cards that make up this debt. Part of this debt was incurred when I my family had some medical issues. The minimum payments on all 3 cards is about $450. The interset rates are 18% - 29%. |
Member Payment Dependent Notes Series 772287
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772287 |
$3,000 |
$3,000 |
6.99% |
1.00% |
June 8, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772287. Member loan 772287 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | CI Hayes | Debt-to-income ratio: | 13.55% |
Length of employment: | 1 year | Location: | West Kingston, RI |
Home town: | |||
Current & past employers: | CI Hayes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > This loan is for a wedding ring purchase. I typically try to save $500 a month, so making the $100/month payment will not be a hardship. I have a steady, management-level job with a conservative, stable company. I plan to pay back this loan in 18 months or sooner with monthly payments of $200. This loan will give me the flexibility to pay over time without dipping into emergency reserves while also allowing the lenders to get a higher rate of return that traditional investments. Thank you for your consideration.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $566.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Buying a ring. |
Member Payment Dependent Notes Series 772289
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772289 |
$19,000 |
$19,000 |
13.49% |
1.00% |
June 9, 2011 |
June 15, 2016 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772289. Member loan 772289 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Digium, Inc | Debt-to-income ratio: | 10.73% |
Length of employment: | 5 years | Location: | Huntsville, AL |
Home town: | |||
Current & past employers: | Digium, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > I plan on using the funds to consolidate my debt. I am currently making more than the minimum payments on my credit card in an attempt to pay them off faster. I own my car and have a very small mortgage payment. The only outstanding debt is my credit cards. I have a wonderful job with a fast growing company which pays me a very generous salary.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,816.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card #1 - $9,987 - 19% interest, payment: $250 Credit card #2 - $4,200 - 20% interest, payment: $130 Credit card #3 - $4,400 - 18% interest, payment: $130 Mortgage - $90,000, 5% interest, payment: $500 |
What is your intended use for the loan proceeds? | I will be paying off all of my outstanding credit card debt and closing two of the three accounts. Currently planning on leaving one account open and using the card only for emergencies. |
Please explain the reason why you carry a large revolving credit balance. | In 2005, I moved from a city out West to my current location. I used my credit card to pay for relocation and for a percentage of my household bills as I was out of work for 8 months in 2005. I am currently employed and have been with the same company for over 5 years. |
Member Payment Dependent Notes Series 772296
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772296 |
$19,200 |
$19,200 |
9.99% |
1.00% |
June 13, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772296. Member loan 772296 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.47% |
Length of employment: | n/a | Location: | Castaic, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,567.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 350, utlities 100, phone 75, insurance 125, food 250, etc. Maybe 100. So a 1000 on theses expenses and the rest is currently going towards debt and savings. Adjustments are made when needed but tring to always keep it the same as of the last year on my budget plans. |
Member Payment Dependent Notes Series 772326
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772326 |
$28,000 |
$28,000 |
19.69% |
1.00% |
June 14, 2011 |
June 15, 2016 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772326. Member loan 772326 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | Insight | Debt-to-income ratio: | 16.15% |
Length of employment: | 8 years | Location: | cardington, OH |
Home town: | |||
Current & past employers: | Insight | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,522.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | When we moved to a new home we overextended ourselves while carrying 2 mort payments. My pay plan also changed from a mthly commission to a quarterly commission which effected some payments. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mort 5% $210K $1775/mth Mort 6% $110K $945/mth (rental) Rental income $1100/mth car 8% $2500 $373/mth car 8% $8146 $319/mth car 11% $1900 $168/mth jdeer 9% $2804 $122/mth Lowes 22% $5863 $184/mth Macy 24% $1624 $53/nth Beneificial 24% $703 $25/mth Honda 12% $3115 $219/mth GE Money 24% $5582 $171/mth NTB 24% $1472 $25/mth NTB 24% $1089 $25/mth HSBC 24% $855 $25/mth BMIFCU 9% $15000 $300/mth |
Which debts do you plan to pay off with this loan? | Lowes $5863 Macy $1624 Bene $703 GE $5582 NTB $1472 NTB $1089 HSBC $855 Car $2500 honda $3115 JDeer $2804 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mort-$1775, Gas-$600, Utilities-$250, food approx $1000, Ins- $200 |
Member Payment Dependent Notes Series 772330
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772330 |
$16,000 |
$16,000 |
10.99% |
1.00% |
June 10, 2011 |
June 15, 2016 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772330. Member loan 772330 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,917 / month |
Current employer: | Firsthealth of the carolinas | Debt-to-income ratio: | 6.02% |
Length of employment: | 10+ years | Location: | Rockingham, NC |
Home town: | |||
Current & past employers: | Firsthealth of the carolinas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $692.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Putting n a pool in my residental home for my children |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2300.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 2300.00 |
What are you buying? | A pool for my home |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My monthly mortgage taxes insurance are all one bill. My total for the month is 900.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | money is for one purpose. To finance a pool |
If you have a delinquency in the last 2 years, please explain the reason. | I have not |
If you have a public record on file, please briefly explain the event and its resolution. | I do not |
Please explain the reason why you carry a large revolving credit balance. | I have a mortgage??? Not sure exactly what you are asking |
Member Payment Dependent Notes Series 772351
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772351 |
$12,000 |
$12,000 |
7.49% |
1.00% |
June 13, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772351. Member loan 772351 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,602 / month |
Current employer: | General Dynamics Information Technology | Debt-to-income ratio: | 6.51% |
Length of employment: | 2 years | Location: | Sierra Vista, AZ |
Home town: | |||
Current & past employers: | General Dynamics Information Technology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > This loan will be used to refinance my highest interest credit card (Mastercard at 14.99% with a balance of $11,600). I have two other credit cards with a total balance of approximately $6,000. Those cards are on an introductory 0% apr for another 12 months and am planning on paying those off in that time. Borrower added on 06/10/11 > I would like to thank all the investors who have contributed so far. Less than $2000 to the goal. This will put me well on the path of being debt free in 3 years. Thank you again!
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $18,163.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 772392
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772392 |
$5,000 |
$5,000 |
7.49% |
1.00% |
June 9, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772392. Member loan 772392 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | WIlliams Lea Inc. | Debt-to-income ratio: | 9.86% |
Length of employment: | 1 year | Location: | Allston, MA |
Home town: | |||
Current & past employers: | WIlliams Lea Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > I was laid off several years ago and ended up being unemployed for over 6 months. I thought I could quickly find a new job, but the job market was terrible! While living in the Boston area, my expenses quickly added up. I'm now back on track and I want to pay off my credit cards with the least amount of interest possible. Please help!
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,308.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 772558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772558 |
$4,400 |
$4,400 |
8.49% |
1.00% |
June 10, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772558. Member loan 772558 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,708 / month |
Current employer: | Ramsey Electronics | Debt-to-income ratio: | 23.97% |
Length of employment: | 5 years | Location: | ROCHESTER, NY |
Home town: | |||
Current & past employers: | Ramsey Electronics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > I owe the IRS money. Taking out this loan and paying the IRS with the lump sum will save me a lot of money compared to using their payment plans.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $65.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I owe the IRS money. Taking out this loan and paying the IRS in a lump sum will save me a lot of money vs. using their payment plans. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Expenses that must be met every month for me: $300 on rent and utilities (It is $600 total but my girlfriend contributes the other half) $100 on gas, $65/month on car insurance, $300/month student loan repayment, average $200 month on groceries. Own my car so I don't have a car payment. |
Member Payment Dependent Notes Series 772608
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772608 |
$1,350 |
$1,350 |
9.99% |
1.00% |
June 13, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772608. Member loan 772608 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,917 / month |
Current employer: | sports authority | Debt-to-income ratio: | 23.37% |
Length of employment: | 7 years | Location: | WEBSTER, TX |
Home town: | |||
Current & past employers: | sports authority | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $277.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 772701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772701 |
$5,000 |
$5,000 |
13.49% |
1.00% |
June 8, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772701. Member loan 772701 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,867 / month |
Current employer: | nestle usa | Debt-to-income ratio: | 18.84% |
Length of employment: | 9 years | Location: | dekalb, IL |
Home town: | |||
Current & past employers: | nestle usa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > This loan is to consolidate 3 bills & lower my interest rate. Borrower added on 06/02/11 > I am starting school in the fall and would like to get 3 bills with high interest under control and have only 1 smaller bill payment to take care of. Wth a smaller payment I will be able to pay the loan off quicker.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card with a $2100 balance, 17% interest rate, minimum $125/month payment. Credit card with a $2000 balance, 21% interest rate, minimum $100/month payment. Personal loan witha $900 balance, 12% interest rate, $114/month payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card with a $2100 balance, 17% interest rate, minimum $125/month payment. Credit card with a $2000 balance, 21% interest rate, minimum $100/month payment. Personal loan witha $900 balance, 12% interest rate, $114/month payment. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies at all in the last 2 years :) |
Member Payment Dependent Notes Series 772702
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772702 |
$15,000 |
$15,000 |
10.99% |
1.00% |
June 13, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772702. Member loan 772702 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,250 / month |
Current employer: | Hiwin Corporation | Debt-to-income ratio: | 12.01% |
Length of employment: | 7 years | Location: | Tega Cay, SC |
Home town: | |||
Current & past employers: | Hiwin Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1956 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,611.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 47.50% | Months Since Last Record: | 97 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | For bank reserves, inventory purchases for overstock and lot purchases |
What type of business are you starting? | A retails business much like Play it again sports, but with much less overhead |
Please describe your experience/familiarity with the business you are starting/started? | Between my partner and myself, we have over 22 years experience in the industry We have designed and implemented strategies and market plan only for others to profit just because they pay the rent |
What will be the largest expense in the first six months? | Rent and inventory. Averaging $5,000 to $7,000/ monthly with projected revenues of $15,000 to $20,000/ monthly |
What do you project your monthly expenses for the first 6 months of your business? | For rent and inventory $5000 to $7,000/ monthly. Utilities/insurance/security $1.200/ monthly Revenues projected to be in the $15,000 to $25,000/ monthly |
What do you project your monthly revenues for the first 6 months to be? | On average $12,000 to $18,000 /month. Total overhead in the $7000 range |
Can you provide some high level financials on the monthly costs / revenue of your business? | Details: Overhead/monthly -rent $1950 -utilities $550 -Insurance $200 -Merchant service $305 -inventory $4500 Total-$7,505 Revenues/monthly -Direct merchant sales $15,000 -Indirect services $2,100 -Online $3,800 Total-$ 20,900 |
Member Payment Dependent Notes Series 772704
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772704 |
$15,000 |
$15,000 |
14.79% |
1.00% |
June 10, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772704. Member loan 772704 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.97% |
Length of employment: | n/a | Location: | Dover, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > This loan is to fund new siding,a 3ft block driveway extension,a new power vent 40 gallon gas water heater,and a new 29 x 12 insulated roof over our rear deck that includes new marine plywood and indoor/outdoor carpet and lighting.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | 115 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not believe I had any delinquency in the last two years however about 3 years ago Lowes kept mailing my charge statments to an old address and the forwarding time was such that I was late with a payment 30 days-This upset me so much that I worked to pay the entire balance off in a short period of time.It was my responsibility to pay this on time and money was not the problem-I should have known that the payment was due and now it is on my credit report-I do still have an account at Lowes but seldom use it and pay it off quickly if I do. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current total monthly output is $2046.00.that is everything that goes out for monthly bills for both me and my wife.Our total net bring home is $1425 per week and that is after we save 12% of our income in a 401k.All our monthly bills are and have been on autopay for several years except for our storage sheds which are $140.00 of the total.There is no system for autopayments with the storage company so I need to write them a check.Checking acct. balance today is $12359.59.Payday is today at midnight. If there are any other concerns please feel free to ask.I will be glad to answer any guestions. Thank You, Ron Dale |
Member Payment Dependent Notes Series 772705
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772705 |
$20,000 |
$20,000 |
12.99% |
1.00% |
June 13, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772705. Member loan 772705 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Vista Irrigation District | Debt-to-income ratio: | 12.69% |
Length of employment: | 10+ years | Location: | San Marcos, CA |
Home town: | |||
Current & past employers: | Vista Irrigation District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Plan to build a swimming pool Always pay bills on time and in advance. Plan to pay off loan in 3 years or less. Monthly budget is $5k. Gross income is 9k. Spouse has additional monthly income of 8k. Been in professional field for 23 years. Currently engineering manager with stable income in the water industry.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 61 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $8,808.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | $2,600 mortgage (principal and interest), $530 taxes, $100 insurance |
What is the home improvement project you are planning? | $2,600 mortgage (principal and interest), $530 taxes, $100 insurance |
Is the improvement to your primary residence or an investment property? | Swimming pool |
Is this for a home improvement you have already made, or one that you are planning to make? | $2,600 mortgage (principal and interest), $530 taxes, $100 insurance |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Planning |
If you have a delinquency in the last 2 years, please explain the reason. | Had an adjustable rate mortgage with Countrywide during the economy crisis. Mortgage payments were drastically increasing and changing. Countrywide sold loan to Bank of America and had to modify loan. Mortgage payments are now affordable. Have been making payments on time with BofA and have an excellent standing. Steady income supports mortgage payments. |
Member Payment Dependent Notes Series 772715
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772715 |
$12,200 |
$12,200 |
12.99% |
1.00% |
June 10, 2011 |
June 16, 2016 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772715. Member loan 772715 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,667 / month |
Current employer: | Hutchinson Clinic | Debt-to-income ratio: | 15.78% |
Length of employment: | 3 years | Location: | Wichita, KS |
Home town: | |||
Current & past employers: | Hutchinson Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I have never been late on any payments.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,949.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Credit card $18,626.07 APR 9.75%; Honda Financial $20,693.57 2.75%; Bank of America gold option loan $10,005.45 12%; John Deere $6,000 12%. Student loan 120,000 at 3.25%. My total monthly payments for all comes to$6800 per month because I do not pay the minimum. I try to pay more especially on the credit cards and car loans. I am trying to pay off the chase credit card with this loan. |
Which debts do you plan to pay off with this loan? | A credit card with a balance of $18,235.00 that was used to start up my practice. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase Credit card $18,626.07 APR 9.75%; Honda Financial $20,693.57 2.75%; Bank of America gold option loan $10,005.45 12%; John Deere $6,000 12%. Student loan 120,000 at 3.25%. My total monthly payments for all comes to$6800 per month because I do not pay the minimum. I try to pay more especially on the credit cards and car loans. I am trying to pay off the chase credit card with this loan. |
Which debts do you plan to pay off with this loan? | A credit card with a balance of $18,235.00 that was used to start up my practice. |
What is your intended use for the loan proceeds? | I am going to pay off the Chase credit card that has a balance of $18251.80. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Chase Credit card $18,626.07 APR 9.75%; Honda Financial $20,693.57 2.75%; Bank of America gold option loan $10,005.45 12%; John Deere $6,000 12%. Student loan 120,000 at 3.25%. My total monthly payments for all comes to$8500 per month because I do not pay the minimum and this includes food, utilities, daycare. I currently make $9155 per month take home. I try to pay more especially on the credit cards and car loans. I am trying to pay off the chase credit card with this loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Chase Credit card $18,626.07 APR 9.75%; Honda Financial $20,693.57 2.75%; Bank of America gold option loan $10,005.45 12%; John Deere $6,000 12%. Student loan 120,000 at 3.25%. My total monthly payments for all comes to$8500 per month because I do not pay the minimum and this includes food, utilities, daycare. I currently make $9155 per month take home. I try to pay more especially on the credit cards and car loans. I am trying to pay off the chase credit card with this loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Chase Credit card $18,626.07 APR 9.75%; Honda Financial $20,693.57 2.75%; Bank of America gold option loan $10,005.45 12%; John Deere $6,000 12%. Student loan 120,000 at 3.25%. My total monthly payments for all comes to$8500 per month because I do not pay the minimum and this includes food, utilities, daycare. I currently make $9155 per month take home. I try to pay more especially on the credit cards and car loans. I am trying to pay off the chase credit card with this loan. |
Member Payment Dependent Notes Series 772725
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772725 |
$11,000 |
$11,000 |
10.99% |
1.00% |
June 14, 2011 |
June 15, 2016 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772725. Member loan 772725 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Carousel Audi | Debt-to-income ratio: | 29.77% |
Length of employment: | 5 years | Location: | CIRCLE PINES, MN |
Home town: | |||
Current & past employers: | Carousel Audi | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > Consolidate credit cards into one easy managable payment.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,770.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House - 1300 Cars - 700 Student loan - 300 Ins - 100 Phone - 170 |
Which debts do you plan to pay off with this loan? | Discover and Chase credit cards, interest is 25%, getting nowhere with the payments. |
Member Payment Dependent Notes Series 772732
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772732 |
$2,000 |
$2,000 |
18.39% |
1.00% |
June 13, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772732. Member loan 772732 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | affordable spiral stairs | Debt-to-income ratio: | 22.60% |
Length of employment: | 1 year | Location: | phoenix, AZ |
Home town: | |||
Current & past employers: | affordable spiral stairs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | n/a | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay bills and for living exspenses |
What is your intended use for the loan proceeds? | To pay bills and for living exspenses |
Member Payment Dependent Notes Series 772788
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772788 |
$9,900 |
$9,900 |
6.99% |
1.00% |
June 10, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772788. Member loan 772788 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,500 / month |
Current employer: | IBM | Debt-to-income ratio: | 18.85% |
Length of employment: | 4 years | Location: | Northampton, PA |
Home town: | |||
Current & past employers: | IBM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $53,936.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will be using the funds for relocation expenses from Pennsylvania to Dallas, TX. I also have $6500 owed to myself through my employer's 401k program. I will be using part of the proceeds from the Lending Club loan to payoff that investment, which will allow me to take another loan from my 401k 14 days later; that note will likely be in the amount of about $15k (again paying myself back with interest), which will be used in-part to satisfy (in full) the Lending Club loan I am applying for. I would normally have additional cash on hand to relocate, but I am closing on the sale of my home in about a week, at which point I have to part with the $30k currently in my checking account (thanks mortgage backed securities :-). While I have applied for 36-month financing, I do not plan to have the Lending Club note active for more than four months, and it could be as little as 30 days. Thanks for your interest. |
Member Payment Dependent Notes Series 772803
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772803 |
$10,000 |
$10,000 |
10.99% |
1.00% |
June 13, 2011 |
June 15, 2016 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772803. Member loan 772803 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,019 / month |
Current employer: | Nicholas and Associates Inc. | Debt-to-income ratio: | 21.33% |
Length of employment: | 2 years | Location: | OWINGS MILLS, MD |
Home town: | |||
Current & past employers: | Nicholas and Associates Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/01/11 > I am so excited at the opportunity to get a lower interest rate so I can pay back this money even faster instead of not making a dent in my credit debt! Borrower added on 06/02/11 > I am financially responsible, just had a few bad years keeping steady employment with this economy. But now that I've been gainfully employed for 2 years and am stable in my job it's time to get debt free and start saving for a house. :)
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,410.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My transportation, rent, food, phone and utilities cost me roughly $1150/month. I have a roommate to keep it low! |
Which debts do you plan to pay off with this loan? | I am paying off 2 of my 3 credit cards. I am then transferring the smallest and lowest balance to my lowest rate credit card. By receiving a much lower rate to pay off the first two through this loan I will be able to make double if not triple the monthly payments on the last card. I will be able to pay off that credit card in under 36 months. Thank you for your interest. |
Member Payment Dependent Notes Series 772827
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
772827 |
$20,000 |
$20,000 |
11.49% |
1.00% |
June 13, 2011 |
June 15, 2016 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 772827. Member loan 772827 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | Lowes | Debt-to-income ratio: | 4.97% |
Length of employment: | 10+ years | Location: | Houma, LA |
Home town: | |||
Current & past employers: | Lowes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I received an email in regards to information I gave you. Mentioned it was too informative with personal information. I try change that. Where do I find the resubmit command? Please inform me Borrower added on 06/03/11 > I plan to use the loan to modify homes appearance I am a great borrower. I have never missed a payment or been delinquent on any loan My monthly budget is $3000.00 My job is very stable. Been with the company sixteen sears
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,812.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $646.00 Transportation $130 Food $400 Electrical $80 Insurance $ 91 home, $48 health Water $28 Gas $20 Landline $64 ADT alarm $39 |
What is the home improvement project you are planning? | I am adding an addition to my home and replacing chainlink fence with Vinyl fencing |
Is the improvement to your primary residence or an investment property? | Residence |
What is the estimated current market value of your home? | $134.000 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance: $106,000 Interest Rate: 4.75% Monthy payment: $647 |
Member Payment Dependent Notes Series 773002
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773002 |
$10,000 |
$10,000 |
15.99% |
1.00% |
June 10, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773002. Member loan 773002 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Cole Taylor Bank | Debt-to-income ratio: | 21.52% |
Length of employment: | 9 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Cole Taylor Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $63,784.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Thanks for the question and consideration. There are several circumstantial reasons for the large revolving credit balance currently: 1. For maintenance reasons, remodeled both the bathroom and kitchen of the home that I own plus some other home improvements. Total cost of $35k with $25k paid via credit cards ($7k interest free - Best Buy & Home Depot). 2. My annual cash bonus for 2010 (was to be paid in April of 2011) was converted into deferred compensation in the form of unrestricted stock....since I have been with my employer for over 9 years, this will vest quickly with fall of 2012 being when I can access some of the stock and convert it to cash. 3. No bonuses paid by my employer in 2009 and 2010, which I had been planning to use to payoff any and all credit balances. Prior to 2009, I was paid a large bonus every year. No bonuses resulted in credit balances not being paid off and interest on those balances compounding. 4. My goal is to payoff all revolving credit balances within the next 3-4 years. The subject loan I requested will allow me to do so quicker and at a lower cost as I will use the proceeds to payoff the credit balances with higher APRs. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Thanks for the consideration and question. The cards to be paid off will be a Visa - $77 min, $3k balance, 24.24% APR and Mastercard - $163 min, $7k balance, 29.99% APR. My goal is to have all revolving credit balances paid off in 3-4 years. These minimums are lower than the monthly repayment of the subject loan, but the higher payment easily fits in my existing cash flow. Plus my cash flow will be improving via my mortgage rate decreasing in July and a scheduled salary raise in September. |
Please explain the reason why you carry a large revolving credit balance. | Thanks for the question and consideration. There are several circumstantial reasons for the large revolving credit balance currently: 1. For maintenance reasons, remodeled both the bathroom and kitchen of the home that I own plus some other home improvements. Total cost of $35k with $25k paid via credit cards ($7k interest free - Best Buy & Home Depot). 2. My annual cash bonus for 2010 (was to be paid in April of 2011) was converted into deferred compensation in the form of unrestricted stock....since I have been with my employer for over 9 years, this will vest quickly with fall of 2012 being when I can access some of the stock and convert it to cash. 3. No bonuses paid by my employer in 2009 and 2010, which I had been planning to use to payoff any and all credit balances. Prior to 2009, I was paid a large bonus every year. No bonuses resulted in credit balances not being paid off and interest on those balances compounding. 4. My goal is to payoff all revolving credit balances within the next 3-4 years. The subject loan I requested will allow me to do so quicker and at a lower cost as I will use the proceeds to payoff the credit balances with higher APRs. |
Please explain the reason why you carry a large revolving credit balance. | Thanks for the question and consideration. There are several circumstantial reasons for the large revolving credit balance currently: 1. For maintenance reasons, remodeled both the bathroom and kitchen of the home that I own plus some other home improvements. Total cost of $35k with $25k paid via credit cards ($7k interest free - Best Buy & Home Depot). 2. My annual cash bonus for 2010 (was to be paid in April of 2011) was converted into deferred compensation in the form of unrestricted stock....since I have been with my employer for over 9 years, this will vest quickly with fall of 2012 being when I can access some of the stock and convert it to cash. 3. No bonuses paid by my employer in 2009 and 2010, which I had been planning to use to payoff any and all credit balances. Prior to 2009, I was paid a large bonus every year. No bonuses resulted in credit balances not being paid off and interest on those balances compounding. 4. My goal is to payoff all revolving credit balances within the next 3-4 years. The subject loan I requested will allow me to do so quicker and at a lower cost as I will use the proceeds to payoff the credit balances with higher APRs. |
Member Payment Dependent Notes Series 773009
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773009 |
$5,000 |
$5,000 |
5.42% |
1.00% |
June 10, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773009. Member loan 773009 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,433 / month |
Current employer: | Veolia | Debt-to-income ratio: | 11.30% |
Length of employment: | 10+ years | Location: | OLIVE HILL , KY |
Home town: | |||
Current & past employers: | Veolia | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,748.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I Am building a garage an breeze way on my house. It cost twenty two thousand dollars I have twenty thousand dollars saved for this project. I thought it would be nice to have a little extra money in case some other expense soon occur.Thank you for the question |
Member Payment Dependent Notes Series 773030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773030 |
$9,600 |
$9,600 |
13.99% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773030. Member loan 773030 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Citi | Debt-to-income ratio: | 23.81% |
Length of employment: | 10+ years | Location: | Jacksonville, FL |
Home town: | |||
Current & past employers: | Citi | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > My Plan: I will use this loan to pay off my my credit cards and then I'm going to close them out. I typically pay more than the minimum due but the interest rates and annual fees keep going up and the banks continue to lower my credit line. This is impacting my debt to credit ratio, which is further impacting my credit score. Stability: I've been employed with the same company for 15 years and work in IT. I have 2 savings accounts and a 401(k) plan that I could easily tap into and pay off all my credit card debt but that would be a last resort. I want to stay on track with building my emergency funds and retirement savings and at the same time make regular monthly payments against my debt so I can build upon my credit worthiness. The Numbers: Currently, my monthly budget allocates $500 towards credit card payments. The $328 monthly payment on this consolidation loan is set at a lower APR, which enables me to pay off my credit card debt in just 3 years. At the rate I'm going, it would take at least 7 years to pay them off (longer if they continue to hike up their rates and fees!) The $172 difference will be deposited into savings. Thank you so much for your support!
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $13,461.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 82.60% | Months Since Last Record: | 113 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All are credit card debts. The highest balance I'm carrying is $3126. The interest rates on my credit card accounts range between 31.99% to 22.90%. My highest minimum due required is $97 but as stated in my loan description, my monthly budget has $500 allocated towards credit card payments. Thanks for your consideration and support! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All are credit card debts. The highest balance I'm carrying is $3126. The interest rates on my credit card accounts range between 31.99% to 22.90%. My highest minimum due required is $97 but as stated in my loan description, my monthly budget has $500 allocated towards credit card payments. Thanks for your consideration and support! |
Member Payment Dependent Notes Series 773111
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773111 |
$2,400 |
$2,400 |
8.49% |
1.00% |
June 13, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773111. Member loan 773111 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,900 / month |
Current employer: | URS corp | Debt-to-income ratio: | 5.26% |
Length of employment: | 3 years | Location: | tacoma, WA |
Home town: | |||
Current & past employers: | URS corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $797.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 773119
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773119 |
$13,000 |
$13,000 |
12.99% |
1.00% |
June 13, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773119. Member loan 773119 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,800 / month |
Current employer: | USAF | Debt-to-income ratio: | 14.18% |
Length of employment: | 7 years | Location: | HAMPTON, VA |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I am simply looking to consolidate a few debts from a previous long term relationship. I currently own my own home and have been in good standings with Bank Of America, the holder of the loan, for the past four years (the total time I have owned the property). I have never missed a payment or been late on a payment with any loan/debt to date
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $9,538.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Left over from previous serious relationship. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage - 950 monthly Insurance USAA - 743 annually VA Taxes - 800 annually Operating costs - Approx 260 monthly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card one - 2500 balance; interest 18.99%; monthly payment - 120 (I pay more than the minimum due) Credit card two - 4500 balance; interest 18.99%; monthly payment - 160 (I pay more than the minimum due) Signature loan for divorce lawyer - 3200 balance; monthly payment - 260 STAR card - 2000 balance; monthly payment - 100 (I pay more than the minimum due) No student debts; currently USAF with 100% TA, enrolled in school currently working on my degree. |
Which debts do you plan to pay off with this loan? | I would like to consolidate all my current debts and cancel all lines of credit. |
Member Payment Dependent Notes Series 773225
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773225 |
$8,000 |
$8,000 |
11.49% |
1.00% |
June 8, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773225. Member loan 773225 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | JPMORGANCHASE | Debt-to-income ratio: | 10.17% |
Length of employment: | 5 years | Location: | TAMPA, FL |
Home town: | |||
Current & past employers: | JPMORGANCHASE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > I intend to use the money for a new computer and HD TV. I need new furiture for kitchen, living room and bedroom. I need lamps, paintings for my walls, a paint job and some throw rugs for the bedroom and living room. I need a small desk for my computer..
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,661.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I'M AM BUY A COMPUTER THAT I USE FOR WORK, AND FURITURE FOR MY KITCHE, LIVING ROOM, AND BEDROOM, LIGHTS, PAINTING FOR MY ROOMS, AND REPAINT MY APARTMENT |
Member Payment Dependent Notes Series 773228
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773228 |
$12,000 |
$12,000 |
10.99% |
1.00% |
June 14, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773228. Member loan 773228 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | brightstack TECHNOLOGIES | Debt-to-income ratio: | 4.57% |
Length of employment: | 2 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | brightstack TECHNOLOGIES | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,093.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Two credit cards, no student loans, no mortgages, no line of credit. Both credit cards are at 15.24%. They total to just over 12,000, so I am looking for a debt consolidation loan to reduce the APR and make a clear payment plan to pay off the debt. |
Member Payment Dependent Notes Series 773362
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773362 |
$10,000 |
$10,000 |
9.99% |
1.00% |
June 8, 2011 |
June 15, 2014 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773362. Member loan 773362 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Texas Alcoholic Beverage Commission | Debt-to-income ratio: | 11.40% |
Length of employment: | 7 years | Location: | Cypress, TX |
Home town: | |||
Current & past employers: | Texas Alcoholic Beverage Commission | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $157.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 773414
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773414 |
$12,000 |
$12,000 |
13.49% |
1.00% |
June 10, 2011 |
June 15, 2016 |
June 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773414. Member loan 773414 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Print Media | Debt-to-income ratio: | 19.13% |
Length of employment: | 4 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Print Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > The reason for the loan is to pay off 3 credit cards that reached its limit and has high intrest. Im very stable at work. I have been working for the same company for 4 years.
A credit bureau reported the following information about this borrower member on June 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,383.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 773654
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773654 |
$9,000 |
$9,000 |
11.99% |
1.00% |
June 9, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773654. Member loan 773654 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | cenlar federal savings bank | Debt-to-income ratio: | 12.76% |
Length of employment: | 6 years | Location: | WILLINGBORO, NJ |
Home town: | |||
Current & past employers: | cenlar federal savings bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > My loan will be used to consolidate my high interest rate credit card balances to a MUCH lower interest rate personal loan - I want to finally be out of this ugly revolving debt cycle and focus on being able to rebuild my credit to buy a home. I have been at my current job for 6 years - I have a very stable work history. My monthly budget includes: rent $400, cellphone $80, student loan $65, transportation (insurance & gas) $200, food/clothing $200 just to name a few of my main expenses....not including my current credit card debt (citifinancial $4000, discover $3000, dell $1000 amex $1000) Thank you very much!
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $6,131.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently, my main expenses include: rent $400, cellphone $80, student loan $65, transportation (insurance & gas) $200, food/clothing $200. |
Which debts do you plan to pay off with this loan? | My revovling credit card debt with high interest rates |
If you have a delinquency in the last 2 years, please explain the reason. | I should not have any delinquencies listed on my credit report since the last time I have checked my report. |
Member Payment Dependent Notes Series 773787
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773787 |
$7,000 |
$7,000 |
11.49% |
1.00% |
June 13, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773787. Member loan 773787 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | U. S. COAST GUARD | Debt-to-income ratio: | 20.08% |
Length of employment: | 10+ years | Location: | ledyard, CT |
Home town: | |||
Current & past employers: | U. S. COAST GUARD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $70,388.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I used the credit to completed major remodeling on my home and have not had a chance to pay it down, since my fathers death. |
Member Payment Dependent Notes Series 773833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773833 |
$9,600 |
$9,600 |
7.49% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773833. Member loan 773833 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,750 / month |
Current employer: | Lehigh Magnetic Imaging Center | Debt-to-income ratio: | 15.44% |
Length of employment: | 7 years | Location: | Walnutport , PA |
Home town: | |||
Current & past employers: | Lehigh Magnetic Imaging Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I will be using this loan to consolidate credit card debt. I can be a trusted borrower due to my job security and previous business with Lending Club.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $354.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage=1,000, Car=490, Food=appx. 150, Insurance=appx. 100, Utilities=120 These represent my share of expenses. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total monthly minimum for credit cards varies, but is appx. $150. I try to pay more when I am able. This loan will leave me with no credit card debt and I will avoid the high interest from the credit cards. Any amount left over will go toward the small balance left on medical bills from earlier this year. |
Member Payment Dependent Notes Series 773834
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773834 |
$16,000 |
$16,000 |
12.99% |
1.00% |
June 14, 2011 |
June 16, 2016 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773834. Member loan 773834 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | SafeNet, Inc | Debt-to-income ratio: | 18.24% |
Length of employment: | 6 years | Location: | Roscoe, IL |
Home town: | |||
Current & past employers: | SafeNet, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > This loan is for wedding expenses and debt consolidation Borrower added on 06/05/11 > * please note* This loan will be paid back quicker than 60 months. I have budgeted an extra $100-$200 per month extra on payments to go against principal. My current monthly debts/budgeted are as follows: Mortgage: $1145/mo (this includes escrow for home owners insurance and property tax) Utilities: variable but between TV/Internet, gas, electric, water/sewage/trash it runs about $350/mo Transportation: my company allows me to work from home 80% of the time, the other 20% is spent visiting clients locations which I am reimbursed for. On average I spend about $200 out of pocket each month in transportation expenses for personal travel. Phone: my phone is 100% company paid. Car insurance: is about $60 a month. School loan repayment: $192.52/mo Car Loan: $402.37/mo (paid off in Oct. 2012) Life Insurance: $12.34/mo for 30 year term-life Food: $200/mo (groceries) Eating out: $200/mo (budgeted) Entertainment: $400/mo (budgeted) I have been with my company for 6+ years, am respected in my field, and have received several awards and promotions due to my research and dedication to my job. I have a great credit score and have never missed a single payment on anything in my entire life! I am super particular about my finances and will treat this venture the same. The purpose of this loan is for debt consolidation as well as wedding expenses. 50% of this loan is to pay for wedding expenses. 40% of this loan is for debt consolidation onto a lower interest single payment, and the remaining 10% is to plan for the unexpected and will most likely be immediately applied back to the repayment of the loan.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $405.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purpose of this loan is for debt consolidation as well as wedding expenses. 50% of this loan is to pay for wedding expenses. 40% of this loan is for debt consolidation onto a lower interest single payment, and the remaining 10% is to plan for the unexpected and will most likely be immediately applied back to the repayment of the loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello - Thank you for your question! My current monthly debts are as follows: Mortgage: $1145/mo (this includes escrow for home owners insurance and property tax) Utilities: variable but between TV/Internet, gas, electric, water/sewage/trash it runs about $350/mo Transportation: my company allows me to work from home 80% of the time, the other 20% is spent visiting clients locations which I am reimbursed for. On average I spend about $200 out of pocket each month in transportation expenses. Phone: my mobile is 100% company paid. Car insurance: is about $60 a month. School loan: 192.52/mo Car Loan: 402.37/mo (paid off in Oct. 2012) Life Insurance: 12.34/mo for 30 year term-life Food: $200/mo in groceries / $200 eating out Entertainment $400/mo budgeted (rarely reach limit) Thanks! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello - Thank you for your question! My current monthly debts are as follows: Mortgage: $1145/mo (this includes escrow for home owners insurance and property tax) Utilities: variable but between TV/Internet, gas, electric, water/sewage/trash it runs about $350/mo Transportation: my company allows me to work from home 80% of the time, the other 20% is spent visiting clients locations which I am reimbursed for. On average I spend about $200 out of pocket each month in transportation expenses. Phone: my mobile is 100% company paid. Car insurance: is about $60 a month. School loan: 192.52/mo Car Loan: 402.37/mo (paid off in Oct. 2012) Life Insurance: 12.34/mo for 30 year term-life Food: $200/mo in groceries / $200 eating out Entertainment $400/mo budgeted (rarely reach limit) Thanks! |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Hello - Thank you for your question! My monthly home related debts are as follows: Mortgage: $1145/mo (this includes escrow for home owners insurance and property tax) Utilities: variable but between TV/Internet, gas, electric, water/sewage/trash it runs about $350/mo Transportation: my company allows me to work from home 80% of the time, the other 20% is spent visiting clients locations which I am reimbursed for. On average I spend about $200 out of pocket each month in transportation expenses. Phone: my phone is 100% company paid. Car insurance: is about $60 a month. Life Insurance: 12.34/mo for 30 year term-life Thanks! |
What portion of your wedding expenses does this loan represent? | Hello - Thank you for your question! The loan will represent 50% of the wedding expenses. The rest my family, my fianc??'s family, and I are paying for ourselves. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Hello - Thank you for your question! My monthly home related debts are as follows: Mortgage: $1145/mo (this includes escrow for home owners insurance and property tax) Utilities: variable but between TV/Internet, gas, electric, water/sewage/trash it runs about $350/mo Transportation: my company allows me to work from home 80% of the time, the other 20% is spent visiting clients locations which I am reimbursed for. On average I spend about $200 out of pocket each month in transportation expenses. Phone: my phone is 100% company paid. Car insurance: is about $60 a month. Life Insurance: 12.34/mo for 30 year term-life Thanks! |
What is your intended use for the loan proceeds? | The purpose of this loan is for debt consolidation as well as wedding expenses. 50% of this loan is to pay for wedding expenses. 40% of this loan is for debt consolidation onto a lower interest single payment, and the remaining 10% is to plan for the unexpected and will most likely be immediately applied back to the repayment of the loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Hello - Thank you for your question! My monthly home related debts are as follows: Mortgage: $1145/mo (this includes escrow for home owners insurance and property tax) Utilities: variable but between TV/Internet, gas, electric, water/sewage/trash it runs about $350/mo Transportation: my company allows me to work from home 80% of the time, the other 20% is spent visiting clients locations which I am reimbursed for. On average I spend about $200 out of pocket each month in transportation expenses. Phone: my phone is 100% company paid. Car insurance: is about $60 a month. Life Insurance: 12.34/mo for 30 year term-life Thanks! |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Hello - Thank you for your question! My monthly home related debts are as follows: Mortgage: $1145/mo (this includes escrow for home owners insurance and property tax) Utilities: variable but between TV/Internet, gas, electric, water/sewage/trash it runs about $350/mo Transportation: my company allows me to work from home 80% of the time, the other 20% is spent visiting clients locations which I am reimbursed for. On average I spend about $200 out of pocket each month in transportation expenses. Phone: my phone is 100% company paid. Car insurance: is about $60 a month. Life Insurance: 12.34/mo for 30 year term-life Thanks! |
How are you paying for other wedding expenses not covered by this loan? | Hello - Thank you for your question! I am paying for the other wedding expenses out of my own pocket (savings) and also with a generous donation from my family as well as the 'bride-to-be's' family. Thanks! |
If you have a delinquency in the last 2 years, please explain the reason. | Hello - Thank you for your question! I have never had a delinquency of any kind and no poor marks against my credit. I have always made payments in full, on time, and regularly. Thanks! |
Please explain the reason why you carry a large revolving credit balance. | Hello - Thank you for your question! My credit card that has a higher balance is frequently used for business expenses and travel. The company that I work for has several different offices overseas which I visit regularly. Because employees pay for their own airfare, hotel, car rental, food, entertainment, ect. upfront, and then are reimbursed by the company, this card constantly has lower/higher balances depending on when you look at the card due to company expenditures/company reimbursement. Personal expenses on this card are kept to a minimum as I like to keep my business and personal expenses separate. I mainly use my Discover Card for my personal expenses and the Chase Visa for business expenses. Thanks! |
What portion of your wedding expenses does this loan represent? | 50% of this loan is to pay for wedding expenses. 40% of this loan is for debt consolidation onto a lower interest single payment, and the remaining 10% is to plan for the unexpected and will most likely be immediately applied back to the repayment of the loan |
Member Payment Dependent Notes Series 773926
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773926 |
$2,000 |
$2,000 |
6.99% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773926. Member loan 773926 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,232 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.99% |
Length of employment: | n/a | Location: | HURLOCK, MD |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > hopefully all is well with this application,I need funds for personal emergency Borrower added on 06/02/11 > i am using funds for legal fees to decrease my mortage pymt
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1973 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $828.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 773935
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773935 |
$10,000 |
$10,000 |
11.49% |
1.00% |
June 14, 2011 |
June 16, 2016 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773935. Member loan 773935 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,584 / month |
Current employer: | N and B Marine Supply | Debt-to-income ratio: | 19.95% |
Length of employment: | 7 years | Location: | TRENTON, NJ |
Home town: | |||
Current & past employers: | N and B Marine Supply | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $1,014.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | We are intending to use it for our wedding in a few months. |
Member Payment Dependent Notes Series 773995
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
773995 |
$4,000 |
$4,000 |
11.49% |
1.00% |
June 8, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 773995. Member loan 773995 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,925 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.57% |
Length of employment: | n/a | Location: | SAHUARITA, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > The loan is for backyard improvement and an above ground pool.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $8,625.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Total monthly expenses, mortgage, insurance, utilities, line of credit $2300. monthly |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquencies |
Please explain the reason why you carry a large revolving credit balance. | it is a medical credit acct. so it is used often for misc. dental, medical costs and we pay it down monthly |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | balance on mortgage is $226,000. monthly payment with insurance and taxes is $1935 |
Member Payment Dependent Notes Series 774055
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774055 |
$10,000 |
$10,000 |
12.99% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774055. Member loan 774055 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | SMB Capital | Debt-to-income ratio: | 4.43% |
Length of employment: | 5 years | Location: | HUNTINGTON BEACH, CA |
Home town: | |||
Current & past employers: | SMB Capital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > This loan is for debt consolidation
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,630.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | American Express - $8,800.00 @ 15% interest. Bank of America - $6,100.00 @ 17% interest. Direct Loans - $2,200 @ 6% interest |
What is your intended use for the loan proceeds? | To pay off at least half of what I owe on each of the debts |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | American Express - $8,800.00 @ 15% interest. Bank of America - $6,100.00 @ 17% interest. Direct Loans - $2,200 @ 6% interest |
Which debts do you plan to pay off with this loan? | I plan to pay at least half of what I owe on each of the debts |
What is your intended use for the loan proceeds? | To pay off at least half of what I owe on each of the debts |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | American Express - $8,800.00 @ 15% interest. Bank of America - $6,100.00 @ 17% interest. Direct Loans - $2,200 @ 6% interest |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent & utilities- $945. Credit cards - $450. Student loan - $200 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,500.00 |
Member Payment Dependent Notes Series 774066
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774066 |
$8,400 |
$8,400 |
16.89% |
1.00% |
June 13, 2011 |
June 16, 2016 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774066. Member loan 774066 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,700 / month |
Current employer: | The Wet Seal, Inc. | Debt-to-income ratio: | 11.38% |
Length of employment: | < 1 year | Location: | Rancho Santa Margarita, CA |
Home town: | |||
Current & past employers: | The Wet Seal, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $6,403.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am a joint account holder on some accounts however I am not responsible for the repayment. |
How are you paying for other wedding expenses not covered by this loan? | I have already paid for them over the past year out of pocket and savings. |
Member Payment Dependent Notes Series 774077
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774077 |
$10,000 |
$10,000 |
10.99% |
1.00% |
June 13, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774077. Member loan 774077 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,197 / month |
Current employer: | E2C Remediation | Debt-to-income ratio: | 24.75% |
Length of employment: | 2 years | Location: | BAKERSFIELD, CA |
Home town: | |||
Current & past employers: | E2C Remediation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > I plan to use the funds to consolidate my credit card debt. I relied heavily on credit cards while going through college. Now, I find that high interest rates have made it very difficult to make any progress with credit card debt. I plan on closing credit accounts after they are paid off. I now have a very stable job with an environmental engineering firm. I have great credit history, as I have never been late or missed a single payment. Borrower added on 06/09/11 > Half of the period for funding has elapsed and my loan is nearly half way funded! I am so excited for this opportunity to gain financial freedom. For several years now, I feel like I have been strapped down by credit card debt. Now that my education is complete and I am on a great path with a strong company, I feel this is the time to improve my financial position. I am so excited to pay off my high-interest revolving debt and increasing my savings to purchase a home. Thank you so much for taking the time to consider my loan as an investment. Please feel free to ask questions. Thanks!
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,197.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have currently moved back in at home so I don't pay any rent or utilities. My parents are kind enough to keep my fed, food costs are therefore kept to a minimum. I pay about $120 a month for my phone and my largest expense is transportation and car insurance at about $900 a month. Then I have the credit cards that I'm trying to consolidate with this loan, which I pay around $750 towards. Please feel free to ask further questions if you have any. Thanks! |
Member Payment Dependent Notes Series 774142
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774142 |
$10,000 |
$10,000 |
11.99% |
1.00% |
June 10, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774142. Member loan 774142 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,833 / month |
Current employer: | Premier Home Health Care | Debt-to-income ratio: | 17.62% |
Length of employment: | 4 years | Location: | Poughkeepsie, NY |
Home town: | |||
Current & past employers: | Premier Home Health Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > I used my first loan from Lending Club to pay off half of my high interest credit card debt. This second loan will save me thousands in interest by allowing me to pay off th rest of my high interest debt. My stable income has allowed me to make all payments from my first loan ontime and will allow me to do the same with this second loan.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $11,520.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 774155
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774155 |
$12,000 |
$12,000 |
7.49% |
1.00% |
June 9, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774155. Member loan 774155 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | JB Dawsons | Debt-to-income ratio: | 8.64% |
Length of employment: | 5 years | Location: | Drexel Hill, PA |
Home town: | |||
Current & past employers: | JB Dawsons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,328.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off my credit debt. doing it this way allows for less interest to accrue, because of the low interest rate. Which in turn will save me a lot of money and pay off may debt faster. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $1100 a month, transportation is covered by my work |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 650 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 360 |
If you have a delinquency in the last 2 years, please explain the reason. | none |
Member Payment Dependent Notes Series 774171
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774171 |
$17,000 |
$17,000 |
12.99% |
1.00% |
June 13, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774171. Member loan 774171 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,950 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 15.97% |
Length of employment: | 1 year | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I will be using the funds to consolidate credit debt. I have been paying all my current credit cards on time and will due so with this loan. I am employed by Bank of America which has given me an opportunity to reach a higher position every 7 months; I intend to keep a life long career with Bank of America. By taking this loan only one-fourth of my budget will go towards the loan, which would give me a great opportunity to save money for a future home purchase.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $277.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses fluctuate between $525.00 and $600.00 monthly as I live with my family. Transportation and phone expenses are reimbursed by my employer. Provided that I would be loaned the requested amount - the monthly payment with my monthly expenses would only take up about 50% of my monthly salary. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses fluctuate between $525.00 and $600.00 monthly as I live with my family. Transportation and phone expenses are reimbursed by my employer. Provided that I would be loaned the requested amount - the monthly payment with my monthly expenses would only take up about 50% of my monthly salary. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | - Chase Card 2789.00 @ 13.49% - GE Card 2500.00 @ 11.99% - Amazon Card 897 @ 12.99% - Auto Loan 9870 @ 15.99% Please do not mistake my tardiness in response for disinterest as I have been fervently studying for finals. I attend a local community college which my employer pays for as long as my major stays within the interest of the business. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | - Chase Card 2789.00 @ 13.49% - GE Card 2500.00 @ 11.99% - Amazon Card 897 @ 12.99% - Auto Loan 9870 @ 15.99% Please do not mistake my tardiness in response for disinterest as I have been fervently studying for finals. I attend a local community college which my employer pays for as long as my major stays within the interest of the business. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | - Chase Card 2789.00 @ 13.49% - GE Card 2500.00 @ 11.99% - Amazon Card 897 @ 12.99% - Auto Loan 9870 @ 15.99% Please do not mistake my tardiness in response for disinterest as I have been fervently studying for finals. I attend a local community college which my employer pays for as long as my major stays within the interest of the business. |
Member Payment Dependent Notes Series 774199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774199 |
$7,600 |
$7,600 |
15.62% |
1.00% |
June 14, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774199. Member loan 774199 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | MeritDirect, LLC | Debt-to-income ratio: | 7.88% |
Length of employment: | < 1 year | Location: | bronx, NY |
Home town: | |||
Current & past employers: | MeritDirect, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Need this loan to consolidate my credit card debt and get back on track.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $6,968.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | credit card and student loans |
Member Payment Dependent Notes Series 774207
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774207 |
$10,000 |
$10,000 |
14.79% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774207. Member loan 774207 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,742 / month |
Current employer: | Amazon | Debt-to-income ratio: | 23.27% |
Length of employment: | 1 year | Location: | Seattle, WA |
Home town: | |||
Current & past employers: | Amazon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $70,374.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Rather than taking out student loans, I financed my MBA on my credit cards. I have been paying it on time, over time but am looking for a way to refinance the highest balances. |
Which debts do you plan to pay off with this loan? | I plan to pay off my highest credit card which carries a 21.99% APR. |
Member Payment Dependent Notes Series 774230
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774230 |
$2,000 |
$2,000 |
11.99% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774230. Member loan 774230 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Ritz Carlton | Debt-to-income ratio: | 21.68% |
Length of employment: | 2 years | Location: | truckee, CA |
Home town: | |||
Current & past employers: | Ritz Carlton | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,647.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 774240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774240 |
$11,000 |
$11,000 |
13.49% |
1.00% |
June 13, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774240. Member loan 774240 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,456 / month |
Current employer: | University of Maryland Medical System | Debt-to-income ratio: | 12.91% |
Length of employment: | 3 years | Location: | Columbia, MD |
Home town: | |||
Current & past employers: | University of Maryland Medical System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > Starting a new chapter in my life and want to make smart financial choices. This loan will help pay off my very high interest rate credit cards, so that I can save for the future.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $7,721.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The minimum payment on my Mastercard is $85.00 and for the American Express is $179.00. Mastercard outstanding balance $3041.83 with interest at 22.24%. American Express is $7721.63 with interest at 15.24%. I pay more than the minimum, but it doesn't make a dent in my credit card debit. I hope to pay off the balances and keep my credit cards in the freezer. The money I save will help grow my savings. |
Please explain the reason why you carry a large revolving credit balance. | Lot of this debt occurred during graduate school. I should have asked for a larger loan for school, but I used my credit card over the 4 years of graduate school to help pay for living expenses, moving expenses, interview expenses. With my current salary, I cannot make large enough payments to down my credit card debt. |
Member Payment Dependent Notes Series 774265
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774265 |
$5,600 |
$5,600 |
9.99% |
1.00% |
June 9, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774265. Member loan 774265 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,546 / month |
Current employer: | Low, Ball & Lynch | Debt-to-income ratio: | 22.79% |
Length of employment: | 10+ years | Location: | CONCORD, CA |
Home town: | |||
Current & past employers: | Low, Ball & Lynch | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,678.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I recovered from some serious health problem last month and now I need to pay off these medical bills. |
Member Payment Dependent Notes Series 774286
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774286 |
$7,200 |
$7,200 |
10.99% |
1.00% |
June 9, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774286. Member loan 774286 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Fynanz Inc. | Debt-to-income ratio: | 4.23% |
Length of employment: | 2 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Fynanz Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > Thank you for this opportunity. This loan will help me consolidate my debt, establish savings and plan for a Roth IRA. I repaid my student loans years ahead of schedule and I have never missed a payment on any obligation. I work for a Private Student Lender so I am very familiar with the process, terms and level of commitment.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,559.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a personal loan balance of $9742 @ 10.24%, monthly payments are $224.90 over 60 months, I pay $300 and plan to pay it off in 45 months. I have $1900 balance on a $7000 limit credit card, a monthly payment of roughly $50 ( this will be paid off with the loan) I have no student loans nor a mortgage. I have a line of credit for $3500 with a $0 balance at 7.9%. |
Please explain the reason why you carry a large revolving credit balance. | My current balance of $1900 will be paid off by year's end, I could pay it off instantly, but I choose not to go into my savibgs and the monthly payments are very manageable. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a personal loan balance of $9742 @ 10.24%, monthly payments are $224.90 over 60 months, I pay $300 and plan to pay it off in 45 months. I have $1900 balance on a $7000 limit credit card, a monthly payment of roughly $50 ( this will be paid off with the loan) I have no student loans nor a mortgage. I have a line of credit for $3500 with a $0 balance at 7.9%. |
Member Payment Dependent Notes Series 774408
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774408 |
$12,000 |
$12,000 |
9.99% |
1.00% |
June 13, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774408. Member loan 774408 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,271 / month |
Current employer: | IRS | Debt-to-income ratio: | 26.09% |
Length of employment: | 1 year | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | IRS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > How I plan to use the funds: half for the purchase of an engagement ring / half to consolidate some high interest rate credit cards. What makes me a good borrower: I manage student loan and credit card payments every month. I haven't missed a payment in ~5 years. How stable my job is: There is zero chance I will lose my job. It is as stable as can be.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $8,167.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent = $900/mo (utilities included) Current CC Payments = ~$450/mo (More than this monthly payment, which would replace it) Phone = $90/mo Student Loans = $550/mo |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | See above - Rent is $900/mo all utilities included. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be split in half. Half for the purchase of an engagement ring and half for the payment of credit cards which are at a higher rate than this loan. |
Member Payment Dependent Notes Series 774416
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774416 |
$1,500 |
$1,500 |
8.49% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774416. Member loan 774416 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,948 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.71% |
Length of employment: | n/a | Location: | Tucson, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $4,247.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 774447
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774447 |
$8,000 |
$8,000 |
10.59% |
1.00% |
June 14, 2011 |
June 20, 2016 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774447. Member loan 774447 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | orlin and cohen | Debt-to-income ratio: | 8.15% |
Length of employment: | < 1 year | Location: | MERRICK, NY |
Home town: | |||
Current & past employers: | orlin and cohen | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,454.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | appx $1800.00 |
Member Payment Dependent Notes Series 774449
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774449 |
$8,400 |
$8,400 |
16.49% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774449. Member loan 774449 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | HCA Healthcare | Debt-to-income ratio: | 19.18% |
Length of employment: | 10+ years | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | HCA Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > Consolidating Debt - I have a very stable job with a additional income from my part time real estate business.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $5,651.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Principial/Interest $1218.25 + Property Insurance $99.25 + MIP $74.01 + Taxes $300.78 = $1692.29 |
Please provide additional details regarding the purpose of the loan | I plan on consolidating some debt into one monthly payment. Although the terms of this loan are for 3 years, I intend to pay off sooner. |
What is your intended use for the loan proceeds? | I plan on consolidating some debt into one monthly payment. Although the terms of this loan are for 3 years, I intend to pay off sooner. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have delinquencies that occurred in the past two years. |
Member Payment Dependent Notes Series 774455
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774455 |
$4,000 |
$4,000 |
12.99% |
1.00% |
June 10, 2011 |
June 16, 2016 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774455. Member loan 774455 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,000 / month |
Current employer: | Bjs wholesale club | Debt-to-income ratio: | 11.00% |
Length of employment: | 3 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Bjs wholesale club | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $264.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay for my closing cost on my home. |
What is your intended use for the loan proceeds? | To pay for my closing cost on my home. |
Member Payment Dependent Notes Series 774458
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774458 |
$5,000 |
$5,000 |
7.49% |
1.00% |
June 13, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774458. Member loan 774458 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,875 / month |
Current employer: | Insight news & features, Inc | Debt-to-income ratio: | 2.42% |
Length of employment: | 3 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Insight news & features, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > This loan will be used to help fund my business start up. I am a good borrower because I have a stable job, a low debt to income ratio, and great credit. Thank you for your interest. Please feel free to ask questions.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Opening a sports bar |
What is your intended use for the loan proceeds? | Opening a sports bar |
What type of business are you starting? | Opening a sports bar |
Please describe your experience/familiarity with the business you are starting/started? | Over 15 years experience in the hopspitality industry. |
What do you project your monthly expenses for the first 6 months of your business? | $6000 per month |
What will be the largest expense in the first six months? | The rent on the space. $3000 per month. |
Please describe your experience/familiarity with the business you are starting/started? | Over 15 years experience in the hopspitality industry. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly Expenses housing: 950 loans/credit: 400 utilities: 200 insurance: 60 phone: 90 cable/internet: 100 food: 300 entertainment: 150 Total expenses: $2250 Total income: $4800 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | See question/answer section of my listing |
If you have a delinquency in the last 2 years, please explain the reason. | I dont have any delinquencies. |
Member Payment Dependent Notes Series 774484
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774484 |
$5,000 |
$5,000 |
10.99% |
1.00% |
June 10, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774484. Member loan 774484 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | stokes mazda | Debt-to-income ratio: | 2.94% |
Length of employment: | 7 years | Location: | summerville, SC |
Home town: | |||
Current & past employers: | stokes mazda | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $2,191.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 774533
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774533 |
$2,500 |
$2,500 |
5.99% |
1.00% |
June 10, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774533. Member loan 774533 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | wells fargo | Debt-to-income ratio: | 15.12% |
Length of employment: | 2 years | Location: | trinity, NC |
Home town: | |||
Current & past employers: | wells fargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > home improvement
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $2,090.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 774573
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774573 |
$8,875 |
$8,875 |
11.99% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774573. Member loan 774573 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,083 / month |
Current employer: | Clark Nexsen | Debt-to-income ratio: | 19.20% |
Length of employment: | 2 years | Location: | Virginia Beach, VA |
Home town: | |||
Current & past employers: | Clark Nexsen | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,207.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card 1: $1,900 / 13.99% / $75 Credit Card 2: $3,000/ 17.99% / $100 Line of Credit: $1,700 / 16% / $130 Car Loan: $5,020 / 9% / $200 Mortgage: $125,500 / 5.25% / $950 |
Member Payment Dependent Notes Series 774609
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774609 |
$7,800 |
$7,800 |
17.99% |
1.00% |
June 14, 2011 |
June 16, 2016 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774609. Member loan 774609 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | crete carrier corp. | Debt-to-income ratio: | 7.47% |
Length of employment: | 2 years | Location: | san diego, CA |
Home town: | |||
Current & past employers: | crete carrier corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > plan to pay all bills off for good,2) always loyal to word.3) Trucks move america.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $9,725.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $2,375 15.24% $57.00 |
If you have a delinquency in the last 2 years, please explain the reason. | 1 high ratio acct.of $2,300 needs paid off. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | pay off cash reserve acct.,Credit card,and pay day loans. to become debt free |
Member Payment Dependent Notes Series 774612
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774612 |
$9,100 |
$9,100 |
11.49% |
1.00% |
June 13, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774612. Member loan 774612 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,792 / month |
Current employer: | Tennis Magazine | Debt-to-income ratio: | 20.74% |
Length of employment: | 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Tennis Magazine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/02/11 > Hi, I'm looking for this loan to help consolidate my credit card debt and give it a fixed end-date, cost and interest amount. I want to get out of seemingly arbitrary rate hikes that the bank imposes when I've never made a late payment, gone over my limit, or defaulted. I have landed my dream job with a steady source of income and was recently promoted at work, so I'm not going anywhere anytime soon. I take my financial obligations very seriously and am really just looking to make managing my finances simpler. Thanks for you time and consideration!
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,010.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Sure, I had to move myself across the country to find better job opportunities in my field after the recent economic downturn. So it's mostly moving costs and living expenses while I looked for permanent work. |
Member Payment Dependent Notes Series 774632
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774632 |
$15,000 |
$15,000 |
11.99% |
1.00% |
June 13, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774632. Member loan 774632 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,725 / month |
Current employer: | JP MORGAN CHASE | Debt-to-income ratio: | 14.72% |
Length of employment: | 1 year | Location: | Astoria, NY |
Home town: | |||
Current & past employers: | JP MORGAN CHASE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > This loan primary and sole purpose is to consolidate debt into one payment. The full amount borrowed will be returned at a target of 15-18 months maximum.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,167.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 774663
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774663 |
$6,000 |
$6,000 |
11.49% |
1.00% |
June 8, 2011 |
June 16, 2014 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774663. Member loan 774663 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Trinnovations Inc. | Debt-to-income ratio: | 2.90% |
Length of employment: | 2 years | Location: | Riverside, CA |
Home town: | |||
Current & past employers: | Trinnovations Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > My goal is to save about half of my interest fees by paying off my credit card with a loan rather than the high CC interest rate.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $5,161.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total: I average expending about $3000 a month in required expenses. 1500 or so in living (rent, utilities) - 600 in food, 400 in gasoline. The rest misc expenses. Would you like a more line-item breakdown? |
Member Payment Dependent Notes Series 774664
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774664 |
$8,000 |
$8,000 |
17.49% |
1.00% |
June 13, 2011 |
June 16, 2016 |
June 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774664. Member loan 774664 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | dennis mueller - state farm | Debt-to-income ratio: | 11.69% |
Length of employment: | < 1 year | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | dennis mueller - state farm | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I will be using my funds to consolidate some of my bills. I am a good borrower as I have a long history of good standing loans. My job is very stable as it is the insurance business which is a necessity for everyone.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,078.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is $950 (inlcudes taxes and insurance) - fiance pays half $298 for car - fiance and I car pool and split payment Car insurance - $90 Electric - $120 Water - $60 Phone - 0 Food - $150 |
Member Payment Dependent Notes Series 774719
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774719 |
$5,500 |
$5,500 |
7.49% |
1.00% |
June 8, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774719. Member loan 774719 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | aNb Media | Debt-to-income ratio: | 4.78% |
Length of employment: | 3 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | aNb Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I will be using this loan to pay off my high-interest credit card. After checking my Lending Club rate, I contacted the credit card company in an attempt to lower my rate with them, but their new rate offer was still a much higher percentage than the percentage I was offered at Lending Club. I've never missed a payment, never been late on a payment, and up until a few months ago when I moved, had never carried a credit-card balance. Unfortunately, the high cost of moving has caused me to carry a balance. I currently budget $500/month geared towards paying off my credit card, and will still have this money budgeted to paying off my Lending Club loan. I've been working with the same company for almost 3 years, and will be for the foreseeable future.
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,821.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The entirety of the the loan will go to refinance my credit card debt at a lower rate. My current balance is just over $5500, at a rate of 17.49%. When I called and asked for a reduced rate, I was given a rate that was still much higher than what I was offered on Lending Club. I'll be making a credit card payment around June 15 that will get my balance to about $5300, which is the amount of the requested loan I would be receiving after initial fees are paid. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly expenses range from $900 - $1000/month, depending on Electric/Gas utility charges for the month. |
Member Payment Dependent Notes Series 774733
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774733 |
$2,400 |
$2,400 |
15.62% |
1.00% |
June 8, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774733. Member loan 774733 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Togo's | Debt-to-income ratio: | 15.06% |
Length of employment: | < 1 year | Location: | Santa Rosa, CA |
Home town: | |||
Current & past employers: | Togo's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hello and thanks for your question. I receive assistance for my current monthly expenses. I put my total sum of expenses at about 425 dollars and zero cents a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Thank you for asking this question. I receive assistance for my monthly expenses and spend about 425 dollars a month and zero cents. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1500 dollars and zero cents to the capital one company who asks for a payment of 15 dollars and zero cents a month as a minimum payment but no others that I can recall. |
Which debts do you plan to pay off with this loan? | I plan to pay off the capital one company with this loan as well as state taxes |
Member Payment Dependent Notes Series 774770
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774770 |
$3,500 |
$3,500 |
15.99% |
1.00% |
June 10, 2011 |
June 17, 2016 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774770. Member loan 774770 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,600 / month |
Current employer: | FARMLAND FOOD | Debt-to-income ratio: | 0.38% |
Length of employment: | < 1 year | Location: | MONMOUTH, IL |
Home town: | |||
Current & past employers: | FARMLAND FOOD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I need just a new car as my old one has a lot of problems and some house's furnitures
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $91.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 774816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774816 |
$20,000 |
$20,000 |
10.59% |
1.00% |
June 14, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774816. Member loan 774816 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 16.22% |
Length of employment: | 10+ years | Location: | signal hill, CA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $7,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | The estimated cost of the wedding is $16,000.00. The loan will cover 100% of the wedding and the honeymoon. |
How are you paying for other wedding expenses not covered by this loan? | At this point there are no expenses that are not covered by the loan. The wedding is fairly small. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent : $995.00 Utilities : $450.00 Car payments :$780.00 |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the lat two years. |
Please explain the reason why you carry a large revolving credit balance. | It is all through one credit card. It is a platinum visa through my credit union. The balance was around $7,000.00. $2,000.00 is from my yearly car insurance (I prefer to pay the monthly cost to my credit union). The remaining balance is from a vacation. I pay $250.00 automatically to this card every pay check (two weeks). If the credit card has no balance, then the $250.00 goes into my credit union savings. The credit card will most always have a balance because I pay my car insurance with it every year. |
Member Payment Dependent Notes Series 774817
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774817 |
$5,000 |
$5,000 |
6.99% |
1.00% |
June 14, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774817. Member loan 774817 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,600 / month |
Current employer: | Office Depot | Debt-to-income ratio: | 19.69% |
Length of employment: | 10+ years | Location: | Hayward, CA |
Home town: | |||
Current & past employers: | Office Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > My monthly expense is 1,223 , but only pay my credits minimum cause my salary is not enough. I'm hoping that i get approve . Thank you very much.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $3,798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 774836
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774836 |
$12,925 |
$12,925 |
11.49% |
1.00% |
June 9, 2011 |
June 17, 2016 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774836. Member loan 774836 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Leavers Lace Corp | Debt-to-income ratio: | 11.25% |
Length of employment: | 10+ years | Location: | West Warwick, RI |
Home town: | |||
Current & past employers: | Leavers Lace Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > This is for debt consolidation and will make my debt obligations much more manageable.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,553.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation |
What is your intended use for the loan proceeds? | debt consolidation |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my mortgage is $1642 per month (including taxes & insurance), no car loan, insurance is $54.00 month, electric approx $60-$70 month, cable $55 month, food approx $240 month, no lines of credit, no student loans. My overall debt balances equal out to be approx $21,000. The interest rates vary from card to card. This loan will make the payments more manageable. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1642 mortgage (includes taxes & insurance), no equity loan, no car loan, electric $60-70 month, car insurance $55 month, cable $54 month, food approx $240 month, cell $75 month..this loan will make my credit card debts much easier to handle. |
Member Payment Dependent Notes Series 774888
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774888 |
$4,000 |
$4,000 |
16.49% |
1.00% |
June 8, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774888. Member loan 774888 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,089 / month |
Current employer: | Tappan Wire & Cable | Debt-to-income ratio: | 16.95% |
Length of employment: | 4 years | Location: | New City, NY |
Home town: | |||
Current & past employers: | Tappan Wire & Cable | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I will be paying off the balance of my last credit card and purchasing a motorcycle
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $683.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I still currently live at home and for my car, rent, auto insurance, and phone I pay $500 a month. I spend about another $40 a week towards gas and the only other monthly bill I have is my credit card which would be paid off in full if I receive this loan. I would then also have to get motorcycle insurance as well once I purchase the bike. Until I know which bike I will be buying the insurance rate is still an estimate but roughly around $500 for the year. I currently bring in about $2200 a month after taxes and every quarter I receive a bonus commision check roughly around $800. I have been with my current company for four years in August and have great job security. I hope this information proves helpful and if there are any other questions please feel free to contact me. |
Member Payment Dependent Notes Series 774919
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774919 |
$14,000 |
$14,000 |
16.49% |
1.00% |
June 13, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774919. Member loan 774919 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Valet1 | Debt-to-income ratio: | 14.03% |
Length of employment: | 4 years | Location: | Scottsdale, AZ |
Home town: | |||
Current & past employers: | Valet1 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,898.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My attended use for the loan is to buy my transportation vehicles. I am using my personal money for my lawyer to prepare contracts and set up my s corp. |
What is your intended use for the loan proceeds? | My attended use for the loan is to buy my transportation vehicles. I am using my personal money for my lawyer to prepare contracts and set up my s corp. |
Please provide additional details regarding the purpose of the loan? | The purpose of the loan is to purchase to transportation vehicles. My personal money is funding permits, licensing, insurance, lawyer fees to set up corporation and all other fees |
What is your intended use for the loan proceeds? | My attended use for the loan is to buy my transportation vehicles. I am using my personal money for my lawyer to prepare contracts and set up my s corp. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are right around $700-$725. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent is $350 a month, utilities are $50 a month, $9400 line of credit and my insurance cost is $120 a month |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies ever |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The primary use of the loan proceeds will be used to purchase one of the transportation vehicles, (Around $12,000). The remainder of the funds will be used to license the vehicle. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | no mortgage,rent is 350,utilities 50 |
Member Payment Dependent Notes Series 774927
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774927 |
$7,000 |
$7,000 |
15.23% |
1.00% |
June 13, 2011 |
June 20, 2016 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774927. Member loan 774927 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Research Foundation Of Mental Hygeine- Columbia University | Debt-to-income ratio: | 23.04% |
Length of employment: | 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Research Foundation Of Mental Hygeine- Columbia University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,502.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | After some financial hardships I want to consolidate/pay off some credit card debt and get back on my feet. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent expenses at the moment. Total for transport, phone, utilities, food, etc is roughly $500 per month. |
Please provide additional details regarding the purpose of the loan | After some financial hardship I want to consolidate/pay off some credit card debt and get back on my feet. |
What is your intended use for the loan proceeds? | After some financial hardships I want to consolidate/pay off some credit card debt and get back on my feet. |
Member Payment Dependent Notes Series 774957
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774957 |
$5,500 |
$5,500 |
5.42% |
1.00% |
June 9, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774957. Member loan 774957 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,166 / month |
Current employer: | Silicon Labs | Debt-to-income ratio: | 1.77% |
Length of employment: | 2 years | Location: | Austin, TX |
Home town: | |||
Current & past employers: | Silicon Labs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,151.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 774964
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774964 |
$1,875 |
$1,875 |
6.99% |
1.00% |
June 10, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774964. Member loan 774964 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,100 / month |
Current employer: | AmeriCorps NCCC | Debt-to-income ratio: | 23.91% |
Length of employment: | 2 years | Location: | Westport, CT |
Home town: | |||
Current & past employers: | AmeriCorps NCCC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > Loan for the purposes of debt consolidation. I am currently employed by AmeriCorps NCCC, a fully residential national service program. I receive a stipend of $12,000 for 11 months of service, but there is no federal income tax, and housing, food, and living expenses are fully provided for. Thus, my entire stipend is free to go towards the loan payments and will not be tied up in rent or living expenses.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $8,783.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 775020
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775020 |
$7,000 |
$7,000 |
10.99% |
1.00% |
June 10, 2011 |
June 17, 2016 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775020. Member loan 775020 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | ARINC | Debt-to-income ratio: | 17.03% |
Length of employment: | 9 years | Location: | TULSA, OK |
Home town: | |||
Current & past employers: | ARINC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Home repairs (Air conditioning and garage)
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,237.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 775125
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775125 |
$10,300 |
$10,300 |
15.99% |
1.00% |
June 10, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775125. Member loan 775125 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Concord General Contracting, Inc. | Debt-to-income ratio: | 15.67% |
Length of employment: | 7 years | Location: | Scottsdale, AZ |
Home town: | |||
Current & past employers: | Concord General Contracting, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > All of this money will be used to pay off my Chase credit card. Borrower added on 06/04/11 > I am currently paying twice the minimum payment to pay off the Chase credit card. It is would get paid off much faster with the lower rate offered her on Lending Club. Thanks for your investment in this! Borrower added on 06/06/11 > Hi, just to provide you with a little more security for your investment in my loan. I have worked at the same business for 7 years. They may not seem like a lot in some industries, however working for a commercial constuction company in this economy for this long is good. The company I work has downsized and stayed ahead of competitors. A great feat considering where we are and the economic climate here. This year has been no exception, and the company is as strong as ever. Looking forward to next year as the economy gets better. Thanks for reading and your investment.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $11,315.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 775127
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775127 |
$6,700 |
$6,700 |
20.62% |
1.00% |
June 8, 2011 |
June 17, 2016 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775127. Member loan 775127 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,750 / month |
Current employer: | Amerigroup Corporation | Debt-to-income ratio: | 0.40% |
Length of employment: | < 1 year | Location: | Linwood, NC |
Home town: | |||
Current & past employers: | Amerigroup Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > Loan to fund backyard inground pool.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $798.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Per my recent letter to the credit bureau requesting that 2 late payments be removed and explaining the reasons...please keep in mind that I have never missed a payment nor defaulted on any loan: Upon a recent review of my Experian Credit Report, I found two 30-day late payments in the September 2010 and October 2010 time periods. Naturally, these untimely payments are affecting my credit score. The purpose of this letter is to explain the reasons for these unusual late payments in an effort to have these removed from my report. My father passed away on September 15, 2010 after a painful five year battle with cancer. In the midst of this family tragedy, we were distracted and failed to realize two payments were late. A review of my history since the passing of my father will show excellent stewardship of our finances. I take pride in my credit history and have always maintained excellent credit. In fact, I have learned that being so conservative in trying to maintain minimal exposure to credit may actually be hurting my credit score. |
Member Payment Dependent Notes Series 775201
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775201 |
$10,000 |
$10,000 |
7.49% |
1.00% |
June 8, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775201. Member loan 775201 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Jonestrading | Debt-to-income ratio: | 1.58% |
Length of employment: | 4 years | Location: | Canoga Park, CA |
Home town: | |||
Current & past employers: | Jonestrading | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > My loan is use to pay off high APR. I have been working at my current job for four years and I fill it is very stable.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,099.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off my high APR's on my credit card. I am trying to clear some of my credit cards because I would like to purchase a home loan in the near future. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses are $1565.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase - APR 19.24 - Interest Charge 38.38 - Balance 2,029.27 - LOC - 3,000.00 Macy - APR 24.50 - Interest Charge 176.36 - Balance 8,176.36 - LOC - 15,000.00 GEMoney CareCredit - APR 26.99 - Interest Charge 26.99 - Balance 1,070.00 - LOC - 5,000 Franchise Tax - 2,500.00 - Interest Charge - 150.00 IRS - 2,000.00 - Interest Charge 180.08 |
What is your intended use for the loan proceeds? | To pay off my high APR's on my credit card. I am trying to clear some of my credit cards because I would like to purchase a home loan in the near future. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I share rent my cost is $720.00. I answered this question already. |
Which debts do you plan to pay off with this loan? | Macy Credit Card Chase Credit Card 2009 Taxes GE Money CareCredit Monthly Bills behind on |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | In order to pay it off, I will be paying the highest to the lowest APR |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No Mortgage |
Member Payment Dependent Notes Series 775294
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775294 |
$7,000 |
$7,000 |
11.49% |
1.00% |
June 10, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775294. Member loan 775294 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,833 / month |
Current employer: | Bechtel | Debt-to-income ratio: | 16.42% |
Length of employment: | 4 years | Location: | Frederick, MD |
Home town: | |||
Current & past employers: | Bechtel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > Excellent credit payment history and extremely stable employment (I'm an expert in my field) should make this loan an attractive one for you. I plan to use the loan to get rid of some higher interest credit card debt. I'm more than happy to answer any questions you may have as a lender. Thank you for your time and consideration.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,701.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | A Home Depot credit card and two other bank-issued cards with higher interest rates. |
Member Payment Dependent Notes Series 775331
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775331 |
$10,400 |
$10,400 |
10.99% |
1.00% |
June 9, 2011 |
June 17, 2016 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775331. Member loan 775331 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | In-N-Out Burger | Debt-to-income ratio: | 13.51% |
Length of employment: | 7 years | Location: | Downey, CA |
Home town: | |||
Current & past employers: | In-N-Out Burger | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | consolidate debt |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1000 for the condo i own |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1000 a month for the expenses associated with the condo I own |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1000 |
Which debts do you plan to pay off with this loan? | Tax Debt |
Member Payment Dependent Notes Series 775351
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775351 |
$3,000 |
$3,000 |
10.99% |
1.00% |
June 8, 2011 |
June 18, 2016 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775351. Member loan 775351 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Del Mar Carpet One | Debt-to-income ratio: | 2.83% |
Length of employment: | 6 years | Location: | Alamosa, CO |
Home town: | |||
Current & past employers: | Del Mar Carpet One | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $2,892.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2002 Honda shadow 750 ace. 8700 miles, very good condition. |
What are the balances, interest rates, and monthly payments on any other auto obligations? | 415/month lease payment on my car |
How much money are you providing out of pocket as a down payment for this purchase? | 700.00 |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have any delinquencies. I have a good credit score for good reason. |
Member Payment Dependent Notes Series 775360
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775360 |
$4,625 |
$4,625 |
5.42% |
1.00% |
June 13, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775360. Member loan 775360 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,600 / month |
Current employer: | ieb local1 | Debt-to-income ratio: | 11.67% |
Length of employment: | 10+ years | Location: | parkhills, MO |
Home town: | |||
Current & past employers: | ieb local1 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | swimming pool |
What is your intended use for the loan proceeds? | swimming pool |
Member Payment Dependent Notes Series 775378
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775378 |
$5,000 |
$5,000 |
15.99% |
1.00% |
June 9, 2011 |
June 17, 2016 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775378. Member loan 775378 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | city of new haven board of education | Debt-to-income ratio: | 3.43% |
Length of employment: | 10+ years | Location: | HAMDEN, CT |
Home town: | |||
Current & past employers: | city of new haven board of education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $2,274.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 25.80% | Months Since Last Record: | 49 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I believe I had a $10 delinquency from a co-pay from a doctor visit; I had moved and the address change wasn't on file so it was reported to an agency for payment. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record on file. |
If you have a delinquency in the last 2 years, please explain the reason. | I believe I had a $10 delinquency from a co-pay from a doctor visit; I had moved and the address change wasn't on file so it was reported to an agency for payment. |
If you have a delinquency in the last 2 years, please explain the reason. | I believe I had a $10 delinquency from a co-pay from a doctor visit; I had moved and the address change wasn't on file so it was reported to an agency for payment. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record on file. |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record on file. |
If you have a delinquency in the last 2 years, please explain the reason. | I believe I had a $10 delinquency from a co-pay from a doctor visit; I had moved and the address change wasn't on file so it was reported to an agency for payment. |
Please provide additional details regarding the purpose of the loan | I would like to pay off 3 credit cards so that I only have one monthly payment, but all 3 are current in payments. |
If you have a delinquency in the last 2 years, please explain the reason. | I believe I had a $10 delinquency from a co-pay from a doctor visit; I had moved and the address change wasn't on file so it was reported to an agency for payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2300.00 (My rent of $1385.00 includes my utilities. and I paid my car off in 2010 so I don''t have a car payment.) |
Please explain the reason why you carry a large revolving credit balance. | I do make scheduled payments, and they are usually more than the due amount, but I am in the midst of adopting a child; recently received full custody and gurdianship and have had new expenses in getting my child settled into my home. |
Member Payment Dependent Notes Series 775416
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775416 |
$4,000 |
$4,000 |
17.99% |
1.00% |
June 9, 2011 |
June 17, 2016 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775416. Member loan 775416 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,929 / month |
Current employer: | Hamden Fire Dept. | Debt-to-income ratio: | 8.06% |
Length of employment: | 10+ years | Location: | New Haven, CT |
Home town: | |||
Current & past employers: | Hamden Fire Dept. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $3,208.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | from money that i saved from working |
How much money are you providing out of pocket as a down payment for this purchase? | 1500.00 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 1988 honda goldwing, 56,000 miles, very good condition |
What are the balances, interest rates, and monthly payments on any other auto obligations? | 12,000 balance, 6.9% interest, 373.00 per month |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | from money that i saved from working |
Member Payment Dependent Notes Series 775432
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775432 |
$9,600 |
$9,600 |
7.49% |
1.00% |
June 8, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775432. Member loan 775432 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,200 / month |
Current employer: | OMNI BANK | Debt-to-income ratio: | 7.32% |
Length of employment: | 4 years | Location: | SAN GABRIEL, CA |
Home town: | |||
Current & past employers: | OMNI BANK | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > The purpose of the loan is to refinance my credit card outstanding balances. I have a full-time job, no need to pay rent, insurance and utilities. I only need to pay gas and food, total about $400 monthly. I never have any late payment and I keep good credit score.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,943.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | For refinancing my credit cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $0 |
Member Payment Dependent Notes Series 775442
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775442 |
$12,000 |
$12,000 |
13.49% |
1.00% |
June 10, 2011 |
June 17, 2016 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775442. Member loan 775442 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,014 / month |
Current employer: | US Army | Debt-to-income ratio: | 11.36% |
Length of employment: | 10+ years | Location: | NORTON, MA |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Loan will be paid with automatic withdrawal. Job is stable. Dedt consolidation loan.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,051.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Response is filtered by lending club, the financil institution, as it explains personal information. Please note I pay all my bills, maintain a 720 as a credit score and have been employed by the same organization for over 15 years.. I will have more weekly cash in hand from my work salary even after paying a consulidated loan payment. You will make your money in the interest as my risk of not paying this loan is zero. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | FEMA loan /4 % around $10,000 (75 per month) Ring paymnet 18% around $2400 (80 per month) Will pay off with loan Bank Loan 18 % around $2000 (125 per month) Will pay off wih loan Credit Card 7 % Ballance is 22k (300 per month) Mortgage 4.8% (1450 monthly) |
Which debts do you plan to pay off with this loan? | Ring loan 2400$ at 18%. 401 K loan, low interest but paying it off as money will be used to pay this loan with less debts. Credit card payment |
Member Payment Dependent Notes Series 775453
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775453 |
$8,000 |
$8,000 |
15.62% |
1.00% |
June 13, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775453. Member loan 775453 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $16,308 / month |
Current employer: | Sutter Physician's Health Foundation | Debt-to-income ratio: | 6.87% |
Length of employment: | 2 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Sutter Physician's Health Foundation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > Intend to repay in full upon receipt of state & Federal tax refunds ($12K)
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $11,077.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay down a little debt, and invest part in our two businesses, both of which are off the ground and running well. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 75% debt reduction and 25% business investment...give or take. |
Member Payment Dependent Notes Series 775469
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775469 |
$4,000 |
$4,000 |
15.23% |
1.00% |
June 9, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775469. Member loan 775469 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,300 / month |
Current employer: | shilo restaurant | Debt-to-income ratio: | 19.39% |
Length of employment: | 8 years | Location: | Tillamook, OR |
Home town: | |||
Current & past employers: | shilo restaurant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > Need help with first, last, deposits and moving costs. Still working full time with longtime company.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,825.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 775529
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775529 |
$7,500 |
$7,500 |
10.59% |
1.00% |
June 13, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775529. Member loan 775529 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,348 / month |
Current employer: | Bridgepoint Education | Debt-to-income ratio: | 22.75% |
Length of employment: | 3 years | Location: | El Cajon, CA |
Home town: | |||
Current & past employers: | Bridgepoint Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I need the funds to complete my granny flat project. A French drain, crawlspace door and landscaping with gravel are left to complete the deal. I want to thank those investors who have contributed to helping me complete this important project. Please note that I had a previous $11,000 loan with Lending Club a few months back that was paid in full and on time.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,679.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have built a granny flat in my back yard for rental income and the only things left to do to complete the project is to pay the contractor to install a French drain along the back side of the property and front of the unit. He also needs to put a door on the crawlspace opening and landscape the area to place gravel on the dirt areas. Thank you in advance if you choose to assist me with this important project! |
Member Payment Dependent Notes Series 775547
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775547 |
$3,500 |
$3,500 |
11.49% |
1.00% |
June 9, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775547. Member loan 775547 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | City of Winston-Salem | Debt-to-income ratio: | 9.57% |
Length of employment: | 7 years | Location: | Walnut Cove , NC |
Home town: | |||
Current & past employers: | City of Winston-Salem | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $1,107.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 775551
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775551 |
$8,000 |
$8,000 |
13.99% |
1.00% |
June 8, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775551. Member loan 775551 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 11.77% |
Length of employment: | 10+ years | Location: | Arlington Heights, IL |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > I plan on paying off my credit cards with high balances. I would like to try and start learning how to not use credit cards unless I absolutely have to, for emergencies only. I have excellent credit payment history and have been at the same job for 21 years - I believe this makes me a very trust worthy, reliable borrower.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $9,069.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 775556
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775556 |
$4,800 |
$4,800 |
8.49% |
1.00% |
June 14, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775556. Member loan 775556 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | A & J escort & flag car service Inc. | Debt-to-income ratio: | 22.77% |
Length of employment: | 10+ years | Location: | leesville, SC |
Home town: | |||
Current & past employers: | A & J escort & flag car service Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > to buy a motorcycle Borrower added on 06/07/11 > ive been at my jop over 15 years Borrower added on 06/07/11 > i pay my bills on time
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,909.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 775639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775639 |
$5,000 |
$5,000 |
10.59% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775639. Member loan 775639 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,224 / month |
Current employer: | Precision Camera | Debt-to-income ratio: | 13.98% |
Length of employment: | 6 years | Location: | west springfield, MA |
Home town: | |||
Current & past employers: | Precision Camera | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $1,966.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 775656
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775656 |
$6,000 |
$6,000 |
7.49% |
1.00% |
June 13, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775656. Member loan 775656 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | home depot | Debt-to-income ratio: | 27.22% |
Length of employment: | 2 years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | home depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > This loan is to pay off my credit cards and them make a single payment every month and be able to pay them faster.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,910.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent: I share my house with my parents and I only pay the utilities: Lightbill: 170 Phone, cable, internet 100 Cellphone: 10 Car loan: 265 Insurrance: 120 Gas: 200 Student loan 200 A month. I able to pay this loan 100% I'm just looking to pay all my credit cards with this loan and have only 1 bill |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: I share my house with my parents and I only pay the utilities: Lightbill: 170 Phone, cable, internet 100 Cellphone: 10 Car loan: 265 Insurrance: 120 Gas: 200 Student loan 200 A month. I able to pay this loan 100% I'm just looking to pay all my credit cards with this loan and have only 1 bill |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Amex 3000 interest: 13% payment 80 a month Chase 2000 interest. 14% payment 75 a month Citibank 1000 interest 10% payment 40 a monthh Car loan 10,000 interest 6% payment 270 a month Student loan 19,000 interest 6% payment 240 a month |
Member Payment Dependent Notes Series 775658
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775658 |
$9,000 |
$9,000 |
7.49% |
1.00% |
June 13, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775658. Member loan 775658 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | friendship center golf cars | Debt-to-income ratio: | 22.41% |
Length of employment: | 4 years | Location: | dunnellon, FL |
Home town: | |||
Current & past employers: | friendship center golf cars | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > Consolidate debt, I take responsibilty in paying off my debt, Have a monthly budget, will be with current employer for five years in october 2011.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,414.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off high interest credit card debt. I will be able to pay off this loan in two years verus five years with the credit cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I pay 535.00 in rent, and 180.00 for car insurance. e takes care of the utilities. monthly food and gas expense is around 240.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I spend 535.00 on rent, transportaion cost with insurance is around 300.00, my wife pays the phone bill, job covers health insurance, and food costs 100.00-200.00. |
Member Payment Dependent Notes Series 775663
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775663 |
$12,000 |
$12,000 |
10.59% |
1.00% |
June 13, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775663. Member loan 775663 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Crane 1 Services | Debt-to-income ratio: | 13.02% |
Length of employment: | 3 years | Location: | Louisville, KY |
Home town: | |||
Current & past employers: | Crane 1 Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > This loan will be used to conolidate all debt that I have into a single monthly payment. This loan if fully funded will actually be less per month on payment than all the bills I am currently paying now so I will see a savings on my monthly budget. I have always paid on time with any and all debt and will continue to do so.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,080.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan on consolidating all my bills into one payment. This loan will allow me to pay everything off and save a couple hundred dollars on a monthly basis. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card A (4,650) I pay anywhere from 200-300 per month on the card credit card B (950) I pay 100 per month on the card. Medical Bills- 5,500 combined total- making 200 a month in payments. Rent-800 per month Car payment- 487 per month. What I pay is always above the minimum payment on the credit cards but would like to consilidate and pay everything off and I have 1 payment to make a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card A (4,650) I pay anywhere from 200-300 per month on the card credit card B (950) I pay 100 per month on the card. Medical Bills- 5,500 combined total- making 200 a month in payments. Rent-800 per month Car payment- 487 per month. What I pay is always above the minimum payment on the credit cards but would like to consilidate and pay everything off and I have 1 payment to make a month. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | rent: $ 800.00 electric/gas: $ 100.00-$125.00 water/sewage/trash: $ 80.00 cable TV/internet/phone: $ 125.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent: $800.00 Auto: $487.00 cell: $120.00 Car Insurance: $100.00 utilities: $180.00 cable: $ 80.00 Food: $ 300.00 |
If you have a delinquency in the last 2 years, please explain the reason. | I dont have any. |
Which debts do you plan to pay off with this loan? | The total loan will be used to pay off every existing debt to include medical bills which is the biggest portion. I would rather pay it off and have 1 payment and be debt free in 3 years instead of making payments to each debt every month. |
Member Payment Dependent Notes Series 775705
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775705 |
$9,000 |
$9,000 |
10.99% |
1.00% |
June 10, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775705. Member loan 775705 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Charter Communications | Debt-to-income ratio: | 19.93% |
Length of employment: | 5 years | Location: | Washougal, WA |
Home town: | |||
Current & past employers: | Charter Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > I've recently sat down and forecasted where I would like to be in the next 3 years, and part of that includes being free of debt. The debt I'm carrying is from credit cards that I no longer use and would like to consolidate into a loan with a sensible interest rate and consistent payment schedule. Borrower added on 06/07/11 > Thank you to all of the investors who have pledged funding already. We are a little more than 1/3 of the way there and I appreciate all of the support.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $11,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card balance totals to just under $9,000 with interest rates varying from 16-28%. The current minimum payment sum for the cards runs roughly $250 each month. I am still enrolled and am not paying back on student loans at this time. I do not have a mortgage payment. The only other payments I have are for my vehicle, but the value of the vehicle exceeds the amount owed. |
Member Payment Dependent Notes Series 775858
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775858 |
$2,000 |
$2,000 |
10.99% |
1.00% |
June 9, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775858. Member loan 775858 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Machine Tools Supply | Debt-to-income ratio: | 9.96% |
Length of employment: | 7 years | Location: | CARSON, CA |
Home town: | |||
Current & past employers: | Machine Tools Supply | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $9,892.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I take care of the the utilities for the house, which round out to $200.00 a month or less. |
Please explain the reason why you carry a large revolving credit balance. | I was paying off a car that has recently been paid off. |
Member Payment Dependent Notes Series 775865
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775865 |
$14,700 |
$14,700 |
8.49% |
1.00% |
June 14, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775865. Member loan 775865 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,870 / month |
Current employer: | Alliant Systems - Local 290 | Debt-to-income ratio: | 8.97% |
Length of employment: | 10+ years | Location: | Beaverton, OR |
Home town: | |||
Current & past employers: | Alliant Systems - Local 290 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/03/11 > This loan will be used to... pay down and eliminate revolving debt. It may not be glamorous but it is a good cause. My mission is to get positioned for re-entry into home ownership! I have been continuously employed in the same trade since 1977, and have worked uninterrupted through the economic downturn. My credit history is a guarded asset, I own it and work diligently to always make my payments on time, without fail. Acquiring my goal of closing credit card accounts will be a really good feeling... and if I may, thank each of you in advance, for making that a reality for me. Yes – I'm anxious to join the ranks of the consumer wise, and revolving debt free! People helping people, is refreshing to say the least. Thank You!
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,438.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hi, I will be paying off and closing revolving credit accounts, like Home Depot, JC Penny, and Visa. Money left over will be set aside as seed money for a home purchase with-in two years. At that time this loan will be either payed off or run it's course, which ever makes best sense then. The money saving on interest will greatly speed the pay-down compared with what credit card companies are charging these days. I realize that proceeds from this loan sitting in the bank does not pencil out as the cost of money goes, but it does two things... improves my ongoing credit standing when it comes time for a mortgage and in the meantime inspires me to keep on track focused on adding to it as much as possible to realize the end goal. Thank You for your question. |
What is your intended use for the loan proceeds? | Hi, I will be paying off and closing revolving credit accounts, like Home Depot, JC Penny, and Visa. Money left over will be set aside as seed money for a home purchase with-in two years. At that time this loan will be either payed off or run it's course, which ever makes best sense then. The money saving on interest will greatly speed the pay-down compared with what credit card companies are charging these days. I realize that proceeds from this loan sitting in the bank does not pencil out as the cost of money goes, but it does two things... improves my ongoing credit standing when it comes time for a mortgage and in the meantime inspires me to keep on track focused on adding to it as much as possible to realize the end goal. Thank You for your question. |
Member Payment Dependent Notes Series 775875
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775875 |
$6,000 |
$6,000 |
5.42% |
1.00% |
June 9, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775875. Member loan 775875 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | JPMorganChase | Debt-to-income ratio: | 16.50% |
Length of employment: | 8 years | Location: | Saginaw, TX |
Home town: | |||
Current & past employers: | JPMorganChase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,827.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I carry the balance because some unexpected expenses occured. |
What is your intended use for the loan proceeds? | To pay off my credit card debt. |
Member Payment Dependent Notes Series 775876
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775876 |
$2,500 |
$2,500 |
9.99% |
1.00% |
June 10, 2011 |
June 17, 2014 |
June 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775876. Member loan 775876 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,000 / month |
Current employer: | security forces | Debt-to-income ratio: | 7.80% |
Length of employment: | 6 years | Location: | belton, SC |
Home town: | |||
Current & past employers: | security forces | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > Iplan to build a new deck on my house.my house is paid for.my job is stable and I have been with 6 years.I previous worked 26 years with Duke Power in nuclear plant.I always pay any loans that I have back in a timely manner.am a honest person with intergity.I have no equity loan on my house.my monthly expenses would be around 250 dollars.
A credit bureau reported the following information about this borrower member on June 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $2,269.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 51.60% | Months Since Last Record: | 118 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I do not have a house payment.me and my significant other own the property and house we stay in.she pays all the utilities,taxes.no home equity loan or line of credit.I only have to buy gas for my vehicle and it is paid for. |
Member Payment Dependent Notes Series 775926
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
775926 |
$4,800 |
$4,800 |
7.49% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 775926. Member loan 775926 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Northwwind Engineering | Debt-to-income ratio: | 2.42% |
Length of employment: | 1 year | Location: | Fayette, MO |
Home town: | |||
Current & past employers: | Northwwind Engineering | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > need money for a car purchase Borrower added on 06/06/11 > need money for a car purchase I have a good job and always make my payments
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 776010
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776010 |
$7,000 |
$7,000 |
6.99% |
1.00% |
June 14, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776010. Member loan 776010 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | Donghia Inc. | Debt-to-income ratio: | 8.67% |
Length of employment: | 5 years | Location: | East Haven, CT |
Home town: | |||
Current & past employers: | Donghia Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > Heating/Cooling System
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $735.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | We need to get a new heating and cooling system for our condo. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1,700 per month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,700 |
If you have a delinquency in the last 2 years, please explain the reason. | No, I have not had delinquency in the past 2 years. |
What is the estimated current market value of your home? | $120,000 |
Is the improvement to your primary residence or an investment property? | This improvement is for my primary residence. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | We are not using our loan for multiple purposes. |
Member Payment Dependent Notes Series 776019
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776019 |
$24,000 |
$24,000 |
19.69% |
1.00% |
June 14, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776019. Member loan 776019 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,917 / month |
Current employer: | The Ultimate Software Group, Inc | Debt-to-income ratio: | 14.81% |
Length of employment: | 8 years | Location: | fort myers, FL |
Home town: | |||
Current & past employers: | The Ultimate Software Group, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $31,881.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately: Mortgage $1450 Ford (auto) $605.00 Auto Ins (for myself and wif'es car) $177.00 Food $1200 Phone (2 cellular phones) $225 Gas $200-$300 Electric $200.00 HOA $100 These are the recurring expenses. Anything else is extra, IE personal care items,etc. Thanks |
Which debts do you plan to pay off with this loan? | Citibank MC, CitiBank Amex, Suntrust Visa, GE MOney Wellsfargo Visa, Home Depot, John Deere, (any credit card debt essentially. Thanks |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citibank Credit card -xxxx-8933 $8019.00 29.9 % -xxxx-1039 $7057.00 29.9 % Suntrust -xxxx-6896 $7000.00 21% WellsFargo Visa $3025.00 21% Home Depot (Citi Bank) $2267.00 29.9% John Deere $1444.53 0% Chase Visa -xxxx-7880 19% Total minimum Credit Card payments of around $700 per month Bank of America-Mortgage $1402.24 month 5.5% Keep in mind, this is a consolidation loan so I would consolidate the credit cards and close the accoutns with the exception for maybe 2. |
Please explain the reason why you carry a large revolving credit balance. | When we bought our house in 2008, we were told our house had Chinese drywall. We have moved out and had the house rebuilt by the builder, and moved back in. The rent while being out and the move back was set back. We fell back onto credit cards and would prefer to pay them down but now it's very difficult to pay down the balances when the interest rates have all gone to 29.9%. I seem to have obtained more credit cards debt than what is easily manageable month to month. I would us eth eloan to consolidate the smallest balances, then go forward over the 3 year pay back period with getting completely out of debt with the exception of mortgage/auto loan. |
Member Payment Dependent Notes Series 776055
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776055 |
$5,000 |
$5,000 |
8.49% |
1.00% |
June 13, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776055. Member loan 776055 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,535 / month |
Current employer: | Timothy Academy | Debt-to-income ratio: | 3.71% |
Length of employment: | 10+ years | Location: | Magnolia, NJ |
Home town: | |||
Current & past employers: | Timothy Academy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > I am using the proceeds of the loan to do some major home improvment projects around the house.
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $600.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My montly expences would be about $100 a month in gas , $15 a month in cell phone and $100.00 amonth in food. Utilities would be about $50 a month, and car insurance about $50.00 a month |
If you have a delinquency in the last 2 years, please explain the reason. | No I have not had a serious delinquency in the past 2 years. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly housing expences would include $50 in utilities, about $75 a month in home owners insurance , and about $175.00 in taxes |
If you have a delinquency in the last 2 years, please explain the reason. | No I have not had a serious delinquency in the past 2 years. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly housing expences would include $50 in utilities, about $75 a month in home owners insurance , and about $175.00 in taxes |
What is your intended use for the loan proceeds? | I intend to use the proceeds to do major home improvment projects around the house. |
Member Payment Dependent Notes Series 776091
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776091 |
$3,200 |
$3,200 |
15.62% |
1.00% |
June 10, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776091. Member loan 776091 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.60% |
Length of employment: | n/a | Location: | Arlington, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > Going from part-time contract work to a full-time contract. Need just enough to stay afloat until July.
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,431.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I'd made an error in leaving a job that was losing work. I was on part time and thought my best bet was to work for someone I knew as an IT subcontractor. I've had the occasional small project, but have been forced to live off my credit cards. I am now confirmed full-time employment working under the aforementioned IT contractor and within weeks will be able to pay down debt. |
Which debts do you plan to pay off with this loan? | I intend to pay off credit card debt. I have no school loans or other loans of any kind and will start a full-time job this month. I expect my first pay check in July. |
Member Payment Dependent Notes Series 776098
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776098 |
$3,000 |
$3,000 |
15.62% |
1.00% |
June 8, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776098. Member loan 776098 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,150 / month |
Current employer: | Ulbrich of California | Debt-to-income ratio: | 13.27% |
Length of employment: | 6 years | Location: | Clovis, CA |
Home town: | |||
Current & past employers: | Ulbrich of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $5,628.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, Here is a summary of current debt obligations: Creditor Balance Interest Rate Line of Credit Amazon 443.97 0% Discover 696.1 0% Chase 1292.16 21.24% VISA-WF 4120.83 17.24% Windows 3469.86 10.99 Car 6597.87 5.99 |
Member Payment Dependent Notes Series 776187
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776187 |
$17,000 |
$17,000 |
17.99% |
1.00% |
June 10, 2011 |
June 18, 2016 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776187. Member loan 776187 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Coca-Cola | Debt-to-income ratio: | 10.97% |
Length of employment: | 4 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Coca-Cola | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > Loan is for: credit card consolidation, car repairs
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,437.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly Expenses: Rent (my share)= $1400/month. Utilities = $50/month for electricity, water/sewer/trash provided by building, $75/month for TV/internet, $15/month for renter's insurance, $500/month for car payment, $50/month for student loan payment, total credit card payments = $450/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current credit/dept obligations: $4000 for one credit card at a 27% interest rate, and a $10000 balance on one with a 25% rate. My student loan balance is $4500, which I'm paying off at a 3.5% interest rate. |
Which debts do you plan to pay off with this loan? | Current credit/dept obligations: $4000 for one credit card at a 27% interest rate, and a $10000 balance on one with a 25% rate. These are the depts I wish to pay off, leaving an extra $2000 (after lendingclub fees) to repair my car (bumper needs to be fixed/repainted, door needs dent taken out/painting), which has been quoted to be around $1500, leaving a buffer incase it goes over. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Current credit/dept obligations: $4000 for one credit card at a 27% interest rate, and a $10000 balance on one with a 25% rate. These are the depts I wish to pay off, leaving an extra $2000 (after lendingclub fees) to repair my car (bumper needs to be fixed/repainted, door needs dent taken out/painting), which has been quoted to be around $1500, leaving a buffer incase it goes over. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current credit/dept obligations: $4000 for one credit card at a 27% interest rate, and a $10000 balance on one with a 25% rate. My student loan balance is $4500, which I'm paying off at a 3.5% interest rate. |
Member Payment Dependent Notes Series 776214
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776214 |
$4,000 |
$4,000 |
7.49% |
1.00% |
June 9, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776214. Member loan 776214 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,967 / month |
Current employer: | Law Office of Michael Rinn | Debt-to-income ratio: | 0.64% |
Length of employment: | 3 years | Location: | Cockeysville, MD |
Home town: | |||
Current & past employers: | Law Office of Michael Rinn | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Bills are paid ON TIME Borrower has a STEADY JOB Credit score is SUPER PRIME
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $829.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 776221
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776221 |
$2,800 |
$2,800 |
11.49% |
1.00% |
June 8, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776221. Member loan 776221 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Nordstrom | Debt-to-income ratio: | 20.90% |
Length of employment: | 2 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Nordstrom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > Moving from Miami to San Diego to attend Grad School
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,983.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was unemployed for about 6 months and then underemployed for another 6 months and have only recently been earning full time hours at my job. During the year where I wasn't earning enough I used up my savings and was living on credit. I have only recently been able to start paying down the debt. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly expenses are $1000 |
Member Payment Dependent Notes Series 776238
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776238 |
$4,000 |
$4,000 |
12.99% |
1.00% |
June 10, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776238. Member loan 776238 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | University of Maryland University College | Debt-to-income ratio: | 17.34% |
Length of employment: | < 1 year | Location: | CHULA VISTA, CA |
Home town: | |||
Current & past employers: | University of Maryland University College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > Pay off 1 high interest CC. Help my son buy a car.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $15,845.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was unemployed/underemployed for about 1 1/2 years. |
What are you buying? | I will be paying off a high interest credit card and helping my son buy a used car. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off a high interest CC (2000) and helping my son buy a car (1800). |
What are you buying? | I will be paying off a high interest credit card and helping my son buy a used car. |
Member Payment Dependent Notes Series 776320
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776320 |
$15,000 |
$15,000 |
11.99% |
1.00% |
June 14, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776320. Member loan 776320 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Priority Staffing | Debt-to-income ratio: | 7.33% |
Length of employment: | 2 years | Location: | N Las Vegas, NV |
Home town: | |||
Current & past employers: | Priority Staffing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > I have nothing to add. Borrower added on 06/06/11 > This is a loan to pay off Credit Card debt only.
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,614.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan is for Credit Card debt consolidation only and my balances, interest rates and monthly payments are as follows: $4,192.55 9% $200.00 $3,661.47 10% $550.00 $2,849.74 10% $100.00 $1,407.61 17% $200.00 $1,209.46 17% $250.00 $340.59 15% $100.00 $271.19 10% $100.00 $200.01 10% $100.00 I pay a total of 1600/month towards credit cards. |
Member Payment Dependent Notes Series 776333
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776333 |
$5,000 |
$5,000 |
11.49% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776333. Member loan 776333 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,400 / month |
Current employer: | med plus staffing | Debt-to-income ratio: | 17.75% |
Length of employment: | 3 years | Location: | jabez, KY |
Home town: | |||
Current & past employers: | med plus staffing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | auto |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2000 volkswagon golf diesel, 106,000 |
Member Payment Dependent Notes Series 776394
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776394 |
$3,000 |
$3,000 |
9.99% |
1.00% |
June 14, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776394. Member loan 776394 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,600 / month |
Current employer: | woodley building maintenance | Debt-to-income ratio: | 11.31% |
Length of employment: | < 1 year | Location: | leavenworth, KS |
Home town: | |||
Current & past employers: | woodley building maintenance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > retaining wall Borrower added on 06/07/11 > always pay my loans Borrower added on 06/07/11 > rent Borrower added on 06/07/11 > job dont know hopefully contract dont end Borrower added on 06/07/11 > retaining wall is falling which is dangerous
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,209.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 776397
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776397 |
$4,300 |
$4,300 |
11.99% |
1.00% |
June 9, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776397. Member loan 776397 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.51% |
Length of employment: | n/a | Location: | Canby, OR |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > water filtration system Borrower added on 06/04/11 > water filtration system Borrower added on 06/08/11 > no further details to add at this time
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,546.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 54.80% | Months Since Last Record: | 85 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 776422
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776422 |
$6,000 |
$6,000 |
15.62% |
1.00% |
June 10, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776422. Member loan 776422 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | pershing lcc | Debt-to-income ratio: | 10.97% |
Length of employment: | 3 years | Location: | lake mary, FL |
Home town: | |||
Current & past employers: | pershing lcc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $5,343.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hello, I intend to purchase 7 quality milk cows. Thank you for your interest. |
Member Payment Dependent Notes Series 776440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776440 |
$3,600 |
$3,600 |
18.39% |
1.00% |
June 8, 2011 |
June 18, 2016 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776440. Member loan 776440 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Eaton Corporation | Debt-to-income ratio: | 12.84% |
Length of employment: | 10+ years | Location: | RALEIGH, NC |
Home town: | |||
Current & past employers: | Eaton Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $17,719.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan to use it for going on a cruse and vacation this summer. |
Member Payment Dependent Notes Series 776449
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776449 |
$9,000 |
$9,000 |
12.99% |
1.00% |
June 9, 2011 |
June 18, 2016 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776449. Member loan 776449 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Westgate Business Services LLC | Debt-to-income ratio: | 15.90% |
Length of employment: | 5 years | Location: | KIRKLAND, WA |
Home town: | |||
Current & past employers: | Westgate Business Services LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,290.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off money I borrowed to buy my son a car, to pay for ear surgery I recently had and to pay off several credit cards. |
What is your intended use for the loan proceeds? | To pay off money I borrowed to buy my son a car, to pay for ear surgery I recently had and to pay off several credit cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Rent is $1,000 per month. Utilities are split between myself and a roomate and average about $200 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent= $1,000 Auto= $500 (includes car payment, insurance and gas) Utilities= $200 (cable, sewer, gas, electricity, etc) Phone= $80 Insurance= $0 (Company pays health) Food= $600 (about $20 a day) Medical= $150 (Will be paid off by this loan) Credit/Loan= $400 (Most paid off with this loan) This leaves me about $1,000 a month of net income. This loan would actually lower my monthly expenses as I would be paying off items with higher monthly payments. Thank you |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquencies in the last 2 years to my knowledge. I last checked my credit report back in March and there weren't any late payments on it then. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Car loan pay back: $4,000 Medical expenses: $3,000 Pay off 4 credit cards: $2,000 |
Member Payment Dependent Notes Series 776463
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776463 |
$1,600 |
$1,600 |
10.59% |
1.00% |
June 8, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776463. Member loan 776463 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Ecolab | Debt-to-income ratio: | 24.03% |
Length of employment: | 8 years | Location: | Beloit, WI |
Home town: | |||
Current & past employers: | Ecolab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,649.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I frequently ask myself that same question, the simple truth is I guess I do it because old habits die hard. I have considered borrowing from my 401k or getting a loan against a rental property I own free and clear and doing away with it, but until those old habits change I would rather not. My own home will be paid for in 6 years and then I hope to make great strides toward changing that. I don't know if that helps, but its the honest answer. Thanks for inquiring. |
Please explain the reason why you carry a large revolving credit balance. | I frequently ask myself that same question, the simple truth is I guess I do it because old habits die hard. I have considered borrowing from my 401k or getting a loan against a rental property I own free and clear and doing away with it, but until those old habits change I would rather not. My own home will be paid for in 6 years and then I hope to make great strides toward changing that. I don't know if that helps, but its the honest answer. Thanks for inquiring. |
Member Payment Dependent Notes Series 776465
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776465 |
$9,600 |
$9,600 |
15.99% |
1.00% |
June 8, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776465. Member loan 776465 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Scottrade | Debt-to-income ratio: | 24.88% |
Length of employment: | 3 years | Location: | Lubbock, TX |
Home town: | |||
Current & past employers: | Scottrade | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > This loan is to refinance my credit card loan. They sent out a notice in the small print of a statement stating that I could close my accounts or they would jack up my interest rate to 30%. I was in the process of relocating due to a job transfer when this happened and did not read the statement, only looked online to pay the amount that month. I have tried to explained this to the bank, but to no avail. I want them out of my life. The rate increase was not the result of late payments as I have never had a late payment. Monthly budget is as follows: Take home income: $3490 Rent: $725 Utilities: $50 Telephone: $45 Entertainment: $100 Groceries: $250 Car: $375 Insurance: $50 Other Loans: $200 Misc: $200 I have a stable salaried job.
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,104.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Before starting my current job, I was unemployed for 9 months because of a lay off. I have since sold my home at a slight loss and trying to get debt free. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Name Balance Rate Min payment Amex 6700 29.99 238 Visa 2000 25.74 76 M/C 1000 21.99 33 M/C 3400 15.99 79 Amex 1300 17.24 30 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $346 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Name Balance Rate Min payment Amex 6700 29.99 238 Visa 2000 25.74 76 M/C 1000 21.99 33 |
Please explain the reason why you carry a large revolving credit balance. | Before starting my current job, I was unemployed for 9 months because of a lay off. I have since sold my home at a slight loss and trying to get debt free. |
Member Payment Dependent Notes Series 776466
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776466 |
$4,000 |
$4,000 |
5.99% |
1.00% |
June 8, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776466. Member loan 776466 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | stop and shop co. | Debt-to-income ratio: | 3.73% |
Length of employment: | 10+ years | Location: | west yarmouth, MA |
Home town: | |||
Current & past employers: | stop and shop co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I have been working for the same company for 30 yrs, I own my home..my mortgage is paid off. I have a car loan $240/month and the the usual utilities and cell phone payments. I am purchasing a travel trailer..I have 1/3 of the cost saved ad need another 4k to complete the sale..the opportunity came up suddenly!
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | buying an camping trailer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | No Mortgage! Paid off last fall. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No mortgage/rent (paid off) own home, car:$240, cable/phone $190, electric $80, cell $200, food $200 |
What are you buying? | A 16' travel trailer |
If you have a delinquency in the last 2 years, please explain the reason. | None |
Member Payment Dependent Notes Series 776508
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776508 |
$9,450 |
$9,450 |
15.62% |
1.00% |
June 14, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776508. Member loan 776508 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,850 / month |
Current employer: | USDA/FMMA | Debt-to-income ratio: | 22.74% |
Length of employment: | 9 years | Location: | Naperville, IL |
Home town: | |||
Current & past employers: | USDA/FMMA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1971 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $6,528.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | 45 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | To my knowledge, these are medical bills for one of my children that was not billed to the insurance company. Currently I am working with the medical agencies to get this resolved. |
If you have a public record on file, please briefly explain the event and its resolution. | This involved association dues to a previously owned home. This home was sold and the dues were submitted to the association. The record still appears on the report. |
What portion of your wedding expenses does this loan represent? | All of this loan is for the wedding expenses for my daughter. I did not monitor her invite list for the reception, and it sort of got out of control. |
How are you paying for other wedding expenses not covered by this loan? | I did have a bit of money to help with purchasing of the wedding dress and a few incidentals. I have enlisted friends help with some things to save cost. This is my only daughter, (I have 4 boys) & I wanted this to be her special day. I would just hate to tell her I can not have a reception for her. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | We are currently renting our home. I do not pay the rent ($1750) or the rental insurance ($50). The utilities is about $200 - $400. |
If you have a delinquency in the last 2 years, please explain the reason. | To my knowledge, these are medical bills for one of my children that was not billed to the insurance company. Currently I am working with the medical agencies to get this resolved. |
Member Payment Dependent Notes Series 776534
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776534 |
$1,600 |
$1,600 |
13.49% |
1.00% |
June 8, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776534. Member loan 776534 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | los angeles county agri weight measure | Debt-to-income ratio: | 12.10% |
Length of employment: | 6 years | Location: | west covina, CA |
Home town: | |||
Current & past employers: | los angeles county agri weight measure | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $1,214.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off A very high rate charge account. |
Member Payment Dependent Notes Series 776594
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776594 |
$1,050 |
$1,050 |
8.49% |
1.00% |
June 8, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776594. Member loan 776594 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,083 / month |
Current employer: | Honda Transmission | Debt-to-income ratio: | 20.12% |
Length of employment: | 6 years | Location: | Bellefontaine, OH |
Home town: | |||
Current & past employers: | Honda Transmission | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > Paying high interest credit card balance from Emergency Room bill. Borrower added on 06/05/11 > Paying high interest Credit Card. Balance on Credit Card is from Emergency Room bills.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,195.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hi. I am wanting to use the funds to pay off a credit card with a 19% rate. The card was used for Emergency Room bills. Thank you. |
Member Payment Dependent Notes Series 776743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776743 |
$7,000 |
$7,000 |
9.99% |
1.00% |
June 9, 2011 |
June 19, 2016 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776743. Member loan 776743 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,625 / month |
Current employer: | UPS | Debt-to-income ratio: | 12.20% |
Length of employment: | 10+ years | Location: | Alamosa, CO |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,999.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | financing automobile |
How much money are you providing out of pocket as a down payment for this purchase? | $1000-$2000.00 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Jeep cj7 or Jeep Wrangler 1980-present |
What are the balances, interest rates, and monthly payments on any other auto obligations? | $12,000, 4.9%, $538.00 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Jeep cj7 or Jeep Wrangler 1980-present |
How much money are you providing out of pocket as a down payment for this purchase? | $1000-$2000.00 |
How are you covering other costs related to this car transaction (taxes, registration, insurance)? | With my own money. |
What are the balances, interest rates, and monthly payments on any other auto obligations? | $12,000, 4.9%, $538.00 |
Member Payment Dependent Notes Series 776776
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776776 |
$12,000 |
$12,000 |
19.29% |
1.00% |
June 10, 2011 |
June 18, 2016 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776776. Member loan 776776 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | City of Hope | Debt-to-income ratio: | 11.81% |
Length of employment: | 6 years | Location: | Duarte, CA |
Home town: | |||
Current & past employers: | City of Hope | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Thank you all so much to be intrested in investing in me! I am new to the Lending Club and so I thought I might share with you why I am looking to the Lending Club for some financial assistance. In 2009 I made some bad credit choices by applying for a card from my local bank that carried an annual fee in addition to a high intrest rate. No, problem, I thought, I won't be using this credit card anyway. A few months later I got into an apartment and my room mate bailed on me the day I signed the lease. I now had an apartment which I could not afford all on my own. I also just got a new job for the new area I was in. I couldn't afford to stay there but I couldn't afford to break the lease either. So, I used the credit card to end the lease and move again and get my old job back. It was a series of poor planning and bad financial decisions. If you invest in me, I plan to consolidate all of these high intrest cards (I have 1 and 2 lower intrest cards) and pay them off and close the high-intrest, annual fee one. I can pay off the last $1800 on my CarMax car loan and be done with that one too. With just one loan at a better rate I can focus on improving and aquiring a better income by adding on a part-time job. My plan is to be debt free in 4 years. Thank you so much for your intrest in becoming my investor of my debt consolidation loan. I appreciate your kind welcome and I will be a Lending Club success story. Thank you!
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,849.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Thank you for considering my Lending Club Debt Consolidation loan request. There are actually a number of reasons how I've gotten into the pickle that I'm in. But I can summarize it by two words: poor planning. I changed jobs and moved closer to work and my roommate bailed on me the day I signed the lease for a new apartment. I was then stuck with an apartment I could not afford all by myself and a year lease. I tried to stick it out and male it work or find another roommate for 91 days before I called it quits and paid my way out of the lease, moved again and got my old job back. All of it was bank-rolled on a high-interest rate credit card. It's not the bank's fault; it is mine. With your kind investment(s) I want to rid myself of the high interest card and close it. Keep my lower lines open, improve my credit score and qualify for a low interest, first time buyer loan on a town home or condo. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Thank you so much for your question and for your interest in funding my Lending Club loan. My current housing situation is that I am living at home with my dad. I am 43 years old and the embarrassment is not lost on me. However, it benefits us both at the moment as it provides him with some income and company and I do some of the outdoor chores. I pay $300 in rent and $300 in utilities. I buy the groceries and that is another $300 a month. No mortgages, we own the house. No home equity loans. That makes $900 a month in housing expenses. I hope that answers this question adequately? Thank you! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you so much for being an interested investor in my loan request. I am new to Lending Club and when I get out of my own debt, I would like to become an investor too. I have 3 lines of credit. A Carmax vehicle loan at 5.25% with $2,000 to go. Monthly payment of $150. High-interest card at 26.99% with a balance of $5,800 and a monthly of $200 and a low-interest card 18.99% with a balance of $1,800 and a monthly of $200. As you can see there is a lot of energy being spent on keeping these ducks-in-a-row. If you invest in me I can pay these off and be done with them and focus on just one-loan with a much lower interest rate. I really do appreciate it and thank you so much for your consideration of my request. |
Which debts do you plan to pay off with this loan? | Thank you so much for your thoughtful questions. I plan to pay off all of my outstanding credit cards and cancel the high-interest one. After 6 months I should see the credit score improve even though the total available credit will go down. That's fine - I don't need $6K of "credit" at such a high rate thank you very much. I also plan to pay the car loan off. I have a 2005 Ford Focus and I love it. It's easy on the gas, I don't have to drive far to work and my car is not a statement. It gets me from point "A" to "B" and doesn't cost me much to operate. I keep the maintenance up on it so that it doesn't cost me a lot later. I will also pay the low-interest card off and keep that one (in a block of ice) and just have it. That has no annual fee and it's good to keep it. As far as increasing my income I am looking at another part-time job to help me build my savings back up after a disastrously and costly move I had. I am also interested in earning more income by writing magazine articles for the major airlines. They don't pay an awful lot for an article but by getting some articles published...anywhere...I plan to make a few hundred dollars writing. With the debts consolidated to just a single loan, I really feel that my focus can then be one ways to improve my financial outlook and not be chasing the "eightball" down the rabbit hole. Thanks so much your your kind consideration. I will a Lending Club success story and I am thrilled to have made it this far. Thank you all! |
Member Payment Dependent Notes Series 776778
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776778 |
$9,000 |
$9,000 |
11.49% |
1.00% |
June 13, 2011 |
June 18, 2014 |
June 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776778. Member loan 776778 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,250 / month |
Current employer: | Barclays Capital, Inc. | Debt-to-income ratio: | 9.99% |
Length of employment: | 2 years | Location: | Bayonne, NJ |
Home town: | |||
Current & past employers: | Barclays Capital, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > Converting short-term revolving debt at with a floating rate APR of 9.24% to a 36 month/3-year fixed term debt at the cost of a higher APR. Conversion to fixed term debt will permit improvement in cash flow and also improve long-term credit ratings by replacing revolving debt with fixed term debt. Historically low interest rates may also rise in the medium term. Conversion to fixed term debt mitigates future interest rate risk.
A credit bureau reported the following information about this borrower member on June 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,609.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 776809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776809 |
$4,600 |
$4,600 |
20.25% |
1.00% |
June 10, 2011 |
June 19, 2016 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776809. Member loan 776809 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Hilton Baltimore | Debt-to-income ratio: | 3.51% |
Length of employment: | 3 years | Location: | Nottingham, MD |
Home town: | |||
Current & past employers: | Hilton Baltimore | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > Stable salary job with $3000+ monthly Good credit score due to no late payments Looking to buy a car but never had a higher loan than $5000, Hard to finance over $24000
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,193.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Purchasing a new car, better economic car, due to higher gas price |
Is this loan for a refinance, lease or purchase? | purchase |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | my monthly expenses total is $1600 including rent, cable, water, insurance, and food. |
Member Payment Dependent Notes Series 776948
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776948 |
$4,000 |
$4,000 |
5.42% |
1.00% |
June 9, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776948. Member loan 776948 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | United States Post Office | Debt-to-income ratio: | 11.63% |
Length of employment: | 10+ years | Location: | St Louis, MO |
Home town: | |||
Current & past employers: | United States Post Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > This loan will be used to finance an above ground pool
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,120.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 776995
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
776995 |
$15,000 |
$15,000 |
6.99% |
1.00% |
June 13, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 776995. Member loan 776995 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Southern Wine & Spirits of Arizona | Debt-to-income ratio: | 1.07% |
Length of employment: | 6 years | Location: | Lake Havasu City, AZ |
Home town: | |||
Current & past employers: | Southern Wine & Spirits of Arizona | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,096.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Thank you for your inquiry. I currently have a total of 3 bank issued credit cards & a few store cards (Lowe's, Home Depot); all but 1 have a zero balance. The one carrying a balance is a Capital One card - ( $15,700 @ 12.9% ) - which I religiously pay on $600 monthly . I am implementing an action plan to be free of credit card debit within 3 years through the use of these funds. I have additional funds in savings to add to the Lending Club loan in order to pay off the Capital One account and close it. Thank you for your time and consideration. |
What is your intended use for the loan proceeds? | Thank you for your inquiry. I currently have a total of 3 bank issued credit cards & a few store cards (Lowe's, Home Depot); all but 1 have a zero balance. The one carrying a balance is a Capital One card - ( $15,700 @ 12.9% ) - which I religiously pay on $600 monthly . I am implementing an action plan to be free of credit card debit within 3 years through the use of these funds. I have additional funds in savings to add to the Lending Club loan in order to pay off the Capital One account and close it. Thank you for your time and consideration. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My portion of the monthly bills are : Bank of America (mortgage, insurance & property tax) $689, CitiBank Loan $195, Utilities (water+garbage) $45, Power $90, Cable TV/Phone/Internet $50, Cellular $50. I do not have a vehicle loan out & the majority of my auto expense is paid for by my employer. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All of my monthly household and transportation expenditures were covered in a previous question. As far as insurance, I have a payroll deduction of $195 per month that covers the family on health, prescription, eye, dental, and also short term & long term disabilities for myself. My portion of food expenditure is approximately $275 per month. |
If you have a delinquency in the last 2 years, please explain the reason. | I take my finances quite seriously and I have never had a delinquent payment ever. I feel that credit of any kind is a priveledge and credit worthiness is truly earned. |
What is the total balance of your credit cards, interest rates and current monthly payments? | I currently have a total of 3 bank issued credit cards & a few store cards (Lowe's, Home Depot); all but 1 have a zero balance. The one carrying a balance is a Capital One card - ( $15,700 @ 12.9% ) - which I religiously pay on $600 monthly . I am implementing an action plan to be free of credit card debit within 3 years through the use of these funds. I have additional funds in savings to add to the Lending Club loan in order to pay off the Capital One account and close it. Thank you for your time and consideration. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I have 1 credit card with a balance - Capital One - balance as of 6/09/2011 is $15,195.84 @ 12.9% apr. Minimum monthly payment is $325.00. I, however, budget $600.00 monthly towards this account. Thank you |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have 1 credit card with a balance - Visa - balance as of 6/09/2011 is $15,195.84 @ 12.9% apr. Minimum monthly payment is $325.00. I, however, budget $600.00 monthly towards this account. Thank you |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I intend on allocating the entire loan amount plus money from my savings account to pay off 1 Visa card totaling approximately $15,200. Thank you |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My portion of the monthly bills are : Bank of America (mortgage, insurance & property tax) $689, CitiBank Loan $195, Utilities (water+garbage) $45, Power $90, Cable TV/Phone/Internet $50, Cellular $50. I do not have a vehicle loan out & the majority of my auto expense is paid for by my employer. I have 1 credit card with a balance - Capital One - balance as of 6/09/2011 is $15,195.84 @ 12.9% apr. Minimum monthly payment is $325.00. I, however, budget $600.00 monthly towards this account. As far as insurance, I have a payroll deduction of $195 per month that covers the family on health, prescription, eye, dental, and also short term & long term disabilities for myself. My portion of food expenditure is approximately $275 per month. I have additional funds in savings to add to the Lending Club loan in order to pay off the Capital One account and close it. Thank you for your time and consideration. |
Member Payment Dependent Notes Series 777066
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777066 |
$1,200 |
$1,200 |
15.99% |
1.00% |
June 13, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777066. Member loan 777066 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | Cpi Security | Debt-to-income ratio: | 12.57% |
Length of employment: | 3 years | Location: | CHARLOTTE, NC |
Home town: | |||
Current & past employers: | Cpi Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > I need this in order to take care of some unexpected bills. Thank you.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 777134
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777134 |
$3,600 |
$3,600 |
10.99% |
1.00% |
June 9, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777134. Member loan 777134 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,017 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 10.84% |
Length of employment: | 2 years | Location: | Boston, MA |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > I already have an equal amount saved and would like to make a purchase in the near future.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,992.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 750 Transportation - 59/Mo. (Pre-tax commuter benefits). I drive my car 1-2 times per month so spend almost zero on gas, Utilities - 35 for electric, 46 for cable & internet Phone - 70 Insurance - Pay car insurance in full in one installment in July. $157 Food & Dining - 300 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 750 Transportation - 59/Mo. (Pre-tax commuter benefits). I drive my car 1-2 times per month so spend almost zero on gas, Utilities - 35 for electric, 46 for cable & internet Phone - 70 Insurance - Pay car insurance in full in one installment in July. $157 Food & Dining - 300 |
Member Payment Dependent Notes Series 777141
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777141 |
$2,750 |
$2,750 |
15.23% |
1.00% |
June 9, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777141. Member loan 777141 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | JJAMZ, INC | Debt-to-income ratio: | 9.94% |
Length of employment: | 10+ years | Location: | BROOKLYN PARK, MN |
Home town: | |||
Current & past employers: | JJAMZ, INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $626.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 32.90% | Months Since Last Record: | 110 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | That happen 11 years ago if thats the public record you're asking me about. I resolve that issue, and would never do it again. When you own a home and one backs out of a deal and you have nowhere to turn I felt that was the only way out. I was not the person who back out of the deal. Learn lesson and it cost me. Thats the best I explain it. |
Member Payment Dependent Notes Series 777143
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777143 |
$1,200 |
$1,200 |
6.99% |
1.00% |
June 8, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777143. Member loan 777143 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,800 / month |
Current employer: | Lee's Summit Schools | Debt-to-income ratio: | 13.10% |
Length of employment: | 10+ years | Location: | Belton, MO |
Home town: | |||
Current & past employers: | Lee's Summit Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,516.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 777151
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777151 |
$3,025 |
$3,025 |
9.99% |
1.00% |
June 9, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777151. Member loan 777151 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Military | Debt-to-income ratio: | 8.43% |
Length of employment: | 7 years | Location: | Glens Falls, NY |
Home town: | |||
Current & past employers: | Military | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $1,136.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 777181
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777181 |
$3,900 |
$3,900 |
5.99% |
1.00% |
June 9, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777181. Member loan 777181 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,159 / month |
Current employer: | State of Connecticut | Debt-to-income ratio: | 12.71% |
Length of employment: | 6 years | Location: | East Hartford, CT |
Home town: | |||
Current & past employers: | State of Connecticut | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > This loan will help me pay off an existing loan (at 11.25%) faster. We finished part of our basement a few years ago with a well-known basement system, and it's great. I am a LendingClub lender, and this is the first time I've applied for a loan. Thanks for your interest!
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $533.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | There were two. One was for a credit card that I rarely use - they charged their annual fee of $49 and I somehow missed that. (I now get email alerts for that card.) The other one was for a department store card, where U had thought that I'd set up an online payment, but it didn't happen. For what it is worth, that same retailer (begins with K and ends in 's) offered me gold card benefits recently. |
Member Payment Dependent Notes Series 777217
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777217 |
$20,000 |
$20,000 |
13.49% |
1.00% |
June 14, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777217. Member loan 777217 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,750 / month |
Current employer: | Chamber of Commerce Mountain View | Debt-to-income ratio: | 18.47% |
Length of employment: | 3 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Chamber of Commerce Mountain View | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I am requesting this loan to pay off my credit cards at a lower interest rate than they are currently offering. Before considering LendingClub I contacted the credit card companies individually to directly negotiate a lower rate. Despite my good credit, excellent payment history and steady salary/work history, only two of them would substantially reduce my interest rate. The others lowered my interest rate by one or two points but the interest rates on LendingClub are even better. Borrower added on 06/06/11 > Hi and thank you for considering my loan request. I'll be using this loan to pay off credit card debt at a lower interest rate than my existing credit card interest rates. Prior to considering LendingClub, I had contacted each of my credit cards to try and directly negotiate a lower interest rate. Despite my good credit, excellent payment history and steady work history/salary only two companies agreed to lower my rate considerably. The others lowered it one or two percentage points but the rates on LendingClub are significantly better. I've been in my current job for approx 3 years and have a monthly budget of $4,500.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,974.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I'll be using this loan to pay off credit card debt at a lower interest rate than my existing credit card interest rates. Prior to considering LendingClub, I had contacted each of my credit cards to try and directly negotiate a lower interest rate. Despite my good credit, excellent payment history and steady work history/salary only two companies agreed to lower my rate considerably. The others lowered it one or two percentage points but the rates on LendingClub are significantly better. Thank you for considering my loan request and please let me know if I may answer any other questions as you make your decision. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | My monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) are: Rent - $792.50 PG&E - $35 AT&T Internet - $7.50 Renters Insurance - $30 Direct TV Cable - $45 Car Payment - $336.33 Auto Insurance - $137.25 Cell Phone - $90 TOTAL = $1,473.58 In addition, I contribute $200-400/month to my Roth IRA and $200-400/month to my savings account. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | In addition to the expenses below, I spend approx $200/month on gas and $400/month on groceries/food. Rent - $792.50 PG&E - $35 AT&T Internet - $7.50 Renters Insurance - $30 Direct TV Cable - $45 Car Payment - $336.33 Auto Insurance - $137.25 Cell Phone - $90 In addition, I contribute $200-400/month to my Roth IRA and $200-400/month to my savings account. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have a delinquency in the last 2 years. |
What is the total balance of your credit cards, interest rates and current monthly payments? | CC#1: Min payment - $16, Actual payment - $50, Total balance - $775, Rate - 11.24% CC#2: Min payment - $220, Actual payment - $300, Total balance - $7100 , Rate - 24% CC#3: Min payment - $227, Actual payment - $300, Total balance - $4800 , Rate - 24% CC#4: Min payment - $140, Actual payment - $500, Total balance - $2600, Rate - 29% CC#5: Min payment - $27, Actual payment - $100, Total balance - $1100, Rate - 31% CC#6: Min payment - $140, Actual payment - $250,Total balance - $4000, Rate - 18% |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My request is for $20,000 and, after Lending Club fees if my loan is funded, I would receive approx $19,000. With that amount, I would pay off the following cards: Visa: Min payment - $220, Actual payment - $300, Total balance - $7100 , Rate - 24% Visa: Min payment - $227, Actual payment - $300, Total balance - $4800 , Rate - 24% Visa: Min payment - $140, Actual payment - $500, Total balance - $2600, Rate - 29% MC: Min payment - $27, Actual payment - $100, Total balance - $1100, Rate - 31% AMEX: Min payment - $140, Actual payment - $250,Total balance - $4000, Rate - 18% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total cost per month of my minimum monthly payments for the credit cards that I will be paying off with this loan is $770/month.The total cost per month of the LendingClub loan is $678/month for 36 months. This will yield an upfront cost savings per month of approx $100 to my total budget. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am not using this loan for multiple purposes. The only purpose for this loan is to pay off credit card debt at a lower interest rate in a shorter period of time. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am a renter and my monthly rent is $800. |
Please explain the reason why you carry a large revolving credit balance. | The majority of my revolving balances are from college. |
Member Payment Dependent Notes Series 777239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777239 |
$4,000 |
$4,000 |
6.99% |
1.00% |
June 10, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777239. Member loan 777239 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,250 / month |
Current employer: | Bayfront Medical Center | Debt-to-income ratio: | 8.50% |
Length of employment: | 10+ years | Location: | Riverview, FL |
Home town: | |||
Current & past employers: | Bayfront Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,999.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | It will be a boat purchase for family recreation activity. We have agreed to purchase one of size that will be stored in our garage as for mostly security and from the element when not in use. We had a boat a few years ago that we kept in the garage so we know what will and will not fit. Thank You for your question. SS |
Member Payment Dependent Notes Series 777271
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777271 |
$9,600 |
$9,600 |
5.99% |
1.00% |
June 14, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777271. Member loan 777271 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,750 / month |
Current employer: | Philips Healthcare | Debt-to-income ratio: | 8.33% |
Length of employment: | 3 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Philips Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > Previously sold a second home and used and unsecure line of credit at my credit union (with one size standard rate of 11.25%) to pay the difference between seeling price and remaining mortgage on property. My intent is to use this loan to payoff credit union loan and refinance to a lower interest rate more in line with my credit rating. Borrower added on 06/05/11 > Previously sold a second home and used and unsecure line of credit at my credit union (with one size standard rate of 11.25%) to pay the difference between seeling price and remaining mortgage on property. My intent is to use this loan to payoff credit union loan and refinance to a lower interest rate more in line with my credit rating.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $7,534.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 777293
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777293 |
$8,000 |
$8,000 |
10.99% |
1.00% |
June 8, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777293. Member loan 777293 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | Queen Annes County | Debt-to-income ratio: | 7.24% |
Length of employment: | 3 years | Location: | Chester, MD |
Home town: | |||
Current & past employers: | Queen Annes County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $746.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to consolidate a few bils |
What is your intended use for the loan proceeds? | I would like to consolidate a few bils |
Member Payment Dependent Notes Series 777296
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777296 |
$7,200 |
$7,200 |
9.99% |
1.00% |
June 13, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777296. Member loan 777296 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,300 / month |
Current employer: | Game Stop/ Home Depot | Debt-to-income ratio: | 3.48% |
Length of employment: | 2 years | Location: | Sheridan, WY |
Home town: | |||
Current & past employers: | Game Stop/ Home Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I'm in need of this loan so I can pay off a couple of credit cards, get some sorely needed vehicle repairs done, pay off some medical bills, fix up my home (ie: dryer, stove, roofing, etc...), and general bills I fell behind when I left for a week to watch my brother graduate from basic training. I feel that I'm a great borrower, as I have about a 724 credit score and have never been late on any bills/loans, and even paid some of my loans off a little early.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,240.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Personal use. I need to do some repairs on my vehicle, replace some stuff around the house that's broken (ie: dryer, stove, roofing repair, etc...), finish paying off a couple of credit cards, a couple of hospital bills, and general bills that I fell behind on a little when I left for South Carolina for a week to watch my brother graduate from basic training at Fort Jackson. |
Member Payment Dependent Notes Series 777303
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777303 |
$1,000 |
$1,000 |
7.49% |
1.00% |
June 9, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777303. Member loan 777303 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,443 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.21% |
Length of employment: | n/a | Location: | Somerville, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > using this loan to finance my move as a full-time graduate student. it's an issue of financial timing: I don't receive my stipend until after my lease is up and my savings aren't enough to cover a deposit, broker fees, and an interstate move. I hope to pay this back aggressively once my stipends begin coming in. Borrower added on 06/07/11 > Thank you to everyone for your support!
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $223.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 777487
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777487 |
$8,000 |
$8,000 |
12.99% |
1.00% |
June 14, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777487. Member loan 777487 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,171 / month |
Current employer: | Hollenbeck Middle School | Debt-to-income ratio: | 17.36% |
Length of employment: | 5 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Hollenbeck Middle School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I didn't explain myself clearly on my earlier post. The loan is not for any post-secondary education expenses. It's just time to get new computers. My current computer and the one my brother is sharing with everyone else are both old and slow. I would like to upgrade to new faster computers. These are all personal purchase for my use.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $9,294.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My brother is starting college this fall, and I want to buy him a laptop to get him started. He currently doesn't have a computer of his own. He has to share the family one. I also need to upgrade my computer to use in my own classroom. And I wanted to make a couple other purchases for the new school year, technology wise. |
If you have a delinquency in the last 2 years, please explain the reason. | No, I don't have a delinquency. I always make sure that I pay my bills first before I spend my money on anything else. I have been working for the last couple of years to bring up my credit score and to keep it in good standing. |
What is your intended use for the loan proceeds? | I want to use the loan to purchase two new laptops. The ones I currently have are a couple of years old and and slow. |
Please explain the reason why you carry a large revolving credit balance. | My family went through a tough time a couple of years ago, so everyone had to pitch in. I had to use my credit cards to help out. Also, my first couple of years of teaching, I purchased a lot of supplies for my students that the school did not have or would take too long to provide. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My only expenses are my credit card bills, internet, phone, and cable. I don't pay rent, insurance, or food bills. I do help out my parents with $200 a month. |
Member Payment Dependent Notes Series 777500
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777500 |
$7,000 |
$7,000 |
12.99% |
1.00% |
June 8, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777500. Member loan 777500 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,583 / month |
Current employer: | Truck Enterprises Inc. | Debt-to-income ratio: | 9.38% |
Length of employment: | 10+ years | Location: | Waynesboro, VA |
Home town: | |||
Current & past employers: | Truck Enterprises Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > Have above gound swimming pool installed. Borrower added on 06/07/11 > Good borrowrer capable of making capital contributions in the event of economic stres, stable steady jobs and income long term employment. Good credit, improving strategies in place. Positive cash flow and net worth liguidity. Large cash flow net earnings and investements for retiremt maxed for contributions.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $3,829.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 1,400.00 additinal expenses approx.3,000.00 16,500.00 yearly 401k plan and 5,000.00 year in IRA we are investing as much as possible for early retirement |
Member Payment Dependent Notes Series 777508
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777508 |
$3,000 |
$3,000 |
5.42% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777508. Member loan 777508 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,409 / month |
Current employer: | n/a | Debt-to-income ratio: | 0.85% |
Length of employment: | n/a | Location: | Apple Valley, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 777509
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777509 |
$4,800 |
$4,800 |
13.49% |
1.00% |
June 10, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777509. Member loan 777509 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Kipp LA Schools | Debt-to-income ratio: | 7.92% |
Length of employment: | 1 year | Location: | MONTEREY PARK, CA |
Home town: | |||
Current & past employers: | Kipp LA Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Consolidate high interest credit cards to improve debt to credit ratio and overall credit score; looking to purchase a house in about a year. With the exception of 2 mistakes in college (utility bills left opened after I moved out) I have been very responisible with the repayment of any borrowed funds (both on time and more than the minimum payment due).
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $4,461.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am in the process of planning a wedding. |
Please explain the reason why you carry a large revolving credit balance. | I am in the process of planning a wedding. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1180 fo rent, 75 for utilities, 165 for insurance, 70 for phone, 250 for gas(transportation), 150 for groceries. I have been paying about $400/ month in an attempt to pay off credit cards. |
Member Payment Dependent Notes Series 777519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777519 |
$4,000 |
$4,000 |
13.99% |
1.00% |
June 9, 2011 |
June 19, 2014 |
June 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777519. Member loan 777519 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,200 / month |
Current employer: | Primex Plastic | Debt-to-income ratio: | 22.40% |
Length of employment: | 10+ years | Location: | Mesquite, NV |
Home town: | |||
Current & past employers: | Primex Plastic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/05/11 > My kids are moving into their first home and I would like to help them settle in and get started with their new home comfortably.
A credit bureau reported the following information about this borrower member on June 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $9,930.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 777688
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777688 |
$8,000 |
$8,000 |
11.49% |
1.00% |
June 14, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777688. Member loan 777688 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,600 / month |
Current employer: | Claflin University | Debt-to-income ratio: | 7.54% |
Length of employment: | 6 years | Location: | Orangeburg, SC |
Home town: | |||
Current & past employers: | Claflin University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Personal
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,584.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off a car loan, pay a credit card bill and help my mother. This one loan alone will take care all of that. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | rent+utilities $275+$50; line of credit $180; 1 car insurance+tax $25+10. On an average lets say $550-600/month (figures rounded). |
Please explain the reason why you carry a large revolving credit balance. | I wouldn't particularly say that I have a large revolving balance given that its less than 6k and also I am paying my bills regularly. I need a lump-sum amount of money now, so I applied for this loan, otherwise I am pretty solvent. Most of my earnings went to my graduate tuition. I have only 3 courses left and my employer and grad school are paying for those. I will be in better shape once I get this loan, so I can pay off my higher interest credit card bill. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have answered this question partly previously. However, including phone and food, on an average $800-$850. |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency. |
Member Payment Dependent Notes Series 777693
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777693 |
$4,000 |
$4,000 |
11.49% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777693. Member loan 777693 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,112 / month |
Current employer: | Town of Massena | Debt-to-income ratio: | 18.19% |
Length of employment: | 10+ years | Location: | Massena, NY |
Home town: | |||
Current & past employers: | Town of Massena | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > personal to pay off bills Borrower added on 06/07/11 > To pay off bills Borrower added on 06/07/11 > My job is quite secure, I have worked here for 18 years and plan to work another seven years. I will have good retirement. I have been a good monthly budgeter, but would like to stay ahead of the game by paying off some debt. Borrower added on 06/07/11 > I feel I am a good borrower. I have stayed at the same job for over 18 years now and my job is secure. Borrower added on 06/08/11 > I have held the same job for more than 18 years. I am a responsible person and do a good job of budgeting my paycheck which makes me a good borrower.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $3,517.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 39.50% | Months Since Last Record: | 104 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit cards |
If you have a public record on file, please briefly explain the event and its resolution. | I have no public record on file. |
Member Payment Dependent Notes Series 777710
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777710 |
$2,000 |
$2,000 |
5.99% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777710. Member loan 777710 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,600 / month |
Current employer: | KELLYS HARDWARE | Debt-to-income ratio: | 2.06% |
Length of employment: | 1 year | Location: | clarendon, AR |
Home town: | |||
Current & past employers: | KELLYS HARDWARE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > need to pay off bills Borrower added on 06/07/11 > paying off bills
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $2,197.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 777741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777741 |
$4,800 |
$4,800 |
5.99% |
1.00% |
June 14, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777741. Member loan 777741 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.08% |
Length of employment: | 3 years | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,670.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Kangen Water Filtration System, as previously stated. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | cancel this loan |
Member Payment Dependent Notes Series 777761
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777761 |
$11,000 |
$11,000 |
11.99% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777761. Member loan 777761 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Middletown City School District | Debt-to-income ratio: | 18.16% |
Length of employment: | 10+ years | Location: | Pine Bush, NY |
Home town: | |||
Current & past employers: | Middletown City School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,365.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi, Morgage-$2,200, Tranportation-$150, Utilities-$350. Insurance-$175, Food-$250 per month. Credit Cards-$500. Thanks! |
Please explain the reason why you carry a large revolving credit balance. | Hi, I had to use more credit in the past due to changes in my personal relationships. This has since resolved and I'm looking to pay down the debt and cut up the cards. Thanks! |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Capital One-$6,010 mastercard current rate-17.9%. Min. payment-$145 Chase-$4,500 mastercard current rate-16.5% Min. payment-$122 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total payments w/o loan-min. $266. For loan it would be $325 but less interest and loan would be paid in 3 years. Cards would be cut up after balace is paid. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Capital One-$6,010 mastercard current rate-17.9%. Min. payment-$145 Chase-$4,500 mastercard current rate-16.5% Min. payment-$122 |
Member Payment Dependent Notes Series 777779
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777779 |
$2,500 |
$2,500 |
8.49% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777779. Member loan 777779 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Future Visions | Debt-to-income ratio: | 7.81% |
Length of employment: | 1 year | Location: | LOUISVILLE, KY |
Home town: | |||
Current & past employers: | Future Visions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I currently drive a very old VW beetle. I just want to get something slightly more reliable to get back and forth to work with. I'd normally pay cash but want to stay as liquid as possible so I'm getting a loan for about 50% of the cost of the truck. The rest I'll be paying for with cash. Because the truck is older than 10 years, I can't get an auto-loan for it. Thanks! Borrower added on 06/06/11 > Additional: By "very old" I mean '73. I've quite literally been driving it with a hole in the floor for almost a year. That's how stingy I am with my money. I've done the research and it's not worth putting money into since the body and frame are pretty much beyond repair. I'm going to make sure to buy something like an F150 or Tacoma, which are very prevalent. This will make it easy to find relatively cheap replacement parts should something go wrong.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | A few times in the past two years I've simply forgotten to pay a bill. I've tried to enroll in auto-pay for everything for this reason, but at times it hasn't been possible. It has never been due to lack of funds, and this loan will be paid using auto-bill. |
Member Payment Dependent Notes Series 777816
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777816 |
$7,200 |
$7,200 |
15.23% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777816. Member loan 777816 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | W.W. Grainger, Inc | Debt-to-income ratio: | 23.79% |
Length of employment: | 5 years | Location: | McHenry, IL |
Home town: | |||
Current & past employers: | W.W. Grainger, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I'm working at finally consolidating my high interest debt into one lower payment. With the current rate I qualify for I am able to plan to payoff this consolidation in 24 months. Without this loan I would be stuck with my current open debt for much longer.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $3,949.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan on paying the balances on the following debts: Debt Rate Balance Citicard 29.99% $2680 Chase Amazon 19.99% $725 Capital One 19.98% $875 Bill me Later 14.97% $410 Taxes Due $2500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I plan on paying the balances on the following debts: Debt Rate Balance Min. Monthly Payment Citicard 29.99% $2680 $120 Chase Amazon 19.99% $725 $25 Capital One 19.98% $875 $25 Bill me Later 14.97% $410 $15 Taxes Due $2500 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I have been working on paying over my minimums on almost all of my payments needing to be made. Currently: Rent: $600 Utilities: $290 Monthly Debt payment: $1000 Misc spending (i.e. gas, entertainment, food, etc.): ~$430 |
What is your intended use for the loan proceeds? | This has already been presented in a previous quesion. I intend to pay the following debts: Citicard $2680 Chase Amazon $725 Capital One $875 Bill me Later $410 Taxes Due $2500 |
Member Payment Dependent Notes Series 777838
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777838 |
$10,000 |
$10,000 |
10.59% |
1.00% |
June 14, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777838. Member loan 777838 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,333 / month |
Current employer: | Time Inc | Debt-to-income ratio: | 9.68% |
Length of employment: | 10+ years | Location: | Lindenhurst, NY |
Home town: | |||
Current & past employers: | Time Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > I plan to use these funds to paydown a high rate CC. Borrower added on 06/07/11 > I plan to use these funds to paydown a high rate Credit Card. I have never made a late payment in the past 10+ years. I have been with my current employer for over 10+ years. Borrower added on 06/07/11 > I plan to use these funds to pay-down a high rate CC. I have never made a late payment in the past 10+ years. I have been with my current employer for over 10+ years. Borrower added on 06/10/11 > This loan has surpassed the halfway mark for funding...thank you to all those that have invested so far.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,968.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The information that is relevant for this loan is as follows: I will be paying down a single credit Card with a balance of $9,798.64 with an interest rate of 21.99%. I pay $300 a month towards this card a month, which is slightly more than the minimum payment of $277.63. I will be saving a great deal of interest with this loan and thank any and all investors that contribute. |
Member Payment Dependent Notes Series 777849
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777849 |
$10,000 |
$10,000 |
11.99% |
1.00% |
June 14, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777849. Member loan 777849 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Bagels Galore | Debt-to-income ratio: | 8.60% |
Length of employment: | 10+ years | Location: | N. Arlington, NJ |
Home town: | |||
Current & past employers: | Bagels Galore | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Fix up my kitchen, new bedroom set repair my floors
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,872.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | primary residence |
Member Payment Dependent Notes Series 777904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777904 |
$11,200 |
$11,200 |
5.42% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777904. Member loan 777904 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,167 / month |
Current employer: | Berkshire Hathaway | Debt-to-income ratio: | 3.40% |
Length of employment: | 10+ years | Location: | Daly City, CA |
Home town: | |||
Current & past employers: | Berkshire Hathaway | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Wanting to pay off my one credit card that has a big amount. Going this way allows me to pay off the balance with a low APR.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,001.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my mortgage is $2300 a month, my transportation is about $250 a month, my phone is company paid, i pay about $400 in utilities a month, insurance is $1500 a year. Food? hmm ive never had a budget on food, if ill guesstimate itll be $500 a month and about $1500 for credit cards, miscellaneous, etc. |
Member Payment Dependent Notes Series 777929
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777929 |
$21,200 |
$21,200 |
9.99% |
1.00% |
June 14, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777929. Member loan 777929 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Unilever | Debt-to-income ratio: | 7.00% |
Length of employment: | 5 years | Location: | Owensboro, KY |
Home town: | |||
Current & past employers: | Unilever | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,993.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off an existing credit card that keeps changing the interest rate even though we have never been late and usually pay more than the minimum due. We just want to work on our debt at a reasonable and fixed interest rate. Thank you |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage balance - $179,500, Capital one 17.9% $22,000 (to be paid off with this loan), Capital One 7.9% 22,000.00, Best Buy 0% $2,225 (will be paid off in twenty months at no interest), Walmart, Sams, Krogers, and TJ Maxx are paid in full each month. |
Which debts do you plan to pay off with this loan? | Capital One 17.9% $22,000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage balance - $179,500, Capital one 17.9% $22,000 (to be paid off with this loan), Capital One 7.9% 22,000.00, Best Buy 0% $2,225 (will be paid off in twenty months at no interest), Walmart, Sams, Krogers, and TJ Maxx are paid in full each month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House Payment $2000, Utilities $300, Transportation-Gas $200 (vehicles are paid for and I live only a couple of miles from work), House Insurance is included in the house payment, Auto Insurance $50, and Food probably runs about $400 a month. Thank you, in advance, for any help. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage balance - $179,500, Capital one 17.9% $22,000 (to be paid off with this loan), Capital One 7.9% 22,000.00, Best Buy 0% $2,225 (will be paid off in twenty months at no interest), Walmart, Sams, Krogers, and TJ Maxx are paid in full each month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House Payment $2000, Utilities $300, Transportation-Gas $200 (vehicles are paid for and I live only a couple of miles from work), House Insurance is included in the house payment, Auto Insurance $50, and Food probably runs about $400 a month. Thank you, in advance, for any help. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage balance - $179,500, Capital one 17.9% $22,000 (to be paid off with this loan), Capital One 7.9% 22,000.00, Best Buy 0% $2,225 (will be paid off in twenty months at no interest), Walmart, Sams, Krogers, and TJ Maxx are paid in full each month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House Payment $2000, Utilities $300, Transportation-Gas $200 (vehicles are paid for and I live only a couple of miles from work), House Insurance is included in the house payment, Auto Insurance $50, and Food probably runs about $400 a month. Thank you, in advance, for any help. |
Member Payment Dependent Notes Series 777932
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777932 |
$3,000 |
$3,000 |
16.89% |
1.00% |
June 8, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777932. Member loan 777932 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | Alta Bates Summit Medical Center | Debt-to-income ratio: | 15.95% |
Length of employment: | 5 years | Location: | Concord, CA |
Home town: | |||
Current & past employers: | Alta Bates Summit Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $3,479.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My credit card balance is paid off and charged up again frequently because of the teenage daughters wanting to shop frequently. They are both at the age, as of this year, to find themselves jobs for all their "exspenses" they incur. Often the credit bureaus don't reflect those payoffs. |
Please provide general details of the cost of your vacation. | My family has been invited to London, with my Uncle and his wife, both former Army officers, now retired and will also be traveling thoughout parts of France. We will need the funds for the extra cost of airfare. We have small children as well and such short notice we will have a hard time finding a trusted sitter for the children. Both my Uncle and Aunt have been stationed "abroad" when in service and we are looking forward to this trip. |
Member Payment Dependent Notes Series 777955
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777955 |
$3,200 |
$3,200 |
9.99% |
1.00% |
June 9, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777955. Member loan 777955 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Bob Bell Chevrolet | Debt-to-income ratio: | 1.53% |
Length of employment: | < 1 year | Location: | COCKEYSVILLE, MD |
Home town: | |||
Current & past employers: | Bob Bell Chevrolet | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,553.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 777972
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777972 |
$8,000 |
$8,000 |
8.49% |
1.00% |
June 13, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777972. Member loan 777972 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | U.S. Dept. of Labor | Debt-to-income ratio: | 10.07% |
Length of employment: | 3 years | Location: | mccalla, AL |
Home town: | |||
Current & past employers: | U.S. Dept. of Labor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,777.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay rent, I live with a family member. I work 10 miles from my house so very little expenses go to gas, etc. I have a car pmnt, plus my insurance, and other expenses are less than 1/4 of my income. |
Member Payment Dependent Notes Series 777985
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
777985 |
$6,000 |
$6,000 |
11.99% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 777985. Member loan 777985 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,292 / month |
Current employer: | Cedars-Sinai Medical Center | Debt-to-income ratio: | 22.27% |
Length of employment: | 4 years | Location: | Glendale, CA |
Home town: | |||
Current & past employers: | Cedars-Sinai Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > Will be able to repay the entire amount I requested within 3 months.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,115.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 98.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards and student loan |
Which debts do you plan to pay off with this loan? | credit card |
Please explain the reason why you carry a large revolving credit balance. | The large balance is due to an academic loan. The company I am employed with is in the process of reimbursing me for it. Thank you. |
Please explain the reason why you carry a large revolving credit balance. | The large balance is due to an academic loan. The company I am employed with is in the process of reimbursing me for it. Thank you. |
Please explain the reason why you carry a large revolving credit balance. | The large balance is due to an academic loan. The company I am employed with is in the process of reimbursing me for it. Thank you. |
Member Payment Dependent Notes Series 778012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778012 |
$3,200 |
$3,200 |
15.23% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778012. Member loan 778012 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,100 / month |
Current employer: | Mazzios | Debt-to-income ratio: | 18.43% |
Length of employment: | 1 year | Location: | Broken Arrow, OK |
Home town: | |||
Current & past employers: | Mazzios | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $604.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to combine my credit cards into one easy loan payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | We average 950 a month for which includes rent, water, electric, gas and such. My car is paid off and our phone bill is 130 a month. Insurance for my wife and I is around 260. My work and school are both within 5 miles of our house so gas isn't killing me at the moment and we spend on average 200 a month on groceries. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I pay approximately 500 a month for my share of mortgage and the bills. I pay 135 for car insurance and month with my car being paid off. |
Member Payment Dependent Notes Series 778042
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778042 |
$2,975 |
$2,975 |
5.99% |
1.00% |
June 14, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778042. Member loan 778042 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 27.44% |
Length of employment: | 3 years | Location: | aurora, MO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > consolidate higher interest loan
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,786.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 778050
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778050 |
$10,000 |
$10,000 |
13.49% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778050. Member loan 778050 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Gannett Co. Inc. | Debt-to-income ratio: | 14.94% |
Length of employment: | 10+ years | Location: | Farmington Hills, MI |
Home town: | |||
Current & past employers: | Gannett Co. Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | 82 |
Revolving Credit Balance: | $19,889.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 60.50% | Months Since Last Record: | 107 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Bankruptcy due to life altering event discharged 9 years ago. |
Please explain the reason why you carry a large revolving credit balance. | It's higher than normal due to some unexpected expenses. Cards are paid down regularly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $5k. |
Member Payment Dependent Notes Series 778066
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778066 |
$2,000 |
$2,000 |
12.99% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778066. Member loan 778066 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Market City Caffe | Debt-to-income ratio: | 5.49% |
Length of employment: | < 1 year | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Market City Caffe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.95% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 778086
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778086 |
$1,000 |
$1,000 |
6.99% |
1.00% |
June 8, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778086. Member loan 778086 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,417 / month |
Current employer: | Sysco, Inc | Debt-to-income ratio: | 8.08% |
Length of employment: | < 1 year | Location: | Lexington, KY |
Home town: | |||
Current & past employers: | Sysco, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 778111
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778111 |
$6,000 |
$6,000 |
11.99% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778111. Member loan 778111 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | McLaurin Parking Company | Debt-to-income ratio: | 17.20% |
Length of employment: | 2 years | Location: | ROXBORO, NC |
Home town: | |||
Current & past employers: | McLaurin Parking Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Thank you for your help inhelping me pay off high interest cards Borrower added on 06/09/11 > I need all the help I can get
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $8,984.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortage-811.00 Car Insurance- 94.00 phone TV, computer-100.00 electric-75.00 food-200.00 gas-200.00 water-30.00 total-1510.00 |
Member Payment Dependent Notes Series 778127
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778127 |
$2,000 |
$2,000 |
15.23% |
1.00% |
June 9, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778127. Member loan 778127 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Snell and Wilmer L.L.P. | Debt-to-income ratio: | 18.22% |
Length of employment: | 10+ years | Location: | Chandler, AZ |
Home town: | |||
Current & past employers: | Snell and Wilmer L.L.P. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,697.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 778167
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778167 |
$1,300 |
$1,300 |
6.99% |
1.00% |
June 9, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778167. Member loan 778167 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | PFSC | Debt-to-income ratio: | 16.80% |
Length of employment: | 10+ years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | PFSC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,871.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidation of two small high interest loans. Will be paid back with in 1 year. |
Member Payment Dependent Notes Series 778172
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778172 |
$2,400 |
$2,400 |
10.59% |
1.00% |
June 9, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778172. Member loan 778172 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Rich Dad Company | Debt-to-income ratio: | 6.90% |
Length of employment: | < 1 year | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | Rich Dad Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $1,815.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 778212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778212 |
$5,000 |
$5,000 |
5.42% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778212. Member loan 778212 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,050 / month |
Current employer: | Xtreme Automotive Group, Inc | Debt-to-income ratio: | 23.67% |
Length of employment: | 6 years | Location: | Bremen, GA |
Home town: | |||
Current & past employers: | Xtreme Automotive Group, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > I plan to use the funds for home improvement by installing a swimming pool. I have an excellent credit history and I have never defaulted on any loans or even been past due on any payments. I would like to have a payment of no more than $150-$175 per month. I have been with my job for a long time and I work full-time with the same amount of hours each week.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $624.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am installing a swimming pool at my home. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | $1100 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2000 |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have any deliquencies. I have never had a delinquency ever. I have excellent credit. |
Please provide additional details regarding the purpose of the loan? | I am purchasing and installing an above ground swimming pool at my home. |
Member Payment Dependent Notes Series 778237
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778237 |
$8,800 |
$8,800 |
10.59% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778237. Member loan 778237 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,083 / month |
Current employer: | AES | Debt-to-income ratio: | 6.16% |
Length of employment: | 2 years | Location: | Conroe, TX |
Home town: | |||
Current & past employers: | AES | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > The purpose of this loan is to consolidata Auto loan and CC into one payment.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,230.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC are over 15% and car loan is alos about 11%... car loan is about 11K and CC about 4-5K |
Member Payment Dependent Notes Series 778240
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778240 |
$4,800 |
$4,800 |
8.49% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778240. Member loan 778240 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,250 / month |
Current employer: | Network Delivery Systems | Debt-to-income ratio: | 12.56% |
Length of employment: | 6 years | Location: | Roseville, CA |
Home town: | |||
Current & past employers: | Network Delivery Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,312.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 778248
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778248 |
$13,600 |
$13,600 |
15.62% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778248. Member loan 778248 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | M.C. Dean Inc | Debt-to-income ratio: | 15.77% |
Length of employment: | 4 years | Location: | Ashburn, VA |
Home town: | |||
Current & past employers: | M.C. Dean Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I need this to pay off CC's
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,000.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | They are listed below in order of balance, minimum payment and Interest rate?Capitalone: $3,687.00;112; 19 Citi; $2,799.00; 87; 29.00% Gap; $3,822.00 ;109; 19 Best Buy: $1,692.00 ; 30; 18 Sams Club $1,216.00; 50; 19 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Transportation: work expense, cell phone $120 utilities $75 car insurance $85, food $150, HOA $117 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | It is currently 600. When I get this loan it will cancel it all out and I will just be paying the loan. It will help out. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage is $1475, but I do have a roommate, utilities around $120 a month, insurance/ Car $85 |
Member Payment Dependent Notes Series 778300
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778300 |
$5,000 |
$5,000 |
15.62% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778300. Member loan 778300 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | Catholic Charities | Debt-to-income ratio: | 8.91% |
Length of employment: | 6 years | Location: | Brick, NJ |
Home town: | |||
Current & past employers: | Catholic Charities | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/04/11 > I am using the funds to install new kitchen cabinets and granite counter tops. This will improve my homes value plus I will enjoy cooking more with a modern kitchen. Thank You for your help in advance Borrower added on 06/04/11 > I am using the funds to install new kitchen cabinets and granite counter tops. This will improve my homes value plus I will enjoy cooking more with a modern kitchen. Thank You for your help in advance
A credit bureau reported the following information about this borrower member on June 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $13,355.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 46.40% | Months Since Last Record: | 114 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have NOT had a delinquency in the last 2 years. I pay ALL my bills early and more than due. Thank you in advance for helping me with this loan to renovate my kitchen. I PROMISE to pay loan back in full and on time. |
Please explain the reason why you carry a large revolving credit balance. | My credit was used for my college degree that I am in my last semester then my income will double with my masters degree . Thank You in advance for your help |
If you have a public record on file, please briefly explain the event and its resolution. | I have NO public records .....I pay all my bills on time . Thank you for your help in advance |
Member Payment Dependent Notes Series 778410
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778410 |
$4,200 |
$4,200 |
6.99% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778410. Member loan 778410 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | midstate steel llc | Debt-to-income ratio: | 4.80% |
Length of employment: | 5 years | Location: | marcy, NY |
Home town: | |||
Current & past employers: | midstate steel llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | looking into buying a Kawasaki jet ski for summer use. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | cell phone $25 car insurance every 6 months $545 I live with my parents so no rent or expenses other than gas for my vehicle and what i stated above. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | cell phone $25 car insurance every 6months $545 gas for my vehicle $80 every 2 weeks. live with my parents so every penny i have gets saved besides these bills |
If you have a delinquency in the last 2 years, please explain the reason. | none. have been layed off for a few months in the past but i always make sure my bills are paid. living at home with my parents makes that much easier to do considering i have little to no expenses and can save money |
Please provide additional details regarding the purpose of the loan? | Looking to buy a Kawasaki jet ski |
Member Payment Dependent Notes Series 778424
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778424 |
$5,000 |
$5,000 |
12.99% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778424. Member loan 778424 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Lowes | Debt-to-income ratio: | 18.64% |
Length of employment: | 2 years | Location: | Parrish, FL |
Home town: | |||
Current & past employers: | Lowes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I currently have a loan with Lending Club that is in good standings. I am paying off that loan and consolidating it with another loan. As before i will have no trouble making these payments.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 600 morgage. 250 for all ujtility bills combined. 137 for my old lending club loan. |
Which debts do you plan to pay off with this loan? | my other lending club loan and also an IRS balance. back in 2008 my CPA screwed up my taxes and i got more than i should have. the IRS says that i owe them 3200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 600 for my morgage. 250 for all utilities. 137 for my old lending club loan. |
What is your intended use for the loan proceeds? | my other lending club loan and also an IRS balance. back in 2008 my CPA screwed up my taxes and i got more than i should have. the IRS says that i owe them 3200 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 600 morgage. 250 for all ujtility bills combined. 137 for my old lending club loan. |
Member Payment Dependent Notes Series 778495
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778495 |
$3,600 |
$3,600 |
10.59% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778495. Member loan 778495 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | University of Texas-Austin | Debt-to-income ratio: | 21.87% |
Length of employment: | < 1 year | Location: | Austin, TX |
Home town: | |||
Current & past employers: | University of Texas-Austin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I am relocating from Austin, TX to Chicago for a summer internship and I will be using the loan to cover expenses while I am not being paid. I am a graduate student at the University of Texas-Austin, and will be studying and doing education policy work this summer with Teach for America.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $8,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $3000 of it will be used for rent in Chicago and the remainder will be used for expenses like food and transit passes. |
Member Payment Dependent Notes Series 778604
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778604 |
$1,000 |
$1,000 |
10.99% |
1.00% |
June 10, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778604. Member loan 778604 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,782 / month |
Current employer: | Securitas Security | Debt-to-income ratio: | 12.44% |
Length of employment: | 3 years | Location: | Aberdeen, MD |
Home town: | |||
Current & past employers: | Securitas Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | 107 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly Expenses: Rent - $475.00, Tuition - 347.00, Gas (car) - 120.00, Utilities - 76.00, Phone 75 to 80.00, Car Ins. 118.00, Food - 75.00, Taxes - 50.00 |
Member Payment Dependent Notes Series 778610
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778610 |
$1,200 |
$1,200 |
7.49% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778610. Member loan 778610 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.88% |
Length of employment: | 10+ years | Location: | Cuba, AL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > I would like to borrow this money in case of any emergencies I may incur, other words, something like a personal savings. Borrower added on 06/08/11 > I will also use this money to do some repairs on my car and my home.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,154.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 778616
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778616 |
$3,500 |
$3,500 |
10.99% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778616. Member loan 778616 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Walt Disney World | Debt-to-income ratio: | 6.46% |
Length of employment: | 5 years | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | Walt Disney World | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/06/11 > Replace AC compressor, Replace Electrical panel, Replace several windows that are stuck shut, replace electrical outlets, replace ceiling fan and light.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $2,724.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Out on medical leave, for one month each year, caused me to get behind. In the two years since owning this home, I've paid off $17,000. in debt and brought my credit scores up almost 2 00 points. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Income each month is between $2400. and $3000. I have 1/3 of my weekly pay going for health, dental, union dues, and other benefits through my employer. For my son and me, we have out of pocket expenses not covered by my medical and dental insurance. My mortgage is covered by my VA disability. All other expenses: transportation, utilities, phone, insurance, food are covered by my wages. If I continue to work 70 hour work weeks, I should have this loan and all other debts, except for student loan and mortgage paid off by the years end. |
If you have a delinquency in the last 2 years, please explain the reason. | Out on medical leave, for one month each year, caused me to get behind. In the two years since owning this home, I've paid off $17,000. in debt and brought my credit scores up almost 2 00 points. |
Member Payment Dependent Notes Series 778646
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778646 |
$5,000 |
$5,000 |
15.62% |
1.00% |
June 13, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778646. Member loan 778646 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Premiere Inc | Debt-to-income ratio: | 13.07% |
Length of employment: | 1 year | Location: | lafayette, LA |
Home town: | |||
Current & past employers: | Premiere Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,994.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 778653
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778653 |
$3,000 |
$3,000 |
8.49% |
1.00% |
June 14, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778653. Member loan 778653 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | Cardno | Debt-to-income ratio: | 8.04% |
Length of employment: | 10+ years | Location: | PAYSON, AZ |
Home town: | |||
Current & past employers: | Cardno | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $35,297.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I wasn't aware I did. Some items are purchased for work with full reimbursement. |
Please explain the reason why you carry a large revolving credit balance. | I wasn't aware I did. Some items are purchased for work with full reimbursement. |
Member Payment Dependent Notes Series 778713
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778713 |
$7,450 |
$7,450 |
15.99% |
1.00% |
June 13, 2011 |
June 20, 2014 |
June 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778713. Member loan 778713 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Florabundance, Inc. | Debt-to-income ratio: | 14.22% |
Length of employment: | 9 years | Location: | Santa Barbara, CA |
Home town: | |||
Current & past employers: | Florabundance, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $19,598.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | My doctor's office mistakenly sent my bill for $30.00 to collections. I am in the process now of proving payment.. just saw it on my credit report last week... otherwise i did not know about it :) |
Which debts do you plan to pay off with this loan? | The ones that have the highest apr's. for example, I have one that has a balance of somewhere around $2500.00 with a 29% apr ... these are the ones I am trying to pay off with a loan with a lower apr. the lower the rate, the more I can pay toward the balance, the faster i get it off my shoulders. Thanks! |
Member Payment Dependent Notes Series 778714
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778714 |
$1,200 |
$1,200 |
9.67% |
1.00% |
June 13, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778714. Member loan 778714 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | CVS Caremark | Debt-to-income ratio: | 21.40% |
Length of employment: | 2 years | Location: | NEW KENSINGTON, PA |
Home town: | |||
Current & past employers: | CVS Caremark | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > Buying a vintage motorcycle.
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $355.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Buying a vintage motorcycle. |
What is your intended use for the loan proceeds? | Buying a vintage motorcycle. |
What is your intended use for the loan proceeds? | Buying a vintage motorcycle. |
Member Payment Dependent Notes Series 778768
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778768 |
$9,000 |
$9,000 |
15.62% |
1.00% |
June 14, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778768. Member loan 778768 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,200 / month |
Current employer: | Advanced Safety | Debt-to-income ratio: | 6.41% |
Length of employment: | 1 year | Location: | Farmington, NM |
Home town: | |||
Current & past employers: | Advanced Safety | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > Looking to refinance a high interest loan and pay off taxes. I would like profit on my loan to go to investors rather then the feds! I have worked in safety for seven years and while slow for the last year work has remained steady. Thanks for your consideration.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $238.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 500.00; utilities inluded, Own my vehicle and use about 300.00 a month in fuel, Insurance runs me 160.00 a month, cell runs 110.00 a month. Food will vary, I am a single individual with no kids. Thank You. |
Member Payment Dependent Notes Series 778789
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778789 |
$4,200 |
$4,200 |
11.63% |
1.00% |
June 14, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778789. Member loan 778789 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | Wal-Mart | Debt-to-income ratio: | 14.15% |
Length of employment: | 10+ years | Location: | Fountain Inn, SC |
Home town: | |||
Current & past employers: | Wal-Mart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > The funds are being used for automobile repairs on my 2001 Dodge Dakota. I have no unpaid accounts and desire to pay this off in two years or less. I have worked for the same company for 10 plus years and before that my employment was 13 years. I have many years of retail and management experience.
A credit bureau reported the following information about this borrower member on June 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $599.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $700.00 my debt to income ratio is currently 15%. |
Member Payment Dependent Notes Series 778827
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778827 |
$1,500 |
$1,500 |
16.49% |
1.00% |
June 9, 2011 |
June 21, 2016 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778827. Member loan 778827 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | army | Debt-to-income ratio: | 19.63% |
Length of employment: | 8 years | Location: | SAVANNAH, GA |
Home town: | |||
Current & past employers: | army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > i am trying to consolidate some bills
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,036.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | consolidation of credit cards |
What is your intended use for the loan proceeds? | consolidation of credit cards |
Member Payment Dependent Notes Series 778976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778976 |
$10,000 |
$10,000 |
15.99% |
1.00% |
June 14, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778976. Member loan 778976 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,542 / month |
Current employer: | Remington College | Debt-to-income ratio: | 19.49% |
Length of employment: | 10+ years | Location: | La Place, LA |
Home town: | |||
Current & past employers: | Remington College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > Will be used to pay off two installment loans and lower the monthly payment
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,064.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan Balance $10K - 12% interest - $200 a month Mortgage balance $113,000. - 8% interest - $1100 a month Credit Cards (3) balance $15,000 - 18% interest - $300 a month Installment Loans (2) balance $9,000 - 15% interest - $500 a month |
Please explain the reason why you carry a large revolving credit balance. | I was charged high medical bills last year due to an immediate illness in my family. I used credit cards to pay the bills with the intention of paying them off when I receive a settlement next year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan Balance $10K - 12% interest - $200 a month Mortgage balance $113,000. - 8% interest - $1100 a month Credit Cards (3) balance $15,000 - 18% interest - $300 a month Installment Loans (2) balance $9,000 - 15% interest - $500 a month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Mortgage is $1007; Tax is $93, Insurance is $241, Utilities average $275. No home equity loan or line of credit. |
Please explain the reason why you carry a large revolving credit balance. | I was charged high medical bills last year due to an immediate illness in my family. I used credit cards to pay the bills with the intention of paying them off when I receive a settlement next year. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage is $1007; Tax is $92. Insurance is $241; Utilities average $275 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan Balance $10K - 12% interest - $200 a month Mortgage balance $113,000. - 8% interest - $1100 a month Credit Cards (3) balance $15,000 - 18% interest - $300 a month Installment Loans (2) balance $9,000 - 15% interest - $500 a month |
Which debts do you plan to pay off with this loan? | Two installment loans. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loan Balance $10K - 12% interest - $200 a month Mortgage balance $113,000. - 8% interest - $1100 a month Credit Cards (3) balance $15,000 - 18% interest - $300 a month Installment Loans (2) balance $9,000 - 15% interest - $500 a month |
Member Payment Dependent Notes Series 778997
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
778997 |
$4,800 |
$4,800 |
17.49% |
1.00% |
June 10, 2011 |
June 21, 2016 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 778997. Member loan 778997 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,854 / month |
Current employer: | US Army | Debt-to-income ratio: | 23.35% |
Length of employment: | 8 years | Location: | EL PASO, TX |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > Im a Soldier in the us army who always pays my bills via banking allotment meaning my bills come out of my paycheck before my pay even enters my bank account. Im just trying to get some of my costs from my recent move consolidated into one payment
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $4,918.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 779051
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779051 |
$9,150 |
$9,150 |
13.99% |
1.00% |
June 13, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779051. Member loan 779051 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Pario Solutions | Debt-to-income ratio: | 15.14% |
Length of employment: | 1 year | Location: | COSTA MESA, CA |
Home town: | |||
Current & past employers: | Pario Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > Now that I'm in a stable job with an established company, I'm looking to finally get out from under my revolving credit and start putting money aside to buy property. This loan will allow me to do that. Thank you in advance for your generosity.
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 50 |
Revolving Credit Balance: | $12,340.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To clear and close my final credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent: 1700 transport: 400 utilities: 80 food: 300 |
If you have a delinquency in the last 2 years, please explain the reason. | Any delinquency in my record would be accidental. I now have bill tracking to ensure that I don't forget payments. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | my domestic expenses are: rent: 1700 utilities: 80 |
Member Payment Dependent Notes Series 779062
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779062 |
$1,300 |
$1,300 |
13.49% |
1.00% |
June 10, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779062. Member loan 779062 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | F.C.I. RayBrook | Debt-to-income ratio: | 1.95% |
Length of employment: | 10+ years | Location: | Saranac Lake, NY |
Home town: | |||
Current & past employers: | F.C.I. RayBrook | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,870.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the estimated expenses? | The estimated Medical expenses I have are just a little over $3,000.... |
What is your intended use for the loan proceeds? | the use for the loan proceeds is to pay off Medical bills so that they dont go into collections.. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | REnt-$550, Transportation-$350, Phone-$100, Insurance-$100, Food-$250 |
Member Payment Dependent Notes Series 779107
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779107 |
$5,400 |
$5,400 |
7.42% |
1.00% |
June 13, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779107. Member loan 779107 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Holyoke Credit Union | Debt-to-income ratio: | 10.71% |
Length of employment: | 5 years | Location: | Holyoke, MA |
Home town: | |||
Current & past employers: | Holyoke Credit Union | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > This debt consolidation loan will be used to pay down a high interest revolving credit card to increase my credit score by changing to a fixed installment loan. The remainder will go to pay off a small unsecured loan that is also a high rate. Borrower added on 06/08/11 > I have been with my employer for over five years in a stable industry. My credit history defines my repayment history and shows I am neither overextended nor ever late on payments. Thank you!
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 779144
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779144 |
$3,000 |
$3,000 |
10.99% |
1.00% |
June 10, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779144. Member loan 779144 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | City Beverage Chicago(Budweiser) | Debt-to-income ratio: | 3.40% |
Length of employment: | 3 years | Location: | Harvey, IL |
Home town: | |||
Current & past employers: | City Beverage Chicago(Budweiser) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,686.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to purchase a motorcycle from craigslist. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I dont pay rent I still live in my childhood home. Internet $32/month, Phone $95/month, Nicor Gas $100, Car Insurance $85/month. My car is paid off. Gas $200/month. |
Member Payment Dependent Notes Series 779182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779182 |
$7,000 |
$7,000 |
6.99% |
1.00% |
June 10, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779182. Member loan 779182 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Red Prairie | Debt-to-income ratio: | 14.32% |
Length of employment: | 10+ years | Location: | san diego, CA |
Home town: | |||
Current & past employers: | Red Prairie | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off a credit card and our taxes. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The only debt we have is 2 car payments (700 total @ 2.99) credit card $3000 (variable about 15-17%) and taxes (4000). The loan is to combine the cc and the taxes. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 750 rent car loan 350 @ 2.99 and 3k on the credit card we're paying off. |
Member Payment Dependent Notes Series 779278
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779278 |
$3,200 |
$3,200 |
12.99% |
1.00% |
June 10, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779278. Member loan 779278 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.48% |
Length of employment: | n/a | Location: | miami, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $10,145.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I got sick with cancer and ended up on disability and now i want to pay off all of my bills at once and consolidate them into one easy low payment. |
Member Payment Dependent Notes Series 779326
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779326 |
$2,050 |
$2,050 |
13.49% |
1.00% |
June 9, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779326. Member loan 779326 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,750 / month |
Current employer: | us bancorp fund services | Debt-to-income ratio: | 22.84% |
Length of employment: | 10+ years | Location: | greenfield, WI |
Home town: | |||
Current & past employers: | us bancorp fund services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > pool and deck update and garage fix
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,863.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage is 980 a month and other bills are approx 550. I do have another person living with me that helps out. Things are just hard right now with his work and everything. Garage ready to fall down and needs to be fixed |
Please explain the reason why you carry a large revolving credit balance. | because times got bad and had to eat and put gas in the car and had even used a Mendards Credit Card to buy food (they do sell food at Mendards). I may have a large balance, but I pay everything on time and am not behind on anything |
Please explain the reason why you carry a large revolving credit balance. | because times got bad and had to eat and put gas in the car and had even used a Mendards Credit Card to buy food (they do sell food at Mendards). I may have a large balance, but I pay everything on time and am not behind on anything |
Member Payment Dependent Notes Series 779411
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779411 |
$12,000 |
$12,000 |
13.99% |
1.00% |
June 14, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779411. Member loan 779411 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | United Parcel Service | Debt-to-income ratio: | 9.69% |
Length of employment: | 10+ years | Location: | Littleton, CO |
Home town: | |||
Current & past employers: | United Parcel Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $6,905.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 53.90% | Months Since Last Record: | 117 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I declared personal bankruptcy in the fall of 2001 due to reasons that I cannot disclose in this forum. It will go off my record at the end of 2011. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards are around $8,000.00. Car payment is $300.00, balance is $16,000. Mortgage payment is $2100.00. I unfortunately had to go on medical disability from UPS to have double knee replacement surgery. I am scheduled to return to work around mid-August. Because of the surgery, I have had to put more on my credit cards than originally planned. I need to lower the interest rate and they won't cooperate with that request. |
Which debts do you plan to pay off with this loan? | Credit cards first, then help with the mortgage payments until I can return to work. |
What is your intended use for the loan proceeds? | Pay off credit cards and help with mortgage payments until my return to work in Mid-August. |
Member Payment Dependent Notes Series 779419
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779419 |
$7,200 |
$7,200 |
10.99% |
1.00% |
June 14, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779419. Member loan 779419 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Maxim Healthcare Services | Debt-to-income ratio: | 24.62% |
Length of employment: | 5 years | Location: | Toledo, OH |
Home town: | |||
Current & past employers: | Maxim Healthcare Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/10/11 > Reason for the loan: This loan is to help pay for my wedding. this is a destination wedding (total 11k) the loan will cover some of the expenses, the rest we will be paying out of pocket. Reasons why I am a good borrower: *Never late on a single payment *Have never had ANYTHING go to collections *Long-term position with a Healthcare company ( great stability in my career) *My credit has been something I have always been careful to protect, as I said earlier I have never been late on any payments or had anything go to collections. The reason my score is lower than I would like is due to debt to income ratio, however I do not live paycheck to paycheck. *Instead of taking a loan for the entire wedding I only want to take out what is necessary and pay the rest with a my savings. Summary: I am a very good borrower because I CARE about my credit history and ALWAYS make payments on time. I have stability in my current position and longevity with my employer, I am thought of very highly in my office and by regional and corporate management. I don’t want to take credit out for the entire amount because I CAN pay part of the wedding with my own money up front, and I feel this makes me a good borrower and my credit history proves that. Also as I mentioned above my wedding is roughly 11k (destination wedding) this 7k loan will allow us to not stretch ourselves thin as we pay for the wedding, we will be paying the rest (4k) in cash from part of my savings. I appreciate the review for this loan for us to start the next chapter in our lives. thank you.
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,574.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This loan is to pay for the rest of my wedding. We are having a destination wedding 11k total I will be paying 4k out of pocket. Thank you for the question and interest in my loan I greatly appreciate it. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I currently rent and that payment is 550 per month. Insurance I pay yearly and that has already been paid for 2011. Utilities are typically 150 per month, as some utilities are included in my rent payment. I hope that answers your questions. If you would like any other details please let me know. And thank you for your interest in funding this loan I greatly appreciate it. |
Member Payment Dependent Notes Series 779448
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779448 |
$1,925 |
$1,925 |
10.59% |
1.00% |
June 10, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779448. Member loan 779448 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Pulaski Bank | Debt-to-income ratio: | 22.10% |
Length of employment: | 2 years | Location: | SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | Pulaski Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $46,418.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan | I am using the loan to payoff a same as cash plan with best buy. I was expecting a bonus to to be paid out but the same as cash promotion expires before the bonus payout. I plan on using the bonuse to quickly repay this loan. |
Member Payment Dependent Notes Series 779459
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779459 |
$4,000 |
$4,000 |
5.99% |
1.00% |
June 14, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779459. Member loan 779459 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | MARION COUNT SHERIFF DEPT. | Debt-to-income ratio: | 22.83% |
Length of employment: | 3 years | Location: | SUMMERFIELD, FL |
Home town: | |||
Current & past employers: | MARION COUNT SHERIFF DEPT. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/10/11 > FENCE FOR POOL
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 779485
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779485 |
$13,000 |
$13,000 |
7.49% |
1.00% |
June 13, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779485. Member loan 779485 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,583 / month |
Current employer: | Vigilant Services Corporation | Debt-to-income ratio: | 5.71% |
Length of employment: | 6 years | Location: | Arlington, VA |
Home town: | |||
Current & past employers: | Vigilant Services Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To buy my girlfriend an engagement ring. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses (mortgage, condo fees, entertainment, utilities, transportation, insurance, phone, food, etc.) = $3,300. |
How are you paying for other wedding expenses not covered by this loan? | Family paying for a small wedding. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses (mortgage, condo fees, entertainment, utilities, transportation, insurance, phone, food, etc.) = $3,300. |
Member Payment Dependent Notes Series 779520
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779520 |
$14,700 |
$14,700 |
11.49% |
1.00% |
June 13, 2011 |
June 21, 2016 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779520. Member loan 779520 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,000 / month |
Current employer: | U.S. Border Patrol | Debt-to-income ratio: | 9.63% |
Length of employment: | 10+ years | Location: | Colebrook, NH |
Home town: | |||
Current & past employers: | U.S. Border Patrol | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > Hi. I am trying to buy a 68 Camaro, and it seems that only jjbest will finance anything that old. Thing is they are asking for an extemely high % rate and require classic car insurance. My credit card is not an option either as it is 18% for cash advance and has no end date to its revolving credit. I have been employed with the Gov't. for 19 years. I make a good salary. I could save up for a bit to get this, but I just don't want to lose this one. It is just the way I want it and is under priced by about $6,000.00 Thank you. Borrower added on 06/08/11 > Hello, I am trying to buy a 1968 Camaro, my dream car. There is only one company who I found will finance a classic car and they want a whopping % rate. My credit card will give me cash, at 18% but it is a revolving no end credit debt. I don't think so. Would like a term loan. I have been employed with the Gov't. for 19yrs and make a very fair living. I could save up, but I found the one I really want and don't want to lose this one as it is just the way I want it and is about $6000.00 under priced. Thanks in advance for your assistance.
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,032.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am trying to buy a 68 camaro. The only guys who will finance a classic car is jjbest for a whopping % rate and you need to have classic car insurance as well. My credit card will give me cash, at 18% and it is a revolving no end credit. I don't think so. I have been employed for the Gov't for 19yrs and make a fair living. I could save up, but I really don't want to lose this one as it is just the way I want it and is about $6000.00 under priced. Thanks. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am trying to buy a 68 camaro. The only guys who will finance a classic car is jjbest for a whopping % rate and you need to have classic car insurance as well. My credit card will give me cash, at 18% and it is a revolving no end credit. I don't think so. I have been employed for the Gov't for 19yrs and make a fair living. I could save up, but I really don't want to lose this one as it is just the way I want it and is about $6000.00 under priced. Thanks. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am trying to buy a 68 camaro. The only guys who will finance a classic car is jjbest for a whopping % rate and you need to have classic car insurance as well. My credit card will give me cash, at 18% and it is a revolving no end credit. I don't think so. I have been employed for the Gov't for 19yrs and make a fair living. I could save up, but I really don't want to lose this one as it is just the way I want it and is about $6000.00 under priced. Thanks. |
Please provide additional details regarding the purpose of the loan | I am trying to buy a 68 camaro. The only guys who will finance a classic car is jjbest for a whopping % rate and you need to have classic car insurance as well. My credit card will give me cash, at 18% and it is a revolving no end credit. I don't think so. I have been employed for the Gov't for 19yrs and make a fair living. I could save up, but I really don't want to lose this one as it is just the way I want it and is about $6000.00 under priced. Thanks. |
What is your intended use for the loan proceeds? | I am trying to buy a 68 camaro. The only guys who will finance a classic car is jjbest for a whopping % rate and you need to have classic car insurance as well. My credit card will give me cash, at 18% and it is a revolving no end credit. I don't think so. I have been employed for the Gov't for 19yrs and make a fair living. I could save up, but I really don't want to lose this one as it is just the way I want it and is about $6000.00 under priced. Thanks. |
Member Payment Dependent Notes Series 779667
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779667 |
$6,000 |
$6,000 |
13.49% |
1.00% |
June 13, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779667. Member loan 779667 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.43% |
Length of employment: | 10+ years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > Thank you for your loan. Borrower added on 06/07/11 > paying property taxes Borrower added on 06/08/11 > I have been a self employed hairdresser in San Francisco for 20yrs. I have a successful business. I own a home in glen Park. I budget well. My car paid for, I am a low risk.
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $2,642.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay, 1838. for rent, my car is paid for, so gas cost is approx 60, and my insurance is 62. a mon. My gas and electric is an average of 120 month. Water is approx 45. mon. Trash is 24. mon. My cell phone is approx 150 mon. Internet, phone, and cable is 175. I have a food budget of approx 150-200. I rarely eat out. I take lunches to work. I am really a home body. so all equals approx $2800. monthly. |
If you have a delinquency in the last 2 years, please explain the reason. | Over a year ago, I had a 60 day late reported. I had a problem receiving my statements, Even though I had automatic payments set up, those payments were pennies short. Therefore a late mark. My fault, but when I came to know this, I was able to bring my account back to current status. No other delinquencies. |
If you have a delinquency in the last 2 years, please explain the reason. | Over a year ago, I had a 60 day late reported. I had a problem receiving my statements, Even though I had automatic payments set up, those payments were pennies short. Therefore a late mark. My fault, but when I came to know this, I was able to bring my account back to current status. No other delinquencies. |
Member Payment Dependent Notes Series 779680
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779680 |
$12,000 |
$12,000 |
12.99% |
1.00% |
June 14, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779680. Member loan 779680 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Bank of New York Mellon | Debt-to-income ratio: | 22.76% |
Length of employment: | 3 years | Location: | Warren, OH |
Home town: | |||
Current & past employers: | Bank of New York Mellon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > College Debt Consolidation Loan.
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,611.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to consolidate loans that I used for college. Thanks |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - $950 Transportation (bus pass, since I live in a city) - $60 Utilities (only cable) - $110 Insurance (renter) - $250/yr $21/month Food - 400 College Fed Loans - 600 Misc - 100 Thanks |
Please explain the reason why you carry a large revolving credit balance. | I am currently paying down my credit balance that incurred while having to relocate after college from taking a new position in Boston, in which I did not receive imbursement for relocation. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan on consolidating two personal loans that I had to get while during my last year of undergrad in 2009. The loans original totaled $18K at 21% APR, but I have been able to pay them down to $12k over the past two years. With the loan from Lending Club I will be able to have a lower APR and pay them down faster. Thanks |
Which debts do you plan to pay off with this loan? | I plan on consolidating two personal loans that I had to get while during my last year of undergrad in 2009. The loans original totaled $18K at 21% APR, but I have been able to pay them down to $12k over the past two years. With the loan from Lending Club I will be able to have a lower APR and pay them down faster. Thanks |
Member Payment Dependent Notes Series 779691
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779691 |
$6,900 |
$6,900 |
11.49% |
1.00% |
June 10, 2011 |
June 21, 2016 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779691. Member loan 779691 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Cathay Bank | Debt-to-income ratio: | 1.45% |
Length of employment: | 5 years | Location: | Rosemead, CA |
Home town: | |||
Current & past employers: | Cathay Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/07/11 > This loan will be used to buy a store. The fund will be used for remodeling, and/or for business capital. I have a strong credit history, and have been working in the bank for 5 years. My job is very stable. My major monthly expense is just my rent, which is $500 a month. No others outstanding loans The store I'm buying is expected to generate $3000 income a month after deducting all the expense
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $937.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 779693
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779693 |
$5,600 |
$5,600 |
11.63% |
1.00% |
June 14, 2011 |
June 23, 2014 |
June 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779693. Member loan 779693 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Amalgamated Bank | Debt-to-income ratio: | 8.12% |
Length of employment: | 4 years | Location: | Garden City, NY |
Home town: | |||
Current & past employers: | Amalgamated Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 9, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $12,951.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off 5600.00 of American Express Credit Card debt. Total owed is 8400. The difference of 2800.00 is to be paid off in cash next month. |
If you have a delinquency in the last 2 years, please explain the reason. | Was 30 days late in mortgage payment in 2009 due to mix up in setting up automatic debt to checking account. |
Member Payment Dependent Notes Series 779764
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779764 |
$5,000 |
$5,000 |
13.49% |
1.00% |
June 13, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779764. Member loan 779764 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,800 / month |
Current employer: | heidler,inc | Debt-to-income ratio: | 5.64% |
Length of employment: | 4 years | Location: | annapolis, MD |
Home town: | |||
Current & past employers: | heidler,inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > I plan on using the loan for a new hvac system I've been at my job for going on 5 years with no planes to leave anytime soon
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,122.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to get a new hvac unit |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 900 max |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | 725 |
If you have a delinquency in the last 2 years, please explain the reason. | No I don't have any in the last 2 years |
Member Payment Dependent Notes Series 779840
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779840 |
$5,000 |
$5,000 |
14.79% |
1.00% |
June 13, 2011 |
June 21, 2014 |
June 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779840. Member loan 779840 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Grainger, Inc. | Debt-to-income ratio: | 9.67% |
Length of employment: | 1 year | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Grainger, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $5,378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2002 Jeep Grand Cherokee, 85k miles, good condition |
What are the balances, interest rates, and monthly payments on any other auto obligations? | Interest rate at the dealer was 19% with monthly payments of about $275 |
If you have a delinquency in the last 2 years, please explain the reason. | I had a department store card, which I didn't use for over a year, and forgot that they charge an annual fee. I didn't notice the fee until I received a letter from them stating that I was being charged a late fee. I didn't use the card so I was under the impression I didn't owe them anything. That is fixed now as I don't have cards with annual fees. |
Member Payment Dependent Notes Series 779855
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
779855 |
$2,000 |
$2,000 |
16.59% |
1.00% |
June 14, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 779855. Member loan 779855 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Broome Developmental Center | Debt-to-income ratio: | 6.65% |
Length of employment: | 4 years | Location: | Endicott, NY |
Home town: | |||
Current & past employers: | Broome Developmental Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $253.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Moving into a new home. Loan will go toward improvements and interior design |
Member Payment Dependent Notes Series 780087
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780087 |
$8,000 |
$8,000 |
5.42% |
1.00% |
June 13, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780087. Member loan 780087 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Abercrombie and Fitch | Debt-to-income ratio: | 11.92% |
Length of employment: | 3 years | Location: | Columbus, OH |
Home town: | |||
Current & past employers: | Abercrombie and Fitch | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > to pay off credit card debt so we can save for dream home in 5 years Borrower added on 06/10/11 > I have a stable job and always pay my monthly bills on time. I want to pay off high interest credit cards with a low interest loan and use the extra money to put toward a down payment of a new home. Thank you.
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,490.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to pay off high interest credit cards so I can save that money for a down payment on a new house |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my monthly bills are below. i just want to consolidate my credit cards to a low interst loan. This way I can put the extra $ into a savings account to save for a down payment for new house morgtgage $450/month visa $4800 balance 12% min payment is $100/m Discover $2000 Balance 10% min payment is $80/m bank of america $1200 balance 16% is $197/m no car payment school loan 4% $3000 bal paymentis $105/m |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | my mortgage payment is $451/month (including insurance and tax) and all utilities are around 200/m. no other home loan or line of credit or car loan |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around $1000.00 for monthly expenses. rent is 450/m, 150/m for all utilities, 55/m for phone, 55/m for car insurance, 300/m for food |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using it to pay off three credit cards. With the loan, all the balances will be zero |
Member Payment Dependent Notes Series 780284
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780284 |
$2,000 |
$2,000 |
15.62% |
1.00% |
June 10, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780284. Member loan 780284 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | Congressional Motors | Debt-to-income ratio: | 18.29% |
Length of employment: | 2 years | Location: | great falls, VA |
Home town: | |||
Current & past employers: | Congressional Motors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > thank you for all the people who have invested!
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $8,889.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | it was only temporarily, i had an family emergecy had to go out of country for couple of months.. I'm a internet sales manager at a car dealership, we are on a commision base pay plan.. so i'm just a little bit short on cash flow.. should be back in next few months. |
Member Payment Dependent Notes Series 780369
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780369 |
$4,000 |
$4,000 |
17.19% |
1.00% |
June 13, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780369. Member loan 780369 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | Hennes & Mauritz | Debt-to-income ratio: | 11.51% |
Length of employment: | 10+ years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Hennes & Mauritz | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > This is my second loan. I paid back my first loan before the due date.
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $12,830.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hello, I intend to consolidate 3 credit cards and pay them off. |
Member Payment Dependent Notes Series 780371
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780371 |
$15,000 |
$15,000 |
18.49% |
1.00% |
June 14, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780371. Member loan 780371 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Crump Life Insurance | Debt-to-income ratio: | 19.15% |
Length of employment: | 4 years | Location: | Ravenna, OH |
Home town: | |||
Current & past employers: | Crump Life Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > Funds will be used to pay three existing credit cards (all closed accounts), the payment will be reduced monthly and they will be paid off faster than paying just above minimum. I have never been late paying these credit accounts but want to have the payment taken out in the 2nd half of the month as I get paid the 1st and 15th and want to get them paid within 36 months. I have been with my current company for 4 years now.
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,907.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have three credit cards (all closed accounts) that I want to consolidate into one payment and use these funds to pay them off. The payment dates vary throughout the month so one payment will make it easier to budget. Also, the credit cards if I continue to pay just above the minimum as I am will take much longer to pay off compare to using this loan and paying this off in 36 months. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | The monthly house payments are split with my husband along with all utilities. The house payment is $710, utilities range between $150 to $300 depending on the month (electric and gas vary). My personal expenses (cell phone, internet, groceries) average $350 a month. I have no car payment or any other loans. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay $360 for the house payment, gas and electric range between $65 to $150 total (depending on the weather). I do not have any car loans and gas weekly is $50-$75 (my expense). Groceries average $110 a week (my expense), cell phone is $60 a month (my expense), I don't pay any car insurance.Trash is $30, internet and phone $50, cable is $60. All "house" bills are split between 2 people. |
If you have a delinquency in the last 2 years, please explain the reason. | I shouldn't have any delinquencies within the last 2 years. I have been current on all payments. |
Which debts do you plan to pay off with this loan? | I have three credit cards. A Citibank, chase and bank of America. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using this loan to consolidate three credit cards. It will pay two off completely and leave about $200 on the third which I will payoff separately. |
Member Payment Dependent Notes Series 780385
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780385 |
$5,000 |
$5,000 |
7.91% |
1.00% |
June 13, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780385. Member loan 780385 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,167 / month |
Current employer: | laurel highlands vistors bureau | Debt-to-income ratio: | 2.31% |
Length of employment: | 7 years | Location: | mount pleasant, PA |
Home town: | |||
Current & past employers: | laurel highlands vistors bureau | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/10/11 > I want to remodel my kitchen.. I have awsome credit and i have never defaulted on a loan.. you should fell very confident investing in me..
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Home improvement. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | Monthly expenses are mortage 550. taxes included.. utilities 350. insurance 100.. no car payment ... payed off 2 months ago... Me and my wife's total gross income is over 100,000 a year. My credit is awsome never have i ever defaulted on any loan... just want to redo my kitchen for my wife's birthday.. |
Member Payment Dependent Notes Series 780472
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780472 |
$4,000 |
$4,000 |
18.07% |
1.00% |
June 14, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780472. Member loan 780472 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 1.38% |
Length of employment: | 10+ years | Location: | Alexandria, MN |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > would like additional funding for daughter's wedding this summer. Thank You.
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $1,014.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | 113 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 780493
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780493 |
$4,000 |
$4,000 |
12.87% |
1.00% |
June 13, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780493. Member loan 780493 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.51% |
Length of employment: | 5 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,782.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I have five credit cards - revolving debt - that I would like to pay off for two reasons: 1. to be able to radically reduce the amount of interest I am paying and 2. to reduce my monthly payments (right now, in total, about $600 as I always pay more than the minimum requested). I incurred the debt during a major life transition that moved me to a new city - I had to fund a move cross country, housing expenses and new career related expenses (there were many). I have established myself as an entrepreneur in the city and my business is finally beginning to take off through referrals. My use of the cards has been conservative (almost exclusively for necessities) and they will essentially be retired with this loan. Please feel free to ask for further clarification if you would like. With sincere appreciation for your inquiry... |
Member Payment Dependent Notes Series 780521
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780521 |
$6,000 |
$6,000 |
12.87% |
1.00% |
June 14, 2011 |
June 23, 2014 |
June 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780521. Member loan 780521 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,600 / month |
Current employer: | Valley Springs School | Debt-to-income ratio: | 6.58% |
Length of employment: | 10+ years | Location: | Harrison, AR |
Home town: | |||
Current & past employers: | Valley Springs School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $465.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is this for a home improvement you have already made, or one that you are planning to make? | One that we are planning to make. |
Is the improvement to your primary residence or an investment property? | It is at our primary residence. |
Member Payment Dependent Notes Series 780578
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780578 |
$2,500 |
$2,500 |
14.82% |
1.00% |
June 10, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780578. Member loan 780578 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Rutan & Tucker LLP | Debt-to-income ratio: | 9.48% |
Length of employment: | 6 years | Location: | Newport Coast, CA |
Home town: | |||
Current & past employers: | Rutan & Tucker LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $16,050.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 780598
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780598 |
$5,000 |
$5,000 |
5.42% |
1.00% |
June 13, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780598. Member loan 780598 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,750 / month |
Current employer: | Genentech, Inc. | Debt-to-income ratio: | 23.12% |
Length of employment: | 6 years | Location: | San Mateo, CA |
Home town: | |||
Current & past employers: | Genentech, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,333.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I am trying to pay off one and only one credit card in order to avoid high interest rate since its promotion of 0% APR is expired soon. |
Member Payment Dependent Notes Series 780781
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780781 |
$1,500 |
$1,500 |
11.63% |
1.00% |
June 14, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780781. Member loan 780781 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,700 / month |
Current employer: | New York Life Insurance Company | Debt-to-income ratio: | 11.76% |
Length of employment: | < 1 year | Location: | DUBLIN, CA |
Home town: | |||
Current & past employers: | New York Life Insurance Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $11,666.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 780796
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780796 |
$4,500 |
$4,500 |
5.42% |
1.00% |
June 14, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780796. Member loan 780796 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,250 / month |
Current employer: | Brockport Police Dept | Debt-to-income ratio: | 14.15% |
Length of employment: | 10+ years | Location: | Brockport, NY |
Home town: | |||
Current & past employers: | Brockport Police Dept | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > I plan to use the loan to expand my leach field. I have excellent credit and a steady job that would allow me to repay this small loan with no problem.
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,150.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 780797
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780797 |
$15,000 |
$15,000 |
7.91% |
1.00% |
June 13, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780797. Member loan 780797 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | American Airlines | Debt-to-income ratio: | 9.38% |
Length of employment: | 10+ years | Location: | Leesburg, VA |
Home town: | |||
Current & past employers: | American Airlines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,070.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation/ lowering Interest rate on debt |
Which debts do you plan to pay off with this loan? | Two credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $6,000 14.5% $9,000 14% |
What is your intended use for the loan proceeds? | Debt consolidation/ lowering Interest rate on debt |
Member Payment Dependent Notes Series 780910
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
780910 |
$2,400 |
$2,400 |
17.19% |
1.00% |
June 10, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 780910. Member loan 780910 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Sheraton Houston Brookhollow | Debt-to-income ratio: | 5.48% |
Length of employment: | 1 year | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Sheraton Houston Brookhollow | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,663.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 781160
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781160 |
$6,000 |
$6,000 |
18.07% |
1.00% |
June 13, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781160. Member loan 781160 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,800 / month |
Current employer: | Lasermax roll sys | Debt-to-income ratio: | 5.67% |
Length of employment: | < 1 year | Location: | Salem, NH |
Home town: | |||
Current & past employers: | Lasermax roll sys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > Plan to renovate my kitchen and cosolidate my credit cards. Borrower added on 06/09/11 > Already had an estimate from the contractor. So im not planing on spending more than the projected budget.
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,947.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to buy new cabinets for my kitchen and hire a contractor for the tile floor and granite countertop. The rest will go to my two credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I spend around 30% of my income on food, bills, insurence. 10% on credit cards. And pay $150 on rent since part of the house is rented so that pays most of the morgage. I call the $150 rent since my brother and I bought a multy-family but its under his name because he had a much better credit. |
Member Payment Dependent Notes Series 781191
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781191 |
$5,000 |
$5,000 |
12.62% |
1.00% |
June 14, 2011 |
June 24, 2014 |
June 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781191. Member loan 781191 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | Simon and Schuster, Inc. | Debt-to-income ratio: | 17.66% |
Length of employment: | 4 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | Simon and Schuster, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/10/11 > I will be using this money to get out of credit card debt. I pay my bills promptly each month and it will be a huge relief to have my credit card debt wiped clean and have a fresh start and one reasonable monthly payment. Thank you!
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,117.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc) | I own my apartment outright, I do not have a mortgage. My monthly maintenance is $770. I don't have any home equity loans or lines of credit. Transportation to work is $220 a month. Gas Electric is approximate $75 a month (goes up to $100+ during the summer.) I don't own a car. My main bills are credit card bills--which got high when I was laid off from work in 2005. I got a new job in 2007 but had to accept a pay cut, ($10,000 less than what I was previously making),so I have been unable to pay any more than the minimum every month. With this loan I'll be able to pay 2 cards off completely and make the monthly payment on this loan with ease. |
Member Payment Dependent Notes Series 781211
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781211 |
$3,000 |
$3,000 |
6.62% |
1.00% |
June 14, 2011 |
June 23, 2014 |
June 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781211. Member loan 781211 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,389 / month |
Current employer: | Department of Defense | Debt-to-income ratio: | 3.30% |
Length of employment: | 2 years | Location: | WAIPAHU, HI |
Home town: | |||
Current & past employers: | Department of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > Thanks for your help!
A credit bureau reported the following information about this borrower member on June 9, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,781.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use the funds to repair and modify a motorcycle in my possession. The motorcycle will be used to commute to and from work. |
Member Payment Dependent Notes Series 781217
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781217 |
$7,000 |
$7,000 |
19.39% |
1.00% |
June 10, 2011 |
June 22, 2014 |
June 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781217. Member loan 781217 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Bloomingdales | Debt-to-income ratio: | 5.64% |
Length of employment: | 7 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Bloomingdales | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/08/11 > I am looking for a way of getting out of debt quickly and easily.
A credit bureau reported the following information about this borrower member on June 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $5,981.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4 credit cards. All charge about 21 % or more in interest each. No loans or mortgages. Balances Minimum Payments $4200 $125 $1400 $90 $800 $70 $500 $20 |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies. i pay all my bills. At least the minimum payment. |
Please explain the reason why you carry a large revolving credit balance. | for the last 2 years I have taken a $10,000 a year pay cut. I have been unable to make much impact on my credit card balances because I have only been making minimum payments for the most part. |
Which debts do you plan to pay off with this loan? | All 4 of my Credit cards which are my only debt. |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies. i pay all my bills. At least the minimum payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around $1500 per month. Rent, transportation, cable, electricity, cell phone and groceries |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies. i pay all my bills. At least the minimum payment. |
If you have a delinquency in the last 2 years, please explain the reason. | I have no delinquencies. i pay all my bills. At least the minimum payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4 credit cards. All charge about 21 % or more in interest each. No loans or mortgages. Balances Minimum Payments $4200 $125 $1400 $90 $800 $70 $500 $20 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I don't own a house. So no mortgages. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 4 credit cards. All charge about 21 % or more in interest each. No loans or mortgages. Balances Minimum Payments $4200 $125 $1400 $90 $800 $70 $500 $20 |
Which debts do you plan to pay off with this loan? | All 4 of my Credit cards which are my only debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500 per month, not counting my credit card payments |
Member Payment Dependent Notes Series 781375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781375 |
$10,000 |
$10,000 |
12.62% |
1.00% |
June 13, 2011 |
June 23, 2016 |
June 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781375. Member loan 781375 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,667 / month |
Current employer: | Advanced Drainage Systems Inc. | Debt-to-income ratio: | 8.29% |
Length of employment: | 10+ years | Location: | MENDOTA, IL |
Home town: | |||
Current & past employers: | Advanced Drainage Systems Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/10/11 > Loan is for credit card debt as well as a few home repairs.
A credit bureau reported the following information about this borrower member on June 9, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 56 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,286.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | credit card debt and bills that I have for my toilets to be fixed. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is 1345, cars are paid for, utilies might hit $200 a month, we don't pay for our phones, insurance is about 116 a month and food generally is right around 300 amonth. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is 1345, cars are paid for, utilies might hit $200 a month, we don't pay for our phones, insurance is about 116 a month and food generally is right around 300 amonth. |
Member Payment Dependent Notes Series 781388
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781388 |
$5,000 |
$5,000 |
16.59% |
1.00% |
June 13, 2011 |
June 23, 2014 |
June 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781388. Member loan 781388 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | NVR | Debt-to-income ratio: | 4.07% |
Length of employment: | 1 year | Location: | Reston, VA |
Home town: | |||
Current & past employers: | NVR | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/10/11 > I would like to consolidate all my credit cards I have a good job and I can make all the payments on time it's just that i have for credit cards with interest builing. if I only had 1 payment it would be a lot easier. Borrower added on 06/10/11 > I did not know this was going to show on my loan decription sorry for all of my typos above. I meant to say I have four credit cards and have no problem with my payments I just want to consolidate into one payment and less interest.
A credit bureau reported the following information about this borrower member on June 9, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,444.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-600, no phone payment no insurance payment car is paid off food 150.00 and utlities 80 |
Please explain the reason why you carry a large revolving credit balance. | I use to have great credit but I lost my job and thats when I opened more credit cards. Learned my mistake and I am just trying to get my credit back. |
Please explain the reason why you carry a large revolving credit balance. | I use to have great credit but I lost my job and thats when I opened more credit cards. Learned my mistake and I am just trying to get my credit back. |
Member Payment Dependent Notes Series 781648
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781648 |
$10,000 |
$10,000 |
18.07% |
1.00% |
June 14, 2011 |
June 23, 2014 |
June 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781648. Member loan 781648 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,167 / month |
Current employer: | Oracle Corporation | Debt-to-income ratio: | 14.41% |
Length of employment: | 6 years | Location: | Gilroy, CA |
Home town: | |||
Current & past employers: | Oracle Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > Purpose of loan: property taxes, home improvement & debt consolidation
A credit bureau reported the following information about this borrower member on June 9, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $63,659.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | hi right, I have been trying to pay them down and then pay them off. Unfortunately, I owed more in CA state tax and property taxes then I had previously accounted for. |
What is your intended use for the loan proceeds? | I intend to use some of the loan proceeds to pay property taxes, paint the house, pay off 2 high interest rate credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 2500 property taxes, 1500 home improvement, 3000 debt consolidation |
If you have a delinquency in the last 2 years, please explain the reason. | honda finance, 3 year loan, 2 payments 30 days past due, I hadn't allocated enough emergency funds, my 2nd car over a 3month period needed a new transmission, starter and new brakes. I have one final payment left on the Honda, the 2nd car I own |
Member Payment Dependent Notes Series 781807
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781807 |
$3,600 |
$3,600 |
8.90% |
1.00% |
June 13, 2011 |
June 23, 2014 |
June 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781807. Member loan 781807 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,558 / month |
Current employer: | Gold Country Inn and Casino | Debt-to-income ratio: | 3.27% |
Length of employment: | 3 years | Location: | Elko, NV |
Home town: | |||
Current & past employers: | Gold Country Inn and Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/11/11 > I am a good borrower becasue I always pay my bills on time. I am a hard worker and a dedicated college student.
A credit bureau reported the following information about this borrower member on June 9, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,594.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off higher interest credit cards! |
Member Payment Dependent Notes Series 781842
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781842 |
$5,200 |
$5,200 |
7.91% |
1.00% |
June 14, 2011 |
June 23, 2014 |
June 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781842. Member loan 781842 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,300 / month |
Current employer: | Jessamine County Board of Education | Debt-to-income ratio: | 11.49% |
Length of employment: | 10+ years | Location: | Lexington, KY |
Home town: | |||
Current & past employers: | Jessamine County Board of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > My credit report speaks for itself. I have maintained excellent standing with every account I have had for the last 20+ years. I am responsible and determined to be a valuable customer to Lending Club. Borrower added on 06/09/11 > I have never had any unnecessary debt, I have two credit cards which I use for daily expenses but pay off to a balance of zero every month. I have been in my career for 24 years and have maintained excellent credit throughout. I am in need of funding for a recent emergency surgery, from which I've fully recovered. I returned to work within three days. My priority will be to focus on this debt and pay it off before making any other purchases. It is simply not in my nature to have debt. Aside from my home and automobile, I have no outstanding obligations.
A credit bureau reported the following information about this borrower member on June 9, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 781904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
781904 |
$5,500 |
$5,500 |
12.87% |
1.00% |
June 14, 2011 |
June 23, 2014 |
June 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 781904. Member loan 781904 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Baltimore City | Debt-to-income ratio: | 22.38% |
Length of employment: | 10+ years | Location: | Reisterstown, MD |
Home town: | |||
Current & past employers: | Baltimore City | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > I have a underground water leak that needs to be repaired.
A credit bureau reported the following information about this borrower member on June 9, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $19,836.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have made mistakes in my life but in 18 months 90% of my bills will be paid off. I am correcting my credit history now. |
Please provide additional details regarding the purpose of the loan | I have a water leak at my house that needs to get repaired. I got a few estimates and a plumbing company is charging me $5500.00 for the repair. |
Member Payment Dependent Notes Series 782199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
782199 |
$5,000 |
$5,000 |
9.67% |
1.00% |
June 14, 2011 |
June 23, 2014 |
June 23, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 782199. Member loan 782199 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,300 / month |
Current employer: | Herb's Pool Service Inc | Debt-to-income ratio: | 15.22% |
Length of employment: | 10+ years | Location: | Sebastopol, CA |
Home town: | |||
Current & past employers: | Herb's Pool Service Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/09/11 > Medical expenses of a family member have been overwhelming but are now under control, just need to get short term help Borrower added on 06/09/11 > Medical expenses of a family member had been overwhelming but are now under control, need short term help
A credit bureau reported the following information about this borrower member on June 9, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1976 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $60,631.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Insurance deductibles and not much cash on hand resulted in an over-reliance on credit cards, which we are in the process of getting under control. Two family members are getting back to work and our first priority is to eliminate all credit card debt. |
Member Payment Dependent Notes Series 782260
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
782260 |
$3,000 |
$3,000 |
12.87% |
1.00% |
June 14, 2011 |
June 24, 2014 |
June 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 782260. Member loan 782260 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | The Shaw Group | Debt-to-income ratio: | 14.35% |
Length of employment: | 4 years | Location: | Quincy, MA |
Home town: | |||
Current & past employers: | The Shaw Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/10/11 > Unexpected medical bills have made it nearly impossible for keep the budget I worked so hard to set up ... I know it's a lot to ask in these difficult times, but your contribution to this loan will be greatly appreciated. Have already been in touch with a debt management counselor who suggest this first ... alternative solutions not very attractive to me! MY HEARTFELT GRATITUDE FOR YOUR CONSIDERATION.
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $5,629.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Several reasons ... carryover from being unemployed for nearly a year prior to my current job, funeral expenses from a parent and parent's medical bills not covered by insurance. |
Member Payment Dependent Notes Series 782519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
782519 |
$5,400 |
$5,400 |
8.90% |
1.00% |
June 14, 2011 |
June 24, 2014 |
June 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 782519. Member loan 782519 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Lockheed Martin | Debt-to-income ratio: | 12.55% |
Length of employment: | 4 years | Location: | Denver, CO |
Home town: | |||
Current & past employers: | Lockheed Martin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/10/11 > The second mortgage is for a time share recently purchased and this is to fund the down payment. It is currently financed on a credit card, but I'd rather pay lending club investors. I currently invest through lending club as well and think its great! The moving expenses are that I'm moving across town and need to take care of a few things. Its about $600 of this funded amount. I've always paid my bills on time and will not let lending club investors down!
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,972.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | $4630 towards my chase credit card that I used for a down payment on a time share. The drop in interest rate from using a credit card will reduce the monthly payments. I typically pay my credit card off monthly, so if I'm going to pay interest I'd rather pay it to Lending Club investors then a bank! $600 to move across town, have already highered the movers. The last $160 is for the fees to Lending Club. |
Member Payment Dependent Notes Series 782644
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
782644 |
$4,800 |
$4,800 |
12.12% |
1.00% |
June 14, 2011 |
June 24, 2014 |
June 24, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 782644. Member loan 782644 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Southern Company | Debt-to-income ratio: | 22.08% |
Length of employment: | 5 years | Location: | McCalla, AL |
Home town: | |||
Current & past employers: | Southern Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 06/10/11 > This loan will be used to pay off a credit card with a higher rate. I have a good job and been employed with the same company for 5 years. I have a good payment history on my credit report.
A credit bureau reported the following information about this borrower member on June 10, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I had a surgery and was on medical leave for 5 months. During this time I charged to this card as I was not receiving full pay |
What is the total balance of your credit cards, interest rates and current monthly payments? | The balance is $4900.00 with a $200.00 monthly payment and a 17% interstate rate. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The balance on my VISA is $4900.00 with a $200.00 monthly payment and a 17% interstate rate. |
Prospectus Supplement (Sales Report) No. 1 dated June 14, 2011