Prospectus Supplement (Sales Report) No. 1 dated May 10, 2011 to Prospectus dated April 25, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated April 25, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated April 25, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 683871
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
683871 |
$5,600 |
$5,600 |
15.65% |
1.00% |
May 10, 2011 |
May 8, 2016 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 683871. Member loan 683871 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Southeastern Regional | Debt-to-income ratio: | 17.91% |
Length of employment: | 6 years | Location: | Brockton, MA |
Home town: | |||
Current & past employers: | Southeastern Regional | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > The "purpose" is incorrect. The funds would be used for "Home Improvement" to replace old entry deck and also vinyl side the entry section of the house. I am working my way around the house and am financing pieces rather than the entire project. I have no idea why Lending Tree miscategorized the purpose of the loan as I entered this information previously regarding the Home Improvement description. Borrower added on 04/27/11 > "Lending Club" ... oops :)
A credit bureau reported the following information about this borrower member on April 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $6,573.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total of 275,000 of student loans (undergrad and graduate degree) and mortage. |
What is your intended use for the loan proceeds? | It will be used for home renovations of entry deck/siding. |
What is your intended use for the loan proceeds? | It will be used for home renovations of entry deck/siding. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2800 (Mortgage, Car ...etc) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total of 275,000 of student loans (undergrad and graduate degree) and mortage. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total of 275,000 of student loans (undergrad and graduate degree) and mortage. |
Member Payment Dependent Notes Series 688829
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
688829 |
$11,500 |
$11,500 |
15.23% |
1.00% |
May 9, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 688829. Member loan 688829 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | local 79 nyc | Debt-to-income ratio: | 10.56% |
Length of employment: | 10+ years | Location: | nanuet, NY |
Home town: | |||
Current & past employers: | local 79 nyc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $10,803.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | i am purchasing a multi family building for investment purposes the full purchase price is approx. $60000 . it has a rent roll of approx. $3200 per month. this is a foreclosure and with some minor repairs and maintenance it is valued at approx. $180000 |
Please describe your experience/familiarity with the business you are starting/started? | i currently own and manage five rental properties which i personally maintain. i have researched the current foreclosure , short sale and resale trends in my area and have found a number of properties that will cover all expenses and generate a positive cash flow |
Member Payment Dependent Notes Series 699888
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
699888 |
$12,000 |
$12,000 |
5.79% |
1.00% |
May 4, 2011 |
May 6, 2014 |
May 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 699888. Member loan 699888 was requested on April 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,167 / month |
Current employer: | Kirkland and Ellis LLP | Debt-to-income ratio: | 20.09% |
Length of employment: | 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Kirkland and Ellis LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 9, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $634.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use these funds to repay a portion of another personal loan I had taken out through lending club last year at a much higher interest rate, I will repay the rest of that loan with cash. Thanks, |
Member Payment Dependent Notes Series 710427
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
710427 |
$12,000 |
$12,000 |
11.49% |
1.00% |
May 9, 2011 |
May 14, 2016 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 710427. Member loan 710427 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,776 / month |
Current employer: | Gabriel | Debt-to-income ratio: | 5.56% |
Length of employment: | 10+ years | Location: | LANSING, MI |
Home town: | |||
Current & past employers: | Gabriel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I've been constantly employeed for 37 years, the last 24 with my current employer. I've never missed a payment to anyone for any reason. I downsized out of home ownership 2-1/2 years ago, and all my equity is currently in a 410k ($220,000). I need capital for an opportunity to buy vacation property, which wasn't expected.
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $8,954.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The loan is to purchase a small piece of property in Canada. |
Please provide additional details around the purpose of the loan | The loan is to purchase a small piece of property in Canada. |
Member Payment Dependent Notes Series 711528
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
711528 |
$18,200 |
$18,200 |
15.99% |
1.00% |
May 10, 2011 |
May 11, 2016 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 711528. Member loan 711528 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,674 / month |
Current employer: | Summa Health Systems | Debt-to-income ratio: | 12.57% |
Length of employment: | 2 years | Location: | uniontown, OH |
Home town: | |||
Current & past employers: | Summa Health Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/27/11 > Just cleaning up some debt and putting it in one payment. Borrower added on 04/27/11 > Would like to be debt free in 5 years. Mortgage payment is $660 Credit Cards have $14,000 with a minimum of $350 No car payment
A credit bureau reported the following information about this borrower member on March 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,491.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debts are Chase -$4400/18.99% Capital one $3000/19.99% Discover $4800/19.99% Mortgage is $660/month No student loans No car loans or leases. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $660/month mortgage No Car payment , around $75 gas+ insurance/month $175 Utilities $65/phone $100/month food est. $350/month for credit lines |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debts are Chase -$4400/18.99% Capital one $3000/19.99% Discover $4800/19.99% Mortgage is $660/month No student loans No car loans or leases. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debts are Chase -$4400/18.99% Capital one $3000/19.99% Discover $4800/19.99% Mortgage is $660/month No student loans No car loans or leases. |
Member Payment Dependent Notes Series 712916
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
712916 |
$20,000 |
$20,000 |
14.79% |
1.00% |
May 9, 2011 |
May 16, 2016 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 712916. Member loan 712916 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | Advocate Christ Hospital | Debt-to-income ratio: | 15.71% |
Length of employment: | 10+ years | Location: | Hometown, IL |
Home town: | |||
Current & past employers: | Advocate Christ Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > Loan to be used to pay off High interest credit cards & Dental expenses.
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $7,928.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1300.00 Mortgage 400.00 School loans 500.00 Credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 200.00 Gas & Electric 100.00 Fuel 300.00 Phone, internet 200.00 car insurance 500.00 Food ( With Son away at College) |
What is your intended use for the loan proceeds? | Pay off current credit card debt & pay for dental bills. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1300.00 Mortgage 400.00 School loans 500.00 Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1300.00 Mortgage 400.00 School loans 500.00 Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1300.00 Mortgage 400.00 School loans 500.00 Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1300.00 Mortgage 400.00 School loans 500.00 Credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 200.00 Gas & Electric 100.00 Fuel 300.00 Phone, internet 200.00 car insurance 500.00 Food ( With Son away at College) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1300.00 Mortgage 400.00 School loans 500.00 Credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 200.00 Gas & Electric 100.00 Fuel 300.00 Phone, internet 200.00 car insurance 500.00 Food ( With Son away at College) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1300.00 Mortgage 400.00 School loans 500.00 Credit cards |
Member Payment Dependent Notes Series 714876
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
714876 |
$11,500 |
$10,275 |
16.02% |
1.00% |
May 9, 2011 |
May 6, 2016 |
May 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 714876. Member loan 714876 was requested on April 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | Fairfield Inn | Debt-to-income ratio: | 20.56% |
Length of employment: | < 1 year | Location: | dover, DE |
Home town: | |||
Current & past employers: | Fairfield Inn | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/22/11 > This loan will pay off all of my debit
A credit bureau reported the following information about this borrower member on March 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,651.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are 1500 a month. The rest goes to my credit card payments. This loan will help me out . |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balance is 10,000 and my monthly payments to my credit cards are 500. a month. |
Member Payment Dependent Notes Series 723333
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
723333 |
$6,400 |
$6,400 |
11.49% |
1.00% |
May 4, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 723333. Member loan 723333 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | massachusetts medical society | Debt-to-income ratio: | 15.75% |
Length of employment: | 10+ years | Location: | swampscott, MA |
Home town: | |||
Current & past employers: | massachusetts medical society | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 8, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $8,653.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CITIFINANCIAL LOAN PAYMT 6800 26.3% pain!! I am paying 232.89( I got this loan for my Family in MAui) Citizensbank 4500 Over draft pament15% plus 65$ a month. I am currentliy paying 300$ to this account ( this what I am going to pay off with new loan ) American Express. 3800 17% I give or take a point I am paying this off with This new loan Lending Club Loan of 1200 I thik this 18% I pay 40 a month ( I am paying this off too) I am currently working two jobs to pay down all my debt and with this loan I would only have two loans ( Yes I have saved extra cash to close my americanxpress account!!) CITIFINANCIAL LOAN PAYMT Lending cLUB 443.89 Month.. if asking what happen I Tried to help my family in the time of need... Simple as that and I would do the same thie thing over.. Thank you very much have a good day! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CITIFINANCIAL LOAN PAYMT 6800 26.3% pain!! I am paying 232.89( I got this loan for my Family in MAui) Citizensbank 4500 Over draft pament15% plus 65$ a month. I am currentliy paying 300$ to this account ( this what I am going to pay off with new loan ) American Express. 3800 17% I give or take a point I am paying this off with This new loan Lending Club Loan of 1200 I thik this 18% I pay 40 a month ( I am paying this off too) I am currently working two jobs to pay down all my debt and with this loan I would only have two loans ( Yes I have saved extra cash to close my americanxpress account!!) CITIFINANCIAL LOAN PAYMT Lending cLUB 443.89 Month.. if asking what happen I Tried to help my family in the time of need... Simple as that and I would do the same thie thing over.. Thank you very much have a good day! |
Member Payment Dependent Notes Series 724993
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
724993 |
$3,600 |
$3,600 |
8.49% |
1.00% |
May 4, 2011 |
May 10, 2014 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 724993. Member loan 724993 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | ABM Engineering | Debt-to-income ratio: | 11.70% |
Length of employment: | 10+ years | Location: | Huntington Beach, CA |
Home town: | |||
Current & past employers: | ABM Engineering | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $13,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 725325
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
725325 |
$18,000 |
$18,000 |
14.79% |
1.00% |
May 9, 2011 |
May 11, 2016 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 725325. Member loan 725325 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | L3 Integrated Systems | Debt-to-income ratio: | 20.65% |
Length of employment: | 2 years | Location: | Greenville, TX |
Home town: | |||
Current & past employers: | L3 Integrated Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 10, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,166.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | consolidate bills into one payment |
What is your intended use for the loan proceeds? | Going to consolidate my wifes debts, recently she was diagnosed with fibromyalgia and can't work full time. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around $2800 a month |
Member Payment Dependent Notes Series 728208
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
728208 |
$14,400 |
$14,400 |
13.49% |
1.00% |
May 5, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 728208. Member loan 728208 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,652 / month |
Current employer: | bank of america | Debt-to-income ratio: | 14.06% |
Length of employment: | 4 years | Location: | jersey city, NJ |
Home town: | |||
Current & past employers: | bank of america | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 14, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,032.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To purchase new appliances and replace flooring in Kitchen |
What is your intended use for the loan proceeds? | To purchase new appliances and replace flooring in Kitchen |
What are you buying? | I am buying a washing machine, dryer, oven and refridgerator plus putting down a new floor. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my montly salary is 6651 gross about 41114 after deductions rent 600 trans 200 phone 150 utilities averge 300 per month lover in summer higher in winter car and insurance 577 and credit cards about 250 food about 250 |
Member Payment Dependent Notes Series 728522
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
728522 |
$10,800 |
$10,800 |
10.99% |
1.00% |
May 9, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 728522. Member loan 728522 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.27% |
Length of employment: | 6 years | Location: | Carpinteria, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > Using this loan to payoff a high interest credit card. Borrower added on 05/06/11 > credit card is 14.5%
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $14,542.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have the one credit card that has $13,812.25 at 14.50APR. I've been paying between $300 and $1500 a month. My mortgage is $1425.00 a month for a home loan. That sums it up. |
Member Payment Dependent Notes Series 730198
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
730198 |
$12,000 |
$12,000 |
7.49% |
1.00% |
May 10, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 730198. Member loan 730198 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | the good feet store | Debt-to-income ratio: | 6.79% |
Length of employment: | < 1 year | Location: | birmingham, MI |
Home town: | |||
Current & past employers: | the good feet store | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > looking to consolidate debts. I have a great credit history, and am earning enough money to take care of everything. Borrower added on 05/05/11 > you can earn a great return with me, with very low risk
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | they are all higher than they would be with lending club |
Member Payment Dependent Notes Series 730659
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
730659 |
$13,000 |
$13,000 |
10.99% |
1.00% |
May 5, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 730659. Member loan 730659 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,833 / month |
Current employer: | Willis ISD | Debt-to-income ratio: | 11.66% |
Length of employment: | 10+ years | Location: | Cleveland, TX |
Home town: | |||
Current & past employers: | Willis ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,503.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $1500.00 |
What are the estimated expenses? | $1300 loan needed for medical reason |
What is your intended use for the loan proceeds? | medical |
What are the estimated expenses? | $1300 loan needed for medical reason |
What is your intended use for the loan proceeds? | medical reasons |
Member Payment Dependent Notes Series 730773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
730773 |
$15,000 |
$11,500 |
16.40% |
1.00% |
May 6, 2011 |
May 2, 2016 |
May 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 730773. Member loan 730773 was requested on April 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,583 / month |
Current employer: | Newmark Knight Frank | Debt-to-income ratio: | 5.44% |
Length of employment: | 5 years | Location: | new york, NY |
Home town: | |||
Current & past employers: | Newmark Knight Frank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/18/11 > Debt consolidation. Borrower added on 04/19/11 > Thank you for your valued time and taking a look at my request. I currently have three credit cards. Amex Gold, Master card and Visa. The Amex I pay in full every month, the MC and Visa have total revolving balance of $6,000. I have a car payment of $320 per month and would like to wipe this debt out as well. With the requested loan amount I will be eliminating all credit card revolving balances, and paying off my car loan. This will not only make it easier on myself (one payment) every month, it will also be lowering the interest rate on total debt. I have excellent credit and look forward to any questions or concerns. Thanks. Borrower added on 04/20/11 > Monthly expenses: Amex Gold - pay in full monthly, usually $1,350 per month, Master Card - monthly payment $500 per month, total debt on MC is $2,100, Visa - monthly payment $150 total debt on Visa $1,100. I have a car payment of $320 per month and Insurance is $220 per month. Student Loans - $210 per month and Rent $1600 per month. I am planning on consolidating these into one payment. With the $15K I will pay off the Visa and MC as well as the remining balance on my 2008 Jeep. This will reduce my total interest every monh and allow me to only make one payment monthly.
A credit bureau reported the following information about this borrower member on April 18, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $1,490.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Good morning and thank you for your time. I have a $2,500 balance on my Amex, $1,200 balance on my Mastercard and another $3,700 on my Visa Gold. I pay my Amex off in full every month, and the only really revolving debt that I currently have our the two credit cards mentioned above. I do have student loans which are $225 per month and a car payment of $320 per month. I do not have a mortgage, I live in Manhattan and rent. |
What is your intended use for the loan proceeds? | Good morning and thank you for your time. I am going to be eliminating my two revolving credit card debts (Master Card and Visa) and also paying off my current car loan. I wil be consolidating everything into one payment, not only making this easier every month but also receiving lower interest on my revolving debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Good morning and thank you for your time. I have a $2,500 balance on my Amex, $1,200 balance on my Mastercard and another $3,700 on my Visa Gold. I pay my Amex off in full every month, and the only really revolving debt that I currently have our the two credit cards mentioned above. I do have student loans which are $225 per month and a car payment of $320 per month. I do not have a mortgage, I live in Manhattan and rent. |
Member Payment Dependent Notes Series 730859
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
730859 |
$4,800 |
$4,800 |
5.42% |
1.00% |
May 4, 2011 |
May 15, 2014 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 730859. Member loan 730859 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Concept Laboratories | Debt-to-income ratio: | 1.90% |
Length of employment: | 3 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Concept Laboratories | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 15, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $2,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I'm taking summer classes for my MS in Finance and this loan has a lower APR than the one offered by the financial aid office. |
Please provide additional details around the purpose of the loan | I'm taking summer classes to get my masters in finance. |
What is your intended use for the loan proceeds? | I'm taking summer classes for my MS in Finance and this loan has a lower APR than the one offered by the financial aid office. |
Member Payment Dependent Notes Series 732470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
732470 |
$2,000 |
$2,000 |
10.99% |
1.00% |
May 6, 2011 |
May 14, 2016 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 732470. Member loan 732470 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,333 / month |
Current employer: | Post-Newsweek Stations | Debt-to-income ratio: | 23.18% |
Length of employment: | 3 years | Location: | Jacksonville, FL |
Home town: | |||
Current & past employers: | Post-Newsweek Stations | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 17, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,948.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 732953
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
732953 |
$15,000 |
$15,000 |
9.63% |
1.00% |
May 4, 2011 |
May 2, 2014 |
May 2, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 732953. Member loan 732953 was requested on April 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,995 / month |
Current employer: | Pulcinella's | Debt-to-income ratio: | 5.23% |
Length of employment: | 4 years | Location: | MILTON, VT |
Home town: | |||
Current & past employers: | Pulcinella's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,287.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I just pulled $15,000 out of my savings account to finally furnish my townhouse that I bought 2 years ago. The money is gone...the upside is that I do not have to pay any interest. However, I would rather get a personal loan of $15,000 (or $14,400 after the $600 fee) to have the "cushion" back in my savings account and pay interest over 3 years. I feel comfortable paying $1,000 interest per year. It is a small price to pay to have the money available to me again. Thanks! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses including everything listed above but not including food is $1,177.50. I get $662.50 towards my monthly mortgage of $1010 from my roommate including half electric, natural gas heat, cable, and association dues. I work at a restaurant as a manager 6 days a week, lunch and dinner. I basically do not even know what my food expense is (maybe $20/week?). |
Member Payment Dependent Notes Series 733311
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
733311 |
$16,500 |
$13,100 |
17.88% |
1.00% |
May 9, 2011 |
May 4, 2016 |
May 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 733311. Member loan 733311 was requested on April 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.75% |
Length of employment: | 10+ years | Location: | san carlos, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/11 > The business that I am starting is a Road Striping business. I am planning on using the loan to purchase a vehicle, equipment, and materials. These supplies are essential to the success of this business. The Road Striping field is a very lucrative business and I have had over 10 years of experience. My credit score is in good condition and I am very prompt and reliable with my bills. I am confident that this business will grow quickly and the loan can be paid off in a reasonable amount of time.
A credit bureau reported the following information about this borrower member on April 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,274.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | parking lot and road striping business |
Please describe your experience/familiarity with the business you are starting/started? | i have 11 years of experience and 3 of those years i was a foreman. i also just passed my exam and received my c-32 license. |
What do you project your monthly expenses for the first 6 months of your business? | My first three months of expenses will be a lot higher due to the purchasing of a vehicle suitable for transporting striping equipment. Then I project my monthly expenses for the next three months to be anywhere between $1500 to $2500 per month. |
What do you project your monthly revenues for the first 6 months to be? | 3,000-5,000/month for first 3-4 months. Then after I get my company name out there through advertisements and networking I should be looking at about 5,000-10,000/month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses will fluctuate between $1500 to $2500/month. |
Member Payment Dependent Notes Series 733340
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
733340 |
$4,800 |
$4,800 |
5.99% |
1.00% |
May 4, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 733340. Member loan 733340 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | E*TRADE Financial | Debt-to-income ratio: | 8.52% |
Length of employment: | 4 years | Location: | sandy, UT |
Home town: | |||
Current & past employers: | E*TRADE Financial | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > I am making some home improvements and need some cash. Borrower added on 05/03/11 > I have a stable job for over 4 years. I've never been late in my payments. Excellent credit score.
A credit bureau reported the following information about this borrower member on April 18, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,909.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | We are re-doing the bathrooms, new tile and counter cabinets. Puting new carpet as well. |
What is the home improvement project you are planning? | Bathroom new tile and cabinets and new carpets. |
Member Payment Dependent Notes Series 733864
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
733864 |
$12,800 |
$12,800 |
13.49% |
1.00% |
May 9, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 733864. Member loan 733864 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | con-way freight | Debt-to-income ratio: | 26.43% |
Length of employment: | 2 years | Location: | spring valley, IL |
Home town: | |||
Current & past employers: | con-way freight | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > the purpose of this loan is to get out of debt and quit paying money to credit card companies
A credit bureau reported the following information about this borrower member on April 18, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,159.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about 4500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 23,000 total debt 14-25% about 900 per month in payments |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 23,000 total debt 14-25% about 900 per month in payments |
Member Payment Dependent Notes Series 734115
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
734115 |
$22,800 |
$22,800 |
16.02% |
1.00% |
May 9, 2011 |
May 7, 2016 |
May 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 734115. Member loan 734115 was requested on April 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Action Ambulance | Debt-to-income ratio: | 15.77% |
Length of employment: | 10+ years | Location: | Nashua, NH |
Home town: | |||
Current & past employers: | Action Ambulance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,901.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Please bear in mind that the mortgages are to my self and My Fiancee. We own two seperate properties, 1 mortgage each. We split the balances. Mortgage 1- 229000.00 @ 6.5% Morgage 2- 88000.00 @ 7.5% Credit cards 35000.00 @ 21% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 1500.00 |
What is your intended use for the loan proceeds? | Consolidate higher interest credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Please bear in mind that the mortgages are to my self and My Fiancee. We own two seperate properties, 1 mortgage each. We split the balances. Mortgage 1- 229000.00 @ 6.5% Morgage 2- 88000.00 @ 7.5% Credit cards 35000.00 @ 21% |
What is your intended use for the loan proceeds? | Consolidate higher interest credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 1500.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Please bear in mind that the mortgages are to my self and My Fiancee. We own two seperate properties, 1 mortgage each. We split the balances. Mortgage 1- 229000.00 @ 6.5% Morgage 2- 88000.00 @ 7.5% Credit cards 35000.00 @ 21% |
Member Payment Dependent Notes Series 734138
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
734138 |
$22,475 |
$22,475 |
13.80% |
1.00% |
May 9, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 734138. Member loan 734138 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | Honeywell | Debt-to-income ratio: | 16.70% |
Length of employment: | 10+ years | Location: | Antwerp, NY |
Home town: | |||
Current & past employers: | Honeywell | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I plan on using this funding to start a firewood and logging business. I ahve done this on my own for several years and with the high prices of oil I beleive many people will be looking for alternative heat sources and wood is the logical choice. I ahve access to 1,000's of acres of woodlands on a federal insitution so it is basically a free resource for me to pull from. All I need to provide is the labor.
A credit bureau reported the following information about this borrower member on April 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $2,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am starting a logging and firewood business. With the high prices of oil people many people are going to turn to an alternative heat source and wood is the logical choice. I ahve access to thousands of acres of timber on Ft. Drum for next to nothing so I have to put very little money into the product and then jsut turn around and sell it. The biggest thing i am investing right now is my labor but I also need a truck and trailer and a higher quality chain saw. I will also be clearing nuisance trees for people and removing stumps. Basically it will be an all around tree service but the main focus will be on firewood. |
Please describe your experience/familiarity with the business you are starting/started? | I ahve always burned woodon my own, so I ahve been cutting it for 20 years. Now I sjut want to start selling it ot others as well. Most people are charging 50-60 dollars a cord and I know that I can come in under that and still make money. As far as the other aspects of tree removal for people I have also been doing that for years but it has just been here and there whenever the opportunity arose. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current expenses are 1600 dollars. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Including repayment of the loan and monthly equipment usage the cost will be approximately 800 dollars a month. I am looking at bringing in 1000 a month to begin with depending on sales it can be slightly higher. I am already advertising to get ahead of this and get as many orders as possible. My biggest asset is that I have access to thousands of acres of federal land to cut trees on at little cost to myself. All I ahve to do is provide the labor which I fully intend to do. |
Member Payment Dependent Notes Series 734223
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
734223 |
$18,000 |
$18,000 |
11.11% |
1.00% |
May 5, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 734223. Member loan 734223 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,500 / month |
Current employer: | AT&T | Debt-to-income ratio: | 26.40% |
Length of employment: | 10+ years | Location: | Wichita Falls, TX |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > I have a great job that is very dependable. This loan is to pay off my debt so my family can become debt free. Borrower added on 05/02/11 > Thank you very much for looking into my loan request. Here are a few more details regarding my financial situation. Mortgage payment is $1999.00. Utilities are $355.00. Car payments are $1355.00. Weekly food allowance of roughly $350.00. This brings my core monthly expenses to $4900.00 a month. This loan is being requested to consolidate debt. The debt that I am consolidating is $25,000.00 which is made up of: $19,200 in credit card debt that carries an average interest rate of 22.9%. Medical expenses of roughly $6000.00. Currently this debt is costing over $800.00 per month and the loan through lending club will greatly reduce this amount and insure a payoff in 5 years. I am only requesting $18,000 from lending club as I am taking a $7000.00 loan against my 401k. I hope this will only help prove my commitment to making good on this debt and becoming debt free.
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $47,857.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thank you very much for looking into my loan request. Here are a few more details regarding my financial situation. Mortgage payment is $1999.00. Utilities are $355.00. Car payments are $1355.00. Weekly food allowance of roughly $350.00. This brings my core monthly expenses to 4900.00 a month. This loan is being requested to consolidate debt. The debt that I am consolidating is $25,000.00 which is made up of: $19,200 in credit card debt that carries an average interest rate of 22.9%. Medical expenses of roughly $6000.00. Currently this debt is costing over $800.00 per month and the loan through lending club will greatly reduce this amount and insure a payoff in 5 years. I am only requesting $18,000 from lending club as I am taking a $7000.00 loan against my 401k. I hope this will only help prove my commitment to making good on this debt and becoming debt free. |
What is your intended use for the loan proceeds? | Debt consolidation. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thank you very much for looking into my loan request. Here are a few more details regarding my financial situation. Mortgage payment is $1999.00. Utilities are $355.00. Car payments are $1355.00. Weekly food allowance of roughly $350.00. This brings my core monthly expenses to 4900.00 a month. This loan is being requested to consolidate debt. The debt that I am consolidating is $25,000.00 which is made up of: $19,200 in credit card debt that carries an average interest rate of 22.9%. Medical expenses of roughly $6000.00. Currently this debt is costing over $800.00 per month and the loan through lending club will greatly reduce this amount and insure a payoff in 5 years. I am only requesting $18,000 from lending club as I am taking a $7000.00 loan against my 401k. I hope this will only help prove my commitment to making good on this debt and becoming debt free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you very much for looking into my loan request. Here are a few more details regarding my financial situation. Mortgage payment is $1999.00. Utilities are $355.00. Car payments are $1355.00. Weekly food allowance of roughly $350.00. This brings my core monthly expenses to 4900.00 a month. This loan is being requested to consolidate debt. The debt that I am consolidating is $25,000.00 which is made up of: $19,200 in credit card debt that carries an average interest rate of 22.9%. Medical expenses of roughly $6000.00. Currently this debt is costing over $800.00 per month and the loan through lending club will greatly reduce this amount and insure a payoff in 5 years. I am only requesting $18,000 from lending club as I am taking a $7000.00 loan against my 401k. I hope this will only help prove my commitment to making good on this debt and becoming debt free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you very much for looking into my loan request. Here are a few more details regarding my financial situation. Mortgage payment is $1999.00. Utilities are $355.00. Car payments are $1355.00. Weekly food allowance of roughly $350.00. This brings my core monthly expenses to 4900.00 a month. This loan is being requested to consolidate debt. The debt that I am consolidating is $25,000.00 which is made up of: $19,200 in credit card debt that carries an average interest rate of 22.9%. Medical expenses of roughly $6000.00. Currently this debt is costing over $800.00 per month and the loan through lending club will greatly reduce this amount and insure a payoff in 5 years. I am only requesting $18,000 from lending club as I am taking a $7000.00 loan against my 401k. I hope this will only help prove my commitment to making good on this debt and becoming debt free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you very much for looking into my loan request. Here are a few more details regarding my financial situation. Currently my mortgage payment is 1999.00, utilities are 355.00, car payments are 1355.00, and then a weekly food allowance of roughly 200.00-300.00. This brings my core monthly expenses to 4900.00 a month. This loan is being requested to consolidate debt. The debt that I am consolidating is 25,000.00 which is made up of 19,200 in credit card debt that carries an average interest rate of 22.9% medical expenses of roughly 6000.00. Currently this debt is costing over 800.00 per month and the loan through lending club will greatly reduce this amount and insure a payoff in 5 years. I am only requesting 18,000 from lending club as I am taking a 7000.00 loan against my 401k with my employer. I hope this will only help prove my commitment to making good on this debt and becoming debt free. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thank you very much for looking into my loan request. Here are a few more details regarding my financial situation. Currently my mortgage payment is 1999.00, utilities are 355.00, car payments are 1355.00, and then a weekly food allowance of roughly 200.00-300.00. This brings my core monthly expenses to 4900.00 a month. This loan is being requested to consolidate debt. The debt that I am consolidating is 25,000.00 which is made up of 19,200 in credit card debt that carries an average interest rate of 22.9% medical expenses of roughly 6000.00. Currently this debt is costing over 800.00 per month and the loan through lending club will greatly reduce this amount and insure a payoff in 5 years. I am only requesting 18,000 from lending club as I am taking a 7000.00 loan against my 401k with my employer. I hope this will only help prove my commitment to making good on this debt and becoming debt free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you very much for looking into my loan request. Here are a few more details regarding my financial situation. Currently my mortgage payment is 1999.00, utilities are 355.00, car payments are 1355.00, and then a weekly food allowance of roughly 200.00-300.00. This brings my core monthly expenses to 4900.00 a month. This loan is being requested to consolidate debt. The debt that I am consolidating is 25,000.00 which is made up of 19,200 in credit card debt that carries an average interest rate of 22.9% medical expenses of roughly 6000.00. Currently this debt is costing over 800.00 per month and the loan through lending club will greatly reduce this amount and insure a payoff in 5 years. I am only requesting 18,000 from lending club as I am taking a 7000.00 loan against my 401k with my employer. I hope this will only help prove my commitment to making good on this debt and becoming debt free. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you very much for looking into my loan request. Here are a few more details regarding my financial situation. Mortgage payment is $1999.00. Utilities are $355.00. Car payments are $1355.00. Weekly food allowance of roughly $350.00. This brings my core monthly expenses to 4900.00 a month. This loan is being requested to consolidate debt. The debt that I am consolidating is $25,000.00 which is made up of: $19,200 in credit card debt that carries an average interest rate of 22.9%. Medical expenses of roughly $6000.00. Currently this debt is costing over $800.00 per month and the loan through lending club will greatly reduce this amount and insure a payoff in 5 years. I am only requesting $18,000 from lending club as I am taking a $7000.00 loan against my 401k. I hope this will only help prove my commitment to making good on this debt and becoming debt free. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Thank you very much for looking into my loan request. Here are a few more details regarding my financial situation. Mortgage payment is $1999.00. Utilities are $355.00. Car payments are $1355.00. Weekly food allowance of roughly $350.00. This brings my core monthly expenses to 4900.00 a month. This loan is being requested to consolidate debt. The debt that I am consolidating is $25,000.00 which is made up of: $19,200 in credit card debt that carries an average interest rate of 22.9%. Medical expenses of roughly $6000.00. Currently this debt is costing over $800.00 per month and the loan through lending club will greatly reduce this amount and insure a payoff in 5 years. I am only requesting $18,000 from lending club as I am taking a $7000.00 loan against my 401k. I hope this will only help prove my commitment to making good on this debt and becoming debt free. |
Member Payment Dependent Notes Series 734505
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
734505 |
$35,000 |
$35,000 |
17.14% |
1.00% |
May 9, 2011 |
May 8, 2016 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 734505. Member loan 734505 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,292 / month |
Current employer: | LRW | Debt-to-income ratio: | 19.06% |
Length of employment: | 8 years | Location: | Marina del Rey, CA |
Home town: | |||
Current & past employers: | LRW | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,816.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | UK debt consolidation to US dollars, medical expenses, cash while on medical leave. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card 1 - $18,500; APR 9.9%; Monthly payment $300 Credit card 2 - $8300; APR 9%; Monthly payment $800 Credit card 3 - $9500; APR 13%; Monthly payment $500 Credit card 4 - $2800; APR 0%; Monthly payment $40 Student loan - $7300; APR 1.9% Monthly payment $85 Auto loan - $27,664; APR 3.9%; Monthly payment $494 UK debt: Computer loan - ??600; APR 29%; monthly payment ??200 + wire transfer fee + variable exchange rate Credit card 1 ??5000; APR 19%; monthly payment ??300 + wire transfer fee + variable exchange rate Credit card 2 ??5000; APR 19%; monthly payment ??300 + wire transfer fee + variable exchange rate |
What is your intended use for the loan proceeds? | Pls see earlier response - thanks! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card 1 - $18,500; APR 9.9%; Monthly payment $300 Credit card 2 - $8300; APR 9%; Monthly payment $800 Credit card 3 - $9500; APR 13%; Monthly payment $500 Credit card 4 - $2800; APR 0%; Monthly payment $40 Student loan - $7300; APR 1.9% Monthly payment $85 Auto loan - $27,664; APR 3.9%; Monthly payment $494 UK debt: Computer loan - ??600; APR 29%; monthly payment ??200 + wire transfer fee + variable exchange rate Credit card 1 ??5000; APR 19%; monthly payment ??300 + wire transfer fee + variable exchange rate Credit card 2 ??5000; APR 19%; monthly payment ??300 + wire transfer fee + variable exchange rate |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses are $2000 for everything. |
Member Payment Dependent Notes Series 734525
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
734525 |
$15,250 |
$15,250 |
17.14% |
1.00% |
May 6, 2011 |
May 6, 2016 |
May 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 734525. Member loan 734525 was requested on April 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,250 / month |
Current employer: | Ed Voyles Chrysler Dodge Jeep Ram | Debt-to-income ratio: | 18.22% |
Length of employment: | < 1 year | Location: | Dallas, GA |
Home town: | |||
Current & past employers: | Ed Voyles Chrysler Dodge Jeep Ram | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,056.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 63.60% | Months Since Last Record: | 105 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Credit card consolidation. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am looking to consolodate 4 high rate credit cards (21.99% apr) with combined balances of $14,339.00. This loan will enable me to payoff this balance faster, while saving interest and lowering my overall payment. |
Member Payment Dependent Notes Series 734537
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
734537 |
$15,000 |
$11,525 |
17.14% |
1.00% |
May 4, 2011 |
May 3, 2016 |
May 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 734537. Member loan 734537 was requested on April 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,473 / month |
Current employer: | the caroline collection | Debt-to-income ratio: | 1.30% |
Length of employment: | 10+ years | Location: | DENMARK, SC |
Home town: | |||
Current & past employers: | the caroline collection | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $3,053.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilities 400.00, phone 195.00, gas 100.00, food 250.00 |
What is your intended use for the loan proceeds? | home repairs such as new roof, kitchen upgrade |
What is your intended use for the loan proceeds? | Home repairs such as new roof and kitchen update |
Member Payment Dependent Notes Series 734825
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
734825 |
$30,000 |
$29,325 |
17.14% |
1.00% |
May 9, 2011 |
May 7, 2016 |
May 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 734825. Member loan 734825 was requested on April 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,750 / month |
Current employer: | Bayer Corporation | Debt-to-income ratio: | 10.96% |
Length of employment: | 10+ years | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Bayer Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
After years of successful in-home baking, establishing a solid customer base that sometimes reached over 100 cakes per month, we decided to expand our business into a full fledged store-front. We have prepared for over 2 years for this event and are now less than 3 weeks from opening. Our plan is simple: Become a customer friendly, phenomenal tasting, one-stop treat shop! We will also carry one of the finest Italian Coffees, which is a highly anticipated drink for the 200+ employees in the Administration building in our same parking lot. Our shop is in a tremendous location next to the corner of a heavily traveled intersection and less than 1 mile from 2 major highways intersecting. Our Competition? The usual grocery stores that use box-mix and not 'made from scratch' ingredients! That have store-bought ice cream, which is not home-made. Our success was never in doubt and our sales expectations exceed $300k annually. We are need of a little more capital in order to purchase some new equipment, like a $15k walk-in cooler/freezer combo that will benefit us more in the long run over the standard 3 door freezer and 3 door fridge. It is 5 times their size and saves $150/month in electricity since the condensers are roof-mounted and will not heat the store up, which would require more a/c. We also need 2 new mixers, valued at $3500 each and a $1300 commercial stove. We plan to open satellite locations in high foot-traffic areas that will have a low overhead (rent/payroll)and just receive our morning deliveries for sales. This will increase our overall output in our main location and boost sales/profits. So join us and one day you will remember being a lender to a company that had a global vision and made it happen! Grow with us!
A credit bureau reported the following information about this borrower member on April 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $1,763.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | We are need of a little more capital in order to purchase some new equipment, like a $15k walk-in cooler/freezer combo that will benefit us more in the long run over the standard 3 door freezer and 3 door fridge. It is 5 times their size and saves $150/month in electricity since the condensers are roof-mounted and will not heat the store up, which would require more a/c. We also need 2 new mixers, valued at $3500 each and a $1300 commercial stove. |
Can you provide some high level financials on the monthly costs / revenue of your business? | We have a breakdown on Statement of Cash Flows and Sales Forecasts for 3 years. Monthly costs will be anywere between $15k-$25k depending on what our demand will be like, how many employees we'll eventually need and how our ingredient prices fluctuate. Our sales expections exceed $300k, but we have no doubt we'll be closer to the $500k mark since our average ticket cost will be close to $15 and our average cake prices are $35, with the wedding cakes reaching $1200. Our highly visible location coupled with the 200+ employees next door will keep a continuous customer flow for our assorted coffees & teas. |
What will be the largest expenses the first six months? | Our largest expense by far will be payroll. We'll employ between 7-15 people depending on how needs go and that should run between $12k-$20k/monthly with the $20k employing 15. Our rent was negotiated beautifully and we got the first 5 months free, which includes the construction phase. The average rent for the other tenants is $1.45/sq.ft., but since we paid for the buildout there was leverage in the negotiation process. Overall our rent will be $1.13/sq.ft. for 5.5 years, so the rent, insurance, utilities & misc. charges will be under $2500/month. |
Member Payment Dependent Notes Series 734947
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
734947 |
$17,475 |
$12,425 |
17.14% |
1.00% |
May 10, 2011 |
May 6, 2016 |
May 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 734947. Member loan 734947 was requested on April 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,377 / month |
Current employer: | State of CT Interstate Compact Unit/Jud | Debt-to-income ratio: | 24.93% |
Length of employment: | 8 years | Location: | Plainville, CT |
Home town: | |||
Current & past employers: | State of CT Interstate Compact Unit/Jud | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > Hello, I am thanking you in advance for your consideration on funding my personal loan. I am applying for this loan to consolidate my credit cards, to stop paying minimum payments and getting no where. I am very a denpendable, hardworking person with job security in a career that I enjoy. I have never ever been late on any payments to my credit cards or loans. I would love to be able to payoff outstanding debt and have only one monthly payment. I would truly be blessed to get your help! Thank you
A credit bureau reported the following information about this borrower member on April 22, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,124.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, sorry to get bet to you so late, I thought I submitted a response to you earlier but it most have not reached you. My current debt balance is a total of $26,000. My interests rates vary from 12.99% to 16.99% most of which is credit card payments. All of my bills I pay on time and have never ever been late on a payment. I just feel like I will never ever be able to pay off my credit cards with only minimum payments. The better customer I am the more they bring my rates up. I am a hard worker and I work full-time, I???m a mother of 2 children (a 5 year-old son & an 18 year-old autistic daughter) and its seems like every time I get a significant amount paid off and caught up a little, something comes up with the kids. Once I have everything paid off I will be closing all accounts. My husband owns our home and pays all the house bills. I take care of all co-pays, groceries, prescriptions, day care and my gas weekly (braces, medical & dental) and my credit card bills. I would love to consolidate my payments and a have a final payoff date, it would be such a relief that I am getting somewhere. Thank you and have a nice holiday |
What is your intended use for the loan proceeds? | Hello, thanks for asking and possibly considering helping me out. I would like to consolidate my credits cards and make one payment with a payoff date. |
What is your intended use for the loan proceeds? | Hello, thanks for asking and possibly considering helping me out. I would like to consolidate my credits cards and make one payment with a payoff date. |
What is your intended use for the loan proceeds? | Hello, thanks for asking and possibly considering helping me out. I would like to consolidate my credits cards and make one payment with a payoff date. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are Daycare $520, Credit Cards $678, Gas $65, Groceries about $180 weekly; Perscriptions $40 mothly, Co-pay's $40. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, sorry to get bet to you so late, I thought I submitted a response to you earlier but it most have not reached you. My current debt balance is a total of $26,000. My interests rates vary from 12.99% to 16.99% most of which is credit card payments. All of my bills I pay on time and have never ever been late on a payment. I just feel like I will never ever be able to pay off my credit cards with only minimum payments. The better customer I am the more they bring my rates up. I am a hard worker and I work full-time, I???m a mother of 2 children (a 5 year-old son & an 18 year-old autistic daughter) and its seems like every time I get a significant amount paid off and caught up a little, something comes up with the kids. Once I have everything paid off I will be closing all accounts. My husband owns our home and pays all the house bills. I take care of all co-pays, groceries, prescriptions, day care and my gas weekly (braces, medical & dental) and my credit card bills. I would love to consolidate my payments and a have a final payoff date, it would be such a relief that I am getting somewhere. Thank you and have a nice holiday |
What is your intended use for the loan proceeds? | Hello-Sorry to respond so late, I just got out of work. I plan to consolidate my credits cards and a few outstanding bills into one payment, and close my accounts once they are paid off. I will be able to have a pay off date, instead of just pay interest. Thanks |
Member Payment Dependent Notes Series 735045
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
735045 |
$7,000 |
$7,000 |
16.02% |
1.00% |
May 6, 2011 |
May 3, 2014 |
May 3, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 735045. Member loan 735045 was requested on April 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,500 / month |
Current employer: | Lantern Drilling | Debt-to-income ratio: | 2.58% |
Length of employment: | 5 years | Location: | Mooringsport, LA |
Home town: | |||
Current & past employers: | Lantern Drilling | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 19, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 5 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 2 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.34% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 735124
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
735124 |
$26,000 |
$26,000 |
13.06% |
1.00% |
May 9, 2011 |
May 7, 2016 |
May 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 735124. Member loan 735124 was requested on April 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,558 / month |
Current employer: | Verizon Communications | Debt-to-income ratio: | 3.28% |
Length of employment: | 10+ years | Location: | WHITE PLAINS, MD |
Home town: | |||
Current & past employers: | Verizon Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > Making a cash offer to purchase my deceased fathers home back from the bank that forclosed Borrower added on 05/03/11 > Comporable homes in the area are approx 45K.
A credit bureau reported the following information about this borrower member on April 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $2,342.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | Purchase my deceased fathers home back from the bank that forclosed on it. |
Please provide additional details around the purpose of the loan | Purchase my deceased fathers home back from the bank that forclosed on it. |
What is your intended use for the loan proceeds? | Purchase my deceased fathers home back from the bank that forclosed on it. |
Member Payment Dependent Notes Series 735296
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
735296 |
$2,000 |
$2,000 |
8.49% |
1.00% |
May 4, 2011 |
May 11, 2014 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 735296. Member loan 735296 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,600 / month |
Current employer: | Twig | Debt-to-income ratio: | 8.63% |
Length of employment: | < 1 year | Location: | watertown, MA |
Home town: | |||
Current & past employers: | Twig | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 27, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,345.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I am starting a hair salon. My goal is to provide a unique experience for the busy individual where they are the focus of attention. With 15 years of cutting experience and Vidal Sassoon educated, I provide excellence. This is a one chair salon so the client can be completely catered to from hair to food and beverage. I have already spoken with some local chefs that are part of the slow food movement and would live to provide the catering. My goal is not ti be a " hair salon" but to be an experience. |
Please describe your experience/familiarity with the business you are starting/started? | I have been a hair stylist for 15 years and am very familiar with the industry. Within that time I also took on the challenge of rebranding a failed salon. Within a year I was able to put us in a profit margin. That experience helped me discover my passion for business. I have always been a trend setter and stay current which also helps me with my ideas. |
Please describe your experience/familiarity with the business you are starting/started? | Being a stylist for 15 years is most of my experience with this industry. Outside of being a stylist, I also worked in the business side of the beauty industry. My biggest accomplishment had been taking on the challenge of "revamping" a failed salon and putting it in a profit margin within a year. I have also been working with SCORE for business mentoring and following my mentors closely. Being big into networking works in my favor too. I stay close to other business owners. |
Member Payment Dependent Notes Series 735439
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
735439 |
$15,000 |
$14,300 |
10.37% |
1.00% |
May 5, 2011 |
May 4, 2016 |
May 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 735439. Member loan 735439 was requested on April 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Battery Worx Inc | Debt-to-income ratio: | 3.55% |
Length of employment: | < 1 year | Location: | palmdale, CA |
Home town: | |||
Current & past employers: | Battery Worx Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,725.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 735441
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
735441 |
$7,000 |
$7,000 |
8.49% |
1.00% |
May 4, 2011 |
May 12, 2014 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 735441. Member loan 735441 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $10,000 / month |
Current employer: | Customized Distribution Services | Debt-to-income ratio: | 24.12% |
Length of employment: | 4 years | Location: | East Stroudsburg, PA |
Home town: | |||
Current & past employers: | Customized Distribution Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 20, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $59,797.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
Member Payment Dependent Notes Series 735456
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
735456 |
$10,000 |
$10,000 |
18.25% |
1.00% |
May 5, 2011 |
May 4, 2016 |
May 4, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 735456. Member loan 735456 was requested on April 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,583 / month |
Current employer: | Maimonides Medical Center | Debt-to-income ratio: | 16.80% |
Length of employment: | < 1 year | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Maimonides Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/11 > I am in the midst of expanding my home based business which educate consumers on natural personal care products as well as manufactures and sells natural hair and skin care products. I have found a great company that will manufacture my products in greater quantities so that I can take my company to the next level. Thank you in advance. Borrower added on 04/22/11 > I am a registered nurse that that is in the midst of expanding my home based business which educates the public on how to live a naturally healthy lifestyle and manufacture as well as sells natural hair and skin care products. I have been educating the public since 2006 in addition to creating selling products since 2008. My products get rave reviews from anyone who uses them but I can't keep up with production on my own. I need the funds to increase my inventory of products and for marketing so that I can begin selling my products at a grander scale. I already have a company lined up to do this for me. They are just awaiting the funds. Thank you in advance and please do not hesitate to contact me if you have any questions.
A credit bureau reported the following information about this borrower member on April 20, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,451.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use the funds to increase my inventory so that I can sell my products on a grander scale. I have a reputible company already lined up and waiting to proceed. |
Please describe your experience/familiarity with the business you are starting/started? | I am a registered nurse, I have been educating on natural healthy lifestyle since 2006 and I have been creating natural products since 2008. |
What type of business are you starting? | am a registered nurse that that is in the midst of expanding my home based business which educates the public on how to live a naturally healthy lifestyle and manufacture as well as sells natural hair and skin care products. I have been educating the public since 2006 in addition to creating selling products since 2008. My products get rave reviews from anyone who uses them but I can't keep up with production on my own. I need the funds to increase my inventory of products and for marketing so that I can begin selling my products at a grander scale. I already have a company lined up to do this for me. They are just awaiting the funds. Thank you in advance and please do not hesitate to contact me if you have any questions. |
What type of business are you starting? | am a registered nurse that that is in the midst of expanding my home based business which educates the public on how to live a naturally healthy lifestyle and manufacture as well as sells natural hair and skin care products. I have been educating the public since 2006 in addition to creating selling products since 2008. My products get rave reviews from anyone who uses them but I can't keep up with production on my own. I need the funds to increase my inventory of products and for marketing so that I can begin selling my products at a grander scale. I already have a company lined up to do this for me. They are just awaiting the funds. Thank you in advance and please do not hesitate to contact me if you have any questions. |
Please describe your experience/familiarity with the business you are starting/started? | I am a registered nurse, I have been educating on natural healthy lifestyle since 2006 and I have been creating natural products since 2008. |
What do you project as to monthly expenses for the first 6 months of your business? | I project my monthly expense to be about $2500 for the first 6 months. With that being said I also project an estimated sales of $5,000 (this is a VERY conservative number) a month for the first 6 months. |
What do you project your monthly revenues for the first 6 months to be? | I project my monthly expense to be about $2500 for the first 6 months. With that being said I also project an estimated sales of $5,000 (this is a VERY conservative number) a month for the first 6 months. |
Member Payment Dependent Notes Series 735780
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
735780 |
$24,000 |
$24,000 |
14.17% |
1.00% |
May 6, 2011 |
May 6, 2016 |
May 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 735780. Member loan 735780 was requested on April 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | Toyota Motor Mfg WV | Debt-to-income ratio: | 22.42% |
Length of employment: | 8 years | Location: | Milton, WV |
Home town: | |||
Current & past employers: | Toyota Motor Mfg WV | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 59 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $520.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to consolidate a personal loan, a high balance credit card, and I need to have the roof replaced on my house, as the shingles keep flying off with every windstorm we have. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover personal loan $11250. Chase Credit Card approx. $8000. Replacement Estimate for my new roof - approximately $2500. |
Member Payment Dependent Notes Series 736155
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
736155 |
$35,000 |
$35,000 |
14.17% |
1.00% |
May 9, 2011 |
May 7, 2016 |
May 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 736155. Member loan 736155 was requested on April 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Akebono Brake Columbia Plant | Debt-to-income ratio: | 10.09% |
Length of employment: | 9 years | Location: | Elgin, SC |
Home town: | |||
Current & past employers: | Akebono Brake Columbia Plant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,126.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hello- I intend to consolidate debt balances to lower my monthly payments. Thank you for your question. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The current balances consist of credit and auto- additionally these funds will cover additional expenses (home repairs.) The interest rates for the most part are lower, however, this opportunity will allow me to consolidate these balances and pay them off. |
What is your intended use for the loan proceeds? | I plan to consolidate different types of debt to lower my monthly payments and pay them off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello- My current debt balances consist of revolving credit and installment loans. I plan to use this loan to consolidate these balances and lower my monthly payment. Thank you for your question. |
What is your intended use for the loan proceeds? | Hello- My current debt balances consist of revolving credit and installment loans. I plan to use this loan to consolidate these balances and lower my monthly payment. Thank you for your question. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello- My current debt balances consist of revolving credit and installment loans. I plan to use this loan to consolidate these balances and lower my monthly payment. Thank you for your question. |
What is your intended use for the loan proceeds? | Hello- My current debt balances consist of revolving credit and installment loans. I plan to use this loan to consolidate these balances and lower my monthly payment. Thank you for your question. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are approximately $3400.00 including my house payment. I plan to use this loan to consolidate debt and lower my overall monthly payment amounts. |
Member Payment Dependent Notes Series 736270
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
736270 |
$7,000 |
$7,000 |
5.79% |
1.00% |
May 4, 2011 |
May 6, 2014 |
May 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 736270. Member loan 736270 was requested on April 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,250 / month |
Current employer: | Sprint | Debt-to-income ratio: | 11.08% |
Length of employment: | 8 years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | Sprint | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Employer only verifies employment through the work number.com. I am a responsible person who has worked for the same employer for over 8 years. This will assist in buying down higher credit cards and stabilizing my budget.
A credit bureau reported the following information about this borrower member on April 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,504.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is $938. Discover 10K @ 13%. This balance will be paid down . Another card is has a 3.6K bal and will be paid off with this loan. Additionally there is a second mortgage at 212.00. The restructuring of debt will free up cash for savings. Total monthly payments for credit cards is $350.00. |
What is your intended use for the loan proceeds? | I will be paying off a two credit cards that have hight interest and paying down another. This will allow me yo pay off these cards in a shorter period of time and reduce mothly payout allowing for additional savings |
Member Payment Dependent Notes Series 736365
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
736365 |
$4,750 |
$4,750 |
10.59% |
1.00% |
May 10, 2011 |
May 18, 2016 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 736365. Member loan 736365 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Chicago Public Schools | Debt-to-income ratio: | 8.24% |
Length of employment: | 2 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Chicago Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > Lost job with elite Wall Street firm due to economy-incurred debt while unemployed-now working, trying to get back on track :) Borrower added on 05/05/11 > This debt consolidation will eliminate credit card and medical expense debts. It provides a fixed payment which is easier to incorporate into my monthly budget than a fluctuating credit card payment.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $2,672.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one credit card that has a 0% APR until next year, $1500 balance. My mortgage payment is $1283,which includes taxes and insurance, $144k balance. I have a car note that is >$180/month, $7900 balance and a 2nd mortgage which is $540/month, $18k balance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are: Mortgage: $1283 (includes taxes & insurance) Utilities: $211 Phone/Internet: $90 Food: $200 Gas: $200 (I live in the city with the highes gas prices in the nation) Credit Card: $100 This loan will eliminate the credit card, payoff the medical debts and provide funds for MUCH needed home repairs. |
Member Payment Dependent Notes Series 736399
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
736399 |
$35,000 |
$35,000 |
20.11% |
1.00% |
May 9, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 736399. Member loan 736399 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 23.61% |
Length of employment: | 10+ years | Location: | livingston, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > Custome Gunite swimming pool 1100 square foot
A credit bureau reported the following information about this borrower member on April 21, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,207.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 220,000. 5%. 1793.00 |
What is the estimated current market value of your home? | 250,000 |
Is this for a home improvement you have already made, or one that you are planning to make? | Planning to make |
What is your intended use for the loan proceeds? | swimming pool |
What is your intended use for the loan proceeds? | swimming pool |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | no rent, about 4000 including house note |
What is the home improvement project you are planning? | swimming pool' |
Is the improvement to your primary residence or an investment property? | primary |
Member Payment Dependent Notes Series 736521
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
736521 |
$25,000 |
$25,000 |
10.74% |
1.00% |
May 5, 2011 |
May 5, 2014 |
May 5, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 736521. Member loan 736521 was requested on April 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,542 / month |
Current employer: | J.W. Hunt and Company | Debt-to-income ratio: | 11.24% |
Length of employment: | 10+ years | Location: | COLUMBIA, SC |
Home town: | |||
Current & past employers: | J.W. Hunt and Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $3,645.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 736830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
736830 |
$18,250 |
$18,250 |
16.89% |
1.00% |
May 10, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 736830. Member loan 736830 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | Pendleton's Hardware and Power Products | Debt-to-income ratio: | 19.04% |
Length of employment: | 10+ years | Location: | SPOTSYLVANIA, VA |
Home town: | |||
Current & past employers: | Pendleton's Hardware and Power Products | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > funds are to pay off credit cards
A credit bureau reported the following information about this borrower member on April 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | loan is to pay off credit cards that have high interest rates - this monthly rate is lower than all the monthly payments for the credit cards combined |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage is 700; electric is approx 200; phone & internet is 90; car insurance is approx 100; gas is approx 175; food & supplies is approx 150 - the account does not include my wife's income of 1400 |
Member Payment Dependent Notes Series 736846
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
736846 |
$9,600 |
$9,600 |
15.65% |
1.00% |
May 9, 2011 |
May 8, 2016 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 736846. Member loan 736846 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,167 / month |
Current employer: | Walmart | Debt-to-income ratio: | 17.99% |
Length of employment: | 10+ years | Location: | Thousand Oaks, CA |
Home town: | |||
Current & past employers: | Walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 82 |
Revolving Credit Balance: | $30,627.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 737076
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
737076 |
$2,500 |
$2,500 |
10.37% |
1.00% |
May 4, 2011 |
May 8, 2014 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 737076. Member loan 737076 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,214 / month |
Current employer: | home Depot | Debt-to-income ratio: | 22.31% |
Length of employment: | 6 years | Location: | anaheim, CA |
Home town: | |||
Current & past employers: | home Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $1,537.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 53.00% | Months Since Last Record: | 95 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 737170
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
737170 |
$9,000 |
$9,000 |
13.49% |
1.00% |
May 5, 2011 |
May 14, 2016 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 737170. Member loan 737170 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,250 / month |
Current employer: | sharp business systems | Debt-to-income ratio: | 7.17% |
Length of employment: | 8 years | Location: | asheboro, NC |
Home town: | |||
Current & past employers: | sharp business systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 21, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,240.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | plan is for a classic gmc motorhome, front wheel drive model made between 1972 and 1978. i originally wanted to prequalify, but no one will loan money for this vintage. to see an example go to http://www.bethunesales.com/company.html |
What are you buying? | plan is for a classic gmc motorhome, front wheel drive model made between 1972 and 1978. i originally wanted to prequalify, but no one will loan money for this vintage. to see an example go to http://www.bethunesales.com/company.html |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | house payment is 800, we send 900. wife and i both are in comapny cars. no kids. my cell is company, hers is 45 or there abouts. insurance is escrow or thru sharp usa. food maybe 200 |
Member Payment Dependent Notes Series 737369
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
737369 |
$25,000 |
$25,000 |
13.80% |
1.00% |
May 6, 2011 |
May 6, 2016 |
May 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 737369. Member loan 737369 was requested on April 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Mediavest | Debt-to-income ratio: | 6.47% |
Length of employment: | 1 year | Location: | Long Beach, NY |
Home town: | |||
Current & past employers: | Mediavest | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $3,534.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Evening, I actually have very few and I am just looking to consoldate the ones I have. The loan applied for is to consolodate two cars loans, $5000 in credit cards, and an older loan used to help pay for my wedding. Please let me know if I can be of more assistance |
What is your intended use for the loan proceeds? | Thanks for reaching out. I am simply trying to consolodate all my debts into one loan. They include my car payments, credit cards, etc, Thank you Eric |
Member Payment Dependent Notes Series 737422
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
737422 |
$6,250 |
$6,250 |
13.49% |
1.00% |
May 6, 2011 |
May 12, 2014 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 737422. Member loan 737422 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,167 / month |
Current employer: | The Oaks WTP | Debt-to-income ratio: | 24.20% |
Length of employment: | 5 years | Location: | River Pines, CA |
Home town: | |||
Current & past employers: | The Oaks WTP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $15,784.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | We will pay 1 yr lease on apartment, our daughter pay us the monthly rent. |
Member Payment Dependent Notes Series 737446
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
737446 |
$32,000 |
$32,000 |
17.14% |
1.00% |
May 6, 2011 |
May 6, 2016 |
May 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 737446. Member loan 737446 was requested on April 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Micro Focus, Inc. | Debt-to-income ratio: | 14.24% |
Length of employment: | < 1 year | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | Micro Focus, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > This loan is to consolidate three revolving credit card accounts that have a higher APR. My goal is to consolidate this debt into a fixed payment loan. I am in good standing with all my accounts.
A credit bureau reported the following information about this borrower member on April 22, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,898.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses are between $9K and $10K. |
Member Payment Dependent Notes Series 737454
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
737454 |
$30,000 |
$30,000 |
10.37% |
1.00% |
May 5, 2011 |
May 6, 2016 |
May 6, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 737454. Member loan 737454 was requested on April 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | NRT | Debt-to-income ratio: | 2.96% |
Length of employment: | < 1 year | Location: | North Port, FL |
Home town: | |||
Current & past employers: | NRT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
We will be using this loan for a pool which we have wanted to add to our home for some time now. We both have great jobs that have not been affected by the economy and we take pride in always paying our bills on time which can be reflected in our high credit score. We have no car payments and very little credit card debt so we have the discretionary income to make this loan payment. We are very excited to get this pool started and all funding will be greatly appreciated.
A credit bureau reported the following information about this borrower member on April 22, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $138.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 737696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
737696 |
$23,000 |
$23,000 |
10.37% |
1.00% |
May 9, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 737696. Member loan 737696 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,333 / month |
Current employer: | US BANK HOME MORTGAGE | Debt-to-income ratio: | 18.73% |
Length of employment: | 10+ years | Location: | CALHOUN, KY |
Home town: | |||
Current & past employers: | US BANK HOME MORTGAGE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 22, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 57 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $48,780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am looking to consolidate and pay off the following debts for my daughter so she may begin to pay off her student loans from college. Her goal is to have her student loans paid off in 5 years and be completely debt free so she can begin to look into purchasing a larger home for her family. I will be consolidating: a surgery she received regarding her health, financed at 17.99% a personal loan, financed at 16.99% and 7 credit card balances with interest rates of 18.99%, 17.99%, 14.99%, 14.9%, 13%, 12%, and 12% None of these debts have fallen behind. She is very prompt and timely with her payments, but she is struggling to make a dent in her balances due to the high interest and the addition of her student loan payments. I am trying to help her towards her goal of owning her first home. I would like to take out this loan to pay off all these debts so she can focus on her student loans and hopefully have them paid off within her goal of 5 years. Thanks! |
Member Payment Dependent Notes Series 738205
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738205 |
$15,000 |
$15,000 |
14.91% |
1.00% |
May 6, 2011 |
May 7, 2016 |
May 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738205. Member loan 738205 was requested on April 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | City of Platte City | Debt-to-income ratio: | 14.04% |
Length of employment: | 3 years | Location: | Platte City, MO |
Home town: | |||
Current & past employers: | City of Platte City | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/11 > Loan proceeds will be used to remodel at various business locations, specifically a restaurant in Chillicothe and a bar in Kansas City, KS.
A credit bureau reported the following information about this borrower member on April 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,448.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The loan proceeds will be used for remodeling projects. |
What type of business are you starting? | The business is a property management firm and has been running successfully for some time. The business has a handful of properties that it owns and manages as well. Loan proceeds will be used to remodel two of these properties. |
Please describe your experience/familiarity with the business you are starting/started? | I have been running this particular property management business for almost a year. I have 13 years experience in the field working for other people. I am also about halfway to a PhD in Public Administration. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Net Revenue: Me: $4669 Wife:$3800 Total:$8469 Mortgage $758.66 Rental Cost of Add. prop $750.00 Car Payment (wife) $277.09 Insurance $90.76 Financed Vacuum $66.73 Water softener $15.52 Internet $38.95 Netflix $16.04 Nelnet (My Student Loans) $185.14 Citifinancial $380.82 ACS (wife student loans) $120.92 1st Colony Life $18.38 Lina (supplemental life) $11.11 Line of credit $225.00 Total $2,955.12 Variable (averages): Day Care $350.00 Phone and cable $85.00 Cellular $85.00 Bank of America (me) $200.00 Bank of America (wife) $200.00 Discover $200.00 529 (college fund) $225.00 Savings Contribution $500.00 Groceries $450.00 Gas $62.00 City $100.00 Total $2,457.00 All Expenses $5,412.12 Revenue over expenses $3,056.88 Non-essential: Furniture Replacement $167 Family Vacation $167 Auto Repair/Maintenance $30 Dry Cleaning $45 Home Repair/Improvement $167 Birthday/Christmas/Holiday Gifts $125 Clothing Replacement $67 Entertainment $65 Education/Professional Develop. $0 Charitable Donations $30 Medical Fees $55 Subscriptions $9 Total $927 Total Remaining $2,129.88 Capital Replacement Schedule Auto $524 Lawn and Garden Equip. $12 Computer Repair/Replacement $25 Total - $561 Total Monthly Surplus - $1568.88 It doesn't translate neatly from excel, but I hope you get the idea. |
What do you project your monthly revenues for the first 6 months to be? | Sorry, ghettodrvr. I sent an answer to this question last Friday. I did not know it didn't go through. Both businesses are existing. The restaurant does about $20,000 a month and the bar does a little more than half that, but there is rental income from upstairs units. From a GAAP perspective, I can't say that the renovations will bring in any new income. Logically speaking, a new, bright and clean interior will definitely help sales - and I already have the income to service the loan that I am looking for here. |
Member Payment Dependent Notes Series 738212
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738212 |
$10,200 |
$10,200 |
14.17% |
1.00% |
May 10, 2011 |
May 8, 2016 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738212. Member loan 738212 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | renkow mechanical | Debt-to-income ratio: | 20.36% |
Length of employment: | 10+ years | Location: | long beach, CA |
Home town: | |||
Current & past employers: | renkow mechanical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $2,772.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 35.50% | Months Since Last Record: | 96 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off high interest credit cards |
Member Payment Dependent Notes Series 738261
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738261 |
$24,000 |
$24,000 |
12.68% |
1.00% |
May 9, 2011 |
May 7, 2016 |
May 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738261. Member loan 738261 was requested on April 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,010 / month |
Current employer: | Kiewit Infrastructure West Co. | Debt-to-income ratio: | 11.93% |
Length of employment: | 2 years | Location: | Salt Lake City, UT |
Home town: | |||
Current & past employers: | Kiewit Infrastructure West Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
This loan is to pay off high interest rate credit cards in a timely manner and on a set schedule. Currently I am paying an average of 19% APR and not making a big enough dent in our credit card debt. This loan would be extremely helpful in getting that debt paid off quicker and for much less. I am an excellent candidate for this loan as I have great credit and always pay my bills on time. I work for one of the largest and oldest contractors in North America which provides me with a reliable and steady income. This loan will save me over $10,000 in interest alone over the next five years and will enable me to save more for my family?s future and get us one step closer to being debt-free. Thank you.
A credit bureau reported the following information about this borrower member on April 23, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,504.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 738276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738276 |
$3,000 |
$3,000 |
9.99% |
1.00% |
May 6, 2011 |
May 15, 2016 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738276. Member loan 738276 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,500 / month |
Current employer: | northland transportation | Debt-to-income ratio: | 19.32% |
Length of employment: | 8 years | Location: | siouxfalls , SD |
Home town: | |||
Current & past employers: | northland transportation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/01/11 > buying a boat Borrower added on 05/01/11 > purchasing a boat
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $10,961.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | morgage....604.00 a month.......phone is paid for through work.......life in, 120.00......car and motorcycle 600.00 a year...15.00 a week for gas...... medical in.....50.00 a week....cable 48.00 a month....internet 20.00 a month... 65.00-100.00 a week for groceries....utilities 200 - 400 amonth....... |
What are the balances, interest rates, and monthly payments on any other auto obligations? | none |
Member Payment Dependent Notes Series 738328
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738328 |
$16,000 |
$16,000 |
10.59% |
1.00% |
May 4, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738328. Member loan 738328 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | IRJ Engineers | Debt-to-income ratio: | 13.44% |
Length of employment: | 5 years | Location: | Fillmore, CA |
Home town: | |||
Current & past employers: | IRJ Engineers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/30/11 > Have had current job for almost six years. Previous job 14 years, and only left it due to the closing of the office.
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,512.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off high interest credit card debt. |
Member Payment Dependent Notes Series 738389
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738389 |
$7,000 |
$7,000 |
7.29% |
1.00% |
May 9, 2011 |
May 7, 2014 |
May 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738389. Member loan 738389 was requested on April 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.90% |
Length of employment: | 10+ years | Location: | Bentonville, VA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/26/11 > I own a campground that provides canoe and tube rental and this loan is to add to and replace old rental equipment
A credit bureau reported the following information about this borrower member on April 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,743.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My campground offers canoe and tube rentals and last year on many weekends all of my equipment was on the river and I still had people wanting to float so my intention is to buy some more equipment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | There is no rent. I own the property I where my business is and I own my home. My living expenses are about $1500 a month. |
Member Payment Dependent Notes Series 738488
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738488 |
$25,000 |
$25,000 |
10.74% |
1.00% |
May 9, 2011 |
May 7, 2016 |
May 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738488. Member loan 738488 was requested on April 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | High Desert State Prison | Debt-to-income ratio: | 8.59% |
Length of employment: | 4 years | Location: | Susanville, CA |
Home town: | |||
Current & past employers: | High Desert State Prison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,191.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America $20535.07 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortage 1344.67(includes taxes & insurance) ulities $207.00 phone $85 cell $48.86, gas & food, heating oil varies due to price, credit cards $900, life insurance, |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America $20535.07 |
What is your intended use for the loan proceeds? | To pay off my credit cards and redo my kitchen. |
Member Payment Dependent Notes Series 738585
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738585 |
$28,000 |
$28,000 |
10.37% |
1.00% |
May 9, 2011 |
May 7, 2016 |
May 7, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738585. Member loan 738585 was requested on April 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | US Army | Debt-to-income ratio: | 20.26% |
Length of employment: | 10+ years | Location: | Brooklet, GA |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/23/11 > This loan will be used to consolidate two personal loans into one.
A credit bureau reported the following information about this borrower member on April 23, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidate two personal loans that I have. TY |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My two loans that I am going to combine are both 12% each. I have no credit cards, I have about $8000 in student loans, I have a mortgage @ $995. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No Rent, Two cars, $447 and $189. Utilities are $150, Phone $125, Insurance $109 and Food around $500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My two loans that I am going to combine are both 12% each. I have no credit cards, I have about $8000 in student loans, I have a mortgage @ $995. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My two loans that I am going to combine are both 12% each. I have no credit cards, I have about $8000 in student loans, I have a mortgage @ $995. |
Member Payment Dependent Notes Series 738661
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738661 |
$7,000 |
$7,000 |
5.99% |
1.00% |
May 4, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738661. Member loan 738661 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Sinai Hospital | Debt-to-income ratio: | 5.41% |
Length of employment: | 10+ years | Location: | Jarrettsville, MD |
Home town: | |||
Current & past employers: | Sinai Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 738672
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738672 |
$15,000 |
$15,000 |
15.28% |
1.00% |
May 4, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738672. Member loan 738672 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Johns Hopkins University | Debt-to-income ratio: | 8.24% |
Length of employment: | 10+ years | Location: | Bowie, MD |
Home town: | |||
Current & past employers: | Johns Hopkins University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > Money will be used for immediate paying off of 4 credit cards with revolving debt.
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,621.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay for 4 major credit cards and cancell the accounts. Use the rest of the money to accelerate other accounts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 6000-6500 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 6000 to 6500 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 6000 to 6500 |
Member Payment Dependent Notes Series 738713
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738713 |
$18,000 |
$18,000 |
14.91% |
1.00% |
May 9, 2011 |
May 8, 2016 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738713. Member loan 738713 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.00% |
Length of employment: | n/a | Location: | lindenhurst, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/11 > thank you
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $5,914.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | a investment has arisen and i need part of this money to invest in it |
What is your intended use for the loan proceeds? | a business opportunity has arisen |
What is your intended use for the loan proceeds? | a business opportunity has arisen |
What type of business are you starting? | buy a share in a lanndscaping business |
What is your intended use for the loan proceeds? | a business opportunity has arisen |
What type of business are you starting? | buy a share in a lanndscaping business |
What type of business are you starting? | buying in into a landscaping business.. |
Please describe your experience/familiarity with the business you are starting/started? | i have a brother that has the experience and his willing to be there with me |
Member Payment Dependent Notes Series 738817
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738817 |
$14,000 |
$14,000 |
14.91% |
1.00% |
May 10, 2011 |
May 8, 2016 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738817. Member loan 738817 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,417 / month |
Current employer: | Collier county sheriff office | Debt-to-income ratio: | 22.55% |
Length of employment: | 2 years | Location: | Naples, FL |
Home town: | |||
Current & past employers: | Collier county sheriff office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/24/11 > Just bought a house, looking to fix her up. I always pay my debts on time. I'm a safe bet. Borrower added on 04/27/11 > Already made
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $13,544.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Rental Property $130000 at 6% primary residence property $96000 at 5% |
What is the estimated current market value of your home? | I own 2 houses. One is a rental investment property and the 2nd is a primary residence. I owe $130000 on rental, it pays me $1100 a month. The house I just bought cost $96,000 and it's valued at 142,000. |
Is the improvement to your primary residence or an investment property? | Primary |
Is this for a home improvement you have already made, or one that you are planning to make? | Planning to make |
What is the home improvement project you are planning? | Bathrooms and cabinets, I'm planning on doing most the work |
What is your intended use for the loan proceeds? | Bathrooms and cabinets, I'm planning on doing most the work. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mort. 796, gas 200, cars 500, insurance 140, groc 300, utility 150, phone150, Credit $450 My makes 1600 a month, I make 2500 a month. |
Member Payment Dependent Notes Series 738871
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738871 |
$8,000 |
$8,000 |
16.02% |
1.00% |
May 6, 2011 |
May 8, 2014 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738871. Member loan 738871 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | Shiki Restaurant | Debt-to-income ratio: | 22.48% |
Length of employment: | 10+ years | Location: | Tustin, CA |
Home town: | |||
Current & past employers: | Shiki Restaurant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $4,414.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to use the loan to pay off my credit cards debt and a personal loan from citi financial. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $ 3,500.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $ 3,500.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $ 3,500.00 |
Member Payment Dependent Notes Series 738945
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738945 |
$7,500 |
$7,500 |
5.79% |
1.00% |
May 4, 2011 |
May 8, 2014 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738945. Member loan 738945 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | NYC Department of Education | Debt-to-income ratio: | 12.25% |
Length of employment: | 4 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | NYC Department of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $239.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a 1,200 loan through Lending club (around 6.6%). This would be my other non student loan payment. I was paying 11.99% through my bank and wanted a lower rate which the bank would not do. The only other debt I have is my student loan. It is at about 18,000 and the rate is around 1.2%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a 1,200 loan through Lending club (around 6.6%). This would be my other non student loan payment. I was paying 11.99% through my bank and wanted a lower rate which the bank would not do. The only other debt I have is my student loan. It is at about 18,000 and the rate is around 1.2%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 1500 Transportation: 104 Utilities: 66 Phone: 140 Insurance: - (work covered) Food- 350 |
Member Payment Dependent Notes Series 738954
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
738954 |
$5,000 |
$5,000 |
7.49% |
1.00% |
May 4, 2011 |
May 11, 2014 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 738954. Member loan 738954 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,700 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.41% |
Length of employment: | n/a | Location: | adolphus, KY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 27, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,053.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 739063
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739063 |
$3,600 |
$3,600 |
8.49% |
1.00% |
May 10, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739063. Member loan 739063 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Omnicom Media Group | Debt-to-income ratio: | 20.32% |
Length of employment: | 1 year | Location: | Cedar Hill, TX |
Home town: | |||
Current & past employers: | Omnicom Media Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > Want to consolidate some credit card debt I have at 15% interest. I'm looking to save money and get into a fixed rate with this loan.
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,906.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 739084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739084 |
$12,000 |
$12,000 |
7.49% |
1.00% |
May 4, 2011 |
May 12, 2014 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739084. Member loan 739084 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,825 / month |
Current employer: | National College of Technical Instructio | Debt-to-income ratio: | 22.88% |
Length of employment: | 6 years | Location: | Yucaipa, CA |
Home town: | |||
Current & past employers: | National College of Technical Instructio | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > I would like to consolidate two credit cards and pay off all credit card debit within three years.
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,699.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My husband and I have a mortgage at 6.25% with 24 years left, we have always been current on payments. A car payment of 650.00 at 0.00% with two years left, always been current. A closed Heloc at 3.45% that we make more than the monthly on. We only have the two credit cards with larger balances that we are consolidating so that we can pay them off quicker and start saving more sooner. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My husband and I have a mortgage at 6.25% with 24 years left, we have always been current on payments. A car payment of 650.00 at 0.00% with two years left, always been current. A closed Heloc at 3.45% that we make more than the monthly on. We only have the two credit cards with larger balances that we are consolidating so that we can pay them off quicker and start saving more sooner. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My husband and I have a mortgage at 6.25% with 24 years left, we have always been current on payments. A car payment of 650.00 at 0.00% with two years left, always been current. A closed Heloc at 3.45% that we make more than the monthly on. We only have the two credit cards with larger balances that we are consolidating so that we can pay them off quicker and start saving more sooner. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My husband and I have a mortgage at 6.25% with 24 years left, we have always been current on payments. A car payment of 650.00 at 0.00% with two years left, always been current. A closed Heloc at 3.45% that we make more than the monthly on. We only have the two credit cards with larger balances that we are consolidating so that we can pay them off quicker and start saving more sooner. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My husband and I have a mortgage at 6.25% with 24 years left, we have always been current on payments. A car payment of 650.00 at 0.00% with two years left, always been current. A closed Heloc at 3.45% that we make more than the monthly on. We only have the two credit cards with larger balances that we are consolidating so that we can pay them off quicker and start saving more sooner. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My husband and I have a mortgage at 6.25% with 24 years left, we have always been current on payments. A car payment of 650.00 at 0.00% with two years left, always been current. A closed Heloc at 3.45% that we make more than the monthly on. We only have the two credit cards with larger balances that we are consolidating so that we can pay them off quicker and start saving more sooner. Thank you for your consideration. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My husband and I have a mortgage at 6.25% with 24 years left, we have always been current on payments. A car payment of 650.00 at 0.00% with two years left, always been current. A closed Heloc at 3.45% that we make more than the monthly on. We only have the two credit cards with larger balances that we are consolidating so that we can pay them off quicker and start saving more sooner. Thank you for your consideration. |
Member Payment Dependent Notes Series 739106
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739106 |
$20,000 |
$20,000 |
13.06% |
1.00% |
May 9, 2011 |
May 8, 2016 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739106. Member loan 739106 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | Hancock State Prison \ US Air Force RES | Debt-to-income ratio: | 26.16% |
Length of employment: | 10+ years | Location: | sparta, GA |
Home town: | |||
Current & past employers: | Hancock State Prison \ US Air Force RES | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $9,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | save family property |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1. i have a car payment of $410.per balance of $20000 2. state farm credit card bal $6000 3.car payment for my future car balance of $10500 4 NO mortgage\ no rent 5.Great credit (740 plus) |
What is your intended use for the loan proceeds? | save family property |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1. i have a car payment of $410.per balance of $20000 2. state farm credit card bal $6000 3.car payment for my future car balance of $10500 4 NO mortgage\ no rent 5.Great credit (740 plus) |
Member Payment Dependent Notes Series 739124
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739124 |
$20,000 |
$20,000 |
13.06% |
1.00% |
May 5, 2011 |
May 8, 2014 |
May 8, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739124. Member loan 739124 was requested on April 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | PROVIDENCE ST. JOSEPH MEDICAL CENTER | Debt-to-income ratio: | 13.70% |
Length of employment: | 10+ years | Location: | NORTHRIDGE, CA |
Home town: | |||
Current & past employers: | PROVIDENCE ST. JOSEPH MEDICAL CENTER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 24, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $12,446.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe 8K on my car loan ($693.00) per month, which is current and 8K ($500.00 per month)on my credit at Capital One, which is also current. I want to combine them both and pay one bill per month. |
What is your intended use for the loan proceeds? | Pay off my car, and credit card loan |
Member Payment Dependent Notes Series 739129
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739129 |
$7,000 |
$7,000 |
5.99% |
1.00% |
May 6, 2011 |
May 12, 2014 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739129. Member loan 739129 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $14,620 / month |
Current employer: | Gibson, Dunn & Cruthcer | Debt-to-income ratio: | 9.49% |
Length of employment: | 1 year | Location: | Cerritos, CA |
Home town: | |||
Current & past employers: | Gibson, Dunn & Cruthcer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I am using this money to start a new acai bowl store. Here is a link to the wiki page that describes the acai bowls: http://en.wikipedia.org/wiki/A%C3%A7a%C3%AD_na_tigela It is a very healthy product and taste great. Its only contains blended frozen fruit, acai, and toppings (fresh bananas, granola, etc.). The bowls contain no dairy or added sugars. We are opening in a great location next to a Trader Joes and a health club. I am requesting this loan to serve as bridge financing while I wait for my larger small business loan to be approved by my bank. I currently work at one of the top 20 law firms in the world and I am very stable in this job. I have received the highest review at every review that I have had. I have worked here for a year and a half and in 8 months my salary will be increased to $185,000 with a bonus of at least $10,000.
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,576.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 739162
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739162 |
$4,325 |
$4,325 |
11.11% |
1.00% |
May 10, 2011 |
May 9, 2014 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739162. Member loan 739162 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,917 / month |
Current employer: | Icing on the Cake | Debt-to-income ratio: | 24.47% |
Length of employment: | < 1 year | Location: | Gilroy, CA |
Home town: | |||
Current & past employers: | Icing on the Cake | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > credit card consolidation
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 739311
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739311 |
$30,000 |
$30,000 |
16.77% |
1.00% |
May 9, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739311. Member loan 739311 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,250 / month |
Current employer: | G.A. Braun Inc. | Debt-to-income ratio: | 19.23% |
Length of employment: | 8 years | Location: | CORTLAND, NY |
Home town: | |||
Current & past employers: | G.A. Braun Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $45,880.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off higher interest credit cards - I pay all my debts back never late on payments, however - racked up credit card bills to pay for hospital bills on my daughter - credit card interests are at 22% currently |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $153K 4.37% $1,313/month Incl escrow Credit Cards/Lines of Credit $28.5K AVE 20% CAR Loan $8K $360/month 6.5% Boat Loan $25K, $261/month 7.5% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own home - Mortgage is $1,313/mo Includes escro for taxes/insurance Utilities - Ave Mo - $210 Company Phone - no home phone Life Ins $210/qtr Food varies - $150wk Auto Gas/mo $150 Auto Ins $87/Mo |
Member Payment Dependent Notes Series 739328
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739328 |
$8,000 |
$8,000 |
18.25% |
1.00% |
May 4, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739328. Member loan 739328 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Euro International Inc | Debt-to-income ratio: | 7.70% |
Length of employment: | 4 years | Location: | TAMPA, FL |
Home town: | |||
Current & past employers: | Euro International Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > Debt Consolidation for Personal debt Borrower added on 04/27/11 > I have been working in the prosthetic and orthotic field for over 4 years. In these four years I have tripled sales in my territory and have been named Director of Sales last year. I am requesting a small loan to help with my credit score- so that in less than 5- years when it is paid off- I may have the ability to purchase a home. I manage my money well since this job and have learned what the value of a dollar is and how important it is to be in good standing and with a good credit score.
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $3,647.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 739375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739375 |
$30,000 |
$30,000 |
16.02% |
1.00% |
May 9, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739375. Member loan 739375 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,958 / month |
Current employer: | Fayetteville-Manlius Central Schools | Debt-to-income ratio: | 20.51% |
Length of employment: | 4 years | Location: | Manlius, NY |
Home town: | |||
Current & past employers: | Fayetteville-Manlius Central Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > I have been, and continue to be, fully employed for the last 17 years. My wife suffered sudden cardiac arrest and, even though we had excellent health insurance, I have credit card debt that allowed us to meet the additional medical costs. However, I'd like to reduce that rate and close those acounts. I am a very responsible person and have met all of my debt obligations, as my credit history will show. Thank you.
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $26,535.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | As far as my credit cards, I have approximately $29,000 ( three cards). two are at 29.9% and one is at 15.99%. I have never paid just the minimum but between these three cards, I pay out $900/month. I would expect that the minimum is slightly less than that. |
What amount will you pay off with the proceeds of this loan? | If I can get the full amount requested, I will pay off all three cards (might have just a little left on the last card if I don't get teh full amount or becasue of the fees that go to The Lending Club). My monthly payment would drop from what I have been paying and I will have a straight forward payment that has an end date on it. All positives in my book. If you see my credit history, I have never not paid a debt. Never. I was brought up right! Thank you for considering my loan request. I should mention that I would cancel two of the cards and keep one open with a small line of credit to help keep my credit score up. Thanks again. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | estimate: $4,000. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | estimate: $4,000. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I never pay the minimum. This loan, if fully funded, will be my only credit card payment. To be honest, I have no idea what the minimum is because I never pay the minimum. Always, always pay more. |
Member Payment Dependent Notes Series 739407
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739407 |
$30,000 |
$30,000 |
18.25% |
1.00% |
May 9, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739407. Member loan 739407 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,583 / month |
Current employer: | The Titusville Academu | Debt-to-income ratio: | 18.63% |
Length of employment: | < 1 year | Location: | FREEHOLD, NJ |
Home town: | |||
Current & past employers: | The Titusville Academu | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > I am starting a day camp and I would like to pay down a few loans as well as have some capital available for the day camp.
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $26,814.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I am not interested in actually purchasing anything. |
What is your intended use for the loan proceeds? | I would like to pay down some debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $2050 month Transportation: $120.00 month CC Bills: $400.00 |
What are you buying? | I'm not really buying anything, I'm trying to consolidate some bills, and prepare to open a new business. I am preparing ot start a summer camp and I just want to make sure I have the appropriate collateral. |
Member Payment Dependent Notes Series 739491
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739491 |
$21,600 |
$21,600 |
18.39% |
1.00% |
May 10, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739491. Member loan 739491 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | Bristol-Myers Squibb Company | Debt-to-income ratio: | 11.62% |
Length of employment: | 1 year | Location: | CLIFFSIDE PARK, NJ |
Home town: | |||
Current & past employers: | Bristol-Myers Squibb Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I will use the loan funds for home improvements to increase the value of my property and also dramatically reduce my heating and cooling costs for a long time to come. The loan is for installing a Solar Thermal HVAC system as well as adding a bathroom and bedroom to my home. This loan will be used to help make a great investment that will payback for itself in terms of the savings to monthly utility bill (>$300) and the value it will add to the property. According to the NAHB (National Assoc of Home Builders), addition of a bathroom and bedroom can each add 10%-20% to a home???s value. In addition the Solar Thermal HVAC will also add value to my home. In total these improvements can increase the value of my home by over $40,000 this year. I believe I am a good borrower because I am very well employed and poised for significant growth in my earnings over the next 2-3 years. I have a long and stable credit history for the most part. I plan to always pay more than the minimum payment, and expect to pay off sooner than the due date. My budget for payment will be between $700-$900 per month.
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $20,786.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 1st mtg balance: $381,976.65, rate: 5.5%, payment: $2,372.23 2nd mtg balance: $86,193.18, rate: 10.1%, payment: 869.09 |
What is the estimated current market value of your home? | $480,000 |
Is this for a home improvement you have already made, or one that you are planning to make? | Planning to make new improvements. |
Is the improvement to your primary residence or an investment property? | Improvement is for primary residence. |
What is your intended use for the loan proceeds? | Addition of bathroom and bedroom,as well as new roof. |
Member Payment Dependent Notes Series 739492
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739492 |
$10,000 |
$10,000 |
7.49% |
1.00% |
May 4, 2011 |
May 10, 2014 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739492. Member loan 739492 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Texas Department of Family and Protective Services | Debt-to-income ratio: | 6.77% |
Length of employment: | 2 years | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | Texas Department of Family and Protective Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,925.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 739530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739530 |
$5,000 |
$5,000 |
14.79% |
1.00% |
May 4, 2011 |
May 11, 2014 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739530. Member loan 739530 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | national grid | Debt-to-income ratio: | 8.82% |
Length of employment: | 10+ years | Location: | malden, MA |
Home town: | |||
Current & past employers: | national grid | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 9 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $1,796.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | daughter's college |
Please provide additional details around the purpose of the loan? | home improvements |
Member Payment Dependent Notes Series 739634
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739634 |
$9,600 |
$9,600 |
7.29% |
1.00% |
May 4, 2011 |
May 9, 2014 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739634. Member loan 739634 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,830 / month |
Current employer: | Imperial County Office of Education | Debt-to-income ratio: | 25.52% |
Length of employment: | 10+ years | Location: | Calexico, CA |
Home town: | |||
Current & past employers: | Imperial County Office of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > I've been an excellent Lending Club Borrower for over a year. A second consolidation loan will help me get rid of my final two high interest cards and get me on my way to financial freedom. Thanks in advance!
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,520.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use the the funds to pay-off two high interest credit cards. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have two credit cards with 14.99% and 17.99% APR that combined have a balance of $9500. This loan is intended to pay them off. The rest of my debt is distributed among a Lending Club loan, car loan, student loan and credit card accounts with a low interest rate. I dispose $2000 a month to service this debt. If everything goes according to what I've planned, I'll be debt free by August 2013. Thanks for your interest and help. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3200, this includes parent support as I take care of my folks. Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3200, this includes parent support as I take care of my folks. Thank you. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3200, this includes parent support as I take care of my folks. Thank you. |
Member Payment Dependent Notes Series 739681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739681 |
$24,000 |
$24,000 |
12.68% |
1.00% |
May 5, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739681. Member loan 739681 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,958 / month |
Current employer: | Andrews Lagasse Branch and Bell | Debt-to-income ratio: | 17.82% |
Length of employment: | 3 years | Location: | La Jolla, CA |
Home town: | |||
Current & past employers: | Andrews Lagasse Branch and Bell | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > I am looking to refinance my credit cards. I am a very credit-worthy, responsible person, with a stable income and an ability to repay this loan. I am never late on payments.
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1972 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,955.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To refinance my credit card. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance is approximately $24,000, with an average interest rate of 15%. I have been paying more than the minimum and have been paying approximately $800 monthly. |
What amount will you pay off with the proceeds of this loan? | I will pay approximately $24,000. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I currently pay approximately $800 per month. With this loan, I will pay approximately $570 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $1545 for rent, $500 for student loans, and approximately $1000 for all other expenses. |
Member Payment Dependent Notes Series 739717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739717 |
$10,000 |
$10,000 |
17.14% |
1.00% |
May 4, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739717. Member loan 739717 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,250 / month |
Current employer: | Atlantic City Board of Education | Debt-to-income ratio: | 7.94% |
Length of employment: | 7 years | Location: | Pennsauken, NJ |
Home town: | |||
Current & past employers: | Atlantic City Board of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/06/11 > This loan is for the acquisition of a rental property in Pennsauken, NJ. My wife and I work full time and are landlords. We've been investing in real estate since the Spring of '09. The purchase price of this particular house is $98K. Houses in this area are listed from $120-170K. My wife and I currently have $3000 saved. The money from this loan will be used for the down payment and repairs. Borrower added on 04/06/11 > Houses in this area can rent for $1500 a month.
A credit bureau reported the following information about this borrower member on April 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $5,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are about 7500 a month. |
What other sources of financing are you using to purchase the home? | I will be using money from my pension, 403b, and other private investors. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are about 7500 a month. |
Member Payment Dependent Notes Series 739735
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739735 |
$5,600 |
$5,600 |
19.36% |
1.00% |
May 10, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739735. Member loan 739735 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,084 / month |
Current employer: | Dootlitle's Woodfire | Debt-to-income ratio: | 17.87% |
Length of employment: | 3 years | Location: | SAINT PAUL, MN |
Home town: | |||
Current & past employers: | Dootlitle's Woodfire | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/27/11 > I am a chiropractor just beginning my career, and am looking for capital to start out so that I can purchase some equipment and focus on my career. Thank you for your support! Borrower added on 04/28/11 > I am a chiropractor and am beginning my career. I will use the loan proceeds to purchase some equipment, and to use as personal capital as I start working in my field so I can focus on building my patient base and income. Thank you for your consideration!
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $5,103.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I am a chiropractor and am beginning my career. I will use the loan proceeds to purchase some equipment, and to use as personal capital as I start working in my field so I can focus on building my patient base and income. Thank you for your consideration! |
What is your intended use for the loan proceeds? | I am a chiropractor and am beginning my career. I will use the loan proceeds to purchase some equipment, and to use as personal capital as I start working in my field so I can focus on building my patient base and income. Thank you for your consideration! |
What is your intended use for the loan proceeds? | I am a chiropractor and am beginning my career. I will use the loan proceeds to purchase some equipment, and to use as personal capital as I start working in my field so I can focus on building my patient base and income. Thank you for your consideration! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses averaged over the last 6 months are $2400 including all bills, utilities, food, gas for transportation, and entertainment. Thanks for your consideration! |
What is your intended use for the loan proceeds? | I am a chiropractor and am beginning my career. I will use the loan proceeds to purchase some equipment, and to use as personal capital as I start working in my field so I can focus on building my patient base and income. Thank you for your consideration! |
Member Payment Dependent Notes Series 739742
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739742 |
$21,000 |
$21,000 |
15.65% |
1.00% |
May 9, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739742. Member loan 739742 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,767 / month |
Current employer: | New York Life | Debt-to-income ratio: | 20.10% |
Length of employment: | 5 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | New York Life | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,558.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate my debt. My goal is to be debt free within 5 years, so with this payoff, and the funds being deducted from my bank account in 1 lump sum, it will be easier for me to achieve this goal. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citibank $9325- 29.99% pmt $350, Citibank $5844- 12.24% pmt $87, Capital One $2583- 17.9% pmt $38, Chase $1981- 23% ($981) & 0% ($1,000) payment $45, Best Buy $1200- 27% pmt $39, GE money bank $385- 15% pmt $20 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citibank $9325- 29.99% pmt $350, Citibank $5844- 12.24% pmt $87, Capital One $2583- 17.9% pmt $38, Chase $1981- 23% ($981) & 0% ($1,000) payment $45, Best Buy $1200- 27% pmt $39, GE money bank $385- 15% pmt $20 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1428 (I move in June to a cheaper apartment). transporation $104 (pretaxed from my paycheck, No utilities, no childcare expenses, food $75, insurance $30 & $21, credit monitering service $16, cell $110, internet $45, no cable, credit cards approx $630 |
Member Payment Dependent Notes Series 739751
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739751 |
$15,000 |
$15,000 |
12.68% |
1.00% |
May 5, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739751. Member loan 739751 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Media | Debt-to-income ratio: | 11.89% |
Length of employment: | < 1 year | Location: | Brighton , MA |
Home town: | |||
Current & past employers: | Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > Have been trying to pay down 4 individual credit cards for a few years and attempting to do it myself hasn't worked. This will enable me to tackle my debt more aggressively. Borrower added on 04/26/11 > About myself: I've been steadily employed since graduating college. Salary listed is base only and I make a decent commission but wanted to list the bare-bones amount I make. Any extra income I see I fully plan to put towards the principal. Happy to answer any questions potential investors may have. Thanks for your time and consideration. Borrower added on 04/26/11 > About my job: Recently left a job of 5+ years (at a startup, hence the credit card debt) to pursue a potentially more lucrative sales position, was awarded employee of the quarter the first quarter I was employed. Company is 20+ years old and publicly traded. I'd consider my position very stable, even in the current economy.
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,690.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi there and thanks for your interest=. My current debts are as follows: Credit card #1: $5500, APR 27.0% Credit Card #2: $6500, APR 16.9% Credit Card #3: $900, APR 22.9% Credit Card #4: $1700, APR 27.24% Student loans: Paid off Rent: $775/month Car: Paid off Car Insurance: $90/month Hope this helps and feel free to ask any more questions! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi there and thanks for your interest=. My current debts are as follows: Credit card #1: $5500, APR 27.0% Credit Card #2: $6500, APR 16.9% Credit Card #3: $900, APR 22.9% Credit Card #4: $1700, APR 27.24% Student loans: Paid off Rent: $775/month Car: Paid off Car Insurance: $90/month Hope this helps and feel free to ask any more questions! |
Member Payment Dependent Notes Series 739770
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739770 |
$33,950 |
$33,950 |
16.40% |
1.00% |
May 10, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739770. Member loan 739770 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | Mohave County | Debt-to-income ratio: | 23.73% |
Length of employment: | 3 years | Location: | Lake Havasu City, AZ |
Home town: | |||
Current & past employers: | Mohave County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > Back yard pool and fence.
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $28,713.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | Primary |
Is this for a home improvement you have already made, or one that you are planning to make? | One that I am planning on doing. |
What is the home improvement project you are planning? | Putting in a pool and putting up a fence. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3000.00 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance is around $200,000.00 payments are $1700.00 and the interest rate is 4.5%. |
What is the estimated current market value of your home? | $260,000.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3000.00 |
Member Payment Dependent Notes Series 739799
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739799 |
$19,000 |
$19,000 |
18.62% |
1.00% |
May 4, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739799. Member loan 739799 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | u.s.p.s | Debt-to-income ratio: | 23.17% |
Length of employment: | 10+ years | Location: | port washington, WI |
Home town: | |||
Current & past employers: | u.s.p.s | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/25/11 > making all my credit bills to be one payment Borrower added on 04/26/11 > house payment 1267.00 utilies 100.00 phone & cable 100.00, insurance150.00 car payment 300.00 1 year left. food 150.00 Borrower added on 04/26/11 > credit cards 650.00 utilites 195.00 gas for car 275.00 cable & internet 100.00 insurance car & condo 165.00 car payment 1 year left 300.00 mortgage payment 1262.00
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,580.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 19000= 1-6000, 1-4000, 1-1600 1- 2700, 1-3500 1-1200 avg intrest 12.99 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 19000= 1-6000, 1-4000, 1-1600 1- 2700, 1-3500 1-1200 avg intrest 12.99 |
Member Payment Dependent Notes Series 739859
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739859 |
$16,800 |
$16,800 |
11.11% |
1.00% |
May 5, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739859. Member loan 739859 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | American Seafoods International | Debt-to-income ratio: | 26.99% |
Length of employment: | < 1 year | Location: | New Bedford, MA |
Home town: | |||
Current & past employers: | American Seafoods International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,810.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 739926
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
739926 |
$14,400 |
$14,400 |
6.99% |
1.00% |
May 9, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 739926. Member loan 739926 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | Comcast Corp | Debt-to-income ratio: | 19.75% |
Length of employment: | 10+ years | Location: | littleton, CO |
Home town: | |||
Current & past employers: | Comcast Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,904.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Monthly Mortgage payment ??? 1800.00 Monthly Car payment ??? 385.00 Current debt balance: Bellco visa credit- 12,000 / monthly: 260.00 Bank of America ??? 5000.00 / monthly: 165.00 US Bank visa ??? 4500.00 / monthly: 95.00 American Express ??? 3400.00 / monthly: 85.00 Sears credit MasterCard ??? 600.00 / monthly: 45.00 Monthly expenses: Phone ??? 45.00 Cell phone ??? 120.00 Car insurance ??? 154.00 Food ??? 300.00 Transportation ??? 200.00 Water ??? 85.00 Electric/gas ??? 125.00 Homeowner associates ??? 35.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses: Phone ??? 45.00 Cell phone ??? 120.00 Car insurance ??? 154.00 Food ??? 300.00 Transportation ??? 200.00 Water ??? 85.00 Electric/gas ??? 125.00 Homeowner associates ??? 35.00 Monthly Mortgage payment ??? 1800.00 Monthly Car payment ??? 385.00 |
What is your intended use for the loan proceeds? | Pay off the smaller credit card balances first and than concentrate on paying down the larger balance/interest. Debt consolidation. |
Member Payment Dependent Notes Series 740076
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740076 |
$9,950 |
$9,950 |
16.02% |
1.00% |
May 6, 2011 |
May 9, 2016 |
May 9, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740076. Member loan 740076 was requested on April 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,758 / month |
Current employer: | Time Warner | Debt-to-income ratio: | 7.16% |
Length of employment: | 1 year | Location: | Raleigh, NC |
Home town: | |||
Current & past employers: | Time Warner | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,039.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My total current debt balance is $72, 000. $10,700 is credit card debt. $7,100 is secured debt (automobile loan), $54,200 is for student loans. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current total monthly expenses are $1,355.00.85 to the penny. This includes my rent, car note, elec/water, mobile phone, car insurance, gas, groceries and all unsecured debt. |
What is your intended use for the loan proceeds? | I will be paying off unsecured debt. |
Member Payment Dependent Notes Series 740358
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740358 |
$14,125 |
$14,125 |
8.49% |
1.00% |
May 10, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740358. Member loan 740358 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | ron's pharmacy services | Debt-to-income ratio: | 25.72% |
Length of employment: | 5 years | Location: | CHULA VISTA, CA |
Home town: | |||
Current & past employers: | ron's pharmacy services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,001.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | funeral costs for my father |
Please provide additional details around the purpose of the loan | funeral expenses due to a recent death in the family |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,350-1,600 |
Member Payment Dependent Notes Series 740458
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740458 |
$10,000 |
$10,000 |
7.49% |
1.00% |
May 5, 2011 |
May 11, 2014 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740458. Member loan 740458 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | g4s | Debt-to-income ratio: | 9.68% |
Length of employment: | 2 years | Location: | MONTICELLO, MN |
Home town: | |||
Current & past employers: | g4s | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/27/11 > I would like to have this money set aside as a reserve fund, in case it is needed. Borrower added on 04/27/11 > I have a business opportunity which could be very profitable. I believe I have enough money for start up, but I would like to have reserve funds for unexpected costs. Borrower added on 05/03/11 > I just want to thank everyone for investing in my dream. I will pay this forward. THANK YOU
A credit bureau reported the following information about this borrower member on April 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,643.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 740505
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740505 |
$35,000 |
$35,000 |
21.74% |
1.00% |
May 10, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740505. Member loan 740505 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.44% |
Length of employment: | n/a | Location: | Westerville, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/26/11 > The funds will be used to purchase a website blog in the business and finance niche. This blog earns its revenue from website advertising, adsense, and affiliate commissions and has been in business since December 2009. In the past year the site has maintained an average profit of over $8000 per month and has grown to over $10000 / month over the last three months. Borrower added on 04/26/11 > Using the funds to purchase a profitable website
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $19,505.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | I have spent the last 3 years developing and learning to promote affiliate and ecommerce websites. I have tools to help me analyze keyword searches and the competitiveness of the markets and niches I plan to enter. I receive ongoing training from experts in the internet marking field to keep on top of changes in markets, affiliate products and search engine ranking criteria. |
Can you provide some high level financials on the monthly costs / revenue of your business? | In 2010 I earned $435 in Revenues, Expenses were $700 which included monthly hosting expenses, site development and linkbuilding services. In 2010 Expenses are $120/mo for business services and $52/month for current link building. No sales as of yet. With the purchase of the new site expenses of $500 will be added and income is expected to be $5000 - $10000/month |
Member Payment Dependent Notes Series 740532
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740532 |
$24,000 |
$24,000 |
14.79% |
1.00% |
May 9, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740532. Member loan 740532 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | Martignetti Corp | Debt-to-income ratio: | 17.16% |
Length of employment: | 6 years | Location: | North Attleboro, MA |
Home town: | |||
Current & past employers: | Martignetti Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > Pay off high interest credit cards
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,227.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Hello CC Balances are 37000, total monthly payments are around 1400 I have been paying a little extra each month with the average interest rate of 19%, with this new loan I will be able to put and extra 1000 per month to get the remaining 13000 paid off in 12 months. Thanks |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | minimum payments are 1400 with this new loan it will be around 800, I hope I understood your question correctly thank you |
What is your intended use for the loan proceeds? | To Pay off 24000 in Credit Cards and apply the montlhy savings to the remaining 13000 balance. thank you |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Without the Credit Card payments between 4500-5000 dollars Thank-you |
Member Payment Dependent Notes Series 740576
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740576 |
$13,750 |
$13,750 |
18.79% |
1.00% |
May 9, 2011 |
May 11, 2016 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740576. Member loan 740576 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | eBay | Debt-to-income ratio: | 12.38% |
Length of employment: | < 1 year | Location: | PLEASANT GROVE, UT |
Home town: | |||
Current & past employers: | eBay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
This loan is for a business start-up, specialized advertising agency focused on indoor advertising. The proceeds will be used for corporate branding/logos, website build, business cards, training, and enough supplies for an initial order from vendors.I am continuing to work full-time until the business can support my personal expenses, so all of the loan proceeds will go towards business expenses.
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,414.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Thank you for the question, as my loan descriptions are being rejected. Additionally, I answered this question earlier and it did not post. Thank you for your patience. This loan is for a business start-up. I will be starting and operating a specialized ad agency focused on Indoor Advertising. These initial costs will be for corporate branding/logos, website build, business cards, training, and appropriate supplies for a first "order" from my vendors. Overhead in his business model is very low with high returns. |
Please provide additional details around the purpose of the loan | I am asking the Lending Club to update my loan description again, but the funds I have requested will be used for corporate branding/logos, website build, business cards, training, and supplies for an initial order from my vendors. I am continuing to work full-time while I start my business so all of the loan proceeds will be used for business expenses. |
What is your intended use for the loan proceeds? | Thank you for the question, as my loan descriptions are being rejected. Additionally, I answered this question earlier and it did not post. Thank you for your patience. This loan is for a business start-up. I will be starting and operating a specialized ad agency focused on Indoor Advertising. These initial costs will be for corporate branding/logos, website build, business cards, training, and appropriate supplies for a first "order" from my vendors. Overhead in his business model is very low with high returns. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I will continue working full-time while I get my business going, so all of the loan proceeds will go towards business expenses. I would need to double the amount of the loan to be able to quit my job and work this business full time, but it is not plausible at this time. |
Please provide additional details around the purpose of the loan | I am asking the Lending Club to update my loan description again, but the funds I have requested will be used for corporate branding/logos, website build, business cards, training, and supplies for an initial order from my vendors. I am continuing to work full-time while I start my business so all of the loan proceeds will be used for business expenses. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I will continue working full-time while I get my business going, so all of the loan proceeds will go towards business expenses. I would need to double the amount of the loan to be able to quit my job and work this business full time, but it is not plausible at this time. |
Member Payment Dependent Notes Series 740591
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740591 |
$8,000 |
$8,000 |
13.99% |
1.00% |
May 6, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740591. Member loan 740591 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | CQ Roll Call | Debt-to-income ratio: | 19.47% |
Length of employment: | 2 years | Location: | Hyattsville, MD |
Home town: | |||
Current & past employers: | CQ Roll Call | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/26/11 > I am a borrower with a steady career and income, and a borrower with zero delinquencies on my credit report.
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,640.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | It will cover the remaining cost for catering services and the venue. It also represents unexpected costs in our wedding expenses. |
How are you paying for other wedding expenses not covered by this loan? | I have a wedding savings account that will be used for most expenses. Additionally, my parents have made contributions. |
Member Payment Dependent Notes Series 740599
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740599 |
$35,000 |
$35,000 |
21.74% |
1.00% |
May 10, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740599. Member loan 740599 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.40% |
Length of employment: | 10+ years | Location: | Lakeside, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/26/11 > All loan proceeds will be used for installation of a new in ground swimming pool and spa.
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $20,650.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | The purpose of the loan is for installation of a swimming pool. |
What is your intended use for the loan proceeds? | The intended use for the loan is for installation of a new swiming pool. All loan proceeds will be paid to the pool contractor. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I answered this question already, did you recieve this information? Thank you, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I answered this question already, did you recieve this information? Thank you, |
Member Payment Dependent Notes Series 740606
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740606 |
$5,000 |
$5,000 |
12.99% |
1.00% |
May 4, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740606. Member loan 740606 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | cafe ba ba reeba | Debt-to-income ratio: | 8.25% |
Length of employment: | 6 years | Location: | chicago, IL |
Home town: | |||
Current & past employers: | cafe ba ba reeba | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > Thank you for your assistance. Borrower added on 04/29/11 > Thank you for your assistance
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I plan to purchase a 2002 BMW K1100RS motorcycle, 27000 miles, in very good condition. Gas prices are high in the summer, and it will get 40-50 miles to the gallon. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1100 |
Member Payment Dependent Notes Series 740621
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740621 |
$16,000 |
$16,000 |
10.37% |
1.00% |
May 5, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740621. Member loan 740621 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,200 / month |
Current employer: | Lincoln Pacific Builders Inc. | Debt-to-income ratio: | 0.00% |
Length of employment: | 6 years | Location: | Corona, CA |
Home town: | |||
Current & past employers: | Lincoln Pacific Builders Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
The loan request is for a swimming pool. We have been in this home for 15+ yrs and intend to retire in this home...hopefully by the pool :) We would like to pay off our home loan as soon as possible so we are not taking any equity from the home. That is why we are requesting the loan from Lending Club. Thank you for your help.
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | In-ground swimming pool. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx. $1350.00 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 294k 6% 2k |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | approx. $1350.00 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 294k 6% 2k |
Member Payment Dependent Notes Series 740639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740639 |
$20,000 |
$20,000 |
10.99% |
1.00% |
May 4, 2011 |
May 10, 2014 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740639. Member loan 740639 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Huntsville Hospital | Debt-to-income ratio: | 13.22% |
Length of employment: | 3 years | Location: | Meridianville, AL |
Home town: | |||
Current & past employers: | Huntsville Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/26/11 > I plan to use the funds to pay off credit card debt. This loan will allow me to pay off my debt faster. I am actually paying more monthly now than I will be with the loan. Paying off the cards will allow me to make headway in paying off my debt. I am currently working in the medical field. Our hospital is growing and I am currently in a supervisory position. I have been working at Huntsville Hospital for three and half years and in this current position for almost two years. I work very hard and make sure all of my bills are paid on time or early. I am working to be debt free or at least with less debt. I pay mortgage on my home and my car is paid off. I am working on paying off a student loan and hope to do the same with the credit cards.
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,521.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 740655
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740655 |
$5,000 |
$5,000 |
13.49% |
1.00% |
May 9, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740655. Member loan 740655 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Valley Tranportation Authority | Debt-to-income ratio: | 5.15% |
Length of employment: | 10+ years | Location: | SANTA CLARA, CA |
Home town: | |||
Current & past employers: | Valley Tranportation Authority | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $4,514.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | Multiple purposes, but mainly problems with my primary vehicle. |
Member Payment Dependent Notes Series 740683
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740683 |
$15,875 |
$15,875 |
11.99% |
1.00% |
May 10, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740683. Member loan 740683 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | union county college | Debt-to-income ratio: | 8.56% |
Length of employment: | 10+ years | Location: | LINDEN, NJ |
Home town: | |||
Current & past employers: | union county college | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | 11000 credit card 1500 rent monthly dont know interest rates off hand |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 1200 and 0 |
What amount will you pay off with the proceeds of this loan? | 0 |
What is your intended use for the loan proceeds? | payoff credit card |
What is your intended use for the loan proceeds? | payoff credit card |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 3500 |
what amount will you pay off with the proceeds of this loan amount? | 11600 to 1 credit card and the rest of the loan catch up on bills |
Member Payment Dependent Notes Series 740743
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740743 |
$21,000 |
$21,000 |
18.79% |
1.00% |
May 9, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740743. Member loan 740743 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,750 / month |
Current employer: | TNG | Debt-to-income ratio: | 20.31% |
Length of employment: | < 1 year | Location: | WESLEY CHAPEL, FL |
Home town: | |||
Current & past employers: | TNG | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I was an underwriting director for over 12 years with one of the nation's highest rated insurance company. When I had my first baby, I decided to be a stay at home Mom for 1 year. The credit cards were put to use during this time. I have returned to work full time, holding a prominent position in underwriting with a stable and growing company. 3 months after my return, I received a promotion and expect to be promoted again sometime in the near future. This loan will help pay off the debt I incurred during maternity.?? I believe that my situation qualifies as a "good risk" to any investor looking to invest in someone responsible, with a track record of success, has good credit, a homeowner and has an extremely stable job. Thank you for your time and interest.
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,763.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 740799
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740799 |
$13,100 |
$13,100 |
15.23% |
1.00% |
May 4, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740799. Member loan 740799 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | US Customs and Border Protectio | Debt-to-income ratio: | 17.43% |
Length of employment: | 2 years | Location: | SANTA TERESA, NM |
Home town: | |||
Current & past employers: | US Customs and Border Protectio | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1) $7,558 9.4% $230 payments 2) $1,452 closed best buy acct. $80 monthy 3) $1,797 best buy 0% . $100 monthly 4) $2,218 credit card 3.5% $100. monthly 5) $850 furniture loan ?% 110.00 monthly |
What is your intended use for the loan proceeds? | to pay off all these debts and have a one low payment. if possible thank you |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilites r about $200 monthly insurance is about $60 monthly food about $150 monthly phone is about $70.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | utilites r about $200 monthly insurance is about $60 monthly food about $150 monthly phone is about $70.00 |
Member Payment Dependent Notes Series 740833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740833 |
$8,000 |
$8,000 |
13.49% |
1.00% |
May 4, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740833. Member loan 740833 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,421 / month |
Current employer: | Safety Today | Debt-to-income ratio: | 16.07% |
Length of employment: | 8 years | Location: | Grove City, OH |
Home town: | |||
Current & past employers: | Safety Today | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/27/11 > I plan to pay off my high intrest credit cards.
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,219.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 2 credit cards that the intrestrate is 25% and 26% on. The ballance is 5200 on one and 2100 on the other. The monthly payments are a little over 200 togther. My mortgage is 783 a month but my wifes job helps pay that. |
Member Payment Dependent Notes Series 740842
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740842 |
$4,500 |
$4,500 |
11.49% |
1.00% |
May 4, 2011 |
May 11, 2016 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740842. Member loan 740842 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,407 / month |
Current employer: | n/a | Debt-to-income ratio: | 11.51% |
Length of employment: | n/a | Location: | Marcus, WA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I am requesting this loan for two purposes. 1: I need to consolidate several smaller credit accounts in order to reduce my payments into one lump sum and 2: Due to a structural fire, I was forced to rebuild my garage and the insurance money did not cover all the work needed therefore I need funding to complete the rest of the building ie; interior walls, insulation, metal roofing, etc.
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,310.00 | Public Records On File: | 2 |
Revolving Line Utilization: | 37.40% | Months Since Last Record: | 43 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage, 340, utilities, 155, insurance, 70, auto loan, 137. I'll pay off auto loan, prepay 6mts insur, pay off 2 smaller bills eliminating another 50 monthly. after the loan, my monthly expenses will total aprox 500. Because I recieve SSI, I qualify for food assistance. |
Member Payment Dependent Notes Series 740902
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740902 |
$16,000 |
$16,000 |
16.89% |
1.00% |
May 9, 2011 |
May 15, 2016 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740902. Member loan 740902 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,338 / month |
Current employer: | Target | Debt-to-income ratio: | 5.77% |
Length of employment: | 6 years | Location: | ASBURY PARK, NJ |
Home town: | |||
Current & past employers: | Target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,211.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off my credit card , and 401k loan so I just have one monthly payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total $ 1,300 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt is a total of close to 14,000 . interest rate on credit is 8.990% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current Debt is a total of close to 14,000 . interest rate on credit is 8.990% |
Member Payment Dependent Notes Series 740919
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740919 |
$17,500 |
$17,500 |
20.99% |
1.00% |
May 5, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740919. Member loan 740919 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,600 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 17.95% |
Length of employment: | 3 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $7,133.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe approx: Bank cards $7,385.72; Int rate: 28%; Revolving retail credit cards: $10,129.45; Int rate: 28%; Student loans: $50,700.00; Int rate: 9.25% (I tried to apply for a cheaper interest rate, but was denied). My bank card and retail card payments are approximately $700-750/month. Student loans: $314.00/mo. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I currently pay monthly: Rent: $1,416.00; Gas: $450.00; Utilities: $400.00; Insurance: $215.00; Food: $150.00; Student loans: $314.00; I provide care for my elderly mother: $1000.00; IRS: $416.00; Time share loan: $218.00 ( I am currently trying to sell). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe approx: Bank cards $7,385.72; Int rate: 28%; Revolving retail credit cards: $10,129.45; Int rate: 28%; Student loans: $50,700.00; Int rate: 9.25% (I tried to apply for a cheaper interest rate, but was denied). My bank card and retail card payments are approximately $700-750/month. Student loans: $314.00/mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe approx: Bank cards $7,385.72; Int rate: 28%; Revolving retail credit cards: $10,129.45; Int rate: 28%; Student loans: $50,700.00; Int rate: 9.25% (I tried to apply for a cheaper interest rate, but was denied). My bank card and retail card payments are approximately $700-750/month. Student loans: $314.00/mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe approx: Bank cards $7,385.72; Int rate: 28%; Revolving retail credit cards: $10,129.45; Int rate: 28%; Student loans: $50,700.00; Int rate: 9.25% (I tried to apply for a cheaper interest rate, but was denied). My bank card and retail card payments are approximately $700-750/month. Student loans: $314.00/mo. |
What is your intended use for the loan proceeds? | The loan will be used as a consolidation loan to payoff my smaller debts of revolving credit. This will help me gain control of my monthly spending and help me to manage my debt more efficiently. |
What is your intended use for the loan proceeds? | The loan will be used as a consolidation loan to payoff my smaller debts of revolving credit. This will help me gain control of my monthly spending and help me to manage my debt more efficiently. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe approx: Bank cards $7,385.72; Int rate: 28%; Revolving retail credit cards: $10,129.45; Int rate: 28%; Student loans: $50,700.00; Int rate: 9.25% (I tried to apply for a cheaper interest rate, but was denied). My bank card and retail card payments are approximately $700-750/month. Student loans: $314.00/mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe approx: Bank cards $7,385.72; Int rate: 28%; Revolving retail credit cards: $10,129.45; Int rate: 28%; Student loans: $50,700.00; Int rate: 9.25% (I tried to apply for a cheaper interest rate, but was denied). My bank card and retail card payments are approximately $700-750/month. Student loans: $314.00/mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe approx: Bank cards $7,385.72; Int rate: 28%; Revolving retail credit cards: $10,129.45; Int rate: 28%; Student loans: $50,700.00; Int rate: 9.25% (I tried to apply for a cheaper interest rate, but was denied). My bank card and retail card payments are approximately $700-750/month. Student loans: $314.00/mo. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I currently pay monthly: Rent: $1,416.00; Gas: $450.00; Utilities: $400.00; Insurance: $215.00; Food: $150.00; Student loans: $314.00; I provide care for my elderly mother: $1000.00; IRS: $416.00; Time share loan: $218.00 ( I am currently trying to sell). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe approx: Bank cards $7,385.72; Int rate: 28%; Revolving retail credit cards: $10,129.45; Int rate: 28%; Student loans: $50,700.00; Int rate: 9.25% (I tried to apply for a cheaper interest rate, but was denied). My bank card and retail card payments are approximately $700-750/month. Student loans: $314.00/mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe approx: Bank cards $7,385.72; Int rate: 28%; Revolving retail credit cards: $10,129.45; Int rate: 28%; Student loans: $50,700.00; Int rate: 9.25% (I tried to apply for a cheaper interest rate, but was denied). My bank card and retail card payments are approximately $700-750/month. Student loans: $314.00/mo. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe approx: Bank cards $7,385.72; Int rate: 28%; Revolving retail credit cards: $10,129.45; Int rate: 28%; Student loans: $50,700.00; Int rate: 9.25% (I tried to apply for a cheaper interest rate, but was denied). My bank card and retail card payments are approximately $700-750/month. Student loans: $314.00/mo. |
Member Payment Dependent Notes Series 740938
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740938 |
$30,000 |
$30,000 |
16.89% |
1.00% |
May 10, 2011 |
May 10, 2016 |
May 10, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740938. Member loan 740938 was requested on April 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,376 / month |
Current employer: | Sherwin-Williams | Debt-to-income ratio: | 19.35% |
Length of employment: | < 1 year | Location: | CLEVELAND, OH |
Home town: | |||
Current & past employers: | Sherwin-Williams | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,425.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent is 951 a month. No transportation costs because I paid off my SUV three months early and I walk to work. My food costs are around 100 a month if that. My cable is 100 a month and that includes my internet. I pay around $150 a month to cover three cell phones. My renters insurance is paid for already and my car insurance is around $300 every six months. I am have done the finance work for this I currently pay more now for the two loans I am asking to consolidate which and pay all my bills on time every month. I am asking to consolidate the two bills into so there is a lower interest rate and get out of debt faster. I plan on canceling those two accounts once this loan goes through and would be happy to send copies of the account closed letters. |
Member Payment Dependent Notes Series 740988
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
740988 |
$6,400 |
$6,400 |
17.99% |
1.00% |
May 9, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 740988. Member loan 740988 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | US Bank | Debt-to-income ratio: | 23.96% |
Length of employment: | 3 years | Location: | Maplewood, MN |
Home town: | |||
Current & past employers: | US Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > Purchasing used truck as a second vehicle.
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $30,982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 1999 Chevrolet Silverado. 170,000 miles. Fair condition. |
Is this loan for a refinance, lease or purchase? | purchase |
Member Payment Dependent Notes Series 741178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741178 |
$8,000 |
$8,000 |
5.99% |
1.00% |
May 6, 2011 |
May 15, 2014 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741178. Member loan 741178 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Hobart | Debt-to-income ratio: | 1.27% |
Length of employment: | 1 year | Location: | Milton, FL |
Home town: | |||
Current & past employers: | Hobart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,367.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | 2006 scout fishing boat 160cc it is a steal at its price |
Member Payment Dependent Notes Series 741224
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741224 |
$9,000 |
$9,000 |
17.49% |
1.00% |
May 4, 2011 |
May 12, 2016 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741224. Member loan 741224 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,633 / month |
Current employer: | Sports Care and Physical Rehabilitation | Debt-to-income ratio: | 13.70% |
Length of employment: | < 1 year | Location: | RED BANK, NJ |
Home town: | |||
Current & past employers: | Sports Care and Physical Rehabilitation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > Hi, i am a recent graduate of a physical therapy program who is working with a great job. my reason for obtaining this loan is to consolidate some credit card debt and get rid of the cards.
A credit bureau reported the following information about this borrower member on April 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $5,585.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | 40 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debt: $5500, grad school loans 20k at 8.9%, 20k at 6.9%, and 35 k at 7.9%. I have a ten year payoff plan for school loans, currently 650$ per month, credit card payment of $250 monthly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are 950$ rent, 200$ utilities, $75 phone bill, $100 car insurance, $500 food and groceries. I work 5 minutes from work so transportation is not expensive $ 100 monthly for gas. |
Member Payment Dependent Notes Series 741236
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741236 |
$35,000 |
$35,000 |
19.69% |
1.00% |
May 4, 2011 |
May 11, 2014 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741236. Member loan 741236 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $22,500 / month |
Current employer: | HP | Debt-to-income ratio: | 9.76% |
Length of employment: | 7 years | Location: | Algonquin, IL |
Home town: | |||
Current & past employers: | HP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $25,077.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Expenses: Transportation - $624 Phone (wired/wireless) -$150 Utilities (gas/electricity/cable/Internet/water) -$375 average over 12 months Insurance (home/auto/term) - $125 Food (family of 5) $800-1000 Tuition - $325 Property Tax - $615 Credit Cards/Line of Credit (all in) - $1350 average CC Rates - range from 13.1% - 29% CC Balance will be entirely addressed as a result of this loan, will be debt free No student loan |
What is your intended use for the loan proceeds? | Purely for debt consolidation. Aside from mortgage and car lease, would be essentially debt free as a result of this. Debt was incurred due to substantial home improvement that was needed due to unplanned addition to the family. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage - $1249 Transportatoin - $624 Phone (wired/wireless) -$150 Utilities (gas/electricity/cable/Internet/water) -$375 average over 12 months Insurance (home/auto/term) - $125 Food (family of 5) $800-1000 Tuition - $325 Property Tax - $615 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Expenses: Transportation - $624 Phone (wired/wireless) -$150 Utilities (gas/electricity/cable/Internet/water) -$375 average over 12 months Insurance (home/auto/term) - $125 Food (family of 5) $800-1000 Tuition - $325 Property Tax - $615 Credit Cards/Line of Credit (all in) - $1350 average CC Rates - range from 13.1% - 29% CC Balance will be entirely addressed as a result of this loan, will be debt free No student loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Expenses: Transportation - $624 Phone (wired/wireless) -$150 Utilities (gas/electricity/cable/Internet/water) -$375 average over 12 months Insurance (home/auto/term) - $125 Food (family of 5) $800-1000 Tuition - $325 Property Tax - $615 Credit Cards/Line of Credit (all in) - $1350 average CC Rates - range from 13.1% - 29% CC Balance will be entirely addressed as a result of this loan, will be debt free No student loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Expenses: Transportation - $624 Phone (wired/wireless) -$150 Utilities (gas/electricity/cable/Internet/water) -$375 average over 12 months Insurance (home/auto/term) - $125 Food (family of 5) $800-1000 Tuition - $325 Property Tax - $615 Credit Cards/Line of Credit (all in) - $1350 average CC Rates - range from 13.1% - 29% CC Balance will be entirely addressed as a result of this loan, will be debt free No student loan |
Member Payment Dependent Notes Series 741267
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741267 |
$18,225 |
$18,225 |
12.99% |
1.00% |
May 9, 2011 |
May 11, 2016 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741267. Member loan 741267 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | Schenectady City Schools | Debt-to-income ratio: | 29.78% |
Length of employment: | 4 years | Location: | MIDDLE GROVE, NY |
Home town: | |||
Current & past employers: | Schenectady City Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I have verified my bank account and thank you!!!
A credit bureau reported the following information about this borrower member on April 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,880.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 133.00 student loan 51.00 student loan 80.00 month credit card 80.00 month credit card 85.00 month credit card 95.00 month credit card |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage- 776.00 gas- 80.00 national grid- 77.00 phone- 65.00 month insurabce 100.00 month food 200.00 |
Member Payment Dependent Notes Series 741301
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741301 |
$4,800 |
$4,800 |
17.49% |
1.00% |
May 4, 2011 |
May 11, 2016 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741301. Member loan 741301 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | carbondale hospital | Debt-to-income ratio: | 8.90% |
Length of employment: | 7 years | Location: | DU QUOIN, IL |
Home town: | |||
Current & past employers: | carbondale hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > i plan to use this fund for some unexpected expenses that have occured recently. i am a reliable with paying payments on time . i have a very secure job as a registered nurse at a hospital.
A credit bureau reported the following information about this borrower member on April 27, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $3,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to help with unexpected medical bills |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 650 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 650.00 dollars to 700.00 dollars |
Member Payment Dependent Notes Series 741334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741334 |
$10,500 |
$10,500 |
6.99% |
1.00% |
May 5, 2011 |
May 11, 2014 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741334. Member loan 741334 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Fraser Brothers Group LLC | Debt-to-income ratio: | 12.96% |
Length of employment: | < 1 year | Location: | Hoboken, NJ |
Home town: | |||
Current & past employers: | Fraser Brothers Group LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 27, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,785.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is this loan for a refinance, lease or purchase? | It's for a purchase. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | It's a used 2006 Toyota corolla LE. It's in good condition and has about 85,000 miles on it. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 950- rent 200- gas Utilities/food- 150 Car insurance- paid. Renews in October |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I don't have any. I am driving my sisters car right now. |
Member Payment Dependent Notes Series 741637
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741637 |
$14,000 |
$14,000 |
13.49% |
1.00% |
May 4, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741637. Member loan 741637 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | United Advantage NW FCU | Debt-to-income ratio: | 21.64% |
Length of employment: | 10+ years | Location: | VANCOUVER, WA |
Home town: | |||
Current & past employers: | United Advantage NW FCU | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,612.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage- $280k pmt $1700 rate 5.6% installment/auto - $30k pmt $600 rate 5% Credit cards (all being paid off w this loan) $14k min pmt $260 rates 21%, 14% and 9.9% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage- $280k pmt $1700 rate 5.6% installment/auto - $30k pmt $600 rate 5% Credit cards (all being paid off w this loan) $14k min pmt $260 rates 21%, 14% and 9.9% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage- $280k pmt $1700 rate 5.6% installment/auto - $30k pmt $600 rate 5% Credit cards (all being paid off w this loan) $14k min pmt $260 rates 21%, 14% and 9.9% |
What is your intended use for the loan proceeds? | To consolidate my revolving debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage- $280k pmt $1700 rate 5.6% installment/auto - $30k pmt $600 rate 5% Credit cards (all being paid off w this loan) $14k min pmt $260 rates 21%, 14% and 9.9% |
Member Payment Dependent Notes Series 741773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741773 |
$8,000 |
$8,000 |
7.49% |
1.00% |
May 9, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741773. Member loan 741773 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | USPS | Debt-to-income ratio: | 4.23% |
Length of employment: | 10+ years | Location: | bakersfield, CA |
Home town: | |||
Current & past employers: | USPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,154.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 741785
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741785 |
$15,250 |
$15,250 |
20.25% |
1.00% |
May 9, 2011 |
May 12, 2016 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741785. Member loan 741785 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | German Motors | Debt-to-income ratio: | 24.10% |
Length of employment: | 3 years | Location: | Brentwood, CA |
Home town: | |||
Current & past employers: | German Motors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > This loan is to payoff my citi-financial loan because I found a better term and rate from lending club. I very much enjoy the services provided by lending tree and its investors. Looking forward to getting my loan funded. Thank you.
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $149.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card- $723, monthly payment- $76, rate 8.5% Student Loans- $12675, monthly payment- $195, rate 4.75% Personal Loan- $9965, monthly payment- $268, rate 13.75% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loans- $12065 Credit cards- $726 Monthly Payment Student Loan- $194 Credit Cards- $80 Personal Loan- $268 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthy expense between $500- $600 |
Member Payment Dependent Notes Series 741803
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741803 |
$12,000 |
$12,000 |
8.49% |
1.00% |
May 9, 2011 |
May 12, 2016 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741803. Member loan 741803 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,000 / month |
Current employer: | Mosaic Fertilizer | Debt-to-income ratio: | 6.83% |
Length of employment: | 10+ years | Location: | Valrico, FL |
Home town: | |||
Current & past employers: | Mosaic Fertilizer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > I plan to consolidate 2 credit cards with the proceeds of this loan. This lowers my interest rate to about 1/3 of what I was paying. I have a very stable job and an excellent credit rating. Borrower added on 04/30/11 > I really didn't know how this worked. That is, investors are backing up the loan and are able to make a reasonable return that a bank would normally make. Thanks so much in advance. You won't need to worry about this loan!
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,440.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Answer to question from investor: The total miminum payment for my credit cards is about $260 and as you know just paying the minimum payment never pays down the credit. This loan will actually lower the monthly payment (around $241) and payout in a reasonable time. |
Member Payment Dependent Notes Series 741809
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741809 |
$1,500 |
$1,500 |
6.99% |
1.00% |
May 4, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741809. Member loan 741809 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,917 / month |
Current employer: | Harris Corporation | Debt-to-income ratio: | 18.00% |
Length of employment: | 10+ years | Location: | Colorado Springs, CO |
Home town: | |||
Current & past employers: | Harris Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,063.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
Member Payment Dependent Notes Series 741883
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741883 |
$24,000 |
$24,000 |
10.99% |
1.00% |
May 4, 2011 |
May 11, 2014 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741883. Member loan 741883 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | Houson Grinding & Manf. Inc | Debt-to-income ratio: | 12.35% |
Length of employment: | 4 years | Location: | Spring, TX |
Home town: | |||
Current & past employers: | Houson Grinding & Manf. Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > I simply want to consolidate my credit card debt into one bill at a lower interest rate.
A credit bureau reported the following information about this borrower member on April 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,096.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total of all balances combined is 27000.00 and the interest rates range from 16% to 24% depending on the card. I could just pay minimum payments which total about 700.00 per month. But I prefer not to do that because it takes too long and cost too much. Currently I have been paying about 1200.00 per month but if I could cut the interest rate it would be more effective and less costly. |
What amount will you pay off with the proceeds of this loan? | With this loan all but one card will be paid in full. It will have a balance of about 4000.00 which I plan to pay in full early in 2012 out of my own savings. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly 1200.00 per month. I also own one investment house in a master planned community that I lease out. It currently has a good tenant in it who desires to stay another 18 months from this date forward. If the house sits vacant it increases my monthly expenses to roughly 2600.00 per month, which I can handle on my income without a problem. Things just get a little tighter, unless I choose to move back into the house and not rent elsewhere. But I would rather just look for another renter when the time comes. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 1700.00 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly 1700.00 a month |
Member Payment Dependent Notes Series 741903
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
741903 |
$6,400 |
$6,400 |
7.49% |
1.00% |
May 4, 2011 |
May 11, 2014 |
May 11, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 741903. Member loan 741903 was requested on April 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | American Management Services | Debt-to-income ratio: | 14.00% |
Length of employment: | 6 years | Location: | Tacoma, WA |
Home town: | |||
Current & past employers: | American Management Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/27/11 > I've been working hard for the last 6 years to build my career and my credit. Now that I've established some good credit, I want to wipe out my earlier, higher interest debts. I've never been late on a payment, or missed one.
A credit bureau reported the following information about this borrower member on April 27, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,576.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 16.24% on the credit card balance of about $2,800.00 12.9% on the auto balance of about $3,500.00 No lines of credit, no student loans. Mortgage is $1,085 per month PMTI. Although I've never had a problem making any of my payments, this loan will allow me to 1) reduce my interest rate 2) lower my required monthly payment from $375 to about $200. I will be able to either pay the loan off faster or make some improvements to the house. |
Member Payment Dependent Notes Series 742040
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742040 |
$10,000 |
$10,000 |
17.49% |
1.00% |
May 4, 2011 |
May 12, 2016 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742040. Member loan 742040 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Current employer: | AMS | Debt-to-income ratio: | 10.65% |
Length of employment: | 2 years | Location: | Trinity, FL |
Home town: | |||
Current & past employers: | AMS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $37,778.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | Monthly 2,918 - balance 502,99 |
What is the estimated current market value of your home? | $600,000 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | $502,999, 2,918.00 5.875% |
What is the estimated current market value of your home? | $600,000 |
Is this for a home improvement you have already made, or one that you are planning to make? | Yes. Swimming pool |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $5,000 a month. |
What is your intended use for the loan proceeds? | Putting in a pool and we are short $10,000. |
Member Payment Dependent Notes Series 742057
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742057 |
$20,000 |
$20,000 |
13.99% |
1.00% |
May 10, 2011 |
May 16, 2016 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742057. Member loan 742057 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | ARCHS | Debt-to-income ratio: | 21.33% |
Length of employment: | 9 years | Location: | SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | ARCHS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > Will be using the funds to consolidate 2 credit card balances into a single (lower) payment. Original charges were used to perform home repairs. I was unable to secure a home equity loan because the drop in the housing market put my home loan just about 90% of loan-to-value.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,372.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card: $9,000 @ 20.99% (to be consolidated) Credit Card: $11,000 @ 15.99% (to be consolidated) Home Mortgage: Value: ~$110,000 Balance: ~$99,000 Payment: $821.58 Vehicle Loan: Balance: ~$26,000 Payment: $503.21 |
What is your intended use for the loan proceeds? | Consolidate 2 higher interest credit card debts (original funds were used to perform repairs on my home) into a single (lower) monthly payment. |
Member Payment Dependent Notes Series 742070
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742070 |
$3,000 |
$3,000 |
6.99% |
1.00% |
May 10, 2011 |
May 12, 2014 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742070. Member loan 742070 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,506 / month |
Current employer: | Wyoming State Hospital | Debt-to-income ratio: | 1.22% |
Length of employment: | 1 year | Location: | Evanston, WY |
Home town: | |||
Current & past employers: | Wyoming State Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,687.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 742086
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742086 |
$13,200 |
$13,200 |
10.99% |
1.00% |
May 10, 2011 |
May 16, 2016 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742086. Member loan 742086 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | silvi concrete | Debt-to-income ratio: | 7.31% |
Length of employment: | 10+ years | Location: | jackson, NJ |
Home town: | |||
Current & past employers: | silvi concrete | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I've worked for the the same employer for 11 years and have an abundance of overtime opportunities due to my seniority.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,143.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i would estimate my current monthly expenses to be about $1100 at the most |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i currently have 4 credit cards that i would like to pay off with this loan. one discover ($3000), one mastercard($4000) and two visas (@ $2000 each).i've only been paying the minimum amount due on these cards.i've never missed a payment on any of these. the discover card is $100. the mastercard is $75 and the two visas are about $100 each.the interest rates for these card are between 10.99% to 23.00%. hopefully by consolidating these cards into one payment i will have extra money left over to make extra payments on the loan. i hope this helps answer your question. thank you |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i currently have 4 credit cards that i would like to pay off with this loan. one discover ($3000), one mastercard($4000) and two visas (@ $2000 each).i've only been paying the minimum amount due on these cards.i've never missed a payment on any of these. the discover card is $100. the mastercard is $75 and the two visas are about $100 each.the interest rates for these card are between 10.99% to 23.00%. hopefully by consolidating these cards into one payment i will have extra money left over to make extra payments on the loan. i hope this helps answer your question. thank you |
What is your intended use for the loan proceeds? | i plan on paying off four credit cards which will hopefully free up some extra cash each month. with the extra cash i plan to pay alittle extra on the loan to pay it off quicker. i hope this helps. thank you |
Member Payment Dependent Notes Series 742129
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742129 |
$20,000 |
$20,000 |
10.99% |
1.00% |
May 10, 2011 |
May 12, 2016 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742129. Member loan 742129 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Breen Color Concentrates | Debt-to-income ratio: | 3.93% |
Length of employment: | 10+ years | Location: | ringoes nj, NJ |
Home town: | |||
Current & past employers: | Breen Color Concentrates | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt consolidation |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2.1 K/ month @ 4.625% covers mort, tx, insurance, $ 13K visa @ 14.99% $ 6K owed for 2010 tx year... seeking to encapsulate the tax balance and visa into a managable sum |
What is your intended use for the loan proceeds? | debt consolidation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | abc |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $2.1 K/ month @ 4.625% covers mort, tx, insurance, $ 13K visa @ 14.99% $ 6K owed for 2010 tx year... seeking to encapsulate the tax balance and visa into a managable sum |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | abc |
Member Payment Dependent Notes Series 742130
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742130 |
$7,000 |
$7,000 |
9.99% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742130. Member loan 742130 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,946 / month |
Current employer: | Tidwell Cancer Treatment Center | Debt-to-income ratio: | 24.14% |
Length of employment: | 3 years | Location: | Columbus, GA |
Home town: | |||
Current & past employers: | Tidwell Cancer Treatment Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > Credit Cards Payoff Loan
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,838.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $1946 in debt, 22.99%, $320 a month, this is a loan $1879 in debt, 17.99%, $120 a month, credit card $2988 in debt, 24.99%, $150 a month, credit card |
Member Payment Dependent Notes Series 742238
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742238 |
$3,150 |
$3,150 |
10.99% |
1.00% |
May 10, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742238. Member loan 742238 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,275 / month |
Current employer: | A-1 Casino Rd Mini Storage | Debt-to-income ratio: | 19.76% |
Length of employment: | 9 years | Location: | Everett, WA |
Home town: | |||
Current & past employers: | A-1 Casino Rd Mini Storage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > I plan to use these funds to pay off a higher rate credit card. I have never been late with payments. I have been employed at my current job for almost ten years. My job is very secure.
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,316.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent and utilities are included in my employment and my transportation costs are very low as I live at my place of employment. I pay approximately 90.00 per month for vehicle insurance. |
Member Payment Dependent Notes Series 742244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742244 |
$11,500 |
$11,500 |
8.49% |
1.00% |
May 5, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742244. Member loan 742244 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,849 / month |
Current employer: | A-1 Casino Rd Mini Storage | Debt-to-income ratio: | 7.63% |
Length of employment: | 9 years | Location: | Everett, WA |
Home town: | |||
Current & past employers: | A-1 Casino Rd Mini Storage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I plan to use the funds to consolidate bills at a lower interest rate. I have never been late on any past loan payments and just last year. I paid off a car loan 3 years early. I have been at my current job for almost 10 years. I am assured my job is secure. My home is part of my salary so I do not pay any rent or utilities. Thank you for your consideration of my consolidation loan funding.
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,150.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 742275
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742275 |
$6,000 |
$6,000 |
16.89% |
1.00% |
May 10, 2011 |
May 12, 2016 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742275. Member loan 742275 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Impeccable Impressions Facility Services | Debt-to-income ratio: | 6.66% |
Length of employment: | < 1 year | Location: | brooklyn, NY |
Home town: | |||
Current & past employers: | Impeccable Impressions Facility Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > finally starting my own business, in a field i have 13 years of experience. i have a very good steady job. i keep my budget between 1200- 1400 a month, so one day i can have my own successful business.
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $7,865.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 742305
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742305 |
$12,000 |
$12,000 |
17.49% |
1.00% |
May 5, 2011 |
May 12, 2014 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742305. Member loan 742305 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | City of Houston | Debt-to-income ratio: | 12.93% |
Length of employment: | < 1 year | Location: | New Caney, TX |
Home town: | |||
Current & past employers: | City of Houston | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $552.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mastercard $3858.48/25% Visa $1374.89/24.25% Student Loans ~15,000/5.5 - 6.8% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone $42,Insurance $150, Food $200, $gas/transportation $300 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone $42,Insurance $150, Food $200, $gas/transportation $300 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mastercard $3858.48/25% Visa $1374.89/24.25% Student Loans ~15,000/5.5 - 6.8% |
Member Payment Dependent Notes Series 742323
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742323 |
$7,000 |
$7,000 |
11.99% |
1.00% |
May 5, 2011 |
May 12, 2016 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742323. Member loan 742323 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,871 / month |
Current employer: | Phillips de Pury and Company | Debt-to-income ratio: | 16.33% |
Length of employment: | 9 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | Phillips de Pury and Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,253.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | My wife and I had little girl so she was out of work for six months while I paid all of the bills. She has since returned to work and we are caught up on our bills, but I have to individuals that I need to repay. |
What is your intended use for the loan proceeds? | My wife and I had little girl so she was out of work for six months while I paid all of the bills. She has since returned to work and we are caught up on our bills, but I have to individuals that I need to repay. |
Please provide additional details around the purpose of the loan | My wife and I had little girl so she was out of work for six months while I paid all of the bills. She has since returned to work and we are caught up on our bills, but I have to individuals that I need to repay. |
What is your intended use for the loan proceeds? | My wife and I had little girl so she was out of work for six months while I paid all of the bills. She has since returned to work and we are caught up on our bills, but I have to individuals that I need to repay. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx. $3,400, but I also have rental income of $1,100 per month and $1,000 per/month from my wife |
Please provide additional details around the purpose of the loan | My wife and I had little girl so she was out of work for six months while I paid all of the bills. She has since returned to work and we are caught up on our bills, but I have to individuals that I need to repay. |
What is your intended use for the loan proceeds? | My wife and I had little girl so she was out of work for six months while I paid all of the bills. She has since returned to work and we are caught up on our bills, but I have to individuals that I need to repay. |
Member Payment Dependent Notes Series 742330
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742330 |
$5,000 |
$5,000 |
10.99% |
1.00% |
May 10, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742330. Member loan 742330 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | marlabs inc | Debt-to-income ratio: | 5.20% |
Length of employment: | 2 years | Location: | Bothell, WA |
Home town: | |||
Current & past employers: | marlabs inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 742398
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742398 |
$20,000 |
$20,000 |
13.49% |
1.00% |
May 10, 2011 |
May 12, 2016 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742398. Member loan 742398 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Barker Honda | Debt-to-income ratio: | 5.28% |
Length of employment: | 10+ years | Location: | HOUMA, LA |
Home town: | |||
Current & past employers: | Barker Honda | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > Student Loans,Credit Card,Relocation,Car maintance
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,525.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay off credit card,Student Loans, Relocation, Car maint. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 950 a monthmno transportation (car paid for) utilites 80a month,50month phone,insurance paid by my company,food 150 a month |
What are you buying? | Car,Paying off student loans,sig other's loans,Credit cards,relocation for new job. all to put into 1 note |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 950 a monthmno transportation (car paid for) utilites 80a month,50month phone,insurance paid by my company,food 150 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 950 a monthmno transportation (car paid for) utilites 80a month,50month phone,insurance paid by my company,food 150 a month |
What are you buying? | Car,Paying off student loans,sig other's loans,Credit cards,relocation for new job. all to put into 1 note |
What are you buying? | Car,Paying off student loans,sig other's loans,Credit cards,relocation for new job. all to put into 1 note |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 950 a monthmno transportation (car paid for) utilites 80a month,50month phone,insurance paid by my company,food 150 a month |
Member Payment Dependent Notes Series 742400
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742400 |
$13,475 |
$13,475 |
19.29% |
1.00% |
May 6, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742400. Member loan 742400 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,250 / month |
Current employer: | Asset Real Estate | Debt-to-income ratio: | 13.96% |
Length of employment: | 5 years | Location: | El Paso, TX |
Home town: | |||
Current & past employers: | Asset Real Estate | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > Thank you for your help. Borrower added on 05/03/11 > I am currently trying to pay off my bills so that I am able to start saving money. I plan on paying off the credit cards and then not using them anymore. I would like to be able to increase my credit score and be able to pay down my debts quicker. Thank you for your support.
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,863.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Just about $12000 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Just about $12000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $2000 |
What amount will you pay off with the proceeds of this loan? | I will be able to pay off 4 bills and then only have the loan bill. I should be able to save $200 a month |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Right now I currently pay $585 for the bills that I want to pay off. Once I have paid them off I will be paying for this loan at $351 (estimated) |
Member Payment Dependent Notes Series 742459
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742459 |
$5,600 |
$5,600 |
9.99% |
1.00% |
May 4, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742459. Member loan 742459 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Aegis | Debt-to-income ratio: | 10.64% |
Length of employment: | < 1 year | Location: | KILLEEN, TX |
Home town: | |||
Current & past employers: | Aegis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,130.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All of the information I am providing below is rough estimates and includes brief descriptions of information I am comfortable being displayed publically. None of the answers below are exact, although they do contain the the debt that I am interested and considering consolidating currently. When the loan funding is granted, I will then decide which of my debts need the most attention; I will focus my funding there. Please keep in mind, whatever amount I display for monthly payments, I on a regular basis exceed that minimum amount in efforts to pay off my debt. I Current Debt is as Follows... Department of Education Student Loan in amount of $2,000 - monthly payment $50 Credit Card 1 in amount of $500 - monthly payment $25 Credit Card 2 in amount of $400 - monthly payment $15 Wedding Ring Payment with an principle balance of $1,800 - monthly payment $152 Outstanding balance on Auto Shop credit card in amount of $800 - monthly payment $30 Monthly Rent Payment in amount of $750 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All of the information I am providing below is rough estimates and includes brief descriptions of information I am comfortable being displayed publically. None of the answers below are exact, although they do contain the the debt that I am interested and considering consolidating currently. When the loan funding is granted, I will then decide which of my debts need the most attention; I will focus my funding there. Please keep in mind, whatever amount I display for monthly payments, I on a regular basis exceed that minimum amount in efforts to pay off my debt. I Current Debt is as Follows... Department of Education Student Loan in amount of $2,000 - monthly payment $50 Credit Card 1 in amount of $500 - monthly payment $25 Credit Card 2 in amount of $400 - monthly payment $15 Wedding Ring Payment with an principle balance of $1,800 - monthly payment $152 Outstanding balance on Auto Shop credit card in amount of $800 - monthly payment $30 Monthly Rent Payment in amount of $750 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All of the information I am providing below is rough estimates and includes brief descriptions of information I am comfortable being displayed publically. None of the answers below are exact, although they do contain the the debt that I am interested and considering consolidating currently. When the loan funding is granted, I will then decide which of my debts need the most attention; I will focus my funding there. Please keep in mind, whatever amount I display for monthly payments, I on a regular basis exceed that minimum amount in efforts to pay off my debt. I Current Debt is as Follows... Department of Education Student Loan in amount of $2,000 - monthly payment $50 Credit Card 1 in amount of $500 - monthly payment $25 Credit Card 2 in amount of $400 - monthly payment $15 Wedding Ring Payment with an principle balance of $1,800 - monthly payment $152 Outstanding balance on Auto Shop credit card in amount of $800 - monthly payment $30 Monthly Rent Payment in amount of $750 |
Member Payment Dependent Notes Series 742468
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742468 |
$8,000 |
$8,000 |
11.99% |
1.00% |
May 4, 2011 |
May 12, 2016 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742468. Member loan 742468 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | DP & Company, INC | Debt-to-income ratio: | 13.75% |
Length of employment: | 3 years | Location: | Clermont, FL |
Home town: | |||
Current & past employers: | DP & Company, INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > I purchased a home approximately 2 years ago and want to obtain this loan to renovate the kitchen. I have never paid a single bill late in my life. My job is extremely stable and is a very constant, if not rising source of income. Thank you for your consideration.
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,021.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 742519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742519 |
$5,200 |
$5,200 |
15.23% |
1.00% |
May 4, 2011 |
May 12, 2016 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742519. Member loan 742519 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | United States Postal Service | Debt-to-income ratio: | 10.83% |
Length of employment: | 10+ years | Location: | Pearland, TX |
Home town: | |||
Current & past employers: | United States Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > the funds will be used to purchase a 1953 Ford F-350
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,997.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I have no other auto obligations |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are about $2,900 dollars. |
Member Payment Dependent Notes Series 742558
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742558 |
$3,200 |
$3,200 |
5.42% |
1.00% |
May 5, 2011 |
May 12, 2014 |
May 12, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742558. Member loan 742558 was requested on April 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Whitehead Electrical | Debt-to-income ratio: | 23.82% |
Length of employment: | 3 years | Location: | Dalton, PA |
Home town: | |||
Current & past employers: | Whitehead Electrical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/28/11 > pool loan Borrower added on 04/29/11 > pool loan
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,351.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 742638
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742638 |
$11,000 |
$11,000 |
13.49% |
1.00% |
May 5, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742638. Member loan 742638 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,200 / month |
Current employer: | T-Mobile | Debt-to-income ratio: | 5.90% |
Length of employment: | 7 years | Location: | san leandro, CA |
Home town: | |||
Current & past employers: | T-Mobile | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > I am attemtping to consolidate a loan I have and 1 credit card. Borrower added on 04/29/11 > Hello, I am trying to consolidate a loan I have, and a credit card
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $4,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, My current loan I have with Citi Financial is 5100 and the interest rate is 21%, and my credit card with bank of america is 4300 with an interest rate of 16%. Let me know if you have any other questions. Thank you |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, My current debt balances are the following. Citi Financial $5100 21% and Credit Card 4300 16%. Let me know if you have any other questions. Thank you |
Member Payment Dependent Notes Series 742657
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742657 |
$12,000 |
$12,000 |
7.49% |
1.00% |
May 6, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742657. Member loan 742657 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $9,200 / month |
Current employer: | Sister Act Broadway | Debt-to-income ratio: | 7.37% |
Length of employment: | < 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Sister Act Broadway | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > I'd like to use this loan as a first step in becoming debt free - taking 3 credit card bills with a higher APR and consolidating into one monthly payment. Financially, I have excellent credit, have always paid my bills on time and have recently started an excellent job that affords me the income to finally take care of my debt once and for all. Hope you can help me get a step ahead. Thanks for your time!
A credit bureau reported the following information about this borrower member on April 28, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,637.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own my apartment and there is no mortgage. Taxes and maintenance on the property turn out to be about $800 a month. Phone is about $100 with additional expenses - (food, transportation, etc) about $450-$550 a week. |
Member Payment Dependent Notes Series 742664
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742664 |
$10,200 |
$10,200 |
7.49% |
1.00% |
May 9, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742664. Member loan 742664 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | County of Riverside | Debt-to-income ratio: | 4.06% |
Length of employment: | 3 years | Location: | Lake Arrowhead, CA |
Home town: | |||
Current & past employers: | County of Riverside | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $53,213.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About 13,000 in credit card balances at 12-18% interest. See this as an opportunity to get them paid off in 3 years or less. |
Member Payment Dependent Notes Series 742696
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742696 |
$9,000 |
$9,000 |
8.49% |
1.00% |
May 4, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742696. Member loan 742696 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,600 / month |
Current employer: | ExxonMobil | Debt-to-income ratio: | 0.00% |
Length of employment: | 10+ years | Location: | FALLS CHURCH, VA |
Home town: | |||
Current & past employers: | ExxonMobil | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > Would like to buy a used vehicle so I can keep my other car garaged more often. Thanks for the consideration. Borrower added on 05/03/11 > Amended: monthly expenses were answered in a Q&A before my loan description was ultimately approved. Thanks again.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | To purchase a reliable second car with a warranty so I don't need to use my low mile, performance-oriented vehicle as a daily driver. |
What is your intended use for the loan proceeds? | Solely to purchase a second vehicle to keep my now-primary, specialty vehicle garaged as much as possible to maintain its condition and value. I'd rather not use savings any longer for such purchases but instead am looking for investment opportunities for my savings, perhaps such as in LendingClub. I'm not currently an active investor (except in my 401k) or borrower. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $2238 Transportation: $200 (gas + insurance, I'm home office-based) Utilities: $235 (cable: $80, electric: $110, gas: $45) Phone: $80 Food: $350 Misc, including entertainment: $250 |
Member Payment Dependent Notes Series 742754
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742754 |
$3,200 |
$3,200 |
17.49% |
1.00% |
May 4, 2011 |
May 15, 2014 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742754. Member loan 742754 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | elite | Debt-to-income ratio: | 1.37% |
Length of employment: | < 1 year | Location: | LITTLE ROCK, AR |
Home town: | |||
Current & past employers: | elite | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $1,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay for a lawyer to get visitation with daughter |
Member Payment Dependent Notes Series 742765
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742765 |
$2,400 |
$2,400 |
8.49% |
1.00% |
May 4, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742765. Member loan 742765 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Stone Creek Landscape Co. | Debt-to-income ratio: | 3.81% |
Length of employment: | 6 years | Location: | Dayton, OH |
Home town: | |||
Current & past employers: | Stone Creek Landscape Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > I'm using this money to consolidate my credit card debt.
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $3,085.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent, utilities, fuel, food, car/health insurance, cell phone. total of roughly $800.00 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have four credit cards. 3 with balances. one with $850(29.99%), one with $1145 (18.99%), last one of $415(24.25%) |
Member Payment Dependent Notes Series 742866
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742866 |
$14,500 |
$14,500 |
10.99% |
1.00% |
May 6, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742866. Member loan 742866 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | L&S Appliance | Debt-to-income ratio: | 21.90% |
Length of employment: | 10+ years | Location: | Porterville, CA |
Home town: | |||
Current & past employers: | L&S Appliance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,768.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | my son needs dental work, we need to reroof our garage, and want to get caught up on some bills |
Member Payment Dependent Notes Series 742912
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742912 |
$5,000 |
$5,000 |
13.49% |
1.00% |
May 5, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742912. Member loan 742912 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | southwest airlines | Debt-to-income ratio: | 14.05% |
Length of employment: | 10+ years | Location: | NEWARK, OH |
Home town: | |||
Current & past employers: | southwest airlines | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,992.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 89.10% | Months Since Last Record: | 71 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs? | 1220 thank you |
What is the home improvement project you are planning? | A new furnace |
Is the improvement to your primary residence or an investment property? | Yes |
Member Payment Dependent Notes Series 742923
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742923 |
$5,600 |
$5,600 |
14.79% |
1.00% |
May 10, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742923. Member loan 742923 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | MCCC | Debt-to-income ratio: | 11.80% |
Length of employment: | 7 years | Location: | PRESTONSBURG, KY |
Home town: | |||
Current & past employers: | MCCC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > I need to pay the deductible to repair my car. I need to replace my retainer.
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,621.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 742933
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742933 |
$6,000 |
$6,000 |
20.62% |
1.00% |
May 4, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742933. Member loan 742933 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,750 / month |
Current employer: | Table Mountain Rancheria | Debt-to-income ratio: | 13.27% |
Length of employment: | 1 year | Location: | Clovis, CA |
Home town: | |||
Current & past employers: | Table Mountain Rancheria | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > Home Improvement: Energy efficient windows, Kitchen up-grade.
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $1,918.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 742936
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742936 |
$9,325 |
$9,325 |
18.62% |
1.00% |
May 6, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742936. Member loan 742936 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,600 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.19% |
Length of employment: | n/a | Location: | holiday, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/14/11 > I am bidding on a RV on ebay, if not ebay i will find an rv on my own
A credit bureau reported the following information about this borrower member on April 13, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $783.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mort. and ins $656, utilities $200, food and misc. $300 a month |
Member Payment Dependent Notes Series 742944
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742944 |
$25,000 |
$25,000 |
10.37% |
1.00% |
May 10, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742944. Member loan 742944 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $17,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.14% |
Length of employment: | n/a | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 25, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,515.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 742971
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742971 |
$8,000 |
$8,000 |
18.39% |
1.00% |
May 5, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742971. Member loan 742971 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | New Dawn Recovery | Debt-to-income ratio: | 21.90% |
Length of employment: | 8 years | Location: | antelope, CA |
Home town: | |||
Current & past employers: | New Dawn Recovery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $6,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate credit card debt primarily. My husband is due to retire early next year from a 40 yr job and despite a great pension, our debt needs to go away as much as possible so we can actually live off of his pension and my salary. We live in California and the house market crisis hit us hard as it did several thousands others. |
Member Payment Dependent Notes Series 742976
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
742976 |
$12,000 |
$12,000 |
10.99% |
1.00% |
May 4, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 742976. Member loan 742976 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | San Miguel Fire Protection District | Debt-to-income ratio: | 14.36% |
Length of employment: | 10+ years | Location: | Jamul, CA |
Home town: | |||
Current & past employers: | San Miguel Fire Protection District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > This loan will pay off a chunk of my credit card debt at a much lower interest rate then the banks have jacked them up to. I ALWAYS pay my bills on time and usually more than is due. Feel like I'm being victimized by the banks. I'd rather my money go to a private lender and hope to be on the lending side of this site before long!
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Thank you for asking! I hope my table of debt came across as intended. As you can see, the loan I am asking will not pay ALL the debt, just a portion of those that have a portion of my debt owed as a much higher rate. For example, I did not realize my "New Purchases Rate" for my First Bankcard went up to 23.99% until it had hit $2,300! Shame on me for not paying closer attention, but that was the card I had been using for my monthly recurring business expenses. I work full-time but also have my own Judgment Recovery Business as well that I work part-time -- trying to get my own self outta debt. DEBT OWE MO PYMNT RATE CITIMORTAGE (includes tax and insurance) $634,876.52 $2,767.44 2% AMERICAN EXPRESS (Business Acct) 2,738.10 62.00 15.24% BANK OF AMERICA - Visa 29,461.00 487.00 7.99% BEST BUY 800.00 25.00 0.00% CAPITAL ONE 3,106.00 55.00 11.90% DISCOVER CARD 7,062.00 144.00 13-24% FIRST BANKCARD - NORTH ISLAND CU 14,844.00 337.00 13-25% SAN DIEGO COUNTY CREDIT UNION VISA 4,337.00 145.00 12.99% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I believe this cover everything: ANPAC UMBRELLA INSURANCE POLICY 17.58 CVUSD - EXTENDED DAYCARE 146.50 SDG&E 125.00 OTAY WATER DISTRICT 40.00 COUNTY PROFLAME (propane) 30.00 AT&T PHONE SERVICE 137.00 VERIZON WIRELESS 130.00 WASTE MANAGEMENT (trash pick-up) 60.00 DISH NETWORK 43.50 ANPAC CAR INS 90.66 FOWLER'S POOL SERVICE 135.00 FOOD (est) 500.00 TARGET STORES - LIFE NEEDS/EXPENSES 100.00 GYM MEMBERSHIP 7.50 CAR REG/MAIN/REPAIR/TIRESx2/ (avg 12/mo) 100.00 GAS FOR CAR (avg last 3 months) 200.00 |
Member Payment Dependent Notes Series 743013
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743013 |
$7,000 |
$7,000 |
7.49% |
1.00% |
May 4, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743013. Member loan 743013 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Sycuan Casino | Debt-to-income ratio: | 18.90% |
Length of employment: | 10+ years | Location: | El Cajon, CA |
Home town: | |||
Current & past employers: | Sycuan Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/30/11 > I would like to pay off all credit card debt and cancel all cards.. Have only one payment per month, and hopefully pay off sooner. I have long term employment, almost 18 years, I have job security, very good credit rating. I hope this was helpful.. Thank You
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,571.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 45.30% | Months Since Last Record: | 102 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate credit card debt, close the acounts.. To have one payment for this to come out of my checking directly each month, and hopefully pay extra each month. |
Member Payment Dependent Notes Series 743029
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743029 |
$4,500 |
$4,500 |
11.99% |
1.00% |
May 5, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743029. Member loan 743029 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | laborers 1445 | Debt-to-income ratio: | 4.83% |
Length of employment: | 1 year | Location: | PORTSMOUTH, OH |
Home town: | |||
Current & past employers: | laborers 1445 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $2,113.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 27.40% | Months Since Last Record: | 70 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Buying a motorcycle. |
Member Payment Dependent Notes Series 743088
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743088 |
$5,000 |
$5,000 |
10.99% |
1.00% |
May 6, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743088. Member loan 743088 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Goodwill industries | Debt-to-income ratio: | 14.83% |
Length of employment: | 1 year | Location: | Wewahitchka, FL |
Home town: | |||
Current & past employers: | Goodwill industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > Request loan for above ground pool purchase Borrower added on 04/29/11 > verified email
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $675.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 9.60% | Months Since Last Record: | 88 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 743092
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743092 |
$4,200 |
$4,200 |
5.42% |
1.00% |
May 5, 2011 |
May 13, 2014 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743092. Member loan 743092 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,750 / month |
Current employer: | Clemson University | Debt-to-income ratio: | 7.63% |
Length of employment: | 10+ years | Location: | Charleston, SC |
Home town: | |||
Current & past employers: | Clemson University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/29/11 > The purpose of this loan is to assist in purchasing a more environmentally friendly vehicle to commute to work. Thank you for your consideration. P Borrower added on 04/29/11 > The purpose of this loan is to assist in purchasing a more environmentally friendly vehicle to commute to work. Thank you for your consideration. P
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,444.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $3000 |
Member Payment Dependent Notes Series 743113
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743113 |
$4,000 |
$4,000 |
13.49% |
1.00% |
May 4, 2011 |
May 13, 2016 |
May 13, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743113. Member loan 743113 was requested on April 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | BostonIVF | Debt-to-income ratio: | 17.04% |
Length of employment: | 6 years | Location: | Danvers, MA |
Home town: | |||
Current & past employers: | BostonIVF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 29, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $2,929.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is this loan for a refinance, lease or purchase? | Purchase, the mileage is too high to secure a regular auto loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is zero, my other cars are paid in full, car ins is $130 per month, gas costs approx $250-$300 per month. I have a lengthy commute. I pay for 4 cell phones, (two for my parents) $215 per month. Other utilities $150 per month, food $200. I owe just under $4000 between two credit cards. I have been working hard to reduce that amount and it will be zero by July 2012. I am purchasing a pick up truck, tired of borrowing friends vehicles for trips to the dump, etc. |
Member Payment Dependent Notes Series 743268
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743268 |
$15,000 |
$15,000 |
13.49% |
1.00% |
May 10, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743268. Member loan 743268 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | labcorp | Debt-to-income ratio: | 13.17% |
Length of employment: | 3 years | Location: | CHULA VISTA, CA |
Home town: | |||
Current & past employers: | labcorp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a visa at 1800 bl 45 a month. discover card 3000bl at 100 a month , I have a american express at 3000 bl at 100 a month . qvc card at 2200.00 at 100 a month , Bill me later account at 1800.00 min due 45.00 . soI pay all of these never late more than due amount but still, I would like to only make one pyment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent about 550.00 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a visa at 1800 bl 45 a month. discover card 3000bl at 100 a month , I have a american express at 3000 bl at 100 a month . qvc card at 2200.00 at 100 a month , Bill me later account at 1800.00 min due 45.00 . soI pay all of these never late more than due amount but still, I would like to only make one pyment. |
What is your intended use for the loan proceeds? | pay off my debts and just make one payment. |
Member Payment Dependent Notes Series 743305
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743305 |
$8,000 |
$8,000 |
10.99% |
1.00% |
May 10, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743305. Member loan 743305 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Columbian Financial Group | Debt-to-income ratio: | 19.89% |
Length of employment: | 5 years | Location: | BINGHAMTON, NY |
Home town: | |||
Current & past employers: | Columbian Financial Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > I am replacing the engine in my car as well as paying off the remainder of my auto loan
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $848.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 743307
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743307 |
$12,000 |
$12,000 |
10.59% |
1.00% |
May 5, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743307. Member loan 743307 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,750 / month |
Current employer: | Capitol Mfg | Debt-to-income ratio: | 24.76% |
Length of employment: | 10+ years | Location: | EGAN, LA |
Home town: | |||
Current & past employers: | Capitol Mfg | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $977.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan--3500--131/mo. credit card--1000--65/mo. loan--1300--424/mo |
What is your intended use for the loan proceeds? | consolidate. work done on my truck and my son's car that he uses to go to college |
What is your intended use for the loan proceeds? | consolidate. work done on my truck and my son's car that he uses to go to college |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan--3500--131/mo. credit card--1000--65/mo. loan--1300--424/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan--3500--131/mo. credit card--1000--65/mo. loan--1300--424/mo |
Member Payment Dependent Notes Series 743310
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743310 |
$9,000 |
$9,000 |
8.49% |
1.00% |
May 5, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743310. Member loan 743310 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | CACI | Debt-to-income ratio: | 11.13% |
Length of employment: | < 1 year | Location: | Andrews AFB, MD |
Home town: | |||
Current & past employers: | CACI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $4,902.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 743343
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743343 |
$5,500 |
$5,500 |
5.99% |
1.00% |
May 9, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743343. Member loan 743343 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,257 / month |
Current employer: | Endeavors Technologies | Debt-to-income ratio: | 14.96% |
Length of employment: | 2 years | Location: | Costa Mesa, CA |
Home town: | |||
Current & past employers: | Endeavors Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,443.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | A motorcycle. |
Member Payment Dependent Notes Series 743347
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743347 |
$8,000 |
$8,000 |
12.99% |
1.00% |
May 4, 2011 |
May 14, 2016 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743347. Member loan 743347 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,900 / month |
Current employer: | tulsa overhead door | Debt-to-income ratio: | 1.28% |
Length of employment: | 6 years | Location: | tulsa, OK |
Home town: | |||
Current & past employers: | tulsa overhead door | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $324.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Custom motorcycle. Titled under a builder bike. Kraftech Softail frame with progressive suspension. S&S 96 motor. Ultima 6 speed transmission. Less than a 1k miles in excellent condition. |
Member Payment Dependent Notes Series 743368
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743368 |
$6,000 |
$6,000 |
14.79% |
1.00% |
May 4, 2011 |
May 14, 2016 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743368. Member loan 743368 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Dept of Justice | Debt-to-income ratio: | 9.61% |
Length of employment: | 4 years | Location: | MISSION, TX |
Home town: | |||
Current & past employers: | Dept of Justice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/30/11 > I have a very stable career, I plan to use the funds for moving expenses, I have previously applied for and received loans and have re-paid the loans on time while following the terms and conditions. I montitor my debt to income ratio and this loan is with in my means.
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,510.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | This loan is for moving expenses. My moving will not affect this loan or repayment of it. The loan is needed because an opportunity presented itself rather quickly and it will improve my financial outlook. Therefore the loan is needed. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Not comfortable giving detailed info in this forum, but I can say that my debt to income ratio is well within my means and allows repayment of this loan. |
Please provide additional details around the purpose of the loan | This loan is for moving expenses. My moving will not affect this loan or repayment of it. The loan is needed because an opportunity presented itself rather quickly and it will improve my financial outlook. Therefore the loan is needed. |
Member Payment Dependent Notes Series 743382
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743382 |
$12,000 |
$12,000 |
10.59% |
1.00% |
May 6, 2011 |
May 14, 2016 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743382. Member loan 743382 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | RSight Investigation | Debt-to-income ratio: | 0.75% |
Length of employment: | 10+ years | Location: | Port St Lucie, FL |
Home town: | |||
Current & past employers: | RSight Investigation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > Loan is requested for a kitchen remodel.
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1969 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $217.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1600.00 |
Is the improvement to your primary residence or an investment property? | Primary |
What is the estimated current market value of your home? | 180,000.00 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance 169,000.00. 8.56 rate. 1126.00 mnth. |
Member Payment Dependent Notes Series 743390
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743390 |
$6,725 |
$6,725 |
6.99% |
1.00% |
May 5, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743390. Member loan 743390 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Dunkin Donuts | Debt-to-income ratio: | 3.73% |
Length of employment: | 6 years | Location: | tampa, FL |
Home town: | |||
Current & past employers: | Dunkin Donuts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,175.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have a higher interest loan I took out over at prosper.com that I want to pay off. I took that loan out to pay for expenses related to my first home purchase earlier this year. |
Member Payment Dependent Notes Series 743406
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743406 |
$8,000 |
$8,000 |
15.99% |
1.00% |
May 5, 2011 |
May 14, 2016 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743406. Member loan 743406 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.51% |
Length of employment: | 6 years | Location: | columbus, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $29,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi. Total expenses are $2000-$2500. My income increases to $75,000-90,000 in August. |
What are the estimated expenses? | Hi. Total expenses are $2000-$2500. My income increases to $75,000-90,000 in August. Thank you |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi. Total expenses are $2000-$2500. My income increases to $75,000-90,000 in August. |
What are the estimated expenses? | Hi. Total expenses are $2000-$2500. My income increases to $75,000-90,000 in August. Thank you |
What is your intended use for the loan proceeds? | Hello, I am a 39 year old woman who is trying to conceive for the first time. I have had surgery this year that now prevents me from conceiving naturally. My only option is in vitro fertilization, which costs $11,000. I have $3,000 and asking for the a loan for the remaining $8,000 so I can have the procedure. Hope this clarifies. Let me know if you have any other questions. Thanks! |
Member Payment Dependent Notes Series 743420
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743420 |
$5,725 |
$5,725 |
14.79% |
1.00% |
May 6, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743420. Member loan 743420 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,867 / month |
Current employer: | bluesky | Debt-to-income ratio: | 14.35% |
Length of employment: | 3 years | Location: | PONCA CITY, OK |
Home town: | |||
Current & past employers: | bluesky | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/30/11 > make all my bills in one
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | lowes like 3 to 4k at 21% car loan 2k at 20% and other loans 1500 at idk |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | House payment $370.00 phone $80 to $100 Electric around $100 insurance $105 Gas Payment $60 to $100 loan shark $115 lowes credit card $105 Car Payment $168.00 Cable and internet $142.00 food idk gas for transportation around $200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | lowes like 3 to 4k at 21% car loan 2k at 20% and other loans 1500 at idk |
Member Payment Dependent Notes Series 743499
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743499 |
$5,000 |
$5,000 |
7.49% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743499. Member loan 743499 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,167 / month |
Current employer: | Intermedix | Debt-to-income ratio: | 20.49% |
Length of employment: | 4 years | Location: | OKLAHOMA CITY, OK |
Home town: | |||
Current & past employers: | Intermedix | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,773.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 743524
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743524 |
$1,050 |
$1,050 |
6.99% |
1.00% |
May 9, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743524. Member loan 743524 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $500 / month |
Current employer: | Fried Bros., Inc. | Debt-to-income ratio: | 9.40% |
Length of employment: | < 1 year | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Fried Bros., Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,243.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 743529
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743529 |
$12,000 |
$12,000 |
7.49% |
1.00% |
May 5, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743529. Member loan 743529 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,389 / month |
Current employer: | New York City Police Department | Debt-to-income ratio: | 4.99% |
Length of employment: | 9 years | Location: | jamaica, NY |
Home town: | |||
Current & past employers: | New York City Police Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I plan to pay off 2 credit cards and live without the plastic. I have a stable job with the government and my monthly budget is comparably lower to my income.
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,516.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | pay off credit cards |
Member Payment Dependent Notes Series 743596
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743596 |
$10,000 |
$10,000 |
15.99% |
1.00% |
May 9, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743596. Member loan 743596 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Compass Group | Debt-to-income ratio: | 11.04% |
Length of employment: | 4 years | Location: | New City, NY |
Home town: | |||
Current & past employers: | Compass Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $26,066.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Rebuilding the walkway in front of our house and the back of the house needs repair. |
Is the improvement to your primary residence or an investment property? | This for my primary residence. |
Is this for a home improvement you have already made, or one that you are planning to make? | Home improvement planning to make. |
What is the home improvement project you are planning? | Rebuilding the walkway in front of our house and the back of the house needs repair. |
Is the improvement to your primary residence or an investment property? | This for my primary residence. |
What is the home improvement project you are planning? | Rebuilding the walkway in front of our house and the back of the house needs repair. |
Is the improvement to your primary residence or an investment property? | This for my primary residence. |
What is the home improvement project you are planning? | Rebuilding the walkway in front of our house and the back of the house needs repair. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $4000 |
What is the estimated current market value of your home? | $359,000 |
What is the home improvement project you are planning? | Rebuilding the walkway in front of our house and the back of the house needs repair. |
Member Payment Dependent Notes Series 743600
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743600 |
$2,000 |
$2,000 |
10.99% |
1.00% |
May 5, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743600. Member loan 743600 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,708 / month |
Current employer: | Georgia Southern University | Debt-to-income ratio: | 15.51% |
Length of employment: | 4 years | Location: | STATESBORO, GA |
Home town: | |||
Current & past employers: | Georgia Southern University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $7,929.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 743614
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743614 |
$4,000 |
$4,000 |
19.69% |
1.00% |
May 10, 2011 |
May 14, 2016 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743614. Member loan 743614 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,900 / month |
Current employer: | Radiance Academy Westlakes | Debt-to-income ratio: | 2.76% |
Length of employment: | 3 years | Location: | San Antonio, , TX |
Home town: | |||
Current & past employers: | Radiance Academy Westlakes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > this loan will be used to pay off 2400.00 in credit card debt and for auto repair
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,432.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card debt = $2400.00 i owm my holme outright so there is no mortgage |
What is your intended use for the loan proceeds? | to pay off credit card debt and to pay for an auto repair |
Member Payment Dependent Notes Series 743687
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743687 |
$5,400 |
$5,400 |
5.42% |
1.00% |
May 4, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743687. Member loan 743687 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,800 / month |
Current employer: | medx billing services | Debt-to-income ratio: | 13.68% |
Length of employment: | 5 years | Location: | gardena, CA |
Home town: | |||
Current & past employers: | medx billing services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $998.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2003 suzuki GSX-R motorcycle 2,354 miles no accident and not salvaged not lowered |
Member Payment Dependent Notes Series 743690
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743690 |
$10,000 |
$10,000 |
11.99% |
1.00% |
May 6, 2011 |
May 14, 2014 |
May 14, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743690. Member loan 743690 was requested on April 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Dominos Pizza | Debt-to-income ratio: | 14.64% |
Length of employment: | 3 years | Location: | mcalester, OK |
Home town: | |||
Current & past employers: | Dominos Pizza | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/30/11 > Money will be used to buy a used 2009 Honda Civic.
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 743713
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743713 |
$6,000 |
$6,000 |
7.49% |
1.00% |
May 5, 2011 |
May 15, 2014 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743713. Member loan 743713 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | University of Southern California | Debt-to-income ratio: | 12.86% |
Length of employment: | < 1 year | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | University of Southern California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on April 30, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,111.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card 1 - $3,050 - 17.24% Credit card 2 - $2,933 - 20.24% |
Member Payment Dependent Notes Series 743719
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743719 |
$9,600 |
$9,600 |
12.99% |
1.00% |
May 4, 2011 |
May 15, 2014 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743719. Member loan 743719 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | Public Theater | Debt-to-income ratio: | 9.88% |
Length of employment: | < 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Public Theater | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $12,945.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All credit cards, with interest rates between 16 and 26 %, balanced between regular credit cards and store credit cards. Total debt is 10,015.00. |
Member Payment Dependent Notes Series 743789
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743789 |
$10,000 |
$10,000 |
6.99% |
1.00% |
May 6, 2011 |
May 15, 2014 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743789. Member loan 743789 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | Palo Alto Unified School District | Debt-to-income ratio: | 22.01% |
Length of employment: | 4 years | Location: | Campbell, CA |
Home town: | |||
Current & past employers: | Palo Alto Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/01/11 > This loan is to help purchase a professional quality viola (a musical instrument in the violin family). I'm a responsible borrower, always on time with payments and in addition, the monthly payments are the same as a car loan about to be paid off, so it will have no impact on my monthly finances.
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $905.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 743860
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743860 |
$10,425 |
$10,425 |
11.49% |
1.00% |
May 5, 2011 |
May 15, 2014 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743860. Member loan 743860 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,193 / month |
Current employer: | Halliburton Energy Services | Debt-to-income ratio: | 18.60% |
Length of employment: | 10+ years | Location: | Rock Springs, WY |
Home town: | |||
Current & past employers: | Halliburton Energy Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $6,432.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt balances for credit card debt is $10,447 with interest ranging from 15.99%-29.99%. I pay about $900.00-$1000.00 in monthly payments each month as I pay more than the minimum due on each bill. There are no student loans or lines of credit. My monthly mortgage is $1548.00 per month this amount includes principal, interest and escrow amounts. I have an auto loan of $616.00 of which I owe 3 years on the note. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage-$1548.00 Car-$616.00 Utitilities-$650.00 Food-$700.00 Insurance-$117.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt balances for credit card debt is $10,447 with interest ranging from 15.99%-29.99%. I pay about $900.00-$1000.00 in monthly payments each month as I pay more than the minimum due on each bill. There are no student loans or lines of credit. My monthly mortgage is $1548.00 per month this amount includes principal, interest and escrow amounts. I have an auto loan of $616.00 of which I owe 3 years on the note. |
Member Payment Dependent Notes Series 743900
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743900 |
$4,800 |
$4,800 |
15.23% |
1.00% |
May 10, 2011 |
May 21, 2014 |
May 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743900. Member loan 743900 was requested on May 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | CCS Medical | Debt-to-income ratio: | 11.96% |
Length of employment: | 5 years | Location: | PINELLAS PARK, FL |
Home town: | |||
Current & past employers: | CCS Medical | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $2,146.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 743921
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743921 |
$12,000 |
$12,000 |
13.99% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743921. Member loan 743921 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | Rush Peterbilt | Debt-to-income ratio: | 9.90% |
Length of employment: | 1 year | Location: | alamo, TX |
Home town: | |||
Current & past employers: | Rush Peterbilt | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $828.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidate debts and have extra money at end of month. Also work on picking up my credit score, which can affect everything I purchase in the future. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $3000.00 Interests of 29% $100.00 pymt Mortgage $94000, Interest of 8%, $1108 pymt Loans $5900, Interest 15% & 30% , $450 pymt Hospital Bills $500.00, $40 pymt |
Member Payment Dependent Notes Series 743941
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743941 |
$6,500 |
$6,500 |
5.99% |
1.00% |
May 6, 2011 |
May 15, 2014 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743941. Member loan 743941 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Great southwestern construction | Debt-to-income ratio: | 13.31% |
Length of employment: | 2 years | Location: | antonito, CO |
Home town: | |||
Current & past employers: | Great southwestern construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I guess If I put a description I'll might get the money I need faster. Well I build power lines and I need truck instead of a car so. Anyways I have good credit score with a well paying job. Borrower added on 05/03/11 > um I have no bills other than rent and a cell phone which is less then 500 because my rent is an rv space.
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,013.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 743942
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743942 |
$9,250 |
$9,250 |
18.79% |
1.00% |
May 5, 2011 |
May 15, 2016 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743942. Member loan 743942 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,448 / month |
Current employer: | Cornerstone Home Health | Debt-to-income ratio: | 19.27% |
Length of employment: | 10+ years | Location: | Juneau, AK |
Home town: | |||
Current & past employers: | Cornerstone Home Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $22,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | These are estimates mortgage -$223,000 / $1652 per mo.- 5.5% Car - $9073 / $291 per mo - 11% Household Bank - $3000 / $75 per month - 14.99% Capital One - $1812 / $50 per month - 17.9 % HSBC - $2122 / $80 per month - 16.99% Bank of America - $11, 800 / $250 per month - 10.24 % Capital One - $3180 / $100 per month -17. 9 % Care Credit - $405.00 / $25 - 26% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Electric -$175, Auto Insurance - $75.00, Fuel- $200, Water/sewer - $87.00, Phone/internet - $92.00, gas - $80.00, food - $225 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | These are estimates mortgage -$223,000 / $1652 per mo.- 5.5% Car - $9073 / $291 per mo - 11% Household Bank - $3000 / $75 per month - 14.99% Capital One - $1812 / $50 per month - 17.9 % HSBC - $2122 / $80 per month - 16.99% Bank of America - $11, 800 / $250 per month - 10.24 % Capital One - $3180 / $100 per month -17. 9 % Care Credit - $405.00 / $25 - 26% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Electric -$175, Auto Insurance - $75.00, Fuel- $200, Water/sewer - $87.00, Phone/internet - $92.00, gas - $80.00, food - $225 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | These are estimates mortgage -$223,000 / $1652 per mo.- 5.5% Car - $9073 / $291 per mo - 11% Household Bank - $3000 / $75 per month - 14.99% Capital One - $1812 / $50 per month - 17.9 % HSBC - $2122 / $80 per month - 16.99% Bank of America - $11, 800 / $250 per month - 10.24 % Capital One - $3180 / $100 per month -17. 9 % Care Credit - $405.00 / $25 - 26% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | These are estimates mortgage -$223,000 / $1652 per mo.- 5.5% Car - $9073 / $291 per mo - 11% Household Bank - $3000 / $75 per month - 14.99% Capital One - $1812 / $50 per month - 17.9 % HSBC - $2122 / $80 per month - 16.99% Bank of America - $11, 800 / $250 per month - 10.24 % Capital One - $3180 / $100 per month -17. 9 % Care Credit - $405.00 / $25 - 26% |
Member Payment Dependent Notes Series 743965
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743965 |
$15,000 |
$15,000 |
10.59% |
1.00% |
May 5, 2011 |
May 15, 2014 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743965. Member loan 743965 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,169 / month |
Current employer: | The Clorox Company | Debt-to-income ratio: | 15.50% |
Length of employment: | 5 years | Location: | FREMONT, CA |
Home town: | |||
Current & past employers: | The Clorox Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/01/11 > I want to consolidate my credit card debt and close one of three card accounts. I'm very fortunate to be in a well-paying and secure position with a solid company.
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,994.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car loan: $3400 @ 6.89%, $330/month Student loans: $17,500 @ 6%, $200/month Credit card #1: $9,500 @ 14.5%, $200/month Credit card #2: $4,700 @ 13.24%, $200/month Credit card #3: $3,000 @ 18.24%, $150/month Rent: $1000/month My goal is to reduce my overall debt and close one of 3 credit card accounts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3300, including $200 payments to each of 3 credit card accounts. My goal is to reduce my overall debt and close one of the card accounts altogether. $330/month is a car payment, the last of which will be this December. Approximately $200/month are pet care expenses for my elderly dog - unlike my car payment, I'm sorry to say that expense may also end this year. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Car loan: $3400 @ 6.89%, $330/month Student loans: $17,500 @ 6%, $200/month Credit card #1: $9,500 @ 14.5%, $200/month Credit card #2: $4,700 @ 13.24%, $200/month Credit card #3: $3,000 @ 18.24%, $150/month Rent: $1000/month My goal is to reduce my overall debt and close one of 3 credit card accounts. |
Member Payment Dependent Notes Series 743972
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
743972 |
$4,250 |
$4,250 |
13.49% |
1.00% |
May 5, 2011 |
May 15, 2014 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 743972. Member loan 743972 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,800 / month |
Current employer: | Communications Unlimited | Debt-to-income ratio: | 6.21% |
Length of employment: | 5 years | Location: | HOOVER, AL |
Home town: | |||
Current & past employers: | Communications Unlimited | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,254.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | the total balance of my 3 cards is $4355.00 with the lowest rate being 23.99% and the highest being 29.99% |
What amount will you pay off with the proceeds of this loan? | 100% |
Member Payment Dependent Notes Series 744067
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744067 |
$9,200 |
$9,200 |
12.99% |
1.00% |
May 6, 2011 |
May 15, 2016 |
May 15, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744067. Member loan 744067 was requested on May 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | City of Petaluma | Debt-to-income ratio: | 15.52% |
Length of employment: | 10+ years | Location: | Petaluma, CA |
Home town: | |||
Current & past employers: | City of Petaluma | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 1, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | About $40,000 in credit card debt, half of which is at a very low interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500 for rent (includes utilities). $80 for insurance. $78 for phone. $50 a week for food & pocket money |
Member Payment Dependent Notes Series 744085
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744085 |
$14,100 |
$14,100 |
13.49% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744085. Member loan 744085 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | ReadyTalk | Debt-to-income ratio: | 22.93% |
Length of employment: | 3 years | Location: | Denver, CO |
Home town: | |||
Current & past employers: | ReadyTalk | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
I have credit cards that I want to consolidate and pay off because of high interest rates. I'd like to buy a house in three years when that debt is paid off. The sooner I can shrink it, the sooner I can start setting money aside for a down payment with a better credit score. By consolidating and lowering my interest rate I'm saving additional funds to put back on the principal of this loan. I want to be debt free in three years or less.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,242.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one card with about $5900 balance (12.9% interest) and two others with about $2000 and interest rates between 17-21%. Monthly payments include the credit cards, a student loan, rent+utilities, car loan, and cell phone bill. |
Member Payment Dependent Notes Series 744143
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744143 |
$7,000 |
$7,000 |
12.99% |
1.00% |
May 10, 2011 |
May 19, 2016 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744143. Member loan 744143 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Chapman Medical Center | Debt-to-income ratio: | 10.03% |
Length of employment: | 4 years | Location: | anaheim, CA |
Home town: | |||
Current & past employers: | Chapman Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $9,303.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Hoping to buy a motorcycle from online dealer, but not committed to anything specific yet |
Is this loan for a refinance, lease or purchase? | yes |
What are the balances, interest rates, and monthly payments on any other auto obligations? | none |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Hoping to buy a motorcycle from online dealer, but not committed to anything specific yet |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Hoping to buy a motorcycle from online dealer, but not committed to anything specific yet |
What type of vehicle are you buying (make, model, year, mileage and condition)? | Hoping to buy a motorcycle from online dealer, but not committed to anything specific yet |
Member Payment Dependent Notes Series 744185
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744185 |
$3,200 |
$3,200 |
10.59% |
1.00% |
May 4, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744185. Member loan 744185 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Elements Therapeutic Massage | Debt-to-income ratio: | 18.86% |
Length of employment: | 3 years | Location: | Boston, MA |
Home town: | |||
Current & past employers: | Elements Therapeutic Massage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,022.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 744222
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744222 |
$10,200 |
$10,200 |
7.49% |
1.00% |
May 9, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744222. Member loan 744222 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Kellogg Huber Hansen Todd Evans Figel | Debt-to-income ratio: | 17.63% |
Length of employment: | 4 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Kellogg Huber Hansen Todd Evans Figel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,208.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 744231
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744231 |
$7,200 |
$7,200 |
6.99% |
1.00% |
May 6, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744231. Member loan 744231 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,850 / month |
Current employer: | Mediatech, Inc. | Debt-to-income ratio: | 2.42% |
Length of employment: | 3 years | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | Mediatech, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > I want to finance a used car. This car is older than most institutions will loan on, but it is in excellent condition. I have researched the market well, and this car is a good buy.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,622.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1,500 - 1,600 per month. I want the loan in order to get a car that gets better gas mileage than my 4x4. I'd rather not spend that much cash on a car right now. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1,500 - 1,600 per month. I want the loan in order to get a car that gets better gas mileage than my 4x4. I'd rather not spend that much cash on a car right now. |
Member Payment Dependent Notes Series 744244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744244 |
$12,000 |
$12,000 |
5.42% |
1.00% |
May 9, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744244. Member loan 744244 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Martin Memorial Hospital | Debt-to-income ratio: | 8.18% |
Length of employment: | 1 year | Location: | Port Saint Lucie, FL |
Home town: | |||
Current & past employers: | Martin Memorial Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > Swimming Pool Loan Formula for Good Borrower Exceptional Credit Score = Great Intrest Rate. Employed by a Hospital
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $869.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 744281
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744281 |
$20,000 |
$20,000 |
19.29% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744281. Member loan 744281 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,833 / month |
Current employer: | CaseStack, Inc. | Debt-to-income ratio: | 22.36% |
Length of employment: | 10+ years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | CaseStack, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > Credit Cards hiking rates little by little, chasing balances and cancelling rewards/interest payback programs. I want to get on a fixed payment loan and close credit cards. Current CCs: BofA / $8500 / 24.99% / $250 min Citi / $6200 / 24.99% & 29.99% / $200 min Chase / $5000 / 28.25% / $175 min I can comfortably come un with the extra ~$100/month as I've been paying extra each month.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $118,412.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 99.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Paid by Rental Income (Not included as income for this loan) MORTGAGE: 282k @ 2.75% HELOC: 92k @ 3.74% Paid by Personal Income BofA: $8500 @ 24.99% Citi: $6200 @ 24.99% & 29.99% Chase: $5000 @ 28.25% Auto Loan 1: $1200 @ $400/mo Auto Loan 2: $9200 @ $440/mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Paid by Rental Income (Not included as income for this loan) MORTGAGE: 282k @ 2.75% HELOC: 92k @ 3.74% Paid by Personal Income BofA: $8500 @ 24.99% Citi: $6200 @ 24.99% & 29.99% Chase: $5000 @ 28.25% Auto Loan 1: $1200 @ $400/mo Auto Loan 2: $9200 @ $440/mo |
Member Payment Dependent Notes Series 744309
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744309 |
$20,000 |
$20,000 |
14.79% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744309. Member loan 744309 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,050 / month |
Current employer: | CFM | Debt-to-income ratio: | 10.26% |
Length of employment: | 4 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | CFM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > I currently have a LC Loan and am in good standing to qualify for a new loan with lower interest rate and shorter term (I was informed I had to apply for a new loan as way of "refinancing" the existing loan for the better terms.) Thank you.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $23,172.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total debt balance is around $20,000 (which includes the LC loan & 3 credit cards that I've been trying to pay down) The interest rates range from 17.56% to 29.99%. My current monthly payments combined is $1100.00 |
Member Payment Dependent Notes Series 744315
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744315 |
$11,200 |
$11,200 |
10.99% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744315. Member loan 744315 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,000 / month |
Current employer: | Nokia Siemens | Debt-to-income ratio: | 10.03% |
Length of employment: | 10+ years | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | Nokia Siemens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > Funding is used for home renovation.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,159.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | This is to renovate the house. |
Member Payment Dependent Notes Series 744323
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744323 |
$9,000 |
$9,000 |
16.89% |
1.00% |
May 10, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744323. Member loan 744323 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Walgreens | Debt-to-income ratio: | 14.40% |
Length of employment: | 6 years | Location: | Huntington Beach, CA |
Home town: | |||
Current & past employers: | Walgreens | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,681.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt balance is just below 9K. Interest is 29.99 % |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,500.00 approx. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt balance is just below 9K. Interest is 29.99 % |
What is your intended use for the loan proceeds? | Pay down credit card balances |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1,500.00 approx. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt balance is just below 9K. Interest is 29.99 % |
Member Payment Dependent Notes Series 744325
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744325 |
$8,975 |
$8,975 |
10.99% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744325. Member loan 744325 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,400 / month |
Current employer: | bike america | Debt-to-income ratio: | 11.95% |
Length of employment: | 4 years | Location: | miami, FL |
Home town: | |||
Current & past employers: | bike america | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $10,820.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I'm looking at getting a motorcycle. |
Is this loan for a refinance, lease or purchase? | Purchase. |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I owe about $6000 on a motorcycle now at 9.9%. I pay $180/ month on it. My truck is paid off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I would estimate about $2000. |
Member Payment Dependent Notes Series 744331
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744331 |
$15,000 |
$15,000 |
15.99% |
1.00% |
May 6, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744331. Member loan 744331 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | JMP Securities | Debt-to-income ratio: | 17.31% |
Length of employment: | 5 years | Location: | Staten Island , NY |
Home town: | |||
Current & past employers: | JMP Securities | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > I plan to use this loan to consolidate 2 prior loans with a high interest rate. Instead of having 2 payments, I'll have 1 lower payment due to lower interest rate. I guess like refinancing at a lower rate. I am a good borrower since I have a stable job with a great salary. I am NEVER late with any payments for anything. I am at my job for 5 years and secure with my position as my company seems to be growing at a fast pace. Thank you! I
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $3,037.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I paid off all of my Credit Cards. I only use cash or debit cards. I own my house, no mortgage payments. I just have 2 loans which I paid my cc off with. 1st $5k @ 32% & the 2nd $8k @ 22% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 0 - Mortgage paid off / own house Transportation: Commuting on bus: $220 mo / Car expenses: gas, insurance, lease payment: $640 mo Cable, phone, internet: $175 / Home Insurance: $150 mo / Food: $200mo Utilities: $150 mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I paid off all of my Credit Cards. I only use cash or debit cards. I own my house, no mortgage payments. I just have 2 loans which I paid my cc off with. 1st $5k @ 32% & the 2nd $8k @ 22% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: 0 - Mortgage paid off / own house Transportation: Commuting on bus: $220 mo / Car expenses: gas, insurance, lease payment: $640 mo Cable, phone, internet: $175 / Home Insurance: $150 mo / Food: $200mo Utilities: $150 mo |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I paid off all of my Credit Cards. I only use cash or debit cards. I own my house, no mortgage payments. I just have 2 loans which I paid my cc off with. 1st $5k @ 32% & the 2nd $8k @ 22% |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I paid off all of my Credit Cards. I only use cash or debit cards. I own my house, no mortgage payments. I just have 2 loans which I paid my cc off with. 1st $5k @ 32% & the 2nd $8k @ 22% |
Member Payment Dependent Notes Series 744339
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744339 |
$4,000 |
$4,000 |
5.42% |
1.00% |
May 6, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744339. Member loan 744339 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Valley Baptist Medical Center | Debt-to-income ratio: | 25.17% |
Length of employment: | 10+ years | Location: | MERCEDES, TX |
Home town: | |||
Current & past employers: | Valley Baptist Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > utilities - 300.00 phone - 100.00 food - 400.00 insurance - 200.00
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,778.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All together 1100.00 |
Please provide additional details around the purpose of the loan | Last minutes daughters wedding expenses |
Please provide additional details around the purpose of the loan | Last minutes daughters wedding expenses |
What is your intended use for the loan proceeds? | Last minutes daughters wedding expenses. |
What is your intended use for the loan proceeds? | Last minutes daughters wedding expenses. |
Member Payment Dependent Notes Series 744342
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744342 |
$12,000 |
$12,000 |
8.49% |
1.00% |
May 9, 2011 |
May 16, 2016 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744342. Member loan 744342 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | ADP Dealer Services | Debt-to-income ratio: | 19.78% |
Length of employment: | 3 years | Location: | SAINT PAUL, MN |
Home town: | |||
Current & past employers: | ADP Dealer Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > I have always been a responsible borrower. No late payments, no defaults, no deliquencies. The reason for this loan is debt consolodation. With this loan, I will actually REDUCE my current debt payments by 65% paying off ALL my other short-term, revolving debt. I have a stable income and career in a Fortune-500 company, and have been working there for 3 years, receiving 2 promotions since being hired.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,271.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use for this loan is to consolodate all of my outstanding debt, which will lower my overall monthly payments by 60%. . |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-$1000 Car - $250 Utilities-$200 Insurance-$75 Outstanding Debt - $400 (This loan will consolodate all of this debt and lower my monthly debt payments to $250) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 1. Credit Card (Revolving): $4,000 balance/Min Payment: $100/mo 2. Personal Loan (Installment): $4,500 balance/Payment: $145/mo 3. Other Debt (Installment-mostly medical): $3,500.00 total: $150/mo **All three of these will be paid off with the loan I am applying for here*** I have referred to my other budget in my answer to another question: Rent--$1000, Utilities--$200, Car--$250, etc. I am very well-budgeted and stable in my career, and this loan is just a means to pay off the loans listed above thereby reducing my total monthly debt burden. I am saving to purchase a home sometime this year, and I would like my overall monthly payment to be reduced to qualify for a higher mortgage. Thanks. |
What is your intended use for the loan proceeds? | My intended use for this loan is to consolodate all of my outstanding debt, which will lower my overall monthly payments by 60%. . |
What is your intended use for the loan proceeds? | My intended use for this loan is to consolodate all of my outstanding debt, which will lower my overall monthly payments by 60%. . |
Member Payment Dependent Notes Series 744414
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744414 |
$6,000 |
$6,000 |
14.79% |
1.00% |
May 10, 2011 |
May 16, 2016 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744414. Member loan 744414 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,207 / month |
Current employer: | SOUTH ARKANSAS BUSINESS SOLUTIONS | Debt-to-income ratio: | 23.64% |
Length of employment: | 8 years | Location: | PINE BLUFF, AR |
Home town: | |||
Current & past employers: | SOUTH ARKANSAS BUSINESS SOLUTIONS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $6,081.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 744416
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744416 |
$8,000 |
$8,000 |
16.89% |
1.00% |
May 6, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744416. Member loan 744416 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,088 / month |
Current employer: | Capital One | Debt-to-income ratio: | 10.75% |
Length of employment: | 10+ years | Location: | Temple Hills, MD |
Home town: | |||
Current & past employers: | Capital One | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > My credit score is above 700, I make it a priority to always PAY my bills ON TIME. I hope I can get this loan funded soon, before the owner decides to sale to someone else. Borrower added on 05/05/11 > I have never declare for bankrupcy, I own three cars, and all tree are payed-off. I could save the money and buy a motorcycle later, but fell in love with this bike, and the owner is not willing to wait. Thank is why I decided to ask for this loan.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,008.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is this loan for a refinance, lease or purchase? | Purchase |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2005 Triumph Rocket III |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximatelly $2,900.00 |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2005 Triumph Rocket III |
What is your intended use for the loan proceeds? | I am trying to buy a motorcycle, 2005 Cruiser, Triumph Rocket III. I already made an offer, and the seller has agreeded. I don't know how long he is going to hold this bike for me. I appreciate anything you can do, to accelerate this process. Thanks. |
Is this loan for a refinance, lease or purchase? | Purchase |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2005 Triumph Rocket III |
Is this loan for a refinance, lease or purchase? | Purchase |
Member Payment Dependent Notes Series 744429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744429 |
$7,000 |
$7,000 |
12.99% |
1.00% |
May 4, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744429. Member loan 744429 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Crossix Solutions | Debt-to-income ratio: | 12.39% |
Length of employment: | < 1 year | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Crossix Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $10,445.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 744515
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744515 |
$6,000 |
$6,000 |
11.99% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744515. Member loan 744515 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | DaVita Dialysis | Debt-to-income ratio: | 16.45% |
Length of employment: | 4 years | Location: | Maple Grove, MN |
Home town: | |||
Current & past employers: | DaVita Dialysis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > I will be using these funds to build a new deck and patio on our house.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $9,417.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 48.00% | Months Since Last Record: | 96 |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 744550
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744550 |
$6,000 |
$6,000 |
11.49% |
1.00% |
May 5, 2011 |
May 16, 2016 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744550. Member loan 744550 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Brown Lumber | Debt-to-income ratio: | 3.17% |
Length of employment: | 4 years | Location: | Birmingham, AL |
Home town: | |||
Current & past employers: | Brown Lumber | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > 1984 Mercedes Benz 380 SL Convertible
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,098.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 1984 Mercedes 380 SL convertible |
Is this loan for a refinance, lease or purchase? | purchase |
What is your intended use for the loan proceeds? | Purchase of a 1984 Mercedes 380 SL |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 6k a month in income. 300 dollarsbon utilities. Company car, phone, gas insurance, etc. Typically save around 15k a year in IRA and other accounts. |
Member Payment Dependent Notes Series 744588
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744588 |
$10,000 |
$10,000 |
13.49% |
1.00% |
May 9, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744588. Member loan 744588 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,667 / month |
Current employer: | CHSETERFIELD COUNTY | Debt-to-income ratio: | 12.85% |
Length of employment: | 10+ years | Location: | WILLIAMSBURG, VA |
Home town: | |||
Current & past employers: | CHSETERFIELD COUNTY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > MAKE HOME REPAIRS, FENCE AROUND IN GROUND POOL
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,626.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | Primary residence |
Is this for a home improvement you have already made, or one that you are planning to make? | Planning to make |
What is the estimated current market value of your home? | $375,000 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Balance: $310,000, Interest rate: 6%, Payment $2300 |
What is your intended use for the loan proceeds? | Not sure what you mean, just need a laon to make home improvements |
What is your intended use for the loan proceeds? | Not sure what you mean, just need a laon to make home improvements |
Member Payment Dependent Notes Series 744604
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744604 |
$6,500 |
$6,500 |
10.99% |
1.00% |
May 6, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744604. Member loan 744604 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,250 / month |
Current employer: | HARRIS CORP | Debt-to-income ratio: | 22.02% |
Length of employment: | 10+ years | Location: | west melbourne, FL |
Home town: | |||
Current & past employers: | HARRIS CORP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > funds will be used for home improvements to house bought in June 2010. Been in the Space coast area for over 40 years, worked 15 years at Kennedy Space Center and last 15 at my new company. Last thirty years w/ 2 companies, both fortune 500 companies.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,898.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 744630
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744630 |
$7,500 |
$7,500 |
15.99% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744630. Member loan 744630 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Marriott International | Debt-to-income ratio: | 22.49% |
Length of employment: | 6 years | Location: | kapolei, HI |
Home town: | |||
Current & past employers: | Marriott International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $16,150.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | car payment, CC payments round up to $1500/month on average steady personal income of $7000/month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Husband paying all the house bills. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | car payment, CC payments round up to $1500/month on average steady personal income of $7000/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | car payment, CC payments round up to $1500/month on average steady personal income of $7000/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | car payment, CC payments round up to $1500/month on average steady personal income of $7000/month |
Member Payment Dependent Notes Series 744641
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744641 |
$4,000 |
$4,000 |
10.99% |
1.00% |
May 4, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744641. Member loan 744641 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Anderson, Mayfield, Hagan & Thron | Debt-to-income ratio: | 7.41% |
Length of employment: | 1 year | Location: | West Palm Beach, FL |
Home town: | |||
Current & past employers: | Anderson, Mayfield, Hagan & Thron | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I would like to get the money soon to pay my balance of $3951 with an APR of $21.73. I have good credit and a very stable job. My idea is to pay this loan at a lower rate and and commit to the 3 years to get rid of half of my debt.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,495.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have two credit cards. One has a balance of $4320,97 with an APR of %13.24 and a monthly payment of $94 and the other one credit card has a balance of $3951,79 with an APR of %21.73 and a minimum payment of $95. |
Member Payment Dependent Notes Series 744795
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744795 |
$5,000 |
$5,000 |
13.49% |
1.00% |
May 6, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744795. Member loan 744795 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | City of Long Beach | Debt-to-income ratio: | 16.11% |
Length of employment: | 7 years | Location: | LONG BEACH, CA |
Home town: | |||
Current & past employers: | City of Long Beach | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.61% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 744804
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744804 |
$7,750 |
$7,750 |
11.99% |
1.00% |
May 10, 2011 |
May 19, 2016 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744804. Member loan 744804 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Lubrizol | Debt-to-income ratio: | 29.78% |
Length of employment: | 10+ years | Location: | Kings Mountain, NC |
Home town: | |||
Current & past employers: | Lubrizol | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/07/11 > the money is to pay off 2 credit cards and to receive a better interest rate
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,114.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off two small credit card bills and combine into one bill with a better interest rate. |
Member Payment Dependent Notes Series 744847
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744847 |
$8,000 |
$8,000 |
21.36% |
1.00% |
May 9, 2011 |
May 16, 2016 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744847. Member loan 744847 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | pacific gas and electric company | Debt-to-income ratio: | 6.84% |
Length of employment: | 2 years | Location: | Fresno, CA |
Home town: | |||
Current & past employers: | pacific gas and electric company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $3,795.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 744868
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744868 |
$15,000 |
$15,000 |
11.99% |
1.00% |
May 10, 2011 |
May 16, 2016 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744868. Member loan 744868 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | JPMorganChase | Debt-to-income ratio: | 9.05% |
Length of employment: | 10+ years | Location: | Garland, TX |
Home town: | |||
Current & past employers: | JPMorganChase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > loan is needed to continue the progress I have made in paying off debt since some major changes in my life. Over the past year I have paid off my car, received a nice raise, consolidated and paid off over 15 thousand dollars in debt reducing my debt. My credit is clear which and always has been, this is something I take great pride in. I have been with my company for 15 years this year. I work hard and take care of my life just need to be able to continue this process.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,563.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 540.33/ mo. 4.25 %IR Loan - Balance 4,982.77 IR 10.75% mo pmt $121.07 Revolving Acct - Balance 4,671.49 IR 13.9% mo pmt $163.00 Credit Card - Balance 8,309.81 IR 12.2% mo. Pmt $161.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No car payment - 11 miles from office Food - approx $150 every 2 wks Utilities are on budget billing and combined water, sewage electric run about $211/mo. Phone $ 75.00/mo. Car insurance deducted from paycheck along with personal property insurance as home is townhome run approx $90/mo. Mortgage payment 540.33/mo. Includes taxes and escrow |
Member Payment Dependent Notes Series 744882
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744882 |
$6,000 |
$6,000 |
5.42% |
1.00% |
May 6, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744882. Member loan 744882 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | Luxury Yacht Group | Debt-to-income ratio: | 5.74% |
Length of employment: | < 1 year | Location: | Somerset, PA |
Home town: | |||
Current & past employers: | Luxury Yacht Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 744890
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744890 |
$4,000 |
$4,000 |
5.42% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744890. Member loan 744890 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | Franciscan Health System | Debt-to-income ratio: | 22.89% |
Length of employment: | 5 years | Location: | Olympia, WA |
Home town: | |||
Current & past employers: | Franciscan Health System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,858.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $2500 |
Member Payment Dependent Notes Series 744934
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
744934 |
$9,050 |
$9,050 |
7.49% |
1.00% |
May 10, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 744934. Member loan 744934 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 29.77% |
Length of employment: | 2 years | Location: | Keller , TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,466.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Balances on all credit cards are $8100. Interest rates vary from 8%-12% |
What is your intended use for the loan proceeds? | To consolidate my credit cards (3) and to lower my interest rate to pay debt off faster. All the money I have put on these credit cards were to pay for school since my student loans did not cover everything. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $2,000 |
Member Payment Dependent Notes Series 745031
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745031 |
$12,500 |
$12,500 |
7.49% |
1.00% |
May 6, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745031. Member loan 745031 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,238 / month |
Current employer: | Johns Hopkins School of Medicine | Debt-to-income ratio: | 14.07% |
Length of employment: | 6 years | Location: | Cockeysville, MD |
Home town: | |||
Current & past employers: | Johns Hopkins School of Medicine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/02/11 > Consolidating debt into one account to pay off as soon as possible.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,261.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate debt between two credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $3000. |
What is your intended use for the loan proceeds? | To consolidate debt between two credit cards. |
Member Payment Dependent Notes Series 745054
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745054 |
$1,450 |
$1,450 |
10.59% |
1.00% |
May 5, 2011 |
May 16, 2016 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745054. Member loan 745054 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | Peoples Bank | Debt-to-income ratio: | 29.00% |
Length of employment: | 5 years | Location: | Emerson, AR |
Home town: | |||
Current & past employers: | Peoples Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,096.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 745064
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745064 |
$6,000 |
$6,000 |
11.99% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745064. Member loan 745064 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Atkins Engineering | Debt-to-income ratio: | 21.10% |
Length of employment: | 10+ years | Location: | Metairie, LA |
Home town: | |||
Current & past employers: | Atkins Engineering | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,197.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have two credit cards balance is 30K. IR are 12 and 14%. Payments are approximately 700.00 |
What amount will you pay off with the proceeds of this loan? | 5K of a 14% CC |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | total currently financed is 30K on Credit cards. Monthly payments including this one will be about 850. |
Member Payment Dependent Notes Series 745105
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745105 |
$2,400 |
$2,400 |
7.49% |
1.00% |
May 4, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745105. Member loan 745105 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,550 / month |
Current employer: | CableVision | Debt-to-income ratio: | 12.15% |
Length of employment: | 3 years | Location: | Dumont, NJ |
Home town: | |||
Current & past employers: | CableVision | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $120,691.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 745132
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745132 |
$3,000 |
$3,000 |
5.42% |
1.00% |
May 9, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745132. Member loan 745132 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,750 / month |
Current employer: | Stringfellow Memorial Hospital | Debt-to-income ratio: | 14.36% |
Length of employment: | 3 years | Location: | Guin, AL |
Home town: | |||
Current & past employers: | Stringfellow Memorial Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,367.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation. I want to eliminate credit cards in response to the current economic environment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe approximately 4,000.00 in credit card debt which I want to reduce. I owe on two vehicles which will both be paid off in three months totally 531.00/month. I owe no mortgage. As far as interest rates, this is the reason I am asking for the loan as I have determined I can save considerably by refinancing or more aptly, consolidating with your company. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | A conservative figure would be $1,300.00 |
Member Payment Dependent Notes Series 745134
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745134 |
$2,650 |
$2,650 |
10.59% |
1.00% |
May 5, 2011 |
May 16, 2014 |
May 16, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745134. Member loan 745134 was requested on May 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,894 / month |
Current employer: | DCAA | Debt-to-income ratio: | 2.90% |
Length of employment: | 2 years | Location: | elk grove, CA |
Home town: | |||
Current & past employers: | DCAA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 745149
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745149 |
$2,400 |
$2,400 |
6.99% |
1.00% |
May 6, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745149. Member loan 745149 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,200 / month |
Current employer: | Independant Contractor | Debt-to-income ratio: | 3.19% |
Length of employment: | 1 year | Location: | Cleveland, OH |
Home town: | |||
Current & past employers: | Independant Contractor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > VW van partial funding. Great condition have been looking for a while and couldn't pass up the deal.
A credit bureau reported the following information about this borrower member on May 2, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,958.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 745215
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745215 |
$6,000 |
$6,000 |
12.99% |
1.00% |
May 5, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745215. Member loan 745215 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | IBM | Debt-to-income ratio: | 19.08% |
Length of employment: | 5 years | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | IBM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > Payoff CC with ridiculuos rate, that I have been paying in a timely fashion for too long! Borrower added on 05/03/11 > This is a loan to payoff a CC that I have been paying in a timely fashion for to long now!
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $10,242.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Vehicle 24000 @ 9.25% 5700 CC @ 31% which this is to payoff IBMSECU CC @ 9% for 4000.00 No personal Loans Capitol One Biz CC for my small company (phatheadbandanas.com / facebook.com/phatheadbandana) @ 19% for about 4500.00... facebook.com/phatheadbandana Rent payment of 1200 / by2 No other payments Just trying to reduce the interest rate on this card to ACTUALLY pay it off, although I have started paying it off, it is a challenge @ that rate. Thanks. |
Member Payment Dependent Notes Series 745452
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745452 |
$6,000 |
$6,000 |
8.49% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745452. Member loan 745452 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | San Jose State University Research Found | Debt-to-income ratio: | 0.62% |
Length of employment: | 3 years | Location: | Santa Clara, CA |
Home town: | |||
Current & past employers: | San Jose State University Research Found | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $725.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 3.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | Precious Metals |
What is your intended use for the loan proceeds? | The purchase of precious metals as a hedge/investment. |
Member Payment Dependent Notes Series 745552
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745552 |
$3,500 |
$3,500 |
9.99% |
1.00% |
May 5, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745552. Member loan 745552 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,600 / month |
Current employer: | Gernal Motors | Debt-to-income ratio: | 25.11% |
Length of employment: | 10+ years | Location: | Arlington, TX |
Home town: | |||
Current & past employers: | Gernal Motors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > Planning to purchase a travel trailer. I have been with my job for over 10 years. I am a very responsible and dependable person. I am always on time for my job and have a very high work ethic. I have a budget of 200 dollars a month for this loan. Being late or in default of a bill, is not the person I am.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,745.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 745597
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745597 |
$5,600 |
$5,600 |
10.99% |
1.00% |
May 6, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745597. Member loan 745597 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,500 / month |
Current employer: | Pollard Wireline, Inc. | Debt-to-income ratio: | 16.07% |
Length of employment: | 3 years | Location: | Nikiski, AK |
Home town: | |||
Current & past employers: | Pollard Wireline, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,658.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Plumbing in the bathroom, shower, toilet, flooring, insulation. All of which is not present now |
Is this for a home improvement you have already made, or one that you are planning to make? | This is for home improvement that we are hoping to make. Need to bring plumbing into bathroom (shower, toilet, etc). Need water treatment for well (softener & filter) as water leaves rust build up when washing laundry etc. |
Is the improvement to your primary residence or an investment property? | Primary residence. |
Is this for a home improvement you have already made, or one that you are planning to make? | This is for home improvement that we are hoping to make. Need to bring plumbing into bathroom (shower, toilet, etc). Need water treatment for well (softener & filter) as water leaves rust build up when washing laundry etc. |
Member Payment Dependent Notes Series 745633
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745633 |
$2,000 |
$2,000 |
11.99% |
1.00% |
May 9, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745633. Member loan 745633 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,354 / month |
Current employer: | United Parcel Service | Debt-to-income ratio: | 19.91% |
Length of employment: | 10+ years | Location: | TORRANCE, CA |
Home town: | |||
Current & past employers: | United Parcel Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,021.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 745664
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745664 |
$20,000 |
$20,000 |
11.99% |
1.00% |
May 9, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745664. Member loan 745664 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Symantec | Debt-to-income ratio: | 16.38% |
Length of employment: | 7 years | Location: | springfield, OR |
Home town: | |||
Current & past employers: | Symantec | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I was able to pay off my last loan from you guys without any problem. Now I need another one to payoff all my credit cards and finally, after pay off you guys, be debit free, that's my dream.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,764.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 745718
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745718 |
$6,400 |
$6,400 |
18.79% |
1.00% |
May 5, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745718. Member loan 745718 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | deloitte tax llp | Debt-to-income ratio: | 19.98% |
Length of employment: | 2 years | Location: | PETALUMA, CA |
Home town: | |||
Current & past employers: | deloitte tax llp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I am looking to consolidate high interest debts into one payment. I have never been late on any credit payment.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,401.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have students loan that have a monthly payment of ~ $200. I do not have any mortgages or lines of credit. I have a few credit cards with balances of $15k with a total monthly payment of $400. I would like to consolidate the credit cards with higher interest rates into a smaller payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are as follows. Rent: 800 Transportation: 120 Utilities: 100 Phone: 50 Insurance: None Food: 500 Student Loan: 200 Credit Cards: 300 The Credit Cards are high interest and I would like to use the loan to consolidate to lower interest rates. |
Member Payment Dependent Notes Series 745721
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745721 |
$5,000 |
$5,000 |
18.39% |
1.00% |
May 9, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745721. Member loan 745721 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | Macy's | Debt-to-income ratio: | 13.87% |
Length of employment: | < 1 year | Location: | Soledad, CA |
Home town: | |||
Current & past employers: | Macy's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I would like to compile my current debts into one loan because I would like to open a Vintage Hand Bag business that I have been running out of my garage.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,242.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 745753
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745753 |
$10,000 |
$10,000 |
8.49% |
1.00% |
May 10, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745753. Member loan 745753 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Fremont Rideout Health Group | Debt-to-income ratio: | 14.59% |
Length of employment: | 2 years | Location: | chico, CA |
Home town: | |||
Current & past employers: | Fremont Rideout Health Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,474.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 745770
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745770 |
$3,600 |
$3,600 |
13.49% |
1.00% |
May 5, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745770. Member loan 745770 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | Creative Financial Group | Debt-to-income ratio: | 21.27% |
Length of employment: | 3 years | Location: | Manalapan, NJ |
Home town: | |||
Current & past employers: | Creative Financial Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $4,896.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 745794
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745794 |
$9,000 |
$9,000 |
9.99% |
1.00% |
May 5, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745794. Member loan 745794 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,850 / month |
Current employer: | QPS LLC | Debt-to-income ratio: | 11.12% |
Length of employment: | 5 years | Location: | Wilmington, DE |
Home town: | |||
Current & past employers: | QPS LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,692.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2007 dodge Dakota 40k mi exclnt cndt |
Is this loan for a refinance, lease or purchase? | Purchase |
What are the balances, interest rates, and monthly payments on any other auto obligations? | 7400$ balance 273$ monthly at 11.9% |
Member Payment Dependent Notes Series 745850
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745850 |
$20,000 |
$20,000 |
11.99% |
1.00% |
May 9, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745850. Member loan 745850 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,414 / month |
Current employer: | PARAMETRIC TECHNOLOGY CORPORATION | Debt-to-income ratio: | 3.55% |
Length of employment: | 5 years | Location: | Elmwood Park, IL |
Home town: | |||
Current & past employers: | PARAMETRIC TECHNOLOGY CORPORATION | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > Purpose of the loan is to use the capitol for intiial business expenses. While I have a regular job that can support steady monthly cash flow (Been working for 12 years and in the current job for the last 5+ years), and didn't want to disturb my standing personal investment $$. Hence the need for cash (Capitol).
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $5,179.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | investment, been thinking about starting a business for a few years and always kept putting it back. This product requires some initial engineering work and with my schedule I just don't have the time. So wanted to contract out initial CAD designs, product validation activities, etc |
Please describe your experience/familiarity with the business you are starting/started? | I have an engineering degree and have been in the engineering field the last 12 years. I am also currently working as a consultant on product development. I know product development and I wanted to use my skill on my own product idea |
What type of business are you starting? | Its a product for the pet industry (dogs, cats) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my DTI is less than 30% if that's what you are after. |
What is your intended use for the loan proceeds? | investment, been thinking about starting a business for a few years and always kept putting it back. This product requires some initial engineering work and with my schedule I just don't have the time. So wanted to contract out initial CAD designs, product validation activities, etc |
What is your intended use for the loan proceeds? | investment, been thinking about starting a business for a few years and always kept putting it back. This product requires some initial engineering work and with my schedule I just don't have the time. So wanted to contract out initial CAD designs, product validation activities, etc |
What is your intended use for the loan proceeds? | investment, been thinking about starting a business for a few years and always kept putting it back. This product requires some initial engineering work and with my schedule I just don't have the time. So wanted to contract out initial CAD designs, product validation activities, etc |
What do you project your monthly expenses for the first 6 months of your business? | First six months will be spend mostly on product definition finalization. Taking the concepts and then selecting the winning final design to further detail it out. After that I'll have to build proto-type and then do feasibility studies. I suspect this will cost me around $7500 to 12,000 based on iterations required to finalize the production ready version. I plan to use off-shore design resources that I know from work. |
Can you provide some high level financials on the monthly costs / revenue of your business? | I can only anticipate the initial design expenses. Revenue wise...its the Pet (cat/dog) market, as we all know its a billion dollar market segment. If the product taps 1%....hence the desire to explore. I'd rather not say anything more. Sorry...little paranoid about someone stealing the idea. |
Can you provide some high level financials on the monthly costs / revenue of your business? | I can only anticipate the initial design expenses. Revenue wise...its the Pet (cat/dog) market, as we all know its a billion dollar market segment. If the product taps 1%....hence the desire to explore. I'd rather not say anything more. Sorry...little paranoid about someone stealing the idea. |
Member Payment Dependent Notes Series 745878
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745878 |
$2,400 |
$2,400 |
12.99% |
1.00% |
May 5, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745878. Member loan 745878 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Consulting Engineering Serices | Debt-to-income ratio: | 6.40% |
Length of employment: | < 1 year | Location: | Middletown, CT |
Home town: | |||
Current & past employers: | Consulting Engineering Serices | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 745916
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745916 |
$7,500 |
$7,500 |
16.89% |
1.00% |
May 10, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745916. Member loan 745916 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,800 / month |
Current employer: | Securitas Security Services | Debt-to-income ratio: | 18.61% |
Length of employment: | 5 years | Location: | San Antonio, TX |
Home town: | |||
Current & past employers: | Securitas Security Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/06/11 > Im going to use this loan for travel and surgery/medical related its very important procedure.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,042.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Cosmetic Surgery for birth defect. |
What are you buying? | I'm going to be having surgery so it is medical related. |
What is your intended use for the loan proceeds? | Cosmetic Surgery for birth defect. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent will be 448.00 car payment 278.00 other depts 200.00 a month phone 90.00 |
What is your intended use for the loan proceeds? | Cosmetic Surgery for birth defect. |
What are you buying? | I'm going to be having surgery so it is medical related. |
Member Payment Dependent Notes Series 745918
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745918 |
$13,000 |
$13,000 |
8.49% |
1.00% |
May 10, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745918. Member loan 745918 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $18,500 / month |
Current employer: | BAE Systems | Debt-to-income ratio: | 4.60% |
Length of employment: | < 1 year | Location: | Springtown, TX |
Home town: | |||
Current & past employers: | BAE Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,245.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 745941
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745941 |
$12,000 |
$12,000 |
9.99% |
1.00% |
May 9, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745941. Member loan 745941 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Manhattan Beach Unified School District | Debt-to-income ratio: | 25.60% |
Length of employment: | 10+ years | Location: | Torrance, CA |
Home town: | |||
Current & past employers: | Manhattan Beach Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > This loan will assure that I will be debt free when it is paid off. As soon as I pay these debts off, I am cutting my credit cards up and closing the accounts. I realized that without the help of Lending Club, I will never, ever, be debt free. I'm saving money with this loan because the payments are cheaper than what I pay per month.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,887.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Other than the $12,000 I'm asking for, I have rent on month-to-month of $1395 a month, which is split between my roommate and me. I also have one other credit card which is at $11,000, with an interest rate of 8.5% that I am paying $190 a month. No student loans, no mortgage. One Lending Club loan that I am paying $843 a month. A lease on a car of $332 a month. That is it. The lease is for 2 more years. |
Member Payment Dependent Notes Series 745956
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
745956 |
$3,000 |
$3,000 |
13.99% |
1.00% |
May 5, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 745956. Member loan 745956 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | City of Bellingham | Debt-to-income ratio: | 0.57% |
Length of employment: | 6 years | Location: | BELLINGHAM, WA |
Home town: | |||
Current & past employers: | City of Bellingham | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $157.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | Pay off a medical bill |
Please provide additional details around the purpose of the loan | Pay off a medical bill |
Member Payment Dependent Notes Series 746008
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746008 |
$4,000 |
$4,000 |
13.49% |
1.00% |
May 5, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746008. Member loan 746008 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,917 / month |
Current employer: | Shands Healthcare | Debt-to-income ratio: | 2.09% |
Length of employment: | 10+ years | Location: | gainesville, FL |
Home town: | |||
Current & past employers: | Shands Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $2,840.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | 8435.00 varies from 16,99 to 21,00 percent |
What amount will you pay off with the proceeds of this loan? | 3800.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | 8435.00 varies from 16,99 to 21,00 percent |
Member Payment Dependent Notes Series 746034
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746034 |
$8,000 |
$8,000 |
10.59% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746034. Member loan 746034 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | USAF | Debt-to-income ratio: | 3.83% |
Length of employment: | 9 years | Location: | Duke, OK |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/06/11 > My average monthly expenses equal to approximately $3000. I plan to buy the materials to build a patio for my house, buy a project car, and go on a vacation.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I plan to build a patio for our house, buy a project car, and take my wife on a trip to celebrate for graduating as a nurse. |
What are you buying? | I plan to build a patio for our house, buy a project car, and take my wife on a trip to celebrate for graduating as a nurse. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I plan to build a patio for our house, buy a project car, and take my wife on a trip to celebrate for graduating as a nurse. |
What is your intended use for the loan proceeds? | I plan to build a patio for our house, buy a project car, and take my wife on a trip to celebrate for graduating as a nurse. |
What is your intended use for the loan proceeds? | To buy materials for a patio to improve my home, buy a project car, and go on a vacation. |
What is your intended use for the loan proceeds? | I plan to build a patio for our house, buy a project car, and take my wife on a trip to celebrate for graduating as a nurse. |
Member Payment Dependent Notes Series 746087
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746087 |
$2,500 |
$2,500 |
17.49% |
1.00% |
May 6, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746087. Member loan 746087 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Homemaker Service of the Metro Area, Inc | Debt-to-income ratio: | 13.31% |
Length of employment: | 2 years | Location: | Havertown, PA |
Home town: | |||
Current & past employers: | Homemaker Service of the Metro Area, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $3,084.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 746102
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746102 |
$4,800 |
$4,800 |
12.99% |
1.00% |
May 9, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746102. Member loan 746102 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,917 / month |
Current employer: | Verizon wireless | Debt-to-income ratio: | 9.17% |
Length of employment: | 8 years | Location: | WEXFORD, PA |
Home town: | |||
Current & past employers: | Verizon wireless | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > This loan is for a start up business. I will be using these funds to purchase products to make the business more productive and efficient in generating revenue and reducing expenses. It will also be designed to create a marketing strategy to promote the business and image of the business in the community.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $605.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am starting a small business in mobile motorcycle detailing. I am using the funds to purchase the necessary items I will be using to conduct the detailing process as well as for marketing the business until I have my referrall base properly built. These funds will aide me in being as productive and efficient as the business can be as well as grow my image in the community to acquire more business. I hope this answers your question and was information you were looking for. Thank you. |
Member Payment Dependent Notes Series 746107
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746107 |
$12,500 |
$12,500 |
7.49% |
1.00% |
May 10, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746107. Member loan 746107 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | Louis F. Batmale | Debt-to-income ratio: | 13.40% |
Length of employment: | 5 years | Location: | Mill Valley, CA |
Home town: | |||
Current & past employers: | Louis F. Batmale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > To those of you who have funded my loan already... a heart felt thank you goes out to you. And to those of you who haven't yet...my cause is definitely worthwhile. I'm in the process of cleaning up my debt mess. I have excellent credit and want to keep it that way and I need help with a consolidation loan. I have an excellent employment record and have been with my employers for 5.5 years and pay my bills on time. With this loan, at a decent interest rate, I can finally put this debt to rest. Thank you!!!
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $8,183.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use of the loan proceeds is to pay off my outstanding credit cards completely. |
Member Payment Dependent Notes Series 746161
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746161 |
$4,000 |
$4,000 |
13.99% |
1.00% |
May 5, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746161. Member loan 746161 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,725 / month |
Current employer: | Hough Beck and Baird | Debt-to-income ratio: | 9.93% |
Length of employment: | < 1 year | Location: | Seattle, WA |
Home town: | |||
Current & past employers: | Hough Beck and Baird | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > Like many folks, in my younger naive days, I signed up for credit cards not knowing the ramifications of my actions until it was too late. Now that I'm older and more financially literate I've learned the hard way how to manage my money. I've been slowly paying off my debt, and a drop in my interest rate will do wonders for a less costly pay down. I’ll be able to divert the funds I was using for credit card payments to savings and rebuild my financial foundation. I appreciate the opportunity lenders at Lending Club give to borrowers like me to realize a better financial future.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.33% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I just got your question and I appreciated your thoroughness, however my loan has been fully funded. Thank you for your interest. |
Member Payment Dependent Notes Series 746178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746178 |
$3,600 |
$3,600 |
7.49% |
1.00% |
May 6, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746178. Member loan 746178 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,275 / month |
Current employer: | Social Security Administration | Debt-to-income ratio: | 24.89% |
Length of employment: | 10+ years | Location: | Peekskill, NY |
Home town: | |||
Current & past employers: | Social Security Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > Dental and medical expenses Borrower added on 05/04/11 > dental & medical
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $11,964.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 746180
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746180 |
$1,800 |
$1,800 |
12.99% |
1.00% |
May 6, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746180. Member loan 746180 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | GA Air National Guard | Debt-to-income ratio: | 24.70% |
Length of employment: | 3 years | Location: | Warner Robins, GA |
Home town: | |||
Current & past employers: | GA Air National Guard | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $11,007.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 746185
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746185 |
$12,000 |
$12,000 |
5.42% |
1.00% |
May 9, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746185. Member loan 746185 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | scvmc | Debt-to-income ratio: | 1.55% |
Length of employment: | 10+ years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | scvmc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > personal loan for debt consolidation and home improvemet Borrower added on 05/04/11 > no history of delinquency,pay my bills on time,in healthcare profession and very stable job ,never late with mortgage payment
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 revolving credit cards with approx 5500 balance interest between 0-5.0% ,minimum payment of 400/month , 2 credit cards are paid full q month,mortgage payment 2763/month,the rest of loan money will be used for home improvement,no student loan ,no second moergage nor line of credit |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 revolving credit cards with approx 5500 balance interest between 0-5.0% ,minimum payment of 400/month , 2 credit cards are paid full q month,mortgage payment 2763/month,the rest of loan money will be used for home improvement,no student loan ,no second moergage nor line of credit |
Member Payment Dependent Notes Series 746272
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746272 |
$5,000 |
$5,000 |
17.49% |
1.00% |
May 5, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746272. Member loan 746272 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,408 / month |
Current employer: | Blue Shield of California | Debt-to-income ratio: | 4.08% |
Length of employment: | 4 years | Location: | LODI, CA |
Home town: | |||
Current & past employers: | Blue Shield of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > I will be using this money to consolidate multiple credit cards that I owe on. Borrower added on 05/03/11 > I will use this to consolidate multiple credit card bills into one monthly bill.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,679.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have multiple credit cards that have outstanding balances on them. I will be paying off all of those debts so I have only this one monthly payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent=$250 (I currently live with family that owns the home) transportation=$40 insurance= $200 phone/internet= $140 food=$200 other bills= $150 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | laptop debt balance: $1,386 interest rate: 27.24% monthly payment: $42-45 credit card #1 debt balance: $489 interest rate: 22.90% monthly payment: $15 credit card #2 debt balance: $905.85 interest rate: 22.90% monthly payment: $40 credit card # 3 debt balance: $675 interest rate: 29.99% monthly payment: $23 credit card #4 debt balance: $234 interest rate: 21.74% monthly payment: $15 lastly, my husband and I owe about $1,100 to my in-laws |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | laptop debt balance: $1,386 interest rate: 27.24% monthly payment: $42-45 credit card #1 debt balance: $489 interest rate: 22.90% monthly payment: $15 credit card #2 debt balance: $905.85 interest rate: 22.90% monthly payment: $40 credit card # 3 debt balance: $675 interest rate: 29.99% monthly payment: $23 credit card #4 debt balance: $234 interest rate: 21.74% monthly payment: $15 lastly, my husband and I owe about $1,100 to my in-laws |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | laptop debt balance: $1,386 interest rate: 27.24% monthly payment: $42-45 credit card #1 debt balance: $489 interest rate: 22.90% monthly payment: $15 credit card #2 debt balance: $905.85 interest rate: 22.90% monthly payment: $40 credit card # 3 debt balance: $675 interest rate: 29.99% monthly payment: $23 credit card #4 debt balance: $234 interest rate: 21.74% monthly payment: $15 lastly, my husband and I owe about $1,100 to my in-laws |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | laptop debt balance: $1,386 interest rate: 27.24% monthly payment: $42-45 credit card #1 debt balance: $489 interest rate: 22.90% monthly payment: $15 credit card #2 debt balance: $905.85 interest rate: 22.90% monthly payment: $40 credit card # 3 debt balance: $675 interest rate: 29.99% monthly payment: $23 credit card #4 debt balance: $234 interest rate: 21.74% monthly payment: $15 lastly, my husband and I owe about $1,100 to my in-laws |
Member Payment Dependent Notes Series 746282
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746282 |
$5,000 |
$5,000 |
16.49% |
1.00% |
May 9, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746282. Member loan 746282 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | TheraCare | Debt-to-income ratio: | 9.68% |
Length of employment: | < 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | TheraCare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,501.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 746298
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746298 |
$6,000 |
$6,000 |
10.99% |
1.00% |
May 9, 2011 |
May 17, 2016 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746298. Member loan 746298 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | JP Morgan Chase | Debt-to-income ratio: | 14.45% |
Length of employment: | 2 years | Location: | Tempe, AZ |
Home town: | |||
Current & past employers: | JP Morgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,217.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 746300
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746300 |
$6,600 |
$6,600 |
7.49% |
1.00% |
May 10, 2011 |
May 17, 2014 |
May 17, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746300. Member loan 746300 was requested on May 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Dell | Debt-to-income ratio: | 19.55% |
Length of employment: | < 1 year | Location: | Houston, TX |
Home town: | |||
Current & past employers: | Dell | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/03/11 > After a new promotion and raise I would like to consolidate and eliminate debt. Having seen the great rates at LendingClub, this seemed like a great time to pay off debt. Borrower added on 05/03/11 > Having received a recent promotion and raise I would like to consolidate and pay off debt. After seeing the great rates at Lending Club it seems like a great time to eliminate some debt.
A credit bureau reported the following information about this borrower member on May 3, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,866.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 746370
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746370 |
$10,000 |
$10,000 |
11.99% |
1.00% |
May 9, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746370. Member loan 746370 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 7.93% |
Length of employment: | 4 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > I have been conducting a successful web development business for the past 4 years and built an excellent reputation in the field working for high profile clients. The technology industry is constantly changing, bringing an immense array of opportunities for those willing to embrace the changes. I am one of those people, and I am currently seeking to expand the range of my business. This loan will allow me to allocate valuable time for training and research in new emerging technologies, pay for new tools (hardware/software) and continue to excel at what I do. I am self-motivated and extremely reliable, I am also passionate about my work and very proud of my accomplishments. My business is stable and continues to grow, due to the excellent compensation I receive for my services and minimal business expenses. I highly appreciate your consideration.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $14,088.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am currently seeking to expand the range of my technology business due to the increasing number of new opportunities in the market. This loan will allow me to allocate valuable time for training, research and prototyping, pay for new tools (hardware/software) and take care of some business expenses in order to accomplish this goal. |
What type of business are you starting? | My web development business has been running smoothly for the past 4 years. You will not be lending money to a brand new business, but to a stablished one. I just need a little help at this particular time of the year in order to maximize my growth potential for the months to come. |
Please describe your experience/familiarity with the business you are starting/started? | I am extremely familiar with the technology industry. I have 4 years of experience in the field as an specialized web developer working for large digital agencies and high profile clients. |
Member Payment Dependent Notes Series 746373
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746373 |
$16,000 |
$16,000 |
13.49% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746373. Member loan 746373 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Gratz Industries LLC | Debt-to-income ratio: | 6.61% |
Length of employment: | 2 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Gratz Industries LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > My present job is one that offers stability and career expansion within the Pilates teacher Training and Presenter Area. Obtaining this loan would offer the necessary funding to achieve this goal.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,808.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | 98 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I am developing a Pilates Business that will allow me to teach, offer rehabilitative and preventative tools to others by sharing this wonderful "Art of Contrology". I have been blessed, as a result of economic times in being forced to make a transition out of my own work comfort zone of familiarity within a Financial Corporate setting, into thePilates world. Through this journey, I have been able to turn a situation of "poison now into medicine". Although I presently teach, additional revenue is much needed which will allow me all the proper components to succeed within this Plight. I have always saw myself in the capacity of being a "vehicle" that can offer knowledge to others in order that they can help themselves to make life changing effect on their quality of being. |
What is your intended use for the loan proceeds? | When I receive my 100% requested funding, I will then be able to satisfy paying off all debts, complete the major component that will allow me to teach Pilates on a much greater scale. These loan proceeds will allow me to be able to teach this powerful modality which will help others help themselves improve the quality of their life in a preventative and rehab approach. I will have the ability to teach people a mind/body approach of a series of calculated exercises that will carry them throughout their daily lives. This loan will allow me to open up doors that will build an everlasting residual financial and spiritual return throughout my life. Simultaneously I will be an extension that touch souls of other in a subtle, yet life changing way. On a broader scale, 100% loan proceeds will allow me to make a significant difference in building a better world. What a blessing to be granted this opportunity! |
What type of business are you starting? | I am developing a Pilates Business that will allow me to teach, offer rehabilitative and preventative tools to others by sharing this wonderful "Art of Contrology". I have been blessed, as a result of economic times in being forced to make a transition out of my own work comfort zone of familiarity within a Financial Corporate setting, into thePilates world. Through this journey, I have been able to turn a situation of "poison now into medicine". Although I presently teach, additional revenue is much needed which will allow me all the proper components to succeed within this Plight. I have always saw myself in the capacity of being a "vehicle" that can offer knowledge to others in order that they can help themselves to make life changing effect on their quality of being. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses average breaks down: $600 toward a House part owned by me and a family member, NY Rental shared expense of $1000/mo, Transportation 100/month, Phone, 100/mo, Utilities: Electricity "only": 65/month, Car Insurance: 100/month, my portion of food bill: 200/month. However with added misc. debts factoring into financial equation makes it somewhat of a strain. Elimination of these debts would allow for maximum freedom for a total capacity/stability that would allow successful achievement of the growth of my Pilates component! |
What do you project your monthly expenses for the first 6 months of your business? | Because activities will either be going to a location and/or from home studio, I have sufficient enough equipment to allow me to operate until I can accumulate more revenue to purchase more equipment, I do expect minimal expenses. Overall roughly monthly will be about 1200 per month. I anticipate this will be offset in time, by the clients I am teaching. |
Please describe your experience/familiarity with the business you are starting/started? | Pilates is like a "household" name for me. For quite some time, I have been consumed with this Art both in teaching, learning and selling of what I consider to be one of the best manufacturers of equipment and accessory items that is designed exclusively to further assist in the teaching of Pilates. My passion for this art and its' benefits makes it easy for me to attract, discuss and share this knowledge with anyone who is willing to accept and receive the knowledge. |
Member Payment Dependent Notes Series 746405
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746405 |
$10,000 |
$10,000 |
7.49% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746405. Member loan 746405 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | Akibia, Inc | Debt-to-income ratio: | 7.71% |
Length of employment: | 3 years | Location: | Round Rock, TX |
Home town: | |||
Current & past employers: | Akibia, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,985.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Down payment on the purchase of a rental property (duplex). The target property already has tenants with long leases, so the property has immediate positive cash flow. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | This is a rental property business, so our expenses are limited to those related to property ownership and management. Hence: mortgage, insurance, taxes, maintenance and repair, allowances for vacancies (although our target properties both have tenants with long term leases). |
Member Payment Dependent Notes Series 746415
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746415 |
$1,600 |
$1,600 |
13.49% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746415. Member loan 746415 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,375 / month |
Current employer: | Coalition On Temporary Shelter | Debt-to-income ratio: | 14.44% |
Length of employment: | 3 years | Location: | Southfield, MI |
Home town: | |||
Current & past employers: | Coalition On Temporary Shelter | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,924.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 746486
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746486 |
$14,000 |
$14,000 |
10.99% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746486. Member loan 746486 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | NVCJTA | Debt-to-income ratio: | 16.92% |
Length of employment: | 10+ years | Location: | Springfield, VA |
Home town: | |||
Current & past employers: | NVCJTA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > Wanting to pay off credit cards. Borrower added on 05/04/11 > After paying off debts would like to be able to help others do the same by investing. Thanks for helping. Borrower added on 05/04/11 > Would like to help others by investing once my debts are paid off. Borrower added on 05/04/11 > After that, hoping to invest and help others.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $14,217.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card debts average from 7.9% - ?? amounting to about $14,000. It is my intent to get rid of these high interest rate cards and stay well within my budget. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card debts average from 7.9% - ?? amounting to about $14,000. It is my intent to get rid of these high interest rate cards and stay well within my budget. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage (includes ins, taxes, etc) $1570. Electric $140.00 (all electric) Cable, internet,phone ($220.00.) Food about $300. mo. |
Member Payment Dependent Notes Series 746542
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746542 |
$17,400 |
$17,400 |
11.99% |
1.00% |
May 9, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746542. Member loan 746542 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,833 / month |
Current employer: | Van Tuyl Group | Debt-to-income ratio: | 12.47% |
Length of employment: | 7 years | Location: | Peoria, AZ |
Home town: | |||
Current & past employers: | Van Tuyl Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > The loan is to pay off my credit cards. The credit card companies have raised the rates and I could pay them off faster with the low interest loan at 36 months. I have been with the same company for 7 years and my employer before this I was with for 20 years. I get a company car and have no car payments. My rent is $750.00 a month and been there for 10 years. I clear $4000.00 a month after taxes. As you can see my credit is perfect I have never been late on a payment. Best Regards, Good Risk Loan Person
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,587.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance $26,587.00 The credit limit total is $39,681.00 Total Payments$789.00 Interest Payments on cards range from 24.95% to 28.95% My card rates prior to the resession 7.95% to 9.95% The banks ran them up during the resession even with great credit. I only applied for the amount I think I am limited to according to the web site. But I will still save a large amount of money at the new rate and pay it off faster. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total Balance $26,587.00 The credit limit total is $39,681.00 Total Payments$789.00 Interest Payments on cards range from 24.95% to 28.95% My card rates prior to the resession 7.95% to 9.95% The banks ran them up during the resession even with great credit. I only applied for the amount I think I am limited to according to the web site. But I will still save a large amount of money at the new rate and pay it off faster. |
Member Payment Dependent Notes Series 746563
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746563 |
$8,250 |
$8,250 |
5.99% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746563. Member loan 746563 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,444 / month |
Current employer: | Central States Funds | Debt-to-income ratio: | 4.59% |
Length of employment: | 6 years | Location: | GLENDALE HTS, IL |
Home town: | |||
Current & past employers: | Central States Funds | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > I am looking to buy a 2007 Chevrolet Impala from a private seller. It is in great condition and has 80,000 miles.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 746589
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746589 |
$10,000 |
$10,000 |
8.49% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746589. Member loan 746589 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | PC Helps Support LLC | Debt-to-income ratio: | 6.54% |
Length of employment: | 10+ years | Location: | Folsom, PA |
Home town: | |||
Current & past employers: | PC Helps Support LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > Years ago when I got these credit cards, I was given horrible 20%+ rates because of a lack of credit history. Now, even though my history is more established (100% on-time payments for every card and car loan), these lenders have been unwilling to lower the rates to something more reasonable. I have a perfectly stable job that I've held for 10 years in a company that has actually thrived through the recession. I can assure you that repayment will not be an issue.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,874.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $1035. Car Payment: paid off. Car Insurance: $95. Phone: $90. Internet: $50. TV: in process of dropping cable tv. Electric: $50-$150. Food: $500. |
Member Payment Dependent Notes Series 746619
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746619 |
$9,325 |
$9,325 |
11.99% |
1.00% |
May 10, 2011 |
May 18, 2016 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746619. Member loan 746619 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,668 / month |
Current employer: | Center for Creative Leadership | Debt-to-income ratio: | 15.97% |
Length of employment: | 7 years | Location: | Colorado Springs, CO |
Home town: | |||
Current & past employers: | Center for Creative Leadership | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > I plan to use the funds in the following way: I will pay off the total amount of my current high interest credit card (leaving a $0 balance). I will then pay on this loan (LendingClub) as described in the loan details. I will leave the credit card open (for credit reasons), but I already have the card locked up and do not use it and do not plan on any more use. I will use the "debt snowball" if I can. What makes me a good borrower? I use my bank to track where/what I spend and have my current bills (which are few) taken out every two weeks when I get paid. I pay the same amounts and always pay bills first before anything else gets done. I plan to open no new credit lines, nor have any other major expenses (with exception of daily items). My job is very stable and I have been here roughly about 7 years. I currently am the only one doing the job I have and 3 peoples jobs were consolidated during the recession and I still do all those jobs, so my job security seems very, very sound. I am committed to paying off these debts (which came about mostly through some schooling debt and a divorce right at the beginning of the recession). I hope to celebrate by doing a huge jump in the air (like the old Toyota commercials) when I get this paid off. In my future, I see very little if any debt, and will hopefully pair well with a future minimalism lifestyle! My 13 year old car will hopefully still be with me then! Thanks and I hope to bring others into this (LendingClub) as both users, and future investors. My hopes are to give back as others have given to me. Borrower added on 05/09/11 > Thanks to all who have added to the loan. Hopefully it will go through! :)
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $15,771.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 746629
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746629 |
$3,500 |
$3,500 |
17.49% |
1.00% |
May 9, 2011 |
May 18, 2016 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746629. Member loan 746629 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | veterans affairs | Debt-to-income ratio: | 21.64% |
Length of employment: | 7 years | Location: | BROADVIEW HEIGHTS, OH |
Home town: | |||
Current & past employers: | veterans affairs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $46.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan? | I'm moving to michigan in apprx two months in order to complete my doctorate |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent: 545 transportation: 359 lights: 20 phone: 75 food: 60 |
Member Payment Dependent Notes Series 746645
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746645 |
$7,000 |
$7,000 |
15.62% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746645. Member loan 746645 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,300 / month |
Current employer: | Wille Electric Supply | Debt-to-income ratio: | 7.09% |
Length of employment: | 4 years | Location: | Modesto, CA |
Home town: | |||
Current & past employers: | Wille Electric Supply | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $2,389.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | tuition 3k, medical 1k, Credit Cards 2k, interest rates are about 20-25% for all |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about $1,600.00, i just want to consolidate my bills that have a higher APR |
Member Payment Dependent Notes Series 746652
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746652 |
$2,000 |
$2,000 |
8.49% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746652. Member loan 746652 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,400 / month |
Current employer: | Northwest Landscaping Inc. | Debt-to-income ratio: | 0.00% |
Length of employment: | 3 years | Location: | Morganton, NC |
Home town: | |||
Current & past employers: | Northwest Landscaping Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Will be used in conjunction with saved funds for the purchase of a more fuel efficient vehicle
A credit bureau reported the following information about this borrower member on April 26, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 746663
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746663 |
$4,000 |
$4,000 |
15.99% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746663. Member loan 746663 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,680 / month |
Current employer: | Geval Logistics | Debt-to-income ratio: | 2.84% |
Length of employment: | 1 year | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Geval Logistics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,127.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Hello, Medical (pregnancy) bills. |
What is your intended use for the loan proceeds? | Hello, Medical (pregnancy) bills. |
Member Payment Dependent Notes Series 746727
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746727 |
$10,000 |
$10,000 |
12.99% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746727. Member loan 746727 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,937 / month |
Current employer: | Progressive Insurance | Debt-to-income ratio: | 24.01% |
Length of employment: | 8 years | Location: | sacramento, CA |
Home town: | |||
Current & past employers: | Progressive Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > I am requesting this loan to consolidate my credit cards and have one single payment Borrower added on 05/04/11 > A consolidation to my credit cards.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,843.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 82.60% | Months Since Last Record: | 95 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 8 credit cards bal range from 600.00 to 2900.00. Int rates are from 21% to 29%. Monthly payments from 26.00 to 61.00. Rent is 800.00. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 800.00, gas 120.00 utilities 70.00 phone 40.00 food 200.00 cell 120.00 |
Member Payment Dependent Notes Series 746747
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746747 |
$4,200 |
$4,200 |
13.49% |
1.00% |
May 9, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746747. Member loan 746747 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Sara Lee Foods | Debt-to-income ratio: | 11.54% |
Length of employment: | 4 years | Location: | Tolleson, AZ |
Home town: | |||
Current & past employers: | Sara Lee Foods | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $9,102.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 7,000 total credit card debt - Different interest rates between 12 and 19 % Mortgage is 230,000 @ 5% fixed - No Equity |
Member Payment Dependent Notes Series 746749
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746749 |
$7,700 |
$7,700 |
15.23% |
1.00% |
May 9, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746749. Member loan 746749 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Pioneer Investments | Debt-to-income ratio: | 21.79% |
Length of employment: | 4 years | Location: | SALEM, MA |
Home town: | |||
Current & past employers: | Pioneer Investments | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/06/11 > The loan is to cancelled high interest rate debt and put a final time line of when this debt would be payed off. If i receive the loan than i can actually say it will be fully paid off in 3 years instead of like credit cards of 18 years at a higher interest rate.
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,297.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi Abo, I would like to use the money against retail credit cards (home depot which they don't tell you anything but it is at 28.99% and the worst part of that credit card is the hidden fee, hidden accumulated interest that they send your way after a year. Going fw my studen loan was 24k four years ago but now only owe 19 and it is at 4% which is not bad. I hope this helps you out. Essentially, i would close out credit card that i pay with this and than pay this loan back. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent 975, food 100 - 160. cell phone 25. insurance 80, utilities (electric 65 + gas 95) that is about it. |
What is your intended use for the loan proceeds? | close out high interest credit cards. I'm just trully sick of them. i can close them out and pay this monthly bill. with a knowing that it is fixed for three years and it is over. i must say it takes expirience to learn from mistakes. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi Abo, I would like to use the money against retail credit cards (home depot which they don't tell you anything but it is at 28.99% and the worst part of that credit card is the hidden fee, hidden accumulated interest that they send your way after a year. Going fw my studen loan was 24k four years ago but now only owe 19 and it is at 4% which is not bad. I hope this helps you out. Essentially, i would close out credit card that i pay with this and than pay this loan back. |
Member Payment Dependent Notes Series 746758
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746758 |
$4,125 |
$4,125 |
5.99% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746758. Member loan 746758 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | BRIGGS ELECTRIC INC. | Debt-to-income ratio: | 12.40% |
Length of employment: | 3 years | Location: | LAKE FOREST, CA |
Home town: | |||
Current & past employers: | BRIGGS ELECTRIC INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/09/11 > I am an excellent credit borrower that applied for a small loan to purchase a 1963 VW Beetle Show car. Traditional vehicle loans are for vehicles less than 5-7 years so I applied with Lending Club. I have also maintained stable employment for the past 30 years and have owned my own home since 1994. Thank you!
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $5,505.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am purchasing a 1963 VW Beetle show car but cannot get a car loan on anything older than 5-7 years. I have excellent credit and assets but wish to keep my portfolio in tact. Thank you Stacy R. Wiley |
Member Payment Dependent Notes Series 746773
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746773 |
$4,000 |
$4,000 |
10.99% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746773. Member loan 746773 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Ernst & Young | Debt-to-income ratio: | 13.34% |
Length of employment: | < 1 year | Location: | Newport Beach, CA |
Home town: | |||
Current & past employers: | Ernst & Young | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > Notre Dame Grad trying to get rid of college debt. Works for E&Y recently left Moss Adams. Have never missed or paid anything late.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,325.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | For the loan, CC 4k at 20% 100/mo. Other credit card 4k @9% 100/mo, 4k @11% 100/mo, 4k@13% 100/mo, student loans: 15k @7% 200/mo, 10k @5% 125/mo, 17k @2.5% 175/mo, No other debt. |
Member Payment Dependent Notes Series 746780
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746780 |
$3,500 |
$3,500 |
11.99% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746780. Member loan 746780 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,254 / month |
Current employer: | Valley Lahvosh Baking Company | Debt-to-income ratio: | 7.01% |
Length of employment: | 5 years | Location: | FRESNO, CA |
Home town: | |||
Current & past employers: | Valley Lahvosh Baking Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,923.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 746812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746812 |
$4,500 |
$4,500 |
11.49% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746812. Member loan 746812 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Nishimoto Trading CO., LTD | Debt-to-income ratio: | 9.26% |
Length of employment: | 2 years | Location: | Torrance, CA |
Home town: | |||
Current & past employers: | Nishimoto Trading CO., LTD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,247.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | I want to pay off and consolidate various debts that I have. Lending Club's interest rate is actually pretty good. |
What is your intended use for the loan proceeds? | I want to pay off and consolidate some debts that I have. Lending Club's interest rate is actually pretty good! |
Member Payment Dependent Notes Series 746928
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746928 |
$10,000 |
$10,000 |
19.29% |
1.00% |
May 9, 2011 |
May 18, 2016 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746928. Member loan 746928 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,083 / month |
Current employer: | Lowes Home Improvement | Debt-to-income ratio: | 22.50% |
Length of employment: | 6 years | Location: | Dartmouth, MA |
Home town: | |||
Current & past employers: | Lowes Home Improvement | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > I plan on using this loan to reduce my Debt that have higher interest rates. I have a secure job in an industry that is finding an uptick in the economy. I have a budget available to pay off this loan without hampering my other obligations, in fact it will reduce some of my obligations and make my current budget only increase by a small amount, but alleviate some of the interest burden I have been carrying!
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $26,059.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sorry for the delay in a response, but I have tried to answer this a couple of times and my responses have been rejected by Lending club. 3 credit cards #1 $8200 balance with an APR of 29.99 roughly $245 monthly, #2 $3600 balance with and APR of 24.98 $145 monthly, #3 $2900 balance with an APR of 14.99 $76 monthly. No student Loans, mortgages, lines of credit etc. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is zero, transportation is $100(mainly gas) as I paid off my 2006 car, on time, last year. Utilities including cable, phone and insurance are about $275, I eat most if not all of my meals at home as I live five minutes from work so I spend about $175-200 a month on food. I have no other obligations other than my credit cards that this loan will help me reduce my interest burden and get me financially in a better place. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Sorry for the delay in a response, but I have tried to answer this a couple of times and my responses have been rejected by Lending club. 3 credit cards #1 $8200 balance with an APR of 29.99 roughly $245 monthly, #2 $3600 balance with and APR of 24.98 $145 monthly, #3 $2900 balance with an APR of 14.99 $76 monthly. No student Loans, mortgages, lines of credit etc. |
Member Payment Dependent Notes Series 746973
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
746973 |
$10,000 |
$10,000 |
13.99% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 746973. Member loan 746973 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | state of ohio | Debt-to-income ratio: | 16.49% |
Length of employment: | 10+ years | Location: | toledo, OH |
Home town: | |||
Current & past employers: | state of ohio | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > just trying to combine my credit cards with crazy rates all into one with better rates to save some money. Borrower added on 05/04/11 > I have 7 different credit cards all totalling about 10000 i pay all of them on time but i would like to consolidate them all at a lower rate and i could make one payment at a considerable lower payment from wich i am paying on all the different cards now and even pay it off faster.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $9,678.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 60.50% | Months Since Last Record: | 119 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have 7 different cards that all add up to about 11,000 and the interest rates are up in the 19 to 20 percent range. my credit score is 713 i own a house and i pay about 600 a month i have no problem paying my bills but i would like to put them altogether to lower my payment and save a little money |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have 7 different cards that all add up to about 11,000 and the interest rates are up in the 19 to 20 percent range. my credit score is 713 i own a house and i pay about 600 a month i have no problem paying my bills but i would like to put them altogether to lower my payment and save a little money |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | hey there fellow veteran my monthly expenses are about 1800 a month i usually have about 450 a month for my spening an a additional little retirement. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | hey there fellow veteran my monthly expenses are about 1800 a month i usually have about 450 a month for my spening an a additional little retirement. |
Member Payment Dependent Notes Series 747011
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747011 |
$20,000 |
$20,000 |
15.62% |
1.00% |
May 9, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747011. Member loan 747011 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Johnson Controls Inc | Debt-to-income ratio: | 7.95% |
Length of employment: | 3 years | Location: | Montgomery, TX |
Home town: | |||
Current & past employers: | Johnson Controls Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > Account - Balance - Interest Rate - Min Payment - Current Payment Mortgage: Bank of America - $69,000 - 4.375% - $768 Credit Cards: Wells Fargo - $5,221.36 - 19.85% - $129.00 - $250.00 Discover - $5,292.69 - 19.34% - $109.00 - $250.00 Room Store - $2,524.03 - 0% - $57.00 - $70.00 Bank America - $2,398.83 -10.24% - $46.00 - $100.00 Kirby - $1,402.92 -12% - $56.00 - $ 80.00 Home Depot - $1 ,207.04 - 22.99% - $30.00 - $125.00 WaMu-Chase - $527.56 - 10.24% - $12.00 - $100.00 Lowes - $636.32 - 22.99% - $15.00 - $125.00 Care Credit - $867.19 - 0% - $20.00 - $100.00 In an effort to pay credit card accounts off faster, I've budgeted and paying $1,200 per month for these. Borrower added on 05/06/11 > I am hoping to get this loan, so that I can consolidate my debt into one payment and be able to get out of debt quicker. My objective is to be debt free in three years. I have a very stable job, working for Johnson Controls Inc. In the past 10 + years, I have made a point to pay all my bills on time. I have bought and paid off two cars in full with no late payments. I have paid on a mortgage for almost 7 years now, and have never been late on a payment. For the past several years, one of my goals has been to increase my credit score; however having the high debt balance is hindering me from doing that. I am really hoping this can be my opportunity get out of debt and increase my scores. In addition, I would like to add that I presently pay more than minimum monthly payments on my debt, in an effort to payment them off quicker. The amount I have budgeted for this is $1,200. Getting this debt consolidation loan can actually save me approximate $500 per month and my idea is to put these funds in savings for home improvement projects.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $11,147.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My husband and I together have approximately $20K in credit cards. We hope to consolidate them into one bill, so that we can be debt free in three years. I have been making large payments on all of them and have brought the balances down significantly, however it's taking longer to reach our goal than I would like. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I work from home and my car is paid for so there is only gas expense: average $100 Car Insurance: $68 Utilities/Cell Phones/Cable: $500 Food: $750 Doctor/Prescription: $200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: $69,000 - (4.375%) - $768 Credit Cards: Wells Fargo - $5,221.00 (19.85%) - min payment $129 (currently paying $250) Discover - $5,293.00 (19.24%) - min payment $109 (currently paying $250) Room Store - $2,524.00 (0%) - min payment $57 (currently paying ($70) Bank America - $2,399.00 (10.24%) min payment $46 (currently paying ($100) Kirby - $1,403.00 (12%) min payment $56 (currently paying $80) Home Depot - $1,207.00 (22.99%) min payment $30 (currently paying $125) WaMu-Chase - $526.00 (10.24%) min payment $12 (currently paying $100) Lowes - $636.00 (22.99%) min payment $15 (currently paying $125) Care Credit - $867.00 (0%) min payment $20 (currently paying $100) In an effort to pay off credit cards quicker, I've been applying approximately $1,200 per month on them. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Account - Balance - Interest Rate - Min Payment - Current Payment Wells Fargo - $5,221.36 - 19.85% - $129.00 - $250.00 Discover - $5,292.69 - 19.34% - $109.00 - $250.00 Room Store - $2,524.03 - 0% - $57.00 - $70.00 Bank America - $2,398.83 -10.24% - $46.00 - $100.00 Kirby - $1,402.92 -12% - $56.00 - $ 80.00 Home Depot - $1 ,207.04 - 22.99% - $30.00 - $125.00 WaMu-Chase - $527.56 - 10.24% - $12.00 - $100.00 Lowes - $636.32 - 22.99% - $15.00 - $125.00 Care Credit - $867.19 - 0% - $20.00 - $100.00 In an effort to pay credit card accounts off faster, I've budgeted $1,200 per month for these. |
Member Payment Dependent Notes Series 747051
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747051 |
$13,500 |
$13,500 |
11.49% |
1.00% |
May 10, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747051. Member loan 747051 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $16,750 / month |
Current employer: | Charles Schwab and Co | Debt-to-income ratio: | 8.01% |
Length of employment: | 6 years | Location: | SAMMAMISH, WA |
Home town: | |||
Current & past employers: | Charles Schwab and Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $38,179.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are roughly $2000.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are roughly $2000.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are roughly $2000.00 |
Member Payment Dependent Notes Series 747108
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747108 |
$6,000 |
$6,000 |
7.49% |
1.00% |
May 9, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747108. Member loan 747108 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Harris RF Communications | Debt-to-income ratio: | 18.85% |
Length of employment: | 4 years | Location: | Rochester , NY |
Home town: | |||
Current & past employers: | Harris RF Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > I am looking for a loan at Lending Club to continue my consolidation project of getting my debt at lower percentage rates to pay the debt off quicker. I have 2 credit cards left that are still at high percentage rates. One is at 20.99% and the other is 29.99%. I want to get those taken care of with this loan. The other debt I have is at no higher than 12.73% or lower. I am currently employed by Harris RF Communications. Harris is a large Manufacturing company that has been around for many years and doing well. I am a Manufacturing Planner and have worked there for 4 years now. My prior employment was with a Fastener Manufacturing company that I also worked as a Planner for 13 years. I currently rent my home that I have been living in for 4 years. I also rented my prior home for 13 years. I chose to rent as I do not want the home upkeep, care or taxes of a home that is owned. My current monthly net take home pay is $3601 My monthly expenses are as follows: Rent $750 RGE $120 Verizon Phone $77 Road Runner $38 Allstate Car Insurance $39 Allstate Renter Insurance $9 Waste Management $27 AAA $7 Bally Fitness Center $6 Groceries/Gas/Clothes Etc $434 Debt at 12.73% rate or less : $786 Debt at 20.99% & 29.99% = $197 Total monthly exp. = $2490 I currently have $3000 in my Savings in case of Emergencies. I also have been contributing to my retirement fund through my company's $401K.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 747152
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747152 |
$6,800 |
$6,800 |
8.49% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747152. Member loan 747152 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | Global Crossing | Debt-to-income ratio: | 11.30% |
Length of employment: | 4 years | Location: | Herndon, VA |
Home town: | |||
Current & past employers: | Global Crossing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > I am an existing lending club borrower with an on time payment history. I plan to reduce a higher interest rate card balance. I have a management position and hold a PMP certification. Borrower added on 05/04/11 > I have worked in the federal government market for 20 years and have never been laid off from any position.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $6,502.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | $6800 and the payment is $347. |
Member Payment Dependent Notes Series 747177
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747177 |
$3,200 |
$3,200 |
6.99% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747177. Member loan 747177 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | St Francis Hospital | Debt-to-income ratio: | 9.81% |
Length of employment: | 5 years | Location: | SPRINGFIELD, MA |
Home town: | |||
Current & past employers: | St Francis Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $42.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 747244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747244 |
$10,000 |
$10,000 |
13.49% |
1.00% |
May 6, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747244. Member loan 747244 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,268 / month |
Current employer: | State of California | Debt-to-income ratio: | 9.94% |
Length of employment: | 5 years | Location: | Roseville, CA |
Home town: | |||
Current & past employers: | State of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > This loan would extremely help if I were able to consolidate my highest interest rate credit cards and eliminate them from my debt. One low monthly payment would be very beneficial to me, with barely making min payments on these cards, I will never get ahead. I have excellent credit history and I have never been late on payments. I have had established my credit since I was 18 years old, I have maintained my job for 5 years, and currently own my vehicle with no loan outstanding. Thank you all in advance for your consideration in funding my loan.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,196.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Company Balance Interest Monthly Payment Type of Card JCPenney $46.04 23.99% $15 Retail Old Navy $67.16 22.99% $22 Retail (2) Walmart $539.35 22.9% $20 Retail $49.86 22.9% $25 Retail Juniper/Apple $1244 19.74% $22.75 Credit Bank of America $1860 16.24% $43 Credit Golden 1 Visa $1737 14% $35 Credit (3) Chase $1174 11.99% $23 Credit $616 8.99% $12 Credit $2423 0% promo (7/11) $46 Credit (2) Discover $1998 7.99% $40 Credit $1443 0% promo (1/13) $69 Credit American Express$775 3.97% $15 Credit Orchard Bank $404 0% promo (1/12) $39 Credit Lowes $1160 0% promos $30 Retail Golden 1 Advance$351 15% $351 Advance Wels Fargo $117,362 4.5% $824.90 Mortgage |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone/Internet: $156.39, Utilities: $190, TV: $54.48, Insurance: $74, Food: approx $200-300 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Company Balance Interest Monthly Payment Type of Card JCPenney $46.04 23.99% $15 Retail Old Navy $67.16 22.99% $22 Retail (2) Walmart $539.35 22.9% $20 Retail $49.86 22.9% $25 Retail Juniper/Apple $1244 19.74% $22.75 Credit Bank of America $1860 16.24% $43 Credit Golden 1 Visa $1737 14% $35 Credit (3) Chase $1174 11.99% $23 Credit $616 8.99% $12 Credit $2423 0% promo (7/11) $46 Credit (2) Discover $1998 7.99% $40 Credit $1443 0% promo (1/13) $69 Credit American Express$775 3.97% $15 Credit Orchard Bank $404 0% promo (1/12) $39 Credit Lowes $1160 0% promos $30 Retail Golden 1 Advance$351 15% $351 Advance Wels Fargo $117,362 4.5% $824.90 Mortgage |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone/Internet: $156.39, Utilities: $190, TV: $54.48, Insurance: $74, Food: approx $200-300 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Company Balance Interest Monthly Payment Type of Card JCPenney $46.04 23.99% $15 Retail Old Navy $67.16 22.99% $22 Retail (2) Walmart $539.35 22.9% $20 Retail $49.86 22.9% $25 Retail Juniper/Apple $1244 19.74% $22.75 Credit Bank of America $1860 16.24% $43 Credit Golden 1 Visa $1737 14% $35 Credit (3) Chase $1174 11.99% $23 Credit $616 8.99% $12 Credit $2423 0% promo (7/11) $46 Credit (2) Discover $1998 7.99% $40 Credit $1443 0% promo (1/13) $69 Credit American Express$775 3.97% $15 Credit Orchard Bank $404 0% promo (1/12) $39 Credit Lowes $1160 0% promos $30 Retail Golden 1 Advance$351 15% $351 Advance Wels Fargo $117,362 4.5% $824.90 Mortgage |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Company Balance Interest Monthly Payment Type of Card JCPenney $46.04 23.99% $15 Retail Old Navy $67.16 22.99% $22 Retail (2) Walmart $539.35 22.9% $20 Retail $49.86 22.9% $25 Retail Juniper/Apple $1244 19.74% $22.75 Credit Bank of America $1860 16.24% $43 Credit Golden 1 Visa $1737 14% $35 Credit (3) Chase $1174 11.99% $23 Credit $616 8.99% $12 Credit $2423 0% promo (7/11) $46 Credit (2) Discover $1998 7.99% $40 Credit $1443 0% promo (1/13) $69 Credit American Express$775 3.97% $15 Credit Orchard Bank $404 0% promo (1/12) $39 Credit Lowes $1160 0% promos $30 Retail Golden 1 Advance$351 15% $351 Advance Wels Fargo $117,362 4.5% $824.90 Mortgage |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone/Internet: $156.39, Utilities: $190, TV: $54.48, Insurance: $74, Food: approx $200-300 |
Member Payment Dependent Notes Series 747276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747276 |
$4,800 |
$4,800 |
11.49% |
1.00% |
May 9, 2011 |
May 18, 2016 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747276. Member loan 747276 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | CheckFreePay | Debt-to-income ratio: | 20.18% |
Length of employment: | 8 years | Location: | Meriden, CT |
Home town: | |||
Current & past employers: | CheckFreePay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > I am using this loan to upgrade my kitchen with granite counters and add additional value to my home that we built 4 years ago. I just completed a $9000 debt consolidation loan with Lending Club and paid every payment on time. It is great doing business with Lending Club as no hassles of banks and all of their fees associated with loans. I have a stable career I have worked in for 8 years. Thanks!
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,707.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 747338
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747338 |
$15,000 |
$15,000 |
15.99% |
1.00% |
May 10, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747338. Member loan 747338 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,167 / month |
Current employer: | shands hospital at uf | Debt-to-income ratio: | 7.70% |
Length of employment: | 10+ years | Location: | Lake city, FL |
Home town: | |||
Current & past employers: | shands hospital at uf | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,880.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 747339
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747339 |
$6,000 |
$6,000 |
5.99% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747339. Member loan 747339 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Lake Highland Preparatory School | Debt-to-income ratio: | 9.73% |
Length of employment: | 8 years | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | Lake Highland Preparatory School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,146.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Reroofing |
Member Payment Dependent Notes Series 747427
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747427 |
$6,500 |
$6,500 |
8.49% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747427. Member loan 747427 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,800 / month |
Current employer: | Safeway | Debt-to-income ratio: | 16.72% |
Length of employment: | 4 years | Location: | Antelope, CA |
Home town: | |||
Current & past employers: | Safeway | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have another loan that has an interest rate of 33% that I'm refinancing. The payment is 272 on it, and the principal is little over 5800. I have another credit card that I'm using this loan to pay off, as well as one more that has a no interest payments on. |
Member Payment Dependent Notes Series 747440
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747440 |
$15,000 |
$15,000 |
16.49% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747440. Member loan 747440 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,363 / month |
Current employer: | n/a | Debt-to-income ratio: | 0.00% |
Length of employment: | n/a | Location: | moncks corner, SC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To buy inventory |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly Expenses Payroll $3,000 Advertising $100 Insurance $120 Cable $80 Telephone $156 Supplies $52 Rent and Utilities $2,000 Miscellaneous Costs $252 Payroll Taxes $450 Total Operating Costs $6,210 Federal Income Tax $4,551 State Income Tax $690 Interest Expense $150 Depreciation Expense $125 |
Can you provide some high level financials on the monthly costs / revenue of your business? | Sales $40,000 Cost of Goods Sold $20,000 Gross Margin 50.0% Operating Income $20,000 Expenses Payroll $3,000 Advertising $100 Insurance $120 Cable $80 Telephone $156 Supplies $52 Rent and Utilities $2,000 Miscellaneous Costs $252 Payroll Taxes $450 Total Operating Costs $6,210 EBITDA $13,790 Federal Income Tax $4,551 State Income Tax $690 Interest Expense $150 Depreciation $125 Net Profit $8,275 |
What is your intended use for the loan proceeds? | To buy inventory |
What is your intended use for the loan proceeds? | To buy inventory |
What will be the largest expenses the first six months? | The payroll. |
What is your intended use for the loan proceeds? | To buy inventory |
What type of business are you starting? | Retail discount merchandise store of wholesale club products. |
Member Payment Dependent Notes Series 747442
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747442 |
$17,000 |
$17,000 |
10.99% |
1.00% |
May 10, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747442. Member loan 747442 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | Digitas | Debt-to-income ratio: | 9.72% |
Length of employment: | 5 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Digitas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/04/11 > Seeking to pay off credit card debt incurred during college and entry-level employment. Have put together extensive plan to accelerate payoff in an expedited manner. Current monthly financial plan as follows: Monthly Net Income: $4200 Expenditures: - Rent: $1185 - Utilities + Ins.: $100 - Phone, Cable: $175 - Student Loans: $150 - Food, Entertainment, Shopping: $600 - Household Expenses: $100 - Emergency Permanent Savings: $500 - Credit Card Payments: $500 --> increase to $1000, 100% dedicated to this loan - Emergency/Slush Monthly Spend (any amount not spend to be allocated to this consolidation loan: $390 Borrower added on 05/04/11 > Loan will be used to consolidate 100% of outstanding credit card debt that was incurred during college and entry-level employment. Recently received pay increase that majority of which is dedicated to this loan payment to accelerate payoff.
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $9,171.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 747444
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747444 |
$7,500 |
$7,500 |
13.49% |
1.00% |
May 9, 2011 |
May 18, 2014 |
May 18, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747444. Member loan 747444 was requested on May 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,241 / month |
Current employer: | PBC | Debt-to-income ratio: | 19.01% |
Length of employment: | 6 years | Location: | Leesville, SC |
Home town: | |||
Current & past employers: | PBC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 4, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,627.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 90.70% | Months Since Last Record: | 117 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2 cards @17.90% and unexpected medical 1card 922.97 the other2705.32 have not got bill for medical yet. |
Member Payment Dependent Notes Series 747470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747470 |
$5,000 |
$5,000 |
12.99% |
1.00% |
May 10, 2011 |
May 19, 2016 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747470. Member loan 747470 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,600 / month |
Current employer: | California Pizza Kitchen | Debt-to-income ratio: | 19.00% |
Length of employment: | 7 years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | California Pizza Kitchen | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/06/11 > I am using this loan for a lawyers fee. I am very responsible with my bills, and always pay them on time. I have a very reliable job and I have been with the company for almost 8 years and counting!!
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $784.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details around the purpose of the loan | I will be using the loan for the purpose of paying for a lawyers fee. |
Member Payment Dependent Notes Series 747627
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747627 |
$4,500 |
$4,500 |
7.49% |
1.00% |
May 9, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747627. Member loan 747627 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | walmart | Debt-to-income ratio: | 4.01% |
Length of employment: | 10+ years | Location: | BATESVILLE, AR |
Home town: | |||
Current & past employers: | walmart | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > This loan is for a wedding ring. I make payments on time, and I have a very stable job.
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,556.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 747641
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747641 |
$3,500 |
$3,500 |
6.99% |
1.00% |
May 9, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747641. Member loan 747641 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,300 / month |
Current employer: | Piper Valve Systems | Debt-to-income ratio: | 5.74% |
Length of employment: | 2 years | Location: | Oklahoma City, OK |
Home town: | |||
Current & past employers: | Piper Valve Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $749.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 5.00% | Months Since Last Record: | 41 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The balances for both are $3805.00. Rate on Chase is 27.75% on HSBC it is on an intro rate at zero for another two or three weeks I believe the rate is going to be 12% Toral monthly payments are around $125.00 |
Member Payment Dependent Notes Series 747645
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747645 |
$3,200 |
$3,200 |
10.59% |
1.00% |
May 10, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747645. Member loan 747645 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 4.67% |
Length of employment: | 2 years | Location: | Waltham, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I own my home and the mortgage plus real estate taxes equal 2200/month.I have a tenant however and he pays 800 of that 2200. As far as transportation goes, my car is a 2003 Altima and it's been paid off for the last 5 years. I would estimate utilities come to 300/month in total and myphone plan is 100/month. Food is probably 300/month conservatively. |
Member Payment Dependent Notes Series 747744
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747744 |
$4,500 |
$4,500 |
5.42% |
1.00% |
May 9, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747744. Member loan 747744 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,100 / month |
Current employer: | vca southwick animal hospital | Debt-to-income ratio: | 4.86% |
Length of employment: | 10+ years | Location: | Agawam, MA |
Home town: | |||
Current & past employers: | vca southwick animal hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $4,346.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am going to pay off 2 credit cards at this lower rate and have a new window put in that is leaking. |
Member Payment Dependent Notes Series 747940
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747940 |
$5,000 |
$5,000 |
10.99% |
1.00% |
May 10, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747940. Member loan 747940 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | hs cars co. | Debt-to-income ratio: | 18.82% |
Length of employment: | 10+ years | Location: | calexico, CA |
Home town: | |||
Current & past employers: | hs cars co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $4,317.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 747991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
747991 |
$3,500 |
$3,500 |
16.89% |
1.00% |
May 10, 2011 |
May 19, 2016 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 747991. Member loan 747991 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,167 / month |
Current employer: | Burton Hydro-Vac Services | Debt-to-income ratio: | 3.00% |
Length of employment: | 5 years | Location: | El Paso, TX |
Home town: | |||
Current & past employers: | Burton Hydro-Vac Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $483.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay rent. My expenses are pretty low (mainly fuel to get to and from school and work). This is the reason why i am purchasing the motorcycle, to save money on fuel (I currently own a pick up which gets 12 miles to the gallon.) monthly expenses total around $400. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2004 Honda Shadow (Motorcycle) 3800 miles. excellent condition |
Is this loan for a refinance, lease or purchase? | purchase |
Member Payment Dependent Notes Series 748054
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
748054 |
$4,900 |
$4,900 |
15.62% |
1.00% |
May 9, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 748054. Member loan 748054 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Suntron Corporation | Debt-to-income ratio: | 16.45% |
Length of employment: | 7 years | Location: | Surprise, AZ |
Home town: | |||
Current & past employers: | Suntron Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > I am a repeat borrower who has utilized Lending Club in the past to pay off high interest credit cards. I am 100% reliable and responsible. My credit rating continues to improve, so I now wish to secure this loan in order to pay off a higher interest rate loan and to pay off another credit card that I closed last year in order to prevent a rate hike. I thank the good people here at Lending Club for helping me in the past, resulting in a better credit rating and also for those who will help fund this loan so I can reach my goal of being debt free one day soon.
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $5,074.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 748141
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
748141 |
$6,800 |
$6,800 |
12.99% |
1.00% |
May 10, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 748141. Member loan 748141 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,272 / month |
Current employer: | L. J. Sheridan & Co. | Debt-to-income ratio: | 21.42% |
Length of employment: | 5 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | L. J. Sheridan & Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > This loan will be used to pay off credit cards since APR is too high and everything I pay towards them doesnt make a dent! I always pay my bills beforeand on time and have never been delinquent in anything. I have full-time stable job that I really like working at. Just that these cards APR's are killing me and like i stated before, when i make a payment I do not see anything being paid towards to. Plus my friend did this and has helped her to a point where she is out of paying multiple accounts and just pay one sum to just one account and this is why I started this process and hopefully I get funded.
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,163.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My CC balances all amount to the amount of the loan I am requesting. I pay on time and give more on my monthly payments just that the APR on these cards are high to a point where I pay I don't see any difference. 5 Lines of credit with all high APR and would like to consolidate all with this loan to a one time payment per month and pay it off in the allotted time the loan is being given. Paying the CC individually, it will take longer to pay off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My CC balances all amount to the amount of the loan I am requesting. I pay on time and give more on my monthly payments just that the APR on these cards are high to a point where I pay I don't see any difference. 5 Lines of credit with all high APR and would like to consolidate all with this loan to a one time payment per month and pay it off in the allotted time the loan is being given. Paying the CC individually, it will take longer to pay off. |
Member Payment Dependent Notes Series 748144
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
748144 |
$1,200 |
$1,200 |
15.99% |
1.00% |
May 10, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 748144. Member loan 748144 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,100 / month |
Current employer: | The Childrens Home of Mt Holly | Debt-to-income ratio: | 19.48% |
Length of employment: | 5 years | Location: | Cherry Hill, NJ |
Home town: | |||
Current & past employers: | The Childrens Home of Mt Holly | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/05/11 > I need the loan to fix a few things in my home. Have a few plumbing issues that need to be fixed as soon as possible.
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 748384
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
748384 |
$5,000 |
$5,000 |
11.49% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 748384. Member loan 748384 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Dept. of Social Services | Debt-to-income ratio: | 14.10% |
Length of employment: | 2 years | Location: | Highland, NY |
Home town: | |||
Current & past employers: | Dept. of Social Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/06/11 > I plan on using the loan to purchase a used vehicle. I have steady employment with a county agency. If necessary, I would be able to repay the loan through my 401K.
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $8,297.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 50.90% | Months Since Last Record: | 104 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of vehicle are you buying (make, model, year, mileage and condition)? | I am looking for a 2002-2004 Ford Taurus, hopefully with around 100K mmiles |
What are the balances, interest rates, and monthly payments on any other auto obligations? | I have no ther auto loans |
Member Payment Dependent Notes Series 748385
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
748385 |
$3,000 |
$3,000 |
5.42% |
1.00% |
May 10, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 748385. Member loan 748385 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | MR.SHIPP'S PIZZA INC. | Debt-to-income ratio: | 10.45% |
Length of employment: | 10+ years | Location: | lynchburg, VA |
Home town: | |||
Current & past employers: | MR.SHIPP'S PIZZA INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/06/11 > The loan is for new carpet
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,044.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1426 mortgage car loan $300 maybe $500 on everything else |
Member Payment Dependent Notes Series 748463
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
748463 |
$4,000 |
$4,000 |
5.42% |
1.00% |
May 10, 2011 |
May 19, 2014 |
May 19, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 748463. Member loan 748463 was requested on May 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,300 / month |
Current employer: | Miller Direct Inc. | Debt-to-income ratio: | 14.26% |
Length of employment: | 3 years | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | Miller Direct Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 5, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,823.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 748754
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
748754 |
$10,000 |
$10,000 |
16.89% |
1.00% |
May 10, 2011 |
May 20, 2016 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 748754. Member loan 748754 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | AT&T | Debt-to-income ratio: | 10.84% |
Length of employment: | 10+ years | Location: | Albertville, AL |
Home town: | |||
Current & past employers: | AT&T | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $7,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This exact question from the same user was answered in detail about 3 days ago. If this question needs answered again, please re post the question and I will be happy to gather that information again. Thank You. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses other than those listed from the previous question are as follows: utilities are about $300, insurance is $125, food is about $600, phones are about $130, and internet/tv is about $85. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This exact question from the same user was answered in detail about 3 days ago. If this question needs answered again, please re post the question and I will be happy to gather that information again. Thank You. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This exact question from the same user was answered in detail about 3 days ago. If this question needs answered again, please re post the question and I will be happy to gather that information again. Thank You. |
What is your intended use for the loan proceeds? | This exact question from the same user was answered in detail about 3 days ago. If this question needs answered again, please re post the question and I will be happy to gather that information again. Thank You. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This exact question from the same user was answered in detail about 3 days ago. If this question needs answered again, please re post the question and I will be happy to gather that information again. Thank You. |
What is your intended use for the loan proceeds? | This exact question from the same user was answered in detail about 3 days ago. If this question needs answered again, please re post the question and I will be happy to gather that information again. Thank You. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This exact question from the same user was answered in detail about 3 days ago. If this question needs answered again, please re post the question and I will be happy to gather that information again. Thank You. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Two credit cards, one has a balance of $3552.49 with a monthly payment of about $120 @ 19.99% interest. The other has a balance of $652.40 with a monthly payment of about $25 @ 23.15% interest. Two lines of credit. Balances are 1974.47 and 1540.22. Monthly payments are $65 and $50 respectively. Unsure of exact interest on the first and 24.99% on the second one. Mortgage is $77643.99 @ 6.25% with payment of $587.02 and auto is $18,126.85 with payment of $372.68. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Two credit cards. One has a balance of $3552.49 with an interest rate of 19.99% and monthly payment of about $120. The second one has a balance of $652.40 with an interest rate of 23.15% and monthly payment of about $25.Two lines of credit. The first has a balance of $1974.47 with a monthly payment of $65 and I'm unsure of the exact interest rate. The second has a balance of $1540.22 with an interest rate of 24.99% and monthly payment of $50.A mortgage balance of $77,643 with a monthly payment of $587.02 and interest rate of 6.25%.A car loan with a balance of $18,126.85 with monthly payment of $372.68 and again, unsure of the exact interest. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Two credit cards, one has a balance of $3552.49 with a monthly payment of about $120 @ 19.99% interest. The other has a balance of $652.40 with a monthly payment of about $25 @ 23.15% interest. Two lines of credit. Balances are 1974.47 and 1540.22. Monthly payments are $65 and $50 respectively. Unsure of exact interest on the first and 24.99% on the second one. Mortgage is $77643.99 @ 6.25% with payment of $587.02 and auto is $18,126.85 with payment of $372.68. |
Member Payment Dependent Notes Series 748867
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
748867 |
$2,000 |
$2,000 |
5.42% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 748867. Member loan 748867 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | GM-LGR | Debt-to-income ratio: | 29.04% |
Length of employment: | 10+ years | Location: | Davison, MI |
Home town: | |||
Current & past employers: | GM-LGR | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,337.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 749019
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749019 |
$3,000 |
$3,000 |
15.23% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749019. Member loan 749019 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,776 / month |
Current employer: | Jackson Independent School System | Debt-to-income ratio: | 22.30% |
Length of employment: | 10+ years | Location: | Jackson, KY |
Home town: | |||
Current & past employers: | Jackson Independent School System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $12,914.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 749089
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749089 |
$3,000 |
$3,000 |
7.49% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749089. Member loan 749089 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | University of Maryland | Debt-to-income ratio: | 13.43% |
Length of employment: | 2 years | Location: | Lexington Park, MD |
Home town: | |||
Current & past employers: | University of Maryland | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $12,471.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay for airline tickets |
Member Payment Dependent Notes Series 749099
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749099 |
$10,000 |
$10,000 |
10.59% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749099. Member loan 749099 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,735 / month |
Current employer: | American Airlines, Inc. | Debt-to-income ratio: | 13.90% |
Length of employment: | 10+ years | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | American Airlines, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $734.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 48.90% | Months Since Last Record: | 91 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt ballances are $8400 with the highest interest rate being 15 %. My mortgage rate is at 6 % with a ballnace of 79,400. My total monthly payments are $1,600 which includes my mortgate payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My debt ballances are $8400 with the highest interest rate being 15 %. My mortgage rate is at 6 % with a ballnace of 79,400. My total monthly payments are $1,600 which includes my mortgate payment. |
Member Payment Dependent Notes Series 749183
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749183 |
$8,000 |
$8,000 |
18.25% |
1.00% |
May 10, 2011 |
May 20, 2016 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749183. Member loan 749183 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,800 / month |
Current employer: | usxpress inc | Debt-to-income ratio: | 20.37% |
Length of employment: | 9 years | Location: | bloomington, CA |
Home town: | |||
Current & past employers: | usxpress inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 04/21/11 > Pay of credit card and bills Borrower added on 04/23/11 > loan is to help payoff old bills and rebuild my credit score and keep a good credit history
A credit bureau reported the following information about this borrower member on April 21, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $7,011.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 749199
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749199 |
$13,200 |
$13,200 |
14.79% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749199. Member loan 749199 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,574 / month |
Current employer: | SRA International | Debt-to-income ratio: | 18.80% |
Length of employment: | 5 years | Location: | Spotsylvania , VA |
Home town: | |||
Current & past employers: | SRA International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $9,047.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have credit cards that are above 18% that I'd like to pay off (and I like the prospect of paying them off in 3 years). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balances equate to $21,500 (but two of those credit cards are at 9.9% and are from a previous marriage). The remainder of the interest rates are higher than 18%. Monthly payments on credit cards equate to $800 (the amount I pay, not the amount due). My mortgage payment is $1636. My student loans are deferred as I am in college as well as working full time. I have no lines of credit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balances equate to $21,500 (but two of those credit cards are at 9.9% and are from a previous marriage). The remainder of the interest rates are higher than 18%. Monthly payments on credit cards equate to $800 (the amount I pay, not the amount due). My mortgage payment is $1636. My student loans are deferred as I am in college as well as working full time. I have no lines of credit. |
Member Payment Dependent Notes Series 749211
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749211 |
$3,400 |
$3,400 |
16.40% |
1.00% |
May 10, 2011 |
May 20, 2016 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749211. Member loan 749211 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,200 / month |
Current employer: | Pierce Promotions | Debt-to-income ratio: | 5.17% |
Length of employment: | < 1 year | Location: | Playa Del Rey , CA |
Home town: | |||
Current & past employers: | Pierce Promotions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
The loan is needed to get my drivers license back.
A credit bureau reported the following information about this borrower member on April 23, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,155.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i owe $2000 on credit cards most of wich are interest free as of right now. thank you |
Member Payment Dependent Notes Series 749229
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749229 |
$3,500 |
$3,500 |
13.99% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749229. Member loan 749229 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Barclays Capital | Debt-to-income ratio: | 15.50% |
Length of employment: | < 1 year | Location: | Bridgeport, CT |
Home town: | |||
Current & past employers: | Barclays Capital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/06/11 > I just recently took a new job in new york city. This was a relative surprise so I had to relocate and take on a new lease rather abruptly. This has put a temporary strain on me financially, so I need a bridge loan until I am settled, and I am able to sell my car and get my deposit back from my previous lease. Thanks!
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,668.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 749568
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749568 |
$2,400 |
$2,400 |
7.49% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749568. Member loan 749568 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | nypd | Debt-to-income ratio: | 7.00% |
Length of employment: | 3 years | Location: | garnerville, NY |
Home town: | |||
Current & past employers: | nypd | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $336.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | shore house for summer and paying off the credit card |
Member Payment Dependent Notes Series 749594
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749594 |
$3,600 |
$3,600 |
5.42% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749594. Member loan 749594 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Town of Apple Valley | Debt-to-income ratio: | 15.00% |
Length of employment: | 9 years | Location: | Hesperia, CA |
Home town: | |||
Current & past employers: | Town of Apple Valley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/06/11 > Kawasaki Ninja 650 R loan Borrower added on 05/08/11 > motor has 83 miles on it showroom new Borrower added on 05/08/11 > motor has 83 miles on it showroom new
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $822.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 749617
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749617 |
$2,500 |
$2,500 |
10.59% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749617. Member loan 749617 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | Jetblue | Debt-to-income ratio: | 17.65% |
Length of employment: | 3 years | Location: | West Palm Beach, FL |
Home town: | |||
Current & past employers: | Jetblue | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,050.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off some personal expenes |
What is your intended use for the loan proceeds? | To pay off some personal expenes |
What is your intended use for the loan proceeds? | To pay off some personal expenes |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay $0 in rent, $400 in transportation, and 10 a week in food |
Member Payment Dependent Notes Series 749625
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749625 |
$5,000 |
$5,000 |
12.99% |
1.00% |
May 10, 2011 |
May 20, 2014 |
May 20, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749625. Member loan 749625 was requested on May 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Sheridan Correctional Center | Debt-to-income ratio: | 9.79% |
Length of employment: | 10+ years | Location: | Plano, IL |
Home town: | |||
Current & past employers: | Sheridan Correctional Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on May 6, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $3,688.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is $1100 the rest usally runs between $1000 and $1500 a month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is $1100 the rest usally runs between $1000 and $1500 a month |
What is your intended use for the loan proceeds? | Golf Cart |
Member Payment Dependent Notes Series 749907
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
749907 |
$10,800 |
$10,800 |
15.99% |
1.00% |
May 10, 2011 |
May 21, 2014 |
May 21, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 749907. Member loan 749907 was requested on May 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Insight Global | Debt-to-income ratio: | 17.42% |
Length of employment: | 3 years | Location: | Mountain View, CA |
Home town: | |||
Current & past employers: | Insight Global | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/08/11 > I am a very dependable person, but I just can't seem to payoff these crazy high APR's on my credit cards.I have worked for same company for 3 years and before that same company for 11 years. Below you will find a list of my credit cards I am trying to pay off, the APR and the monthly payments I make. I went ahead with this loan because it will be less money per month then I have to pay now BUT I can also see the light at the end & in 36 months I can be debt free. Credit Cards: Total Debt-------- APR % ---------Min Due Month 1.Chase Visa $2935------------ 31.99% ----------$110 2.Capital One Visa ---$2479 ----19.80%-------- $100 3.Capital One M/C--- $480----- 23.15%---------- $40 4.HSBC M/C---------- $490----- 19.99%---------- $35 5.Target Visa--------- $676------ 23%------------- $50 6.Walmart Card------ $690------ 22.9%----------- $40 7.Lowes Card-------- $481------ 19%------------- $40 8.Best Buy Card----- $462------ 27.99%--------- $50 9.Medical Bills- $1800 Total Bills: $10,501.00 Total Min Payout Per Month $465
A credit bureau reported the following information about this borrower member on May 7, 2011:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $8,593.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 96.60% | Months Since Last Record: | 116 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards-------------------Total Debt---------- APR %-------Min Due Month 1.Chase Visa----------------- $2935---------------31.99%--------- $110 2.Capital One Visa--------- $2479-------------- 19.80%--------- $100 3.Capital One M/C---------- $480---------------- 23.15%-------- $40 4.HSBC M/C------------------ $490---------------- 19.99%-------- $35 5.Target Visa----------------- $676----------------- 23%-------------$50 6.Walmart Card------------- $690----------------- 22.9%--------- $40 7.Lowes Card---------------- $481-----------------19%------------- $40 8.Best Buy Card------------ $462---------------- 27.99%-------- $50 9.Medical Bills-------------- $1800 Total Bills: $10,501.00----------------------------------------- Total Min Payout Per Month $465 |
Member Payment Dependent Notes Series 750530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
750530 |
$5,000 |
$5,000 |
15.99% |
1.00% |
May 10, 2011 |
May 22, 2014 |
May 22, 2016 |
$0 |
This series of Notes was issued upon closing and funding of member loan 750530. Member loan 750530 was requested on May 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,780 / month |
Current employer: | Teva Pharmaceuticals | Debt-to-income ratio: | 16.75% |
Length of employment: | 3 years | Location: | Lansdale, PA |
Home town: | |||
Current & past employers: | Teva Pharmaceuticals | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 05/08/11 > I am looking for a loan to pay-off my current credit cards. I make payments on time and generally always make more then the minimum payments so that I can pay-off the loan quicker. Borrower added on 05/09/11 > I was weighing my options on how to pay off my high interest credit cards and one option was to take a distribution from my 401k. However, because of the significant penalties, I decided to seek a different route. I have a very stable full-time job which I have been at for over 3 years, and I just quit a part time job that I have been working at for the last 7 years. I am very reliable on making payments and all of my accounts are current.
A credit bureau reported the following information about this borrower member on May 8, 2011:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $4,722.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Prospectus Supplement (Sales Report) No. 1 dated May 10, 2011