424B3 1 postingsup_20100125.htm Prospectus Supplement No. 4

Posting Supplement No. 4 dated January 25, 2010

to Prospectus dated January 20, 2010

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Posting Supplement supplements the prospectus dated January 20, 2010 and provides information about the particular series of Member Payment Dependent Notes (the "Notes") we are currently offering. Prospective investors should read this Posting Supplement together with the prospectus dated January 20, 2010 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                The following Notes are currently being offered:

 

Member Payment Dependent Notes Series 399980

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

399980

$9,600

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 399980. Member loan 399980 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Abc Supply Debt-to-income ratio: 3.84%
Length of employment: 3 years Location: burke, VA
       
Home town:
Current & past employers: Abc Supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am trying to get out of a high car payment. So I can afford to live comfortable. And also need to get out of a couple high interest credit card payments. It will really make my day if I can get this loan and hopefully end all of the stressful times. Thanks Matt Borrower added on 01/21/10 > Hi, I am trying to get out of a high car payment. I have never been late on a payment. I have never struggled with bills, but everyone deserves to live comfortable. This loan will help me reduce my stress. Please Help. Thanks, Matt

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 421822

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

421822

$13,000

16.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 421822. Member loan 421822 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $4,792 / month
Current employer: ARCO Construction Debt-to-income ratio: 23.85%
Length of employment: 1 year Location: Saint Louis, MO
       
Home town:
Current & past employers: ARCO Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

This is my second loan with Lending Club, under bgrimm42@gmail.com. I've never been late on it. The purpose of this loan is to finish consolidating some debts and legal fees from my divorce as well as fund some plumbing problems in my home.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 23
Revolving Credit Balance: $8,373.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 433878

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

433878

$11,200

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 433878. Member loan 433878 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $3,917 / month
Current employer: Norton Hospital Debt-to-income ratio: 16.09%
Length of employment: 3 years Location: Louisville, KY
       
Home town:
Current & past employers: Norton Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to consolidate 4 debts. I make good money and can pay this off very fast, including probably making payments for more than the minimum required. I work in the healthcare field as a Medical Technologist (ASCP) and I have great job security due to a shortage of us. As you will see by my credit report, I make my payments on time. I am a very responsible person and I hope you will approve me for this loan. Borrower added on 01/22/10 > I am willing to make extra payments on this loan to get it paid off faster!

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 26
Revolving Credit Balance: $11,005.00 Public Records On File: 0
Revolving Line Utilization: 37.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 437568

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

437568

$2,000

19.13%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 437568. Member loan 437568 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Debt-to-income ratio: 17.28%
Length of employment: < 1 year Location: Tulsa, OK
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am trying to pay for some additional much needed advertising and keep some in bank as working capital. I am in my 2nd year of opening an insurance office and things are on the up. Just short on needed money. Thank you for the assistance.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 2
Revolving Credit Balance: $11,132.00 Public Records On File: 0
Revolving Line Utilization: 98.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 445544

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

445544

$6,000

7.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 445544. Member loan 445544 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,167 / month
Current employer: Telcordia Debt-to-income ratio: 1.46%
Length of employment: 10+ years Location: Brooklyn, NY
       
Home town:
Current & past employers: Telcordia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Refinance credit card at a better rate. Borrower added on 01/23/10 > Refinance credit cards at a better rate.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,817.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 458328

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

458328

$5,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 458328. Member loan 458328 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: north ga dentention center Debt-to-income ratio: 9.92%
Length of employment: < 1 year Location: clarkesville, GA
       
Home town:
Current & past employers: north ga dentention center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1967 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $452.00 Public Records On File: 0
Revolving Line Utilization: 90.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 458440

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

458440

$16,800

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 458440. Member loan 458440 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Robomodo Debt-to-income ratio: 23.65%
Length of employment: 1 year Location: Chicago, IL
       
Home town:
Current & past employers: Robomodo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > This money will be used to consolidate me and my wife's credit cards down to a single payment at a lower interest rate. We're switching over to using cash as much as possible to avoid accumulating more debt than we can pay off each month. Also I should say we have no problems making the payments we just want to save money by having a lower rate, and we have enough money in savings to cover our debts/bills for several months if I was to lose my job (she is a student).

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,333.00 Public Records On File: 0
Revolving Line Utilization: 61.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 459312

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

459312

$12,500

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 459312. Member loan 459312 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Chenega Fed Systems Debt-to-income ratio: 9.98%
Length of employment: 6 years Location: Miami, FL
       
Home town:
Current & past employers: Chenega Fed Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I wanted to add that I work for the Department of Defense, therefore my job is stable and consistent. My goal is to pay off $11500 worth of credit card debt. I'm in the process of purchasing a property within the next 60 days and would like to pay off all credit card debt to show I have less debt on file.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 34 Months Since Last Delinquency: 11
Revolving Credit Balance: $10,844.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 461227

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

461227

$10,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 461227. Member loan 461227 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,800 / month
Current employer: PREMIER DERMATOLOGY Debt-to-income ratio: 4.72%
Length of employment: 3 years Location: NAPERVILLE, IL
       
Home town:
Current & past employers: PREMIER DERMATOLOGY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > I am hoping to receive this loan to pay for wedding expenses. My Fiance and I have been engaged 2 years and plan to get married this Summer. Our time is running out to plan and we would appreciate this loan more than anything. My monthly income is plenty for me to pay my monthly living expenses, this monthly loan payment and have money left over. I also have the help of my fiance's income. I would be a good borrower because I have a great credit history. I have never been late on anypayments, and I always pay more than the minimum payment required on any bill. Borrower added on 01/17/10 > I am hoping to receive this loan to pay for wedding expenses. My Fiance and I have been engaged 2 years and plan to get married this Summer. Our time is running out to plan and we would appreciate this loan more than anything. My monthly income is plenty for me to pay my monthly living expenses, this monthly loan payment and have money left over. I also have the help of my fiance's income. I would be a good borrower because I have a great credit history. I have never been late on anypayments, and I always pay more than the minimum payment required on any bill. Borrower added on 01/17/10 > My fiance and I are planning to get married July of this year. We are hoping for our loan to be funded to pay for a major part of our wedding expenses. My monthly income is enough for me to pay my monthly living expenses, the monthly payment of this loan, and have extra money. I am a good borrower because I have a good credit history. I have never made any late payments, and I always pay more than the minimum payment required. Having and keeping a good credit status is very important to me and I never spend more than I can afford. I have a full time job which is very stable. I have been there for 3 1/2 years and the practice is very busy and growing everyday. My intentions are pay off this loan earlier than 36 months with money reveived from wedding gifts. I appreciate and thank you in advance, for all of your time and support on helping us to make our special day happen. Borrower added on 01/17/10 > Having and keeping a good credit status is something that is very important to me. I have a very stable job which I have been at for 3 1/2 years. Our practice is very busy and growing everyday and shows no signs of slowing down. Borrower added on 01/18/10 > I'm not sure what happened above I applogogize for all the repeats. Also I wanted to note that my current debt amount as posted is slightly incorrect it is about $700 less than what it says and is being paid monthly.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,638.00 Public Records On File: 0
Revolving Line Utilization: 11.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 461780

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

461780

$12,000

14.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 461780. Member loan 461780 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,333 / month
Current employer: Department of Homelan Security/ICE Debt-to-income ratio: 15.36%
Length of employment: 8 years Location: Hamilton, NJ
       
Home town:
Current & past employers: Department of Homelan Security/ICE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 3, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 29 Months Since Last Delinquency: 10
Revolving Credit Balance: $30,232.00 Public Records On File: 0
Revolving Line Utilization: 67.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 461884

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

461884

$9,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 461884. Member loan 461884 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Debt-to-income ratio: 8.97%
Length of employment: < 1 year Location: Interaken, NY
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Thank you for supporting my loan. Borrower added on 01/18/10 > Thanks for looking at my loan here is a little of why I need it. I am an independent contractor for website development. During a recession I have kept my job and increased my work, but getting a mortgage is harder than ever from the banks. I have work guaranteed for the year and I have 50K for my condo, but as a contractor the mortgage process has gotten much harder after the banking crisis. I need these additional funds too buy the condo outright condo.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,051.00 Public Records On File: 0
Revolving Line Utilization: 13.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 463832

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

463832

$20,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 463832. Member loan 463832 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,167 / month
Current employer: Com Dev USA Debt-to-income ratio: 19.93%
Length of employment: 2 years Location: Costa Mesa, CA
       
Home town:
Current & past employers: Com Dev USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $41,347.00 Public Records On File: 0
Revolving Line Utilization: 56.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 464707

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

464707

$18,000

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 464707. Member loan 464707 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,833 / month
Current employer: Liberty Mutual Insurance Company Debt-to-income ratio: 19.33%
Length of employment: 10+ years Location: rancho cucamonga, CA
       
Home town:
Current & past employers: Liberty Mutual Insurance Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > Pay off bills. No problems paying back debt.

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,556.00 Public Records On File: 0
Revolving Line Utilization: 47.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 465979

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

465979

$18,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 465979. Member loan 465979 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Debt-to-income ratio: 0.57%
Length of employment: 4 years Location: Miami, FL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > Our business has received several new contracts and we are in need of short term funding to cover the materials and manufacturing costs. Since these goods are already sold and will be delivered to customers between February and May we expect to be able to pay off the loan by June as we are paid for the deliveries.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1980 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,704.00 Public Records On File: 0
Revolving Line Utilization: 31.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 469850

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

469850

$24,250

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 469850. Member loan 469850 was requested on January 10, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: PSUSD Debt-to-income ratio: 19.88%
Length of employment: 9 years Location: Cathedral City, CA
       
Home town:
Current & past employers: PSUSD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/10/10 > Hi! I am a first grade teacher with a steady job and a steady income. My fiance and I were in the midst of wedding planning and he unfortunately lost his job due to the economy. Thankfully, he is employed again. We just want to pay off debt so we can start our lives off on the right foot! From the bottom of my heart, I would appreciate the help with our finances!

 

A credit bureau reported the following information about this borrower member on December 18, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 34
Revolving Credit Balance: $31,756.00 Public Records On File: 0
Revolving Line Utilization: 79.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 470125

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

470125

$25,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 470125. Member loan 470125 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,417 / month
Current employer: Equant Debt-to-income ratio: 6.90%
Length of employment: 10+ years Location: MARIETTA, GA
       
Home town:
Current & past employers: Equant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > This loan will hlep finish the basement and add energy efficient materials (windows, doors, appliances). I expect at least 25% drop in my utility bill and of course an increase in the value of my home

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 11
Revolving Credit Balance: $22,180.00 Public Records On File: 0
Revolving Line Utilization: 55.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 471975

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

471975

$3,000

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 471975. Member loan 471975 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,292 / month
Current employer: Shape Health and Fitness Debt-to-income ratio: 2.04%
Length of employment: 3 years Location: Elk Grove, CA
       
Home town:
Current & past employers: Shape Health and Fitness
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 25, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,064.00 Public Records On File: 0
Revolving Line Utilization: 11.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 472835

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

472835

$16,750

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 472835. Member loan 472835 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: JMS Electric Debt-to-income ratio: 22.09%
Length of employment: 10+ years Location: CHICAGO, IL
       
Home town:
Current & past employers: JMS Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > This is just a loan to consolidate some high interest rate credit cards to 1 simple payment at a lower interest rate. I am current with all of my bills and I have a good credit score.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 20
Revolving Credit Balance: $26,901.00 Public Records On File: 0
Revolving Line Utilization: 43.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 473649

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

473649

$20,000

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 473649. Member loan 473649 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: RR Donnelley Debt-to-income ratio: 13.25%
Length of employment: 10+ years Location: CHICAGO, IL
       
Home town:
Current & past employers: RR Donnelley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/11/10 > First, I plan to consolidate my current credit card debts with this loan to lower my credit card rate. I plan to pay off the debt in a timely manner, and pay it off sooner. Currently my job situation is steady and currently I shouldn't have a problem to make the monthly payments.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 33
Revolving Credit Balance: $23,215.00 Public Records On File: 0
Revolving Line Utilization: 62.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 473764

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

473764

$16,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 473764. Member loan 473764 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: Debt-to-income ratio: 11.56%
Length of employment: < 1 year Location: FREEPORT, IL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 12
Revolving Credit Balance: $31,114.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 473814

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

473814

$24,000

10.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 473814. Member loan 473814 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: North West Admin Debt-to-income ratio: 7.59%
Length of employment: 10+ years Location: SAN BRUNO, CA
       
Home town:
Current & past employers: North West Admin
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > In order to cover our wedding, we had to charge more than expected on our credit cards. Now the interest is so high, that most of our payment is interest.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,882.00 Public Records On File: 0
Revolving Line Utilization: 28.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 473822

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

473822

$14,500

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 473822. Member loan 473822 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: USPS Debt-to-income ratio: 10.96%
Length of employment: 10+ years Location: Walkersville, MD
       
Home town:
Current & past employers: USPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 3, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 47
Revolving Credit Balance: $1,461.00 Public Records On File: 0
Revolving Line Utilization: 3.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 474048

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474048

$21,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474048. Member loan 474048 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Tellabs Debt-to-income ratio: 15.63%
Length of employment: 4 years Location: DALLAS, TX
       
Home town:
Current & past employers: Tellabs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > So close to being debt free again. On paper I'm already in the black, but those last few pesky credit debts are slowing my progress. Borrower added on 01/20/10 > I initially pursued a loan though bank (BoA) but they told me in writing that my credit was so good I didn't need a fixed-rate, fixed-term loan; I should use my credit cards. Well, I'm done with that sucker's game for good. The grand experiment with credit cards is over and I'm returning to those halcyon days when I had no credit cards and things were just fine. Would you like to help me reach my goal? Borrower added on 01/20/10 > I should add that I had a 12.99% fixed-term line-of-credit from BoA that I had used previously to consolidate debt and make home improvements. I aggressively paid the three-year loan off in 20 months ($500 every two weeks). When I attempted to access the line-of-credit again, BoA closed it and told me to use credit cards instead. While I have redirected my debt reduction payment to one of my credit cards, the interest of all the cards is beating me up; especially since the rates seem to have mysteriously increased in the past few months for no reason. Imminent bank regulation, maybe?

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,860.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474333

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474333

$1,800

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474333. Member loan 474333 was requested on January 9, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: Valvoline instant oil change Debt-to-income ratio: 6.33%
Length of employment: 1 year Location: EDGEWATER, MD
       
Home town:
Current & past employers: Valvoline instant oil change
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 9, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,454.00 Public Records On File: 0
Revolving Line Utilization: 33.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 474337

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474337

$12,000

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474337. Member loan 474337 was requested on January 10, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $13,083 / month
Current employer: city of Oxnard Debt-to-income ratio: 18.75%
Length of employment: 10+ years Location: OXNARD, CA
       
Home town:
Current & past employers: city of Oxnard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/10/10 > fund my loan Borrower added on 01/13/10 > I plan to pay this loan off buy June 2010.

 

A credit bureau reported the following information about this borrower member on January 10, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $139,636.00 Public Records On File: 0
Revolving Line Utilization: 95.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 474368

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474368

$20,000

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474368. Member loan 474368 was requested on January 5, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Abelson Taylor Debt-to-income ratio: 11.23%
Length of employment: 2 years Location: CHICAGO, IL
       
Home town:
Current & past employers: Abelson Taylor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/05/10 > Looking to clean up credit cards but avoid ridiculous interest rates.

 

A credit bureau reported the following information about this borrower member on January 5, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,833.00 Public Records On File: 0
Revolving Line Utilization: 84.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 474420

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474420

$14,800

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474420. Member loan 474420 was requested on January 5, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: formulation technology inc. Debt-to-income ratio: 15.52%
Length of employment: 10+ years Location: RIVERBANK, CA
       
Home town:
Current & past employers: formulation technology inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/05/10 > pay off my credit cards.

 

A credit bureau reported the following information about this borrower member on January 5, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,458.00 Public Records On File: 0
Revolving Line Utilization: 28.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474431

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474431

$8,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474431. Member loan 474431 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Five-Star AudioVisual Debt-to-income ratio: 21.41%
Length of employment: < 1 year Location: HUNTINGTON BEACH, CA
       
Home town:
Current & past employers: Five-Star AudioVisual
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 5, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1969 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 24
Revolving Credit Balance: $3,276.00 Public Records On File: 0
Revolving Line Utilization: 11.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474491

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474491

$20,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474491. Member loan 474491 was requested on January 7, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Apex Financial Consulting Group Debt-to-income ratio: 0.64%
Length of employment: 3 years Location: shingetown, CA
       
Home town:
Current & past employers: Apex Financial Consulting Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 6, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $764.00 Public Records On File: 0
Revolving Line Utilization: 4.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 474981

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474981

$25,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474981. Member loan 474981 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $18,750 / month
Current employer: ARCADIS Debt-to-income ratio: 1.35%
Length of employment: 10+ years Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: ARCADIS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Home renovations and upgrades. Borrower added on 01/18/10 > We are in the process of planning out a renovation to our home, which we've been in for just under 3 years. Our planned renovation includes upgrading an existing bathroom, addition of a new bathroom, a bedroom conversion, and overall improvements. All of the funds will go directly to the renovation, which is on a tight timeline. The additional money requested is to kick the project off and keep us moving to meet out deadline. Borrower added on 01/19/10 > I have been in my current firm as an engineer/consultant for nearly 15 years. I have a history of fulfilling loan obligations, including our current mortgage, auto loans (paid off), student loans (paid off), previous personal loan (paid off), etc. This particular loan is driven by the cash flow needed to jump start this project and complete the work within the tight schedule.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 14 Months Since Last Delinquency: 11
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474990

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474990

$20,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474990. Member loan 474990 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: IBM Debt-to-income ratio: 13.87%
Length of employment: 5 years Location: Austin, TX
       
Home town:
Current & past employers: IBM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Loan Details: 1. Loan funds will be used to consolidate 2 credit cards. 2. My current total monthly payments to the cards is more than the proposed monthly payment on this requested loan. 3. Employment is stable - customer facing position at IBM. Borrower added on 01/20/10 > 4. Please read the questions and answers for ongoing information. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 77
Revolving Credit Balance: $11,179.00 Public Records On File: 0
Revolving Line Utilization: 3.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475049

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475049

$24,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475049. Member loan 475049 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: Philadelphia School District Debt-to-income ratio: 13.84%
Length of employment: 1 year Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: Philadelphia School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I am a fully employed teacher!! I have a good secure job and I'm trying to clear my debt quickly by getting a lower interest rate. Thanks for considering me.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,375.00 Public Records On File: 0
Revolving Line Utilization: 76.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475070

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475070

$14,000

20.90%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475070. Member loan 475070 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: richard h. benninger md pc Debt-to-income ratio: 13.81%
Length of employment: 4 years Location: GRAND RAPIDS, MI
       
Home town:
Current & past employers: richard h. benninger md pc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > I would like to pay off all debt on credit cards to raise my credit score as well save more money for the future. I am a very reliable with all of my debts owed. I have not made a late payment nor missed a payment. My job is very secure and I have an extremely reputable job record.

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 31 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: 39
Revolving Credit Balance: $13,020.00 Public Records On File: 0
Revolving Line Utilization: 33.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 475121

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475121

$10,000

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475121. Member loan 475121 was requested on January 7, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,200 / month
Current employer: FHS Debt-to-income ratio: 21.01%
Length of employment: 10+ years Location: Bremerton, WA
       
Home town:
Current & past employers: FHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/09/10 > Details of loan expense: Payoff & close collections for Chase, currently NSF and court-ordered-2k; Pay NSF on traffic ticket, $300 before 1/23 or suspended; Repair car for estimated $500 for alternator, etc.- no funds currently to do this; pay parents power bill before it gets turned off- >$500; pay back owed bills that went NSF over past month totally over $1200; Payoff and close Home Depot card, Kohl's card, Wal Mart card with high interest rates-- $1800 total. Lastly: Survive with what I have! My goal: get a loan with a reasonable APR that is do-able for my budget in monthly payments. I am working with a financial advisor as well-- so this is not a "frivolous" request-- it's a matter of impacting 3 lives (my unemployed parents and myself). Thank you.

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 63 Months Since Last Delinquency: 4
Revolving Credit Balance: $37,398.00 Public Records On File: 0
Revolving Line Utilization: 89.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 475220

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475220

$10,750

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475220. Member loan 475220 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Wagner & Company, CPA Debt-to-income ratio: 22.45%
Length of employment: 1 year Location: antelope, CA
       
Home town:
Current & past employers: Wagner & Company, CPA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I'm a good borrower, because I pay my bills on time and I need to borrow this money so I can pay off high interest credit cards. I work as as Staff Accountant and my job is stable. Borrower added on 01/21/10 > I just want to say Thank you to everyone who has or is thinking about investing in this loan.

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 13
Revolving Credit Balance: $15,146.00 Public Records On File: 0
Revolving Line Utilization: 77.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475351

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475351

$6,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475351. Member loan 475351 was requested on January 9, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: CHW Debt-to-income ratio: 5.47%
Length of employment: 6 years Location: Sacramento, CA
       
Home town:
Current & past employers: CHW
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,992.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475398

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475398

$19,000

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475398. Member loan 475398 was requested on January 8, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Johnson Mathey Debt-to-income ratio: 20.12%
Length of employment: 9 years Location: philadelphia, PA
       
Home town:
Current & past employers: Johnson Mathey
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > I have a reliable job , steady income .my wife is also started working full time, i want to pay off my credit cards before my rates go up in Jan2010, also with this money I can payoff my car loan (i will be relieved another $350 per month), Also I can pay off all these store credit cards with this money , please help me.

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 22 Months Since Last Delinquency: 11
Revolving Credit Balance: $1,890.00 Public Records On File: 0
Revolving Line Utilization: 19.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 475480

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475480

$21,000

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475480. Member loan 475480 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: Renesas Technology America Debt-to-income ratio: 7.91%
Length of employment: 4 years Location: Mountain View, CA
       
Home town:
Current & past employers: Renesas Technology America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > My job is very stable (same semi-conductor company for more than 4 years) and I am in charge of product and business development for a unique high growth technology). My credit score is excellent: around or above 750. This loan will be reimbursed fast, within 12 months, as per our business model for this new business I am starting with a very experienced veteran in the real estate market. We want to make good use of this service from LendingClub with repeat (small) amount borrowings repaid fast to leverage the huge opportunities offered in the real estate market now.

 

A credit bureau reported the following information about this borrower member on January 9, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,864.00 Public Records On File: 0
Revolving Line Utilization: 96.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475526

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475526

$24,250

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475526. Member loan 475526 was requested on January 9, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Liquidity Services, Inc. Debt-to-income ratio: 0.25%
Length of employment: < 1 year Location: MIDLOTHIAN, VA
       
Home town:
Current & past employers: Liquidity Services, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/09/10 > We need to consolidate and have worked out a plan to pay it off it at least 3 years if not sooner.

 

A credit bureau reported the following information about this borrower member on January 9, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1990 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 13 Months Since Last Delinquency: 14
Revolving Credit Balance: $91.00 Public Records On File: 0
Revolving Line Utilization: 9.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 475731

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475731

$25,000

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475731. Member loan 475731 was requested on January 10, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Alta Colleges/Westwood Online Debt-to-income ratio: 10.04%
Length of employment: 5 years Location: centennial, CO
       
Home town:
Current & past employers: Alta Colleges/Westwood Online
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 10, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 25
Revolving Credit Balance: $1,066.00 Public Records On File: 0
Revolving Line Utilization: 20.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475749

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475749

$7,000

7.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475749. Member loan 475749 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: Debt-to-income ratio: 14.85%
Length of employment: < 1 year Location: Rural Retreat, VA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > I have a stable retirement income and my home is paid for. I only have a vehicle payment. I plan to use these funds to further enjoy my retirement by remodling my vacation home. I'll do all of the work myself. Borrower added on 01/23/10 > I have never knowingly missed a payment in my life, I would also rather use this service,if possible, the security of having my home clear is more important than a few interest points.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1975 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $268.00 Public Records On File: 0
Revolving Line Utilization: 0.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475860

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475860

$4,500

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475860. Member loan 475860 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,080 / month
Current employer: Debt-to-income ratio: 9.17%
Length of employment: < 1 year Location: Gate City, VA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > Pay off car, pay off credit card for much lower payment! It fits into my budget much better. Borrower added on 01/22/10 > I have worked hard to improve my credit and know what my budget is and stay within it. Borrower added on 01/23/10 > My mortgage loan is with USDA-RHS, I've had since 1992, got 10 more years. They go by income, it stays around $245.00 a month. Included is the taxes and insurance. Borrower added on 01/23/10 > My car loan is $290 as of now, with $2030 left. If I was to refinance (bank) at 13% for 18 months it would run me $151.00. Credit card is $1100.00, payment $40: $400.00 payment at 25.00. The $290 is a little steep right now, this would help me so much to pay everything off with one easier payment! I have in the past had some difficult times, the reason for that was employer downsized, new job which did not pay as much, I got in a bind. Bounced back, took some time but I did it. Thank you for your help. Will try to pay off earlier if possible.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,832.00 Public Records On File: 1
Revolving Line Utilization: 36.80% Months Since Last Record: 108
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 475877

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475877

$12,500

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475877. Member loan 475877 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,833 / month
Current employer: Debt-to-income ratio: 8.74%
Length of employment: < 1 year Location: Fox Lake, IL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 4
Revolving Credit Balance: $49,697.00 Public Records On File: 0
Revolving Line Utilization: 80.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 475929

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475929

$9,250

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475929. Member loan 475929 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,200 / month
Current employer: Pizza Hut Debt-to-income ratio: 0.08%
Length of employment: < 1 year Location: Riverside, CA
       
Home town:
Current & past employers: Pizza Hut
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > I am planning to use the funds to consolidate a portion of my $22000 credit card debt which was used to purchase a car. I am a good borrower that was never late on payment. I work as a delivery driver and make good tips + wage. I live with relatives so I do not pay rent. My job is stable and consistent and makes roughly $1300 monthly.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5.00 Public Records On File: 0
Revolving Line Utilization: 0.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 475999

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475999

$8,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475999. Member loan 475999 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,333 / month
Current employer: Debt-to-income ratio: 6.17%
Length of employment: < 1 year Location: tigard, OR
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > This loan will be used for a Graduate Degree in Management. I am a business professional with MBA for ten years. Financial situation: I spent the last seven years clearing up my credit report. I paid back credit cards, closed false reported accounts and paid off our vehicles. My student loan is a sum of six accounts; a high number of delinquencies developed quickly during earlier times. I reached an agreement with the student loan and all my payments are on time since. All other bills are always paid on time. We established a budget and live by it. I now have a credit score of 681 = good. Monthly net income: $ 3,250 Monthly Expenses: $2,540 Housing: $800 Insurance: $140 Car Expenses: $50 Utilities: $250 Phone, cable, internet: $100 Food, entertainment: $700 Clothing, household expenses: $100 Credit Card and other loans: $300 Other Expenses: $100 Borrower added on 01/14/10 > This loan will be used for a Graduate Degree in Management. I am a business professional with MBA for ten years. Financial situation: I spent the last seven years clearing up my credit report. I paid back credit cards, closed false reported accounts and paid off our vehicles. My student loan is a sum of six accounts; a high number of delinquencies developed quickly during earlier times. I reached an agreement with the student loan and all my payments are on time since. All other bills are always paid on time. We established a budget and live by it. I now have a credit score of 681 = good. Monthly net income: $ 3,250 Monthly Expenses: $2,540 Housing: $800 Insurance: $140 Car Expenses: $50 Utilities: $250 Phone, cable, internet: $100 Food, entertainment: $700 Clothing, household expenses: $100 Credit Card and other loans: $300 Other Expenses: $100

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 6
Total Credit Lines: 17 Months Since Last Delinquency: 20
Revolving Credit Balance: $1,756.00 Public Records On File: 0
Revolving Line Utilization: 39.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476048

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476048

$21,000

20.52%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476048. Member loan 476048 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: whole foods market Debt-to-income ratio: 1.86%
Length of employment: 3 years Location: jamaica, NY
       
Home town:
Current & past employers: whole foods market
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > I live with my fianc??e, she help me with the bills. She make slightly more than me a month, She make 2750 a month.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,419.00 Public Records On File: 0
Revolving Line Utilization: 24.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 9    

 

 


 

 

 

Member Payment Dependent Notes Series 476054

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476054

$12,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476054. Member loan 476054 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: Salt River Community Debt-to-income ratio: 13.36%
Length of employment: 3 years Location: kahoka, MO
       
Home town:
Current & past employers: Salt River Community
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > I really like the idea of my interest money going to people, instead of credit card companies.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 4
Revolving Credit Balance: $20,602.00 Public Records On File: 0
Revolving Line Utilization: 41.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476062

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476062

$20,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476062. Member loan 476062 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: Memorial Sloan-Kettering Cancer Center Debt-to-income ratio: 23.93%
Length of employment: 2 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Memorial Sloan-Kettering Cancer Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I have been in my current position as an Administrative Assistant for the past two years, and three months. My goal is to return to school, for an MPA, in order to open up more avenues with my current employer. I would like to continue working in health care, and stay with my current hospital, but need to enhance my educational background, before I can be considered for any other opportunities. My current employer pays a percentage of my tuition, but I will need supplemental funds in order to avoid taking out student loans. I would like to have no student loan debts upon my graduation. My financial situation: I am a good candidate for this loan because I have proven to be a responsible lender in the past. I have made my payments on-time, and have good credit. Due to the financial burden of having to take care of a sick relative in the past, I have struggled to get my credit score where it is now, but I see positive days ahead. Monthly net income: $ 2700 Monthly expenses: $ Housing: $ 600 Insurance: $ 25 (Deducted prior to my 2700 net income) Car expenses: $ None, monthly transportation is $89 (Deducted prior to my 2700 net income) Utilities: $ 50 Phone, cable, internet: $ 140 Food, entertainment: $ 100 Clothing, household expenses $ 100 (varies) Credit cards and other loans: $ 700 Other expenses: $ 100 (Savings)

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,695.00 Public Records On File: 0
Revolving Line Utilization: 43.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476073

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476073

$8,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476073. Member loan 476073 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Catholic Charities Debt-to-income ratio: 7.04%
Length of employment: < 1 year Location: North Fort Myers, FL
       
Home town:
Current & past employers: Catholic Charities
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > Worked for 8 years with previous employer with no benefits. Could use some help to pay some medical bills.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1972 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 51
Revolving Credit Balance: $7,910.00 Public Records On File: 0
Revolving Line Utilization: 90.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 476083

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476083

$19,750

16.70%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476083. Member loan 476083 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: bioMerieux Debt-to-income ratio: 18.18%
Length of employment: < 1 year Location: ATLANTA, GA
       
Home town:
Current & past employers: bioMerieux
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > Steady job required degree and experience for me and my wife. Combined we gross 135,000/year we are able to pay this loan back with no discrepencies.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,532.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476088

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476088

$7,200

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476088. Member loan 476088 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Lawrence Livermore National Security LLC Debt-to-income ratio: 6.45%
Length of employment: 10+ years Location: El Cerrito, CA
       
Home town:
Current & past employers: Lawrence Livermore National Security LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > Payoff Capital One, 24%, (never missed a payment!)

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1977 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 40
Revolving Credit Balance: $7,983.00 Public Records On File: 0
Revolving Line Utilization: 43.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476142

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476142

$10,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476142. Member loan 476142 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: STARCON Debt-to-income ratio: 10.59%
Length of employment: 3 years Location: New Lenox, IL
       
Home town:
Current & past employers: STARCON
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,490.00 Public Records On File: 0
Revolving Line Utilization: 4.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 476146

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476146

$6,000

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476146. Member loan 476146 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: Fremont Rideout health group Debt-to-income ratio: 10.60%
Length of employment: 2 years Location: Live Oak, CA
       
Home town:
Current & past employers: Fremont Rideout health group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > we are a young couple that need money to pay for the wedding. we both have jobs that allow us to pay for it but we need more then we have now. we will definatley be able to pay off the loan. Borrower added on 01/14/10 > We make about 30,000 a year.Are JObs are very stable. Our monthly budget is Rent 600 Food and household items 100 Car gas 100 Utilities 80 cell bill 135 Hopefully this is enough information to insure you that you will receive your money back. Thank you everyone for giving us a chance. God Bless.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,511.00 Public Records On File: 0
Revolving Line Utilization: 63.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 476151

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476151

$10,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476151. Member loan 476151 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,192 / month
Current employer: WORLD MANAGEMENT BUSINESS STRATRGIES, Debt-to-income ratio: 0.67%
Length of employment: 5 years Location: ALEXANDRIA, MN
       
Home town:
Current & past employers: WORLD MANAGEMENT BUSINESS STRATRGIES,
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $584.00 Public Records On File: 0
Revolving Line Utilization: 2.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476299

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476299

$24,250

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476299. Member loan 476299 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $16,667 / month
Current employer: Life Technologies Debt-to-income ratio: 14.30%
Length of employment: 8 years Location: KINGSTON, WA
       
Home town:
Current & past employers: Life Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > This will clear a 29.9% APR account that has been closed. Borrower added on 01/24/10 > I've worked in the biotech industry since 1987 and for the same company for the past 8 years. I have had excellent payment history on all of my debts, including paying off 4 cars and a truck over the years.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $155,946.00 Public Records On File: 0
Revolving Line Utilization: 90.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476321

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476321

$15,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476321. Member loan 476321 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,250 / month
Current employer: 1400 Debt-to-income ratio: 3.47%
Length of employment: 1 year Location: SMYRNA, GA
       
Home town:
Current & past employers: 1400
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > Green city housing project Borrower added on 01/23/10 > I mistyped in the application. $1400 is the current rent we pay. My employer is Emerson, and my role is marketing and biz dev director. Been with them for 3 years now. My 2009 annual compensation was ~160K. I have zero credit card debt or car loans. Purpose of the loan is to buy real estate in my home town in India. It costs ~$140K. Rather than taking a mortgage there, I want to buy the property outright. I used $125K from my savings, and I am short $15K. The name of the building community is Green City - www.vplprojects.com.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,910.00 Public Records On File: 0
Revolving Line Utilization: 14.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476343

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476343

$25,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476343. Member loan 476343 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,667 / month
Current employer: American Service Center LLC Debt-to-income ratio: 16.99%
Length of employment: 10+ years Location: Centreville, VA
       
Home town:
Current & past employers: American Service Center LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > This loan is to consolidate debt. I have always had an excellent credit rating and have never defaulted on a loan. I have worked for the same company since 1977.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,446.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476379

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476379

$18,600

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476379. Member loan 476379 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Etro Debt-to-income ratio: 0.44%
Length of employment: 5 years Location: CENTRAL VALLEY, NY
       
Home town:
Current & past employers: Etro
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > I plan on using my loan for re-location for work. I have been with my company for almost 6 years. I will be re-locating for the same position and company. My job is very stable and the Company has been around since 1982. I am a good borrower because I pay on time and conscience to due dates. My budget for the month consists fixed bills such as rent, electric, phone and car insurance. I paid off my car and own it.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 24
Revolving Credit Balance: $723.00 Public Records On File: 0
Revolving Line Utilization: 45.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476404

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476404

$15,200

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476404. Member loan 476404 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Quorum Review IRB Debt-to-income ratio: 17.19%
Length of employment: < 1 year Location: Kirkland, WA
       
Home town:
Current & past employers: Quorum Review IRB
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > Father of three looking to consolidate high interest credit card debt. Have played the foolish credit card game and am adamant to become debt free. This would be a first step towards that goal. Borrower added on 01/22/10 > I want to say thank you to all those who have invested in me and my family. I really appreciate it and am excited to start fresh.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,944.00 Public Records On File: 0
Revolving Line Utilization: 97.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476442

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476442

$10,450

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476442. Member loan 476442 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,625 / month
Current employer: Peter Marshall & Company Debt-to-income ratio: 22.10%
Length of employment: < 1 year Location: Irving, TX
       
Home town:
Current & past employers: Peter Marshall & Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > This loan will assist me in consolidating my debt. I have an undergraduate degree in Accounting and a Masters in Professional Accountancy. I moved less than a month ago and took a new job however I have been in public accounting for over 3 years. I did the calculations and while I am not consolidating all my debt, this loan will save me a significant amount of money on interest and give me the financial freedom I need to prepare and take the CPA exam. Thank you in advance for your time and consideration and I hope you see that this is a very sound investment. Please feel free to ask any questions, thanks again!

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,384.00 Public Records On File: 0
Revolving Line Utilization: 55.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476447

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476447

$10,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476447. Member loan 476447 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Debt-to-income ratio: 0.86%
Length of employment: < 1 year Location: Mashpee, MA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > I am in the process of getting divorced. My future ex wife stole ALL my monies and emptied out our joint bank accounts. I own a seasonal business and part of the money she took were my savings to get "us" through the winter and my savings. Around $30K. I need $5K for my attorney and around $3K for downpayment on a home rental for myself and my 14 year old dughter. I can pay this money back by September at the latest. Please help me with this mess. Drugs do strange thinks to people and I got a real bum deal on this 11 year marraige.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 55
Revolving Credit Balance: $2,232.00 Public Records On File: 0
Revolving Line Utilization: 6.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476468

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476468

$15,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476468. Member loan 476468 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,417 / month
Current employer: broward county library Debt-to-income ratio: 3.76%
Length of employment: 10+ years Location: oakland park, FL
       
Home town:
Current & past employers: broward county library
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > its a new year and my husband and i are in the process to making some upgrades to our home. we want to remodel the basic in our home like the kitchens and the bathrooms. taking out this loan will help us to start and finish up the process.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1973 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,001.00 Public Records On File: 0
Revolving Line Utilization: 38.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476474

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476474

$15,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476474. Member loan 476474 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: yellow cab Debt-to-income ratio: 7.34%
Length of employment: 10+ years Location: oakland park, FL
       
Home town:
Current & past employers: yellow cab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > my wife and i are in the process of remodeling our kitchen and bathrooms. this loan will allows us to start the process with our contractors.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1986 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,243.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476497

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476497

$6,250

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476497. Member loan 476497 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Debt-to-income ratio: 21.75%
Length of employment: < 1 year Location: worcester, MA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > Loan for my business

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 52
Revolving Credit Balance: $1,219.00 Public Records On File: 0
Revolving Line Utilization: 7.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476501

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476501

$3,700

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476501. Member loan 476501 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,185 / month
Current employer: Department of Justice, BOP Debt-to-income ratio: 22.99%
Length of employment: 10+ years Location: WAXAHACHIE, TX
       
Home town:
Current & past employers: Department of Justice, BOP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > Fund needed to assist daughter with college funds & upcoming birth of second child. Borrower added on 01/16/10 > Loan needed for personal use; pay off small debts Borrower added on 01/16/10 > Funds will be used to pay off small debts; My monthly income is appx $2600.00 I have worked with the Dept of Justice just shy of 15 yrs come February 20, 2010.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,728.00 Public Records On File: 0
Revolving Line Utilization: 42.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476505

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476505

$15,000

9.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476505. Member loan 476505 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Vons Debt-to-income ratio: 12.00%
Length of employment: 10+ years Location: Beaumont, CA
       
Home town:
Current & past employers: Vons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > pay off credit cards.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,146.00 Public Records On File: 0
Revolving Line Utilization: 24.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476529

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476529

$15,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476529. Member loan 476529 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,917 / month
Current employer: Bethune-Cookman University Debt-to-income ratio: 5.94%
Length of employment: 10+ years Location: Daytona Beach, FL
       
Home town:
Current & past employers: Bethune-Cookman University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > The items placed on my major credit cards were medical expenses that were unexpected. Due to a change in my current medical insurance, my out of pocket expenses grew from 10% to 25%. With the new change and the receipt of the loan I am seeking, I will be able to put aside for such unexpected expenses and not utilize my cc at all.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 80
Revolving Credit Balance: $14,739.00 Public Records On File: 0
Revolving Line Utilization: 77.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476557

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476557

$25,000

17.39%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476557. Member loan 476557 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $11,667 / month
Current employer: Debt-to-income ratio: 2.47%
Length of employment: < 1 year Location: Dansville, MI
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > We are a young, registered corporation, established to provide real estate investment and management services in the growing areas. We bring to the corporation, years of experience managing numerous employees and educating our selves in the field. We have networked and established relationships with other professionals in this industry and have team members in place to insure success. It is the company's primary mission to provide families and individuals with affordable housing in the local area, and to effectively manage these housing units. There are a great number of bank owned properties available, far below fair market value that will make highly profitable rentals. Do diligence will dictate a good rental or flip option. Flips will be considered in areas where rentals are not as productive. We will rehab homes when necessary. The company intends to not only renovate homes but also to add amenities on an individual basis depending on the needs of the family. The ability to "customize" an existing house, once under contract, is an untapped market that promises great rewards. The company maintains high integrity on all promised timelines and quality assurances. We also assist home owners in finding re-finance options to prevent foreclosure. Additional assistance from investors will provide the boost the company needs to thrive in this growing industry.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1985 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,556.00 Public Records On File: 0
Revolving Line Utilization: 94.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476559

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476559

$20,000

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476559. Member loan 476559 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: INTTRA, Inc Debt-to-income ratio: 5.25%
Length of employment: 3 years Location: Parsippany, NJ
       
Home town:
Current & past employers: INTTRA, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > After going over our finances and seeing there didn't seem to be much movement in the reduction of our balances on our credit cards, (even when paying twice or three times the minimum payment) we knew something had to change. At this rate our house would be paid off before the credit cards! We did some research to see what our options might be, crunched the numbers and found that peer to peer lending made the most sense. Looking at our current budget, we pay out over $1000/month towards our credit cards with enough left to pay the household bills. This loan would reduce our payments by $300 per month and save us approx. $10,000 in interest. With the loan term being 3 years we could see a dim light at the end of the tunnel. We know it won't happen overnight, but we also know that it's a step in a direction we want to take. Our payment history is stable, paying our bills on time and keeping them current. I have been at my current position for over 3 years now and with the company doing well I see a long term future there. We have worked hard to get to a position where we aren't playing 'catch up' all the time and are hoping this is the next step to finally getting ahead and beginning to plan for what we want our future to look like.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1983 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 36
Revolving Credit Balance: $14,548.00 Public Records On File: 1
Revolving Line Utilization: 87.60% Months Since Last Record: 91
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 476667

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476667

$24,000

17.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476667. Member loan 476667 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Green Warrior, Inc. Debt-to-income ratio: 3.70%
Length of employment: < 1 year Location: Laguna Niguel, CA
       
Home town:
Current & past employers: Green Warrior, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > I am moving across the country for my employer. Employer has pledged to reimburse my expenses after all receipts have been submitted to them. null Borrower added on 01/16/10 > My title is Director of Finance. I have been a consultant for Green Warrior for a year prior to employment. Previously, I have been the Director of Finance for Bushnell Outdoor Products, CFO for a wind development company and management consultant for Arthur Anderso n. Borrower added on 01/21/10 > As my credit record will attest, I paid off my last personal loan 3 years early. For the past year, I have paid over the amount of the minimum payment for my car and house by $100-$200 each month.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 16 Months Since Last Delinquency: 14
Revolving Credit Balance: $11,010.00 Public Records On File: 1
Revolving Line Utilization: 49.80% Months Since Last Record: 110
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476683

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476683

$12,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476683. Member loan 476683 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Debt-to-income ratio: 10.81%
Length of employment: < 1 year Location: Atlanta, GA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 65
Revolving Credit Balance: $497.00 Public Records On File: 0
Revolving Line Utilization: 41.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 476704

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476704

$18,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476704. Member loan 476704 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $29,167 / month
Current employer: Active International Debt-to-income ratio: 4.66%
Length of employment: 3 years Location: NORWALK, CT
       
Home town:
Current & past employers: Active International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > Credit card consolidation loan. Good credit.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,232.00 Public Records On File: 0
Revolving Line Utilization: 0.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 476720

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476720

$25,000

17.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476720. Member loan 476720 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: FMV Opinions Debt-to-income ratio: 9.36%
Length of employment: 4 years Location: Brooklyn, NY
       
Home town:
Current & past employers: FMV Opinions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > I am a graduate of Parsons Design School. I'm starting a clothing design that uses all eco-friendly fabrics. I'm passionate about clothing and passionate about the environment. Please help me fulfill my dream! The money will be used for production costs that will enable me to sell this clothing on my website! Borrower added on 01/14/10 > I am an excellent candidate for a borrower because not only do I have a stable job and a husband who can support me, but I have found a way to start my business while still working and generating income. You can contact me for my full business plan if appropriate.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 47
Revolving Credit Balance: $6,049.00 Public Records On File: 0
Revolving Line Utilization: 90.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476774

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476774

$16,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476774. Member loan 476774 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: at&t Debt-to-income ratio: 0.63%
Length of employment: 3 years Location: cooper city, FL
       
Home town:
Current & past employers: at&t
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,818.00 Public Records On File: 0
Revolving Line Utilization: 12.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476776

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476776

$12,000

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476776. Member loan 476776 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: River Front Chrysler/Jeep/Dodge Debt-to-income ratio: 0.00%
Length of employment: 1 year Location: Aurora, IL
       
Home town:
Current & past employers: River Front Chrysler/Jeep/Dodge
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Money for home improvements such as new furnace, gutters, roof and small repairs.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1991 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 30
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 476780

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476780

$13,800

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476780. Member loan 476780 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,800 / month
Current employer: Midtown Bar & Restaurant LLC Debt-to-income ratio: 17.50%
Length of employment: 2 years Location: New York, NY
       
Home town:
Current & past employers: Midtown Bar & Restaurant LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > I would be using this to consolidate my credit cards and cut down my interest rate. I have never been late on a payment and I am just trying to save money on the interest.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 70
Revolving Credit Balance: $15,365.00 Public Records On File: 0
Revolving Line Utilization: 70.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476853

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476853

$14,000

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476853. Member loan 476853 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,367 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 19.16%
Length of employment: 10+ years Location: Flushing, NY
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > I did use those credit cards to complete my Bachelor degree too.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 25
Revolving Credit Balance: $11,018.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476952

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476952

$10,250

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476952. Member loan 476952 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Debt-to-income ratio: 7.09%
Length of employment: < 1 year Location: Melville, NY
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I'm looking to consolidate my credit card bills. Thanks for looking!

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $613.00 Public Records On File: 0
Revolving Line Utilization: 4.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476959

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476959

$25,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476959. Member loan 476959 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Basinger's Pharmacy Debt-to-income ratio: 2.21%
Length of employment: 10+ years Location: Shorewood, IL
       
Home town:
Current & past employers: Basinger's Pharmacy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,405.00 Public Records On File: 0
Revolving Line Utilization: 10.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 476966

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476966

$25,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476966. Member loan 476966 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,000 / month
Current employer: American Home Bank Debt-to-income ratio: 14.72%
Length of employment: < 1 year Location: Pennsville, NJ
       
Home town:
Current & past employers: American Home Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > This loan is needed to complete the current renovation of my kitchen. Borrower added on 01/15/10 > GROSS PAY FOR 2009 WAS $292,000. STARTED THIS RENOVATION IN SEPTEMBER AND HAVE PAID $90K WITH $25K LEFT BUT THE WORK HAS STOPPED UNTIL FINAL PAYMENT CAN BE MADE. NEVER BEEN LATE ON A SINGLE BILL. I HAVE WORKED IN THE SAME OFFICE FOR 3+ YEARS BUT JUST CHANGED NAMES IN OCTOBER AND HAVE GROSSED $80K IN 2.5MO. CAN PROVIDE INCOME IF REQUESTED.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,813.00 Public Records On File: 0
Revolving Line Utilization: 44.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 476988

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476988

$25,000

18.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476988. Member loan 476988 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Dobbs Honda Debt-to-income ratio: 19.75%
Length of employment: 8 years Location: Marana, AZ
       
Home town:
Current & past employers: Dobbs Honda
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I will be paying off 29% credit card debt with this consolidation loan.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $73,999.00 Public Records On File: 0
Revolving Line Utilization: 86.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476994

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476994

$12,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476994. Member loan 476994 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,600 / month
Current employer: Debt-to-income ratio: 12.58%
Length of employment: < 1 year Location: Eatontown, NJ
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I plan to use this money towards additional unforeseen expenses such as $7000 for a live band and $2000 towards a photographer.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,876.00 Public Records On File: 0
Revolving Line Utilization: 20.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476995

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476995

$14,500

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476995. Member loan 476995 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Debt-to-income ratio: 17.81%
Length of employment: < 1 year Location: Virginia Beach, VA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > The purpose of this loan is to lower the interest on my credit card and to get it paid off. Banks have continued to abuse consumers and charge outrageous interest charges. I have a excellent credit rating and pay my bills. Any help is appreciated.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1987 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $136,960.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476996

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476996

$2,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476996. Member loan 476996 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,333 / month
Current employer: Chickasaw Nation Debt-to-income ratio: 20.23%
Length of employment: 9 years Location: ADA, OK
       
Home town:
Current & past employers: Chickasaw Nation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,121.00 Public Records On File: 0
Revolving Line Utilization: 17.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 477003

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477003

$21,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477003. Member loan 477003 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $60,000 / month
Current employer: Boulder Pro Photo Debt-to-income ratio: 2.19%
Length of employment: 10+ years Location: commerce city, CO
       
Home town:
Current & past employers: Boulder Pro Photo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > 60000.00 is per year. The delinquency was because my interest rate changed so my payment amount changed and my auto bill pay was 5.00 short each month and I never received a paper bill. once I noticed I payed the card off. Borrower added on 01/20/10 > Here is a list of my credit cards i want to pay off with my loan Approx. Walmart- 1700.00 22.90 apr I pay 75.00 month home depot- 6000.00 21.00 apr I pay 185.00 a month Direct merchants Bank- 7980.00 19.99 apr I pay 300.00 a month Frontier 2366.00 - 18.00 apr I pay 75.00 a month chase - 2100.00 9.59 apr I pay 367.00 a month A total of over 1000.00 in payments per month

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1984 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 26
Revolving Credit Balance: $22,357.00 Public Records On File: 0
Revolving Line Utilization: 38.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477015

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477015

$20,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477015. Member loan 477015 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: DEFENSE LANGUAGE INSTITUTE Debt-to-income ratio: 13.50%
Length of employment: 5 years Location: MONTEREY, CA
       
Home town:
Current & past employers: DEFENSE LANGUAGE INSTITUTE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I am going to use this loan to close my high interest credit card balances and have a single monthly payment. Thank you

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,771.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477018

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477018

$14,000

16.45%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477018. Member loan 477018 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,288 / month
Current employer: Expert Window Cleaning Debt-to-income ratio: 16.88%
Length of employment: 2 years Location: Kamuela, HI
       
Home town:
Current & past employers: Expert Window Cleaning
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > I'm looking to consolidate and pay off medical expenses that have accrued to my credit card. I have tried to get a loan from a bank, but the interest rate was 22.39% and they required collateral. I have always been employed since the age of 17 and always make payments on time. Borrower added on 01/22/10 > I'm going to add more so that you have a better idea on my monthly finances. Rent - $500 (includes utilities) Phone - $100 Car Payment - $400 (I'm making higher payments then what is due so I can get it paid off). Credit Cards - $250 Accrued Medical - varies per month I live with family so we share the food expenses. Once the medical bills and credit cards are paid for, it will be like having a fresh start. The only reson we have these medical expenses is from surgery and drug copays which some were paid out of pocket without insurance help. I would appreciate this loan and look forward to a fresh start. I can verify my income and will be paying this loan off in less than 3 years as I am seeking a higher position in my workplace.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,701.00 Public Records On File: 0
Revolving Line Utilization: 72.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477037

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477037

$7,800

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477037. Member loan 477037 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Sleep Disorder Center of AL Debt-to-income ratio: 19.00%
Length of employment: 10+ years Location: Hueytown, AL
       
Home town:
Current & past employers: Sleep Disorder Center of AL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > This is a consolidation of other debts to have one fixed rate payment. Borrower added on 01/17/10 > Although this is a 3 year loan, I plan to pay in full within 18 months.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 24
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477041

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477041

$9,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477041. Member loan 477041 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Debt-to-income ratio: 9.48%
Length of employment: < 1 year Location: CHAUMONT, NY
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I have perfect credit history, with no late pays ever. Thank you.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,105.00 Public Records On File: 0
Revolving Line Utilization: 57.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477062

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477062

$17,600

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477062. Member loan 477062 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,250 / month
Current employer: Debt-to-income ratio: 12.34%
Length of employment: < 1 year Location: Cincinnati, OH
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > This loan is to refinance our business lines of credit. We are a business management consultation company, and have been in business since September 2008. We have an excellent personal and business credit score and D&B listing.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1971 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,943.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477071

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477071

$25,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477071. Member loan 477071 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Debt-to-income ratio: 22.70%
Length of employment: < 1 year Location: Savannah, GA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I own a maritime/admiralty law firm in Savannah, GA. This is a short-term business loan.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 80
Revolving Credit Balance: $248,480.00 Public Records On File: 0
Revolving Line Utilization: 42.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477147

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477147

$22,000

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477147. Member loan 477147 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Liberty CDS inc Debt-to-income ratio: 17.28%
Length of employment: 6 years Location: philadelphia, PA
       
Home town:
Current & past employers: Liberty CDS inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I am currently seeking start up funds to begin a telecommunications installation and service company based in Philadelphia, PA. With 10 years of experience in the field I will be migrating staff and knowledge to this new company staying specifically in the field that we are currently in servicing and selling the same products Borrower added on 01/16/10 > MANAGEMENT TEAM Summit Communications management will consist of the owner. The management of this newly formed company will be more focused on the direction of the company and meetings on how to get there. With the current staff selected, the need to manage individuals is not a primary concern as the Summit team has been working successfully together for years and many roles and responsibilities will stay similiar to previous position. With our profit sharing and share ownership in the company, each individual will work hard for the bottom line and success of the company as all are owners. C. MANAGEMENT TEAM GAPS None foreseen at this time D. PERSONNEL PLAN Summit Communications Inc will initially consist of 3 full time members. Due to the type of industry large products can be completed with the assistance of temporary workers as long as it is managed by company. The primary target audience of our company will easily be able to be sustained by current staff. All standard company positions in this industry are accounted for as well as dioubled in most cases doubled Borrower added on 01/16/10 > EXECUTIVE SUMMARY A. OBJECTIVES Provide small to mid-sized business with quality communications products. Be the single point of contact for all customer communications needs. Provide the small to mid-sized customer with the time and attention they deserve. B. MISSION Summit Communications is dedicated to providing client-driven, performance-enhancing communications solutions, we view every relationship as a partnership in which we are viewed as a strategic value-added resource delivering our products and services properly time after time without fail. C. KEYS TO SUCCESS Employ Experienced Industry Professionals Competitive Pricing Structure Company Location Build and Retain solid customer base Ability to adapt to ever changing industry trends Borrower added on 01/16/10 > B. MANAGEMENT TEAM Summit Communications management will consist of the owner. The management of this newly formed company will be more focused on the direction of the company and meetings on how to get there. With the current staff selected, the need to manage individuals is not a primary concern as the Summit team has been working successfully together for years and many roles and responsibilities will stay similiar to previous position. With our profit sharing and share ownership in the company, each individual will work hard for the bottom line and success of the company as all are owners. C. MANAGEMENT TEAM GAPS None foreseen at this time D. PERSONNEL PLAN Summit Communications Inc will initially consist of 3 full time members. Due to the type of industry large products can be completed with the assistance of temporary workers as long as it is managed by company. The primary target audience of our company will easily be able to be sustained by current staff. All standard company positions in this industry are accounted for as well as doubled in most cases doubled

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,429.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477152

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477152

$10,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477152. Member loan 477152 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Architectural Products of Virginia Debt-to-income ratio: 23.54%
Length of employment: 10+ years Location: RICHMOND, VA
       
Home town:
Current & past employers: Architectural Products of Virginia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > I am recently separated and getting back on my feet. She kept the house in the sururbs and I am now in a condo in the city.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 38
Revolving Credit Balance: $28,045.00 Public Records On File: 0
Revolving Line Utilization: 51.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 477157

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477157

$8,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477157. Member loan 477157 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: CED/Royal Wholesale Electric Debt-to-income ratio: 21.98%
Length of employment: 10+ years Location: Pleasant Grove, UT
       
Home town:
Current & past employers: CED/Royal Wholesale Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I have worked at the same job now for 14 years. I have excellent credit and never miss payments. This loan would consolidate our higher interest rate cards so we have a single solid payment to make each month so we can get out of debt. Borrower added on 01/20/10 > As has been pointed out, I did miss a payment a while ago. This was my own fault, and happened because I forgot about one bill. I have since changed all of my bills to automatic withdrawal from my bank account to avoid future occurrences.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 15
Revolving Credit Balance: $3,030.00 Public Records On File: 0
Revolving Line Utilization: 9.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477220

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477220

$12,000

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477220. Member loan 477220 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: Department of Defense Debt-to-income ratio: 10.70%
Length of employment: 1 year Location: Lanham, MD
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > This loan will be used as stand-by emergency funds on my first home purchase. The house is 6 years old is close to work and will facilitate my usual one hour commute. I'm a good borrower because I honor my payments and will most likely repay this money before the loan term expires. I'm estimating within a year or so as I get a good grasp of associated costs of a new home. My primary source of income is my job, I make good money as an engineer, I have recently earned my master's degree and have been working for a year to date. My job is very stable and guaranteed; I work for the Department of Defense. I have a valued position and I expect to rise up quickly. I make grossly over $5000 before tax per month. A little over $3500 is paid to me. My current rent is $750 plus utilities. I'm expecting to have the mortgage total bellow $1500 when I close on the home in February. I'm expecting my utilities to be about $100-$300 per month (because of my work schedule and also because I travel for work often so I will only be home on nights and weekends). My total student loans payment is less than $300 per month and I budget to spend between $100-$300 on food and leisure (which is my current budget; I buy in whole sale and cook at home). I will not have any credit cards payment and will put them all away for two years after I move in. So I will have around $1000 to save each month in addition to travel compensation totaling around $500-$1000 per month. Of the budgeted $2000 saving, I will be making payments of $412 for this emergency loan. I will still be able to save plenty of money for future needs.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 25
Revolving Credit Balance: $5,849.00 Public Records On File: 0
Revolving Line Utilization: 45.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477247

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477247

$21,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477247. Member loan 477247 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,465 / month
Current employer: Kapstone Charleston Kraft LLC Debt-to-income ratio: 4.84%
Length of employment: 10+ years Location: GOOSE CREEK, SC
       
Home town:
Current & past employers: Kapstone Charleston Kraft LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Due to divorce, I had to shutdown my sailing business, and sell all boats. Needing to consolidate debt for short term, vs, long term paying and interest rates.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1988 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $120.00 Public Records On File: 0
Revolving Line Utilization: 2.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477266

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477266

$19,500

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477266. Member loan 477266 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Kimberly Clark Debt-to-income ratio: 17.96%
Length of employment: 6 years Location: PARIS, TX
       
Home town:
Current & past employers: Kimberly Clark
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I can more than pay off my credit card in 3 years, I simply want to save money by refinancing at a lower interest rate. If you look at my credit score and payment history, you will find that I am as low of a risk investment as you will find.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 21 Months Since Last Delinquency: 17
Revolving Credit Balance: $20,209.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477294

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477294

$24,500

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477294. Member loan 477294 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,375 / month
Current employer: NYC Charter High School Debt-to-income ratio: 10.42%
Length of employment: 2 years Location: BRONX, NY
       
Home town:
Current & past employers: NYC Charter High School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > Thank you. Borrower added on 01/17/10 > I wanted to start by thanking you for your interest and for taking time by asking a question and far more for reading my reply to your question. I understand your question, but I want to give you a little more details. My monthly obligations / Loan to be use are as follow: 1. The car payment in which it will be pay off the amount is $17,500 with the requested amount. This will cut the vehicle???s insurance to half. 2. Pay off my vehicle insurance for the rest of the years to come, and this will allow me to increase the monthly percent on my retirement plan that it will be use towards the house down payment together with what I already saved outside my retirement plan. 3. Currently I am in participating in a governments program for housing, and every September I receive a 4% raise and I just got another 4% raise for completing my BS last December 2009. These increases will cause increases in my monthly rent and after I finish my Master it will mean the termination of the program, which is not a problem but I refuse to pay a huge dwelling amount unless is for my own place. 4. The rest either I pay must of the students loans which I do not start paying yet, or use it to increase the house down payment amount. It will definitely not going to be use to buy tv, expensive clothes or just throw away. I do not have the time. I am as well a full time graduate school student as well. Regardless of the outcome, there is something I must say: I am glad for all the knowledge obtained in college that are showing me to make better decisions in life. Borrower added on 01/18/10 > I thank everyone for the fundings so far, this is a big step for me. I am so happy for the knowledge gained and I can't wait to achieve my plans/goals for a brighter future. It feels good to finally being in charge of one's affairs with wisdom.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 54
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 477305

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477305

$13,000

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477305. Member loan 477305 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Lowes Home Improvement Debt-to-income ratio: 22.53%
Length of employment: 5 years Location: DUBLIN, OH
       
Home town:
Current & past employers: Lowes Home Improvement
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I plan to use the funds to consolidate my debt. I have a secure job and I will be able to budget my money with this loan.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,580.00 Public Records On File: 0
Revolving Line Utilization: 88.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477333

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477333

$7,800

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477333. Member loan 477333 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,625 / month
Current employer: Walker Art Center Debt-to-income ratio: 15.45%
Length of employment: 5 years Location: Saint Paul, MN
       
Home town:
Current & past employers: Walker Art Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > The funds provided here would simply be used to pay education related expenses during my tenure at the University of Minnesota. I'm receiving an inheritance in excess of the amount requested, but don't want to spend it all at once, however, rest assured I would be able to use this to pay off the loan should any financial crisis occur.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 5 Months Since Last Delinquency: 5
Revolving Credit Balance: $3,910.00 Public Records On File: 0
Revolving Line Utilization: 38.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 477405

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477405

$7,500

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477405. Member loan 477405 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,167 / month
Current employer: Debt-to-income ratio: 15.60%
Length of employment: < 1 year Location: Pembroke Pines, FL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > This loan will be used to hire independent contractors during the tax season. I have over 1000 individual tax return clients and 200 business tax returns clients. I need to hire additional contractors to assist during the. I am certain the cash flow will come since my business is a recession proof industry. I am a good candidate for this loan because I have been a Certified Public Accountant (???CPA???) since 1997. I worked at KPMG for two years prior to starting my first CPA practice with a partner. My original partner bought me out 5 years later, and I am now running my own CPA practice as a sole practitioner. I am very conservative by nature and training. null

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $112,748.00 Public Records On File: 0
Revolving Line Utilization: 72.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477424

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477424

$20,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477424. Member loan 477424 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,250 / month
Current employer: Radian Guaranty Debt-to-income ratio: 11.78%
Length of employment: < 1 year Location: Upper Holland, PA
       
Home town:
Current & past employers: Radian Guaranty
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I am a prudent borrower who loves this idea of the Lending Club. I just want to consolidate my debt and pay it off in 3 years or less. Me & my husband both make over 6 figures and we are both well respected professionals in our fields. If this experience is a positive one, I'd love to invest in others looking to get loans.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,749.00 Public Records On File: 0
Revolving Line Utilization: 53.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 477432

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477432

$20,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477432. Member loan 477432 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Debt-to-income ratio: 8.10%
Length of employment: < 1 year Location: Fort Lauderdale, FL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

My income comes from being a partner in 2 small businesses. The loan would be to help pay for the ring and honeymoon and i plan to pay off the loan before the 3 year term.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,300.00 Public Records On File: 0
Revolving Line Utilization: 33.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 477433

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477433

$19,000

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477433. Member loan 477433 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,333 / month
Current employer: Battelle Memorial Institute Debt-to-income ratio: 11.17%
Length of employment: 4 years Location: VIRGINIA BEACH, VA
       
Home town:
Current & past employers: Battelle Memorial Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > Monthly Budget allows for a $700 a month payment for this loan. Stable job with recent promotion. Funds are part of an addition to house.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 45
Revolving Credit Balance: $22,294.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477479

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477479

$16,000

16.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477479. Member loan 477479 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,992 / month
Current employer: Department of Corections Debt-to-income ratio: 12.74%
Length of employment: 10+ years Location: COVENTRY, RI
       
Home town:
Current & past employers: Department of Corections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1990 Delinquent Amount: $0.00
Open Credit Lines: 29 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 51 Months Since Last Delinquency: 12
Revolving Credit Balance: $9,653.00 Public Records On File: 0
Revolving Line Utilization: 9.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477494

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477494

$15,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477494. Member loan 477494 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: Debt-to-income ratio: 2.18%
Length of employment: < 1 year Location: new brunswick, NJ
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > I plan to use this loan to fund my daughters college education. I have been able to pay for my first two daughters' education in full and I would like to do that for my third daughter as well. All three of them are currently in school at the same time so I need some help. I have very stable income. I have income from rental units and I make over 60K+ a year in interest from CD Accounts.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,509.00 Public Records On File: 0
Revolving Line Utilization: 60.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477502

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477502

$7,500

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477502. Member loan 477502 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: Antioch Auto Body Debt-to-income ratio: 0.00%
Length of employment: 2 years Location: PITTSBURG, CA
       
Home town:
Current & past employers: Antioch Auto Body
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Always pay off my debts. Borrower added on 01/19/10 > Have credit score of 740+ Borrower added on 01/19/10 > Helping parents consolidate loans. Borrower added on 01/21/10 > Thank you everyone for helping.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 477515

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477515

$7,400

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477515. Member loan 477515 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: US Treasury Debt-to-income ratio: 7.47%
Length of employment: 5 years Location: San Francisco, CA
       
Home town:
Current & past employers: US Treasury
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > This application for a loan is due to the extreme interest rates the credit card company has placed on my accounts. The bank has no interest in working with me to lower my rates despite the fact that I have never missed a payment or went over the limit. All the credit cards I have paid off have remained at a zero balance. I welcome questions from future investors regarding my loan request. Thank you for your time.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,344.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477531

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477531

$15,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477531. Member loan 477531 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: horsham township Debt-to-income ratio: 16.79%
Length of employment: 10+ years Location: north wales, PA
       
Home town:
Current & past employers: horsham township
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $51,605.00 Public Records On File: 0
Revolving Line Utilization: 97.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477538

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477538

$7,000

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477538. Member loan 477538 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: apex financial consulting Debt-to-income ratio: 6.60%
Length of employment: 3 years Location: sunrise, FL
       
Home town:
Current & past employers: apex financial consulting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,214.00 Public Records On File: 0
Revolving Line Utilization: 21.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477562

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477562

$12,000

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477562. Member loan 477562 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: The Virginian-Pilot Debt-to-income ratio: 5.64%
Length of employment: 10+ years Location: Norfolk, VA
       
Home town:
Current & past employers: The Virginian-Pilot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > We have recently bought a 100 year old home and are renting out our other property. As first-time land-lords and owners of an older historic home we have quickly realized we need to come up with a strong plan of attack regarding our financial heath, cash flow, etc. etc. etc.! Therefore my husband and I are on a mission to make 2010 the year we reduce all our debt as much as possible and create savings and emergency funds for both properties! We both have good strong jobs and career growth opportunities within our companies. We also are committed to having excellent credit, savings accounts and long term financial stability as a part of our families health and well-being. Therefore we are 100% committed to this loan and to what it will enable us to do over the next few years to reach our goals.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 70
Revolving Credit Balance: $7,472.00 Public Records On File: 1
Revolving Line Utilization: 97.00% Months Since Last Record: 101
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477567

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477567

$10,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477567. Member loan 477567 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,200 / month
Current employer: Las Vegas Hilton Debt-to-income ratio: 8.46%
Length of employment: 5 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Las Vegas Hilton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > I plan to use my funds in a variety of avenues such as home improvement, educational expenses and debt modification. I have been with my employer for over 5 years and am very satisfied with my job. I will be more then willing to answer any questions you may have. Thanks for your time.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 60
Revolving Credit Balance: $3,088.00 Public Records On File: 0
Revolving Line Utilization: 14.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477569

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477569

$8,500

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477569. Member loan 477569 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,200 / month
Current employer: HR Block Debt-to-income ratio: 2.09%
Length of employment: 4 years Location: gahanna, OH
       
Home town:
Current & past employers: HR Block
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > I need money to get dental work.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1976 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,298.00 Public Records On File: 0
Revolving Line Utilization: 13.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477572

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477572

$7,500

17.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477572. Member loan 477572 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Sutter health. Eden/Alta bates Debt-to-income ratio: 4.92%
Length of employment: 7 years Location: san leandro, CA
       
Home town:
Current & past employers: Sutter health. Eden/Alta bates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > i have had my fair share of used cars, but I want to buy a brand new car now. I'm 27, I work in the dietary departments at Eden medical canter and I am recently employed at a second hospital as well ( Alta bates summit medical center). I work 2 jobs and have a credit score of 723! thanks for looking.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,398.00 Public Records On File: 0
Revolving Line Utilization: 76.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477577

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477577

$3,000

7.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477577. Member loan 477577 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: united states postal service Debt-to-income ratio: 3.71%
Length of employment: 10+ years Location: Tiffin, OH
       
Home town:
Current & past employers: united states postal service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Paying for sons 2nd sons first year in technical schooling.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1982 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,413.00 Public Records On File: 0
Revolving Line Utilization: 52.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477691

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477691

$12,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477691. Member loan 477691 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Temecula Creek Christian Fellowship Debt-to-income ratio: 21.77%
Length of employment: 3 years Location: Murrieta, CA
       
Home town:
Current & past employers: Temecula Creek Christian Fellowship
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Using this loan to consolidate debt for my new family. Borrower added on 01/19/10 > I am an associate pastor of a small family oriented church in Southern California. I am using this money to get out of debt as I just had my first son 8 months ago and we have another on the way in April!

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 28
Revolving Credit Balance: $7,263.00 Public Records On File: 0
Revolving Line Utilization: 60.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477703

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477703

$12,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477703. Member loan 477703 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,167 / month
Current employer: AT&T Debt-to-income ratio: 4.59%
Length of employment: 10+ years Location: MARYLAND HEIGHTS, MO
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,480.00 Public Records On File: 0
Revolving Line Utilization: 22.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477719

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477719

$14,900

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477719. Member loan 477719 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,908 / month
Current employer: Sughrue Mion PLLC Debt-to-income ratio: 12.00%
Length of employment: 2 years Location: Washington, DC
       
Home town:
Current & past employers: Sughrue Mion PLLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Consolidating debt accrued from financing 100% of my undergraduate degree and from 8 months of unemployment. I will be applying for law school for Fall 2011 and paying off these debts will assist in achieving this goal. Borrower added on 01/18/10 > I plan on attending law school part-time and working fulltime at the law firm. Borrower added on 01/18/10 > I plan on attending law school part-time while working fulltime at the law firm. Borrower added on 01/18/10 > How you plan to use these funds: The funds will pay off the credit cards used mainly during my unemployment of 8 months. This was the only time I've ever been delinquent on any credit card statements/loans. Since then the interest rates of the cards have been 25% or higher. What makes you a good borrower: I've had 2 car loans ($7000 and $19,000) in the past and those payments were paid on time. Lloan payments were completed on both. Monthly Budget: 1200 rent (includes all utilities) Verizon Wireless $50/monthly and Sallie Mae student loans $109/monthly. How stable your job is: I've been working at the law firm for 2 years in the IT department. The IT department is stable and no layoffs. My job history is very stable, last job was there for 7 years.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 28
Revolving Credit Balance: $15,445.00 Public Records On File: 0
Revolving Line Utilization: 78.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477723

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477723

$25,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477723. Member loan 477723 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Debt-to-income ratio: 9.03%
Length of employment: < 1 year Location: winterville, GA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Just wanted to say thank you in advace for your consideration. Borrower added on 01/19/10 > In the times we are living things are hard and I know it is hard to trust people, especially when you haven't even seen them, but if you can give me a chance YOU WILL NOT REGRET IT. Thank you again.....

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,025.00 Public Records On File: 0
Revolving Line Utilization: 49.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477741

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477741

$24,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477741. Member loan 477741 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: Walgreens Debt-to-income ratio: 15.69%
Length of employment: 5 years Location: CHICAGO, IL
       
Home town:
Current & past employers: Walgreens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > We own a fitness center and plan to use the funds to buy cardio equipment. Borrower added on 01/19/10 > www.convictionfitness.com

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,065.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477797

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477797

$24,250

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477797. Member loan 477797 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Ann Taylor Debt-to-income ratio: 13.52%
Length of employment: < 1 year Location: PERTH AMBOY, NJ
       
Home town:
Current & past employers: Ann Taylor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Debt Consolidation loan for 3 credit cards

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,056.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477801

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477801

$7,800

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477801. Member loan 477801 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: University of the Sciences in Phila. Debt-to-income ratio: 12.95%
Length of employment: 5 years Location: Philadelphia, PA
       
Home town:
Current & past employers: University of the Sciences in Phila.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Trying to get all of my credit card debt paid off in the next year (or year and a half). Am convinced it will absolutely happen. Borrower added on 01/18/10 > I plan to consolidate some of my higher-interest credit card debt so that I can work towards paying all of my credit card debt off within the next 1.5-2 years. I am an excellent borrower and am never late with my monthly payments. I have had the same job for the past 5.5 years and have rental income coming in to supplement my family's monthly expenses. In addition, I plan on earning some extra income in the next several months by working for the 2010 Census to help pay off my debt even faster.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,035.00 Public Records On File: 0
Revolving Line Utilization: 65.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477823

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477823

$18,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477823. Member loan 477823 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Delta Bank Debt-to-income ratio: 4.64%
Length of employment: 10+ years Location: Flushing, NY
       
Home town:
Current & past employers: Delta Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > I would like to pay off my credit card loans and consolidate into one loan. Thank you.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1983 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,347.00 Public Records On File: 0
Revolving Line Utilization: 9.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477832

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477832

$13,000

16.70%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477832. Member loan 477832 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,200 / month
Current employer: U.S. Government Debt-to-income ratio: 11.70%
Length of employment: 10+ years Location: Castle Rock, CO
       
Home town:
Current & past employers: U.S. Government
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Hello, and thank you for looking at my loan listing. This loan will pay off a couple of debts that are due at a higher rate of interest and will therefore reduce my monthly payments. It will also pay off an Allen organ that I am purchasing. I am a church organist and will use the organ to practice at home because church is a distance from my home. I am also planning on teaching organ, and so this will become a business expense. I have already paid $11,000 on it and owe $6,500 on it. Thank you again!

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 24 Months Since Last Delinquency: 18
Revolving Credit Balance: $4,040.00 Public Records On File: 1
Revolving Line Utilization: 91.80% Months Since Last Record: 89
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 477839

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477839

$13,500

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477839. Member loan 477839 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,176 / month
Current employer: U.S. Department of Veterans Affairs Debt-to-income ratio: 22.54%
Length of employment: < 1 year Location: Muskogee, OK
       
Home town:
Current & past employers: U.S. Department of Veterans Affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > I want to consolidate my debt to pay it off over a fixed period of time at a lower rate of interest.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,813.00 Public Records On File: 0
Revolving Line Utilization: 52.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477841

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477841

$4,800

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477841. Member loan 477841 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Urban American Management Debt-to-income ratio: 15.17%
Length of employment: 2 years Location: Hoboken, NJ
       
Home town:
Current & past employers: Urban American Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > Everyone needs a little help sometimes. I'm trying to start off the year right, pay off some bills, and buy my girlfriend the ring she deserves.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,354.00 Public Records On File: 0
Revolving Line Utilization: 74.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477843

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477843

$4,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477843. Member loan 477843 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,800 / month
Current employer: Debt-to-income ratio: 8.71%
Length of employment: < 1 year Location: ATWATER, CA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,328.00 Public Records On File: 0
Revolving Line Utilization: 11.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477864

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477864

$20,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477864. Member loan 477864 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Debt-to-income ratio: 6.72%
Length of employment: < 1 year Location: glenwood springs, CO
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Getting started on new career! Borrower added on 01/20/10 > I am starting a new business, a clothing store and am buying out the inventory of an existing business. I have about $4600 going out in monthly expenses, $20,000 in school debt and no credit card debt. $7000 in savings. My family owns a business and I receive money from that. I have a B.A. I don't know why it said "Investing in Education"? I called to see how to change that, will fix. I previously have been a finance manager and a buyer for fragrance and accessories.

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 65
Revolving Credit Balance: $4,070.00 Public Records On File: 0
Revolving Line Utilization: 19.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477917

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477917

$21,600

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477917. Member loan 477917 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,000 / month
Current employer: Debt-to-income ratio: 13.86%
Length of employment: 4 years Location: Kailua, HI
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Self-employed computer consultant wishing to transfer debt on credit cards that are 29.9% APR with no acceptable terms of reduction by credit card company other than to settle account and close.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $219,250.00 Public Records On File: 0
Revolving Line Utilization: 91.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477919

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477919

$1,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477919. Member loan 477919 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,750 / month
Current employer: tyson Debt-to-income ratio: 13.56%
Length of employment: 2 years Location: pasco, WA
       
Home town:
Current & past employers: tyson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Paying off a credit card that went from 3.5% to 19% please help

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,781.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 477923

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477923

$14,500

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477923. Member loan 477923 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Region10 Education Service Center Debt-to-income ratio: 20.03%
Length of employment: 1 year Location: Lewisville, TX
       
Home town:
Current & past employers: Region10 Education Service Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > My current career is very stable and long-term. I have had the same residence for over 5 years and look forward to my future financial responsibilities

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1985 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,599.00 Public Records On File: 0
Revolving Line Utilization: 43.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477941

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477941

$16,000

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477941. Member loan 477941 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Absolute Surveying Debt-to-income ratio: 18.87%
Length of employment: 10+ years Location: Lewis, CO
       
Home town:
Current & past employers: Absolute Surveying
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Bill consolidation

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 34
Revolving Credit Balance: $33,587.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477959

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477959

$11,000

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477959. Member loan 477959 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,106 / month
Current employer: Harvard University Debt-to-income ratio: 15.54%
Length of employment: 4 years Location: CAMBRIDGE, MA
       
Home town:
Current & past employers: Harvard University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I plan to use the funds to pay off my high interest credit cards and have one monthly payment at a lower interest rate. I am steadily employed by a University and a member of a Union so my employment is assured. The lower payment would allow me to reallocate my budget so incorporate savings and increase my retirement contributions.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 35
Revolving Credit Balance: $11,922.00 Public Records On File: 0
Revolving Line Utilization: 62.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477963

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477963

$6,000

19.13%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477963. Member loan 477963 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: Picone Schivone Construction Joint Venture Debt-to-income ratio: 0.38%
Length of employment: 2 years Location: BRONX, NY
       
Home town:
Current & past employers: Picone Schivone Construction Joint Venture
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1987 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 20
Revolving Credit Balance: $234.00 Public Records On File: 0
Revolving Line Utilization: 3.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477972

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477972

$13,000

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477972. Member loan 477972 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Veterans Affairs Debt-to-income ratio: 18.35%
Length of employment: 10+ years Location: FENTON, MI
       
Home town:
Current & past employers: Veterans Affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I plan to refinance a loan I had previously taken out several years ago. This loan still has 40 months left with a monthly payment of $537. I plan to reduce the monthly payment so I can put more money on a car loan to pay off quicker.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,031.00 Public Records On File: 0
Revolving Line Utilization: 5.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478012

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478012

$19,750

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478012. Member loan 478012 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,120 / month
Current employer: FedEx Home Delivery Debt-to-income ratio: 14.13%
Length of employment: 10+ years Location: LAVEEN, AZ
       
Home town:
Current & past employers: FedEx Home Delivery
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > balance of purchase price for house Borrower added on 01/24/10 > i have over 38k to put towardrs my house, but since i want to pay cash, i am looking for another 20k, 15k which will purchase the house and the balance for closing costs, commission and immediate repairs. i have been with the same company for almost 14 yrs, so i have a very steady and reliable income.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1972 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 44 Months Since Last Delinquency: 11
Revolving Credit Balance: $1,466.00 Public Records On File: 0
Revolving Line Utilization: 16.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478025

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478025

$3,600

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478025. Member loan 478025 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $17,250 / month
Current employer: Debt-to-income ratio: 2.24%
Length of employment: 5 years Location: San Diego, CA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > This is a start-up medical device company based around helping senior citizens and baby boomers with their joint pain. My first product, a patent pending product for the knees, is an extremely comfortable combination of a baby-blanket-soft wrap that wraps around the patients knee, and a cover which secures the wrap to the patients knee and acts as a brace. The supports are so comfortable that you can wear them all day for days at a time--even while sleeping. I have physical therapists treating their patients with my knee brace and will be approaching Orthopedic Surgeons to get their support. The knee support has already helped many seniors to avoid knee replacement surgery and regular surgery, helped other seniors to endure less pain after surgery, allowed a senior to walk after a stroke, allowed 2 marines to continue duties/training, helped multiple sports enthusiasts to continue training, and etc. I have a manufacturer in the USA that is producing them for me but I need the funds from this loan to purchase more inventory. My next patent pending product is an extremely comfortable lower back support belt that can also be comfortably worn while sleeping. I have a furniture mover, 2 marines, receptionists, etc. using this belt with incredible pain relief results. Many other helpful products are in various stages of development. The business outlook is extra-ordinary for joint support products, especially, with baby boomers getting older and having more joint pain. Thank You in advance for your support.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $105,418.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 478050

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478050

$15,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478050. Member loan 478050 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Durling Design Debt-to-income ratio: 9.17%
Length of employment: < 1 year Location: Austin, TX
       
Home town:
Current & past employers: Durling Design
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I have a successful business dealing furniture in multiple cities. I need a loan to buy a container of furniture and start operations in another location. Borrower added on 01/21/10 > I have a steady income, no credit card debt, and minimum expenses. Assuming there is no penalty for pre-payment, it is my best estimate that I can pay back the loan in full within 2 years.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: n/a Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478080

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478080

$5,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478080. Member loan 478080 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Debt-to-income ratio: 7.96%
Length of employment: 3 years Location: ayer, MA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,067.00 Public Records On File: 0
Revolving Line Utilization: 11.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478103

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478103

$24,250

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478103. Member loan 478103 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,750 / month
Current employer: Goldglit and Company LLP Debt-to-income ratio: 1.10%
Length of employment: 4 years Location: NEW YORK, NY
       
Home town:
Current & past employers: Goldglit and Company LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > In advance of questions from potential lenders, the following are answers to some of the more common questions: - My job title is Accountant - I will be using the proceeds of the loan to refinance debt owed to a family member. I need to do this now because of unexpected medical expenses being incurred. - Currently my only other debt is approximately $3k+ owed on one credit card. - My montly expenses are as follows - Rent 1,800; Cable/Internet 130; Telephone 35 (partially reimbursed); Utilities 45; Gym 99; I do not own a car. - The earned income is mine alone, I do not have a partner or spouse. Thank you for taking the time to look at my profile.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 39
Revolving Credit Balance: $2,883.00 Public Records On File: 0
Revolving Line Utilization: 31.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478107

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478107

$23,000

17.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478107. Member loan 478107 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,917 / month
Current employer: Federal Reserve Bank of NY Debt-to-income ratio: 13.82%
Length of employment: 3 years Location: weehawken, NJ
       
Home town:
Current & past employers: Federal Reserve Bank of NY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Loan to consolidate Credit cards + lines of credit into one payment.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 71
Revolving Credit Balance: $22,779.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478120

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478120

$17,600

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478120. Member loan 478120 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,333 / month
Current employer: URS Corporation Debt-to-income ratio: 8.73%
Length of employment: 8 years Location: Long Island City, NY
       
Home town:
Current & past employers: URS Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > We are planning a family this year and planning to buy an apt in 2 or 3 years from now. So it's time to get rid of this credit card debts. I have looked in the past for companies like Lending Club but for some reason never came across any. A few days ago, I got the info via Lending Tree. I have a very stable job in a very stable Company/Corporation which provides Engineering/Construction/Power/Federal Services. I've been working there 8 years. I planned to pay off all 4 cards with large balance after receiving the loan, then closing 2 of them. I hope this little bit of info helps, but if need be, don't hesitate to ask.thx!

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,281.00 Public Records On File: 0
Revolving Line Utilization: 89.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478126

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478126

$25,000

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478126. Member loan 478126 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,500 / month
Current employer: Debt-to-income ratio: 7.36%
Length of employment: 1 year Location: Prescott Valley, AZ
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I help executives with 15+ years of experience start their own businesses as solo Entrepreneurs, or "Solopreneurs". After streamlining the setup process and creating an "incubator" that has most of the systems already setup for them, I am now ready to deliver this service via the web using an interactive website. The proceeds from this loan will help pay for the development and launch of this website. This is the kind of business that does well in any economy (especially a down economy). I'm starting out as a service-based business, which is easier to start and succeed with as long as I provide good service. I have previous career experience with Sprint, Caterpillar, and Child Health Corporation of America that has helped me relate to underemployed corporate executives that want to change their lives and work for themselves. If for some reason I were to fail at this business, I could still pay off the loan by working within Corporate America again (my last salary was > $100k/year).

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478139

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478139

$15,000

16.70%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478139. Member loan 478139 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Debt-to-income ratio: 11.57%
Length of employment: < 1 year Location: Lodi, CA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Start up money

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 37
Revolving Credit Balance: $13,907.00 Public Records On File: 0
Revolving Line Utilization: 67.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 478160

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478160

$7,750

17.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478160. Member loan 478160 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,160 / month
Current employer: Abercrombie & Fitch Debt-to-income ratio: 2.24%
Length of employment: 2 years Location: Driftwood, TX
       
Home town:
Current & past employers: Abercrombie & Fitch
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I have plans to attend Scottsdale Community College out in Scottsdale, Arizona. I am listing this loan because i need money to help get me on my feet out there. I currently live in Texas and work for Abercrombie & Fitch. I will be majoring in Computer Networking Administrations. Thank You. Borrower added on 01/21/10 > I would also like to add, that i OWN my car, i have zero overhead expenses, i run my phone through my dads business, so i do not have phone bills, and i live with my parents so i do not pay rent either. I WILL PAY THIS BACK! INVEST IN ME PLEASE!

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1988 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 8 Months Since Last Delinquency: 10
Revolving Credit Balance: $984.00 Public Records On File: 0
Revolving Line Utilization: 98.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478163

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478163

$5,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478163. Member loan 478163 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,260 / month
Current employer: conagra foods Debt-to-income ratio: 10.98%
Length of employment: 10+ years Location: FARMINGTON, MN
       
Home town:
Current & past employers: conagra foods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > my job is secure

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,305.00 Public Records On File: 0
Revolving Line Utilization: 52.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 478166

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478166

$10,000

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478166. Member loan 478166 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: United States Navy Debt-to-income ratio: 12.64%
Length of employment: 3 years Location: Groton, CT
       
Home town:
Current & past employers: United States Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > With this loan, it will be the only monthly payment I have to make - all other payments stop. It's a no-brainer, since I'm paying out about $800/mo. I'll have way more money every month and this will be EASY to pay off. Borrower added on 01/20/10 > Additionally, I am employed by the US Navy. I am a nuclear reactor operator on a US nuclear submarine. My paycheck is about as steady as can be and LendingClub will simply withdraw the funds from my account each month on the day that I am paid - hence, there is no risk of even a late payment, let alone defaulting on the loan. I will also be in the Navy until Nov. 2012, which means I will be employed in the same manner until there are only two monthly payments left on this loan - making it a very safe investment. You'd be helping me and yourself by funding this loan.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 33
Revolving Credit Balance: $9,123.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478172

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478172

$5,400

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478172. Member loan 478172 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Van & Company Debt-to-income ratio: 4.80%
Length of employment: 10+ years Location: Pawtucket, RI
       
Home town:
Current & past employers: Van & Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > Hello to whom it may concern, My son will be helping me pay off this loan i will be giving to him as a gift. He makes 53k a year. I thank you for helping me get him his dream home.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,713.00 Public Records On File: 0
Revolving Line Utilization: 77.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478174

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478174

$24,250

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478174. Member loan 478174 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $23,917 / month
Current employer: BIOTRONIK, Inc. Debt-to-income ratio: 13.89%
Length of employment: 3 years Location: MELBOURNE, FL
       
Home town:
Current & past employers: BIOTRONIK, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $43,922.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478200

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478200

$19,600

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478200. Member loan 478200 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,625 / month
Current employer: Federal Bureau of Prisons Debt-to-income ratio: 13.58%
Length of employment: 10+ years Location: Tacoma, WA
       
Home town:
Current & past employers: Federal Bureau of Prisons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Loan Pymt and Auto Deduct Pymts Borrower added on 01/19/10 > This loan would provide a lower monthly payment than I currently have, saving me several hundred dollars per month as well as getting credit paid off in a much shorter time. My goal is not to have credit card balances with the higher interest rates. I have been in my career for 19 years and plan to remain there until retirement. I want to be credit card debt free well before retirement.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,189.00 Public Records On File: 1
Revolving Line Utilization: 65.10% Months Since Last Record: 94
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478217

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478217

$6,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478217. Member loan 478217 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: njm Debt-to-income ratio: 13.67%
Length of employment: 10+ years Location: ewing , NJ
       
Home town:
Current & past employers: njm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I am looking to buy a home for the first time. This is a dream come true. I have worked 10+ years at my job and have been waiting for this moment forever! It's a new year, so time for new things! Borrower added on 01/20/10 > I DON'T NEED THIS LOAN ANYMORE I AM nOT BUYiNG THAT HOUSE THANKS

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 32
Revolving Credit Balance: $15,019.00 Public Records On File: 0
Revolving Line Utilization: 85.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478219

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478219

$6,000

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478219. Member loan 478219 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Hagemeyer North America Debt-to-income ratio: 8.70%
Length of employment: 2 years Location: SAINT PAUL, MN
       
Home town:
Current & past employers: Hagemeyer North America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > Thanks to everyone investing in me, I would much rather give interest money to the people than those banks or credit card companies. Go Vikings! Borrower added on 01/24/10 > I plan on paying off all my credit card debt and then cutting all the cards up so I never have to go into credit card debt again. I will make enough cash to take care of all my expenses and I can save some for an emergency and future investments. Thanks again to all!

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 49
Revolving Credit Balance: $3,374.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478224

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478224

$3,600

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478224. Member loan 478224 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Debt-to-income ratio: 3.40%
Length of employment: < 1 year Location: Jupiter, FL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > This loan is to help pay the last of my tuition for my last year of undergraduate education. I will be attending medical school and enrolling through the US armed services Health proefessions scholarship program. Borrower added on 01/19/10 > These funds will help to pay the remainder of my tuition for my last semester at school. I am recently married (january 2nd!) and just need a little boost to pay the bill so that me and my wife can get started. We both work as servers and i also work in the student government at my school, and will have no trouble making payments. As can be seen by my credit information, i have never defaulted on a loan, or even missed a payment, i also plan to pay off part of my revolving debt with this loan to acheive a better interest rate than my credit card (20%) Thank you for your help. I will be happy to answer any questions.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,650.00 Public Records On File: 0
Revolving Line Utilization: 26.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 478240

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478240

$22,700

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478240. Member loan 478240 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: rehab specialists Debt-to-income ratio: 7.09%
Length of employment: 4 years Location: Bainbridge Island, WA
       
Home town:
Current & past employers: rehab specialists
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I have a very stable job and I get job offers in the mail all the time. I intend to pay off a debt that I owe to Home Depot for doors and windows that I put in my house. I'm hoping to avoid their egregious 26% interest rate. Borrower added on 01/19/10 > I have a very secure job. I get job offers in the mail all the time. I intend to pay off a debt to Home Depot that I used to put new doors and windows in my home. I'm hoping to avoid their egregious 26% interest rate.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 16
Revolving Credit Balance: $10,445.00 Public Records On File: 0
Revolving Line Utilization: 66.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478242

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478242

$6,000

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478242. Member loan 478242 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Coldwell Banker Debt-to-income ratio: 22.32%
Length of employment: 2 years Location: Goleta, CA
       
Home town:
Current & past employers: Coldwell Banker
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I have two credit cards with about $6000 on them with interest rates of 30%. I would like to consolidate the debt at a lower rate in order to pay it off sooner. I have successfully been paying on another Lending Club Loan for almost a year and have found it extremely helpful. I have recently begun working for a colleague on the side which brings in between $400-$600 extra each month. Borrower added on 01/19/10 > I have great job security- I currently hold two positions at the company and have been there over 2 1/2 years. I have no plans of moving or leaving the job in the near future. My montly expenses are: Rent: $875, 1st Lending Club Loan: $290, Cellphone: $80, Food: $200, Gas: $40, Utilities (shared): $75. My current monthly payments on my credit cards total $200-300 which is above the minimum payments since I am trying to pay them down. I do not use the cards for purchases since I want to get rid of them. I pay cash for all expenses and don't have an expensive lifestyle. My goal in the next couple years is to be debt free and I am committed to this. I am tired of wasting money on high interest credit cards that I used in the past when money was much tighter.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,115.00 Public Records On File: 0
Revolving Line Utilization: 76.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478256

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478256

$5,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478256. Member loan 478256 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: METI Debt-to-income ratio: 17.97%
Length of employment: 4 years Location: Bradenton, FL
       
Home town:
Current & past employers: METI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > Loan is for a motorcycle. Monthly take home, after expenses, $600.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $419.00 Public Records On File: 0
Revolving Line Utilization: 1.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478260

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478260

$20,000

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478260. Member loan 478260 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,300 / month
Current employer: NJ Transit Debt-to-income ratio: 0.23%
Length of employment: 10+ years Location: Bridgeton, NJ
       
Home town:
Current & past employers: NJ Transit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > Putting in new windows all around the home and going from asbestos shingles to nice vinyl siding while adding additional insulation. Home is completely paid for, has been for 20 years, a home equity loan makes no sense since I have no additional deductions and the amt is so small.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $41.00 Public Records On File: 0
Revolving Line Utilization: 0.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 478263

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478263

$10,000

13.85%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478263. Member loan 478263 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: South Lake Hospital Debt-to-income ratio: 7.89%
Length of employment: 5 years Location: CLERMONT, FL
       
Home town:
Current & past employers: South Lake Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 29
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478273

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478273

$10,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478273. Member loan 478273 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,708 / month
Current employer: Miami Air Traffic Control Center Debt-to-income ratio: 11.60%
Length of employment: 10+ years Location: Roberts, MT
       
Home town:
Current & past employers: Miami Air Traffic Control Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > Currently looking for a $636K loan on my 4,000 square foot home that I currently occupy with my wife.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 37 Months Since Last Delinquency: 13
Revolving Credit Balance: $54,890.00 Public Records On File: 0
Revolving Line Utilization: 42.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 478311

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478311

$18,000

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478311. Member loan 478311 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: all pro plumbing Debt-to-income ratio: 7.22%
Length of employment: 5 years Location: hialeah, FL
       
Home town:
Current & past employers: all pro plumbing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,070.00 Public Records On File: 0
Revolving Line Utilization: 77.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 478320

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478320

$10,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478320. Member loan 478320 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,700 / month
Current employer: The Lineage Group Debt-to-income ratio: 23.41%
Length of employment: 1 year Location: Athens , GA
       
Home town:
Current & past employers: The Lineage Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > I'm closing out my last credit card with this money, and have the means and desire to be debt free as soon as possible. I'm hoping to pay this off early.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,430.00 Public Records On File: 0
Revolving Line Utilization: 45.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478333

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478333

$7,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478333. Member loan 478333 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,500 / month
Current employer: Bensalem school district Debt-to-income ratio: 17.29%
Length of employment: 10+ years Location: Levittown, PA
       
Home town:
Current & past employers: Bensalem school district
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1974 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,398.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478343

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478343

$23,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478343. Member loan 478343 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,667 / month
Current employer: MIAMI TECH Debt-to-income ratio: 16.23%
Length of employment: 10+ years Location: HIALEAH GARDENS, FL
       
Home town:
Current & past employers: MIAMI TECH
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > loan payoff Borrower added on 01/20/10 > debt consolidation

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 65
Revolving Credit Balance: $24,787.00 Public Records On File: 0
Revolving Line Utilization: 36.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478346

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478346

$24,250

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478346. Member loan 478346 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,167 / month
Current employer: SMS Inc Debt-to-income ratio: 20.52%
Length of employment: 2 years Location: Carrollton, TX
       
Home town:
Current & past employers: SMS Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > I have stayed credit worthy during a difficult divorce and would like to continue to stay that way. This loan will help pay off some debt left over after the divorce.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1985 Delinquent Amount: $0.00
Open Credit Lines: 27 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 48 Months Since Last Delinquency: 18
Revolving Credit Balance: $60,627.00 Public Records On File: 0
Revolving Line Utilization: 31.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478348

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478348

$10,000

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478348. Member loan 478348 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Intra-Cellular Therapies Inc. Debt-to-income ratio: 16.84%
Length of employment: 3 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: Intra-Cellular Therapies Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > Thank you for the loan. Borrower added on 01/21/10 > Credit card debt consolidation

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 6
Revolving Credit Balance: $13,948.00 Public Records On File: 0
Revolving Line Utilization: 39.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 478353

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478353

$6,000

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478353. Member loan 478353 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,733 / month
Current employer: mill creek mechanical Debt-to-income ratio: 0.87%
Length of employment: < 1 year Location: HAMPTON, VA
       
Home town:
Current & past employers: mill creek mechanical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > 1st home

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $422.00 Public Records On File: 0
Revolving Line Utilization: 7.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478374

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478374

$10,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478374. Member loan 478374 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,467 / month
Current employer: Kings Family Restaurant Debt-to-income ratio: 6.61%
Length of employment: < 1 year Location: Lower Burrell, PA
       
Home town:
Current & past employers: Kings Family Restaurant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478377

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478377

$7,750

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478377. Member loan 478377 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,484 / month
Current employer: Homewood Lumber Debt-to-income ratio: 22.42%
Length of employment: 4 years Location: Auburn, CA
       
Home town:
Current & past employers: Homewood Lumber
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > Thank you for your support in helping me to start to free my little family. I'm so lucky that my job is indeed still mine. My husband has the same luck. With the employees that are left at both our jobs, we're both not going anywhere for a good while.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 24
Revolving Credit Balance: $7,751.00 Public Records On File: 1
Revolving Line Utilization: 52.70% Months Since Last Record: 110
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478386

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478386

$8,400

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478386. Member loan 478386 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Neo Salon Debt-to-income ratio: 2.30%
Length of employment: 1 year Location: Montara, CA
       
Home town:
Current & past employers: Neo Salon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > Consolidating debt and eliminating unnecessary interest rates is my plan of action, which will allow me to get ahead and begin to save money towards financial security. My job is very secure. I have been in the beauty industry (hair) for over 8 years. I will be a good borrower due to the fact that I take my debts and my credit very serious and make it a point to pay back in a timely fashion as described in loan arrangements. My monthly budget varies monthly, but always allows me to address my financial responsibilities. The purpose of this loan is to actually further eliminate financial responsibilities I have accrued in a manner that exceeds the arrangement, while also making it more cost effective on a monthly basis for me to do so.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 22
Revolving Credit Balance: $2,047.00 Public Records On File: 0
Revolving Line Utilization: 27.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478412

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478412

$17,600

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478412. Member loan 478412 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: IBEW Local 98 Debt-to-income ratio: 17.35%
Length of employment: 7 years Location: Broomall, PA
       
Home town:
Current & past employers: IBEW Local 98
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > hi. i am looking to consolidate all the debt i have with the exception of my car and a credit card (it is 0%). all of the credit cards/loans i want to pay off are in the twenty-thirty percent range. that is the reason i would like for you to give me this loan. if you would like any other info please just ask.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 24
Revolving Credit Balance: $14,555.00 Public Records On File: 0
Revolving Line Utilization: 70.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478427

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478427

$7,500

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478427. Member loan 478427 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,708 / month
Current employer: Weather Shield Mfg Inc Debt-to-income ratio: 22.52%
Length of employment: 5 years Location: Park Falls, WI
       
Home town:
Current & past employers: Weather Shield Mfg Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > Unexpected doctor bills caused me to max out my credit cards. Now I am sick of paying the high interest making them rich and me poor. Please help. Thanks

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: 54
Revolving Credit Balance: $7,202.00 Public Records On File: 0
Revolving Line Utilization: 34.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 478446

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478446

$7,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478446. Member loan 478446 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: University of Illinois - Chicago Debt-to-income ratio: 21.99%
Length of employment: 1 year Location: Clarendon Hills, IL
       
Home town:
Current & past employers: University of Illinois - Chicago
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,823.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478462

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478462

$10,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478462. Member loan 478462 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: GRG Construction Debt-to-income ratio: 0.54%
Length of employment: 2 years Location: Tucson, AZ
       
Home town:
Current & past employers: GRG Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > Interest rates on my credit cards have gone up to 18 -25 % and its unbearable with no payoff end in sight. I have worked in this field for 8 years as an service tech on heavy equipment. I need to start saving for retirement. Iam purchasing my home. Getting this loan will go a long way to helping me achieve my goals of being debt free in 3 years.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $554.00 Public Records On File: 1
Revolving Line Utilization: 14.20% Months Since Last Record: 103
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478464

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478464

$23,500

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478464. Member loan 478464 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: joy flowers Debt-to-income ratio: 2.34%
Length of employment: 3 years Location: whitestone, NY
       
Home town:
Current & past employers: joy flowers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > I pay my debts before they are due. This is the best investment you can make.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1988 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,930.00 Public Records On File: 0
Revolving Line Utilization: 50.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 478470

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478470

$25,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478470. Member loan 478470 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: Saint Vincent Hospital Debt-to-income ratio: 11.13%
Length of employment: 5 years Location: ERIE, PA
       
Home town:
Current & past employers: Saint Vincent Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > Plan to renovate our kitchen and bathroom. Prefer not to struggle through typical bank paperwork. Our home appraised for over $200k. Will pay on-time and as agreed!

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,327.00 Public Records On File: 0
Revolving Line Utilization: 54.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 478486

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478486

$14,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478486. Member loan 478486 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Bank of America Debt-to-income ratio: 5.32%
Length of employment: 3 years Location: Concord, CA
       
Home town:
Current & past employers: Bank of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > Looking to consolidate debt. I have excellent payment history and will pay this loan off quickly.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,781.00 Public Records On File: 0
Revolving Line Utilization: 37.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 478518

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478518

$15,000

9.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478518. Member loan 478518 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Dollar Car Rental Debt-to-income ratio: 7.69%
Length of employment: 5 years Location: fresno, TX
       
Home town:
Current & past employers: Dollar Car Rental
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > Help a family member

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,816.00 Public Records On File: 0
Revolving Line Utilization: 23.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478523

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478523

$2,000

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478523. Member loan 478523 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: JBS Carriers Debt-to-income ratio: 20.45%
Length of employment: < 1 year Location: FORT COLLINS, CO
       
Home town:
Current & past employers: JBS Carriers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,946.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 478537

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478537

$8,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478537. Member loan 478537 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: United Water Company Debt-to-income ratio: 5.65%
Length of employment: 6 years Location: Fair Lawn, NJ
       
Home town:
Current & past employers: United Water Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 23 Months Since Last Delinquency: 9
Revolving Credit Balance: $12,080.00 Public Records On File: 1
Revolving Line Utilization: 74.10% Months Since Last Record: 100
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478542

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478542

$16,525

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478542. Member loan 478542 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Asylum Visual Effects Debt-to-income ratio: 14.09%
Length of employment: 9 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Asylum Visual Effects
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > Hello, I have applied for this loan to pay off my higher interest credit cards. My goal is to be debt free in three years and I can accomplish that with this lower interest loan. I make 70K a year and have been employed with the same company for over 9 years. My monthly payments would be less than what I am paying now so you can rest assure that I am a good candidate for this loan. Thank you for your consideration, it is greatly appreciated.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,357.00 Public Records On File: 0
Revolving Line Utilization: 83.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478546

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478546

$20,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478546. Member loan 478546 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: santa ana college Debt-to-income ratio: 7.40%
Length of employment: 4 years Location: garden grove, CA
       
Home town:
Current & past employers: santa ana college
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > Educational loan

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,708.00 Public Records On File: 0
Revolving Line Utilization: 29.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478556

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478556

$9,800

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478556. Member loan 478556 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: Boys and Girls Club of the Big Island Debt-to-income ratio: 14.99%
Length of employment: 3 years Location: PAHOA, HI
       
Home town:
Current & past employers: Boys and Girls Club of the Big Island
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I live on the Big Island of Hawaii and am interested in purchasing the undeveloped lot next to my home. The owners of the lot live on the mainland and are ready to sell. It is a win-win!

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1989 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,164.00 Public Records On File: 0
Revolving Line Utilization: 11.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478561

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478561

$12,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478561. Member loan 478561 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: MetLife Home Loans Debt-to-income ratio: 2.37%
Length of employment: 5 years Location: OCEAN CITY, MD
       
Home town:
Current & past employers: MetLife Home Loans
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > This loan is being used for 2 reasons... First, to payoff a credit card (my only credit card) and second, to install new carpeting in my home. I've been in the same line of work for 5 years. I earn a 6 figure salary and have no problems paying my debts. My credit is excellent as I never make a late payment. Thank you!

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,944.00 Public Records On File: 0
Revolving Line Utilization: 29.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478567

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478567

$7,500

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478567. Member loan 478567 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: O'Connor Safety Corp. Debt-to-income ratio: 15.56%
Length of employment: 7 years Location: Leominster, MA
       
Home town:
Current & past employers: O'Connor Safety Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 18, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 56
Revolving Credit Balance: $4,552.00 Public Records On File: 0
Revolving Line Utilization: 25.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478569

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478569

$3,600

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478569. Member loan 478569 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,600 / month
Current employer: Northwood Manufacturing Debt-to-income ratio: 11.23%
Length of employment: 3 years Location: La Grande, OR
       
Home town:
Current & past employers: Northwood Manufacturing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > I would like to use this loan to purchase a motorcycle while the prices are still cheap. If you have ever bought a bike with a loan new or used you know that the options out there are not the greatest. I have a good payment history with my debts. I have one revolving account left to payoff with tax refunds, then closed for good! I have a steady job in a company that has outlasted our competition in the hard economic times. I have the left over funds every month to make this payment with ease, my budget as follows income per month with spouses also $3200 mortgage $681 car payment $214 car payment $167 insurance $79 phone/net $60 gas/electric $100 water $50 garbage $25 revolving credit account to pay off $100 food $500 gas for rigs $120 total $2096 that's our budget we don't even bother paying for tv, we are gone or working to waste money on something that we wont use.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,866.00 Public Records On File: 0
Revolving Line Utilization: 74.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478574

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478574

$8,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478574. Member loan 478574 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,000 / month
Current employer: macys Debt-to-income ratio: 10.37%
Length of employment: 3 years Location: baytown, TX
       
Home town:
Current & past employers: macys
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/20/10 > cosolidate and lower my rates

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1983 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 70
Revolving Credit Balance: $8,301.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478580

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478580

$25,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478580. Member loan 478580 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $17,000 / month
Current employer: Amazon.com Debt-to-income ratio: 7.21%
Length of employment: 3 years Location: Seattle, WA
       
Home town:
Current & past employers: Amazon.com
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I put a good amount of a bathroom remodel project on my credit cards (hence the high utilization rate). I'm going to use this loan to consolidate that in to a single account. In my life I've been delinquent on one loan and that was in college, since then I've paid every loan on time and in full. I have a stable job as a software manager at a large internet company in Seattle. My monthly budget has about $1500 in discretionary money in it after all bills and food and entertainment that will go towards paying off this loan. I recently finished paying off a car loan that's was just about as much of a monthly expense so I don't expect that this would have an large impact on my overall finances. Thanks for reading the listing and please ask questions.

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,406.00 Public Records On File: 0
Revolving Line Utilization: 45.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478589

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478589

$15,000

9.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478589. Member loan 478589 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Cozy Corner Restaurant Debt-to-income ratio: 16.41%
Length of employment: 9 years Location: WILLIAMSTOWN, MA
       
Home town:
Current & past employers: Cozy Corner Restaurant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,919.00 Public Records On File: 0
Revolving Line Utilization: 26.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478603

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478603

$12,000

7.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478603. Member loan 478603 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,340 / month
Current employer: Outsource Receivables Debt-to-income ratio: 6.67%
Length of employment: < 1 year Location: SAINT PAUL, MN
       
Home town:
Current & past employers: Outsource Receivables
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > I wish to lump all my payments into one to make it easier to pay everything off. After this I will cut up my cards & close accounts. Keeping only one, virtually unused, to increase my credit rating. My job is fairly new, but stable. My prior job I held for 10 years. I always make payments on time and always more than the minimum asked for. My total monthly income is approximately $1800 after taxes. $200 for rent (living with family) $150 for food $100 for gas $288 individual insurance (changing soon to company insurance) $500 towards loan $562 for unexpected expenses (car repair etc) &/or into savings. Once debt is paid off the money spent on this loan will go to savings and investments (cd's & ira).

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478630

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478630

$25,000

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478630. Member loan 478630 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: OBJECTSOFT GROUP INC. Debt-to-income ratio: 12.97%
Length of employment: 3 years Location: MILWAUKEE, WI
       
Home town:
Current & past employers: OBJECTSOFT GROUP INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I am planning to use the funds for my wedding expenses as I do not want my parents to bear the expenses. My monthly budget is $2000 and my monthly income after taxes is $5500 so I would have savings of atleast $2500 every month to pay off the loan in timely manner. My job is pretty stable and i dont see anything that could be a problem in paying the loan.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,999.00 Public Records On File: 0
Revolving Line Utilization: 29.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 478648

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478648

$20,000

19.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478648. Member loan 478648 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Debt-to-income ratio: 5.05%
Length of employment: 4 years Location: Detroit, MI
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 5 Months Since Last Delinquency: 2
Revolving Credit Balance: $672.00 Public Records On File: 0
Revolving Line Utilization: 84.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 478668

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478668

$16,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478668. Member loan 478668 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Debt-to-income ratio: 13.76%
Length of employment: 4 years Location: university place, WA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > send me an e mail after you deposit it to my account.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 14
Revolving Credit Balance: $140,453.00 Public Records On File: 0
Revolving Line Utilization: 70.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478671

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478671

$25,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478671. Member loan 478671 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,000 / month
Current employer: Debt-to-income ratio: 8.33%
Length of employment: 4 years Location: Hamilton, VA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > Loan to update/enhance successful business that's been open for over 4 years, with gross sales of over 1.1 million and no debt, in addition to no corporate debt, repayment will be more than manageable.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,700.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478688

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478688

$1,500

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478688. Member loan 478688 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: HireRight Inc. Debt-to-income ratio: 17.04%
Length of employment: 5 years Location: LAGUNA NIGUEL, CA
       
Home town:
Current & past employers: HireRight Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > Am moving and need some extra funds for deposits and such. Will be able to pay a majority of the loan off within the first month and a half. Borrower added on 01/22/10 > I have two jobs, one full time and one part time, that are both very secure.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,376.00 Public Records On File: 0
Revolving Line Utilization: 93.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478701

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478701

$3,000

6.39%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478701. Member loan 478701 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,000 / month
Current employer: KROGER Debt-to-income ratio: 6.00%
Length of employment: 2 years Location: CLEVES, OH
       
Home town:
Current & past employers: KROGER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > I NEED THE LOAN BECAUSE I AM ON SICK LEAVE AND IT IS NOT NEARLY ENOUGH TO PAY MY BILLS... THIS WILL HELLP GREATLY AND I APPRECIATE GETTINNG THE LOAN. THANK YOU.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $579.00 Public Records On File: 0
Revolving Line Utilization: 5.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478749

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478749

$16,000

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478749. Member loan 478749 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: SC Dept. of Health & Environmental Ctr Debt-to-income ratio: 24.80%
Length of employment: 9 years Location: Columbia, SC
       
Home town:
Current & past employers: SC Dept. of Health & Environmental Ctr
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1973 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,353.00 Public Records On File: 0
Revolving Line Utilization: 45.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478753

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478753

$8,000

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478753. Member loan 478753 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,170 / month
Current employer: University of Connecticut Debt-to-income ratio: 4.80%
Length of employment: 8 years Location: Manchester, CT
       
Home town:
Current & past employers: University of Connecticut
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I've decided to consolidate off my credit cards because my issuing banks changed my terms.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,903.00 Public Records On File: 0
Revolving Line Utilization: 21.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478767

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478767

$15,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478767. Member loan 478767 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $4,667 / month
Current employer: Parkside Solutions Inc. Debt-to-income ratio: 0.00%
Length of employment: 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: Parkside Solutions Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am a real estate investor (new), and I am requesting to borrow $15,000.00 for down payment for a property in Boise Idaho. The property is valued at $429,000.00. What makes me a good borrower is, I have good income, $250,000.00, I also have other obligations (student loans, etc) This loan would enable me to start my real estate career. I am purchasing a software Freedom$oft, which would enable me to find more properties in a shorter length of time, and get contract out to propective buyers/sellers, with a click of a button. This software company had it's ground breaking celebration on January 19th, 2010. Most real estate investors will purchase this it, because this is what we've all been waiting for. The down payment is actually $45,000.00. I have the remainder of it. Borrower added on 01/21/10 > My current job is very stable. I prepare business plans for a very small fee $600.00, and I help start-ups purchase office furniture and supplies. Borrower added on 01/21/10 > My monthly budget: Rent 1200.00; Electric & Gas 300.00; Food $700.00; Student Loans $3500.00; Transportation 300.00; Childcare 8000.00. I might have missed somethings, but that's basically it. Borrower added on 01/22/10 > Included in my monthly budget is: Nursing Home monthly payments - $2,500.00. After paying the bills, I put 48,000.00 in my retirement fund. Borrower added on 01/22/10 > I get my clients from my Website Ad, and word of mouth. I have long list of referrals (college graduates, people in my homeschooling network, neighbors, I have young people that work for me, put signs up all over and in every neighbor, I list on Craigslist, etc. People want business plans because the economy is improving gradually.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 478769

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478769

$2,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478769. Member loan 478769 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,400 / month
Current employer: Kirberg Roofing Debt-to-income ratio: 14.25%
Length of employment: 9 years Location: Higginsville, MO
       
Home town:
Current & past employers: Kirberg Roofing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > Hello. I am a commercial roofer from Missouri. As you know the winter months around here are not exactly a roofers paradise. I do have a steady job and have been doing this all the way through high school and through college as well, after which I am still trying to get on my feet. Lately though, due to the weather it has been hard to get up there and work. I just need a boost to help in the next month or two because I am starting to get behind on a few things. I plan on paying this back well before it's due date as soon as I get back up the ladder. Thank you.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $179.00 Public Records On File: 0
Revolving Line Utilization: 59.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478774

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478774

$25,000

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478774. Member loan 478774 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: Debt-to-income ratio: 15.77%
Length of employment: 4 years Location: Norwalk, CA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > To lower my credit card into one payment.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,598.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478785

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478785

$11,500

11.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478785. Member loan 478785 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: cwi Debt-to-income ratio: 22.68%
Length of employment: 3 years Location: gansevoort, NY
       
Home town:
Current & past employers: cwi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > -This loan will consolidate monthly payments of $600 per month to less than $360 per month. -I will be paying off a school loan so i can go back to school and finish up my degree. I have 1 class left to take but can not until i pay off my loan in full.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 14
Revolving Credit Balance: $946.00 Public Records On File: 0
Revolving Line Utilization: 9.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478788

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478788

$3,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478788. Member loan 478788 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: Composite Fogings Debt-to-income ratio: 20.04%
Length of employment: 5 years Location: Detroit, MI
       
Home town:
Current & past employers: Composite Fogings
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,832.00 Public Records On File: 0
Revolving Line Utilization: 66.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478792

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478792

$20,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478792. Member loan 478792 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: rick bates garage Debt-to-income ratio: 9.44%
Length of employment: 7 years Location: youngstown, OH
       
Home town:
Current & past employers: rick bates garage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/01/10 > i pay my bills on time every month. i have been working at my job for 7 years as a dieasel teach servicing tractor trailers. I plan to pay off my bills & the rest of the money will goto tds to better my education ( truck driving school ) for the mechicanal updates.

 

A credit bureau reported the following information about this borrower member on January 1, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,366.00 Public Records On File: 0
Revolving Line Utilization: 14.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 478794

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478794

$6,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478794. Member loan 478794 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Citadel Broadcasting Debt-to-income ratio: 4.51%
Length of employment: 3 years Location: Oklahoma City, OK
       
Home town:
Current & past employers: Citadel Broadcasting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > It would be nice to be able to think/talk/eat normally again! Tooth issues have plagued me and I'm finally looking for sweet relief through surgery. Trust doesn't exactly come through the computer, but these monthly payments will be absolutely no problem for me. I'm not one of the deadbeats. I greatly appreciate anybody who can help. Thank you and God bless.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: 72
Revolving Credit Balance: $3,106.00 Public Records On File: 0
Revolving Line Utilization: 25.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 478799

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478799

$22,000

17.39%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478799. Member loan 478799 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Jackson and Cooksey Debt-to-income ratio: 12.26%
Length of employment: < 1 year Location: DALLAS, TX
       
Home town:
Current & past employers: Jackson and Cooksey
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I'm a very trustworthy and responsible borrower. I have never been late or missed a single payment. I am just trying to simplify my debt into a single payment.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,871.00 Public Records On File: 0
Revolving Line Utilization: 46.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 478811

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478811

$8,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478811. Member loan 478811 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Debt-to-income ratio: 0.36%
Length of employment: 10+ years Location: Palmetto Bay, FL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > Business Loan to invest in upgraded technology. The Law Firm specializes in Civil Litigation & Mediation, it is located in an upscale neighborhood in Pinecrest Florida and it is becoming an exceptionally successful firm. Borrower added on 01/21/10 > Funds will be used to purchase updated technology in Law Firm specializing in Civil Litigation & Mediation. What makes me a good borrower is that borrowing is being done very conservatively. Firm is being run conservatively with small overhead, the $ 8,000.00 being borrowed is actually being done more to strengthen credit than anything else. We actually have more than $ 8000.00 in operating and personal accounts. Furthermore, by me repaying this loan in an impeccable manner it will, further make my credit strongerwhich is what I'm looking for, since I don't have car payments nor major monthly credit card or lines of credit. This will be the only loan I will have except for some credit cards which I pay in full monthly. Finally the Law Firm is AV Rated(Highest rated awarded for ethical and professional achievement.) Looking forward to doing good business together. Thank you for your help and concern in this matter. . Borrower added on 01/21/10 > Funds will be used to purchase updated technology in Law Firm specializing in Civil Litigation & Mediation. What makes me a good borrower is that borrowing is being done very conservatively. Firm is being run conservatively with small overhead, the $ 8,000.00 being borrowed is actually being done more to strengthen credit than anything else. We actually have more than $ 8000.00 in operating and personal accounts. Furthermore, by me repaying this loan in an impeccable manner it will, further make my credit strongerwhich is what I'm looking for, since I don't have car payments nor major monthly credit card or lines of credit. This will be the only loan I will have except for some credit cards which I pay in full monthly. Finally the Law Firm is AV Rated(Highest rated awarded for ethical and professional achievement.) Looking forward to doing good business together. Thank you for your help and concern in this matter. . Borrower added on 01/22/10 > We have over 14 years of experience as Trial Appellate lawyer representing both individuals and businesses in areas that include Commercial litigation,Liability Defense, Tort Claims, Employment Law and Maritime Admiralty Law. We are AV rated by Martindale-Hubbel which is the highest rating available. We are experienced in litigation and appellate counsel. Furthermore, we are Florida Supreme Court Civil Circuit Mediator.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $506.00 Public Records On File: 0
Revolving Line Utilization: 13.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 478818

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478818

$6,500

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478818. Member loan 478818 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: State Farm Insurance Debt-to-income ratio: 16.45%
Length of employment: 10+ years Location: Joppa, MD
       
Home town:
Current & past employers: State Farm Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I would like this loan in order to pay off credit cards that I got when I was in college- Bank of America and GapCard as well as the furniture I bought when I purchased my home last year. I have excellent credit history and have been at my job for 11 years this coming year. This loan will help simplify my life and help me to build up my savings. Thank you.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,658.00 Public Records On File: 0
Revolving Line Utilization: 53.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478830

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478830

$5,600

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478830. Member loan 478830 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: World Marketing Atlanta Debt-to-income ratio: 17.58%
Length of employment: 10+ years Location: DOUGLASVILLE, GA
       
Home town:
Current & past employers: World Marketing Atlanta
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I plan to pay off all debt and have 1 monthly payment that is managable Borrower added on 01/21/10 > I will payb off all debt and have 1 monthly managable payment Borrower added on 01/22/10 > Thanks to all that have invested so far. I am trying to pay off all debt from my divorce and start over. Save money and get my own home.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 15
Revolving Credit Balance: $1,182.00 Public Records On File: 0
Revolving Line Utilization: 39.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478850

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478850

$20,000

11.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478850. Member loan 478850 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,917 / month
Current employer: Prairie State College Debt-to-income ratio: 8.25%
Length of employment: 10+ years Location: Orland Park, IL
       
Home town:
Current & past employers: Prairie State College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > Have been trying to pay down my credit cards for several years. I pay more than the minimum each month, but the balance never seemsm to go down enough. My mother recently died and I've been paying her mortgage and debts until her house is sold. So I'm unable to pay the $1,000 a month on my credit cards. I know if I receive this loan, I will be able to handle the monthly payment. My credit cards have been destroyed and I will no longer be using credit. As a side note, my daughter is getting married this May and I want to assist her in paying for a part of the wedding. Thank you so much! Borrower added on 01/23/10 > I wanted to add that in October, I paid two bills late -- just over 30 days late. I was busy trying to settle my mother's estate and I had my own health issues. I have not been late on any bill since that time. Borrower added on 01/24/10 > As noted above, I always paid more than the minimum due...alot more. So I ended up in this vicious cycle of paying as much as possible in an effort to pay the cards down and then using the cards because I didn't have enough money left. I know I can afford the $600 plus per month. This would make it possible not to use any credit card at all. Plus I would be able to get rid of this debt in 3 years. I feel if I keep going the way I am, I will never stop treading water. Thank you again.

 

A credit bureau reported the following information about this borrower member on January 21, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1975 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 39 Months Since Last Delinquency: 3
Revolving Credit Balance: $30,987.00 Public Records On File: 0
Revolving Line Utilization: 48.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478877

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478877

$11,500

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478877. Member loan 478877 was requested on January 21, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Exclusive Dia. Debt-to-income ratio: 11.56%
Length of employment: 8 years Location: FOREST HILLS, NY
       
Home town:
Current & past employers: Exclusive Dia.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/21/10 > I am a reliable individual and have always been on top of my bills and personal finance. I have been with the same company for over 8.5 years and my position is very safe. Unfortunately, credit cards rates have gone out of control and these companies "punish" even those who are in an excellent standing..... and that's why I am seeking a loan.

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,088.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 478895

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478895

$9,800

7.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478895. Member loan 478895 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: byer ca Debt-to-income ratio: 7.95%
Length of employment: 10+ years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: byer ca
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > play bill Borrower added on 01/22/10 > play bill Borrower added on 01/22/10 > play bill

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,723.00 Public Records On File: 0
Revolving Line Utilization: 34.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478923

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478923

$25,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478923. Member loan 478923 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Debt-to-income ratio: 19.65%
Length of employment: 10+ years Location: Cambridge, MN
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1964 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $118,262.00 Public Records On File: 0
Revolving Line Utilization: 88.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 478934

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478934

$12,000

10.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478934. Member loan 478934 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Avant-Garde Wealth Management, Inc. Debt-to-income ratio: 18.56%
Length of employment: < 1 year Location: Castle Rock, CO
       
Home town:
Current & past employers: Avant-Garde Wealth Management, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > Just refinancing some higher rate debt to save some interest payments. I have a steady job with good income and will probably pay this off in the next 6 months with a bonus I have earned. Borrower added on 01/24/10 > I appreciate everyone that has invested in this loan. I assure you I will pay this loan in it's entirity. I think this social lending concept is pretty great and can't wait to utilize it in some of my retirement accounts.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,173.00 Public Records On File: 0
Revolving Line Utilization: 41.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478948

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478948

$24,250

11.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478948. Member loan 478948 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,333 / month
Current employer: IBA Molecular North America Inc. Debt-to-income ratio: 13.73%
Length of employment: 2 years Location: SOMERSET, NJ
       
Home town:
Current & past employers: IBA Molecular North America Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > This money will be used to pay off high interest credit cards. Borrower added on 01/23/10 > I am a pharmacist in a very stable job with excellent income. This loan is in response to a recent action by my credit card company to arbitrarily raise my rate and my minimum payment. This loan will allow me to actually get ahead on the debt. Borrower added on 01/23/10 > I have a very good credit rating with no delinquencies. Borrower added on 01/24/10 > For those of you wondering about the monthly payment... I am already paying $800/month in credit card bills. 1. $350/mo @ 26% (this one jumped up from 8%) 2. $150/mo @ 15% (this one jumped from 10%) 3. $300/mo @ 18% (this one jumped from 12%) Since all three cards recently had their rates raised, I am no longer getting anywhere on them. This loan won't change how much money I'm putting out every month but it will allow me to get the debt paid off faster and will cost me less in the long run. A debt consolidation loan never made sense before because I always had pretty decent rates on my credit cards due to my good credit score. Now, it makes the most sense.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,237.00 Public Records On File: 0
Revolving Line Utilization: 59.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478950

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478950

$1,300

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478950. Member loan 478950 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,875 / month
Current employer: Central Methodist University Debt-to-income ratio: 16.00%
Length of employment: 10+ years Location: Fayette, MO
       
Home town:
Current & past employers: Central Methodist University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > Will use these funds to pay off a small credit card balance with a very high interest rate. I plan to pay this loan off quickly in the hope that it will help my credit score. I would then like to apply for a larger consolidation loan to tackle the two larger balance loans. I am a good candidate for this loan because I don't really need it. I am just interested in lowering the interest rate. Borrower added on 01/22/10 > Three late payments were while in transition to a new location for husband's promotion. New bank, moving, etc created an issue with tracking paper bills for a short period. All payments are now established on automatic payment basis so keeping up with all the paper is no longer an issue. This loan will also be paid on an automatic basis from our checking account. Two career household, husband's income is not includeded in any of the calculations and my name is on most credit because I take care of the household finances. We are more than capable of paying off this loan from disposable income. High credit utilization of 90% is because we have been subject to recent credit limit reductions so popular with credit card companies right now. As the balance has been reduced on cards the companies have also reduced our limit, leaving a falsely high utilization picture.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1991 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 32 Months Since Last Delinquency: 3
Revolving Credit Balance: $8,856.00 Public Records On File: 0
Revolving Line Utilization: 90.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478965

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478965

$9,000

7.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478965. Member loan 478965 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Thermadyne Holdings LLC Debt-to-income ratio: 16.29%
Length of employment: 3 years Location: Bowling Green, KY
       
Home town:
Current & past employers: Thermadyne Holdings LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > Great Credit, No bad debt, 40% equity in my home Borrower added on 01/23/10 > The debt I have is from two 0% purchases. I do not carry any debt to which I pay interest other than my home, which I have 40% equity in with an interest rate of 4.75% fixed. The main purpose of this loan is to payback a 401K loan used to refinance our home. Funds were used to pay down the loan to 40% equity, which is why I received such a low mortgage interest rate. I am losing money by not having it in my 401K, which is the main purpose of this loan. My debt is not excessive. And the only interest I have ever paid is mortgage interest. null

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,688.00 Public Records On File: 0
Revolving Line Utilization: 16.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478971

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478971

$2,500

6.76%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478971. Member loan 478971 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,433 / month
Current employer: anda inc Debt-to-income ratio: 2.38%
Length of employment: 6 years Location: groveport, OH
       
Home town:
Current & past employers: anda inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > a small credit consolidation loan which i will repay in 3 years. this will help me become debt free.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 30
Revolving Credit Balance: $1,988.00 Public Records On File: 0
Revolving Line Utilization: 13.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478982

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478982

$10,500

15.33%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478982. Member loan 478982 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Cornell University Debt-to-income ratio: 14.30%
Length of employment: 10+ years Location: Owego, NY
       
Home town:
Current & past employers: Cornell University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > My position is stable and I want to get out of this credit card debt within three years.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,726.00 Public Records On File: 1
Revolving Line Utilization: 92.60% Months Since Last Record: 17
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478984

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478984

$20,000

10.62%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478984. Member loan 478984 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,750 / month
Current employer: Osceola County Sheriff's office Debt-to-income ratio: 19.17%
Length of employment: 4 years Location: Kissimmee, FL
       
Home town:
Current & past employers: Osceola County Sheriff's office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > I am purchasing a Foreclose home but only accepting cash offers. Home is a condo build in 2000 and is selling for 20000. I own a condo already that is being rented out and i own a Trailer that is already paid for which i live in and a room is rented out. I will move into this new home and continue to rent out my other Condo and my trailer. The Condo is being rented out for $700 a month and the room in the trailer for 350 a month.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,141.00 Public Records On File: 0
Revolving Line Utilization: 48.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478993

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478993

$8,000

16.82%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478993. Member loan 478993 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,850 / month
Current employer: City of Wylie Debt-to-income ratio: 9.48%
Length of employment: 9 years Location: Wylie, TX
       
Home town:
Current & past employers: City of Wylie
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > I am trying to start an already in place website designing business. I would be a good candidate for this because I already have clients who want my business and I have done several websites already. If you gave me a chance I promise that you would be helping for a good cause. On my credit report it shows I have a mortgage but my ex-husband and me are seperating so I am not responsible for the mortgage payment showing or bank of america credit card. Thank you for your time.

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1987 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 41
Revolving Credit Balance: $2,999.00 Public Records On File: 0
Revolving Line Utilization: 39.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 479029

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479029

$15,000

16.45%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479029. Member loan 479029 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,819 / month
Current employer: Tacoma Fire Department Debt-to-income ratio: 11.02%
Length of employment: 3 years Location: Shelton, WA
       
Home town:
Current & past employers: Tacoma Fire Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > I have stable employment as a full-time union firefighter. My wife and I have been married for 5 years, but we have been unable to conceive naturally. We are looking for a little help to bridge the gap, my insurance does not cover any of the necessary treatments. I'd rather pay interest to another person than to a bank and I've never missed a payment on anything in my life. Thank you for considering!

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,478.00 Public Records On File: 0
Revolving Line Utilization: 84.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479046

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479046

$17,500

13.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479046. Member loan 479046 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: Jt Mortgage Group Inc. Debt-to-income ratio: 12.11%
Length of employment: 3 years Location: porter ranch, CA
       
Home town:
Current & past employers: Jt Mortgage Group Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > I will be getting married to my high school sweet heart. I have alway paid my bill on time. My job is very stable. I encourage investor to take advantage of the great interest rate which I am willing to pay. I look forward to working with all of you.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,197.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 479050

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479050

$6,500

11.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479050. Member loan 479050 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,825 / month
Current employer: Butterfly Design Debt-to-income ratio: 2.43%
Length of employment: 2 years Location: Tucson, AZ
       
Home town:
Current & past employers: Butterfly Design
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/22/10 > I need this loan to use it for Medical reason. Thank you. Didi.

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,319.00 Public Records On File: 0
Revolving Line Utilization: 46.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 479089

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479089

$2,100

13.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479089. Member loan 479089 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,250 / month
Current employer: WalMart Debt-to-income ratio: 19.04%
Length of employment: < 1 year Location: HUNTINGTON BEACH, CA
       
Home town:
Current & past employers: WalMart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 39
Revolving Credit Balance: $4,285.00 Public Records On File: 0
Revolving Line Utilization: 62.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479104

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479104

$4,750

13.85%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479104. Member loan 479104 was requested on January 22, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,400 / month
Current employer: Simi Valley Unified School District Debt-to-income ratio: 11.64%
Length of employment: < 1 year Location: Granada Hills, CA
       
Home town:
Current & past employers: Simi Valley Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 22, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 5 Months Since Last Delinquency: 22
Revolving Credit Balance: $5,166.00 Public Records On File: 0
Revolving Line Utilization: 86.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479146

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479146

$8,000

16.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479146. Member loan 479146 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: City of New Britain Debt-to-income ratio: 20.56%
Length of employment: 6 years Location: MIDDLETOWN, CT
       
Home town:
Current & past employers: City of New Britain
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > This loan is only needed for a short period. Will payed back promptly

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,166.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 479148

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479148

$6,500

7.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479148. Member loan 479148 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Point-N-Click Debt-to-income ratio: 23.09%
Length of employment: 10+ years Location: VICTOR, NY
       
Home town:
Current & past employers: Point-N-Click
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1987 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 36
Revolving Credit Balance: $16,559.00 Public Records On File: 0
Revolving Line Utilization: 31.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 479153

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479153

$2,400

7.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479153. Member loan 479153 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,500 / month
Current employer: Debt-to-income ratio: 2.43%
Length of employment: < 1 year Location: OAKDALE, CA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,160.00 Public Records On File: 0
Revolving Line Utilization: 13.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 479163

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479163

$12,000

16.82%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479163. Member loan 479163 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $43,333 / month
Current employer: Dept of Defense Finance & Actg Debt-to-income ratio: 0.98%
Length of employment: 6 years Location: scranton, PA
       
Home town:
Current & past employers: Dept of Defense Finance & Actg
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > Purpose of loan: This loan will be used to pay transition expenses as part of a business purchase as follows: 1. Raw Material / Inventory: $7100.00 2. Legal, Transfer and Closing Costs: $4360.00 The loan proceeds applied to these expenses will allow me to secure 50% share in the acquisition of an establish, profitable, OWNER financed business. My financial situation: I am a good candidate for this loan because???I have a stable position with the Department of Defense. I work second shift. The business opportunity will not interfere with my current position. My current occupation requires the same skills, knowledge and vital experience required to operate, maintain and grow the business. Additionally, I have a full time seasoned business owner-partner who will work, co-manage business. I also have amble time in the day to actively manage and participate in day to day operations. -Business has increased sales by 150% from 2008 to 2009 -Business Gross income 2009: $300,000.00 -Gross profit: 35% of sales Business serves VITAL transportation materials to a niche market of internationally exclusive producers of high demand stone materials. Despite a terrible economy the business grew significantly in 2009. I am a good borrower because I will have two sources of adequate cash flow to service the loan. First my personal discretionary income is sufficient for to me to meet the loan obligation. Secondly, business cash flow, less owner financing, is $5000.00 + per month. Loan obligation would require 9 % of business cash flow. Personal Expenses Monthly net income: $3250.00 Monthly expenses: $1800.00 Housing: $0.00 Insurance: $50.00 Car expenses: $300.00 Utilities: $200.00 Phone, cable, internet: $150.00 Food, entertainment: $400.00 Clothing, household expenses $100.00 Credit cards and other loans: $400.00 Other expenses: $200.00

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,982.00 Public Records On File: 1
Revolving Line Utilization: 33.20% Months Since Last Record: 62
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 479171

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479171

$19,000

10.62%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479171. Member loan 479171 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Hudson Public Schools Debt-to-income ratio: 13.29%
Length of employment: 7 years Location: Hudson, MA
       
Home town:
Current & past employers: Hudson Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > I want to pay refinance credit card loan at lower interest rate.

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,462.00 Public Records On File: 0
Revolving Line Utilization: 36.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 479215

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479215

$10,000

7.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479215. Member loan 479215 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: SmartPak Debt-to-income ratio: 19.77%
Length of employment: 2 years Location: Fairhaven, MA
       
Home town:
Current & past employers: SmartPak
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > This loan will be used to payoff a credit card that has recently incurred at very large interest rate. I used the card to pay for my 14-year-old beagles medical expenses, worth every penny :)

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,664.00 Public Records On File: 0
Revolving Line Utilization: 62.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 479222

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479222

$7,250

9.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479222. Member loan 479222 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: GCI, Inc Debt-to-income ratio: 7.97%
Length of employment: < 1 year Location: Frederick, MD
       
Home town:
Current & past employers: GCI, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > This loan will be used to pay down credit card debt.

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,248.00 Public Records On File: 0
Revolving Line Utilization: 40.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 479232

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479232

$22,000

11.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479232. Member loan 479232 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: AECOM Debt-to-income ratio: 8.51%
Length of employment: < 1 year Location: LOS ANGELES, CA
       
Home town:
Current & past employers: AECOM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > Career: 7 years at major management consulting firms (e.g., PwC). Currently, a Business Analyst of post-Mergers / Acquisitions for a very large ($6B) engineering and construction company. The reason the employment history is only 6 months is because I left a consulting firm (6 years) to take a better position / salary - recruited by an old VP / Manager of mine. Expenses: Car is paid off (completed payment on a $31000 loan). Rental payment is $1100 / month. General Comments: I am looking to consolidate some credit card bills that built up over time due to various reasons such as sudden medical bills, etc.

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 35
Revolving Credit Balance: $20,418.00 Public Records On File: 0
Revolving Line Utilization: 74.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479245

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479245

$4,000

10.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479245. Member loan 479245 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Olive Brands, LLC. Debt-to-income ratio: 4.20%
Length of employment: 4 years Location: Marietta, GA
       
Home town:
Current & past employers: Olive Brands, LLC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/24/10 > This loan is to help me purchase an antique car for my father. Borrower added on 01/24/10 > Thank you to all those who have chosen to lend to me.

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,276.00 Public Records On File: 0
Revolving Line Utilization: 42.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 479251

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479251

$25,000

19.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479251. Member loan 479251 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $40,000 / month
Current employer: Dr.Bizers Vision World Debt-to-income ratio: 2.53%
Length of employment: 8 years Location: Louisville, KY
       
Home town:
Current & past employers: Dr.Bizers Vision World
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > plan to pay credit cards off and mother off for helping fund my divorce.

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 24
Revolving Credit Balance: $20,215.00 Public Records On File: 0
Revolving Line Utilization: 73.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479260

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479260

$21,000

10.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479260. Member loan 479260 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: UNIVERSITY OF CALIFORNIA Debt-to-income ratio: 18.82%
Length of employment: 3 years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: UNIVERSITY OF CALIFORNIA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/23/10 > This money will provide me with a new start after a very difficult and unexpected journey. I am an master degree educated, solidly employed, and successful person. You won't regret lending to me.

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,503.00 Public Records On File: 0
Revolving Line Utilization: 60.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 479291

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479291

$3,000

7.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479291. Member loan 479291 was requested on January 23, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,292 / month
Current employer: Sunshine Bible Academy Debt-to-income ratio: 14.55%
Length of employment: 1 year Location: Miller, SD
       
Home town:
Current & past employers: Sunshine Bible Academy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 23, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,932.00 Public Records On File: 0
Revolving Line Utilization: 24.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 475741

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475741

$20,000

15.33%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475741. Member loan 475741 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Debt-to-income ratio: 7.56%
Length of employment: < 1 year Location: Boca Raton, FL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/24/10 > Great student with student owned business just trying to pay for school. Easily can be paid back. With business grossing $10,000+ a month

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 6
Revolving Credit Balance: $10,335.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479194

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479194

$4,750

10.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479194. Member loan 479194 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,170 / month
Current employer: Walt Disney World Debt-to-income ratio: 14.62%
Length of employment: 1 year Location: ORLANDO, FL
       
Home town:
Current & past employers: Walt Disney World
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/24/10 > I am using this loan to pay off the 8 credit cards I got during college and have been slowly paying off since. I've always made at least the minimum payment and pay more when I can. I have never paid late. I am getting this loan because the APRs on some of the cards are very high and paying too much interest is taking away from the money going to paying off the debts. I only keep one of the cards in my wallet now for emergencies and the rest are locked away. I use only my debit card for purchases so the money I spent actually exists and I'm not borrowing any more.

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,905.00 Public Records On File: 0
Revolving Line Utilization: 64.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 479300

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479300

$5,000

7.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479300. Member loan 479300 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,708 / month
Current employer: Phifer Inc Debt-to-income ratio: 7.46%
Length of employment: 10+ years Location: Northport, AL
       
Home town:
Current & past employers: Phifer Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/24/10 > I am consolidating all my small bills into one loan The Company I work for is very secure I have always paid my bills on time

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,110.00 Public Records On File: 0
Revolving Line Utilization: 40.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 479306

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479306

$24,250

12.73%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479306. Member loan 479306 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: AT and T Mobility Debt-to-income ratio: 17.45%
Length of employment: 2 years Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: AT and T Mobility
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/24/10 > Consolidation Loan.

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,776.00 Public Records On File: 0
Revolving Line Utilization: 77.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 479322

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479322

$8,000

10.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479322. Member loan 479322 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: Episcopal Day School Debt-to-income ratio: 16.87%
Length of employment: < 1 year Location: Pensacola, FL
       
Home town:
Current & past employers: Episcopal Day School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/24/10 > Why I Need the loan: I Racked up credit card debt during financial stress. I Have locked them all away and plan to cancel and cut them up after paying them off with the loan. I am always on time with my payments. My Job: I have a great job that I love, and they appreciate my efforts. I work at school as a custodian. I normally get between 2-6 hours of overtime each week. The school is even expanding its student base next year to include 6 week olds. My monthly Budget: Income 1,500 per month. Rent - 600 Utilties - 150 Food - 250 Household supplies - 50 Baby - 50 Car maintenance/Misc - 40 Loan payment - 260 Savings - 100 My car is paid for and its registration expenses and even gas are paid for by my father as a way to help me. He also covers my cell phone. So I have no phone bill, no car bill, no insurance bill, no registration fees, and no gas bill.

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1991 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,095.00 Public Records On File: 0
Revolving Line Utilization: 47.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479329

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479329

$12,000

13.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479329. Member loan 479329 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,701 / month
Current employer: University of San Diego Debt-to-income ratio: 22.43%
Length of employment: 3 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: University of San Diego
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 59
Revolving Credit Balance: $10,337.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479331

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479331

$6,000

10.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479331. Member loan 479331 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,250 / month
Current employer: ThermoFisher Scientific Debt-to-income ratio: 21.90%
Length of employment: 1 year Location: HOUSTON, TX
       
Home town:
Current & past employers: ThermoFisher Scientific
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/24/10 > Personal Investment Loan Borrower added on 01/24/10 > Young Marketing Professional - Consolidating Credit Cards and Planning for a New Home

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,809.00 Public Records On File: 0
Revolving Line Utilization: 42.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 479344

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479344

$2,100

13.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479344. Member loan 479344 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,917 / month
Current employer: PrimeSource Debt-to-income ratio: 3.70%
Length of employment: < 1 year Location: DENVER, CO
       
Home town:
Current & past employers: PrimeSource
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 32
Revolving Credit Balance: $1,103.00 Public Records On File: 0
Revolving Line Utilization: 36.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 479376

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479376

$20,000

13.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479376. Member loan 479376 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Sunfood Corporation Debt-to-income ratio: 10.89%
Length of employment: 3 years Location: La Mesa, CA
       
Home town:
Current & past employers: Sunfood Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/24/10 > I would like to invest more of my time and energy into educating kids about what drugs really are and do before they get into them. It is one of my passions in life. You can see the details of the group I'm involved in here: www.drugfreeworld.org. Our program is very effective. If I can consolidate my debt I could spend more time and energy focusing my efforts on humanitarian endeavors instead of juggling multiple debts. The amount of the debts is not a problem so there will not be a problem paying back the consolidation loan.

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,537.00 Public Records On File: 0
Revolving Line Utilization: 81.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479389

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479389

$10,000

15.70%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479389. Member loan 479389 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: RR Bowker LLC Debt-to-income ratio: 23.63%
Length of employment: 10+ years Location: Tampa, FL
       
Home town:
Current & past employers: RR Bowker LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 22 Months Since Last Delinquency: 9
Revolving Credit Balance: $10,586.00 Public Records On File: 0
Revolving Line Utilization: 63.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479444

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479444

$18,000

13.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479444. Member loan 479444 was requested on January 24, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,083 / month
Current employer: flowserve Debt-to-income ratio: 10.25%
Length of employment: 8 years Location: long beach, CA
       
Home town:
Current & past employers: flowserve
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 33
Revolving Credit Balance: $8,613.00 Public Records On File: 1
Revolving Line Utilization: 40.60% Months Since Last Record: 76
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 479452

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

479452

$16,750

15.33%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 479452. Member loan 479452 was requested on January 25, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,083 / month
Current employer: Charles Schwab Debt-to-income ratio: 15.73%
Length of employment: 1 year Location: Denver, CO
       
Home town:
Current & past employers: Charles Schwab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 24, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,353.00 Public Records On File: 0
Revolving Line Utilization: 84.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 

Posting Report Supplement No. 4 dated January 25, 2010