-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Agqxv1yGYQxtMHVwATu4BnKjwKRhNwlQc8hKlmjK4duA5sphKnc3V05TBv4YzR+r aV3kiN0d8tXXXjZuzEV53w== 0001409970-10-000024.txt : 20100121 0001409970-10-000024.hdr.sgml : 20100121 20100121164658 ACCESSION NUMBER: 0001409970-10-000024 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20100121 DATE AS OF CHANGE: 20100121 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LendingClub Corp CENTRAL INDEX KEY: 0001409970 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-151827 FILM NUMBER: 10539271 BUSINESS ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 BUSINESS PHONE: (408) 524-1542 MAIL ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 424B3 1 postingsup_20100120.htm Prospectus Supplement No. 175

Posting Supplement No. 175 dated January 20, 2010

to Prospectus dated July 30, 2009

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Posting Supplement supplements the prospectus dated July 30, 2009 and provides information about the particular series of Member Payment Dependent Notes (the "Notes") we are currently offering. Prospective investors should read this Posting Supplement together with the prospectus dated July 30, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                The following Notes are currently being offered:

 

Member Payment Dependent Notes Series 62499

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

62499

$22,400

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 62499. Member loan 62499 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: Zions Management Services Company Debt-to-income ratio: 19.34%
Length of employment: 7 years Location: Houston, TX
       
Home town:
Current & past employers: Zions Management Services Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I'm in a similar position to many people. In this tight credit market I find it difficult to qualify for a traditional consolidation loan. I make a decent wage ($75K) and have a good DTI ratio. I have been in the USA for 10 years now and my credit history is not extensive enough according to most lenders. I also have 1 negative item on my credit file that is preventing me from qualifying for more traditional financing. I take great pride in paying all my debt obligations on time. Thanks in advance for your consideration.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 77
Revolving Credit Balance: $15,897.00 Public Records On File: 1
Revolving Line Utilization: 66.00% Months Since Last Record: 103
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 377437

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

377437

$14,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 377437. Member loan 377437 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Barix Clinix of Ohio Debt-to-income ratio: 23.13%
Length of employment: 7 years Location: Stoutsville, OH
       
Home town:
Current & past employers: Barix Clinix of Ohio
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

This is a loan to pay off three credit cards I have to I can improve my credit score and lower my interest rate Borrower added on 01/15/10 > I'm a nurse. So employment will never be an issue. I always pay my bills two weeks early. The minimum payment on my credit cards are $400 so it will be no problem paying $480. I have already cut them up. Now all I need to do is pay them off and close the accounts. I am so tired of these banks raising interest rates! Please invest in my family. We won't let you down.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,641.00 Public Records On File: 1
Revolving Line Utilization: 97.40% Months Since Last Record: 92
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 391987

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

391987

$15,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 391987. Member loan 391987 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $4,667 / month
Current employer: Parkside Solutions Inc. Debt-to-income ratio: 0.00%
Length of employment: 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: Parkside Solutions Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am real estate investor (just starting). I am going to invest in Condo's, and town houses the maximum I can get a mortgage for is $250,000. I will be able to do this outside of the City of New York. I will purchase these property 50% - 70% below market value. I will have to fix them up a bit, but that is where the value is. I will rent the property units out, and will help the community in this way. I will need $15,000.00 for down payment and closing. What makes me a good candidate for this loan is: I borrowed from Citi Financial $7,500.00 and paid them back months early. I have good credit, Transunion 748, Equifax 698, Experian 697. I have two credit cards and I always pay them 5 days before payment is due. I earn $56,000.00 per year., but I am unable to get a conventional loan because I do not have many large trade lines, therefore they consider me risky. Thank you for your attention in this matter. Shirley Borrower added on 01/15/10 > I am eager to start my investing venture, and am pleased to be a part of this team. I will repay the loan in a timely manner. Borrower added on 01/18/10 > My job is stable because it is a great time to purchase properties at a discount, and flip them to an End Buyer. I can make $20,000.00 -50,000.00 in profits on one transaction. Eventually, I intend to purchase properties with larger numbers of units. Borrower added on 01/19/10 > I have found a company that have created Software that will enable me to: Locate motivated sellers, and motivated buyers. It will give me the comps for the area of the property I'm interested in purchasing, and it has the documents (contract, etc.) installed into the software. Also it will give me the date that I signed a contract and what date I should complete a contract and get back to the seller/buyer. The software takes away the need to buy stamps at the post office, because I can fax or email all paperwork with one click of a button. It's fantastic. It will help my business become more profitable with little leg work involved. The software also give me a professional website - its hosts, and sends it to all of the major search engines. It is wonderful. Thank you. Borrower added on 01/19/10 > Another great feature to this software is: It provides a nationwide database of Bank-Owned foreclosure (REO) leads and allow you to send contracts to them with the press of a button! Thento, Auto-Post houses to 20 different websites, INCLUDING your personal social media sites. All with one click of a button! Tell you what your subject property is worth, and even tell you how much you should offer! Outsource your short sale leads for you! TERIFFIC!!!

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 411477

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411477

$14,400

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411477. Member loan 411477 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Best Ford Inc Debt-to-income ratio: 16.24%
Length of employment: 4 years Location: Brookline, NH
       
Home town:
Current & past employers: Best Ford Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Excellent pay history, make enough to pay all bills, but the credit card companies keep raising rates for no reason. I am looking to pay off credit cards with a fixed lower rate loan. I would rather give money to someone other than the banks! Borrower added on 01/19/10 > Here is a little more background. This site doesn't show that my actual revolving is just under $14000, hence the reason for the amount on this loan. My total monthly expenditures not including cc's is $1500. The reason I am in this situation is several years back I accrued some cc debt. I was making progress paying them off, but interest rates continues to soar and now I feel like all I am doing is feeding the hungry banks. I have already put together a plan to pay all off in 3 years, but by utilizing a loan like this it will be easier with less interest paid over the three years. I am very secure at my job as a finance director at a large Ford dealership. I have been here over 4 years and we have been v ery successful during the recession. My wife is also employed and adds additional household income.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 30
Revolving Credit Balance: $9,950.00 Public Records On File: 0
Revolving Line Utilization: 58.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 418953

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

418953

$13,750

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 418953. Member loan 418953 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,507 / month
Current employer: John Crane Orion Debt-to-income ratio: 16.09%
Length of employment: 7 years Location: Sheboygan, WI
       
Home town:
Current & past employers: John Crane Orion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have made some financial errors in my life. However, I have been trying to fix those errors. As you can see from my credit, I have a pretty good credit record. I pay my bills on time on a consistent basis. My main problem is that I can't get ahead. I keep making the minimum payments or a little more than the minimum payments and don't make any headway on paying off my obligations. My goal is to secure a loan that I will use to pay off two of my larger obligations. Any additional money realized from lowering my interest rate would be used to pay off additionally on my obligation. The two obligations I'm referring to represent around $675.00 of monthly payments. This amount is very difficult to maintain. My hope is that one new loan to cover both of these obligations would have a lower payment amount and a lower interest rate, which I hope would allow me to make additional payments or higher payments and pay them off more quickly.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,569.00 Public Records On File: 0
Revolving Line Utilization: 70.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 421199

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

421199

$14,000

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 421199. Member loan 421199 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Verizon Wireless Debt-to-income ratio: 9.19%
Length of employment: 3 years Location: Bozeman, MT
       
Home town:
Current & past employers: Verizon Wireless
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Over the last 7 years I have had an excellent credit history with no missed payments or overdue balances. Because of problems when I was younger I have high interest rates on all of my credit cards, many of which have increased drastically of late, due to no fault of my own. I have always paid more than the minimum payments requested by my lenders, but feel like there is no loyalty for having been a good customer. Borrower added on 01/15/10 > I have been employeed with the same company for 5 years and have received several promotions during that time period. I've been an excellent customer to all of my credit card companies, yet my balances have been reduced and my APRs increased. This loan would allow me to pay off my debts quicker and increase the quality of my life.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,262.00 Public Records On File: 1
Revolving Line Utilization: 54.70% Months Since Last Record: 86
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 432108

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

432108

$11,400

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 432108. Member loan 432108 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Enterprise Rent A Car Debt-to-income ratio: 24.78%
Length of employment: 3 years Location: San Antonio, TX
       
Home town:
Current & past employers: Enterprise Rent A Car
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have a personal loan that I received in January 2009 at 10% and am scheduled to have it paid off in December 2011. I am looking for a loan with a lower interest rate to save money on interest.

 

A credit bureau reported the following information about this borrower member on January 9, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,057.00 Public Records On File: 0
Revolving Line Utilization: 11.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 442923

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

442923

$10,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 442923. Member loan 442923 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,750 / month
Current employer: Debt-to-income ratio: 17.43%
Length of employment: < 1 year Location: houston, TX
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I was a banker for 20 years, the last 6 years was in private banking. I was able to create a real estate portfolio and open a couple of businesses before I left corporate america 2 years ago. One of my real estate projects got behind about 9 months ( 2 from Hurricane Ike). That project is now underway. Its a commercial piece of property that was being rehabbed. It has an old bungalow home on it, a two story garage apartment and a gas station from the 50's. A bistro has rented everything except the gas station. I own the land. Having to carry the construction of this property an additional 9 months had me hit my funds I was holding to turn the gas station into a wine bar to compliment the bistro. I am about $20,000 short for the rehab on the gas station.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: n/a
Revolving Credit Balance: $114,393.00 Public Records On File: 0
Revolving Line Utilization: 46.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 444955

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

444955

$14,000

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 444955. Member loan 444955 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,900 / month
Current employer: IMG Debt-to-income ratio: 9.51%
Length of employment: 4 years Location: Palm Beach Gardens, FL
       
Home town:
Current & past employers: IMG
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I hold two credit cards, one with Chase and the other BOA. Three months ago both banks increased my interest rates on the cards from fixed APR's of 11.5% & 12.8% to variable rates over 18%! Since then I have been steadily paying the balances off at a rate of about $500 a month. I have been in steady employment for over five years with the same company. I have about $13k in credit card debt which is in excellent standing, never late and always pay more than the minimum. I also just paid off a new car loan for my wife's car (free and clear) and my own transport was bought outright a year ago with no debt outstanding. I would like to reduce the APR on the $13k credit card debt I have and therefore be able to pay it off sooner. Borrower added on 01/15/10 > The credit card debt was mainly from paying for my daughters wedding in August 2008 and not from irresponsible spending. With the recent rate hikes from the banks it means I will have to carry this debt longer, but I would really like it paid and done with within 3-years.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,401.00 Public Records On File: 0
Revolving Line Utilization: 92.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 446462

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

446462

$24,000

19.13%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 446462. Member loan 446462 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,662 / month
Current employer: FirstEnergy Corp. Debt-to-income ratio: 16.52%
Length of employment: 10+ years Location: Fremont, OH
       
Home town:
Current & past employers: FirstEnergy Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I will be using the loan to consolidate all of my credit cards into one payment. I make all of my credit card payments on time and always pay more than the minimum, but they have all raised their interest rates to the maximum due to the amount that I m currently carrying. I put myself into this situation due to adopting a child from China, followed by the national economic slowdown. Borrower added on 01/14/10 > I am going to use the money to pay off all of my credit cards that have raised their interest rates to ridiculous high rates. I have always made my payments on time and always paid more than the minimum. I am a Senior Reactor Operator at a Nuclear Power Plant. I have been employed at the same location for the last 11.5 years and my job situation is extremely stable.

 

A credit bureau reported the following information about this borrower member on December 20, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,138.00 Public Records On File: 0
Revolving Line Utilization: 88.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 449679

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

449679

$10,400

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 449679. Member loan 449679 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Stop and Shop Debt-to-income ratio: 19.70%
Length of employment: 10+ years Location: WORCESTER, MA
       
Home town:
Current & past employers: Stop and Shop
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > Paying off Debt I've been at my job for 10 1/2 years

 

A credit bureau reported the following information about this borrower member on December 18, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,267.00 Public Records On File: 0
Revolving Line Utilization: 46.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 454324

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

454324

$25,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 454324. Member loan 454324 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,167 / month
Current employer: Endeca Debt-to-income ratio: 4.87%
Length of employment: 3 years Location: Boston, MA
       
Home town:
Current & past employers: Endeca
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/11/10 > My wife is changing careers. She was a professional editor and writer for 6 years post-college; as that industry started collapsing, she lost a couple jobs in a row due to downsizing and decided to find a new career, so has been in school for film production since 2008. We have spent her federal loans already, and need some money to pay for the final 3 semesters of school. She is just shy of a 4.0 at the New England Institute of Art and is the top student in her major. She has been working internships at Oxymorons (an independent film to be released in 2010, for which she started as a production assistant and was promoted twice, first to script supervisor and then to first assistant director), at WGBH in Boston as a research assistant for a documentary, and for Batter's Box, a gameshow show that aired on NESN for which she was a production assistant with writing and researching responsibilities. I have no doubt that she's going to be very successf ul once she has her degree and can start looking for full-time work. The total cost of the semesters will be just shy of $20,000. The remaining $5,000 of this loan will be invested in a new HD digital film camera that she can use for work (there is a lot of work in the Boston area that requires a person to have his/her own equipment, so we expect the investment to pay itself back in 3-6 months if she's working part-time while still in school). My base verifiable salary for 2009 was $98,000. Total comp, including bonus, was $113,000. My *base* salary for 2010 will be $115,000.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1983 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,142.00 Public Records On File: 0
Revolving Line Utilization: 8.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 458440

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

458440

$16,800

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 458440. Member loan 458440 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Robomodo Debt-to-income ratio: 23.65%
Length of employment: 1 year Location: Chicago, IL
       
Home town:
Current & past employers: Robomodo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > This money will be used to consolidate me and my wife's credit cards down to a single payment at a lower interest rate. We're switching over to using cash as much as possible to avoid accumulating more debt than we can pay off each month. Also I should say we have no problems making the payments we just want to save money by having a lower rate, and we have enough money in savings to cover our debts/bills for several months if I was to lose my job (she is a student).

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,333.00 Public Records On File: 0
Revolving Line Utilization: 61.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 460222

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

460222

$8,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 460222. Member loan 460222 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Debt-to-income ratio: 0.80%
Length of employment: < 1 year Location: Redondo Beach, CA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > These funds are used to tie me over until I start a much higher paid job in June 2010

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $150.00 Public Records On File: 0
Revolving Line Utilization: 10.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 460277

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

460277

$24,000

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 460277. Member loan 460277 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Barclay Card US Debt-to-income ratio: 14.45%
Length of employment: 2 years Location: Woolwich Township, NJ
       
Home town:
Current & past employers: Barclay Card US
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > These funds will be used to bolster my exclusive line of products we source from here in the US and are also importing from Australia, Germany, and Taiwan. I have a defined plan based on proven marketing techniques and an experienced pool of labor who have background in IT, finance, and the school of hard knocks. My business is currently operating in the black and has the benefit of extremely low overhead and also being in an area with a median income of $82,000 (from US Census data). In addition I am a subject matter expert in the Information Technology industry with a solid resume and job history. I operate our business on a "plan for the best AND the worst" model, meaning the metrics I use are all based on best and worst case scenarios with contingencies for the major and obvious disasters (economy, natural etc). I track my progress based on these two watermarks. I do my best to be prepared for most scenarios and act quickly when I encounter a s cenario outside of my plan. I avoid the highest risk areas of our market and opt to grow more carefully. My current monthly budget with all expenses for the business, minus start-up costs and new inventory, is approximately $1146/mo. New inventory consumes the remainder of our monthly income -10% for our rainy day fund. Thank you for reading my posting.

 

A credit bureau reported the following information about this borrower member on January 1, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,539.00 Public Records On File: 0
Revolving Line Utilization: 36.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 461227

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

461227

$10,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 461227. Member loan 461227 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,800 / month
Current employer: PREMIER DERMATOLOGY Debt-to-income ratio: 4.72%
Length of employment: 3 years Location: NAPERVILLE, IL
       
Home town:
Current & past employers: PREMIER DERMATOLOGY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > I am hoping to receive this loan to pay for wedding expenses. My Fiance and I have been engaged 2 years and plan to get married this Summer. Our time is running out to plan and we would appreciate this loan more than anything. My monthly income is plenty for me to pay my monthly living expenses, this monthly loan payment and have money left over. I also have the help of my fiance's income. I would be a good borrower because I have a great credit history. I have never been late on anypayments, and I always pay more than the minimum payment required on any bill. Borrower added on 01/17/10 > I am hoping to receive this loan to pay for wedding expenses. My Fiance and I have been engaged 2 years and plan to get married this Summer. Our time is running out to plan and we would appreciate this loan more than anything. My monthly income is plenty for me to pay my monthly living expenses, this monthly loan payment and have money left over. I also ha ve the help of my fiance's income. I would be a good borrower because I have a great credit history. I have never been late on anypayments, and I always pay more than the minimum payment required on any bill. Borrower added on 01/17/10 > My fiance and I are planning to get married July of this year. We are hoping for our loan to be funded to pay for a major part of our wedding expenses. My monthly income is enough for me to pay my monthly living expenses, the monthly payment of this loan, and have extra money. I am a good borrower because I have a good credit history. I have never made any late payments, and I always pay more than the minimum payment required. Having and keeping a good credit status is very important to me and I never spend more than I can afford. I have a full time job which is very stable. I have been there for 3 1/2 years and the practice is very busy and growing everyday. My intentions are pay off this loan earlier than 36 months with money reveived from wedding gifts. I appreciate and thank you in advance, for all of your time and support on helping us to make our special day happen. Borrower added on 01/17/10 > Having and keeping a good credit status is something that is very important to me. I have a very stable job which I have been at for 3 1/2 years. Our practice is very busy and growing everyday and shows no signs of slowing down. Borrower added on 01/18/10 > I'm not sure what happened above I applogogize for all the repeats. Also I wanted to note that my current debt amount as posted is slightly incorrect it is about $700 less than what it says and is being paid monthly.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,638.00 Public Records On File: 0
Revolving Line Utilization: 11.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 461884

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

461884

$9,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 461884. Member loan 461884 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Debt-to-income ratio: 8.97%
Length of employment: < 1 year Location: Interaken, NY
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Thank you for supporting my loan. Borrower added on 01/18/10 > Thanks for looking at my loan here is a little of why I need it. I am an independent contractor for website development. During a recession I have kept my job and increased my work, but getting a mortgage is harder than ever from the banks. I have work guaranteed for the year and I have 50K for my condo, but as a contractor the mortgage process has gotten much harder after the banking crisis. I need these additional funds too buy the condo outright condo.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,051.00 Public Records On File: 0
Revolving Line Utilization: 13.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 464707

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

464707

$18,000

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 464707. Member loan 464707 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,833 / month
Current employer: Liberty Mutual Insurance Company Debt-to-income ratio: 19.33%
Length of employment: 10+ years Location: rancho cucamonga, CA
       
Home town:
Current & past employers: Liberty Mutual Insurance Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > Pay off bills. No problems paying back debt.

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,556.00 Public Records On File: 0
Revolving Line Utilization: 47.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 469850

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

469850

$24,250

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 469850. Member loan 469850 was requested on January 10, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: PSUSD Debt-to-income ratio: 19.88%
Length of employment: 9 years Location: Cathedral City, CA
       
Home town:
Current & past employers: PSUSD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/10/10 > Hi! I am a first grade teacher with a steady job and a steady income. My fiance and I were in the midst of wedding planning and he unfortunately lost his job due to the economy. Thankfully, he is employed again. We just want to pay off debt so we can start our lives off on the right foot! From the bottom of my heart, I would appreciate the help with our finances!

 

A credit bureau reported the following information about this borrower member on December 18, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 34
Revolving Credit Balance: $31,756.00 Public Records On File: 0
Revolving Line Utilization: 79.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 470125

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

470125

$25,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 470125. Member loan 470125 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,417 / month
Current employer: Equant Debt-to-income ratio: 6.90%
Length of employment: 10+ years Location: MARIETTA, GA
       
Home town:
Current & past employers: Equant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > This loan will hlep finish the basement and add energy efficient materials (windows, doors, appliances). I expect at least 25% drop in my utility bill and of course an increase in the value of my home

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 11
Revolving Credit Balance: $22,180.00 Public Records On File: 0
Revolving Line Utilization: 55.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 472835

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

472835

$16,750

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 472835. Member loan 472835 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: JMS Electric Debt-to-income ratio: 22.09%
Length of employment: 10+ years Location: CHICAGO, IL
       
Home town:
Current & past employers: JMS Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > This is just a loan to consolidate some high interest rate credit cards to 1 simple payment at a lower interest rate. I am current with all of my bills and I have a good credit score.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 20
Revolving Credit Balance: $26,901.00 Public Records On File: 0
Revolving Line Utilization: 43.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 473626

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

473626

$10,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 473626. Member loan 473626 was requested on January 8, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: NOVOTEL HOTEL22 Debt-to-income ratio: 16.94%
Length of employment: < 1 year Location: BRONX, NY
       
Home town:
Current & past employers: NOVOTEL HOTEL22
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,078.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 473649

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

473649

$20,000

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 473649. Member loan 473649 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: RR Donnelley Debt-to-income ratio: 13.25%
Length of employment: 10+ years Location: CHICAGO, IL
       
Home town:
Current & past employers: RR Donnelley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/11/10 > First, I plan to consolidate my current credit card debts with this loan to lower my credit card rate. I plan to pay off the debt in a timely manner, and pay it off sooner. Currently my job situation is steady and currently I shouldn't have a problem to make the monthly payments.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 33
Revolving Credit Balance: $23,215.00 Public Records On File: 0
Revolving Line Utilization: 62.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 473764

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

473764

$16,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 473764. Member loan 473764 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: Debt-to-income ratio: 11.56%
Length of employment: < 1 year Location: FREEPORT, IL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 12
Revolving Credit Balance: $31,114.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 473822

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

473822

$14,500

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 473822. Member loan 473822 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: USPS Debt-to-income ratio: 10.96%
Length of employment: 10+ years Location: Walkersville, MD
       
Home town:
Current & past employers: USPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 3, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 47
Revolving Credit Balance: $1,461.00 Public Records On File: 0
Revolving Line Utilization: 3.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 473875

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

473875

$15,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 473875. Member loan 473875 was requested on January 3, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,000 / month
Current employer: Jonic Group Debt-to-income ratio: 8.88%
Length of employment: 6 years Location: San Leandro, CA
       
Home town:
Current & past employers: Jonic Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 3, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $92,755.00 Public Records On File: 0
Revolving Line Utilization: 49.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 473923

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

473923

$4,800

16.70%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 473923. Member loan 473923 was requested on January 8, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,100 / month
Current employer: MTA TRANIST AUTH. Debt-to-income ratio: 19.98%
Length of employment: 10+ years Location: BRONX, NY
       
Home town:
Current & past employers: MTA TRANIST AUTH.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/08/10 > thank very much for helping me in a time when I was in need.

 

A credit bureau reported the following information about this borrower member on January 5, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,934.00 Public Records On File: 0
Revolving Line Utilization: 99.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 474007

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474007

$15,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474007. Member loan 474007 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: AirSpecialists, Inc Debt-to-income ratio: 24.87%
Length of employment: 5 years Location: Villa Rica, GA
       
Home town:
Current & past employers: AirSpecialists, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > Steady job with no worry of lay off Design and provide ergo equipment to large industry & auto assembly plants. Business increasing

 

A credit bureau reported the following information about this borrower member on January 4, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1983 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 17
Revolving Credit Balance: $50,662.00 Public Records On File: 0
Revolving Line Utilization: 14.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 474135

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474135

$24,250

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474135. Member loan 474135 was requested on January 7, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,129 / month
Current employer: U.S. Fish & Wildlife Service Debt-to-income ratio: 20.16%
Length of employment: 1 year Location: ENFIELD, CT
       
Home town:
Current & past employers: U.S. Fish & Wildlife Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/07/10 > I trasferred from the US Postal Service (where I worked for 21 years) to the US Fish & Wildlife Service in June 2008. With the current market, I owe more on my house than the value and I have been unable to refinance. I have a loan out with my Thrift Savings Account that will be paid up in 3 years. Until then, I have been strapped with credit card debt with interest rates around 25.99% and need to consolidate my debt to be able to stay afloat until my Thrift Savings loan is paid off. This consolidation load is my hope to keep things together until that time. I can't afford to refinance my home or sell it without a loss.

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,111.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 474147

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474147

$4,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474147. Member loan 474147 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,833 / month
Current employer: NYPD Debt-to-income ratio: 5.86%
Length of employment: 4 years Location: PEEKSKILL, NY
       
Home town:
Current & past employers: NYPD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > Investing in envirement friendly energy efficient appliances to lower my monthly bills as well as increase my property value and of course reduce energy consumption Borrower added on 01/17/10 > Eco-friendly investment for the future!

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 37
Revolving Credit Balance: $823.00 Public Records On File: 0
Revolving Line Utilization: 5.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 474298

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474298

$21,600

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474298. Member loan 474298 was requested on January 5, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $19,500 / month
Current employer: Art Center College of Design Debt-to-income ratio: 12.88%
Length of employment: 10+ years Location: Pasadena, CA
       
Home town:
Current & past employers: Art Center College of Design
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 5, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1989 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $58,974.00 Public Records On File: 0
Revolving Line Utilization: 71.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 474333

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474333

$1,800

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474333. Member loan 474333 was requested on January 9, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: Valvoline instant oil change Debt-to-income ratio: 6.33%
Length of employment: 1 year Location: EDGEWATER, MD
       
Home town:
Current & past employers: Valvoline instant oil change
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 9, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,454.00 Public Records On File: 0
Revolving Line Utilization: 33.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 474337

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474337

$12,000

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474337. Member loan 474337 was requested on January 10, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $13,083 / month
Current employer: city of Oxnard Debt-to-income ratio: 18.75%
Length of employment: 10+ years Location: OXNARD, CA
       
Home town:
Current & past employers: city of Oxnard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/10/10 > fund my loan Borrower added on 01/13/10 > I plan to pay this loan off buy June 2010.

 

A credit bureau reported the following information about this borrower member on January 10, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $139,636.00 Public Records On File: 0
Revolving Line Utilization: 95.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 474351

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474351

$4,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474351. Member loan 474351 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,200 / month
Current employer: Prostaff Debt-to-income ratio: 4.92%
Length of employment: < 1 year Location: RICE, MN
       
Home town:
Current & past employers: Prostaff
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > to help pay off bills an move out of parents home

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,737.00 Public Records On File: 0
Revolving Line Utilization: 48.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474368

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474368

$20,000

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474368. Member loan 474368 was requested on January 5, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Abelson Taylor Debt-to-income ratio: 11.23%
Length of employment: 2 years Location: CHICAGO, IL
       
Home town:
Current & past employers: Abelson Taylor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/05/10 > Looking to clean up credit cards but avoid ridiculous interest rates.

 

A credit bureau reported the following information about this borrower member on January 5, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,833.00 Public Records On File: 0
Revolving Line Utilization: 84.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 474393

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474393

$25,000

18.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474393. Member loan 474393 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,833 / month
Current employer: REEVES IMPORT MOTORCARS Debt-to-income ratio: 16.37%
Length of employment: 5 years Location: RIVERVIEW, FL
       
Home town:
Current & past employers: REEVES IMPORT MOTORCARS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/11/10 > Looking to get the Credit Card debt paid off in a timely manner.

 

A credit bureau reported the following information about this borrower member on January 5, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,792.00 Public Records On File: 0
Revolving Line Utilization: 76.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 474398

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474398

$6,400

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474398. Member loan 474398 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,300 / month
Current employer: Debt-to-income ratio: 12.69%
Length of employment: < 1 year Location: LEXINGTON, SC
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/11/10 > * To pay off a credit card. * I've always paid my bills on time. * My income is very stable. * This loan fits my budget.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 10 Months Since Last Delinquency: 14
Revolving Credit Balance: $7,633.00 Public Records On File: 0
Revolving Line Utilization: 28.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 474420

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474420

$14,800

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474420. Member loan 474420 was requested on January 5, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: formulation technology inc. Debt-to-income ratio: 15.52%
Length of employment: 10+ years Location: RIVERBANK, CA
       
Home town:
Current & past employers: formulation technology inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/05/10 > pay off my credit cards.

 

A credit bureau reported the following information about this borrower member on January 5, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,458.00 Public Records On File: 0
Revolving Line Utilization: 28.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474431

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474431

$8,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474431. Member loan 474431 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Five-Star AudioVisual Debt-to-income ratio: 21.41%
Length of employment: < 1 year Location: HUNTINGTON BEACH, CA
       
Home town:
Current & past employers: Five-Star AudioVisual
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 5, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1969 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 24
Revolving Credit Balance: $3,276.00 Public Records On File: 0
Revolving Line Utilization: 11.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474491

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474491

$20,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474491. Member loan 474491 was requested on January 7, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Apex Financial Consulting Group Debt-to-income ratio: 0.64%
Length of employment: 3 years Location: shingetown, CA
       
Home town:
Current & past employers: Apex Financial Consulting Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 6, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $764.00 Public Records On File: 0
Revolving Line Utilization: 4.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 474631

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474631

$10,000

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474631. Member loan 474631 was requested on January 6, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Delaware Area Career Center Debt-to-income ratio: 13.46%
Length of employment: 10+ years Location: columbus, OH
       
Home town:
Current & past employers: Delaware Area Career Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 6, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1987 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 39 Months Since Last Delinquency: 22
Revolving Credit Balance: $6,014.00 Public Records On File: 0
Revolving Line Utilization: 30.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 474807

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474807

$12,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474807. Member loan 474807 was requested on January 6, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,200 / month
Current employer: Skytronics Inc. Debt-to-income ratio: 16.78%
Length of employment: 6 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Skytronics Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/06/10 > To give a facelift to the bathroom

 

A credit bureau reported the following information about this borrower member on January 6, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,473.00 Public Records On File: 0
Revolving Line Utilization: 38.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474981

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474981

$25,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474981. Member loan 474981 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $18,750 / month
Current employer: ARCADIS Debt-to-income ratio: 1.35%
Length of employment: 10+ years Location: PHILADELPHIA, PA
       
Home town:
Current & past employers: ARCADIS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Home renovations and upgrades. Borrower added on 01/18/10 > We are in the process of planning out a renovation to our home, which we've been in for just under 3 years. Our planned renovation includes upgrading an existing bathroom, addition of a new bathroom, a bedroom conversion, and overall improvements. All of the funds will go directly to the renovation, which is on a tight timeline. The additional money requested is to kick the project off and keep us moving to meet out deadline. Borrower added on 01/19/10 > I have been in my current firm as an engineer/consultant for nearly 15 years. I have a history of fulfilling loan obligations, including our current mortgage, auto loans (paid off), student loans (paid off), previous personal loan (paid off), etc. This particular loan is driven by the cash flow needed to jump start this project and complete the work within the tight schedule.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 14 Months Since Last Delinquency: 11
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474983

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474983

$15,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474983. Member loan 474983 was requested on January 7, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,833 / month
Current employer: Vision IT Debt-to-income ratio: 18.50%
Length of employment: 4 years Location: Leesburg, VA
       
Home town:
Current & past employers: Vision IT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/07/10 > consolidate 4 credit cards into one loan

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,915.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474990

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474990

$20,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474990. Member loan 474990 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: IBM Debt-to-income ratio: 13.87%
Length of employment: 5 years Location: Austin, TX
       
Home town:
Current & past employers: IBM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Loan Details: 1. Loan funds will be used to consolidate 2 credit cards. 2. My current total monthly payments to the cards is more than the proposed monthly payment on this requested loan. 3. Employment is stable - customer facing position at IBM.

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 77
Revolving Credit Balance: $11,179.00 Public Records On File: 0
Revolving Line Utilization: 3.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475121

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475121

$10,000

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475121. Member loan 475121 was requested on January 7, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,200 / month
Current employer: FHS Debt-to-income ratio: 21.01%
Length of employment: 10+ years Location: Bremerton, WA
       
Home town:
Current & past employers: FHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/09/10 > Details of loan expense: Payoff & close collections for Chase, currently NSF and court-ordered-2k; Pay NSF on traffic ticket, $300 before 1/23 or suspended; Repair car for estimated $500 for alternator, etc.- no funds currently to do this; pay parents power bill before it gets turned off- >$500; pay back owed bills that went NSF over past month totally over $1200; Payoff and close Home Depot card, Kohl's card, Wal Mart card with high interest rates-- $1800 total. Lastly: Survive with what I have! My goal: get a loan with a reasonable APR that is do-able for my budget in monthly payments. I am working with a financial advisor as well-- so this is not a "frivolous" request-- it's a matter of impacting 3 lives (my unemployed parents and myself). Thank you.

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 63 Months Since Last Delinquency: 4
Revolving Credit Balance: $37,398.00 Public Records On File: 0
Revolving Line Utilization: 89.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 475220

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475220

$10,750

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475220. Member loan 475220 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Wagner & Company, CPA Debt-to-income ratio: 22.45%
Length of employment: 1 year Location: antelope, CA
       
Home town:
Current & past employers: Wagner & Company, CPA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I'm a good borrower, because I pay my bills on time and I need to borrow this money so I can pay off high interest credit cards. I work as as Staff Accountant and my job is stable.

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 13
Revolving Credit Balance: $15,146.00 Public Records On File: 0
Revolving Line Utilization: 77.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475226

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475226

$16,750

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475226. Member loan 475226 was requested on January 8, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: USAF Debt-to-income ratio: 24.42%
Length of employment: 10+ years Location: FAIRFIELD, CA
       
Home town:
Current & past employers: USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/08/10 > I am using this loan to consolidate most of my smaller high interest rate accounts into one account.

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1978 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 24
Revolving Credit Balance: $4,923.00 Public Records On File: 0
Revolving Line Utilization: 8.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475266

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475266

$15,000

18.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475266. Member loan 475266 was requested on January 8, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,870 / month
Current employer: Affordable Cars & Trucks, Inc Debt-to-income ratio: 3.84%
Length of employment: 5 years Location: Chicago, IL
       
Home town:
Current & past employers: Affordable Cars & Trucks, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 24 Months Since Last Delinquency: 15
Revolving Credit Balance: $1.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 475296

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475296

$4,000

20.17%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475296. Member loan 475296 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: Sprint Debt-to-income ratio: 12.39%
Length of employment: 3 years Location: LEES SUMMIT, MO
       
Home town:
Current & past employers: Sprint
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > My state of employment is in Kansas and that wasn't listed in the choices.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 16 Months Since Last Delinquency: 11
Revolving Credit Balance: $200.00 Public Records On File: 0
Revolving Line Utilization: 13.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 10    

 

 


 

 

 

Member Payment Dependent Notes Series 475301

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475301

$10,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475301. Member loan 475301 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: St. Luke's Presbyterian Church Debt-to-income ratio: 9.02%
Length of employment: 2 years Location: ATLANTA, GA
       
Home town:
Current & past employers: St. Luke's Presbyterian Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,875.00 Public Records On File: 0
Revolving Line Utilization: 7.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475332

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475332

$23,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475332. Member loan 475332 was requested on January 10, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,838 / month
Current employer: TransUnion Debt-to-income ratio: 8.37%
Length of employment: 1 year Location: chicago, IL
       
Home town:
Current & past employers: TransUnion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/10/10 > Consolidating 3 credit cards to one payment. I am a solid payer despite the D2 rating which was due to a one time missed payment from relocating to a new job (for more money). That balance for that department store card was immediately paid in full.

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 40 Months Since Last Delinquency: 7
Revolving Credit Balance: $13,843.00 Public Records On File: 0
Revolving Line Utilization: 38.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 475351

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475351

$6,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475351. Member loan 475351 was requested on January 9, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: CHW Debt-to-income ratio: 5.47%
Length of employment: 6 years Location: Sacramento, CA
       
Home town:
Current & past employers: CHW
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,992.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475376

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475376

$7,500

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475376. Member loan 475376 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,125 / month
Current employer: Kelly towers assoc Debt-to-income ratio: 13.02%
Length of employment: 8 years Location: BRONX, NY
       
Home town:
Current & past employers: Kelly towers assoc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > Im a credit worthy borrower. I had a loan with installment payments with BMW Financial for 3 years and my payments were made on time throughout the course of the loan. Borrower added on 01/12/10 > I am requesting this loan to allow me to consolidate my high balance credit cards into 1 loan payment to help pay it off.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,451.00 Public Records On File: 0
Revolving Line Utilization: 33.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 475398

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475398

$19,000

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475398. Member loan 475398 was requested on January 8, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Johnson Mathey Debt-to-income ratio: 20.12%
Length of employment: 9 years Location: philadelphia, PA
       
Home town:
Current & past employers: Johnson Mathey
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > I have a reliable job , steady income .my wife is also started working full time, i want to pay off my credit cards before my rates go up in Jan2010, also with this money I can payoff my car loan (i will be relieved another $350 per month), Also I can pay off all these store credit cards with this money , please help me.

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 22 Months Since Last Delinquency: 11
Revolving Credit Balance: $1,890.00 Public Records On File: 0
Revolving Line Utilization: 19.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 475432

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475432

$24,250

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475432. Member loan 475432 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Catalent Pharma Solutions Debt-to-income ratio: 23.08%
Length of employment: 7 years Location: SAINT PETERSBURG, FL
       
Home town:
Current & past employers: Catalent Pharma Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > Want to consolidate high rate credit cards to speed up pay off time.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,563.00 Public Records On File: 0
Revolving Line Utilization: 95.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475455

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475455

$9,600

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475455. Member loan 475455 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Alticor Debt-to-income ratio: 13.75%
Length of employment: < 1 year Location: GRAND RAPIDS, MI
       
Home town:
Current & past employers: Alticor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 5
Revolving Credit Balance: $12,389.00 Public Records On File: 0
Revolving Line Utilization: 46.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 475480

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475480

$21,000

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475480. Member loan 475480 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: Renesas Technology America Debt-to-income ratio: 7.91%
Length of employment: 4 years Location: Mountain View, CA
       
Home town:
Current & past employers: Renesas Technology America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > My job is very stable (same semi-conductor company for more than 4 years) and I am in charge of product and business development for a unique high growth technology). My credit score is excellent: around or above 750. This loan will be reimbursed fast, within 12 months, as per our business model for this new business I am starting with a very experienced veteran in the real estate market. We want to make good use of this service from LendingClub with repeat (small) amount borrowings repaid fast to leverage the huge opportunities offered in the real estate market now.

 

A credit bureau reported the following information about this borrower member on January 9, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,864.00 Public Records On File: 0
Revolving Line Utilization: 96.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475481

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475481

$6,500

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475481. Member loan 475481 was requested on January 9, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,000 / month
Current employer: Clear Channel Debt-to-income ratio: 9.66%
Length of employment: < 1 year Location: ALEXANDRIA, KY
       
Home town:
Current & past employers: Clear Channel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/09/10 > I have taken a great job in San Antonio Texas with a radio/communications company. Just sold our house in Cincinnati/No.Kentucky which closes on 1/29/10. I am renting a home here in San Antonio and need up front funds to pay moving company to get our household moved here. Worked with a radio company for 11 years before going to work in the Cincinnati area in 2007. This is a return to the original "11 year" company for me. We are making money on our home sale and I plan to use the receipts of my home closing and tax return to pay back all loans. thanks much!

 

A credit bureau reported the following information about this borrower member on January 9, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 42
Revolving Credit Balance: $21,506.00 Public Records On File: 0
Revolving Line Utilization: 84.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 475493

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475493

$25,000

19.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475493. Member loan 475493 was requested on January 9, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: HOLLY HUNT Enterprises, Inc. Debt-to-income ratio: 19.81%
Length of employment: 2 years Location: Geneva, IL
       
Home town:
Current & past employers: HOLLY HUNT Enterprises, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/09/10 > An experienced executive with extremely stable fiancial and career background. I have never been laid off and am working for a stable company. I have excellent payment history and am only looking to consolidate credit cards because they have recently raised their interest rates due to new 2010 government regulations. I can also include my wife on the loan if needed and she has over 700 credit score.

 

A credit bureau reported the following information about this borrower member on January 9, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 44
Revolving Credit Balance: $20,622.00 Public Records On File: 0
Revolving Line Utilization: 76.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 475522

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475522

$7,500

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475522. Member loan 475522 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,000 / month
Current employer: DCH MONTCLAIR ACURA Debt-to-income ratio: 7.72%
Length of employment: 3 years Location: WEST ORANGE, NJ
       
Home town:
Current & past employers: DCH MONTCLAIR ACURA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1980 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,195.00 Public Records On File: 0
Revolving Line Utilization: 5.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475526

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475526

$24,250

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475526. Member loan 475526 was requested on January 9, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Liquidity Services, Inc. Debt-to-income ratio: 0.25%
Length of employment: < 1 year Location: MIDLOTHIAN, VA
       
Home town:
Current & past employers: Liquidity Services, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/09/10 > We need to consolidate and have worked out a plan to pay it off it at least 3 years if not sooner.

 

A credit bureau reported the following information about this borrower member on January 9, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1990 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 13 Months Since Last Delinquency: 14
Revolving Credit Balance: $91.00 Public Records On File: 0
Revolving Line Utilization: 9.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 475627

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475627

$12,250

21.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475627. Member loan 475627 was requested on January 10, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Utopia Trading, Inc. Debt-to-income ratio: 22.14%
Length of employment: 3 years Location: Atlanta, GA
       
Home town:
Current & past employers: Utopia Trading, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/10/10 > We are located in the heart of Dowtown Atlanta in a 3000 sq ft facility zoned MRC-1-C. Our business is structured as a Sole proprietorship. We are a family owned business founded 3+ years ago. We intend to corner the market for multimedia content production for value conscious consumers. We focus on speed, customer service and professionalism. Clients come to our facility and record any type of multimedia product in our recording studio. We then deliver their product in a variety of electronic, physical or download mediums. We deliver product for Hollywood, Turner, Radio, and Internet. We are content providers and facilitators. We cater to three major categories of customer: 1. Filmmakers and Large Record labels 2. Corporate clients 3. Independent musicians and companies We are unquestionably the best value in multimedia production here in Atlanta. Our ???competitors??? cannot compete with our pricing, our speed or our no-nonsense approac h to multimedia content production. Because we have an established customer base and waiting lists for our services we intend to expand our facility by adding media production capacity. That is the purpose of this loan. Thank you for your time.

 

A credit bureau reported the following information about this borrower member on January 10, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 32 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 63 Months Since Last Delinquency: 15
Revolving Credit Balance: $11,651.00 Public Records On File: 0
Revolving Line Utilization: 14.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 475628

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475628

$24,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475628. Member loan 475628 was requested on January 10, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Debt-to-income ratio: 16.37%
Length of employment: < 1 year Location: Houston, TX
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Loan is needed to consolidate credit card debt, as the rates have become exorbitant. I work as a freelance graphic designer and my wife is a corporate attorney. We will have no problem repaying the loan as specified in the agreement.

 

A credit bureau reported the following information about this borrower member on January 10, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1978 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,064.00 Public Records On File: 0
Revolving Line Utilization: 59.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475642

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475642

$18,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475642. Member loan 475642 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $27,083 / month
Current employer: MD On Call, PA Debt-to-income ratio: 11.10%
Length of employment: 10+ years Location: DALLAS, TX
       
Home town:
Current & past employers: MD On Call, PA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > Consolidating high interest credit cards. Practicing physician.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $105,104.00 Public Records On File: 0
Revolving Line Utilization: 95.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475646

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475646

$15,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475646. Member loan 475646 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Freed Maxick & Battaglia, CPAs, PC Debt-to-income ratio: 17.89%
Length of employment: 1 year Location: Buffalo, NY
       
Home town:
Current & past employers: Freed Maxick & Battaglia, CPAs, PC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 26
Revolving Credit Balance: $13,966.00 Public Records On File: 0
Revolving Line Utilization: 60.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475731

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475731

$25,000

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475731. Member loan 475731 was requested on January 10, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Alta Colleges/Westwood Online Debt-to-income ratio: 10.04%
Length of employment: 5 years Location: centennial, CO
       
Home town:
Current & past employers: Alta Colleges/Westwood Online
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 10, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 25
Revolving Credit Balance: $1,066.00 Public Records On File: 0
Revolving Line Utilization: 20.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475747

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475747

$10,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475747. Member loan 475747 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,726 / month
Current employer: st. raymond h.s. Debt-to-income ratio: 2.01%
Length of employment: 10+ years Location: bronx, ny, NY
       
Home town:
Current & past employers: st. raymond h.s.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/11/10 > bank chase bank for savings-pelham bay branch $ used for debt consolidation Borrower added on 01/11/10 > chase bank-pelham bay branch $ to pay pc richards, exxon mobil, nationwide insurance,jc penney Borrower added on 01/11/10 > $ deposited in chase bank, pelham bay $ to consolidate debts

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1976 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 1
Revolving Credit Balance: $1,509.00 Public Records On File: 0
Revolving Line Utilization: 19.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475758

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475758

$15,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475758. Member loan 475758 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Kohler Distributing Debt-to-income ratio: 2.10%
Length of employment: 7 years Location: POMPTON LAKES, NJ
       
Home town:
Current & past employers: Kohler Distributing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,502.00 Public Records On File: 0
Revolving Line Utilization: 58.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475839

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475839

$10,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475839. Member loan 475839 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Maurices Debt-to-income ratio: 22.95%
Length of employment: < 1 year Location: FOXBORO, WI
       
Home town:
Current & past employers: Maurices
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/11/10 > I plan to pay off credit cards Borrower added on 01/13/10 > I am a good borrow because I am never late making payments and I have never missed a payment. Borrower added on 01/13/10 > I have a very stable job Borrower added on 01/14/10 > My fiance is also contributing to the monthly bills, so he will help in making this payment. His monthly income is $5000.00

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 54
Revolving Credit Balance: $10,624.00 Public Records On File: 0
Revolving Line Utilization: 62.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 475852

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475852

$9,000

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475852. Member loan 475852 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Wilson Elser Debt-to-income ratio: 17.50%
Length of employment: 2 years Location: Island Park, NY
       
Home town:
Current & past employers: Wilson Elser
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 39
Revolving Credit Balance: $2,592.00 Public Records On File: 0
Revolving Line Utilization: 12.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475856

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475856

$5,600

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475856. Member loan 475856 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Crown America Car Wash Debt-to-income ratio: 7.13%
Length of employment: 3 years Location: Glendale, CA
       
Home town:
Current & past employers: Crown America Car Wash
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,357.00 Public Records On File: 0
Revolving Line Utilization: 4.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475877

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475877

$12,500

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475877. Member loan 475877 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,833 / month
Current employer: Debt-to-income ratio: 8.74%
Length of employment: < 1 year Location: Fox Lake, IL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 4
Revolving Credit Balance: $49,697.00 Public Records On File: 0
Revolving Line Utilization: 80.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 475906

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475906

$12,000

17.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475906. Member loan 475906 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,420 / month
Current employer: Debt-to-income ratio: 11.36%
Length of employment: < 1 year Location: Jackson, MI
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > After I move to Houston, my BC/BS health insurance will go back to about $130/mo. When I moved to MI and retired, my monthly payment has been $580/mo. Borrower added on 01/19/10 > Plus, I will be getting the $8,000 tax credit in April.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 65
Revolving Credit Balance: $13,328.00 Public Records On File: 1
Revolving Line Utilization: 93.90% Months Since Last Record: 107
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 475929

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475929

$9,250

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475929. Member loan 475929 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,200 / month
Current employer: Pizza Hut Debt-to-income ratio: 0.08%
Length of employment: < 1 year Location: Riverside, CA
       
Home town:
Current & past employers: Pizza Hut
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > I am planning to use the funds to consolidate a portion of my $22000 credit card debt which was used to purchase a car. I am a good borrower that was never late on payment. I work as a delivery driver and make good tips + wage. I live with relatives so I do not pay rent. My job is stable and consistent and makes roughly $1300 monthly.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5.00 Public Records On File: 0
Revolving Line Utilization: 0.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 475960

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475960

$12,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475960. Member loan 475960 was requested on January 11, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: Soldier Capital, LLC Debt-to-income ratio: 15.06%
Length of employment: 1 year Location: LYNDHURST, NJ
       
Home town:
Current & past employers: Soldier Capital, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > Re/credit: No missed/late paymts in at least 3yrs. Re/loan security: A personal 25K+ brokerage acct will secure loan.

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 39
Revolving Credit Balance: $28,577.00 Public Records On File: 0
Revolving Line Utilization: 94.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 475974

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475974

$11,000

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475974. Member loan 475974 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,875 / month
Current employer: Canopy Financial Debt-to-income ratio: 12.93%
Length of employment: 4 years Location: CHICAGO, IL
       
Home town:
Current & past employers: Canopy Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > A little about myself: I work as a senior architect/developer for a health-care financial services company, I've been employed for just over four years now. Reason I require the loan: I require the loan in order to pay the payroll taxes for a company (not the one I work for) I had started last year. The company has since been dissolved, but our primary investor cut-and ran with our employee payroll taxes. I cannot afford to wait for the courts to resolve the situation as end of quarter filings are due soon. How I plan on paying back the loan: The loan will be paid back using my personal funds derived from my employment. A personal was the best option in my case as the other assets that I have either aren't liquid or the taxes/penalties I would incur on them are more than the cost of the loan in this case (ie: a 401k hardship withdrawal or a non-eligible expense from an HSA account.)

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,814.00 Public Records On File: 0
Revolving Line Utilization: 96.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 475999

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

475999

$8,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 475999. Member loan 475999 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,333 / month
Current employer: Debt-to-income ratio: 6.17%
Length of employment: < 1 year Location: tigard, OR
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > This loan will be used for a Graduate Degree in Management. I am a business professional with MBA for ten years. Financial situation: I spent the last seven years clearing up my credit report. I paid back credit cards, closed false reported accounts and paid off our vehicles. My student loan is a sum of six accounts; a high number of delinquencies developed quickly during earlier times. I reached an agreement with the student loan and all my payments are on time since. All other bills are always paid on time. We established a budget and live by it. I now have a credit score of 681 = good. Monthly net income: $ 3,250 Monthly Expenses: $2,540 Housing: $800 Insurance: $140 Car Expenses: $50 Utilities: $250 Phone, cable, internet: $100 Food, entertainment: $700 Clothing, household expenses: $100 Credit Card and other loans: $300 Other Expenses: $100 Borrower added on 01/14/10 > This loan will be used for a Graduate Degree in Management. I am a bus iness professional with MBA for ten years. Financial situation: I spent the last seven years clearing up my credit report. I paid back credit cards, closed false reported accounts and paid off our vehicles. My student loan is a sum of six accounts; a high number of delinquencies developed quickly during earlier times. I reached an agreement with the student loan and all my payments are on time since. All other bills are always paid on time. We established a budget and live by it. I now have a credit score of 681 = good. Monthly net income: $ 3,250 Monthly Expenses: $2,540 Housing: $800 Insurance: $140 Car Expenses: $50 Utilities: $250 Phone, cable, internet: $100 Food, entertainment: $700 Clothing, household expenses: $100 Credit Card and other loans: $300 Other Expenses: $100

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 6
Total Credit Lines: 17 Months Since Last Delinquency: 20
Revolving Credit Balance: $1,756.00 Public Records On File: 0
Revolving Line Utilization: 39.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476048

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476048

$21,000

20.52%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476048. Member loan 476048 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: whole foods market Debt-to-income ratio: 1.86%
Length of employment: 3 years Location: jamaica, NY
       
Home town:
Current & past employers: whole foods market
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,419.00 Public Records On File: 0
Revolving Line Utilization: 24.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 9    

 

 


 

 

 

Member Payment Dependent Notes Series 476054

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476054

$12,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476054. Member loan 476054 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: Salt River Community Debt-to-income ratio: 13.36%
Length of employment: 3 years Location: kahoka, MO
       
Home town:
Current & past employers: Salt River Community
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > I really like the idea of my interest money going to people, instead of credit card companies.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 4
Revolving Credit Balance: $20,602.00 Public Records On File: 0
Revolving Line Utilization: 41.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476062

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476062

$20,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476062. Member loan 476062 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: Memorial Sloan-Kettering Cancer Center Debt-to-income ratio: 23.93%
Length of employment: 2 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Memorial Sloan-Kettering Cancer Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I have been in my current position as an Administrative Assistant for the past two years, and three months. My goal is to return to school, for an MPA, in order to open up more avenues with my current employer. I would like to continue working in health care, and stay with my current hospital, but need to enhance my educational background, before I can be considered for any other opportunities. My current employer pays a percentage of my tuition, but I will need supplemental funds in order to avoid taking out student loans. I would like to have no student loan debts upon my graduation. My financial situation: I am a good candidate for this loan because I have proven to be a responsible lender in the past. I have made my payments on-time, and have good credit. Due to the financial burden of having to take care of a sick relative in the past, I have struggled to get my credit score where it is now, but I see positive days ahead. Monthly net income: $ 2700 Monthly expenses: $ Housing: $ 600 Insurance: $ 25 (Deducted prior to my 2700 net income) Car expenses: $ None, monthly transportation is $89 (Deducted prior to my 2700 net income) Utilities: $ 50 Phone, cable, internet: $ 140 Food, entertainment: $ 100 Clothing, household expenses $ 100 (varies) Credit cards and other loans: $ 700 Other expenses: $ 100 (Savings)

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,695.00 Public Records On File: 0
Revolving Line Utilization: 43.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476073

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476073

$8,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476073. Member loan 476073 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Catholic Charities Debt-to-income ratio: 7.04%
Length of employment: < 1 year Location: North Fort Myers, FL
       
Home town:
Current & past employers: Catholic Charities
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > Worked for 8 years with previous employer with no benefits. Could use some help to pay some medical bills.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1972 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 51
Revolving Credit Balance: $7,910.00 Public Records On File: 0
Revolving Line Utilization: 90.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 476083

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476083

$19,750

16.70%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476083. Member loan 476083 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: bioMerieux Debt-to-income ratio: 18.18%
Length of employment: < 1 year Location: ATLANTA, GA
       
Home town:
Current & past employers: bioMerieux
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > Steady job required degree and experience for me and my wife. Combined we gross 135,000/year we are able to pay this loan back with no discrepencies.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,532.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476088

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476088

$7,200

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476088. Member loan 476088 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Lawrence Livermore National Security LLC Debt-to-income ratio: 6.45%
Length of employment: 10+ years Location: El Cerrito, CA
       
Home town:
Current & past employers: Lawrence Livermore National Security LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > Payoff Capital One, 24%, (never missed a payment!)

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1977 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 40
Revolving Credit Balance: $7,983.00 Public Records On File: 0
Revolving Line Utilization: 43.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476091

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476091

$6,500

17.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476091. Member loan 476091 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: RiskMetrics Group Debt-to-income ratio: 20.81%
Length of employment: 2 years Location: SILVER SPRING, MD
       
Home town:
Current & past employers: RiskMetrics Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > Would like to get a loan to buy a 2006 Yamaha R6 Borrower added on 01/12/10 > I had a ZX6-R before and it was stolen. I had borrowed that amount from a personal friend and paid back every cent. Lesson learned: get comprehensive insurance.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,483.00 Public Records On File: 0
Revolving Line Utilization: 94.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 476104

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476104

$24,250

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476104. Member loan 476104 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,250 / month
Current employer: Debt-to-income ratio: 15.84%
Length of employment: < 1 year Location: CARLSBAD, CA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > Simple credit card consolidation loan.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,215.00 Public Records On File: 0
Revolving Line Utilization: 94.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476142

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476142

$10,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476142. Member loan 476142 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: STARCON Debt-to-income ratio: 10.59%
Length of employment: 3 years Location: New Lenox, IL
       
Home town:
Current & past employers: STARCON
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,490.00 Public Records On File: 0
Revolving Line Utilization: 4.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 476146

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476146

$6,000

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476146. Member loan 476146 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: Fremont Rideout health group Debt-to-income ratio: 10.60%
Length of employment: 2 years Location: Live Oak, CA
       
Home town:
Current & past employers: Fremont Rideout health group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > we are a young couple that need money to pay for the wedding. we both have jobs that allow us to pay for it but we need more then we have now. we will definatley be able to pay off the loan. Borrower added on 01/14/10 > We make about 30,000 a year.Are JObs are very stable. Our monthly budget is Rent 600 Food and household items 100 Car gas 100 Utilities 80 cell bill 135 Hopefully this is enough information to insure you that you will receive your money back. Thank you everyone for giving us a chance. God Bless.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,511.00 Public Records On File: 0
Revolving Line Utilization: 63.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 476151

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476151

$10,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476151. Member loan 476151 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,192 / month
Current employer: WORLD MANAGEMENT BUSINESS STRATRGIES, Debt-to-income ratio: 0.67%
Length of employment: 5 years Location: ALEXANDRIA, MN
       
Home town:
Current & past employers: WORLD MANAGEMENT BUSINESS STRATRGIES,
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $584.00 Public Records On File: 0
Revolving Line Utilization: 2.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476160

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476160

$25,000

19.13%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476160. Member loan 476160 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,542 / month
Current employer: SK Software Design LLC Debt-to-income ratio: 10.79%
Length of employment: 4 years Location: Oklahoma City, OK
       
Home town:
Current & past employers: SK Software Design LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/12/10 > Plan to pay off all credit cards that range from 15% to 22%. Convenience of paying a single amount is the only reason for getting this loan. I work as a programmer for a startup company and have had this job for 4 years.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,603.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 476207

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476207

$24,250

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476207. Member loan 476207 was requested on January 12, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $11,833 / month
Current employer: Dept of Homeland Security Debt-to-income ratio: 1.27%
Length of employment: 10+ years Location: LIVONIA, MI
       
Home town:
Current & past employers: Dept of Homeland Security
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,345.00 Public Records On File: 0
Revolving Line Utilization: 17.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476271

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476271

$13,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476271. Member loan 476271 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,000 / month
Current employer: Baker Botts LLP Debt-to-income ratio: 2.80%
Length of employment: 5 years Location: DALLAS, TX
       
Home town:
Current & past employers: Baker Botts LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I am a good borrowwer because I have been at my job for 5 years and always pay my bills on time. I am planning on making some home improvements and other small projects.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476299

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476299

$24,250

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476299. Member loan 476299 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $16,667 / month
Current employer: Life Technologies Debt-to-income ratio: 14.30%
Length of employment: 8 years Location: KINGSTON, WA
       
Home town:
Current & past employers: Life Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > This will clear a 29.9% APR account that has been closed.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $155,946.00 Public Records On File: 0
Revolving Line Utilization: 90.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476321

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476321

$15,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476321. Member loan 476321 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,250 / month
Current employer: 1400 Debt-to-income ratio: 3.47%
Length of employment: 1 year Location: SMYRNA, GA
       
Home town:
Current & past employers: 1400
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > Green city housing project

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,910.00 Public Records On File: 0
Revolving Line Utilization: 14.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476343

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476343

$25,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476343. Member loan 476343 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,667 / month
Current employer: American Service Center LLC Debt-to-income ratio: 16.99%
Length of employment: 10+ years Location: Centreville, VA
       
Home town:
Current & past employers: American Service Center LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > This loan is to consolidate debt. I have always had an excellent credit rating and have never defaulted on a loan. I have worked for the same company since 1977.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,446.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476379

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476379

$18,600

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476379. Member loan 476379 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Etro Debt-to-income ratio: 0.44%
Length of employment: 5 years Location: CENTRAL VALLEY, NY
       
Home town:
Current & past employers: Etro
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > I plan on using my loan for re-location for work. I have been with my company for almost 6 years. I will be re-locating for the same position and company. My job is very stable and the Company has been around since 1982. I am a good borrower because I pay on time and conscience to due dates. My budget for the month consists fixed bills such as rent, electric, phone and car insurance. I paid off my car and own it.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 24
Revolving Credit Balance: $723.00 Public Records On File: 0
Revolving Line Utilization: 45.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476404

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476404

$15,200

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476404. Member loan 476404 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Quorum Review IRB Debt-to-income ratio: 17.19%
Length of employment: < 1 year Location: Kirkland, WA
       
Home town:
Current & past employers: Quorum Review IRB
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > Father of three looking to consolidate high interest credit card debt. Have played the foolish credit card game and am adamant to become debt free. This would be a first step towards that goal.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,944.00 Public Records On File: 0
Revolving Line Utilization: 97.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476412

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476412

$20,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476412. Member loan 476412 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,000 / month
Current employer: Complete Food Service, Inc. Debt-to-income ratio: 14.28%
Length of employment: 10+ years Location: Rancho Cucamonga, CA
       
Home town:
Current & past employers: Complete Food Service, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > I am paying $737.00 a month for my ex-wife's car that is sitting in the garage. I need the money so I can turn in the vehicle and pay off the remaining balance. I have never made a late payment in my life and have excellent credit.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,191.00 Public Records On File: 0
Revolving Line Utilization: 51.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476435

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476435

$2,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476435. Member loan 476435 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,200 / month
Current employer: East Neck Auto Service Debt-to-income ratio: 4.02%
Length of employment: 3 years Location: WEST BABYLON, NY
       
Home town:
Current & past employers: East Neck Auto Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > This loan is for tires and auto repairs needed for my vehicle. I have a permanent position working full time in retail sales.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,160.00 Public Records On File: 1
Revolving Line Utilization: 54.00% Months Since Last Record: 42
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476447

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476447

$10,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476447. Member loan 476447 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Debt-to-income ratio: 0.86%
Length of employment: < 1 year Location: Mashpee, MA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > I am in the process of getting divorced. My future ex wife stole ALL my monies and emptied out our joint bank accounts. I own a seasonal business and part of the money she took were my savings to get "us" through the winter and my savings. Around $30K. I need $5K for my attorney and around $3K for downpayment on a home rental for myself and my 14 year old dughter. I can pay this money back by September at the latest. Please help me with this mess. Drugs do strange thinks to people and I got a real bum deal on this 11 year marraige.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 55
Revolving Credit Balance: $2,232.00 Public Records On File: 0
Revolving Line Utilization: 6.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476468

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476468

$15,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476468. Member loan 476468 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,417 / month
Current employer: broward county library Debt-to-income ratio: 3.76%
Length of employment: 10+ years Location: oakland park, FL
       
Home town:
Current & past employers: broward county library
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > its a new year and my husband and i are in the process to making some upgrades to our home. we want to remodel the basic in our home like the kitchens and the bathrooms. taking out this loan will help us to start and finish up the process.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1973 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,001.00 Public Records On File: 0
Revolving Line Utilization: 38.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476469

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476469

$5,000

7.40%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476469. Member loan 476469 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,689 / month
Current employer: Debt-to-income ratio: 2.06%
Length of employment: < 1 year Location: virgina beach, VA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,513.00 Public Records On File: 0
Revolving Line Utilization: 5.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476474

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476474

$15,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476474. Member loan 476474 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: yellow cab Debt-to-income ratio: 7.34%
Length of employment: 10+ years Location: oakland park, FL
       
Home town:
Current & past employers: yellow cab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > my wife and i are in the process of remodeling our kitchen and bathrooms. this loan will allows us to start the process with our contractors.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1986 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,243.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476482

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476482

$7,700

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476482. Member loan 476482 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,750 / month
Current employer: PSI Debt-to-income ratio: 0.21%
Length of employment: 9 years Location: Spring, TX
       
Home town:
Current & past employers: PSI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > The reason for my loan request is to purchase new appliances for my home. I figured I could get a better interest rate doing it this way rather than separate store credit lines. far as my career: I am in charge of the territory of three sales reps. Making sure customers are happy and making sure that all is well with orders, accounts ect. I assist the sales reps with just about everything having to do with our customers. Borrower added on 01/15/10 > I am buying my one appliances because my landlord is my great grandmother. She is very old and lives off my rent money and her social security benefits. I am buying the appliances because of my own wants, however the home will be mine when the goood lord above takes my great grandmother (My son's great great grandmother) home with him. This is the same reason I have rented for so long. Basically making the investment a little in advance to me owning the home.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $184.00 Public Records On File: 0
Revolving Line Utilization: 1.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 476497

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476497

$6,250

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476497. Member loan 476497 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Debt-to-income ratio: 21.75%
Length of employment: < 1 year Location: worcester, MA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > Loan for my business

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 52
Revolving Credit Balance: $1,219.00 Public Records On File: 0
Revolving Line Utilization: 7.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476500

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476500

$5,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476500. Member loan 476500 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,500 / month
Current employer: PONY CONSULTING CORP Debt-to-income ratio: 12.13%
Length of employment: 2 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: PONY CONSULTING CORP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,995.00 Public Records On File: 0
Revolving Line Utilization: 82.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476501

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476501

$3,700

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476501. Member loan 476501 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,185 / month
Current employer: Department of Justice, BOP Debt-to-income ratio: 22.99%
Length of employment: 10+ years Location: WAXAHACHIE, TX
       
Home town:
Current & past employers: Department of Justice, BOP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > Fund needed to assist daughter with college funds & upcoming birth of second child. Borrower added on 01/16/10 > Loan needed for personal use; pay off small debts Borrower added on 01/16/10 > Funds will be used to pay off small debts; My monthly income is appx $2600.00 I have worked with the Dept of Justice just shy of 15 yrs come February 20, 2010.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,728.00 Public Records On File: 0
Revolving Line Utilization: 42.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476510

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476510

$18,000

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476510. Member loan 476510 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,333 / month
Current employer: Command Transportation Debt-to-income ratio: 17.52%
Length of employment: 7 years Location: Chicago, IL
       
Home town:
Current & past employers: Command Transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/13/10 > We are trying to have a baby and the fertility treatments have been very expensive. If we could pay off our 3 credit cards and have one payment, we would be able to concentrate more on saving money.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 38
Revolving Credit Balance: $9,360.00 Public Records On File: 0
Revolving Line Utilization: 43.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476524

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476524

$5,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476524. Member loan 476524 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: toys r us Debt-to-income ratio: 4.40%
Length of employment: 4 years Location: CLEMENTON, NJ
       
Home town:
Current & past employers: toys r us
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > used to consolidate credit and pre pay bills before deploying to iraq Borrower added on 01/16/10 > consolidating my bills before leaving will make things easier because i will only have one bill to pay I will be in Iraq from 28 Jan to 14 Jun

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,972.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 476529

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476529

$15,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476529. Member loan 476529 was requested on January 13, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,917 / month
Current employer: Bethune-Cookman University Debt-to-income ratio: 5.94%
Length of employment: 10+ years Location: Daytona Beach, FL
       
Home town:
Current & past employers: Bethune-Cookman University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > The items placed on my major credit cards were medical expenses that were unexpected. Due to a change in my current medical insurance, my out of pocket expenses grew from 10% to 25%. With the new change and the receipt of the loan I am seeking, I will be able to put aside for such unexpected expenses and not utilize my cc at all.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 80
Revolving Credit Balance: $14,739.00 Public Records On File: 0
Revolving Line Utilization: 77.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476557

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476557

$25,000

17.39%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476557. Member loan 476557 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $11,667 / month
Current employer: Debt-to-income ratio: 2.47%
Length of employment: < 1 year Location: Dansville, MI
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > We are a young, registered corporation, established to provide real estate investment and management services in the growing areas. We bring to the corporation, years of experience managing numerous employees and educating our selves in the field. We have networked and established relationships with other professionals in this industry and have team members in place to insure success. It is the company's primary mission to provide families and individuals with affordable housing in the local area, and to effectively manage these housing units. There are a great number of bank owned properties available, far below fair market value that will make highly profitable rentals. Do diligence will dictate a good rental or flip option. Flips will be considered in areas where rentals are not as productive. We will rehab homes when necessary. The company intends to not only renovate homes but also to add amenities on an individual basis depending on the needs of the family. The ability to "customize" an existing house, once under contract, is an untapped market that promises great rewards. The company maintains high integrity on all promised timelines and quality assurances. We also assist home owners in finding re-finance options to prevent foreclosure. Additional assistance from investors will provide the boost the company needs to thrive in this growing industry.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1985 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,556.00 Public Records On File: 0
Revolving Line Utilization: 94.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476559

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476559

$20,000

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476559. Member loan 476559 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: INTTRA, Inc Debt-to-income ratio: 5.25%
Length of employment: 3 years Location: Parsippany, NJ
       
Home town:
Current & past employers: INTTRA, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > After going over our finances and seeing there didn't seem to be much movement in the reduction of our balances on our credit cards, (even when paying twice or three times the minimum payment) we knew something had to change. At this rate our house would be paid off before the credit cards! We did some research to see what our options might be, crunched the numbers and found that peer to peer lending made the most sense. Looking at our current budget, we pay out over $1000/month towards our credit cards with enough left to pay the household bills. This loan would reduce our payments by $300 per month and save us approx. $10,000 in interest. With the loan term being 3 years we could see a dim light at the end of the tunnel. We know it won't happen overnight, but we also know that it's a step in a direction we want to take. Our payment history is stable, paying our bills on time and keeping them current. I have been at my current position for over 3 years now and with the company doing well I see a long term future there. We have worked hard to get to a position where we aren't playing 'catch up' all the time and are hoping this is the next step to finally getting ahead and beginning to plan for what we want our future to look like.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1983 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 36
Revolving Credit Balance: $14,548.00 Public Records On File: 1
Revolving Line Utilization: 87.60% Months Since Last Record: 91
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 476597

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476597

$21,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476597. Member loan 476597 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,417 / month
Current employer: Trippe Manufacturing Company Debt-to-income ratio: 17.56%
Length of employment: 5 years Location: Chicago, IL
       
Home town:
Current & past employers: Trippe Manufacturing Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > Pay off a credit card balance. Citibank has increased twice the APR on my balance in the last two years, from 11.99 % to 13.5%, to a current 16.9% and I recently received a letter indicating that effective April 1, 2010, the rate will increase again to 20.25 %. The letter also states that I have two choices: 1) Payoff the credit card and close the account 2) Accept the new rate - I have an excellent FICO score and my multiple calls to the bank did not seem to make any difference. I am a responsible borrower and I've never been late on any of my obligations. I made a cash flow analysis and I project to be out of revolving debt in less than 36 months. I requested the loan for three years just to be conservative. I am asking for your help to pay off my obligation with Citibank and lend me the principal at a fixed and reasonable rate. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,386.00 Public Records On File: 0
Revolving Line Utilization: 52.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476626

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476626

$14,500

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476626. Member loan 476626 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Plourde, Bogue, Moylan + Marino Debt-to-income ratio: 16.77%
Length of employment: 5 years Location: Coventry, RI
       
Home town:
Current & past employers: Plourde, Bogue, Moylan + Marino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,449.00 Public Records On File: 0
Revolving Line Utilization: 55.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476635

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476635

$8,000

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476635. Member loan 476635 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,382 / month
Current employer: Baltimore County Public Schools Debt-to-income ratio: 6.17%
Length of employment: 7 years Location: OWINGS MILLS, MD
       
Home town:
Current & past employers: Baltimore County Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: 37
Revolving Credit Balance: $4,479.00 Public Records On File: 0
Revolving Line Utilization: 99.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476667

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476667

$24,000

17.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476667. Member loan 476667 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Green Warrior, Inc. Debt-to-income ratio: 3.70%
Length of employment: < 1 year Location: Laguna Niguel, CA
       
Home town:
Current & past employers: Green Warrior, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > I am moving across the country for my employer. Employer has pledged to reimburse my expenses after all receipts have been submitted to them. null Borrower added on 01/16/10 > My title is Director of Finance. I have been a consultant for Green Warrior for a year prior to employment. Previously, I have been the Director of Finance for Bushnell Outdoor Products, CFO for a wind development company and management consultant for Arthur Anderso n.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 16 Months Since Last Delinquency: 14
Revolving Credit Balance: $11,010.00 Public Records On File: 1
Revolving Line Utilization: 49.80% Months Since Last Record: 110
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476683

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476683

$12,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476683. Member loan 476683 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Debt-to-income ratio: 10.81%
Length of employment: < 1 year Location: Atlanta, GA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 65
Revolving Credit Balance: $497.00 Public Records On File: 0
Revolving Line Utilization: 41.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 476704

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476704

$18,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476704. Member loan 476704 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $29,167 / month
Current employer: Active International Debt-to-income ratio: 4.66%
Length of employment: 3 years Location: NORWALK, CT
       
Home town:
Current & past employers: Active International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > Credit card consolidation loan. Good credit.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,232.00 Public Records On File: 0
Revolving Line Utilization: 0.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 476706

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476706

$9,000

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476706. Member loan 476706 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: bradco supply Debt-to-income ratio: 7.13%
Length of employment: 10+ years Location: brooklyn, NY
       
Home town:
Current & past employers: bradco supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > fleet of 1812

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,276.00 Public Records On File: 0
Revolving Line Utilization: 73.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476720

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476720

$25,000

17.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476720. Member loan 476720 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: FMV Opinions Debt-to-income ratio: 9.36%
Length of employment: 4 years Location: Brooklyn, NY
       
Home town:
Current & past employers: FMV Opinions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > I am a graduate of Parsons Design School. I'm starting a clothing design that uses all eco-friendly fabrics. I'm passionate about clothing and passionate about the environment. Please help me fulfill my dream! The money will be used for production costs that will enable me to sell this clothing on my website! Borrower added on 01/14/10 > I am an excellent candidate for a borrower because not only do I have a stable job and a husband who can support me, but I have found a way to start my business while still working and generating income. You can contact me for my full business plan if appropriate.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 47
Revolving Credit Balance: $6,049.00 Public Records On File: 0
Revolving Line Utilization: 90.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476729

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476729

$15,000

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476729. Member loan 476729 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Debt-to-income ratio: 17.86%
Length of employment: < 1 year Location: melville, NY
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1979 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $235,868.00 Public Records On File: 0
Revolving Line Utilization: 17.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476774

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476774

$16,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476774. Member loan 476774 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: at&t Debt-to-income ratio: 0.63%
Length of employment: 3 years Location: cooper city, FL
       
Home town:
Current & past employers: at&t
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,818.00 Public Records On File: 0
Revolving Line Utilization: 12.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476780

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476780

$13,800

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476780. Member loan 476780 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,800 / month
Current employer: Midtown Bar & Restaurant LLC Debt-to-income ratio: 17.50%
Length of employment: 2 years Location: New York, NY
       
Home town:
Current & past employers: Midtown Bar & Restaurant LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > I would be using this to consolidate my credit cards and cut down my interest rate. I have never been late on a payment and I am just trying to save money on the interest.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 70
Revolving Credit Balance: $15,365.00 Public Records On File: 0
Revolving Line Utilization: 70.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476797

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476797

$4,000

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476797. Member loan 476797 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: Horizon Coach Debt-to-income ratio: 13.24%
Length of employment: 1 year Location: BROOKLYN, NY
       
Home town:
Current & past employers: Horizon Coach
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > thank you Borrower added on 01/17/10 > To buy a good used vehicle so I can get back and forth to work. I am also expecting my first new born baby in Feb, and will like to have a vehicle for my new family also. thank you

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 25 Months Since Last Delinquency: 12
Revolving Credit Balance: $577.00 Public Records On File: 1
Revolving Line Utilization: 14.10% Months Since Last Record: 113
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 476800

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476800

$6,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476800. Member loan 476800 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,283 / month
Current employer: Owens Corning Debt-to-income ratio: 16.76%
Length of employment: 3 years Location: Kingwood, TX
       
Home town:
Current & past employers: Owens Corning
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > I am purchasing a home from a family friend over seas, my parents have looked at the home and my auntie will be looking after it for me.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 476830

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476830

$4,800

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476830. Member loan 476830 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,800 / month
Current employer: vintage electrical Debt-to-income ratio: 2.96%
Length of employment: 3 years Location: brooklyn, NY
       
Home town:
Current & past employers: vintage electrical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,742.00 Public Records On File: 0
Revolving Line Utilization: 13.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476831

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476831

$10,900

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476831. Member loan 476831 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,917 / month
Current employer: General Mills Debt-to-income ratio: 18.15%
Length of employment: 2 years Location: MINNETONKA, MN
       
Home town:
Current & past employers: General Mills
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > This loan will be used to pay off a credit card currently at 12%. I have never made a late payment or been in danger of delinquency. I have a solid free cash flow and a savings cushion. I am a financial analyst with my MBA. I work for a very stable company, received a promotion in the last 6 months am I'm not in danger of losing my job. Thanks for considering funding my loan.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 58 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,783.00 Public Records On File: 0
Revolving Line Utilization: 19.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476832

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476832

$10,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476832. Member loan 476832 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,072 / month
Current employer: UC Berkeley Debt-to-income ratio: 20.26%
Length of employment: 10+ years Location: San Francisco, CA
       
Home town:
Current & past employers: UC Berkeley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > I currently have a balance of $27768.71 on my Amex Blue Card. The balance was $40,158.44 back in July of last year, so I have been religiously paying this down. In October they raised the rate to 15.25% from 7.99%, and I am determined to pay off this card as soon as possible. Along with the increase in APR, Amex has been chasing the balance by lowering my available credit which was once $50,000 dollars. This has caused my credit utilization to shoot up, lowering my credit score. So I thought I give P2P lending a try. I have never missed a payment to any creditor and I don't plan to either. Here is the breakdown of my monthly expenses. Net Monthly Salary $4320 (Gross is $6,071.58) Truck Ins -120.00 Cable/Internet -70.00 House Phone (Voip) -2.00 Cell Phone -80.00 Lunch -120.00 Coffee -20.00 PGE -70.00 Netflix -18.00 Renters Ins -28.00 Rent -770.00 dinner -385.00 savings -100.00 Commute 0 ( have a bus pass that is deducted from Paycheck) Laundry 0 (is included in PGE cost) Left Over $2,537.00 My minimum credit card payments amount to $881.17. This leaves me with $1655.83 each month to pay down my debt obligations faster than just the minimum. I've been at my current position at UC Berkeley for 14 years and barring the complete collapse of state funding for the university, I will be employed for the duration of this loan. If I was to find myself unemployed for some reason, this loan, and the individuals funding it will be top priority. You will be paid before the large banks of the world are. Thank you. Borrower added on 01/14/10 > I currently have a balance of $27768.71 on my Amex Blue Card. The balance was $40,158.44 back in July of last year, so I have been religiously paying this down. In October they raised the rate to 15.25% from 7.99%, and I am determined to pay off this card as soon as possible. Along with the increase in APR, Amex has been chasing the balance by lowering my available credit which was once $50,000 dolla rs. This has caused my credit utilization to shoot up, lowering my credit score. So I thought I give P2P lending a try. I have never missed a payment to any creditor and I don't plan to either. Here is the breakdown of my monthly expenses. Net Monthly Salary $4320 (Gross is $6,071.58) Truck Ins -120.00 Cable/Internet -70.00 House Phone (Voip) -2.00 Cell Phone -80.00 Lunch -120.00 Coffee -20.00 PGE -70.00 Netflix -18.00 Renters Ins -28.00 Rent -770.00 dinner -385.00 savings -100.00 Commute 0 ( have a bus pass that is deducted from Paycheck) Laundry 0 (is included in PGE cost) Left Over $2,537.00 My minimum credit card payments amount to $881.17. This leaves me with $1655.83 each month to pay down my debt obligations faster than just the minimum. I've been at my current position at UC Berkeley for 14 years and barring the complete collapse of state funding for the university, I will be employed for the duration of this loan. If I was to find myself unemployed for some reason, this loan, and the individuals funding it will be top priority. You will be paid before the large banks of the world are. Thank you.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $41,170.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476853

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476853

$14,000

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476853. Member loan 476853 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,367 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 19.16%
Length of employment: 10+ years Location: Flushing, NY
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > I did use those credit cards to complete my Bachelor degree too.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 25
Revolving Credit Balance: $11,018.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476854

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476854

$9,600

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476854. Member loan 476854 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,500 / month
Current employer: A.L.D. Debt-to-income ratio: 4.78%
Length of employment: 2 years Location: north hills, CA
       
Home town:
Current & past employers: A.L.D.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,077.00 Public Records On File: 0
Revolving Line Utilization: 76.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476858

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476858

$9,600

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476858. Member loan 476858 was requested on January 14, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,300 / month
Current employer: Debt-to-income ratio: 8.43%
Length of employment: < 1 year Location: NEW ORLEANS, LA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/14/10 > can you do it asap. thanks!

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,103.00 Public Records On File: 0
Revolving Line Utilization: 15.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476917

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476917

$4,000

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476917. Member loan 476917 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Jmh investments Debt-to-income ratio: 5.03%
Length of employment: 4 years Location: Dearborn, MI
       
Home town:
Current & past employers: Jmh investments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I need to purchase a vehicle and payoff some credit card debt. I have a total of $3000 in credit card debt. Thank You. Borrower added on 01/15/10 > I want to purchase an affordable car under 6K and Its difficult to get a lower rate than the one offered here for such a small loan amount. null Borrower added on 01/15/10 > Thank You Everyone :) This would also build my credit rating as well.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 56
Revolving Credit Balance: $2,482.00 Public Records On File: 0
Revolving Line Utilization: 45.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 476925

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476925

$6,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476925. Member loan 476925 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: Impact Technologies, LLC Debt-to-income ratio: 9.13%
Length of employment: 2 years Location: Pittsford, NY
       
Home town:
Current & past employers: Impact Technologies, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,868.00 Public Records On File: 0
Revolving Line Utilization: 32.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476939

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476939

$2,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476939. Member loan 476939 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,400 / month
Current employer: Debt-to-income ratio: 6.06%
Length of employment: < 1 year Location: kissimmee, FL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > pay off debt

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1985 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 37
Revolving Credit Balance: $37,804.00 Public Records On File: 0
Revolving Line Utilization: 21.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476952

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476952

$10,250

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476952. Member loan 476952 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Debt-to-income ratio: 7.09%
Length of employment: < 1 year Location: Melville, NY
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I'm looking to consolidate my credit card bills. Thanks for looking!

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $613.00 Public Records On File: 0
Revolving Line Utilization: 4.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476959

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476959

$25,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476959. Member loan 476959 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Basinger's Pharmacy Debt-to-income ratio: 2.21%
Length of employment: 10+ years Location: Shorewood, IL
       
Home town:
Current & past employers: Basinger's Pharmacy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,405.00 Public Records On File: 0
Revolving Line Utilization: 10.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 476966

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476966

$25,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476966. Member loan 476966 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,000 / month
Current employer: American Home Bank Debt-to-income ratio: 14.72%
Length of employment: < 1 year Location: Pennsville, NJ
       
Home town:
Current & past employers: American Home Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > This loan is needed to complete the current renovation of my kitchen. Borrower added on 01/15/10 > GROSS PAY FOR 2009 WAS $292,000. STARTED THIS RENOVATION IN SEPTEMBER AND HAVE PAID $90K WITH $25K LEFT BUT THE WORK HAS STOPPED UNTIL FINAL PAYMENT CAN BE MADE. NEVER BEEN LATE ON A SINGLE BILL. I HAVE WORKED IN THE SAME OFFICE FOR 3+ YEARS BUT JUST CHANGED NAMES IN OCTOBER AND HAVE GROSSED $80K IN 2.5MO. CAN PROVIDE INCOME IF REQUESTED.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,813.00 Public Records On File: 0
Revolving Line Utilization: 44.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 476975

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476975

$10,000

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476975. Member loan 476975 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Coca cola enterprise Debt-to-income ratio: 16.18%
Length of employment: 3 years Location: Arleta, CA
       
Home town:
Current & past employers: Coca cola enterprise
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,029.00 Public Records On File: 0
Revolving Line Utilization: 58.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476983

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476983

$17,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476983. Member loan 476983 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,375 / month
Current employer: RVi Planning Debt-to-income ratio: 21.53%
Length of employment: 3 years Location: Houston, TX
       
Home town:
Current & past employers: RVi Planning
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > Citicard is increasing their interest rates so I figure now is a great time to consolidate my debt and start working on becoming debt free.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,285.00 Public Records On File: 0
Revolving Line Utilization: 41.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476988

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476988

$25,000

18.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476988. Member loan 476988 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Dobbs Honda Debt-to-income ratio: 19.75%
Length of employment: 8 years Location: Marana, AZ
       
Home town:
Current & past employers: Dobbs Honda
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I will be paying off 29% credit card debt with this consolidation loan.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $73,999.00 Public Records On File: 0
Revolving Line Utilization: 86.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476992

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476992

$9,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476992. Member loan 476992 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Fairlawn Fire Department Debt-to-income ratio: 14.88%
Length of employment: 5 years Location: Akron, OH
       
Home town:
Current & past employers: Fairlawn Fire Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > I plan on using the money to pay off two school loans and remodel my bathroom. I am a firefighter and a police officer in the same town. I work a ton of hours and have never missed a bill payment. I put 25% of my paychecks towards my retirement therefor I do not have much liquid assets at this time. I have been working at my job for 5 years and I am not in fear of losing it.

 

A credit bureau reported the following information about this borrower member on January 12, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $546.00 Public Records On File: 0
Revolving Line Utilization: 3.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 476994

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476994

$12,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476994. Member loan 476994 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,600 / month
Current employer: Debt-to-income ratio: 12.58%
Length of employment: < 1 year Location: Eatontown, NJ
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I plan to use this money towards additional unforeseen expenses such as $7000 for a live band and $2000 towards a photographer.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,876.00 Public Records On File: 0
Revolving Line Utilization: 20.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 476995

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476995

$14,500

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476995. Member loan 476995 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Debt-to-income ratio: 17.81%
Length of employment: < 1 year Location: Virginia Beach, VA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > The purpose of this loan is to lower the interest on my credit card and to get it paid off. Banks have continued to abuse consumers and charge outrageous interest charges. I have a excellent credit rating and pay my bills. Any help is appreciated.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1987 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $136,960.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476996

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476996

$2,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476996. Member loan 476996 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,333 / month
Current employer: Chickasaw Nation Debt-to-income ratio: 20.23%
Length of employment: 9 years Location: ADA, OK
       
Home town:
Current & past employers: Chickasaw Nation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,121.00 Public Records On File: 0
Revolving Line Utilization: 17.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 477000

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477000

$23,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477000. Member loan 477000 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: BAE Systems Debt-to-income ratio: 12.34%
Length of employment: 2 years Location: SAN FRANCISCO, CA
       
Home town:
Current & past employers: BAE Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I am currently making all payments on time. My combined interest rates do not allow me to save money. Hence, I want to consolidate my balances for a better financial health. Borrower added on 01/18/10 > There is a missing detail to an answer I gave. That is, the balance on my Citi Financial is $8420.92 at $31.99% with payments of $283.30. See the question and answer below and you will see the Citi Financial balance is missing. Thank you all very much.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,075.00 Public Records On File: 0
Revolving Line Utilization: 28.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477003

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477003

$21,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477003. Member loan 477003 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $60,000 / month
Current employer: Boulder Pro Photo Debt-to-income ratio: 2.19%
Length of employment: 10+ years Location: commerce city, CO
       
Home town:
Current & past employers: Boulder Pro Photo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > 60000.00 is per year. The delinquency was because my interest rate changed so my payment amount changed and my auto bill pay was 5.00 short each month and I never received a paper bill. once I noticed I payed the card off.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1984 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 26
Revolving Credit Balance: $22,357.00 Public Records On File: 0
Revolving Line Utilization: 38.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477008

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477008

$10,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477008. Member loan 477008 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 14.36%
Length of employment: 3 years Location: Dallas, TX
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1983 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 47
Revolving Credit Balance: $8,892.00 Public Records On File: 1
Revolving Line Utilization: 25.50% Months Since Last Record: 31
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477013

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477013

$4,500

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477013. Member loan 477013 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,200 / month
Current employer: Debt-to-income ratio: 22.13%
Length of employment: < 1 year Location: Secane, PA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,905.00 Public Records On File: 0
Revolving Line Utilization: 15.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477015

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477015

$20,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477015. Member loan 477015 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: DEFENSE LANGUAGE INSTITUTE Debt-to-income ratio: 13.50%
Length of employment: 5 years Location: MONTEREY, CA
       
Home town:
Current & past employers: DEFENSE LANGUAGE INSTITUTE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I am going to use this loan to close my high interest credit card balances and have a single monthly payment. Thank you

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,771.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477019

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477019

$21,250

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477019. Member loan 477019 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Debt-to-income ratio: 12.87%
Length of employment: < 1 year Location: Columbia, MD
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > want to buy an Existing UPS store in Maryland. Cost is $225,000 and have $360,000 gross yearly a with $106,000 positive cash flow. Need 10% down payment money rest comes from government small business loan. Thank you for your timely cooperation in this matter Borrower added on 01/16/10 > talked to SBA(Small Business Administration)authorized bank about the UPS store, told me I should not have any problem with my mid credit score of 711 and enough downpayment.The store is 6 years old and located very busy commercial district of Gaithersburg,MD where Huge coporation like Medimmune id located, and house price average of $499,000.00. All I need is a down payment and prove the positive cash flow of $106,000 fron the current store owner, the deal will be most likely done. Thank you.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,897.00 Public Records On File: 1
Revolving Line Utilization: 22.70% Months Since Last Record: 90
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477037

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477037

$7,800

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477037. Member loan 477037 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Sleep Disorder Center of AL Debt-to-income ratio: 19.00%
Length of employment: 10+ years Location: Hueytown, AL
       
Home town:
Current & past employers: Sleep Disorder Center of AL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > This is a consolidation of other debts to have one fixed rate payment. Borrower added on 01/17/10 > Although this is a 3 year loan, I plan to pay in full within 18 months.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 24
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477041

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477041

$9,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477041. Member loan 477041 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Debt-to-income ratio: 9.48%
Length of employment: < 1 year Location: CHAUMONT, NY
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I have perfect credit history, with no late pays ever. Thank you.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,105.00 Public Records On File: 0
Revolving Line Utilization: 57.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477062

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477062

$17,600

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477062. Member loan 477062 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,250 / month
Current employer: Debt-to-income ratio: 12.34%
Length of employment: < 1 year Location: Cincinnati, OH
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > This loan is to refinance our business lines of credit. We are a business management consultation company, and have been in business since September 2008. We have an excellent personal and business credit score and D&B listing.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1971 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,943.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477071

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477071

$25,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477071. Member loan 477071 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Debt-to-income ratio: 22.70%
Length of employment: < 1 year Location: Savannah, GA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I own a maritime/admiralty law firm in Savannah, GA. This is a short-term business loan.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 80
Revolving Credit Balance: $248,480.00 Public Records On File: 0
Revolving Line Utilization: 42.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477123

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477123

$7,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477123. Member loan 477123 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: Debt-to-income ratio: 0.80%
Length of employment: < 1 year Location: Kaysville, UT
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 8, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1973 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $61.00 Public Records On File: 0
Revolving Line Utilization: 0.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477146

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477146

$5,500

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477146. Member loan 477146 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,109 / month
Current employer: Debt-to-income ratio: 13.28%
Length of employment: < 1 year Location: Virginia, MN
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,278.00 Public Records On File: 0
Revolving Line Utilization: 46.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477147

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477147

$22,000

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477147. Member loan 477147 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Liberty CDS inc Debt-to-income ratio: 17.28%
Length of employment: 6 years Location: philadelphia, PA
       
Home town:
Current & past employers: Liberty CDS inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > I am currently seeking start up funds to begin a telecommunications installation and service company based in Philadelphia, PA. With 10 years of experience in the field I will be migrating staff and knowledge to this new company staying specifically in the field that we are currently in servicing and selling the same products Borrower added on 01/16/10 > MANAGEMENT TEAM Summit Communications management will consist of the owner. The management of this newly formed company will be more focused on the direction of the company and meetings on how to get there. With the current staff selected, the need to manage individuals is not a primary concern as the Summit team has been working successfully together for years and many roles and responsibilities will stay similiar to previous position. With our profit sharing and share ownership in the company, each individual will work hard for the bottom line and success of the company as all are owners. C. MANAGEMENT TEAM GAPS None foreseen at this time D. PERSONNEL PLAN Summit Communications Inc will initially consist of 3 full time members. Due to the type of industry large products can be completed with the assistance of temporary workers as long as it is managed by company. The primary target audience of our company will easily be able to be sustained by current staff. All standard company positions in this industry are accounted for as well as dioubled in most cases doubled Borrower added on 01/16/10 > EXECUTIVE SUMMARY A. OBJECTIVES Provide small to mid-sized business with quality communications products. Be the single point of contact for all customer communications needs. Provide the small to mid-sized customer with the time and attention they deserve. B. MISSION Summit Communications is dedicated to providing client-driven, performance-enhancing communications solutions, we view every relationship as a partnership in which we are viewed as a strategic value-added resource delive ring our products and services properly time after time without fail. C. KEYS TO SUCCESS Employ Experienced Industry Professionals Competitive Pricing Structure Company Location Build and Retain solid customer base Ability to adapt to ever changing industry trends Borrower added on 01/16/10 > B. MANAGEMENT TEAM Summit Communications management will consist of the owner. The management of this newly formed company will be more focused on the direction of the company and meetings on how to get there. With the current staff selected, the need to manage individuals is not a primary concern as the Summit team has been working successfully together for years and many roles and responsibilities will stay similiar to previous position. With our profit sharing and share ownership in the company, each individual will work hard for the bottom line and success of the company as all are owners. C. MANAGEMENT TEAM GAPS None foreseen at this time D. PERSONNEL PLAN Summit Communications Inc will initially consist of 3 full time members. Due to the type of industry large products can be completed with the assistance of temporary workers as long as it is managed by company. The primary target audience of our company will easily be able to be sustained by current staff. All standard company positions in this industry are accounted for as well as doubled in most cases doubled

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,429.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477152

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477152

$10,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477152. Member loan 477152 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Architectural Products of Virginia Debt-to-income ratio: 23.54%
Length of employment: 10+ years Location: RICHMOND, VA
       
Home town:
Current & past employers: Architectural Products of Virginia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > I am recently separated and getting back on my feet. She kept the house in the sururbs and I am now in a condo in the city.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 38
Revolving Credit Balance: $28,045.00 Public Records On File: 0
Revolving Line Utilization: 51.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 477190

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477190

$14,000

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477190. Member loan 477190 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,792 / month
Current employer: cruise vacations Debt-to-income ratio: 23.26%
Length of employment: 10+ years Location: NEWARK, DE
       
Home town:
Current & past employers: cruise vacations
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > I plan to consolidate credit card debt and have only one monthly lower payment. Thank you!

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,902.00 Public Records On File: 0
Revolving Line Utilization: 87.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477195

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477195

$4,700

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477195. Member loan 477195 was requested on January 15, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,648 / month
Current employer: Wal-Mart Associates Inc. Debt-to-income ratio: 21.30%
Length of employment: 6 years Location: NEWPORT NEWS, VA
       
Home town:
Current & past employers: Wal-Mart Associates Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/15/10 > i really need help getting money to pay off these credit cards, i am paying about $150 a month now on all my credit cards. I am trustworthy and will have no problem repaying my loan. I am trying to do what's best for my family so we can lead a debt free life. Borrower added on 01/16/10 > I have a car payment and my utilities every month and thats it, my wife also works to provide income, there wasnt anywhere to list that in my profile though, just thought that might give potential investors some comfort. Borrower added on 01/16/10 > I have been with my job for almost 6 years, actually 6 years Feb. 10th. It is a very secure job, and my total monthly expenses total about $1500.00 a month, rent is $550.00, Truck is $280, insurance is $110, Cell Bill is $120, Electric and water is $115 (water included with rent), Cable is $120, food and gas about $300. Borrower added on 01/16/10 > The money is going straight to my creditors, i want no more plas tic! Borrower added on 01/16/10 > Any surplus money I have after bills are paid, go to our future home and extra things we want to do, my wife and I are not charging anything when we go out, so if we dont have cash we dont get it! Plus we have two dogs as well, and they require shots and doctor visits too, plus if anything else comes up like an emergency situation, we have money to take care of things.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,638.00 Public Records On File: 0
Revolving Line Utilization: 69.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477220

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477220

$12,000

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477220. Member loan 477220 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: Department of Defense Debt-to-income ratio: 10.70%
Length of employment: 1 year Location: Lanham, MD
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > This loan will be used as stand-by emergency funds on my first home purchase. The house is 6 years old is close to work and will facilitate my usual one hour commute. I'm a good borrower because I honor my payments and will most likely repay this money before the loan term expires. I'm estimating within a year or so as I get a good grasp of associated costs of a new home. My primary source of income is my job, I make good money as an engineer, I have recently earned my master's degree and have been working for a year to date. My job is very stable and guaranteed; I work for the Department of Defense. I have a valued position and I expect to rise up quickly. I make grossly over $5000 before tax per month. A little over $3500 is paid to me. My current rent is $750 plus utilities. I'm expecting to have the mortgage total bellow $1500 when I close on the home in February. I'm expecting my utilities to be about $100-$300 per month (because of my work sche dule and also because I travel for work often so I will only be home on nights and weekends). My total student loans payment is less than $300 per month and I budget to spend between $100-$300 on food and leisure (which is my current budget; I buy in whole sale and cook at home). I will not have any credit cards payment and will put them all away for two years after I move in. So I will have around $1000 to save each month in addition to travel compensation totaling around $500-$1000 per month. Of the budgeted $2000 saving, I will be making payments of $412 for this emergency loan. I will still be able to save plenty of money for future needs.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 25
Revolving Credit Balance: $5,849.00 Public Records On File: 0
Revolving Line Utilization: 45.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477247

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477247

$21,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477247. Member loan 477247 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,465 / month
Current employer: Kapstone Charleston Kraft LLC Debt-to-income ratio: 4.84%
Length of employment: 10+ years Location: GOOSE CREEK, SC
       
Home town:
Current & past employers: Kapstone Charleston Kraft LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Due to divorce, I had to shutdown my sailing business, and sell all boats. Needing to consolidate debt for short term, vs, long term paying and interest rates.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1988 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $120.00 Public Records On File: 0
Revolving Line Utilization: 2.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477250

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477250

$10,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477250. Member loan 477250 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: Lahey Clinic Debt-to-income ratio: 21.04%
Length of employment: 2 years Location: Beverly, MA
       
Home town:
Current & past employers: Lahey Clinic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > Using this loan to pay off credit card debt.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,901.00 Public Records On File: 0
Revolving Line Utilization: 67.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477259

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477259

$14,000

20.17%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477259. Member loan 477259 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,470 / month
Current employer: ELITE GLOBAL MEDIA CORP Debt-to-income ratio: 8.57%
Length of employment: 10+ years Location: WEST HOLLYWOOD, CA
       
Home town:
Current & past employers: ELITE GLOBAL MEDIA CORP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > As you can see from my credit history...I have always paid my debt on time and never ever fail dating back to 1968. I say a sure deal because I am a home owner that owns a house worth over hald a million dollars in which is paid in full free and clear. I have secure employment as a key figure in the operations and have done so for years. --- Stability with Credit score at 709 FICO, Employment, and Assets...this is why I say i am "A SURE DEAL". I thank you in advance for your consideration.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1968 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,448.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 10    

 

 


 

 

 

Member Payment Dependent Notes Series 477265

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477265

$21,125

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477265. Member loan 477265 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: Mechanical Inc Debt-to-income ratio: 18.33%
Length of employment: 10+ years Location: Winnebago, IL
       
Home town:
Current & past employers: Mechanical Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > Loan proceeds will be used to consolidate 2 credit cards (used primarily to finance part-time graduate school education -- MBA degree, May 2010.) Recently paid for last tuition bill, and looking to roll debt into fixed rate, installment loan with definite maturity date. Other than these 2 revolving debts, I also owe the following to creditors: Mortgage #1: $284.93 weekly EFT ($110,051 balance) Mortgage #2: $126.10 weekly EFT ($40,449 balance) Vehicle Loan: $530.27 monthly EFT ($14,801 balance) Prosper.com Loan: $156.20 monthly ($1,350 balance) Tires Plus CC: $52 monthly ($1,246 balance) ING Direct Bank LOC: $varies ($800 balance) *No payment every made late. My current major assets are as follows: Sharebuilder Roth IRA: $1,176 (balance on 01/15/10) Employer 401(k) plan: $70,030 (balance on 01/15/10) Union Pension: 13 years credit & growing (matures in 2028) Home recently appraised at following values: $135,000 (sales comparison approach); or $142,000 (Cost approach). Credit score as of 10/01/2009 was 713 per TransUnion.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,158.00 Public Records On File: 0
Revolving Line Utilization: 88.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477281

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477281

$24,250

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477281. Member loan 477281 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,339 / month
Current employer: Verizon Business Ntwrk Svcs Inc Debt-to-income ratio: 15.72%
Length of employment: 10+ years Location: EMERYVILLE, CA
       
Home town:
Current & past employers: Verizon Business Ntwrk Svcs Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > Hello, I plan to use this loan to consolidate debt, I have been steadily employed by Verizon Business for 11 years. Thank you.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 43
Revolving Credit Balance: $31,710.00 Public Records On File: 1
Revolving Line Utilization: 93.50% Months Since Last Record: 23
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477294

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477294

$24,500

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477294. Member loan 477294 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,375 / month
Current employer: NYC Charter High School Debt-to-income ratio: 10.42%
Length of employment: 2 years Location: BRONX, NY
       
Home town:
Current & past employers: NYC Charter High School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > Thank you. Borrower added on 01/17/10 > I wanted to start by thanking you for your interest and for taking time by asking a question and far more for reading my reply to your question. I understand your question, but I want to give you a little more details. My monthly obligations / Loan to be use are as follow: 1. The car payment in which it will be pay off the amount is $17,500 with the requested amount. This will cut the vehicle???s insurance to half. 2. Pay off my vehicle insurance for the rest of the years to come, and this will allow me to increase the monthly percent on my retirement plan that it will be use towards the house down payment together with what I already saved outside my retirement plan. 3. Currently I am in participating in a governments program for housing, and every September I receive a 4% raise and I just got another 4% raise for completing my BS last December 2009. These increases will cause increases in my monthly rent and after I finish my Master it will mean the termination of the program, which is not a problem but I refuse to pay a huge dwelling amount unless is for my own place. 4. The rest either I pay must of the students loans which I do not start paying yet, or use it to increase the house down payment amount. It will definitely not going to be use to buy tv, expensive clothes or just throw away. I do not have the time. I am as well a full time graduate school student as well. Regardless of the outcome, there is something I must say: I am glad for all the knowledge obtained in college that are showing me to make better decisions in life. Borrower added on 01/18/10 > I thank everyone for the fundings so far, this is a big step for me. I am so happy for the knowledge gained and I can't wait to achieve my plans/goals for a brighter future. It feels good to finally being in charge of one's affairs with wisdom.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 54
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 477332

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477332

$5,000

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477332. Member loan 477332 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: Grifols Biologicals Debt-to-income ratio: 2.35%
Length of employment: 9 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Grifols Biologicals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > This will be used toward my new Subaru. I will be paying this loan back within 2 years. I make about $3200 net income per month and approx. $1000 is used for rent and support for my parents. I work in the pharmaceutical sector and during these tough economic times our industry has fared very well. I would like to thank you for your consideration on my loan application. null Borrower added on 01/18/10 > I work in MFG and plasma related processes in my work.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1987 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 33
Revolving Credit Balance: $71.00 Public Records On File: 0
Revolving Line Utilization: 0.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477333

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477333

$7,800

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477333. Member loan 477333 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,625 / month
Current employer: Walker Art Center Debt-to-income ratio: 15.45%
Length of employment: 5 years Location: Saint Paul, MN
       
Home town:
Current & past employers: Walker Art Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > The funds provided here would simply be used to pay education related expenses during my tenure at the University of Minnesota. I'm receiving an inheritance in excess of the amount requested, but don't want to spend it all at once, however, rest assured I would be able to use this to pay off the loan should any financial crisis occur.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 5 Months Since Last Delinquency: 5
Revolving Credit Balance: $3,910.00 Public Records On File: 0
Revolving Line Utilization: 38.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 477388

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477388

$1,500

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477388. Member loan 477388 was requested on January 16, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,400 / month
Current employer: Lifequote Debt-to-income ratio: 15.04%
Length of employment: < 1 year Location: wheeling, IL
       
Home town:
Current & past employers: Lifequote
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/16/10 > using as to consolidate credit card bills Borrower added on 01/17/10 > I am starting a new inside sales position after 7 months being unemployed. I researched the position carefully, looking for just the right opportunity. This combines all of my talent and training while permitting me to work more efficently with customers. They contact you via the internet vs you travelling and spending time and resources to reach them. The position has a base 30K annually and 22% of all life premium sold plus benefits. You will get paid, my plan is to pay off the loan in 120 days as my first cases are paid. In the meantime I will follow the established pay schedule. I need your belief in my long established record of paying all of my debts. Borrower added on 01/17/10 > The period of unemployent after my layoff from a major insurance carrier has been the toughest of my career. I have been along term employee anywhere I have been. I love my current pos ition and feel I will be an asset for a long time to come. I just need someone to step up and make the loan so I can reorganize my debt. Borrower added on 01/17/10 > I want to thank each person that invested so far. I really need to get to 100% funded so come on. You are making a difference here. Borrower added on 01/17/10 > Wow, 7 investors. Never was faith in me so welcome!!! Borrower added on 01/17/10 > Thank you to the 14 investors supporting my request. We are getting there together.

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 27
Revolving Credit Balance: $949.00 Public Records On File: 0
Revolving Line Utilization: 22.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477405

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477405

$7,500

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477405. Member loan 477405 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,167 / month
Current employer: Debt-to-income ratio: 15.60%
Length of employment: < 1 year Location: Pembroke Pines, FL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > This loan will be used to hire independent contractors during the tax season. I have over 1000 individual tax return clients and 200 business tax returns clients. I need to hire additional contractors to assist during the. I am certain the cash flow will come since my business is a recession proof industry. I am a good candidate for this loan because I have been a Certified Public Accountant (???CPA???) since 1997. I worked at KPMG for two years prior to starting my first CPA practice with a partner. My original partner bought me out 5 years later, and I am now running my own CPA practice as a sole practitioner. I am very conservative by nature and training. null

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $112,748.00 Public Records On File: 0
Revolving Line Utilization: 72.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477418

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477418

$16,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477418. Member loan 477418 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Pfizer Debt-to-income ratio: 17.06%
Length of employment: 5 years Location: New City, NY
       
Home town:
Current & past employers: Pfizer
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > I am a hard working professional (scientist) who needs to get out from under the four credit cards I currently have. My intention, if I receive funding, is to completely pay off the credit card balance (currently it is $19,500, and I will use my savings to cover the difference) and close the cards. Borrower added on 01/17/10 > I accumulated the debt while attending Syracuse University for my Master's degree, and then not obtaining full-time/permanent employment until almost a year later. I have always paid all my bills on time (or ahead of time), even when I was struggling after completion of my Masters. If given this opportunity to pay off my credit cards and focus on a single payment each month, I will not squander the blessing. Borrower added on 01/18/10 > After receiving the question about my balances and APRs, I called my credit card companies when I got home from work. I was incorrect on my CapitalOne and HSBC APRs - which are now at 24.9 and 30.4 respectively. Apologies for the previous incorrect information (and all the more reason I would like to obtain a fixed rate loan, rather than the credit cards).

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,697.00 Public Records On File: 0
Revolving Line Utilization: 88.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 477432

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477432

$20,000

14.96%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477432. Member loan 477432 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Debt-to-income ratio: 8.10%
Length of employment: < 1 year Location: Fort Lauderdale, FL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

My income comes from being a partner in 2 small businesses. The loan would be to help pay for the ring and honeymoon and i plan to pay off the loan before the 3 year term.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,300.00 Public Records On File: 0
Revolving Line Utilization: 33.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 477433

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477433

$19,000

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477433. Member loan 477433 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,333 / month
Current employer: Battelle Memorial Institute Debt-to-income ratio: 11.17%
Length of employment: 4 years Location: VIRGINIA BEACH, VA
       
Home town:
Current & past employers: Battelle Memorial Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > Monthly Budget allows for a $700 a month payment for this loan. Stable job with recent promotion. Funds are part of an addition to house.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 45
Revolving Credit Balance: $22,294.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477446

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477446

$6,000

16.70%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477446. Member loan 477446 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,958 / month
Current employer: WebMediaBrands Debt-to-income ratio: 0.76%
Length of employment: 3 years Location: JERSEY CITY, NJ
       
Home town:
Current & past employers: WebMediaBrands
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > This loan will be for debt consolidation. null Borrower added on 01/19/10 > I'll be using this loan to pay off IRS and credit card debt. Thanks for your consideration.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: 67
Revolving Credit Balance: $981.00 Public Records On File: 0
Revolving Line Utilization: 89.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477471

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477471

$2,500

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477471. Member loan 477471 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $12,500 / month
Current employer: Staples Debt-to-income ratio: 22.82%
Length of employment: 7 years Location: GOSHEN, NY
       
Home town:
Current & past employers: Staples
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > Loan description - Home improvement loan, extremely satable job and income. Your assistance is greatly appreciated.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 29
Revolving Credit Balance: $59,509.00 Public Records On File: 0
Revolving Line Utilization: 85.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 477482

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477482

$2,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477482. Member loan 477482 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: amphenol aerospace Debt-to-income ratio: 9.56%
Length of employment: 10+ years Location: SIDNEY, NY
       
Home town:
Current & past employers: amphenol aerospace
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,810.00 Public Records On File: 0
Revolving Line Utilization: 56.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477486

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477486

$6,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477486. Member loan 477486 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,982 / month
Current employer: Bryn Mawr Rehabiliation Hospital Debt-to-income ratio: 17.58%
Length of employment: 2 years Location: MALVERN, PA
       
Home town:
Current & past employers: Bryn Mawr Rehabiliation Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 29
Revolving Credit Balance: $6,908.00 Public Records On File: 0
Revolving Line Utilization: 32.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477494

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477494

$15,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477494. Member loan 477494 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: Debt-to-income ratio: 2.18%
Length of employment: < 1 year Location: new brunswick, NJ
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > I plan to use this loan to fund my daughters college education. I have been able to pay for my first two daughters' education in full and I would like to do that for my third daughter as well. All three of them are currently in school at the same time so I need some help. I have very stable income. I have income from rental units and I make over 60K+ a year in interest from CD Accounts.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,509.00 Public Records On File: 0
Revolving Line Utilization: 60.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477502

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477502

$7,500

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477502. Member loan 477502 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: Antioch Auto Body Debt-to-income ratio: 0.00%
Length of employment: 2 years Location: PITTSBURG, CA
       
Home town:
Current & past employers: Antioch Auto Body
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Always pay off my debts.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 477515

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477515

$13,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477515. Member loan 477515 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: US Treasury Debt-to-income ratio: 7.47%
Length of employment: 5 years Location: San Francisco, CA
       
Home town:
Current & past employers: US Treasury
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > This application for a loan is due to the extreme interest rates the credit card company has placed on my accounts. The bank has no interest in working with me to lower my rates despite the fact that I have never missed a payment or went over the limit. All the credit cards I have paid off have remained at a zero balance. I welcome questions from future investors regarding my loan request. Thank you for your time.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,344.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477519

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477519

$4,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477519. Member loan 477519 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: IESCO Debt-to-income ratio: 11.87%
Length of employment: 3 years Location: REDONDO BEACH, CA
       
Home town:
Current & past employers: IESCO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > Do you ever do things without thinking? Every once in a while I screw up, and well looks like I ended up here ??? The inspection industry is always slow at the beginning of the year while companies decide what they want us to do - February begins normal operations yet again; just need to make it through the end of this month ??? I have a beach front apartment in Los Angeles, a $48,000 car, and I made $110,000 last year ??? I???m not stupid; definitely not going to screw anyone over on this ??? Just need to pay a couple bills before I get my W2s - Borrower added on 01/17/10 > Don't know how the a with square things got in there, but it makes me look like I'm from Nambia - I'm really from the beach - Windows 7 was my idea -

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1983 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 32
Revolving Credit Balance: $4,254.00 Public Records On File: 0
Revolving Line Utilization: 64.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477530

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477530

$7,500

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477530. Member loan 477530 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $81,250 / month
Current employer: Debt-to-income ratio: 9.43%
Length of employment: < 1 year Location: LOS ANGELES, CA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > I am West L.A Attorney that has a daughter that just graduated highschool. My gift to her is a trip to Europe. I would like my son to go with her because it isnt safe for a young girl to be alone. This is going to be quite costly. Most of my additional funds are tied in investments and CD's...so this will help pay for some of the expenses for this memorable trip for her.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 34 Months Since Last Delinquency: 10
Revolving Credit Balance: $20,310.00 Public Records On File: 0
Revolving Line Utilization: 41.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477531

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477531

$15,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477531. Member loan 477531 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: horsham township Debt-to-income ratio: 16.79%
Length of employment: 10+ years Location: north wales, PA
       
Home town:
Current & past employers: horsham township
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $51,605.00 Public Records On File: 0
Revolving Line Utilization: 97.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477532

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477532

$14,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477532. Member loan 477532 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,583 / month
Current employer: Hot Topic Inc Debt-to-income ratio: 16.34%
Length of employment: 6 years Location: Pomona, CA
       
Home town:
Current & past employers: Hot Topic Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > I would like to end the seemingly never ending payments to my credit cards and cancel as many as I can once they are paid off.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 51
Revolving Credit Balance: $11,889.00 Public Records On File: 1
Revolving Line Utilization: 54.80% Months Since Last Record: 112
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477538

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477538

$7,000

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477538. Member loan 477538 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: apex financial consulting Debt-to-income ratio: 6.60%
Length of employment: 3 years Location: sunrise, FL
       
Home town:
Current & past employers: apex financial consulting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,214.00 Public Records On File: 0
Revolving Line Utilization: 21.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477548

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477548

$25,000

17.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477548. Member loan 477548 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Hanson Aggregates Debt-to-income ratio: 13.82%
Length of employment: 6 years Location: Nipomo, CA
       
Home town:
Current & past employers: Hanson Aggregates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > Using funds to consolidate credit card/loan/medical debt to breath easier and simplify life. Borrower added on 01/17/10 > Funds to be used for consolidation of credit card/loan/medical debt and to simplify life.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,811.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477567

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477567

$10,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477567. Member loan 477567 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,200 / month
Current employer: Las Vegas Hilton Debt-to-income ratio: 8.46%
Length of employment: 5 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Las Vegas Hilton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > I plan to use my funds in a variety of avenues such as home improvement, educational expenses and debt modification. I have been with my employer for over 5 years and am very satisfied with my job. I will be more then willing to answer any questions you may have. Thanks for your time.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 60
Revolving Credit Balance: $3,088.00 Public Records On File: 0
Revolving Line Utilization: 14.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477569

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477569

$8,500

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477569. Member loan 477569 was requested on January 17, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,200 / month
Current employer: HR Block Debt-to-income ratio: 2.09%
Length of employment: 4 years Location: gahanna, OH
       
Home town:
Current & past employers: HR Block
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/17/10 > I need money to get dental work.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1976 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,298.00 Public Records On File: 0
Revolving Line Utilization: 13.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477577

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477577

$3,000

7.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477577. Member loan 477577 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: united states postal service Debt-to-income ratio: 3.71%
Length of employment: 10+ years Location: Tiffin, OH
       
Home town:
Current & past employers: united states postal service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Paying for sons 2nd sons first year in technical schooling.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1982 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,413.00 Public Records On File: 0
Revolving Line Utilization: 52.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477585

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477585

$15,000

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477585. Member loan 477585 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: NYC Police Department Debt-to-income ratio: 11.13%
Length of employment: 7 years Location: RONKONKOMA, NY
       
Home town:
Current & past employers: NYC Police Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > I am a father of two young children under the age of 4, who is trying to consolidate his debt so that I can pay it down sooner and then focus on his next big step in life and purchase a home. I am a municipal worker and have been at the same job for 7 years. I have a gross income of roughly $8,000/mo and have a credit worthy history. Borrower added on 01/18/10 > I am a father of two young children under 4 and plan to use this loan to consolidate my debt and prepare to purchase a home in the near future. I have a worthy credit history and a steady job working for a local municpality which I've been at for 7 years. My monthly income is roughly 8,000 dollars, prior to taxes.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 26 Months Since Last Delinquency: 14
Revolving Credit Balance: $14,337.00 Public Records On File: 0
Revolving Line Utilization: 56.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477627

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477627

$8,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477627. Member loan 477627 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,000 / month
Current employer: macys Debt-to-income ratio: 10.37%
Length of employment: 3 years Location: baytown, TX
       
Home town:
Current & past employers: macys
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > I am a great borriwer because I always honor my commitment. good Credit is also important .

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1983 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 70
Revolving Credit Balance: $8,301.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477639

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477639

$5,600

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477639. Member loan 477639 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,316 / month
Current employer: Dept Of Education PS 127 Q Debt-to-income ratio: 3.31%
Length of employment: 8 years Location: SUNNYSIDE, NY
       
Home town:
Current & past employers: Dept Of Education PS 127 Q
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Thank You for your help.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 26
Revolving Credit Balance: $3,860.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477648

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477648

$4,300

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477648. Member loan 477648 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,000 / month
Current employer: Hitachi Data Systems Debt-to-income ratio: 17.63%
Length of employment: 4 years Location: WARRINGTON, PA
       
Home town:
Current & past employers: Hitachi Data Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1980 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 58
Revolving Credit Balance: $15,050.00 Public Records On File: 0
Revolving Line Utilization: 28.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477656

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477656

$12,000

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477656. Member loan 477656 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,191 / month
Current employer: Swank Audio Visuals Debt-to-income ratio: 14.98%
Length of employment: 5 years Location: MIAMI, FL
       
Home town:
Current & past employers: Swank Audio Visuals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,060.00 Public Records On File: 0
Revolving Line Utilization: 71.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477691

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477691

$12,000

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477691. Member loan 477691 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Temecula Creek Christian Fellowship Debt-to-income ratio: 21.77%
Length of employment: 3 years Location: Murrieta, CA
       
Home town:
Current & past employers: Temecula Creek Christian Fellowship
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Using this loan to consolidate debt for my new family. Borrower added on 01/19/10 > I am an associate pastor of a small family oriented church in Southern California. I am using this money to get out of debt as I just had my first son 8 months ago and we have another on the way in April!

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 28
Revolving Credit Balance: $7,263.00 Public Records On File: 0
Revolving Line Utilization: 60.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477703

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477703

$12,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477703. Member loan 477703 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,167 / month
Current employer: AT&T Debt-to-income ratio: 4.59%
Length of employment: 10+ years Location: MARYLAND HEIGHTS, MO
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,480.00 Public Records On File: 0
Revolving Line Utilization: 22.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477719

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477719

$14,900

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477719. Member loan 477719 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,908 / month
Current employer: Sughrue Mion PLLC Debt-to-income ratio: 12.00%
Length of employment: 2 years Location: Washington, DC
       
Home town:
Current & past employers: Sughrue Mion PLLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Consolidating debt accrued from financing 100% of my undergraduate degree and from 8 months of unemployment. I will be applying for law school for Fall 2011 and paying off these debts will assist in achieving this goal. Borrower added on 01/18/10 > I plan on attending law school part-time and working fulltime at the law firm. Borrower added on 01/18/10 > I plan on attending law school part-time while working fulltime at the law firm. Borrower added on 01/18/10 > How you plan to use these funds: The funds will pay off the credit cards used mainly during my unemployment of 8 months. This was the only time I've ever been delinquent on any credit card statements/loans. Since then the interest rates of the cards have been 25% or higher. What makes you a good borrower: I've had 2 car loans ($7000 and $19,000) in the past and those payments were paid on time. Lloan payments were completed on both. Monthly Budget: 1200 rent (includes all utiliti es) Verizon Wireless $50/monthly and Sallie Mae student loans $109/monthly. How stable your job is: I've been working at the law firm for 2 years in the IT department. The IT department is stable and no layoffs. My job history is very stable, last job was there for 7 years.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 28
Revolving Credit Balance: $15,445.00 Public Records On File: 0
Revolving Line Utilization: 78.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477723

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477723

$25,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477723. Member loan 477723 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Debt-to-income ratio: 9.03%
Length of employment: < 1 year Location: winterville, GA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Just wanted to say thank you in advace for your consideration. Borrower added on 01/19/10 > In the times we are living things are hard and I know it is hard to trust people, especially when you haven't even seen them, but if you can give me a chance YOU WILL NOT REGRET IT. Thank you again.....

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,025.00 Public Records On File: 0
Revolving Line Utilization: 49.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477741

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477741

$24,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477741. Member loan 477741 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: Walgreens Debt-to-income ratio: 15.69%
Length of employment: 5 years Location: CHICAGO, IL
       
Home town:
Current & past employers: Walgreens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > We own a fitness center and plan to use the funds to buy cardio equipment. Borrower added on 01/19/10 > www.convictionfitness.com

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,065.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477791

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477791

$13,900

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477791. Member loan 477791 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,950 / month
Current employer: Ernst & Young LLP Debt-to-income ratio: 24.05%
Length of employment: < 1 year Location: Patchogue, NY
       
Home town:
Current & past employers: Ernst & Young LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Income listed does not include my wife's annual income of 45K. We are looking to consolidated all our credit card balances (6,500) and a personal loan owned to CitiFinancial (7,400) for our wedding this past May. Citi's current interest is 29% (extremely high, but love called). I work in Advisory Services with Ernst & Young LLP and my wife is a resume analyst with The Ladders.com (if you're looking for a 100K plus position up them look). Hope you can help us as we continue to move in a stronger financial direction. With Love, A & M

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,061.00 Public Records On File: 0
Revolving Line Utilization: 34.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 477797

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477797

$24,250

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477797. Member loan 477797 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Ann Taylor Debt-to-income ratio: 13.52%
Length of employment: < 1 year Location: PERTH AMBOY, NJ
       
Home town:
Current & past employers: Ann Taylor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Debt Consolidation loan for 3 credit cards

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,056.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477801

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477801

$7,800

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477801. Member loan 477801 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: University of the Sciences in Phila. Debt-to-income ratio: 12.95%
Length of employment: 5 years Location: Philadelphia, PA
       
Home town:
Current & past employers: University of the Sciences in Phila.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Trying to get all of my credit card debt paid off in the next year (or year and a half). Am convinced it will absolutely happen. Borrower added on 01/18/10 > I plan to consolidate some of my higher-interest credit card debt so that I can work towards paying all of my credit card debt off within the next 1.5-2 years. I am an excellent borrower and am never late with my monthly payments. I have had the same job for the past 5.5 years and have rental income coming in to supplement my family's monthly expenses. In addition, I plan on earning some extra income in the next several months by working for the 2010 Census to help pay off my debt even faster.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,035.00 Public Records On File: 0
Revolving Line Utilization: 65.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477823

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477823

$18,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477823. Member loan 477823 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Delta Bank Debt-to-income ratio: 4.64%
Length of employment: 10+ years Location: Flushing, NY
       
Home town:
Current & past employers: Delta Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > I would like to pay off my credit card loans and consolidate into one loan. Thank you.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1983 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,347.00 Public Records On File: 0
Revolving Line Utilization: 9.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477832

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477832

$13,000

16.70%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477832. Member loan 477832 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,200 / month
Current employer: U.S. Government Debt-to-income ratio: 11.70%
Length of employment: 10+ years Location: Castle Rock, CO
       
Home town:
Current & past employers: U.S. Government
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Hello, and thank you for looking at my loan listing. This loan will pay off a couple of debts that are due at a higher rate of interest and will therefore reduce my monthly payments. It will also pay off an Allen organ that I am purchasing. I am a church organist and will use the organ to practice at home because church is a distance from my home. I am also planning on teaching organ, and so this will become a business expense. I have already paid $11,000 on it and owe $6,500 on it. Thank you again!

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 24 Months Since Last Delinquency: 18
Revolving Credit Balance: $4,040.00 Public Records On File: 1
Revolving Line Utilization: 91.80% Months Since Last Record: 89
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 477839

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477839

$13,500

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477839. Member loan 477839 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,176 / month
Current employer: U.S. Department of Veterans Affairs Debt-to-income ratio: 22.54%
Length of employment: < 1 year Location: Muskogee, OK
       
Home town:
Current & past employers: U.S. Department of Veterans Affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > I want to consolidate my debt to pay it off over a fixed period of time at a lower rate of interest.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,813.00 Public Records On File: 0
Revolving Line Utilization: 52.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477864

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477864

$20,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477864. Member loan 477864 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Debt-to-income ratio: 6.72%
Length of employment: < 1 year Location: glenwood springs, CO
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > Getting started on new career!

 

A credit bureau reported the following information about this borrower member on January 7, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 65
Revolving Credit Balance: $4,070.00 Public Records On File: 0
Revolving Line Utilization: 19.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477872

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477872

$13,000

18.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477872. Member loan 477872 was requested on January 18, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: PACIFIC AMBULANCE Debt-to-income ratio: 14.93%
Length of employment: 2 years Location: MURRIETA, CA
       
Home town:
Current & past employers: PACIFIC AMBULANCE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/18/10 > PAYING OFF ALL MY CREDIT CARDS CONSOLDATING INTO ONE PAYMENT Borrower added on 01/18/10 > I have 3 accounts I am trying to consolidate into one payment. I am a credit worthly person. I have been a nurse for 19 years now and have good credit and 3 years ago I would have gotten a loan in heart beat. But with the credit crunch money is harder to find. You won't loose sleep over loaning your money to me. I have no late payments and my job prospects are very promising considering my job is in high demand.

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,866.00 Public Records On File: 0
Revolving Line Utilization: 23.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 10    

 

 


 

 

 

Member Payment Dependent Notes Series 458328

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

458328

$5,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 458328. Member loan 458328 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: north ga dentention center Debt-to-income ratio: 9.92%
Length of employment: < 1 year Location: clarkesville, GA
       
Home town:
Current & past employers: north ga dentention center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1967 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $452.00 Public Records On File: 0
Revolving Line Utilization: 90.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 471975

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

471975

$15,000

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 471975. Member loan 471975 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,292 / month
Current employer: Shape Health and Fitness Debt-to-income ratio: 2.04%
Length of employment: 3 years Location: Elk Grove, CA
       
Home town:
Current & past employers: Shape Health and Fitness
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on December 25, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,064.00 Public Records On File: 0
Revolving Line Utilization: 11.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 474048

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

474048

$21,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 474048. Member loan 474048 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Tellabs Debt-to-income ratio: 15.63%
Length of employment: 4 years Location: DALLAS, TX
       
Home town:
Current & past employers: Tellabs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > So close to being debt free again. On paper I'm already in the black, but those last few pesky credit debts are slowing my progress.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,860.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 476442

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476442

$10,450

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476442. Member loan 476442 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,625 / month
Current employer: Peter Marshall & Company Debt-to-income ratio: 22.10%
Length of employment: < 1 year Location: Irving, TX
       
Home town:
Current & past employers: Peter Marshall & Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > This loan will assist me in the consolidation of my debt. I have a bachelors from The University of Alabama in Accounting and a Masters from Louisiana Tech University in Professional Accountancy. While taking my masters classes full time, I worked full time in a public accounting firm in Shreveport, LA for 2.5 years. This November I graduated and moved to Texas to begin sitting for my CPA license. Over the past few years I have moved from Alabama to Louisiana to Texas and along with expenses from getting my masters I have accumulated debt. Based on my calculations this loan will save me money on interest and provide me a way to attack other debt like my student loans. For more information please see below: Borrower added on 01/19/10 > Can you list your debt and include the interest rates of each? As of 01/19/09 - Sallie Mae student loan - 21,667.78 with APR 4.75% (will not be paid with loan) - Chase credit card - 1,536.38 with APR 0% (will not be paid with loan) - Chase credit card - 3,982.70 with APR 6.99% (will not be paid with loan) - Chase credit card - 6,827.63 with 13.24% APR (will be paid with loan) - Region Visa - 2,436.96 with 15.99% APR (will be paid with loan) - Wells Fargo Kitchen Table 834.00 0% APR until March 2009 I have budgeted to pay this amount off in full in February 2009 (my budget includes the loan payments as well) - Well Fargo Mattress - 3,450 with 0% APR until 2012 (will not be paid with loan) Are you the sole wage earner in your household or is there another? If there is another, what is your combined income? - There is another earner in my household however we keep our finances separated. Therefore, I am the sole earner. Are you having your payments for this loan automatically withdrawn from your bank account or are you sending in a manual payment every month? - The amounts will be automatically withdrawn monthly. Have you stopped using credit cards? - Yes, I have cut up all the cards except for two which I intend to freeze in a block of ice and use only in emergency situations. Have you been hit yet with any of the new "inactivity fees" that cc's are starting to charge for *not* using the cards? - No, but I have had my credit significantly decreased on two cards for inactivity in the past 3 months. I have never paid anything late, and I have never received any type of fee other than interest. If you have any more questions please feel free to ask! Thank you in advance for your time and consideration and I hope that you feel as I do that this is a great investment. My car is paid off and is a reliable 2005 Jeep Liberty. My car insurance, cell phone and medical bills are currently being paid by my parents. I look forward to the day that I can take these expenses on myself and repay them for all that they have done for me over the years. I am very lucky and thankful. Borrower added on 01/19/10 > This loan will assist me in the consolidation of my debt. I have a bachelors from The University of Alabama in Accounting and a Masters from Louisiana Tech University in Professional Accountancy. While taking my masters classes full time, I worked full time in a public accounting firm in Shreveport, LA for 2.5 years. This November I graduated and moved to Texas to begin sitting for my CPA license. Over the past few years I have moved from Alabama to Louisiana to Texas and along with expenses from getting my masters I have accumulated debt. Based on my calculations this loan will save me money on interest and provide me a way to attack other debt like my student loans. If you have any more questions please feel free to ask! Thank you in advance for your time and consideration and I hope that you feel as I do that this is a great investment.

 

A credit bureau reported the following information about this borrower member on January 13, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,384.00 Public Records On File: 0
Revolving Line Utilization: 55.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 476776

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

476776

$12,000

18.43%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 476776. Member loan 476776 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: River Front Chrysler/Jeep/Dodge Debt-to-income ratio: 0.00%
Length of employment: 1 year Location: Aurora, IL
       
Home town:
Current & past employers: River Front Chrysler/Jeep/Dodge
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Money for home improvements such as new furnace, gutters, roof and small repairs.

 

A credit bureau reported the following information about this borrower member on January 14, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1991 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 30
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 477042

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477042

$12,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477042. Member loan 477042 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Chadbourne & Parke LLP Debt-to-income ratio: 6.19%
Length of employment: 3 years Location: Monmouth Junction, NJ
       
Home town:
Current & past employers: Chadbourne & Parke LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I am paying off a high-interest credit card in hopes of eliminating debt and to start investing!

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,907.00 Public Records On File: 0
Revolving Line Utilization: 45.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477069

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477069

$9,300

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477069. Member loan 477069 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,500 / month
Current employer: tpcns llc Debt-to-income ratio: 14.14%
Length of employment: < 1 year Location: port saint lucie, FL
       
Home town:
Current & past employers: tpcns llc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,227.00 Public Records On File: 1
Revolving Line Utilization: 29.30% Months Since Last Record: 105
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 477157

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477157

$8,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477157. Member loan 477157 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: CED/Royal Wholesale Electric Debt-to-income ratio: 21.98%
Length of employment: 10+ years Location: Pleasant Grove, UT
       
Home town:
Current & past employers: CED/Royal Wholesale Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I have worked at the same job now for 14 years. I have excellent credit and never miss payments. This loan would consolidate our higher interest rate cards so we have a single solid payment to make each month so we can get out of debt.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 15
Revolving Credit Balance: $3,030.00 Public Records On File: 0
Revolving Line Utilization: 9.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477266

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477266

$19,500

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477266. Member loan 477266 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Kimberly Clark Debt-to-income ratio: 17.96%
Length of employment: 6 years Location: PARIS, TX
       
Home town:
Current & past employers: Kimberly Clark
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 16, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 21 Months Since Last Delinquency: 17
Revolving Credit Balance: $20,209.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477424

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477424

$20,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477424. Member loan 477424 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,250 / month
Current employer: Radian Guaranty Debt-to-income ratio: 11.78%
Length of employment: < 1 year Location: Upper Holland, PA
       
Home town:
Current & past employers: Radian Guaranty
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I am a prudent borrower who loves this idea of the Lending Club. I just want to consolidate my debt and pay it off in 3 years or less. Me & my husband both make over 6 figures and we are both well respected professionals in our fields. If this experience is a positive one, I'd love to invest in others looking to get loans.

 

A credit bureau reported the following information about this borrower member on January 17, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,749.00 Public Records On File: 0
Revolving Line Utilization: 53.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 477510

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477510

$4,175

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477510. Member loan 477510 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,917 / month
Current employer: Spillars Medical Debt-to-income ratio: 8.98%
Length of employment: 1 year Location: OWASSO, OK
       
Home town:
Current & past employers: Spillars Medical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,357.00 Public Records On File: 0
Revolving Line Utilization: 4.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477917

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477917

$21,600

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477917. Member loan 477917 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,000 / month
Current employer: Debt-to-income ratio: 13.86%
Length of employment: 4 years Location: Kailua, HI
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Self-employed computer consultant wishing to transfer debt on credit cards that are 29.9% APR with no acceptable terms of reduction by credit card company other than to settle account and close.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $219,250.00 Public Records On File: 0
Revolving Line Utilization: 91.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477919

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477919

$1,000

12.18%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477919. Member loan 477919 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,750 / month
Current employer: tyson Debt-to-income ratio: 13.56%
Length of employment: 2 years Location: pasco, WA
       
Home town:
Current & past employers: tyson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Paying off a credit card that went from 3.5% to 19% please help

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,781.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 477923

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477923

$14,500

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477923. Member loan 477923 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Region10 Education Service Center Debt-to-income ratio: 20.03%
Length of employment: 1 year Location: Lewisville, TX
       
Home town:
Current & past employers: Region10 Education Service Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1985 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,599.00 Public Records On File: 0
Revolving Line Utilization: 43.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477924

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477924

$3,000

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477924. Member loan 477924 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,208 / month
Current employer: American Institute of Steel Construction Debt-to-income ratio: 3.05%
Length of employment: 1 year Location: Chicago, IL
       
Home town:
Current & past employers: American Institute of Steel Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > This loan will help me refinance and consolidate my credit cards so I can get back on a budget and stop paying unnecessary APR fees. I'm an educated, responsible, young professional and I am a safe choice for investors. Thanks!

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,738.00 Public Records On File: 0
Revolving Line Utilization: 30.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477931

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477931

$3,200

11.48%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477931. Member loan 477931 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: iFAX Solutions Debt-to-income ratio: 21.43%
Length of employment: 2 years Location: Philadelphia, PA
       
Home town:
Current & past employers: iFAX Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I am a responsible, hardworking individual that would like to consolidate and refinance the debt that I have in order to get more a more manageable monthly payment. I have a secure job with a successful, quickly growing small business.

 

A credit bureau reported the following information about this borrower member on January 15, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,262.00 Public Records On File: 0
Revolving Line Utilization: 27.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477941

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477941

$16,000

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477941. Member loan 477941 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Absolute Surveying Debt-to-income ratio: 18.87%
Length of employment: 10+ years Location: Lewis, CO
       
Home town:
Current & past employers: Absolute Surveying
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Bill consolidation

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 34
Revolving Credit Balance: $33,587.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477947

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477947

$5,000

8.94%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477947. Member loan 477947 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Darden Law School Debt-to-income ratio: 3.30%
Length of employment: 10+ years Location: CHARLOTTESVILLE, VA
       
Home town:
Current & past employers: Darden Law School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Private loan

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,973.00 Public Records On File: 0
Revolving Line Utilization: 45.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 477959

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477959

$11,000

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477959. Member loan 477959 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,106 / month
Current employer: Harvard University Debt-to-income ratio: 15.54%
Length of employment: 4 years Location: CAMBRIDGE, MA
       
Home town:
Current & past employers: Harvard University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I plan to use the funds to pay off my high interest credit cards and have one monthly payment at a lower interest rate. I am steadily employed by a University and a member of a Union so my employment is assured. The lower payment would allow me to reallocate my budget so incorporate savings and increase my retirement contributions.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 35
Revolving Credit Balance: $11,922.00 Public Records On File: 0
Revolving Line Utilization: 62.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 477963

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477963

$24,500

19.13%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477963. Member loan 477963 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: Picone Schivone Construction Joint Venture Debt-to-income ratio: 0.38%
Length of employment: 2 years Location: BRONX, NY
       
Home town:
Current & past employers: Picone Schivone Construction Joint Venture
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1987 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 20
Revolving Credit Balance: $234.00 Public Records On File: 0
Revolving Line Utilization: 3.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477972

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477972

$13,000

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477972. Member loan 477972 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Veterans Affairs Debt-to-income ratio: 18.35%
Length of employment: 10+ years Location: FENTON, MI
       
Home town:
Current & past employers: Veterans Affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I plan to refinance a loan I had previously taken out several years ago. This loan still has 40 months left with a monthly payment of $537. I plan to reduce the monthly payment so I can put more money on a car loan to pay off quicker.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,031.00 Public Records On File: 0
Revolving Line Utilization: 5.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 477977

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

477977

$4,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 477977. Member loan 477977 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: Mikail International inc Debt-to-income ratio: 22.60%
Length of employment: 4 years Location: houston, TX
       
Home town:
Current & past employers: Mikail International inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I've only taken one loan before, car loan, and i've never missed paying for 4 years...and i plan to use this loan to pay off that loan so that i can reduce my monthly notes. My monthly budget runs about $950 and i make more than that working part time, i have recently been offered full time position which will make me earn even more, and even more importantly reducing my monthly budget if i secure this loan. Thank you

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,196.00 Public Records On File: 0
Revolving Line Utilization: 92.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478012

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478012

$19,750

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478012. Member loan 478012 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,120 / month
Current employer: FedEx Home Delivery Debt-to-income ratio: 14.13%
Length of employment: 10+ years Location: LAVEEN, AZ
       
Home town:
Current & past employers: FedEx Home Delivery
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > balance of purchase price for house

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1972 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 44 Months Since Last Delinquency: 11
Revolving Credit Balance: $1,466.00 Public Records On File: 0
Revolving Line Utilization: 16.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478022

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478022

$5,000

8.59%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478022. Member loan 478022 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: BAE Systems Debt-to-income ratio: 12.59%
Length of employment: 9 years Location: Colden, NY
       
Home town:
Current & past employers: BAE Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,119.00 Public Records On File: 0
Revolving Line Utilization: 23.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478025

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478025

$3,600

14.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478025. Member loan 478025 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $17,250 / month
Current employer: Debt-to-income ratio: 2.24%
Length of employment: 5 years Location: San Diego, CA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > This is a start-up medical device company based around helping senior citizens and baby boomers with their joint pain. My first product, a patent pending product for the knees, is an extremely comfortable combination of a baby-blanket-soft wrap that wraps around the patients knee, and a cover which secures the wrap to the patients knee and acts as a brace. The supports are so comfortable that you can wear them all day for days at a time--even while sleeping. I have physical therapists treating their patients with my knee brace and will be approaching Orthopedic Surgeons to get their support. The knee support has already helped many seniors to avoid knee replacement surgery and regular surgery, helped other seniors to endure less pain after surgery, allowed a senior to walk after a stroke, allowed 2 marines to continue duties/training, helped multiple sports enthusiasts to continue training, and etc. I have a manufacturer in the USA that is produci ng them for me but I need the funds from this loan to purchase more inventory. My next patent pending product is an extremely comfortable lower back support belt that can also be comfortably worn while sleeping. I have a furniture mover, 2 marines, receptionists, etc. using this belt with incredible pain relief results. Many other helpful products are in various stages of development. The business outlook is extra-ordinary for joint support products, especially, with baby boomers getting older and having more joint pain. Thank You in advance for your support.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $105,418.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 478075

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478075

$24,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478075. Member loan 478075 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,800 / month
Current employer: Inland Empire Construction Debt-to-income ratio: 0.21%
Length of employment: 5 years Location: Riverside, CA
       
Home town:
Current & past employers: Inland Empire Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Im looking to make upgrades to our home so it is handicap accessible for my mother to move in. I am able to make about 100K worth of upgrades to the house for a fraction of the cost by doing all the labor myself. This will make everybodys life a lot easier. Thank you!

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $130.00 Public Records On File: 0
Revolving Line Utilization: 0.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478076

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478076

$2,500

13.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478076. Member loan 478076 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,208 / month
Current employer: c and s Debt-to-income ratio: 13.50%
Length of employment: 5 years Location: STERRETT, AL
       
Home town:
Current & past employers: c and s
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 58
Revolving Credit Balance: $2,542.00 Public Records On File: 0
Revolving Line Utilization: 29.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478080

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478080

$5,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478080. Member loan 478080 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Debt-to-income ratio: 7.96%
Length of employment: 3 years Location: ayer, MA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,067.00 Public Records On File: 0
Revolving Line Utilization: 11.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478107

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478107

$23,000

17.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478107. Member loan 478107 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,917 / month
Current employer: Federal Reserve Bank of NY Debt-to-income ratio: 13.82%
Length of employment: 3 years Location: weehawken, NJ
       
Home town:
Current & past employers: Federal Reserve Bank of NY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Loan to consolidate Credit cards + lines of credit into one payment.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 71
Revolving Credit Balance: $22,779.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478108

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478108

$16,000

11.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478108. Member loan 478108 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,333 / month
Current employer: woods liquor Debt-to-income ratio: 17.11%
Length of employment: 7 years Location: farmington hills, MI
       
Home town:
Current & past employers: woods liquor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $64,190.00 Public Records On File: 0
Revolving Line Utilization: 27.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478113

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478113

$7,500

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478113. Member loan 478113 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Lauderdale Law Offices Debt-to-income ratio: 24.23%
Length of employment: 1 year Location: PACIFIC GROVE, CA
       
Home town:
Current & past employers: Lauderdale Law Offices
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,290.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478126

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478126

$25,000

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478126. Member loan 478126 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,500 / month
Current employer: Debt-to-income ratio: 7.36%
Length of employment: 1 year Location: Prescott Valley, AZ
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I help executives with 15+ years of experience start their own businesses as solo Entrepreneurs, or "Solopreneurs". After streamlining the setup process and creating an "incubator" that has most of the systems already setup for them, I am now ready to deliver this service via the web using an interactive website. The proceeds from this loan will help pay for the development and launch of this website. This is the kind of business that does well in any economy (especially a down economy). I'm starting out as a service-based business, which is easier to start and succeed with as long as I provide good service. I have previous career experience with Sprint, Caterpillar, and Child Health Corporation of America that has helped me relate to underemployed corporate executives that want to change their lives and work for themselves. If for some reason I were to fail at this business, I could still pay off the loan by working within Corporate America again (my last salary was > $100k/year).

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478133

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478133

$10,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478133. Member loan 478133 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: con-way freight Debt-to-income ratio: 8.67%
Length of employment: 5 years Location: Pawtucket, RI
       
Home town:
Current & past employers: con-way freight
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I plan to use the funds towards the downpayment on a home. My credit shows that I pay my debts in a timely manner. My monthly budget includes my income as well as my wife's. We make approximately 100,000 a year. I have been with my company for five years. They have been in business since 1929. Con-way Inc. is a $4.3 billion freight transportation and logistics services company.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $276.00 Public Records On File: 0
Revolving Line Utilization: 55.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 478139

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478139

$15,000

16.70%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478139. Member loan 478139 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Debt-to-income ratio: 11.57%
Length of employment: < 1 year Location: Lodi, CA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Start up money

 

A credit bureau reported the following information about this borrower member on January 11, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 37
Revolving Credit Balance: $13,907.00 Public Records On File: 0
Revolving Line Utilization: 67.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 478160

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478160

$7,750

17.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478160. Member loan 478160 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,160 / month
Current employer: Abercrombie & Fitch Debt-to-income ratio: 2.24%
Length of employment: 2 years Location: Driftwood, TX
       
Home town:
Current & past employers: Abercrombie & Fitch
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > I have plans to attend Scottsdale Community College out in Scottsdale, Arizona. I am listing this loan because i need money to help get me on my feet out there. I currently live in Texas and work for Abercrombie & Fitch. I will be majoring in Computer Networking Administrations. Thank You.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1988 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 8 Months Since Last Delinquency: 10
Revolving Credit Balance: $984.00 Public Records On File: 0
Revolving Line Utilization: 98.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478163

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478163

$5,000

7.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478163. Member loan 478163 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,260 / month
Current employer: conagra foods Debt-to-income ratio: 10.98%
Length of employment: 10+ years Location: FARMINGTON, MN
       
Home town:
Current & past employers: conagra foods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > my job is secure

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,305.00 Public Records On File: 0
Revolving Line Utilization: 52.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 478166

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478166

$10,000

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478166. Member loan 478166 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: United States Navy Debt-to-income ratio: 12.64%
Length of employment: 3 years Location: Groton, CT
       
Home town:
Current & past employers: United States Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > With this loan, it will be the only monthly payment I have to make - all other payments stop. It's a no-brainer, since I'm paying out about $800/mo. I'll have way more money every month and this will be EASY to pay off.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 33
Revolving Credit Balance: $9,123.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478172

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478172

$10,000

14.61%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478172. Member loan 478172 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Van & Company Debt-to-income ratio: 4.80%
Length of employment: 10+ years Location: Pawtucket, RI
       
Home town:
Current & past employers: Van & Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,713.00 Public Records On File: 0
Revolving Line Utilization: 77.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478174

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478174

$24,250

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478174. Member loan 478174 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $23,917 / month
Current employer: BIOTRONIK, Inc. Debt-to-income ratio: 13.89%
Length of employment: 3 years Location: MELBOURNE, FL
       
Home town:
Current & past employers: BIOTRONIK, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $43,922.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478200

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478200

$19,600

15.65%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478200. Member loan 478200 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,625 / month
Current employer: Federal Bureau of Prisons Debt-to-income ratio: 13.58%
Length of employment: 10+ years Location: Tacoma, WA
       
Home town:
Current & past employers: Federal Bureau of Prisons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 01/19/10 > Loan Pymt and Auto Deduct Pymts Borrower added on 01/19/10 > This loan would provide a lower monthly payment than I currently have, saving me several hundred dollars per month as well as getting credit paid off in a much shorter time. My goal is not to have credit card balances with the higher interest rates. I have been in my career for 19 years and plan to remain there until retirement. I want to be credit card debt free well before retirement.

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,189.00 Public Records On File: 1
Revolving Line Utilization: 65.10% Months Since Last Record: 94
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478213

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478213

$5,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478213. Member loan 478213 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Kerns Manufacturing Debt-to-income ratio: 12.15%
Length of employment: 3 years Location: Long Island City, NY
       
Home town:
Current & past employers: Kerns Manufacturing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 18, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,456.00 Public Records On File: 0
Revolving Line Utilization: 56.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478217

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478217

$6,000

15.31%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478217. Member loan 478217 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: njm Debt-to-income ratio: 13.67%
Length of employment: 10+ years Location: ewing , NJ
       
Home town:
Current & past employers: njm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 32
Revolving Credit Balance: $15,019.00 Public Records On File: 0
Revolving Line Utilization: 85.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478224

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478224

$3,600

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478224. Member loan 478224 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Debt-to-income ratio: 3.40%
Length of employment: < 1 year Location: Jupiter, FL
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,650.00 Public Records On File: 0
Revolving Line Utilization: 26.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 478236

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478236

$19,500

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478236. Member loan 478236 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,417 / month
Current employer: WJD HOMES Debt-to-income ratio: 0.88%
Length of employment: 6 years Location: ORLANDO, FL
       
Home town:
Current & past employers: WJD HOMES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $723.00 Public Records On File: 0
Revolving Line Utilization: 0.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478240

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478240

$22,700

12.87%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478240. Member loan 478240 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: rehab specialists Debt-to-income ratio: 7.09%
Length of employment: 4 years Location: Bainbridge Island, WA
       
Home town:
Current & past employers: rehab specialists
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 16
Revolving Credit Balance: $10,445.00 Public Records On File: 0
Revolving Line Utilization: 66.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 478242

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478242

$6,000

13.22%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478242. Member loan 478242 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Coldwell Banker Debt-to-income ratio: 22.32%
Length of employment: 2 years Location: Goleta, CA
       
Home town:
Current & past employers: Coldwell Banker
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,115.00 Public Records On File: 0
Revolving Line Utilization: 76.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 478243

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478243

$2,000

13.92%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478243. Member loan 478243 was requested on January 19, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,835 / month
Current employer: Texas Instruments Debt-to-income ratio: 16.20%
Length of employment: 1 year Location: DALLAS, TX
       
Home town:
Current & past employers: Texas Instruments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 19, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 36
Revolving Credit Balance: $9,886.00 Public Records On File: 0
Revolving Line Utilization: 76.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 478248

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

478248

$16,000

16.35%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 478248. Member loan 478248 was requested on January 20, 2010 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Debt-to-income ratio: 19.80%
Length of employment: 2 years Location: laveen, AZ
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on January 20, 2010:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,320.00 Public Records On File: 0
Revolving Line Utilization: 67.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 

Posting Report Supplement No. 175 dated January 20, 2010

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