-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, G9byT90Og9s6BszF4bTcFedM52sDNJ37pOJYx6ffeoU+JdODg/wepiFy2jaJCcb/ RMzkIoyXE1xOH7u+5RIvLA== 0001409970-09-000199.txt : 20090615 0001409970-09-000199.hdr.sgml : 20090615 20090615090319 ACCESSION NUMBER: 0001409970-09-000199 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20090615 DATE AS OF CHANGE: 20090615 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LendingClub Corp CENTRAL INDEX KEY: 0001409970 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-151827 FILM NUMBER: 09891003 BUSINESS ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 BUSINESS PHONE: (408) 524-1542 MAIL ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 424B3 1 postingsup_20090611.htm Prospectus Supplement No. 242

Posting Supplement No. 242 dated June 11, 2009

to Prospectus dated October 13, 2008

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Posting Supplement supplements the prospectus dated October 13, 2008 and provides information about the particular series of Member Payment Dependent Notes (the "Notes") we are currently offering. Prospective investors should read this Posting Supplement together with the prospectus dated October 13, 2008 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                The following Notes are currently being offered:

 

Member Payment Dependent Notes Series 61399

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

61399

$1,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 61399. Member loan 61399 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: n/a Debt-to-income ratio: 12.42%
Length of employment: n/a Location: Bayside, NY
       
Home town:
Current & past employers:
Education: SUNY Binghamton

 

This borrower member posted the following loan description, which has not been verified:

 

My sister is getting married, I'd love to help her get started!

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46.00 Public Records On File: 0
Revolving Line Utilization: 0.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 371364

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

371364

$21,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 371364. Member loan 371364 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,300 / month
Current employer: US Postal Service (USPS) Debt-to-income ratio: 4.53%
Length of employment: 15 years Location: Stockton, CA
       
Home town:
Current & past employers: US Postal Service (USPS)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I want to consolidate all my debt and get rid of all my debt that is on variable rates credit card, etc.... I have a very good credit history. I just refinanced my home at the historica low rates which has provided me with significant extra capital to pay down my debt faster. This consolidation will make that process even quicker.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $57.00 Public Records On File: 0
Revolving Line Utilization: 0.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 372817

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

372817

$15,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 372817. Member loan 372817 was requested on May 30, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $8,333 / month
Current employer: Jones Walker Debt-to-income ratio: 22.37%
Length of employment: 1 year 6 months Location: New Orleans, LA
       
Home town: Amityville
Current & past employers: Jones Walker
Education: Tulane University of Louisiana

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to consolidate credit card debt at a lower interest rate. In total I am consolidating 3 credit cards. I prefer to make one monthly payment and avoid the higher interest charges. I have invested money with Lending Club and it's a great service. As a lender as well I can assure you that timely payments will be a priority without question. I am an attorney with a stable job so I will be consistent in making monthly payments. I hope you will consider helping. Feel free to contact me with any questions.

 

A credit bureau reported the following information about this borrower member on January 8, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,386.00 Public Records On File: 0
Revolving Line Utilization: 62.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 374130

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

374130

$20,000

19.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 374130. Member loan 374130 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: DriveCam, Inc. Debt-to-income ratio: 10.92%
Length of employment: 1 year 5 months Location: San Diego, CA
       
Home town: Greenbrae
Current & past employers: DriveCam, Inc., Nokia
Education: University of California-San Diego (UCSD)

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I currently have about $20k in high-interest creditcard debt. I would like to refinance this debt at a more favorable interest rate, and in doing so, accellerate the payoff. Currently, I'm paying ~$1000/month and not getting very far. By refinancing the rate down to 8%, I can pay off the debt completely in 3 years with a $630 payment - a big win for me - and you get interest income.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 57
Revolving Credit Balance: $20,714.00 Public Records On File: 0
Revolving Line Utilization: 98.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 375929

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

375929

$18,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 375929. Member loan 375929 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,187 / month
Current employer: WVDOT Debt-to-income ratio: 4.05%
Length of employment: 6 years 5 months Location: parkersburg, WV
       
Home town: Charleston
Current & past employers: WVDOT, S&S Engineering
Education: Marietta College

 

This borrower member posted the following loan description, which has not been verified:

 

I will use this loan to consolidate high interest store name credit cards used for renovation of my home. I've been in my house over two years and haven't missed a payment by even a day.

 

A credit bureau reported the following information about this borrower member on January 27, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1970 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,259.00 Public Records On File: 0
Revolving Line Utilization: 42.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 398185

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

398185

$20,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 398185. Member loan 398185 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,542 / month
Current employer: Deloitte & Touche LLP Debt-to-income ratio: 10.92%
Length of employment: 8 years 10 months Location: Rancho Palos Verdes, CA
       
Home town:
Current & past employers: Deloitte & Touche LLP
Education: Pace University-New York

 

This borrower member posted the following loan description, which has not been verified:

 

Seeking to consolidate debt into a single payment and at a better rate.

 

A credit bureau reported the following information about this borrower member on April 24, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $63,630.00 Public Records On File: 0
Revolving Line Utilization: 79.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 401406

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

401406

$4,200

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 401406. Member loan 401406 was requested on May 30, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: Labcorp of America Debt-to-income ratio: 18.37%
Length of employment: 9 years 2 months Location: HOUSTON, TX
       
Home town: HOUSTON
Current & past employers: Labcorp of America, Chase Bank of Texas
Education: HCCS

 

This borrower member posted the following loan description, which has not been verified:

 

To lower my credit card intrest rate, so I can exclude all of my bills into one monthyly payment.

 

A credit bureau reported the following information about this borrower member on May 30, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,215.00 Public Records On File: 0
Revolving Line Utilization: 41.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 401572

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

401572

$20,200

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 401572. Member loan 401572 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,531 / month
Current employer: Union for Reform Judaism Debt-to-income ratio: 10.19%
Length of employment: 2 years 10 months Location: Brooklyn, NY
       
Home town: Burlingame
Current & past employers: Union for Reform Judaism
Education: San Francisco State University

 

This borrower member posted the following loan description, which has not been verified:

 

This is to consolidate all credit debt. I have a great credit score. I am chosing to consolidate my credit balances to make my monthly payment more managable and to bring down my debt faster. I do not want to take any negative actions toward my credit.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,167.00 Public Records On File: 0
Revolving Line Utilization: 89.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 403004

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

403004

$9,600

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 403004. Member loan 403004 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,048 / month
Current employer: Lockheed Martin Corp. Debt-to-income ratio: 13.99%
Length of employment: 9 years 7 months Location: Endicott, NY
       
Home town: Endicott
Current & past employers: Lockheed Martin Corp.
Education: Binghamton University

 

This borrower member posted the following loan description, which has not been verified:

 

I am in deseparate need of repair of my roof and gutters on an old EJ home I purchased 3 years ago. I have an excellent job, 10 years at Lockheed Martin. I have been making improvements to the home since I moved in, building the equity back up, yet unfortunately it has absorbed quite a bit of my cash flow. To date I have put in new electric service, a new furnace with A/C, a new concrete patio, a new driveway, new kitchen, and updated my bathroom. I would like to be able to continue to build the equity. Thank you for your consideration of helping to fund my loan.

 

A credit bureau reported the following information about this borrower member on May 8, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: 30
Revolving Credit Balance: $19,358.00 Public Records On File: 0
Revolving Line Utilization: 31.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 405313

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

405313

$10,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 405313. Member loan 405313 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,600 / month
Current employer: chula vista elementary school district Debt-to-income ratio: 4.44%
Length of employment: 5 years 10 months Location: Chula Vista, CA
       
Home town:
Current & past employers: chula vista elementary school district, GNC
Education: National Academy of Fitness and Sports Nutrition

 

This borrower member posted the following loan description, which has not been verified:

 

The purpose for the loan is to purchase additional inventory for my Retail Sports Nutrition Store. Inventory to purchase Sports Wear for men & women. Before starting my own business, I worked for GNC for 8 years. Store Location: Is next to the Family Gym which is the target markets for gym members. Also I benefits from its location located in the busy street and strip mall. If I am approved for this loan it will help me take my business to the next level. I don't have any other business loan because I use my personal funding for start up cost. I am very Passionate about my business. I have enough space (1,756 square feet) to add more inventory.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,458.00 Public Records On File: 0
Revolving Line Utilization: 23.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 405559

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

405559

$17,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 405559. Member loan 405559 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: federal mogul Debt-to-income ratio: 4.41%
Length of employment: 5 years 2 months Location: STANTON, MI
       
Home town: trufant
Current & past employers: federal mogul, consumers energy
Education: Ferris State University, Montcalm Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Dear Lenders, I have a need for monies for a short time period to help with some family health issues. My credit is good and I am a responsible person. If things go as planned this loan will not go full term. I can afford the extra payment if it does go full term. I am an Electrical Engineer and a Licensed Master Electrician with an income of $65,000.00 per year. Regards, Jerry Garbow

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,878.00 Public Records On File: 0
Revolving Line Utilization: 7.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 406210

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

406210

$15,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 406210. Member loan 406210 was requested on May 29, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: SMK Tri-Cities Debt-to-income ratio: 4.80%
Length of employment: 1 year 10 months Location: Kennewick, WA
       
Home town:
Current & past employers: SMK Tri-Cities
Education: Central Washington University, Yakima Valley Community College

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will be used to help purchase a $50,000 home that with a little money and a lot of work will be worth over $90,000. The rest of the money to purchase this home will come from my home equity line of credit and savings. My husband and I have great credit and have a great deal of experience fixing up property. Our current home was purchased for 52,000 and is now worth over 85,000. We plan on fixing up this home and living there since it is much larger than our current home. We tried to get financing for this property however due to the repairs needed for the property the bank declined our loan. Please help us get this house!

 

A credit bureau reported the following information about this borrower member on May 29, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,531.00 Public Records On File: 0
Revolving Line Utilization: 43.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 407515

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

407515

$8,500

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 407515. Member loan 407515 was requested on May 31, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: Summit County Labor Relations Debt-to-income ratio: 11.88%
Length of employment: 20 years 11 months Location: Akron, OH
       
Home town: Akron
Current & past employers: Summit County Labor Relations
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am applying for this loan to assist my disabled Veteran daughter cover the cost of going to college. I have an impecible credit report and she does not. Because my daughter is 34 years old I am unable to apply for this loan thru normal federal student loans.

 

A credit bureau reported the following information about this borrower member on May 21, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1969 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 38 Months Since Last Delinquency: 10
Revolving Credit Balance: $176.00 Public Records On File: 0
Revolving Line Utilization: 1.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 408248

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

408248

$11,300

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 408248. Member loan 408248 was requested on May 31, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,706 / month
Current employer: LifeNet Inc. Debt-to-income ratio: 22.29%
Length of employment: 5 years 11 months Location: Royal, AR
       
Home town: Little Rock
Current & past employers: LifeNet Inc.
Education: Hendrix College, National Park Community College, University of Arkansas for Medical Sciences

 

This borrower member posted the following loan description, which has not been verified:

 

I am a 27 year old paramedic in good health and working for a strong, growing company. I also work part-time as a firefighter. I am single, childless and have no financial responsibility other than for myself. I have, however, been assisting my family with some health expenses of late. Unfortunately, this resulted in my taking on some rather unsavory credit card debt. I can afford the debt, but now I am resolved to pay it off. My goal with full funding is to pay off my credit card and have enough left over for a down payment towards buying a home. I qualify for the $8000 tax credit and would use that money to pay my car note. Result: debt-free homeowner in 3-4 years!

 

A credit bureau reported the following information about this borrower member on May 31, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,672.00 Public Records On File: 0
Revolving Line Utilization: 72.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 408453

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

408453

$5,400

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 408453. Member loan 408453 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: Wal-Mart Stores Debt-to-income ratio: 18.49%
Length of employment: 5 years 9 months Location: Bentonville, AR
       
Home town: Pea Ridge
Current & past employers: Wal-Mart Stores
Education: NorthWest Arkansas Community College

 

This borrower member posted the following loan description, which has not been verified:

 

My fiance and I were discussing our future budget and decided it would be best if we consolidate our high interest credit card debt.

 

A credit bureau reported the following information about this borrower member on May 24, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 45
Revolving Credit Balance: $620.00 Public Records On File: 0
Revolving Line Utilization: 16.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 408782

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

408782

$6,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 408782. Member loan 408782 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,083 / month
Current employer: JC Penney Corp Debt-to-income ratio: 12.67%
Length of employment: 1 year Location: Citrus Heights, CA
       
Home town: Sacramento
Current & past employers: JC Penney Corp, McGraw-Hill
Education: University of Southern California (USC)

 

This borrower member posted the following loan description, which has not been verified:

 

Hello everyone, This is my first time using Lending Club. I am currently preparing for my wedding which will be in late August. The majority of the expenses are being covered by family -I am looking to obtain a loan for 15k to cover a portion of the wedding as well as consolidate debt already accrued from expenses. In regards to my own background, I have a stable job and have not ever had any late payments or delinquencies on my credit. I make all my payments on time and will continue to do so if provided with this loan. Furthermore, I am also living with and taking care of my parents in their home which is paid off so I do not have a mortgage payment to make. Following our wedding, my fiance and I plan to remain at my parents' home for at least 6-9 months while we save up money to look into buying our own home. This is my financial history: I have two credit cards currently carrying balances of approximately 4300 and 1500 with interest rates of 18% and 13%. Much of this debt has been accrued from wedding expenses (i.e. invitations, bills for catering, etc.). I have been making monthly payments of at least $400 on the higher balance card while I have been paying about $60-80 on the lower balance card. My goal with this loan would be to consolidate my debt into one monthly, low interest payment. Overall, I am good candidate for this loan because I make all my payments, I understand the importance of good credit (looking for a home so I know what big difference minor fluctuations in the credit score can entail). Thank you for your time and God bless.

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,371.00 Public Records On File: 0
Revolving Line Utilization: 23.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 408921

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

408921

$6,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 408921. Member loan 408921 was requested on May 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,440 / month
Current employer: Marquee Recovery LLC Debt-to-income ratio: 22.14%
Length of employment: 2 months Location: AURORA, CO
       
Home town: Aurora
Current & past employers: Marquee Recovery LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I'm wanting to cossolidate a couple of my bills

 

A credit bureau reported the following information about this borrower member on May 28, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,975.00 Public Records On File: 0
Revolving Line Utilization: 41.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 408969

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

408969

$6,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 408969. Member loan 408969 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Signature Investments Debt-to-income ratio: 7.47%
Length of employment: 2 years Location: HOUSTON, TX
       
Home town:
Current & past employers: Signature Investments, MS state university
Education: Grambling State University

 

This borrower member posted the following loan description, which has not been verified:

 

I am a very principled man who will like to take my woman to the alter as promised. I just need supplemental cash to help finance my wedding. I am short by $5000 and will therefore like to take a loan for which I am certain to make monthly payments very comfortably.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,022.00 Public Records On File: 0
Revolving Line Utilization: 29.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 409049

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

409049

$10,500

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 409049. Member loan 409049 was requested on May 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $18,000 / month
Current employer: USG Debt-to-income ratio: 11.67%
Length of employment: 5 years 2 months Location: Rocky Face, GA
       
Home town:
Current & past employers: USG, USMC
Education: NCSU

 

This borrower member posted the following loan description, which has not been verified:

 

My HVAC unit just faced an unexpected need of replacement. With summer coming on, it was a must do. While being able to swing the majority of the cost, I had to place some of the burden on credit cards. I am applying for this loan in order to pay down the balance on those cards, and to put a cushion back in the savings acct. All three of my bureau reports are spotless.

 

A credit bureau reported the following information about this borrower member on May 27, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,198.00 Public Records On File: 0
Revolving Line Utilization: 79.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 409062

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

409062

$15,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 409062. Member loan 409062 was requested on May 29, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: JWT Debt-to-income ratio: 9.45%
Length of employment: 2 years Location: BRONXVILLE, NY
       
Home town: Brooklyn
Current & past employers: JWT, Gotham Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Loan purpose is to consolidate several debts and ease the burden of various monthly payments and interest rates.

 

A credit bureau reported the following information about this borrower member on May 29, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1983 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 34 Months Since Last Delinquency: 20
Revolving Credit Balance: $32,239.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 409088

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

409088

$25,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 409088. Member loan 409088 was requested on May 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: Techsolutions Corp Debt-to-income ratio: 4.85%
Length of employment: 6 years Location: Burke, VA
       
Home town: Niles
Current & past employers: Techsolutions Corp, Alaska National Bank, Northwestern National Insurance, Unisys Corp.
Education: The Wharton School of the University of PA, Ball State University

 

This borrower member posted the following loan description, which has not been verified:

 

Cash Flow for new hires and business growth

 

A credit bureau reported the following information about this borrower member on May 26, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1971 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $276,570.00 Public Records On File: 0
Revolving Line Utilization: 6.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 409145

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

409145

$10,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 409145. Member loan 409145 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Ria Financial Debt-to-income ratio: 3.58%
Length of employment: 9 years Location: Vancouver, WA
       
Home town:
Current & past employers: Ria Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

My business has had a very raid growth and I do not have more space to attend my customers. I would like to expand my location by renting the next business space and make some constructions upgrades to both locations.

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,320.00 Public Records On File: 1
Revolving Line Utilization: 71.20% Months Since Last Record: 63
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 409146

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

409146

$11,500

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 409146. Member loan 409146 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 24.22%
Length of employment: 7 years Location: Kenmore, NY
       
Home town: Buffalo
Current & past employers:
Education: SUNY at Buffalo

 

This borrower member posted the following loan description, which has not been verified:

 

My husband and I have a personal loan that is currently at 14.99% and are looking to lower the rate to below 10%. The current payments are $500.00 per month and while we are making the payments each month, we would really like to free up some money. We are both employed full time in stable jobs.

 

A credit bureau reported the following information about this borrower member on May 26, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,354.00 Public Records On File: 0
Revolving Line Utilization: 30.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 409200

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

409200

$25,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 409200. Member loan 409200 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,215 / month
Current employer: Lucky 7 Capital Investments, inc. Debt-to-income ratio: 1.34%
Length of employment: 4 years 9 months Location: Ocoee, FL
       
Home town:
Current & past employers: Lucky 7 Capital Investments, inc., Bank of America Corp.
Education: Yale School of Management

 

This borrower member posted the following loan description, which has not been verified:

 

The same company that gave me a quote for the remodel of my kitchen and master bath in January of 2008 for $32,000.00 has reduced the quote to $24,750.00. I have been holding off due to economic conditions, but, with such a large equity possition in my house, I have deciced to go ahead with my dream kitchen and master bath. Thanks, Barbara

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1986 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,789.00 Public Records On File: 0
Revolving Line Utilization: 19.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 409231

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

409231

$7,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 409231. Member loan 409231 was requested on May 30, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,667 / month
Current employer: fk bearings Debt-to-income ratio: 22.28%
Length of employment: 20 years Location: SOUTHINGTON, CT
       
Home town: southington
Current & past employers: fk bearings, caval tool
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

not sure what to write here.....

 

A credit bureau reported the following information about this borrower member on May 30, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,205.00 Public Records On File: 0
Revolving Line Utilization: 47.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 409527

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

409527

$10,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 409527. Member loan 409527 was requested on May 30, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Alta Bates Medical Center Debt-to-income ratio: 17.26%
Length of employment: 3 years 10 months Location: Oakland, CA
       
Home town: Lancaster
Current & past employers: Alta Bates Medical Center, Kaiser Permanente, BC Laboratories, Kern Medical Center
Education: Mills College, Bakersfield College

 

This borrower member posted the following loan description, which has not been verified:

 

I am a responsible Registered Nurse who is a mother of a child with special learning and emotional needs. Ever since she started attending her current private school that caters to children such as herself, she has grown in every way possible. She suffers from severe anxiety disorder, social phobia, and has an expressive speech disorder. Public schools are just too large for her; it is crucial that she attend a small school with special accommodations. Private school however has cost a small fortune, and we have had to finance it. I work very hard, and I am proud of what I do. I wasn't always responsible with my finances. I have a past bankruptcy discharged in 2001. Since then however, I learned quickly from my mistakes, and my credit has not only been repaired, but is good. I earn about 7400 monthly gross salary and an additional 200/month from child support. Of course, I have bills to pay, the breakdown looks like this: Monthly net income: $ 5500 Monthly expenses: $ Mortgage/HOA: $ 2343 Insurance (home/auto): $ 200 Car expenses (including gas/toll): $ 600 Utilities/phone/internet: $ 200 Food (raising a teenage daughter) : $ 400 Clothing, household expenses $ 60 Credit cards and other loans: $ 750 TOTAL : $ 4363 I have a nice cushion available to pay off my debt, and a "student" loan will of course be integrated into the already existing expenses. My main goal at this point is to get my daughter through high school so she has a better chance in life. Hopefully you can take my case into consideration. Thanks - -M

 

A credit bureau reported the following information about this borrower member on May 27, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,435.00 Public Records On File: 1
Revolving Line Utilization: 23.00% Months Since Last Record: 100
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 409769

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

409769

$7,700

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 409769. Member loan 409769 was requested on May 29, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,034 / month
Current employer: New York City Department of Education Debt-to-income ratio: 13.43%
Length of employment: 2 years Location: NEW YORK, NY
       
Home town: Athens
Current & past employers: New York City Department of Education
Education: Baylor University

 

This borrower member posted the following loan description, which has not been verified:

 

Motorcycle purchase. I have additional income in my wife's salary, but didn't include it in the loan application because I didn't want her to be a co-borrower.

 

A credit bureau reported the following information about this borrower member on May 29, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 50
Revolving Credit Balance: $16,343.00 Public Records On File: 0
Revolving Line Utilization: 81.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 410010

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410010

$2,100

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410010. Member loan 410010 was requested on May 31, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,792 / month
Current employer: BioLegend, Inc. Debt-to-income ratio: 0.39%
Length of employment: 6 months Location: San Diego, CA
       
Home town: Mission Hills
Current & past employers: BioLegend, Inc., FFA Sciences, The Scripps Research Institute, University of California- San Francisco Department of Anaesthesiology
Education: University of California-San Diego (UCSD)

 

This borrower member posted the following loan description, which has not been verified:

 

I am a responsible professional who will pay the loan back in a timely manner. I make all my payments on time and have a very low debt to income ratio.

 

A credit bureau reported the following information about this borrower member on May 28, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 36
Revolving Credit Balance: $569.00 Public Records On File: 0
Revolving Line Utilization: 17.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 410277

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410277

$11,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410277. Member loan 410277 was requested on May 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Gonzaga University Debt-to-income ratio: 5.50%
Length of employment: 15 years Location: Spokane, WA
       
Home town: Spokane
Current & past employers: Gonzaga University
Education: Eastern Washington University & Gonzaga University

 

This borrower member posted the following loan description, which has not been verified:

 

Even though I have good credit and can easily pay this loan, banks don't seem to want to grant loans for used boats. I have a great job working for a private university. Private universities seem to be recession proof. Public schools are cutting budgets and raising tuition narrowing the cost gap between a public and private education. For this reason, my job is secure. I have recently been promoted into a position where my salary nearly doubled. My expenses are low but, although I've built up a significant 403b account, I have not built up savings enough the buy this boat outright. Payments on a loan if this size will be easy for me. The boat is fairly new but needs some cosmetic work. I know wooden boats fairly well (I own a little yawl which has climbed in value after my sanding a varnish treatment). I think it is very likely that I can increase the value of the boat I'd like to purchase (and have something a little safer off shore).

 

A credit bureau reported the following information about this borrower member on May 28, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1984 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 20
Revolving Credit Balance: $14,903.00 Public Records On File: 0
Revolving Line Utilization: 67.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 410337

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410337

$19,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410337. Member loan 410337 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,050 / month
Current employer: General Dynamics Debt-to-income ratio: 11.80%
Length of employment: 5 years 1 month Location: HARKER HEIGHTS, TX
       
Home town: Conway
Current & past employers: General Dynamics, US Army
Education: University of Central Arkansas, St. Mary's University, San Antonio, Defense Language Institute

 

This borrower member posted the following loan description, which has not been verified:

 

We are looking to consolidate our debts. We are both military contractors with very stable jobs. We would like a loan to consolidate our four debts in order to make us debt-free (other than the mortgage) in three years. We have accrued these debts through graduate school expenses, moving expenses and debts from previous marriages (tile flooring for husband's former home--a floor we can't even walk on!!). We are looking to consolidate the bills, knock them out in three years and start a new financial future. We own our home, have a paid-off vehicle and we certainly are not living 'la vida loca'. We are not financially strapped monthly; we are just looking for a way to pay off our debts more efficiently with a lower interest rate.

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,844.00 Public Records On File: 0
Revolving Line Utilization: 44.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 410375

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410375

$16,000

16.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410375. Member loan 410375 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,608 / month
Current employer: US Department of Defense Debt-to-income ratio: 14.13%
Length of employment: 7 years 5 months Location: Richmond, VA
       
Home town: Orange
Current & past employers: US Department of Defense, Carpenter Co. (1992 - 1997)
Education: Virginia Commonwealth University

 

This borrower member posted the following loan description, which has not been verified:

 

Min Amount of Loan: $10,000 Up to a maximum of: $16,000 Loan to be utilized for debt consolidate (approx. $12,000), and Orthondontic/Dentistry debt (approx. $4,000) Debt to income ratio is fairly good, as is yearly income of $91K with the Federal Government affording stability with income flow.

 

A credit bureau reported the following information about this borrower member on May 29, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 15
Revolving Credit Balance: $11,815.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 410451

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410451

$21,000

16.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410451. Member loan 410451 was requested on May 29, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,750 / month
Current employer: Dept Homeland Security Debt-to-income ratio: 14.76%
Length of employment: 13 years 1 month Location: Vail, AZ
       
Home town: Philadelphia
Current & past employers: Dept Homeland Security
Education: Pennsylvania State University-Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I work for the government and have a secure job. I am trying to consolidate my revolving credit and am having trouble making other payments because of high interest rates. I am more than willing to cooperate and need help. Thank you!

 

A credit bureau reported the following information about this borrower member on May 29, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 71
Revolving Credit Balance: $23,738.00 Public Records On File: 0
Revolving Line Utilization: 71.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 410518

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410518

$10,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410518. Member loan 410518 was requested on May 29, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Suny Downstate Medical Center Debt-to-income ratio: 23.52%
Length of employment: 4 years Location: Merrick, NY
       
Home town: Queens
Current & past employers: Suny Downstate Medical Center, Conrad Fischer
Education: Cornell University

 

This borrower member posted the following loan description, which has not been verified:

 

would like to pay off my credit card debt and pay one montly fee toward a loan. I am a resident physician and am reliable for timely payments

 

A credit bureau reported the following information about this borrower member on May 29, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 35
Revolving Credit Balance: $18,373.00 Public Records On File: 0
Revolving Line Utilization: 48.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 410558

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410558

$11,500

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410558. Member loan 410558 was requested on May 29, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,937 / month
Current employer: State Attorney's Office Debt-to-income ratio: 23.70%
Length of employment: 8 years 8 months Location: TITUSVILLE, FL
       
Home town: Akron
Current & past employers: State Attorney's Office
Education: Florida Metropolitan University at North Orlando, Valencia Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidate credit cards into one payment and lower interest

 

A credit bureau reported the following information about this borrower member on May 29, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,050.00 Public Records On File: 0
Revolving Line Utilization: 63.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 410564

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410564

$7,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410564. Member loan 410564 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,690 / month
Current employer: Southern regional medical center Debt-to-income ratio: 8.64%
Length of employment: 5 years 5 months Location: RIVERDALE, GA
       
Home town: Hartwell
Current & past employers: Southern regional medical center, Ramada Inn Convention Center
Education: State University of West Georgia

 

This borrower member posted the following loan description, which has not been verified:

 

Used to improve home

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,332.00 Public Records On File: 0
Revolving Line Utilization: 24.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 410614

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410614

$5,500

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410614. Member loan 410614 was requested on May 29, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: perimeter sheet metal Debt-to-income ratio: 6.46%
Length of employment: 6 years 2 months Location: luthersville, GA
       
Home town:
Current & past employers: perimeter sheet metal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Just want to see you you can do for me

 

A credit bureau reported the following information about this borrower member on May 29, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,245.00 Public Records On File: 0
Revolving Line Utilization: 14.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 410670

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410670

$10,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410670. Member loan 410670 was requested on May 30, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Progressive Incorporated Debt-to-income ratio: 20.06%
Length of employment: 2 years 6 months Location: Fort Worth, TX
       
Home town: Fort Worth
Current & past employers: Progressive Incorporated, Natcom, Inc, RHI Management Resources
Education: Indiana Univeristy, The University of Dallas

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to consolidate my current credit card debit in conjunction with refinancing my home. The refinancing of my home is in progress. I have owned my home for the past 12 years. Basically, I would like to simplify the repayment of all my debt. I have always repaid my debt on time and my credit records with FICO scores are good to excellent. I am employed full-time as a Controller in the aeronautics industry and have been with my current company for 3 years. I also teach accounting as an adjunct instructor at a local community college.

 

A credit bureau reported the following information about this borrower member on May 30, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 65
Revolving Credit Balance: $3,404.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 410714

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410714

$18,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410714. Member loan 410714 was requested on May 30, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: KAYE-SMITH Debt-to-income ratio: 3.66%
Length of employment: 8 years Location: Federal Way, WA
       
Home town: Van Nuys
Current & past employers: KAYE-SMITH, Premera Blue Cross
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I want to pay off Credit Cards and stop using them so I have one payment. After an 11 year living situation I had to move out and set-up my own house from scratch and it has cost me more than I thought.

 

A credit bureau reported the following information about this borrower member on May 30, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,220.00 Public Records On File: 0
Revolving Line Utilization: 76.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 410765

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410765

$7,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410765. Member loan 410765 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: American Eagle Dist. Co. Debt-to-income ratio: 12.55%
Length of employment: 4 years 7 months Location: GREELEY, CO
       
Home town: Fairfax
Current & past employers: American Eagle Dist. Co., The Egg and I
Education: Colorado State University, University of Northern Colorado

 

This borrower member posted the following loan description, which has not been verified:

 

My wife and I have numerous credit cards with varying intrest rates. We would like to be able be debt free in the next 5 years. We would like get a loan to pay off those credit cards so we are paying down 1 debt at a reasonable rate instead of paying multiple accounts every month. We bought a townhome 2 years ago. I have been at my job as a supervisor at a local distributor for 4 1/2 years and I also have a weekend job at a local brewery which i've had for 2 1/2 years. My wife is a teacher at a local private school and she has been there 3 years. We pay our bills on time and are looking for a way to be debt free.

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 410772

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410772

$8,700

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410772. Member loan 410772 was requested on May 30, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Boulevard Injury Care Inc, DBA Georgia Medical Massage Debt-to-income ratio: 3.38%
Length of employment: 5 years 7 months Location: Athens, GA
       
Home town: Athens
Current & past employers: Boulevard Injury Care Inc, DBA Georgia Medical Massage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

We are looking to consolidate most of our credit cards into one loan. I have 5 cards with $11,000 in total balance. My husband has 2 with $3600 total. Some have a very low 3.9% lifetime interest rate and will be maintained. All have over 50% available credit except for 1 card, Advanta, which is going out of business and has cancelled credit privileges. Our credit score is excellent, hers 750, his 720. My husband and I run our own business, a massage therapy clinic in Athens, Ga. we started 5 years ago called Georgia Medical Massage. It is located a couple of blocks from a University of 30,000 students. We have 8 massage therapists. You can check us out on the web by Googling "massage Athens", where we are in second place or by going directly to www.ideservemassage.com. Our income is around 70K per year. Our 1200 sq ft home is also located several blocks from the University and was purchased new 4 years ago. It has a 6.25% mortgage and we just signed initial papers for a 5% refi bringing our payment down to $650 per month. We have a Heloc of 37K at prime with 14K available. We could roll the credit cards into this but would prefer to leave a cushion. We own both of our vehicles outright and have no other loans or obligations. We have been married for 15 years and have no children or dependents so our expenses are quite low. Please email with any additional questions.

 

A credit bureau reported the following information about this borrower member on May 30, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 71
Revolving Credit Balance: $30,746.00 Public Records On File: 0
Revolving Line Utilization: 20.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 410780

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410780

$9,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410780. Member loan 410780 was requested on May 30, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: JPMorgan Chase & Co. Debt-to-income ratio: 11.40%
Length of employment: 2 years 11 months Location: Queens, NY
       
Home town:
Current & past employers: JPMorgan Chase & Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am looking for a loan to consolidate credit card balances in order to smooth my monthly payment stream and improve my overall interest rate. Reason: Instead of having keep track of several payments a month, I'd rather make one bulk payment, while simultaneously lowering my effective rate. I will not be incurring additional debt with this loan; instead, it will help me eliminate 5 entire credit card balances. About Me: I work in finance in a large global investment bank in a stable sector (our group continues to hire new employees) with a salary of $80k and was recently promoted at the beginning of '09. I have liquid savings of $15k. I have never missed a card/loan payment and track my finances very meticulously.

 

A credit bureau reported the following information about this borrower member on May 30, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,014.00 Public Records On File: 0
Revolving Line Utilization: 51.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 410822

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410822

$20,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410822. Member loan 410822 was requested on May 31, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Dept. of General Services Debt-to-income ratio: 1.49%
Length of employment: 1 year Location: CARMICHAEL, CA
       
Home town: Sacramento
Current & past employers: Dept. of General Services, California Highway Patrol
Education: California State University-Sacramento (CSUS)

 

This borrower member posted the following loan description, which has not been verified:

 

I will be sending this money overseas to help a family business. Currently they are in a cash crisis which require more money in order to survive. As a family member I feel this would be the only way to see the business continue to exist.

 

A credit bureau reported the following information about this borrower member on May 31, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1979 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 49
Revolving Credit Balance: $2,371.00 Public Records On File: 0
Revolving Line Utilization: 8.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 410925

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

410925

$10,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 410925. Member loan 410925 was requested on May 30, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: Jetblue Airways Debt-to-income ratio: 18.51%
Length of employment: 6 years 3 months Location: South Jordan, UT
       
Home town: Salt Lake City
Current & past employers: Jetblue Airways, All Smiles Dentistry (Current 2nd Job)
Education: University of Utah

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to use the money to consolidate three credit cards into one monthly payment. And then cancel all three credit cards because of the high interest rates. I was able to sell my house about three months ago allowing me to rent instead of paying such a high mortgage payment each month. I have a good credit score the only thing lowering it is these three credit cards. I've been a responsible borrower my whole life my credit report speaks for itself. Being able to obtain this loan would allow me to make 1 monthly payment towards the majority of my debt and allow me to put more of my money to principal instead of interest

 

A credit bureau reported the following information about this borrower member on May 30, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 18
Revolving Credit Balance: $15,098.00 Public Records On File: 0
Revolving Line Utilization: 69.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 411092

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411092

$6,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411092. Member loan 411092 was requested on May 31, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,167 / month
Current employer: R.R. Donnelley & Sons Debt-to-income ratio: 8.35%
Length of employment: 1 year Location: Danville, KY
       
Home town: Danville
Current & past employers: R.R. Donnelley & Sons, American Tokyo Rope (ATR)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will be used to consolidate the remaining balance on two credit card balances and for home improvement. I have been married for 33 years with one son, who is currently serving the country in the Air Force. I worked for A.T.R. , a wire manufacturer for 27 years before they went out of business due to the economic downturn. I am currently employed with a publishing company for the past year. I am financially stable and responsible. Looking to payoff some credit card debt and add a sunroom to my home. I am coming to the lending club community to help me build a nice sunroom to enjoy a cold glass of iced tea. I will answer all question from potential lenders at my earliest convience. I thank you for viewing my listing.

 

A credit bureau reported the following information about this borrower member on May 14, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1978 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 52
Revolving Credit Balance: $17,737.00 Public Records On File: 0
Revolving Line Utilization: 23.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411201

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411201

$10,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411201. Member loan 411201 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,242 / month
Current employer: American Eagle Outfitters Inc. Debt-to-income ratio: 8.30%
Length of employment: 2 years Location: NATRONA HEIGHTS, PA
       
Home town: East Pittsburgh
Current & past employers: American Eagle Outfitters Inc., Ricoh Business Solutions
Education: University of Pittsburgh-Johnstown

 

This borrower member posted the following loan description, which has not been verified:

 

I greatly appreciate you considering my loan request. I have been looking for something like this for the past three years. I moved to NYC right out of college to start working and found it difficult to stay on my feet. I got myself into a substanital amount of debt and now I am working to dig myself out. This loan would help me so much. Thank you!

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,880.00 Public Records On File: 0
Revolving Line Utilization: 78.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411206

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411206

$8,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411206. Member loan 411206 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: City of Richmond Debt-to-income ratio: 16.25%
Length of employment: 15 years 4 months Location: Richmond, VA
       
Home town:
Current & past employers: City of Richmond
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

CC company just raised rate- want to reduce and pay off.

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $55,821.00 Public Records On File: 0
Revolving Line Utilization: 95.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411220

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411220

$15,600

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411220. Member loan 411220 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Mesquite ISD Debt-to-income ratio: 4.06%
Length of employment: 7 years Location: DALLAS, TX
       
Home town: Plattsburg
Current & past employers: Mesquite ISD
Education: Southern Methodist University, Amberton University

 

This borrower member posted the following loan description, which has not been verified:

 

PREVIOUS:I have two credit cards whose interest rates are high due to spending by a second party. I would like to consolidate these and pay the debt off early. I am a teacher with a solid income and no dependents. I rent, and have a second income during the summers. NEW: I had this loan request listed and was under the impresssion that my bank account waa verified, and unfortunately the lising expired while I was out of town. I am relisting with the same intent and description.

 

A credit bureau reported the following information about this borrower member on May 17, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 40
Revolving Credit Balance: $16,594.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 411233

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411233

$22,200

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411233. Member loan 411233 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,667 / month
Current employer: FHI INFO SOLUTIONS INC Debt-to-income ratio: 20.61%
Length of employment: 1 year 1 month Location: LANCASTER, PA
       
Home town: MILLVILLE
Current & past employers: FHI INFO SOLUTIONS INC, VANGUARD Mutual Funds
Education: Rowan University

 

This borrower member posted the following loan description, which has not been verified:

 

The credit card was used for a home improvement work. I always pay my bills on-time. I don't pay late or default.

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1985 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $54,294.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 411236

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411236

$10,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411236. Member loan 411236 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: OFFICEALLY.COM Debt-to-income ratio: 12.16%
Length of employment: 3 years Location: LAKE FOREST, CA
       
Home town: sacramento
Current & past employers: OFFICEALLY.COM
Education: American River College

 

This borrower member posted the following loan description, which has not been verified:

 

High integrity

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 73
Revolving Credit Balance: $5,389.00 Public Records On File: 1
Revolving Line Utilization: 28.10% Months Since Last Record: 87
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411258

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411258

$9,800

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411258. Member loan 411258 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,167 / month
Current employer: Napa Smith Brewery Debt-to-income ratio: 23.92%
Length of employment: 3 years Location: Napa, CA
       
Home town: San Jose
Current & past employers: Napa Smith Brewery
Education: City College of San Francisco, Expresion center for new media

 

This borrower member posted the following loan description, which has not been verified:

 

I need to get rid of me credit cards. I want to be dept free, but with the amount i owe and the interest they charge it will be a very long time for me to get out of debt. The money will go to pay off my credit cards and cancel them. I have a great job with a great company. This loan will help me to reach my goal of becoming debt free.

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1984 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 29
Revolving Credit Balance: $29,330.00 Public Records On File: 0
Revolving Line Utilization: 57.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411282

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411282

$2,150

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411282. Member loan 411282 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: J R Dunn Jewelers Debt-to-income ratio: 15.01%
Length of employment: 6 years 8 months Location: MIAMI, FL
       
Home town: Richmond
Current & past employers: J R Dunn Jewelers, Littman Jewelers
Education: Rutgers University at New Brunswick/Piscataway

 

This borrower member posted the following loan description, which has not been verified:

 

I will use the money to take my Girlfriend,on a dream vacation to celebrate our 10th anniversary together. I am a very hard working responsible person.

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 69
Revolving Credit Balance: $27,385.00 Public Records On File: 0
Revolving Line Utilization: 51.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411374

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411374

$7,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411374. Member loan 411374 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,042 / month
Current employer: Aardvark Painting And Drywall LLC Debt-to-income ratio: 24.35%
Length of employment: 2 years 5 months Location: Lakewood, CO
       
Home town: Denver
Current & past employers: Aardvark Painting And Drywall LLC, Grey Eagle Builders, RH drywall, Burger King
Education: Metro State University of Denver, Red Rocks Community College, CU of Denver

 

This borrower member posted the following loan description, which has not been verified:

 

My name is Steve Hudmon and I am in need of consolidating some of my credit card debt. Two accounts are out of my personal debt and are the two smallest of my debt. The third is from my business credit card account. The business account is registered under my tax ID number and the other two are under my social security number. Again as I have stated in my personal arena of my life I am responsible with my debt and have not let it get to high. My business debt has been accumulated due to the poor market. I own a small painting and drywall company Aardvark Painting and Drywall LLC based in Denver, Colorado. As you know construction was one of the hardest hit industries within the economy. I had to use a lot of my material money to help pay my rent and feed my family during one of the worst 4th and 1st quarters that have been through. I am a responsible business owner with a credit score of 700. What I plan to do with the money is be able to free up my line of credit on the account tha t has a bill of $8,500 by going back to the pay as you go system that I have a record of doing since 07. By consolidating my credit debt including the two personal accounts this will lower my monthly payments and free up the account that I need in order to purchase the materials to do the job. What makes me a good, reliable person to lend to is the fact that I am a collage educated, 25 year old business owner. I don't know any 25 year old that has a collage education and ownes there own business. I am a highly motivated person who thrives on sucsess. I am very responsible when it comes to my finances and have a good credit score to show for it. I have to be responsible and reliable in order to run a company that grossed closs to $80,000 in its second year. If you will accept my request then I can go on to do what I plan to continue to do which is run my business and support my family. Construction is starting to pick up and May has been the first month since early in the 4th quarter where I am seeing an i ncrease of calls for bids. Again as I have stated I am very responsible and do not like to have to be depedent on a Lender to get my self back on track, but if you let me prove to you, key word being prove because as I have learned nothing is givin to you but you must prove your worth, I belive we could work well toghether. Thank you and I hope to be approved by one of you lenders.

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,954.00 Public Records On File: 0
Revolving Line Utilization: 36.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 411425

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411425

$10,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411425. Member loan 411425 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: nicholsr industrial sales Debt-to-income ratio: 3.68%
Length of employment: 10 years 6 months Location: Birmingham, AL
       
Home town: Birmingham
Current & past employers: nicholsr industrial sales, Nichols Industrial Sales Company Inc.
Education: Auburn University Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I am using this loan to convert all my credit cards into one monthly payment

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1970 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 21 Months Since Last Delinquency: 7
Revolving Credit Balance: $6,383.00 Public Records On File: 0
Revolving Line Utilization: 30.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 411439

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411439

$15,000

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411439. Member loan 411439 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Independent Electric Supply Debt-to-income ratio: 5.73%
Length of employment: 3 years Location: San Francisco, CA
       
Home town: Florence
Current & past employers: Independent Electric Supply, Billows Electric Supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have previously requested a loan of 10,000 and have been approved, but I have decided to increase the loan a few dollars to pay off my car as well. Thank you,

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1984 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: 30
Revolving Credit Balance: $1,842.00 Public Records On File: 0
Revolving Line Utilization: 2.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411440

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411440

$3,600

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411440. Member loan 411440 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: n/a Debt-to-income ratio: 15.02%
Length of employment: n/a Location: Flint, TX
       
Home town: Jackson
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

My fiancee and I want to have a really nice wedding but we are coming up a little bit short and would like some help.

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,689.00 Public Records On File: 0
Revolving Line Utilization: 47.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 411444

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411444

$9,600

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411444. Member loan 411444 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Google Inc. Debt-to-income ratio: 9.48%
Length of employment: 2 years 8 months Location: Niles, IL
       
Home town:
Current & past employers: Google Inc.
Education: University of Illinois at Urbana-Champaign

 

This borrower member posted the following loan description, which has not been verified:

 

Hi Lending Club Community, I'm looking for a personal loan to pay off a Chase credit card and a Bank of America line of credit. Both banks have raised their APRs and I'm looking to consolidate the debt with a loan from investors such as yourself. I'm a responsible individual w/ a great job who is just looking for more simplicity my life. Thanks for looking!

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,612.00 Public Records On File: 0
Revolving Line Utilization: 78.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 411492

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411492

$25,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411492. Member loan 411492 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Delphia Consulting, LLC Debt-to-income ratio: 5.47%
Length of employment: 7 years 5 months Location: Westerville, OH
       
Home town: Tallmadge
Current & past employers: Delphia Consulting, LLC, NEtmap Analytics
Education: Kent State University-Kent Campus

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidate debt loan

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,546.00 Public Records On File: 0
Revolving Line Utilization: 17.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411507

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411507

$25,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411507. Member loan 411507 was requested on June 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: State of Hawaii/DHS/OYS/HYCF Debt-to-income ratio: 13.09%
Length of employment: 3 months Location: Honolulu, HI
       
Home town:
Current & past employers: State of Hawaii/DHS/OYS/HYCF
Education: Currently working on a PhD at Capella University, Earned Master's Degree in Criminal Justice Administration from Chaminade University

 

This borrower member posted the following loan description, which has not been verified:

 

Aloha, I'm in need of $20,000-$25,000 funding to start on a planned business venture. I have had several auto loans and personal loans with banks totaling $4,000-$33,000 and have paid them all on time and in completion. The reason I cannot get a loan from a bank right now is because I have been in a few different jobs in the past 2 years, with gaps in between employment. I also just recently purchased a 2009 vehicle so it looks like I have too much obligation. However, I can afford to pay for the loan, even when my worst luck occurs and my business plan fails.

 

A credit bureau reported the following information about this borrower member on June 1, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,790.00 Public Records On File: 0
Revolving Line Utilization: 67.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 411549

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411549

$20,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411549. Member loan 411549 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Starbucks Coffee Debt-to-income ratio: 14.66%
Length of employment: 9 months Location: POUND RIDGE, NY
       
Home town: Chicago
Current & past employers: Starbucks Coffee
Education: Kendall College

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to consolidate my debt.

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 35 Months Since Last Delinquency: 16
Revolving Credit Balance: $11,212.00 Public Records On File: 0
Revolving Line Utilization: 35.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411653

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411653

$12,800

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411653. Member loan 411653 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: Central Parking Systems Debt-to-income ratio: 8.85%
Length of employment: 3 years 6 months Location: DAYTONA BEACH, FL
       
Home town: Lawton
Current & past employers: Central Parking Systems
Education: DBCC

 

This borrower member posted the following loan description, which has not been verified:

 

Looking to consolidate 3 accounts from wells fargo to stop revolving interest and purchase property for investment.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 39
Revolving Credit Balance: $4,759.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411682

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411682

$15,200

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411682. Member loan 411682 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Endeavor Consulting Debt-to-income ratio: 8.91%
Length of employment: 3 months Location: Carnation, WA
       
Home town: Ann Arbor
Current & past employers: Endeavor Consulting, University of Michigan
Education: University of Michigan, Eastern Michigan University

 

This borrower member posted the following loan description, which has not been verified:

 

As part of my separation settlement, I am required to pay debt on my ex's credit cards (her debt, not mine). I agreed to this, as well as a sum of cash, which has been already paid, in order to avoid going to court to fight over property. I have managed to pay the cash settlement portion (12K), and, had the process moved more quickly, I could have refinanced and obtained the remaining amount as cash out against my home. However, because of the housing market collapse, I have been unable to refinance after almost a year of attempts to do so. I would like to find the financing so I can close this issue and move on with my life.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,750.00 Public Records On File: 0
Revolving Line Utilization: 76.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 411685

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411685

$9,250

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411685. Member loan 411685 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: DSWA Debt-to-income ratio: 16.25%
Length of employment: 3 years Location: New Castle, DE
       
Home town:
Current & past employers: DSWA, STRATUS BLD SVCS dba
Education: Wilmington College

 

This borrower member posted the following loan description, which has not been verified:

 

WILL SET UP AUTO PAY

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 44
Revolving Credit Balance: $4,546.00 Public Records On File: 0
Revolving Line Utilization: 45.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 411755

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411755

$2,500

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411755. Member loan 411755 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,417 / month
Current employer: Silver Lining Investment Properties LLC Debt-to-income ratio: 17.17%
Length of employment: 2 years 8 months Location: Eugene, OR
       
Home town:
Current & past employers: Silver Lining Investment Properties LLC, Tucker Built Construction
Education: Lane Community College

 

This borrower member posted the following loan description, which has not been verified:

 

My company is Silver Lining Investment Properties LLC, and we have been in business since 2007 buying and selling residential houses. We buy bank owned houses at .40 to .50 cents on the dollar and then resell them to retail buyers and investors for .80 cents on the dollar. It is great to see new home owners in an affordable house with pre-existing equity. Our company runs about 3 to 5 properties at a time. Since the current credit meltdown our business lines of credit with two of our banks and loan programs have disappeared. We now need to reinvest most of our profits to fund any new properties we purchase, which is fine, but ties up a lot of our cash and is keeping us from expanding our business. This loan would help us with a down payment on a great property deal in Portland, Oregon. We just had an offer accepted by Umpqua Bank for $225,000 and need to put 20% down to get financing or $45,000. We are investing $34,000 of our own cash for the down payment and still need $11,000 to meet the 20% down payment requirement of $225,000. The property is valued at $399,000 which is very conservative market price; two comparables on the same street have sold for about $425,000 in the last 2 months. It is in a great neighborhood by great schools, and it is too good of an opportunity to pass up. - -The loan will be paid off in 6 months to 1 year, after the house is sold or refinanced. Thank you for your consideration, Michael Allen Silver Lining Investment Properties LLC Owner

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 31
Revolving Credit Balance: $1,687.00 Public Records On File: 1
Revolving Line Utilization: 39.20% Months Since Last Record: 81
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411759

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411759

$13,800

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411759. Member loan 411759 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,753 / month
Current employer: RGIS Inventory Specialists Debt-to-income ratio: 13.98%
Length of employment: 4 years 4 months Location: NORTH ATTLEBORO, MA
       
Home town: Attleboro
Current & past employers: RGIS Inventory Specialists, Sun Chronicle
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking for a personal loan to pay off some debt that I have and to also move into my own place. I have been with my job for 4.5 years and I have just been offered another job that I will be taking. I make my bill payments every month and would just like to have one payment instead of several. I'm just looking for someone to give me a chance.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,670.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 411775

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411775

$12,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411775. Member loan 411775 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Priority Jet LLC. Debt-to-income ratio: 7.23%
Length of employment: 1 year 6 months Location: Jackson, GA
       
Home town: Houston
Current & past employers: Priority Jet LLC., Global Data Aviation
Education: Falcon Flight School

 

This borrower member posted the following loan description, which has not been verified:

 

Lender(s), I am a corporate pilot who was unemployed a couple of years ago. I only have credit card debt and a house payment. I would love to pay-off my Credit Card debt but the interest is killing me. Please take some consideration in loaning me some cash to pay this off. I am always on time with my credit card bills. Thank you, Phillip Wolfram

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 21
Revolving Credit Balance: $13,018.00 Public Records On File: 0
Revolving Line Utilization: 81.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 411779

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411779

$18,250

20.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411779. Member loan 411779 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,288 / month
Current employer: Kappa Silk Printing Debt-to-income ratio: 15.03%
Length of employment: 5 years Location: BEVERLY HILLS,, CA
       
Home town: korea
Current & past employers: Kappa Silk Printing
Education: Seoul University

 

This borrower member posted the following loan description, which has not been verified:

 

I am applying for a loan.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $96,430.00 Public Records On File: 0
Revolving Line Utilization: 81.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 10    

 

 


 

 

 

Member Payment Dependent Notes Series 411798

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411798

$7,400

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411798. Member loan 411798 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: E.M Vanover Piano & Performing Arts Studio Debt-to-income ratio: 24.96%
Length of employment: 5 years Location: Houston, TX
       
Home town: Mobile
Current & past employers: E.M Vanover Piano & Performing Arts Studio, The Motherhood Center, Amore Medical Spa
Education: University of St. Thomas at Houston

 

This borrower member posted the following loan description, which has not been verified:

 

We are currently in the process of trying to sell our home. We are needing some disposable income to help complete the repairs. We hope to pay this back once the home sells.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 10
Revolving Credit Balance: $571.00 Public Records On File: 0
Revolving Line Utilization: 6.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 411809

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411809

$19,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411809. Member loan 411809 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,975 / month
Current employer: Bureau Veritas Debt-to-income ratio: 10.54%
Length of employment: 3 years 11 months Location: BUFFALO, NY
       
Home town: Ft Madison
Current & past employers: Bureau Veritas, Delaware North Companies, Barrister Info Systems, National City Corp.
Education: SUNY at Buffalo, Case Western Reserve University

 

This borrower member posted the following loan description, which has not been verified:

 

I will use this loan to pay off and close two revolving accounts (8k and 6k) and pay off two other debts with the rest - i have an excellent work history and excellent pmt history of all my accts for 20+ years.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 13
Revolving Credit Balance: $30,092.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 411843

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411843

$5,000

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411843. Member loan 411843 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: General Electric Debt-to-income ratio: 11.27%
Length of employment: 1 year 6 months Location: Simpsonville, SC
       
Home town: Glenn Ridge
Current & past employers: General Electric, Exxon Mobil Corporation
Education: Louisiana State University and Agricultural & Mechanical College (LSU)

 

This borrower member posted the following loan description, which has not been verified:

 

Financing purchase of used Ericson 23 sailboat.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,572.00 Public Records On File: 0
Revolving Line Utilization: 13.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 411870

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411870

$19,400

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411870. Member loan 411870 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,327 / month
Current employer: n/a Debt-to-income ratio: 23.95%
Length of employment: n/a Location: Saint Louis, MO
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am very determined to get out of debt asap. I could just pay off my debts directly but the interest rates are higher. I have a secure job as a mechanical engineer and I have pretty good income. I have never defaulted on any loans. I have no late payments in my credit. I am a very responsible person when it comes to paying debts. Please feel free to ask any questions you may have. Thank you.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,956.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 411897

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411897

$4,400

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411897. Member loan 411897 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Time Warner Cable Debt-to-income ratio: 19.11%
Length of employment: 3 years Location: Colorado Springs, CO
       
Home town: Alexandria
Current & past employers: Time Warner Cable
Education: Pikes Peak Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Need money for college

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,166.00 Public Records On File: 0
Revolving Line Utilization: 54.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 411992

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

411992

$6,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 411992. Member loan 411992 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Spot Debt-to-income ratio: 7.15%
Length of employment: 11 months Location: Chicago, IL
       
Home town:
Current & past employers: Spot
Education: Cleveland State University

 

This borrower member posted the following loan description, which has not been verified:

 

This loan would be to consolidate my credit card debts, and have one payment at a reasonable interest rate.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,217.00 Public Records On File: 0
Revolving Line Utilization: 44.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 412023

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412023

$20,000

17.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412023. Member loan 412023 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,417 / month
Current employer: Cooper Industries Ltd. Debt-to-income ratio: 15.90%
Length of employment: 3 months Location: Palm Desert, CA
       
Home town: Cambridge
Current & past employers: Cooper Industries Ltd., Quiring Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am a good investment, the money will be paid back ahead of time, and we will both prosper from this union.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 42
Revolving Credit Balance: $30,965.00 Public Records On File: 0
Revolving Line Utilization: 86.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412034

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412034

$7,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412034. Member loan 412034 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,583 / month
Current employer: James O. Sanders Debt-to-income ratio: 14.66%
Length of employment: 7 years Location: WAYNE, PA
       
Home town: Phoenixville
Current & past employers: James O. Sanders, Tom Singer
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am trying to get out of debt

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,896.00 Public Records On File: 0
Revolving Line Utilization: 80.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412144

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412144

$5,550

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412144. Member loan 412144 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: trader joes Debt-to-income ratio: 16.95%
Length of employment: 7 years 2 months Location: BELMONT, CA
       
Home town: belmont
Current & past employers: trader joes, Longs Drug Stores
Education: college of san mateo

 

This borrower member posted the following loan description, which has not been verified:

 

I plan on using this loan to pay off a few of credit cards I owe money on. I have been making monthly payments on all of my cards regularly. I have no negative marks and have only made a couple of late payments in the 10 years that I have had credit cards. I have never missed a payment. The cards collectively have just too high of interest rates to get anywhere with the payments I can make. The payments are always above the minimum payment its just not enough. I will of course plan on making larger than minimum payments to you as well. I plan on canceling a couple of them but not all of them because I heard that is bad for your credit. I would really appreciate this loan because I would really like to be able to start enjoying my paycheck someday instead of just paying bills and maybe one day have good enough credit to purchase a home. I have a very secure job at an extremely popular trendy inexpensive grocery store chain that continues to grow especially in these hard times. I have been there for over 7 years. I also had to move back in with my parents after a break up and have no rent to pay. I plan on staying here for at least another year. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,192.00 Public Records On File: 0
Revolving Line Utilization: 92.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412148

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412148

$6,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412148. Member loan 412148 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Hackensack Board Of Ed. Debt-to-income ratio: 17.59%
Length of employment: 2 years Location: HACKENSACK, NJ
       
Home town: Hackensack
Current & past employers: Hackensack Board Of Ed.
Education: Ramapo College of New Jersey

 

This borrower member posted the following loan description, which has not been verified:

 

Hi, me and my fiance would like to get married soon, we are very responsible on our monthly payments, the only bills that I have are very minimum, as he pays for rent and or other expenses, my credit score is over 700, these loan will mean the world to me as I will realize my dream wedding with the man I love.

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,523.00 Public Records On File: 0
Revolving Line Utilization: 54.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 412158

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412158

$24,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412158. Member loan 412158 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Drs. Newman, Blackstock & Assoc Debt-to-income ratio: 18.47%
Length of employment: 11 months Location: Blacksburg, VA
       
Home town: Indianapolis
Current & past employers: Drs. Newman, Blackstock & Assoc, Indiana University
Education: Indiana University-Bloomington

 

This borrower member posted the following loan description, which has not been verified:

 

Simply looking for a decent loan for a new car purchase.

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,598.00 Public Records On File: 0
Revolving Line Utilization: 25.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 412217

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412217

$15,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412217. Member loan 412217 was requested on June 2, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Federal Aviation Administration (FAA) Debt-to-income ratio: 19.61%
Length of employment: 6 years 6 months Location: Pearl City, HI
       
Home town: Waimea
Current & past employers: Federal Aviation Administration (FAA)
Education: Heald College at Honolulu

 

This borrower member posted the following loan description, which has not been verified:

 

Hi, I would like to refinance my loans with a better interest rate. Thanks, Romeo

 

A credit bureau reported the following information about this borrower member on June 2, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,694.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412246

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412246

$25,000

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412246. Member loan 412246 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,585 / month
Current employer: Principal Financial Group Debt-to-income ratio: 23.85%
Length of employment: 5 years 2 months Location: Leeds, AL
       
Home town: Cruger
Current & past employers: Principal Financial Group
Education: Northeastern University

 

This borrower member posted the following loan description, which has not been verified:

 

I have an opportunity to expand my pet care franchise by purchasing another established franchise in a nearby market. My business plan calls for $35,000 total investment. I have $10,000 to invest in this project. The additional franchise is $22,000 and my operating budget for the first six months is $13,000. The operating budget will cover marketing expense, the purchase of a new computer and other overhead related to the operation of the two franchises. Fetch! Pet Care is a leader in the pet care industry. With over 200 franchises nationwide we are one of the fastest growing franchise companies in the US. I have over 15 sitters in my market today and the new territory has 8 sitters with an opportunity to expand that number immediately. This is a family owned and operated business. Please share any questions you have and I'll be happy to answer them. Have a great day and thanks for your consideration.

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1991 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,741.00 Public Records On File: 0
Revolving Line Utilization: 50.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 412286

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412286

$3,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412286. Member loan 412286 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,917 / month
Current employer: Sun State Builders Debt-to-income ratio: 24.59%
Length of employment: 4 years 1 month Location: Tempe, AZ
       
Home town: Newport Beach
Current & past employers: Sun State Builders, DBAC, City of Newport Beach
Education: Orange Coast College

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting a personal loan in the amount of $25,000. I have credit card debt that I would like to eliminate, especially since the two that carry high balances just notified me that they will be raising the interest rate in July. I have never been even one day late on these two cards. Currently I pay about $600 a month on various credit accounts and I determined that through a debt consolidation loan at around 11% interest for 5 years, I could pay off this debt and still be able to save half of what I am paying monthly to credit cards. I am a single woman with a good job and own a home in Arizona. The condition of the housing market in AZ is dismal and hence I cannot obtain a home equity loan to pay this debt off. I have been working for my current employer for 4 years and feel confident that my job is secure. 8 years ago I had to declare bankruptcy due to my husband's suicide. He left me with an enormous amount of debt. However, since his passing in 1999, I have purchased 2 homes. I am hoping that you will grant me this personal loan. None of my credit accounts (including my home) have been paid late. I have just let this debt get out of control and need to eliminate it all together. Thank you.

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1991 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: 67
Revolving Credit Balance: $62,265.00 Public Records On File: 1
Revolving Line Utilization: 68.50% Months Since Last Record: 98
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 412289

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412289

$4,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412289. Member loan 412289 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: housewife Debt-to-income ratio: 16.30%
Length of employment: 26 years Location: Plano, TX
       
Home town: A
Current & past employers: housewife
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Dear Sir This loan will help me in forwarding my working at getting my A.A. degree. I am working at a A.A. in American Sign Language. Thank You Mrs. Dora Harrington

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,340.00 Public Records On File: 0
Revolving Line Utilization: 78.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 412292

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412292

$22,800

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412292. Member loan 412292 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,583 / month
Current employer: Professional Risk Management Services Debt-to-income ratio: 15.49%
Length of employment: 3 years 3 months Location: SPRINGFIELD, VA
       
Home town: Falls Church
Current & past employers: Professional Risk Management Services
Education: Georgetown University

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am requesting this loan to pay off my credit card debt. I have two major credit cards each with interest rate at 25%. I understand that my debt to ratio is very high, but I am applying for this loan to fix that. I have successfully paid of my car loan through Pentagon Federal Credit Union. I fulfill my payments and debts. If granted the loan it will make paying off my credit card a little easier. Your consideration is greatly appreciated.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 19
Revolving Credit Balance: $19,226.00 Public Records On File: 0
Revolving Line Utilization: 70.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 412331

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412331

$6,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412331. Member loan 412331 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,583 / month
Current employer: n/a Debt-to-income ratio: 17.94%
Length of employment: n/a Location: WATERTOWN, CT
       
Home town: waterbury
Current & past employers: engineering & plastics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

repairs for house

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,962.00 Public Records On File: 0
Revolving Line Utilization: 40.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 412345

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412345

$7,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412345. Member loan 412345 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: U.S.P.S Debt-to-income ratio: 17.37%
Length of employment: 4 years 2 months Location: North Massapequa, NY
       
Home town: Pulaski
Current & past employers: U.S.P.S, sunrise credit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

want to pay off my bills so this way i will only have one bill to pay.

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,089.00 Public Records On File: 1
Revolving Line Utilization: 13.80% Months Since Last Record: 56
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412350

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412350

$8,000

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412350. Member loan 412350 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: ReachLocal Debt-to-income ratio: 10.91%
Length of employment: 2 years 6 months Location: West Hills, CA
       
Home town: Los Angeles
Current & past employers: ReachLocal
Education: University of California-Riverside (UCR)

 

This borrower member posted the following loan description, which has not been verified:

 

I have a few credit cards that I'm trying to consolidate into one payment with a relatively low interest rate. Some of them have increased their interest rates without warning and the monthly payments are not reasonable. I have a solid job and want to pay the amount down at a steady rate.

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,685.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412382

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412382

$10,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412382. Member loan 412382 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,500 / month
Current employer: Papercutz, Inc Debt-to-income ratio: 8.00%
Length of employment: 4 years Location: New York, NY
       
Home town: Hanover
Current & past employers: Papercutz, Inc
Education: Syracuse University, New York University (NYU)

 

This borrower member posted the following loan description, which has not been verified:

 

This is for the company I am the CEO for: Papercutz. We presently publish such series in comics graphic novels as Nancy Drew, the Hardy Boys and Bionicle with great success. We're expanding most notably with Geronimo Stilton in comics coming this fall. Pre-orders for this new series are the best we've ever had putting our print run at 30,000 for each. You can see more about Papercutz at www.papercutz.com. Right now, however, the expansion is costing us and we are tight and in need of cash to tide us over to that launch. Papercutz has been in business for 4 years and is growing in a field that is growing quickly within publishing. I myself have a good credit rating, very little debt: only a mortgage which is less than 20% of the worth of the home it's on (at present value).

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1985 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $56,283.00 Public Records On File: 0
Revolving Line Utilization: 80.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 412487

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412487

$2,750

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412487. Member loan 412487 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Discovery Communications Debt-to-income ratio: 23.29%
Length of employment: 1 year Location: ALEXANDRIA, VA
       
Home town: Tacoma
Current & past employers: Discovery Communications, Sejersen DPS, Fuel Digital Inc
Education: Rochester Institute of Technology (RIT)

 

This borrower member posted the following loan description, which has not been verified:

 

I am selling my car for a loss to help save money in the long run. This is the beginning of me getting my debt under control and I'm in a 2 car household that uses public transportation 95% of the time so mine is unnecessary and costing me money I don't need to spend. By saving the money of my car and insurance payments this will free up a lot of money to pay off my other debts and move toward a debt free future.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,689.00 Public Records On File: 0
Revolving Line Utilization: 99.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412529

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412529

$12,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412529. Member loan 412529 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Self-employed Debt-to-income ratio: 22.61%
Length of employment: 5 years Location: COLUMBUS, OH
       
Home town: Cleveland
Current & past employers: Self-employed
Education: Case Western Reserve University, School of Law, Universityof Rochester

 

This borrower member posted the following loan description, which has not been verified:

 

I am currently divorcing from a man with poor credit. Accordingly all of the debt is in my name.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,246.00 Public Records On File: 0
Revolving Line Utilization: 53.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 412567

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412567

$8,500

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412567. Member loan 412567 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,289 / month
Current employer: BP America Production Company Debt-to-income ratio: 18.87%
Length of employment: 23 years 9 months Location: McComb, MS
       
Home town: Mccomb
Current & past employers: BP America Production Company
Education: Southwest Community College

 

This borrower member posted the following loan description, which has not been verified:

 

My daughter has been accepted to the Southern Medical Corporation School of Sonography in Baton Rouge Louisiana. This is a private college with tuition costing $13,000.00 Class room computers are also needed for note taking-- My husband and i are both employed with a nice income, however $13,000 in one lump sum is a little difficult. We would greatly appreciate help with this college tuition. We plan on providing the expenses for living. Sincerely, Allen Turnage

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $57,168.00 Public Records On File: 0
Revolving Line Utilization: 16.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 412583

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412583

$5,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412583. Member loan 412583 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: Princeton Animal Hospital Debt-to-income ratio: 19.96%
Length of employment: 4 years 2 months Location: TRENTON, NJ
       
Home town: hamilton
Current & past employers: Princeton Animal Hospital
Education: Mercer County Community College

 

This borrower member posted the following loan description, which has not been verified:

 

will this be a fixed rate or can you change it at any time

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,833.00 Public Records On File: 0
Revolving Line Utilization: 41.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412616

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412616

$10,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412616. Member loan 412616 was requested on June 3, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Electro Industries Debt-to-income ratio: 1.51%
Length of employment: 5 years Location: SAN ANTONIO, TX
       
Home town: Berbice
Current & past employers: Electro Industries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to be free from revolving credit card debt with high interest rates of 23% to 27%. I want to be able to pay off all my debt, knowing in 3 years I can be debt free except for my mortgage.

 

A credit bureau reported the following information about this borrower member on June 3, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,374.00 Public Records On File: 0
Revolving Line Utilization: 74.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412731

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412731

$17,000

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412731. Member loan 412731 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Rotech Healthcare Inc Debt-to-income ratio: 8.13%
Length of employment: 4 years 2 months Location: orlando, FL
       
Home town: Valley Stream
Current & past employers: Rotech Healthcare Inc
Education: Hofstra University

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to pay off my credit cards and not use them anymore.. I am looking to pay this off quickly hopefully within a year. I have a great credit score and i have never missed any payments what so ever. Thank you, Christopher

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,001.00 Public Records On File: 0
Revolving Line Utilization: 3.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412736

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412736

$20,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412736. Member loan 412736 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: State of Texas Health and Human Services Commission Debt-to-income ratio: 13.21%
Length of employment: 1 year 5 months Location: dripping springs, TX
       
Home town: Dripping Springs
Current & past employers: State of Texas Health and Human Services Commission
Education: South Texas College of Law

 

This borrower member posted the following loan description, which has not been verified:

 

I am a solidly employed attorney looking to clean up ex-spouse credit card debt following 2004 divorce. My new husband, also an attorney, and I both work in high-profile legal positions with the state of Texas. We have noticed bank lender rates sky rocketing without regard to our excellent payment histories.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1987 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 22
Revolving Credit Balance: $30,058.00 Public Records On File: 1
Revolving Line Utilization: 73.70% Months Since Last Record: 115
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 412743

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412743

$15,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412743. Member loan 412743 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: The Graduate Center Debt-to-income ratio: 22.73%
Length of employment: 2 years Location: BROOKLYN, NY
       
Home town: New York
Current & past employers: The Graduate Center, Brooklyn College, YAI/National Institute for People with Disabilities
Education: The Graduate Center, City University of New York

 

This borrower member posted the following loan description, which has not been verified:

 

The purpose of this loan is to repair my car which I just bought less than 2 months ago from a dealership. The car was in an accident early last week. It was raining hard about 10 minutes prior, and my car slid on an oil slick and even though I hit the brakes, it wouldn't stop. I had to swerve out of the way but it still ended up hitting the car in front of me in the rear. My car sustained a lot of damage in the front. The person's car (which sustained less damage) is being covered by my insurance, but my insurance company is not fully covering my repair expenses. I need my car to travel to school and for research purposes--I am a PhD student approaching my 3rd year and an autism researcher, and I am also a college lecturer. I am a very careful driver, but in this situation, the accident occurred beyond my control because of the oil on the road. I am in desperate need of help, and my credit history shows that I have been extremely responsible regarding paying bills in the last 5 years. The money obtained will go directly to the cost to repair the car, which is currently in the shop. The car will not be released to me unless I pay the total bill up front, which is estimated at $14,000.00. The parts alone for the front are expensive, and they did reduce the estimate by 15% through negotiation before arriving at this figure. I am asking to please be lenient in considering this unexpected circumstance and expense that I am in. I really appreciate your attention to this matter. Sincerely, Tashana Samuel

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 43
Revolving Credit Balance: $1,707.00 Public Records On File: 2
Revolving Line Utilization: 34.10% Months Since Last Record: 44
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 412756

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412756

$4,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412756. Member loan 412756 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: PEOPLES HEALTH NETWORK Debt-to-income ratio: 16.71%
Length of employment: 7 years 1 month Location: chalmette, LA
       
Home town: new orleans
Current & past employers: PEOPLES HEALTH NETWORK, The Oath of Louisiana
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am needing a loan to help pay debts that I have. I am a very responsible person that will make my payments on a timely manner.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 62
Revolving Credit Balance: $11,346.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 412790

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412790

$16,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412790. Member loan 412790 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: van Dijk Consultants Debt-to-income ratio: 12.03%
Length of employment: 14 years 5 months Location: Pittsburgh, PA
       
Home town: Rotterdam
Current & past employers: van Dijk Consultants
Education: Ashram College

 

This borrower member posted the following loan description, which has not been verified:

 

Expanding our acquisition of unique income producing websites with cross marketing capabilities. Seller is willing to sell website at a multiple of only .76 X cash flow. Monthly NOI around $2,200 Seller will take $20,000 for site. Seller needs cash to start another venture. We own another site that has over a million unique visitors per month that we recently acquired and this immigration (how to site) would be a great cross marketing site for us. More details with respect to our back ground can be supplied upon serious interest in working with us on this and other future projects.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,108.00 Public Records On File: 0
Revolving Line Utilization: 50.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 412805

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412805

$6,200

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412805. Member loan 412805 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Red Dog LLC Debt-to-income ratio: 17.42%
Length of employment: 8 years Location: Rockport, MA
       
Home town: Rockport
Current & past employers: Red Dog LLC, Whole Foods
Education: RI College

 

This borrower member posted the following loan description, which has not been verified:

 

I have been a business owner in the retail / wholesale coffee business for the last 8 years. The "bread and butter" for me has been in the cafe / retail side of the business. We have increased sales in all but one year since opening. Live music, art shows and book sales, sparked an 18% sales growth last year, during some tough economic times. The newest additions to our business are roasting, wholesale and event catering. Along these lines we've decided that the business is in need of a larger truck and I will be purchasing one within a few weeks. I will be trading an existing truck (Citizens Loan $8600) for a larger truck at approximately the same price. My goal is to eliminate high interest debt from three revolving accounts, IE: CitiFinancial, BofA and HSBC, before trading vehicles. The average interest on those cards is 21%. I believe that these accounts have been larger contributors to a mediocre credit score. I am new to this avenue of borrowing. While reading some of the blogging in relation to peer lending, there seemed to be an interesting range of opinion. One that caught my eye was the opinion that only credit challenged folks would opt for this method of financing. I was surprised by that opinion. In my opinion it was refreshing to see an alternative to the traditional bank approach. I'm hoping that in time, this form of lending will only add to the apparent snowballing of localism, community and grassroots momentum, developing in many other endeavors. Please let me know how I can add to this profile. Thanks

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,954.00 Public Records On File: 0
Revolving Line Utilization: 95.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 412835

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412835

$14,400

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412835. Member loan 412835 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: Echostar Communications Debt-to-income ratio: 8.63%
Length of employment: 11 months Location: Aurora, CO
       
Home town: Hyderabad
Current & past employers: Echostar Communications, Gartner
Education: University of Bridgeport, CT, USA

 

This borrower member posted the following loan description, which has not been verified:

 

I was approved for this loan. Due to technical difficulties I am applying for the loan again.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 56
Revolving Credit Balance: $6,023.00 Public Records On File: 0
Revolving Line Utilization: 20.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 412846

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412846

$4,400

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412846. Member loan 412846 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,500 / month
Current employer: battaglia Debt-to-income ratio: 14.09%
Length of employment: 12 years Location: sauk village, IL
       
Home town:
Current & past employers: battaglia, 2545 s archer road
Education: Robert Morris College

 

This borrower member posted the following loan description, which has not been verified:

 

I will be using this loan to payoff i credit card and a small loan, convert it into one montly payment.

 

A credit bureau reported the following information about this borrower member on May 19, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 56
Revolving Credit Balance: $2,759.00 Public Records On File: 0
Revolving Line Utilization: 14.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 412882

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412882

$7,200

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412882. Member loan 412882 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,750 / month
Current employer: Wells Fargo Debt-to-income ratio: 9.17%
Length of employment: 14 years Location: Mound, MN
       
Home town: Boulder
Current & past employers: Wells Fargo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I've managed to pay down over 20K in debt in the past 3 years but now I want it in one payment. (How did I get in that much debt you ask? Ugly divorce.) I have $7200 left and I can hammer that out in the next couple of years. Your help and support would be most appreciated.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,392.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 412999

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

412999

$11,200

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 412999. Member loan 412999 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: Service Management Group Debt-to-income ratio: 16.42%
Length of employment: 3 years 5 months Location: GREENWOOD, MO
       
Home town: Maywood
Current & past employers: Service Management Group, United Services Community Action Agency
Education: Webster University, Pittsburg State University, University of Missouri-Columbia

 

This borrower member posted the following loan description, which has not been verified:

 

I've been paying off all of my credit card payments on time. My Washington Mutual credit card was recently sold to Chase who has super high interest rates. I want to pay it off and make payments at a lower interest rate. I have a solid job and have paid my mortgage and car payments on time for at least 3 years.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,514.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413010

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413010

$25,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413010. Member loan 413010 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $50,000 / month
Current employer: Goldman Sachs Group Debt-to-income ratio: 1.03%
Length of employment: 2 years 1 month Location: Chicago, IL
       
Home town: St. Louis
Current & past employers: Goldman Sachs Group, Lehman Brothers, Bank One, Household International/HSBC
Education: University of Chicago Graduate School of Business, University of Missouri-St Louis, Olivet Nazarene University

 

This borrower member posted the following loan description, which has not been verified:

 

Last year, my brother and I started our own business based in Columbia, MO with two key business units; one line of business provides raw materials for the second line of business. The first business line is a residential/commercial tree, landscaping and lawn service. The second line of business, sells the raw materials acquired by the first line; namely wood fuel, mulch, firewood and also accepts green waste from individual consumers as well as cities and municipalities. You can visit our website at Braikbrothers.com to learn more about our company. We have been growing rapidly but, have found it difficult to access working capital by conventional measures so, decided to give this a try. I have worked in financial services for the past 13 years. I own a significant amount of residential and rural real estate with an average LTV of approximately 60%. My largest real estate holding is 365acres in rural central MO. The property is appraised at roughly $1.1MM (w/a $650k mortgage). Most local lenders are not willing to increase the LTV on this loan with cash out above 65%. My brother was the Controller/CFO of a family owned tree service in St. Louis for 6 years. During this time he gained an enormous amount of practical, hands on experience into how a successful tree service should be run. We have two certified arborists on staff. One of which is eligible to sit for the Master Arborist certification which requires being a certified arborist for at least 6 years. We have grown from 3 full-time employees when we officially began offering services in September of last year and given the demand for our services in Columbia and St. Louis, MO, currently employ 10 full-time employees. With my brother heading up the day-to-day operations, a professional and well-trained staff to complete the work and my ability to provide personal capital and access to further financing I am very bullish on the prospects for our business. As with any new business access to working capital is a key ingredient to success and I am excited by the opportunities this site may provide. I can be contacted via email (jsbraik@yahoo.com) at any time should you require additional information.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 39 Months Since Last Delinquency: 7
Revolving Credit Balance: $26,856.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 413026

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413026

$9,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413026. Member loan 413026 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Robomodo Inc Debt-to-income ratio: 12.71%
Length of employment: 5 months Location: Chicago, IL
       
Home town: Seattle
Current & past employers: Robomodo Inc, Sony, Wizards of the Coast
Education: DigiPen Institute of Technology

 

This borrower member posted the following loan description, which has not been verified:

 

I've had a string of bad luck and big expenses recently, and the only Credit cards I have all have 20%+ APRs. The payments aren't really an issue, but since it will be several months before everything is paid off I am trying to get a lower rate. Events: 1. Recently married, and blew much of my spare liquid assets financing this. I've got three months living expenses in case I lose my job, but not enough to outright pay the costs of the other things listed here. 2. My dog's leg got broken in an accident, and getting it repaired costed substantially more than I thought possible. Most of this money is due to that. http://yfrog.com/5hn290200108286946263j a sad picture of Napoleon at the vet. 3. I was hit by an uninsured driver, and my deducitible was $1000. Additionally I had to replace two tires on my car that weren't covered by my insurance, which ran another $500.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,641.00 Public Records On File: 0
Revolving Line Utilization: 55.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 413036

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413036

$9,200

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413036. Member loan 413036 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: North County Vending Debt-to-income ratio: 20.69%
Length of employment: 2 years 6 months Location: NORTH LAS VEGAS, NV
       
Home town: Sacramento
Current & past employers: North County Vending, Blockbuster Video
Education: Sierra College

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking for a loan to consolidate my debt that I have with four major credit cards. Any help would be greatly appreciated

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,473.00 Public Records On File: 0
Revolving Line Utilization: 50.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413040

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413040

$5,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413040. Member loan 413040 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: John Wiley & Sons Inc Debt-to-income ratio: 6.40%
Length of employment: 7 years Location: Newburgh, NY
       
Home town:
Current & past employers: John Wiley & Sons Inc
Education: Howard University

 

This borrower member posted the following loan description, which has not been verified:

 

I'm asking for up to $12,000 to renovate and prepare one unit in my two-family home for rental. My renovation plans include: new kitchen cabinets and counters; new bathroom tile; new hardwood floor; new finished basement area to be used as storage; Unfortunately, home equity is not enough to complete project. I live in the top unit of the two-family house and plan to use rental income toward paying off the loan and home maintenance expenses.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1991 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 37
Revolving Credit Balance: $731.00 Public Records On File: 0
Revolving Line Utilization: 14.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 413070

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413070

$3,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413070. Member loan 413070 was requested on June 4, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,600 / month
Current employer: Liberty Plaza Debt-to-income ratio: 7.35%
Length of employment: 2 years 10 months Location: Oakley, CA
       
Home town: Oakland
Current & past employers: Liberty Plaza
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I've been working on paying off my credit card debt for the last couple of years. Since I have automated minimum payments set up for the credit cards with a balance and I also automate other payments out of my checking account, I often find myself having a hard time gauging how much money I have available. My account has been overdrawn on occasion. This loan will allow me to pay off several cards and allow me some leeway with my monthly budgeting. In turn, this should allow me to expand my emergency fund faster and more effectively. Thanks for taking the time to read this.

 

A credit bureau reported the following information about this borrower member on June 4, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 39
Revolving Credit Balance: $2,572.00 Public Records On File: 0
Revolving Line Utilization: 30.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413227

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413227

$3,250

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413227. Member loan 413227 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,917 / month
Current employer: Diebold Debt-to-income ratio: 23.65%
Length of employment: 5 years 6 months Location: Canton, OH
       
Home town: Canton
Current & past employers: Diebold
Education: Thompson Institute, foley belsaw, Cleveland institute of electronics

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to pay off my school and all my curent bills. I work full time and go to school full time. I live a lone and I am trying to lower the stress in my life. When I was younger I had a problem with credit cards and it messed up my credit. I am much older and wiser and looking for good people to help me in turn I will return the favor. thank you

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $545.00 Public Records On File: 2
Revolving Line Utilization: 90.80% Months Since Last Record: 40
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 413229

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413229

$15,000

17.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413229. Member loan 413229 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,000 / month
Current employer: Novartis pharmaceuticals Debt-to-income ratio: 9.49%
Length of employment: 3 months Location: Randolph, NJ
       
Home town:
Current & past employers: Novartis pharmaceuticals
Education: Hacettepe University Medicine

 

This borrower member posted the following loan description, which has not been verified:

 

Dear Sir, Madame, I want to consolidate my depths. Appreciate your help. Regards, Alaaddin

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 46
Revolving Credit Balance: $12,108.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413237

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413237

$6,000

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413237. Member loan 413237 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Luminant Debt-to-income ratio: 6.62%
Length of employment: 15 years Location: GRANBURY, TX
       
Home town:
Current & past employers: Luminant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Septic will be installed by licensed personnel

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,104.00 Public Records On File: 0
Revolving Line Utilization: 29.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413254

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413254

$2,400

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413254. Member loan 413254 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: toolbank Debt-to-income ratio: 24.39%
Length of employment: 5 years Location: ATLANTA, GA
       
Home town: montgomery
Current & past employers: toolbank, ToolBank
Education: University of Alabama

 

This borrower member posted the following loan description, which has not been verified:

 

Thank you for considering me for this loan. I am committed to paying down my debt!

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,430.00 Public Records On File: 0
Revolving Line Utilization: 63.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 413261

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413261

$9,600

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413261. Member loan 413261 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Scott and White Hospital Debt-to-income ratio: 15.21%
Length of employment: 1 year Location: JARRELL, TX
       
Home town: Glendale
Current & past employers: Scott and White Hospital, Older Adult Services, Clinical Social Worker for Parkinson's Patients, Floral Designer
Education: MSW - California State University-San Bernardino (CSUSB), BA - Psych -Azusa Pacific University, Citrus College, Mt. San Antonio College - Floral Design, Texas A & M University System Health Science Center

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to consolidate debt and pay for home repairs.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 53
Revolving Credit Balance: $6,376.00 Public Records On File: 1
Revolving Line Utilization: 18.90% Months Since Last Record: 39
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 413305

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413305

$6,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413305. Member loan 413305 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: Bank of America Debt-to-income ratio: 5.28%
Length of employment: 1 month Location: GARLAND, TX
       
Home town:
Current & past employers: Bank of America
Education: Texas A & M University at College Station

 

This borrower member posted the following loan description, which has not been verified:

 

I just graduated from Texas A&M University, and have accumulated credit card debt during the years. I am planning on paying back my loan within a 1-2 year period. I plan on paying back the loan with my salary I will be receiving from my new job at Bank of America.I am very reliable , and have paid my credit cards on time for over 5 years. Thanks, Kirubel Getachew

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,245.00 Public Records On File: 0
Revolving Line Utilization: 33.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 413360

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413360

$15,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413360. Member loan 413360 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: Kernel Investments Debt-to-income ratio: 7.71%
Length of employment: 2 years Location: Irvine, CA
       
Home town: Taipei
Current & past employers: Kernel Investments
Education: California State University-Fullerton (CSUF)

 

This borrower member posted the following loan description, which has not been verified:

 

Hi my name is Jennifer. I am an importer of fashion accessories and it???s time to bring in more inventory! I have orders I need to fill by August and not enough money to fund the purchase from the factory. I have excellent credit and experience doing this and I am in need of working capital. I have a good profit margin and solid buyers and I rather use Lending Club than any credit card offer since they like to be tricky. Ask me anything you???d like to know and feel good about investing in a good opportunity.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $133,363.00 Public Records On File: 0
Revolving Line Utilization: 0.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 413392

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413392

$9,500

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413392. Member loan 413392 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Wilmington Paper Debt-to-income ratio: 7.14%
Length of employment: 5 years 7 months Location: LINCOLN PARK, NJ
       
Home town: Westwood
Current & past employers: Wilmington Paper, Calvary Temple of Wayne NJ
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Thanks! Iam a very responsible person who always pays her bills & on time.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,928.00 Public Records On File: 0
Revolving Line Utilization: 28.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 413428

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413428

$4,000

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413428. Member loan 413428 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,050 / month
Current employer: n/a Debt-to-income ratio: 3.62%
Length of employment: n/a Location: San Diego, CA
       
Home town: Huntington Beach
Current & past employers: UCSD International Center, Ebanista, Inc, Genisys Financial
Education: University of California-San Diego (UCSD)

 

This borrower member posted the following loan description, which has not been verified:

 

To cover educational expenses not covered by the amount allotted by my FAFSA.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: 53
Revolving Credit Balance: $358.00 Public Records On File: 0
Revolving Line Utilization: 51.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 413432

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413432

$5,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413432. Member loan 413432 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,333 / month
Current employer: University of Texas at Austin Debt-to-income ratio: 1.13%
Length of employment: 1 year Location: AUSTIN, TX
       
Home town: Milwaukee
Current & past employers: University of Texas at Austin
Education: University of Wisconsin-Eau Claire, The University of Texas at Austin

 

This borrower member posted the following loan description, which has not been verified:

 

My name is Ashley Ritter and I am a graduate student at the University of Texas. While I am a fully funded student (with an income of about 20,000), I am not paid during the summer months. In our current economy I have found it more difficult than expected to find a summer job, and need to make ends meet. I pay all my bills on time and will have ample income starting in the school year to make all my payments without a problem.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $945.00 Public Records On File: 0
Revolving Line Utilization: 12.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 413452

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413452

$25,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413452. Member loan 413452 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $25,000 / month
Current employer: Interactive Data Corporation Debt-to-income ratio: 1.48%
Length of employment: 9 years Location: beechhurst, NY
       
Home town: Palermo
Current & past employers: Interactive Data Corporation
Education: Pace University-New York

 

This borrower member posted the following loan description, which has not been verified:

 

I am interested in 12 to 18month loan for up to $25,000 to finish up some home improvements. My credit rating is in the high seven hundred range.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 13
Revolving Credit Balance: $28,367.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 413454

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413454

$6,000

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413454. Member loan 413454 was requested on June 5, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: IBM Debt-to-income ratio: 9.61%
Length of employment: 10 years 5 months Location: Austin, TX
       
Home town: New York
Current & past employers: IBM, Computer Associates (CA)
Education: Hofstra University

 

This borrower member posted the following loan description, which has not been verified:

 

My FICO score Equifax FICO?? score: 751 On June 2, 2009 My Transunion score: 729 On June 2, 2009 MY score is above the average score of U.S. consumers and demonstrates to lenders that you are a very dependable borrower. Based on my scores I am looking for the lowest interest rate possible to borrow $6000.00 for elective surgery. Although I do have the money in savings to pay for my surgery I would like to keep my cash on had. I have 28 years of credit history. I'd like to see what my different options are depending on the length of the loan.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1981 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,306.00 Public Records On File: 0
Revolving Line Utilization: 28.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 413556

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413556

$2,500

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413556. Member loan 413556 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,417 / month
Current employer: City of Billings Debt-to-income ratio: 13.76%
Length of employment: 10 years 7 months Location: billings, MT
       
Home town: longview
Current & past employers: City of Billings, Yellowstone County, Montana
Education: Harding University; South Texas College of Law

 

This borrower member posted the following loan description, which has not been verified:

 

Responsible, reliable, advanced degreed professional with a secure long term employment position needs short term loan to pay hospital diagnostic bills that health insurance will not fully pay.

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1980 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 29
Revolving Credit Balance: $45,304.00 Public Records On File: 0
Revolving Line Utilization: 96.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 413628

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413628

$3,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413628. Member loan 413628 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: Medical Staffing Network Debt-to-income ratio: 7.55%
Length of employment: 4 years Location: Elizabeth, PA
       
Home town: Elizabeth
Current & past employers: Medical Staffing Network, Mercy Hospital of Pittsburgh, Pa
Education: Pennsylvania State University

 

This borrower member posted the following loan description, which has not been verified:

 

Would like to pay off high interest credit card debt, approximately 3000 and put glass block windows in my basement

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1978 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,245.00 Public Records On File: 1
Revolving Line Utilization: 11.50% Months Since Last Record: 87
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 413655

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413655

$6,400

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413655. Member loan 413655 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,766 / month
Current employer: Atlantic General Hospital Debt-to-income ratio: 1.57%
Length of employment: 5 years 3 months Location: OCEAN CITY, MD
       
Home town: Downingtown
Current & past employers: Atlantic General Hospital, Fish Tales Bar and Grill, Chili's, Perkins Family Restaurant
Education: Shippensburg University of Pennsylvania, Salisbury University, Wor-Wic Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I have been a Registered Nurse for five years and live in Ocean City MD. I have had a boat slip for two years but no boat! I have found my dream vehicle under unfortunate circumstances. A local woman was recently diagnosed with cancer and she has to sell her "dream boat" and I just happened to be looking. Her 2000, 20 foot Yamaha sport boat is quite a beauty, well maintained and seldom used due to her illness. I am sure the woman and her husband could use the sale proceeds for medical expenses. Last year I obtained the Maryland Safe Boaters certification. I earned my BSN degree from a local university with the help of the Lions Club scholarship and work full time at the local hospital. I financed a car three years ago through Lending Tree and successfully paid the loan in one year. I recently had minor surgery and was able to finance through Capital One Medical Loans and this loan was also paid back in one year. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,521.00 Public Records On File: 0
Revolving Line Utilization: 10.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413663

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413663

$2,400

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413663. Member loan 413663 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: indigo delivery services Debt-to-income ratio: 1.05%
Length of employment: 10 years Location: north bergen, NJ
       
Home town: santiago
Current & past employers: indigo delivery services, aztec
Education: itesa

 

This borrower member posted the following loan description, which has not been verified:

 

Hi the reason I'm requesting this money is to consolidate my credit cards at a better rate, in order to become debt free. Thank you for your interest.

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,229.00 Public Records On File: 3
Revolving Line Utilization: 30.00% Months Since Last Record: 25
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 413717

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413717

$9,200

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413717. Member loan 413717 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,042 / month
Current employer: Holiday Retirement Company Debt-to-income ratio: 14.37%
Length of employment: 1 year 1 month Location: Portland, OR
       
Home town: Clatskanie
Current & past employers: Holiday Retirement Company
Education: Washington State University

 

This borrower member posted the following loan description, which has not been verified:

 

I have about 25,000 in student loans, and about 20,000 in credit card debt that accrued during college. College was tough for me, I had a long commute and worked full time in the process. I need help to consolidate all my credit card bills into one bill that I can pay off as quickly as possible. I can get loans through banks, but never enough to cover all of the balances, they will only approve 5,000 or 10,000, which doesn't help. I have a good solid job with a reputable company as a staff accountant now. Over 1 year with the company now. My credit is good. With current interest rates, my debt is diminishing at the rate of a crawl. Please help me consolidate this mess with a lower rate. Thank you.

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 17
Revolving Credit Balance: $18,653.00 Public Records On File: 0
Revolving Line Utilization: 58.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413725

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413725

$10,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413725. Member loan 413725 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Mendota Insurance Company Debt-to-income ratio: 24.47%
Length of employment: 2 years Location: Minneapolis, MN
       
Home town: Waupun
Current & past employers: Mendota Insurance Company, Macy's Inc.
Education: University of Minnesota-Twin Cities

 

This borrower member posted the following loan description, which has not been verified:

 

Dear Lenders, I can make no excuse for the amount of credit card debt I have. I simply was not budgeting myself well right out of college, and I did not realize how far into debt I was getting myself into. I now have more income and am more responsible. While I can usually make more than the minimum payments, the interest rates are so high, I barely make a dent in my debt. Without this loan, I will not be debt free for at least 5 years, and my savings will suffer as a result. My debt is spread out over 3 high interest credit cards. If I could consolidate my debt into one payment, it would be much more manageable. I always pay my bills on time, and I now have a working budget, so I am not adding to the debt I have. I am a safe investment for you. Thank you for considering me as a borrower.

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 20
Revolving Credit Balance: $10,193.00 Public Records On File: 0
Revolving Line Utilization: 44.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413731

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413731

$6,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413731. Member loan 413731 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,721 / month
Current employer: BRPH Architects and Engineers Debt-to-income ratio: 12.57%
Length of employment: 4 years 2 months Location: Melbourne Beach, FL
       
Home town: East Patchogue
Current & past employers: BRPH Architects and Engineers, Vanderweil Engineers
Education: Lafayette College, SUNY at Stony Brook

 

This borrower member posted the following loan description, which has not been verified:

 

I want to consolidate debt and free up money for going back to school. My employer offers tuition reimbursement, but I need money upfront. I've already been accepted in a BS Mechanical Engineering program as a Senior and will start this fall. Thanks.

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 23
Revolving Credit Balance: $17,133.00 Public Records On File: 0
Revolving Line Utilization: 66.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 413761

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413761

$2,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413761. Member loan 413761 was requested on June 7, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,417 / month
Current employer: T and D Flooring Inc. Debt-to-income ratio: 15.39%
Length of employment: 1 year Location: LAKELAND, FL
       
Home town: Lakeland
Current & past employers: T and D Flooring Inc., Rapid Surveying Inc., Global Surveying P.A.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I've never missed a payment on any other loan, card, or bill that I have ever had.

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $604.00 Public Records On File: 0
Revolving Line Utilization: 30.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 413777

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413777

$14,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413777. Member loan 413777 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Papa Architect P.c. Debt-to-income ratio: 16.80%
Length of employment: 1 year 2 months Location: STATEN ISLAND, NY
       
Home town: Staten Island
Current & past employers: Papa Architect P.c., Reimans Hardware
Education: New York Institute of Technology-Manhattan Campus

 

This borrower member posted the following loan description, which has not been verified:

 

My interest has hit 18% to 21% per card. I feel with a loan of 13% I will be saving hundreds each year and put a time on when I will be debt free. It will also be easier to make one payment instead of four.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,286.00 Public Records On File: 0
Revolving Line Utilization: 41.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 413783

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413783

$2,000

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413783. Member loan 413783 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,250 / month
Current employer: Temple University Hospital Debt-to-income ratio: 1.28%
Length of employment: n/a Location: Philadelphia, PA
       
Home town:
Current & past employers: Temple University Hospital
Education: Temple University

 

This borrower member posted the following loan description, which has not been verified:

 

Dear Sir, I need a loan to finance a used car through a dealership in Shillington, PA. We went to the dealership, test drove the car and had it checked with a qualified mechanic. Everything seems to be fine, but the financing is an issue. I only have about $1500 in my bank and the car is worth $7800 (after tax and tags). We presently have an old car, but it is insufficient for me and my parents. I am a Health Information Management Student at Temple University, Philadelphia. I work part time for 15 hours/week at Temple University Hospital during regular semester. I had been working full time since my summer vacation started and plan to work full time until college reopens in September. Right now I have trouble commuting from work to home, because I have to take 2 buses and a train to reach my college while my parents manage with the one car. I am capable of paying $250/month towards this car loan. I would be grateful if you could lend me some money, I promise to pay it off within the required time frame with interest.

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,658.00 Public Records On File: 0
Revolving Line Utilization: 10.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 413802

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413802

$8,500

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413802. Member loan 413802 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: OCHS Debt-to-income ratio: 18.65%
Length of employment: 5 months Location: WESTMINSTER, CA
       
Home town: Torrance
Current & past employers: OCHS, Boeing Company, Enterprise Rent-A-Car
Education: ITT Technical Institute

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking for a loan to consolidate my debt. I have about $5,000 in CC debt, $3,000 in Car loan and $5,000 on recent medical bill. Rather shorten my payments by consolidating my higher interest cards Thank you. I have excellent credit, checked my credit score yesterday and it was at 768

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 45
Revolving Credit Balance: $8,730.00 Public Records On File: 0
Revolving Line Utilization: 79.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 413809

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413809

$5,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413809. Member loan 413809 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,583 / month
Current employer: Jamba Juice Company Debt-to-income ratio: 6.56%
Length of employment: 2 years 5 months Location: Emeryville, CA
       
Home town: Stevens Point
Current & past employers: Jamba Juice Company, SalePoint, Inc. - San Diego, Ca
Education: University of Wisconsin - Stevens Point

 

This borrower member posted the following loan description, which has not been verified:

 

I own a home in Thailand where my wife is currently living. We wish to remodel the bathroon and kitchen.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1987 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,226.00 Public Records On File: 0
Revolving Line Utilization: 49.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413818

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413818

$8,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413818. Member loan 413818 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,833 / month
Current employer: NorthPoint Lending Group, Inc. Debt-to-income ratio: 7.91%
Length of employment: 19 years Location: Glenview, IL
       
Home town: Evanston
Current & past employers: NorthPoint Lending Group, Inc.
Education: Southern Illinois University-Carbondale

 

This borrower member posted the following loan description, which has not been verified:

 

Have a few credit cards with rates that have recently been raised by the credit card companies. They are taking advantage of me even though all my payments have been on time. I'm looking to get out of the credit cvards and set up an installment loan of principle and interest to gradually payy off that debt. I have cash reserves which I can use to pay the debt but wish to keep these funds liquid in the event of an emergency. I am a good risk.

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $288,037.00 Public Records On File: 0
Revolving Line Utilization: 74.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 413830

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413830

$17,500

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413830. Member loan 413830 was requested on June 6, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Arthur Jackson Co Debt-to-income ratio: 9.35%
Length of employment: 3 years 2 months Location: Philadelphia, PA
       
Home town: maracaibo
Current & past employers: Arthur Jackson Co
Education: Saint Joseph's University

 

This borrower member posted the following loan description, which has not been verified:

 

I will pay credit cards and auto loan balances.

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,412.00 Public Records On File: 1
Revolving Line Utilization: 65.30% Months Since Last Record: 117
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413858

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413858

$9,600

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413858. Member loan 413858 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $1,167 / month
Current employer: chhoung nam Debt-to-income ratio: 3.43%
Length of employment: 5 years 8 months Location: upper darby, PA
       
Home town: phnom penh
Current & past employers: chhoung nam, ryan ly
Education: pennstate

 

This borrower member posted the following loan description, which has not been verified:

 

looking to buy from pravite seller. need loan of 8000

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,029.00 Public Records On File: 0
Revolving Line Utilization: 27.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 413906

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413906

$4,700

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413906. Member loan 413906 was requested on June 7, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: USA Compression Debt-to-income ratio: 16.44%
Length of employment: n/a Location: Westland, PA
       
Home town: Meadville
Current & past employers: USA Compression, CSI Industries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

i would like to get two of my credit cards both with 2000 each, and also my wifes credit card with 650 on it all on one payment and also get some type of better interest rate.

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,141.00 Public Records On File: 0
Revolving Line Utilization: 36.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 413964

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413964

$4,000

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413964. Member loan 413964 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,125 / month
Current employer: Yokohama Tire Corporation Debt-to-income ratio: 18.15%
Length of employment: 1 year 4 months Location: COSTA MESA, CA
       
Home town: Toledo
Current & past employers: Yokohama Tire Corporation, Balboa Capital Corporation
Education: University of Toledo

 

This borrower member posted the following loan description, which has not been verified:

 

The purpose of the loan is to finance a purchase of gold and silver bullion as a personal investment. Of my personal debt, approx 50% accumulated over a period of 3 years as cash contributions to my business, which failed and was dissolved in 2008. The balance represents a down payment for a car and personal purchases. The rates are low, at 4.99% for the largest and smallest balances, and 9.99% for the middle balance. They are consolidated from other cards, and my credit card companies have been diligently lowering my credit limits to match my balances as I pay them off. My credit is clean, with no history of late pays. A loan term of no more than 36 months would be preferable.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,885.00 Public Records On File: 0
Revolving Line Utilization: 34.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 413968

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413968

$6,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413968. Member loan 413968 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Game Change Ventures Debt-to-income ratio: 2.35%
Length of employment: 2 months Location: Tucson, AZ
       
Home town: Danville
Current & past employers: Game Change Ventures
Education: Arizona State University

 

This borrower member posted the following loan description, which has not been verified:

 

Hello and thank you for viewing my listing! I am a trustworthy borrower with a strong credit history, fully capable of repaying this loan. I am seeking a loan to fund additional travel and operational expenses related to my startup consulting business, as I will be doing a lot of traveling in the coming months to meet with clients and investors that will fuel the growth of the business. My company helps entrepreneurs get their companies up and running, market their new companies using social media, form strategic partnerships and secure investment capital from angel investors and venture capitalists. I am an experienced entrepreneur who has launched 6 companies, received numerous awards and have been featured in many national publications for my entrepreneurial efforts. I am fully up to date on all payments on any existing credit cards, do not have any fixed auto or mortgage loans to worry about and always pay my debts on time. During my entire credit history, the only late payments I have ever had were a small cable bill and a very small eye doctor bill (both totaling less than $100), that went unpaid for a while because I had moved and did not receive notification that these bills were unpaid until they were already past due. I am a very responsible borrower and take my debt obligations seriously. Thanks again and I look forward to working together!

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,897.00 Public Records On File: 0
Revolving Line Utilization: 71.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413978

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413978

$21,000

16.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413978. Member loan 413978 was requested on June 7, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: Verizon Business Debt-to-income ratio: 13.61%
Length of employment: 10 years Location: COLUMBIA, MD
       
Home town: Landstuhl
Current & past employers: Verizon Business, United States Air Force
Education: University of Maryland-University College

 

This borrower member posted the following loan description, which has not been verified:

 

Looking to roll all my debt into one monthly payment. I am currently an employee with Verizon Business as an Engineer and has been with the company for 10 years.

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 24
Revolving Credit Balance: $9,090.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 413989

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413989

$25,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413989. Member loan 413989 was requested on June 7, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $26,000 / month
Current employer: Johnson's Service Group Debt-to-income ratio: 4.40%
Length of employment: 4 years Location: Irving, TX
       
Home town: Glendale
Current & past employers: Johnson's Service Group, Butler Internationa
Education: Boalt Hall School of Law, UC Berkeley

 

This borrower member posted the following loan description, which has not been verified:

 

I am in need of cash to put down on a purchase of an appartment with huge retures, maybe oppourtunity of a lifetime and can possibly. Due to the current economic condition the seller is lowering they price by 7 million in order to liquidate their assets and we are looking to raise the down payment. This is an instant yield and value play. I am trying to ge to $200K and anything will help. I need this within 15 to 20 days. Interest rate is no issue at this time. I need to get into this deal no matter what. Thanks

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $41,599.00 Public Records On File: 0
Revolving Line Utilization: 26.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 413990

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413990

$8,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413990. Member loan 413990 was requested on June 7, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Northwest Acc Dist. Debt-to-income ratio: 6.88%
Length of employment: 3 years 3 months Location: Auburn, WA
       
Home town:
Current & past employers: Northwest Acc Dist.
Education: Renton Technical College, Rockwell Institute

 

This borrower member posted the following loan description, which has not been verified:

 

Hi there! The purpose of my request is to allow for consolidation of my existing debt. The amount I am requesting will be used to payoff balances and consolidate to one payment as it would be a lot easier to manage and pay down faster as a whole. I am a great candidate for this loan because I have excellent repayment history (never late), established credit history (11 years), a good credit score, gainfully employed and also have a side business. I have used my credit responsibly and would like to paydown my balances as I look to the future. I would rather go with peer to peer lending as I believe the interest rates are better. Also, I would rather give back to individual investors than banks because I now believe this is a better way to do business.

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,760.00 Public Records On File: 0
Revolving Line Utilization: 66.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414021

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414021

$6,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414021. Member loan 414021 was requested on June 7, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Retired Debt-to-income ratio: 22.03%
Length of employment: 6 years Location: Leesburg, VA
       
Home town:
Current & past employers: Retired
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

None

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1978 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $58,780.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414047

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414047

$7,600

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414047. Member loan 414047 was requested on June 7, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: University of Texas San ANtonio Debt-to-income ratio: 2.08%
Length of employment: 1 year Location: SAN ANTONIO, TX
       
Home town:
Current & past employers: University of Texas San ANtonio, University of Illinois at Chicago, Georgia Institute of Technology
Education: Georgia Institute of Technology

 

This borrower member posted the following loan description, which has not been verified:

 

My financial situation is very stable. My monthly bills (including minimum debt payments) consume less than 70% of my net income. I don't have car payments. My only debts are 9 different credit card accounts that I want to consolidate in a single loan. I am a professor at a university, which offers above average job security. My credit score is 711. My credit card debts were qcuired during graduate school. I no longer use credit for anything. I want to maximise my cash flow in order to save for a house down payment. Hence, the refinancing of my debt.

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,763.00 Public Records On File: 0
Revolving Line Utilization: 25.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414048

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414048

$15,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414048. Member loan 414048 was requested on June 7, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: self Debt-to-income ratio: 3.05%
Length of employment: 4 years 8 months Location: Madison, WI
       
Home town: Menomonie, WI/Minneapolis
Current & past employers: self, Goblin Fern Press, BestMark Inc., Victorian Gardens, The Greener Side, Metro Video Productions, self - house cleaning in New York and Virginia 1996-1998, Colonial Williamsburg, Protemps, Byrnes Message Bureau
Education: University of Wisconsin-Eau Claire, University of Arizona, Madison Area Technical College

 

This borrower member posted the following loan description, which has not been verified:

 

Thank you so much for investing in me! I'm a single, full-time, sole-parenting mom of a young son, unexpectedly divorced and struggling. In order to have as much time as possible with him, I clean houses. But now that he's in grade school, I need to start something new, something better. I have several business ideas but no financial room to do anything other than survive week to week. And in this economy, that's getting more and more difficult to do. With this loan, I'll have the breathing room in my finances to get credit cards paid off, set aside an emergency fund and start my new business(es). I'm so excited! Again, thank you for helping to make our lives easier while I work to make our lives better. Sara

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,690.00 Public Records On File: 0
Revolving Line Utilization: 34.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414069

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414069

$4,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414069. Member loan 414069 was requested on June 7, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,432 / month
Current employer: beyer farms inc. Debt-to-income ratio: 0.99%
Length of employment: 8 years 4 months Location: VALLEY STREAM, NY
       
Home town: Brooklyn
Current & past employers: beyer farms inc.
Education: Touro College

 

This borrower member posted the following loan description, which has not been verified:

 

I will be very greatfull to you if you can please help my dream wedding come true. I have worked at the same company for alittle more than 8 years and will make sure i will pay you on a time every month to pay off this loan as quickly as possible. Thank You sooo much for giving me a chance to hear me out.

 

A credit bureau reported the following information about this borrower member on June 7, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 33
Revolving Credit Balance: $107.00 Public Records On File: 0
Revolving Line Utilization: 0.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414110

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414110

$1,700

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414110. Member loan 414110 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,167 / month
Current employer: Ryan Alternative Staffing Debt-to-income ratio: 10.11%
Length of employment: 9 months Location: boardman, OH
       
Home town: Phoenix
Current & past employers: Ryan Alternative Staffing, Steel Valley Signs, PetSmart
Education: DeVry University- Arizona, DeVry University - Ohio

 

This borrower member posted the following loan description, which has not been verified:

 

I am a 31 year old college student seeking a degree in Computer Information Systems with a focus on Electronic Medical Record and Health Care Systems. I am currently a College Junior with less than 40 credit hours left to complete in order to graduate. I am currently an intern for GBS corp and work in the development and customer support for NextGen medical record software. I plan on using this loan to expedite my last three semesters at DeVry University, by covering the added cost of additional credit hours. I plan on using the loan to purchase additional software, hardware, books, and supplies that will be necessary to complete senior level projects and classes. I believe I am a good candidate for this loan, because I am employed and have a strong desire to build and maintain a high credit rating. I also believe I am a good candidate because of the potential first year earnings that my degree will yield. I am applying for this loan, because my current lender no longer offers private student loans for DeVry University.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 35
Revolving Credit Balance: $2,246.00 Public Records On File: 0
Revolving Line Utilization: 97.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 414112

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414112

$3,200

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414112. Member loan 414112 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: n/a Debt-to-income ratio: 7.51%
Length of employment: n/a Location: Bellevue, WA
       
Home town:
Current & past employers: Espresso Liquidators of Seattle, Harbour Entries, LLC, Microsoft via Volt Technical, KSTW CW11 Television
Education: University of Washington at Seattle

 

This borrower member posted the following loan description, which has not been verified:

 

We need to build out a space to put in a coffee shop. We own our major equipment and have consultants on our team that have experience in the industry and have built multiple shops of their own. The space right now lacks power and needs a overhaul to give it a clean look. This space is located in a busy diverse neighborhood of Seattle, near a college with lots of young adults and professionals walking by to their destination. It is also located next to a bus stop. With the equipment capable of producing 100 lattes approx/hr, we expect to grow a daily following over the first few months of "on the go" commuters. Or also just make it a fun place to spend time for our customers. With the 20+ years of experience and knowledge our consultants have, we expect the return in this location to pay the lender(s) back in good time.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $997.00 Public Records On File: 0
Revolving Line Utilization: 24.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414145

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414145

$21,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414145. Member loan 414145 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: Republice Airways, Shuttle America Debt-to-income ratio: 11.95%
Length of employment: 5 years 6 months Location: Pickerington, OH
       
Home town: Denver
Current & past employers: Republice Airways, Shuttle America, The Childrens Hospital of Denver, Great Lakes Airlines, Aircastle International Jet Charter
Education: University of North Dakota, Metropolitan State College of Denver

 

This borrower member posted the following loan description, which has not been verified:

 

I have a three year old beautiful home. I love upgrading and making my home my life. It has become a true hobby. My next task is to finish the basement. To do this the right way and to not drag the project on for years, I need help with funding the project.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,395.00 Public Records On File: 0
Revolving Line Utilization: 40.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 414162

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414162

$4,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414162. Member loan 414162 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Dialight Corporation Debt-to-income ratio: 13.60%
Length of employment: 6 months Location: Bradley Beach, NJ
       
Home town: Boston
Current & past employers: Dialight Corporation, Department of Commerce (DOC), Romney for President Inc.
Education: Wheaton College-Norton

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to consolidate high interest credit card debt into one monthly payment.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,318.00 Public Records On File: 0
Revolving Line Utilization: 86.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 414165

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414165

$10,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414165. Member loan 414165 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,267 / month
Current employer: Pecan Deluxe Debt-to-income ratio: 6.40%
Length of employment: 7 years 6 months Location: DALLAS, TX
       
Home town: Dallas
Current & past employers: Pecan Deluxe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have great credit. NEVER A LATE PAYMENT in my life. My highest interest rate ever on a car loan was 5.85% so I am also familiar with those. Give me a chance, that's all I need.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,513.00 Public Records On File: 0
Revolving Line Utilization: 5.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 414189

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414189

$13,500

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414189. Member loan 414189 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Clean Harbors Debt-to-income ratio: 9.18%
Length of employment: 6 years 2 months Location: HAMPTON, VA
       
Home town: Hampton
Current & past employers: Clean Harbors
Education: Thomas Nelson Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Chase bought my Washington Mutual account and raised my rate! I just want a three year loan to just pay off the account with a lower rate than 14%

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,075.00 Public Records On File: 0
Revolving Line Utilization: 57.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414203

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414203

$3,400

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414203. Member loan 414203 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: gibson guitar Debt-to-income ratio: 13.31%
Length of employment: 2 years 6 months Location: AUSTIN, TX
       
Home town: Conroe
Current & past employers: gibson guitar, Entercom Radio
Education: Texas State University-San Marcos

 

This borrower member posted the following loan description, which has not been verified:

 

I need this loan to further my education in the business world. I am a college graduate and just getting some specialty certifications so I can take the next step in my career.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,474.00 Public Records On File: 0
Revolving Line Utilization: 63.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 414231

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414231

$6,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414231. Member loan 414231 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,708 / month
Current employer: Sabritec Debt-to-income ratio: 3.63%
Length of employment: 1 year 6 months Location: IRVINE, CA
       
Home town: Stockton/Union City
Current & past employers: Sabritec, Alcon, New United Motors Manufacturing
Education: Cal Poly, San Luis Obispo

 

This borrower member posted the following loan description, which has not been verified:

 

Since I cannot get approved for a motorcycle loan through any banks for silly reasons (one said I didn't have any history for motorcyle loans? And another didn't like how I have 3 student loans opened, 1 is mine and two is for my little brother who i am a co-signer of). My credit score is 739! I have a stable job and make $68K a year, and can definitely afford a motorcycle, but after taxes and paying rent and bills, I can't afford to spend $5000 all once to purchase a motorcycle. I have $500-1000 extra each month that I put away for a rainy day. I found a really nice bike for around $5000 that I would like to purchase (i took out the loan for a little more to cover registration fees and a motorcycle safety class and riding gear). I have a car but I would like to buy a bike to cope with the stressful commute I make to work. Plus i've always wanted a bike! =) So I am hoping you guys can help me out! I will be definitely be able to pay off the loan in 24 months, if not even sooner. Please help me out! I will gladly answer any questions. Thanks for your help in advance!

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $508.00 Public Records On File: 0
Revolving Line Utilization: 6.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414233

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414233

$4,800

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414233. Member loan 414233 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Shelby County Commission Debt-to-income ratio: 15.32%
Length of employment: 2 years 3 months Location: Birmingham, AL
       
Home town: Birmingham
Current & past employers: Shelby County Commission, Wattstopper/ Legrand North America
Education: Auburn University Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

Seeking to pay-off credit card & replace with installment loan at attractive rate.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 52
Revolving Credit Balance: $52,275.00 Public Records On File: 0
Revolving Line Utilization: 33.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414320

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414320

$6,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414320. Member loan 414320 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: W South Beach Debt-to-income ratio: 9.81%
Length of employment: 2 years 6 months Location: Miami, FL
       
Home town:
Current & past employers: W South Beach
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Personal loan/consolidation of bills

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $147.00 Public Records On File: 0
Revolving Line Utilization: 2.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414326

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414326

$7,200

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414326. Member loan 414326 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Raven Industries Debt-to-income ratio: 15.56%
Length of employment: 1 year 6 months Location: Sioux Falls, SD
       
Home town: Santa Cruz
Current & past employers: Raven Industries
Education: Texas State University-San Marcos

 

This borrower member posted the following loan description, which has not been verified:

 

I have recently started my own business called Clarence and Alphie's Shaved Ice on a small budget via a personal loan through my bank, minimal credit card usage, a loan from a family member, and my own savings. Though the business is currently up and running, I am interested in consolidating all of my loans and debt into one monthly payment with a low interest rate. An SBA endorsed business plan as well as two years worth of financial projections can be provided to interested lenders. The $9,000 loan request will be used to pay off every penny of accrued debt as well as provide Clarence and Alphie's with a small reserve (approx $1000) for working capital which will be used for vendor fees at high volume events. This is my first business but have an extensive background in such work, including: restaurants, catering, and large event concessions. Please direct any questions concerning this loan to devonadwilliams@gmail.com My interest in using Lending Club at this stage is born out of my complete satisfaction with my first hassle-free experience with the lenders. I have worked very hard my entire life to maintain a superb credit rating and feel that lending institutions such as large banks (whom are currently profiting off of my venture) do not deserve the business after all of the doors they seemed to close on me in my pursuit of becoming a small business owner. I hope to bring my business and payments over to the lenders of Lending Club.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 76
Revolving Credit Balance: $1,138.00 Public Records On File: 0
Revolving Line Utilization: 9.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414330

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414330

$21,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414330. Member loan 414330 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Coast Construction Co. Debt-to-income ratio: 18.48%
Length of employment: 1 year Location: DANVILLE, CA
       
Home town: Eugene
Current & past employers: Coast Construction Co., The Irvine Company
Education: University of Oregon

 

This borrower member posted the following loan description, which has not been verified:

 

After several years of under-employment, I now have a stable position with a respectable salary in an industry that I love. Living expenses are low and will remain that way for the next few years as my wife and I live rent-free as caretakers of a property owned by her family. My goal is to be out of debt in the next 4 years and having a single payment with a stable interest rate would help immensely. I would like to set-up the payments to be debited automatically from my checking account.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 72
Revolving Credit Balance: $22,476.00 Public Records On File: 0
Revolving Line Utilization: 61.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414343

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414343

$20,500

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414343. Member loan 414343 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Big Lots Inc. Debt-to-income ratio: 21.42%
Length of employment: 4 years 3 months Location: Tuscaloosa, AL
       
Home town: Savannah
Current & past employers: Big Lots Inc., Variety Wholesalers Inc
Education: Virgina State Community College

 

This borrower member posted the following loan description, which has not been verified:

 

We want to start a restaurant. We have found a building and have researched and researched online equipment prices. We think with what we have and 25,000 we could open a nice place that people would come to. My wife loves to cook and has done restaurant work over the years. I am a good at managing. We are hard working people who have worked hard all of our lives and we have worked hard to build up a good credit, but we do not own a home or any land so the banks don't like to talk to us. We promise that we are good for this. It has always been our dream to own our own business. Thank You

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,619.00 Public Records On File: 0
Revolving Line Utilization: 44.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414363

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414363

$6,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414363. Member loan 414363 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Catholic Healthcare West Debt-to-income ratio: 14.04%
Length of employment: 6 years Location: DALY CITY, CA
       
Home town: Sanger
Current & past employers: Catholic Healthcare West, Seton Medical Center
Education: City College of San Francisco

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, In order to be able to raise my retirement contribution to the amount recommended, I have at last managed to adapt to living within my means. I would like this loan so I can further reduce my monthly expenses by eliminating my credit debt to help achieve my retirement goal of ensuring the ability to provide decent living conditions for myself when I'm no longer able to work. I am a good candidate for this loan due to the fact I have excellent credit, as well as having a stable position in health care and a long employment history in the field. Thank you for your time. Renee Hanes

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,081.00 Public Records On File: 0
Revolving Line Utilization: 10.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414374

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414374

$15,000

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414374. Member loan 414374 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $12,000 / month
Current employer: Nicene Brands Debt-to-income ratio: 24.05%
Length of employment: 2 years 2 months Location: SAINT LOUIS, MO
       
Home town: St Louis
Current & past employers: Nicene Brands, Bank of America Corp.
Education: St Louis University

 

This borrower member posted the following loan description, which has not been verified:

 

I am applying for this loan, to consolidate my debt. After approval of this loan, I will be paying off the remiander of my car loan balance and all my credit car balances. I anticipate early repayment of this loan, with a performance bonus.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,415.00 Public Records On File: 0
Revolving Line Utilization: 27.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 414409

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414409

$6,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414409. Member loan 414409 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,717 / month
Current employer: Perot Systems Debt-to-income ratio: 21.17%
Length of employment: 2 years 7 months Location: Plano, TX
       
Home town: Elizabeth City
Current & past employers: Perot Systems, Univeristy of South Florida, Florida Blood Services, U.S. Navy
Education: University of Phoenix-Online Campus, Southern College of Optometry

 

This borrower member posted the following loan description, which has not been verified:

 

This is a loan to allow my wife to obain a degree and improve her job prospects. This will improve the family income and allow us to pay off debts faster

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 52
Revolving Credit Balance: $34,866.00 Public Records On File: 0
Revolving Line Utilization: 70.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414410

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414410

$10,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414410. Member loan 414410 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Technica Debt-to-income ratio: 2.56%
Length of employment: 8 months Location: EL PASO, TX
       
Home town:
Current & past employers: Technica, Don Beyer Volvo
Education: EPCC

 

This borrower member posted the following loan description, which has not been verified:

 

My husband and I would like to borrow the money in order to make a few home improvements so we can put the house on the market. We intend to repay the loan in full in 3-4 months. We believe that we are good candidates since the last time we borrowed $12,000, we repaid it in one year.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $473.00 Public Records On File: 0
Revolving Line Utilization: 1.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414452

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414452

$4,800

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414452. Member loan 414452 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,442 / month
Current employer: rr donnelley hoechstetter plant Debt-to-income ratio: 18.65%
Length of employment: 14 years 1 month Location: pittsburgh, PA
       
Home town: Mt. Cisco
Current & past employers: rr donnelley hoechstetter plant
Education: Thiel College

 

This borrower member posted the following loan description, which has not been verified:

 

Money will be used to consolidate at hopefully a better rate

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,224.00 Public Records On File: 1
Revolving Line Utilization: 40.20% Months Since Last Record: 100
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414481

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414481

$3,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414481. Member loan 414481 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,860 / month
Current employer: Ahwatukee Plastic Surgery Debt-to-income ratio: 1.22%
Length of employment: 1 year Location: PHOENIX, AZ
       
Home town: Phoenix
Current & past employers: Ahwatukee Plastic Surgery, Clinical Associates in Internal Medicine
Education: Phoenix College

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to pay off my small bills and take some classes to expand my career knowledge. I believe I am a great canidate for this loan because I have a great payment history for my other bills and I besides rent, I don't have any major monthly bills.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 23
Revolving Credit Balance: $443.00 Public Records On File: 0
Revolving Line Utilization: 15.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414483

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414483

$6,500

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414483. Member loan 414483 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: DTE Energy Co. Debt-to-income ratio: 14.13%
Length of employment: 1 year 7 months Location: Northville, MI
       
Home town: Jackson
Current & past employers: DTE Energy Co.
Education: Walsh College of Accountancy and Business Administration

 

This borrower member posted the following loan description, which has not been verified:

 

My husband and I were just married last year, and unfortunately ran up a lot of credit card debt paying for wedding expenses and the honeymoon. We were doing okay until the Michigan economy sank and he lost his job. I have a great job with a good salary, but with credit card interest rates its next to impossible to pay my balances down significantly. We are really trying to start a family, but I'm hesitant to start a family with so much credit card debt at such high interest rates. Please help me get a jump start on my new life by ridding myself of my credit cards! Thanks for your help!

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,339.00 Public Records On File: 0
Revolving Line Utilization: 20.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414513

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414513

$10,000

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414513. Member loan 414513 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,583 / month
Current employer: EMC Debt-to-income ratio: 5.99%
Length of employment: 4 years 6 months Location: New York, NY
       
Home town: Pittsburgh
Current & past employers: EMC, ESS
Education: University of Pittsburgh

 

This borrower member posted the following loan description, which has not been verified:

 

The intent of this loan is to consolidate (3) credit cards to simplify my payment process and hopefully attain a better rate at the same time.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 27
Revolving Credit Balance: $6,204.00 Public Records On File: 0
Revolving Line Utilization: 27.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414516

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414516

$6,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414516. Member loan 414516 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,149 / month
Current employer: charles schwab and co Debt-to-income ratio: 9.52%
Length of employment: 9 years 11 months Location: pasadena, CA
       
Home town: sierra madre
Current & past employers: charles schwab and co
Education: ucla

 

This borrower member posted the following loan description, which has not been verified:

 

looking to finance laptop and books for school

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $831.00 Public Records On File: 0
Revolving Line Utilization: 1.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 414524

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414524

$13,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414524. Member loan 414524 was requested on June 8, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: Plano ISD Debt-to-income ratio: 0.00%
Length of employment: 4 years Location: Dallas, TX
       
Home town: Houston
Current & past employers: Plano ISD, Southern Methodist University
Education: Texas A & M University at Commerce, Rice University

 

This borrower member posted the following loan description, which has not been verified:

 

They say if a man builds a better mousetrap, the world will beat a path to his door. Instead of a mousetrap, I have designed a better candle. My candle uses a proprietary wax formula, a special wick, and a unique pigment that causes the candle to shimmer when the wick is lit. There is nothing like it on the market. In fact, people who have been in the candle business for over 20 years have told me they have never seen anything like it. I have submitted a patent to the US Patent Office to protect the concept. I have secured distribution in states from California to New York. All I need is capital for production and marketing. I have invested over $25,000 in R&D, equipment, and distribution and just need the capital to make and ship the product. I am an experienced entrepreneur, with an engineering degree and an MBA. Also on the team is an experienced marketing manager from a Fortune 500 company.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1983 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 43
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414574

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414574

$15,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414574. Member loan 414574 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,917 / month
Current employer: Maslow Media Debt-to-income ratio: 16.89%
Length of employment: 6 years 3 months Location: Mount Vernon, NY
       
Home town: Brooklyn
Current & past employers: Maslow Media
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Almost two years ago, I took out a $20,000 loan with Bank of America to consolidate my high interest credit cards. At the time I had just purchased my condo (1st time home buyer) and I needed to renovate and furnish my new home. After almost 18 months of on time payments and extra payments totaling over $10,000, Bank of America refuses to lower my 18.99% interest rate and I've only made a $5000 dent in the principal. They say I'm a risk because of too much unsecured debt. I have 42 payments left on thsi loan and I would like to get a much better interest rate at 36 months. If I can save 2 points on a 3 year loan, it will save me about $3000. Please help. Thanks Mike

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1970 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $71,663.00 Public Records On File: 0
Revolving Line Utilization: 83.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 414668

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414668

$19,750

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414668. Member loan 414668 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,490 / month
Current employer: N/A retired Debt-to-income ratio: 9.96%
Length of employment: n/a Location: Bisbee, AZ
       
Home town: Hopewell
Current & past employers: N/A retired, AcccentCare, U. S. Marine Corp., UPS/Sonic Air, Zoeco Antiques/ part owner
Education: U of Arizona

 

This borrower member posted the following loan description, which has not been verified:

 

CNN Money rates Mazatlan as one of the top places to invest. We found a house here we can get for $50,000 and have $25.,000. We also have a house valued at $200,000 in Arizona but with the prevailing economic situation, do not want to put it on the market for a year or two. We spend 6 months of the year here and 6 months in the states, due to the ease of living on our incomes. We also have a very valuable piece of art by a well known artist throughout the world which we are contemplating taking to New York in August for auction at Christie's. In the meantime, we are somewhat strapped for additional cash and hoped this would be a viable place to look. Our credit score is quite good. Thank you. John Hampton Posner

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 3
Revolving Credit Balance: $37,531.00 Public Records On File: 0
Revolving Line Utilization: 2.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414670

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414670

$6,400

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414670. Member loan 414670 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,602 / month
Current employer: Smiths Debt-to-income ratio: 23.83%
Length of employment: 3 months Location: LAS VEGAS, NV
       
Home town: Las Vegas
Current & past employers: Smiths, Albertsons, Great Basin Beverage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to considate my credit cards in order to reduce the interest rates.

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,729.00 Public Records On File: 0
Revolving Line Utilization: 64.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414690

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414690

$22,500

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414690. Member loan 414690 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $18,917 / month
Current employer: Credit Suisse Debt-to-income ratio: 15.11%
Length of employment: 18 years 10 months Location: New York, NY
       
Home town: Flushing
Current & past employers: Credit Suisse, Salomon Brothers
Education: SUNY at Stony Brook

 

This borrower member posted the following loan description, which has not been verified:

 

I am currently looking to receive this loan to pay off a credit card i currently have at a rate of 29.9%. With the money saved by this loan i plan to pay down other cards I have. I have always paid my bills on time and in almost 20 years of reporting to credit agencies there is not a record of any late or missed payment. I am currently able to make payments at this high rate so there will be no issue whatsoever making payments a lower rate. Please feel free to forward any questions. Thank you for the assistance and opportunity to be a member.

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $229,400.00 Public Records On File: 0
Revolving Line Utilization: 94.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414714

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414714

$12,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414714. Member loan 414714 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,220 / month
Current employer: DRS Power & Control Technologies, Inc. Debt-to-income ratio: 14.47%
Length of employment: 7 years 5 months Location: Milwaukee, WI
       
Home town: Sussex
Current & past employers: DRS Power & Control Technologies, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Like many other credit card users, I had my three medium-rate cards shifted to maximum interest when the economic downfall hit banks and credit card companies. My previous APRs of 9.99, 11.99, and 18.99 have been increased to 24.24, 29.99, and 29.99 respectively. Having cut all frivolous/big travel/impetuous youthful spending out of my life (and physically cut up the cards themselves!), I am already on the right track to pay off all of my credit card debt entirely in the next few years. However, the doubling of those interest rates has put an even bigger dent in my monthly payments. I'm not having any trouble meeting minimums (I try to pay at least $100 more than the minimum every month), but paying $300+ per month in interest alone makes me feel faint whenever I think about it. Also, I would like to buy a house sometime in the next 3-4 years, so getting my debt taken care of sooner than later has become the top priority in my life. I have never lacked full-time employment and have been at the same job for the past 7.5 years. Save one small medical bill nearly ten years ago, I have never been so much as a minute late with a credit card, loan, or bill payment. I would much rather have a private citizen earn money from the interest that I would pay on a personal loan than to keep shoveling hundreds of dollars into banks (TARP recipients, no less). It would also be very helpful to automatically have one giant payment withdrawn on one date instead of having to schedule several smaller payments on different due dates. With my current financial situation, depending on the interest rate, I should be able to pay off this loan in a year and a half or less. Thanks so much for any help you could provide with this request.

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,913.00 Public Records On File: 0
Revolving Line Utilization: 69.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414728

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414728

$3,600

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414728. Member loan 414728 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Ability Beyond Disability Debt-to-income ratio: 0.52%
Length of employment: 9 years 10 months Location: DANBURY, CT
       
Home town: Bridgeport
Current & past employers: Ability Beyond Disability
Education: Western Connecticut State University

 

This borrower member posted the following loan description, which has not been verified:

 

I will be using this loan to pay for a move from Connecticut to Baltimore. I am a 32 year old new graduate registered nurse. I have secured a job down there and will be moving in a month to begin my career. I have good credit and I am a very stable and realistic person who has held the same job for the past 9 years. I worked full time while I went to nursing school for the past 4 years. I will be using the money from this loan to be able to afford the cost of moving and the initial start-up cost of getting an apartment.

 

A credit bureau reported the following information about this borrower member on May 22, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $619.00 Public Records On File: 0
Revolving Line Utilization: 4.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414778

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414778

$5,000

17.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414778. Member loan 414778 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Creative Day Concepts Debt-to-income ratio: 2.04%
Length of employment: 7 years Location: Bakersfield, CA
       
Home town: Dallas
Current & past employers: Creative Day Concepts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I want to continue my education in business

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,973.00 Public Records On File: 0
Revolving Line Utilization: 32.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 9    

 

 


 

 

 

Member Payment Dependent Notes Series 414852

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414852

$5,000

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414852. Member loan 414852 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Bain & Company Debt-to-income ratio: 1.27%
Length of employment: 3 years 9 months Location: Los Angeles, CA
       
Home town: Worcester
Current & past employers: Bain & Company
Education: Claremont McKenna College, Harvard Business School

 

This borrower member posted the following loan description, which has not been verified:

 

This fall, I will be getting married and moving to Cambridge to get my MBA degree. I will have a bonus from my current job, but it is not paid out until later this year, and I am hoping to use this loan to help out with the moving expenses. My current salary is >$100k/year, and I have approximately $20,000 in savings. I would use this loan as to not dip into those savings. Once we are married, my fiance will be helping with my living expenses while are are in school. I will likely pay the loan off early, when I receive my bonus later this year. Thanks for considering me!

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,081.00 Public Records On File: 0
Revolving Line Utilization: 5.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 414860

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414860

$24,000

16.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414860. Member loan 414860 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,042 / month
Current employer: MIRO PRODUCTIONS, INC Debt-to-income ratio: 18.66%
Length of employment: 7 years 4 months Location: MIAMI, FL
       
Home town: CUBA
Current & past employers: MIRO PRODUCTIONS, INC
Education: N/A

 

This borrower member posted the following loan description, which has not been verified:

 

i whant to get marriage and not to used my savings

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 19
Revolving Credit Balance: $14,301.00 Public Records On File: 0
Revolving Line Utilization: 59.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 414863

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414863

$9,000

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414863. Member loan 414863 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: (based on wife) Oracle Software Debt-to-income ratio: 3.84%
Length of employment: 10 years 2 months Location: MONEE, IL
       
Home town: Miami
Current & past employers: (based on wife) Oracle Software
Education: St. Joseph's University, Fatima Medical College

 

This borrower member posted the following loan description, which has not been verified:

 

I am seeking a moderate sum to assist me in completion of 2 simultaneous degrees, a Masters In Biology with emphasis in Emerging Diseases, and a Medical Doctorate (MD). I have a few expenses which fall outside the Federal Loan auspices while I am completing my degrees and have family expenses which must be met while I am still in school full time. My wife currently works with Oracle Software as a Principle Software support engineer and makes a low 6 figure salary at the moment and has been with them for 10 yrs. Following gradation, I expect that our incomes will increase by 2.5x's as I seek to gain employment immediately following graduation on the MD side as a consultant in pharmaceuticals and/or govt agencies. I seek only a 6 month window following disbursement with interest accumulation added to the principle until done with this Masters in February of 2010. Following that I can begin repayment of the loan. Interest only might be another option we can consider until that time.

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 45
Revolving Credit Balance: $13,586.00 Public Records On File: 0
Revolving Line Utilization: 96.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414872

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414872

$10,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414872. Member loan 414872 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $24,250 / month
Current employer: AzoogleAds Debt-to-income ratio: 3.57%
Length of employment: 3 years Location: Palm Coast, FL
       
Home town:
Current & past employers: AzoogleAds
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to consolidate my debt into a lower interest rate. My credit score is well over 700 with all 3 bureaus and I haven't been late on a payment in many years, so hopefully you will see me as a responsible candidate for this loan. Thanks

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 27
Revolving Credit Balance: $818.00 Public Records On File: 0
Revolving Line Utilization: 11.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414952

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414952

$5,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414952. Member loan 414952 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,343 / month
Current employer: Parkway Bank Debt-to-income ratio: 10.57%
Length of employment: 2 years 6 months Location: Chicago, IL
       
Home town: Chicago
Current & past employers: Parkway Bank
Education: Northeastern University

 

This borrower member posted the following loan description, which has not been verified:

 

I work a fulltime job and I am also a full time student. I need the money to buy myself a bigger car because I am expecting my second child, and to pay off an existing car accident devt that I have pending. I want to make one payment a month and focus on just that one payment rather than making mulitple smaller payments. My credit is in good standing. I am asking for a reasonable price. I have $5,000.00 balances before and always paid on time and paid in full before the term is over! I just need to have a fresh start! I need this car because my car is giving me too many problems, and with a baby on the way I rather save money for the baby rather than putting money on a broken down vechile. Plus, I would like to get rid of debt I have with the accident because it is something I just want off my back!

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,308.00 Public Records On File: 0
Revolving Line Utilization: 40.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414971

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414971

$4,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414971. Member loan 414971 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Publix Super Markets Debt-to-income ratio: 24.54%
Length of employment: 1 year 10 months Location: Gainesville, FL
       
Home town: Miami Beach
Current & past employers: Publix Super Markets
Education: University of Florida

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to consolidate my credit card balances into one loan that is at a reasonable, fixed interest rate (14% and under). Credit card rates fluctuate and are based on the prime rate, not fixed. I have been making good credit card payments and have never missed a payment. My credit score is great, dampened only by the fact that I am only 22 years old. Aside form that, I have been using credit lines and have never missed a payment in the 4 years as a credit using adult. I have significant assets in real estate but they are not liquid enough to be able to use to pay off my credit cards and most banks refuse to use real estate as collateral. I am also a 2009 college graduate and have a steady job that I have had for the last 2 years. I have been promoted with pay raise and am scheduled for another in the next couple of months. In summation, I have the net assets to liquidate my debts but I would rather refinance at a lower, fixed rate so that I can save time and possibly money.

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,460.00 Public Records On File: 0
Revolving Line Utilization: 71.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414997

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414997

$17,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414997. Member loan 414997 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: Wachovia Debt-to-income ratio: 6.71%
Length of employment: 3 years Location: WEST PALM BEACH, FL
       
Home town: Brooklyn
Current & past employers: Wachovia, Provident
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I would be so happy if i get this property, i have been longing for so long. This is my opportunity to invest in this purchase and call my own someday. I never did something like this on my own, and i am proud for doing. I have been offered to work more hours and guaranteed to make more money. I can afford to pay this debt off, with my present salary, but with the increase it is more of a reason to qualify me for this loan. As you can see from my credit history, i have always maintained my credit in good standing, and will continue to keep it that way.

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,782.00 Public Records On File: 0
Revolving Line Utilization: 39.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 415071

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415071

$16,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415071. Member loan 415071 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Marfork Processing Debt-to-income ratio: 17.16%
Length of employment: 15 years Location: Bolt, WV
       
Home town: Webster Springs
Current & past employers: Marfork Processing
Education: West Virginia University at Parkersburg

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting a loan to pay a high balance credit card to hopefully get a better rate.

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,306.00 Public Records On File: 1
Revolving Line Utilization: 70.20% Months Since Last Record: 11
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 415094

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415094

$4,000

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415094. Member loan 415094 was requested on June 9, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,603 / month
Current employer: Dauntless Corporation Debt-to-income ratio: 0.87%
Length of employment: 4 months Location: Fairfax, VA
       
Home town: Cambridge
Current & past employers: Dauntless Corporation
Education: Masters Degree in Information Technology

 

This borrower member posted the following loan description, which has not been verified:

 

I am a 30-something male looking to make the plunge with my girlfriend. I have decided to try and fix up my condo (lived in for 4 years) so that her and I may be able to sell it, and buy a home together. I am requesting $4,000 for new flooring, lighting and kitchen counter tops. (Supplies mostly as my uncle is a general contractor and will be doing the work) I have excellent credit and carry NO BALANCE on any of my credit cards. Thank you for your consideration

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,220.00 Public Records On File: 0
Revolving Line Utilization: 12.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 415129

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415129

$7,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415129. Member loan 415129 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: East West Bank Debt-to-income ratio: 18.35%
Length of employment: 4 years 1 month Location: El Monte, CA
       
Home town: Saigon
Current & past employers: East West Bank, Far East National Bank
Education: California State University-Los Angeles (CSULA)

 

This borrower member posted the following loan description, which has not been verified:

 

Hi, I recently opened my Chase Credit Card (formerly WAMU) statement and saw that my interest rate had sky rocket to an overall rate of 27%. I don't know how this happened but eversince WAMU was brought by Chase, my interest kept on increasing from month to month. I currently owed about $7,200.00 from my May 2009 statement. I'm hoping to get a loan so I can reduce my finance charges to pay off this card faster. I have other credit cards but their rates ranges from 2.99% to 10%(sears credit card). I just learned of this website over the weekend from a good friend. Since I can recall, I always held a job for long periods of time. Since I became a father 4 years ago, my priorities have changed and I've been trying to pay off all my credit card bills but it's been extremely tough. I never thought having a baby can be this expensive but like I said I'm determine to change my life around and to try to get rid of all my credit card bills. I'm a honest person just living paycheck to paycheck right now so anything I can do to save a little money will help a lot to reduce my bills faster. I've been working eversince I was in Junior High School cleaning classrooms in the summer for extra spending money and working weeknights and weekends to support myself. So if anyone can loan me the money, I would really appreciate it and hopefully I can do the same for others when my situation improves after paying my bills off.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,197.00 Public Records On File: 0
Revolving Line Utilization: 95.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 299651

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

299651

$10,800

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 299651. Member loan 299651 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,677 / month
Current employer: Media Organization Debt-to-income ratio: 15.36%
Length of employment: 2 years Location: Springfield, VA
       
Home town:
Current & past employers: Media Organization
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to consolidate my credit card debt.

 

A credit bureau reported the following information about this borrower member on June 9, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 38
Revolving Credit Balance: $5,987.00 Public Records On File: 0
Revolving Line Utilization: 70.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 354591

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

354591

$9,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 354591. Member loan 354591 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Links Business Capital Debt-to-income ratio: 1.64%
Length of employment: 9 months Location: Dallas, TX
       
Home town: Amarillo
Current & past employers: Links Business Capital, Katzen Marshall
Education: Texas Christian University

 

This borrower member posted the following loan description, which has not been verified:

 

Hi. I am trying to repay medical bills I have incurred that my insurance will not pay for. I have perfect credit and have never made a late payment in my life.

 

A credit bureau reported the following information about this borrower member on August 20, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,585.00 Public Records On File: 0
Revolving Line Utilization: 34.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 386435

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

386435

$24,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 386435. Member loan 386435 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $8,400 / month
Current employer: US Government Dpt of HUD Debt-to-income ratio: 11.51%
Length of employment: 22 years Location: vallejo, CA
       
Home town:
Current & past employers: US Government Dpt of HUD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am planning several home improvement project utilizing the savings from my recent refinance of my home at 4.5%. I want to go go green with solar panels on my house utilzing the government incewntive program in the stimulus bill I will recieve the tax credit next year. Also, I want to renovate the kitchen which is one of the best returns on investment in a house. Added note on income: My wife works in accounting and makes $63,200/yr

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1980 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $60,093.00 Public Records On File: 0
Revolving Line Utilization: 37.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 407969

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

407969

$15,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 407969. Member loan 407969 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: American Express Debt-to-income ratio: 22.51%
Length of employment: 1 year 4 months Location: Phoenix, AZ
       
Home town: Oskaloosa
Current & past employers: American Express
Education: University of Iowa

 

This borrower member posted the following loan description, which has not been verified:

 

Good Evening, I am looking to consolidate some high interest credit card debt of $12,500. There are 9 total creditors that I have debts with. I am finally in a position where I am reducing my revolving debts, using the "snowball" method, I have eliminated 2 1/2 so far, since the beginning of 2009. 2009 will be my first year making over $30,000, I will actually make $46000 this year. I am very serious about eliminating these debts, and am looking for a potential lender that recognizes the situation. If I receive the loan and clear all my credit card debt, my Fico will jump from 640 to 700 or better. I can then obtain a loan from a bank for the amount, and pay off the amount that a peer lended me. This results in no risk on your part. It's a difficult situation, because if I get the loan my credit score jumps and Im in better shape, but to get my credit score higher, I need the reduction of the debts. It's very difficult, I put myself in this position, but need to get out of it effectively. This seems to be the best alterna tive.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 72
Revolving Credit Balance: $13,450.00 Public Records On File: 0
Revolving Line Utilization: 82.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 408085

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

408085

$5,000

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 408085. Member loan 408085 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: lcom inc Debt-to-income ratio: 13.45%
Length of employment: 4 years 3 months Location: BOCA RATON, FL
       
Home town:
Current & past employers: lcom inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

My intention is to satisfy a $2500 medical deductible due immediately as well as paying my credit card.As far as a responsible candidate,this is why Im applying so my credibility stays intact with this loan. thanx

 

A credit bureau reported the following information about this borrower member on June 5, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1983 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,274.00 Public Records On File: 0
Revolving Line Utilization: 65.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 413666

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

413666

$3,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 413666. Member loan 413666 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: n/a Debt-to-income ratio: 22.27%
Length of employment: n/a Location: Austin, TX
       
Home town: Edinburg
Current & past employers: General Motors
Education: University of Texas at Austin School of Law, The University of Texas at Austin

 

This borrower member posted the following loan description, which has not been verified:

 

Money will be used for summer school expenses.

 

A credit bureau reported the following information about this borrower member on June 6, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,517.00 Public Records On File: 0
Revolving Line Utilization: 58.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414134

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414134

$12,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414134. Member loan 414134 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: guardian Debt-to-income ratio: 8.82%
Length of employment: 7 years 7 months Location: WEST LIBERTY, KY
       
Home town:
Current & past employers: guardian
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

my name is randy bailey i'm building a back porch for home. i need borrow the money for materials such as gravel concret lumber and roofing materials.i work every day and i pay my bills.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,288.00 Public Records On File: 0
Revolving Line Utilization: 56.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414465

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414465

$25,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414465. Member loan 414465 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Sidney B Bowne and Son Debt-to-income ratio: 14.63%
Length of employment: 10 years 1 month Location: LINDENHURST, NY
       
Home town: Brookhaven
Current & past employers: Sidney B Bowne and Son, Cablevision Systems
Education: Stony Brook University

 

This borrower member posted the following loan description, which has not been verified:

 

I need to consolidate credit card debt into 1 simple payment a month with a fixed rate. I have held a job for 10 years and haven't missed any payments during that time. I've owned a BMW(Paid 35000 at end of loan) which i paid 600 payment per month for five years. The simple payment will keep the rate from fluctuating. I would like to pay back the loan over preferably a 5 year period but am willing to go shorter if so desired by lender.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,585.00 Public Records On File: 0
Revolving Line Utilization: 60.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414469

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414469

$5,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414469. Member loan 414469 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Global Aeronautica Debt-to-income ratio: 4.11%
Length of employment: 1 month Location: Mount Pleasant, SC
       
Home town: Cortland
Current & past employers: Global Aeronautica, Behr Heat Transfer
Education: Northern Arizona University, The Citadel

 

This borrower member posted the following loan description, which has not been verified:

 

I am putting $5k down and would like to borrow the other $5k for a new AC unit in my home. My credit is rated excellent.

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,186.00 Public Records On File: 0
Revolving Line Utilization: 3.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414578

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414578

$7,750

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414578. Member loan 414578 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,667 / month
Current employer: retired Debt-to-income ratio: 20.82%
Length of employment: n/a Location: Little Canada, MN
       
Home town: St. Paul
Current & past employers: retired, we owned a small business
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Hello there, I am just looking for a loan to help cover some of the cost of my daughter's wedding. She lost her son in a car accident so there were unexpected cost there as well. I want to pay off some accounts and get a couple of other things accomplished (bills). My daughter is the youngest of my eight children to be married and I wanted to be able to help her. It was very important to me. I have worked hard my entire life to pay all my bills in a timley manner. I have been in many different financial situations, we've had a little money, a company that we started together, then my husband passed away and we sold the company to our son. Now I'm just retired and am set in a good place in my financials. I own my home and my car. I think if you look you will notice that I have been a timley payer on all my obligations and will continue to do so. Thank you for your time and consideration!!

 

A credit bureau reported the following information about this borrower member on June 8, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1984 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,254.00 Public Records On File: 0
Revolving Line Utilization: 44.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 414951

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414951

$8,500

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414951. Member loan 414951 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: Women's Prison Association Debt-to-income ratio: 19.42%
Length of employment: 2 years 3 months Location: Bronx, NY
       
Home town: Bronx/ Bronx
Current & past employers: Women's Prison Association, MIC-Women's Health Services
Education: CUNY Borough of Manhattan Community College, CUNY Lehman College

 

This borrower member posted the following loan description, which has not been verified:

 

I am a college student that is in need of a loan that will provide better refinacing then my credit cares rate. I work full time but do not make enough to clear my credit cares. I would just like to make one monthly payment to one place.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,920.00 Public Records On File: 0
Revolving Line Utilization: 72.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 414995

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

414995

$10,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 414995. Member loan 414995 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,750 / month
Current employer: Attorney's Title Insurance Fund Inc Debt-to-income ratio: 3.89%
Length of employment: 3 years Location: DUNEDIN, FL
       
Home town: Bethlehem
Current & past employers: Attorney's Title Insurance Fund Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I'm hoping to consolidate my credit card bills to move forward and get out of debt. I go to work every day, and get paid bi-weekly. I'd like to be able to pay one bulk payment rather than various little ones. I'd hope to avoid the penalty of high interest rates by doing this.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,090.00 Public Records On File: 0
Revolving Line Utilization: 29.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 415142

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415142

$3,425

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415142. Member loan 415142 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Dekalb County Schools Debt-to-income ratio: 3.09%
Length of employment: 19 years Location: Chamblee, GA
       
Home town:
Current & past employers: Dekalb County Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Pay off credit card

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $810.00 Public Records On File: 0
Revolving Line Utilization: 1.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 415172

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415172

$3,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415172. Member loan 415172 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: IDNID Debt-to-income ratio: 1.90%
Length of employment: 2 years 6 months Location: new york, NY
       
Home town:
Current & past employers: IDNID
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Loaned before and successfully paid it off. Just need to pay off the credit card.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1984 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 16
Revolving Credit Balance: $4,858.00 Public Records On File: 0
Revolving Line Utilization: 10.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 415265

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415265

$9,600

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415265. Member loan 415265 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,100 / month
Current employer: Lodge Manufacturing Company Debt-to-income ratio: 11.93%
Length of employment: 5 years Location: Ringgold, GA
       
Home town: Chattanooga
Current & past employers: Lodge Manufacturing Company
Education: The University of Tennessee-Chattanooga

 

This borrower member posted the following loan description, which has not been verified:

 

My wife and I are resolved to payoff all our credit card debt and to stop using credit cards. We have paid off a portion of our total credit card debt over the years, and we need a little help to pay it all off. My wife and I are both employed full-time. I have been at my job for five (5) years and she has been at hers for two (2) years. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 53
Revolving Credit Balance: $10,928.00 Public Records On File: 0
Revolving Line Utilization: 39.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 415277

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415277

$4,000

16.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415277. Member loan 415277 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Nettworks Group Inc Debt-to-income ratio: 21.56%
Length of employment: 7 years Location: Brandon, MS
       
Home town: Pontiac
Current & past employers: Nettworks Group Inc
Education: Mississippi State University

 

This borrower member posted the following loan description, which has not been verified:

 

I need this loan in order to complete the last leg of my ph.d studies. I am ABD, and need the money as soon as possible to make it. It would be greatly appreciated

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1987 Delinquent Amount: $0.00
Open Credit Lines: 33 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 60 Months Since Last Delinquency: 51
Revolving Credit Balance: $32,581.00 Public Records On File: 0
Revolving Line Utilization: 36.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 415281

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415281

$14,500

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415281. Member loan 415281 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,377 / month
Current employer: US Postal Service Debt-to-income ratio: 19.63%
Length of employment: 21 years 6 months Location: ATHENS, AL
       
Home town: Huntsville
Current & past employers: US Postal Service, US Army - Redstone Arsenal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I want this money to have new carpet and hardwood floors installed, new windows, etc. I am a very reliable person. I have always paid my debts and paid them on time. I have a secure job. You will never have to worry about my payment.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,492.00 Public Records On File: 0
Revolving Line Utilization: 16.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 415310

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415310

$16,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415310. Member loan 415310 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: Boehm Steines LLC Debt-to-income ratio: 12.43%
Length of employment: 1 month Location: Blacksburg, VA
       
Home town: Chagrin Falls
Current & past employers: Boehm Steines LLC, Austin Powder Co.
Education: Virginia Polytechnic Institute and State University (Virginia Tech)

 

This borrower member posted the following loan description, which has not been verified:

 

I begin working down in the Carolinas later this month, and after not needed a car throughout my college career, I now require one to use daily. I am interested in several cars blue-booked in the range of the requested loan. With my living expenses cut in half by having a roommate, my salary will easily cover the monthly payment.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $130.00 Public Records On File: 0
Revolving Line Utilization: 0.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 415312

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415312

$10,200

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415312. Member loan 415312 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,417 / month
Current employer: San Jose State University Debt-to-income ratio: 14.40%
Length of employment: 2 years 6 months Location: Oakland, CA
       
Home town: San Diego
Current & past employers: San Jose State University
Education: San Diego State Univeristy, San Jose State University

 

This borrower member posted the following loan description, which has not been verified:

 

I am a recently graduated library science student living in the Bay Area, CA. After 2.5 years of hard work, I have completed the coursework to earn my Master's degree, and am ready to start my career as a librarian. I'm hoping to secure a loan in order to consolidate debt from high-interest credit cards. This loan would help me reduce monthly expenses while I look for a full-time career position. During my job hunt, I will support myself through income from temp work. I look forward to beginning my new career and a debt-free life. This loan will be a great support during this transitional time. Years of working for non-profit organizations and supporting myself through school have left me with some large debts, hence my high DTI. However, I am very consistent with paying my debts on time and pride myself on being a responsible borrower. Please feel free to ask me any questions or request more information. Thank you for looking at my listing!

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 27
Revolving Credit Balance: $2,182.00 Public Records On File: 0
Revolving Line Utilization: 94.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 415313

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415313

$21,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415313. Member loan 415313 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,416 / month
Current employer: San Bernardino County Debt-to-income ratio: 15.58%
Length of employment: 3 years Location: REDLANDS, CA
       
Home town: Guadalajara
Current & past employers: San Bernardino County, Burbank Airport, CA., Disneyland Resort, CA
Education: Cal State Los Angeles, Orange Coast College

 

This borrower member posted the following loan description, which has not been verified:

 

I intend to use my loan to zero my two credit cards, line of credit, and a personal loan. I intend to cancel all but one credit card and close my line of credit. I would like to reduce my remaining credit card to a limit of less than $1000.00 for emergency purposes. At this time I can meet all of my monthly debt, but I cannot get ahead with the given interests. I have a 4 year degree in Aviation Management and I currently work for San Bernardino County Airport in California. I rent a room in a home and I have one dependant that currently lives abroad. I work full time and my employer offers me plenty of overtime a month. I currently live alone and I do not live an extravagant lifestyle.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,826.00 Public Records On File: 0
Revolving Line Utilization: 78.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 415315

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415315

$4,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415315. Member loan 415315 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,167 / month
Current employer: Best Buy Debt-to-income ratio: 8.23%
Length of employment: 2 years 6 months Location: Windham, NH
       
Home town: Boston
Current & past employers: Best Buy
Education: University of South Florida, Merrimack College, University of New Hampshire-Main Campus (UNH)

 

This borrower member posted the following loan description, which has not been verified:

 

For a 2004 Honda CBR 600 F4i

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,347.00 Public Records On File: 0
Revolving Line Utilization: 79.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 415351

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415351

$6,400

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415351. Member loan 415351 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Prospect Mortgage Debt-to-income ratio: 6.15%
Length of employment: 4 months Location: San Diego, CA
       
Home town: Somers Point
Current & past employers: Prospect Mortgage, Best Buy Co. Inc.
Education: University of Delaware, Saint Bonaventure University

 

This borrower member posted the following loan description, which has not been verified:

 

I will pay off 2 of my credit cards and pay down the thrid with the full funds. The third has no interest for 9 more months so I can pay the balance at no interest. I accumulated this debt in the past 9 months having just moved to San Diego and just graduated from college in May 2008. This money was used to pay for the cost of living as well as car repairs and other expensises while on the job hunt. I finally got a full time job on February 16th and received an 80 hour paycheck every two weeks with commission once a month. My rent is only $475 a month which leaves me with enough to make payments on this loan should I recieve it. I want to pay down my debt as quickly as I can afford and do not want to be charged large ammounts of interest on the balance.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1986 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,810.00 Public Records On File: 0
Revolving Line Utilization: 23.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 415391

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415391

$7,200

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415391. Member loan 415391 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $2,583 / month
Current employer: Columbia Univeristy/AMNH Debt-to-income ratio: 0.46%
Length of employment: 2 years 11 months Location: New York, NY
       
Home town: Denver
Current & past employers: Columbia Univeristy/AMNH, The American Museum of Natural History
Education: University of California-San Diego (UCSD), Columbia University in the City of New York, The American Museum of Natural History

 

This borrower member posted the following loan description, which has not been verified:

 

This motorcycle will be used in part to perform biological inventories in Central Africa and to conduct conservation surveys.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 5 Months Since Last Delinquency: 7
Revolving Credit Balance: $495.00 Public Records On File: 0
Revolving Line Utilization: 8.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 415394

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415394

$16,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415394. Member loan 415394 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Walden Cass LLC Debt-to-income ratio: 0.38%
Length of employment: 1 month Location: Charleston, SC
       
Home town: Chagrin Falls
Current & past employers: Walden Cass LLC, Visa Inc.
Education: Ohio University-Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I am beginning to take GMAT classes and need some capital to pay for those as well as some additional funds for an MBA program. My current salary is enough to pay down the loan in a timely fashion.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $92.00 Public Records On File: 0
Revolving Line Utilization: 1.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 415468

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415468

$25,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415468. Member loan 415468 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 5.62%
Length of employment: n/a Location: Seattle, WA
       
Home town: Fresno
Current & past employers: The Rainier Club
Education: Seattle Community College-Central Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I am in need of start-up capital for a restaurant in Seattle, WA. The chef who has signed on, Alex Pitts, has been the souschef for Mark Fuller who has just been named Food & Wine top ten chef of 2009. Now Alex is venturing out on his own and trying to make a name for himself. He has the potential with this restaurant to be the next big thing in Seattle. We have gone through the loan process many times only to be told that no one is lending to anyone. We are trying to start this business in a bad economy in order to create jobs and slowly turn things around, but we cannot do it alone.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,213.00 Public Records On File: 0
Revolving Line Utilization: 6.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 415485

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415485

$25,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415485. Member loan 415485 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: To-Go Ware Debt-to-income ratio: 12.84%
Length of employment: 5 years 2 months Location: Berkeley, CA
       
Home town: Marlboro
Current & past employers: To-Go Ware
Education: University of Michigan

 

This borrower member posted the following loan description, which has not been verified:

 

My business is called To-Go Ware (to-goware.com) based in Berkeley, CA. A small, green woman-owned business that provides environmentally safe and healthy solutions for food storage and portability. We are growing at over 300% -- thanks to having sustainable products and a recent appearance on the Oprah Winfrey Show! Sounds like we should be rolling in cash, but we are suddenly having to order more inventory, expand our warehousing and optimize some systems that can no longer handle the volume we are now operating at. Most of our goods are imported and we need to order container loads worth of goods at a time, which is a lot of cash up front. So mainly, this will help us continue to stay on track so that we can have the inventory and capacity for the rest of the year.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1973 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 41
Revolving Credit Balance: $5,867.00 Public Records On File: 0
Revolving Line Utilization: 70.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 415495

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415495

$15,000

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415495. Member loan 415495 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: n/a Debt-to-income ratio: 5.07%
Length of employment: n/a Location: Fairburn, GA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have worked in the real estate business for the last 12 years starting as an office manger and then becoming a Licensed Salesperson and I have finally obtained my Broker license and am in the process of starting my own company and could use some help. I will operate the business initially out of my home to keep expenses minimul at start up. I will use the money to help with office setup/operating expenses for the first year. I am honest and very hardworking and I know I can make this work, I have worked since 14 and I have given 100% always to the companies I worked for. I now want to do that for myself and provide true "Customer Service" back to the real estate industry. I just need someone to take a chance on me. I already have 5 agents who have committed to coming to work for me.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 5
Total Credit Lines: 19 Months Since Last Delinquency: 21
Revolving Credit Balance: $4,744.00 Public Records On File: 0
Revolving Line Utilization: 44.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 415518

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415518

$23,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415518. Member loan 415518 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: n/a Debt-to-income ratio: 10.32%
Length of employment: n/a Location: Phoenix, AZ
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Thanks for considering my listing. I am looking to get a loan so i can payoff my car and credit card balances..i currently pay $450 for the car & average $400 between all cards. It would be stress free, if i just have to make one payment and not use the credit cards anymore. I have an excellent payment history & have never missed a payment. Your help will be greatly appreciated.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,077.00 Public Records On File: 0
Revolving Line Utilization: 10.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 415552

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415552

$20,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415552. Member loan 415552 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: Icon corp. Debt-to-income ratio: 7.40%
Length of employment: 8 years 11 months Location: Cheney, WA
       
Home town: Enumclaw
Current & past employers: Icon corp.
Education: wsu

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to consolidate 6 credit card loans + pay down 2 heloc loans saving over $400 per month in interest. and keeping my track record near perfect.

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $50,823.00 Public Records On File: 1
Revolving Line Utilization: 92.60% Months Since Last Record: 115
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 415553

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

415553

$3,400

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 415553. Member loan 415553 was requested on June 10, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,250 / month
Current employer: American Express Debt-to-income ratio: 22.56%
Length of employment: 1 year 2 months Location: Kew Gardens, NY
       
Home town: New York
Current & past employers: American Express, KPMG
Education: The University of Texas at Austin

 

This borrower member posted the following loan description, which has not been verified:

 

The tax man put a lien on a financial account with more than enough money to pay off the lien. They refuse to remove the lien unless the assessed amount is paid off first. After many rounds of negotiations and hefty legal fees, the final settlement is about 10% of what they initially wanted. Having to put off some bills and scrape off what I can, I am still $3400 short. This is where you come in. The settlement offer is good only until end of business next Wednesday, 6/17 so I can really use your help to fund the lien removal. Once the lien is gone, I will be able to repay this amount in full, within 45 days. Many thanks!

 

A credit bureau reported the following information about this borrower member on June 10, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $67,843.00 Public Records On File: 0
Revolving Line Utilization: 91.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 

Posting Report Supplement No. 242 dated June 11, 2009

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