-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, KzrXULHqM2ejJjq+OUALARFg84bY94zyzum8LvoyRVLw/WfTPtCWHKVwZaO7N3sr 22UUYLhnAq5nEVHhTNzaTA== 0001409970-09-000072.txt : 20090302 0001409970-09-000072.hdr.sgml : 20090302 20090302124717 ACCESSION NUMBER: 0001409970-09-000072 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20090302 DATE AS OF CHANGE: 20090302 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LendingClub Corp CENTRAL INDEX KEY: 0001409970 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-151827 FILM NUMBER: 09646280 BUSINESS ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 BUSINESS PHONE: (408) 524-1542 MAIL ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 424B3 1 postingsup_20090302.htm Prospectus Supplement No. 141

Posting Supplement No. 141 dated March 2, 2009

to Prospectus dated October 13, 2008

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Posting Supplement supplements the prospectus dated October 13, 2008 and provides information about the particular series of Member Payment Dependent Notes (the "Notes") we are currently offering. Prospective investors should read this Posting Supplement together with the prospectus dated October 13, 2008 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                The following Notes are currently being offered:

 

Member Payment Dependent Notes Series 355745

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

355745

$17,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 355745. Member loan 355745 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Accurate Tool co. Debt-to-income ratio: 7.93%
Length of employment: 12 years Location: Coatesville, PA
       
Home town:
Current & past employers: Accurate Tool co., Wamac Industries
Education: Delaware County Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I am a Real estate investor in Pa. I need down payment money for a hard money loan to purchase, rehab and then refinance for long term cashflow

 

A credit bureau reported the following information about this borrower member on September 8, 2008:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 24
Revolving Credit Balance: $15,146.00 Public Records On File: 0
Revolving Line Utilization: 27.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367700

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367700

$6,700

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367700. Member loan 367700 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,700 / month
Current employer: Stout Walling Atwood, LLC Debt-to-income ratio: 21.53%
Length of employment: 2 years 3 months Location: Atlanta, GA
       
Home town: Montgomery
Current & past employers: Stout Walling Atwood, LLC, Balch Bingham, LP
Education: Auburn University Montgomery

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to consolidate two loans and a credit card

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 53
Revolving Credit Balance: $9,007.00 Public Records On File: 0
Revolving Line Utilization: 33.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 9    

 

 


 

 

 

Member Payment Dependent Notes Series 372736

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

372736

$6,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 372736. Member loan 372736 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: NISCAYAH Debt-to-income ratio: 20.43%
Length of employment: 1 year Location: IRVING, TX
       
Home town: GARLAND
Current & past employers: NISCAYAH, LSI, THE GRAPHICS GROUP (SELF)
Education: University of Phoenix-Online Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I took a signature debt consolidation about a year ago with Citifinancial. I have 709 credit score and nothing past due, just had a lot of revolving debt. I pay everything on time - but want to get out from underneath this 26% interest loan. I pay $300 per month (my minimum payment is $288, no prepayment penalty) and some months make an extra payment just to try to get it paid off sooner.

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,694.00 Public Records On File: 0
Revolving Line Utilization: 63.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 375470

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

375470

$8,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 375470. Member loan 375470 was requested on February 18, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: PEC Corp. Debt-to-income ratio: 19.51%
Length of employment: 1 year Location: Pueblo West, CO
       
Home town: Gunnison
Current & past employers: PEC Corp., United Parcel Service
Education: Mesa State College, Metropolitan State College of Denver

 

This borrower member posted the following loan description, which has not been verified:

 

I have three credit cards that are costing my $700 a month in fees and a car loan that is costing $409 a month. I would like to close two credit card accounts and payoff car and reduce my monthly payments.

 

A credit bureau reported the following information about this borrower member on January 24, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 38
Revolving Credit Balance: $7,936.00 Public Records On File: 0
Revolving Line Utilization: 50.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 376010

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

376010

$5,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 376010. Member loan 376010 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: General Dynamics Debt-to-income ratio: 15.20%
Length of employment: 1 year 1 month Location: New Bedford, MA
       
Home town: Figueira da Foz
Current & past employers: General Dynamics, Raytheon Corporation, Excell Switching
Education: Bridgewater State College

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will be used to pay off a loan that I have with high interest rate.

 

A credit bureau reported the following information about this borrower member on January 27, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 16
Revolving Credit Balance: $28,637.00 Public Records On File: 0
Revolving Line Utilization: 63.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 378475

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

378475

$6,150

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 378475. Member loan 378475 was requested on February 18, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,450 / month
Current employer: UPMC Debt-to-income ratio: 22.20%
Length of employment: 7 months Location: monroeville, PA
       
Home town: Hershey
Current & past employers: UPMC, University of Georgia - Institute of Behavioral Research
Education: University of Pittsburgh-Main Campus, University of Georgia

 

This borrower member posted the following loan description, which has not been verified:

 

My loan is to pay off a credit card that is currently at a rate of 25%. I just graduated with my masters degree and I am looking to get my debt under control. My current credit card company has jacked my rate up so high that my minimum payment is equal to my monthly rate for this loan. I have never been late with any payments and it would be a relief to pay off this debt in 3 years.

 

A credit bureau reported the following information about this borrower member on February 10, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,509.00 Public Records On File: 0
Revolving Line Utilization: 53.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 378839

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

378839

$9,000

15.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 378839. Member loan 378839 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: Capital One Bank Debt-to-income ratio: 8.53%
Length of employment: 1 year Location: west hempstead, NY
       
Home town: St. Thomas
Current & past employers: Capital One Bank
Education: Nassau Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I am taking out this loan for my upcoming wedding and to help my brother to go to college

 

A credit bureau reported the following information about this borrower member on February 12, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,052.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 378929

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

378929

$13,475

15.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 378929. Member loan 378929 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,290 / month
Current employer: Panther II Transportation Debt-to-income ratio: 18.08%
Length of employment: 9 years 11 months Location: Medina, OH
       
Home town: Oklahoma City
Current & past employers: Panther II Transportation, Glenbrook Hospital, Glenview IL
Education: Lake Forest College, Lake Forest, IL, Casady School, Oklahoma City, OK

 

This borrower member posted the following loan description, which has not been verified:

 

One of my credit card companies Washington Mutual that I had been paying faithfully, on time, not going over my limit, with online bill pay, sent a notice with a statement a few months ago notifying me that if I did not opt out in writing by a certain date my interest rate would be raised. I did not see it this notice, therefore did not opt out. I just discovered that my interest rate went from 10.24% on $3,840.99 and 23.99 on $213.71 and 11.74% on $9,284.79 to 21.99% and 23.24% - from $122.00 finance charge a month to $241.56 a month. I really want to pay this credit card company off, and not pay them one more red cent in interest. My goal is to pay off all my debt and learn to live within my means and have a savings for emergencies. I owed $13,208.97 on this card before I made my last payment of 405.00.

 

A credit bureau reported the following information about this borrower member on February 12, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,688.00 Public Records On File: 1
Revolving Line Utilization: 92.10% Months Since Last Record: 114
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 379329

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379329

$20,000

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379329. Member loan 379329 was requested on February 18, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,225 / month
Current employer: Deloitte Consulting LLP Debt-to-income ratio: 6.68%
Length of employment: 2 years 7 months Location: Eustis, FL
       
Home town: Boston
Current & past employers: Deloitte Consulting LLP
Education: Brown University

 

This borrower member posted the following loan description, which has not been verified:

 

We recently purchased a new home to help start a new assisted living facility (ASL), essentially a homecare for the elderly. The loan will go towards the upfront capital costs of furniture, appliances, and renovation to create a wonderful caring home for the future residents. The loan will also help with the first few monthly payments until we have all 4 patients. Revenue for this start-up will be split among 2 sources: patient's social security payments and patient's out of pocket payments (sometimes paid for by the patient's family members). Based on conservative financial projections, it is estimated that positive cash flow will occur starting in month 7 and the overall break-even will occur at about month 15. We are also investing in cost-saving initiatives (efficient showerheads, washer, dryer, light bulbs, etc.) to maximize cash flow. We hope that you will help us fund this very promising venture. ASL Team: ASL Manager and Expert -- Mina Nicolau, Certified Nursing Assistant and experienced caretaker Strategic Advisor -- Gabriel Nicolau, B.A. in Business Economics at Brown University, Deloitte Consulting LLP - Strategy & Operations Financial Advisor -- Lionel Nicolau, B.S. in Economics at Wharton, University of Pennsylvania (Concentration in Marketing)

 

A credit bureau reported the following information about this borrower member on February 15, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,657.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 379357

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379357

$9,000

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379357. Member loan 379357 was requested on February 16, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: WebDivisor.com Debt-to-income ratio: 23.80%
Length of employment: 7 years 2 months Location: Glendale, CA
       
Home town:
Current & past employers: WebDivisor.com, Self-Employed
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Credit markets have tightened and I have some personal credit card debt. Unfortunately most of the credit cards I have were used on promotional APRs, the rates have significantly gone up. Althought I make more than minimum payments, it is hard to beat up rates this high. Was hoping for something lower to get it cleared faster.

 

A credit bureau reported the following information about this borrower member on February 16, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,379.00 Public Records On File: 0
Revolving Line Utilization: 89.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 379373

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379373

$5,500

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379373. Member loan 379373 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: OnAssignment Lab Support- Sanofi Pasteur Debt-to-income ratio: 15.64%
Length of employment: 1 year 10 months Location: POCONO SUMMIT, PA
       
Home town: East Stroudsburg
Current & past employers: OnAssignment Lab Support- Sanofi Pasteur, Joule Scientific- Givaudan Fragrance Corp
Education: East Stroudsburg University of Pennsylvania

 

This borrower member posted the following loan description, which has not been verified:

 

Hi, My name is Adamma Ofoegbu. I am requesting a personal loan in the amount of $5,500 USD. The purpose of this loan is for me to invest in my education. I am eager to go back to school to get my Masters degree in Business (MBA). I am planning on taking the GMAT's but would like to enroll in a prep course. The prep course is very expensive and I am unable to pay for the course at this time. I need the loan to help assist me in paying for the prep course to get a jump start on my plans to earning a masters degree. Thank You

 

A credit bureau reported the following information about this borrower member on February 19, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,403.00 Public Records On File: 0
Revolving Line Utilization: 83.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 379381

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379381

$15,000

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379381. Member loan 379381 was requested on February 18, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Self Employed Debt-to-income ratio: 12.72%
Length of employment: 2 years Location: PIKEVILLE, KY
       
Home town: Martin
Current & past employers: Self Employed, National College of Business and Technology, Floyd County (Ky) Board of Education, HealthSouth Lexington Surgical Center, Reed Engineering, Maurice's Inc.
Education: Pikeville College, Morehead State University, Nova Southeastern University College of Optometry

 

This borrower member posted the following loan description, which has not been verified:

 

I am an Optometrist living in Eastern Kentucky in my second year of private practice. I am currently looking for around $15,000 in loans in order to consolidate some of my credit card debt from medical school into one payment. I requested a payment period of 36 months but could probably do 32 months or possibly 24 months. My monthly gross income is around $11,000 so I will have no problem making the payments. Any help with this will drastically improve my credit score as I continue grow my practice. Thank you in advance--- Dr. Noel Blake Price O.D.

 

A credit bureau reported the following information about this borrower member on February 18, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 40 Months Since Last Delinquency: 19
Revolving Credit Balance: $23,997.00 Public Records On File: 0
Revolving Line Utilization: 36.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 379423

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379423

$4,800

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379423. Member loan 379423 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,083 / month
Current employer: rocha construction Debt-to-income ratio: 13.82%
Length of employment: 2 years 3 months Location: dryden, NY
       
Home town: ithaca
Current & past employers: rocha construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

We need this money for our wedding. We have most all the money that we need but we are lacking about 4000. If we got4000 dollars our wedding would be completely the way we want it.

 

A credit bureau reported the following information about this borrower member on February 16, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 32
Revolving Credit Balance: $1,095.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 379556

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379556

$5,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379556. Member loan 379556 was requested on February 18, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Montgomery County Public Schools Debt-to-income ratio: 13.71%
Length of employment: 8 years Location: MOUNT RAINIER, MD
       
Home town: Takoma Park
Current & past employers: Montgomery County Public Schools, SyngJ Productions
Education: Eastern Nazarene College, Howard University

 

This borrower member posted the following loan description, which has not been verified:

 

I am producing a commerical ready CD project. I am all set to go with the music and everything, but now need the funds to make this dream happen. The amount requested is where the budget has been set and there is high hopes that it will remain under budget.

 

A credit bureau reported the following information about this borrower member on February 18, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 44 Months Since Last Delinquency: 8
Revolving Credit Balance: $1,064.00 Public Records On File: 1
Revolving Line Utilization: 11.10% Months Since Last Record: 36
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 379570

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379570

$17,500

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379570. Member loan 379570 was requested on February 17, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Starwood Hotels & Resorts Debt-to-income ratio: 14.21%
Length of employment: 4 years 6 months Location: San Francisco, CA
       
Home town: Honolulu
Current & past employers: Starwood Hotels & Resorts
Education: Michigan State University

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will enable me to pay off the majority of my credit card debt which stand at a little over $20,000. I would like to manage one monthly payment rather than three. I would like to use the services provided by Lending Club to make dealing with the cyclical portion of this debt easier.

 

A credit bureau reported the following information about this borrower member on February 17, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,621.00 Public Records On File: 0
Revolving Line Utilization: 80.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 379642

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379642

$12,000

17.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379642. Member loan 379642 was requested on February 17, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Promenet inc Debt-to-income ratio: 8.62%
Length of employment: 2 years 2 months Location: flushing, NY
       
Home town: Brooklyn
Current & past employers: Promenet inc, Pearson inc
Education: TCI

 

This borrower member posted the following loan description, which has not been verified:

 

Clear all creidit card debt and close the cards

 

A credit bureau reported the following information about this borrower member on February 17, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,233.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 379717

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379717

$16,000

16.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379717. Member loan 379717 was requested on February 17, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $5,000 / month
Current employer: The Loomis Corp Debt-to-income ratio: 21.46%
Length of employment: 7 years 2 months Location: Dallas, TX
       
Home town:
Current & past employers: The Loomis Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Need a loan to get rid of several high interest credit cards.

 

A credit bureau reported the following information about this borrower member on February 17, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 22
Revolving Credit Balance: $20,702.00 Public Records On File: 0
Revolving Line Utilization: 82.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 379749

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379749

$20,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379749. Member loan 379749 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: eSpindle Learning Debt-to-income ratio: 20.07%
Length of employment: 5 years Location: Sebastopol, CA
       
Home town: Frankfurt
Current & past employers: eSpindle Learning, AromaLand
Education: DePaul University, Excelsior College, Thomas Edison State College, Technische Universitaet, Freie Universitaet

 

This borrower member posted the following loan description, which has not been verified:

 

We are seeking funds to finance additional development at www.eSpindle.org, an innovative online tutoring concept. eSpindle Learning is a 501(c)3 nonprofit organization, but designed to become a self-sustaining organization that can finance scholarships and other charitable efforts through membership fees. If you are interested in the concept of social entrepreneurship, and would like to contribute to an exciting project, please read on. eSpindle Learning was started by parents who did not like to see their kids struggle. We were quite concerned about the state of education and literacy (http://www.espindle.org/literacy_facts.html) in the country. Noticing that a truly effective tool for successfully committing words to long-term memory was sorely needed, we founded and developed an online tutoring concept to help students and English Language Learners get the coaching they need to succeed. The organization earns revenue from memberships and site licenses, and maintains a substantial number of scholarships for disadvantaged students. For more information, please refer to our homepage, http://www.eSpindle.org, or our Wikipedia entry, http://en.wikipedia.org/wiki/ESpindle_Learning. We won various awards, were invited to present at the Software and Information Industry Association as an innovator company, and continue to grow even in the current climate, largely because our members stay enrolled for a long time period. Being a nonprofit has excluded us from investor involvement, and the project has been financed exclusively through private loans and credit cards. Over our 5 years of history, we have assembled a great team of professionals and volunteers, empowering us to develop projects very cost effectively. Our revamped site will launch in early March. However, our bootstrapped financing is seriously impacting our growth. Here is what we will do with your investment: - --- Increase options for members to enroll without out-of-pocket expense, using Scrip and Affiliate paybacks to finance membership and earn additional rewards (see www.espindle.org/free_tutoring.html for the first step) - --- Create a ?connector? that allows members to quickly add words they find difficult to their learning profile for priority study. This will provide an effective integration vehicle with online dictionaries (eSpindle Learning enjoys partnerships with dictionary.com, Oxford University Press, and Ultralingua) - --- Translate the eSpindle slide show into multiple languages to support global expansion - --- Integrate eSpindle with textbooks and curricula of leading publishers for future partnership opportunities - --- Boost our PR efforts An additional note regarding my credit profile: While I hold a relatively large amount of personal debt, this is actually business debt, privately financed. While my low salary would be cause for concern if this were indeed personal debt, it is in this case simply a sign of my commitment to the program. This is a truly unique opportunity to not only have your money earn interest, but also create social change and get involved in a great, innovative program at the same time! A low vocabulary seriously impacts one?s ability to think critically and communicate clearly, eliminating the chance of success, both academically and personally. If you would like to become part of this innovative solution, please consider lending all or part of this request. Please feel free to contact me personally with any questions you might have.

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,260.00 Public Records On File: 0
Revolving Line Utilization: 77.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 379778

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379778

$7,500

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379778. Member loan 379778 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Andrew Mitchell Holdings Debt-to-income ratio: 8.92%
Length of employment: 7 years 6 months Location: jamestown, NY
       
Home town: Dunkirk
Current & past employers: Andrew Mitchell Holdings, Bath and Body Works
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Hi my name is Katie. I am currently working to expand my business in New York. Currently my business focus' on real estate development and management. Now don't get scared that the word real estate is involved. We are extremely conservative and I work in an area in Western New York. This area was never affected by the boom whether positively or negatively. We manage vacation rentals close to the ski resorts and we also own mixed use apartment buildings. I would like to expand the business and do better marketing and upgrade our equiptment. (servers etc) I would also like to hire a new employee. The SBA is a joke right now and conventional lenders are also.

 

A credit bureau reported the following information about this borrower member on February 18, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,590.00 Public Records On File: 0
Revolving Line Utilization: 17.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 379811

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379811

$15,000

16.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379811. Member loan 379811 was requested on February 21, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,462 / month
Current employer: BlueCrossBlueShield Debt-to-income ratio: 20.15%
Length of employment: 3 years Location: Maple Grove, MN
       
Home town:
Current & past employers: BlueCrossBlueShield
Education: Wichita State University

 

This borrower member posted the following loan description, which has not been verified:

 

To pay off high APR% Credit Cards. To become debt free.

 

A credit bureau reported the following information about this borrower member on February 21, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,123.00 Public Records On File: 0
Revolving Line Utilization: 98.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 379857

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379857

$12,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379857. Member loan 379857 was requested on February 18, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,750 / month
Current employer: M-NCPPC Debt-to-income ratio: 14.27%
Length of employment: 30 years Location: SILVER SPRING, MD
       
Home town: Silver Spring
Current & past employers: M-NCPPC, Fairland Animal Hospital, RCSI (out of business)
Education: University of Maryland - College Park, University of Maryland University College - CP

 

This borrower member posted the following loan description, which has not been verified:

 

This loan is meant to provide the feeling of "getting ahead" of the game rather than ending up in debt, which is easy to do. $5000 goes to repaying a private loan while the rest will go towards buying a Laptop Computer, which I have never taken the leap to spend the money on. However I recently got a great new job that involves Graphics and Web site design which I have a great interest in and a desire to be my best. I will also be taking some classes to complete a couple of Certificates (each equates to a "minor" in college). I will also put some money towards my credit card before that gets away from me. 2008 turned out to be an amazing year for me which proved the point, that you never know what is around the next corner...and at 51, I'm making an upward move in my workplace and I'm finding new life in an old place.

 

A credit bureau reported the following information about this borrower member on February 18, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1987 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,224.00 Public Records On File: 0
Revolving Line Utilization: 73.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 379896

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379896

$10,775

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379896. Member loan 379896 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,733 / month
Current employer: nassau inn Debt-to-income ratio: 5.02%
Length of employment: 1 year Location: hopewell, NJ
       
Home town: New Brunswick
Current & past employers: nassau inn, chimney rock inn
Education: Raritan Valley Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Loan for used truck and materials to start landscaping business

 

A credit bureau reported the following information about this borrower member on February 20, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,889.00 Public Records On File: 0
Revolving Line Utilization: 43.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 379902

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379902

$5,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379902. Member loan 379902 was requested on February 18, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,375 / month
Current employer: Primary Color Inc. Debt-to-income ratio: 23.29%
Length of employment: 4 years 4 months Location: Los Angeles, CA
       
Home town: San Diego
Current & past employers: Primary Color Inc., Paper Chase Printing
Education: Fashion Institute of Design & Merchandising in Los Angeles (FIDM)

 

This borrower member posted the following loan description, which has not been verified:

 

consolidation of debt

 

A credit bureau reported the following information about this borrower member on February 18, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,752.00 Public Records On File: 0
Revolving Line Utilization: 89.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 379903

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379903

$20,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379903. Member loan 379903 was requested on February 21, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: Oberon Associates, A Stanley Company Debt-to-income ratio: 9.52%
Length of employment: 3 years 1 month Location: Vail, AZ
       
Home town: Ocala
Current & past employers: Oberon Associates, A Stanley Company, US Army
Education: Norwich University, The University of Texas at Austin

 

This borrower member posted the following loan description, which has not been verified:

 

Recently bought a home, and new appliances. Now looking to responsibly consolidate debt and improve cashflow by reducing interest payments and the total number of creditors.

 

A credit bureau reported the following information about this borrower member on February 18, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1986 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 67
Revolving Credit Balance: $22,424.00 Public Records On File: 0
Revolving Line Utilization: 34.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 379920

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379920

$18,000

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379920. Member loan 379920 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $5,729 / month
Current employer: Small Town Pizzaria Debt-to-income ratio: 14.33%
Length of employment: 5 years 2 months Location: Temple, GA
       
Home town: Atlanta
Current & past employers: Small Town Pizzaria, Motorola
Education: University of Georgia

 

This borrower member posted the following loan description, which has not been verified:

 

Recently, Wells Fargo up and decided to raise our APR to 23%. This was implemented after they reduced our home equity line. Even though I have never been late, our line was reduced and our credit card rates were increased. Because the available credit shortened, my fico score has also been affected. I am looking for a short term loan of 36 months where I can pay off the majority of my credit card debt and save on the interest. I have been gainfully employeed at the same job for over 5 years and I am a partner owner in a local restaurant. My motivation is to save at least a few percent on the payments that I am currently making.

 

A credit bureau reported the following information about this borrower member on February 19, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,824.00 Public Records On File: 0
Revolving Line Utilization: 95.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 379923

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379923

$8,400

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379923. Member loan 379923 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: jeremiahs international Debt-to-income ratio: 9.53%
Length of employment: 5 years 2 months Location: saint petersburg, FL
       
Home town: casablanca
Current & past employers: jeremiahs international, vinoy resort
Education: itc casablanca

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to purchase a home for myself. I have found a few properties locally that are being sold at a very small percentage of their actual value. I have been renting for 15 years now and I'm ready to buy a home at an affordable price. Now, locally there are plenty 3/2 homes that would cost me much less than rent per month if I purchased them outright. Thanks for your consideration.

 

A credit bureau reported the following information about this borrower member on February 19, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $53,243.00 Public Records On File: 0
Revolving Line Utilization: 71.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 379948

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379948

$8,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379948. Member loan 379948 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,964 / month
Current employer: Pioneer Nutritional Debt-to-income ratio: 24.63%
Length of employment: 6 years 3 months Location: Shelburne Falls, MA
       
Home town:
Current & past employers: Pioneer Nutritional, WGBH Educational Foundation
Education: Skidmore College

 

This borrower member posted the following loan description, which has not been verified:

 

My request is really simple. This loan will consolidate a handful of debts I am already paying regularly without fail. This one loan payment will simply replace all the payments I am currently making on the debts I've chosen to include in this figure. (I have not included a couple as their rates are already great and I'm making fast progress there.) I just want to accelerate my overall pay-off progress a bit by shaving a few more percentage points off interest rates and having a fixed schedule for pay-off. I have done this a couple of times already with terrific success. Over the past several years, I have turned my financial life around penny by penny. I went from having a very low FICO, twice as much debt and several derogatory credit marks due to an isolated personal hardship, to cleaning up everything through perseverance, sacrifice and hard work. I am incredibly proud of myself and confident in my ability to become debt free in just a few more years! My partner is self-employed and work is slow right now. We are not in trouble yet, but I want to be proactive about "tightening up the ship" and not spending money where I don't have to. That includes high interest rates on debt. We are already limiting our spending to necessary items. Rest assured, I am very serious about fulfilling my obligations to lenders. Financial health is my #1 priority.

 

A credit bureau reported the following information about this borrower member on February 19, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 58
Revolving Credit Balance: $8,928.00 Public Records On File: 0
Revolving Line Utilization: 62.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 379982

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379982

$18,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379982. Member loan 379982 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: ISU Sanford & Gilbert Debt-to-income ratio: 17.22%
Length of employment: 20 years 1 month Location: Fresno, CA
       
Home town: Fresno
Current & past employers: ISU Sanford & Gilbert
Education: California State University-Fresno (CSU Fresno)

 

This borrower member posted the following loan description, which has not been verified:

 

Help pay programming costs for my Computer Software business 'Winsure". We are a small software company that works exclusively with the Insurance Agency Industry. Our program handles the Accounting and Marketing for small to mid-sized Independent Insurance Agencies primarily in the Western United States. The company has existed since 1986 and I have owned the company since 2000. We are in the middle of a major upgrade and need some capital to help expand marketing as well as pay sub contracted programming (all in the United States). I have used Social Lending before and had a Prosper Loan that I paid off 18 months early. I intend on doing the same with Lending Club. I would be happy to provide any details needed.

 

A credit bureau reported the following information about this borrower member on February 19, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 64
Revolving Credit Balance: $221,811.00 Public Records On File: 0
Revolving Line Utilization: 53.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 379991

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

379991

$12,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 379991. Member loan 379991 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Self-Employed/Business Owner Debt-to-income ratio: 22.93%
Length of employment: 15 years Location: Yakutat, AK
       
Home town: Sitka
Current & past employers: Self-Employed/Business Owner
Education: Alaska Vocational Technical Center

 

This borrower member posted the following loan description, which has not been verified:

 

I have been a commercial fisherman for 40 years and for the last 15 years I also own and operate a Sportfishing Guide and Outfitting business in a remote area of Alaska. In this area, for the past couple of years, we are experiencing low numbers of returning Pacific salmon. The purpose of this loan is to consolidate debt and to have operating capital for the upcoming 2009 Commercial Fishing and Sportfish Guiding season.

 

A credit bureau reported the following information about this borrower member on February 19, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,597.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 380000

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380000

$20,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380000. Member loan 380000 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $25,917 / month
Current employer: RGM LLC Debt-to-income ratio: 10.24%
Length of employment: 2 years 3 months Location: Anchorage, AK
       
Home town: Fairbanks
Current & past employers: RGM LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I just finished my second year in business with my retail flooring store. I have loans and credit lines with vendors. The volume the store does is substantial for my size, although I took the same dive as the rest of the US last quarter. I have a Property Management company that I do large volume with and I extend them 30 day terms. I have been working with this established PM since 2003, before I opened on my own; they have always been consistent on their payables 20-25 days. The PM has a strict 4 day turn around time, and materials take 7-10 days to arrive. This requires me to have a large amount of material available for the short scheduling issues. The last several years I have only sold materials and the labor was provided direct through a 3rd party contractor. Recently they requested I take over the labor as well, and I have, creating more labor costs and a larger cash flow need. The time lag between ordering, installing, paying installer, and receiving payables is wher e the need arises. Being new in business the local banks have only done short term loans and the "small" origination fees add up quick. I have been able to obtain enough capitol to operate; I feel that I am missing opportunity along the way. Some of my vendors offer a 5% discount if the invoice is paid in 20 days vs. a net/30 or net/40. I have rarely been able to take advantage of these, and I know I need to. Add the interest, fees, and missed discounts together and I feel I am losing a lot of profit. A long term business loan or a credit line would go miles towards me recapturing this lost revenue.

 

A credit bureau reported the following information about this borrower member on February 19, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1982 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $77,093.00 Public Records On File: 0
Revolving Line Utilization: 90.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380008

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380008

$15,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380008. Member loan 380008 was requested on February 19, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Fed Ex Ground Debt-to-income ratio: 8.65%
Length of employment: 10 years Location: Plainfield, NJ
       
Home town:
Current & past employers: Fed Ex Ground, BF Goodrich Aerospace
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Total project is $87,000.00, I`m about 13,000.00 short.

 

A credit bureau reported the following information about this borrower member on February 19, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 63
Revolving Credit Balance: $135,594.00 Public Records On File: 0
Revolving Line Utilization: 34.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 380112

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380112

$5,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380112. Member loan 380112 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: n/a Debt-to-income ratio: 22.18%
Length of employment: n/a Location: staten island, NY
       
Home town: Brooklyn
Current & past employers: community transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

needed to pay bills off

 

A credit bureau reported the following information about this borrower member on February 20, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,040.00 Public Records On File: 1
Revolving Line Utilization: 45.20% Months Since Last Record: 35
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 380114

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380114

$20,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380114. Member loan 380114 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $16,667 / month
Current employer: n/a Debt-to-income ratio: 6.38%
Length of employment: 20 years Location: Cincinnati, OH
       
Home town: Cincinnati
Current & past employers:
Education: University of Notre Dame

 

This borrower member posted the following loan description, which has not been verified:

 

hi, first time trying this, am interested in obtaining funds to purchase equipment for my new business venture. could probably obtain loan from bank, but am tired of the hassle. thx!

 

A credit bureau reported the following information about this borrower member on February 20, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1981 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $65,361.00 Public Records On File: 0
Revolving Line Utilization: 3.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 380134

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380134

$20,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380134. Member loan 380134 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,565 / month
Current employer: Bomac Exterminating Company, Inc Debt-to-income ratio: 4.34%
Length of employment: 6 years 4 months Location: Birmingham, AL
       
Home town: Birmingham
Current & past employers: Bomac Exterminating Company, Inc, Walgreen, Knight-Ridder, US House of Representatives, Morehouse College, United Way, Urban League
Education: Morehouse College, Miles College, Spelman College, Clark Atlanta University

 

This borrower member posted the following loan description, which has not been verified:

 

Buying more rental property at super low prices. My phone is ringing off the hook for rental property and I can't get the houses fast enough. All purchases have over 65% equity at time of purchase. Most have 70% + after cosmetic repairs. Need money to cover 2 of 5 houses currently under contract.

 

A credit bureau reported the following information about this borrower member on February 20, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $92,549.00 Public Records On File: 0
Revolving Line Utilization: 51.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 380158

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380158

$5,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380158. Member loan 380158 was requested on February 20, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: United Health Group Debt-to-income ratio: 18.92%
Length of employment: 1 year 2 months Location: DALLAS, TX
       
Home town: Milwaukee
Current & past employers: United Health Group, Dallas County Health and Human Services
Education: University of Houston

 

This borrower member posted the following loan description, which has not been verified:

 

loan to pay extra wedding expenses

 

A credit bureau reported the following information about this borrower member on February 20, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 24 Months Since Last Delinquency: 2
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 380184

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380184

$15,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380184. Member loan 380184 was requested on February 21, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Bonillas Elementary Debt-to-income ratio: 7.61%
Length of employment: 12 years Location: TUCSON, AZ
       
Home town: Houston
Current & past employers: Bonillas Elementary, St Mary's Seminary in Baltimore, MD
Education: The University of Texas at Austin

 

This borrower member posted the following loan description, which has not been verified:

 

A need to update the house to code.

 

A credit bureau reported the following information about this borrower member on February 20, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1987 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: 24
Revolving Credit Balance: $22,493.00 Public Records On File: 0
Revolving Line Utilization: 30.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 380192

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380192

$5,300

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380192. Member loan 380192 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: BDO Seidman LLP Debt-to-income ratio: 15.24%
Length of employment: 5 years Location: Flushing, NY
       
Home town: Brooklyn
Current & past employers: BDO Seidman LLP, YMCA
Education: University of Hartford

 

This borrower member posted the following loan description, which has not been verified:

 

Repayment to University of Hartford for purpose of receiving transcript and re-applying to CUNY.

 

A credit bureau reported the following information about this borrower member on February 23, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 53
Revolving Credit Balance: $2,401.00 Public Records On File: 0
Revolving Line Utilization: 57.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380204

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380204

$13,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380204. Member loan 380204 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Self Employed Debt-to-income ratio: 14.40%
Length of employment: 3 years Location: carlsbad, CA
       
Home town: San Diego
Current & past employers: Self Employed, Moreno Aerial Photo Surveys
Education: National University

 

This borrower member posted the following loan description, which has not been verified:

 

Credit Consolidation

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 24 Months Since Last Delinquency: 13
Revolving Credit Balance: $13,780.00 Public Records On File: 0
Revolving Line Utilization: 40.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380233

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380233

$7,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380233. Member loan 380233 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Eyeblaster Inc Debt-to-income ratio: 5.83%
Length of employment: 3 years 11 months Location: Jersey City, NJ
       
Home town: New Rochelle
Current & past employers: Eyeblaster Inc, GraficaGroup, Bloomberg, LLP, Merrill Lynch
Education: Albright College

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to get a loan to consolidate some of my credit cards and my car loan and combine them into one payment.

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 76
Revolving Credit Balance: $8,091.00 Public Records On File: 0
Revolving Line Utilization: 36.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380297

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380297

$11,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380297. Member loan 380297 was requested on February 21, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: B.B. Chemicals, Inc. Debt-to-income ratio: 24.50%
Length of employment: 6 months Location: Eustace, TX
       
Home town: Poteet
Current & past employers: B.B. Chemicals, Inc., Self-Employed, Tex-Systems & Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have only one credit card, but the interest I am paying on it is outragiously high. I want to pay it off and cancel it. Thanks!

 

A credit bureau reported the following information about this borrower member on February 21, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1983 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,734.00 Public Records On File: 0
Revolving Line Utilization: 75.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 380363

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380363

$10,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380363. Member loan 380363 was requested on February 21, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Shell Designs Debt-to-income ratio: 19.44%
Length of employment: 4 years 6 months Location: Provincetown, MA
       
Home town: Springfield
Current & past employers: Shell Designs, Dolphin Fleet
Education: UMass Amherst

 

This borrower member posted the following loan description, which has not been verified:

 

$ credits cards totaling $16,000 and a car loan of $4,000.

 

A credit bureau reported the following information about this borrower member on February 21, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,944.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380430

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380430

$4,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380430. Member loan 380430 was requested on February 22, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Ixtlan Inc. Debt-to-income ratio: 13.68%
Length of employment: 2 years 4 months Location: Los Angeles, CA
       
Home town: Long Beach
Current & past employers: Ixtlan Inc., Steel Company
Education: University of San Diego, University of Washington at Seattle

 

This borrower member posted the following loan description, which has not been verified:

 

Recently received a raise and promotion and just want to bring all my debt into one place under a lower interest rate, as I'm now financially poised to get completely out of debt. Thank you.

 

A credit bureau reported the following information about this borrower member on February 22, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 17
Revolving Credit Balance: $4,764.00 Public Records On File: 0
Revolving Line Utilization: 79.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 380479

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380479

$7,675

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380479. Member loan 380479 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Hovland Conservatory of Music Debt-to-income ratio: 16.37%
Length of employment: 1 year 2 months Location: Saint Paul, MN
       
Home town: Saint Paul
Current & past employers: Hovland Conservatory of Music, eHovland Information Design, Inc.
Education: Bob Jones University

 

This borrower member posted the following loan description, which has not been verified:

 

I am tired of paying 20-25% interest on debts I accumulated in college and on my honeymoon. I will use this money to immediately consolidate balances on 3 cards to dramatically improve my credit score and cut wasted finance charge expenses. After doing some research, this looks like a financially sensible way to reduce my debt. My job is stable and debt to income ratio is excellent.

 

A credit bureau reported the following information about this borrower member on February 23, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,083.00 Public Records On File: 0
Revolving Line Utilization: 71.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380513

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380513

$7,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380513. Member loan 380513 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Tullett Prebon USA Inc Debt-to-income ratio: 7.50%
Length of employment: 15 years Location: Tinton Falls, NJ
       
Home town: London
Current & past employers: Tullett Prebon USA Inc
Education: Queen Elizabeth's

 

This borrower member posted the following loan description, which has not been verified:

 

Loan to fence in primary residence.

 

A credit bureau reported the following information about this borrower member on February 23, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $79,333.00 Public Records On File: 0
Revolving Line Utilization: 4.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380527

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380527

$20,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380527. Member loan 380527 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Souza LLC Debt-to-income ratio: 22.24%
Length of employment: 1 year 1 month Location: CATONSVILLE, MD
       
Home town: Washington
Current & past employers: Souza LLC
Education: Widener University-Delaware Campus, Mount St. Mary's University

 

This borrower member posted the following loan description, which has not been verified:

 

To pay off credit card debt and taxes due to IRS and the State of Maryland.

 

A credit bureau reported the following information about this borrower member on February 23, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,520.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380553

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380553

$7,200

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380553. Member loan 380553 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,290 / month
Current employer: Jefferds Corporation Debt-to-income ratio: 18.57%
Length of employment: 3 years Location: Ona, WV
       
Home town: Ona
Current & past employers: Jefferds Corporation
Education: Marshall University

 

This borrower member posted the following loan description, which has not been verified:

 

I'm looking to consolidate a few credit cards before I get married. Also looking to buy parts for my truck; losing oil pressure and need to keep it on the road.

 

A credit bureau reported the following information about this borrower member on February 23, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,625.00 Public Records On File: 0
Revolving Line Utilization: 56.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 380617

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380617

$8,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380617. Member loan 380617 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: Mike Levesque Music Debt-to-income ratio: 10.53%
Length of employment: 6 years Location: White Plains, NY
       
Home town:
Current & past employers: Mike Levesque Music, Photomag Sound Studios
Education: Suny Purchase

 

This borrower member posted the following loan description, which has not been verified:

 

Loan for a used Motorcycle

 

A credit bureau reported the following information about this borrower member on February 23, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1974 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 50
Revolving Credit Balance: $9,348.00 Public Records On File: 0
Revolving Line Utilization: 49.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 380618

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380618

$20,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380618. Member loan 380618 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,450 / month
Current employer: state of nevade gaming control board Debt-to-income ratio: 1.77%
Length of employment: 15 years 6 months Location: navarre, NV
       
Home town: Lafayette
Current & past employers: state of nevade gaming control board
Education: University of Nevada-Las Vegas

 

This borrower member posted the following loan description, which has not been verified:

 

a short term unsecured personal loan or line of credit for $20,000

 

A credit bureau reported the following information about this borrower member on February 23, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,825.00 Public Records On File: 0
Revolving Line Utilization: 22.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 380656

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380656

$8,000

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380656. Member loan 380656 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: US Military Debt-to-income ratio: 19.87%
Length of employment: 14 years 6 months Location: Oceanside, CA
       
Home town: Ingleside
Current & past employers: US Military
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Request Money to consolidate all debt.

 

A credit bureau reported the following information about this borrower member on February 23, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 47
Revolving Credit Balance: $5,517.00 Public Records On File: 0
Revolving Line Utilization: 34.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 380661

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380661

$20,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380661. Member loan 380661 was requested on February 23, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,333 / month
Current employer: Infinity Designs, Inc. Debt-to-income ratio: 7.28%
Length of employment: 6 years Location: Birmingham, AK
       
Home town: Jemison
Current & past employers: Infinity Designs, Inc., Union Camp
Education: University of Montevallo

 

This borrower member posted the following loan description, which has not been verified:

 

Paying back money to lenders in order to consolidate debt into 1 payment.

 

A credit bureau reported the following information about this borrower member on February 23, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 50
Revolving Credit Balance: $50,381.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 380679

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380679

$14,400

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380679. Member loan 380679 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: united states postal service Debt-to-income ratio: 16.78%
Length of employment: 20 years Location: parma, OH
       
Home town: PARMA
Current & past employers: united states postal service
Education: Cuyahoga Community College District

 

This borrower member posted the following loan description, which has not been verified:

 

consolidate credit cards

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,160.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 380683

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380683

$5,000

16.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380683. Member loan 380683 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,000 / month
Current employer: SAIC Debt-to-income ratio: 4.35%
Length of employment: 18 years Location: Arlington, VA
       
Home town: Hudson
Current & past employers: SAIC
Education: Ohio University-Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I need to pay off the negative equity in my trade-in to gain the best leverage in negotiating for a new auto (we're having another child in a few weeks and the extra space will be sorely needed). I plan on paying this loan back within 60 days.

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 18
Revolving Credit Balance: $157.00 Public Records On File: 1
Revolving Line Utilization: 52.30% Months Since Last Record: 20
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 380720

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380720

$16,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380720. Member loan 380720 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,672 / month
Current employer: Self-Employed/Spouce Income Debt-to-income ratio: 0.98%
Length of employment: 6 years 9 months Location: Athens, GA
       
Home town:
Current & past employers: Self-Employed/Spouce Income
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

My daughter is very bright and very talented and has been through a very hard and troubled childhood. She has the ability and the intelligence to be successful in school but I need to be there for her financially. Please allow me to help my daughter further her education.

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1987 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,847.00 Public Records On File: 0
Revolving Line Utilization: 56.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 380721

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380721

$13,475

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380721. Member loan 380721 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,500 / month
Current employer: Yahoo! Inc Debt-to-income ratio: 24.54%
Length of employment: 4 years Location: SAN FRANCISCO, CA
       
Home town: San Francisco
Current & past employers: Yahoo! Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

trying to pay off my CC at a lower rate

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,618.00 Public Records On File: 0
Revolving Line Utilization: 87.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 380749

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380749

$5,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380749. Member loan 380749 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: United Dental Corporation Debt-to-income ratio: 3.03%
Length of employment: 2 months Location: Washington, DC
       
Home town: Medellin
Current & past employers: United Dental Corporation, Glaceau Vitamin Water, Pulsar Advertising
Education: The Catholic University of America

 

This borrower member posted the following loan description, which has not been verified:

 

I intend on going back to school to apply for my masters degree in Marketing/Advertising. I attended Catholic University of America and graduated debt free. I am currently working full time, but unfortunately do not have enough money to pay my rent and first semesters tuition fee. This money would also allow me to take a part time job so that I may focus on my studies for one full year.

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1973 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: 33
Revolving Credit Balance: $3,431.00 Public Records On File: 0
Revolving Line Utilization: 15.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380754

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380754

$7,500

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380754. Member loan 380754 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: megalos corporation Debt-to-income ratio: 22.03%
Length of employment: 10 years 3 months Location: Annapolis, MD
       
Home town: Washington
Current & past employers: megalos corporation, Bobs Big Boy Restaurant
Education: Charles County Community

 

This borrower member posted the following loan description, which has not been verified:

 

I have two credit cards with Bank of America, which I would like to consolidate into one loan. I would like to know what the payment would be for 24 months rather then 36 months.

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,585.00 Public Records On File: 0
Revolving Line Utilization: 55.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380759

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380759

$16,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380759. Member loan 380759 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: ASI Debt-to-income ratio: 15.25%
Length of employment: 8 years 6 months Location: new albany, OH
       
Home town:
Current & past employers: ASI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have two credict cards that will start charging me 19.24% and 23.9% next month after their promotional rate ends. I know I can get a better rate with LendingClub

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $342,902.00 Public Records On File: 0
Revolving Line Utilization: 44.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 380775

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380775

$8,000

15.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380775. Member loan 380775 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,590 / month
Current employer: University of Utah Debt-to-income ratio: 22.18%
Length of employment: 3 years 8 months Location: West Valley, UT
       
Home town:
Current & past employers: University of Utah
Education: University of Utah

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to consolidate some very high interest rate debt at a more reasonable rate. I have done a great deal of research on peer-to-peer lending and feel LendingClub is the place for me to accomplish this. I would pay off a small, but high rate note loan, pay off one credit card and pay down on two other cards. This would allow me to make additional payments on my other obligations and get me on the road to a sound financial footing. I have been employed at the same place for 35 years, and have lived in my home for 29 years. I am a reliable borrower, and just need a reasonable lender to get me over the hump. I have been helping out my daughter and her children, and put myself into a bit of a hole, financially. She is now better able to support herself, so I will be able to concentrate on my own financial security.

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1978 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 35
Revolving Credit Balance: $43,110.00 Public Records On File: 0
Revolving Line Utilization: 93.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 380789

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380789

$6,950

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380789. Member loan 380789 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: UNH - IOL Debt-to-income ratio: 18.00%
Length of employment: 9 months Location: Dover, NH
       
Home town: Concord
Current & past employers: UNH - IOL, NHPTV
Education: University of New Hampshire-Main Campus (UNH)

 

This borrower member posted the following loan description, which has not been verified:

 

I've been working on paying down my credit card debt since last summer and have made some headway already. However, I would like to try and consolidate the debt so I can get a better interest rate than the average of 20.99% my cards are charging me. All money would go 100% towards my credit card debt. I have never missed a payment with my cards and am paying it down, but feel the fiscally responsible thing to do would be to try and get a better interest rate and stop having to worry about 4 separate payments every month.

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,394.00 Public Records On File: 0
Revolving Line Utilization: 44.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 380807

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380807

$20,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380807. Member loan 380807 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,333 / month
Current employer: Armenian Russian Television Network Inc. Debt-to-income ratio: 16.56%
Length of employment: 7 years 3 months Location: Glendale, CA
       
Home town: Gyumri
Current & past employers: Armenian Russian Television Network Inc.
Education: Yerevan State University , Armenia

 

This borrower member posted the following loan description, which has not been verified:

 

I have promised my son that his wedding will be on me.. and here we go time has arrived...I'm a good candidate for this loan. My job is stable and secure.

 

A credit bureau reported the following information about this borrower member on February 19, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 51
Revolving Credit Balance: $21,118.00 Public Records On File: 0
Revolving Line Utilization: 65.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380808

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380808

$5,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380808. Member loan 380808 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,521 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 16.55%
Length of employment: 36 years Location: Cedar Grove, NJ
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

close out credit card and pay off at lower rate

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1986 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,345.00 Public Records On File: 0
Revolving Line Utilization: 93.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380839

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380839

$18,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380839. Member loan 380839 was requested on February 24, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Boardwalk LLC Debt-to-income ratio: 0.00%
Length of employment: 4 months Location: Columbus, OH
       
Home town: Columbus
Current & past employers: Boardwalk LLC, Blue Chip Software
Education: The Ohio State University

 

This borrower member posted the following loan description, which has not been verified:

 

I currently own one fully rented property in Columbus, Ohio near The Ohio State University. I am purchasing cash flowing rental properties in the area. I have found a two unit Duplex that needs a little paint on the inside and it will be ready to rent. The property is listed for $18,000 and will rent out at $500 per side per month. I have tried to obtain mortgage financing through local banks but the loan amount is too low for banks to even take a look at.

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 380878

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380878

$12,300

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380878. Member loan 380878 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Mission Federal Credit Union Debt-to-income ratio: 22.08%
Length of employment: 3 years 1 month Location: EL CAJON, CA
       
Home town: La Mesa
Current & past employers: Mission Federal Credit Union, Vons
Education: San Diego State University-Main Campus, Grossmont College, Cuyamaca College

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidate 4 credit cards into one closed end loan.

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,543.00 Public Records On File: 0
Revolving Line Utilization: 29.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380955

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380955

$2,500

16.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380955. Member loan 380955 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,978 / month
Current employer: Blank Rome Debt-to-income ratio: 1.51%
Length of employment: 6 years Location: SILVER SPRING, MD
       
Home town: Hackensack
Current & past employers: Blank Rome
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Have very good credit and steady employment. Need a personal loan with no early repayment penalty.

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $946.00 Public Records On File: 0
Revolving Line Utilization: 15.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380963

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380963

$12,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380963. Member loan 380963 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,583 / month
Current employer: el paso county sheriffs office Debt-to-income ratio: 17.96%
Length of employment: 12 years Location: horizon, TX
       
Home town: El Paso
Current & past employers: el paso county sheriffs office
Education: El Paso Community College

 

This borrower member posted the following loan description, which has not been verified:

 

medical expenses, property tax, and an existing loan with a high interest rate are the debts I need to pay

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 25 Months Since Last Delinquency: 16
Revolving Credit Balance: $754.00 Public Records On File: 0
Revolving Line Utilization: 9.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 380970

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380970

$9,600

16.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380970. Member loan 380970 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: Bassett Healthcare Debt-to-income ratio: 15.24%
Length of employment: 22 years Location: ONEONTA, NY
       
Home town:
Current & past employers: Bassett Healthcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

i recently bought my house and have had to competly refinish the entire house. The bathroom is last and I am looking for financing. I have a project plan already

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 55
Revolving Credit Balance: $3,491.00 Public Records On File: 2
Revolving Line Utilization: 64.60% Months Since Last Record: 57
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 380974

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380974

$16,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380974. Member loan 380974 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Washington Development Industry Council Debt-to-income ratio: 10.95%
Length of employment: 8 months Location: Washington, DC
       
Home town: Detroit
Current & past employers: Washington Development Industry Council, Council of the District of Columbia
Education: Howard University

 

This borrower member posted the following loan description, which has not been verified:

 

To all: I am requesting a loan so that I can start a business and get a better interest rate for some debt/and to consolidate my payments. I am itching to start a new venture but need some start-up capital. Thank you in advance!

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,742.00 Public Records On File: 0
Revolving Line Utilization: 64.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 380998

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

380998

$1,000

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 380998. Member loan 380998 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $7,083 / month
Current employer: The Motley Fool Debt-to-income ratio: 2.82%
Length of employment: 7 months Location: Washington, DC
       
Home town: Lima
Current & past employers: The Motley Fool, Self-Employed (Benjamin Huber LLC), Everstream, Inc., Mozes Cleveland & Co., Columbus Public Libraries
Education: Miami University-Oxford

 

This borrower member posted the following loan description, which has not been verified:

 

Looking to refinance credit card at a lower rate.

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1991 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,603.00 Public Records On File: 0
Revolving Line Utilization: 20.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381015

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381015

$18,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381015. Member loan 381015 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Towbin Infiniti Debt-to-income ratio: 10.87%
Length of employment: 3 months Location: Henderson, NV
       
Home town: Columbus
Current & past employers: Towbin Infiniti
Education: Miami University-Oxford

 

This borrower member posted the following loan description, which has not been verified:

 

I wish to consolidate all of my revolving debt into one monthly payment where a greater percentage of payment is applied toward principal and I can be out of debt in 36 months. Any remainder will be applied to my higher interest student loans. I particularly wish to cease business with Citi, because after years of responsible usage and on-time payments, they raised the rate on my Mastercard by 6 points with no explanation.

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 13
Revolving Credit Balance: $11,419.00 Public Records On File: 0
Revolving Line Utilization: 84.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381017

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381017

$18,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381017. Member loan 381017 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Trefoil Management LLC Debt-to-income ratio: 17.81%
Length of employment: 2 years Location: Bryn Mawr, PA
       
Home town: Clifton Park
Current & past employers: Trefoil Management LLC, Eastman Kodak
Education: Alfred University, University of Rochester

 

This borrower member posted the following loan description, which has not been verified:

 

My family and I have recently moved to the Philadelphia area, and due to the higher cost of living relative to our previous home, we have unfortunately built up some credit card debt. I have never been late or missed a payment on any loan, and this loan would be used to pay off my credit card debt.

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,995.00 Public Records On File: 0
Revolving Line Utilization: 93.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 381018

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381018

$15,500

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381018. Member loan 381018 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $5,251 / month
Current employer: Direct Connect Debt-to-income ratio: 8.40%
Length of employment: 2 years 2 months Location: Herndon, VA
       
Home town: Vienna
Current & past employers: Direct Connect, Go-Members
Education: Virginia Polytechnic Institute and State University (Virginia Tech), The University of Tennessee

 

This borrower member posted the following loan description, which has not been verified:

 

I was prequalified from Discover personal finance for upto $30,000 with a rate of 8.99%. I sent the application in along with my banks routing info as per the instructions but have yet to hear anything. Until 5 months ago, I had 2 credit cards which I paid off monthly, never carrying a balance. My soon to be husband became ill and asked if I would open some new credit for his medical bills which I did. I am now carrying 5 credit cards and simply want to consolidate all the cards and use just 1 primary card that I can pay off monthly as I have done for 15 plus years. My husband (soon 2 be) is recovered and working and paying all the monthly requirements for the cards. If I could please receive a rate under 10%, I would be in a position to pay from $600 -$800 on this consolidation loan per month

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,991.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 381051

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381051

$1,925

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381051. Member loan 381051 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $900 / month
Current employer: Deep Foods Inc. Debt-to-income ratio: 20.33%
Length of employment: 2 years 8 months Location: jersey city, NJ
       
Home town:
Current & past employers: Deep Foods Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am a Senior student, will be graduating by the end of this year, just wanted a loan for my last 2 semester tuition which would be repaid ASAP, may be as soon as 8-9 months if i get my internship. Just wanted little help to pay my final tuition fees.

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,909.00 Public Records On File: 0
Revolving Line Utilization: 14.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 381068

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381068

$3,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381068. Member loan 381068 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: IAC Debt-to-income ratio: 17.80%
Length of employment: 2 years 2 months Location: Glendale, AZ
       
Home town: Phoenix
Current & past employers: IAC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

This loan would be used to help clean up some debt. About $900 would go towards the only credit card I have that stubbornly refuses to lower my interest rate. The rest of the money would be used to pay off medical expenses from late 2007. A combination of emergency medical problems and two years of meeting the deductible on my high deductible health plan have left my budget pretty tight. Paying off those debts completely and not getting monthly reminders of that event would be a huge weight off my shoulders. This loan would help me simplify, reduce stress, and actually get out of debt faster.

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 31
Revolving Credit Balance: $1,568.00 Public Records On File: 0
Revolving Line Utilization: 44.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381100

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381100

$20,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381100. Member loan 381100 was requested on February 25, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,458 / month
Current employer: n/a Debt-to-income ratio: 10.56%
Length of employment: 1 year 6 months Location: Tacoma, WA
       
Home town:
Current & past employers:
Education: University of Washington at Seattle

 

This borrower member posted the following loan description, which has not been verified:

 

I have a complex and somewhat unique situation for which I am seeking a loan. This loan is to help my sister, who is a CPA and our parents own their own business. Neither my sister or I work in the business and have our jobs based in another town. For our parents business, we have only been listed as an officer and have signature authority on the bank account. We do not handle any of the cash nor work in the business. They got behind on their payroll taxes and owe money to the IRS. In addition, my parents filed personal bankruptcy and the IRS is in the collection process for the payroll taxes. Under the tax code, the IRS can hold any officer in the company that would have had the ability make payments liable for the payroll taxes. Thus, the IRS is not only attempting to collect from the business and my parents, but also holding my sister personally liable due to her CPA license. The impact of the IRS holding my sister liable is huge again because of her CPA license. If she does not pay the tax, they will file a lien against her as well as revoke her ability to prepare tax returns. If the IRS revokes that ability, the state can revoke her CPA license, which means that she not only loses her job but also her 1/3 ownership in her accounting firm. If that happens, she will lose everything that she has worked over 15 years to build. My sister is well-respected in her area for business advisory services, tax preparation and financial statements. She LOVES her job and what she does and cannot imagine losing it. She does not condone the actions of our parents and is caught in an unfortunate legal liability of which she had no control of. We have attempted to get a business loan with her guarantee from the bank, but they also required a guarantee from the shareholders which was declined due to their bankruptcy. She is unable to secure a loan personally to cover the full amount of the debt due to prior obligations. Furthermore, she has resigned her position as an officer and asked to be removed from the bank account to avoid any future potential liability. My sister is determined to keep her career which she has worked so hard to build and I am doing what I can to help her. I would deeply appreciate an understanding of the unfortunate circumstances of the situation and any willingness to help.

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1991 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,121.00 Public Records On File: 0
Revolving Line Utilization: 88.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381104

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381104

$1,800

7.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381104. Member loan 381104 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,440 / month
Current employer: Colorado Mountain College Debt-to-income ratio: 7.25%
Length of employment: 1 month Location: Glenwood Springs, CO
       
Home town: Glenwood Springs
Current & past employers: Colorado Mountain College, 20/20 Eye Care
Education: University of Northern Colorado, Western State College of Colorado, Colorado Mountain College

 

This borrower member posted the following loan description, which has not been verified:

 

I currently need a small loan to buy a small economical used car that I can use to commute back and forth to my new job. I have just switched employers and am receiving a substantial raise. A great thing in these current economic times, and I am very pleased.

 

A credit bureau reported the following information about this borrower member on February 25, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,469.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381117

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381117

$8,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381117. Member loan 381117 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Kaprio Design, LLC Debt-to-income ratio: 21.10%
Length of employment: 15 years Location: Herndon, VA
       
Home town: Scranton
Current & past employers: Kaprio Design, LLC, Ethan Allen Interiors, Renaissance Homes, Marriott International
Education: University of Scranton

 

This borrower member posted the following loan description, which has not been verified:

 

I have recently applied for a patent for cordless lamps (lighting), to be powered by rechargeable batteries, with remote control and a timer. I am working with InventSAI, a company that provides the legal, marketing & product development aspects of this venture. My request for a loan is to finance the cost of this service and additional costs to produce a prototype of the product and bring it to the marketplace. I am a self-employed interior designer who has faced with the need for decorative cordless lamps in both residential and commercial projects. I truly believe that this is a valuable idea, and simply need the funds to proceed.

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1978 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 74
Revolving Credit Balance: $20,714.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381123

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381123

$20,000

17.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381123. Member loan 381123 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: Bell South Debt-to-income ratio: 22.19%
Length of employment: 20 years 2 months Location: atlanta, GA
       
Home town: Queens
Current & past employers: Bell South
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will consolidate my expences to one low monthly payment. It will free up so much unnecessary expenditure.

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1978 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 48
Revolving Credit Balance: $22,371.00 Public Records On File: 0
Revolving Line Utilization: 85.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381126

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381126

$20,000

15.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381126. Member loan 381126 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,000 / month
Current employer: Rainbow Magic Car Wash Inc Debt-to-income ratio: 12.61%
Length of employment: 2 years 10 months Location: College Point, NY
       
Home town: Seoul
Current & past employers: Rainbow Magic Car Wash Inc, Paradise Spa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have a credit card which I have had for a very long time and I have never been late on payments. I have a large balance on this card because I was offered a low APR for balance transfers. Well, the last check that I had sent in was apparently ripped up in the mail and it was returned to me making my payment late. However, they charged me a late fee and hiked my APR to an unbelievable rate of 30%. I have gotten the late fee waived but they can do nothing about the APR. I am trying to find ways to save a little here and there and the interest is too much for me right now to handle. Please help!

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $116,893.00 Public Records On File: 0
Revolving Line Utilization: 62.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 381143

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381143

$9,000

19.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381143. Member loan 381143 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,983 / month
Current employer: Sky Lakes Medical Center Debt-to-income ratio: 12.27%
Length of employment: 1 year 6 months Location: Chiloquin, OR
       
Home town: Phoenix
Current & past employers: Sky Lakes Medical Center, United States Marine Corps
Education: USAF Air University

 

This borrower member posted the following loan description, which has not been verified:

 

I purchased a new car last year, and have paid on it faithfully. The interest rate is high, due to my lack of extended/existing credit in the past. (I usually pay cash for what I need/want). I was in a situation where I drove 50 miles round trip to work, and my V8 truck gas cost alone - justified my purchase. I also knew if I stayed on top of my payments I could refinance in the short term. 1) I want to pay off the car loan. 2) I want to pay partial closing costs on an approved VA home loan. 3) I have two low limit cards that I will pay off. I will close one card, and keep my Capital One. 4) The rest will be used to comfortably move us into the new home, with some money to be used for new fencing on the property.

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: 66
Revolving Credit Balance: $434.00 Public Records On File: 0
Revolving Line Utilization: 72.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 381158

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381158

$4,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381158. Member loan 381158 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,417 / month
Current employer: Walgreen Debt-to-income ratio: 8.26%
Length of employment: 2 years 4 months Location: Philadelphia, PA
       
Home town: Philadelphia
Current & past employers: Walgreen
Education: Community College of Philadelphia

 

This borrower member posted the following loan description, which has not been verified:

 

I am helping a family member that was layoff from work and enter to financial difficulty after struggling to find work. The situation has made his credit score low and needs help to catch up with a lot of bills. He has found himself a job but needs help with a short-term loan. I always try to do my best to a family member that is it need and that is what the word family means when you can help each other get through hard times.

 

A credit bureau reported the following information about this borrower member on February 15, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,090.00 Public Records On File: 0
Revolving Line Utilization: 55.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381165

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381165

$10,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381165. Member loan 381165 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Jackson Forklift Service Debt-to-income ratio: 16.84%
Length of employment: 2 years Location: BYRAM, MS
       
Home town: Jackson
Current & past employers: Jackson Forklift Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am wanting to buy a 1999 US Cargo 30 foot Tag Triple Axle Trailer for my husband (40th Birthday) for his race car. Good surprise-HUH?

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 6
Revolving Credit Balance: $13,234.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381179

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381179

$20,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381179. Member loan 381179 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: No Slippy Hair Clippy, Inc. Debt-to-income ratio: 20.72%
Length of employment: 6 years 6 months Location: Vacaville, CA
       
Home town: Manhattan Beach
Current & past employers: No Slippy Hair Clippy, Inc., Reebok, Inc.
Education: San Diego State University-Main Campus, University of Arizona

 

This borrower member posted the following loan description, which has not been verified:

 

We are diversifying our product mix with a new line of hair accessories for dogs, to augment our current successful line of products for girls and women. The loan would fund a new ecommerce website, launch an SEO program around our total business, and build a new online wholsale ordering capability for our current account list of 2000 retailers.

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1985 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $59,579.00 Public Records On File: 1
Revolving Line Utilization: 0.00% Months Since Last Record: 98
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381180

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381180

$12,000

16.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381180. Member loan 381180 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: American Car Commercial Debt-to-income ratio: 16.53%
Length of employment: 10 years Location: exeter, NH
       
Home town: Liverpool
Current & past employers: American Car Commercial
Education: St Marys Collage

 

This borrower member posted the following loan description, which has not been verified:

 

We are a company based in New Hampshire with a turnover last year of approx $600000 We set up another business also in NH which is funding itself in less then a year with 5 staff to set this business up we funded this through a company called Stirling Funding which is a credit card merchant for funding small business's based on your daily credit card transactions, we have approx $11000 left to finish this debt which started out at $40000 less than 10 months ago which if you do the math is about $3000 pm due to the resession things are slowing a little and we would rather have a smaller payment to finish the loan term as it is just starting to effect cash flow (Please note that my listing was removed and put back by lending club all in Error)

 

A credit bureau reported the following information about this borrower member on February 24, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,534.00 Public Records On File: 0
Revolving Line Utilization: 87.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 381194

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381194

$7,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381194. Member loan 381194 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,025 / month
Current employer: Torrid Paintball Sports Debt-to-income ratio: 10.57%
Length of employment: 5 years Location: Gaithersburg, MD
       
Home town: George Washington Hospital
Current & past employers: Torrid Paintball Sports, BC Paintball Sports
Education: UCI, and Montgomery College (Md)

 

This borrower member posted the following loan description, which has not been verified:

 

I'm looking to consolidate several credit card balances due increased interest rates and scaled back hours through my employer. Like many other individuals across this country, I've found myself needing to consolidate credit card balances due to increased interest rates, which have skyrocketed in recent months due in large part to the economic crisis our country is currently in. Couple the hike in interest rates with scaled back hours from 45+ hours a week down to 30, this is starting to be more and more difficult to pay down the principal on the various cards when the accrued interest is starting to mount. I've been able to make payments, but even when you're making twice the minimum payment, and the balance doesn't seem to be going down, it get's frustrating. This loan would be used to pay off 4 Credit Card balances and greatly help my financial standing during this rough patch. I am fortunate in that I decided against buying a home with my fiancee back in the early Fall, when the Mortgage issue first reared it's ugly head, otherwise I'd find myself in a bit more trouble, financially speaking. If able to pay off the credit cards, this would also help my credit score and give me some breathing room to be able to start setting aside some money for down payment when we start looking at purchasing a home sometime in the next year or so. Any assistance would be greatly appreciated. Regards, Todd Barbee

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1987 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,092.00 Public Records On File: 1
Revolving Line Utilization: 31.40% Months Since Last Record: 73
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381235

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381235

$13,500

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381235. Member loan 381235 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,906 / month
Current employer: Lompoc Unified School District Debt-to-income ratio: 24.91%
Length of employment: 9 years 7 months Location: Lompoc, CA
       
Home town: Santa Barbara
Current & past employers: Lompoc Unified School District
Education: California Polytechnic State University (CalPoly), Grand Canyon University

 

This borrower member posted the following loan description, which has not been verified:

 

To pay off a high interest rate loan, auto loan, and a couple credit cards.

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 56 Months Since Last Delinquency: 14
Revolving Credit Balance: $6,344.00 Public Records On File: 0
Revolving Line Utilization: 32.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381252

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381252

$9,600

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381252. Member loan 381252 was requested on February 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,875 / month
Current employer: Lake County Schools Debt-to-income ratio: 15.62%
Length of employment: 1 year 3 months Location: Minneola, FL
       
Home town: Victorville
Current & past employers: Lake County Schools
Education: Middle Tennessee State University

 

This borrower member posted the following loan description, which has not been verified:

 

Purchase a boat

 

A credit bureau reported the following information about this borrower member on February 28, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 12
Revolving Credit Balance: $14,929.00 Public Records On File: 0
Revolving Line Utilization: 28.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381261

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381261

$20,000

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381261. Member loan 381261 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,837 / month
Current employer: KTU+A Debt-to-income ratio: 16.54%
Length of employment: 6 years 6 months Location: Coronado, CA
       
Home town: Lakewood
Current & past employers: KTU+A, Port Blakley
Education: Texas A & M University

 

This borrower member posted the following loan description, which has not been verified:

 

After looking at funding options, I have determined that a Peer-to-Peer Loan is be the best option for my situation. The loan I am requesting will pay off my wife and son's medical bills and will allow me to consolidate all of our other monthly payments. I have been employed with the same company for 7 years and love what I do. At this time, my debit ratio is higher than I care for, so I'm sure you understand the need for consolidaton at a lower rate. In addition, the ability to pay off medical bills will lift a hugh weight off my family's shoulders. In advance, I would like to thank you for your support and your investment in my families financial freedom.

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,147.00 Public Records On File: 0
Revolving Line Utilization: 91.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381265

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381265

$8,000

18.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381265. Member loan 381265 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,198 / month
Current employer: Coldwell Banker Debt-to-income ratio: 10.76%
Length of employment: 2 years Location: Goleta, CA
       
Home town: Sacramento
Current & past employers: Coldwell Banker, J.Jill
Education: University of California- Santa Barbara

 

This borrower member posted the following loan description, which has not been verified:

 

I have 4 high interest almost completely maxed out credit cards that i have been struggling to pay off for over a year. I know that I could pay the debt off faster and with less stress if i can get it in one monthly payment at a lower interest rate. I relied on my credit cards when i was low on cash and it has come back to haunt me with the interest killing me. I have been searching for a solution to my never ending problem and I finally have decided that a personal loan is all i can do. I want to be able to make a difference in my balance each month as opposed to interest voiding my payment each time.

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,961.00 Public Records On File: 0
Revolving Line Utilization: 99.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381284

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381284

$14,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381284. Member loan 381284 was requested on February 26, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: US Air Force Debt-to-income ratio: 21.21%
Length of employment: 17 years 8 months Location: Brockton, MA
       
Home town: Washington
Current & past employers: US Air Force
Education: Colorado Technical University Online

 

This borrower member posted the following loan description, which has not been verified:

 

To consolidate 3 credit cards

 

A credit bureau reported the following information about this borrower member on February 26, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 58 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,125.00 Public Records On File: 0
Revolving Line Utilization: 92.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381301

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381301

$7,200

18.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381301. Member loan 381301 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,917 / month
Current employer: Beyond Appraisal, Inc. Debt-to-income ratio: 4.41%
Length of employment: 1 year 6 months Location: Olathe, KS
       
Home town: Callaway
Current & past employers: Beyond Appraisal, Inc., DST Systems
Education: Southeast Community College Area

 

This borrower member posted the following loan description, which has not been verified:

 

Need to replace bathtub and support structure to recover from long term water damage.

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 29
Revolving Credit Balance: $12,513.00 Public Records On File: 0
Revolving Line Utilization: 99.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381306

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381306

$20,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381306. Member loan 381306 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: CHRISTUS St. Vincent Regional Medical Center Debt-to-income ratio: 20.15%
Length of employment: 7 years 6 months Location: Santa Fe, NM
       
Home town: Cologne, Germany
Current & past employers: CHRISTUS St. Vincent Regional Medical Center, U.S. Department of Defense
Education: University of Texas at Austin

 

This borrower member posted the following loan description, which has not been verified:

 

Hello! I am currently employed full-time and my domestic partner is permanently disabled with rheumatoid arthritis. We are just getting by on my salary and his small monthly pension. We do not own a home. I carry about $30,000 in credit card debt on four cards and I am committed to repaying this debt. Although I am not behind on any of my payments, the banks are beginning to hike my interest rates. I would like to borrow $20,000 to pay off three of these credit cards. Thank you for considering my request!

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,154.00 Public Records On File: 0
Revolving Line Utilization: 54.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381331

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381331

$17,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381331. Member loan 381331 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Equiom Inc. Debt-to-income ratio: 12.93%
Length of employment: 1 year 4 months Location: Golden, CO
       
Home town: Phoenix
Current & past employers: Equiom Inc.
Education: Colorado School of Mines

 

This borrower member posted the following loan description, which has not been verified:

 

My name is David. I graduated from the Colorado School of Mines with a degree in Engineering Physics two years ago. I have a stable job working as a Field Service Engineer for an international corporation. I have never missed a payment on any of my lines of credit but my debt is spread out among three different locations, all with high interest rates. I am able to make more than the minimum payments on all three lines of credit but paying off this debt is going to take a while this way. My goal in obtaining a consolidation loan is to have one central location for all this debt to be able to pay it down much quicker and try to get a lower interest rate.

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,495.00 Public Records On File: 0
Revolving Line Utilization: 79.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381333

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381333

$16,450

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381333. Member loan 381333 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,250 / month
Current employer: Self Employed Computer Analyst Debt-to-income ratio: 1.20%
Length of employment: 30 years Location: Bronx, NY
       
Home town: New York
Current & past employers: Self Employed Computer Analyst, Omnitech Systems Group, LLC
Education: CUNY Hunter College

 

This borrower member posted the following loan description, which has not been verified:

 

I have a residential rental property that generates a net profit of slightly over $ 2,000 per month (after mortage payments, fuel expense and repairs). In December a tenant of over 10 years past away. The unit is a high rent unit. I decided to upgrade the unit with new windows, kitchen cabinets and appliances using my American Express and Visa cards, thinking that upon completion, (given my excellent credit rating), I could get a short term low interest bank loan to recover my construction costs. Needless to say the banks aren't lending.

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,172.00 Public Records On File: 0
Revolving Line Utilization: 73.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381334

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381334

$20,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381334. Member loan 381334 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,800 / month
Current employer: n/a Debt-to-income ratio: 4.97%
Length of employment: 6 years Location: Westmont, IL
       
Home town:
Current & past employers: Elegant Beauty Salon and Spa
Education: Northern Illinois University

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to buy some equipment for my salon and do some construction to help with the expansion. My salon is incorporated under an independent contractor booth rental model. I have 8 stylists that pay $200 per week to work in the salon. The salon grosses $6400 per month, and the net is about $2900 per month, which is $34,800 per year after rent and utilities. I would like to add more styling stations and equipment which will help to generate more net income. I am also employed full time for the government and my salary is $48,000 per year. I bring home about $3900 per month after payroll deductions and taxes, but this amount does vary depending on how many hours I work, and overtime, etc. I do not have any other expenses for the salon because the stylists which are independent contractors are responsible for purchasing their own items and supplies, etc. The only monthly debt payments I have personally totals $340, excluding housing. Including my housing it is $1,099. I do not ha ve any credit card debt, no collections, and no bankruptcies. Conventional banks do not help people that are in my unique situation. My business is a cash business, and I have not applied for a lot of credit accounts, and the banks look down on that. I do not have a lot of open credit accounts because I do not really believe in credit cards. I like to pay cash if I have it and that way I avoid getting into debt. I have been very responsible with credit and do not like to just open up accounts for the heck of it. Apparently this is not something that banks like, because they are saying that I do not have a lot of credit accounts. I only have 3 but that is enough for me. They want people to open up so many accounts so that you can drown in debt, but I have steered clear of that scenario. Please help me further my business venture because banks are not willing to help someone with a unique situation like me even though I have good credit scores.

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 55
Revolving Credit Balance: $11.00 Public Records On File: 0
Revolving Line Utilization: 1.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 381335

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381335

$20,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381335. Member loan 381335 was requested on February 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,083 / month
Current employer: kelly's restaurant Debt-to-income ratio: 17.70%
Length of employment: 1 year 4 months Location: long beach, CA
       
Home town: long beach
Current & past employers: kelly's restaurant, olives gourmet grocer, poggio restaurant
Education: California Culinary Academy, Long Beach City College

 

This borrower member posted the following loan description, which has not been verified:

 

want to consolidate debt and have capital to start a small catering business

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,416.00 Public Records On File: 0
Revolving Line Utilization: 21.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 381340

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381340

$6,500

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381340. Member loan 381340 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: USAF Debt-to-income ratio: 17.78%
Length of employment: 18 years Location: Abilene, TX
       
Home town: Lorain
Current & past employers: USAF
Education: University of Akron Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I'm applying for a loan of $6500 to help pay for the upfront adoption cost through my agency.

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 61
Revolving Credit Balance: $20,871.00 Public Records On File: 0
Revolving Line Utilization: 73.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381353

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381353

$6,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381353. Member loan 381353 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Wy Department of Transportation Debt-to-income ratio: 24.71%
Length of employment: 1 year 9 months Location: Moorcroft, WY
       
Home town: Sundance
Current & past employers: Wy Department of Transportation, Sharon's Home Health Care
Education: Moorcroft Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Loan to pay off credit cards and have one payment each month.

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 29
Revolving Credit Balance: $8,375.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381373

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381373

$18,825

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381373. Member loan 381373 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Eldre Corporation Debt-to-income ratio: 22.22%
Length of employment: 9 years Location: Rochester, NY
       
Home town:
Current & past employers: Eldre Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Personal Loan To Consolidate Current Accounts

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,558.00 Public Records On File: 1
Revolving Line Utilization: 23.90% Months Since Last Record: 91
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 381378

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381378

$9,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381378. Member loan 381378 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,773 / month
Current employer: amy railsback Debt-to-income ratio: 17.89%
Length of employment: n/a Location: council grove, KS
       
Home town: Emporia
Current & past employers: amy railsback, homemaker
Education: Allen County Community College

 

This borrower member posted the following loan description, which has not been verified:

 

consolidate and car repairs

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,259.00 Public Records On File: 0
Revolving Line Utilization: 26.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 381426

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381426

$3,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381426. Member loan 381426 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Team Ford Debt-to-income ratio: 17.63%
Length of employment: 8 years 9 months Location: Las Vegas, NV
       
Home town: Suffern
Current & past employers: Team Ford, Farmers Insurance Group, Verizon Communications
Education: University of Nevada-Las Vegas

 

This borrower member posted the following loan description, which has not been verified:

 

This loan would be used to update ceramic tile countertops, sink, and a leaking faucet!

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 70
Revolving Credit Balance: $6,345.00 Public Records On File: 1
Revolving Line Utilization: 90.60% Months Since Last Record: 106
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381432

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381432

$2,800

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381432. Member loan 381432 was requested on February 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: Heritage Web Solutions Debt-to-income ratio: 4.96%
Length of employment: 4 months Location: PROVO, UT
       
Home town: Provo
Current & past employers: Heritage Web Solutions, The Sports Authority
Education: Western Wyoming Community College, Brigham Young University

 

This borrower member posted the following loan description, which has not been verified:

 

Requesting 2800.00 personal loan to purchase a pay a balance on a motorcycle.

 

A credit bureau reported the following information about this borrower member on February 28, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: 40
Revolving Credit Balance: $340.00 Public Records On File: 0
Revolving Line Utilization: 34.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381435

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381435

$14,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381435. Member loan 381435 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: RNL Biostar Inc Debt-to-income ratio: 0.32%
Length of employment: 2 years 1 month Location: Clarksburg, MD
       
Home town: Seoul
Current & past employers: RNL Biostar Inc, Korea University
Education: Korea University

 

This borrower member posted the following loan description, which has not been verified:

 

I have following debts; 1. Balance from furniture purchase : $4,350 2. Debt from two credit cards : $9,320 The purpose of the loan will be the consolidation of the debts described above.

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,926.00 Public Records On File: 0
Revolving Line Utilization: 11.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381437

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381437

$8,500

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381437. Member loan 381437 was requested on February 27, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,375 / month
Current employer: Peoples First Community Bank Debt-to-income ratio: 3.81%
Length of employment: 3 years 1 month Location: Pensacola, FL
       
Home town: Washington
Current & past employers: Peoples First Community Bank
Education: University of South Alabama, University of West Florida

 

This borrower member posted the following loan description, which has not been verified:

 

Working on getting house tip top for sale. Expecting second child this year and will require larger house in the near future. Have already completed kitchen update; will wrap up those expenses in this loan.

 

A credit bureau reported the following information about this borrower member on February 27, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 74
Revolving Credit Balance: $2,433.00 Public Records On File: 0
Revolving Line Utilization: 35.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381466

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381466

$15,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381466. Member loan 381466 was requested on February 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: kone Debt-to-income ratio: 11.48%
Length of employment: 9 months Location: paramus, NJ
       
Home town: saddlebrook
Current & past employers: kone, Van natta Mechanical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

consolidate and erase credit cards

 

A credit bureau reported the following information about this borrower member on February 28, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,727.00 Public Records On File: 0
Revolving Line Utilization: 53.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 381518

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381518

$4,000

16.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381518. Member loan 381518 was requested on February 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: ElderHelp of San Diego Debt-to-income ratio: 9.72%
Length of employment: 4 months Location: San Diego, CA
       
Home town: Fall River
Current & past employers: ElderHelp of San Diego, Anti-Defamation League, Comp-U-Trade, Stanley Bostitch, Americorps NCCC
Education: Bristol Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I am trying to get a lower interest rate on my Washington Mutual credit card debt. The credit card once had a low percentage APR when it was owned by Providian, then Washington Mutual bought Providian and raised my rate. Now Chase has bought Washington Mutual and my APR has raised again.

 

A credit bureau reported the following information about this borrower member on February 28, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,490.00 Public Records On File: 0
Revolving Line Utilization: 96.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381527

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381527

$12,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381527. Member loan 381527 was requested on February 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,917 / month
Current employer: Redford Union School District Debt-to-income ratio: 19.38%
Length of employment: 4 years Location: Redford, MI
       
Home town: Ann Arbor
Current & past employers: Redford Union School District
Education: Adrian College Graduated, Michigan State University Master's Program Attending

 

This borrower member posted the following loan description, which has not been verified:

 

My partner and I are beginning a real estate investment business to take advantage of the extremely low housing costs. I am a full time teacher and my partner, Don, owns his own Carpentry business. We are going to buy foreclosed homes that need a little repair, fix them up and set up lease with option to buy. We have a few customer thats are interested in housing but we are lacking the initial funding to get this project started. All of the houses that we have been looking at are listed below fair market value by at least 50%.

 

A credit bureau reported the following information about this borrower member on February 28, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 8
Revolving Credit Balance: $9,554.00 Public Records On File: 0
Revolving Line Utilization: 34.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381534

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381534

$10,800

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381534. Member loan 381534 was requested on February 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Toner Express, USA Debt-to-income ratio: 1.72%
Length of employment: 5 years 11 months Location: Annapolis, MD
       
Home town: Washington
Current & past employers: Toner Express, USA, Siemens Corporation
Education: University of Maryland-College Park

 

This borrower member posted the following loan description, which has not been verified:

 

I want to consolidate my debt. I have a AMEX, Discover and Bank America Mastercard that I would like to combine into one single payment. I have never missed a credit card payment in my life, definitely a safe bet.

 

A credit bureau reported the following information about this borrower member on February 28, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 47
Revolving Credit Balance: $4,914.00 Public Records On File: 0
Revolving Line Utilization: 29.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 381538

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381538

$15,850

16.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381538. Member loan 381538 was requested on February 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: United States Military Debt-to-income ratio: 22.71%
Length of employment: 42 years Location: KILLEEN, TX
       
Home town: Fort Smith
Current & past employers: United States Military, United States Army
Education: Central Texas College

 

This borrower member posted the following loan description, which has not been verified:

 

I currently have to many loans and unsecured debt that are current-I am not behind just need to lower my payments.

 

A credit bureau reported the following information about this borrower member on February 28, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 71
Revolving Credit Balance: $16,194.00 Public Records On File: 0
Revolving Line Utilization: 84.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 381545

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381545

$7,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381545. Member loan 381545 was requested on February 28, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,709 / month
Current employer: Plaistow Police Dept Debt-to-income ratio: 8.22%
Length of employment: 25 years Location: Methuen, MA
       
Home town: Methuen
Current & past employers: Plaistow Police Dept
Education: Necco, Univ of Mass

 

This borrower member posted the following loan description, which has not been verified:

 

I have an outstanding balance on a credit card that I feel like I have been paying forever! The interest rate was recently increased to a ridiculous rate and I am sick of throwing my hard earned money away on interest! I would like to have plan to pay off this debt once and for all (as quickly as possible) with a fixed rate that will not be raised at the drop of a hat.

 

A credit bureau reported the following information about this borrower member on February 28, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1985 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,932.00 Public Records On File: 0
Revolving Line Utilization: 17.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381326

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381326

$11,200

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381326. Member loan 381326 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,400 / month
Current employer: United Parcel Service Debt-to-income ratio: 13.59%
Length of employment: 7 years Location: PALISADES PARK, NJ
       
Home town: dumont
Current & past employers: United Parcel Service
Education: New Jersey City University

 

This borrower member posted the following loan description, which has not been verified:

 

Paying back relative for money borrowed.

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 81
Revolving Credit Balance: $3,774.00 Public Records On File: 0
Revolving Line Utilization: 29.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 381474

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381474

$12,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381474. Member loan 381474 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,084 / month
Current employer: Pinnacle Data Systems Debt-to-income ratio: 13.46%
Length of employment: 2 years 4 months Location: DORA, AL
       
Home town: Jasper
Current & past employers: Pinnacle Data Systems, SunGard Data Systems
Education: Bevill State Community College

 

This borrower member posted the following loan description, which has not been verified:

 

loan is needed to pay off credit cards that have been cancelled

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,800.00 Public Records On File: 0
Revolving Line Utilization: 94.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381559

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381559

$6,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381559. Member loan 381559 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $4,167 / month
Current employer: Quan Phan (self-employed) Debt-to-income ratio: 0.55%
Length of employment: 3 years Location: Oakland, CA
       
Home town: San Jose
Current & past employers: Quan Phan (self-employed)
Education: Academy of Art University

 

This borrower member posted the following loan description, which has not been verified:

 

Hello all, The interest rate on my student loans has gotten too high for me to feel comfortable. and I really want to consolidate it at a better rate. I will also invest a thousand dollars into upgrading my computer. I graduated from Academy of Art University a few years ago and live in Oakland currently, working as a freelance web developer. Any help is greatly appreciated. Thanks.

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $380.00 Public Records On File: 0
Revolving Line Utilization: 65.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381567

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381567

$15,000

16.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381567. Member loan 381567 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: drew investment group inc Debt-to-income ratio: 9.41%
Length of employment: 8 years Location: lithia springs, GA
       
Home town:
Current & past employers: drew investment group inc
Education: Brown University , rhode island

 

This borrower member posted the following loan description, which has not been verified:

 

I just purchased a home and need some work done to it. I bought it at 30 cents on the dollar and would need the loan to do the improvement that is necessary .

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $313.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 381569

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381569

$6,000

15.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381569. Member loan 381569 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 17.57%
Length of employment: n/a Location: Powder Springs, GA
       
Home town: Pittsburgh
Current & past employers: Fulton County Mental Health
Education: South Carolina State University

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to restructure my credit, pay down one card, and manage my score for a future business loan. I make sure I make timely payments;yes my debt to ratio is a little unbalanced, however I have a solid plan. My goal is to double my payments on some cards, reduce my limit to thirty five percent, and increase my score.

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 27
Revolving Credit Balance: $33,672.00 Public Records On File: 0
Revolving Line Utilization: 44.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 381581

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381581

$5,400

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381581. Member loan 381581 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,876 / month
Current employer: columbus metropolitan library Debt-to-income ratio: 10.53%
Length of employment: 14 years 6 months Location: columbus, OH
       
Home town: Columbus
Current & past employers: columbus metropolitan library
Education: columbus state community college, Ohio state university, kent state university

 

This borrower member posted the following loan description, which has not been verified:

 

I need a new roof. If there is money left over from that, I also need to have my home insulated.

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,133.00 Public Records On File: 0
Revolving Line Utilization: 7.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381593

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381593

$2,400

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381593. Member loan 381593 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,500 / month
Current employer: Department of Homeland Security Debt-to-income ratio: 18.81%
Length of employment: 1 month Location: WASHINGTON, DC
       
Home town: washington
Current & past employers: Department of Homeland Security
Education: Strayer University at Washington, DC

 

This borrower member posted the following loan description, which has not been verified:

 

This funding will allow for the installation and purchase of a new furnace for my home. Presently, I have about 80% of the funding needed.

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 49
Revolving Credit Balance: $13,967.00 Public Records On File: 0
Revolving Line Utilization: 51.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381607

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381607

$5,000

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381607. Member loan 381607 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: va dept of health Debt-to-income ratio: 11.67%
Length of employment: 5 years 6 months Location: leesburg, VA
       
Home town: Copan
Current & past employers: va dept of health, JRC, Watertown NY
Education: Northern Virginia Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Need a loan to be able to afford a house in my country for my family. There is a very nice, cozy and affordable house near where my parents live and I have thought of helping my parents and siblings back in my country to buy it. The total price for the house is $10,000 and together we have come up with $5000. I would like to do this because it has been our lifetime dream and now that the chance is there to do we don't have the needed resources and that's why I'm turning to the lending club.

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,105.00 Public Records On File: 0
Revolving Line Utilization: 87.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381618

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381618

$8,725

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381618. Member loan 381618 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: self employed (Cate Design) Debt-to-income ratio: 16.59%
Length of employment: 19 years 11 months Location: Cottonwood, AZ
       
Home town: Williamsport
Current & past employers: self employed (Cate Design), Mark Huggins & Associates, Sedona, Dave Wilson & Associates, Tucson, F & D Associates, Tucson
Education: University of Arizona

 

This borrower member posted the following loan description, which has not been verified:

 

I wish to secure a business loan to improve and expand my business. I wish to do so through expanded marketing, improving my skills, and with improving my facilities. I wish to do so including, but not limited to, the following ways: 1. Marketing ? I am in the process of having a website designed. This will expand my exposure and availability to a far wider audience. I also wish to increase my direct marketing through brochure and other mailings and e-marketing methods. In addition, I wish to expand my memberships in area chambers of commerce, the Better Business Bureau (who have offered me membership), sustainable building organizations and market related list services. 2. I wish to improve my skills. I need to cover the cost of purchasing Archicad ? a powerful CAD software -, the cost of instruction, the time to learn it properly, and the purchase of a plotter (needed with cad). 3. I wish to improve my office facility. I need a new office sign, plus new office carpeting as well as lighting and furniture. To put this request in context ? I am a registered architect and have been working in the field for 33 years, and in private practice for 20 years. This is the first time, in all that time, that I have sought a business loan. During that time, I always had an abundance of work, all through referrals. The thrust of my work has always been what is now referred to as Green (environmentally responsible) design. With the change in the economic landscape over the last two years, I have seen the need to improve my business, skills, and marketing to keep up with current market needs. The steps I?ve outlined above are in my mind critical to staying competitive. I am confident in my professional skills and wish to significantly expand the means by which I pursue delivering greater excellence to a wider clientele. To this end, fluency with Cad skills and virtual exposure and connectedness are critical to meeting the future needs of my clients and business. Thank you for your consideration of this request. Paul D. Cate, architect

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $43,232.00 Public Records On File: 0
Revolving Line Utilization: 41.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 381637

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381637

$7,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381637. Member loan 381637 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: weitz and luxenburg Debt-to-income ratio: 5.97%
Length of employment: 1 year Location: new york, NY
       
Home town:
Current & past employers: weitz and luxenburg
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Looking to buy my first Nyc condo and need extra cash to finish the deal. Excellent borrow have never been late on payment

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1979 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $383.00 Public Records On File: 0
Revolving Line Utilization: 1.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381644

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381644

$19,200

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381644. Member loan 381644 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,125 / month
Current employer: American CyberSpace Debt-to-income ratio: 13.76%
Length of employment: 10 years 5 months Location: Philadelphia, PA
       
Home town: Kampala
Current & past employers: American CyberSpace, Latham & Watkins, Akin Gump Strauss Hauer & Feld LLP
Education: State University of New York at Stony Brook, Marist College

 

This borrower member posted the following loan description, which has not been verified:

 

Greetings: My name is Pande Wapenyi and the name of my company is American CyberSpace. The purpose of this loan is to expand the website at www.DebtHep.tv. Currently, I have 15 writers producing content for the site. I want to hire between 15 and 20 more content writers on a freelance basis. In order to get the best writers I have to offer a competitive rate for content. I want to offer at least $0.05 per word for blog entries, and at least $0.06 per word for articles. I also want to invest in traffic-promoting tools and activities including article marketing, establishing relationships with related websites, issuing more press releases, etc. How does www.DebtHelp.tv make money? - -- Leads for second mortgages, i.e. home equity loans and home equity lines of credit - -- New mortgage leads - -- Leads for debt consolidation loans - -- Debt management leads - -- Debt elimination leads - -- Credit counseling leads - -- leads for prepaid and secured credit cards - -- Sales of anchor text links - -- Yahoo! Publisher Network pay-per-click ads Projected Earnings By the fourth quarter of 2009, I expect the site to be earning in the range of $300 - $325 per day, based on my 8 years of experience with many other finance-related websites that have similar revenue streams. This is a conservative estimate. How much does it cost to keep the site up? The DEBTHELP.TV domain name is registered until November 2, 2010. It will cost me around $30 per year to renew the registration once it expires next year. The cost of hosting the website is negligible since it resides on a dedicated server with many other sites I own. The DebtHelp.tv domain name was registered on November 2, 2004 by me as a fresh domain name registration. The name is registered at GoDaddy.com. The DebtHelp.tv is fully trusted by all the major search engines. New articles and blog posts are indexed by Google within hours. The specter of a deep and protracted recession continues to loom large over the United States. I expect strong traffic growth for the site during the next 2 years. The unemployment rate is currently 7.6% and most private and public sector economists expect it to rise during 2009. During the week that ended on February 14, 2009, there were 627,000 new claims for unemployment benefits. As of the week that ended on February 7, 2009, there were 4,987,000 Americans collecting unemployment benefits. Source: http://www.dol.gov/opa/media/press/eta/ui/current.htm Thanks for reading and for your consideration.

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $273.00 Public Records On File: 0
Revolving Line Utilization: 0.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 381693

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381693

$1,200

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381693. Member loan 381693 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $833 / month
Current employer: Federal Student Aid Debt-to-income ratio: 8.28%
Length of employment: 2 years Location: las vegas, NV
       
Home town: Honolulu
Current & past employers: Federal Student Aid, United States Marine Corps
Education: UNLV

 

This borrower member posted the following loan description, which has not been verified:

 

Hi my name is Jim and I just got out of the United States Marine Corps and am currently going to school. I am in need of $1,200 to catch up on some payments and to consolidate loans. I made a mistake of thinking I could handle buying a 42 inch flatscreen and i was doing good untill some unexpected finances popped up. I should have listend to others when they said to always save some of your earnings for rainy days but i guess i didnt.

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 10 Months Since Last Delinquency: 6
Revolving Credit Balance: $802.00 Public Records On File: 0
Revolving Line Utilization: 6.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 381703

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

381703

$12,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 381703. Member loan 381703 was requested on March 1, 2009 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: New Dream Network LLC Debt-to-income ratio: 4.32%
Length of employment: 3 years 5 months Location: Brea, CA
       
Home town:
Current & past employers: New Dream Network LLC
Education: UC Santa Barbara

 

This borrower member posted the following loan description, which has not been verified:

 

~20K total in medical expenses discovered on emergency procedures that medical insurance did not cover before our marriage. Now we are married I have learned that a debt collector has taken this on. I am working with Original Creditor to pay directly, however only have 8k in cash on hand and do not want to dispose of 401K, paid off cars or other assets to cover this before they try to get a judgment against my wife and totally destroy her credit for 7 years. Ultimately want to save both our credit scores as much as possible so a home purchase is realistic in the coming years. Summary... Amount Requested: $12,000 Combined Annual Income: $85,000 Monthly Rent/Phone/Internet/Utilities: $1760 Outstanding CC Debt: 3.2K@ 0% through Nov this year Assets: 2 Cars are fully paid with combined KBB value of ~25k total . ~20K in retirement assets . 3K coming from class action lawsuit victory in the coming months I do Network Security/Abuse for a top 10 web host, my wife is a part time nursing tech, job security is very strong. We want this debt done as soon as possible to start house down payment saving. The aim is to pay as much as 1K a month (more if wife picks up more work days) . Seeking a 36 month term just to be safe.

 

A credit bureau reported the following information about this borrower member on March 1, 2009:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,428.00 Public Records On File: 0
Revolving Line Utilization: 6.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 

Posting Report Supplement No. 141 dated March 2, 2009

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