-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, CjfQhihJV+Up3EO1o2O+8Q6MbDJlpH7vyUjXuoXmDiKu138hQM6ooL5rOhmFm4KY eRfUC0tUzjY04o+4/+UhLQ== 0001409970-08-000096.txt : 20081219 0001409970-08-000096.hdr.sgml : 20081219 20081219144221 ACCESSION NUMBER: 0001409970-08-000096 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20081219 DATE AS OF CHANGE: 20081219 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LendingClub Corp CENTRAL INDEX KEY: 0001409970 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-151827 FILM NUMBER: 081260582 BUSINESS ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 BUSINESS PHONE: (408) 524-1542 MAIL ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 424B3 1 postingsup_20081219.htm Prospectus Supplement No. 68

Posting Supplement No. 68 dated December 19, 2008

to Prospectus dated October 13, 2008

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Posting Supplement supplements the prospectus dated October 13, 2008 and provides information about the particular series of Member Payment Dependent Notes (the "Notes") we are currently offering. Prospective investors should read this Posting Supplement together with the prospectus dated October 13, 2008 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                The following Notes are currently being offered:

 

Member Payment Dependent Notes Series 66749

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

66749

$10,625

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 66749. Member loan 66749 was requested on December 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,833 / month
Current employer: crown cork & seal Debt-to-income ratio: 22.09%
Length of employment: 16 years Location: batesville, MS
       
Home town: Batesville
Current & past employers: crown cork & seal, union planters bank
Education: northwest community college

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to pay off all credit cards and revolving account

 

A credit bureau reported the following information about this borrower member on January 28, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 57
Revolving Credit Balance: $13,846.00 Public Records On File: 1
Revolving Line Utilization: 71.00% Months Since Last Record: 85
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 360252

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360252

$6,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360252. Member loan 360252 was requested on December 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,923 / month
Current employer: US Attorney's Office Debt-to-income ratio: 15.18%
Length of employment: 6 months Location: Chicago, IL
       
Home town: South Bend
Current & past employers: US Attorney's Office, Keane Inc
Education: Michigan State University

 

This borrower member posted the following loan description, which has not been verified:

 

I have a plan to be debt free in 4 years. While I can do with my current credit card rates, it would be much more efficient if I could reduce my interest payments. I will use this loan to pay off two credit cards. $5,000 at 21.21% $10,000 at 14.4%

 

A credit bureau reported the following information about this borrower member on October 26, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,616.00 Public Records On File: 0
Revolving Line Utilization: 76.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 361577

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361577

$3,200

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361577. Member loan 361577 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,200 / month
Current employer: Mankato Clinic Debt-to-income ratio: 17.83%
Length of employment: 2 years 4 months Location: Mankato, MN
       
Home town:
Current & past employers: Mankato Clinic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

personal loan

 

A credit bureau reported the following information about this borrower member on December 3, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $542.00 Public Records On File: 0
Revolving Line Utilization: 27.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363248

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363248

$10,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363248. Member loan 363248 was requested on December 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Media Gensis Debt-to-income ratio: 22.43%
Length of employment: 4 years Location: FERNDALE, MI
       
Home town: Ypsilanti
Current & past employers: Media Gensis
Education: Eastern Michigan University

 

This borrower member posted the following loan description, which has not been verified:

 

Little credit card bills piled up here and there and I'd rather be paying one bill a month with an eye towards actually paying it off. I have a job, I can always make payments, I would just prefer paying once a month (and to a real person no less).

 

A credit bureau reported the following information about this borrower member on December 6, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 67
Revolving Credit Balance: $9,469.00 Public Records On File: 0
Revolving Line Utilization: 59.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363828

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363828

$25,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363828. Member loan 363828 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Mytek Network Solutions Debt-to-income ratio: 11.97%
Length of employment: 3 years Location: Dayton, OH
       
Home town: Dayton
Current & past employers: Mytek Network Solutions
Education: University of Phoenix

 

This borrower member posted the following loan description, which has not been verified:

 

My company provides information technology solutions for small business. We wish to become a technology managed services provider for small businesses but this requires a signifigant upfront investment in software and hardware. I am putting in $25K of my money and still need an additional $25K to purchase the required gear.

 

A credit bureau reported the following information about this borrower member on November 14, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: 40
Revolving Credit Balance: $2,796.00 Public Records On File: 0
Revolving Line Utilization: 6.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 364952

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364952

$24,900

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364952. Member loan 364952 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $17,500 / month
Current employer: Fulgid Inc Debt-to-income ratio: 7.41%
Length of employment: 1 year 3 months Location: beaverton, OR
       
Home town:
Current & past employers: Fulgid Inc
Education: West Virginia University

 

This borrower member posted the following loan description, which has not been verified:

 

I plan to paydown higher interest credit cards which are currently at 18 to 20%. Loan will help me in achieving my goal of being debt free in 3 years. I have always been on time in making credit card payments and maintained a good credit history. I do have good earnings to make monthly payments on time

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 33
Revolving Credit Balance: $30,775.00 Public Records On File: 0
Revolving Line Utilization: 61.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 366787

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

366787

$18,800

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 366787. Member loan 366787 was requested on December 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Auburn University/Coosa County Extension Office Debt-to-income ratio: 13.07%
Length of employment: 1 year 6 months Location: Ashland, AL
       
Home town: Leeds
Current & past employers: Auburn University/Coosa County Extension Office, Retired from Social Security Administration after 30 years employment
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I wish to use this loan to pay off and close out credit cards. Thanks for your time and consideration.

 

A credit bureau reported the following information about this borrower member on December 4, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,554.00 Public Records On File: 0
Revolving Line Utilization: 47.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 366886

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

366886

$7,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 366886. Member loan 366886 was requested on December 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: State Street Corp. Debt-to-income ratio: 7.31%
Length of employment: 9 months Location: Overland Park, KS
       
Home town: Overland Park
Current & past employers: State Street Corp., Best Buy Co. Inc.
Education: University of Kansas Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to upgrade vehicles since my current car is getting older and higher mileage. I own my current car, which is a 1991 Toyota MR2 Turbo and has a market value around my area of roughly $5000. I will be selling this car shortly, but must have the new vehicle first since I only have the one daily driver. I need this loan to cover the initial total cost of the new vehicle and then I will pay down the principal of the loan once I have sold my current car. I have a credit score of 746 as of 12/04/08, when it was ran at a local dealership and subsequently offered a 24% interest rate. I know that with my credit score and collateral I should receive a much much better rate.

 

A credit bureau reported the following information about this borrower member on December 4, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $832.00 Public Records On File: 0
Revolving Line Utilization: 6.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 366887

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

366887

$6,100

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 366887. Member loan 366887 was requested on December 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,658 / month
Current employer: Sandia National Laboratories Debt-to-income ratio: 15.02%
Length of employment: 21 years 8 months Location: Livermore, CA
       
Home town:
Current & past employers: Sandia National Laboratories
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

We own a performing arts studio that has been growing in student enrollment. We need to restructure our current facility and purchase additional teaching equipment to accommodate the increasing enrollments. This loan will be used to perform those improvements.

 

A credit bureau reported the following information about this borrower member on December 4, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1988 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $141,165.00 Public Records On File: 0
Revolving Line Utilization: 59.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 366951

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

366951

$19,200

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 366951. Member loan 366951 was requested on December 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,500 / month
Current employer: ROSNER CHEVROLET Debt-to-income ratio: 20.21%
Length of employment: 5 years 10 months Location: SEBASTIAN, FL
       
Home town: MONTERAY
Current & past employers: ROSNER CHEVROLET
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

HAVE TWO CREDIT CARDS , ONE WITH 7000 BAL AND ONE WITH 3400 BAL.. WANT TO PAY OFF AND CLOSE THEM AS INTEREST RATES ARE RISING AND THEY NEVER SEEM TO GO DOWN . CREDIT CARD DEBT WILL BE THE NEXT FINANCIAL CRISIS AND I WOULD LOVE TO GET OUT FROM UNDER THEM IF I CAN. WITH THE BALANCE I WOULD LIKE TO FINISH SOME HOME IMPROVEMENTS STARTED A FEW MONTHS BACK, WITH THE HOUSING MARKET IN SUCH AN UPROAR A HOME REFINANCE IS OUT OF THE QUESTION AS MY HOME IS NOW WORTH LESS THAN I OWE ON IT. WOULD LIKE TO FINISH TILE ON PATIO AND FRONT PORCH AND REPLACE KITCHEN CABINETS WITH GRANITE COUNTER TOPS

 

A credit bureau reported the following information about this borrower member on December 5, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1983 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: 53
Revolving Credit Balance: $8,776.00 Public Records On File: 0
Revolving Line Utilization: 25.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 366968

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

366968

$15,000

16.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 366968. Member loan 366968 was requested on December 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,112 / month
Current employer: EMC Corp. Debt-to-income ratio: 5.02%
Length of employment: 4 years 5 months Location: McKinney, TX
       
Home town: Burlington, ONT
Current & past employers: EMC Corp., Business Edge Solutions
Education: Brock University

 

This borrower member posted the following loan description, which has not been verified:

 

Looking to consolidate 3 credit cards and a unsecured loan into a single manageable payment.

 

A credit bureau reported the following information about this borrower member on December 5, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,513.00 Public Records On File: 0
Revolving Line Utilization: 30.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 366989

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

366989

$15,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 366989. Member loan 366989 was requested on December 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,142 / month
Current employer: City of Providence School Department Debt-to-income ratio: 15.99%
Length of employment: 12 years 7 months Location: Warwick, RI
       
Home town: new brunswick
Current & past employers: City of Providence School Department, UPS Freight (current part time evening)
Education: Community College of Rhode Island

 

This borrower member posted the following loan description, which has not been verified:

 

I will use this loan to pay off excessive credit card debt. I have $50,000 in credit card debt that mostly accumulated from transfering balances. I have never been late on any payments and try to pay a little extra each month on my credit cards, but it seems almost impossible for the balances to come down. I applied for loans with conventional lenders and have been denied because of the high credit balances. I thought with my A+ repayment history and zero delinquencies, obtaining a debt consolidation loan would be much easier. I now realize that the amount of credit I have earned and used has had a great impact on lenders decisions. I am fortunate enough to have a full time and part time position with two very secure companies, so there is no doubt that I will repay the amount requested. As you look at my history you will see that I have never defaulted on any of my obligations. Thank you in advance for your consideration.

 

A credit bureau reported the following information about this borrower member on December 5, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,868.00 Public Records On File: 0
Revolving Line Utilization: 66.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367046

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367046

$4,150

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367046. Member loan 367046 was requested on December 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,167 / month
Current employer: G and P Enterprises Inc. of NWA Debt-to-income ratio: 22.70%
Length of employment: 6 months Location: Siloam Springs, AR
       
Home town: Erie
Current & past employers: G and P Enterprises Inc. of NWA, Rockline Industries, Inc.
Education: University of Arkansas at Fayetteville

 

This borrower member posted the following loan description, which has not been verified:

 

Loan is required to buyout partner of G & P Enterprises Inc. of NWA. We specialize in the refurbishing and recycling of computer equipment for resale. In addition we provide other computer services such as repairs and database programming.

 

A credit bureau reported the following information about this borrower member on December 6, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1984 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 69
Revolving Credit Balance: $27,535.00 Public Records On File: 0
Revolving Line Utilization: 54.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367056

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367056

$8,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367056. Member loan 367056 was requested on December 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: ERA Besmatch RE Debt-to-income ratio: 22.22%
Length of employment: 12 years 2 months Location: New York, NY
       
Home town:
Current & past employers: ERA Besmatch RE, ERA Besmatch RE
Education: City College of New York

 

This borrower member posted the following loan description, which has not been verified:

 

To complete a business project

 

A credit bureau reported the following information about this borrower member on December 5, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $49,391.00 Public Records On File: 0
Revolving Line Utilization: 90.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 367135

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367135

$10,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367135. Member loan 367135 was requested on December 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $3,333 / month
Current employer: Williams Lea Debt-to-income ratio: 23.01%
Length of employment: 2 years Location: Whittier, CA
       
Home town: Edison
Current & past employers: Williams Lea, Boston Consulting Group
Education: Elon University, Chapman University

 

This borrower member posted the following loan description, which has not been verified:

 

I am currently re-paying a low APR, fixed rate student loan that I will be free of by 2011. I have two credit cards that total 10k that I would like to also pay down by 2011, so my family can be debt free and begin to finally save for a down payment on a home. However, fair deals from the credit cards I have apparently have vanished. The transaction fees seem to have lost their ceilings and the APRs aren't attractive. I do not wish to obtain any more credit cards. I want one bill, fixed rate, low APR with a set payment schedule. That quest has led me to Lending Club. Thank you.

 

A credit bureau reported the following information about this borrower member on December 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,538.00 Public Records On File: 0
Revolving Line Utilization: 13.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367150

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367150

$5,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367150. Member loan 367150 was requested on December 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: U.S. Air Force Debt-to-income ratio: 0.36%
Length of employment: 16 years Location: Dalzell, SC
       
Home town: Bronx
Current & past employers: U.S. Air Force, u.s. air force
Education: Central Carolina Community College

 

This borrower member posted the following loan description, which has not been verified:

 

using loan to finance wheels and tire from super buy tires

 

A credit bureau reported the following information about this borrower member on December 9, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 32 Months Since Last Delinquency: 9
Revolving Credit Balance: $49.00 Public Records On File: 0
Revolving Line Utilization: 0.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 367176

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367176

$10,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367176. Member loan 367176 was requested on December 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Northrop Grumman Debt-to-income ratio: 10.76%
Length of employment: 9 years 6 months Location: Oklahoma City, OK
       
Home town: Santa Maria
Current & past employers: Northrop Grumman
Education: Oklahoma City University

 

This borrower member posted the following loan description, which has not been verified:

 

This loan is to cover equipment for my Fruit Bouquet business. Items included are a walk-in cooler, 3 compartment sink, stainless work tables, food slicing equipment, chocolate temperers, racks, and furniture.

 

A credit bureau reported the following information about this borrower member on December 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 367180

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367180

$4,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367180. Member loan 367180 was requested on December 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Self employed Debt-to-income ratio: 20.53%
Length of employment: 13 years 5 months Location: Rockford, MI
       
Home town:
Current & past employers: Self employed, Currently co-owner BirdWatcher's Marketplace/BirdWatchers.com
Education: Michigan Technological University

 

This borrower member posted the following loan description, which has not been verified:

 

Nest Egg Products, a sole proprietorship, is a distributor of birding products in Michigan, Indiana and Ohio. Our customers are wild bird & nature stores, lawn and garden centers, pet food stores and super markets. Some or our product lines are Birdola - the original wild bird seed cakes; Heath Products - a manufacturer of wild bird houses, feeders and suet; Brome Birdcare - the manufacturer of Squirrel Buster squirrel proof bird feeders; Woodpecker Products - manufacturer of processed suet and log feeders for wild birds. Nest Egg Products was previously known as Third Bind Inc - in business since 1993 and the first distributor of Birdola. When the owner of Third Bird retired April 1. 2007, Nest Egg Products purchased Third Bird's inventory and delivery vehicle and has continued it's sucessful relationships with Third Bird's customers. Nest Egg Products sales for the period April 1 2008 thru November 30 2008 have increased steadily over the same 2007 period. This request is for addition funds to increase our current inventory levels of current products and to add additional lines to better service our customers.

 

A credit bureau reported the following information about this borrower member on December 6, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1984 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,696.00 Public Records On File: 0
Revolving Line Utilization: 88.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367218

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367218

$7,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367218. Member loan 367218 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Cadforce Debt-to-income ratio: 7.52%
Length of employment: 2 years 9 months Location: North Hills, CA
       
Home town: Bulacan
Current & past employers: Cadforce, Fred Devine Architect & Associates
Education: Far Eastern University

 

This borrower member posted the following loan description, which has not been verified:

 

To be free from high interest rate credit card company's charging.

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,856.00 Public Records On File: 0
Revolving Line Utilization: 13.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 367224

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367224

$9,000

16.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367224. Member loan 367224 was requested on December 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Iandoli and Desai P.C. Debt-to-income ratio: 15.75%
Length of employment: 1 year 9 months Location: Brighton, MA
       
Home town: Asbury Park
Current & past employers: Iandoli and Desai P.C., State Street Corp.
Education: College of the Holy Cross

 

This borrower member posted the following loan description, which has not been verified:

 

Purpose of loan: Hi all, I want a new loan for the purpose of paying off my other revolving lines of credit & having lower interest rate on payments. I currently have three credit cards ($8400, 4200, and $600 balances). I would like to consolidate these debts into one payment for convenience as well as to maximize APR once promotional rate expires on these accounts. My financial situation: I have a solid 9 year credit history with no negative marks. I opened my first credit card in college and unlike many students developed my credit history wisely. Post-graduation, of my 6 revolving balances, I've paid off my two student loans, and have 3 revolving credit cards, the highest balances being $8400 most of which consists of a purchase and auto repairs for a car I no longer use (public transportation is great for wallet and environment!). I currently work as a paralegal and make $36,000 per year before OT, but also cater for added income, and I am very simple with my spending. I have health insurance coverage and do not plan any large expenses in near future. I always pay my bills first before all else, and my credit history reflects this. My monthly budget: Salary: $2700.00 per month Mortgage/rent: $280.00 (I live with friends so rent is very cheap) Insurance: $56.00 Car expenses: $89.00 (use public transportation in Boston at $89.00 per month for train pass) Utilities: $100.00 (not part of rental agreement. Rent is one flat fee) Food, entertainment: $160.00 Clothing, household expenses $100.00 Credit cards and other loan payments: $465.00 (3 credit cards 3.99%, 12.99% and 0%) Other expenses: $39.99 Overall, I feel I am great investment, with a simple request. Feel free to ask questions.

 

A credit bureau reported the following information about this borrower member on December 7, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 38
Revolving Credit Balance: $13,072.00 Public Records On File: 0
Revolving Line Utilization: 90.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367245

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367245

$1,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367245. Member loan 367245 was requested on December 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: UNITED SURGICAL PARTNERS Debt-to-income ratio: 4.47%
Length of employment: 1 year 1 month Location: Lantana, TX
       
Home town: Austin
Current & past employers: UNITED SURGICAL PARTNERS, Baylor University Medical Center
Education: Texas Tech

 

This borrower member posted the following loan description, which has not been verified:

 

Currently own 4 rental houses looking to add some more.

 

A credit bureau reported the following information about this borrower member on December 7, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 57 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,776.00 Public Records On File: 0
Revolving Line Utilization: 43.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367284

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367284

$16,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367284. Member loan 367284 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,200 / month
Current employer: Sikorsky Aircraft Debt-to-income ratio: 12.92%
Length of employment: 1 year Location: Milford, CT
       
Home town: Milford
Current & past employers: Sikorsky Aircraft, Mastroni Construction
Education: Sikorsky School for Aviation, Gateway Community and Technical College, Sacred Heart University

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidate my debit to 1 payment for my 5 credit cards, with the loan i will payoff all my credit cards and be debit free in 3 years , beside my car loan and mortgage.

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,889.00 Public Records On File: 0
Revolving Line Utilization: 55.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367285

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367285

$8,000

15.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367285. Member loan 367285 was requested on December 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,864 / month
Current employer: Self-employed Debt-to-income ratio: 22.49%
Length of employment: 16 years 10 months Location: Henderson, CO
       
Home town: Topeka
Current & past employers: Self-employed
Education: University of Kansas Main Campus, Washburn University

 

This borrower member posted the following loan description, which has not been verified:

 

I will use the funds to pay off credit card debt that has drifted from low interest to high interest due only to the lenders' greed. I have not missed or been late on a debt payment in many years, and have a good six-figure income. Nevertheless, once credit card companies get their hooks into you, they jack the interest rate up. I am tired of it, and want to get fair interest rates instead. All of the requested funds will go directly to pay off current debt.

 

A credit bureau reported the following information about this borrower member on December 7, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 62 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,496.00 Public Records On File: 0
Revolving Line Utilization: 62.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 367313

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367313

$8,000

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367313. Member loan 367313 was requested on December 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: n/a Debt-to-income ratio: 12.07%
Length of employment: n/a Location: Carlisle, PA
       
Home town: lebanon
Current & past employers: Bon Ton
Education: Shippensburg

 

This borrower member posted the following loan description, which has not been verified:

 

I'm currently paying the minimums on several credit cards and I'm making very little progress. This loan request is intended to shorten the process of eliminating the credit card debt while simultaneously increasing my credit score and establishing a relationship with p2p lending. The cards that I intend to eliminate are from reputable lenders such as Bank of America ($5500). My interest rates are high because of inaccurate information on my credit report. I have not been late on ANY credit payment since March, 2002 when I was changing jobs....and even that payment was made on time but wasn't credited until the following day.

 

A credit bureau reported the following information about this borrower member on December 7, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 60
Revolving Credit Balance: $9,229.00 Public Records On File: 0
Revolving Line Utilization: 93.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367337

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367337

$25,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367337. Member loan 367337 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: Big 4 Audit & Accounting Firm Debt-to-income ratio: 13.74%
Length of employment: 4 years Location: Rocky River, OH
       
Home town: Cleveland
Current & past employers: Big 4 Audit & Accounting Firm
Education: Cleveland State University

 

This borrower member posted the following loan description, which has not been verified:

 

I am starting a new business offering off-shore software development around data analytics related to internal audit departments. I will use the funds to support the float between vendor payments (expenses) & customer payments (income).

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1983 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,110.00 Public Records On File: 0
Revolving Line Utilization: 2.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367352

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367352

$10,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367352. Member loan 367352 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: WEST HORIZON ADVENTURES Debt-to-income ratio: 21.99%
Length of employment: 3 years 5 months Location: PARKER, CO
       
Home town: Denver
Current & past employers: WEST HORIZON ADVENTURES, SK&T INTEGRATION
Education: DU

 

This borrower member posted the following loan description, which has not been verified:

 

I would like this loan to consolidate a few credit cards and a installment agreement on some business taxes. I'm actually in the finance business and think this is a great program. If you have any questions please contact me.

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 72
Revolving Credit Balance: $6,641.00 Public Records On File: 0
Revolving Line Utilization: 31.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 367379

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367379

$4,800

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367379. Member loan 367379 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: PainePR Debt-to-income ratio: 3.99%
Length of employment: 2 years Location: LOS ANGELES, CA
       
Home town: Gainesville
Current & past employers: PainePR
Education: University of Florida

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am requesting this loan to take care of some unplanned vet expenses for my dog.

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 16
Revolving Credit Balance: $468.00 Public Records On File: 0
Revolving Line Utilization: 7.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367384

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367384

$10,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367384. Member loan 367384 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Stop and Shop Co. Debt-to-income ratio: 6.15%
Length of employment: 23 years Location: New Britain, CT
       
Home town:
Current & past employers: Stop and Shop Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting this loan to help pay for a remodeling project in my home. I am finishing off the basement and garage addition for my son who is moving in with me. He just recently went through a rough divorce and has custody of his two girls. We've decided as a family that it would be best for him and I can help with the kids. I had initially planned on using money from my retirement account, but as we all know the market has been very bad and it was not an option. A friend of mine reccomended that I look into the Lending Club. I've decided to give it a try.

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 75
Revolving Credit Balance: $1,101.00 Public Records On File: 0
Revolving Line Utilization: 3.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 367392

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367392

$8,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367392. Member loan 367392 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: TIEN TIEN FOOD CO Debt-to-income ratio: 9.48%
Length of employment: 7 years 5 months Location: SAN FRANCISCO, CA
       
Home town: HONG KONG
Current & past employers: TIEN TIEN FOOD CO, Bank of America Corp.
Education: COGNITIO COLLEGE, San Francisco State University

 

This borrower member posted the following loan description, which has not been verified:

 

For the wedding expense

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,058.00 Public Records On File: 0
Revolving Line Utilization: 22.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367398

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367398

$10,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367398. Member loan 367398 was requested on December 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: amagansett po Debt-to-income ratio: 18.71%
Length of employment: 19 years 8 months Location: RIVERHEAD, NY
       
Home town:
Current & past employers: amagansett po
Education: ccny

 

This borrower member posted the following loan description, which has not been verified:

 

to paydown on some of the high interest cards and small loans

 

A credit bureau reported the following information about this borrower member on December 9, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,540.00 Public Records On File: 0
Revolving Line Utilization: 62.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 367399

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367399

$5,400

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367399. Member loan 367399 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,417 / month
Current employer: Lindamood-Bell Learning Processes Debt-to-income ratio: 21.80%
Length of employment: 4 years Location: San Luis Obispo, CA
       
Home town: Omaha
Current & past employers: Lindamood-Bell Learning Processes
Education: Fresno Pacific University

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidate 2 debts

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $96,865.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367404

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367404

$7,500

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367404. Member loan 367404 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Boyken International Debt-to-income ratio: 21.50%
Length of employment: 1 year 8 months Location: Orlando, FL
       
Home town: Orlando
Current & past employers: Boyken International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

The purpose of this money will be used to help us (my brother and I) in our real estate investing business. We are currently helping homeowners who are facing foreclosure. We help those who upside down on their mortgage and facing foreclosure by negotiating a short-sale with the bank and selling their property to a buyer or another investor for a $20,000-$50,000 profit. We also help homeowners who have equity in their home save their house from foreclosure by bringing their mortgage current and agreeing to share the equity in the property. The service we provide saves people in tough times and protects their credit so that they can buy a house again in the future. We also help them with costs that they don't currently have the cash for. This money will be able to help us with the upfront money to help bring mortgages current and help homeowners with their utilities and other expenses while we negotiate a short-sale with their mortgage company. My Personal Situation: I have never over extended myself and always paid my bills on time. I also pay my credit cards in full nearly every month. I currently have a full-time M-F job as an administrative assistant. I love what I do, but I would love to be able to create my own schedule, so when I am comfortable with the longevity of the income that we are creating in our real estate investing ventures, I will be able to devote my efforts to that full-time without fear. I am working with my brother who has been in business for 5 years. I am blessed to be able to work with him and to able to help people who are facing tough times in this tough economy. Thank you for considering funding our investments!

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,478.00 Public Records On File: 0
Revolving Line Utilization: 12.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367414

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367414

$10,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367414. Member loan 367414 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Wells Fargo bank Debt-to-income ratio: 21.32%
Length of employment: 10 years Location: TARZANA, CA
       
Home town: Guatemala
Current & past employers: Wells Fargo bank
Education: Los Angeles Pierce College

 

This borrower member posted the following loan description, which has not been verified:

 

I need to consolidate a personal loan that I have for a better rate

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 64
Revolving Credit Balance: $7,168.00 Public Records On File: 0
Revolving Line Utilization: 23.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367428

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367428

$9,950

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367428. Member loan 367428 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: Self EMP Debt-to-income ratio: 10.07%
Length of employment: 4 years Location: deerfield beach, FL
       
Home town: Miami
Current & past employers: Self EMP
Education: Licensed Insurance broker 46 states

 

This borrower member posted the following loan description, which has not been verified:

 

This loan is for working capital. I am not looking to borrow capital to get started in a new business.This money will be used to open a business independently .I have already proven this formula works .I am looking to implement the same foundation in which I have been very successful for the last 4 years. The only difference is this time I want to make myself /partner wealthy instead of business owners I work for.Over the course of many years I encountered companies that I work for always seem to benefit from the fruits of my labor more than myself. I am License Insurance Professional/ National Broker in 46 states specializing in Health,Life, and Annuities with a proven track record of success. I Ranked #1 for last 4 years running in my field with my former company.They employed over 200 agents. I Ranked in the top 5% of the entire country for my efforts. I have built relationships in the industry based on my own personal dedication and great work ethic. I am in a highly regulated indu stry that requires me to have full back round checks,finger printing,and allows no legal violations, Liens and/or Bankruptcies. I am highly respected with several fortunes 500 companies such as United Health Care,Humana, Aetna and a variety of top carriers for my production and overall performance. The money being lent is to provide myself with the opportunity spread my wings and open a business of my own.My goal is to Get away from organizations that limit my financial freedom and decide based on greed factors what my talents are worth, never looking out for my best interest. My business proposal includes marketing strategies,recruiting, and building a solid foundation for those that desire the same financial goals . I am open to either borrowing the money or offering a percentage/ partnership in return.My business proposal will be available for those require more details to feel comfortable with their investment.As the business grows additional capital may be volunteered by the investor to grow the organiz ation to even greater numbers/returns. I sincerely appreciate all of the lenders time. I have hopes to provide myself with the one fair chance in business I truly believe we all deserve. Thanks Again

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $61,676.00 Public Records On File: 0
Revolving Line Utilization: 28.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 367433

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367433

$12,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367433. Member loan 367433 was requested on December 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,226 / month
Current employer: SCHOOLSFIRST FEDERAL CREDIT UNION Debt-to-income ratio: 3.53%
Length of employment: 5 years Location: YORBA LINDA, CA
       
Home town: HUNTINGTON PARK
Current & past employers: SCHOOLSFIRST FEDERAL CREDIT UNION, CAL NATIONAL BANK
Education: Cerritos College

 

This borrower member posted the following loan description, which has not been verified:

 

Good afteroon. I am interested in paying off 2 credit cards and an overdraft protection loan that is attached to my checking account. I have always been financially responsible and it troubles me greatly to ask for help. I have a 2003 Nissan Xterra that is paid off and can be used as collateral, if need be. I would like to have one monthly fixed payment for this debt. As with a lot of companies, times are hard financially and where I work is no exception. We all had to forego an annual bonus which I depended on to pay off the debt I accrued. I am hoping that next year will be better and that I would receive a bonus and payoff this loan. I am a single parent of 2 children, one who is a Junior in college and will someday be taking care of her mother! :) I would truly appreciate it if someone would be willing to take a chance on me. You have my word that you will not regret it! Thank you for taking the time to read my story! Have a wonderful day!

 

A credit bureau reported the following information about this borrower member on December 9, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1983 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,826.00 Public Records On File: 1
Revolving Line Utilization: 42.70% Months Since Last Record: 99
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367464

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367464

$10,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367464. Member loan 367464 was requested on December 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: FOLIOfn, Inc. Debt-to-income ratio: 7.81%
Length of employment: 3 years 1 month Location: Arlington, VA
       
Home town:
Current & past employers: FOLIOfn, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I'm planning on getting started on my MBA next fall with night classes. The funds are to pay for expenses like books, GMATs, a new computer and the partial tuition payments.

 

A credit bureau reported the following information about this borrower member on December 8, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,001.00 Public Records On File: 0
Revolving Line Utilization: 12.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367503

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367503

$4,200

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367503. Member loan 367503 was requested on December 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Wegoshop.com Debt-to-income ratio: 12.66%
Length of employment: 2 years Location: deerfield beach, FL
       
Home town: Chicago
Current & past employers: Wegoshop.com, National Creditor Connection
Education: Broward Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Hello. My name is Susan and I run a grocery shopping and delivery service in Boca Raton, Florida. I am loooking for capital to expand my business. I currently have over 30 regular customers who use my service. My challenge is having enough money to purchase groceries for customers. I accept checks and credit cards which can take up to five days to clear. With this loan, I can accept new customers and grow my business without fear of not having funds available in time to purchase groceries for customers. I am a driven forty year old mother of one. I have been in business two years and am ready to pursue this full time.

 

A credit bureau reported the following information about this borrower member on December 9, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,979.00 Public Records On File: 0
Revolving Line Utilization: 51.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367570

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367570

$3,200

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367570. Member loan 367570 was requested on December 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Gavin De Becker and Associates Debt-to-income ratio: 0.38%
Length of employment: 3 years 8 months Location: San Francisco, CA
       
Home town: Wiesboden
Current & past employers: Gavin De Becker and Associates, U.S Army
Education: Las Positas College

 

This borrower member posted the following loan description, which has not been verified:

 

4000.00 for 36 months

 

A credit bureau reported the following information about this borrower member on December 9, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 7 Months Since Last Delinquency: 20
Revolving Credit Balance: $389.00 Public Records On File: 0
Revolving Line Utilization: 7.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367597

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367597

$6,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367597. Member loan 367597 was requested on December 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: R L Maxwell and Assoc Debt-to-income ratio: 22.17%
Length of employment: 16 years Location: SAINT LOUIS, MO
       
Home town: Belleville
Current & past employers: R L Maxwell and Assoc
Education: Eatern Illinois University

 

This borrower member posted the following loan description, which has not been verified:

 

Pay off two credit cards.

 

A credit bureau reported the following information about this borrower member on December 9, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 43
Revolving Credit Balance: $17,295.00 Public Records On File: 0
Revolving Line Utilization: 74.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 367599

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367599

$10,200

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367599. Member loan 367599 was requested on December 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 15.46%
Length of employment: n/a Location: Bozeman, MT
       
Home town:
Current & past employers:
Education: Seattle University

 

This borrower member posted the following loan description, which has not been verified:

 

I am starting a new business which requires specialized equipment to be purchased. This loan will enable us to purchase the remaining equipment we need to bring this company to life. We will offer services and products to our customers currently unavailable in our region and grow into a national customer base. Our use of high tech digital imaging for Virtual Web Based Environments, Architectural Design, and various complex Photographic/Graphic Composite Imaging will bring this company to the forefront of this emerging industry. Our safe plan for slow growth while we build our reputation and customers will allow us to keep our current jobs and income until the appropriate time to bring our company online as a rapidly growing and expanding business. Your help to bring our dream to life is appreciated.

 

A credit bureau reported the following information about this borrower member on December 9, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1990 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,303.00 Public Records On File: 0
Revolving Line Utilization: 48.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367628

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367628

$3,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367628. Member loan 367628 was requested on December 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: ganley auto Debt-to-income ratio: 14.08%
Length of employment: 4 years Location: cuyahoga falls, OH
       
Home town: parma
Current & past employers: ganley auto, montrose auto group
Education: University of Akron Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

Purchase of a used 2003 potiac bonneville. My other car is a 2007 benz c230 that is not reliable in snow. I am able to purchase the veh for $2,500.00. It needs tires. I would use the balance of the $3000.00 for the tire purchase.

 

A credit bureau reported the following information about this borrower member on December 11, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 12
Revolving Credit Balance: $2,490.00 Public Records On File: 0
Revolving Line Utilization: 49.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367638

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367638

$5,600

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367638. Member loan 367638 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: CASA ROOFING Debt-to-income ratio: 14.95%
Length of employment: 20 years Location: CAMARILLO, CA
       
Home town: santa barbara
Current & past employers: CASA ROOFING
Education: none

 

This borrower member posted the following loan description, which has not been verified:

 

PURCHASE OF SHED TO UPGRADE HOME. HOUSE HAS a one car garage and shed is needed to keep organized. Shed is from Tough Shed therefore looks very professional and goes with right along with the decor of the home as to not look shabby. and also to purchase a TV

 

A credit bureau reported the following information about this borrower member on December 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 21
Revolving Credit Balance: $6,067.00 Public Records On File: 0
Revolving Line Utilization: 27.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367680

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367680

$7,200

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367680. Member loan 367680 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,967 / month
Current employer: Lerman, Boudart, & Associates, LLP Debt-to-income ratio: 11.93%
Length of employment: 1 month Location: CHICAGO, IL
       
Home town: Tracy
Current & past employers: Lerman, Boudart, & Associates, LLP, CSI Accounting Services, US Bancorp, University Of Minnesota
Education: Metropolitan State University, Southwest Minnesota State University

 

This borrower member posted the following loan description, which has not been verified:

 

Hi. My name is Mark. I got a job in Chicago that started Nov 10, 2008. It pays over $10000/yr more than my previous salary in Minneapolis. My wife also got a job in Chicago but it won't begin until the first week of April, 2009. So we are stuck paying both a mortgage and a rent payment until then. The loan will cover the Chicago rent payments, which are $945 a month, plus whatever other moving expenses we incur, such as double utilities, a few basic pieces of furniture, etc. My credit score is great, and besides, I have a stake in the family farm so my parents are used to helping me out with their income. I'm just getting tired of bugging them. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,931.00 Public Records On File: 0
Revolving Line Utilization: 8.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 367703

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367703

$10,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367703. Member loan 367703 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: Verizon Business Debt-to-income ratio: 20.83%
Length of employment: 4 years 3 months Location: Cary, NC
       
Home town: Sarajevo
Current & past employers: Verizon Business
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

The loan of 10,000 would help me complete the final payment on a house that was purchased as property that will eventually be used as primary residence. No other loans have been raised against this property as house has mostly been paid off with money from savings.

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,634.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 367710

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367710

$10,000

16.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367710. Member loan 367710 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: STG International, Inc. Debt-to-income ratio: 20.37%
Length of employment: 1 month Location: Chambersburg, PA
       
Home town: Flemington
Current & past employers: STG International, Inc.
Education: University of Delaware, George Mason University

 

This borrower member posted the following loan description, which has not been verified:

 

I pay all my bills via my bank's online bill pay service. As a result of my Chase credit card's due date falling on a weekend, my payment was 1 day late. Even though I had never been late on a payment prior to that, they immediately raised my interest rate to 29.99% !!!! After calling to speak with a customer service supervisor, they graciously reduced my rate a whopping 5% to 24.99%. I had used the credit card to finance some renovations to an investment property and as a result of recently depressed home values, I was not able to pay it off with the refinance of the property, as I had planned. Regarding my credit worthiness, as recent as earlier this year my credit scores were over 700. I got laid off and was unemployed for 2 months while simultaneously funding the renovations to the investment property and incurring a host of medical bills for my wife's premature labor and intensive care costs for our infant son (He's happy and healthy now). During this tough period, we were forced to use most of our available credit causing a significant dip in my credit scores. I recently started a new job at an annual salary of $90,000 and have a renter in the investment property paying off the renovations. The cash flow crisis is over and we're eager to get our balances paid down. This is easily done, with the exception of this one credit card which is currently costing over $350 in just finance charges per month. I simply can't stomach the thought of paying this outrageous interest, especially after I've been such a good customer to Chase in the past. Please help me fund your investment return instead.

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 9
Revolving Credit Balance: $79,430.00 Public Records On File: 0
Revolving Line Utilization: 95.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 367713

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367713

$3,200

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367713. Member loan 367713 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,833 / month
Current employer: FMP Transport Debt-to-income ratio: 24.00%
Length of employment: 3 years 3 months Location: wallingford, CT
       
Home town: meriden
Current & past employers: FMP Transport, pullen trucking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Hello I'm asking for a loan even though I hate borrowing money but due to the circumstances of a new baby and the medical bills along with my own dental bill i would like to ask you to borrow money to pay these bills and have enough to get through the holidays. thank you very much for considering this for me I greatly appreciate it

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,575.00 Public Records On File: 0
Revolving Line Utilization: 11.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367738

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367738

$10,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367738. Member loan 367738 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Countrywide Financial Corp. Debt-to-income ratio: 24.35%
Length of employment: 7 years 7 months Location: Simi Valley, CA
       
Home town: Thousand Oaks
Current & past employers: Countrywide Financial Corp.
Education: University of Phoenix

 

This borrower member posted the following loan description, which has not been verified:

 

I am the son of a retired sheriff's deputy. I have formed a corporation with a life long friend and ex-Navy special forces veteran. We have formed an Executive protection / private security company specializing in VIP / celebrity protection. I'm attempting to finance this all on my own, but I'm quickly learning I that starting up the business is going to cost more than I had anticipated. I still need to finance the development of our website, purchase equipment such as radios and uniforms, and pay final licensing fees to California. I will also need some capital to cover payroll for approximately 6 months. My credit score is about 730. I have many clients already lined up waiting for our services, but I have hit a wall because of lack of funds. I have no doubt this business will succeed. I have projected returns within the first year. Thank you.

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,732.00 Public Records On File: 0
Revolving Line Utilization: 55.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367745

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367745

$10,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367745. Member loan 367745 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,583 / month
Current employer: Sun Microsystems Debt-to-income ratio: 4.16%
Length of employment: 10 years 7 months Location: Superior, CO
       
Home town: La Porte City
Current & past employers: Sun Microsystems
Education: California Lutheran University

 

This borrower member posted the following loan description, which has not been verified:

 

I will use the funds to pay off & close a credit card account that recently raised my interest rate, despite my excellent credit history. I have paid my bills 100% on time throughout my adult life. However, in today's credit environment it has become increasingly difficult to obtain favorable terms through traditional lenders. Therefore, I am excited to give Lending Club a try.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $44,331.00 Public Records On File: 0
Revolving Line Utilization: 86.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 367770

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367770

$10,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367770. Member loan 367770 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,323 / month
Current employer: Normans Electronics Debt-to-income ratio: 17.73%
Length of employment: 5 years 3 months Location: Rockmart, GA
       
Home town: Birmingham
Current & past employers: Normans Electronics, Coca-Cola
Education: Coosa Valley Technical College

 

This borrower member posted the following loan description, which has not been verified:

 

Thank you for you consideration and/or bids. I am looking for a Lending Club loan to pay off 2 high interest credit cards and pay off my truck and possibly pay off another small loan that my wife and I have together. I am an excellent candidate for this loan because, I can pay on time, all the time. I have not missed a payment or been late on anything in over 10 years. I only have these three things left with the big banks and once their consolidated I will be free from the grip of "adjustable" anything ever again. I have learned my lesson. I have made a very successful effort to get out of my debt load. Each month my wife and I sit down and pay the bills and we see so much more progress and we no longer just keep current now we are even paying a little bit more each month. We would like to be able to one day help others in need and to do that we need to clear this debt up. By combining these payments into one, perhaps a bit lower and certainly a lower interest rate, payment we coul d realize this dream. I am hoping that someone out there is willing to provide me with the opportunity to continue to realize success and achieve future dreams and to continue the Lending Club cycle of helping others. I am married, no children except for my four legged one. I work in the Home Theater industry Making $30,000 to $32,000 yearly. My wife works for the State of Georgia as a payroll manager she earns in the $40,000 to $50,000 range. I have had the same job for 5 years she has had her job for 8 years+. In closing I appreciate the time and opportunity you have given to review my proposal.

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,895.00 Public Records On File: 0
Revolving Line Utilization: 19.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367791

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367791

$10,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367791. Member loan 367791 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,833 / month
Current employer: CBD college Debt-to-income ratio: 16.33%
Length of employment: 10 years Location: Glendale, CA
       
Home town: Gyumri
Current & past employers: CBD college
Education: Yerevan State University, Armenia

 

This borrower member posted the following loan description, which has not been verified:

 

I'm paying $2500 interest each month over a year to help my son's with his accumulated dept that he owns but the way it goes I do not see the end of it and as mother I have decided to help him out one last time? I?m a good candidate for this loan. I work full time and have a secure and stable job over 10 years. Thank you in advanceyou?re your consideration?

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 16
Revolving Credit Balance: $13,592.00 Public Records On File: 0
Revolving Line Utilization: 25.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 367854

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367854

$10,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367854. Member loan 367854 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,333 / month
Current employer: Gilman City R-IV School District Debt-to-income ratio: 22.97%
Length of employment: 8 years Location: Trenton, MO
       
Home town: King City
Current & past employers: Gilman City R-IV School District, Marceline R-V, Lowe's Home Improvement, Country Kitchen Restaurant
Education: Missouri Western State College, William Woods University, Peru State College

 

This borrower member posted the following loan description, which has not been verified:

 

My husband and I would like to have 1 monthly payment for our credit card and line of credit debt with a specific time frame, i.e. 60 months $460 a month and we are done with our credit debt for good. We Will use the money to pay off our 5 creditors to combine our bills into one payment.

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,488.00 Public Records On File: 0
Revolving Line Utilization: 22.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367859

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367859

$10,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367859. Member loan 367859 was requested on December 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Sustainably Built Debt-to-income ratio: 12.20%
Length of employment: 11 months Location: Boulder, CO
       
Home town:
Current & past employers: Sustainably Built
Education: Oberlin

 

This borrower member posted the following loan description, which has not been verified:

 

I am the owner of a new, but quickly growing consulting business in the green building industry. I have taken on considerable credit card debt to purchase equipment and training for my employees. My introductory credit card rates have now gone to as high as 21% and I can't get any new credit card companies to give me more than a couple thousand dollars at any lower rate. I own my own condo and have considerable equity built up, but no bank will talk to me about a HELOC or a refinance since I don't have 2 years of tax returns to prove my new higher rate of income, since my business has been fully functional for less than a year. I simply need to get these high interest rates down so that I can start paying more principle than interest. My credit score is excellent and I always pay on time. Thanks for your consideration.

 

A credit bureau reported the following information about this borrower member on December 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,264.00 Public Records On File: 0
Revolving Line Utilization: 28.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 367899

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367899

$6,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367899. Member loan 367899 was requested on December 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Freelance Broadcast & Music Debt-to-income ratio: 13.57%
Length of employment: 25 years Location: Orlando, FL
       
Home town: denver
Current & past employers: Freelance Broadcast & Music, Orange County Goverment
Education: Unviversity of Central Florida, Valencia Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I have some unexpected expenses, and some old debts I want to discharge, and consolidate into a singular payment. I have a couple of 401 ks' I have been attempting to pull from, but do to restrictions on time between the request, and the last contributions to those accounts,I cannot access either account, as far as a withdrawal is concerned. So, having heard about this process I figured it was worth a try. I would rather just use money I "have", but given that i cant excercise that option, it forces the need to take out a loan. So, here I am. Thank you in advance for your consideration.

 

A credit bureau reported the following information about this borrower member on December 11, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 49
Revolving Credit Balance: $27,254.00 Public Records On File: 0
Revolving Line Utilization: 80.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367950

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367950

$12,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367950. Member loan 367950 was requested on December 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,583 / month
Current employer: WELLS FARGO Debt-to-income ratio: 7.35%
Length of employment: 6 years Location: LAS VEGAS, NV
       
Home town: Las Vegas
Current & past employers: WELLS FARGO
Education: University of Nevada-Las Vegas

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to pay off higher rate credit cards with a loan from Lending Club. Lending Club has better rates and terms. Thanks, Joe

 

A credit bureau reported the following information about this borrower member on December 14, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $200,935.00 Public Records On File: 0
Revolving Line Utilization: 1.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 367970

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367970

$20,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367970. Member loan 367970 was requested on December 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Golden Isles Triad, Inc. DBA Signarama Debt-to-income ratio: 12.52%
Length of employment: 7 months Location: Brunswick, GA
       
Home town: Savannah
Current & past employers: Golden Isles Triad, Inc. DBA Signarama, Georgia Realty Specialists, Inc., Huntley Homes, Inc.
Education: Tacoma Community College

 

This borrower member posted the following loan description, which has not been verified:

 

We opened our Signarama Franchise in May of 2008. We have been growing at a rate of 20-25% per month. When we hit November, the combination of the election, Thankgiving and Christmas slowed our business causing us to need operating capital. We currently have approximately $18,000 to $20,000 in "work in progress" that we have taken 50% deposits. This work will be produced in January. Our sales are 80% inside (most profitable) and 20% outside (outsourced or produced in another location with a 2.75 minimum markup). Our combined profit margin (inside and outside sales) is running 54-55% gpm. Our goal is 65-70% gpm as the market will allow. We, originally, took equity from our home to start the business with the assurance that we could take more or get a line of credit later if we needed it. When we approached the bank last week about that, they told us they were not issuing any lines of credit or extentions on equity at this time. We have, conservatively, $117,000 equity left in our home in Oak Grove Island, GA. Oak Grove is a controled acccess community, with a marina, boat storage, tennis courts, community pool, and Club House with Bistro on Golf Course. Our home has a private pool and golf course view.

 

A credit bureau reported the following information about this borrower member on December 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1977 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,748.00 Public Records On File: 0
Revolving Line Utilization: 93.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367972

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367972

$8,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367972. Member loan 367972 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: School District 99 Debt-to-income ratio: 19.52%
Length of employment: 20 years 6 months Location: Plainfield, IL
       
Home town: Bolingbrook
Current & past employers: School District 99
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

We would like to pay off empire carpet. We had 18 months free financing and the free financing is up in January. So we would like to get the loan so we won't have to pay the back finance on the carpet loan. Also to pay off Home Depot credit card.

 

A credit bureau reported the following information about this borrower member on December 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 56 Months Since Last Delinquency: 52
Revolving Credit Balance: $83,434.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 367973

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367973

$8,500

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367973. Member loan 367973 was requested on December 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: CMB Wireless Group Debt-to-income ratio: 19.26%
Length of employment: 1 year 3 months Location: West Babylon, NY
       
Home town: brooklyn
Current & past employers: CMB Wireless Group, Island Fresh Distribution
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidation of debt at lower rate

 

A credit bureau reported the following information about this borrower member on December 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,149.00 Public Records On File: 0
Revolving Line Utilization: 62.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367979

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367979

$5,600

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367979. Member loan 367979 was requested on December 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,808 / month
Current employer: USPS Debt-to-income ratio: 20.37%
Length of employment: 6 years Location: NORTH FORK, CA
       
Home town: North Fork
Current & past employers: USPS
Education: Los Angeles Trade Technical College

 

This borrower member posted the following loan description, which has not been verified:

 

pay off family members and to save for my vacation next year (this will be the first vacation i've had in 8 years), purchase tires for my vehicle

 

A credit bureau reported the following information about this borrower member on December 11, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 22
Revolving Credit Balance: $4,722.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 367980

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367980

$8,500

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367980. Member loan 367980 was requested on December 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: United Parcel Service Debt-to-income ratio: 20.75%
Length of employment: 14 years Location: SHAWNEE, KS
       
Home town: Detroit
Current & past employers: United Parcel Service, Best Buy Co. Inc.
Education: Johnson County Community College

 

This borrower member posted the following loan description, which has not been verified:

 

My lease is about to expire and I would like to get a home instead of continuing to rent. I've been searching around the Kansas City area and I've found a house that I really like but it cost $8,500 more then the amount of cash I have saved up. I've considered getting a mortgage but the amount of funds I need is too small so I figured a personal loan would better suit my needs. I have pretty good credit other then my debt to income ratio is abit high but i have never made a late payment and I can assure this loan will be repaid in full. Any questions please ask. Thanks for reading. Frank

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,496.00 Public Records On File: 0
Revolving Line Utilization: 57.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 367996

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

367996

$9,500

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 367996. Member loan 367996 was requested on December 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,808 / month
Current employer: SMSC Gaming Enterprise Debt-to-income ratio: 12.31%
Length of employment: 6 years 3 months Location: Minneapolis, MN
       
Home town: St. Louis Park
Current & past employers: SMSC Gaming Enterprise
Education: University of Minnesota

 

This borrower member posted the following loan description, which has not been verified:

 

Unfortunately my story isn't uncommon. I would like to pay down my credit cards. I have a good job and feel secure about it as my company has not announced any lay-offs. A fresh start would mean a new lease - thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on December 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1981 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,506.00 Public Records On File: 0
Revolving Line Utilization: 98.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 368034

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368034

$8,000

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368034. Member loan 368034 was requested on December 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,750 / month
Current employer: IPHFHA Debt-to-income ratio: 7.10%
Length of employment: 6 months Location: Wichita, KS
       
Home town: Wichita
Current & past employers: IPHFHA, ICM, Inc, Lowe's
Education: Wichita State University, Cowley County Community College

 

This borrower member posted the following loan description, which has not been verified:

 

We are finishing the basement of our house to add 2 bedrooms, an office, a family room, and a bathroom.

 

A credit bureau reported the following information about this borrower member on December 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,831.00 Public Records On File: 0
Revolving Line Utilization: 48.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368104

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368104

$16,000

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368104. Member loan 368104 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,750 / month
Current employer: Contra Costa County Debt-to-income ratio: 18.12%
Length of employment: 4 months Location: Concord, CA
       
Home town: Pleasanton
Current & past employers: Contra Costa County, San Diego Center for Children
Education: San Diego State University-Main Campus, National University

 

This borrower member posted the following loan description, which has not been verified:

 

I am struggling with an old credit card debit of $15,000. I am making more than the monthly payments every month and am paying on time, but the interest is killing me and not allowing me to get the debit down. I have good credit and a very good steady job. The banks will not lend me money because the revolving balance on my credit cards is so high. I am paying $600-$800 a month on my credit cards. I am looking for a personal loan of $15,000 from a reputable person or financial institution. I am trying to pay this debt down before I start my Ph.D. program.

 

A credit bureau reported the following information about this borrower member on December 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,085.00 Public Records On File: 0
Revolving Line Utilization: 81.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368107

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368107

$1,250

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368107. Member loan 368107 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: Bank of America Corp. Debt-to-income ratio: 5.18%
Length of employment: 2 years 3 months Location: BOSTON, MA
       
Home town:
Current & past employers: Bank of America Corp., JPMorgan Chase & Co., MetLife Inc.
Education: New England College of Finance

 

This borrower member posted the following loan description, which has not been verified:

 

I am attempting to obtain a better rate on a retail store credit card which I intend to pay-off completely. The interest rate is over 25% and this makes financial sense to refinance the debt.

 

A credit bureau reported the following information about this borrower member on December 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,652.00 Public Records On File: 0
Revolving Line Utilization: 80.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368109

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368109

$14,500

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368109. Member loan 368109 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,533 / month
Current employer: Retired, Military Debt-to-income ratio: 23.76%
Length of employment: 21 years Location: Fircrest, WA
       
Home town:
Current & past employers: Retired, Military
Education: Saint Martin's University

 

This borrower member posted the following loan description, which has not been verified:

 

pay of credit card debt

 

A credit bureau reported the following information about this borrower member on December 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1982 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,774.00 Public Records On File: 0
Revolving Line Utilization: 87.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 368115

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368115

$10,000

15.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368115. Member loan 368115 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,500 / month
Current employer: parrish construction Debt-to-income ratio: 3.26%
Length of employment: 15 years Location: elwood, IL
       
Home town: naperville
Current & past employers: parrish construction, homes by chalen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

hitting a little rough spot need a little money to get by the next 4 to 6 weeks we have work its just this time of the year is rough weather never lets its do much the money would help with payroll and other things

 

A credit bureau reported the following information about this borrower member on December 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,352.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 368143

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368143

$4,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368143. Member loan 368143 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Triton Digital Debt-to-income ratio: 8.55%
Length of employment: 16 years Location: Brooklyn, NY
       
Home town: Detroit
Current & past employers: Triton Digital
Education: Ohio University

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting this loan to consolidate approx. $3,600 in loan debt that I incurred at a higher rate because of lower credit in the past. I have been working hard to increase my FICO score (it's now around 700) and haven't missed a credit card payment in more than 18 months! Now I just want to pay off the rest of my debt and move on with a lower interest rate. This loan will facilitate the final step of my personal economic recovery plan.

 

A credit bureau reported the following information about this borrower member on December 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,469.00 Public Records On File: 1
Revolving Line Utilization: 56.90% Months Since Last Record: 25
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368150

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368150

$8,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368150. Member loan 368150 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: schlossberg soloman memorial chapel Debt-to-income ratio: 1.08%
Length of employment: 10 years Location: Pembroke Pines, FL
       
Home town: New York
Current & past employers: schlossberg soloman memorial chapel, National Basketball Association, ESPN, Sports Illustrated, Cosmo, Seventeen Magazines
Education: Fordham University

 

This borrower member posted the following loan description, which has not been verified:

 

First, I would like to thank you for taking this time to read my brief. To give you a little info about me, I the 30 year old owner of HUSH Shapewear and Accessories. I have spent the last 14 months working exhaustively on the R&D (research and development) of my brand's products, testing, designing and developing an innovative/functional line for a broad demographic of women (ages 18- 50) I have produced an initial line of 30 products: Slimming/Bodyshaping lingerie and garments ie: tank tops + dresses(these pieces can literally can take up to 4 sizes off of a woman) Panties with removable padding, completely backless bra's, tag and bra strap "tamers", carbon filtered inserts for underwear, bra stap converters and comfort straps, portable lint packs and magic erasers for deodorant or spill marks, double sided body and fashion tape, invisible panties, a secret pocket for bras etc... HUSH will be every girls best kept secret and Hollywood Stylists brand of choice for all of their clients red carpet needs. This company is my baby. I spent 5 years in NYC (my hometown) working in the entertainment industry in both Public Relations and Publishing. I've developed strong relationships with publicists and Editors at Magazines and have amassed an enormous contact list of over 800k clients waiting for HUSH's 2009 launch. These are REAL women who are ready and waiting to buy HUSH as soon as it launches. I have also built relationships with buyers at Saks, Bloomies and Neiman Marcus, as well as boutique stores in Miami, NY and L.A. who have pre-ordered inventory. HUSH will also be sold in the international market where there is huge demand and little competition. Additionally, I am currently building the HUSH e-commerce website www.shopHUSH.com. I have made it a point to fund my business with personal capital and not by incurring debt and up until this point have been successful. However, the demand for these products has exceeded my initial expectations (not the worst problem to have) and I am seeking this loan to cover a small portion of my upfront manufacturing/delivery costs. My business is one of the few that is seemingly insulated from the current economic downturn. History and studies show that women tend to spend more, rather than less, on vanity and beauty items during a recession. I work with reliable manufacturers in both Asia and Colombia, South America and can supply more information about them if wanted. The margins on my products are good, typically 4:1. I am a safe, reliable borrower with a smart business plan and innovative line of products. I have a good credit history with little debt. I hope that you will deem me a worthy borrower and thank you in advance for taking the time to read this. I hope you choose me:)

 

A credit bureau reported the following information about this borrower member on December 13, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 58
Revolving Credit Balance: $3,416.00 Public Records On File: 0
Revolving Line Utilization: 8.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368155

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368155

$6,400

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368155. Member loan 368155 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: chris's Smog Shop Debt-to-income ratio: 17.12%
Length of employment: 3 years Location: san francisco, CA
       
Home town: Seattle
Current & past employers: chris's Smog Shop
Education: Citty college San Francisco

 

This borrower member posted the following loan description, which has not been verified:

 

Would like a method of refinancing my credit card debt into a fixed lower APR Currently my $7400 credit card debt carries more than 15% APR Refinancing my debt to a 2-3 year loan with 5-6% APR is what I would like Please inform me of my options

 

A credit bureau reported the following information about this borrower member on December 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,005.00 Public Records On File: 0
Revolving Line Utilization: 40.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368166

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368166

$25,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368166. Member loan 368166 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $10,417 / month
Current employer: Last Mile Logistics Debt-to-income ratio: 1.47%
Length of employment: 7 years 11 months Location: Denver, CO
       
Home town: Wheeling
Current & past employers: Last Mile Logistics, FSA Network, Kmart
Education: University of Denver, Daniels College of Business

 

This borrower member posted the following loan description, which has not been verified:

 

Small business logitistics and moving company in Denver with great business model is growing even though we are in a depression. We have recently moved from a 5000 sq ft warehouse to a 15000 sq ft warehouse so we can help take on the expansion of the business. The loan would help facilitate the expansion of the move and working capital to bring more business from marketing and sales. The business modle includes using all contractor labor as a percentage of sales allowing the company to command a higher margin dollar retention. The company owns outright most of its trucks, all warehouse equipment, including vaults, pads etc, forklift equipment and office furniture. Agent for major van line ( Steven?s) in Denver for Interstate, long distance and international relocations.

 

A credit bureau reported the following information about this borrower member on December 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,825.00 Public Records On File: 0
Revolving Line Utilization: 71.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368168

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368168

$11,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368168. Member loan 368168 was requested on December 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: target Debt-to-income ratio: 1.62%
Length of employment: 16 years Location: NORTH HOLLYWOOD, CA
       
Home town: Mar del Plata
Current & past employers: target
Education: Instituto Industrial Pablo Tavelli

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidate debts

 

A credit bureau reported the following information about this borrower member on December 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 41
Revolving Credit Balance: $4,526.00 Public Records On File: 1
Revolving Line Utilization: 20.60% Months Since Last Record: 25
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368177

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368177

$15,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368177. Member loan 368177 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Retired Debt-to-income ratio: 15.64%
Length of employment: n/a Location: Denver, CO
       
Home town:
Current & past employers: Retired, Former-Water Board / Current-Sports Bar
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I guess it comes with the downturn in the economy but we have had several thefts in our bar recently. Including our front door security camera. We need to get a new, more high-tech system installed. Additionally, we would like to upgrade our TVs and get new barstools. I am retired after 40 years with the water department and have now taken on this endevor with my son. I am a good candidate for this loan because the bar is doing well and I can afford to repay the loan with my retirement pay even if the business fails.

 

A credit bureau reported the following information about this borrower member on December 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1987 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 16
Revolving Credit Balance: $16,554.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368216

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368216

$14,500

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368216. Member loan 368216 was requested on December 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,792 / month
Current employer: Dallas Independent School District Debt-to-income ratio: 14.24%
Length of employment: 2 years Location: DALLAS, TX
       
Home town: Moore
Current & past employers: Dallas Independent School District
Education: The University of Central Oklahoma

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am seeking a consolidation loan because I have racked up short-term debt while going through graduate school. I am ready and able to pay this off in a timely manner so that I can move forward with my financial goals. Thank you...

 

A credit bureau reported the following information about this borrower member on December 13, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,511.00 Public Records On File: 0
Revolving Line Utilization: 71.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368223

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368223

$15,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368223. Member loan 368223 was requested on December 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Snohomish County Sheriff's Office Debt-to-income ratio: 9.62%
Length of employment: 11 months Location: Woodinville, WA
       
Home town: Everett
Current & past employers: Snohomish County Sheriff's Office, Seattle Police Department
Education: Western Washington University

 

This borrower member posted the following loan description, which has not been verified:

 

Looking to consolidate several credit cards and the remainder of my auto loan. My rates are more than acceptable now, I just want a fixed payment with a fixed term.

 

A credit bureau reported the following information about this borrower member on December 13, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1976 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,002.00 Public Records On File: 0
Revolving Line Utilization: 12.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368243

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368243

$9,600

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368243. Member loan 368243 was requested on December 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Visionary Home Builders of CA Debt-to-income ratio: 8.52%
Length of employment: 5 years 1 month Location: Sacramento, CA
       
Home town: San Diego
Current & past employers: Visionary Home Builders of CA, ACLC, Inc.
Education: California Polytechnic State University (CalPoly)

 

This borrower member posted the following loan description, which has not been verified:

 

Deciding it's time to get my retirement account going, and would like to completely fund my 2008 and 2009 limits. I have till April of 2009 to complete the 2008 funding, so there is still plenty of time.

 

A credit bureau reported the following information about this borrower member on December 13, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,309.00 Public Records On File: 0
Revolving Line Utilization: 3.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368255

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368255

$3,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368255. Member loan 368255 was requested on December 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,542 / month
Current employer: Princeton University Debt-to-income ratio: 14.40%
Length of employment: 4 years 4 months Location: Princeton, NJ
       
Home town: New Orleans
Current & past employers: Princeton University, Laboratory for Laser Energetics, Starbucks
Education: Princeton University, University of Rochester

 

This borrower member posted the following loan description, which has not been verified:

 

Loan to buy a 1997 Toyota Corolla

 

A credit bureau reported the following information about this borrower member on December 13, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 25
Revolving Credit Balance: $277.00 Public Records On File: 0
Revolving Line Utilization: 5.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368315

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368315

$5,650

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368315. Member loan 368315 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,233 / month
Current employer: chartwells / compass group,usa Debt-to-income ratio: 6.13%
Length of employment: 3 years Location: san francisco, CA
       
Home town: casablanca
Current & past employers: chartwells / compass group,usa, D-LEW ENTERPRISES,LLC
Education: City College of San Francisco, universitie of toulous ,toulous, france, college moulay idriss,casablanca,morocco

 

This borrower member posted the following loan description, which has not been verified:

 

pay off all my 4 credit cards accounts as follow: washington mutual 7351: 3,500.00 bank of america 2460: 1,075.00 washington mutual 3756 : 650.00 american express 01007 : 565.00

 

A credit bureau reported the following information about this borrower member on December 14, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,473.00 Public Records On File: 0
Revolving Line Utilization: 23.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368371

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368371

$1,600

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368371. Member loan 368371 was requested on December 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: National Safety Council Debt-to-income ratio: 14.15%
Length of employment: 6 months Location: Orlando, FL
       
Home town: Pawhuska
Current & past employers: National Safety Council, PODS, Alorica
Education: Rogers State University

 

This borrower member posted the following loan description, which has not been verified:

 

Buying a new Scooter

 

A credit bureau reported the following information about this borrower member on December 14, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,603.00 Public Records On File: 0
Revolving Line Utilization: 96.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368394

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368394

$1,150

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368394. Member loan 368394 was requested on December 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,417 / month
Current employer: LAWRENCE BERKELEY NATIONAL LABORATORY Debt-to-income ratio: 7.75%
Length of employment: 3 years 6 months Location: LAFAYETTE, CA
       
Home town: Toronto
Current & past employers: LAWRENCE BERKELEY NATIONAL LABORATORY, SILICON VALLEY COLLEGE, INCYTE GENOMICS
Education: California State University-Sacramento (CSUS)

 

This borrower member posted the following loan description, which has not been verified:

 

Even though I hadn't missed a payment or been late, my credit card company jacked up the interest rate really high after we charged our holiday vacation on the card and didn't pay it off in one billing cycle. We wished to make payments on our balance at our previous rate, and we just feel taken advantage of by the credit card company. Isn't the government lowering interest rates in order to make credit more available? It's certainly not trickling down to us; rather the opposite! So we'd very much prefer to pay our interest to private individuals rather than the pirates.

 

A credit bureau reported the following information about this borrower member on December 14, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1991 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,907.00 Public Records On File: 1
Revolving Line Utilization: 54.30% Months Since Last Record: 99
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368432

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368432

$15,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368432. Member loan 368432 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,518 / month
Current employer: Ms. Foundation for Women Debt-to-income ratio: 10.51%
Length of employment: 3 years 8 months Location: Fort Lee, NJ
       
Home town: North Bergen
Current & past employers: Ms. Foundation for Women, The New York Hall of Science
Education: CUNY Hunter College

 

This borrower member posted the following loan description, which has not been verified:

 

A loan of this size would allow me to pay off my highest interest loans and credit cards and make just one payment to the Lending Club. I am working very hard at getting out of debt to maintain a good credit rating, but the traditional lending institutions have been unwilling to work with me at lowering the interest rates. The reason why I'm in debt: For the last three years, my family has had to pay the expenses that insurance did not cover for a sick parent, my mother. In my case it has been difficult, for my mother is overseas, and I've had the added burden of having to travel. This has taken a toll on me and my sisters. The expenses have finally come under control for my mother is home, and we can finally think about to getting back to normalcy. I am a good investment, and hope that you'll approve or invest in my request. I was brought with values and the believe that you must pay your debts. Thank you for your consideration to this request for a loan. Sunflower

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1980 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,281.00 Public Records On File: 0
Revolving Line Utilization: 69.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368461

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368461

$2,800

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368461. Member loan 368461 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,382 / month
Current employer: Stanford Hospital R.T. Fisher Educational Enterprises Inc. Debt-to-income ratio: 16.71%
Length of employment: 3 years 8 months Location: SAN LEANDRO, CA
       
Home town: Anaheim
Current & past employers: Stanford Hospital R.T. Fisher Educational Enterprises Inc., Stanford Hospital
Education: University of California-Berkeley (Cal UC Berkeley)

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will be used to pay for a winter trip to Paris and Amdsterdam with a tour group and my closest friends. I had never intended to fund this trip with a loan--I had been planning this trip for almost 3 years and had been saving up for it. Unfortunately, the increased cost of living this summer forced me to dip into my savings. I had to move into a cheaper apartment within my budget and adjust my living expenses accordingly. In doing so I had used up a significant portion of my savings. I am now living comfortably and within my budget, but I cannot afford to join my friends on this trip which is this month! I have had a steady job for four years and I make enough in order to pay off this loan in less than 3 months. This trip is coming at a time when I am just rebuilding my savings, and so without this loan I cannot not afford to go on my dream vacation. Thank you for your time and consideration.

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 35
Revolving Credit Balance: $2,275.00 Public Records On File: 0
Revolving Line Utilization: 49.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368462

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368462

$12,250

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368462. Member loan 368462 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Colonial Physical Therapy Debt-to-income ratio: 13.28%
Length of employment: 6 months Location: parlin, NJ
       
Home town: new brunswick
Current & past employers: Colonial Physical Therapy
Education: middlesex county college

 

This borrower member posted the following loan description, which has not been verified:

 

Need loan to consolidate debt and also pay for school.

 

A credit bureau reported the following information about this borrower member on November 23, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,558.00 Public Records On File: 0
Revolving Line Utilization: 61.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368467

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368467

$8,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368467. Member loan 368467 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $5,333 / month
Current employer: US Army Debt-to-income ratio: 16.26%
Length of employment: 24 years Location: SAN ANTONIO, TX
       
Home town: Houston
Current & past employers: US Army
Education: Excelsior College

 

This borrower member posted the following loan description, which has not been verified:

 

I need to procure a private loan for paying a patent attorney. The fees of this will range from $5000-$12000.

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 25 Months Since Last Delinquency: 16
Revolving Credit Balance: $133.00 Public Records On File: 0
Revolving Line Utilization: 3.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368470

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368470

$7,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368470. Member loan 368470 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: HSA-UWC Debt-to-income ratio: 2.46%
Length of employment: 1 year 5 months Location: Philadelphia, PA
       
Home town: Osaka
Current & past employers: HSA-UWC, True World Foods
Education: North Eastern University / UTS

 

This borrower member posted the following loan description, which has not been verified:

 

I need to get loan to pay for my sons education and pay off 2 credit cards loans

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,327.00 Public Records On File: 0
Revolving Line Utilization: 47.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 368474

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368474

$4,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368474. Member loan 368474 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Sprig Elec Debt-to-income ratio: 1.52%
Length of employment: 5 years Location: San Leandro, CA
       
Home town: San Jose
Current & past employers: Sprig Elec
Education: Electrical JATC

 

This borrower member posted the following loan description, which has not been verified:

 

I appeciate you taking the time to read my request. I need to come up with 5000 dollars by the end of the month for property taxes. I am well positioned to repay the money. I have a lot of stock. I have a home, 3 paid off vehicles, and I also make $150000 a year. I am going through a slow time right now, and would very much appreciate the help. I am also a lender, so I will by all means repay your money promptly.

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,783.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368488

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368488

$5,500

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368488. Member loan 368488 was requested on December 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: verizon wireless Debt-to-income ratio: 5.53%
Length of employment: 10 years Location: moorpark, CA
       
Home town: thousand oaks
Current & past employers: verizon wireless, seqouia sandwich co.
Education: Bakersfield College

 

This borrower member posted the following loan description, which has not been verified:

 

consolidate debt and extra cash for college education

 

A credit bureau reported the following information about this borrower member on December 16, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 47
Revolving Credit Balance: $4,405.00 Public Records On File: 0
Revolving Line Utilization: 23.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 368493

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368493

$15,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368493. Member loan 368493 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Mastech/Kaiser Permanente Debt-to-income ratio: 7.12%
Length of employment: 2 months Location: Pleasanton, CA
       
Home town: lahore
Current & past employers: Mastech/Kaiser Permanente, Ernst & Young LLP, University of Illinois at Chicago
Education: Punjab University, Ferris State University, Kellogg School of Management - Northwestern University

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, After being unemployed for a while in Chicago, recently I relocated to the Bay Area. Soon after I landed a decent job at a good firm. I am going to be working significant number of overtime hours this winter & spring. This should further increase my take home salary. I now have to buy a used but decent car. I'd also like to consolidate my credit card debt. It'll be great to make one payment each month and quickly pay off the debt. Fortunately I found a very nice and fully furnished 1 bedroom apartment. My rent is $1000/month and includes internet, cable, utilities, and etc. Other than 2 credit card paymentsand monthly cell phone bill, I don't have anyother major expenses. I try to live as frugally as possible and don't believe in biting more than I can chew. I don't drink and smoke. Thanks, Murtza Naseem

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 59
Revolving Credit Balance: $24,803.00 Public Records On File: 1
Revolving Line Utilization: 77.50% Months Since Last Record: 93
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368498

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368498

$12,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368498. Member loan 368498 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,250 / month
Current employer: Axway Inc Debt-to-income ratio: 3.89%
Length of employment: 4 years Location: San Diego, CA
       
Home town: Kansas City
Current & past employers: Axway Inc, syntellect
Education: Arizona State University

 

This borrower member posted the following loan description, which has not been verified:

 

I am a small business investor currently looking to borrow funds to finalize my new business venture. I am in the process of opening a second payday loan center in southern California, and I have already invested $20,000.00 of my own personal funds, however I am still in need of $12,000.00 more to finalize the project. Based upon my previous experience in the business, it usually takes about six months to become fully profitable, so I am looking remit full loan payment in total by eight months at the latest.

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $54,371.00 Public Records On File: 0
Revolving Line Utilization: 7.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368507

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368507

$5,500

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368507. Member loan 368507 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Trek Bicycle Store of Boulder Debt-to-income ratio: 16.23%
Length of employment: 1 month Location: longmont, CO
       
Home town: St. Louis
Current & past employers: Trek Bicycle Store of Boulder, Trek Bicycle Store of St. Louis
Education: Lindenwood University

 

This borrower member posted the following loan description, which has not been verified:

 

After a recent cross-country move, my husband and I purchased more with our credit card than we originally anticipated. I will use this loan to refinance our card at a better rate, and also free up the limit so that it is available for emergencies. Thanks!

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,997.00 Public Records On File: 0
Revolving Line Utilization: 29.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368517

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368517

$7,800

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368517. Member loan 368517 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,583 / month
Current employer: gsi commerce Debt-to-income ratio: 4.55%
Length of employment: 4 years Location: Robbinsville, NJ
       
Home town: Chester
Current & past employers: gsi commerce, Siemens
Education: West Chester University of Pennsylvania

 

This borrower member posted the following loan description, which has not been verified:

 

want to pay down a few bills, repair car, and purchase new washer and dryer

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 19
Revolving Credit Balance: $7,830.00 Public Records On File: 0
Revolving Line Utilization: 43.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368523

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368523

$5,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368523. Member loan 368523 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,000 / month
Current employer: university of south carolina Debt-to-income ratio: 18.75%
Length of employment: 35 years Location: leesville, SC
       
Home town:
Current & past employers: university of south carolina
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am helping my daughter pay for graduate school.

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1981 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 368532

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368532

$15,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368532. Member loan 368532 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,917 / month
Current employer: state street bank Debt-to-income ratio: 3.92%
Length of employment: 2 years Location: WEST ROXBURY, MA
       
Home town:
Current & past employers: state street bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I need this loan to pay other credit card debt of about $15,000.

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,879.00 Public Records On File: 0
Revolving Line Utilization: 24.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 368540

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368540

$2,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368540. Member loan 368540 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,417 / month
Current employer: air technical Debt-to-income ratio: 11.33%
Length of employment: 10 years Location: CLEVELAND, OH
       
Home town: cleveland
Current & past employers: air technical
Education: none

 

This borrower member posted the following loan description, which has not been verified:

 

for a personal reason

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1969 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,201.00 Public Records On File: 0
Revolving Line Utilization: 19.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368542

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368542

$12,000

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368542. Member loan 368542 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $37,500 / month
Current employer: Self employed Debt-to-income ratio: 8.49%
Length of employment: 10 years 6 months Location: Annapolis, MD
       
Home town: Annapolis
Current & past employers: Self employed
Education: Cornell University

 

This borrower member posted the following loan description, which has not been verified:

 

Thriving services company in need of short term cash infusion to cover expansion and acquisition costs. Will be repaid in less than 60 days, open to competitive rates.

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $224,090.00 Public Records On File: 0
Revolving Line Utilization: 40.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 368555

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368555

$4,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368555. Member loan 368555 was requested on December 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: GR Sponaugle and Sons Debt-to-income ratio: 20.50%
Length of employment: 11 years 3 months Location: Mechanicsburg, PA
       
Home town: Hershey
Current & past employers: GR Sponaugle and Sons, H & H Service Company
Education: UTI (Universal Technical Institute)

 

This borrower member posted the following loan description, which has not been verified:

 

replacing carpet steps in my home w/ wood. Also updating rails and posts w/ new. Contractor quoted and is installing... Don't want to wait till my tax return, would like to start this project now.

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,337.00 Public Records On File: 0
Revolving Line Utilization: 16.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368578

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368578

$12,000

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368578. Member loan 368578 was requested on December 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Laughing Buddha Brewing Co. Debt-to-income ratio: 10.99%
Length of employment: 1 year 10 months Location: Seattle, WA
       
Home town: Jamestown
Current & past employers: Laughing Buddha Brewing Co., Puget Sound Blood Center, University of Washington, Seattle Cancer Care Alliance
Education: University of Washington at Seattle

 

This borrower member posted the following loan description, which has not been verified:

 

Laughing Buddha Brewing Company is an innovative startup brewery in Seattle, WA, crafting unique styles of beer. In under two years of business, Laughing Buddha has gained attention of local media and craft beer publications for their creative beers such as Ginger Pale Ale and Mango Weizen. Their beers are sold in Washington state in high-end grocery stores such as Whole Foods, speciality beer stores, gastropubs, and restaurants. Laughing Buddha is expanding distribution to Portland, Oregon and Vancouver, B.C. in January 2009. Laughing Buddha Brewing Company needs additional working capital to fund an increased inventory to support expanded distribution. Monies raised will be used to pay for raw ingredients such as malted barley and hops, bottling, and other expenses. Help fuel a fast growing and innovative new craft brewery!

 

A credit bureau reported the following information about this borrower member on December 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,109.00 Public Records On File: 0
Revolving Line Utilization: 81.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368656

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368656

$10,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368656. Member loan 368656 was requested on December 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Context Debt-to-income ratio: 16.34%
Length of employment: 6 years Location: Philadelphia, PA
       
Home town: Stonington
Current & past employers: Context
Education: Macalester College, St. John's College, The Wharton School, University of Pennsylvania

 

This borrower member posted the following loan description, which has not been verified:

 

We are a $2m annual revenue travel business, operating in the niche of scholar-led walking tours for upscale clients. We are looking for a small loan to underwrite our expansion into custom trip development and packaged tours. We need the capital mostly for marketing purposes.

 

A credit bureau reported the following information about this borrower member on December 16, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 13
Revolving Credit Balance: $78,653.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368667

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368667

$7,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368667. Member loan 368667 was requested on December 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Delaware Moving and Storage Debt-to-income ratio: 14.16%
Length of employment: 8 years Location: Bear, DE
       
Home town: Indianapolis
Current & past employers: Delaware Moving and Storage
Education: Wilmington University

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to borrow 7000 so that I can fix up some things in my home.

 

A credit bureau reported the following information about this borrower member on December 16, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,162.00 Public Records On File: 0
Revolving Line Utilization: 44.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 368673

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368673

$15,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368673. Member loan 368673 was requested on December 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $18,250 / month
Current employer: NF Consulting Debt-to-income ratio: 3.08%
Length of employment: 3 years 3 months Location: Cedar Park, TX
       
Home town: Fairfield
Current & past employers: NF Consulting
Education: University of Houston

 

This borrower member posted the following loan description, which has not been verified:

 

Looking for a loan to purchase equipment for a sandwich shop we are opening. This loan is an interim loan as we wait for our SBA loan to close as we would like to keep moving forward and get a leg up on opening.

 

A credit bureau reported the following information about this borrower member on December 16, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 62
Revolving Credit Balance: $4,634.00 Public Records On File: 0
Revolving Line Utilization: 26.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368709

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368709

$5,375

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368709. Member loan 368709 was requested on December 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,042 / month
Current employer: Black Hills Truck and Trailer Debt-to-income ratio: 23.36%
Length of employment: 3 months Location: BLACK HAWK, SD
       
Home town: Rapid City
Current & past employers: Black Hills Truck and Trailer, U.S. Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have a few small loans and a credit card. and owe money to a friend. I'd like to get this loan to take care of all that and only have one payment.

 

A credit bureau reported the following information about this borrower member on December 16, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,039.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 368753

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368753

$6,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368753. Member loan 368753 was requested on December 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Hand Surgery & Rehab Center Debt-to-income ratio: 13.89%
Length of employment: 5 years 1 month Location: Blackwood, NJ
       
Home town: charlston
Current & past employers: Hand Surgery & Rehab Center, Cherry Hill Pharmacy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting this loan to pay off debt that occurred this year. To start I had over 4,000 in car trouble this year. My computer crashed and have had to replace it. My daughter was hospitalized twice this year and medical bills are high. I am a single parent trying to consolidate my bills to one monthly payment.

 

A credit bureau reported the following information about this borrower member on December 16, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 29
Revolving Credit Balance: $11,166.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368766

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368766

$4,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368766. Member loan 368766 was requested on December 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,167 / month
Current employer: Praxair Inc. Debt-to-income ratio: 8.77%
Length of employment: 21 years Location: Whitehall, PA
       
Home town: Allentown
Current & past employers: Praxair Inc., materials transportion service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

pay off small credit card , use for daughters education

 

A credit bureau reported the following information about this borrower member on December 16, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1986 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,094.00 Public Records On File: 0
Revolving Line Utilization: 19.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368884

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368884

$5,500

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368884. Member loan 368884 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Annapolitan Debt-to-income ratio: 10.02%
Length of employment: 2 months Location: Annapolis, MD
       
Home town: Albany
Current & past employers: Annapolitan, Rams Head Tavern
Education: Suny Morissville, Hudson Valley Community College, UMBC

 

This borrower member posted the following loan description, which has not been verified:

 

I am purchasing a 1998 Volkswagon Golf with only 65,000 miles on it. I started a new career as a Activities Director at an assisted living facility and so got behind a little in bills. I am now caught up and need the additional money to purchase the vehicle. Thanks, Ralph

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 30
Revolving Credit Balance: $5,069.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368897

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368897

$11,200

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368897. Member loan 368897 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Leonard D Marsocci CPA PA Debt-to-income ratio: 4.48%
Length of employment: 6 years Location: TAMPA, FL
       
Home town: Rochester
Current & past employers: Leonard D Marsocci CPA PA, Cherry, Bekart, and Holland LLP
Education: University of Central Florida

 

This borrower member posted the following loan description, which has not been verified:

 

I have 4 credit card totalling about 9,000 in debt. I will use this loan to pay off all my credit cards.

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 40
Revolving Credit Balance: $4,712.00 Public Records On File: 0
Revolving Line Utilization: 56.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368906

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368906

$15,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368906. Member loan 368906 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Cumberland Farms Debt-to-income ratio: 13.94%
Length of employment: 26 years Location: Howard Beach, NY
       
Home town: Naples
Current & past employers: Cumberland Farms, Exxon Mobil Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Need help in eliminating some credit card debt so I can continue to pay two mortgages until I sell my home. Once I sell my home I will be able to pay back the loan.

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1983 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 28
Revolving Credit Balance: $30,038.00 Public Records On File: 0
Revolving Line Utilization: 40.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 368907

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368907

$5,000

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368907. Member loan 368907 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Sodexo INC. Debt-to-income ratio: 9.65%
Length of employment: 6 years Location: Oklahoma City, OK
       
Home town: Oklahoma City
Current & past employers: Sodexo INC., Gauchos Grill
Education: Platt College-Oklahoma City

 

This borrower member posted the following loan description, which has not been verified:

 

I will be using the loan to consolidate my debt and pay it off more quickly and in a simpler manor.

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,608.00 Public Records On File: 0
Revolving Line Utilization: 60.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 368915

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368915

$15,000

10.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368915. Member loan 368915 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: Hair Club For Men Debt-to-income ratio: 13.25%
Length of employment: 5 years 3 months Location: Gainesville, FL
       
Home town: Bronx
Current & past employers: Hair Club For Men, Coral Springs Medical Center, North Broward Hospital District, Holy Cross Hospital
Education: New York University (NYU)

 

This borrower member posted the following loan description, which has not been verified:

 

I am planning on retiring in five years and I want to consolidate my credit cards to a lower interest rate in order to invest additional capital into my retirement portfolio.

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,956.00 Public Records On File: 0
Revolving Line Utilization: 50.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368924

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368924

$13,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368924. Member loan 368924 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Centro Civico Debt-to-income ratio: 14.38%
Length of employment: 10 years Location: Rochester, NY
       
Home town:
Current & past employers: Centro Civico, SUNY Research Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Wiped out cash reserves and used part of credit card to install two new furnaces and make home repairs. Would rather pay people over time than credit card companies. Would also roll over existing Lending Club loan into this loan for one payment.

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,109.00 Public Records On File: 0
Revolving Line Utilization: 9.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368925

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368925

$15,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368925. Member loan 368925 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,333 / month
Current employer: Xtreme PDR Inc Debt-to-income ratio: 10.34%
Length of employment: 18 years Location: OVERLAND PARK, KS
       
Home town: limestone
Current & past employers: Xtreme PDR Inc, u.s dentools inc
Education: University of Kansas Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

loan for home impovements

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 38
Revolving Credit Balance: $2,245.00 Public Records On File: 0
Revolving Line Utilization: 10.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 368951

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368951

$7,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368951. Member loan 368951 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: Kelly Services Debt-to-income ratio: 20.72%
Length of employment: 6 years 8 months Location: San Diego, CA
       
Home town: Chicago
Current & past employers: Kelly Services, Science Applications International, BearingPoint
Education: University of Dayton, Illinois Institute of Technology

 

This borrower member posted the following loan description, which has not been verified:

 

My Pastor recommended Lending Club for its reputation for being an ethical organization. I would like to use this loan to assit me in taking control of my finances by consolidating my high interest credit cards and eliminating revolving debt.

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $146,426.00 Public Records On File: 0
Revolving Line Utilization: 95.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368954

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368954

$2,500

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368954. Member loan 368954 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: usps Debt-to-income ratio: 10.92%
Length of employment: 18 years Location: BROCKTON, MA
       
Home town:
Current & past employers: usps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

repairs to bathroom

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,510.00 Public Records On File: 0
Revolving Line Utilization: 41.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 368981

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368981

$2,500

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368981. Member loan 368981 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: U.S. Navy Debt-to-income ratio: 23.82%
Length of employment: 2 years 2 months Location: Petal, MS
       
Home town: Petal
Current & past employers: U.S. Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am moving into a new apartment and i want to have a little extra cash to help me settle into it.

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 34
Revolving Credit Balance: $5,411.00 Public Records On File: 0
Revolving Line Utilization: 76.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 368995

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368995

$1,500

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368995. Member loan 368995 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: billndeb Harrison Trucking Debt-to-income ratio: 18.13%
Length of employment: 2 years Location: Manhattan, MT
       
Home town:
Current & past employers: billndeb Harrison Trucking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

We have gotten 3,000.00 from Prosper for this wedding and now it has become twice as big as expected. We just need to borrow 1,500.00 more for the cost of having so many guests. We prefer to borrow here where the interest rate is much lower than elsewhere. We are very happy with the loan we got from prosper, but they are no longer loaning as they were before. Thanks

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 57
Revolving Credit Balance: $2,573.00 Public Records On File: 1
Revolving Line Utilization: 67.70% Months Since Last Record: 104
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 369006

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369006

$14,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369006. Member loan 369006 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: Monarch Printing Debt-to-income ratio: 1.91%
Length of employment: 2 years 1 month Location: Sacramento, CA
       
Home town: Burbank
Current & past employers: Monarch Printing
Education: California State University-Sacramento (CSUS)

 

This borrower member posted the following loan description, which has not been verified:

 

I am planning on opening a local art gallery and coffee house called Local Creations. Local Creations will be selling artwork created exclusively by local artists. Spaces in the store will be leased out to the artists for $50-$150 dollars which will pay for my lease. I will also be taking a percentage of the artwork sales. Along with leases for artists and artwork sales Local Creations will offer customers a wide variety of coffee, teas, and food items. The money from this loan will help pay for star-up costs including working capital, capital expenditures, and inventory.

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 8 Months Since Last Delinquency: 19
Revolving Credit Balance: $872.00 Public Records On File: 0
Revolving Line Utilization: 25.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 369008

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369008

$8,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369008. Member loan 369008 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: n/a Debt-to-income ratio: 8.48%
Length of employment: n/a Location: Fairborn, OH
       
Home town: Dayton
Current & past employers: V A Medical Center
Education: Siena Heights University

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting money to pay off the credit card bills I have racked up due to retirement 7-07 and not getting my SS until 10-08and beingshort on money. I would really appreciate the loan----thanks---Dan

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,840.00 Public Records On File: 0
Revolving Line Utilization: 24.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 369015

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369015

$2,250

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369015. Member loan 369015 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Newark Electronics Debt-to-income ratio: 16.00%
Length of employment: 2 years 6 months Location: Chicago, IL
       
Home town: Wooster
Current & past employers: Newark Electronics, Regal Cinemas, Foremost Insurance
Education: Calvin College

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting a loan to cover tuition for one graduate course in Computer Science, which begins in January. I can afford to pay the loan back, and my employer will reimburse the full amount, as long as I get a grade of B or better. I have taken out several loans like this this year and I find these short term loans to be very convenient for me.

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 63
Revolving Credit Balance: $12,285.00 Public Records On File: 1
Revolving Line Utilization: 84.10% Months Since Last Record: 49
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 369017

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369017

$15,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369017. Member loan 369017 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: costco wholesale Debt-to-income ratio: 22.10%
Length of employment: 26 years Location: sanford, FL
       
Home town: Bronx
Current & past employers: costco wholesale
Education: CUNY Bronx Community College

 

This borrower member posted the following loan description, which has not been verified:

 

trying to pay all my bills in one payment

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 63
Revolving Credit Balance: $23,535.00 Public Records On File: 1
Revolving Line Utilization: 66.70% Months Since Last Record: 69
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 369039

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369039

$10,800

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369039. Member loan 369039 was requested on December 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: First Data Debt-to-income ratio: 12.79%
Length of employment: 1 year 3 months Location: Sacramento, CA
       
Home town: Baltimore
Current & past employers: First Data
Education: Towson University

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am seeking to borrow money in order to consolidate credit card debt and a high interest loan. I am a reliable payer - NOT A single late payment on my credit history. I am seeking to consolidate my debt due to not being able to obtain a student loan for graduate school expenses. Thank-you for your consideration - again, no late payments on my credit history. Just have too much debt.

 

A credit bureau reported the following information about this borrower member on December 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,598.00 Public Records On File: 0
Revolving Line Utilization: 97.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 368428

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368428

$5,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368428. Member loan 368428 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Petco Animal Supplies Debt-to-income ratio: 1.62%
Length of employment: 4 years 2 months Location: FORT LAUDERDALE, FL
       
Home town: newburgh
Current & past employers: Petco Animal Supplies, Target
Education: Dutchess Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Looking to consolidate small balance credit cards due to high interest rates.

 

A credit bureau reported the following information about this borrower member on December 16, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 22
Revolving Credit Balance: $3,005.00 Public Records On File: 0
Revolving Line Utilization: 50.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 368435

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

368435

$12,375

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 368435. Member loan 368435 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: St Mary's Women and children Center Debt-to-income ratio: 21.30%
Length of employment: 5 months Location: BOSTON, MA
       
Home town: Boston
Current & past employers: St Mary's Women and children Center, City Of Boston
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Loan is need to pay outstanding bills

 

A credit bureau reported the following information about this borrower member on December 16, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,629.00 Public Records On File: 0
Revolving Line Utilization: 93.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 369055

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369055

$12,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369055. Member loan 369055 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,750 / month
Current employer: Project HOPE Debt-to-income ratio: 8.68%
Length of employment: 27 years 3 months Location: Berryville, VA
       
Home town: Winchester
Current & past employers: Project HOPE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Pay off auto loan and pay off credit card to get to one bill payment.

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1985 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,336.00 Public Records On File: 0
Revolving Line Utilization: 7.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 369057

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369057

$9,800

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369057. Member loan 369057 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,167 / month
Current employer: BURLESON LAND SERVICES Debt-to-income ratio: 19.51%
Length of employment: 4 years 11 months Location: AZLE, TX
       
Home town: FT. WORTH
Current & past employers: BURLESON LAND SERVICES, UNION PACIFIC RESOURCES, ConocoPhillips, MERIDIAN OIL, MOBIL OIL CORPORATION
Education: SAN JUAN COMMUNITY COLLEGE

 

This borrower member posted the following loan description, which has not been verified:

 

I am an oil and gas land professional and am increasing my land services business. This requires that I build out my existing office space so that additional land contractors can work onsite. Construction costs are $17,000, of which I have paid $10,000 to date. The additional $7,000 will complete the office renovation. I have been an oil and gas professional for 27 years and have worked for Fortune 100 oil and gas companies as well as being an independent landman, which is a position that is crucial to the determination of mineral ownership and leasing. Also my company is heavily involved in acquisitions and divestitures of producing and non-producing properties, which is the most demanding segment in the industry at this time.

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 44
Revolving Credit Balance: $29,250.00 Public Records On File: 0
Revolving Line Utilization: 74.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 369062

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369062

$15,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369062. Member loan 369062 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,167 / month
Current employer: Wink Companies, LLC. Debt-to-income ratio: 14.34%
Length of employment: 3 years 4 months Location: Denham Springs, LA
       
Home town: New Orleans
Current & past employers: Wink Companies, LLC., Professional Engineering Consultants
Education: Louisiana State University-System Office (LSU)

 

This borrower member posted the following loan description, which has not been verified:

 

JC Customs provides mobile and marine audio. We also have a cutting edge men's and womens's clothing line coming out soon. We sell ATV and scooters around the Holiday season.

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 34 Months Since Last Delinquency: 18
Revolving Credit Balance: $388.00 Public Records On File: 0
Revolving Line Utilization: 4.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 369078

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369078

$6,000

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369078. Member loan 369078 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Fujitsu Consulting Debt-to-income ratio: 6.14%
Length of employment: 1 year Location: Suwanee, GA
       
Home town: Brenham
Current & past employers: Fujitsu Consulting, Ciba-Vision (a Novartis company), Hewlett-Packard
Education: Florida State University, United Kingdom - Open University

 

This borrower member posted the following loan description, which has not been verified:

 

Pay off higher interest rate credit cards (12% - 21%)

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1986 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,455.00 Public Records On File: 0
Revolving Line Utilization: 20.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 369084

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369084

$4,000

15.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369084. Member loan 369084 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: Kelly Services Debt-to-income ratio: 18.35%
Length of employment: 4 years Location: winter garden, FL
       
Home town: orlando
Current & past employers: Kelly Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have medical and credit cards bills that are getting overwhelming. This loan will be able to help alot because i will be able to pay just one monthly bill instead of paying all separate bills.

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,272.00 Public Records On File: 0
Revolving Line Utilization: 38.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 369102

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369102

$15,000

17.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369102. Member loan 369102 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,824 / month
Current employer: BEARINGPOINT INC Debt-to-income ratio: 2.27%
Length of employment: 2 years 6 months Location: SACRAMENTO, CA
       
Home town:
Current & past employers: BEARINGPOINT INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Personal Loan for clearing off.

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,160.00 Public Records On File: 0
Revolving Line Utilization: 9.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 369105

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369105

$15,000

14.74%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369105. Member loan 369105 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Siena Salon Debt-to-income ratio: 3.46%
Length of employment: 22 years Location: Houston, TX
       
Home town:
Current & past employers: Siena Salon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Our company is developing a website to add an additional revenue channel to our existing operations. Our current business profile is: Industry: Hair/Beauty Salon Annual Revenue (2008): e.$400,000+ Years in Business: 6 (as LLC; 22 total) Use of Proceeds: Develop website (e. $30,000 total; we're paying out of pocket for much of that). Website will not generate any money until complete, so the project must be paid in full before it returns anything on our investment. Current FCF supports debt service of this loan even without any revenue from website. Other info: Business currently has a $90,000, 5 year loan @ 6.25% residual from a $250,000 buildout two years ago. Would normally go to our bank for the website development money, but they have a current cap of $100,000 and other banks would want a UCC release from the first bank to loan us anything...which won't happen obviously. Personal info: No other personal revolving debt. Have a couple of personal credit cards with balances, but they were used for business purposes so the business pays those balances. As for genuine personally originated debt, I don't have any (other than house and car payments of course).

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 41 Months Since Last Delinquency: 17
Revolving Credit Balance: $14,344.00 Public Records On File: 0
Revolving Line Utilization: 38.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 369114

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369114

$14,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369114. Member loan 369114 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Con Edison Debt-to-income ratio: 11.46%
Length of employment: 3 years Location: Staten Island, NY
       
Home town: danberry
Current & past employers: Con Edison, U.S.I.S
Education: Lincoln Technical Institute

 

This borrower member posted the following loan description, which has not been verified:

 

I'm requesting this loan to pay off credit cards that have a high interest rate.

 

A credit bureau reported the following information about this borrower member on November 21, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,523.00 Public Records On File: 1
Revolving Line Utilization: 35.90% Months Since Last Record: 92
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 369118

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369118

$13,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369118. Member loan 369118 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,850 / month
Current employer: State of California Debt-to-income ratio: 16.04%
Length of employment: 3 years Location: Citrus Heights, CA
       
Home town: Sacramento
Current & past employers: State of California
Education: California State University-Chico (CSU Chico)

 

This borrower member posted the following loan description, which has not been verified:

 

The purpose of this loan is to consolidate debt from several credit cards into one lower-interest payment. My girlfriend and I both have government jobs and recently bought a home. We are trying to implement a budget, tie up lose ends, and manage our money better. We are in good shape financially... especially if we can pay off these damn credit cards! Thanks!

 

A credit bureau reported the following information about this borrower member on December 3, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,671.00 Public Records On File: 0
Revolving Line Utilization: 60.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 369164

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369164

$5,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369164. Member loan 369164 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,750 / month
Current employer: Tolliver Group Debt-to-income ratio: 15.21%
Length of employment: 1 month Location: Palm Bay, FL
       
Home town: Georgetown
Current & past employers: Tolliver Group, AT&T Government Solutions, Raytheon Systems
Education: Strayer University at Washington, DC, Villanova University

 

This borrower member posted the following loan description, which has not been verified:

 

We have about 7,000 in savings and need another 5,000 to cover the costs. Everything else should be covered by insurance.

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 24
Revolving Credit Balance: $1,015.00 Public Records On File: 0
Revolving Line Utilization: 25.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 369193

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369193

$10,800

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369193. Member loan 369193 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,917 / month
Current employer: Stephen Lynch Debt-to-income ratio: 8.40%
Length of employment: 2 years Location: bronx, NY
       
Home town: Bronx
Current & past employers: Stephen Lynch
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Dear Lender company all i want to do is pay off all my bills and start over with my financial life and never having to owe this much money ever again. now that i have discipline and control i can make sure that my bills will be taken care off promptly and with a limit of how much expenses i can be able to handle. $10,800.00 is a lot of money i know, but if you grant me the loan i will be able to payoff within less than 3 years. you got my word. i assure you and myself that this wont happen again all i need is a chance and i will be very grateful if you give me that chance. thank you from Jesus.

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,361.00 Public Records On File: 0
Revolving Line Utilization: 25.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 369206

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369206

$15,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369206. Member loan 369206 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Westwood Mortgage Group, LLC Debt-to-income ratio: 16.18%
Length of employment: 10 years 6 months Location: Bristol, CT
       
Home town: Southington
Current & past employers: Westwood Mortgage Group, LLC, Southern New England Mortgage Group, LLC
Education: Central Connecticut State University

 

This borrower member posted the following loan description, which has not been verified:

 

Own a 3 Family in CT and need 15K to get two of the appartments ready for rent. Owe 140K 1st mortgage only. Property appraisal was completed last month at 200K. Recently evicted non paying tentents and would like to update two of the three units. This money will allow me to get section 8 renters in for a good monthly income.

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,735.00 Public Records On File: 0
Revolving Line Utilization: 55.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 369207

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369207

$7,000

9.32%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369207. Member loan 369207 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,083 / month
Current employer: Pizza Hut Debt-to-income ratio: 12.82%
Length of employment: 3 years 9 months Location: Brooklyn Park, MN
       
Home town: Minneapolis
Current & past employers: Pizza Hut, Hennepin County Family Court
Education: Anoka Ramsey Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to borrow $5,000 so I can finance the rest of my upcoming sailplane purchase. I have saved up $6,500 in my bank account over the last six to seven months. I need roughly $5,000 more in order to purchase my first ever sailplane. A sailplane is a small engine-less aircraft that relies solely on convection (moving air) in the atmosphere to stay aloft. It is truly a wonderful sport. Gliders can travel hundreds of miles, fly at speeds over 150 mph, and climb thousands of feet into the sky. This is my dream, and one of my biggest ambitions to do well in life. I am financing the rest now so I can fly right away in the spring when the season starts. This will allow me to save a lot of money because I won't need to rent a glider, which costs $60 per hour. I am always on time with my payments. My credit scores are 764, 760, and 773 (Equifax, TransUnion, and Experian respectively). I am 24 years old and I have no monthly housing or rent payment as I am living with my parents until I am finished with college. The Sailplane I will be buying is in very nice condition. It is an Aviastroitel AC4a fiberglass composite glider. Thank you for your consideration, Kevin Pater

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,944.00 Public Records On File: 0
Revolving Line Utilization: 22.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 369213

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

369213

$5,000

16.95%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 369213. Member loan 369213 was requested on December 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,167 / month
Current employer: inskip Debt-to-income ratio: 2.91%
Length of employment: 1 year 1 month Location: Pawtucket, RI
       
Home town: Providence
Current & past employers: inskip
Education: Universal Technical Institute of Massachusetts Inc.

 

This borrower member posted the following loan description, which has not been verified:

 

i am using this money for business purposes

 

A credit bureau reported the following information about this borrower member on December 18, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,136.00 Public Records On File: 0
Revolving Line Utilization: 36.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 

Posting Report Supplement No. 68 dated December 19, 2008

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