-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, PMdVogf4hxfOHC8bHQkSYLn+pXCN8DKJWeXxUmGCE+BIxV3re9VXUI34geZFKe2Z adCF73UL0x5DJzCBLfJo0Q== 0001409970-08-000067.txt : 20081126 0001409970-08-000067.hdr.sgml : 20081126 20081126130620 ACCESSION NUMBER: 0001409970-08-000067 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20081126 DATE AS OF CHANGE: 20081126 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LendingClub Corp CENTRAL INDEX KEY: 0001409970 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-151827 FILM NUMBER: 081216772 BUSINESS ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 BUSINESS PHONE: (408) 524-1542 MAIL ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 424B3 1 postingsup_20081126.htm Prospectus Supplement No. 45

Posting Supplement No. 45 dated November 26, 2008

to Prospectus dated October 13, 2008

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Posting Supplement supplements the prospectus dated October 13, 2008 and provides information about the particular series of Member Payment Dependent Notes (the "Notes") we are currently offering. Prospective investors should read this Posting Supplement together with the prospectus dated October 13, 2008 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                The following Notes are currently being offered:

 

Member Payment Dependent Notes Series 357683

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

357683

$3,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 357683. Member loan 357683 was requested on November 21, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,733 / month
Current employer: Montana State University Debt-to-income ratio: 3.58%
Length of employment: n/a Location: Great Falls, MT
       
Home town: Maize
Current & past employers: Montana State University
Education: Montana State University-College of Technology-Great Falls, Montana State University-Northern

 

This borrower member posted the following loan description, which has not been verified:

 

I have to start paying on my student loans in December. I would like to have my high interest credit card paid off before I start paying for the student loans.

 

A credit bureau reported the following information about this borrower member on October 13, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,731.00 Public Records On File: 0
Revolving Line Utilization: 97.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 360005

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360005

$6,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360005. Member loan 360005 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Gittleson Jewelers Debt-to-income ratio: 15.62%
Length of employment: 10 years 4 months Location: Prairie Village, KS
       
Home town: Kansas City
Current & past employers: Gittleson Jewelers, Gittleson Jewelers
Education: Central Missouri State University

 

This borrower member posted the following loan description, which has not been verified:

 

consolidate debt and home improvement

 

A credit bureau reported the following information about this borrower member on October 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $47,736.00 Public Records On File: 0
Revolving Line Utilization: 90.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 360157

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360157

$15,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360157. Member loan 360157 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: General Dynamics Armament & Technical Products Debt-to-income ratio: 22.43%
Length of employment: 1 year 2 months Location: Limington, ME
       
Home town:
Current & past employers: General Dynamics Armament & Technical Products, National Semiconductor
Education: Southern Maine Technical College

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting a $20,000 loan to pay for new roof and to consolidate bills. I cannot pay credit cards and pay for new roof. If consolidated I will be able to live comfortably instead of worrying about which bill I may forgo because of my new roof.The house is 8 years old- It received wind damage last year and I am doubtful that I can get Homeowners insurance to cover the expense. It started to leak last week when we had an electrican over to install a new bathroom fan. We discovered the dripping in the attic. It is 3 brd cape cod on 2.76 acres well kept house and lansdcaped. The house appraised last year @251,000. I have a great paying Job @ a Large employer in So. ME. I work 45- 50 hrs per week on salary with overtime I am an extremly hard working Professional cash strap. My truck loan is almost paid >12 more months which would free up additional cash 2010. I have a goal to become debt free from credit cards and auto loan within 3 years. I will then start investing once again.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,635.00 Public Records On File: 0
Revolving Line Utilization: 46.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 360319

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360319

$3,250

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360319. Member loan 360319 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: South Pasadena Convalesent Debt-to-income ratio: 24.34%
Length of employment: 3 years 2 months Location: Pasadena, CA
       
Home town: Esperanza
Current & past employers: South Pasadena Convalesent
Education: California State University-Los Angeles (CSULA), Pasadena City College

 

This borrower member posted the following loan description, which has not been verified:

 

I lost my mother earlier in the year and had to take time off and fly myself, my daughter and two younger sisters home to see the family and take care of the funeral arrangements. Being the eldest I ended up taking care of everything. I charged some on my credit cards and borrowed the rest from friends. This loan will consolidate all the debt from that and some debt we had before. My husband pays the rent and all the big bills. They don't allow combined household income but with my husbands included we have an annual income of about 70K. Rent is only 950/mo and we can easily cover the monthly for this. BTW I have never been late on a bill and I always try to pay early.

 

A credit bureau reported the following information about this borrower member on November 1, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,098.00 Public Records On File: 0
Revolving Line Utilization: 24.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 360521

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360521

$10,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360521. Member loan 360521 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: University of GA Debt-to-income ratio: 21.48%
Length of employment: 28 years Location: CARLTON, GA
       
Home town: Carlton
Current & past employers: University of GA
Education: Athens Technical College

 

This borrower member posted the following loan description, which has not been verified:

 

I want to pay off some credit cards that I used for Christmas and realized too late that I had over charged.

 

A credit bureau reported the following information about this borrower member on October 29, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,779.00 Public Records On File: 0
Revolving Line Utilization: 83.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 360825

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360825

$8,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360825. Member loan 360825 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: Self Employed Debt-to-income ratio: 15.64%
Length of employment: 9 years Location: Longmont, CO
       
Home town: Abington
Current & past employers: Self Employed, Langlotz Stone Design
Education: Bryn Athyn College of the New Church

 

This borrower member posted the following loan description, which has not been verified:

 

I know this is a boring kind of loan, but it is what I need. My wife just had some expensive dental work done and we also just had some expensive car repairs, so the debt has been piling up a bit on our credit cards.

 

A credit bureau reported the following information about this borrower member on October 29, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,119.00 Public Records On File: 0
Revolving Line Utilization: 30.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362277

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362277

$5,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362277. Member loan 362277 was requested on November 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: Casino Arizona Debt-to-income ratio: 23.88%
Length of employment: 5 years 10 months Location: chandler, AZ
       
Home town: Albuquerque
Current & past employers: Casino Arizona, Santa Ana Casino
Education: University of New Mexico-Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

My Washington Mutual credit card sent me a notice that they will be raising my rate to 33.00%. I assume it is because they just got bought out by citigroup. I ordinarily would just switch credit cards to a different company, but with this economy nobody is approving anybody. I hate paying interest to credit card companies and would rather pay regular people. I have never been late on a payment and have a good paying job as a blackjack dealer. I have worked for the same Casino for 5 1/2 years. I have a wife and a 2 year old daughter. This is my first time trying this and would consider doing it again if it works out. Thank you for your time and I promise to pay back every penny if this loan is approved

 

A credit bureau reported the following information about this borrower member on November 13, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,726.00 Public Records On File: 1
Revolving Line Utilization: 83.00% Months Since Last Record: 85
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362386

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362386

$20,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362386. Member loan 362386 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Cardinal Health NPS Debt-to-income ratio: 15.42%
Length of employment: 11 years Location: Richmond, CA
       
Home town: Richmond
Current & past employers: Cardinal Health NPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Need to pay off debt so that I can live comfortly.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,971.00 Public Records On File: 0
Revolving Line Utilization: 66.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362393

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362393

$18,000

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362393. Member loan 362393 was requested on November 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Pfizer, Inc. Debt-to-income ratio: 8.93%
Length of employment: 7 years 6 months Location: Toronto, OH
       
Home town: Steubenville
Current & past employers: Pfizer, Inc.
Education: Franciscan University of Steubenville, Mount Vernon Nazarene College

 

This borrower member posted the following loan description, which has not been verified:

 

Valley Weaponry LLC a tactical supply store located in Wintersville, Ohio is looking to increase its inventory. Currently, the business possesses $90,000.00 in firearms, ammunition, tactical equipment and cash. Business is increasing due to uncertainty surrounding the new presidential administration and its opinion regarding the 2nd amendment. The funds will be used to purchase new tactical protective vests that will be sold to local police departments. We anticipate selling the vests by the end of January 2009.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $126,302.00 Public Records On File: 0
Revolving Line Utilization: 27.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362523

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362523

$6,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362523. Member loan 362523 was requested on November 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: bank of new york mellon Debt-to-income ratio: 10.60%
Length of employment: 4 years Location: ORLANDO, FL
       
Home town: miami beach
Current & past employers: bank of new york mellon
Education: University of Central Florida

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking for a personal loan of 5000.

 

A credit bureau reported the following information about this borrower member on November 15, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 45
Revolving Credit Balance: $1,878.00 Public Records On File: 0
Revolving Line Utilization: 81.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362682

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362682

$12,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362682. Member loan 362682 was requested on November 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,083 / month
Current employer: PrePak Systems Debt-to-income ratio: 11.04%
Length of employment: 1 year 7 months Location: Cookeville, TN
       
Home town: Gainesboro
Current & past employers: PrePak Systems, Aquatech, Inc, Hanger Prosthetics & Orthotics, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I went to a place and got a loan to pay off my credit cards. The rate they gave me was 21.85% . I have good credit, and I feel like I should have got a better interest rate.

 

A credit bureau reported the following information about this borrower member on November 8, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1985 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 3
Revolving Credit Balance: $9,931.00 Public Records On File: 0
Revolving Line Utilization: 29.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362732

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362732

$18,400

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362732. Member loan 362732 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,083 / month
Current employer: SAIC Debt-to-income ratio: 14.38%
Length of employment: 4 years 7 months Location: Stephens City, VA
       
Home town: Denver
Current & past employers: SAIC, Electronic Data Systems
Education: B.S. Finance at Colorado State University

 

This borrower member posted the following loan description, which has not been verified:

 

My goal is to pay off my credit cards and pay a lower interest rate overall. My combined credit card rates are about 18% in total. My wife and I combined make $147,000 a year. We have also never been late on any payments and have a clean credit record. We also have $5,000 in checking as a cushion to make sure that all of our bills are paid immediately. Thank you ~ Paul

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $56,969.00 Public Records On File: 0
Revolving Line Utilization: 89.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362762

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362762

$10,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362762. Member loan 362762 was requested on November 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: State Farm Debt-to-income ratio: 12.80%
Length of employment: 6 years Location: FORT LAUDERDALE, FL
       
Home town: Brooklyn
Current & past employers: State Farm, Flexsol Packaging Corp
Education: Nova Southeastern University

 

This borrower member posted the following loan description, which has not been verified:

 

The purpose of the loan to complete some minor home improvements and consolidate some credit card debit.

 

A credit bureau reported the following information about this borrower member on November 14, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 46 Months Since Last Delinquency: 15
Revolving Credit Balance: $3,359.00 Public Records On File: 0
Revolving Line Utilization: 12.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 362863

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362863

$12,000

14.93%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362863. Member loan 362863 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: dennis kent Debt-to-income ratio: 10.72%
Length of employment: 1 year 6 months Location: orland park, IL
       
Home town: alytus
Current & past employers: dennis kent, stevens restaurant
Education: vilnius pedagogical university

 

This borrower member posted the following loan description, which has not been verified:

 

To catch up the better credit card rate,to increase my credit score.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,255.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 362918

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362918

$25,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362918. Member loan 362918 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,610 / month
Current employer: A1 Flooring Debt-to-income ratio: 6.25%
Length of employment: 15 years Location: Deerfield, WI
       
Home town: Hartford
Current & past employers: A1 Flooring
Education: University of Wisconsin-Madison

 

This borrower member posted the following loan description, which has not been verified:

 

I am a small business owner with excellent credit. I would like to consolidate my revolving loans to one installment loan.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1985 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $121,705.00 Public Records On File: 0
Revolving Line Utilization: 66.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 362937

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362937

$15,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362937. Member loan 362937 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Tecolote Research Debt-to-income ratio: 11.58%
Length of employment: 3 years Location: Santa Barbara, CA
       
Home town: Atwater
Current & past employers: Tecolote Research, Paramount Farms, Sybron Dental Specialities, New Horizons Computer Learning Center
Education: California State University-Fresno (CSU Fresno), AIU

 

This borrower member posted the following loan description, which has not been verified:

 

I bought a home last year in Arroyo Grande, CA. However a year later because of the high gas prices and 1.5 hour commute to work (Santa Barbara, CA), I decided to rent out the home in AG and rent a condo in Santa Barbara. I have several credit cards that I would like to consolidate and this loan would help pay off those credit cards.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,133.00 Public Records On File: 0
Revolving Line Utilization: 76.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362952

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362952

$6,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362952. Member loan 362952 was requested on November 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,704 / month
Current employer: FedEx Office Debt-to-income ratio: 3.08%
Length of employment: 8 years 11 months Location: MC KINNEY, TX
       
Home town: Santa Clarita
Current & past employers: FedEx Office, Alderac Entertainment Group, Six Flags Magic Mountain
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Money from this loan will go to two things: Car Repair : 1500.00 Credit card: 3500.00 The repair is on my car a Toyota Camry and is the first major repair it has needed. I have gotten 3 estimates for repalcing the rack and pinion and the lowest was for 1000.00USD the other 500.00 will go towards new tires (4) which are also needed. As for the Credit card, I have thankfully been very disiplined in paying them off. I have one remaining and I would like to convert the debt to a structured payment so there is no opprotunity for me to charge it back up. That's it in a nut shell, I'm not in desparate need for the loan, but it would accelerate plans I already have in place. Thank you for your consiteration.

 

A credit bureau reported the following information about this borrower member on November 14, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 12 Months Since Last Delinquency: 4
Revolving Credit Balance: $4,901.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363066

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363066

$22,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363066. Member loan 363066 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,083 / month
Current employer: IBM Debt-to-income ratio: 9.67%
Length of employment: 13 years 1 month Location: South Burlington, VT
       
Home town: Schenectady
Current & past employers: IBM
Education: SUNY College at Oswego

 

This borrower member posted the following loan description, which has not been verified:

 

I will use this loan to payoff a high interest credit card. The interest rate I am currently getting is in excess of 20%. As a result, I am applying a significant amount of my monthly payment to interest. Refinancing this credit card at a better rate allows us to save on interest charges, free cash for near and long term savings goals, reduce our credit card debt and, more importantly, payoff recent medical bills which were recently incurred.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,141.00 Public Records On File: 0
Revolving Line Utilization: 28.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363131

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363131

$5,425

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363131. Member loan 363131 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Pajaro Unified School District Debt-to-income ratio: 24.77%
Length of employment: 6 years 6 months Location: Watsonville, CA
       
Home town: Bristol
Current & past employers: Pajaro Unified School District, Brice Manufacturing
Education: Occidental College

 

This borrower member posted the following loan description, which has not been verified:

 

We manufacture the world's toughest broom! We have a patented connector that flexes slightly instead of breaking, making this broom unbreakable. We have an order for 7500 connectors for Osborne International. We need to pay for the material, and Osborne will pay in 60 days. The connectors have already been made and sent to Osborne. We need a short term 60 day loan.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,216.00 Public Records On File: 0
Revolving Line Utilization: 56.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363172

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363172

$8,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363172. Member loan 363172 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Fruit of the Loom Debt-to-income ratio: 18.50%
Length of employment: 8 years Location: JAMESTOWN, KY
       
Home town: Russell Springs
Current & past employers: Fruit of the Loom, Amazon.com
Education: Somerset Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Needing a loan to help pay off high interest credit cards and do a little renovating on the house.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,368.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 363247

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363247

$6,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363247. Member loan 363247 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $6,888 / month
Current employer: Southern California Gas Co Debt-to-income ratio: 18.06%
Length of employment: 14 years Location: Long Beach, CA
       
Home town:
Current & past employers: Southern California Gas Co
Education: cal state long beach

 

This borrower member posted the following loan description, which has not been verified:

 

I'm trying to start a small business selling High Intensity Discharge headlights for all cars. Need 15,000 dollars to deposit for merchandise. Already have 9000 in hand just need help with the rest. Thanks for looking.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,958.00 Public Records On File: 0
Revolving Line Utilization: 87.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363271

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363271

$25,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363271. Member loan 363271 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,667 / month
Current employer: Texas Business Source, Inc Debt-to-income ratio: 16.62%
Length of employment: 4 years 6 months Location: The Woodlands, TX
       
Home town: Detroit
Current & past employers: Texas Business Source, Inc, Baker & Botts
Education: Houston Baptist University

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am buying a small business and need a small amount of the purchase price. I'll be purchasing the business for $100,000 and I'll be putting $75,000 down of my own funds. The business has been operating at the same location for 23 years and it is making a profit. I have operated a few small businesses similar to this one. Thanks for taking the time.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1987 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,663.00 Public Records On File: 0
Revolving Line Utilization: 47.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363291

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363291

$15,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363291. Member loan 363291 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Self Employed Debt-to-income ratio: 0.26%
Length of employment: 1 year 7 months Location: San Diego, CA
       
Home town: Baltimore
Current & past employers: Self Employed
Education: Randolph-Macon College

 

This borrower member posted the following loan description, which has not been verified:

 

I am purchasing a franchise in the IT (Information Technology) consulting sector. I have already committed $10k of my own money. I would like to finance the remaining $25k rather than sell brokerage assets (stocks, mutual funds, etc.) in a serverly depressed market. The cost of the interest over 3 years far outways the gain I will receive from keeping the assets in place to return to their 3 year average prices. I have been in IT consulting for 12 years. I have been working directly in the market for which I'm purchasing the franchise (providing IT support to a specific industry) for the past 5 years. The franchise will allow me to expand my client base with the full marketing abilities of a corporate backer.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $495.00 Public Records On File: 0
Revolving Line Utilization: 4.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363328

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363328

$13,750

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363328. Member loan 363328 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,406 / month
Current employer: va comp/ssd Debt-to-income ratio: 24.43%
Length of employment: 8 years 6 months Location: potsdam, NY
       
Home town: parishville
Current & past employers: va comp/ssd, agway
Education: SUNY College of Technology at Canton

 

This borrower member posted the following loan description, which has not been verified:

 

pay off credit cards with minimal interest

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,473.00 Public Records On File: 0
Revolving Line Utilization: 26.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363351

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363351

$16,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363351. Member loan 363351 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Dynalog, Inc. Debt-to-income ratio: 24.55%
Length of employment: 8 years 2 months Location: Royal Oak, MI
       
Home town: Seattle
Current & past employers: Dynalog, Inc., Healing Garden Journal
Education: Michigan State University, Olivet College, Calvin College, University of Michigan - Flint

 

This borrower member posted the following loan description, which has not been verified:

 

I have several credit card balances, most are reasonable rates (9.9% or lower). However, one of my credit cards, with a balance of just under $16k, increased the rate to 21.55%! I would like to refinance this balance at a lower rate and pay the interest to an individual, rather than a bank. I am a working professional (education: MBA, title: Director) and homeowner with a perfect payment history on all of my debts. I have worked successfully in my current industry for over 15 years. Also, I have made many personal loans to individuals in my own community and wish to continue to do more as I am able.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $146,579.00 Public Records On File: 0
Revolving Line Utilization: 85.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 363367

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363367

$8,000

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363367. Member loan 363367 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: WPP company Debt-to-income ratio: 11.98%
Length of employment: 1 year 2 months Location: New York, NY
       
Home town: Chicago
Current & past employers: WPP company
Education: University of Illinois at Urbana-Champaign

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am planning to pay off a credit card balance of $7,450 with this loan. I have a full-time job with good job security, monthly income (after taxes/insurance) is $3,800. Monthly Expenses Rent is $2000 (Manhattan - what can you do?) Utilities/household expenses is $300 Additional credit card payments are $800 I am dedicated to paying this back early! Thanks for considering my loan -- appreciate your help.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 29
Revolving Credit Balance: $6,372.00 Public Records On File: 0
Revolving Line Utilization: 95.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363405

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363405

$12,000

15.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363405. Member loan 363405 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: AT&T Debt-to-income ratio: 12.50%
Length of employment: 8 months Location: Sunnyvale, CA
       
Home town: Sunnyvale
Current & past employers: AT&T
Education: University of California-Santa Barbara (UCSB)

 

This borrower member posted the following loan description, which has not been verified:

 

I have three credit cards, all from paying off expenses during college. I am currently employed, and am making more than enough to pay off the credit cards with breathing room. I want to consolidate the debts into one regular, consistent payment. I am on special APR rates with my three cards, 8%, 5% and 0% but am concerned that when the promotional time runs out I'll be paying through the roof on interest rates. I am extremely responsible financially, and have always handled my finances well. I paid for the last two years of college mostly on my own though so the after effect of it is the debt I am left with now. I appeciate the help! Warm regards,

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,376.00 Public Records On File: 0
Revolving Line Utilization: 97.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363410

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363410

$17,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363410. Member loan 363410 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: RBC Bank Debt-to-income ratio: 3.91%
Length of employment: 2 years Location: DECATUR, AL
       
Home town: Fort Payne
Current & past employers: RBC Bank
Education: Auburn University Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

We bought a bigger house for our family over the summer. Our old house is under contract to close next week. We owe about $17,000 more than what we are going to sell it for so we need this loan to cover the difference. We have been paying the 15 year loan payment on the old house ($1400/month) while also paying our new mortgage payment so the monthly payment on this new loan will be easy for us to make. I make about $120,000/year. My wife is a homemaker for our 3 kids. My DTI ratio is about 30%, including mortgage payment and the new loan payment. I've never had any late payments, collections, etc. I work for a bank so I understand the importance of maintaining an excellent credit history. Please ask any questions if you would like to know anything else.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,892.00 Public Records On File: 0
Revolving Line Utilization: 33.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363414

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363414

$7,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363414. Member loan 363414 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: yates tile and marble Debt-to-income ratio: 13.84%
Length of employment: 20 years Location: richmond, VA
       
Home town: richmond
Current & past employers: yates tile and marble
Education: Rappahanock community college

 

This borrower member posted the following loan description, which has not been verified:

 

engagement ring

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,650.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363420

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363420

$25,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363420. Member loan 363420 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,749 / month
Current employer: Vision Oil, Inc. Debt-to-income ratio: 8.31%
Length of employment: 11 years 9 months Location: Salem, OR
       
Home town:
Current & past employers: Vision Oil, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

A brief description of our business: At Einstein?s Oilery we?re reinventing extraordinary service. This means bringing back the outstanding service our customers expect and deserve. We aim to revolutionize the automotive industry by providing an unparalleled customer experience and adhering to the highest standards of professionalism and integrity. We believe servicing your vehicle should be enjoyable rather than a chore and that you should always leave with the utmost confidence that the job was performed right. To that end we invite our customers to remain in their vehicles and watch our technicians at work on our in service TV monitors. If they prefer our patrons can also relax with a free cup of Starbucks and a newspaper or surf the web with free wireless Internet. Einstein?s Oilery is both socially and environmentally responsible, recycling all our used oil and other fluids. We?re also committed to investing in our neighborhoods and beyond through community outreach and service p rograms including youth sports activities, local schools, and poverty relief around the world. Einstein's owners are industry veterans possessing a cumulative 20+ years of experience in the automotive industry. To find out more about us please visit our website at www.einsteinsoilery.com We opened our first Einstein's location in November of 2007 and will reach 600k in sales in our first year of business. We attained profitability four months after opening our doors. We expect to increase sales at our first location by 20-30% in 2009. We are also planning to open our second location early in 2009. The purpose of this loan is to purchase equipment and point of sale computers for our new store which is currently under construction.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,210.00 Public Records On File: 0
Revolving Line Utilization: 10.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363435

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363435

$25,000

15.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363435. Member loan 363435 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: kane auto parts inc. Debt-to-income ratio: 13.73%
Length of employment: 25 years 3 months Location: kane, PA
       
Home town: kane
Current & past employers: kane auto parts inc., napa auto parts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

We are looking to acquire working cash to get caught up on credit card debt.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1987 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,840.00 Public Records On File: 0
Revolving Line Utilization: 54.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 363457

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363457

$20,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363457. Member loan 363457 was requested on November 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: The A-List Debt-to-income ratio: 8.42%
Length of employment: 2 years 8 months Location: Northfield, MN
       
Home town: New Delhi
Current & past employers: The A-List, Lawson Software, Kenexa, Peopleclick, United Health Group Inc.
Education: University of Arkansas at Fayetteville, Xavier Labor Relations Institute, Delhi University

 

This borrower member posted the following loan description, which has not been verified:

 

This loan covers our liquidity needs for the next 3 months and support our business growth. The A-List (www.theAList.biz) is a staffing services provider with clients nationwide. We currently have contracts that will deliver about $30000 in revenue over the next 3 months. These are guaranteed payments - our business model is to collect half the fee for recruitment work up front and the remaining half when a hire is made. That can occur in weeks or sometimes over 2 - 3 months. However, these are not contingency fees - we do not accept any work where payment is not guaranteed in full. Our clients are all stable, mid-size companies. Clients find us a very attractive solution, even in the current economic climate, because we offer the most cost effective recruiting available. Copies of the contracts can be provided if verification is required.

 

A credit bureau reported the following information about this borrower member on November 16, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 74
Revolving Credit Balance: $94,699.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 363517

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363517

$10,200

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363517. Member loan 363517 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: The Loop Debt-to-income ratio: 14.37%
Length of employment: 1 month Location: Toluca Lake, CA
       
Home town: West Des Moines
Current & past employers: The Loop, McClatchy Company
Education: Iowa State University

 

This borrower member posted the following loan description, which has not been verified:

 

I've been working diligently on my credit card debt for about a year and I need a little help. My hope is that I can get a loan at a better rate than I'm currently getting from my credit card. I don't spend on my cards at all right now, but health problems in the past and getting laid off earlier this year racked up some debt. I have a full-time job and am very good about my finances. I just need a jump-start.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,869.00 Public Records On File: 0
Revolving Line Utilization: 46.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363578

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363578

$12,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363578. Member loan 363578 was requested on November 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Bexar County Debt-to-income ratio: 17.82%
Length of employment: 22 years Location: San Antonio, TX
       
Home town: Sligo
Current & past employers: Bexar County
Education: University of Texas-Austin

 

This borrower member posted the following loan description, which has not been verified:

 

This card charges me 25.9%. I've never been delinquent but they refuse to lower their rates. I want to be done with them!

 

A credit bureau reported the following information about this borrower member on November 13, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1980 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,631.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363590

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363590

$13,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363590. Member loan 363590 was requested on November 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 11.16%
Length of employment: n/a Location: Orlando, FL
       
Home town: Susquehanna
Current & past employers: Injury MidFlorida Rehab
Education: Palmer College of Chiropractic

 

This borrower member posted the following loan description, which has not been verified:

 

I am a newly licensed Doctor with a mountain of student loan debt as well as $13,000 in CC's that I accrued while a student. I would like to pay off the credit cards in one fell swoop and save myself a tremendous amount of interest. This would allow me to put more money per month on paying off the loan as well as increasing my student loan payments. Perhaps 28 years instead of 30 to pay them off?!?

 

A credit bureau reported the following information about this borrower member on November 13, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,941.00 Public Records On File: 0
Revolving Line Utilization: 96.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363609

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363609

$15,000

15.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363609. Member loan 363609 was requested on November 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Edison Mission Energy Debt-to-income ratio: 17.14%
Length of employment: 1 year 3 months Location: Los Alamitos, CA
       
Home town: La Palma
Current & past employers: Edison Mission Energy, AMC Mortgage Services, Walt Disney Co., Pepsi Bottling Group
Education: Vanguard University of Southern California

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am looking to consolidate my personal debt into a fixed 3 year loan with a lower interest rate than I am currently getting from my credit card companys. I have a substantial amount of dept but have been able to make my monthly payments on time. I would love to be able to qualify for a home loan in the next three years and understand that I need to get rid of my personal dept in order to qualify for a home loan. This loan will help me to get out of debt and become financially secure. Thank you, Bethany Richardson

 

A credit bureau reported the following information about this borrower member on November 13, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1981 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,853.00 Public Records On File: 0
Revolving Line Utilization: 73.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363631

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363631

$6,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363631. Member loan 363631 was requested on November 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,223 / month
Current employer: Bandtel, LLC Debt-to-income ratio: 3.56%
Length of employment: 2 years 3 months Location: Belmont, NH
       
Home town: Concord
Current & past employers: Bandtel, LLC, True North Networks
Education: New Hampshire Technical Institute, Boston University

 

This borrower member posted the following loan description, which has not been verified:

 

Greetings all: Thanks for taking an interest. I am a silent partner is a friends mortgage broker biz (i do all of his IT) and it is no new news that the lending market is tight. My friend has been doing mortgages for years and he predicted this market many months ago and even prepared for it. Business is good in spite of the market and we expect it to get better shortly. With that said, the technology needs an upgrade to meet ever changing federal and state compliance laws and to prepare for addition of remote agents (trying to stay away from brick and mortar office). So the monies will be used for capital upgrades and some operating cost. I have done this with Prosper and paid back the loan months ahead of business plan projection but if not aware, Prosper is not accepting any new postings. Cheers all and I hope you can help us out and I do not what to go the credit card way John

 

A credit bureau reported the following information about this borrower member on November 13, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 80
Revolving Credit Balance: $3,567.00 Public Records On File: 0
Revolving Line Utilization: 66.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363646

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363646

$16,000

15.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363646. Member loan 363646 was requested on November 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: AQA Inc. Aftermarket Quality Accessories Debt-to-income ratio: 6.83%
Length of employment: 3 years 6 months Location: DAYTON, OH
       
Home town:
Current & past employers: AQA Inc. Aftermarket Quality Accessories, Avis Rental Car Systems Inc., Factory Direct Outlet Inc.
Education: Sinclair Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Need nursing school money

 

A credit bureau reported the following information about this borrower member on November 14, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1980 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,044.00 Public Records On File: 0
Revolving Line Utilization: 30.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 363672

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363672

$15,500

14.93%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363672. Member loan 363672 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: Marchex Debt-to-income ratio: 12.99%
Length of employment: 2 months Location: Seattle, WA
       
Home town: Seattle
Current & past employers: Marchex, Volt Info. Sciences
Education: Walla Walla College

 

This borrower member posted the following loan description, which has not been verified:

 

We have a home improvement project - an addition of a basement to the house, that is near completion. From the original intended scope the project has grown. Two of the most notably changes are safety - flood prevention and an additional room. The project is under permit (of Seattle, WA BLD). The completion of the project will add an estimated 800 SQ FT to the house (adding to the value of the house). Three key problems have interfered with financial budget on the project, which has (and is) directly impacted timely completion of the project: 1. Last November (2007) Washington State had a significant rain event, which set back this project, both time and money. 2. With the crunch going on, our house has decreased in value by approximately 20%, making conventional re-financing non-viable at this time. The outstanding loans on the house exceed the value of the house, based on square footage prior to completion of the project. 3. Recently one of our primary lenders (credit card) reduced the amount of credit available. The money will go for the following: 1. Purchase of bathtub to go in the basement. This is required as any bathtub will not fit ?down the stairs?, and must be placed into the basement before completion of the last wall. 2. Equipment, supplies and labor needed for the final slab. Notes: This money will ONLY be used for the bathtub and final slab issues, not for general construction, for previous expenses or plumbing. The rain in November 2007 came at the worst possible time. The ?flood? problem stems from the neighbors house which drained a significant amount of water onto our property, and directly into the basement. This problem is permanently addressed; details are available as how this will never impact the dwelling again, including the changes made. The house is NOT located on a flood plain, and as such cannot ?flood? in the conventional sense ? that is the wood part of the structure can NEVER flood. This incident happen due to runoff from the neighbors house (roof). Full details are available. A MS Project file has been created to help with the final phase of the construction, and is available. Expected budget is available. Photo?s of the construction, and the current state of the construction are available. The building permit is viewable online, we have lived in the area for all of our lives, we have owned this house for seven years. She has been employed at the same location for over 20 years. The owners of the facility has changed several times but she has been there the entire time, he has been employed as a contract employee in the tech industry for over 18 years. Thought we are ?extended? at this time, completion of the project will allow us to pay down the credit cards (improving our credit score) rather than paying for the supplies and labor to work on the house.

 

A credit bureau reported the following information about this borrower member on November 13, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 15 Months Since Last Delinquency: 21
Revolving Credit Balance: $240,630.00 Public Records On File: 0
Revolving Line Utilization: 94.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363675

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363675

$10,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363675. Member loan 363675 was requested on November 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: RVM Incorporated Debt-to-income ratio: 10.35%
Length of employment: 4 years Location: STATEN ISLAND, NY
       
Home town: Lvov
Current & past employers: RVM Incorporated
Education: Staten Island CUNY

 

This borrower member posted the following loan description, which has not been verified:

 

Need to pay off high interest rate cards and help parents.

 

A credit bureau reported the following information about this borrower member on November 14, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 26 Months Since Last Delinquency: 11
Revolving Credit Balance: $7,198.00 Public Records On File: 0
Revolving Line Utilization: 29.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363677

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363677

$10,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363677. Member loan 363677 was requested on November 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,880 / month
Current employer: Self Debt-to-income ratio: 16.22%
Length of employment: 3 years 6 months Location: Titusville, FL
       
Home town: Ferndale
Current & past employers: Self, William Beaumont Hospital
Education: Aquinas College in Grand Rapids, Oakland Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to consolidate some of my debt in order to get my finances in a more managable state.

 

A credit bureau reported the following information about this borrower member on November 13, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1987 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,626.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363699

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363699

$20,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363699. Member loan 363699 was requested on November 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: American Medical Association Debt-to-income ratio: 10.92%
Length of employment: 7 years 7 months Location: Chicago, IL
       
Home town: Gary
Current & past employers: American Medical Association, KeyCorp, YMCA, Crunch Fitness
Education: Indiana University Kelley School of Business, Butler University, Weber State University

 

This borrower member posted the following loan description, which has not been verified:

 

I have a consolidation loan that is going to be paid off in less than six months and I would like to be able to take the remaining balance from that loan and combine it with the following a retail card, airline card, credit card, student loan, auto loan and use the balance to complete the remodeling of my kitchen. This loan would take my DRI from 23% to 19.5%

 

A credit bureau reported the following information about this borrower member on November 13, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,717.00 Public Records On File: 0
Revolving Line Utilization: 33.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 363701

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363701

$15,000

17.15%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363701. Member loan 363701 was requested on November 13, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,167 / month
Current employer: ams realty Debt-to-income ratio: 19.83%
Length of employment: 23 years 8 months Location: brooklyn, NY
       
Home town:
Current & past employers: ams realty
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

pay 6 credit card only 1 payment monthly

 

A credit bureau reported the following information about this borrower member on November 13, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 41
Revolving Credit Balance: $52,639.00 Public Records On File: 0
Revolving Line Utilization: 79.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 363779

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363779

$3,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363779. Member loan 363779 was requested on November 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: ibm corporation Debt-to-income ratio: 8.66%
Length of employment: 8 years Location: jersey city, NJ
       
Home town:
Current & past employers: ibm corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

moving to alanta ga goten a job position there and needed help with finances to find an apartment and moving expenses

 

A credit bureau reported the following information about this borrower member on November 14, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,617.00 Public Records On File: 0
Revolving Line Utilization: 52.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 363809

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363809

$20,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363809. Member loan 363809 was requested on November 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Deutsche Bank Debt-to-income ratio: 2.82%
Length of employment: 11 years 1 month Location: Elmont, NY
       
Home town: Kerala
Current & past employers: Deutsche Bank, Bank of New York Mellon Corp.
Education: CUNY Bernard M Baruch College

 

This borrower member posted the following loan description, which has not been verified:

 

I did home improvement by borrowing money $17,000.00 from my sister thinking that I will be able to refinance and pay her off. The sky fell and now is not the time to borrow from banks. I have an 'excellent credit rating' and like to get a loan to pay her off. Balance I will use to pay off credit card balance.

 

A credit bureau reported the following information about this borrower member on November 14, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 9
Revolving Credit Balance: $13,417.00 Public Records On File: 0
Revolving Line Utilization: 31.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363811

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363811

$20,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363811. Member loan 363811 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Hospice of Santa Cruz County Debt-to-income ratio: 2.92%
Length of employment: 5 years 4 months Location: Aptos, CA
       
Home town: Detroit
Current & past employers: Hospice of Santa Cruz County, Santa Cruz Community Counseling Center, Hewlett-Packard
Education: Western Michigan University, BA, University of Michigan, MA, University of California, Berkeley, MBA

 

This borrower member posted the following loan description, which has not been verified:

 

Want to do a kitchen remodel. Debt on house is less by 40-60K than value. HELOC not available because of 35% equity ratio required at this time. Cash flow for debt repayment not a problem. Credit score over 800. Debt ratio 28% Have been approved for bank loan (Wells Fargo) for $25K at 13.8%. Want a better rate.

 

A credit bureau reported the following information about this borrower member on November 14, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1984 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $84,236.00 Public Records On File: 0
Revolving Line Utilization: 4.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363852

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363852

$6,000

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363852. Member loan 363852 was requested on November 14, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,732 / month
Current employer: Henderson State University Debt-to-income ratio: 22.78%
Length of employment: 24 years 11 months Location: Arkadelphia, AR
       
Home town: Gurdon
Current & past employers: Henderson State University, United States Air Force
Education: Henderson State University, Community College of the Air Force (CCAF), Mississippi Gulf Coast Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to borrow enough money to pay off my higher interest credit cards and cancel the accounts.

 

A credit bureau reported the following information about this borrower member on November 14, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1985 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,270.00 Public Records On File: 1
Revolving Line Utilization: 97.30% Months Since Last Record: 86
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363859

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363859

$7,750

15.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363859. Member loan 363859 was requested on November 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Pacific Waterjet Cutting Inc. Debt-to-income ratio: 23.12%
Length of employment: 6 years 8 months Location: Chico, CA
       
Home town: Visalia
Current & past employers: Pacific Waterjet Cutting Inc., California Storage Construction
Education: Butte College

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to use this loan to consolidate my debt in one monthly payment and also get a better interest rate. All of my credit cards have 21% APR or above so any rate below that would be great. I am a full time production manager at a manufacturing plant and have been employed there for the past six years. I am very hard work and responsible with my finances. I have never been late or delinquent on any payment and I plan to pay this loan off as soon as possible. Thanks for your consideration. - - Todd

 

A credit bureau reported the following information about this borrower member on November 15, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,333.00 Public Records On File: 0
Revolving Line Utilization: 71.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 363891

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363891

$7,500

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363891. Member loan 363891 was requested on November 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: dependable detailers Debt-to-income ratio: 20.05%
Length of employment: 12 years Location: manahawkin, NJ
       
Home town: cedar run
Current & past employers: dependable detailers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

consolidate my credit card debt

 

A credit bureau reported the following information about this borrower member on November 15, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 30 Months Since Last Delinquency: 14
Revolving Credit Balance: $639.00 Public Records On File: 0
Revolving Line Utilization: 8.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363933

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363933

$20,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363933. Member loan 363933 was requested on November 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Self Employed Debt-to-income ratio: 1.96%
Length of employment: 20 years 11 months Location: Joliet, IL
       
Home town:
Current & past employers: Self Employed, AM-PM, Woodland California, Macy's Inc.
Education: University of California-Davis (UC Davis), NIU

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to purchase a home in a rural area. The houses run between 40 and 60 thousand. With the 20,000 I can pay cash for the full amount of the home I choose. I have credit scores in the mid to upper 700's but due to the loss of NINA loans in Illinois just can't get a loan. The full amount of 20,000 would be repaid in 20-24 months. I am not just a good risk - there is no risk. I OWN a 2007 Hyunday Accent, purchase price 15,000 in November of 2006. I borrowed the money from ELOAN and paid them back in full in 15 MONTHS. I always pay my bills!! Thank you for your time and consideration. anna

 

A credit bureau reported the following information about this borrower member on November 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1985 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $507.00 Public Records On File: 0
Revolving Line Utilization: 0.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 363961

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363961

$10,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363961. Member loan 363961 was requested on November 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: City of Rolling Meadows Debt-to-income ratio: 7.92%
Length of employment: 18 years 6 months Location: Island Lake, IL
       
Home town: Elk Grove Village
Current & past employers: City of Rolling Meadows, Northwest Community Hospital
Education: Eastern Illinois University

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to pay off three high interest rate credit cards with a total balance of $25,000. I have a FICO score of 684 and am willing to close the credit card accounts. Two are already closed. I am a Deputy Fire Chief and have worked with the same municipal fire department for 18 years. I have never defaulted on any loan or declared bankruptcy and never will. My wife and I have gotten into a debt situation that we are planning to eliminate using Dave Ramsey's financial program.

 

A credit bureau reported the following information about this borrower member on November 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1992 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 37
Revolving Credit Balance: $111,055.00 Public Records On File: 0
Revolving Line Utilization: 87.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364015

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364015

$12,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364015. Member loan 364015 was requested on November 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,875 / month
Current employer: n/a Debt-to-income ratio: 12.04%
Length of employment: 5 years 4 months Location: LOS ANGELES, CA
       
Home town: Fresno
Current & past employers:
Education: Occidental College

 

This borrower member posted the following loan description, which has not been verified:

 

After buying a new condo, going to five weddings (one my own), three bachelor parties, three conferences for work, and a family vacation I have a short term cash flow shortage and need a small loan to cover my first year's property taxes. I just got a promotion and huge raise at work, but even with scrimping and saving I'll still be short by the time my taxes become due.

 

A credit bureau reported the following information about this borrower member on November 15, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 8
Revolving Credit Balance: $37,610.00 Public Records On File: 0
Revolving Line Utilization: 57.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364029

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364029

$10,000

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364029. Member loan 364029 was requested on November 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: rr donnelley Debt-to-income ratio: 21.58%
Length of employment: 26 years 2 months Location: clinton, IL
       
Home town:
Current & past employers: rr donnelley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

looking for competitive loan on hot tub

 

A credit bureau reported the following information about this borrower member on November 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,420.00 Public Records On File: 0
Revolving Line Utilization: 38.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364034

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364034

$4,500

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364034. Member loan 364034 was requested on November 15, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: Time Warner Debt-to-income ratio: 0.54%
Length of employment: 6 years Location: Renton, WA
       
Home town: Charlotte
Current & past employers: Time Warner
Education: University of North Carolina at Chapel Hill (UNC)

 

This borrower member posted the following loan description, which has not been verified:

 

I am interested in obtaining a loan to partially fund our upcoming wedding. I have enough saved up for most of the expenses, but not quite all.

 

A credit bureau reported the following information about this borrower member on November 15, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $84.00 Public Records On File: 0
Revolving Line Utilization: 0.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364075

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364075

$10,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364075. Member loan 364075 was requested on November 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Protective Life Corporation Debt-to-income ratio: 16.52%
Length of employment: 2 years Location: BIRMINGHAM, AL
       
Home town: Cullman
Current & past employers: Protective Life Corporation, Ernst & Young, LLP
Education: Auburn University Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I have approximately $10,000 in credit card debt from college and would like to consolidate to make one monthly payment and lower my interest rate. I anticipate paying the loan back within less than 2 years.

 

A credit bureau reported the following information about this borrower member on November 16, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 11
Revolving Credit Balance: $4,121.00 Public Records On File: 0
Revolving Line Utilization: 71.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364076

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364076

$5,500

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364076. Member loan 364076 was requested on November 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Huron Mechanical Debt-to-income ratio: 14.58%
Length of employment: 2 years 6 months Location: Batavia, IL
       
Home town: lombard
Current & past employers: Huron Mechanical
Education: EIU BA

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to pay off a high interest credit card. I have already cut it up.

 

A credit bureau reported the following information about this borrower member on November 16, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1986 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $50,234.00 Public Records On File: 0
Revolving Line Utilization: 31.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364089

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364089

$12,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364089. Member loan 364089 was requested on November 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,667 / month
Current employer: DTS Debt-to-income ratio: 4.29%
Length of employment: 3 months Location: walnut, CA
       
Home town: Cleveland
Current & past employers: DTS, Foxconn
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am seeking a reasonable low interest loan to consolidate credit card debt

 

A credit bureau reported the following information about this borrower member on November 16, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 32
Revolving Credit Balance: $9,273.00 Public Records On File: 0
Revolving Line Utilization: 19.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364203

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364203

$20,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364203. Member loan 364203 was requested on November 16, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: Aurora Biofuels Debt-to-income ratio: 13.95%
Length of employment: 1 year 7 months Location: Alameda, CA
       
Home town: Duesseldorf
Current & past employers: Aurora Biofuels, University of Melbourne, Carnegie Institution of Washington/Stanford University
Education: University of Duesseldorf, University of Konstanz

 

This borrower member posted the following loan description, which has not been verified:

 

The funds will be used to acquire inventory for our online yoga supply store (www.myogashop.com) and to provide working capital as needed. Currently our inventory is purchased through middle wholesale companies, but we would like to begin purchasing directly from the manufacturers, thus allowing for a larger profit margin. In order to accomplish this, we will need to meet these manufacturer?s minimum order requirements.

 

A credit bureau reported the following information about this borrower member on November 16, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,175.00 Public Records On File: 0
Revolving Line Utilization: 22.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364254

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364254

$14,800

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364254. Member loan 364254 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Versus Debt-to-income ratio: 5.52%
Length of employment: 2 years Location: New Canaan, CT
       
Home town: stamford
Current & past employers: Versus
Education: Franklin Pierce College

 

This borrower member posted the following loan description, which has not been verified:

 

My father needs to buy a truck. He's been in business for more than 30 years.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 37
Revolving Credit Balance: $3,943.00 Public Records On File: 0
Revolving Line Utilization: 12.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364256

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364256

$12,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364256. Member loan 364256 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,417 / month
Current employer: mariners landing golf Debt-to-income ratio: 21.03%
Length of employment: 1 year Location: collinsville, VA
       
Home town: danville
Current & past employers: mariners landing golf, lynwood golf &country club
Education: Patrick Henry Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I am a golf professional who owns his own merchandise shop, i have owned the shop for 9 months and sales have been good despite the economy. I am aquiring this loan to build my business. I need more equipment for the high demand of cutsom club fitting. If you can help me it would be greatly apreciated.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,273.00 Public Records On File: 0
Revolving Line Utilization: 85.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364280

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364280

$10,800

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364280. Member loan 364280 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,274 / month
Current employer: Memorial Sloan-Kettering Cancer Center Debt-to-income ratio: 5.53%
Length of employment: 2 years 2 months Location: Bronx, NY
       
Home town:
Current & past employers: Memorial Sloan-Kettering Cancer Center
Education: CUNY Hunter College

 

This borrower member posted the following loan description, which has not been verified:

 

A loan to consolidate several balances owned on credit cards, accumulated over the past few years. My goal is to combine my payments into one low payment, in order to alleviate the stress of having to juggle several payments, while worrying about paying costs associated with my current healthcare needs, not covered by insurances. My husband and I would also like to purchase a house in the near future, and we would like to eliminate the majority of our debt, in order to get better financing.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,922.00 Public Records On File: 0
Revolving Line Utilization: 43.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364291

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364291

$20,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364291. Member loan 364291 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: WKYC-TV INC. Debt-to-income ratio: 18.19%
Length of employment: 16 years Location: CLEVELAND, OH
       
Home town: Geneva
Current & past employers: WKYC-TV INC.
Education: Lakeland Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting a loan in order to pay off high interest credit cards and get out of debt faster. I have no problem making my payments, but because of high interest rates, it's almost impossible to pay down the balances.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,282.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364300

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364300

$25,000

15.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364300. Member loan 364300 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,083 / month
Current employer: Healthways Debt-to-income ratio: 13.06%
Length of employment: 11 years 11 months Location: LaGrange, GA
       
Home town: Portland
Current & past employers: Healthways, United States Air Force
Education: North Texas State University, Troy State University at Dothan

 

This borrower member posted the following loan description, which has not been verified:

 

I have purchased a Sylvan Learning Center franchise with personnel funds and am now looking at consolidating all my loans into one Business Loan. I purchased this franchise in August 2008 and we are now entering the slow period of student enrollment and am looking for a Line of Credit that will get me past this slow time until it picks up in February 2009. I have looked at the past experience of this Learning Center and we are doing better than it has in the past, but am struggling with costs during this slow time.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1967 Delinquent Amount: $0.00
Open Credit Lines: 28 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: n/a
Revolving Credit Balance: $71,851.00 Public Records On File: 0
Revolving Line Utilization: 39.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 364302

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364302

$6,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364302. Member loan 364302 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: PHILIP MORRIS Debt-to-income ratio: 11.06%
Length of employment: 31 years Location: RICHMOND, VA
       
Home town: Richmond
Current & past employers: PHILIP MORRIS
Education: OHIO INSTITUTE OF TECHNOLOGY (1975/76)

 

This borrower member posted the following loan description, which has not been verified:

 

Trying to purchase 2001 Honda Accord. Price $7995.00, I have $2000.00 down payment. My banks will not loan for a car over five years, and with over 70,000 miles. I pay bills on time, but have a lot of credit. I have grossed $130,000.00 so far this year. Need help.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1986 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $42,125.00 Public Records On File: 0
Revolving Line Utilization: 50.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 364317

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364317

$10,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364317. Member loan 364317 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Danik MedSpa Debt-to-income ratio: 4.33%
Length of employment: 4 years Location: sunrise, FL
       
Home town: barranquilla
Current & past employers: Danik MedSpa
Education: fiu

 

This borrower member posted the following loan description, which has not been verified:

 

I have a Medical Spa in south Florida and i work with working class people and i need to inject some money to my business to keep helping patients with them needs on medical treatments

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,069.00 Public Records On File: 0
Revolving Line Utilization: 31.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364327

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364327

$15,900

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364327. Member loan 364327 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: ING DIRECT Debt-to-income ratio: 3.52%
Length of employment: 12 years Location: WHITTIER, CA
       
Home town: Los Angeles
Current & past employers: ING DIRECT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I will be using this loan to payoff my credit cards that I used to pay for my wedding.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,122.00 Public Records On File: 0
Revolving Line Utilization: 97.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364340

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364340

$7,350

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364340. Member loan 364340 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Aliso Electric Debt-to-income ratio: 22.72%
Length of employment: 6 years Location: HUNTINGTON BEACH, CA
       
Home town: Huntington Beach
Current & past employers: Aliso Electric, American Family Insurance Group
Education: Golden West College

 

This borrower member posted the following loan description, which has not been verified:

 

To pay off all of my current credit cards and have a little extra to put in savings.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,785.00 Public Records On File: 0
Revolving Line Utilization: 71.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364344

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364344

$13,500

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364344. Member loan 364344 was requested on November 21, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Longaro & Clarke, L.P. Debt-to-income ratio: 10.60%
Length of employment: 2 years 4 months Location: Dripping Springs, TX
       
Home town: Alexandria
Current & past employers: Longaro & Clarke, L.P., Pate Engineers
Education: University of Texas at Austin School of Law

 

This borrower member posted the following loan description, which has not been verified:

 

I have a Bank of America Gold Option Loan which has become a Lead Option Loan.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,640.00 Public Records On File: 0
Revolving Line Utilization: 44.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364362

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364362

$2,500

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364362. Member loan 364362 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,509 / month
Current employer: Paulding County School System Debt-to-income ratio: 23.88%
Length of employment: 4 months Location: ACWORTH, GA
       
Home town: Pittsfield
Current & past employers: Paulding County School System, Goffstown School District, NH
Education: Ohio University-Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

Paying off truck lease

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $634.00 Public Records On File: 0
Revolving Line Utilization: 14.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364365

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364365

$25,000

16.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364365. Member loan 364365 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: Sepracor Debt-to-income ratio: 12.36%
Length of employment: 2 years 1 month Location: Cocoa, FL
       
Home town: Pittsburgh
Current & past employers: Sepracor, Astrazeneca, Abbott Laboratories
Education: CAliforna State university sacramento

 

This borrower member posted the following loan description, which has not been verified:

 

Would like to consolidate credit cards to one monthly payment with lower rate.

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 29
Revolving Credit Balance: $20,187.00 Public Records On File: 0
Revolving Line Utilization: 74.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364377

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364377

$8,550

14.30%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364377. Member loan 364377 was requested on November 17, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: Midasco, LLC Debt-to-income ratio: 18.14%
Length of employment: 2 months Location: Glen Allen, VA
       
Home town: Lynchburg
Current & past employers: Midasco, LLC, American Lighting & Signalization, Inc, Clear Direction Signs & Signals, Inc., Roy Jorgensen Associates, Va. Dept. of Transportation
Education: Christopher Newport University, Virginia Western Community College, Central Virginia Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I want to pay off my existing 3 credit cards and close the accounts. I also will use the money to pay off 2 small furniture loans. I will then begin a personal savings plan to help my wife start a small catering business

 

A credit bureau reported the following information about this borrower member on November 17, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 25
Revolving Credit Balance: $7,987.00 Public Records On File: 0
Revolving Line Utilization: 42.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 364420

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364420

$4,800

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364420. Member loan 364420 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: Flowserve Debt-to-income ratio: 13.81%
Length of employment: 7 years 5 months Location: long beach, CA
       
Home town: Long Beach
Current & past employers: Flowserve
Education: California State University-Long Beach (CSULB)

 

This borrower member posted the following loan description, which has not been verified:

 

Have outstanding loan of about $5000@30% interest. Monthly payment of $320.00

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 19
Revolving Credit Balance: $5,034.00 Public Records On File: 1
Revolving Line Utilization: 45.40% Months Since Last Record: 62
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 364448

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364448

$9,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364448. Member loan 364448 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: American Tax Funding Debt-to-income ratio: 13.63%
Length of employment: 8 years Location: Royal Palm Beach, FL
       
Home town: Laurel
Current & past employers: American Tax Funding
Education: University of Southern Mississippi

 

This borrower member posted the following loan description, which has not been verified:

 

I would like a loan to pay for the franchise fee for a franchise publication that I would like to purchase. This is the amount to purchase two editions.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 74
Revolving Credit Balance: $51,664.00 Public Records On File: 0
Revolving Line Utilization: 18.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364451

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364451

$5,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364451. Member loan 364451 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,700 / month
Current employer: U.S. Bank Debt-to-income ratio: 17.03%
Length of employment: 1 year 4 months Location: Cincinnati, OH
       
Home town:
Current & past employers: U.S. Bank, Hamilton County Administrative Services
Education: Ohio University

 

This borrower member posted the following loan description, which has not been verified:

 

I am applying for this loan because I am trying to lower my credit card so I can start saving up some money. I graduated college two years ago and have had my current job for about a year and a half. I just moved home, (so no rent/bills- thanks mom and dad!) and I don't have a whole lot of other expenses. With some frugal months I could have this paid off, but I am getting married in about ten months and have been slammed with deposits, and a big dental bill for $3,000, virtually eliminating my savings. My parents are paying for the "big stuff" for the wedding, but I have been picking up the deposits. So, I am not in any way concerned with having to pay a few hundred dollars a month, I just would like to not be paying that high interest rate and would like to be saving some money on my end. No credit card debt with a steady amount at a lower interest rate is what I am hoping for. A monthly payment would be easily managed.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 20
Revolving Credit Balance: $7,837.00 Public Records On File: 0
Revolving Line Utilization: 41.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364453

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364453

$20,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364453. Member loan 364453 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: ww grainger Debt-to-income ratio: 13.14%
Length of employment: 8 years Location: HOMESTEAD, FL
       
Home town: homestead
Current & past employers: ww grainger
Education: BACHELOR'S DEGREE fiu

 

This borrower member posted the following loan description, which has not been verified:

 

I am consolidating debt because of recent expenses that I have encurred. I have a great job, and I dont want to keep paying revolving credit lenders. My goal is to get out of debt as soon as possible.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,757.00 Public Records On File: 0
Revolving Line Utilization: 63.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364454

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364454

$9,600

9.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364454. Member loan 364454 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: ameriprise financial Debt-to-income ratio: 3.67%
Length of employment: 40 years Location: edina, MN
       
Home town: South St Paul
Current & past employers: ameriprise financial
Education: University of Minnesota-Twin Cities

 

This borrower member posted the following loan description, which has not been verified:

 

paying for trip to south korea

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,631.00 Public Records On File: 0
Revolving Line Utilization: 1.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364487

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364487

$15,000

15.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364487. Member loan 364487 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,358 / month
Current employer: SIGAL Construction Debt-to-income ratio: 11.13%
Length of employment: 6 months Location: ASHBURN, VA
       
Home town: Glenwood
Current & past employers: SIGAL Construction, Mayhood Company
Education: VCU

 

This borrower member posted the following loan description, which has not been verified:

 

I currently have about $15,000 in credit card debt and would like to be able to secure a fixed rate loan to lower my monthly payments and pay off the debt at a faster rate. In today's economy, having a lower overall monthly payment is essential to the well being of my financial situation and family.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: 70
Revolving Credit Balance: $9,935.00 Public Records On File: 0
Revolving Line Utilization: 16.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364490

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364490

$25,000

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364490. Member loan 364490 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: gilbertson precast Debt-to-income ratio: 21.18%
Length of employment: 26 years 4 months Location: oak grove, MN
       
Home town: mlps
Current & past employers: gilbertson precast
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

our company has been in business since 1946 but this is the first winter we need to look for some money to help get us thru the winter months we are a manufactoring company that makes septic tanks for both resident and commercial and the winter months the ground is frozen so we don't have sales.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: 56
Revolving Credit Balance: $38,417.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364532

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364532

$17,525

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364532. Member loan 364532 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,650 / month
Current employer: Milpitas Police Department Debt-to-income ratio: 15.72%
Length of employment: 11 years 9 months Location: Mountain House, CA
       
Home town: Rio Piedras
Current & past employers: Milpitas Police Department, San Mateo County, American Medical Response
Education: University of California San Francisco

 

This borrower member posted the following loan description, which has not been verified:

 

I plan on paying off my AMEX and Discover cards with high interest rates so that I can pay this debt off. I will need to refinance my home soon and the debt I have in revolving credit has me way too tight, I need to pay it off.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 52 Months Since Last Delinquency: 10
Revolving Credit Balance: $37,008.00 Public Records On File: 0
Revolving Line Utilization: 56.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364550

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364550

$6,400

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364550. Member loan 364550 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: First National Bank Debt-to-income ratio: 19.03%
Length of employment: 3 years 1 month Location: Greeley, CO
       
Home town: Kansas City
Current & past employers: First National Bank, Continuum Health Management
Education: University of Northern Colorado

 

This borrower member posted the following loan description, which has not been verified:

 

To pay off 3 credit cards and consolidate to have one monthly bill at a reasonable interest rate.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,871.00 Public Records On File: 0
Revolving Line Utilization: 38.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364557

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364557

$3,000

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364557. Member loan 364557 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,777 / month
Current employer: Freedom Newspapers of Southwestern Arizona Debt-to-income ratio: 2.57%
Length of employment: 5 years 2 months Location: Yuma, AZ
       
Home town: Cheverly
Current & past employers: Freedom Newspapers of Southwestern Arizona, The Gallery of Family Hair Designers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

My family has a great opportunity to move from Arizona to Mississippi for better job opportunities. While we would like to take this opportunity, the cost of moving is much steeper than what we have available to us right now.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 6 Months Since Last Delinquency: 16
Revolving Credit Balance: $1,864.00 Public Records On File: 0
Revolving Line Utilization: 44.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364574

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364574

$12,500

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364574. Member loan 364574 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,700 / month
Current employer: The North Face Debt-to-income ratio: 3.67%
Length of employment: 2 years 8 months Location: Alameda, CA
       
Home town: Easton
Current & past employers: The North Face, Nestle USA, Inc,
Education: Pennsylvania State University

 

This borrower member posted the following loan description, which has not been verified:

 

I have two credit cards that I've consolidated into one. I'd like to refinance the remaining debt to get a better rate so I can pay them off sooner.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,495.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364583

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364583

$18,200

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364583. Member loan 364583 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Melco Embroidery Systems Debt-to-income ratio: 18.83%
Length of employment: 1 year Location: Lakewood, CO
       
Home town: Denver
Current & past employers: Melco Embroidery Systems, Local Value Magazine, SP Richards, FedEx Corporation
Education: Platt College-Aurora

 

This borrower member posted the following loan description, which has not been verified:

 

This money will be used solely for the purpose of eliminating high interest rate credit card debt quickly. I've been carrying this debt for a number of years, but seem to be unable to pay it down in a reasonable period of time, due to the increasing interest rate. I've always paid on time, and always applied a significant amount towards the principle, but the outrageous interest rate makes it very difficult to pay down. I have absolute confidence in my ability to pay down a loan of this amount quickly, at a reasonable interest rate. I have a stable, well paying job, and I supplement my income with additional freelance work, which I do from home. I have many financial goals that I'd like to achieve, that simply aren't possible under this looming debt. Elimination of this debt within three years is possible with this solution, which opens up a number of possibilities for me financially.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,526.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 364585

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364585

$3,200

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364585. Member loan 364585 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,120 / month
Current employer: K2M, inc. Debt-to-income ratio: 17.18%
Length of employment: 1 year 6 months Location: Culpeper, VA
       
Home town: Culpeper
Current & past employers: K2M, inc., American Red Cross
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

This would be a loan to payoff Capital One and 24 percent interest. I've been making min payments - and of course, falling more behind. This would enable me to pay off this card and cancel it once and for all.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 4 Months Since Last Delinquency: 15
Revolving Credit Balance: $4,548.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364587

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364587

$16,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364587. Member loan 364587 was requested on November 18, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,333 / month
Current employer: Midwest Insurance Debt-to-income ratio: 7.77%
Length of employment: 2 years Location: West Sacramento, CA
       
Home town: West Sacramento
Current & past employers: Midwest Insurance, FirstComp Insurance
Education: California State University - Sacramento

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, Thanks for looking at my loan request. I am obtaining this loan to assist in paying down my auto loan so I can sell the vehicle. I now have a company car with my job so my personal vehicle is no longer needed. Unfortunately, when I bought the vehicle last year, I rolled over about $6,000 in negative equity from my previous car. The vehicle I purchased is a Dodge Nitro (SUV) and as unfortunate as it is, domestic vehicles don't hold value at all (especially with gas consuming SUV's) and it has quite a few miles on it for being as new as it is since I drove it for work with my previous company. Needless to say, I won't get the full KBB value for the vehicle. I own a home and have a very good paying job. My base salary is $77,500 and my bonus each month is between $2,500 - $6,500 (never less than $2,500) with an annual income well over $100,000. My mortgage is $2,000 but it is split evenly with my fiancee' and have very minimal credit card debt. Most of the credit card debt I have is because I front the money for my company (expenses such as lunch and dinner with clients, gas, etc) and am reimbursed for it at the beginning of the month. The personal credit card debt I currently have is for purchases for the house since I bought it last year and I pay it off every month for the most part. I have a buyer for the car now, I just need to pay down the loan when we complete the transaction so the pink slip can transfer between lenders. I am selling the vehicle for $12,500 and I owe $24,500 on it. I need to fix the quarter panel on the vehicle which will cost about $2,500 from a hit and run accident I was a victim of. Once I sell the car, I will get out of my car payment as well as the insurance. My expenses will be as follows: $1,000 mortgage $600 - this loan $150 - Student Loan $500 - miscellaneous expenses I take home over $4500 a month or so for the most part so this is well within my budget. This loan will be a focus to pay off first. I had a loan with prosper in the past and paid it off early. Thanks for your consideration.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 75
Revolving Credit Balance: $4,923.00 Public Records On File: 0
Revolving Line Utilization: 29.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364645

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364645

$1,400

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364645. Member loan 364645 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $833 / month
Current employer: Ann Taylor Factory Store Debt-to-income ratio: 21.84%
Length of employment: 7 months Location: Doylestown, PA
       
Home town: Doyelstown
Current & past employers: Ann Taylor Factory Store, Millersville University Women's and Wellness Center
Education: Millersville University of Pennsylvania

 

This borrower member posted the following loan description, which has not been verified:

 

I really messed up badly. I originally got a credit card because I couldn't afford my books, then I began to put a lot of my living expenses on it. Right now the card balance is over 5000. I have made every payment regularly except for one. During a particularly stressful part of my semester where I was swamped with classwork and planning a campus event I filled out my payment and put it in the envelope and sat it on my desk. I neglected to actually drop it in the mail. This resulted in my interest rate doubling to a whopping 28.9% a month. The interest is drowning me. I work two jobs and working as much as I do is starting to impact my schoolwork. Two weeks of paychecks from my retail job make me just enough money to pay the interest on the credit card, but all the other bills keep coming. I don't want to ask my parents for help or burden them in any way. In a bad economy, when prospects are already pretty dismal for a recent grad a huge pile of debt doesn't help. I'm looking to take care of some of it so I can be independent and successful when I graduate.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,032.00 Public Records On File: 0
Revolving Line Utilization: 47.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364646

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364646

$19,500

15.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364646. Member loan 364646 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $4,042 / month
Current employer: Ryder Transportation Debt-to-income ratio: 14.57%
Length of employment: 1 year 7 months Location: New Bedford, MA
       
Home town: New Bedford
Current & past employers: Ryder Transportation, Werner Enterprises, King Information Systems, Garelick Farms
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidate outstanding credit card and loan debt. Make one somewhat smaller monthly payment. Increase savings budget amount monthly.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 23
Revolving Credit Balance: $15,563.00 Public Records On File: 0
Revolving Line Utilization: 50.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364670

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364670

$9,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364670. Member loan 364670 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $2,333 / month
Current employer: retired Debt-to-income ratio: 12.30%
Length of employment: n/a Location: Glendale, AZ
       
Home town:
Current & past employers: retired, Honeywell International Inc.
Education: glendale community college

 

This borrower member posted the following loan description, which has not been verified:

 

Daughter unable to get student loan to complete her schooling. Want to help her pay off her current debts so she will just have to concentrate on her student loans when she finishes and gets a job. Also, daughter will be coming from australia for first time in 17 years and will get to meet grandchildren for first time and would like to make it a happy occasion for them to remember

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,679.00 Public Records On File: 0
Revolving Line Utilization: 51.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364698

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364698

$20,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364698. Member loan 364698 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Tommy's Debt-to-income ratio: 5.82%
Length of employment: 20 years Location: Lake Jackson, TX
       
Home town: wichita fall
Current & past employers: Tommy's
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to put a new kitchen in.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1981 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 22
Revolving Credit Balance: $3,556.00 Public Records On File: 0
Revolving Line Utilization: 10.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364710

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364710

$10,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364710. Member loan 364710 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Super Products, Inc. Debt-to-income ratio: 9.51%
Length of employment: 2 years 4 months Location: Hillsborough, NJ
       
Home town: Fremont
Current & past employers: Super Products, Inc.
Education: Chabot College, University of California-Davis (UC Davis), Rutgers University at New Brunswick/Piscataway

 

This borrower member posted the following loan description, which has not been verified:

 

to consolidate credit card debt and pay at a better rate

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,534.00 Public Records On File: 0
Revolving Line Utilization: 45.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 364719

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364719

$7,200

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364719. Member loan 364719 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,100 / month
Current employer: GAITS / ASAP LLC Debt-to-income ratio: 11.36%
Length of employment: 1 year 6 months Location: BELEN, NM
       
Home town: Rock Springs
Current & past employers: GAITS / ASAP LLC, US Air Force
Education: TUI University

 

This borrower member posted the following loan description, which has not been verified:

 

I need this money to cover the down payment and additional expenses of a bariatric surgical procedure my wife is having.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 32
Revolving Credit Balance: $737.00 Public Records On File: 0
Revolving Line Utilization: 73.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364732

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364732

$20,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364732. Member loan 364732 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $7,917 / month
Current employer: Rapp Debt-to-income ratio: 8.53%
Length of employment: 7 months Location: Venice, CA
       
Home town: Fort Wayne
Current & past employers: Rapp, Digitas, Castro McMahon, Magaical Elves
Education: Indiana University-Bloomington, Purdue University-Main Campus, Columbia College Chicago

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidate credit card debt into one monthly payment.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,457.00 Public Records On File: 0
Revolving Line Utilization: 21.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364740

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364740

$12,000

14.30%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364740. Member loan 364740 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Holiday Inn Debt-to-income ratio: 4.95%
Length of employment: 6 years Location: DALLAS, TX
       
Home town: Dallas
Current & past employers: Holiday Inn
Education: 17 hours short of graduation from University of North Texas

 

This borrower member posted the following loan description, which has not been verified:

 

In an effort to consolidate my current debt, I am requesting a loan. This loan will reduce my current APR that I have with my current revolving credit accounts. By concolidating these debts, I will also reduce my monthly payments enabling me to pay off more toward this loan and pay it back in advance of the scheduled terms.

 

A credit bureau reported the following information about this borrower member on November 22, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 8 Months Since Last Delinquency: 17
Revolving Credit Balance: $12,379.00 Public Records On File: 0
Revolving Line Utilization: 91.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364747

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364747

$10,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364747. Member loan 364747 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Boston College Debt-to-income ratio: 2.88%
Length of employment: 20 years Location: WEST ROXBURY, MA
       
Home town: Boston
Current & past employers: Boston College
Education: Boston University

 

This borrower member posted the following loan description, which has not been verified:

 

We need the loan to do some home improvement projects for the winter

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,123.00 Public Records On File: 0
Revolving Line Utilization: 10.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364748

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364748

$5,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364748. Member loan 364748 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,933 / month
Current employer: NVT Digital Debt-to-income ratio: 17.76%
Length of employment: 4 years Location: SANTA ANA, CA
       
Home town: Pikeville
Current & past employers: NVT Digital, Ruby Tuesday's
Education: Sullivan University

 

This borrower member posted the following loan description, which has not been verified:

 

For the updating of kitchen and bathroom and the purchase of furnature.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 30
Revolving Credit Balance: $1,747.00 Public Records On File: 0
Revolving Line Utilization: 27.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364753

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364753

$16,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364753. Member loan 364753 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: Abby Bella Dance Studio Debt-to-income ratio: 21.82%
Length of employment: 1 year Location: Scottsdale, AZ
       
Home town: Sydney
Current & past employers: Abby Bella Dance Studio, Society of St Vincent de Paul, Teresa Paul Daie, CPA, PC
Education: Arizona State University, Northern Arizona University

 

This borrower member posted the following loan description, which has not been verified:

 

Loan needed to increase sales of dance classes through advertising. Our studio dance class sales have been increasing each month, we have added dancewear and gift cards but need more exposure. A production company has produced two television commercials and need the additional funding to run the commercial on local cable channels. We also have several newspaper ads running and need addtional funds to keep those running.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1982 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 23
Revolving Credit Balance: $22,252.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364755

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364755

$10,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364755. Member loan 364755 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,583 / month
Current employer: SOMERSET SURGICAL CENTER Debt-to-income ratio: 13.32%
Length of employment: 5 years 2 months Location: SOMERVILLE, NJ
       
Home town: ILOILO CITY
Current & past employers: SOMERSET SURGICAL CENTER
Education: UNIVERSITY OF ILOILO

 

This borrower member posted the following loan description, which has not been verified:

 

I HAVE CREDIT CARD DEBT FROM AMEX BLUE @ 10.76%,, NEVER BEEN LATE AND IM PAYING $500.00-700.00. EVERY MONTH, I CANT GET AHEAD BECAUSE OF THE ACCOUNT PROTECTION FEE AND PERIODIC FINANCIAL CHARGE THAT TOTALS TO $ 200.00 MONTHLY. MY CREDIT SCORE LAST TIME I CHECKED 760+++ ON THREE CREDIT REPORTING COMPANY. MAY WONDER WHY I GOT INTO THIS MESS, MY OLD MAN HAD A MEDICAL EMERGENCY TWO YEARS AGO THAT I HAVE NO CHOICE BUT HELP. HOPE YOU CAN HELP ME OUT OF THIS MESS.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,411.00 Public Records On File: 0
Revolving Line Utilization: 20.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364764

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364764

$12,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364764. Member loan 364764 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Nike Inc Debt-to-income ratio: 22.29%
Length of employment: 4 years 4 months Location: Aliso Viejo, CA
       
Home town:
Current & past employers: Nike Inc, GAP, Home Base, Baskin Robbins
Education: University of California-Los Angeles (UCLA)

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to consolidate my debt into one payment each month. I have over 700+ credit and have never been late on anything.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,900.00 Public Records On File: 0
Revolving Line Utilization: 90.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364767

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364767

$12,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364767. Member loan 364767 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,417 / month
Current employer: Bass Pro Shops Debt-to-income ratio: 24.75%
Length of employment: 3 months Location: Springfield, MO
       
Home town: vienna
Current & past employers: Bass Pro Shops, Great Clips
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

i have some high interest rates and want to consolidate

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 16
Revolving Credit Balance: $57,072.00 Public Records On File: 0
Revolving Line Utilization: 58.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364769

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364769

$15,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364769. Member loan 364769 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,500 / month
Current employer: U.S. Army Debt-to-income ratio: 13.56%
Length of employment: 16 years 9 months Location: Falls Church, VA
       
Home town: Portland
Current & past employers: U.S. Army
Education: George Mason University, University of Maine

 

This borrower member posted the following loan description, which has not been verified:

 

I need $15,000 to retain the services of a well-qualified attorney who works in family law. I am a divorced father who shares joint legal custody for two daughters who are ages 6 and 9. I'm also an active duty major in the U.S. Army and a recent MBA graduate from George Mason University. I need to retain the services of a skilled lawyer to litigate for more favorable visitation terms, as I'll explain. My girls have their primary residence with their mother (my ex) 1,000 miles away. I fly out to see them every 6 weeks during the school year, and they visit me for two three-week periods during the summer. My girls originally accompanied my ex to Missouri when she mobilized with the U.S. Army Reserve. I lost the injunction to keep them with me in Northern Virginia during the period of mobilization. My ex's argument was that, while mobilized, her job would be that of a classroom instructor, and having the girls accompany her would preserve the status quo (she was a stay-at-home mom before our divorce). The judge agreed. My ex has since demobilized, but has elected to make Missouri her permanent home. That means there's been a material change in circumstance, so I've filed a motion to secure an enduring custody & visitation agreement. My chief goal is to expand summer visitation to 8 continuous weeks so I can get the girls into activities near my home and do all the daddy/daughter things I miss out on during the rest of the year. I'm also going to challenge my ex on her attempts at parental alienation. I am a career Army officer; I'll be promoted to lieutenant colonel in February, so my future income is assured.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,024.00 Public Records On File: 0
Revolving Line Utilization: 63.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 364773

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364773

$10,500

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364773. Member loan 364773 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,208 / month
Current employer: Boeing Debt-to-income ratio: 19.01%
Length of employment: 3 months Location: COLORADO SPRINGS, CO
       
Home town:
Current & past employers: Boeing, US Air Force
Education: Colorado Technical University

 

This borrower member posted the following loan description, which has not been verified:

 

I have two credit card payments that i need to consolidate into one payment so the total balance can be paid quicker with a lower interest rate. I have recently been hired for a good job and will be using any extra money to help to pay down my debt.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 55
Revolving Credit Balance: $16,390.00 Public Records On File: 1
Revolving Line Utilization: 89.60% Months Since Last Record: 105
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364782

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364782

$6,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364782. Member loan 364782 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Weir Floway, Inc. Debt-to-income ratio: 3.89%
Length of employment: 3 months Location: Fresno, CA
       
Home town:
Current & past employers: Weir Floway, Inc., Healthcomp TPA, Ossur Americas, Inc., Valeant Pharmaceuticals Int'l
Education: UC Irvine

 

This borrower member posted the following loan description, which has not been verified:

 

I'm tired of paying a high interest rate. I calculated how much I've paid in interest over the past 2 years and it's astronomical.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 6 Months Since Last Delinquency: 16
Revolving Credit Balance: $301.00 Public Records On File: 0
Revolving Line Utilization: 18.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364794

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364794

$12,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364794. Member loan 364794 was requested on November 19, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Integris Baptist Medical Center Debt-to-income ratio: 11.25%
Length of employment: 6 years Location: okc, OK
       
Home town: Austin
Current & past employers: Integris Baptist Medical Center
Education: Oklahoma Baptist University

 

This borrower member posted the following loan description, which has not been verified:

 

My goal is to pull my credit cards and personal loans together into one easy payment, with a lower payment than my credit cards. My goal is to have this paid off quickly- no longer than 3 years, but no prepayment penalty should all go even better than expected.

 

A credit bureau reported the following information about this borrower member on November 19, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,816.00 Public Records On File: 0
Revolving Line Utilization: 23.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 364800

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364800

$17,500

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364800. Member loan 364800 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,216 / month
Current employer: Target Distriution Debt-to-income ratio: 19.56%
Length of employment: 11 years 6 months Location: Woodland, CA
       
Home town: Woodland
Current & past employers: Target Distriution, Tandy Corporation
Education: American River College, Yuba College

 

This borrower member posted the following loan description, which has not been verified:

 

Personal Loan

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,490.00 Public Records On File: 0
Revolving Line Utilization: 97.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 364805

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364805

$20,475

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364805. Member loan 364805 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: General Dynamics Land Systems Debt-to-income ratio: 9.48%
Length of employment: 6 years Location: SAINT MARYS, OH
       
Home town: Lima
Current & past employers: General Dynamics Land Systems, United States Marine Corps
Education: James A Rhodes State College, Wright State University-Lake Campus

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will be to consolidate nine different lines of credit, credit cards, and an auto loan. This loan would be used to shorten the process of paying of all of my households accumulated debt, so that my family only has a traditional mortgage to pay for.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 53
Revolving Credit Balance: $14,066.00 Public Records On File: 0
Revolving Line Utilization: 24.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 364809

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364809

$7,000

9.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364809. Member loan 364809 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: State of California Debt-to-income ratio: 0.73%
Length of employment: 4 years Location: Atwater, CA
       
Home town: Merced
Current & past employers: State of California, Plainsburg Elementary School, Snelling Elementary School
Education: Merced College, California State University-Fresno (CSU Fresno)

 

This borrower member posted the following loan description, which has not been verified:

 

I am trying this P2P lending thing to try and raise some cash for some business expansion. Our small business Sunny Day Online, maker of quality websites, has been growing steadily with clients in California, Nevada, and Louisiana. We have outgrown our office space in our Garage/Extra Bedroom and are ready to move into small office space. We are preparing to buy supplies such as printers, laptops, etc., in addition to having a cusion. About Sunny Day Online: I have been operating some form of Sunny Day Online as a hobby for over 10 years. What started as a small side job has snowballed out of control into a real business. We specialize in Web 2.0 like websites with Video, interactivity, etc. I started to get serious about the business about a year and a half ago. I decided that this is what I want to be doing with my life. I brought on a partner and we have been working away ever since. The great thing about web site design is that there is not a lot of overhead (at this point). Sunny Day Online will be as successful as we want it to be and we want it be extremely successful. As I will personally gurantee the loan, you should know a little bit about me. I daylight as an Associate Information Systems Technician for the State of California and have been working there for four years. I work in desktop support at my day job with Attorneys and Secretarys from the California Department of Justice. I am married, have no children, and my wife is a substitute teacher working on her credential to be a full time teacher. I am trustworthy and will repay your money. Sunny Day Online has plenty of monthly cash flow to cover a loan of this size and as stated above I gurantee the loan personally and I also have the money to carry this loan. I will not mess up the credit score I have worked so hard to build. Last I checked it was 760. I will eventually be looking to get a substantial loan if this experience is good one. But for now I want to start small on these P2P networks and go from there. Any takers?

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 25
Revolving Credit Balance: $2,240.00 Public Records On File: 0
Revolving Line Utilization: 5.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 364839

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364839

$25,000

14.30%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364839. Member loan 364839 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $25,000 / month
Current employer: Zakroff & Associates Debt-to-income ratio: 12.49%
Length of employment: 35 years Location: Bethesda, MD
       
Home town:
Current & past employers: Zakroff & Associates
Education: American University, Washington College of Law, University of Maryland-College Park, Temple University

 

This borrower member posted the following loan description, which has not been verified:

 

I would be able to use the loan to pay down my credit card obligations relative to the business

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1970 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 41 Months Since Last Delinquency: 12
Revolving Credit Balance: $227,618.00 Public Records On File: 0
Revolving Line Utilization: 59.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364840

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364840

$23,400

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364840. Member loan 364840 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,812 / month
Current employer: Missouri Credit Union Debt-to-income ratio: 16.23%
Length of employment: 1 year Location: Jefferson City, MO
       
Home town: Westphalia
Current & past employers: Missouri Credit Union, Premier Bank
Education: William Woods University & Lincoln University

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to consolidate my Commerce Bank Credit Card with a balance of $11,200 (approx) and my Bank of America Personal Loan with a balance of $12,150 (approx). I am currently paying high interest rates on these loans. I'd like to get a lower interest rate and lower term so I can pay these off in a lesser amount of time. The reason for these two debts was to cover expenses while I was going threw my divorce. The house was awarded to me when the divorce was final because my husband and I built the house on my family farm. I tried holding onto the house as long as could for the fact that I was going to have to sell it to someone outside of the family. I was barely making ends meet. Then several events happened that put me in a bind. I ended up paying for these costs with my credit card. At that point, I made the decision to sell my house. My father was devastated, but he understood. I simply could not afford it and I was not looking for any charity money to help me out. N ow, I have both feet on the ground again and I want to pay the debt that I accumulated through the tough time I had in my life. I'm ready for a clean slate and this is my first step in doing so while still keeping my credit in tact.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 41 Months Since Last Delinquency: 10
Revolving Credit Balance: $19,559.00 Public Records On File: 0
Revolving Line Utilization: 48.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 364845

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364845

$23,500

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364845. Member loan 364845 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,875 / month
Current employer: NEXUS VENTURES LLC Debt-to-income ratio: 21.29%
Length of employment: 2 years 2 months Location: LONG BEACH, CA
       
Home town: BOSTON
Current & past employers: NEXUS VENTURES LLC, REAL TACO INC
Education: Harvard University

 

This borrower member posted the following loan description, which has not been verified:

 

The reason for this loan is to consolidate my 3 personal loans: $1,817 (28.99%), $7,026 (20.62%) & $11,018 (20.99%) and one credit card: $5,052 (25.99). My current total payment for the 4 debts is $941. Therefore, I want to consolidate and save in just one low payment, of course with better interest rate with Lending Club.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 41
Revolving Credit Balance: $8,373.00 Public Records On File: 0
Revolving Line Utilization: 96.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364847

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364847

$25,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364847. Member loan 364847 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,583 / month
Current employer: APX Home Security Debt-to-income ratio: 14.88%
Length of employment: 7 months Location: McKinney, TX
       
Home town: El Paso
Current & past employers: APX Home Security, ADC
Education: University of Texas at El Paso, University of Phoenix

 

This borrower member posted the following loan description, which has not been verified:

 

We are requesting this loan to buy the equipment for a restaurant that will be located at 740 S. Greenville Ave. Allen TX 75002, where a pior franchise (Wings-To-Go) was operating. The space is set up as a restaurant meaning that we only need equipment to start this profitable restaurant concept. We established one in Canutillo TX four years ago in which the average household income is $20,000 and the business is selling $40,000/month. Also another member of the family established the same concept in Phoenix AZ seven years ago and his sales are $240,000-260,000 per month. The average household income at this Phoenix location is $55,000. The concept that has been working succesfully for the last six years both in El Paso TX, and Phoenix AZ, is a combination of original mexican subs, ice cream and fruit drinks. Our recipes are unique, brought directly from our personal hometown in Mexico. All of our products are made from scratch, including our bread, drinks, fruit popsicles and ic e cream. The location of our interest in Allen TX, not only is the best area in the Dallas/Fort Worth metroplex for the restaurant business, it is one of the best in the nation. In that area stands an average household income of $77,000 within 3 miles and $120,000 within 5 miles. This is a good opportunity to establish this future prosperous restaurant in a location that has an average of 102,000 traffic count per day. We have experience in the restaurant business, we both completed college education in Business Administration and Accounting, and will be managing the daily operations.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,162.00 Public Records On File: 0
Revolving Line Utilization: 39.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364853

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364853

$20,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364853. Member loan 364853 was requested on November 21, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,894 / month
Current employer: US Air Force Debt-to-income ratio: 0.22%
Length of employment: 7 years 6 months Location: Alabaster, AL
       
Home town: Birmingham
Current & past employers: US Air Force
Education: US Air Force Academy

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will be used to rehab investment properties in Birmingham, Alabama. I purchased the first property with cash and will use the money from this loan to refurbish it. My family owns four other properties in the same neighborhood and right now there are some terrific values out there. My father owns a large residential construction firm in Birmingham and he provides the rehab expertise - I'm providing the money. After this property is rented, it will be refinanced and I will use the cash out of the refinance to purchase and rehab another. I've spoken to bankers in Birmingham and have been assured that with my income (>$80,000), credit scores (>750), and debt-to-income ratio (I have no debt besides a small mortgage) I will qualify for refinancing with no problem. Until the properties are refinanced I will repay this loan from my income (my wife also works and makes over $35,000). There are a lot of attractive properties on the market right now - it's definitely time to buy. Thank you for your interest.

 

A credit bureau reported the following information about this borrower member on November 21, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $106.00 Public Records On File: 0
Revolving Line Utilization: 0.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364870

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364870

$14,000

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364870. Member loan 364870 was requested on November 21, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Club One Debt-to-income ratio: 21.76%
Length of employment: 4 years Location: SAN JOSE, CA
       
Home town: Nakorn Si Tammarat
Current & past employers: Club One, Ayoma Life Spa
Education: Fasion Institute of Technology

 

This borrower member posted the following loan description, which has not been verified:

 

The loan will be used to pay off Credit Card Debts. I have 2 credit card debts with high interest rates. I have been punctual in paying them off much higher than the monthly minimum. I want to pay off the debts within 2-3 years at a reasonable interest rate.

 

A credit bureau reported the following information about this borrower member on November 21, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,291.00 Public Records On File: 0
Revolving Line Utilization: 34.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364878

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364878

$11,200

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364878. Member loan 364878 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $29,167 / month
Current employer: noelle child design Debt-to-income ratio: 9.43%
Length of employment: 8 years Location: gallatin gateway, MT
       
Home town: cedar rapids
Current & past employers: noelle child design
Education: Montana State University-Bozeman

 

This borrower member posted the following loan description, which has not been verified:

 

consolidate credit card and medical bills

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1985 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $228,727.00 Public Records On File: 0
Revolving Line Utilization: 77.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 364909

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364909

$5,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364909. Member loan 364909 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: T-Mobile USA Debt-to-income ratio: 14.77%
Length of employment: 11 months Location: Clawson, MI
       
Home town: Vilnius
Current & past employers: T-Mobile USA, Baltica Kitchen & Bath
Education: Wayne State University

 

This borrower member posted the following loan description, which has not been verified:

 

Hello! I am experiencing the cruel world of college financial aid. I have applied for Federal financial aid, but due to some errors, will not be receiving it for at least another month or two. In the meantime, the semester is almost over and I need to pay for it before I can register for the next one. My university does not accept Visa as a form of payment (although MasterCard, Discover, and American Express are just fine), which leaves me in a bit of a bind (all I have is Visa). I used Lending Club to pay for my wedding a few months ago, and paid that loan off promptly. All I need is a bridge loan to pay my back tuition until my federal aid comes through. Your help is greatly appreciated. Thanks for investing in me!

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 37
Revolving Credit Balance: $7,443.00 Public Records On File: 0
Revolving Line Utilization: 23.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 364919

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364919

$20,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364919. Member loan 364919 was requested on November 21, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,417 / month
Current employer: Innovative Senior Care Debt-to-income ratio: 18.56%
Length of employment: 6 months Location: Parrish, FL
       
Home town: Dover Foxcroft
Current & past employers: Innovative Senior Care, Florida Institute for Neurologic Rehabilitation
Education: Quinnipiac University

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to consolidate some debt into one monthly payment. The debt is mostly credit cards that I would like to pay off and just have one payment to a lending agency.

 

A credit bureau reported the following information about this borrower member on November 21, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,661.00 Public Records On File: 0
Revolving Line Utilization: 76.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364922

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364922

$12,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364922. Member loan 364922 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Self-Employed Debt-to-income ratio: 6.88%
Length of employment: 2 years 8 months Location: New York, NY
       
Home town:
Current & past employers: Self-Employed
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I will be using the loan to consolidate my credit card debt that I incurred during college. I used two credit cards to pay for college expenses and now would like to consolidate that debt into one consistent payment with a lower rate. I am currently employed, financially stable, and have always handled my finances responsibly.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364931

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364931

$7,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364931. Member loan 364931 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: SPBD Consulting Debt-to-income ratio: 8.74%
Length of employment: 2 years Location: Astoria, NY
       
Home town: Belgrade
Current & past employers: SPBD Consulting, Devix Corporation
Education: CUNY Hunter College

 

This borrower member posted the following loan description, which has not been verified:

 

Looking for a loan to pay off 2 of my credit cards and make one monthly payment to pay off.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 24
Revolving Credit Balance: $20,248.00 Public Records On File: 0
Revolving Line Utilization: 27.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364937

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364937

$5,500

14.62%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364937. Member loan 364937 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Carnival Cruise Lines Debt-to-income ratio: 20.45%
Length of employment: 3 years 2 months Location: Miami, FL
       
Home town: Queens
Current & past employers: Carnival Cruise Lines, Circuit City
Education: UTI

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to request $8000 loan to consolidate my current credi cards and auto loan. What i want to do is pay off my credit card as well as the difference in my current car loan after i trade it in. By doing this the only payment a month i will have is the $8000 loan i am requesting. I am trying to get my debt and credit together so i can move and head back over to school.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,609.00 Public Records On File: 0
Revolving Line Utilization: 83.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 364941

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364941

$25,000

15.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364941. Member loan 364941 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: n/a Debt-to-income ratio: 6.82%
Length of employment: n/a Location: Anchorage, AK
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

This amount should get me set up for a few months. I am a lawyer by training but am seeking to branch out into related business and M&A consulting. I am looking forward to seeing how this "social" lending market works. I aim to pay off the loan early (interest is high), but want to make sure I have enough cash on hand. It is a tough lending environment out there for me (even with decent credit and income), but I would be an excellent risk for you.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 24
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 364944

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364944

$16,000

17.15%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364944. Member loan 364944 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,265 / month
Current employer: Health Net Debt-to-income ratio: 19.13%
Length of employment: 6 years 1 month Location: San Diego, CA
       
Home town: Woodland
Current & past employers: Health Net, First Health, Nugget Markets
Education: Strayer University at Washington, DC, MTI College of Business and Technology, Kaplan University, American River College

 

This borrower member posted the following loan description, which has not been verified:

 

I am trying to pay off my higher interest credit cards.

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 67
Revolving Credit Balance: $55,188.00 Public Records On File: 0
Revolving Line Utilization: 98.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 364974

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364974

$6,500

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364974. Member loan 364974 was requested on November 20, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: U-Haul International Debt-to-income ratio: 14.34%
Length of employment: 8 years Location: Phoenix, AZ
       
Home town: Phoenix
Current & past employers: U-Haul International, US Airways Group, Arizona State University
Education: Arizona State University

 

This borrower member posted the following loan description, which has not been verified:

 

This loan has been relisted with a lower amount of request money in order to achieve a lower interest rate. Thank you! Furthersite LLC (furthersite.com) operates in Phoenix, AZ but has slowly gained a substantial client base in Tucson, AZ. It has become necessary to open an office in Tucson to meet with clients and house employees. This loan is to cover the expenses involved with our new office. The money will help cover the initial build out costs, furniture, and computer equipment. Please let me know if you have any questions!

 

A credit bureau reported the following information about this borrower member on November 20, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $178.00 Public Records On File: 0
Revolving Line Utilization: 0.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365003

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365003

$13,750

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365003. Member loan 365003 was requested on November 21, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Unit5 Design Debt-to-income ratio: 20.67%
Length of employment: 2 years 8 months Location: Silver Spring, MD
       
Home town:
Current & past employers: Unit5 Design, National Air Traffic Controllers Association, AFL-CIO, American Zoo & Aquarium Association
Education: Salisbury University, Ithaca College

 

This borrower member posted the following loan description, which has not been verified:

 

100% of this loan will go directly to paying off my credit card debt, largely incurred by medical bills. A career change in 2005 to an industry where health coverage is not provided and a pre-existing condition that means I'm not eligible for affordable individual coverage has meant I've paid all of my medical bills out of pocket -- which for a while meant putting them on my credit cards. The medical bills have pushed me to the edge of my credit limits, and a couple of poorly planned internet payments on my part has increased a couple of my interest rates (I ALWAYS schedule payments in advance, but occasionally a Monday bank holiday would push my payment 1 day past its due date, and I wouldn't notice until I received my statement). I've negotiated reduced rates for a couple of these cards, but I'd rather pay them all off now, so that I can stop living in fear that I won't be able to pay these off as I have been, and will therefore never be debt-free. I have carefully planned ahead and this loan would allow me to pay the amount I currently pay monthly in combined credit payments, but instead of it going largely to interest, I can make a bigger dent in the principal each month. I am employed full-time on a contract with the fed. government (non-partisan, so the election does not affect the security of my job), I also take as many additional freelance projects as possible to supplement my income. All cards associated with these accounts have been destroyed and I buy nothing on credit anymore, with the exception of 2 store-based cards which I pay in full every time I incur a balance. I plan to, if the change in administration makes it possible, purchase health coverage in 2009 that will decrease my overall cost-of-living, and allow me to put more money toward this loan. Thank you sincerely in advance for your help.

 

A credit bureau reported the following information about this borrower member on November 21, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,174.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365014

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365014

$8,000

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365014. Member loan 365014 was requested on November 21, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,395 / month
Current employer: US Postal Service (USPS) Debt-to-income ratio: 14.84%
Length of employment: 15 years Location: Golden, CO
       
Home town: Denver
Current & past employers: US Postal Service (USPS)
Education: Community College of Denver North Campus

 

This borrower member posted the following loan description, which has not been verified:

 

My wife and I originally budgeted 18K for the septic system and drain field for our small (600 sq ft.) cabin where we live. It would've been enough except for the fact the county Inspector won't allow the material removed from the hole to be reused. Bottom line is we need approx. $4650 to have roughly 100 cubic yards of fill to be trucked in... and probably another $5K to have the blasted material hauled off. It is truly becoming a money pit. So I am asking for $8,000. We are in the mountains of Coal Creek Canyon in Golden, Colorado. The weather has been cooperating so far but we need to get the hole closed up before we get a lot of snow. This is our dream house and we will do what we have to keep it viable. Thanks for your interest.-Mark.

 

A credit bureau reported the following information about this borrower member on November 21, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,589.00 Public Records On File: 0
Revolving Line Utilization: 12.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365045

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365045

$12,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365045. Member loan 365045 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,124 / month
Current employer: North American Mission Board Debt-to-income ratio: 23.61%
Length of employment: 20 years Location: Canton, GA
       
Home town: Ft. Worth
Current & past employers: North American Mission Board
Education: Texas Tech University

 

This borrower member posted the following loan description, which has not been verified:

 

$8,000 of the $12,000 will be used to consolidate debt which will improve my cash flow by $170/month, even after the new $12K loan. The remaining amount will assist my daughter who has been abandoned by her husband and is now living with us and her three kids. Amount will specifically be used to pay legal fees, taxes and provide some Christmas funds.

 

A credit bureau reported the following information about this borrower member on November 22, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1978 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,417.00 Public Records On File: 0
Revolving Line Utilization: 77.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365085

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365085

$3,000

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365085. Member loan 365085 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: state farm insurance Debt-to-income ratio: 15.84%
Length of employment: 1 month Location: SAN ANTONIO, TX
       
Home town: san antonio
Current & past employers: state farm insurance
Education: SUNY College at Buffalo

 

This borrower member posted the following loan description, which has not been verified:

 

to take care of debts.

 

A credit bureau reported the following information about this borrower member on November 22, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,964.00 Public Records On File: 0
Revolving Line Utilization: 86.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365199

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365199

$25,000

17.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365199. Member loan 365199 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,417 / month
Current employer: Workers Compensation Fund Debt-to-income ratio: 3.94%
Length of employment: 11 years 11 months Location: Sandy, UT
       
Home town: Cleveland
Current & past employers: Workers Compensation Fund
Education: Utah State University

 

This borrower member posted the following loan description, which has not been verified:

 

My wife and I owned a business and accumalated some debts. We sold the business but didn't make enough to pay off the debts. We're making the payments but can't get out - mostly because the interest rates on the AMEX credit card we have are so high. We're trying to get a better rate so that we can pay off that debt quicker. I have worked at my current employer for almost 12 years. It is a very stable company with lots of assets. I am on the management team within the IT department. I am very responsible with my debts and pay on time. Thanks for reading.

 

A credit bureau reported the following information about this borrower member on November 22, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 9
Revolving Credit Balance: $31,852.00 Public Records On File: 0
Revolving Line Utilization: 80.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 365203

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365203

$8,500

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365203. Member loan 365203 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: US Postal Service (USPS) Debt-to-income ratio: 10.10%
Length of employment: 3 years Location: CAPE CORAL, FL
       
Home town: NEW BEDFORD
Current & past employers: US Postal Service (USPS), SUN COUNTRY REALTY OF FL INC.
Education: NORTHWOOD UNIVERSITY

 

This borrower member posted the following loan description, which has not been verified:

 

hello i am inquiring about a personal loan of $8500 to consolidate my credit card debt. times are tough & by doing this i will get a lower rate with a personal loan then my cards. this way i am actually pay them off / making a dent in a 36 month period. i have a steady job at the united states post office. the hours have been cut but i am barely scrapping by---i need help. thank you

 

A credit bureau reported the following information about this borrower member on November 22, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 34 Months Since Last Delinquency: 21
Revolving Credit Balance: $8,787.00 Public Records On File: 0
Revolving Line Utilization: 44.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365208

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365208

$5,000

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365208. Member loan 365208 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: n/a Debt-to-income ratio: 9.03%
Length of employment: n/a Location: Jacksonville, FL
       
Home town: Daphne
Current & past employers:
Education: The University of Alabama

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will be used to pay for expenses my fiancee will encounter in planning and paying for our wedding. We have a substantial amount saved for the wedding, and this will help with immediate costs for the wedding and with moving costs involved in moving to a new home.

 

A credit bureau reported the following information about this borrower member on November 22, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1976 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 5 Months Since Last Delinquency: 6
Revolving Credit Balance: $1,026.00 Public Records On File: 0
Revolving Line Utilization: 51.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365220

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365220

$8,000

14.30%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365220. Member loan 365220 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Brown Shoe Company Debt-to-income ratio: 8.22%
Length of employment: 9 months Location: St. Louis, MO
       
Home town: Brooklyn
Current & past employers: Brown Shoe Company, The Limited Brands, Club Monaco, Aeropostale, Ann Taylor Stores
Education: SUNY at Fredonia

 

This borrower member posted the following loan description, which has not been verified:

 

I promised to help my sister complete the renovation of the studio apartment she put aside for me in her house. She agreed to pay for some of the costs and this is my part. The improvement to the house will increase its value by approximately $35K and she will get a HELOC to give me the money to pay off the club loan, while I just make the repayments to her. I am a very responsible adult with a great paying job and can easily make the monthly payments until I pay off the loan in full (estimating 12 months or less).

 

A credit bureau reported the following information about this borrower member on November 22, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 70
Revolving Credit Balance: $13,081.00 Public Records On File: 0
Revolving Line Utilization: 83.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 365221

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365221

$18,000

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365221. Member loan 365221 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: ERA Besmatch RE Debt-to-income ratio: 8.26%
Length of employment: 24 years Location: Bronx, NY
       
Home town:
Current & past employers: ERA Besmatch RE
Education: City College of New York

 

This borrower member posted the following loan description, which has not been verified:

 

Temporary loan to complete a Business Project

 

A credit bureau reported the following information about this borrower member on November 22, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $48,764.00 Public Records On File: 0
Revolving Line Utilization: 98.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365239

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365239

$24,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365239. Member loan 365239 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: self Debt-to-income ratio: 6.24%
Length of employment: 4 years Location: deerfield beach, FL
       
Home town: miami
Current & past employers: self
Education: insurance broker 46 states

 

This borrower member posted the following loan description, which has not been verified:

 

This loan is for working capital. I am not looking to borrow capital to get started in a new business.This money will be used to open a business independently .I have already proven this formula works .I am looking to implement the same foundation in which I have been very successful for the last 4 years. The only difference is this time I want to make myself /partner wealthy instead of business owners I work for.Over the course of many years I encountered companies that I work for always seem to benefit from the fruits of my labor more than myself. I am License Insurance Professional/ National Broker in 46 states specializing in Health,Life, and Annuities with a proven track record of success. I Ranked #1 for last 4 years running in my field with my former company.They employed over 200 agents. I Ranked in the top 5% of the entire country for my efforts. I have built relationships in the industry based on my own personal dedication and great work ethic. I am in a highly regulated industry that requires me to have full back round checks,finger printing,and allows no legal violations, Liens and/or Bankruptcies. I am highly respected with several fortunes 500 companies such as United Health Care,Humana, Aetna and a variety of top carriers for my production and overall performance. The money being lent is to provide myself with the opportunity spread my wings and open a business of my own .Getting away organizations that limit my financial freedom and decide based on greed factors what my talents are worth, never looking out for my best interest. My business proposal includes marketing strategies,recruiting, and building a solid foundation for those that desire the same financial goals . I am open to either borrowing the money or offering a percentage/ partnership in return.My business proposal will be available for those require more details to feel comfortable with their investment.As the business grows additional capital may be volunteered by the investor to grow the organization to even greater numbers/returns. I sincerely appreciate all of the lenders time. I have hopes to provide myself with the one fair chance in business I truly believe we all deserve. Thanks Again

 

A credit bureau reported the following information about this borrower member on November 22, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $60,936.00 Public Records On File: 0
Revolving Line Utilization: 24.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365252

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365252

$25,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365252. Member loan 365252 was requested on November 22, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,833 / month
Current employer: SMG Inc Debt-to-income ratio: 24.84%
Length of employment: 17 years 3 months Location: Reno, NV
       
Home town: Reno
Current & past employers: SMG Inc
Education: Butler University

 

This borrower member posted the following loan description, which has not been verified:

 

Need to pay off credit card with higher interest rate.

 

A credit bureau reported the following information about this borrower member on November 22, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $199,850.00 Public Records On File: 0
Revolving Line Utilization: 43.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365326

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365326

$12,000

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365326. Member loan 365326 was requested on November 23, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: n/a Debt-to-income ratio: 10.55%
Length of employment: n/a Location: South Pasadena, CA
       
Home town: South Pasadena
Current & past employers: Morgan Stanley
Education: Georgetown, Harvard, UC Santa Barbara

 

This borrower member posted the following loan description, which has not been verified:

 

I have credit card debt on 2 credit cards that I want to pay off. I usually pay off my credit card debt every month, but there were some expenses that I had to put on my credit cards that I couldn't immediately pay off - these were mainly relocation expenses after I graduated from graduate school on the East Coast and moved out to California. Thanks in advance!

 

A credit bureau reported the following information about this borrower member on November 23, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1968 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,887.00 Public Records On File: 0
Revolving Line Utilization: 60.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 365338

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365338

$2,800

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365338. Member loan 365338 was requested on November 23, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: McKinsey & Company Debt-to-income ratio: 11.62%
Length of employment: 1 year 1 month Location: Brookline, MA
       
Home town: Augusta
Current & past employers: McKinsey & Company, The Wharton School, University of Pennsylvania
Education: Denison University

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting a loan to help pay off my corporate American Express card in full as I have had to use this for personal expenses recently. I've had to use this card for personal reasons as I do not currently have another credit card with a high limit. I am currently enrolled in a debt consolidation plan (for over a year now) and with no other credit cards, have had to resort to use my Amex card for some unexpected costs. Once this payment is made, I plan to use my card ONLY for work expenses.

 

A credit bureau reported the following information about this borrower member on November 23, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,219.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 365341

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365341

$20,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365341. Member loan 365341 was requested on November 23, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: U.S. Bank Debt-to-income ratio: 7.66%
Length of employment: 1 year 9 months Location: Saint Paul, MN
       
Home town: Grand Rapids
Current & past employers: U.S. Bank
Education: Metropolitan State University, Itasca Community College

 

This borrower member posted the following loan description, which has not been verified:

 

To pay off credit cards high balances as a result of a divorce being final in August '07, a $5800 out of pocket medical expense due to surgery in June '08. My credit score has slipped from 740 to 677 in the past year due to the aforementioned.

 

A credit bureau reported the following information about this borrower member on November 23, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 78
Revolving Credit Balance: $15,565.00 Public Records On File: 0
Revolving Line Utilization: 81.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365342

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365342

$12,250

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365342. Member loan 365342 was requested on November 23, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Colonial Physical Therapy Debt-to-income ratio: 13.28%
Length of employment: 6 months Location: parlin, NJ
       
Home town: new brunswick
Current & past employers: Colonial Physical Therapy
Education: middlesex county college

 

This borrower member posted the following loan description, which has not been verified:

 

Need loan to consolidate debt and also pay for school.

 

A credit bureau reported the following information about this borrower member on November 23, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,558.00 Public Records On File: 0
Revolving Line Utilization: 61.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365344

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365344

$25,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365344. Member loan 365344 was requested on November 23, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: State of Co Debt-to-income ratio: 10.20%
Length of employment: 2 years Location: Buena Vista, CO
       
Home town: Gainesville
Current & past employers: State of Co, Ozark/TWA Airlines
Education: Drury University

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidate credit cards used to purchase fixtures for new home, i.e., sears, home depot, etc. I am in the final process of closing my new home loan, construction to perm. Home value per appraisal $480k-perm loan $417k.

 

A credit bureau reported the following information about this borrower member on November 23, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1985 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,601.00 Public Records On File: 0
Revolving Line Utilization: 55.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365355

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365355

$10,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365355. Member loan 365355 was requested on November 23, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,250 / month
Current employer: bdconstruction Debt-to-income ratio: 23.88%
Length of employment: 11 years 11 months Location: minneapolis, MN
       
Home town: spooner
Current & past employers: bdconstruction, city of minneapolis
Education: u of minn

 

This borrower member posted the following loan description, which has not been verified:

 

ongoing business needs to expand

 

A credit bureau reported the following information about this borrower member on November 23, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $51,103.00 Public Records On File: 0
Revolving Line Utilization: 51.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365356

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365356

$17,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365356. Member loan 365356 was requested on November 23, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: CashNetUSA Debt-to-income ratio: 11.47%
Length of employment: 3 months Location: CHICAGO, IL
       
Home town: Chicago
Current & past employers: CashNetUSA
Education: DePaul University

 

This borrower member posted the following loan description, which has not been verified:

 

I got a couple of credit cards that I'm paying too much interest on. This loan would pay those off and help me sleep a lot easier at night.

 

A credit bureau reported the following information about this borrower member on November 23, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 67
Revolving Credit Balance: $17,565.00 Public Records On File: 0
Revolving Line Utilization: 53.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365366

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365366

$7,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365366. Member loan 365366 was requested on November 23, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,830 / month
Current employer: n/a Debt-to-income ratio: 13.77%
Length of employment: n/a Location: New York, NY
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Need $7000 loan to get rid of credit card at a high rate. Currently, paying 19.99APR. Credit card account will be closed upon payment. Looking forward to having one consistant payment. Stable financial background, credit history, employment.

 

A credit bureau reported the following information about this borrower member on November 23, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 32
Revolving Credit Balance: $21,159.00 Public Records On File: 0
Revolving Line Utilization: 76.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365415

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365415

$6,150

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365415. Member loan 365415 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,600 / month
Current employer: Social Security Debt-to-income ratio: 9.63%
Length of employment: 3 years Location: Nevada City, CA
       
Home town: Chicago
Current & past employers: Social Security, Schlumberger Ltd.
Education: San Jose State University, Sierra College

 

This borrower member posted the following loan description, which has not been verified:

 

The purpose of the loan is to for dental work that is necessary. Any left-over funds will be used to pay credit card debt.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,949.00 Public Records On File: 0
Revolving Line Utilization: 81.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365440

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365440

$7,500

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365440. Member loan 365440 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: self Employed Debt-to-income ratio: 10.80%
Length of employment: 14 years Location: flint, TX
       
Home town: tyler
Current & past employers: self Employed, BMP Design, al Hafenr owner
Education: Texas State University-San Marcos

 

This borrower member posted the following loan description, which has not been verified:

 

personal loan

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 29
Revolving Credit Balance: $15,627.00 Public Records On File: 0
Revolving Line Utilization: 52.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365445

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365445

$1,300

9.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365445. Member loan 365445 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,000 / month
Current employer: Buffalo Psychartic Center Debt-to-income ratio: 0.75%
Length of employment: 20 years Location: buffalo, NY
       
Home town: Niagara Falls
Current & past employers: Buffalo Psychartic Center, Kelly Services
Education: Erie Community College, Excelsior College

 

This borrower member posted the following loan description, which has not been verified:

 

I have to take an 2 1/2 day clinical with Excelsior College to finish my AS degree as an RN nurse. the cost of the exam is 1900 dollars. I have saved for some of this but need the rest so that if an cancellation comes I will be all paid up to take it.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $542.00 Public Records On File: 0
Revolving Line Utilization: 60.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365452

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365452

$20,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365452. Member loan 365452 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,275 / month
Current employer: sky inc Debt-to-income ratio: 19.78%
Length of employment: 6 years 6 months Location: alexandria, VA
       
Home town:
Current & past employers: sky inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

SKY DECOR has been in business serving the Washington D.C. metropolitan market for 27 years. We are a family owned and operated service business targeting upscale homes and interior decorators. Our family owns four commercial property in our little shopping center. And we do not have any debt on these properties. The four properties are worth approximately $2 million together. The winter season is busy but tight working capital season for us. We usually catch up in the Spring. However, the real-estate property collateralized business loans carry a high interest rate and require a personal guaranty anyway. We thought this peer to peer lending may be a lower interest rate solution. Our website is SKYHOMEDECOR.com - we are in the process of adding more information.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1986 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 17 Months Since Last Delinquency: 4
Revolving Credit Balance: $207,511.00 Public Records On File: 0
Revolving Line Utilization: 1.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365470

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365470

$4,500

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365470. Member loan 365470 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,588 / month
Current employer: CCMSI Debt-to-income ratio: 21.41%
Length of employment: 1 year 6 months Location: WESTVILLE, IL
       
Home town: Danville
Current & past employers: CCMSI, McDonald's
Education: Danville Area Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I would like a 4,500 loan to pay off my credit cards, and I know that with the holiday season I will be charging more things to my credit card, so the 4,500 would also cover any extra spending I do over the holidays. A loan would make it easier to pay, because I would have one monthly rate, not 3 different ones.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,102.00 Public Records On File: 0
Revolving Line Utilization: 26.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365474

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365474

$4,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365474. Member loan 365474 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,839 / month
Current employer: Pilot Catastrophe Services Inc. Debt-to-income ratio: 5.07%
Length of employment: 3 months Location: Lake Mary, FL
       
Home town: Wendell
Current & past employers: Pilot Catastrophe Services Inc., Ocean State Events Services, Inc., Seminole Power Sports, Self-Employed
Education: University of North Carolina at Greensboro

 

This borrower member posted the following loan description, which has not been verified:

 

I have recently had my truck and motorcycle break down, for which repairs cost almost $2000. On top of that my cat was recently diagnosed as diabetic, and the vet bills and prescription costs are well over $700 and growing. I really just need some extra money since these things came up at this time, to help me get through the holiday season, then I should have no problem paying off the loan in full. All these extra expenses just popped up at a bad time for me.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 71
Revolving Credit Balance: $11,840.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365481

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365481

$4,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365481. Member loan 365481 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $3,683 / month
Current employer: Good Temps Debt-to-income ratio: 14.06%
Length of employment: 6 months Location: Bronx, NY
       
Home town: Bronx
Current & past employers: Good Temps
Education: Fashion Institute of Technology (FIT)

 

This borrower member posted the following loan description, which has not been verified:

 

I am seeking a loan in the amount of $4000. I am starting an online children's boutique and need the funds to start the website. The children's market even with the economy downturn has not been heavily affected. Online sales has increased drastically over the last few years. The Holiday's are rapidly approaching and this website can fill a niche. I have a passion for fashion and truly believe in my company. I am inspired by my partners 2 year old daughter who is always fashionably dressed. She is a single mother and cannot contribute financially to help start the business. I already currently have the contacts to start sales off with a boom. I am connected with numerous celebrity stylist across the US who for this Holiday season are shopping for their clients kids. My partner is a Marketing guru with very strong contacts in PR. This boutique is a place to find fashionable kids clothing and accessories with all of your top name brands. I have a very strong business plan with a 3 year p lan. I have a marketing strategy including email marketing, Direct mail marketing, Public relations, joining corporate events and children fundraisers. I am asking for your help to make my dream come true. With your financial help and my contacts, motivation and devotion to this company it will be a long term success. Thank you in advance for your help, it is very much appreciated.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,266.00 Public Records On File: 0
Revolving Line Utilization: 67.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365491

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365491

$6,500

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365491. Member loan 365491 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Cushing Schools/Tulsa World Debt-to-income ratio: 13.42%
Length of employment: 8 years Location: Drumright, OK
       
Home town: Kansas City
Current & past employers: Cushing Schools/Tulsa World
Education: University of Central Oklahoma

 

This borrower member posted the following loan description, which has not been verified:

 

Daughter turns 16 in January. The car we had planned to give to her has blown the engine. The loan is to replace the engine and consolidate bills.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 26
Revolving Credit Balance: $29,258.00 Public Records On File: 0
Revolving Line Utilization: 1.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365501

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365501

$12,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365501. Member loan 365501 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,600 / month
Current employer: Normans Electronics Debt-to-income ratio: 23.31%
Length of employment: 2 years 3 months Location: Rockmart, GA
       
Home town: Birmingham
Current & past employers: Normans Electronics, Performance Bicycle, Coca- Cola USA, Junior League of Atlanta, Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Thank you for you consideration and/or bids. I am looking for a Lending Club loan to pay off 2 higher interest credit cards and pay off my truck. I am an excellent candidate for this loan because, I can pay on time, all the time. I have not missed a single payment or been late on anything in over 10 years. Presently I am paying a half of my mortgage and assisting my wife with our mutual debt and repayment of her old closed accounts which we took out a loan for 2 years ago. She had been divorced and relocated and I was able to help. This loan is now paid off. Each month we sit down and pay the bills and we are finally seeing progress and things are better than just keeping current even paying a little bit more each month. We would like to be able to one day help others here on Lending Club and to do that we need to clear this debt up. By combining these payments into one, lower payment and certainly a lower interest rate we could realize this dream. I am hoping that someone out there is willing to provide me with the opportunity to continue to realize success and achieve future dreams and to continue the Lending Club cycle of helping others. I am married, no children except for my four legged one. I work in the Home Theater industry Making $30,000 to $40,000 range yearly. My wife works for the State of Georgia as a payroll manager she earns in the $40,000 to $50,000 range. I have had the same job for 5 years she has had her job for 8+ years. In closing I appreciate the time and opportunity you have given to review my proposal.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,568.00 Public Records On File: 0
Revolving Line Utilization: 30.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365519

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365519

$9,600

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365519. Member loan 365519 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Shermco Inc. Debt-to-income ratio: 12.80%
Length of employment: 2 years 6 months Location: Waco, TX
       
Home town: Arlington
Current & past employers: Shermco Inc., Sutton Frost Cary LLP Certified Public Accountants
Education: The University of Texas at Arlington, Texas State Technical College-Waco

 

This borrower member posted the following loan description, which has not been verified:

 

We are trying to consolidate and finance part of our debt as well as finance current out-of-pocket expenses to get us to graduation. We cannot take out any more school loans. We are both finishing up college next year and have started our career jobs as of over a year ago. We had some debt that we've accumulated in the past while attending school full-time. Javier has been going to school and working full-time for the past four years. We intend on paying off this loan by the end of 2009. We both graduate in May and anticipate our income increasing dramatically.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 41
Revolving Credit Balance: $3,792.00 Public Records On File: 0
Revolving Line Utilization: 28.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365526

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365526

$14,400

14.93%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365526. Member loan 365526 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,230 / month
Current employer: Na Enterprises Debt-to-income ratio: 3.21%
Length of employment: 3 years Location: Long Beach, CA
       
Home town: Redlands
Current & past employers: Na Enterprises
Education: LBSU

 

This borrower member posted the following loan description, which has not been verified:

 

Other/ Building Credit

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,581.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365537

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365537

$20,000

17.15%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365537. Member loan 365537 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,750 / month
Current employer: Behr America Debt-to-income ratio: 14.50%
Length of employment: 10 years Location: CLAYTON, OH
       
Home town:
Current & past employers: Behr America, Sears Holdings Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Credit Card bills

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 34
Revolving Credit Balance: $9,519.00 Public Records On File: 0
Revolving Line Utilization: 83.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 365566

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365566

$17,600

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365566. Member loan 365566 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Sharyland I.S.D. Debt-to-income ratio: 12.14%
Length of employment: 24 years 6 months Location: Mission, TX
       
Home town: Mission
Current & past employers: Sharyland I.S.D.
Education: University of Texas/Pan American, Texas A & M University at Kingsville

 

This borrower member posted the following loan description, which has not been verified:

 

Used savings set asided for property taxes to pay outrageous monthly electricity and gas bill. Would also like to pay off two credit cards.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1984 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 46
Revolving Credit Balance: $18,734.00 Public Records On File: 1
Revolving Line Utilization: 62.00% Months Since Last Record: 99
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365567

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365567

$2,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365567. Member loan 365567 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: IBEW Local 134 Debt-to-income ratio: 13.38%
Length of employment: 2 years 6 months Location: Worth, IL
       
Home town: Country Club Hills
Current & past employers: IBEW Local 134
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

To help fiance take care of a dept and help with wedding.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,713.00 Public Records On File: 0
Revolving Line Utilization: 32.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365580

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365580

$20,000

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365580. Member loan 365580 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: self employed Debt-to-income ratio: 17.47%
Length of employment: 6 years Location: Citrus Heights, CA
       
Home town: kazatin
Current & past employers: self employed
Education: American River College

 

This borrower member posted the following loan description, which has not been verified:

 

Hello. i have just started a business in the auto industry as a used car dealer and is in need of money to get started with. I am in the final process of getting my new dealers license and will soon need some capital to start with. I am very experienced in auto buying and selling and will have great success in this business with extra help to more capital. Thank you.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,548.00 Public Records On File: 0
Revolving Line Utilization: 66.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365586

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365586

$19,000

16.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365586. Member loan 365586 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Laughlin-Thyssen Inc. Debt-to-income ratio: 23.01%
Length of employment: 1 year 7 months Location: Austin, TX
       
Home town: San Angelo
Current & past employers: Laughlin-Thyssen Inc., Frerich Land Improvement
Education: Texas A & M International University

 

This borrower member posted the following loan description, which has not been verified:

 

I have put together a business which mines and washes sand and gravel. All the machinery has been purchased and leased to produce a finished marketable product. I have the personell in place with combined experience of 50 years. When this credit crunch happened I was unable to get the last fifty thousand in operating funds. I have freinds and family willing to give me 25 thousand but I need another 25 thousand to help get me through the setup and startup of producing materials stage. My company has purchase orders with 4 concrete plants and sevaral construction companies waiting for material ready to sell.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 24
Revolving Credit Balance: $3,341.00 Public Records On File: 0
Revolving Line Utilization: 4.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

 


 

 

 

Member Payment Dependent Notes Series 365592

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365592

$9,000

17.15%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365592. Member loan 365592 was requested on November 24, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Countywide, Bank of America Debt-to-income ratio: 20.66%
Length of employment: 14 years Location: Los Angeles, CA
       
Home town: West Los Angeles
Current & past employers: Countywide, Bank of America
Education: University of Advancing Technology

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to use this loan to payoff all my credit cards.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,729.00 Public Records On File: 0
Revolving Line Utilization: 27.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 364594

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364594

$10,000

11.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364594. Member loan 364594 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,583 / month
Current employer: Sun Microsystems Debt-to-income ratio: 4.16%
Length of employment: 10 years 7 months Location: Superior, CO
       
Home town: La Porte City
Current & past employers: Sun Microsystems
Education: California Lutheran University

 

This borrower member posted the following loan description, which has not been verified:

 

I will use the funds to pay off & close a credit card account that recently raised my interest rate, despite my excellent credit history. I have paid my bills 100% on time throughout my adult life. However, in today's credit environment it has become increasingly difficult to obtain favorable terms through traditional lenders. Therefore, I am excited to give Lending Club a try.

 

A credit bureau reported the following information about this borrower member on November 18, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $44,331.00 Public Records On File: 0
Revolving Line Utilization: 86.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 364897

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

364897

$23,000

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 364897. Member loan 364897 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Wharton Funeral Home Debt-to-income ratio: 18.56%
Length of employment: 2 years 10 months Location: Wharton, TX
       
Home town: Wharton
Current & past employers: Wharton Funeral Home, Wharton Nursing and Rehab, Pizza Hut
Education: Blinn College, Commenwealth Institute of Funeral Service, Wharton Junior College

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting this loan to pay off the high interest credit cards. My wife and I have cut up all but 2 of our credit cards. We make our monthly payments and try to pay extra, but do not seem to get anywhere. We would like this loan to pay them off for good. We pay our monthly payments on time. We have a few late payments, but those are rare and have usually been a mistake. We are looking for a solution. We have a mortgage and car loans. We have always paid them on time. Our jobs are very secure in this turblent time and the chance for lay off or "Down Sizing" is non existant

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 67
Revolving Credit Balance: $16,232.00 Public Records On File: 0
Revolving Line Utilization: 86.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365462

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365462

$4,500

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365462. Member loan 365462 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: United States Postal Services Debt-to-income ratio: 10.31%
Length of employment: 14 years Location: marianna, AR
       
Home town: West Memphis/ Marianna
Current & past employers: United States Postal Services, Lee County School District
Education: University of Arkansas at Pine Bluff

 

This borrower member posted the following loan description, which has not been verified:

 

i am requesting this loan for personal reasons and i agree to the terms that are listed in the agreement i have read

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 25 Months Since Last Delinquency: 11
Revolving Credit Balance: $3,608.00 Public Records On File: 0
Revolving Line Utilization: 38.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365487

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365487

$23,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365487. Member loan 365487 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,167 / month
Current employer: CLINICAL PATHOLOGY LABORATORIES Debt-to-income ratio: 22.77%
Length of employment: 11 months Location: CENTREVILLE, VA
       
Home town: BUCYRUS
Current & past employers: CLINICAL PATHOLOGY LABORATORIES, CLINICAL PATHOLOGY LABORATORIES
Education: Shippensburg University of Pennsylvania

 

This borrower member posted the following loan description, which has not been verified:

 

I WOULD LIKE TO GET A PERSONAL LOAN TO CONSOLIDATE 2 OF MY DEBTS.

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,716.00 Public Records On File: 0
Revolving Line Utilization: 80.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 365515

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365515

$8,500

11.58%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365515. Member loan 365515 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: United Parcel Service Debt-to-income ratio: 20.75%
Length of employment: 14 years Location: SHAWNEE, KS
       
Home town: Detroit
Current & past employers: United Parcel Service, Best Buy Co. Inc.
Education: Johnson County Community College

 

This borrower member posted the following loan description, which has not been verified:

 

My lease is about to expire and I would like to get a home instead of renewing my lease. I've been searching around the Kansas City area and I've found a house that I really like but it cost $8,500 more then the amount of cash I have saved up. I've considered getting a mortgage but the amount of funds I need is too small so I figured a personal loan would better suit my needs. If I do renew my current lease; my monthly rent would be $700 a month and total $8400 after the 12 months. I would rather get a house and start building equity. Thanks for reading. Frank

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,496.00 Public Records On File: 0
Revolving Line Utilization: 57.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365595

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365595

$1,800

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365595. Member loan 365595 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,037 / month
Current employer: United States Marine Corps Debt-to-income ratio: 22.28%
Length of employment: 2 years 3 months Location: Alabaster, AL
       
Home town: Bedford
Current & past employers: United States Marine Corps
Education: Cisco Systems Networking School, 29 Palms Marine Corps Communications School

 

This borrower member posted the following loan description, which has not been verified:

 

Requesting loan to cover for personal expenses incurred this holiday season and for gifts for my fiance and her parents.

 

A credit bureau reported the following information about this borrower member on November 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,842.00 Public Records On File: 0
Revolving Line Utilization: 47.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365618

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365618

$20,000

12.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365618. Member loan 365618 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: Mc of A Debt-to-income ratio: 1.49%
Length of employment: 11 months Location: Clarksville, TX
       
Home town: Windsor
Current & past employers: Mc of A, Queen City Metals, Mckenzie Tank Lines
Education: St. Augustine College

 

This borrower member posted the following loan description, which has not been verified:

 

I have been a truck driver for 11 years now driving for various companies. My goal is to purchase a truck of my own and lease on to Panter II, which is an expediting company. The goal is becoming an independent contractor, whom will someday own his own fleet of trucks running commercial freight. This is one of those situatuions in which failure is obselete. This is an investment in which I will make money. I have already been approved to come aboard with this company as an independent contractor, but as of yet been approved for a loan to purchase a truck. I would greatly appreciate it, if you will take the time to carefully review my apllication, and hopefully help me with this matter. Cedric Johnson

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 27 Months Since Last Delinquency: 15
Revolving Credit Balance: $2,308.00 Public Records On File: 0
Revolving Line Utilization: 20.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365649

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365649

$18,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365649. Member loan 365649 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: AT&T Debt-to-income ratio: 4.87%
Length of employment: 11 years 6 months Location: El Paso, TX
       
Home town: El Paso
Current & past employers: AT&T, Texas Department of Human Services
Education: University of Central Texas

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidate existing credit cards to one simple payment at lower rate

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1992 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 49
Revolving Credit Balance: $26,536.00 Public Records On File: 0
Revolving Line Utilization: 52.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365652

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365652

$7,475

9.63%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365652. Member loan 365652 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,863 / month
Current employer: Sunrise Senior Living Debt-to-income ratio: 15.51%
Length of employment: 6 years Location: Bellevue, WA
       
Home town:
Current & past employers: Sunrise Senior Living
Education: University of Santo Tomas

 

This borrower member posted the following loan description, which has not been verified:

 

To consolidate high rate credit cards

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,689.00 Public Records On File: 0
Revolving Line Utilization: 37.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365662

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365662

$7,750

14.42%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365662. Member loan 365662 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,667 / month
Current employer: Self Employed Debt-to-income ratio: 21.48%
Length of employment: 2 years 3 months Location: Bloomfield Hills, MI
       
Home town: Detroit
Current & past employers: Self Employed, Fashion Institute of Technology
Education: Michigan State University

 

This borrower member posted the following loan description, which has not been verified:

 

This request is being made to secure funding for an expansion of our 1-800-GOT-JUNK? franchise in southeast Michigan. Our business is one of 274 franchise partners across the US and Australia with its headquarters based in Vancouver, Canada. We offer full service junk removal and home and office cleanouts. Our business is 25% commercial and 75% residential and we service Macomb County communities and all five Grosse Pointe communities. These communities are exclusive to our franchise; we need to expand our territory size to increase revenue. The opportunity exists to purchase additional territory that is contiguous to our existing franchise territory. This additional territory would enable us to service more clients.

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1981 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $64,856.00 Public Records On File: 0
Revolving Line Utilization: 7.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 9    

 

 


 

 

 

Member Payment Dependent Notes Series 365663

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365663

$21,000

14.11%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365663. Member loan 365663 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Pasadena Ice Skating Center Debt-to-income ratio: 5.19%
Length of employment: 3 years Location: Los Angeles, CA
       
Home town: Lakenheath
Current & past employers: Pasadena Ice Skating Center, VSC Sports Enterprises, Inc, VSC Sports, Inc.
Education: Los Angeles City College, El Camino College Torrance, College of Marin, CEI

 

This borrower member posted the following loan description, which has not been verified:

 

Working diligently to become debt within 18 months or less. I have cut up my cc cards and paying down at $1K+ mo, but interest on 5 cards amounts to $300+ mo combined and would like to get that significantly lower.

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 58
Revolving Credit Balance: $15,005.00 Public Records On File: 1
Revolving Line Utilization: 64.10% Months Since Last Record: 88
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365679

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365679

$25,000

13.16%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365679. Member loan 365679 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Self Employed Debt-to-income ratio: 13.69%
Length of employment: 2 years Location: Grand Rapids, MI
       
Home town: Saginaw
Current & past employers: Self Employed
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am looking for a business loan to grow an already successful company. In the two years that my partner and I have been in business, we have grown Tradesmen Supply into a successful company. We specialize in selling Pex plumbing products to contractors and homeowners. Pex is an emerging product that replaces copper pipes in plumbing applications. Copper has tripled in value over the last few years and the majority of new construction projects are using Pex to save on material and installation costs. It is also used in radiant (in-floor) heat and outdoor wood boilers, which are becoming very popular as the cost of energy rises. Tradesmen Supply has had great success selling products online. We got our start on eBay (seller ID: Snailshellharbor) and have quickly become the largest seller in our category by offering high quality prices and excellent customer service. Through eBay we have acquired many repeat customers that now order direct. In addition, our products are available at select Ace Hardware stores. We plan to launch our website soon and need more capital to purchase inventory so we can offer a full range of products to our customers. Thank you for your interest! Chad

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 52
Revolving Credit Balance: $17,591.00 Public Records On File: 0
Revolving Line Utilization: 30.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 365683

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365683

$15,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365683. Member loan 365683 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: IBM Debt-to-income ratio: 9.10%
Length of employment: 15 years Location: MARIETTA, GA
       
Home town: MARIETTA
Current & past employers: IBM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

New Master Bathroom

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1991 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,136.00 Public Records On File: 1
Revolving Line Utilization: 42.70% Months Since Last Record: 114
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365694

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365694

$2,000

17.26%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365694. Member loan 365694 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,540 / month
Current employer: Seacoast Utility Authority Debt-to-income ratio: 10.68%
Length of employment: 8 years 5 months Location: Lake Park, FL
       
Home town: Point Pleasant
Current & past employers: Seacoast Utility Authority, Mock Roos & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Both my Son and Daughter have been working two jobs to help them pay for their college courses. I would just like to be able to give them each $1,000 to help them in the final year of their classes.

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,283.00 Public Records On File: 2
Revolving Line Utilization: 41.40% Months Since Last Record: 39
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 365697

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365697

$8,000

12.53%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365697. Member loan 365697 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $2,917 / month
Current employer: Humana Inc. Debt-to-income ratio: 8.13%
Length of employment: 8 years 5 months Location: new albany, IN
       
Home town: st. louis
Current & past employers: Humana Inc., ACBL, NPC, St. LOUIS UNIVERSITY HOSPITAL
Education: indiana wesleyan univerisity

 

This borrower member posted the following loan description, which has not been verified:

 

Thank you for taking a interest in me. I'm 27 years young I love traveling and adventures. so far I've been to 4 countries, 11 states and goodness knows how many cities and towns. I have two homes a single family in Illinois that rents for 640.00 and a double family in Indiana that rents for $640.00 I live up stairs. I'm single with no children. My dog is the only mouth I feed other than mine. I live a simple life I work hard, and believe anything is possible with in reason. Now that I'm so close to 30 I decided to take a good look at my finances and get them in order. My finances are doing pretty well especially for 27. however with the economy declining, economist and financial advisers all recommend saving, getting rid of credit card debt and playing it safe. That's exactly what I'm going to do with this loan. I want to pay off every thing with one payment over 3 years. I'm not behind on any of my payments. However, I'm making so any little payments a month it's hard to keep up with them. I have a strong payment history over the last 6 years. I would be a good candidate for this program because I make my payments on time and often ahead of time. I've never been late on a payment or delinquent. I have 2 CREDIT CARDS 5,000.00, 1 SCHOOL ACCOUNT 1,200.00 and 2 HOME EMP CARDS 1,200.00 to pay off. This loan will help me manage my finances better.

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 46
Revolving Credit Balance: $7,132.00 Public Records On File: 1
Revolving Line Utilization: 37.30% Months Since Last Record: 75
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 365712

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365712

$25,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365712. Member loan 365712 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: PRJ Marketing Inc Debt-to-income ratio: 4.59%
Length of employment: 3 years 2 months Location: Pleasant Grove, UT
       
Home town: Rexburg
Current & past employers: PRJ Marketing Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am purchasing a vending machine business. I am investing 50k of my own money and need another 25,000. The business has 80+ machines(snack, soda, ice cream) in place at businesses. Last year the gross sales were 183k, gross profits approx 95k.

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,513.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365713

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365713

$7,000

13.79%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365713. Member loan 365713 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,583 / month
Current employer: HONDA OF TOMS RIVER Debt-to-income ratio: 10.09%
Length of employment: 1 month Location: TOMS RIVER, NJ
       
Home town: ORANGE
Current & past employers: HONDA OF TOMS RIVER, TOMS RIVER AUTO MALL, OASIS AUTO CENTER
Education: Montclair State University

 

This borrower member posted the following loan description, which has not been verified:

 

personal loan to consolidate

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $332,974.00 Public Records On File: 0
Revolving Line Utilization: 16.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 365714

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365714

$15,000

15.05%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365714. Member loan 365714 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: The Dannon Company Debt-to-income ratio: 10.63%
Length of employment: 10 years Location: WEST JORDAN, UT
       
Home town: Salt Lake City
Current & past employers: The Dannon Company
Education: Salt Lake Committe College

 

This borrower member posted the following loan description, which has not been verified:

 

I am in debt of about the said amount and would like to get out of it and once done have more money for everything.

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 19
Revolving Credit Balance: $14,761.00 Public Records On File: 0
Revolving Line Utilization: 77.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365741

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365741

$12,000

12.21%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365741. Member loan 365741 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,875 / month
Current employer: HOMES Inc. Debt-to-income ratio: 23.69%
Length of employment: 1 year 3 months Location: Virginia, MN
       
Home town: Virginia
Current & past employers: HOMES Inc., Ferrellgas Partners, YMCA
Education: Bemidji State University

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting a loan for $15,000. I have recently bought a house and took out a loan from Citifinancial to consolidate some credit card debt. The loan is at 19% and I would like to get something at a lower interest rate and a lower payment per month to get my debt to income ratio more in line along with allowing me to get my debts paid off sooner. In the future, I can use equity in my home to avoid paying for big ticket home repairs or appliance replacement with credit cards. I am not interested in adding debt but rather eliminating it. I am not behind on payments at this time and have not been for over a year. I have been employed at the same job in Human Services program management for over 3 years. I am raising a 7 year old boy as well and want to consolidate my expenses and get things paid off in order to prepare for his future as well as mine.

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 42
Revolving Credit Balance: $147.00 Public Records On File: 0
Revolving Line Utilization: 0.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 365742

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365742

$18,200

13.47%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365742. Member loan 365742 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,850 / month
Current employer: TIBURONES SOCCER STORE Debt-to-income ratio: 21.73%
Length of employment: 5 years 6 months Location: WEST JORDAN, UT
       
Home town: SALT LAKE CITY
Current & past employers: TIBURONES SOCCER STORE
Education: Westminster College-Salt Lake City

 

This borrower member posted the following loan description, which has not been verified:

 

I want this loan to import a variety of sports goods from Guandong, China. I am very happy because I bring some samples and all of them was sold in 1 week from my last visit in the International Fair Trade in Shenzen, China last April, 2008. I had 5 years working for a very sucessful retail sporting goods business. Two years ago I accomplished my current position: General Manager for Tiburones Soccer Store LLC in Salt Lake City, UT. The main focus in this loan-investment is to start my own distribution of soccer goods business in Utah without leave my current job. I am really appreciate your support to make my business dream a realty in my life. Thank you

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 16
Revolving Credit Balance: $812.00 Public Records On File: 0
Revolving Line Utilization: 14.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 365753

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365753

$8,000

11.89%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365753. Member loan 365753 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,000 / month
Current employer: Pratt Industries Debt-to-income ratio: 16.37%
Length of employment: 5 years 4 months Location: North Brunswick, NJ
       
Home town: Manhatten
Current & past employers: Pratt Industries
Education: American Intercontinental University at Atlanta

 

This borrower member posted the following loan description, which has not been verified:

 

To help my business grow

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1987 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $703.00 Public Records On File: 0
Revolving Line Utilization: 6.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 365759

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

365759

$5,000

18.84%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 365759. Member loan 365759 was requested on November 25, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: Oregon State University Debt-to-income ratio: 24.37%
Length of employment: 1 year 10 months Location: Corvallis, OR
       
Home town: Meiningen
Current & past employers: Oregon State University
Education: PhD ETH, Zurich, Switzerland

 

This borrower member posted the following loan description, which has not been verified:

 

Everything always happens at the same time, no? Two weeks ago my dad passed away. He and my mom live in Germany so I paid for plane tickets plus expenses for my two kids and myself to attend his funeral ($3000). Now that I've come back from the trip, we've found out we need major car repairs in the amount of $2500. My credit card is now maxed out and I don't have the flex to pay for my car this month, plus I want to pay down my high interest credit card so that I don't pay a ridiculous amount to the bank. The car is worth $13,000 (KBB & Edmunds). It's a 1999 Mercedes E300 turbodiesel, and we owe $10,000 on it, so even with $2,500 worth of work it's worth it. I need my car to support my family and nobody else is approving personal loans right now. Please help. My family and I would be extremely grateful this thanksgiving.

 

A credit bureau reported the following information about this borrower member on November 25, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $464.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 

Posting Report Supplement No. 45 dated November 26, 2008

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