-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, SSJLTOx8CZyK7uXhCZxIQQufJYhAHORJwvEc9LRsmNiCJInwYYPn8qMaYFF51iha jHJH1VO2K17jgVyRGnN40w== 0001409970-08-000048.txt : 20081114 0001409970-08-000048.hdr.sgml : 20081114 20081113194516 ACCESSION NUMBER: 0001409970-08-000048 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20081114 DATE AS OF CHANGE: 20081113 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LendingClub Corp CENTRAL INDEX KEY: 0001409970 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-151827 FILM NUMBER: 081186673 BUSINESS ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 BUSINESS PHONE: (408) 524-1542 MAIL ADDRESS: STREET 1: 440 North Wolfe Road CITY: Sunnyvale STATE: CA ZIP: 94085 424B3 1 postingsup_20081113.htm Prospectus Supplement No. 32

Posting Supplement No. 32 dated November 13, 2008

to Prospectus dated October 13, 2008

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Posting Supplement supplements the prospectus dated October 13, 2008 and provides information about the particular series of Member Payment Dependent Notes (the "Notes") we are currently offering. Prospective investors should read this Posting Supplement together with the prospectus dated October 13, 2008 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                The following Notes are currently being offered:

 

Member Payment Dependent Notes Series 354798

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

354798

$8,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 354798. Member loan 354798 was requested on November 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Self employed Debt-to-income ratio: 21.72%
Length of employment: 2 years Location: Myrtle Beach, SC
       
Home town: Billerica
Current & past employers: Self employed, Town of Billerica
Education: University of New Hampshire-Main Campus (UNH)

 

This borrower member posted the following loan description, which has not been verified:

 

My husband and I own a fantastic neighborhood tavern in Conway, SC filled with loyal regulars that are more like family to us. This loan will help us pay off some existing debt and bills. We appreciate this opportunity to ask for funds from this areana and thank you for your consideration of our needs.

 

A credit bureau reported the following information about this borrower member on August 23, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1988 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $73,150.00 Public Records On File: 0
Revolving Line Utilization: 72.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 355360

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

355360

$25,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 355360. Member loan 355360 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,083 / month
Current employer: Excelsius Group, Ltd. Debt-to-income ratio: 10.07%
Length of employment: 5 years 7 months Location: Davie, FL
       
Home town: Ft. Lauderdale
Current & past employers: Excelsius Group, Ltd.
Education: University of Miami, University of Florida

 

This borrower member posted the following loan description, which has not been verified:

 

My company eliminated bonuses this year however they offered to match my additional student loan repayments. Therefore if I could get a Lending Club loan funded for $25,000 to pay down my student loans, my company will make a $25,000 contribution. Therefore I would be able to repay $50,000 toward principal on the loan before the end of the year. This is an oppurtunity that I would hate to pass up. Thank you for your support.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,722.00 Public Records On File: 0
Revolving Line Utilization: 19.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 360077

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360077

$12,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360077. Member loan 360077 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,833 / month
Current employer: sign-a-rama Debt-to-income ratio: 6.35%
Length of employment: 7 years 10 months Location: DANBURY, CT
       
Home town: sardoa
Current & past employers: sign-a-rama, stews leonards
Education: brazil high school

 

This borrower member posted the following loan description, which has not been verified:

 

loan for pay all debt in credt cards

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 28
Revolving Credit Balance: $7,830.00 Public Records On File: 0
Revolving Line Utilization: 23.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 360213

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360213

$20,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360213. Member loan 360213 was requested on October 31, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Charlotte Russe INC Debt-to-income ratio: 8.20%
Length of employment: 6 years Location: SAN DIEGO, CA
       
Home town: Salisbury
Current & past employers: Charlotte Russe INC, US Airways Express/Piedmont
Education: Baltimore School of Massage

 

This borrower member posted the following loan description, which has not been verified:

 

Hello! I want to consolidate bills and make one payment. I've heard great things about Lending Club and look forward to this opportunity. I have a great credit score and pay all bills on time, I just want to pay off everything, help my Dad and pay Lending Club instead of Credit Card Companies!! :) Thank you so much!!! Tamie

 

A credit bureau reported the following information about this borrower member on October 30, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,418.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 360414

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360414

$16,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360414. Member loan 360414 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: Commonwealth of Kentucky Debt-to-income ratio: 15.31%
Length of employment: 5 years 6 months Location: LOUISA, KY
       
Home town: Louisa
Current & past employers: Commonwealth of Kentucky
Education: Morehead State University

 

This borrower member posted the following loan description, which has not been verified:

 

Before my full time employment and while in college I had accumulated around 10,000. After working for five years and realizing I was making no progress in paying off the cards just by making my monthly payments I decided to consolidate. I borrowed 15,000 and took the 5,000 to finish paying off my truck. One year after consolidating I realize that I have yet made another mistake as my APR is 21%. I have called to attempt to lower my rate as I have never missed a payment and most months pay more than due. I would rather have a little higher payment with a lower interest rate and have this paid off in 36 months versus keeping the high rate and paying $371 for the next 50 or so odd months. Thank you for your time and consideration.

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,604.00 Public Records On File: 0
Revolving Line Utilization: 43.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 360501

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360501

$3,900

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360501. Member loan 360501 was requested on October 28, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Michelle Kaufmann Designs Debt-to-income ratio: 20.23%
Length of employment: 1 year 8 months Location: San Francisco, CA
       
Home town: Santa Barbara
Current & past employers: Michelle Kaufmann Designs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have a credit card with a 27% interest rate which I would like to pay off at a lower rate then cut up

 

A credit bureau reported the following information about this borrower member on October 28, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 30
Revolving Credit Balance: $4,508.00 Public Records On File: 0
Revolving Line Utilization: 30.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 360527

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360527

$25,000

15.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360527. Member loan 360527 was requested on October 28, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: Dependable Properties Debt-to-income ratio: 9.49%
Length of employment: 5 years Location: Duluth, GA
       
Home town: Seoul
Current & past employers: Dependable Properties, Patmell Wings
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to consolidate debt so that I can pay down the principle faster.

 

A credit bureau reported the following information about this borrower member on October 28, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $54,003.00 Public Records On File: 0
Revolving Line Utilization: 48.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 360662

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360662

$4,000

14.93%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360662. Member loan 360662 was requested on November 3, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,253 / month
Current employer: Pacific Sunwear Debt-to-income ratio: 22.90%
Length of employment: 4 months Location: LOS ANGELES, CA
       
Home town: Los Angeles
Current & past employers: Pacific Sunwear, Glendale Mitsubishi, Best Buy Co. Inc., Jamba Juice
Education: Los Angeles City College

 

This borrower member posted the following loan description, which has not been verified:

 

I have been trying to pay off my credit card debt for awhile now. No Banks will approve me for a loan because they say my cards are at they're limit. They also tell me that I should make bigger payments to get them below the halfway point of my limits on all cards so that I can get a loan later with them. That defeats the purpose because all of my paycheck goes toward paying they're high minimum payments. After sending every penny I make to them, I am left with nothing to myself. No money for food, gas, etc. I am forced to use my cards and they're available credit again and am Stuck in a cycle. All I want is to consolidate all of it into one payment a month and make a new life for myself and my future wife and be able to go to school and actually be able to afford books this time around. All I want to worry about is my family in the future, not money.

 

A credit bureau reported the following information about this borrower member on November 3, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,972.00 Public Records On File: 0
Revolving Line Utilization: 95.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 360696

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360696

$18,250

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360696. Member loan 360696 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,296 / month
Current employer: Pride Industries Inc Debt-to-income ratio: 5.44%
Length of employment: 9 years 7 months Location: fairfield, CA
       
Home town: Quezon City
Current & past employers: Pride Industries Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Me and my husband would like to consolidate all credit card payment into one single payments

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 29
Revolving Credit Balance: $11,941.00 Public Records On File: 0
Revolving Line Utilization: 44.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 360989

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

360989

$15,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 360989. Member loan 360989 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Suffolk County DPW Debt-to-income ratio: 14.19%
Length of employment: 36 years Location: MASTIC BEACH, NY
       
Home town: Long Island
Current & past employers: Suffolk County DPW
Education: SUNY Stonybrook

 

This borrower member posted the following loan description, which has not been verified:

 

The purpose of this loan is to consolidate some high interest loans, so that I may have more funds to put away in savings at the end of the month. I am an excellent candidate for this loan because I always uphold my financial obligations, I always pay my bills on time. I'm a responsible, hard working person, I have a very stable recession-proof career, I have worked for the Government for almost 18 years. I can assure you that I will have no problem whatsoever paying back this loan. Thank you for your bid. :)

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 76
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 361080

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361080

$16,750

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361080. Member loan 361080 was requested on October 31, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Embarq Debt-to-income ratio: 24.75%
Length of employment: 10 years 4 months Location: Apopka, FL
       
Home town: San Jose
Current & past employers: Embarq, Sprint Nextel Corp., University of Maryland
Education: University of Maryland-European Division

 

This borrower member posted the following loan description, which has not been verified:

 

This loan is to payoff and close my credit cards. I want to pay off the principal I borrowed as quickly as possible, instead of just paying interest to the bank. With this loan I will get back to quickly paying off the principal and get out of debt for good.

 

A credit bureau reported the following information about this borrower member on October 31, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1991 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,116.00 Public Records On File: 0
Revolving Line Utilization: 95.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 361090

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361090

$25,000

15.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361090. Member loan 361090 was requested on October 31, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: Informa Research Services Debt-to-income ratio: 15.56%
Length of employment: 20 years 8 months Location: Calabasas, CA
       
Home town: Assiut
Current & past employers: Informa Research Services
Education: CSUN

 

This borrower member posted the following loan description, which has not been verified:

 

I'm in the process of starting a new Dry Cleaner plant on premisses. The total cost of the project is approx. $300K. We've put in about $105 of our money plus we're leasing the equipment which we got approval on for $165. We're short about $25K-$30K. I'm employed for a company and will continue to do so. I've there for over 20 years. My annual salary is $115K + bonus. My partner will be working in the store full time. It's in a great location, Woodland Hills, CA. on Ventura Blvd. My partner has over 15 years of experience working in that business.

 

A credit bureau reported the following information about this borrower member on October 31, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1976 Delinquent Amount: $0.00
Open Credit Lines: 27 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $95,356.00 Public Records On File: 0
Revolving Line Utilization: 58.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361098

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361098

$8,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361098. Member loan 361098 was requested on November 3, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Cottage Health Systems Debt-to-income ratio: 8.64%
Length of employment: 8 years Location: CARPINTERIA, CA
       
Home town: Santa Barbara
Current & past employers: Cottage Health Systems, Four Seasons Resort
Education: Santa Barbara City College

 

This borrower member posted the following loan description, which has not been verified:

 

To pay off some small debts, making some minor repairs and small purchases.

 

A credit bureau reported the following information about this borrower member on November 3, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 22
Revolving Credit Balance: $3,754.00 Public Records On File: 0
Revolving Line Utilization: 50.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 361104

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361104

$18,000

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361104. Member loan 361104 was requested on October 31, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: D.A. Williams Trucks Debt-to-income ratio: 19.00%
Length of employment: 13 years Location: menifee, CA
       
Home town: hemet
Current & past employers: D.A. Williams Trucks, Nissan of Temecula
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking for business capital to purchase more inventory.

 

A credit bureau reported the following information about this borrower member on October 31, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,207.00 Public Records On File: 0
Revolving Line Utilization: 17.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 361117

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361117

$20,000

15.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361117. Member loan 361117 was requested on October 31, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Covansys- a CSC Company Debt-to-income ratio: 0.98%
Length of employment: 3 years 5 months Location: Fontana, CA
       
Home town:
Current & past employers: Covansys- a CSC Company, IBM Global services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Hi, I have got fico score of 720. I have recently purchased house two months back at 349900/- . i have paid down payment of 10% and current loan outstanding is 3,11,000/- @6.75%. Recently i have got aprroved refinacing offer for 2,72,000/ @ 5.125% . If i get this refinacing deal done i will be saving around 500/- in instalment plus 165/- in PMI . so net saving is around 650(appx)/- per month . Only problem is i need to bring nearly 40,000/- more . i can arrange to put 20,000/- from my saving, so i am looking for loan of 20,000/- to bridge the shortfall. My current salary is 80,000/-per annum . Although i have lot of 0% apr credit offer from credit cards but i do not want to take those as rate will jump after intial period. Thanks

 

A credit bureau reported the following information about this borrower member on October 31, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,401.00 Public Records On File: 0
Revolving Line Utilization: 5.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 361119

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361119

$11,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361119. Member loan 361119 was requested on October 31, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Clyde Bergemann Debt-to-income ratio: 1.94%
Length of employment: 10 years 4 months Location: Lilburn, GA
       
Home town: Akron
Current & past employers: Clyde Bergemann
Education: University of Akron Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I am having surgery that is not covered under my health plan. I am paying 40% out of my savings and would like to borrow the balance and pay it off as quickly as possible.

 

A credit bureau reported the following information about this borrower member on October 31, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1977 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,879.00 Public Records On File: 0
Revolving Line Utilization: 7.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 361146

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361146

$13,500

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361146. Member loan 361146 was requested on October 31, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: C. S. P. - Sacramento Debt-to-income ratio: 11.52%
Length of employment: 9 years 11 months Location: Garden Valley, CA
       
Home town: Portland
Current & past employers: C. S. P. - Sacramento, California Correctional Center - Susanville, CA, Georgetown Family Medical Center - Georgetown, CA, Papa's Pizzaria - Georgetown, CA
Education: El Dorado Center - Placerville, CA, Sierra College - Rocklin, CA

 

This borrower member posted the following loan description, which has not been verified:

 

I want to pay off all my credit cards, cancel them, and be able to start saving more money. I also would like a little extra money for Christmas.

 

A credit bureau reported the following information about this borrower member on October 31, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,266.00 Public Records On File: 0
Revolving Line Utilization: 41.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 361161

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361161

$19,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361161. Member loan 361161 was requested on October 31, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Woodland School District 50 Debt-to-income ratio: 14.34%
Length of employment: 12 years Location: GURNEE, IL
       
Home town: Hobart
Current & past employers: Woodland School District 50, General Cinema Theatres
Education: Indiana University-Northwest, Purdue University-Calumet Campus, University of Missouri-Columbia

 

This borrower member posted the following loan description, which has not been verified:

 

This particular loan will be used for debt consolidation ($19,000). There are two credit cards with high interest rates (14.99%) that I would like to consolidate. One of the credit cards, American Express, has $13,800 on it. The other, a Chase Platinum card, currently has $5200.00. The three-year loan provided by Lending Club will allow me to get out of debt with penalty (interest), however, after the term of the loan, I should be debt free.

 

A credit bureau reported the following information about this borrower member on October 31, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,503.00 Public Records On File: 0
Revolving Line Utilization: 55.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 361165

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361165

$9,600

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361165. Member loan 361165 was requested on October 31, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,319 / month
Current employer: United States Army Debt-to-income ratio: 13.97%
Length of employment: 5 years 9 months Location: Federal Way, WA
       
Home town: St. Louis
Current & past employers: United States Army, 1st Special Forces Group, Fort Lewis, WA
Education: Central Missouri State University

 

This borrower member posted the following loan description, which has not been verified:

 

Seeking financing for a business registration and licensing. I'm a commodities trader. I own a Limited Liability Company in the state of Washington, through which I trade commodities (mainly foreign currency exchange). I'm working toward becoming a Commodity Trading Advisor, requiring registration with the federal regulatory bodies of the CFTC and NFA. This is will allow me to trade clients accounts at our brokerage. Additionally, I'll need to construct a website to manage client profiles and registration with my business. Becoming an advisor wasn't something I was interested in when I got started trading, but I've been encouraged by my friends and family who are interested in the opportunity to invest with me.

 

A credit bureau reported the following information about this borrower member on October 24, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 46
Revolving Credit Balance: $9,375.00 Public Records On File: 0
Revolving Line Utilization: 93.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361189

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361189

$4,500

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361189. Member loan 361189 was requested on November 1, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: AT & T Debt-to-income ratio: 1.22%
Length of employment: 41 years Location: miami, FL
       
Home town: MIAMI
Current & past employers: AT & T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

My grandson was involved in a car accident, and it has been hard to pay for his medical bills. He has been hospitalized fro four days now, and the insurance that he is under will not cover a certain amount. His condition is now stable. Therefore, I am soliciting the request of those who can help. Please pray for us.

 

A credit bureau reported the following information about this borrower member on November 1, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1972 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 35
Revolving Credit Balance: $6,806.00 Public Records On File: 0
Revolving Line Utilization: 12.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361198

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361198

$8,500

16.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361198. Member loan 361198 was requested on November 3, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Lipman Hearne Debt-to-income ratio: 14.68%
Length of employment: 10 years Location: CHICAGO, IL
       
Home town: Chicago
Current & past employers: Lipman Hearne
Education: Roosevelt University, Clark Atlanta University

 

This borrower member posted the following loan description, which has not been verified:

 

I had to take out a private loan a year and a half ago to pay off my last semester of college. Because my I didn't have established credit at the time, I was only eligible for a signature loan through bank with a really high interest rate. I've been paying on the loan since I graduated, but I feel like I'm paying more interest than anything. I would like to take out a loan with a lower interest rate, so that I can pay off the balance a little faster.

 

A credit bureau reported the following information about this borrower member on November 3, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1977 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 14
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 9    

 

 


 

 

 

Member Payment Dependent Notes Series 361214

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361214

$15,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361214. Member loan 361214 was requested on November 1, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 24.94%
Length of employment: n/a Location: Sartell, MN
       
Home town:
Current & past employers: Verso Paper
Education: Brown College

 

This borrower member posted the following loan description, which has not been verified:

 

I really would like to put all of my credit card balances and a small student loan into one loan, so that I can make just one payment and save money in interest too.

 

A credit bureau reported the following information about this borrower member on November 1, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 57
Revolving Credit Balance: $8,214.00 Public Records On File: 0
Revolving Line Utilization: 54.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361215

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361215

$9,000

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361215. Member loan 361215 was requested on November 1, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,183 / month
Current employer: PTV America Inc. Debt-to-income ratio: 10.71%
Length of employment: 2 years 8 months Location: Albany, OR
       
Home town: Corvallis
Current & past employers: PTV America Inc., Unitrin Insurance (formerly Valley Insurance)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

There are several uses that I have planned for this loan. I would like to get rid of my high interest credit card, pay off an existing loan to my parents (they don't expect me to, but I would like to be done with it), and I have a daughter starting college next year and I would like to be able to help her get started and also purchase a laptop for her graduation gift.

 

A credit bureau reported the following information about this borrower member on November 1, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 61
Revolving Credit Balance: $3,015.00 Public Records On File: 0
Revolving Line Utilization: 82.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361219

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361219

$12,000

14.30%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361219. Member loan 361219 was requested on November 1, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: US Air Force Debt-to-income ratio: 20.87%
Length of employment: 5 years 1 month Location: Albuquerque, NM
       
Home town:
Current & past employers: US Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

We currently have a mortgage on a house we just moved out of due to my job relocating. Due to the housing market, we're unable to sell it currently in a reasonable amount of time. The rental market in that area is good, and the local military installation is bringing in more jobs in the next two years which should improve the rental market even more. Both bathrooms in the house need some remodeling before we can rent it, so this loan would enable us to hire someone locally to finish the remodeling, and place the house on the rental market for an amount that would more than cover our mortgage. We would like to continue to own the house, as we want to move back in the future, and selling the house really isn't an option right now. We only lived in the house about 2.5 years, and don't have enough equity built up to fund this remodeling project.

 

A credit bureau reported the following information about this borrower member on November 1, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 70
Revolving Credit Balance: $12,089.00 Public Records On File: 0
Revolving Line Utilization: 64.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361274

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361274

$5,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361274. Member loan 361274 was requested on November 2, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Lourdes Medical Center of Burlington Debt-to-income ratio: 5.92%
Length of employment: n/a Location: BURLINGTON, NJ
       
Home town: Hampton Court
Current & past employers: Lourdes Medical Center of Burlington, Buttonwood Hospital, Marcella Nursing and Rehabilitation Center
Education: Burlington County College, Excelsior College

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will be used to help cover my expenses of flying to Jamaica and to cover unexpected medical expenses of my grandmother.

 

A credit bureau reported the following information about this borrower member on November 2, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 6
Revolving Credit Balance: $6,398.00 Public Records On File: 0
Revolving Line Utilization: 49.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 361356

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361356

$25,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361356. Member loan 361356 was requested on November 2, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,167 / month
Current employer: Self Employed Debt-to-income ratio: 13.86%
Length of employment: 3 years 3 months Location: Hockessin, DE
       
Home town: Hockessin
Current & past employers: Self Employed
Education: REC Kurukshetra, India

 

This borrower member posted the following loan description, which has not been verified:

 

Our granite and marble import and distribution company is looking for a business loan to cash in on opportinities the high conversion rate of the US Dollar presents currently. The company has been in operating since 2005 and our YTD revenues in 2008 are close to $1.5 million. We have a large customer base and long term agreements with overseas suppliers. The economic turbulence has helped propel US Dollar to historic highs and we are in a position to obtain excellent raw material at 20-25% lower cost that will help maximise the profits for the next year. Company / owner has never been late on any payments and has good credit ratings.

 

A credit bureau reported the following information about this borrower member on November 2, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,055.00 Public Records On File: 0
Revolving Line Utilization: 20.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361375

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361375

$10,000

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361375. Member loan 361375 was requested on November 2, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Harlem Consolidated School Distric Debt-to-income ratio: 20.25%
Length of employment: 18 years Location: ROCKTON, IL
       
Home town: Ukiah
Current & past employers: Harlem Consolidated School Distric, Jo Ann Stores
Education: Eastern Illinois University, University of Illinois at Urbana-Champaign, Northern Illinois University, Aurora University, Rockford College

 

This borrower member posted the following loan description, which has not been verified:

 

Consolidated credit cards and major purchases

 

A credit bureau reported the following information about this borrower member on November 2, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1986 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,632.00 Public Records On File: 0
Revolving Line Utilization: 6.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 361391

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361391

$12,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361391. Member loan 361391 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $6,250 / month
Current employer: goldhead Insitute Debt-to-income ratio: 0.86%
Length of employment: 3 months Location: CAMBRIDGE, MA
       
Home town: Stanford
Current & past employers: goldhead Insitute, Stanford University, WhiteHead Insitute for Biomedical research
Education: Stanford University, MIT (Massachusetts Institute of Technology)

 

This borrower member posted the following loan description, which has not been verified:

 

My wife is planning to get a degree in nursing and we would like to finance the eduction from this loan.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 24
Revolving Credit Balance: $1,706.00 Public Records On File: 0
Revolving Line Utilization: 15.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361393

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361393

$9,450

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361393. Member loan 361393 was requested on November 2, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Mitchell, Silberberg & Knupp Debt-to-income ratio: 14.33%
Length of employment: 1 year 8 months Location: Los Angeles, CA
       
Home town: Santa Monica
Current & past employers: Mitchell, Silberberg & Knupp, Morrison & Foerster
Education: CUNY Hunter College

 

This borrower member posted the following loan description, which has not been verified:

 

For the tax years 2004 and 2006, I have an ugly little debt to the IRS which is disturbingly overdue. My sole proprietorship is now closed, and I have returned to a secure job in the industry and specialty in which I have been steadily employed for nearly twenty years. This loan will be used to pay the IRS a lump sum which I will be comfortably able to repay to my lender(s). Thank you.

 

A credit bureau reported the following information about this borrower member on November 2, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,823.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361404

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361404

$16,000

15.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361404. Member loan 361404 was requested on November 2, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,850 / month
Current employer: SunTrust Banks Debt-to-income ratio: 11.48%
Length of employment: 2 years 4 months Location: Duluth, GA
       
Home town: Virgin Islands
Current & past employers: SunTrust Banks, Wachovia Bank
Education: SUNY College of Technology at Alfred

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to pay off my high interest credit cards and personal debt and consolidate into to one payment. Providian $3400 monthly pymt $ 90 Orchard $1400 monthly pymt $ 50 Home Depot$ $2500 monthly pymt $60 American Exp $1300 monthly pymt$25 SunTrust $8500 monthly pymt $130 Citifinancial $3500 monthly pymt $184 The Suntrust debt is fairly new, I took out an employee loan to assist my son with his business and my FICO score has dropped. This loan will enable my score to go up and allow me one payment instead of 6 payments.

 

A credit bureau reported the following information about this borrower member on November 2, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,052.00 Public Records On File: 0
Revolving Line Utilization: 88.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 361412

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361412

$25,000

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361412. Member loan 361412 was requested on November 2, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Mortgage Trainers of North America Debt-to-income ratio: 19.95%
Length of employment: 5 years Location: Henderson, NV
       
Home town: Las Vegas
Current & past employers: Mortgage Trainers of North America
Education: UNO

 

This borrower member posted the following loan description, which has not been verified:

 

We are a mortgage training company that is going national with our 29 on-line classes. the loan will allow us to pay for fees that the states require to approve the classes. As of 7-30-08, federal law is mandating all loan originators in the US, unless depository based bank, must have education and licensing. We have the classes, the on-line system, and now need to get the classes approved. This is a great investment with high demand. Business plan is available if needed. My credit is excellent. Thank you for your consideration. Linda M. Williams, CEO Mortgage Trainers of North America linda@mtgtna.com www.mtgtna.com

 

A credit bureau reported the following information about this borrower member on November 2, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 82
Revolving Credit Balance: $119,915.00 Public Records On File: 0
Revolving Line Utilization: 39.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 361495

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361495

$9,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361495. Member loan 361495 was requested on November 3, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,208 / month
Current employer: Diamond Nexus Labs Debt-to-income ratio: 17.86%
Length of employment: 1 year Location: Milwaukee, WI
       
Home town: Milwaukee
Current & past employers: Diamond Nexus Labs, eFunds Corp, Fidelity National Information Services, Top Floor Technology
Education: Ottawa University-Milwaukee, Techskills.com

 

This borrower member posted the following loan description, which has not been verified:

 

Hi. I currently have a car loan at 8.9% that I have only 9,000 left to pay on. I want to consolidate that and another 2,500 mini loan I have into one with a decent interest rate. I figure I could save myself $121 per month and pay this off in 3 years. Thanks for helping a responsible college grad with a good paying job. Jonathan

 

A credit bureau reported the following information about this borrower member on November 3, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 361501

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361501

$5,000

15.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361501. Member loan 361501 was requested on November 3, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $20,833 / month
Current employer: Gemm Communications, Inc Debt-to-income ratio: 6.70%
Length of employment: 6 years 6 months Location: Fort Lee, NJ
       
Home town: Jersey City
Current & past employers: Gemm Communications, Inc
Education: NJCU

 

This borrower member posted the following loan description, which has not been verified:

 

I started my business in 2002 and have steadily grown. Now I've plateaued and need some extra cash flow to get to the next level. My funded loan will help me create a new job and provide on the job training for an unemployed person in my community. Invest in a female owned small business!

 

A credit bureau reported the following information about this borrower member on November 3, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1986 Delinquent Amount: $0.00
Open Credit Lines: 28 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: 29
Revolving Credit Balance: $54,977.00 Public Records On File: 0
Revolving Line Utilization: 83.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 361530

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361530

$10,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361530. Member loan 361530 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $3,342 / month
Current employer: weathersfield school Debt-to-income ratio: 22.53%
Length of employment: 12 years Location: NORTH SPRINGFIELD, VT
       
Home town: windsor
Current & past employers: weathersfield school, grand union
Education: nathaniel hawthorne college, johnson state coolege

 

This borrower member posted the following loan description, which has not been verified:

 

I have a combination of things I wish to do with this loan. Some have to do with prepping my land to build on it and some have to do with course work and some is for debt consolidation

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 38 Months Since Last Delinquency: 7
Revolving Credit Balance: $408.00 Public Records On File: 0
Revolving Line Utilization: 2.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 361549

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361549

$3,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361549. Member loan 361549 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: leslie digital imaging Debt-to-income ratio: 4.54%
Length of employment: 3 years Location: BROOKLYN, NY
       
Home town: San Diego
Current & past employers: leslie digital imaging, Canon Business Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

i have 1500 waiting after moving out of my current apartment from the deposit but need the deposit requested for the new apartment now. Also using this to build credit since i can get the money from family.

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 72
Revolving Credit Balance: $4,693.00 Public Records On File: 0
Revolving Line Utilization: 75.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361634

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361634

$10,000

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361634. Member loan 361634 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: consolidated Debt-to-income ratio: 12.54%
Length of employment: 1 year Location: COLLEGE POINT, NY
       
Home town: Brooklyn
Current & past employers: consolidated, Sentry Communications
Education: St Francis College

 

This borrower member posted the following loan description, which has not been verified:

 

payoff

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,860.00 Public Records On File: 0
Revolving Line Utilization: 89.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 361645

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361645

$25,000

15.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361645. Member loan 361645 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,000 / month
Current employer: n/a Debt-to-income ratio: 11.74%
Length of employment: n/a Location: Mclean, VA
       
Home town: Mumbai
Current & past employers: Federal Home Loan Mortgage Corporation (Freddie Mac), Advanced Technology Systems Corporation
Education: Virginia Polytechnic Institute and State University (Virginia Tech)

 

This borrower member posted the following loan description, which has not been verified:

 

Dear Lending Club Lender(s), I would like to thank you very much for taking the time out to read my Small Business Loan request and making it a viable option in your investing portfolio. My family has been in the retail industry since 1975. We sell low-cost, high-profit margin items such as basic work clothing, evening-wear, resort-wear, and cruise-wear. Additionally, we sell silver, amber, larimar, and other low-cost jewelry. Our profit margins are generally greater than 15% based on the cost of goods sold. I also have a full-time job as a senior technology consultant for a prestigious consulting firm and make over $80,000 annually with a minimum 7% bonus. I also have 3 investment properties with LTV ratios well below 80% and I have a positive net cash flow of $600/month. My gross rental income is $3120/month with grade A tenants. Our business has well-established, long-standing relationships with local banks. Currently, we are comparing our options between peer-to-peer lenders and local banks. Due to the tight credit market, the fees, interest rates, and points are a bit too high at local banks. The loan would be used to finance the purchase of inventory and will more than likely be paid off early. Therefore, we thought lending club might be a better fit. With that in mind, below is a breakdown of our income statement from FY' 07: Revenue:....... $627,300.00 COGS:............ $(319,923.00) - ------------------------------------ Gross Margin:..$307,377.00 - ------------------------------------ Rent:.............. $(65,400.00) Salary:........... $(96,000.00) Utilities:..........$(29,100.00) Insurance:..... $(48,000.00) - ----------------------------------- Total Exp:...... $(238,500.00) - ------------------------------------ Op. Income:....$68,877.00 - ------------------------------------ Taxes:............ $(13,775.40) - ------------------------------------ Net Income $55,101.60 - ----------------------------------- Proft Margin 17%

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,794.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 361648

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361648

$25,000

17.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361648. Member loan 361648 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Selman & Company Debt-to-income ratio: 12.99%
Length of employment: 10 years 2 months Location: Leroy Township, OH
       
Home town:
Current & past employers: Selman & Company
Education: Kent State University-Kent Campus

 

This borrower member posted the following loan description, which has not been verified:

 

My wife and I recently built a home as an owner/builder construction loan. The amount of money from the bank did not cover our total costs to build so we had to use our credit cards. My wife and I are both employed fulltime, she as a teacher, and myself as an IT manager. Prior to the construction, we only had a mortgage and a college loan. Our vehicles were paid in full, we had money in the bank and we funded our 401k(s). We are trying to pay off each card, one at a time, but the interest rates on some are 25 percent. We would like to pay off our high interest rate cards and combine them into one structured payment. We would close or have the card limits reduced once they are paid. We have recently tried to transfer balances to other low interest cards, so I believe this may have cause our credit score to lower a bit. We have more than $2,000 each month to pay toward this debt, but the interest on some of the cards consumes almost half. My wife and I both have a bachelor degree from a State University and are responsible with our finances. Having been denied for a loan is so discouraging when we have worked so hard. Thank you, Bryan

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 33 Months Since Last Delinquency: 4
Revolving Credit Balance: $35,251.00 Public Records On File: 0
Revolving Line Utilization: 83.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 361687

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361687

$6,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361687. Member loan 361687 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Springfield Business Systems Debt-to-income ratio: 14.36%
Length of employment: n/a Location: SPRINGFIELD, MO
       
Home town: Dallas
Current & past employers: Springfield Business Systems, Springfield Vending
Education: Ozarks Technical Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I owe $3500 on my Motorcycle, a 05 suzuki GS500F, $2000 on a VISA, and $500 on a loan for my car. I have no trouble making any and all of these payments, it would just be in my best interest to consolidate them all into one payment I can focus all my resources on. Lately I've been paying 4-5x the minimum on my car, and 2x the minimum on my VISA.

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,028.00 Public Records On File: 0
Revolving Line Utilization: 40.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361723

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361723

$8,300

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361723. Member loan 361723 was requested on November 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: n/a Debt-to-income ratio: 15.50%
Length of employment: 3 years 6 months Location: Plain, WI
       
Home town: Missoula
Current & past employers:
Education: Wellesley College

 

This borrower member posted the following loan description, which has not been verified:

 

Hi there, My husband and I would like to pay off the credit card debt we accrued when getting married and settling into a home together. Our hope is to eliminate one of our two cards and keep one card for emergencies. Thank you, Mrs. Phillips

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 76
Revolving Credit Balance: $22,164.00 Public Records On File: 0
Revolving Line Utilization: 96.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 361726

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361726

$5,375

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361726. Member loan 361726 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,742 / month
Current employer: Horace Mann Insurance Debt-to-income ratio: 19.80%
Length of employment: 8 years Location: RED LION, PA
       
Home town:
Current & past employers: Horace Mann Insurance
Education: Texas Tech University

 

This borrower member posted the following loan description, which has not been verified:

 

Loan will be used to pay off a car loan so I can put the car in my sons name.

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,494.00 Public Records On File: 0
Revolving Line Utilization: 29.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 361766

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361766

$20,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361766. Member loan 361766 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $20,000 / month
Current employer: Ecopolis I, Ltd Debt-to-income ratio: 8.41%
Length of employment: 4 years Location: El Paso, TX
       
Home town: Las Vegas
Current & past employers: Ecopolis I, Ltd, McGinnis Construction; Wachovia Securities
Education: Tulane (BSCE); UT Austin (MBA); CFA (Chartered Financial Analyst)

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting a $25,000 debt reduction loan in order to reduce currently high interest rates. Beginning four years ago I started a real estate development and home building business. The initial starting capital of $1,149,411 included $845,000 in third party investment capital, $104,411 of investor loans, and approximately $200,000 of personal debt, initially at low or deferred interest rates. From the beginning the business has been successful. Beginning approximately two years ago I began returning investor capital and repaying debt. Of the $845,000 of investment capital, $505,500 or 60% has been returned, with a remaining balance of $339,500. Of the $104,411 of investor loans, 100% has been repaid. And of the approximately $200,000 of personal debt, approximately $100,000 plus interest has been paid. A problem is the current interest rates on the remaining personal debt have significantly increased and the deferred interest periods have expired. These higher interest rates are protracting the repayment period and need to be reduced. I believe that a much lower interest rate may be available through Lending Club. The business continues to profitably grow approximately 20% year over year with the past three months including October representing the best quarter in its history. Projected 2008 revenue exceeds $10 million with a pro forma income of approximately $600 thousand. Plans are to continue to pay down debt and repay investor capital proportionately with continued business success at a similar rate as has been paid over the past two years.

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1984 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 23
Revolving Credit Balance: $57,946.00 Public Records On File: 0
Revolving Line Utilization: 37.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361781

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361781

$8,750

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361781. Member loan 361781 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,218 / month
Current employer: VISIONSCAPES INC Debt-to-income ratio: 20.12%
Length of employment: 7 years 1 month Location: Conyers, GA
       
Home town:
Current & past employers: VISIONSCAPES INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have 2 Bank of America Visa Cards, one of which is inactive as I had it closed due to constant interest rate increases. I have kept one card active as I feared closing it would further hurt my credit. I would like to have one payment but more importantly I would like a lower rate than I currently have.

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,965.00 Public Records On File: 0
Revolving Line Utilization: 52.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 361794

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361794

$25,000

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361794. Member loan 361794 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Imperastaff Debt-to-income ratio: 19.76%
Length of employment: 2 years Location: Missouri City, TX
       
Home town: Gainesville
Current & past employers: Imperastaff, Philip Services Corporation
Education: University of Houston-Victoria

 

This borrower member posted the following loan description, which has not been verified:

 

A couple credit card companies have raised their rates to 30%, which is making it difficult for me to keep up. I'll use this loan to pay off the balances on those accounts. I'll have no trouble paying a loan with a fixed, reasonable rate.

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 6
Revolving Credit Balance: $41,077.00 Public Records On File: 0
Revolving Line Utilization: 60.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361829

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361829

$6,400

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361829. Member loan 361829 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Pitts Painting Debt-to-income ratio: 17.47%
Length of employment: 32 years Location: TAMPA, FL
       
Home town: pensacola
Current & past employers: Pitts Painting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Need a loan for business purposes. I am moving my business in other directions and need help getting started. This business is prospering. All money coming in is on a 30 day net so I just need a little extra to pay bills until it starts coming through. Thanks

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1970 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,138.00 Public Records On File: 0
Revolving Line Utilization: 71.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361849

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361849

$8,400

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361849. Member loan 361849 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,250 / month
Current employer: Gremesco of FL Debt-to-income ratio: 11.88%
Length of employment: 4 years Location: WEST PALM BEACH, FL
       
Home town: West Palm Beach
Current & past employers: Gremesco of FL, Gresham & Associates, AA Riteway Insurance Agency
Education: Broward Community College, Union Institute & University

 

This borrower member posted the following loan description, which has not been verified:

 

Need to go back to school for something completely different than what I do now (Insurance Broker)- Environmental Studies, looking to get my BA. Student Loans are too high and I don't qualify for governmental help

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,216.00 Public Records On File: 0
Revolving Line Utilization: 73.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 361859

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361859

$10,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361859. Member loan 361859 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Destineer Studios Debt-to-income ratio: 4.43%
Length of employment: 3 months Location: Timonium, MD
       
Home town: West Palm Beach
Current & past employers: Destineer Studios, Firaxis Games, Raven Software
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

My Wife and I just recently got married and in doing so spent a significant amount of our funds in preparations and the honeymoon. Well soon thereafter, I received an amazing offer for my dream job! So now we're looking into moving across the country (expenses paid by the company) and have found a perfect house which happens to be in pre-foreclosure at a price WELL below neighborhood comps (provided by our realestate agent and country records). This could mean instant equity for us! With my new salary we will easily be able to afford the mortgage but we just spent all that money that we now need to purchase this home. So the situation we're in is that we are fully pre-qualified, have the money for closing, but need some additional money to put down, otherwise we can't secure the loan! I have a great credit score, always make my payments and am well within my capacity to afford this home and this loan. I'm a responsible spender that keeps a budget with a good history of paying off his loans. I have no car payment and we sold our old house (for a loss) a few months back. My Wife and I are expecting our first child in 7 months and we both dread the thought of not having a nursery ready in a place we can settle and raise our child at. Please help make our dream come true!

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,175.00 Public Records On File: 0
Revolving Line Utilization: 46.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 361874

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361874

$9,975

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361874. Member loan 361874 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,585 / month
Current employer: Loyola University Chicago Debt-to-income ratio: 4.15%
Length of employment: 4 years 3 months Location: Evanston, IL
       
Home town: Aiken
Current & past employers: Loyola University Chicago
Education: Lander University, University of South Carolina-Columbia (USC)

 

This borrower member posted the following loan description, which has not been verified:

 

Who isn't looking to make life easier? I know I am, and this would definitely do that! My wife and I want to put our credit cards into one monthly payment. This will help us to end our debt in 3 years, or less! This is important to us because we want to buy a Bed and Breakfast, and this is one of the steps in our plan...reduce debt, while saving. Help us stop wasting money with Discover, WaMu, and Home Depot by paying separate interest rates. Thank you.

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 39
Revolving Credit Balance: $11,574.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 361876

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361876

$5,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361876. Member loan 361876 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,458 / month
Current employer: Houlihans Debt-to-income ratio: 20.38%
Length of employment: 4 years Location: HARRISBURG, PA
       
Home town:
Current & past employers: Houlihans
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

needed to pay off back debt

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 28
Revolving Credit Balance: $4,546.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 361904

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361904

$8,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361904. Member loan 361904 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: United States Department Of Defence Debt-to-income ratio: 6.38%
Length of employment: 1 year Location: Tracy, CA
       
Home town: Hayward
Current & past employers: United States Department Of Defence
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

furniture for new home

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,740.00 Public Records On File: 0
Revolving Line Utilization: 37.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 361915

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361915

$22,000

19.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361915. Member loan 361915 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,333 / month
Current employer: Atlantis Homes for 10years/A.M.E Trucking for 1 year Debt-to-income ratio: 12.45%
Length of employment: 10 years Location: Harrington, DE
       
Home town: Seaford
Current & past employers: Atlantis Homes for 10years/A.M.E Trucking for 1 year, Kent County Board Of Assessment, Residential Builders LTD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Hello my name is Wayne. I am coming to you asking for your help. I feel a little embarassed about this, but I know that I cant be the only one. I would be using this money for paying back credit card debt. I would say that 80% of my debt on the credit card are for living expenses. Me and my family have really taken a beaten on it. I pulled my credit 2 weeks ago and scores were all over 700 but since has probaly gone down. Bank of America closed both my unsecured loan and credit card. I would really like to pay my credit cards off and get rid of them..

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1982 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,922.00 Public Records On File: 1
Revolving Line Utilization: 73.10% Months Since Last Record: 61
Inquiries in the Last 6 Months: 9    

 

 


 

 

 

Member Payment Dependent Notes Series 361916

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361916

$4,800

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361916. Member loan 361916 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,250 / month
Current employer: KOIKE ARONSON INC Debt-to-income ratio: 17.81%
Length of employment: 58 years Location: DELEVAN, NY
       
Home town: Yorkshire
Current & past employers: KOIKE ARONSON INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

6000 FOR THREE YEARS

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $71,386.00 Public Records On File: 0
Revolving Line Utilization: 11.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361922

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361922

$9,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361922. Member loan 361922 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,264 / month
Current employer: c n j contracting co Debt-to-income ratio: 15.81%
Length of employment: 6 years 10 months Location: san jose, CA
       
Home town: alviso
Current & past employers: c n j contracting co, Johnson & Johnson
Education: wilcox

 

This borrower member posted the following loan description, which has not been verified:

 

I'd like to refinance our family dirtbikes, to get them paid off in 3 years

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,291.00 Public Records On File: 0
Revolving Line Utilization: 63.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 361945

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

361945

$15,000

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 361945. Member loan 361945 was requested on November 4, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: Companion Hospice/Home Health Debt-to-income ratio: 5.38%
Length of employment: 4 years 10 months Location: Moreno Valley, CA
       
Home town: nigeria
Current & past employers: Companion Hospice/Home Health, Manorcare HCR
Education: El Camino College Compton Center

 

This borrower member posted the following loan description, which has not been verified:

 

To use part of the money to pay off and close exiting loans and to fix bathroom and kitchen

 

A credit bureau reported the following information about this borrower member on November 4, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 76
Revolving Credit Balance: $12,945.00 Public Records On File: 1
Revolving Line Utilization: 76.60% Months Since Last Record: 18
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 362055

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362055

$24,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362055. Member loan 362055 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Fletcher Allen Healthcare Debt-to-income ratio: 15.83%
Length of employment: 6 years 6 months Location: ISLE LAMOTTE, VT
       
Home town: Montpelier
Current & past employers: Fletcher Allen Healthcare
Education: South University

 

This borrower member posted the following loan description, which has not been verified:

 

I will use this loan to consolidate debt (car, credit cards) and to pay for costs of my BSN. I am an oncology nurse and have been working at the same hospital for 7 years and my goal for 2009 is to live credit card free and finish my bachelors degree. This loan will help me do that alittle quicker.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 40 Months Since Last Delinquency: 10
Revolving Credit Balance: $11,306.00 Public Records On File: 0
Revolving Line Utilization: 44.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362099

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362099

$25,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362099. Member loan 362099 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: TalentPlanet Debt-to-income ratio: 13.43%
Length of employment: 9 years 6 months Location: Muir Beach, CA
       
Home town: Blytheville
Current & past employers: TalentPlanet
Education: University of California-Berkeley (Cal UC Berkeley)

 

This borrower member posted the following loan description, which has not been verified:

 

Repay part of a loan that I took from my IRA account.

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1983 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 9
Revolving Credit Balance: $84,005.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362106

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362106

$6,000

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362106. Member loan 362106 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Eastover Investments Debt-to-income ratio: 24.15%
Length of employment: 1 year 3 months Location: Brandon, MS
       
Home town: Jackson
Current & past employers: Eastover Investments, Siemens Energy & Automation
Education: Purdue University-Main Campus

 

This borrower member posted the following loan description, which has not been verified:

 

I am the managing director for Eastover Investments, located in Jackson, MS. Eastover owns/develops multiple real estate properties such as hotels, retail/commercial buildings, golf complexes & commericial sites for development use. Eastover currently owns & manages $8 million in property assets. We are pursuing this loan as a means to extend our business into an Assisted Living development on one of our undeveloped sites. The $6,000 loan will be used to perform an initial market study on the site (which will be completed by Maxfield Research Inc). The market study will be used to determine the following: ? Analysis of the 55+ population and households by 5-year age group; ? Analysis of household incomes of the 55; ? Analysis of household tenure (owner, renter); ? Analysis of home values in the Jackson, Mississippi area and the ability of households age 55 and over to sell their homes within a reasonable period of time and for what value; ? Completion of an inventory of competitive senior housing products in the draw area; ? Information on any pending senior developments that may have an impact on new senior housing products that would be developed; ? Calculations of demand for various senior housing products; ? Preliminary conclusions based on the findings. If the initial market study reveals sufficient potential demand for additional senior products, then our next step would be to conduct a more in-depth Full Market Feasibility Study (which would require another loan of nearly $7,500 & would also be conducted by Maxfield Research). This is our first time to use LendingClub, but we have been very interested in exploring its potential for our business uses for quite some time. We feel that this is a great opportunity for us because of the low-risk small-loan that we are requesting. We are also highly confident that we will be able to properly pay back this loan on time. Thank you for you consideration, Nirav Patel Managing Director Eastover Investments

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,478.00 Public Records On File: 0
Revolving Line Utilization: 10.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362107

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362107

$21,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362107. Member loan 362107 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: n/a Debt-to-income ratio: 14.38%
Length of employment: 6 years Location: Andover, MA
       
Home town:
Current & past employers:
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I misread the promotional date on a credit card and the APR jumped to about 20%. I would like to pay that off at a lower rate, and also consolidate a loan. I have never been late on a credit card or loan payment.

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 17
Revolving Credit Balance: $8,886.00 Public Records On File: 0
Revolving Line Utilization: 17.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362127

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362127

$8,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362127. Member loan 362127 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: MGP Ingredients, Inc. Debt-to-income ratio: 14.40%
Length of employment: 2 years 11 months Location: Atchison, KS
       
Home town: Lawrence
Current & past employers: MGP Ingredients, Inc., Westside Veterinary Clinic, Wal-Mart Stores
Education: Highland Community College, Park University, Benedictine College

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will be used to pay for my husband's expenses and tuition to attend Mobile Dynamics. Mobile Dynamics is a school specializing in car audio installation. For 16 years my husband has been very passionate about car audio and has competed in USACII very seriously for the last 3 years. He is planning on attending the USACCI world finals for the 3rd time this November. In 2006 and 2007 he placed 3rd in the nation for his class. His installation skills are good, however, he would like to improve his skills and become certified. The certifications he will receive through the 8 week course will enable him to work within the car audio industry. In August of this year, my husband was terminated from his job of over 5 years as a steel machinist due to a skin rash that was caused from the contact with the metal he worked with. Currently he is receiving workman's compensation and is classified as partially disabled. This school would allow him to change his career and would allow him to work in an industry that he loves as well as one that is not detrimental to his health.

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,479.00 Public Records On File: 0
Revolving Line Utilization: 45.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 362148

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362148

$10,000

9.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362148. Member loan 362148 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Pathfinder Systems Debt-to-income ratio: 9.62%
Length of employment: 4 years 11 months Location: kansas city, MO
       
Home town: Des Plaines
Current & past employers: Pathfinder Systems, Breakthrough to Literacy
Education: Park University

 

This borrower member posted the following loan description, which has not been verified:

 

I would like a loan to consolidate my credit card debt into one easy payment. I bought a fixer-upper a few years ago and it needed a lot of TLC. I financed much of it with credit cards and my savings. So at this point in my life I would like to consolidate my debt and start to build up savings again so that I can purchase a new car in a year. I have a solid credit history, am in good health, and passionate about my career. I work at a stable mfg company as an engineering assistant. I love my work and my employer considers me an asset to the company. I have never defaulted on a loan and I do have a plan to pay off this loan as quickly as possible. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,917.00 Public Records On File: 0
Revolving Line Utilization: 33.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362152

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362152

$16,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362152. Member loan 362152 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: progressive insurance Debt-to-income ratio: 6.11%
Length of employment: 5 months Location: aurora, OH
       
Home town: hyderabad
Current & past employers: progressive insurance, key bank
Education: Wayne State University

 

This borrower member posted the following loan description, which has not been verified:

 

I am an senior programmer anaylst seeking to consolidate my entire credit card debt into one single payment. I am honest, hard working individual and willing to pay the loan back before the 36 month period. If any one is willing please give a call 216-854-1068 to further discuss my situation. Thanks

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,917.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 362153

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362153

$6,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362153. Member loan 362153 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Coast Law Group Debt-to-income ratio: 22.41%
Length of employment: 9 months Location: Oceanside, CA
       
Home town: Hayward/Bay Area
Current & past employers: Coast Law Group, YMCA, California Lawyers for the Arts
Education: De Anza College, University of California-Santa Cruz (UCSC), Golden Gate University School of Law

 

This borrower member posted the following loan description, which has not been verified:

 

My finace and I are getting married in May of 2009. When we first started planning, we decided that we wanted to wake up the day after our wedding having paid for it entirely, without any debt. After analyzing our finances, we realized we needed a little help to reach our goal. Our parents graciously volunteered to contribute $10,000 to our wedding. However, as a result of the recent tumble of the stock market and housing markets, our parents are no longer able to help us pay for our wedding. We don't want to cancel the wedding, as we've already paid $3,000 in deposits, and have friends and family who have already purchased plane tickets. We decided instead to cut the guest list and trim back the menu, cut out luxuries like an open bar and fancy flower arrangements, and have reneogitated our contract with the venue and caterer. As a result, we have managed to scale back our budget by 25%. There are still some things that we really do not want to cut out, such as paying my grandmother's hotel and airfare so she can attend, as she wouldn't be able to afford it otherwise, and helping our parents with their plane tickets. We plan to allocate $4,500 to actual expenses, and reserve $1,500 for emergencies. Any cash we do not use will be paid back immediately. We both have good, steady jobs, and would be able to pay back all principle and interest due in 3 years or less. A loan to help us our with our special day would be greatly appreciated!

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1988 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 6
Total Credit Lines: 30 Months Since Last Delinquency: 12
Revolving Credit Balance: $2,611.00 Public Records On File: 0
Revolving Line Utilization: 7.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362159

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362159

$1,600

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362159. Member loan 362159 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,427 / month
Current employer: Sheridan Electric Debt-to-income ratio: 5.36%
Length of employment: 3 years 7 months Location: WARWICK, RI
       
Home town: Hood River
Current & past employers: Sheridan Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have had some unexpected expenses which have left me short on cash to cover my basic living expenses. This money is to recover that deficit while I work to cut my monthly expenses to make up for it.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 8 Months Since Last Delinquency: 18
Revolving Credit Balance: $7,020.00 Public Records On File: 0
Revolving Line Utilization: 42.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362164

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362164

$16,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362164. Member loan 362164 was requested on November 5, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Self-Employed Debt-to-income ratio: 2.50%
Length of employment: 3 years Location: marietta, GA
       
Home town: South Bend
Current & past employers: Self-Employed
Education: University of South Carolina

 

This borrower member posted the following loan description, which has not been verified:

 

These funds will be used to purchase vehicles at wholesale prices to inventory our Rent-to-Own (RTO) fleet of vehicles. RTO is a business model that leases vehicles to individuals with poor credit. If the customer stays current for the entire contract, the title is transferred to their name. The customer has the option of returning the vehicle at any time, the ability to swap to other vehicles as their needs change, and other similar flexibility. Vehicles are purchased at dealer-only wholesale auto auctions. The average wholesale price on each vehicle is approximately $1,500-$2,500. Whenever possible, vehicles require either major transmission or engine repair, which improves profitability even more. All repairs are performed at cost by our sister companies that specialize in transmission and engine repair. We have a rollback we use to transport such vehicles. The requested amount will allow us to obtain between 8-9 vehicles. The average down payment per vehicle is $500, with typical monthly payments of $360 and average contract length of 36 months. Assuming 8 vehicles, total down payments should equal approximately $4,000. These vehicles will generate approximately $2800 of monthly revenue for 36 months. Industry averages suggest that approximately 75% of RTO customers return their vehicles before their contracts expire, thus exponentially increasing revenue potential per vehicle. Although the business model is similar to the proven BHPH (buy here, pay here) business model, there are many unique advantages, especially in today's economy. * The title of the vehicle remains in the company's name, which makes repossession paperwork unnecessary. * If the customer doesn't return the vehicle, it is a criminal offense and the vehicle is reported as stolen. * Unlike BHPH, since we own the vehicles, bankruptcies of customers have no effect on our ability to retrieve vehicles. * Since this is a lease, and not vehicle financing, rental agreements are not subject to usury laws. * Customers are required to have comprehensive insurance with us as the lien holder. We also have a sophisticated umbrella insurance that monitors each customer's insurance on our behalf. Each vehicle is secured with a GPS device that can locate and disable a vehicle if necessary. With these devices, industry reports insignificant delinquency, repossession, and skip rates. Any necessary repairs or maintenance are referred to our sister companies, and performed at actual part and labor costs. When RTO vehicles are out of warranty, customers must pay for any required repairs, or optionally, return the vehicle ? thus, allowing us to restart the billing process with a new customer. The demand for our services is expected to grow exponentially. As the economy hits challenges, those unfortunate that must file bankruptcy have little choice in obtaining reliable transportation. Our customers are thrilled with the service we provide and frequently refer us to their friends and family. Because our sister companies perform automotive repair, we are flexible on mechanical issues when they arise, ensuring customer perceived value. My financial situation: It is important to note that our company already has several hundred-thousand dollars of available floor planning funds. However, the fees and costs involved are quite expensive. For example, there is a monthly floor planning fee of $45 per vehicle per month. Annualized on a $2000 vehicle, the floor planning fee alone is approximately 30% - and that doesn't include interest, repayment of principle, and other miscellaneous fees. Obtaining funds from lendingclub.com would be a win-win for us and the lenders - by saving us money and allowing lenders a higher than average return. I personally have excellent credit, have never filed bankruptcy, have no non-business debt other than my home, and own two other auto repair franchises free and clear.

 

A credit bureau reported the following information about this borrower member on November 5, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1987 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 41 Months Since Last Delinquency: 10
Revolving Credit Balance: $23,165.00 Public Records On File: 0
Revolving Line Utilization: 31.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362236

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362236

$7,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362236. Member loan 362236 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,730 / month
Current employer: BJ's Wholesaleclub Inc Debt-to-income ratio: 16.85%
Length of employment: 2 years Location: WORCESTER, MA
       
Home town: Worcester
Current & past employers: BJ's Wholesaleclub Inc
Education: Caribbean University-Bayamon

 

This borrower member posted the following loan description, which has not been verified:

 

I had a death in family of my grandmother and I need to help with some expenses

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 29
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 362270

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362270

$7,500

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362270. Member loan 362270 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,209 / month
Current employer: Sunset Transportation Debt-to-income ratio: 14.59%
Length of employment: 8 years Location: DALLAS, TX
       
Home town: Dallas
Current & past employers: Sunset Transportation, Pruitt's Custom Painting, Olmstead Kirk Paper Company
Education: N/A

 

This borrower member posted the following loan description, which has not been verified:

 

Wedding expenses and paying off some medical debt.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 46
Revolving Credit Balance: $3,800.00 Public Records On File: 0
Revolving Line Utilization: 21.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362279

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362279

$8,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362279. Member loan 362279 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Disney Worldwide Services/Disney Stores Debt-to-income ratio: 8.48%
Length of employment: 1 year 5 months Location: Chatsworth, CA
       
Home town: Long Beach
Current & past employers: Disney Worldwide Services/Disney Stores, Creativity, Inc
Education: Mt. San Antonio College

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking to consolidate some debt at a lower rate and possibly do some home repairs.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,018.00 Public Records On File: 0
Revolving Line Utilization: 41.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362280

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362280

$5,000

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362280. Member loan 362280 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Carney Kelehan Bresler Bennett and Scherr LLP Debt-to-income ratio: 16.29%
Length of employment: 4 years Location: COLUMBIA, MD
       
Home town: englewood
Current & past employers: Carney Kelehan Bresler Bennett and Scherr LLP, weinstock, friedman & friedman, p.a.
Education: Howard Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting a loan to pay off my credit cards. i would rather lump them all together and make one payment a month.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,373.00 Public Records On File: 2
Revolving Line Utilization: 81.00% Months Since Last Record: 60
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362293

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362293

$14,500

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362293. Member loan 362293 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: NH GOP Debt-to-income ratio: 21.80%
Length of employment: 1 year 2 months Location: SUNCOOK, NH
       
Home town: Dublin
Current & past employers: NH GOP
Education: Loyola College in Maryland

 

This borrower member posted the following loan description, which has not been verified:

 

The loan is being requested to pay off my credit card debt in 3 years and get out from the 26% APR I am currently paying which makes this debt almost impossible to pay off in a fashion that will allow me to begin to start saving.

 

A credit bureau reported the following information about this borrower member on October 19, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1980 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,772.00 Public Records On File: 0
Revolving Line Utilization: 84.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362301

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362301

$12,000

17.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362301. Member loan 362301 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Maaco Collision, Repair & Automotive Painting Debt-to-income ratio: 2.14%
Length of employment: 1 year 5 months Location: Springfield, VA
       
Home town: Falls Church
Current & past employers: Maaco Collision, Repair & Automotive Painting, Rosenthal Nissan & Mazda of Tysons Corner, Koons Tysons Chevrolet and Chrysler
Education: Northern Virginia Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I've heard about the Lending Club a few times in Articles and Magazines and I wanted to give it a try. I have great credit history and the reason I wanted to get a Loan out was to invest in my small online/ local business that i have been doing for 2 years . I invest mainly in products such as Used computers, electronics, and car parts and refurbish/ refinish them and sell them on Ebay or local Washington DC/Virginia are forums. I have been working for "Maaco Collision and Repair as a assistant manager and service writer" full time and using my salary for my small business. More working capital is needed to buy products as I get them in large quantities. When you buy large quantities of items you may get them at a wholesale price which increases the profits gained by every sale. I never really had the chance to expand, but if anyone ever gave me a chance for my business to grow It would not only make me have a higher income, but let me be the boss for once. After all, everyone has a dream. Its good money and the internet business is expanding daily. Please consider. Thank you

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,553.00 Public Records On File: 0
Revolving Line Utilization: 53.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 362309

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362309

$4,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362309. Member loan 362309 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,238 / month
Current employer: n/a Debt-to-income ratio: 3.98%
Length of employment: n/a Location: Bethel, CT
       
Home town: Mays Landing
Current & past employers: Plaid
Education: University of Hartford

 

This borrower member posted the following loan description, which has not been verified:

 

I have racked up a good amount of credit card debt and would like to consolidate it into one loan with a lower interest rate.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,490.00 Public Records On File: 0
Revolving Line Utilization: 12.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362317

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362317

$7,000

14.93%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362317. Member loan 362317 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,167 / month
Current employer: JPMorgan Chase & Co. Debt-to-income ratio: 11.77%
Length of employment: 2 years 7 months Location: waukegan, IL
       
Home town: Chicago
Current & past employers: JPMorgan Chase & Co.
Education: Wright College

 

This borrower member posted the following loan description, which has not been verified:

 

My name is Elizabeth Gutierrez and I currently am a full time employee at JPMorgan Chase Bank N.A. I live with my husband (who also has a stable job) and 2 beautiful children in Illinois. We are both hardworking parents and have been putting money aside specifically for a new bathroom for over a year. My husband recent left the State for some contract work and given the economy and the freezing of our home equity credit line we are unwilling to use cash that we have in our savings account to finance a new bathroom. We've read extensively about P2P lending and feel it is well worth a shot especially with the state the credit market is in right now. Why not put this off until I can get my home equity 'unfrozen'? Well, I do not know how long this mess will last to be honest. As far as repayment is concerned, I am going to pay this loan off in no longer than a year and a half. I would rather raise my 401(k) contribution than use the extra cash flow to pay off interest. For as long as that lasts though, my need is your gain.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,597.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362320

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362320

$6,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362320. Member loan 362320 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,333 / month
Current employer: Bell Hosiery Debt-to-income ratio: 18.48%
Length of employment: 25 years Location: Fort payne, AL
       
Home town: Fort Payne
Current & past employers: Bell Hosiery
Education: Athens State University, Jackson State University, Northeast Alabama Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I am trying to help myself and my family by investing in my education. I am a mother that is working full-time and attending college to obtain my Bachelor's degree so that I can provide better for my family. Please help me with my dream.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1969 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 46
Revolving Credit Balance: $1,011.00 Public Records On File: 0
Revolving Line Utilization: 1.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 362321

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362321

$3,000

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362321. Member loan 362321 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,854 / month
Current employer: Computer Sciences Corporation Debt-to-income ratio: 3.97%
Length of employment: 2 years 5 months Location: Frederick, MD
       
Home town:
Current & past employers: Computer Sciences Corporation
Education: Anne Arundel Community College, University of Maryland-Baltimore County

 

This borrower member posted the following loan description, which has not been verified:

 

My wife and I owe approximately $3,000 to American Express, most of it from expenses related to our recent move to a new city (lovely Frederick, Maryland). We'd like to obtain a better rate on that debt. Proceeds from this loan would be used only to pay off that debt. We're pretty frugal people, and we are serious about paying money we owe -- neither of us has ever made a late payment on anything. I'm stably employed in the IT industry and my wife works full-time as an administrative assistant. Our only debt is the $3000 already mentioned and our student loans. We're looking forward to paying interest to individual investors instead of a credit card company.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1980 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,361.00 Public Records On File: 0
Revolving Line Utilization: 7.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362365

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362365

$21,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362365. Member loan 362365 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Alpha Ecological Pest Control Debt-to-income ratio: 10.74%
Length of employment: 6 years 9 months Location: Tucson, AZ
       
Home town: Mcminnville
Current & past employers: Alpha Ecological Pest Control, Columbia Helicopters
Education: Portland Community College

 

This borrower member posted the following loan description, which has not been verified:

 

We started a new branch for my company and relocated. We're doing great - sales are steady but credit cards that we used for moving need to go away.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,381.00 Public Records On File: 1
Revolving Line Utilization: 88.20% Months Since Last Record: 76
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 362372

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362372

$10,000

16.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362372. Member loan 362372 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,917 / month
Current employer: city of marion Debt-to-income ratio: 10.23%
Length of employment: 1 year 8 months Location: marion, KS
       
Home town: Hillsboro/marion
Current & past employers: city of marion, golden heritage foods llc
Education: Southwestern College

 

This borrower member posted the following loan description, which has not been verified:

 

i need to pay off three payment for school. one at 7,000, one at 6,296, and one at 596. i also have 2500 in a credit card and 1065 in another. i would like to get a laon to pay one payment and pay these off

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,705.00 Public Records On File: 0
Revolving Line Utilization: 74.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 362386

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362386

$20,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362386. Member loan 362386 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Cardinal Health NPS Debt-to-income ratio: 15.42%
Length of employment: 11 years Location: Richmond, CA
       
Home town: Richmond
Current & past employers: Cardinal Health NPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Need to pay off debt so that I can live comfortly.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,971.00 Public Records On File: 0
Revolving Line Utilization: 66.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362392

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362392

$7,250

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362392. Member loan 362392 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,750 / month
Current employer: UPS Debt-to-income ratio: 5.04%
Length of employment: 10 years Location: Duluth, GA
       
Home town: hongkong
Current & past employers: UPS, DHL
Education: Georgia Institute of Technology

 

This borrower member posted the following loan description, which has not been verified:

 

I got a new job in LA and will be relocating there. I need to get a loan to help with my relocation costs. I have stable monthly income as well as annual bonus.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 65
Revolving Credit Balance: $2,134.00 Public Records On File: 0
Revolving Line Utilization: 12.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362395

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362395

$6,500

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362395. Member loan 362395 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,251 / month
Current employer: Bio-Rad Laboratories Debt-to-income ratio: 13.81%
Length of employment: 8 years 3 months Location: Vallejo, CA
       
Home town: Quezon City
Current & past employers: Bio-Rad Laboratories, Sprint Telecommunications
Education: San Francisco State University, Contra Costa College, De LaSalle College

 

This borrower member posted the following loan description, which has not been verified:

 

To get a better fixed rate for my credit card debt and to be able to pay off my debt faster

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,212.00 Public Records On File: 0
Revolving Line Utilization: 63.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362415

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362415

$9,250

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362415. Member loan 362415 was requested on November 6, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Securitas Security Services USA, Inc Debt-to-income ratio: 24.93%
Length of employment: 4 years 10 months Location: San Francisco, CA
       
Home town: Tashkent
Current & past employers: Securitas Security Services USA, Inc
Education: Tashkent State Institute of Technology

 

This borrower member posted the following loan description, which has not been verified:

 

To consolidate 7 credit card debts into one with low interest rates than credit card rates which floats from 10 to 28 percents.

 

A credit bureau reported the following information about this borrower member on November 6, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,657.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362421

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362421

$12,500

19.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362421. Member loan 362421 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,250 / month
Current employer: Government of the District of Columbia Debt-to-income ratio: 5.84%
Length of employment: 2 years Location: North Bethesda, MD
       
Home town: Charlotte
Current & past employers: Government of the District of Columbia, BellSouth, Deloitte, MCI, Net2000
Education: Georgetown University, University of Pennsylvania, Morehead State University, Johnson C Smith University

 

This borrower member posted the following loan description, which has not been verified:

 

I am completing the financial proceedings of a divorce and I need to hire an attorney to negotiate the equitable distribution of the Assets. These proceeds will be used to hire the attorney and to stabilize my financial affairs. As an additional fund-raising action, and as a risk mitigating hedge against this loan, I am also in the process of refinancing my condominium. Its appraised value was $267,000 in 12/2006. The target proceeds are $5,000 - $20,000. The actual amount will depend on property appraisal. My condo is in "North Bethesda, MD"... approx. 4 miles North of Bethesda (an appreciating to stable market) and 6 miles South of Rockville (designated a declining market). The need to borrow is created by timing. I estimate that the current value of the divorce assets is approximately $200,000. My ex-wife and I were married in the State of NC. NC law indicates an equitable distribution should apply. The goal is to invest up to $20,000 in hiring a competent divorce attorney to achieve the $100,000 in assets. The assets from the divorce will be used to settle all debts. Remaining proceeds would start a retirement fund, begin investments and be used to fund additional education. Presently I have an MBA and JD (I did pro-bono, some regulatory and in-house counsel work for startups previously, as a member of the Bar, but I do not practice law now). I use that education in my work in enterprise procurements for a large government entity.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1991 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 21
Revolving Credit Balance: $13,363.00 Public Records On File: 0
Revolving Line Utilization: 99.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362438

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362438

$7,500

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362438. Member loan 362438 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Selerum Inc. Debt-to-income ratio: 19.73%
Length of employment: 7 years Location: NOVATO, CA
       
Home town: Fredricksburg
Current & past employers: Selerum Inc.
Education: Santa Barbara City College

 

This borrower member posted the following loan description, which has not been verified:

 

I am looking for a loan to Consolidate my credit along with my wife's. We have multiple credit cards with different APRs. I want to pay all our Credit Cards off with the loan.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 71
Revolving Credit Balance: $12,985.00 Public Records On File: 0
Revolving Line Utilization: 22.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 362439

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362439

$10,500

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362439. Member loan 362439 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,750 / month
Current employer: Stanford Court Hotel Debt-to-income ratio: 17.93%
Length of employment: 1 year 2 months Location: San Francisco, CA
       
Home town: China
Current & past employers: Stanford Court Hotel
Education: San Francisco State University

 

This borrower member posted the following loan description, which has not been verified:

 

I am going to invest in an wholesale scarf business. The money will be to get products and start getting my merchandise so I can start selling them.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,606.00 Public Records On File: 0
Revolving Line Utilization: 38.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362471

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362471

$7,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362471. Member loan 362471 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $3,667 / month
Current employer: cooper B line Debt-to-income ratio: 8.37%
Length of employment: 4 years Location: modesto, CA
       
Home town:
Current & past employers: cooper B line
Education: Humphreys College-Stockton

 

This borrower member posted the following loan description, which has not been verified:

 

This request is to fund the rehab of a single family home. I want to purchase a foreclosure for $25,000. Comparable homes in the area are selling in range of $50000 to $90000. There have been 71 homes sold in the last 120 days at an average selling price of approximately $70000. Funds will be used for a new roof, flooring, appliances and bathroom fixtures. I plan to keep the property as a rental. I own 2 other homes. Provided the mortgage credit market improves, I will refinance this to a perm mortgage upon completion and placement of a tenant.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,676.00 Public Records On File: 0
Revolving Line Utilization: 39.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 362480

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362480

$10,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362480. Member loan 362480 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Homegrown Services, Inc Debt-to-income ratio: 7.24%
Length of employment: 2 years 1 month Location: Fremont, CA
       
Home town: Portland
Current & past employers: Homegrown Services, Inc, Chipotle, Best Buy Co. Inc., McDonald's Corp
Education: Hamburger University, (McDonald's Corp)

 

This borrower member posted the following loan description, which has not been verified:

 

My business is professional residential house cleaning. I need a loan to payoff the balance on my corporate credit card, purchase new vacuums and to maintain a larger working capital balance. The credit card debt is $3,000. To purchase new vacuums will cost $2,000. The remaining loan amount will be used as working capital. Once the credit card is paid off I will save over $80 a month in interest. I use Hoover vaccums. They have made it impossible to maintain these vacuums by moving their parts manufacturing to China. It takes 2 months to get parts. I plan to purchase Sanitaire vacuums that have a solid reputation and quickly available parts. This can reduce my monthly costs by $120. The working capital will help carry me through the tough Holiday season. And provide the option to supplement my marketing in the late winter early spring, our peak growth period every year.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 26 Months Since Last Delinquency: 19
Revolving Credit Balance: $3,617.00 Public Records On File: 0
Revolving Line Utilization: 14.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362498

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362498

$4,550

8.00%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362498. Member loan 362498 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $4,883 / month
Current employer: Vanity Fair Brands (a division of Fruit of the Loom) Debt-to-income ratio: 5.58%
Length of employment: 1 year 3 months Location: Decatur, GA
       
Home town: Van Nuys
Current & past employers: Vanity Fair Brands (a division of Fruit of the Loom)
Education: Western Carolina University

 

This borrower member posted the following loan description, which has not been verified:

 

Hello! I'm excited about having a qualified buyer for my home in Atlanta. Their inspector found some minor repairs that I am taking responsibility for, and the buyer wants to negotiate the addition of a fence around my backyard. I would really like to give them what they want. The quotes so far for the repairs and the fence come to $4553.00. Provided we can come to an agreement about this, we should be able to move toward a closing on 12/29. The repairs consist of: Replacing the handrail along the stairs to 2nd level Re-keying the side door since lock is stuck Having the chimney cleaned Replacing a broken window in the greehouse Repaving cracks in the asphalt driveway Replacing the wire fencing in the backyard with 6' wood panels and two gates Thanks for your assistance in this endeavor.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,572.00 Public Records On File: 0
Revolving Line Utilization: 49.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362505

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362505

$3,000

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362505. Member loan 362505 was requested on November 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,613 / month
Current employer: South Central Kansas Special Eduation Cooperative Debt-to-income ratio: 19.33%
Length of employment: 5 months Location: Mullinville, KS
       
Home town: Topeka
Current & past employers: South Central Kansas Special Eduation Cooperative
Education: Emporia State University

 

This borrower member posted the following loan description, which has not been verified:

 

I am assisting a family member move down to Mississippi for a new job.

 

A credit bureau reported the following information about this borrower member on November 8, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,707.00 Public Records On File: 0
Revolving Line Utilization: 13.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362514

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362514

$10,000

9.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362514. Member loan 362514 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Self Debt-to-income ratio: 9.79%
Length of employment: 3 years 5 months Location: San Francisco, CA
       
Home town: Champaign
Current & past employers: Self, Critical Path
Education: University of Illinois-Urbana/Champaign

 

This borrower member posted the following loan description, which has not been verified:

 

I am currently in the middle of installing solar panels on my duplex in San Francisco. I own the house with a partner and my husband. We attempted to get a standard HELOC to pay for this, but were unable to because of the current credit market. We have also become part of a buyer's coop for the panels/installation, which gave us an additional discount on the whole project (www.1bog.com).

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 362516

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362516

$5,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362516. Member loan 362516 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: GuardsMark LLC security Debt-to-income ratio: 2.07%
Length of employment: 2 years Location: EL PASO, TX
       
Home town: el paso
Current & past employers: GuardsMark LLC security
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

to pay off some bills

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,312.00 Public Records On File: 0
Revolving Line Utilization: 17.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 362547

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362547

$20,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362547. Member loan 362547 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $24,167 / month
Current employer: Garden city group Debt-to-income ratio: 10.06%
Length of employment: 20 years Location: east islip, NY
       
Home town:
Current & past employers: Garden city group, QS Information Services
Education: BS in Computer Science from Central Michigan University

 

This borrower member posted the following loan description, which has not been verified:

 

New cabinets and counters plus additional island.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1986 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 26
Revolving Credit Balance: $211,463.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 362562

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362562

$7,500

14.30%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362562. Member loan 362562 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,917 / month
Current employer: Nothern Arizona University Debt-to-income ratio: 22.85%
Length of employment: 14 years Location: Flagstaff, AZ
       
Home town: Keams Canyon
Current & past employers: Nothern Arizona University
Education: Northern Arizona University

 

This borrower member posted the following loan description, which has not been verified:

 

I need this to jump start my business. So far I have made a 1000 in one month with a starting cost of 40.00.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 61
Revolving Credit Balance: $29,895.00 Public Records On File: 0
Revolving Line Utilization: 54.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 362574

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362574

$12,000

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362574. Member loan 362574 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: Genzyme Corp. Debt-to-income ratio: 12.14%
Length of employment: 1 year 1 month Location: worcester, MA
       
Home town: Worcester
Current & past employers: Genzyme Corp.
Education: Worcester Polytechnic Institute

 

This borrower member posted the following loan description, which has not been verified:

 

I am a quality engineer at a top biotechnology company and I am looking to consolidate my credit card payments into one easy payment. I am not having any problems paying my bills I am doing this mainly to get my credit score back up and start paying the principle instead of paying mainly interest. The only reason why my credit score is not perfect is because I have a high debt to available credit ratio. I have no car payment, no rent, so it is very easy for me to make payments for a loan. I have NEVER been late on a payment so if your looking to lend to someone with a track record of not missing payment you have found your match! I created this debt when I was in college and now that I have been an engineer for over a year I am looking to pay off my debt and start saving for a house.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,651.00 Public Records On File: 0
Revolving Line Utilization: 86.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 362592

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362592

$9,000

15.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362592. Member loan 362592 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $3,333 / month
Current employer: St. Paul AME Church & Victorian Trading Company Debt-to-income ratio: 0.00%
Length of employment: 2 months Location: Overland Park, KS
       
Home town: Charleston
Current & past employers: St. Paul AME Church & Victorian Trading Company
Education: Clemson University

 

This borrower member posted the following loan description, which has not been verified:

 

I am a Pastor of a small church in Independence, MO. My wife and I recently moved from Northwest Arkansas to serve at this church. In light of our move, we had to place our home on the market and pray for it to sell. We finally got an offer and we really need to sell the home. Unfortunately, the offer is lower that we would like, but we have to accept it because we don't know if another offer will come at all. We need $9,000 to cover the closing cost, so that we can sell the home and close that chapter in our lives.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 66
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: n/a Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362598

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362598

$8,500

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362598. Member loan 362598 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Fidelity Investments Debt-to-income ratio: 19.54%
Length of employment: 9 months Location: Dallas, TX
       
Home town: garland
Current & past employers: Fidelity Investments, Countrywide Financial Corp., New Century Financial, Marine Corps
Education: Richland Community College, Arizona State University, Texas A & M University at Commerce

 

This borrower member posted the following loan description, which has not been verified:

 

I am using the money to payoff more expensive debt. I work at Fidelity Investments as a financial representative. Just started in March of 2008 and have found it tough to obtain credit through my bank JP Morgan Chase even though I have a 713 credit score. I graduated from Arizona State University with a degree in Finance and continuing my education with a MBA from Texas A&M Commerce, where I am 4 courses shy of obtaining my diploma. School has been paid for by the GI Bill and the Texas Hazlewood Act.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 55
Revolving Credit Balance: $2,689.00 Public Records On File: 0
Revolving Line Utilization: 14.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362608

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362608

$3,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362608. Member loan 362608 was requested on November 7, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,594 / month
Current employer: Circuit City Stores Debt-to-income ratio: 17.46%
Length of employment: 1 month Location: San Luis Obispo, CA
       
Home town: Live Oak
Current & past employers: Circuit City Stores, Student Life & Leadership - Cal Poly, San Luis Obispo
Education: California Polytechnic State University (CalPoly)

 

This borrower member posted the following loan description, which has not been verified:

 

Need a small loan to cover a Large Deposit and Moving Expenses for a new home.

 

A credit bureau reported the following information about this borrower member on November 7, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,922.00 Public Records On File: 0
Revolving Line Utilization: 65.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362664

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362664

$4,800

9.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362664. Member loan 362664 was requested on November 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: A H Spann DDS and Associates Debt-to-income ratio: 14.60%
Length of employment: 5 months Location: FRANKFORT, OH
       
Home town: Frankfort
Current & past employers: A H Spann DDS and Associates, Dr. Mark Conner, Dr. William Britton
Education: Ohio University-Chillicothe Campus, Ohio State School of Dentistry

 

This borrower member posted the following loan description, which has not been verified:

 

we would like to have the money to consolidate some credit cards and to have cash for emergencies

 

A credit bureau reported the following information about this borrower member on November 8, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1988 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,900.00 Public Records On File: 0
Revolving Line Utilization: 49.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362675

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362675

$24,500

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362675. Member loan 362675 was requested on November 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: A&A Novato Inc. Debt-to-income ratio: 12.63%
Length of employment: 11 years 6 months Location: San Francisco, CA
       
Home town: San Rafael
Current & past employers: A&A Novato Inc., Granite Petroleum Inc.
Education: San Francisco State University

 

This borrower member posted the following loan description, which has not been verified:

 

I have a high interest Credit Card with a balance of $24,500 at a rate of 20%. I accumulated the majority of these charges during college and have slowly paid this debt down over the past three years. I'm in a position now where I can pay this amount down more aggressively by getting a loan through the bank and paying higher payments. However, after seeing a story about peer lending, I'd rather pay interest to individual investors, rather than a corporate bank. I have two jobs and I make around $95,000 before taxes. I don't have any other liabilities other than rent ($1,700 per month) and domestic bills ($600 per month). I'm not married and I don't have any children.

 

A credit bureau reported the following information about this borrower member on November 8, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 32
Revolving Credit Balance: $27,920.00 Public Records On File: 0
Revolving Line Utilization: 33.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362717

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362717

$20,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362717. Member loan 362717 was requested on November 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Courtney Thurman (Consultant) Debt-to-income ratio: 6.48%
Length of employment: 6 months Location: Newport Beach, CA
       
Home town: Chicago
Current & past employers: Courtney Thurman (Consultant), Entrepreneur Press of Entrepreneur Media/Entrepreneur Magazine (EntrepreneurPress.com), Teacher Created Resources, Inc. (Publishing) (TeacherCreated.com)
Education: University of Southern California (USC) Marshall School of Business

 

This borrower member posted the following loan description, which has not been verified:

 

~ STARTUPSNAX SMALL BUSINESS LOAN REQUEST ~ ABOUT THE FOUNDER: I'm a four-time small business author and former editor for a major publishing company that has since resigned to pursue my small business consulting and the launch of StartupSnax.com. I'm currently consulting on various small businesses that are taking their business online to maximize their sales. ABOUT STARTUPSNAX: StartupSnax.com, the provider of Daily Munchables for Your Business, is a small business resource site centered around providing current and edgy content for the web 2.0/social media & networking entrepreneurial environment and to help anyone looking for a current site to find information on how to start their business cost-effectively (how about under $10,000?), time-efficiently (maybe in a matter of weeks?) and resourcefully (how do I make sure my business is green?). WHAT DO WE OFFER? With the resources of the industries keynote authors on various topics, we will be offering: - - StartupSnax Blog - - StartupSnax Free Stuff! - - StartupSnax Ebook Store - - StartupSnax RSS Feed and Newsletter The authors of these ebooks are major industry writers that will be using their current substantial sales platforms (their websites, speaking engagements, newsletters, radio events, online blogs and webinars, book signings, and various other PR opportunities, etc) to direct traffic towards our site in addition to our online marketing, SEO and online traffic efforts. They will be using the site as a marketing vehicle for their various works and expertise. HOW DO YOU MAKE MONEY? Ebooks: Ebooks have been increasing in YTD (past year to date) sales more than any other product in the publishing industry! Publishers Weekly (www.PublishersWeekly.com) has been quoting that although various in-store sales have been down over previous YTD sales, ebooks have been continuing to increase with the lowest overhead and highest profit margins! Better yet, trade ebook sales (business, not fiction) have been doing well despite the hardcopies' decrease in sales due to the economic slump. Fortunately, since we are only offering these professionally-edited, written and designed ebooks in digital format, we are saving the cost of printing them, and staying GREEN as well! By offering smaller (snackable!) ebooks in a condensed format by major authors similar to the Cliff Notes for small business and offering these ebooks at an impressive price point of less than $10, by maximizing traffic, we are sure of substantial ebook sales numbers based upon industry trends. Ad Sales: We have not calculated the inevitable ad revenue that will be garnered from providing a pivotal ebook store and resource site into our breakeven analysis but it is a buffer to ensure that we are profitable in the first two months. WHY DO YOU NEED A LOAN? A loan is a buffer for guaranteed success. Each person and company should have an emergency fund of at least three months' worth of working capital especially in this economy. Although we could launch without a loan, although difficult, we are ensuring the success of a solid business plan in the case of a substantial interest in the company at the launch and the need for fast growth. My credit is exceptional and this is not my only form of income since I'm also consulting, but I always advise my clients that cash is king! In the effort to keep the marketing budget at its peak, I need a loan to ensure those efforts. Also, the ebooks are being professionally copyedited and designed for ideal quality and I'm utilizing an industry leader as a production editor. WHAT CAN I SEE NOW? You can view the parked page at www.StartupSnax.com. Our blog goes live mid November with a final site launch slated for January 1st!

 

A credit bureau reported the following information about this borrower member on November 8, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $52.00 Public Records On File: 0
Revolving Line Utilization: 1.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362721

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362721

$22,000

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362721. Member loan 362721 was requested on November 8, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Simpson Gumpertz and Heger Debt-to-income ratio: 22.08%
Length of employment: 1 year 4 months Location: San Francisco, CA
       
Home town: San Luis Obispo
Current & past employers: Simpson Gumpertz and Heger
Education: Boston College, California Polytechnic State University (CalPoly)

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to consolidate my credit card debt into one payment at a lower interest rate so that I can pay off my debt and improve my credit score.

 

A credit bureau reported the following information about this borrower member on November 8, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,176.00 Public Records On File: 0
Revolving Line Utilization: 84.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362785

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362785

$20,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362785. Member loan 362785 was requested on November 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Ascent Media Debt-to-income ratio: 9.94%
Length of employment: 10 years 10 months Location: Santa Clara, CA
       
Home town: San Mateo
Current & past employers: Ascent Media, Musso's, Wiltron
Education: Master Insitute of Technology

 

This borrower member posted the following loan description, which has not been verified:

 

To consolidate total debt to a cheaper interest rate. The credit card companies will not lower the rate unless through a credit conselor wich lowers your credit score. Total loan with lendingclub will be paid off in monthy payments over 5 years. I would like the option to pay the debt off sooner without pre payment penalties.

 

A credit bureau reported the following information about this borrower member on November 9, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,218.00 Public Records On File: 0
Revolving Line Utilization: 29.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362787

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362787

$1,500

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362787. Member loan 362787 was requested on November 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: Peninsula School District Debt-to-income ratio: 12.94%
Length of employment: 5 years 4 months Location: Spanaway, WA
       
Home town: Hutchinson
Current & past employers: Peninsula School District, Sprint, Donnelly Communications, Educational Technology, Inc., Highline School District, Haysville School District, Kansas City, MO, School District
Education: University of Kansas, University of Missouri - Kansas City, Lesley University

 

This borrower member posted the following loan description, which has not been verified:

 

I am a secondary history teacher with a Master's degree working toward National Board certification. I am able to earn college credit for the work I do toward the certification, but after paying the "start up" costs for the program don't have the funds for the university credit. Once I have achieved National Board certification, not only will my competence as an educator have been verified through the extensive, self-examinatory process, but my "bankability" will increase due to the salary increase that accompanies successful completion of the certification process. At my school, we teach our incoming Freshmen an acronym that embodies the qualities we would like to see them embody while as student and as they move into the "real world." RACER stands for Respect, Attitude, Courage, Excellence, and Responsibility. I believe I embody these qualities and serve as a role model for my students. It is also these very qualities that make me a perfect candidate for the loan I am requesting. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on November 9, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1983 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 34
Revolving Credit Balance: $388.00 Public Records On File: 0
Revolving Line Utilization: 6.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362803

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362803

$1,800

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362803. Member loan 362803 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: PCC Structurals Inc. Debt-to-income ratio: 18.42%
Length of employment: 10 years Location: Milwaukie, OR
       
Home town: Cloquet
Current & past employers: PCC Structurals Inc., Frito Lay Sales, LLC
Education: Clackamas Community College, ITT Technical Institute

 

This borrower member posted the following loan description, which has not been verified:

 

I need a loan to catch up to my debt and get ahead by consolidation.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 10
Revolving Credit Balance: $4,170.00 Public Records On File: 0
Revolving Line Utilization: 59.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362809

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362809

$24,000

18.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362809. Member loan 362809 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Stafford Creek Corrections Center Debt-to-income ratio: 19.80%
Length of employment: 8 years 6 months Location: Aberdeen, WA
       
Home town: Kirkland
Current & past employers: Stafford Creek Corrections Center, Washington State Reformatory
Education: Everett Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Would like to consolidate some credit card debt.

 

A credit bureau reported the following information about this borrower member on November 9, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 56
Revolving Credit Balance: $23,555.00 Public Records On File: 1
Revolving Line Utilization: 60.30% Months Since Last Record: 118
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362838

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362838

$5,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362838. Member loan 362838 was requested on November 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: Nielsen Company Debt-to-income ratio: 11.09%
Length of employment: 6 years Location: STURGEON BAY, WI
       
Home town: sturgeon bay
Current & past employers: Nielsen Company
Education: university of wisconsin - green bay

 

This borrower member posted the following loan description, which has not been verified:

 

I am consolidating credit card debt.

 

A credit bureau reported the following information about this borrower member on November 9, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $836.00 Public Records On File: 0
Revolving Line Utilization: 9.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 362851

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362851

$5,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362851. Member loan 362851 was requested on November 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,188 / month
Current employer: IPG Debt-to-income ratio: 13.09%
Length of employment: 4 years 1 month Location: Corona, NY
       
Home town:
Current & past employers: IPG
Education: TCI - College of Technology

 

This borrower member posted the following loan description, which has not been verified:

 

A little about myself. I graduated in 2001 from the New York City College of Technology and since then I have been working in the Information Technology field for about 7 years. I have been with my current employer for about 4 years now. I am in need of a little extra funding for my first E-Commerce website. I have a team of designers and programmers ready to take on my project. I have excellent credit and have never been late on any payments.

 

A credit bureau reported the following information about this borrower member on November 9, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,042.00 Public Records On File: 0
Revolving Line Utilization: 13.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362852

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362852

$2,400

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362852. Member loan 362852 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,167 / month
Current employer: Contract Support Services Debt-to-income ratio: 0.86%
Length of employment: 2 months Location: La Crescenta, CA
       
Home town: Los Angeles
Current & past employers: Contract Support Services, Clean Air Power, uCSD Foundation
Education: University of California, San Diego

 

This borrower member posted the following loan description, which has not been verified:

 

Money to cover my tuition in a ESL certificate course. This money is only to enroll, and other money needs are already saved. This just makes bitting my fingers nails and counting pennies a non-issue while I study.

 

A credit bureau reported the following information about this borrower member on November 9, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $185.00 Public Records On File: 0
Revolving Line Utilization: 1.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362883

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362883

$5,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362883. Member loan 362883 was requested on November 9, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $7,500 / month
Current employer: n/a Debt-to-income ratio: 1.95%
Length of employment: n/a Location: EAGLE RIVER, AK
       
Home town: Fort Bragg
Current & past employers: TriWest Health Alliance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am currently relocating to Fort Richardson, Alaska. I am looking for a short term loan to cover some unexpected moving expenses until my travel money is settled next month.

 

A credit bureau reported the following information about this borrower member on November 9, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 31
Revolving Credit Balance: $8,692.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362888

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362888

$10,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362888. Member loan 362888 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: mountaincoders Debt-to-income ratio: 15.01%
Length of employment: 2 years 6 months Location: West Valley, UT
       
Home town:
Current & past employers: mountaincoders, mountaincoders
Education: slcc

 

This borrower member posted the following loan description, which has not been verified:

 

I have a small business which is currently making money. My contracts are with companies that have never missed a payment yet. And my contracts are signed for multiple years I know I will keep these clients for many years to come. I need, however, to hire more people, and thus make more money, and my contracts are Net30 which means I must front the payroll for two months, (ie first month then invoice then second month then payment) This loan is to cover those months for current and new employees. As for how I will pay this back I am making more than the payments on this loan in profit so there is no reason not to pay this loan back as scheduled. A little history. I borrowed $12,000 from Lending Club a year ago and have made all payments as scheduled with no issues.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,853.00 Public Records On File: 0
Revolving Line Utilization: 41.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362918

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362918

$25,000

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362918. Member loan 362918 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,610 / month
Current employer: A1 Flooring Debt-to-income ratio: 6.25%
Length of employment: 15 years Location: Deerfield, WI
       
Home town: Hartford
Current & past employers: A1 Flooring
Education: University of Wisconsin-Madison

 

This borrower member posted the following loan description, which has not been verified:

 

I am a small business owner with excellent credit. I would like to consolidate my revolving loans to one installment loan.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1985 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $121,705.00 Public Records On File: 0
Revolving Line Utilization: 66.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 362925

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362925

$6,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362925. Member loan 362925 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: EMSL Analytical Debt-to-income ratio: 20.97%
Length of employment: 1 year 6 months Location: Seymour, CT
       
Home town: Bridgeport
Current & past employers: EMSL Analytical
Education: Franklin and Marshall College

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to request a loan to complete some projects on a home that I purchased.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 21
Revolving Credit Balance: $1,184.00 Public Records On File: 0
Revolving Line Utilization: 13.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 362934

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362934

$6,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362934. Member loan 362934 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,417 / month
Current employer: Nordstrom Debt-to-income ratio: 4.34%
Length of employment: 4 years 5 months Location: Portland, OR
       
Home town: Portland
Current & past employers: Nordstrom, Sam Barlow High School
Education: Portland State University

 

This borrower member posted the following loan description, which has not been verified:

 

Due to a recent amount of pain in my mouth, I had an appointment with a dentist and needs quite a bit of work done; it ranges from route canals to getting wisdom teeth pulled. The fact is I cannot live with the pain so I must get it fixed, and this is my opportunity to be able to pay for it.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 36
Revolving Credit Balance: $3,430.00 Public Records On File: 0
Revolving Line Utilization: 25.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362945

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362945

$25,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362945. Member loan 362945 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: Brstol-Myers Squibb Debt-to-income ratio: 10.89%
Length of employment: 14 years 2 months Location: West Windsor, NJ
       
Home town: Manila
Current & past employers: Brstol-Myers Squibb
Education: California Polytechnic State University (CalPoly)

 

This borrower member posted the following loan description, which has not been verified:

 

starting a home based business in preparation for retirement on Jan 2010

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1982 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 48 Months Since Last Delinquency: 20
Revolving Credit Balance: $247,407.00 Public Records On File: 0
Revolving Line Utilization: 2.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362946

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362946

$6,400

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362946. Member loan 362946 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: Allegiance Bank Texas Debt-to-income ratio: 16.35%
Length of employment: 1 year 2 months Location: Houston, TX
       
Home town: Houston
Current & past employers: Allegiance Bank Texas, Sterling Bank
Education: Houston Community College System

 

This borrower member posted the following loan description, which has not been verified:

 

New water heater, fence and roof repairs due to storm damage.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1984 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 18
Revolving Credit Balance: $6,713.00 Public Records On File: 0
Revolving Line Utilization: 59.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362984

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362984

$25,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362984. Member loan 362984 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $6,000 / month
Current employer: keller williams Debt-to-income ratio: 9.52%
Length of employment: 4 years 3 months Location: downey, CA
       
Home town: Los Angeles
Current & past employers: keller williams
Education: Cerritos College

 

This borrower member posted the following loan description, which has not been verified:

 

I have been in the real estate business for 5 years now. i have a bank repo one of the agents here at my office is selling. It is at a very low price and has rental income. The property is 3 units. I need this loan for the down payment and some minor repairs.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1966 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 61
Revolving Credit Balance: $27,876.00 Public Records On File: 0
Revolving Line Utilization: 44.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 362996

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362996

$24,000

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362996. Member loan 362996 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $25,000 / month
Current employer: ETC Debt-to-income ratio: 20.80%
Length of employment: 1 year Location: San Juan capistrano, CA
       
Home town:
Current & past employers: ETC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Lookiing to do some work on the backyard

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $370,445.00 Public Records On File: 0
Revolving Line Utilization: 65.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363002

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363002

$10,000

14.62%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363002. Member loan 363002 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,067 / month
Current employer: Larkin-Volpatt Communications Debt-to-income ratio: 12.48%
Length of employment: 1 year Location: SAN DIEGO, CA
       
Home town: Dallas
Current & past employers: Larkin-Volpatt Communications, Edelman
Education: University of Oregon

 

This borrower member posted the following loan description, which has not been verified:

 

Canceling auto lease for $10,000 because I have access to a free car from parents. Monthly auto loan fee is $650 with 22 months remaining so will save a considerable amount by canceling auto lease as soon as possible.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 29 Months Since Last Delinquency: 4
Revolving Credit Balance: $664.00 Public Records On File: 0
Revolving Line Utilization: 48.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363007

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363007

$10,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363007. Member loan 363007 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Town of Westerly Debt-to-income ratio: 21.12%
Length of employment: 38 years Location: Westerly, RI
       
Home town: woonsocket
Current & past employers: Town of Westerly
Education: Roger Williams University

 

This borrower member posted the following loan description, which has not been verified:

 

to consolidate credit card debt

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1988 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,067.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363011

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363011

$2,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363011. Member loan 363011 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,417 / month
Current employer: RJUHSD Debt-to-income ratio: 18.18%
Length of employment: 20 years Location: GRASS VALLEY, CA
       
Home town: Sacramento
Current & past employers: RJUHSD, Roseville Joint Union High School District
Education: California State University-Sacramento (CSUS)

 

This borrower member posted the following loan description, which has not been verified:

 

My in-laws recently moved out of our house after a 3 year wait to build their home. They took all of their furniture with them into their new home and left us with nothing. We are trying to get our home to look like home again.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 9
Revolving Credit Balance: $5,002.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 363015

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363015

$22,000

19.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363015. Member loan 363015 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Sliced Bread Debt-to-income ratio: 22.33%
Length of employment: 3 years Location: buffalo, NY
       
Home town: Silver Creek
Current & past employers: Sliced Bread, Citigroup, US Army, Maywalt Realty
Education: Houghton College, Indiana Wesleyan University, silver creek central school

 

This borrower member posted the following loan description, which has not been verified:

 

I already have a decent sized business going (I sold $600,000 worth of DVD's last year), but am always looking for more financing as the more money I have to purchase inventory with the more I can make in any giren year. I have been a powerseller on eBay for over 2 years at this point (my eBay name is AuroraLove5, and my Amazon name is bkp3725). I have never been late on a single payment, and aside from having a steady home based business I am a property manager and real estate agent (just got out of the army and I am thrilled to be back in the states). My credit card debt level fluctuates DRAMATICALLY from month to month (I only buy when things are on sale, and I pay everything off as soon as they sell - always within 3 months), which makes conventional financing hard, which is why this seems to be the best solution for me. If you have any questions please feel free to email me at RogerFarney@Hotmail.com. Thank you for your consideration. Roger Farney (By the way, my wife's loan is actually on the front page of lendingclub.com towards the bottom, we are current on that loan, and looking to expand further in case you were wondering) http://members.ebay.com/ws/eBayISAPI.dll?ViewUserPage&userid=auroralove5 (eBay about me page, you can browse my auctions from there as well)

 

A credit bureau reported the following information about this borrower member on October 22, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 48 Months Since Last Delinquency: 2
Revolving Credit Balance: $22,341.00 Public Records On File: 0
Revolving Line Utilization: 30.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363060

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363060

$6,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363060. Member loan 363060 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,775 / month
Current employer: LA Costa Resort and Spa Debt-to-income ratio: 13.13%
Length of employment: 1 year 2 months Location: San Diego, CA
       
Home town: san diego
Current & past employers: LA Costa Resort and Spa, Merry Go Around
Education: San Diego Mesa College, San Diego City College

 

This borrower member posted the following loan description, which has not been verified:

 

Looking for a personal loan for 5,000 or 6,000.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,087.00 Public Records On File: 0
Revolving Line Utilization: 12.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363061

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363061

$10,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363061. Member loan 363061 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: carmax Debt-to-income ratio: 12.96%
Length of employment: 7 months Location: modesto, CA
       
Home town: London
Current & past employers: carmax, Mistlin Honda
Education: Modesto Junior College

 

This borrower member posted the following loan description, which has not been verified:

 

i'am using the money to lower my payment and pay of my credit cards faster

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 33
Revolving Credit Balance: $7,227.00 Public Records On File: 0
Revolving Line Utilization: 25.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363066

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363066

$22,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363066. Member loan 363066 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,083 / month
Current employer: IBM Debt-to-income ratio: 9.67%
Length of employment: 13 years 1 month Location: South Burlington, VT
       
Home town: Schenectady
Current & past employers: IBM
Education: SUNY College at Oswego

 

This borrower member posted the following loan description, which has not been verified:

 

I will use this loan to payoff a high interest credit card. The interest rate I am currently getting is in excess of 20%. As a result, I am applying a significant amount of my monthly payment to interest. Refinancing this credit card at a better rate allows us to save on interest charges, free cash for near and long term savings goals, reduce our credit card debt and, more importantly, payoff recent medical bills which were recently incurred.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,141.00 Public Records On File: 0
Revolving Line Utilization: 28.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363071

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363071

$14,400

9.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363071. Member loan 363071 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Epic Merchant Debt-to-income ratio: 1.50%
Length of employment: 1 year 7 months Location: Houston, TX
       
Home town:
Current & past employers: Epic Merchant
Education: University of Houston-Clear Lake

 

This borrower member posted the following loan description, which has not been verified:

 

I have some outstanding debt that I'm looking to get rid of. Fico score was 730 as of a couple of months ago. My rates are already low, but if I could save a few percentage points, I'd rather fork over money to an individual instead of American Express.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,658.00 Public Records On File: 0
Revolving Line Utilization: 10.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363077

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363077

$11,000

9.38%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363077. Member loan 363077 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: full time contract w/Ideocore Corporation Debt-to-income ratio: 0.00%
Length of employment: 3 years 1 month Location: Santa Barbara, CA
       
Home town: Rungsted, Denmark/Ridgefield, CT
Current & past employers: full time contract w/Ideocore Corporation, Davies Communications, Mark Oliver, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am a qualified borrower who can't get a loan based on "stated income" at this time. I have owned my home in Santa Barbara, CA for 13 years. My credit rating is approximately 740. I have a good-paying job (as a full-time consultant under contract) that is secure. My actual loan-to-debt ratio is good. I have no other major credit (card) debt other than my mortgage. I own a 2005 BMW. Any fellow horse-lovers out there that can empathize?

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1987 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 14
Revolving Credit Balance: $3,425.00 Public Records On File: 0
Revolving Line Utilization: 6.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363088

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363088

$20,000

18.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363088. Member loan 363088 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Buris Usa LLC Debt-to-income ratio: 1.42%
Length of employment: 2 years Location: anaheim, CA
       
Home town: denizli
Current & past employers: Buris Usa LLC, Denizli Carpet
Education: b.o.r Gymnasium Dornbirn / Austria

 

This borrower member posted the following loan description, which has not been verified:

 

U.S Dollar raised against Euro so I just need the money for investing not for debt or anything else all my Credit Cards always paid on time i had a car financing which is also paid off

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,027.00 Public Records On File: 0
Revolving Line Utilization: 43.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 363092

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363092

$14,000

15.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363092. Member loan 363092 was requested on November 10, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Stantec Consulting Debt-to-income ratio: 20.67%
Length of employment: 23 years Location: Citrus Heights, CA
       
Home town: Salinas
Current & past employers: Stantec Consulting
Education: California State University - Sacramento

 

This borrower member posted the following loan description, which has not been verified:

 

Need a loan to complete the repairs to a rental unit I own and to pay about 2 months rent on the 3 bd / 2 bath unit so I can finally prepare to rent it out in December. Also, my salary is very high, but I'm a little behind on my payments due to carying the rental unit for about 4 months being vacant and in need of final repairs. The final repairs will include about 2k overhall of the electrical panel board, about 2k repair on the HVAC unit, some carpet, and final touch ups.

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 52
Revolving Credit Balance: $69,937.00 Public Records On File: 0
Revolving Line Utilization: 97.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363099

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363099

$12,000

12.41%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363099. Member loan 363099 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $4,583 / month
Current employer: Arborist Services Debt-to-income ratio: 10.64%
Length of employment: 4 years 4 months Location: Placerville, CO
       
Home town: Indianapolis
Current & past employers: Arborist Services, telluride institute (Social/environmental think-tank), Merrowvista Education Center, Alternative Youth Adventures
Education: Winona State University, Prescott College, Institute of Transpersonal Psychology

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to borrow 12,000 to invest in my arbory (tree) business. This money will go to purchase tools that I am currently lining up business for, ie. new saw, new climbing equipment, new dump bed, etc.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 66
Revolving Credit Balance: $3,219.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363131

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363131

$9,600

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363131. Member loan 363131 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Pajaro Unified School District Debt-to-income ratio: 24.77%
Length of employment: 6 years 6 months Location: Watsonville, CA
       
Home town: Bristol
Current & past employers: Pajaro Unified School District, Brice Manufacturing
Education: Occidental College

 

This borrower member posted the following loan description, which has not been verified:

 

We manufacture the world's toughest broom! We have a patented connector that flexes slightly instead of breaking, making this broom unbreakable. We have an order for 7500 connectors for Osborne International. We need to pay for the material, and Osborne will pay in 60 days. The connectors have already been made and sent to Osborne. We need a short term 60 day loan.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,216.00 Public Records On File: 0
Revolving Line Utilization: 56.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363161

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363161

$20,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363161. Member loan 363161 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: KPMG Debt-to-income ratio: 8.87%
Length of employment: 3 months Location: COLUMBUS, OH
       
Home town: Ironton
Current & past employers: KPMG
Education: Ohio State University-Main Campus, Franklin University, Columbus State Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I charged books and living expenses while getting an advanced degree. Following graduation I got a job paying nearly three times my pre-grad salary. I want to consolidate all of my high interest debt so I may simplify and reduce my monthly payments. I would rather pay interest to my peers than to credit card companies. Right now I faithfully pay $800 a month to credit card companies. I would really appreciate being able to make smaller monthly payments to eliminate my debt. My education really paid off? now please help me to get my education expenses paid off. Thank you!!!

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 26
Revolving Credit Balance: $5,432.00 Public Records On File: 0
Revolving Line Utilization: 50.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363172

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363172

$8,000

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363172. Member loan 363172 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Fruit of the Loom Debt-to-income ratio: 18.50%
Length of employment: 8 years Location: JAMESTOWN, KY
       
Home town: Russell Springs
Current & past employers: Fruit of the Loom, Amazon.com
Education: Somerset Community College

 

This borrower member posted the following loan description, which has not been verified:

 

Needing a loan to help pay off high interest credit cards and do a little renovating on the house.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,368.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 363186

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363186

$25,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363186. Member loan 363186 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,000 / month
Current employer: Rapid Response / N & D Marketing Debt-to-income ratio: 5.77%
Length of employment: 1 year Location: Old Bridge, NJ
       
Home town: Brooklyn
Current & past employers: Rapid Response / N & D Marketing, Your Credit Specialists
Education: CUNY Kingsborough Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I have been in the Credit Consulting business for over 10 years. With the current state of the economy, my business is on the verge of exploding. This loan is to expand the business. Do we really need the money? I doubt it. I am requesting the loan as a cushion and chances are we will not have to use it.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,965.00 Public Records On File: 0
Revolving Line Utilization: 25.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363208

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363208

$3,000

7.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363208. Member loan 363208 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,248 / month
Current employer: Marshalls Debt-to-income ratio: 14.29%
Length of employment: 6 years 2 months Location: New York, NY
       
Home town: Barranca
Current & past employers: Marshalls, Premier
Education: High School in Peru

 

This borrower member posted the following loan description, which has not been verified:

 

Trying to get rid of my credit cards.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,970.00 Public Records On File: 0
Revolving Line Utilization: 9.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363220

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363220

$24,950

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363220. Member loan 363220 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $13,333 / month
Current employer: sunpay international Debt-to-income ratio: 7.91%
Length of employment: 6 years Location: redwood city, CA
       
Home town: Jalandhar City/India
Current & past employers: sunpay international
Education: Masters from Punjab University Chandigarh India

 

This borrower member posted the following loan description, which has not been verified:

 

I need loan to make improvemnt

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 26
Revolving Credit Balance: $16,716.00 Public Records On File: 0
Revolving Line Utilization: 22.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 363233

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363233

$10,000

13.67%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363233. Member loan 363233 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $20,833 / month
Current employer: Bristol-Myers Squibb Company Debt-to-income ratio: 10.51%
Length of employment: 2 years 3 months Location: New York, NY
       
Home town: Montreal
Current & past employers: Bristol-Myers Squibb Company, Deloitte, Andersen
Education: Georgia State University

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to clear my balance on my Visa Wachovia by moving the balance to a personal loan.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $89,156.00 Public Records On File: 0
Revolving Line Utilization: 99.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363234

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363234

$7,000

11.14%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363234. Member loan 363234 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,417 / month
Current employer: n/a Debt-to-income ratio: 0.00%
Length of employment: n/a Location: Conway, SC
       
Home town: Conway
Current & past employers: Horry County Schools
Education: Winthrop University

 

This borrower member posted the following loan description, which has not been verified:

 

I am a retired schoolteacher, and I have finally moving back home to be closer to my grandchildren. However, my home sale was not high enough to cover my moving expenses, please help me if you can.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1970 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 8 Months Since Last Delinquency: 18
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363250

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363250

$13,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363250. Member loan 363250 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Hancock Elementary School Debt-to-income ratio: 15.65%
Length of employment: 6 years Location: SAINT LOUIS, MO
       
Home town: Festus
Current & past employers: Hancock Elementary School, Best Buy
Education: Southeast Missouri State University

 

This borrower member posted the following loan description, which has not been verified:

 

The money I'm asking for is exactly enough to pay off every debt I have besides student loans. I love direct debit payments because its no hassle and I know exactly how much I'm paying every month. I've made a lot of bad money decisions in my life and I'd determined to clean it up. I'm in my fourth year of teaching school and want to get my masters. This loan will free up enough money for me to save a decent amount each month. I intend to build up a substantial emergency fund in a savings account. After that is in place, I plan on paying for graduate school with cash. I have two jobs that I have held for 3+ years and I make good money for someone my age. My credit report shows that I have never missed a payment in my life. This loan would clear up nearly four hundred dollars a month from what I am currently paying seven lenders individually. Thank you for your time, if you have any questions, feel free to contact me.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,606.00 Public Records On File: 0
Revolving Line Utilization: 98.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363260

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363260

$10,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363260. Member loan 363260 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,200 / month
Current employer: tishman speyer Debt-to-income ratio: 1.41%
Length of employment: 14 years 5 months Location: brooklyn, NY
       
Home town: Hoboken
Current & past employers: tishman speyer, Tmc
Education: Junio High

 

This borrower member posted the following loan description, which has not been verified:

 

I am getting marred in two weeks and I need $10,000 to pay for the wedding, in wish it wll be payed back one month after the wedding.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 1
Revolving Line Utilization: 0.00% Months Since Last Record: 87
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363264

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363264

$11,500

12.72%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363264. Member loan 363264 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,071 / month
Current employer: Security Service Federal Credit Union Debt-to-income ratio: 24.94%
Length of employment: 1 year 2 months Location: Lakewood, CO
       
Home town: Denver
Current & past employers: Security Service Federal Credit Union, Public Service Credit Union
Education: Metro State College

 

This borrower member posted the following loan description, which has not been verified:

 

Dear Lenders, I will be using the money to help with financing myself through school for my Master's degree. Thank you. Sincerely, Tara Kishiyama

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,947.00 Public Records On File: 0
Revolving Line Utilization: 48.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 363267

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363267

$1,500

7.68%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363267. Member loan 363267 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $750 / month
Current employer: n/a Debt-to-income ratio: 1.33%
Length of employment: n/a Location: Pensacola, FL
       
Home town: Pensacola
Current & past employers: Navy Exchange, Bealls Outlet, K-Mart (Currently back with them)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Some unexpected Expenses have caused me to borrow Money from Family and use my Credit Cards. The Requested Amount is to payoff ALL of Them (Family & Credit Cards).

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $733.00 Public Records On File: 0
Revolving Line Utilization: 17.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363271

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363271

$25,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363271. Member loan 363271 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,667 / month
Current employer: Texas Business Source, Inc Debt-to-income ratio: 16.62%
Length of employment: 4 years 6 months Location: The Woodlands, TX
       
Home town: Detroit
Current & past employers: Texas Business Source, Inc, Baker & Botts
Education: Houston Baptist University

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am buying a small business and need a small amount of the purchase price. I'll be purchasing the business for $100,000 and I'll be putting $75,000 down of my own funds. The business has been operating at the same location for 23 years and it is making a profit. I have operated a few small businesses similar to this one. Thanks for taking the time.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1987 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,663.00 Public Records On File: 0
Revolving Line Utilization: 47.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363275

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363275

$15,000

15.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363275. Member loan 363275 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,600 / month
Current employer: Childcare Center Debt-to-income ratio: 2.00%
Length of employment: 2 years 3 months Location: Willingboro, NJ
       
Home town: n/a
Current & past employers: Childcare Center, n/a
Education: n/a

 

This borrower member posted the following loan description, which has not been verified:

 

My daughter was recently diagnosed with cancer and I am looking for a loan to finance her medical treatments. I have exhausted my savings and I am still short. I am an owner of a childcare center in NJ and gross $3,600 monthly. I am hoping my daughter gets a chance at survival, that is why I am here. She begins her final treatments on Thursday and I am hoping to aquire the funds by then. I am more than willing to pay and would greatly appreciate the help. Thank you.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1986 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,431.00 Public Records On File: 0
Revolving Line Utilization: 97.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363281

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363281

$2,400

14.93%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363281. Member loan 363281 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,480 / month
Current employer: United States Government Debt-to-income ratio: 21.55%
Length of employment: 10 years Location: Orange Park, FL
       
Home town: Key west
Current & past employers: United States Government
Education: University Of Tampa

 

This borrower member posted the following loan description, which has not been verified:

 

We came into these bills when i had to pay for this operation for my son. Some of the stuff needed for his recovery was covered but some of it was not covered by the insurance. I thankyou for any and all help i can receive.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 42
Revolving Credit Balance: $4,332.00 Public Records On File: 1
Revolving Line Utilization: 98.50% Months Since Last Record: 55
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363291

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363291

$25,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363291. Member loan 363291 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Self Employed Debt-to-income ratio: 0.26%
Length of employment: 1 year 7 months Location: San Diego, CA
       
Home town: Baltimore
Current & past employers: Self Employed
Education: Randolph-Macon College

 

This borrower member posted the following loan description, which has not been verified:

 

I am purchasing a franchise in the IT (Information Technology) consulting sector. I have already committed $10k of my own money. I would like to finance the remaining $25k rather than sell brokerage assets (stocks, mutual funds, etc.) in a serverly depressed market. The cost of the interest over 3 years far outways the gain I will receive from keeping the assets in place to return to their 3 year average prices. I have been in IT consulting for 12 years. I have been working directly in the market for which I'm purchasing the franchise (providing IT support to a specific industry) for the past 5 years. The franchise will allow me to expand my client base with the full marketing abilities of a corporate backer.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $495.00 Public Records On File: 0
Revolving Line Utilization: 4.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363297

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363297

$12,000

11.78%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363297. Member loan 363297 was requested on November 11, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,833 / month
Current employer: HSBC Debt-to-income ratio: 11.74%
Length of employment: 3 years 3 months Location: Portland, OR
       
Home town: Los Angeles
Current & past employers: HSBC, Wal-Mart Stores
Education: Butte Community College

 

This borrower member posted the following loan description, which has not been verified:

 

I'd like this loan to payoff all my wife's and my credit cards.

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,290.00 Public Records On File: 0
Revolving Line Utilization: 33.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 356411

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

356411

$4,775

15.88%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 356411. Member loan 356411 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $2,083 / month
Current employer: United States Air Force Debt-to-income ratio: 10.77%
Length of employment: 5 months Location: Holloman AFB, NM
       
Home town: Boston
Current & past employers: United States Air Force
Education: University of Massachusetts-Lowell

 

This borrower member posted the following loan description, which has not been verified:

 

I will need this loan to cover the costs of purchasing a new vehicle and also to pay for car insurance. I reside in New Mexico, at Holloman Air Force Base and find myself extremely bored, with very little to do on base. Therefore, I have no choice but to take this loan in order to free myself from the base and possibly travel the surrounding area.

 

A credit bureau reported the following information about this borrower member on September 25, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,808.00 Public Records On File: 0
Revolving Line Utilization: 44.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 359677

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

359677

$25,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 359677. Member loan 359677 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Erica White Agency Debt-to-income ratio: 24.03%
Length of employment: 1 year 10 months Location: Phoenix, AZ
       
Home town: Big Springs
Current & past employers: Erica White Agency, 1st National Bank of Arizona - VP, Customer Service Manager, House 2 Home Lending - Senior Loan Officer
Education: Embry Riddle Aeronautical University at Prescott, Western International University

 

This borrower member posted the following loan description, which has not been verified:

 

I own an Allstate Insurance Agency and have been open since December of 2006. Since we are under two years in business and with the downturn in the market, it has been hard for me to find working capital in order to keep growing our business (other than personally financing using credit cards and other liquid assets). My husband and I have invested our personal assets and are looking for an infusion in order to continue growing our business. We have about $40K equity in our business if we were to sell it back to Allstate and $70K equity if we sold it to an outside buyer with the FF&E. If we are able to get an infusion in cash (cushion), this would help us get to the point where the new business and renewal income will be able to support the business and a loan repayment as well as repayment to our personal piggy bank.

 

A credit bureau reported the following information about this borrower member on October 22, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1971 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 59
Revolving Credit Balance: $34,953.00 Public Records On File: 1
Revolving Line Utilization: 65.10% Months Since Last Record: 113
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 362932

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362932

$20,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362932. Member loan 362932 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Wilson Farms Debt-to-income ratio: 8.79%
Length of employment: 12 years Location: BUFFALO, NY
       
Home town: Springville
Current & past employers: Wilson Farms
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

i want to consolidate my debt.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 76
Revolving Credit Balance: $12,272.00 Public Records On File: 0
Revolving Line Utilization: 46.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 362948

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362948

$6,000

16.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362948. Member loan 362948 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,425 / month
Current employer: AXA Equitable Debt-to-income ratio: 14.91%
Length of employment: 3 years 2 months Location: Brooklyn, NY
       
Home town: Brooklyn
Current & past employers: AXA Equitable, smith barney
Education: CUNY Bernard M Baruch College

 

This borrower member posted the following loan description, which has not been verified:

 

consolidate debt and medical expenses

 

A credit bureau reported the following information about this borrower member on November 11, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,234.00 Public Records On File: 0
Revolving Line Utilization: 98.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 362970

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

362970

$18,000

14.93%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 362970. Member loan 362970 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,584 / month
Current employer: Next Level Sailing Debt-to-income ratio: 12.85%
Length of employment: 6 years Location: SAN DIEGO, CA
       
Home town: Canton
Current & past employers: Next Level Sailing, Seaforth Boat Rentals
Education: United States Coast Guard Merchant Mariner

 

This borrower member posted the following loan description, which has not been verified:

 

I plan to continue flight training here in southern California. The loan will pay for commercial and flight instructor ratings. I will also be certified in multi engine aircraft. The advanced training phase will include ratings in the Cirrus and new Cessna 400 model aircraft. After completion I will be working as a full time instructor teaching the joy of flight. I will also be involved in a professional aircraft mgmt team in San Diego. Thanks for your support!

 

A credit bureau reported the following information about this borrower member on November 10, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 42
Revolving Credit Balance: $18,810.00 Public Records On File: 0
Revolving Line Utilization: 59.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363171

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363171

$5,000

14.62%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363171. Member loan 363171 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,917 / month
Current employer: Potomac Aerial Surveys Debt-to-income ratio: 2.13%
Length of employment: 12 years Location: Sharpsburg, MD
       
Home town: Frederick
Current & past employers: Potomac Aerial Surveys, Mobile Tool Inc.
Education: 6 1/2 Years With Current Employer

 

This borrower member posted the following loan description, which has not been verified:

 

ATV and Trailer

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,600.00 Public Records On File: 2
Revolving Line Utilization: 33.30% Months Since Last Record: 19
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363247

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363247

$6,000

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363247. Member loan 363247 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $6,888 / month
Current employer: Southern California Gas Co Debt-to-income ratio: 18.06%
Length of employment: 14 years Location: Long Beach, CA
       
Home town:
Current & past employers: Southern California Gas Co
Education: cal state long beach

 

This borrower member posted the following loan description, which has not been verified:

 

I'm trying to start a small business selling High Intensity Discharge headlights for all cars. Need 15,000 dollars to deposit for merchandise. Already have 9000 in hand just need help with the rest. Thanks for looking.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,958.00 Public Records On File: 0
Revolving Line Utilization: 87.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363252

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363252

$3,000

7.37%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363252. Member loan 363252 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,625 / month
Current employer: Conneaut Area City Schools Debt-to-income ratio: 8.95%
Length of employment: 22 years Location: CONNEAUT, OH
       
Home town: Conneaut
Current & past employers: Conneaut Area City Schools, The Grand River Academy, St. John Catholic High School
Education: Ohio University-Main Campus, Kent State University-Ashtabula Campus, Youngstown State University

 

This borrower member posted the following loan description, which has not been verified:

 

The loan will be used as an investment in my home that will allow me to save money on my winter heating cost. I plan to purchase a coal stove to reduce my reliance on natural gas as my primary heating source. The monthly bills are out of hand (budgeted at over $200.00 a month) and I hope to save considerably with this anthracite burning stove.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,975.00 Public Records On File: 0
Revolving Line Utilization: 21.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363319

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363319

$2,000

9.07%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363319. Member loan 363319 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: Navy Debt-to-income ratio: 23.50%
Length of employment: 10 years Location: Redmond, OR
       
Home town: Fort Benning
Current & past employers: Navy
Education: California State University, Chico

 

This borrower member posted the following loan description, which has not been verified:

 

2,000 loan requested to get me through a move and pay down a credit card. Will be able to make payments no problem and will pay off in full in January, 2009 as I get a large sum of money from an inheritance fund.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 56
Revolving Credit Balance: $5,742.00 Public Records On File: 0
Revolving Line Utilization: 28.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363328

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363328

$13,750

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363328. Member loan 363328 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,406 / month
Current employer: va comp/ssd Debt-to-income ratio: 24.43%
Length of employment: 8 years 6 months Location: potsdam, NY
       
Home town: parishville
Current & past employers: va comp/ssd, agway
Education: SUNY College of Technology at Canton

 

This borrower member posted the following loan description, which has not been verified:

 

pay off credit cards with minimal interest

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,473.00 Public Records On File: 0
Revolving Line Utilization: 26.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363340

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363340

$16,000

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363340. Member loan 363340 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: n/a Gross income: $7,083 / month
Current employer: Arizona Charlies Debt-to-income ratio: 6.06%
Length of employment: 10 years Location: las vegas, NV
       
Home town:
Current & past employers: Arizona Charlies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I want to take my wife on a wonderful vacation!

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,706.00 Public Records On File: 0
Revolving Line Utilization: 66.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363351

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363351

$16,000

13.36%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363351. Member loan 363351 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Dynalog, Inc. Debt-to-income ratio: 24.55%
Length of employment: 8 years 2 months Location: Royal Oak, MI
       
Home town: Seattle
Current & past employers: Dynalog, Inc., Healing Garden Journal
Education: Michigan State University, Olivet College, Calvin College, University of Michigan - Flint

 

This borrower member posted the following loan description, which has not been verified:

 

I have several credit card balances, most are reasonable rates (9.9% or lower). However, one of my credit cards, with a balance of just under $16k, increased the rate to 21.55%! I would like to refinance this balance at a lower rate and pay the interest to an individual, rather than a bank. I am a working professional (education: MBA, title: Director) and homeowner with a perfect payment history on all of my debts. I have worked successfully in my current industry for over 15 years. Also, I have made many personal loans to individuals in my own community and wish to continue to do more as I am able.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $146,579.00 Public Records On File: 0
Revolving Line Utilization: 85.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 363364

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363364

$24,000

17.15%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363364. Member loan 363364 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Fun and Function Debt-to-income ratio: 15.09%
Length of employment: 3 years 2 months Location: Merion Station, PA
       
Home town: Brooklyn
Current & past employers: Fun and Function, Philadelphia Community Kollel
Education: Touro College

 

This borrower member posted the following loan description, which has not been verified:

 

To whom this may concern: We are looking to borrow to help pay the costs of manufacturing our new line of products. We have a company called Fun and Function (www.funandfunction.com) which designs, manufactures, and sells cool affordable products for children with special needs. We have thousands of raving customers and have been featured on NBC and in publications accross the US. We deal with over a hundred vendors and are current on all of them.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 22
Revolving Credit Balance: $75,122.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 363367

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363367

$8,000

13.99%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363367. Member loan 363367 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: WPP company Debt-to-income ratio: 11.98%
Length of employment: 1 year 2 months Location: New York, NY
       
Home town: Chicago
Current & past employers: WPP company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Hello, I am planning to pay off a credit card balance of $7,450 with this loan. I have a full-time job with good job security, monthly income (after taxes/insurance) is $3,800. Monthly Expenses Rent is $2000 (Manhattan - what can you do?) Utilities/household expenses is $300 Additional credit card payments are $800 I am dedicated to paying this back early! Thanks for considering my loan -- appreciate your help.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 29
Revolving Credit Balance: $6,372.00 Public Records On File: 0
Revolving Line Utilization: 95.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363368

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363368

$10,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363368. Member loan 363368 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Southeast Security Debt-to-income ratio: 8.25%
Length of employment: 16 years Location: BEREA, OH
       
Home town:
Current & past employers: Southeast Security
Education: Cleveland State University

 

This borrower member posted the following loan description, which has not been verified:

 

Credit card interest rate just jumped to an outrageous rate for no reason. I checked my credit score and it has improved from the last time I checked. The credit card company literally said that it was due to the current economic down turn and that they would review the increase in one year. I do not want to pay this increase if there is an other option, and this looks like it may be just that.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 26
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 7    

 

 


 

 

 

Member Payment Dependent Notes Series 363389

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363389

$3,700

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363389. Member loan 363389 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,333 / month
Current employer: Self Debt-to-income ratio: 22.97%
Length of employment: 4 years 8 months Location: Phoenix, AZ
       
Home town: South Bend
Current & past employers: Self
Education: Regis University

 

This borrower member posted the following loan description, which has not been verified:

 

Hello: Thank you for considering my loan request. I work as a telecommunications consultant in international wholesale telecom. I work with companies to build international VoIP networks and "white" routes into various countries around the world. At present, I have a very large client (confidential) that has had me working on a network in India. I have purchased most of the equipment necessary, but have fallen short due to having to pay some "customs bribes" the last time I went to Delhi. In any case, I have arranged the travel for the final piece of this project and need additional capital to pay for one more softswitch, which I will dismantel and carry with me to India in my carry on luggage. These routes are very profitable whereas I earn on average $1200.00 per day while they are active. In most cases, these routes stay active for up to 12 months but at least 6. I can pay this and all of my unsecured debt off within 12 months upon the activation of this route. Thank you in advance for your consideration.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $47,039.00 Public Records On File: 0
Revolving Line Utilization: 89.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363401

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363401

$22,000

13.04%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363401. Member loan 363401 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Self Debt-to-income ratio: 18.98%
Length of employment: 10 years 3 months Location: Goleta, CA
       
Home town: Torrance
Current & past employers: Self, TRW
Education: CSU Long Beach

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting 25,000 to consolidate credit card debt and to purchase new computer equipment and software to enhance my business. This will allow me to lower my debt expense and invest back into my business on a monthly basis. I am in the advertising field and my business is growing at a good pace. I am currently creating an exhibit for a Major League Baseball team and this loan would enhance my ability to keep up in a technological manner would be very helpful to its future.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 75
Revolving Credit Balance: $22,909.00 Public Records On File: 0
Revolving Line Utilization: 75.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363402

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363402

$25,000

17.15%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363402. Member loan 363402 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,500 / month
Current employer: Bayview General Engineering Debt-to-income ratio: 0.97%
Length of employment: 6 years 1 month Location: Newman, CA
       
Home town: Oakland
Current & past employers: Bayview General Engineering
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am an investor with 13 rental units. I need to convert my family room into a home office and also use the funds for other miscellaneous business expenses.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 17
Revolving Credit Balance: $6,192.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 363405

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363405

$17,000

15.57%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363405. Member loan 363405 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: AT&T Debt-to-income ratio: 12.50%
Length of employment: 8 months Location: Sunnyvale, CA
       
Home town: Sunnyvale
Current & past employers: AT&T
Education: University of California-Santa Barbara (UCSB)

 

This borrower member posted the following loan description, which has not been verified:

 

I have three credit cards, all from paying off expenses during college. I am currently employed, and am making more than enough to pay off the credit cards with breathing room. I want to consolidate the debts into one regular, consistent payment. I am on special APR rates with my three cards, 8%, 5% and 0% but am concerned that when the promotional time runs out I'll be paying through the roof on interest rates. I am extremely responsible financially, and have always handled my finances well. I paid for the last two years of college mostly on my own though so the after effect of it is the debt I am left with now. I appeciate the help! Warm regards,

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,376.00 Public Records On File: 0
Revolving Line Utilization: 97.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363409

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363409

$25,000

14.62%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363409. Member loan 363409 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,917 / month
Current employer: Husing Group of Companies, Inc. Debt-to-income ratio: 13.97%
Length of employment: 5 years 4 months Location: Virginia Beach, VA
       
Home town: Ellwood City
Current & past employers: Husing Group of Companies, Inc., The Cobalt Group, Inc
Education: Point Park University

 

This borrower member posted the following loan description, which has not been verified:

 

I'm a small business owner with a very good revenue stream. Over the years, I've had to use credit cards to fund different projects and business expansion and now the credit card debt is not decreasing due to the rates. If the rates were reaonable, I could easily pay them off, but we all know what the Cc companies do to people. Long story short, I need to get the credit cards paid off and need some up front capital to get it done. I have a good credit score, am responsible with finances, have a great pay back history but cannot get a conventional loan because I'm self employed. I need the help of personal investors and in return you will make some money too - so it's a win/win. Thank You so much for your help - Paul.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 72
Revolving Credit Balance: $33,225.00 Public Records On File: 0
Revolving Line Utilization: 80.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363414

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363414

$7,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363414. Member loan 363414 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: yates tile and marble Debt-to-income ratio: 13.84%
Length of employment: 20 years Location: richmond, VA
       
Home town: richmond
Current & past employers: yates tile and marble
Education: Rappahanock community college

 

This borrower member posted the following loan description, which has not been verified:

 

engagement ring

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,650.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363418

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363418

$5,000

16.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363418. Member loan 363418 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Abway Locksmith Inc Debt-to-income ratio: 0.90%
Length of employment: 5 years Location: Yonkers, NY
       
Home town: Yonkers
Current & past employers: Abway Locksmith Inc
Education: Manhattan College

 

This borrower member posted the following loan description, which has not been verified:

 

Fines, court and lawyer fees for traffic tickets. A small balance on American Express account around $1000. School books for the upcoming semester. I also need new brakes and spark plugs for my car. I'm a full-time student at Manhattan College in Riverdale currently a Mechanical Engineering student. I have two steady part time jobs, but do not have the lump sum of money I need right now to set my path straight.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,007.00 Public Records On File: 0
Revolving Line Utilization: 17.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363420

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363420

$25,000

10.51%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363420. Member loan 363420 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,749 / month
Current employer: Vision Oil, Inc. Debt-to-income ratio: 8.31%
Length of employment: 11 years 9 months Location: Salem, OR
       
Home town:
Current & past employers: Vision Oil, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

A brief description of our business: At Einstein?s Oilery we?re reinventing extraordinary service. This means bringing back the outstanding service our customers expect and deserve. We aim to revolutionize the automotive industry by providing an unparalleled customer experience and adhering to the highest standards of professionalism and integrity. We believe servicing your vehicle should be enjoyable rather than a chore and that you should always leave with the utmost confidence that the job was performed right. To that end we invite our customers to remain in their vehicles and watch our technicians at work on our in service TV monitors. If they prefer our patrons can also relax with a free cup of Starbucks and a newspaper or surf the web with free wireless Internet. Einstein?s Oilery is both socially and environmentally responsible, recycling all our used oil and other fluids. We?re also committed to investing in our neighborhoods and beyond through community outreach and service p rograms including youth sports activities, local schools, and poverty relief around the world. Einstein's owners are industry veterans possessing a cumulative 20+ years of experience in the automotive industry. To find out more about us please visit our website at www.einsteinsoilery.com We opened our first Einstein's location in November of 2007 and will reach 600k in sales in our first year of business. We attained profitability four months after opening our doors. We expect to increase sales at our first location by 20-30% in 2009. We are also planning to open our second location early in 2009. The purpose of this loan is to purchase equipment and point of sale computers for our new store which is currently under construction.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,210.00 Public Records On File: 0
Revolving Line Utilization: 10.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363431

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363431

$7,000

11.46%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363431. Member loan 363431 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: UNITED RENTALS Debt-to-income ratio: 12.35%
Length of employment: 8 years Location: STATE COLLEGE, PA
       
Home town:
Current & past employers: UNITED RENTALS
Education: PENN STATE UNIVERSITY

 

This borrower member posted the following loan description, which has not been verified:

 

Need immediate cash for dental work.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 53 Months Since Last Delinquency: 3
Revolving Credit Balance: $1,911.00 Public Records On File: 0
Revolving Line Utilization: 11.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363435

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363435

$25,000

15.25%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363435. Member loan 363435 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: kane auto parts inc. Debt-to-income ratio: 13.73%
Length of employment: 25 years 3 months Location: kane, PA
       
Home town: kane
Current & past employers: kane auto parts inc., napa auto parts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

We are looking to acquire working cash to get caught up on credit card debt.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1987 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,840.00 Public Records On File: 0
Revolving Line Utilization: 54.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

 


 

 

 

Member Payment Dependent Notes Series 363470

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363470

$6,400

12.09%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363470. Member loan 363470 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: BMK Construction Debt-to-income ratio: 2.79%
Length of employment: 2 years Location: Kailua-Kona, HI
       
Home town: Honolulu
Current & past employers: BMK Construction, Former business owner
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Due to emergency medical and moving expenses I had to dip into my down payment fund. I am recently divorced trying to start a new life on my own.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: 65
Revolving Credit Balance: $8,258.00 Public Records On File: 1
Revolving Line Utilization: 75.80% Months Since Last Record: 103
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 363485

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363485

$15,000

14.62%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363485. Member loan 363485 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $13,958 / month
Current employer: Charles Financial Services, LLC Debt-to-income ratio: 5.21%
Length of employment: 3 years 2 months Location: North Miami Beach, FL
       
Home town: Miami
Current & past employers: Charles Financial Services, LLC, Boca Raton Community Hospital
Education: Florida Atlantic University

 

This borrower member posted the following loan description, which has not been verified:

 

I'm requesting a loan to help with the cost of my business supplies and expenses.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 57
Revolving Credit Balance: $10,326.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 363512

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363512

$4,500

10.83%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363512. Member loan 363512 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Novato Unified School District Debt-to-income ratio: 8.66%
Length of employment: 10 years 6 months Location: Sonoma, CA
       
Home town: Washington D.C.
Current & past employers: Novato Unified School District
Education: Sonoma State University

 

This borrower member posted the following loan description, which has not been verified:

 

This loan is to pay off a credit card that is charging an extremely high interest rate.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,103.00 Public Records On File: 1
Revolving Line Utilization: 53.50% Months Since Last Record: 115
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 363517

 

Series of Member Payment Dependent Notes

Maximum aggregate principal amount offered

Stated interest rate

Service Charge

Initial maturity

Final maturity

363517

$10,200

10.20%

1.00%

Three years, four business days following issuance

One year after initial maturity

 

               This series of Notes will be issued upon closing and funding of member loan 363517. Member loan 363517 was requested on November 12, 2008 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: The Loop Debt-to-income ratio: 14.37%
Length of employment: 1 month Location: Toluca Lake, CA
       
Home town: West Des Moines
Current & past employers: The Loop, McClatchy Company
Education: Iowa State University

 

This borrower member posted the following loan description, which has not been verified:

 

I've been working diligently on my credit card debt for about a year and I need a little help. My hope is that I can get a loan at a better rate than I'm currently getting from my credit card. I don't spend on my cards at all right now, but health problems in the past and getting laid off earlier this year racked up some debt. I have a full-time job and am very good about my finances. I just need a jump-start.

 

A credit bureau reported the following information about this borrower member on November 12, 2008:

 

Credit Score Range: 714+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,869.00 Public Records On File: 0
Revolving Line Utilization: 46.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 

Posting Report Supplement No. 32 dated November 13, 2008

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