The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CURRENCY HEDG MSCI EAFE ETF ETF 46434V803 68,556,428 2,872,075 SH   SOLE   2,872,075 0 0
ISHARES NORTH AMER NATL RES ETF ETF 464287374 7,185,392 241,688 SH   SOLE   241,688 0 0
SPDR DOW JONE GLOBAL REAL ESTATE ETF ETF 78463X749 296,512 6,055 SH   SOLE   6,055 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 5,107,423 62,861 SH   SOLE   62,861 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 80,228 2,236 SH   SOLE   2,236 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 921,737 26,655 SH   SOLE   26,655 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 671,616 13,842 SH   SOLE   13,842 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 401,659 7,267 SH   SOLE   7,267 0 0
VANGUARD S&P 500 ETF ETF 922908363 3,594,502 19,063 SH   SOLE   19,063 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 14,680,364 177,288 SH   SOLE   177,288 0 0