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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 6,918,229 209,073 SH   SOLE   209,073 0 0
VANGUARD S&P 500 ETF NEW ETF 922908363 3,071,860 17,483 SH   SOLE   17,483 0 0
VANGUARD DIV APPRCIATION ETF 921908844 3,479,009 47,179 SH   SOLE   47,179 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 364,944 7,421 SH   SOLE   7,421 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 239,000 4,451 SH   SOLE   4,451 0 0
ISHARES ETF CURRENCY HEDGED MSCI EAFE ETF 46434V803 85,972,680 3,497,668 SH   SOLE   3,497,668 0 0
ISHARES NORTH AMERICAN NATURAL RESOURCES ETF ETF 464287374 7,600,940 261,740 SH   SOLE   261,740 0 0
SPDR S&P 500 ETF ETF 78462F103 9,581 50 SH   SOLE   50 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858 79,691 2,236 SH   SOLE   2,236 0 0
VANGUARD BOND INDEX FUND TOTAL BOND MARKET ETF ETF 921937835 14,407,153 175,847 SH   SOLE   175,847 0 0