XML 50 R38.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Allowance for Credit Losses on Loans - Summary of Changes in Allowance for Loan Losses, by Portfolio Type (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance $ 30,926 $ 23,518 $ 23,518
ASC 326 Adoption Day 1 Adjustment   8,120  
Charge-offs (2,285) (973) (5,771)
Recoveries 255 489  
Provision 2,554 314  
Ending allowance 31,450 31,468 30,926
Real Estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 24,744 13,102 13,102
ASC 326 Adoption Day 1 Adjustment   7,042  
Charge-offs (41) (171)  
Recoveries 12 37  
Provision (134) 1,781  
Ending allowance 24,581 21,791 24,744
Real Estate | Construction & land development      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 5,845 1,232 1,232
ASC 326 Adoption Day 1 Adjustment   1,891  
Charge-offs 0 0 0
Recoveries 1 0  
Provision (1,016) 779  
Ending allowance 4,830 3,902 5,845
Real Estate | Farmland      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 36 83 83
ASC 326 Adoption Day 1 Adjustment   (39)  
Charge-offs 0 0 0
Recoveries 0 0  
Provision 27 (6)  
Ending allowance 63 38 36
Real Estate | 1- 4 family      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 6,653 1,761 1,761
ASC 326 Adoption Day 1 Adjustment   3,465  
Charge-offs (41) (33) (964)
Recoveries 3 3  
Provision (20) 253  
Ending allowance 6,595 5,449 6,653
Real Estate | Multifamily      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 1,614 746 746
ASC 326 Adoption Day 1 Adjustment   1,418  
Charge-offs 0 0 0
Recoveries 0 0  
Provision 163 194  
Ending allowance 1,777 2,358 1,614
Real Estate | Non-farm non-residential      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 10,596 9,280 9,280
ASC 326 Adoption Day 1 Adjustment   307  
Charge-offs 0 (138) (138)
Recoveries 8 34  
Provision 712 561  
Ending allowance 11,316 10,044 10,596
Non-Real Estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 6,182 10,416 10,416
ASC 326 Adoption Day 1 Adjustment   1,078  
Charge-offs (2,244) (802)  
Recoveries 243 452  
Provision 2,688 (1,467)  
Ending allowance 6,869 9,677 6,182
Non-Real Estate | Agricultural      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 97 240 240
ASC 326 Adoption Day 1 Adjustment   (98)  
Charge-offs (33) 0 0
Recoveries 10 167  
Provision 46 (166)  
Ending allowance 120 143 97
Non-Real Estate | Commercial and industrial      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 2,711 2,194 2,194
ASC 326 Adoption Day 1 Adjustment   2,971  
Charge-offs (627) (44) (1,694)
Recoveries 115 154  
Provision 1,684 (1,021)  
Ending allowance 3,883 4,254 2,711
Non-Real Estate | Commercial leases      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 1,948 4,879 4,879
ASC 326 Adoption Day 1 Adjustment   (162)  
Charge-offs 0 0 0
Recoveries 0 0  
Provision (564) (2,280)  
Ending allowance 1,384 2,437 1,948
Non-Real Estate | Consumer and other      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 1,426 2,506 2,506
ASC 326 Adoption Day 1 Adjustment   (1,042)  
Charge-offs (1,584) (758) (2,975)
Recoveries 118 131  
Provision 1,522 860  
Ending allowance 1,482 1,697 1,426
Non-Real Estate | Unallocated      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning allowance 0 597 597
ASC 326 Adoption Day 1 Adjustment   (591)  
Charge-offs 0 0  
Recoveries 0 0  
Provision 0 1,140  
Ending allowance $ 0 $ 1,146 $ 0