CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Cash and cash equivalents:
Cash and due from banks	$ 200,825	$ 82,796
Federal funds sold	450	423
Cash and cash equivalents	201,275	83,219
Investment securities:
Available for sale, at fair value	79,857	131,458
Held to maturity, at cost and net of allowance for credit losses of $80 and $0 (estimated fair value of $234,771 and $242,560 respectively)	320,624	320,068
Investment securities	400,481	451,526
Federal Home Loan Bank stock, at cost	13,241	6,528
Loans held for sale	0	0
Loans, net of unearned income	2,699,393	2,519,077
Less: allowance for credit losses	31,936	23,518
Net loans	2,667,457	2,495,559
Premises and equipment, net	64,006	58,206
Goodwill	12,900	12,900
Intangible assets, net	4,366	4,979
Other real estate, net	1,135	113
Accrued interest receivable	16,728	13,002
Other assets	36,645	25,315
Total Assets	3,418,234	3,151,347
Deposits:
Noninterest-bearing demand	458,392	524,415
Interest-bearing demand	1,435,555	1,460,259
Savings	214,371	205,760
Time	706,691	533,358
Total deposits	2,815,009	2,723,792
Short-term advances from Federal Home Loan Bank	125,000	120,000
Short-term borrowings	20,000	20,000
Repurchase agreements	7,659	6,442
Accrued interest payable	10,780	4,289
Long-term advances from Federal Home Loan Bank	155,000	0
Senior long-term debt	20,306	21,927
Junior subordinated debentures	15,000	15,000
Other liabilities	10,658	4,906
Total Liabilities	3,179,412	2,916,356
Preferred stock, Series A - $1,000 par value - 100,000 shares authorized
Non-cumulative perpetual; 34,500 shares issued and outstanding	33,058	33,058
Common stock, $1 par value - 100,600,000 shares authorized; 11,431,083 and 10,716,796 shares issued and outstanding	11,431	10,717
Surplus	139,379	130,093
Retained earnings	69,247	76,351
Accumulated other comprehensive (loss) income	(14,293)	(15,228)
Total Shareholders' Equity	238,822	234,991
Total Liabilities and Shareholders' Equity	$ 3,418,234	$ 3,151,347