Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2012

Regulatory Capital Requirements [Abstract]

Schedule of Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios are presented in the following table.

									To be Well Capitalized
					For Capital Adequacy				Under Prompt Corrective
	Actual				Purposes				Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
December 31, 2012:
Total risk-based capital (1)	$	157,254	27.37	%	$	45,968	8.00	%	$	57,461	10.00	%
Tier 1 risk-based capital	150,006		26.11		22,984		4.00		34,476		6.00
Tier 1 leverage capital (1)	150,006		15.79		37,995		4.00		47,494		5.00
December 31, 2011:
Total risk-based capital	$	153,935	24.76	%	$	49,737	8.00	%	$	62,171	10.00	%
Tier 1 risk-based capital	146,058		23.49		24,868		4.00		37,303		6.00
Tier 1 leverage capital	146,058		13.54		43,155		4.00		53,944		5.00

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⁽¹⁾ Pursuant to the Bank's MOU, the Bank must maintain a Tier 1 leverage capital ratio of no less than 10% and a Total risk-based capital ratio of no less than 12%.