The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 215 1,600 SH   SOLE   0 0 1,600
ALTRIA GROUP INC COM 02209S103 532 13,166 SH   SOLE   0 0 13,166
AMGEN INC COM 031162100 535 2,372 SH   SOLE   0 0 2,372
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 451 26,287 SH   SOLE   0 0 26,287
APPLE INC COM 037833100 1,938 14,024 SH   SOLE   0 0 14,024
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 461 12,830 SH   SOLE   0 0 12,830
CANADIAN NATL RY CO COM 136375102 1,222 11,315 SH   SOLE   0 0 11,315
CATERPILLAR INC COM 149123101 706 4,305 SH   SOLE   0 0 4,305
CHEVRON CORP NEW COM 166764100 297 2,070 SH   SOLE   0 0 2,070
CISCO SYS INC COM 17275R102 794 19,839 SH   SOLE   0 0 19,839
COMCAST CORP NEW CL A 20030N101 1,261 43,007 SH   SOLE   0 0 43,007
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 1,647 80,570 SH   SOLE   0 0 80,570
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 5,443 139,673 SH   SOLE   0 0 139,673
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 279 12,917 SH   SOLE   0 0 12,917
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 5,604 296,654 SH   SOLE   0 0 296,654
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,535 97,476 SH   SOLE   0 0 97,476
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 3,963 133,832 SH   SOLE   0 0 133,832
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 212 8,232 SH   SOLE   0 0 8,232
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 255 10,145 SH   SOLE   0 0 10,145
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 10,640 274,084 SH   SOLE   0 0 274,084
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 25,587 1,150,490 SH   SOLE   0 0 1,150,490
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 2,903 151,533 SH   SOLE   0 0 151,533
DISNEY WALT CO COM 254687106 1,842 19,531 SH   SOLE   0 0 19,531
EMERSON ELEC CO COM 291011104 232 3,171 SH   SOLE   0 0 3,171
ENBRIDGE INC COM 29250N105 332 8,957 SH   SOLE   0 0 8,957
ENTERPRISE PRODS PARTNERS L COM 293792107 1,634 68,703 SH   SOLE   0 0 68,703
EXXON MOBIL CORP COM 30231G102 230 2,634 SH   SOLE   0 0 2,634
FORD MTR CO DEL COM 345370860 151 13,450 SH   SOLE   0 0 13,450
HEALTHPEAK PROPERTIES INC COM 42250P103 442 19,269 SH   SOLE   0 0 19,269
INHIBRX INC COM 45720L107 263 14,659 SH   SOLE   0 0 14,659
INTERNATIONAL BUSINESS MACHS COM 459200101 245 2,063 SH   SOLE   0 0 2,063
ISHARES TR PFD AND INCM SEC 464288687 20,053 633,170 SH   SOLE   0 0 633,170
ISHARES TR ISHARES BIOTECH 464287556 1,529 13,074 SH   SOLE   0 0 13,074
ISHARES TR GLOBAL REIT ETF 46434V647 1,351 63,500 SH   SOLE   0 0 63,500
ISHARES TR 20 YR TR BD ETF 464287432 19,235 187,755 SH   SOLE   0 0 187,755
ISHARES TR TIPS BD ETF 464287176 499 4,756 SH   SOLE   0 0 4,756
JOHNSON & JOHNSON COM 478160104 694 4,246 SH   SOLE   0 0 4,246
KIMBALL ELECTRONICS INC COM 49428J109 228 13,297 SH   SOLE   0 0 13,297
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,480 31,145 SH   SOLE   0 0 31,145
MEDICAL PPTYS TRUST INC COM 58463J304 119 10,000 SH   SOLE   0 0 10,000
MICROSOFT CORP COM 594918104 927 3,982 SH   SOLE   0 0 3,982
PHILIP MORRIS INTL INC COM 718172109 399 4,811 SH   SOLE   0 0 4,811
QUALCOMM INC COM 747525103 638 5,646 SH   SOLE   0 0 5,646
RAYTHEON TECHNOLOGIES CORP COM 75513E101 233 2,849 SH   SOLE   0 0 2,849
SIMON PPTY GROUP INC NEW COM 828806109 333 3,709 SH   SOLE   0 0 3,709
SOUTHERN CO COM 842587107 1,062 15,611 SH   SOLE   0 0 15,611
SPDR GOLD TR GOLD SHS 78463V107 10,291 66,532 SH   SOLE   0 0 66,532
SPDR S&P 500 ETF TR TR UNIT 78462F103 292 818 SH   SOLE   0 0 818
TESLA INC COM 88160R101 338 1,276 SH   SOLE   0 0 1,276
TEXAS INSTRS INC COM 882508104 311 2,012 SH   SOLE   0 0 2,012
UNILEVER PLC SPON ADR NEW 904767704 714 16,284 SH   SOLE   0 0 16,284
VANECK ETF TRUST PREFERRED SECURT 92189F429 626 36,370 SH   SOLE   0 0 36,370
VANGUARD BD INDEX FDS INTERMED TERM 921937819 823 11,201 SH   SOLE   0 0 11,201
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 283 3,963 SH   SOLE   0 0 3,963
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 31,192 416,893 SH   SOLE   0 0 416,893
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,407 13,409 SH   SOLE   0 0 13,409
VANGUARD INDEX FDS GROWTH ETF 922908736 1,591 7,435 SH   SOLE   0 0 7,435
VANGUARD INDEX FDS VALUE ETF 922908744 1,493 12,090 SH   SOLE   0 0 12,090
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,209 8,433 SH   SOLE   0 0 8,433
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,903 9,752 SH   SOLE   0 0 9,752
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 260 3,302 SH   SOLE   0 0 3,302
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,417 31,940 SH   SOLE   0 0 31,940
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,359 64,635 SH   SOLE   0 0 64,635
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 493 10,250 SH   SOLE   0 0 10,250
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 802 13,879 SH   SOLE   0 0 13,879
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 379 2,801 SH   SOLE   0 0 2,801
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,578 180,919 SH   SOLE   0 0 180,919
VANGUARD WORLD FD ESG INTL STK ETF 921910725 314 7,225 SH   SOLE   0 0 7,225
VERIZON COMMUNICATIONS INC COM 92343V104 384 10,117 SH   SOLE   0 0 10,117
WISDOMTREE TR US AI ENHANCED 97717W406 545 6,675 SH   SOLE   0 0 6,675