The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 227 1,280 SH   SOLE   0 0 1,280
ABBOTT LABS COM 002824100 340 2,419 SH   SOLE   0 0 2,419
ABBVIE INC COM 00287Y109 434 3,203 SH   SOLE   0 0 3,203
ADVANCED MICRO DEVICES INC COM 007903107 223 1,550 SH   SOLE   0 0 1,550
ALTRIA GROUP INC COM 02209S103 638 13,457 SH   SOLE   0 0 13,457
AMAZON COM INC COM 023135106 307 92 SH   SOLE   0 0 92
AMGEN INC COM 031162100 533 2,371 SH   SOLE   0 0 2,371
ANNALY CAPITAL MANAGEMENT IN COM 035710409 822 105,150 SH   SOLE   0 0 105,150
APPLE INC COM 037833100 2,589 14,581 SH   SOLE   0 0 14,581
BK OF AMERICA CORP COM 060505104 240 5,400 SH   SOLE   0 0 5,400
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 590 9,696 SH   SOLE   0 0 9,696
CANADIAN NATL RY CO COM 136375102 1,518 12,353 SH   SOLE   0 0 12,353
CATERPILLAR INC COM 149123101 890 4,305 SH   SOLE   0 0 4,305
CHEVRON CORP NEW COM 166764100 243 2,074 SH   SOLE   0 0 2,074
CISCO SYS INC COM 17275R102 1,278 20,169 SH   SOLE   0 0 20,169
COMCAST CORP NEW CL A 20030N101 2,657 52,788 SH   SOLE   0 0 52,788
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 262 7,982 SH   SOLE   0 0 7,982
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 320 9,685 SH   SOLE   0 0 9,685
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 32,651 1,127,058 SH   SOLE   0 0 1,127,058
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 12,616 244,026 SH   SOLE   0 0 244,026
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,854 80,912 SH   SOLE   0 0 80,912
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 6,545 137,742 SH   SOLE   0 0 137,742
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,992 152,900 SH   SOLE   0 0 152,900
DISNEY WALT CO COM 254687106 3,197 20,643 SH   SOLE   0 0 20,643
ENBRIDGE INC COM 29250N105 356 9,109 SH   SOLE   0 0 9,109
ENTERPRISE PRODS PARTNERS L COM 293792107 1,509 68,703 SH   SOLE   0 0 68,703
EXELA TECHNOLOGIES INC COM NEW 30162V409 23 26,038 SH   SOLE   0 0 26,038
FORD MTR CO DEL COM 345370860 273 13,150 SH   SOLE   0 0 13,150
HEALTHPEAK PROPERTIES INC COM 42250P103 695 19,269 SH   SOLE   0 0 19,269
INTERNATIONAL BUSINESS MACHS COM 459200101 281 2,106 SH   SOLE   0 0 2,106
ISHARES TR GLOBAL REIT ETF 46434V647 1,405 45,908 SH   SOLE   0 0 45,908
ISHARES TR ISHARES BIOTECH 464287556 2,039 13,362 SH   SOLE   0 0 13,362
ISHARES TR PFD AND INCM SEC 464288687 25,145 637,714 SH   SOLE   0 0 637,714
ISHARES TR TIPS BD ETF 464287176 582 4,505 SH   SOLE   0 0 4,505
JOHNSON & JOHNSON COM 478160104 726 4,243 SH   SOLE   0 0 4,243
KIMBALL ELECTRONICS INC COM 49428J109 289 13,297 SH   SOLE   0 0 13,297
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,446 31,145 SH   SOLE   0 0 31,145
MEDICAL PPTYS TRUST INC COM 58463J304 236 10,000 SH   SOLE   0 0 10,000
META PLATFORMS INC CL A 30303M102 333 989 SH   SOLE   0 0 989
MICROSOFT CORP COM 594918104 1,413 4,202 SH   SOLE   0 0 4,202
NVIDIA CORPORATION COM 67066G104 295 1,005 SH   SOLE   0 0 1,005
PHILIP MORRIS INTL INC COM 718172109 522 5,491 SH   SOLE   0 0 5,491
PROSHARES TR S&P 500 DV ARIST 74348A467 238 2,420 SH   SOLE   0 0 2,420
QUALCOMM INC COM 747525103 854 4,671 SH   SOLE   0 0 4,671
RAYTHEON TECHNOLOGIES CORP COM 75513E101 245 2,848 SH   SOLE   0 0 2,848
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 293 5,000 SH   SOLE   0 0 5,000
SIMON PPTY GROUP INC NEW COM 828806109 593 3,709 SH   SOLE   0 0 3,709
SOUTHERN CO COM 842587107 1,127 16,440 SH   SOLE   0 0 16,440
SPDR GOLD TR GOLD SHS 78463V107 7,886 46,128 SH   SOLE   0 0 46,128
SPDR S&P 500 ETF TR TR UNIT 78462F103 679 1,429 SH   SOLE   0 0 1,429
TESLA INC COM 88160R101 441 417 SH   SOLE   0 0 417
TEXAS INSTRS INC COM 882508104 379 2,010 SH   SOLE   0 0 2,010
UNILEVER PLC SPON ADR NEW 904767704 1,089 20,254 SH   SOLE   0 0 20,254
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 14,788 182,949 SH   SOLE   0 0 182,949
VANGUARD INDEX FDS GROWTH ETF 922908736 2,755 8,585 SH   SOLE   0 0 8,585
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,541 8,617 SH   SOLE   0 0 8,617
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,351 11,892 SH   SOLE   0 0 11,892
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,599 14,905 SH   SOLE   0 0 14,905
VANGUARD INDEX FDS VALUE ETF 922908744 1,809 12,295 SH   SOLE   0 0 12,295
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,861 30,371 SH   SOLE   0 0 30,371
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,434 69,435 SH   SOLE   0 0 69,435
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 462 4,298 SH   SOLE   0 0 4,298
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 5,985 98,394 SH   SOLE   0 0 98,394
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 456 2,656 SH   SOLE   0 0 2,656
VANGUARD STAR FDS VG TL INTL STK F 921909768 320 5,036 SH   SOLE   0 0 5,036
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,685 189,674 SH   SOLE   0 0 189,674
VANGUARD WORLD FD ESG INTL STK ETF 921910725 416 6,700 SH   SOLE   0 0 6,700
VERIZON COMMUNICATIONS INC COM 92343V104 524 10,091 SH   SOLE   0 0 10,091
WISDOMTREE TR US DIVID EX FNCL 97717W406 721 7,130 SH   SOLE   0 0 7,130