Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Revenue
Gross premiums earned	$ 86,002	$ 86,163	$ 251,914	$ 257,854
Premiums ceded	(31,568)	(31,986)	(94,298)	(97,190)
Net premiums earned	54,434	54,177	157,616	160,664
Net investment income	3,621	5,054	11,125	11,671
Net realized investment (losses) gains	(30)	1,626	(535)	6,520
Net unrealized investment gains (losses)	642	(390)	7,261	(4,547)
Net other-than-temporary impairment losses	0	0	0	(80)
Policy fee income	811	843	2,406	2,563
Other	501	433	1,370	1,504
Total revenue	59,979	61,743	179,243	178,295
Expenses
Losses and loss adjustment expenses	27,327	25,769	78,616	67,227
Policy acquisition and other underwriting expenses	10,988	9,829	30,738	29,148
General and administrative personnel expenses	7,951	6,781	23,313	20,904
Interest expense	2,907	4,552	10,128	13,527
Other operating expenses	3,087	2,889	9,131	9,242
Total expenses	52,260	49,820	151,926	140,048
Income before income taxes	7,719	11,923	27,317	38,247
Income tax expense	1,866	2,926	7,173	12,056
Net income	$ 5,853	$ 8,997	$ 20,144	$ 26,191
Basic earnings per share	$ 0.73	$ 1.08	$ 2.49	$ 3.29
Diluted earnings per share	$ 0.73	$ 1.00	$ 2.49	$ 3.03