The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 299 1,815 SH   SOLE 1,815 0 0
ABBOTT LABS COM 002824100 204 4,396 SH   SOLE 4,396 0 0
ACE LTD SHS H0023R105 388 3,479 SH   SOLE 3,479 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 232 1,547 SH   SOLE 1,547 0 0
ALLIANCE DATA SYSTEMS CORP COM 018581108 239 807 SH   SOLE 807 0 0
ALTRIA GROUP INC COM 02209S103 536 10,725 SH   SOLE 10,725 0 0
AMERICAN RAILCAR INDS INC COM 02916P103 2,125 42,735 SH   SOLE 42,735 0 0
AMGEN INC COM 031162100 314 1,964 SH   SOLE 1,964 0 0
AMPHENOL CORP NEW CL A 032095101 261 4,436 SH   SOLE 4,436 0 0
ARES CAP CORP COM 04010L103 2,949 171,762 SH   SOLE 171,762 0 0
B & G FOODS INC NEW COM 05508R106 2,916 99,070 SH   SOLE 99,070 0 0
BAKER HUGHES INC COM 057224107 361 5,676 SH   SOLE 5,676 0 0
BB&T CORP COM 054937107 207 5,298 SH   SOLE 5,298 0 0
BECTON DICKINSON & CO COM 075887109 214 1,487 SH   SOLE 1,487 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 218 1 SH   SOLE 1 0 0
BP PLC SPONSORED ADR 055622104 210 5,364 SH   SOLE 5,364 0 0
CA INC COM 12673P105 3,194 97,959 SH   SOLE 97,959 0 0
CANADIAN NATL RY CO COM 136375102 362 5,417 SH   SOLE 5,417 0 0
CAPITAL ONE FINL CORP COM 14040H105 200 2,540 SH   SOLE 2,540 0 0
CISCO SYS INC COM 17275R102 3,399 123,483 SH   SOLE 123,483 0 0
COACH INC COM 189754104 393 9,483 SH   SOLE 9,483 0 0
COMERICA INC COM 200340107 1,675 37,126 SH   SOLE 37,126 0 0
COMMERCIAL METALS CO COM 201723103 2,754 170,099 SH   SOLE 170,099 0 0
CONAGRA FOODS INC COM 205887102 2,885 78,970 SH   SOLE 78,970 0 0
CONOCOPHILLIPS COM 20825C104 2,950 47,384 SH   SOLE 47,384 0 0
CORNING INC COM 219350105 3,130 138,015 SH   SOLE 138,015 0 0
COSTCO WHSL CORP NEW COM 22160K105 242 1,598 SH   SOLE 1,598 0 0
DBX ETF TR XTRAK MSCI EAFE 233051200 7,400 246,988 SH   SOLE 246,988 0 0
DEERE & CO COM 244199105 218 2,482 SH   SOLE 2,482 0 0
DELPHI AUTOMOTIVE PLC SHS G27823106 241 3,021 SH   SOLE 3,021 0 0
DISNEY WALT CO COM DISNEY 254687106 383 3,652 SH   SOLE 3,652 0 0
DOLLAR TREE INC COM 256746108 477 5,879 SH   SOLE 5,879 0 0
DONNELLEY R R & SONS CO COM 257867101 3,211 167,352 SH   SOLE 167,352 0 0
DOW CHEM CO COM 260543103 278 5,784 SH   SOLE 5,784 0 0
E M C CORP MASS COM 268648102 397 15,521 SH   SOLE 15,521 0 0
ECOLAB INC COM 278865100 407 3,554 SH   SOLE 3,554 0 0
EDUCATION RLTY TR INC COM NEW 28140H203 2,754 77,828 SH   SOLE 77,828 0 0
EXXON MOBIL CORP COM 30231G102 367 4,323 SH   SOLE 4,323 0 0
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 532 21,068 SH   SOLE 21,068 0 0
FIRST TR INTER DUR PFD & IN COM 33718W103 1,882 83,809 SH   SOLE 83,809 0 0
FIRSTMERIT CORP COM 337915102 2,840 149,014 SH   SOLE 149,014 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 690 28,288 SH   SOLE 28,288 0 0
FNB CORP PA COM 302520101 2,785 211,933 SH   SOLE 211,933 0 0
GALLAGHER ARTHUR J & CO COM 363576109 2,766 59,156 SH   SOLE 59,156 0 0
GOOGLE INC CL A 38259P508 523 942 SH   SOLE 942 0 0
GOOGLE INC CL C 38259P706 557 1,017 SH   SOLE 1,017 0 0
GREIF INC CL A 397624107 2,409 61,348 SH   SOLE 61,348 0 0
HANOVER INS GROUP INC COM 410867105 2,924 40,289 SH   SOLE 40,289 0 0
HATTERAS FINL CORP COM 41902R103 2,630 144,818 SH   SOLE 144,818 0 0
HOME DEPOT INC COM 437076102 246 2,167 SH   SOLE 2,167 0 0
HONEYWELL INTL INC COM 438516106 264 2,533 SH   SOLE 2,533 0 0
ICON PLC SHS G4705A100 211 2,991 SH   SOLE 2,991 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 2,868 95,782 SH   SOLE 95,782 0 0
ING GROEP N V SPONSORED ADR 456837103 290 19,834 SH   SOLE 19,834 0 0
INNOPHOS HOLDINGS INC COM 45774N108 2,765 49,059 SH   SOLE 49,059 0 0
INTEL CORP COM 458140100 2,858 91,405 SH   SOLE 91,405 0 0
ISHARES GLB INFRASTR ETF 464288372 773 18,484 SH   SOLE 18,484 0 0
ISHARES INTL DEV RE ETF 464288489 2,829 91,108 SH   SOLE 91,108 0 0
ISHARES TR NA NAT RES 464287374 806 21,462 SH   SOLE 21,462 0 0
ISHARES TR SP SMCP600GR ETF 464287887 248 1,908 SH   SOLE 1,908 0 0
KIMBERLY CLARK CORP COM 494368103 247 2,308 SH   SOLE 2,308 0 0
KRAFT FOODS GROUP INC COM 50076Q106 207 2,373 SH   SOLE 2,373 0 0
LEGGETT & PLATT INC COM 524660107 3,234 70,177 SH   SOLE 70,177 0 0
LILLY ELI & CO COM 532457108 200 2,747 SH   SOLE 2,747 0 0
LKQ CORP COM 501889208 235 9,204 SH   SOLE 9,204 0 0
LSI INDS INC COM 50216C108 705 86,544 SH   SOLE 86,544 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 205 2,339 SH   SOLE 2,339 0 0
M & T BK CORP COM 55261F104 361 2,844 SH   SOLE 2,844 0 0
M D C HLDGS INC COM 552676108 2,761 96,879 SH   SOLE 96,879 0 0
MAGNA INTL INC COM 559222401 280 5,222 SH   SOLE 5,222 0 0
MARKET VECTORS ETF TR AGRIBUS ETF 57060U605 2,790 52,045 SH   SOLE 52,045 0 0
MASTERCARD INC CL A 57636Q104 270 3,123 SH   SOLE 3,123 0 0
MATTEL INC COM 577081102 2,026 88,644 SH   SOLE 88,644 0 0
MEAD JOHNSON NUTRITION CO COM 582839106 259 2,579 SH   SOLE 2,579 0 0
MEDTRONIC PLC SHS G5960L103 328 4,207 SH   SOLE 4,207 0 0
MERCK & CO INC NEW COM 58933Y105 3,228 56,152 SH   SOLE 56,152 0 0
MEREDITH CORP COM 589433101 3,054 54,760 SH   SOLE 54,760 0 0
MICHAEL KORS HLDGS LTD SHS G60754101 288 4,383 SH   SOLE 4,383 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 160 25,798 SH   SOLE 25,798 0 0
NIKE INC CL B 654106103 382 3,804 SH   SOLE 3,804 0 0
NORFOLK SOUTHERN CORP COM 655844108 2,944 28,602 SH   SOLE 28,602 0 0
NOVARTIS A G SPONSORED ADR 66987V109 356 3,609 SH   SOLE 3,609 0 0
NOVO-NORDISK A S ADR 670100205 585 10,951 SH   SOLE 10,951 0 0
ODYSSEY MARINE EXPLORATION I COM 676118102 14 20,689 SH   SOLE 20,689 0 0
OLD REP INTL CORP COM 680223104 2,801 187,451 SH   SOLE 187,451 0 0
PARTNERRE LTD COM G6852T105 214 1,868 SH   SOLE 1,868 0 0
PBF ENERGY INC CL A 69318G106 3,793 111,826 SH   SOLE 111,826 0 0
PEPSICO INC COM 713448108 538 5,630 SH   SOLE 5,630 0 0
PERRIGO CO PLC SHS G97822103 377 2,279 SH   SOLE 2,279 0 0
PHILIP MORRIS INTL INC COM 718172109 652 8,654 SH   SOLE 8,654 0 0
PIMCO DYNAMIC CR INCOME FD COM SHS 72202D106 1,863 91,248 SH   SOLE 91,248 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 213 12,466 SH   SOLE 12,466 0 0
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 2,485 99,798 SH   SOLE 99,798 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 252 2,759 SH   SOLE 2,759 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 1,323 54,926 SH   SOLE 54,926 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 510 4,829 SH   SOLE 4,829 0 0
PRICE T ROWE GROUP INC COM 74144T108 257 3,179 SH   SOLE 3,179 0 0
PRICELINE GRP INC COM NEW 741503403 626 538 SH   SOLE 538 0 0
PROCTER & GAMBLE CO COM 742718109 372 4,535 SH   SOLE 4,535 0 0
PROSHARES TR PSHS LC COR PLUS 74347R248 2,814 28,002 SH   SOLE 28,002 0 0
PROSHARES TR PSHS SHRT S&P500 74347R503 2,643 123,155 SH   SOLE 123,155 0 0
QUALCOMM INC COM 747525103 754 10,877 SH   SOLE 10,877 0 0
RAYTHEON CO COM NEW 755111507 3,103 28,400 SH   SOLE 28,400 0 0
SCHLUMBERGER LTD COM 806857108 518 6,208 SH   SOLE 6,208 0 0
SCHWAB CHARLES CORP NEW COM 808513105 205 6,743 SH   SOLE 6,743 0 0
SCORPIO TANKERS INC SHS Y7542C106 3,262 346,253 SH   SOLE 346,253 0 0
SELECT MED HLDGS CORP COM 81619Q105 3,149 212,336 SH   SOLE 212,336 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 2,349 30,273 SH   SOLE 30,273 0 0
SENSATA TECHNOLOGIES HLDG NV SHS N7902X106 221 3,846 SH   SOLE 3,846 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 3,015 26,529 SH   SOLE 26,529 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,072 10,038 SH   SOLE 10,038 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 464 11,834 SH   SOLE 11,834 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 446 18,331 SH   SOLE 18,331 0 0
STARBUCKS CORP COM 855244109 653 6,900 SH   SOLE 6,900 0 0
STARWOOD PPTY TR INC COM 85571B105 2,996 123,304 SH   SOLE 123,304 0 0
STEELCASE INC CL A 858155203 3,260 172,125 SH   SOLE 172,125 0 0
STERICYCLE INC COM 858912108 281 2,001 SH   SOLE 2,001 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 264 34,123 SH   SOLE 34,123 0 0
SUMMIT HOTEL PPTYS COM 866082100 3,634 258,246 SH   SOLE 258,246 0 0
TAL INTL GROUP INC COM 874083108 2,784 68,344 SH   SOLE 68,344 0 0
TE CONNECTIVITY LTD REG SHS H84989104 270 3,773 SH   SOLE 3,773 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 203 3,263 SH   SOLE 3,263 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 324 2,410 SH   SOLE 2,410 0 0
TJX COS INC NEW COM 872540109 372 5,309 SH   SOLE 5,309 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 375 2,682 SH   SOLE 2,682 0 0
UNITED TECHNOLOGIES CORP COM 913017109 475 4,055 SH   SOLE 4,055 0 0
UNITEDHEALTH GROUP INC COM 91324P102 223 1,887 SH   SOLE 1,887 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 2,119 24,582 SH   SOLE 24,582 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 413 7,627 SH   SOLE 7,627 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 304 2,816 SH   SOLE 2,816 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 290 2,203 SH   SOLE 2,203 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 854 21,438 SH   SOLE 21,438 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 287 2,644 SH   SOLE 2,644 0 0
VERISK ANALYTICS INC CL A 92345Y106 244 3,418 SH   SOLE 3,418 0 0
WABTEC CORP COM 929740108 233 2,456 SH   SOLE 2,456 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 261 3,080 SH   SOLE 3,080 0 0
WAL-MART STORES INC COM 931142103 333 4,050 SH   SOLE 4,050 0 0
WELLS FARGO & CO NEW COM 949746101 603 11,085 SH   SOLE 11,085 0 0
WHOLE FOODS MKT INC COM 966837106 206 3,963 SH   SOLE 3,963 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 648 14,633 SH   SOLE 14,633 0 0