The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COMMON 88579Y101   74 621 SH   SOLE   621 0 0
A F L A C Inc. COMMON 001055102   95 1,318 SH   SOLE   1,318 0 0
A O N Corporation COMMON G0403H108   33 109 SH   SOLE   109 0 0
Abbott Laboratories COMMON 002824100   1,905 17,350 SH   SOLE   17,350 0 0
AbbVie Inc. COMMON 00287Y109   1,406 8,701 SH   SOLE   8,701 0 0
Aberdeen Asia Pac Income Fd COMMON 003009107   105 40,073 SH   SOLE   40,073 0 0
Aberdeen Physical Swiss Gold ETF ETF 00326A104   7 400 SH   SOLE   400 0 0
Accenture Ltd Cl A F COMMON G1151C101   110 413 SH   SOLE   413 0 0
ACNB Corporation COMMON 000868109   37 938 SH   SOLE   938 0 0
Activision Inc. COMMON 00507V109   228 2,982 SH   SOLE   2,982 0 0
Adobe Systems Inc. COMMON 00724F101   40 119 SH   SOLE   119 0 0
Advanced Micro Devices COMMON 007903107   58 890 SH   SOLE   890 0 0
Agilent Technologies COMMON 00846U101   7 45 SH   SOLE   45 0 0
Air Products & Chemicals Inc. COMMON 009158106   1,377 4,468 SH   SOLE   4,468 0 0
Alerus Finl Corp COMMON 01446U103   5 226 SH   SOLE   226 0 0
Alexander & Baldwin Inc COMMON 014491104   22 1,190 SH   SOLE   1,190 0 0
Allegion Public Ltd Co COMMON G0176J109   21 200 SH   SOLE   200 0 0
Alliant Energy Corp COMMON 018802108   660 11,951 SH   SOLE   11,951 0 0
Allied Healthcare Products Inc COMMON 019222207   0 15 SH   SOLE   15 0 0
Allstate COMMON 020002101   347 2,557 SH   SOLE   2,557 0 0
Alphabet, Inc Cl C COMMON 02079K107   3,316 37,374 SH   SOLE   36,534 0 840
Alphabet, Inc. Cl A COMMON 02079K305   2,477 28,070 SH   SOLE   26,831 0 1,239
Altria Group Inc. COMMON 02209S103   29 634 SH   SOLE   634 0 0
Amazon.Com COMMON 023135106   2,072 24,663 SH   SOLE   23,954 0 709
Amc Networks Inc Cl A COMMON 00164V103   21 1,331 SH   SOLE   1,331 0 0
Amer Electric Pwr Co Inc COMMON 025537101   77 815 SH   SOLE   815 0 0
America Movil L ADR ADR 02364W105   95 5,240 SH   SOLE   5,240 0 0
American Airlines Group COMMON 02376R102   1 100 SH   SOLE   100 0 0
American Express Company COMMON 025816109   514 3,480 SH   SOLE   3,480 0 0
American Tower REIT REIT 03027X100   6 28 SH   SOLE   28 0 0
Ameriprise Financial Inc. COMMON 03076C106   34 109 SH   SOLE   109 0 0
Amerisource Bergen Corp. COMMON 03073E105   29 172 SH   SOLE   172 0 0
Amgen Incorporated COMMON 031162100   469 1,787 SH   SOLE   1,787 0 0
Amkor Technology Inc COMMON 031652100   980 40,881 SH   SOLE   40,881 0 0
Amphenol Corp Cl A COMMON 032095101   5 71 SH   SOLE   71 0 0
Analog Devices Inc. COMMON 032654105   26 161 SH   SOLE   161 0 0
Anheuser Busch Co., Inc. COMMON 03524A108   11 186 SH   SOLE   186 0 0
Anthem Inc COMMON 036752103   196 383 SH   SOLE   383 0 0
Apple Inc. COMMON 037833100   4,561 35,103 SH   SOLE   34,164 0 939
Applied Materials COMMON 038222105   46 474 SH   SOLE   474 0 0
AptarGroup, Inc COMMON 038336103   746 6,784 SH   SOLE   6,721 0 63
Aptiv PLC COMMON G6095L109   12 125 SH   SOLE   125 0 0
Archer-Daniels-Midland Inc. COMMON 039483102   273 2,943 SH   SOLE   2,134 0 809
ARK Innovation ETF ETF 00214Q104   3 100 SH   SOLE   100 0 0
ARK Next Generation Internet ETF ETF 00214Q401   4 98 SH   SOLE   98 0 0
Arrowhead Pharma Inc COMMON 04280A100   13 320 SH   SOLE   320 0 0
Astec Industries COMMON 046224101   203 5,004 SH   SOLE   5,004 0 0
AstraZeneca plc ADR ADR 046353108   1,133 16,713 SH   SOLE   16,713 0 0
AT&T Inc. COMMON 00206R102   684 37,143 SH   SOLE   37,143 0 0
Atlas Air Worldwide Hldg COMMON 049164205   141 1,397 SH   SOLE   1,397 0 0
Atmos Energy Corp COMMON 049560105   17 150 SH   SOLE   150 0 0
Auto Data Processing COMMON 053015103   289 1,209 SH   SOLE   1,209 0 0
Autodesk Inc COMMON 052769106   23 122 SH   SOLE   122 0 0
Avery Dennison COMMON 053611109   38 208 SH   SOLE   208 0 0
Baidu Inc ADR ADR 056752108   128 1,117 SH   SOLE   1,117 0 0
Ball Corp COMMON 058498106   2 36 SH   SOLE   36 0 0
Bank of America Corp COMMON 060505104   64 1,947 SH   SOLE   1,947 0 0
Bank of New York Mellon COMMON 064058100   100 2,202 SH   SOLE   2,202 0 0
Bar Harbor Bankshare COMMON 066849100   11 358 SH   SOLE   358 0 0
Baxter International COMMON 071813109   436 8,550 SH   SOLE   8,550 0 0
BCE Inc. COMMON 05534B760   160 3,636 SH   SOLE   2,933 0 703
Becton Dickinson & Co COMMON 075887109   144 567 SH   SOLE   567 0 0
Berkshire Hathaway 1/100th COMMON 084990175   1,406 300 SH   SOLE   300 0 0
Berkshire Hathaway Cl B COMMON 084670702   5,976 19,346 SH   SOLE   18,573 0 773
Best Buy Inc. COMMON 086516101   37 464 SH   SOLE   464 0 0
Biogen Idec Inc COMMON 09062X103   166 601 SH   SOLE   601 0 0
Blackrock Ehncd Eqty Div COMMON 09251A104   10 1,100 SH   SOLE   1,100 0 0
Blackrock Inc COMMON 09247X101   105 148 SH   SOLE   148 0 0
Blackstone Group Lp COMMON 09260D107   11 148 SH   SOLE   148 0 0
Blkrck Muniyield Qlty Fd COMMON 09254F100   15 1,300 SH   SOLE   1,300 0 0
Boeing Co. COMMON 097023105   3,292 17,282 SH   SOLE   17,035 0 247
Booking Holdings Inc COMMON 09857L108   8 4 SH   SOLE   4 0 0
Borg Warner Inc COMMON 099724106   624 15,511 SH   SOLE   15,511 0 0
Boston Scientific SRS A PRF COMMON 101137206   15 134 SH   SOLE   134 0 0
BP plc ADR ADR 055622104   55 1,586 SH   SOLE   1,586 0 0
Bresler & Reiner Inc COMMON 107336109   0 12,328 SH   SOLE   12,328 0 0
Bristol Myers COMMON 110122108   2,686 37,330 SH   SOLE   36,856 0 474
Broadcom Ltd COMMON 11135F101   27 48 SH   SOLE   48 0 0
Broadridge Finl Solution COMMON 11133T103   94 700 SH   SOLE   700 0 0
Brookfield Asset Management COMMON 113004105   9 302 SH   SOLE   302 0 0
Brookfield Corp COMMON G16169107   0 8 SH   SOLE   8 0 0
Brookfield Corp COMMON 11271J107   38 1,200 SH   SOLE   1,200 0 0
Brookfield Renewable Partners LP COMMON G16258108   42 1,650 SH   SOLE   1,650 0 0
BYD Co Ltd COMMON Y1023R104   25 1,000 SH   SOLE   1,000 0 0
Cambria Cannabis ETF ETF 132061821   1 100 SH   SOLE   100 0 0
Canadian Natl Ry Co COMMON 136375102   21 176 SH   SOLE   176 0 0
Canadian Pacific COMMON 13645T100   43 582 SH   SOLE   582 0 0
Canoo Cl A Ord COMMON 13803R102   0 250 SH   SOLE   250 0 0
Capital One Financial COMMON 14040H105   67 724 SH   SOLE   724 0 0
Carrier Global Corp-Wi COMMON 14448C104   100 2,422 SH   SOLE   2,422 0 0
Caterpillar COMMON 149123101   2,151 8,979 SH   SOLE   8,979 0 0
CBRE Group Inc COMMON 12504L109   290 3,770 SH   SOLE   3,770 0 0
Charter Communications Inc COMMON 16119P108   84 248 SH   SOLE   248 0 0
Chemed Corp. COMMON 16359R103   2,144 4,200 SH   SOLE   4,200 0 0
Cheniere Energy Inc New COMMON 16411R208   11 73 SH   SOLE   73 0 0
Chevron Corp. COMMON 166764100   969 5,399 SH   SOLE   5,253 0 146
China Automotive Systems Inc COMMON 16936R105   108 18,664 SH   SOLE   18,664 0 0
Chubb Limited COMMON H1467J104   515 2,336 SH   SOLE   2,336 0 0
Cigna Corp COMMON 125523100   278 838 SH   SOLE   838 0 0
Cincinnati Financial Corp COMMON 172062101   40 390 SH   SOLE   390 0 0
Cisco Systems, Inc. COMMON 17275R102   3,805 79,862 SH   SOLE   77,982 0 1,880
Citigroup COMMON 172967424   150 3,308 SH   SOLE   3,308 0 0
Clorox Company COMMON 189054109   14 100 SH   SOLE   100 0 0
CME Group Inc. COMMON 12572Q105   436 2,590 SH   SOLE   2,590 0 0
Coca-Cola Co COMMON 191216100   4,781 75,155 SH   SOLE   73,439 0 1,716
Colgate-Palmolive COMMON 194162103   605 7,676 SH   SOLE   7,676 0 0
Comcast Corp. COMMON 20030N101   229 6,558 SH   SOLE   6,558 0 0
Comerica Incorporated COMMON 200340107   134 2,000 SH   SOLE   2,000 0 0
Community Bank System COMMON 203607106   591 9,382 SH   SOLE   8,482 0 900
Conoco Phillips COMMON 20825C104   917 7,775 SH   SOLE   7,775 0 0
Consolidated Edison Inc. COMMON 209115104   138 1,449 SH   SOLE   1,449 0 0
Constellation Brand Cl Aclass A COMMON 21036P108   29 123 SH   SOLE   123 0 0
Constellation Energy Co. COMMON 21037T109   14 163 SH   SOLE   163 0 0
Corning COMMON 219350105   4,890 153,089 SH   SOLE   152,141 0 948
Corp Office Pptys REIT REIT 22002T108   9 343 SH   SOLE   343 0 0
Corteva Inc com COMMON 22052L104   33 567 SH   SOLE   567 0 0
Costco COMMON 22160K105   5,541 12,137 SH   SOLE   11,889 0 248
Crown Castle International Corp COMMON 22822V101   43 317 SH   SOLE   317 0 0
CSX Corp COMMON 126408103   738 23,818 SH   SOLE   23,818 0 0
Cummins Inc COMMON 231021106   49 203 SH   SOLE   203 0 0
CVS Corp COMMON 126650100   2,316 24,852 SH   SOLE   24,244 0 608
Danaher Corp COMMON 235851102   49 186 SH   SOLE   186 0 0
Darden Restaurants Inc COMMON 237194105   23 164 SH   SOLE   164 0 0
Deere & Company COMMON 244199105   1,349 3,146 SH   SOLE   3,146 0 0
Devon Energy Corp COMMON 25179M103   65 1,051 SH   SOLE   1,051 0 0
Diageo PLC ADR ADR 25243Q205   30 167 SH   SOLE   167 0 0
Dick's Sporting Goods Inc COMMON 253393102   1 8 SH   SOLE   8 0 0
Digital Realty Trust REIT REIT 253868103   148 1,473 SH   SOLE   1,473 0 0
Discover Financial Svcs COMMON 254709108   19 196 SH   SOLE   196 0 0
Dollar General COMMON 256677105   6 26 SH   SOLE   26 0 0
Dominion Energy COMMON 25746U109   1,536 25,053 SH   SOLE   22,873 0 2,180
Dover Corporation COMMON 260003108   49 362 SH   SOLE   362 0 0
Dow In COMMON 260557103   131 2,595 SH   SOLE   2,595 0 0
Dr Reddys Labs ADR ADR 256135203   307 5,935 SH   SOLE   5,935 0 0
Duke Energy Corp. COMMON 26441C204   2,326 22,587 SH   SOLE   22,278 0 309
E Bay Inc. COMMON 278642103   20 475 SH   SOLE   475 0 0
E I DuPont COMMON 26614N102   1,250 18,221 SH   SOLE   17,864 0 357
E O G Resources Inc COMMON 26875P101   17 132 SH   SOLE   132 0 0
East West Bancorp COMMON 27579R104   854 12,959 SH   SOLE   12,959 0 0
Eastman Chemical Co. COMMON 277432100   16 200 SH   SOLE   200 0 0
Eaton Corp. COMMON G29183103   353 2,249 SH   SOLE   2,249 0 0
Ecofin Global Water ESG COMMON 56167N753   41 1,111 SH   SOLE   1,111 0 0
Ecolab Inc. COMMON 278865100   42 287 SH   SOLE   287 0 0
Edison International COMMON 281020107   215 3,377 SH   SOLE   3,377 0 0
Electronic Arts Inc COMMON 285512109   4 34 SH   SOLE   34 0 0
Eli Lilly & Co. COMMON 532457108   1,296 3,543 SH   SOLE   3,543 0 0
Emerson Electric Co. COMMON 291011104   2,668 27,779 SH   SOLE   27,079 0 700
EMQQ Emerging Markets Intrnt & Ecmrc ETF ETF 301505889   132 4,432 SH   SOLE   4,432 0 0
Energy Transfer Equity LP COMMON 29273V100   23 1,952 SH   SOLE   1,952 0 0
Enterprise Products Prtn LP COMMON 293792107   128 5,307 SH   SOLE   5,307 0 0
Equity Residential Prop. REIT REIT 29476L107   250 4,237 SH   SOLE   4,237 0 0
Essential utilities ord COMMON 29670G102   150 3,142 SH   SOLE   3,142 0 0
ETFMG Alternative Harvest ETF COMMON 26924G508   3 735 SH   SOLE   735 0 0
Eversource Energy COMMON 30040W108   27 328 SH   SOLE   328 0 0
Expeditors Int'l of Washington COMMON 302130109   74 715 SH   SOLE   715 0 0
Exxon Mobil Corporation COMMON 30231G102   2,865 25,974 SH   SOLE   24,984 0 990
Facebook Inc Class A COMMON 30303M102   70 579 SH   SOLE   579 0 0
Fedex Corporation COMMON 31428X106   938 5,417 SH   SOLE   5,417 0 0
Fidelity National Information Services Inc COMMON 31620M106   2 29 SH   SOLE   29 0 0
Fidelity MSCI Health Care ETF ETF 316092600   45 711 SH   SOLE   0 0 711
Fidelity MSCI Utilities ETF ETF 316092865   28 613 SH   SOLE   0 0 613
Fidus Investment Corp COMMON 316500107   20 1,035 SH   SOLE   1,035 0 0
First Horizon Natl Corp COMMON 320517105   57 2,340 SH   SOLE   2,340 0 0
First Solar Inc COMMON 336433107   2,034 13,582 SH   SOLE   13,582 0 0
First Trust Cloud Computing ETF ETF 33734X192   61 1,059 SH   SOLE   1,059 0 0
First Trust NASDAQ Cybersecurity ETF ETF 33734X846   66 1,710 SH   SOLE   1,710 0 0
First Trust US Equity Opportunities ETF ETF 336920103   13 168 SH   SOLE   168 0 0
Fiserv, Inc. COMMON 337738108   5 50 SH   SOLE   50 0 0
Flex Ltd. COMMON Y2573F102   87 4,050 SH   SOLE   4,050 0 0
Fortinet Inc COMMON 34959E109   138 2,825 SH   SOLE   2,825 0 0
Freedom 100 Emerging Markets ETF ETF 02072L607   6 200 SH   SOLE   200 0 0
Gallagher Arthur J & Co COMMON 363576109   5 28 SH   SOLE   28 0 0
Garmin Ltd COMMON H2906T109   49 534 SH   SOLE   534 0 0
Gartner Inc COMMON 366651107   6 18 SH   SOLE   18 0 0
General Dynamics Corp. COMMON 369550108   8 33 SH   SOLE   33 0 0
General Electric Co. COMMON 369604301   562 6,712 SH   SOLE   6,370 0 342
General Mills, Inc. COMMON 370334104   152 1,817 SH   SOLE   1,817 0 0
General Motors COMMON 37045V100   17 500 SH   SOLE   500 0 0
Genuine Parts Co COMMON 372460105   43 250 SH   SOLE   250 0 0
Gilat Satellite Networks Ltd COMMON M51474118   57 9,851 SH   SOLE   9,851 0 0
Gilead Sciences Inc COMMON 375558103   175 2,041 SH   SOLE   2,041 0 0
Glaxo Smithkline ADR ADR 37733W204   16 448 SH   SOLE   448 0 0
Global X S&P 500 Catholic Values ETF ETF 37954Y889   152 3,265 SH   SOLE   3,265 0 0
GlobalFoundries, Inc COMMON G39387108   4 65 SH   SOLE   65 0 0
Goldman Sachs Group Inc COMMON 38141G104   248 721 SH   SOLE   721 0 0
Guggenheim S&P Global Water Index COMMON 46138E263   25 534 SH   SOLE   534 0 0
Halliburton Company COMMON 406216101   53 1,359 SH   SOLE   1,359 0 0
Hanesbrands Inc. COMMON 410345102   101 15,815 SH   SOLE   13,815 0 2,000
Hannon Armstrong Sus REIT REIT 41068X100   12 418 SH   SOLE   418 0 0
Healthpeak Properties Ord COMMON 42250P103   5 190 SH   SOLE   190 0 0
Hershey Foods Corp COMMON 427866108   211 913 SH   SOLE   913 0 0
Hess Corporation COMMON 42809H107   55 390 SH   SOLE   390 0 0
Home Depot COMMON 437076102   647 2,048 SH   SOLE   2,048 0 0
Honeywell International COMMON 438516106   2,599 12,130 SH   SOLE   11,866 0 264
Hormel Foods Corp COMMON 440452100   29 640 SH   SOLE   640 0 0
HSBC Holdings PLC ADR ADR 404280406   25 809 SH   SOLE   809 0 0
Humana COMMON 444859102   600 1,172 SH   SOLE   1,172 0 0
IBM Corp. COMMON 459200101   3,240 22,996 SH   SOLE   22,268 0 728
Idex Corp COMMON 45167R104   4 16 SH   SOLE   16 0 0
Idexx Labs Inc. COMMON 45168D104   2 4 SH   SOLE   4 0 0
Illinois Tool Works COMMON 452308109   209 950 SH   SOLE   950 0 0
Imperial Oil Ltd COMMON 453038408   159 3,259 SH   SOLE   3,259 0 0
India Fund COMMON 454089103   28 1,870 SH   SOLE   1,870 0 0
Ingersoll Rand Inc COMMON 45687V106   24 454 SH   SOLE   454 0 0
Ingredion Incorporated COMMON 457187102   1,814 18,520 SH   SOLE   18,455 0 65
Innergex Renewable Energy Inc COMMON 45790B104   17 1,400 SH   SOLE   1,400 0 0
Integer Holdings Corp COMMON 45826H109   592 8,644 SH   SOLE   8,369 0 275
Intel Corp. COMMON 458140100   727 27,502 SH   SOLE   27,502 0 0
Intercontinental Exchange, Inc. COMMON 45866F104   11 110 SH   SOLE   110 0 0
International Flavors & Fragrances Inc COMMON 459506101   927 8,838 SH   SOLE   8,135 0 703
Intuit COMMON 461202103   18 45 SH   SOLE   45 0 0
Intuitive Surgical COMMON 46120E602   20 75 SH   SOLE   75 0 0
Invesco Global Water ETF ETF 46138E651   58 1,764 SH   SOLE   1,764 0 0
Invesco Value Muni Incm COMMON 46132P108   14 1,138 SH   SOLE   1,138 0 0
Iqvia Hldgs Inc COMMON 46266C105   7 36 SH   SOLE   36 0 0
Iron Mountain Inc REIT COMMON 46284V101   24 475 SH   SOLE   475 0 0
iShares 0-5 Year Invmt Grade Corp Bd ETF REIT 46434V100   29 605 SH   SOLE   605 0 0
Ishares 20 Yr Treas. Barclays ETF ETF 464287432   35 351 SH   SOLE   351 0 0
iShares 5-10 Yr Corporate Bond ETF ETF 464288638   53 1,080 SH   SOLE   1,080 0 0
iShares Broad USD High Yield Corp Bd ETF ETF 46435U853   2 46 SH   SOLE   46 0 0
iShares Core Dividend Growth ETF ETF 46434V621   407 8,148 SH   SOLE   8,148 0 0
iShares Core International Bond ETF ETF 46435G672   416 8,750 SH   SOLE   8,750 0 0
iShares Core MSCI EAFE ETF ETF 46432F842   22 364 SH   SOLE   0 0 364
iShares Core MSCI ETF ETF 46434G103   380 8,138 SH   SOLE   6,850 0 1,288
iShares DJ US Financial ETF ETF 464287788   84 1,108 SH   SOLE   1,108 0 0
iShares Dow J. Healthcare ETF ETF 464287762   186 654 SH   SOLE   654 0 0
iShares ESG Aware MSCI EAFE ETF ETF 46435G516   267 4,058 SH   SOLE   4,058 0 0
iShares ESG Aware MSCI USA ETF ETF 46435G425   7 85 SH   SOLE   85 0 0
iShares Expanded Tech-Software Sect ETF ETF 464287515   130 508 SH   SOLE   508 0 0
iShares Global Clean Energy COMMON 464288224   436 21,971 SH   SOLE   21,971 0 0
Ishares Gold ETF ETF 464285204   726 20,991 SH   SOLE   20,523 0 468
iShares Lehman Agg Bond Fd ETF ETF 464287226   1,049 10,816 SH   SOLE   10,816 0 0
iShares MSCI EAFE ETF ETF 464287465   226 3,437 SH   SOLE   3,437 0 0
iShares MSCI EAFE Small Cp ETF ETF 464288273   1 17 SH   SOLE   17 0 0
iShares MSCI Emerg Esg ETF ETF 46434G863   1 46 SH   SOLE   46 0 0
iShares MSCI Emerging Market ETF ETF 464287234   17 453 SH   SOLE   0 0 453
iShares MSCI Global Gold Miners ETF ETF 46434G855   56 2,529 SH   SOLE   2,529 0 0
iShares MSCI India ETF ETF 46429B598   16 390 SH   SOLE   390 0 0
iShares MSCI Taiwan Index ETF ETF 46434G772   74 1,842 SH   SOLE   1,842 0 0
iShares MSCI USA Momentum Factor ETF ETF 46432F396   12 81 SH   SOLE   81 0 0
iShares NASDAQ Biotech ETF ETF 464287556   636 4,847 SH   SOLE   4,581 0 266
iShares Russell 1000 Growth ETF ETF 464287614   48 223 SH   SOLE   223 0 0
iShares Russell 1000 Val ETF ETF 464287598   4,162 27,446 SH   SOLE   27,446 0 0
iShares Russell 2000 Growth ETF ETF 464287648   12 54 SH   SOLE   54 0 0
Ishares Russell 2000 Value ETF ETF 464287630   24 174 SH   SOLE   174 0 0
iShares Russell Midcap Grth ETF ETF 464287481   53 637 SH   SOLE   637 0 0
iShares Russell Midcap Val. Idx ETF ETF 464287473   1 14 SH   SOLE   14 0 0
iShares S&P 500 Index ETF ETF 464287200   415 1,081 SH   SOLE   1,081 0 0
iShares S&P Midcap 400 Index ETF ETF 464287507   146 605 SH   SOLE   434 0 171
iShares S&P Mid-Cap Grow ETF ETF 464287606   27 396 SH   SOLE   396 0 0
iShares S&P Sm Cap Idx 600 ETF ETF 464287804   263 2,780 SH   SOLE   1,852 0 928
iShares Select Dividend Idx ETF ETF 464287168   112 932 SH   SOLE   932 0 0
iShares TIPS Bond ETF ETF 464287176   950 8,922 SH   SOLE   8,138 0 784
iShares Tr China 25 Index ETF ETF 464287184   6 228 SH   SOLE   228 0 0
iShares Tr DJ U S Tech Sector ETF ETF 464287721   153 2,052 SH   SOLE   2,052 0 0
Ishares Tr Sh Tr Corporate ETF ETF 464288646   18 368 SH   SOLE   368 0 0
Jacobs Engineering Group Inc COMMON 46982L108   36 303 SH   SOLE   303 0 0
Jefferies Finl Group Inc COMMON 47233W109   26 760 SH   SOLE   760 0 0
Johnson & Johnson COMMON 478160104   2,918 16,519 SH   SOLE   15,765 0 754
JP Morgan Chase & Co COMMON 46625H100   2,931 21,857 SH   SOLE   20,892 0 965
JPMorgan Ultra-Short Income ETF ETF 46641Q837   44 881 SH   SOLE   881 0 0
Kimberly-Clark Corp. COMMON 494368103   309 2,278 SH   SOLE   2,278 0 0
Kinder Morgan Inc. COMMON 49456B101   6 317 SH   SOLE   317 0 0
KLA-Tencor Corporation COMMON 482480100   59 157 SH   SOLE   157 0 0
Kon Philips Electric NV COMMON 500472303   47 3,134 SH   SOLE   3,134 0 0
Kraft Heinz Company COMMON 500754106   1,116 27,407 SH   SOLE   27,407 0 0
KraneShares CSI China Internet ETF ETF 500767306   14 470 SH   SOLE   470 0 0
Kyndryl Holdings, Inc COMMON 50155Q100   2 193 SH   SOLE   193 0 0
Laboratory Corp of America Hlds COMMON 50540R409   265 1,125 SH   SOLE   1,030 0 95
Lauder Estee Co COMMON 518439104   6 24 SH   SOLE   24 0 0
Lennar Corp. Cl A COMMON 526057104   12 134 SH   SOLE   134 0 0
LHC Group Inc COMMON 50187A107   1,132 7,000 SH   SOLE   7,000 0 0
Lincoln National Corp. COMMON 534187109   2 59 SH   SOLE   59 0 0
Linde plc COMMON G5494J103   25 78 SH   SOLE   78 0 0
Lockheed Martin COMMON 539830109   71 146 SH   SOLE   146 0 0
Lowes Companies Inc. COMMON 548661107   217 1,091 SH   SOLE   1,091 0 0
Lumen Technologies Inc COMMON 550241103   24 4,521 SH   SOLE   4,521 0 0
LVMH Moet Hennessy Louis Vuitton SE COMMON F58485115   62 85 SH   SOLE   85 0 0
M K S Instruments Inc. COMMON 55306N104   611 7,209 SH   SOLE   7,209 0 0
M&T Bank Corp COMMON 55261F104   1,906 13,137 SH   SOLE   13,137 0 0
Magellan Midstream Ptnrs COMMON 559080106   19 383 SH   SOLE   383 0 0
Marathon Petroleum Corp COMMON 56585A102   293 2,520 SH   SOLE   2,520 0 0
Marsh & McLennan Co's COMMON 571748102   65 391 SH   SOLE   391 0 0
Mastercard Inc COMMON 57636Q104   135 388 SH   SOLE   388 0 0
McDonald's Corp COMMON 580135101   563 2,135 SH   SOLE   2,135 0 0
McKesson Corp. COMMON 58155Q103   1,985 5,292 SH   SOLE   4,952 0 340
Medtronic Inc. COMMON G5960L103   2,445 31,464 SH   SOLE   30,945 0 519
Merck COMMON 58933Y105   6,438 58,024 SH   SOLE   56,485 0 1,539
Metlife Inc. COMMON 59156R108   18 250 SH   SOLE   250 0 0
MGX Minerals Inc COMMON 55303L101   0 10,000 SH   SOLE   10,000 0 0
Microsoft COMMON 594918104   11,487 47,897 SH   SOLE   46,787 0 1,110
Middlebury National Corp COMMON 596237107   6 200 SH   SOLE   200 0 0
Middlesex Water Co COMMON 596680108   24 300 SH   SOLE   300 0 0
Mondelez Int'l Inc. COMMON 609207105   923 13,849 SH   SOLE   13,394 0 455
Monster Beverage Corp COMMON 61174X109   28 273 SH   SOLE   273 0 0
Moody's Corp COMMON 615369105   2 7 SH   SOLE   7 0 0
Morgan Stanley Dean Witter COMMON 617446448   107 1,264 SH   SOLE   1,264 0 0
Motorola Solutions Inc COMMON 620076307   122 473 SH   SOLE   473 0 0
MSCI Inc COMMON 55354G100   11 23 SH   SOLE   23 0 0
Murphy USA Inc COMMON 626755102   15 55 SH   SOLE   55 0 0
National Grid Plc ADR ADR 636274409   141 2,345 SH   SOLE   2,345 0 0
National Storage Aff REIT REIT 637870106   9 250 SH   SOLE   250 0 0
NCR Corporation COMMON 62886E108   554 23,647 SH   SOLE   22,511 0 1,136
Netflix Inc. COMMON 64110L106   37 126 SH   SOLE   126 0 0
Nextera Energy COMMON 65339F101   881 10,535 SH   SOLE   10,535 0 0
NextEra Energy Partners LP COMMON 65341B106   43 608 SH   SOLE   608 0 0
Nike, Inc. COMMON 654106103   112 954 SH   SOLE   954 0 0
Norfolk Southern COMMON 655844108   971 3,941 SH   SOLE   3,941 0 0
Northrop Grumman Corp COMMON 666807102   70 128 SH   SOLE   128 0 0
NortonLifeLock Inc COMMON 668771108   299 13,944 SH   SOLE   13,944 0 0
Novartis Ag ADR ADR 66987V109   421 4,643 SH   SOLE   4,643 0 0
Nucor Corp COMMON 670346105   15 111 SH   SOLE   111 0 0
Nutrien Ltd COMMON 67077M108   104 1,418 SH   SOLE   1,418 0 0
Nuveen AMT-Free Municipal Income Fund ETF 670657105   6 500 SH   SOLE   500 0 0
Nuveen Divident Advantage Municipal Fund ETF 67066V101   12 1,028 SH   SOLE   1,028 0 0
Nvent Electric Plc Shs COMMON G6700G107   13 350 SH   SOLE   350 0 0
Nvidia Corp COMMON 67066G104   104 715 SH   SOLE   715 0 0
Occidental Petroleum Corp. COMMON 674599105   11 175 SH   SOLE   175 0 0
OGE Energy Corp. COMMON 670837103   47 1,200 SH   SOLE   1,200 0 0
Oneok Inc New COMMON 682680103   525 7,984 SH   SOLE   7,984 0 0
Oracle COMMON 68389X105   91 1,117 SH   SOLE   1,117 0 0
O'Reilly Automotive New COMMON 67103H107   4 5 SH   SOLE   5 0 0
Organon & Co COMMON 68622V106   3 124 SH   SOLE   124 0 0
OTIS Worldwide Corp-Wi COMMON 68902V107   74 947 SH   SOLE   947 0 0
Ovintiv Ord COMMON 69047Q102   10 189 SH   SOLE   189 0 0
P P G Industries Inc. COMMON 693506107   213 1,696 SH   SOLE   1,696 0 0
Palo Alto Networks COMMON 697435105   62 447 SH   SOLE   447 0 0
Paramount Global COMMON 92556H206   1 43 SH   SOLE   43 0 0
Parker Hannifin Corp COMMON 701094104   177 607 SH   SOLE   607 0 0
Paychex Inc. COMMON 704326107   50 435 SH   SOLE   435 0 0
Paypal Holdings COMMON 70450Y103   53 745 SH   SOLE   745 0 0
Pepsico, Inc. COMMON 713448108   1,039 5,751 SH   SOLE   5,751 0 0
Pfizer Inc. COMMON 717081103   5,620 109,678 SH   SOLE   107,522 0 2,156
Philip Morris Intl Inc COMMON 718172109   81 803 SH   SOLE   803 0 0
Phillips 66 SHS COMMON 718546104   445 4,280 SH   SOLE   4,280 0 0
PIMCO Intermediate Muni Bond ETF ETF 72201R866   2,200 42,812 SH   SOLE   34,789 0 8,023
PNC Financial Services Group Inc. COMMON 693475105   320 2,027 SH   SOLE   2,027 0 0
Popular Inc COMMON 733174700   8 120 SH   SOLE   120 0 0
Powershares FTSE RAFI ETF ETF 46137V613   101 653 SH   SOLE   653 0 0
PowerShares QQQ Trust Sr 1 ETF ETF 46090E103   30 112 SH   SOLE   112 0 0
PPL Corporation COMMON 69351T106   9 306 SH   SOLE   306 0 0
Procter & Gamble COMMON 742718109   2,574 16,981 SH   SOLE   16,656 0 325
Progressive Corp COMMON 743315103   84 647 SH   SOLE   647 0 0
Public Storage, Inc. COMMON 74460D109   95 339 SH   SOLE   339 0 0
Public Sv Enterprise COMMON 744573106   235 3,833 SH   SOLE   3,833 0 0
Qorvo Inc COMMON 74736K101   1,133 12,504 SH   SOLE   12,504 0 0
Qualcomm Inc. COMMON 747525103   18 162 SH   SOLE   162 0 0
Quanta Services Inc COMMON 74762E102   71 496 SH   SOLE   496 0 0
Ranpack Holdings COMMON 75321W103   33 5,754 SH   SOLE   5,754 0 0
Raytheon Technologies Ord COMMON 75513E101   421 4,173 SH   SOLE   4,173 0 0
Regeneron Pharmaceuticals Inc COMMON 75886F107   22 30 SH   SOLE   30 0 0
Republic Services Inc COMMON 760759100   81 626 SH   SOLE   626 0 0
Rockwell Automation COMMON 773903109   193 749 SH   SOLE   749 0 0
Roper Industries Inc COMMON 776696106   2,005 4,639 SH   SOLE   4,533 0 106
Roundhill Acquirers Deep Value ETF ETF 26922A701   23 754 SH   SOLE   754 0 0
Royce Micro-Cap Trust COMMON 780915104   29 3,328 SH   SOLE   3,328 0 0
Rydex S&P 500 Eq Wgt ETF ETF 46137V357   20 145 SH   SOLE   145 0 0
S & P Global Inc COMMON 78409V104   5 16 SH   SOLE   16 0 0
Sabre Corporation COMMON 78573M104   24 3,844 SH   SOLE   3,844 0 0
Salesforce Com COMMON 79466L302   78 585 SH   SOLE   585 0 0
Sch Fnd US Lg Etf ETF 808524771   29 536 SH   SOLE   536 0 0
Schlumberger Limited COMMON 806857108   2,599 48,611 SH   SOLE   48,225 0 386
Schwab Emerging Mkt ETF ETF 808524706   87 3,665 SH   SOLE   3,665 0 0
Schwab Intermediate US Treasury ETF ETF 808524854   75 1,530 SH   SOLE   1,530 0 0
Schwab Int'l Equity ETF ETF 808524805   11,212 348,088 SH   SOLE   344,965 0 3,123
Schwab Large Cap Value Indx ETF ETF 808524409   92 1,390 SH   SOLE   1,390 0 0
Schwab U.S. Broad Market ETF ETF 808524102   80,115 1,787,874 SH   SOLE   1,763,032 0 24,842
Schwab U.S. Tips ETF ETF 808524870   180 3,478 SH   SOLE   2,651 0 827
Schwab US Div Equity ETF ETF 808524797   112 1,484 SH   SOLE   1,097 0 387
Schwab US Large-Cap ETF ETF 808524201   4 80 SH   SOLE   80 0 0
Schwab US Mid-Cap ETF ETF 808524508   1 18 SH   SOLE   18 0 0
Schwab US Small-Cap ETF ETF 808524607   5 119 SH   SOLE   119 0 0
Seagate Technology PLC COMMON G7997R103   3,189 60,617 SH   SOLE   59,178 0 1,439
Sears Canada Inc COMMON 81234D109   0 42 SH   SOLE   42 0 0
Sector Spdr Fincl Select COMMON 81369Y605   71 2,088 SH   SOLE   2,088 0 0
Sector SPDR Health Fd Shares COMMON 81369Y209   2 15 SH   SOLE   15 0 0
Sector SPDR Tech Select Shares COMMON 81369Y803   320 2,571 SH   SOLE   2,571 0 0
Sempra Energy COMMON 816851109   16 101 SH   SOLE   101 0 0
ServiceNow Inc COMMON 81762P102   398 1,025 SH   SOLE   1,025 0 0
Shell plc COMMON 780259305   398 6,980 SH   SOLE   6,980 0 0
SK Telecom Ltd ADR ADR 78440P306   25 1,237 SH   SOLE   1,237 0 0
Skywest Inc COMMON 830879102   30 1,824 SH   SOLE   1,824 0 0
Skyworks Solutions Inc. COMMON 83088M102   38 421 SH   SOLE   421 0 0
Snap Inc COMMON 83304A106   2 200 SH   SOLE   200 0 0
Sonoco Products COMMON 835495102   256 4,219 SH   SOLE   3,452 0 767
Sony Group Corp COMMON 835699307   1,264 16,577 SH   SOLE   16,091 0 486
Southern Company COMMON 842587107   334 4,675 SH   SOLE   4,675 0 0
SPDR Consumer Disc Select ETF ETF 81369Y407   39 302 SH   SOLE   302 0 0
SPDR Gold Trust ETF ETF 78463V107   1,753 10,333 SH   SOLE   10,333 0 0
SPDR Materials Select Sec. ETF ETF 81369Y100   24 312 SH   SOLE   312 0 0
SPDR MSCI EAFE Fsl Fuel Fr ETF ETF 78470E106   49 714 SH   SOLE   714 0 0
SPDR MSCI Emerg Fsl Fl Free ETF ETF 78470E205   15 259 SH   SOLE   259 0 0
SPDR Nuveen Barclays Muni Bd ETF ETF 78468R721   310 6,795 SH   SOLE   5,696 0 1,099
SPDR Portfolio Short Term Corporate Bond ETF ETF 78464A474   1 41 SH   SOLE   41 0 0
SPDR S&P 500 ETF ETF 78462F103   1,637 4,281 SH   SOLE   3,367 0 914
SPDR S&P 500 Fossil Fl Fr ETF ETF 78468R796   1,055 11,303 SH   SOLE   11,303 0 0
SPDR S&P 600 Small Cap ETF ETF 78464A300   54 723 SH   SOLE   723 0 0
SPDR S&P Biotech ETF ETF 78464A870   1,824 21,971 SH   SOLE   21,628 0 343
SPDR S&P Dividend ETF ETF 78464A763   155 1,240 SH   SOLE   1,240 0 0
SPDR S&P Mid Cap 400 ETF ETF 78467Y107   210 475 SH   SOLE   275 0 200
SPDR Utility Select Sec ETF ETF 81369Y886   63 892 SH   SOLE   892 0 0
SPDR Blmbg Barclays Inv Grd Flt Rt ETF ETF 78468R200   285 9,364 SH   SOLE   9,364 0 0
SPDR S&P Regional Banking ETF ETF 78464A698   53 896 SH   SOLE   896 0 0
Splunk Inc COMMON 848637104   1,280 14,865 SH   SOLE   14,812 0 53
Spotify Technology SA COMMON L8681T102   3 40 SH   SOLE   40 0 0
Standex Int'l Corp. COMMON 854231107   104 1,020 SH   SOLE   1,020 0 0
Stanley Black & Decker COMMON 854502101   30 400 SH   SOLE   400 0 0
Starbucks COMMON 855244109   2,704 27,258 SH   SOLE   26,490 0 768
Steris Corp. COMMON G8473T100   245 1,328 SH   SOLE   1,328 0 0
Stitch Fix Inc COMMON 860897107   2 483 SH   SOLE   483 0 0
Stryker Corp. COMMON 863667101   60 245 SH   SOLE   245 0 0
Suncor Energy Inc. COMMON 867224107   25 789 SH   SOLE   789 0 0
Sunrun Inc COMMON 86771W105   13 525 SH   SOLE   525 0 0
Synchrony Financial COMMON 87165B103   205 6,242 SH   SOLE   6,242 0 0
Sysco Corp. COMMON 871829107   140 1,826 SH   SOLE   1,826 0 0
Taiwan Semiconductor ADR ADR 874039100   6,338 85,082 SH   SOLE   83,365 0 1,717
Tapestry Inc COMMON 876030107   4 112 SH   SOLE   112 0 0
Target Corp. COMMON 87612E106   89 595 SH   SOLE   595 0 0
Tata Motors Ltd ADR ADR 876568502   202 8,720 SH   SOLE   8,720 0 0
Teradata Corp COMMON 88076W103   45 1,350 SH   SOLE   1,350 0 0
Terex Corp COMMON 880779103   67 1,575 SH   SOLE   1,575 0 0
Tesla Motors COMMON 88160R101   922 7,485 SH   SOLE   7,485 0 0
Texas Instruments Inc. COMMON 882508104   313 1,893 SH   SOLE   1,893 0 0
The Charles Schwab Corp. COMMON 808513105   9,982 119,888 SH   SOLE   116,970 0 2,918
The Travelers Companies Inc. COMMON 89417E109   1,115 5,946 SH   SOLE   5,946 0 0
Thermo Fisher Scientific COMMON 883556102   481 873 SH   SOLE   873 0 0
Thomson Reuters Corp COMMON 884903709   244 2,140 SH   SOLE   2,140 0 0
Thor Industries Inc COMMON 885160101   476 6,303 SH   SOLE   6,303 0 0
TJX Companies Inc COMMON 872540109   22 277 SH   SOLE   277 0 0
Toronto-Dominion Bank COMMON 891160509   1,527 23,575 SH   SOLE   23,575 0 0
TPI Composites Inc COMMON 87266J104   45 4,482 SH   SOLE   4,482 0 0
Trane Technologies PLC COMMON G8994E103   273 1,625 SH   SOLE   1,625 0 0
TransCanada Corp. COMMON 87807B107   61 1,530 SH   SOLE   1,530 0 0
Travel Leisure Ord COMMON 894164102   16 452 SH   SOLE   452 0 0
Truist Finl Corp Com COMMON 89832Q109   29 683 SH   SOLE   683 0 0
Trustmark Corp. COMMON 898402102   4,880 139,788 SH   SOLE   139,788 0 0
Tyco Electronics Ltd COMMON H84989104   2 17 SH   SOLE   17 0 0
U S Bancorp COMMON 902973304   55 1,250 SH   SOLE   1,250 0 0
Uber Technologies Inc COMMON 90353T100   14 550 SH   SOLE   550 0 0
UDR Inc COMMON 902653104   46 1,196 SH   SOLE   1,196 0 0
Unilever PLC ADR ADR 904767704   914 18,163 SH   SOLE   18,163 0 0
Union Pacific COMMON 907818108   259 1,252 SH   SOLE   1,252 0 0
United Continental Holdings Inc COMMON 910047109   7 183 SH   SOLE   183 0 0
United Parcel Service COMMON 911312106   79 456 SH   SOLE   456 0 0
Unitedhealth Group Inc. COMMON 91324P102   188 354 SH   SOLE   354 0 0
Unum Provident Corp. COMMON 91529Y106   146 3,559 SH   SOLE   3,559 0 0
V F Corp. COMMON 918204108   150 5,425 SH   SOLE   5,425 0 0
Vale SA COMMON 91912E105   34 2,000 SH   SOLE   2,000 0 0
Valero Energy COMMON 91913Y100   2,198 17,327 SH   SOLE   16,753 0 574
Vaneck Vectors Gold Miners ETF ETF 92189F106   1,289 44,970 SH   SOLE   44,970 0 0
Vangard Russell 2000 ETF ETF 92206C664   27 386 SH   SOLE   386 0 0
Vanguard 500 ETF ETF 922908363   1,137 3,235 SH   SOLE   3,235 0 0
Vanguard Developed Market ETF ETF 921943858   25,280 602,329 SH   SOLE   586,598 0 15,731
Vanguard Div Appreciation ETF ETF 921908844   557 3,667 SH   SOLE   3,665 0 2
Vanguard Emerging Market ETF ETF 922042858   14,331 367,662 SH   SOLE   361,180 0 6,482
Vanguard ESG International Stock ETF ETF 921910725   7,271 147,812 SH   SOLE   145,956 0 1,856
Vanguard ESG US Corporate Bond ETF ETF 921910691   4,319 71,184 SH   SOLE   69,789 0 1,395
Vanguard ESG US Stock ETF ETF 921910733   9,460 143,638 SH   SOLE   141,575 0 2,063
Vanguard Extended Market ETF ETF 922908652   12 88 SH   SOLE   88 0 0
Vanguard Financials ETF ETF 92204A405   44 526 SH   SOLE   526 0 0
Vanguard FTSE All World ex US ETF ETF 922042775   299 5,970 SH   SOLE   5,970 0 0
Vanguard FTSE Pacific ETF ETF 922042866   6 91 SH   SOLE   91 0 0
Vanguard Growth ETF ETF 922908736   1,147 5,382 SH   SOLE   5,382 0 0
Vanguard Health Care ETF ETF 92204A504   263 1,061 SH   SOLE   1,061 0 0
Vanguard High Dividend Yd ETF ETF 921946406   232 2,140 SH   SOLE   2,140 0 0
Vanguard Info Technology ETF ETF 92204A702   62 194 SH   SOLE   55 0 139
Vanguard Interm-Temp Corp Bd ETF ETF 92206C870   17 224 SH   SOLE   224 0 0
Vanguard Large-Cap ETF ETF 922908637   7 43 SH   SOLE   43 0 0
Vanguard Mid Cap Etf ETF 922908629   38 188 SH   SOLE   188 0 0
Vanguard Mid Cap Value ETF ETF 922908512   56 413 SH   SOLE   413 0 0
Vanguard Mid-Cap Growth ETF ETF 922908538   31 171 SH   SOLE   171 0 0
Vanguard Muni Bond ETF ETF 922907746   2,508 50,680 SH   SOLE   41,117 0 9,563
Vanguard REIT ETF ETF 922908553   122 1,479 SH   SOLE   1,479 0 0
Vanguard S&P Mid-Cap 400 ETF 921932844   115 752 SH   SOLE   752 0 0
Vanguard S&P Mid-Cap 400 Growth ETF ETF 921932869   76 451 SH   SOLE   451 0 0
Vanguard Short-Term Bond ETF ETF 921937827   2,572 34,164 SH   SOLE   33,545 0 619
Vanguard Short-Term Treasury ETF ETF 92206C102   2,356 40,752 SH   SOLE   40,117 0 635
Vanguard Sh-Tm Inflat- Prot ETF ETF 922020805   403 8,618 SH   SOLE   8,618 0 0
Vanguard Small Cap Etf ETF 922908751   27 145 SH   SOLE   145 0 0
Vanguard Small Cap Growth ETF ETF 922908595   83 414 SH   SOLE   414 0 0
Vanguard Small Cap Value ETF ETF 922908611   50 315 SH   SOLE   315 0 0
Vanguard Total Int'l Bond Market ETF ETF 92203J407   16,035 338,069 SH   SOLE   330,591 0 7,478
Vanguard Total Stk Mkt ETF ETF 922908769   3,681 19,251 SH   SOLE   18,979 0 272
Vanguard Total U.S. Bond Market ETF ETF 921937835   30,760 428,173 SH   SOLE   418,036 0 10,137
Vanguard Ultra-Short Bond ETF ETF 92203C303   17 345 SH   SOLE   345 0 0
Vanguard Value Index ETF ETF 922908744   247 1,761 SH   SOLE   1,761 0 0
Ventas REIT Inc REIT 92276F100   624 13,848 SH   SOLE   13,848 0 0
Verisk Analytics Inc Cla COMMON 92345Y106   8 43 SH   SOLE   43 0 0
Verizon Communications Inc. COMMON 92343V104   2,350 59,641 SH   SOLE   58,717 0 924
Vertex Pharmaceuticals COMMON 92532F100   22 75 SH   SOLE   75 0 0
Vestas Wind Systems COMMON K9773J128   37 1,271 SH   SOLE   1,271 0 0
Vg Life Sciences Inc COMMON 91822T101   0 67 SH   SOLE   67 0 0
VictoryShares Nasdaq Next 50 ETF ETF 92647X806   4 163 SH   SOLE   163 0 0
Visa Inc COMMON 92826C839   3,103 14,936 SH   SOLE   14,808 0 128
Vistra Energy Corp COMMON 92840M102   46 1,993 SH   SOLE   1,993 0 0
Volvo AB COMMON 928854108   31 1,700 SH   SOLE   1,700 0 0
Vulcan Materials Company COMMON 929160109   53 300 SH   SOLE   300 0 0
W. P. Carey & Co. LLC COMMON 92936U109   130 1,669 SH   SOLE   1,669 0 0
WABTec COMMON 929740108   1 11 SH   SOLE   11 0 0
Walgreens Boots Alli COMMON 931427108   30 800 SH   SOLE   800 0 0
Wal-Mart Stores COMMON 931142103   1,103 7,779 SH   SOLE   7,779 0 0
Walt Disney Hldg COMMON 254687106   2,201 25,336 SH   SOLE   24,915 0 421
Warner Bros. Discovery, Inc. COMMON 934423104   1 100 SH   SOLE   100 0 0
Watts Water Technologies COMMON 942749102   84 573 SH   SOLE   573 0 0
WEC Energy Group COMMON 92939U106   386 4,119 SH   SOLE   4,119 0 0
Wells Fargo & Co COMMON 949746101   14 336 SH   SOLE   336 0 0
Welltower Inc REIT REIT 95040Q104   98 1,500 SH   SOLE   1,500 0 0
Western Asset Mg'd Municipals Fd COMMON 95766M105   9 856 SH   SOLE   856 0 0
Western Union Co COMMON 959802109   299 21,732 SH   SOLE   20,297 0 1,435
Weyerhaeuser Company COMMON 962166104   814 26,243 SH   SOLE   26,243 0 0
Whirlpool COMMON 963320106   1,035 7,320 SH   SOLE   7,320 0 0
WisdomTree Emerg Mk SmCap ETF ETF 97717W281   149 3,386 SH   SOLE   2,299 0 1,087
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF ETF 97717X578   13 475 SH   SOLE   475 0 0
WisdomTree India Earnings ETF ETF 97717W422   87 2,665 SH   SOLE   2,665 0 0
Wisdomtree Japan SmCap Div ETF ETF 97717W836   39 620 SH   SOLE   620 0 0
Wolverine World Wide Inc. COMMON 978097103   172 15,694 SH   SOLE   15,694 0 0
WPP COMMON 92937A102   2,843 57,824 SH   SOLE   57,111 0 713
Wyndham Hotels & Resorts Inc COMMON 98311A105   32 452 SH   SOLE   452 0 0
Xcel Energy Inc. COMMON 98389B100   132 1,880 SH   SOLE   1,880 0 0
Xylem Inc COMMON 98419M100   475 4,300 SH   SOLE   4,300 0 0
Yum China Hldgs Inc Com COMMON 98850P109   1,488 27,226 SH   SOLE   27,090 0 136
Yum! Brands, Inc. COMMON 988498101   75 585 SH   SOLE   585 0 0
Zimmer Biomet Holdings Inc. COMMON 98956P102   4 33 SH   SOLE   33 0 0
Zoetis Inc COMMON 98978V103   32 220 SH   SOLE   220 0 0