The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Sanofi Aventis ADR ADR 80105N105 18 354 SH   SOLE   354 0 0
3M Company COMMON 88579Y101 254 1,708 SH   SOLE   1,640 0 68
A E S Corp COMMON 00130H105 15 580 SH   SOLE   580 0 0
A F L A C Inc. COMMON 001055102 121 1,881 SH   SOLE   1,881 0 0
A O N Corporation COMMON G0403H108 33 100 SH   SOLE   100 0 0
Abbott Laboratories COMMON 002824100 1,453 12,277 SH   SOLE   12,168 0 109
AbbVie Inc. COMMON 00287Y109 1,454 8,969 SH   SOLE   8,969 0 0
Aberdeen Asia Pac Income Fd COMMON 003009107 135 40,073 SH   SOLE   40,073 0 0
Aberdeen Physical Swiss Gold ETF ETF 00326A104 7 400 SH   SOLE   400 0 0
Accenture Ltd Cl A F COMMON G1151C101 112 333 SH   SOLE   333 0 0
ACNB Corporation COMMON 000868109 33 938 SH   SOLE   938 0 0
Activision Inc. COMMON 00507V109 276 3,440 SH   SOLE   3,440 0 0
Adobe Systems Inc. COMMON 00724F101 50 110 SH   SOLE   110 0 0
Advanced Micro Devices COMMON 007903107 97 890 SH   SOLE   890 0 0
Air Products & Chemicals Inc. COMMON 009158106 251 1,006 SH   SOLE   1,006 0 0
Airbnb Inc COMMON 009066101 74 432 SH   SOLE   432 0 0
Alaska Air Group Inc. COMMON 011659109 3 44 SH   SOLE   44 0 0
Alerus Finl Corp COMMON 01446U103 6 226 SH   SOLE   226 0 0
Alexander & Baldwin Inc COMMON 014491104 28 1,190 SH   SOLE   1,190 0 0
Align Technology Inc COMMON 016255101 13 29 SH   SOLE   29 0 0
Alimentation Couche-Tard Inc COMMON 01626P304 61 1,349 SH   SOLE   1,349 0 0
Alliant Energy Corp COMMON 018802108 769 12,314 SH   SOLE   12,314 0 0
Allstate COMMON 020002101 277 2,001 SH   SOLE   2,001 0 0
Alphabet, Inc Cl C COMMON 02079K107 3,969 1,421 SH   SOLE   1,379 0 42
Alphabet, Inc. Cl A COMMON 02079K305 3,199 1,150 SH   SOLE   1,094 0 56
Altria Group Inc. COMMON 02209S103 33 634 SH   SOLE   634 0 0
Amazon.Com COMMON 023135106 2,282 700 SH   SOLE   686 0 14
Amc Networks Inc Cl A COMMON 00164V103 64 1,584 SH   SOLE   1,584 0 0
Amer Electric Pwr Co Inc COMMON 025537101 39 395 SH   SOLE   395 0 0
America Movil L ADR ADR 02364W105 76 3,600 SH   SOLE   3,600 0 0
American Express Company COMMON 025816109 448 2,397 SH   SOLE   2,397 0 0
American Int'l Group COMMON 026874784 6 100 SH   SOLE   100 0 0
Ameriprise Financial Inc. COMMON 03076C106 46 153 SH   SOLE   109 0 44
Amerisource Bergen Corp. COMMON 03073E105 44 287 SH   SOLE   287 0 0
Amgen Incorporated COMMON 031162100 348 1,439 SH   SOLE   1,439 0 0
Amkor Technology Inc COMMON 031652100 943 43,412 SH   SOLE   43,412 0 0
Analog Devices Inc. COMMON 032654105 38 228 SH   SOLE   228 0 0
Annaly Capital Mgmt COMMON 035710409 32 4,600 SH   SOLE   4,600 0 0
Antero Midstream Partners LP COMMON 03676B102 2 202 SH   SOLE   202 0 0
Anthem Inc COMMON 036752103 135 275 SH   SOLE   275 0 0
Apple Inc. COMMON 037833100 6,267 35,893 SH   SOLE   34,954 0 939
Applied Materials COMMON 038222105 28 213 SH   SOLE   213 0 0
AptarGroup, Inc COMMON 038336103 147 1,251 SH   SOLE   1,251 0 0
Aptiv PLC COMMON G6095L109 26 216 SH   SOLE   125 0 91
Archer-Daniels-Midland Inc. COMMON 039483102 285 3,155 SH   SOLE   2,357 0 798
ARK Next Generation Internet ETF ETF 00214Q401 42 477 SH   SOLE   477 0 0
Arrowhead Pharma Inc COMMON 04280A100 15 320 SH   SOLE   320 0 0
Asml Hldgs Nv COMMON N07059210 7 10 SH   SOLE   10 0 0
Astec Industries COMMON 046224101 224 5,206 SH   SOLE   5,206 0 0
AstraZeneca plc ADR ADR 046353108 1,391 20,965 SH   SOLE   20,832 0 133
AT&T Inc. COMMON 00206R102 1,142 48,336 SH   SOLE   47,576 0 760
Atlas Air Worldwide Hldg COMMON 049164205 172 1,986 SH   SOLE   1,986 0 0
Atmos Energy Corp COMMON 049560105 18 150 SH   SOLE   150 0 0
Auto Data Processing COMMON 053015103 306 1,347 SH   SOLE   1,347 0 0
Autodesk Inc COMMON 052769106 29 136 SH   SOLE   136 0 0
Avalon Bay Communities COMMON 053484101 5 21 SH   SOLE   21 0 0
Avery Dennison COMMON 053611109 6 35 SH   SOLE   35 0 0
Baidu Inc ADR ADR 056752108 260 1,962 SH   SOLE   1,962 0 0
Ball Corp COMMON 058498106 49 549 SH   SOLE   549 0 0
Bank of America Corp COMMON 060505104 89 2,155 SH   SOLE   2,155 0 0
Bank of New York Mellon COMMON 064058100 93 1,880 SH   SOLE   1,880 0 0
Bar Harbor Bankshare COMMON 066849100 10 358 SH   SOLE   358 0 0
Baxter International COMMON 071813109 815 10,507 SH   SOLE   10,507 0 0
BCE Inc. COMMON 05534B760 303 5,464 SH   SOLE   4,761 0 703
Becton Dickinson & Co COMMON 075887109 147 554 SH   SOLE   554 0 0
Becton, Dickinson and Co COMMON 075887406 12 226 SH   SOLE   226 0 0
Berkshire Hathaway Cl B COMMON 084670702 4,700 13,319 SH   SOLE   12,572 0 747
Beyond Meat Inc COMMON 08862E109 1 11 SH   SOLE   11 0 0
Biogen Idec Inc COMMON 09062X103 127 601 SH   SOLE   601 0 0
Black Rock Resources Tr COMMON 09257A108 13 1,163 SH   SOLE   1,163 0 0
Blackrock Ehncd Eqty Div COMMON 09251A104 11 1,100 SH   SOLE   1,100 0 0
Blackrock Inc COMMON 09247X101 70 91 SH   SOLE   91 0 0
Blackstone Group Lp COMMON 09260D107 19 148 SH   SOLE   148 0 0
Blkrck Muniyield Qlty Fd COMMON 09254F100 18 1,300 SH   SOLE   1,300 0 0
Boeing Co. COMMON 097023105 2,632 13,747 SH   SOLE   13,536 0 211
Booking Holdings Inc COMMON 09857L108 136 58 SH   SOLE   58 0 0
Booz Allen Hamilton Holding Corp COMMON 099502106 51 575 SH   SOLE   575 0 0
Borg Warner Inc COMMON 099724106 988 25,394 SH   SOLE   25,120 0 274
BP plc ADR ADR 055622104 16 528 SH   SOLE   528 0 0
Bristol Myers COMMON 110122108 2,526 34,593 SH   SOLE   34,119 0 474
Broadcom Ltd COMMON 11135F101 26 42 SH   SOLE   42 0 0
Broadridge Finl Solution COMMON 11133T103 109 700 SH   SOLE   700 0 0
Cambria Cannabis ETF ETF 132061821 1 100 SH   SOLE   100 0 0
Canadian Natl Ry Co COMMON 136375102 27 201 SH   SOLE   201 0 0
Canadian Pacific COMMON 13645T100 48 582 SH   SOLE   582 0 0
Capital One Financial COMMON 14040H105 126 961 SH   SOLE   961 0 0
Cardinal Health Inc COMMON 14149Y108 3 58 SH   SOLE   58 0 0
CarMax Inc COMMON 143130102 56 584 SH   SOLE   584 0 0
Carrier Global Corp-Wi COMMON 14448C104 117 2,555 SH   SOLE   2,555 0 0
Caterpillar COMMON 149123101 2,136 9,584 SH   SOLE   9,584 0 0
CBRE Group Inc COMMON 12504L109 283 3,092 SH   SOLE   3,092 0 0
CDK Global Inc COMMON 12508E101 19 400 SH   SOLE   400 0 0
Centene Corp COMMON 15135B101 29 350 SH   SOLE   350 0 0
CF Industries Holdings Inc COMMON 125269100 26 250 SH   SOLE   0 0 250
Charter Communications Inc COMMON 16119P108 285 523 SH   SOLE   523 0 0
Chemed Corp. COMMON 16359R103 1,974 3,896 SH   SOLE   3,896 0 0
Chevron Corp. COMMON 166764100 772 4,742 SH   SOLE   4,596 0 146
China Automotive Systems Inc COMMON 16936R105 74 24,164 SH   SOLE   24,164 0 0
Chubb Limited COMMON H1467J104 304 1,420 SH   SOLE   1,420 0 0
Cigna Corp COMMON 125523100 201 838 SH   SOLE   838 0 0
Cincinnati Financial Corp COMMON 172062101 53 390 SH   SOLE   390 0 0
Cisco Systems, Inc. COMMON 17275R102 3,691 66,202 SH   SOLE   64,322 0 1,880
Citigroup COMMON 172967424 331 6,199 SH   SOLE   6,199 0 0
Clorox Company COMMON 189054109 14 100 SH   SOLE   100 0 0
CME Group Inc. COMMON 12572Q105 572 2,404 SH   SOLE   2,404 0 0
CMS Energy COMMON 125896100 3 40 SH   SOLE   40 0 0
Coca-Cola Co COMMON 191216100 3,555 57,337 SH   SOLE   55,750 0 1,587
Colgate-Palmolive COMMON 194162103 499 6,583 SH   SOLE   6,583 0 0
Comcast Corp. COMMON 20030N101 308 6,570 SH   SOLE   6,570 0 0
Comerica Incorporated COMMON 200340107 181 2,000 SH   SOLE   2,000 0 0
Community Bank System COMMON 203607106 632 9,011 SH   SOLE   8,111 0 900
Conoco Phillips COMMON 20825C104 834 8,338 SH   SOLE   8,338 0 0
Consolidated Edison Inc. COMMON 209115104 203 2,149 SH   SOLE   2,149 0 0
Constellation Brand Cl Aclass A COMMON 21036P108 28 123 SH   SOLE   123 0 0
Constellation Energy Co. COMMON 21037T109 9 163 SH   SOLE   163 0 0
Core Laboratories N V COMMON N22717107 36 1,148 SH   SOLE   1,148 0 0
Corning COMMON 219350105 4,821 130,609 SH   SOLE   129,940 0 669
Corp Office Pptys REIT REIT 22002T108 10 343 SH   SOLE   343 0 0
Corteva Inc com COMMON 22052L104 29 499 SH   SOLE   499 0 0
Costco COMMON 22160K105 5,302 9,208 SH   SOLE   8,976 0 232
Crown Castle International Corp COMMON 22822V101 61 330 SH   SOLE   330 0 0
CSX Corp COMMON 126408103 167 4,449 SH   SOLE   4,449 0 0
Cummins Inc COMMON 231021106 44 214 SH   SOLE   153 0 61
CVS Corp COMMON 126650100 1,923 19,002 SH   SOLE   18,556 0 446
D R Horton Co. COMMON 23331A109 4 58 SH   SOLE   58 0 0
D T E Energy Co. COMMON 233331107 8 62 SH   SOLE   0 0 62
Danaher Corp COMMON 235851102 44 150 SH   SOLE   150 0 0
Deere & Company COMMON 244199105 1,053 2,535 SH   SOLE   2,535 0 0
Devon Energy Corp COMMON 25179M103 3 45 SH   SOLE   45 0 0
Diageo PLC ADR ADR 25243Q205 34 169 SH   SOLE   169 0 0
Diamondback Energy Inc COMMON 25278X109 4 26 SH   SOLE   26 0 0
Dick's Sporting Goods Inc COMMON 253393102 5 48 SH   SOLE   48 0 0
Digital Realty Trust REIT REIT 253868103 425 2,998 SH   SOLE   2,868 0 130
Discover Financial Svcs COMMON 254709108 22 196 SH   SOLE   196 0 0
Dollar General COMMON 256677105 6 27 SH   SOLE   27 0 0
Dominion Energy COMMON 25746U109 1,172 13,797 SH   SOLE   11,931 0 1,866
Dover Corporation COMMON 260003108 57 362 SH   SOLE   362 0 0
Dow In COMMON 260557103 182 2,860 SH   SOLE   2,860 0 0
Dr Reddys Labs ADR ADR 256135203 355 6,371 SH   SOLE   6,371 0 0
DT Midstream, Inc COMMON 23345M107 2 31 SH   SOLE   0 0 31
Duke Energy Corp. COMMON 26441C204 2,678 23,980 SH   SOLE   23,671 0 309
E Bay Inc. COMMON 278642103 37 638 SH   SOLE   638 0 0
E I DuPont COMMON 26614N102 622 8,457 SH   SOLE   8,225 0 232
East West Bancorp COMMON 27579R104 1,087 13,754 SH   SOLE   13,754 0 0
Eastman Chemical Co. COMMON 277432100 22 200 SH   SOLE   200 0 0
Eaton Corp. COMMON G29183103 256 1,684 SH   SOLE   1,684 0 0
Ecofin Global Water ESG COMMON 56167N753 85 2,033 SH   SOLE   2,033 0 0
Ecolab Inc. COMMON 278865100 48 270 SH   SOLE   222 0 48
Edison International COMMON 281020107 464 6,620 SH   SOLE   6,182 0 438
Eli Lilly & Co. COMMON 532457108 1,326 4,632 SH   SOLE   4,632 0 0
Emerson Electric Co. COMMON 291011104 2,086 21,278 SH   SOLE   20,428 0 850
EMQQ Emerging Markets Intrnt & Ecmrc ETF COMMON 301505889 630 19,222 SH   SOLE   18,771 0 451
Enterprise Products Prtn LP COMMON 293792107 52 2,010 SH   SOLE   2,010 0 0
Equinix Inc New COMMON 29444U700 5 7 SH   SOLE   7 0 0
Equity Residential Prop. REIT REIT 29476L107 350 3,891 SH   SOLE   3,891 0 0
Essential utilities ord COMMON 29670G102 161 3,142 SH   SOLE   3,142 0 0
ETFMG Alternative Harvest ETF ETF 26924G508 39 3,732 SH   SOLE   3,732 0 0
Etho Climate Leader US ETF ETF 26924G888 124 2,127 SH   SOLE   2,127 0 0
Eversource Energy COMMON 30040W108 29 328 SH   SOLE   328 0 0
Expeditors Int'l of Washington COMMON 302130109 61 592 SH   SOLE   592 0 0
Exxon Mobil Corporation COMMON 30231G102 1,691 20,477 SH   SOLE   18,839 0 1,638
Facebook Inc Class A COMMON 30303M102 167 752 SH   SOLE   752 0 0
Fedex Corporation COMMON 31428X106 1,504 6,502 SH   SOLE   6,367 0 135
Fidelity MSCI Health Care ETF ETF 316092600 52 785 SH   SOLE   0 0 785
Fidelity MSCI Utilities ETF ETF 316092865 29 613 SH   SOLE   0 0 613
First Bancorp Inc Me COMMON 31866P102 18 600 SH   SOLE   600 0 0
First Solar Inc COMMON 336433107 1,088 12,995 SH   SOLE   12,995 0 0
Fiserv, Inc. COMMON 337738108 15 150 SH   SOLE   0 0 150
Ford Motor Company COMMON 345370860 34 2,000 SH   SOLE   2,000 0 0
Fortinet Inc COMMON 34959E109 193 565 SH   SOLE   565 0 0
Gallagher Arthur J & Co COMMON 363576109 145 828 SH   SOLE   828 0 0
Gartner Inc COMMON 366651107 23 79 SH   SOLE   79 0 0
General Electric Co. COMMON 369604301 628 6,864 SH   SOLE   6,522 0 342
General Mills, Inc. COMMON 370334104 119 1,752 SH   SOLE   1,752 0 0
General Motors COMMON 37045V100 31 700 SH   SOLE   700 0 0
Genuine Parts Co COMMON 372460105 42 337 SH   SOLE   337 0 0
Gilat Satellite Networks Ltd COMMON M51474118 113 12,854 SH   SOLE   12,854 0 0
Gilead Sciences Inc COMMON 375558103 194 3,257 SH   SOLE   3,257 0 0
Glaxo Smithkline ADR ADR 37733W105 40 910 SH   SOLE   910 0 0
Global X S&P 500 Catholic Values ETF ETF 37954Y889 140 2,514 SH   SOLE   2,514 0 0
GlobalFoundries, Inc COMMON G39387108 4 65 SH   SOLE   65 0 0
Goldman Sachs Access Treasury 0-1 Yr ETF COMMON 381430529 12 120 SH   SOLE   120 0 0
Goldman Sachs Group Inc COMMON 38141G104 326 989 SH   SOLE   989 0 0
Goodyear Tire & Rubber COMMON 382550101 44 3,045 SH   SOLE   3,045 0 0
Halliburton Company COMMON 406216101 51 1,359 SH   SOLE   1,359 0 0
Hanesbrands Inc. COMMON 410345102 521 35,011 SH   SOLE   32,589 0 2,422
Hannon Armstrong Sus REIT REIT 41068X100 20 418 SH   SOLE   418 0 0
Harsco COMMON 415864107 6 450 SH   SOLE   450 0 0
Hershey Foods Corp COMMON 427866108 197 911 SH   SOLE   911 0 0
Home Depot COMMON 437076102 562 1,877 SH   SOLE   1,877 0 0
Honeywell International COMMON 438516106 1,506 7,738 SH   SOLE   7,504 0 234
Hormel Foods Corp COMMON 440452100 33 640 SH   SOLE   640 0 0
HSBC Holdings PLC ADR ADR 404280406 28 809 SH   SOLE   809 0 0
Humana COMMON 444859102 480 1,104 SH   SOLE   1,104 0 0
IBM Corp. COMMON 459200101 2,289 17,601 SH   SOLE   16,873 0 728
Idexx Labs Inc. COMMON 45168D104 14 25 SH   SOLE   25 0 0
Illinois Tool Works COMMON 452308109 199 950 SH   SOLE   950 0 0
Illumina Inc COMMON 452327109 15 42 SH   SOLE   42 0 0
Imperial Oil Ltd COMMON 453038408 168 3,475 SH   SOLE   3,475 0 0
India Fund COMMON 454089103 36 1,870 SH   SOLE   1,870 0 0
Infinera Corp COMMON 45667G103 16 1,800 SH   SOLE   1,800 0 0
Ingersoll Rand Inc COMMON 45687V106 23 454 SH   SOLE   454 0 0
Ingredion Incorporated COMMON 457187102 805 9,236 SH   SOLE   9,236 0 0
Integer Holdings Corp COMMON 45826H109 928 11,521 SH   SOLE   11,246 0 275
Intel Corp. COMMON 458140100 1,038 20,937 SH   SOLE   20,799 0 138
Intercontinental Exchange, Inc. COMMON 45866F104 7 50 SH   SOLE   50 0 0
Intuit COMMON 461202103 19 39 SH   SOLE   39 0 0
Intuitive Surgical COMMON 46120E602 21 69 SH   SOLE   69 0 0
Invesco Global Water ETF ETF 46138E651 11 300 SH   SOLE   300 0 0
Iqvia Hldgs Inc COMMON 46266C105 8 36 SH   SOLE   36 0 0
Iron Mountain Inc REIT REIT 46284V101 35 625 SH   SOLE   625 0 0
iShares 0-5 Year Invmt Grade Corp Bd ETF ETF 46434V100 30 605 SH   SOLE   605 0 0
iShares 5-10 Yr Corporate Bond ETF ETF 464288638 59 1,080 SH   SOLE   1,080 0 0
iShares Core Dividend Growth ETF ETF 46434V621 435 8,148 SH   SOLE   8,148 0 0
iShares Core MSCI EAFE ETF ETF 46432F842 162 2,326 SH   SOLE   1,962 0 364
iShares Core MSCI ETF ETF 46434G103 207 3,731 SH   SOLE   3,416 0 315
iShares DJ US Financial ETF ETF 464287788 94 1,108 SH   SOLE   1,108 0 0
iShares Dow J Real Estate ETF ETF 464287739 4 40 SH   SOLE   40 0 0
iShares Dow J. Healthcare ETF ETF 464287762 189 654 SH   SOLE   654 0 0
iShares Global Clean Energy ETF 464288224 223 10,376 SH   SOLE   10,376 0 0
Ishares Gold ETF ETF 464285204 749 20,343 SH   SOLE   20,343 0 0
iShares Lehman Agg Bond Fd ETF ETF 464287226 1,182 11,036 SH   SOLE   9,386 0 1,650
iShares MSCI EAFE ETF ETF 464287465 432 5,872 SH   SOLE   5,872 0 0
iShares MSCI Emerg Esg ETF ETF 46434G863 360 9,811 SH   SOLE   9,811 0 0
iShares MSCI Emerging Market ETF ETF 464287234 36 802 SH   SOLE   349 0 453
iShares MSCI Taiwan Index ETF ETF 46434G772 180 2,925 SH   SOLE   2,525 0 400
iShares NASDAQ Biotech ETF ETF 464287556 869 6,668 SH   SOLE   6,402 0 266
iShares Russell 1000 Growth ETF ETF 464287614 62 223 SH   SOLE   223 0 0
iShares Russell 1000 Val ETF ETF 464287598 4,555 27,446 SH   SOLE   27,446 0 0
iShares Russell 2000 Growth ETF ETF 464287648 20 79 SH   SOLE   79 0 0
Ishares Russell 2000 Value ETF ETF 464287630 24 151 SH   SOLE   151 0 0
iShares Russell Midcap Grth ETF ETF 464287481 73 726 SH   SOLE   726 0 0
iShares S&P 500 Index ETF ETF 464287200 550 1,212 SH   SOLE   1,212 0 0
iShares S&P Midcap 400 Index ETF ETF 464287507 162 605 SH   SOLE   434 0 171
iShares S&P Mid-Cap Grow ETF ETF 464287606 31 396 SH   SOLE   396 0 0
iShares S&P Sm Cap Idx 600 ETF ETF 464287804 300 2,780 SH   SOLE   1,852 0 928
iShares S&P U S Pfd Stk ETF ETF 464288687 6 153 SH   SOLE   153 0 0
iShares Select Dividend Idx ETF ETF 464287168 119 932 SH   SOLE   932 0 0
iShares TIPS Bond ETF ETF 464287176 1,656 13,296 SH   SOLE   12,641 0 655
iShares Tr China 25 Index ETF ETF 464287184 7 228 SH   SOLE   228 0 0
iShares Tr DJ U S Tech Sector ETF ETF 464287721 211 2,052 SH   SOLE   2,052 0 0
iShares Tr S&P Europe 350 ETF ETF 464287861 15 300 SH   SOLE   300 0 0
Ishares Tr Sh Tr Corporate ETF ETF 464288646 24 466 SH   SOLE   466 0 0
Jacobs Engineering Group Inc COMMON 469814107 42 303 SH   SOLE   303 0 0
Jefferies Finl Group Inc COMMON 47233W109 27 810 SH   SOLE   810 0 0
Johnson & Johnson COMMON 478160104 2,563 14,461 SH   SOLE   13,656 0 805
JP Morgan Chase & Co COMMON 46625H100 2,691 19,740 SH   SOLE   18,775 0 965
JPMorgan Equity Premium Income ETF ETF 46641Q332 288 4,696 SH   SOLE   4,696 0 0
JPMorgan Ultra-Short Income ETF ETF 46641Q837 50 1,000 SH   SOLE   1,000 0 0
Kennedy-Wilson Holdings Inc COMMON 489398107 60 2,480 SH   SOLE   2,480 0 0
Kimberly-Clark Corp. COMMON 494368103 233 1,895 SH   SOLE   1,895 0 0
Kinder Morgan Inc. COMMON 49456B101 6 317 SH   SOLE   317 0 0
Kirby Corporation COMMON 497266106 14 200 SH   SOLE   200 0 0
KLA-Tencor Corporation COMMON 482480100 77 211 SH   SOLE   211 0 0
Kon Philips Electric NV COMMON 500472303 96 3,134 SH   SOLE   3,134 0 0
Kraft Heinz Company COMMON 500754106 1,346 34,181 SH   SOLE   32,789 0 1,392
KraneShares CSI China Internet ETF ETF 500767306 28 973 SH   SOLE   973 0 0
Kyndryl Holdings, Inc COMMON 50155Q100 3 198 SH   SOLE   198 0 0
Laboratory Corp of America Hlds COMMON 50540R409 230 872 SH   SOLE   777 0 95
Lam Research COMMON 512807108 10 18 SH   SOLE   18 0 0
Lauder Estee Co COMMON 518439104 7 25 SH   SOLE   25 0 0
LHC Group Inc COMMON 50187A107 1,180 7,000 SH   SOLE   7,000 0 0
Liberty Broadband Corp COMMON 530307305 25 183 SH   SOLE   183 0 0
Lincoln National Corp. COMMON 534187109 32 493 SH   SOLE   493 0 0
Linde plc COMMON G5494J103 21 65 SH   SOLE   65 0 0
LIVERAMP HOLDINGS INC COMMON 53815P108 2 56 SH   SOLE   56 0 0
Lockheed Martin COMMON 539830109 60 135 SH   SOLE   135 0 0
Lowes Companies Inc. COMMON 548661107 235 1,163 SH   SOLE   897 0 266
Lumen Technologies Inc COMMON 550241103 54 4,816 SH   SOLE   4,521 0 295
M K S Instruments Inc. COMMON 55306N104 1,001 6,676 SH   SOLE   6,676 0 0
Magna Intl Inc COMMON 559222401 13 200 SH   SOLE   200 0 0
Marathon Petroleum Corp COMMON 56585A102 146 1,706 SH   SOLE   1,706 0 0
Marsh & McLennan Co's COMMON 571748102 42 249 SH   SOLE   249 0 0
Martin Marietta Matrls COMMON 573284106 38 100 SH   SOLE   100 0 0
Mastercard Inc COMMON 57636Q104 129 360 SH   SOLE   360 0 0
McDonald's Corp COMMON 580135101 594 2,401 SH   SOLE   2,401 0 0
McKesson Corp. COMMON 58155Q103 1,963 6,414 SH   SOLE   5,987 0 427
Medtronic Inc. COMMON G5960L103 2,254 20,319 SH   SOLE   19,769 0 550
MercadoLibre Inc COMMON 58733R102 5 4 SH   SOLE   4 0 0
Merck COMMON 58933Y105 3,766 45,894 SH   SOLE   44,242 0 1,652
Metlife Inc. COMMON 59156R108 18 250 SH   SOLE   250 0 0
Microchip Technology Inc. COMMON 595017104 7 90 SH   SOLE   90 0 0
Micron Technology COMMON 595112103 24 306 SH   SOLE   306 0 0
Microsoft COMMON 594918104 12,214 39,615 SH   SOLE   38,610 0 1,005
Middlesex Water Co COMMON 596680108 32 300 SH   SOLE   300 0 0
MillerKnoll Inc COMMON 600544100 14 400 SH   SOLE   400 0 0
Mondelez Int'l Inc. COMMON 609207105 730 11,629 SH   SOLE   11,174 0 455
Morgan Stanley Dean Witter COMMON 617446448 73 835 SH   SOLE   835 0 0
MSCI Inc COMMON 55354G100 12 23 SH   SOLE   23 0 0
Murphy USA Inc COMMON 626755102 11 55 SH   SOLE   55 0 0
National Grid Plc ADR ADR 636274409 410 5,333 SH   SOLE   5,333 0 0
National Storage Aff REIT REIT 637870106 16 250 SH   SOLE   250 0 0
NCR Corporation COMMON 62886E108 1,460 36,332 SH   SOLE   35,196 0 1,136
Netflix Inc. COMMON 64110L106 42 112 SH   SOLE   112 0 0
News Ltd Corp. Cl A ADR ADR 65249B109 6 255 SH   SOLE   255 0 0
Nextera Energy COMMON 65339F101 570 6,731 SH   SOLE   6,731 0 0
Nike, Inc. COMMON 654106103 169 1,257 SH   SOLE   1,257 0 0
Norfolk Southern COMMON 655844108 370 1,296 SH   SOLE   1,296 0 0
Northrop Grumman Corp COMMON 666807102 48 107 SH   SOLE   107 0 0
Novartis Ag ADR ADR 66987V109 85 972 SH   SOLE   972 0 0
Nucor Corp COMMON 670346105 19 129 SH   SOLE   129 0 0
Nutrien Ltd COMMON 67077M108 162 1,555 SH   SOLE   1,555 0 0
Nuveen AMT-Free Municipal Income Fund COMMON 670657105 7 500 SH   SOLE   500 0 0
Nuveen Muni Value Fd Inc. COMMON 670928100 64 6,640 SH   SOLE   0 0 6,640
Nvent Electric Plc Shs COMMON G6700G107 28 800 SH   SOLE   800 0 0
Nvidia Corp COMMON 67066G104 141 515 SH   SOLE   515 0 0
Occidental Petroleum Corp. COMMON 674599105 10 175 SH   SOLE   175 0 0
Omnicom Group Inc COMMON 681919106 9 109 SH   SOLE   109 0 0
Oneok Inc New COMMON 682680103 763 10,797 SH   SOLE   10,797 0 0
Oracle COMMON 68389X105 110 1,327 SH   SOLE   1,327 0 0
Organon & Co COMMON 68622V106 9 244 SH   SOLE   244 0 0
OTIS Worldwide Corp-Wi COMMON 68902V107 98 1,276 SH   SOLE   1,276 0 0
P P G Industries Inc. COMMON 693506107 211 1,607 SH   SOLE   1,607 0 0
Palo Alto Networks COMMON 697435105 157 252 SH   SOLE   252 0 0
Paramount Global COMMON 92556H206 16 432 SH   SOLE   432 0 0
Parker Hannifin Corp COMMON 701094104 162 570 SH   SOLE   570 0 0
Paychex Inc. COMMON 704326107 37 270 SH   SOLE   270 0 0
Paypal Holdings COMMON 70450Y103 47 410 SH   SOLE   410 0 0
Peoples United Finl Inc COMMON 712704105 2,452 122,668 SH   SOLE   122,668 0 0
Pepsico, Inc. COMMON 713448108 925 5,527 SH   SOLE   5,527 0 0
Pfizer Inc. COMMON 717081103 5,287 102,126 SH   SOLE   99,970 0 2,156
PG AND E UNT COMMON 69331C140 14 125 SH   SOLE   125 0 0
Philip Morris Intl Inc COMMON 718172109 109 1,160 SH   SOLE   1,160 0 0
Phillips 66 SHS COMMON 718546104 439 5,080 SH   SOLE   5,080 0 0
PIMCO Enhanced Short Maturity Active ETF ETF 72201R833 295 2,947 SH   SOLE   2,947 0 0
PIMCO Intermediate Muni Bond ETF ETF 72201R866 2,429 45,821 SH   SOLE   40,884 0 4,937
Plantronics Inc COMMON 727493108 238 6,048 SH   SOLE   5,862 0 186
PNC Financial Services Group Inc. COMMON 693475105 294 1,594 SH   SOLE   1,594 0 0
Popular Inc COMMON 733174700 13 160 SH   SOLE   160 0 0
Powershares FTSE RAFI ETF ETF 46137V613 109 640 SH   SOLE   640 0 0
Powershares Global Water Fund ETF ETF 46137V142 46 867 SH   SOLE   867 0 0
PowerShares QQQ Trust Sr 1 ETF ETF 46090E103 145 400 SH   SOLE   400 0 0
PPL Corporation COMMON 69351T106 13 466 SH   SOLE   466 0 0
Procter & Gamble COMMON 742718109 2,108 13,799 SH   SOLE   13,341 0 458
Prologis Reit REIT 74340W103 16 100 SH   SOLE   100 0 0
ProShares Bitcoin Strategy ETF ETF 74347G440 14 500 SH   SOLE   500 0 0
Prudential PLC COMMON 74435K204 14 485 SH   SOLE   485 0 0
Public Storage, Inc. COMMON 74460D109 132 339 SH   SOLE   339 0 0
Public Sv Enterprise COMMON 744573106 183 2,618 SH   SOLE   2,618 0 0
Qorvo Inc COMMON 74736K101 1,559 12,564 SH   SOLE   12,564 0 0
Qualcomm Inc. COMMON 747525103 15 101 SH   SOLE   101 0 0
Raytheon Technologies Ord COMMON 75513E101 384 3,874 SH   SOLE   3,874 0 0
Republic Services Inc COMMON 760759100 83 626 SH   SOLE   626 0 0
Rockwell Automation COMMON 773903109 223 796 SH   SOLE   796 0 0
Roper Industries Inc COMMON 776696106 1,329 2,814 SH   SOLE   2,775 0 39
Roundhill Acquirers Deep Value ETF ETF 26922A701 32 953 SH   SOLE   953 0 0
Royce Micro-Cap Trust COMMON 780915104 34 3,213 SH   SOLE   3,213 0 0
Rydex S&P 500 Eq Wgt ETF ETF 46137V357 23 145 SH   SOLE   145 0 0
S & P Global Inc COMMON 78409V104 5 13 SH   SOLE   13 0 0
Sabre Corporation COMMON 78573M104 161 14,072 SH   SOLE   13,318 0 754
Salesforce Com COMMON 79466L302 133 626 SH   SOLE   626 0 0
Schlumberger Limited COMMON 806857108 1,796 43,472 SH   SOLE   43,086 0 386
Schwab Emerging Mkt ETF ETF 808524706 101 3,654 SH   SOLE   3,654 0 0
Schwab Intermediate US Treasury ETF ETF 808524854 239 4,485 SH   SOLE   4,485 0 0
Schwab Int'l Equity ETF ETF 808524805 12,651 344,533 SH   SOLE   344,410 0 123
Schwab Large Cap Value Indx ETF ETF 808524409 99 1,390 SH   SOLE   1,390 0 0
Schwab Short-Term US Treasury ETF ETF 808524862 94 1,889 SH   SOLE   1,889 0 0
Schwab U.S. Bond ETF ETF 808524839 388 7,673 SH   SOLE   5,322 0 2,351
Schwab U.S. Broad Market ETF ETF 808524102 86,699 1,623,877 SH   SOLE   1,603,556 0 20,321
Schwab U.S. Tips ETF ETF 808524870 159 2,620 SH   SOLE   2,620 0 0
Schwab US Large-Cap ETF ETF 808524201 4 80 SH   SOLE   80 0 0
Schwab US Mid-Cap ETF ETF 808524508 6 80 SH   SOLE   80 0 0
Schwab US Small-Cap ETF ETF 808524607 8 162 SH   SOLE   162 0 0
Seagate Technology PLC ETF G7997R103 5,577 62,041 SH   SOLE   59,430 0 2,611
Sector SPDR Tech Select Shares ETF 81369Y803 370 2,331 SH   SOLE   2,331 0 0
Sempra Energy COMMON 816851109 17 101 SH   SOLE   101 0 0
ServiceNow Inc COMMON 81762P102 384 690 SH   SOLE   690 0 0
Shell plc COMMON 780259305 506 9,212 SH   SOLE   9,109 0 103
Shopify Inc COMMON 82509L107 1 2 SH   SOLE   2 0 0
Skywest Inc COMMON 830879102 118 4,093 SH   SOLE   4,093 0 0
Skyworks Solutions Inc. COMMON 83088M102 56 421 SH   SOLE   421 0 0
Snap Inc COMMON 83304A106 4 102 SH   SOLE   102 0 0
Sonoco Products COMMON 835495102 260 4,152 SH   SOLE   3,385 0 767
Sony Group Corp COMMON 835699307 1,785 17,380 SH   SOLE   16,894 0 486
Southern Company COMMON 842587107 438 6,044 SH   SOLE   6,044 0 0
SPDR Consumer Disc Select ETF ETF 81369Y407 56 302 SH   SOLE   302 0 0
SPDR Dow Jones Ind Avg ETF ETF 78467X109 104 300 SH   SOLE   300 0 0
SPDR Gold Trust ETF ETF 78463V107 1,870 10,351 SH   SOLE   10,351 0 0
SPDR Materials Select Sec. ETF ETF 81369Y100 28 312 SH   SOLE   312 0 0
SPDR MSCI EAFE Fsl Fuel Fr ETF ETF 78470E106 735 9,560 SH   SOLE   9,560 0 0
SPDR MSCI Emerg Fsl Fl Free ETF ETF 78470E205 443 6,474 SH   SOLE   6,474 0 0
SPDR Nuveen Barclays Muni Bd ETF ETF 78468R721 27 569 SH   SOLE   569 0 0
SPDR S&P 500 ETF ETF 78462F103 1,488 3,295 SH   SOLE   2,381 0 914
SPDR S&P 500 Fossil Fl Fr ETF ETF 78468R796 1,553 13,985 SH   SOLE   13,985 0 0
SPDR S&P 600 Small Cap ETF ETF 78464A300 59 713 SH   SOLE   713 0 0
SPDR S&P Biotech ETF ETF 78464A870 1,188 13,213 SH   SOLE   13,213 0 0
SPDR S&P Dividend ETF ETF 78464A763 156 1,218 SH   SOLE   1,218 0 0
SPDR S&P Mid Cap 400 ETF ETF 78467Y107 245 500 SH   SOLE   300 0 200
SPDR Utility Select Sec ETF ETF 81369Y886 66 892 SH   SOLE   892 0 0
SPDR Blmbg Barclays Inv Grd Flt Rt ETF ETF 78468R200 280 9,175 SH   SOLE   8,187 0 988
SPDR S&P Regional Banking ETF ETF 78464A698 19 275 SH   SOLE   275 0 0
Splunk Inc COMMON 848637104 1,663 11,193 SH   SOLE   11,107 0 86
Spotify Technology SA COMMON L8681T102 6 40 SH   SOLE   40 0 0
Standex Int'l Corp. COMMON 854231107 52 520 SH   SOLE   520 0 0
Starbucks COMMON 855244109 1,805 19,845 SH   SOLE   19,470 0 375
State Street Corp. COMMON 857477103 76 873 SH   SOLE   873 0 0
Stericycle Inc COMMON 858912108 161 2,740 SH   SOLE   2,740 0 0
Steris Corp. COMMON G8473T100 363 1,500 SH   SOLE   1,500 0 0
Stitch Fix Inc COMMON 860897107 5 483 SH   SOLE   483 0 0
Stryker Corp. COMMON 863667101 79 295 SH   SOLE   295 0 0
Suncor Energy Inc. COMMON 867224107 11 324 SH   SOLE   324 0 0
Synchrony Financial COMMON 87165B103 340 9,775 SH   SOLE   9,775 0 0
Sysco Corp. COMMON 871829107 135 1,658 SH   SOLE   1,658 0 0
Taiwan Semiconductor ADR ADR 874039100 6,617 63,468 SH   SOLE   61,751 0 1,717
Take Two Interactv Sftwr COMMON 874054109 32 205 SH   SOLE   205 0 0
Target Corp. COMMON 87612E106 142 670 SH   SOLE   534 0 136
Tata Motors Ltd ADR ADR 876568502 566 20,261 SH   SOLE   20,261 0 0
Teradata Corp COMMON 88076W103 82 1,660 SH   SOLE   1,660 0 0
Teradyne Inc. COMMON 880770102 12 100 SH   SOLE   100 0 0
Tesla Motors COMMON 88160R101 3 3 SH   SOLE   3 0 0
Teva Pharma Ind ADR ADR 881624209 34 3,571 SH   SOLE   3,571 0 0
Texas Instruments Inc. COMMON 882508104 280 1,525 SH   SOLE   1,525 0 0
The Charles Schwab Corp. COMMON 808513105 9,056 107,416 SH   SOLE   104,498 0 2,918
The Travelers Companies Inc. COMMON 89417E109 923 5,053 SH   SOLE   5,053 0 0
Thermo Fisher Scientific COMMON 883556102 610 1,033 SH   SOLE   1,033 0 0
Thomson Reuters Corp COMMON 884903709 164 1,504 SH   SOLE   1,504 0 0
Thor Industries Inc COMMON 885160101 657 8,350 SH   SOLE   8,350 0 0
TJX Companies Inc COMMON 872540109 12 206 SH   SOLE   206 0 0
T-Mobile US Inc COMMON 872590104 7 51 SH   SOLE   51 0 0
Toronto-Dominion Bank COMMON 891160509 904 11,384 SH   SOLE   11,384 0 0
TPI Composites Inc COMMON 87266J104 363 25,839 SH   SOLE   24,910 0 929
Trane Technologies PLC COMMON G8994E103 236 1,545 SH   SOLE   1,545 0 0
TransCanada Corp. COMMON 87807B107 12 220 SH   SOLE   220 0 0
Travel Leisure Ord COMMON 894164102 26 452 SH   SOLE   452 0 0
Truist Finl Corp Com COMMON 89832Q109 43 761 SH   SOLE   761 0 0
U S Bancorp COMMON 902973304 66 1,250 SH   SOLE   1,250 0 0
Uber Technologies Inc COMMON 90353T100 79 2,212 SH   SOLE   2,212 0 0
UDR Inc COMMON 902653104 88 1,534 SH   SOLE   1,534 0 0
Unilever PLC ADR ADR 904767704 156 3,423 SH   SOLE   3,423 0 0
Union Pacific COMMON 907818108 306 1,120 SH   SOLE   838 0 282
United Continental Holdings Inc COMMON 910047109 8 183 SH   SOLE   183 0 0
United Parcel Service COMMON 911312106 113 528 SH   SOLE   528 0 0
Unitedhealth Group Inc. COMMON 91324P102 122 240 SH   SOLE   240 0 0
Unum Provident Corp. COMMON 91529Y106 160 5,078 SH   SOLE   5,078 0 0
V F Corp. COMMON 918204108 11 188 SH   SOLE   188 0 0
Vale SA COMMON 91912E105 40 2,000 SH   SOLE   2,000 0 0
Valero Energy COMMON 91913Y100 1,775 17,482 SH   SOLE   16,858 0 624
Vaneck Vectors Gold Miners ETF ETF 92189F106 1,782 46,479 SH   SOLE   46,479 0 0
Vangard Russell 2000 ETF ETF 92206C664 32 386 SH   SOLE   386 0 0
Vanguard 500 ETF ETF 922908363 1,114 2,684 SH   SOLE   2,684 0 0
Vanguard Corp Bond ETF ETF 92206C409 4 54 SH   SOLE   54 0 0
Vanguard Developed Market ETF ETF 921943858 25,723 535,563 SH   SOLE   524,547 0 11,016
Vanguard Div Appreciation ETF ETF 921908844 662 4,084 SH   SOLE   4,084 0 0
Vanguard Emerging Market ETF ETF 922042858 14,556 315,550 SH   SOLE   310,382 0 5,168
Vanguard ESG International Stock ETF ETF 921910725 5,467 95,573 SH   SOLE   93,800 0 1,773
Vanguard ESG US Corporate Bond ETF ETF 921910691 3,927 57,857 SH   SOLE   56,425 0 1,432
Vanguard ESG US Stock ETF ETF 921910733 8,161 100,649 SH   SOLE   98,719 0 1,930
Vanguard FTSE All World ex US ETF ETF 922042775 301 5,231 SH   SOLE   5,231 0 0
Vanguard FTSE Pacific ETF ETF 922042866 7 91 SH   SOLE   91 0 0
Vanguard Growth ETF ETF 922908736 1,320 4,590 SH   SOLE   4,590 0 0
Vanguard High Dividend Yd ETF ETF 921946406 201 1,791 SH   SOLE   1,791 0 0
Vanguard Info Technology ETF ETF 92204A702 81 194 SH   SOLE   55 0 139
Vanguard Interm-Temp Corp Bd ETF ETF 92206C870 30 345 SH   SOLE   345 0 0
Vanguard Large-Cap ETF ETF 922908637 9 43 SH   SOLE   43 0 0
Vanguard Mid Cap Etf ETF 922908629 45 188 SH   SOLE   188 0 0
Vanguard Mid Cap Value ETF ETF 922908512 66 440 SH   SOLE   440 0 0
Vanguard Mid-Cap Growth ETF ETF 922908538 35 157 SH   SOLE   157 0 0
Vanguard Muni Bond ETF ETF 922907746 3,778 73,293 SH   SOLE   64,771 0 8,522
Vanguard REIT ETF ETF 922908553 161 1,481 SH   SOLE   1,481 0 0
Vanguard S&P Mid-Cap 400 ETF 921932844 126 752 SH   SOLE   752 0 0
Vanguard S&P Mid-Cap 400 Growth ETF ETF 921932869 87 451 SH   SOLE   451 0 0
Vanguard Short-Term Bond ETF ETF 921937827 3,376 43,336 SH   SOLE   41,843 0 1,493
Vanguard Short-Term Treasury ETF ETF 92206C102 1,994 33,645 SH   SOLE   32,917 0 728
Vanguard Sh-Tm Inflat- Prot ETF ETF 922020805 299 5,834 SH   SOLE   5,834 0 0
Vanguard Small Cap Etf ETF 922908751 31 145 SH   SOLE   145 0 0
Vanguard Small Cap Growth ETF ETF 922908595 35 140 SH   SOLE   140 0 0
Vanguard Small Cap Value ETF ETF 922908611 59 334 SH   SOLE   334 0 0
Vanguard Total Int'l Bond Market ETF ETF 92203J407 16,721 318,869 SH   SOLE   312,230 0 6,639
Vanguard Total Stk Mkt ETF ETF 922908769 3,443 15,123 SH   SOLE   15,123 0 0
Vanguard Total U.S. Bond Market ETF ETF 921937835 31,864 400,600 SH   SOLE   392,525 0 8,075
Vanguard Total World Stock ETF ETF 922042742 10 102 SH   SOLE   102 0 0
Vanguard Value Index ETF ETF 922908744 265 1,794 SH   SOLE   1,794 0 0
Ventas REIT Inc REIT 92276F100 1,283 20,766 SH   SOLE   20,766 0 0
Verizon Communications Inc. COMMON 92343V104 3,616 70,977 SH   SOLE   69,262 0 1,715
Vgrd Ftse All Wrld Ex US ETF ETF 922042718 10 79 SH   SOLE   79 0 0
VictoryShares Nasdaq Next 50 ETF ETF 92647X806 88 3,036 SH   SOLE   3,036 0 0
Visa Inc COMMON 92826C839 2,386 10,760 SH   SOLE   10,560 0 200
Vistra Energy Corp COMMON 92840M102 72 3,114 SH   SOLE   3,114 0 0
Vodafone Group ADR ADR 92857W308 525 31,578 SH   SOLE   31,578 0 0
Vornado Realty Trust Reit REIT 929042109 13 290 SH   SOLE   290 0 0
W. P. Carey & Co. LLC COMMON 92936U109 205 2,532 SH   SOLE   2,532 0 0
Walgreens Boots Alli COMMON 931427108 36 800 SH   SOLE   800 0 0
Wal-Mart Stores COMMON 931142103 607 4,079 SH   SOLE   4,079 0 0
Walt Disney Hldg COMMON 254687106 2,283 16,647 SH   SOLE   16,384 0 263
Wash Real Est Inv Tr MD REIT REIT 939653101 66 2,575 SH   SOLE   2,575 0 0
Watts Water Technologies COMMON 942749102 130 931 SH   SOLE   573 0 358
WEC Energy Group COMMON 92939U106 394 3,947 SH   SOLE   3,947 0 0
Wells Fargo & Co COMMON 949746101 34 705 SH   SOLE   705 0 0
Welltower Inc REIT REIT 95040Q104 144 1,500 SH   SOLE   1,500 0 0
Western Digital Corp. COMMON 958102105 135 2,712 SH   SOLE   2,712 0 0
Western Union Co COMMON 959802109 601 32,059 SH   SOLE   30,624 0 1,435
Westpac Banking ADR ADR 961214301 89 4,875 SH   SOLE   4,875 0 0
Weyerhaeuser Company COMMON 962166104 1,093 28,846 SH   SOLE   28,846 0 0
Whirlpool COMMON 963320106 1,478 8,556 SH   SOLE   8,556 0 0
WisdomTree Emerg Mk SmCap ETF ETF 97717W281 380 7,134 SH   SOLE   6,049 0 1,085
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF ETF 97717X578 16 475 SH   SOLE   475 0 0
Wisdomtree Japan SmCap Div ETF ETF 97717W836 41 620 SH   SOLE   620 0 0
Wolverine World Wide Inc. COMMON 978097103 697 30,886 SH   SOLE   30,886 0 0
WPP COMMON 92937A102 2,989 45,660 SH   SOLE   44,847 0 813
Wyndham Hotels & Resorts Inc COMMON 98311A105 41 487 SH   SOLE   487 0 0
Xcel Energy Inc. COMMON 98389B100 129 1,788 SH   SOLE   1,788 0 0
Xylem Inc COMMON 98419M100 128 1,501 SH   SOLE   1,501 0 0
Yum China Hldgs Inc Com COMMON 98850P109 936 22,524 SH   SOLE   22,524 0 0
Yum! Brands, Inc. COMMON 988498101 59 499 SH   SOLE   499 0 0
Zimmer Biomet Holdings Inc. COMMON 98956P102 20 153 SH   SOLE   153 0 0
ZIMVIE ORD WI COMMON 98888T107 0 3 SH   SOLE   3 0 0
Zoetis Inc COMMON 98978V103 34 179 SH   SOLE   179 0 0
Zoom video communications-A COMMON 98980L101 26 223 SH   SOLE   223 0 0