The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COMMON 88579Y101 77 431 SH   SOLE   431 0 0
A F L A C Inc. COMMON 001055102 110 1,881 SH   SOLE   1,881 0 0
A O N Corporation COMMON G0403H108 30 100 SH   SOLE   100 0 0
Abbott Laboratories COMMON 002824100 1,465 10,409 SH   SOLE   10,300 0 109
AbbVie Inc. COMMON 00287Y109 1,016 7,505 SH   SOLE   7,505 0 0
Aberdeen Asia Pac Income Fd COMMON 003009107 153 40,073 SH   SOLE   40,073 0 0
Aberdeen Physical Swiss Gold ETF ETF 00326A104 7 400 SH   SOLE   400 0 0
Accenture Ltd Cl A F COMMON G1151C101 48 116 SH   SOLE   116 0 0
ACNB Corporation COMMON 000868109 29 938 SH   SOLE   938 0 0
Activision Inc. COMMON 00507V109 323 4,856 SH   SOLE   4,856 0 0
Adobe Systems Inc. COMMON 00724F101 14 25 SH   SOLE   25 0 0
ADT Corp COMMON 00090Q103 1 104 SH   SOLE   104 0 0
Advanced Micro Devices COMMON 007903107 128 890 SH   SOLE   890 0 0
Air Products & Chemicals Inc. COMMON 009158106 222 728 SH   SOLE   728 0 0
Airbnb Inc COMMON 009066101 37 225 SH   SOLE   225 0 0
Alaska Air Group Inc. COMMON 011659109 2 44 SH   SOLE   44 0 0
Alerus Finl Corp COMMON 01446U103 7 226 SH   SOLE   226 0 0
Align Technology Inc COMMON 016255101 3 5 SH   SOLE   5 0 0
Allegion Public Ltd Co COMMON G0176J109 26 200 SH   SOLE   200 0 0
Alliant Energy Corp COMMON 018802108 757 12,314 SH   SOLE   12,314 0 0
Allstate COMMON 020002101 153 1,303 SH   SOLE   1,303 0 0
Alphabet, Inc Cl C COMMON 02079K107 4,071 1,407 SH   SOLE   1,365 0 42
Alphabet, Inc. Cl A COMMON 02079K305 3,190 1,101 SH   SOLE   1,045 0 56
Altria Group Inc. COMMON 02209S103 22 464 SH   SOLE   464 0 0
Amarin Corp Plc New ADR ADR 023111206 8 2,325 SH   SOLE   2,325 0 0
Amazon.Com COMMON 023135106 2,017 605 SH   SOLE   591 0 14
Amc Networks Inc Cl A COMMON 00164V103 55 1,584 SH   SOLE   1,584 0 0
Amer Electric Pwr Co Inc COMMON 025537101 1 8 SH   SOLE   8 0 0
America Movil L ADR ADR 02364W105 76 3,600 SH   SOLE   3,600 0 0
American Express Company COMMON 025816109 400 2,447 SH   SOLE   2,447 0 0
Ameriprise Financial Inc. COMMON 03076C106 46 153 SH   SOLE   109 0 44
Amerisource Bergen Corp. COMMON 03073E105 40 300 SH   SOLE   300 0 0
Amgen Incorporated COMMON 031162100 191 849 SH   SOLE   849 0 0
Amkor Technology Inc COMMON 031652100 1,157 46,661 SH   SOLE   46,661 0 0
Analog Devices Inc. COMMON 032654105 17 98 SH   SOLE   98 0 0
Annaly Capital Mgmt COMMON 035710409 28 3,520 SH   SOLE   3,520 0 0
Antero Midstream Partners LP COMMON 03676B102 2 202 SH   SOLE   202 0 0
Anthem Inc COMMON 036752103 127 275 SH   SOLE   275 0 0
Apple Inc. COMMON 037833100 6,290 35,420 SH   SOLE   34,421 0 999
Applied Materials COMMON 038222105 34 213 SH   SOLE   213 0 0
Aptiv PLC COMMON G6095L109 15 91 SH   SOLE   0 0 91
Archer-Daniels-Midland Inc. COMMON 039483102 221 3,271 SH   SOLE   2,357 0 914
ARK Next Generation Internet ETF ETF 00214Q401 57 477 SH   SOLE   477 0 0
Arrowhead Pharma Inc COMMON 04280A100 21 320 SH   SOLE   320 0 0
Asml Hldgs Nv COMMON N07059210 8 10 SH   SOLE   10 0 0
Astec Industries COMMON 046224101 371 5,353 SH   SOLE   5,353 0 0
AstraZeneca plc ADR ADR 046353108 1,288 22,107 SH   SOLE   21,974 0 133
AT&T Inc. COMMON 00206R102 1,237 50,303 SH   SOLE   49,543 0 760
Atlas Air Worldwide Hldg COMMON 049164205 198 2,104 SH   SOLE   2,104 0 0
Aurora Innovation COMMON 051774107 1 80 SH   SOLE   80 0 0
Aurora Innovation COMMON 051774115 0 10 SH   SOLE   10 0 0
Auto Data Processing COMMON 053015103 318 1,289 SH   SOLE   1,289 0 0
Autodesk Inc COMMON 052769106 3 11 SH   SOLE   11 0 0
Avalon Bay Communities COMMON 053484101 5 21 SH   SOLE   21 0 0
Avery Dennison COMMON 053611109 8 35 SH   SOLE   35 0 0
AYRO Inc. COMMON 054748108 6 3,636 SH   SOLE   3,636 0 0
Baidu Inc ADR ADR 056752108 300 2,019 SH   SOLE   2,019 0 0
Ball Corp COMMON 058498106 53 549 SH   SOLE   549 0 0
Bank of America Corp COMMON 060505104 97 2,186 SH   SOLE   2,186 0 0
Bank of New York Mellon COMMON 064058100 109 1,878 SH   SOLE   1,878 0 0
Bar Harbor Bankshare COMMON 066849100 10 358 SH   SOLE   358 0 0
Baxter International COMMON 071813109 920 10,722 SH   SOLE   10,722 0 0
BCE Inc. COMMON 05534B760 316 6,065 SH   SOLE   5,362 0 703
Becton Dickinson & Co COMMON 075887109 139 554 SH   SOLE   554 0 0
Berkshire Hathaway Cl B COMMON 084670702 3,614 12,088 SH   SOLE   11,341 0 747
Beyond Meat Inc COMMON 08862E109 6 91 SH   SOLE   91 0 0
Biogen Idec Inc COMMON 09062X103 144 601 SH   SOLE   601 0 0
Black Rock Resources Tr COMMON 09257A108 11 1,163 SH   SOLE   1,163 0 0
Blackrock Inc COMMON 09247X101 62 68 SH   SOLE   68 0 0
Blackstone Group Lp COMMON 09260D107 19 148 SH   SOLE   148 0 0
Blkrck Muniyield Qlty Fd COMMON 09254F100 21 1,300 SH   SOLE   1,300 0 0
Boeing Co. COMMON 097023105 2,595 12,889 SH   SOLE   12,678 0 211
Booking Holdings Inc COMMON 09857L108 139 58 SH   SOLE   58 0 0
Booz Allen Hamilton Holding Corp COMMON 099502106 49 575 SH   SOLE   575 0 0
Borg Warner Inc COMMON 099724106 1,289 28,589 SH   SOLE   28,315 0 274
Boston Scientific COMMON 101137107 3 69 SH   SOLE   69 0 0
BP plc ADR ADR 055622104 14 528 SH   SOLE   528 0 0
Bristol Myers COMMON 110122108 2,163 34,684 SH   SOLE   34,210 0 474
Broadridge Finl Solution COMMON 11133T103 128 700 SH   SOLE   700 0 0
Cambria Cannabis ETF ETF 132061821 1 100 SH   SOLE   100 0 0
Canadian Natl Ry Co COMMON 136375102 6 51 SH   SOLE   51 0 0
Canadian Pacific COMMON 13645T100 42 582 SH   SOLE   582 0 0
Capital One Financial COMMON 14040H105 105 724 SH   SOLE   724 0 0
Cardinal Health Inc COMMON 14149Y108 3 58 SH   SOLE   58 0 0
CarMax Inc COMMON 143130102 76 584 SH   SOLE   584 0 0
Carrier Global Corp-Wi COMMON 14448C104 139 2,555 SH   SOLE   2,555 0 0
Caterpillar COMMON 149123101 1,989 9,622 SH   SOLE   9,622 0 0
CBRE Group Inc COMMON 12504L109 336 3,092 SH   SOLE   3,092 0 0
CDK Global Inc COMMON 12508E101 17 400 SH   SOLE   400 0 0
Centene Corp COMMON 15135B101 29 350 SH   SOLE   350 0 0
Cerner Corp COMMON 156782104 14 156 SH   SOLE   156 0 0
CF Industries Holdings Inc COMMON 125269100 18 250 SH   SOLE   0 0 250
Charter Communications Inc COMMON 16119P108 357 547 SH   SOLE   547 0 0
Chemed Corp. COMMON 16359R103 2,074 3,921 SH   SOLE   3,921 0 0
Chevron Corp. COMMON 166764100 556 4,742 SH   SOLE   4,596 0 146
China Automotive Systems Inc COMMON 16936R105 13 4,840 SH   SOLE   4,840 0 0
Chubb Limited COMMON H1467J104 216 1,116 SH   SOLE   1,116 0 0
Cigna Corp COMMON 125523100 192 838 SH   SOLE   838 0 0
Cincinnati Financial Corp COMMON 172062101 44 390 SH   SOLE   390 0 0
Cisco Systems, Inc. COMMON 17275R102 4,173 65,849 SH   SOLE   63,886 0 1,963
Citigroup COMMON 172967424 306 5,059 SH   SOLE   5,059 0 0
Clorox Company COMMON 189054109 16 90 SH   SOLE   90 0 0
CME Group Inc. COMMON 12572Q105 549 2,404 SH   SOLE   2,404 0 0
CMS Energy COMMON 125896100 3 40 SH   SOLE   40 0 0
Coca-Cola Co COMMON 191216100 3,294 55,625 SH   SOLE   54,038 0 1,587
Colgate-Palmolive COMMON 194162103 110 1,286 SH   SOLE   1,286 0 0
Comcast Corp. COMMON 20030N101 102 2,023 SH   SOLE   2,023 0 0
Comerica Incorporated COMMON 200340107 174 2,000 SH   SOLE   2,000 0 0
Community Bank System COMMON 203607106 677 9,091 SH   SOLE   8,191 0 900
Conagra Foods Inc. COMMON 205887102 1 15 SH   SOLE   15 0 0
Conoco Phillips COMMON 20825C104 614 8,501 SH   SOLE   8,501 0 0
Consolidated Edison Inc. COMMON 209115104 182 2,138 SH   SOLE   2,138 0 0
Constellation Brand Cl Aclass A COMMON 21036P108 31 123 SH   SOLE   123 0 0
Core Laboratories N V COMMON N22717107 26 1,148 SH   SOLE   1,148 0 0
Corning COMMON 219350105 4,866 130,707 SH   SOLE   130,038 0 669
Corp Office Pptys REIT REIT 22002T108 10 343 SH   SOLE   343 0 0
Corteva Inc com COMMON 22052L104 24 499 SH   SOLE   499 0 0
CoStar Group Inc COMMON 22160N109 6 70 SH   SOLE   70 0 0
Costco COMMON 22160K105 5,306 9,347 SH   SOLE   9,097 0 250
Crown Castle International Corp COMMON 22822V101 69 330 SH   SOLE   330 0 0
CSX Corp COMMON 126408103 172 4,584 SH   SOLE   4,584 0 0
Cummins Inc COMMON 231021106 15 69 SH   SOLE   8 0 61
CVS Corp COMMON 126650100 1,944 18,845 SH   SOLE   18,399 0 446
D R Horton Co. COMMON 23331A109 6 58 SH   SOLE   58 0 0
D T E Energy Co. COMMON 233331107 7 62 SH   SOLE   0 0 62
Danaher Corp COMMON 235851102 49 150 SH   SOLE   150 0 0
Deere & Company COMMON 244199105 873 2,545 SH   SOLE   2,545 0 0
Devon Energy Corp COMMON 25179M103 2 45 SH   SOLE   45 0 0
Diageo PLC ADR ADR 25243Q205 18 83 SH   SOLE   83 0 0
Diamondback Energy Inc COMMON 25278X109 3 26 SH   SOLE   26 0 0
Dick's Sporting Goods Inc COMMON 253393102 6 48 SH   SOLE   48 0 0
Digital Realty Trust REIT REIT 253868103 539 3,048 SH   SOLE   2,918 0 130
Discover Financial Svcs COMMON 254709108 11 93 SH   SOLE   93 0 0
Dollar General COMMON 256677105 6 27 SH   SOLE   27 0 0
Dollar Tree Inc COMMON 256746108 32 225 SH   SOLE   225 0 0
Dominion Energy COMMON 25746U109 1,027 13,075 SH   SOLE   11,209 0 1,866
Dover Corporation COMMON 260003108 91 500 SH   SOLE   500 0 0
Dow In COMMON 260557103 140 2,460 SH   SOLE   2,460 0 0
Dr Reddys Labs ADR ADR 256135203 417 6,371 SH   SOLE   6,371 0 0
DT Midstream, Inc COMMON 23345M107 1 31 SH   SOLE   0 0 31
Duke Energy Corp. COMMON 26441C204 2,534 24,156 SH   SOLE   23,847 0 309
E Bay Inc. COMMON 278642103 26 392 SH   SOLE   392 0 0
E I DuPont COMMON 26614N102 558 6,902 SH   SOLE   6,670 0 232
East West Bancorp COMMON 27579R104 1,105 14,045 SH   SOLE   14,045 0 0
Eastman Chemical Co. COMMON 277432100 27 222 SH   SOLE   222 0 0
Eaton Corp. COMMON G29183103 292 1,689 SH   SOLE   1,689 0 0
Ecofin Global Water ESG COMMON 56167N753 79 1,571 SH   SOLE   1,571 0 0
Ecolab Inc. COMMON 278865100 70 298 SH   SOLE   250 0 48
Edison International COMMON 281020107 452 6,620 SH   SOLE   6,182 0 438
Electronic Arts Inc COMMON 285512109 2 18 SH   SOLE   18 0 0
Eli Lilly & Co. COMMON 532457108 1,343 4,862 SH   SOLE   4,862 0 0
Emerson Electric Co. COMMON 291011104 1,999 21,498 SH   SOLE   20,648 0 850
EMQQ Emerging Markets Intrnt & Ecmrc ETF ETF 301505889 716 16,688 SH   SOLE   16,393 0 295
Equinix Inc New COMMON 29444U700 6 7 SH   SOLE   7 0 0
Equity Residential Prop. REIT REIT 29476L107 396 4,372 SH   SOLE   4,372 0 0
Essential utilities ord COMMON 29670G102 152 2,830 SH   SOLE   2,830 0 0
ETFMG Alternative Harvest ETF ETF 26924G508 41 3,732 SH   SOLE   3,732 0 0
Etho Climate Leader US ETF ETF 26924G888 137 2,127 SH   SOLE   2,127 0 0
Everest Re Group Ltd COMMON G3223R108 1 3 SH   SOLE   3 0 0
Eversource Energy COMMON 30040W108 34 379 SH   SOLE   379 0 0
Exelon Corp. COMMON 30161N101 28 489 SH   SOLE   489 0 0
Expeditors Int'l of Washington COMMON 302130109 80 592 SH   SOLE   592 0 0
Exxon Mobil Corporation COMMON 30231G102 1,271 20,776 SH   SOLE   19,148 0 1,628
Facebook Inc Class A COMMON 30303M102 293 872 SH   SOLE   832 0 40
Federal Signal Corp. COMMON 313855108 15 350 SH   SOLE   350 0 0
Fedex Corporation COMMON 31428X106 1,674 6,472 SH   SOLE   6,337 0 135
Fidelity MSCI Health Care ETF ETF 316092600 54 785 SH   SOLE   0 0 785
Fidelity MSCI Utilities ETF ETF 316092865 28 613 SH   SOLE   0 0 613
First Bancorp Inc Me COMMON 31866P102 19 600 SH   SOLE   600 0 0
First Solar Inc COMMON 336433107 1,126 12,923 SH   SOLE   12,923 0 0
Fiserv, Inc. COMMON 337738108 16 150 SH   SOLE   0 0 150
Fortinet Inc COMMON 34959E109 149 415 SH   SOLE   415 0 0
Gallagher Arthur J & Co COMMON 363576109 140 828 SH   SOLE   828 0 0
General Electric Co. COMMON 369604301 636 6,732 SH   SOLE   6,390 0 342
General Mills, Inc. COMMON 370334104 118 1,752 SH   SOLE   1,752 0 0
General Motors COMMON 37045V100 33 563 SH   SOLE   563 0 0
Genuine Parts Co COMMON 372460105 47 337 SH   SOLE   337 0 0
Gilat Satellite Networks Ltd COMMON M51474118 85 12,082 SH   SOLE   12,082 0 0
Gilead Sciences Inc COMMON 375558103 306 4,219 SH   SOLE   4,219 0 0
Glaxo Smithkline ADR ADR 37733W105 20 455 SH   SOLE   455 0 0
Global X S&P 500 Catholic Values ETF ETF 37954Y889 148 2,514 SH   SOLE   2,514 0 0
GlobalFoundries, Inc COMMON G39387108 4 65 SH   SOLE   65 0 0
Goldman Sachs Group Inc COMMON 38141G104 431 1,126 SH   SOLE   1,126 0 0
Goodyear Tire & Rubber COMMON 382550101 65 3,045 SH   SOLE   3,045 0 0
Halliburton Company COMMON 406216101 31 1,359 SH   SOLE   1,359 0 0
Hanesbrands Inc. COMMON 410345102 1,014 60,671 SH   SOLE   57,609 0 3,062
Hannon Armstrong Sus REIT REIT 41068X100 22 418 SH   SOLE   418 0 0
Harsco COMMON 415864107 25 1,510 SH   SOLE   1,510 0 0
Hershey Foods Corp COMMON 427866108 176 911 SH   SOLE   911 0 0
Hewlett Packard Ente COMMON 42824C109 19 1,200 SH   SOLE   1,200 0 0
Home Depot COMMON 437076102 330 795 SH   SOLE   795 0 0
Honeywell International COMMON 438516106 1,461 7,007 SH   SOLE   6,798 0 209
HP Inc COMMON 40434L105 47 1,255 SH   SOLE   1,255 0 0
HSBC Holdings PLC ADR ADR 404280406 24 809 SH   SOLE   809 0 0
Humana COMMON 444859102 512 1,104 SH   SOLE   1,104 0 0
IBM Corp. COMMON 459200101 2,304 17,238 SH   SOLE   16,510 0 728
Idexx Labs Inc. COMMON 45168D104 23 35 SH   SOLE   35 0 0
Illinois Tool Works COMMON 452308109 216 876 SH   SOLE   876 0 0
Imperial Oil Ltd COMMON 453038408 125 3,475 SH   SOLE   3,475 0 0
India Fund COMMON 454089103 39 1,870 SH   SOLE   1,870 0 0
Infinera Corp COMMON 45667G103 17 1,800 SH   SOLE   1,800 0 0
Ingersoll Rand Inc COMMON 45687V106 28 454 SH   SOLE   454 0 0
Ingredion Incorporated COMMON 457187102 696 7,201 SH   SOLE   7,201 0 0
Integer Holdings Corp COMMON 45826H109 986 11,521 SH   SOLE   11,246 0 275
Intel Corp. COMMON 458140100 952 18,480 SH   SOLE   18,342 0 138
Intercontinental Exchange, Inc. COMMON 45866F104 7 50 SH   SOLE   50 0 0
Intuit COMMON 461202103 25 39 SH   SOLE   39 0 0
Intuitive Surgical COMMON 46120E602 5 15 SH   SOLE   15 0 0
Invesco Global Water ETF ETF 46138E651 13 300 SH   SOLE   300 0 0
Iqvia Hldgs Inc COMMON 46266C105 10 36 SH   SOLE   36 0 0
Iron Mountain Inc REIT REIT 46284V101 119 2,265 SH   SOLE   2,265 0 0
iShares 0-5 Year Invmt Grade Corp Bd ETF ETF 46434V100 31 605 SH   SOLE   605 0 0
iShares 5-10 Yr Corporate Bond ETF ETF 464288638 64 1,080 SH   SOLE   1,080 0 0
iShares Core Dividend Growth ETF ETF 46434V621 466 8,380 SH   SOLE   8,380 0 0
iShares Core MSCI EAFE ETF ETF 46432F842 174 2,326 SH   SOLE   1,962 0 364
iShares Core MSCI ETF ETF 46434G103 150 2,503 SH   SOLE   2,503 0 0
iShares DJ US Financial ETF ETF 464287788 96 1,108 SH   SOLE   1,108 0 0
iShares Dow J Real Estate ETF ETF 464287739 7 58 SH   SOLE   58 0 0
iShares Dow J. Healthcare ETF ETF 464287762 196 654 SH   SOLE   654 0 0
iShares Global Clean Energy ETF 464288224 208 9,825 SH   SOLE   9,825 0 0
Ishares Gold ETF ETF 464285204 710 20,393 SH   SOLE   20,393 0 0
iShares Lehman Agg Bond Fd ETF ETF 464287226 245 2,144 SH   SOLE   866 0 1,278
iShares MSCI EAFE ETF ETF 464287465 462 5,870 SH   SOLE   5,555 0 315
iShares MSCI Emerg Esg ETF ETF 46434G863 390 9,811 SH   SOLE   9,811 0 0
iShares MSCI Emerging Market ETF ETF 464287234 39 802 SH   SOLE   349 0 453
iShares MSCI Taiwan Index ETF ETF 46434G772 197 2,958 SH   SOLE   2,558 0 400
iShares NASDAQ Biotech ETF ETF 464287556 1,036 6,785 SH   SOLE   6,519 0 266
iShares Russell 1000 Val ETF ETF 464287598 4,549 27,086 SH   SOLE   27,086 0 0
iShares Russell 2000 Growth ETF ETF 464287648 16 54 SH   SOLE   54 0 0
Ishares Russell 2000 Value ETF ETF 464287630 25 151 SH   SOLE   151 0 0
iShares Russell Midcap Grth ETF ETF 464287481 72 628 SH   SOLE   628 0 0
iShares S&P 500 Index ETF ETF 464287200 612 1,282 SH   SOLE   1,282 0 0
iShares S&P Midcap 400 Index ETF ETF 464287507 171 605 SH   SOLE   434 0 171
iShares S&P Mid-Cap Grow ETF ETF 464287606 34 396 SH   SOLE   396 0 0
iShares S&P Sm Cap Idx 600 ETF ETF 464287804 318 2,780 SH   SOLE   1,852 0 928
iShares S&P U S Pfd Stk ETF ETF 464288687 6 153 SH   SOLE   153 0 0
iShares Select Dividend Idx ETF ETF 464287168 114 932 SH   SOLE   932 0 0
iShares Short-Term Nat. Muni Bond ETF ETF 464288158 228 2,122 SH   SOLE   2,122 0 0
iShares TIPS Bond ETF ETF 464287176 1,525 11,805 SH   SOLE   11,150 0 655
iShares Tr China 25 Index ETF ETF 464287184 8 228 SH   SOLE   228 0 0
iShares Tr DJ U S Tech Sector ETF ETF 464287721 236 2,052 SH   SOLE   2,052 0 0
iShares Tr S&P Europe 350 ETF ETF 464287861 16 300 SH   SOLE   300 0 0
Ishares Tr Sh Tr Corporate ETF ETF 464288646 27 505 SH   SOLE   505 0 0
Jacobs Engineering Group Inc COMMON 469814107 42 303 SH   SOLE   303 0 0
Johnson & Johnson COMMON 478160104 2,420 14,147 SH   SOLE   13,342 0 805
JP Morgan Chase & Co COMMON 46625H100 3,004 18,969 SH   SOLE   18,004 0 965
JPMorgan Equity Premium Income ETF ETF 46641Q332 210 3,325 SH   SOLE   3,325 0 0
JPMorgan Ultra-Short Income ETF ETF 46641Q837 50 1,000 SH   SOLE   1,000 0 0
Kimberly-Clark Corp. COMMON 494368103 248 1,735 SH   SOLE   1,735 0 0
Kinder Morgan Inc. COMMON 49456B101 2 148 SH   SOLE   148 0 0
KLA-Tencor Corporation COMMON 482480100 91 211 SH   SOLE   211 0 0
Kon Philips Electric NV COMMON 500472303 115 3,134 SH   SOLE   3,134 0 0
Kraft Heinz Company COMMON 500754106 1,173 32,662 SH   SOLE   31,270 0 1,392
KraneShares CSI China Internet ETF ETF 500767306 47 1,285 SH   SOLE   1,285 0 0
Kyndryl Holdings, Inc COMMON 50155Q100 24 1,332 SH   SOLE   1,314 0 18
Laboratory Corp of America Hlds COMMON 50540R409 277 883 SH   SOLE   788 0 95
Lam Research COMMON 512807108 13 18 SH   SOLE   18 0 0
Lauder Estee Co COMMON 518439104 9 25 SH   SOLE   25 0 0
Lear Corp COMMON 521865204 3 15 SH   SOLE   15 0 0
LHC Group Inc COMMON 50187A107 961 7,000 SH   SOLE   7,000 0 0
Liberty Broadband Corp COMMON 530307305 29 183 SH   SOLE   183 0 0
Lincoln National Corp. COMMON 534187109 4 59 SH   SOLE   59 0 0
LIVERAMP HOLDINGS INC COMMON 53815P108 3 56 SH   SOLE   56 0 0
Lockheed Martin COMMON 539830109 48 135 SH   SOLE   135 0 0
Lowes Companies Inc. COMMON 548661107 301 1,163 SH   SOLE   897 0 266
Lumen Technologies Inc COMMON 550241103 75 5,951 SH   SOLE   5,656 0 295
M K S Instruments Inc. COMMON 55306N104 1,163 6,676 SH   SOLE   6,676 0 0
Magna Intl Inc COMMON 559222401 16 200 SH   SOLE   200 0 0
Main Street Capital Corp COMMON 56035L104 11 250 SH   SOLE   250 0 0
Marathon Petroleum Corp COMMON 56585A102 109 1,706 SH   SOLE   1,706 0 0
Marsh & McLennan Co's COMMON 571748102 28 163 SH   SOLE   163 0 0
Martin Marietta Matrls COMMON 573284106 44 100 SH   SOLE   100 0 0
Mastercard Inc COMMON 57636Q104 86 239 SH   SOLE   239 0 0
Match Group Ord COMMON 57667L107 2 12 SH   SOLE   12 0 0
McDonald's Corp COMMON 580135101 568 2,118 SH   SOLE   2,118 0 0
McKesson Corp. COMMON 58155Q103 1,677 6,747 SH   SOLE   6,304 0 443
Medtronic Inc. COMMON G5960L103 1,913 18,496 SH   SOLE   17,946 0 550
MercadoLibre Inc COMMON 58733R102 5 4 SH   SOLE   4 0 0
Merck COMMON 58933Y105 3,436 44,833 SH   SOLE   43,181 0 1,652
Metlife Inc. COMMON 59156R108 36 574 SH   SOLE   574 0 0
Microchip Technology Inc. COMMON 595017104 8 90 SH   SOLE   90 0 0
Micron Technology COMMON 595112103 29 306 SH   SOLE   306 0 0
Microsoft COMMON 594918104 13,259 39,425 SH   SOLE   38,372 0 1,053
Moderna Inc COMMON 60770K107 3 13 SH   SOLE   13 0 0
Mondelez Int'l Inc. COMMON 609207105 784 11,829 SH   SOLE   11,374 0 455
Morgan Stanley Dean Witter COMMON 617446448 68 694 SH   SOLE   694 0 0
Murphy USA Inc COMMON 626755102 11 55 SH   SOLE   55 0 0
National Grid Plc ADR ADR 636274409 389 5,373 SH   SOLE   5,373 0 0
National Storage Aff REIT REIT 637870106 17 250 SH   SOLE   250 0 0
NCR Corporation COMMON 62886E108 1,553 38,641 SH   SOLE   37,505 0 1,136
Netflix Inc. COMMON 64110L106 7 12 SH   SOLE   12 0 0
Nextera Energy COMMON 65339F101 620 6,638 SH   SOLE   6,638 0 0
Nike, Inc. COMMON 654106103 193 1,157 SH   SOLE   1,157 0 0
Norfolk Southern COMMON 655844108 408 1,370 SH   SOLE   1,370 0 0
Northrop Grumman Corp COMMON 666807102 41 107 SH   SOLE   107 0 0
Novartis Ag ADR ADR 66987V109 75 857 SH   SOLE   857 0 0
Nucor Corp COMMON 670346105 21 183 SH   SOLE   183 0 0
Nutrien Ltd COMMON 67077M108 123 1,629 SH   SOLE   1,629 0 0
Nuveen AMT-Free Municipal Income Fund COMMON 670657105 8 500 SH   SOLE   500 0 0
Nuveen Muni Value Fd Inc. COMMON 670928100 69 6,640 SH   SOLE   0 0 6,640
Nvent Electric Plc Shs COMMON G6700G107 30 800 SH   SOLE   800 0 0
Nvidia Corp COMMON 67066G104 179 610 SH   SOLE   610 0 0
Occidental Petroleum Corp. COMMON 674599105 5 175 SH   SOLE   175 0 0
Omnicom Group Inc COMMON 681919106 8 108 SH   SOLE   108 0 0
Oneok Inc New COMMON 682680103 650 11,055 SH   SOLE   11,055 0 0
Oracle COMMON 68389X105 116 1,326 SH   SOLE   1,326 0 0
Organon & Co COMMON 68622V106 7 244 SH   SOLE   244 0 0
OTIS Worldwide Corp-Wi COMMON 68902V107 111 1,276 SH   SOLE   1,276 0 0
P P G Industries Inc. COMMON 693506107 281 1,629 SH   SOLE   1,629 0 0
Palo Alto Networks COMMON 697435105 84 150 SH   SOLE   150 0 0
Parker Hannifin Corp COMMON 701094104 181 570 SH   SOLE   570 0 0
Paychex Inc. COMMON 704326107 37 270 SH   SOLE   270 0 0
Paypal Holdings COMMON 70450Y103 37 195 SH   SOLE   195 0 0
Pentair PLC COMMON G7S00T104 1 16 SH   SOLE   16 0 0
Peoples United Finl Inc COMMON 712704105 2,256 126,621 SH   SOLE   126,621 0 0
Pepsico, Inc. COMMON 713448108 784 4,511 SH   SOLE   4,511 0 0
Pfizer Inc. COMMON 717081103 6,032 102,144 SH   SOLE   99,988 0 2,156
Philip Morris Intl Inc COMMON 718172109 101 1,058 SH   SOLE   1,058 0 0
Phillips 66 SHS COMMON 718546104 377 5,197 SH   SOLE   5,197 0 0
PIMCO Enhanced Short Maturity Active ETF ETF 72201R833 299 2,947 SH   SOLE   2,947 0 0
PIMCO Intermediate Muni Bond ETF ETF 72201R866 2,114 37,618 SH   SOLE   32,681 0 4,937
Plantronics Inc COMMON 727493108 177 6,048 SH   SOLE   5,862 0 186
PNC Financial Services Group Inc. COMMON 693475105 321 1,602 SH   SOLE   1,602 0 0
Powershares FTSE RAFI ETF ETF 46137V613 109 637 SH   SOLE   637 0 0
Powershares Global Water Fund ETF ETF 46137V142 53 867 SH   SOLE   867 0 0
PowerShares QQQ Trust Sr 1 ETF ETF 46090E103 159 400 SH   SOLE   400 0 0
PPL Corporation COMMON 69351T106 14 466 SH   SOLE   466 0 0
Principal Financial Grp COMMON 74251V102 3 35 SH   SOLE   35 0 0
Procter & Gamble COMMON 742718109 2,204 13,474 SH   SOLE   13,016 0 458
Prudential Financial Inc. COMMON 744320102 2 22 SH   SOLE   22 0 0
Public Storage, Inc. COMMON 74460D109 127 339 SH   SOLE   339 0 0
Public Sv Enterprise COMMON 744573106 229 3,427 SH   SOLE   3,427 0 0
Qorvo Inc COMMON 74736K101 1,989 12,719 SH   SOLE   12,719 0 0
Qualcomm Inc. COMMON 747525103 30 165 SH   SOLE   165 0 0
Raytheon Technologies Ord COMMON 75513E101 312 3,621 SH   SOLE   3,621 0 0
Regeneron Pharmaceuticals Inc COMMON 75886F107 1 1 SH   SOLE   1 0 0
Republic Services Inc COMMON 760759100 75 537 SH   SOLE   537 0 0
Rockwell Automation COMMON 773903109 265 761 SH   SOLE   761 0 0
Roper Industries Inc COMMON 776696106 1,004 2,041 SH   SOLE   2,002 0 39
Roundhill Acquirers Deep Value ETF ETF 26922A701 35 952 SH   SOLE   952 0 0
Royal Dutch Shell ADR ADR 780259206 383 8,829 SH   SOLE   8,726 0 103
Royce Micro-Cap Trust COMMON 780915104 37 3,185 SH   SOLE   3,185 0 0
Rydex S&P 500 Eq Wgt ETF ETF 46137V357 24 145 SH   SOLE   145 0 0
S & P Global Inc COMMON 78409V104 6 13 SH   SOLE   13 0 0
Sabre Corporation COMMON 78573M104 151 17,527 SH   SOLE   16,773 0 754
Salesforce Com COMMON 79466L302 118 465 SH   SOLE   465 0 0
Schlumberger Limited COMMON 806857108 1,280 42,743 SH   SOLE   42,357 0 386
Schwab Emerging Mkt ETF ETF 808524706 107 3,600 SH   SOLE   3,600 0 0
Schwab Intermediate US Treasury ETF ETF 808524854 244 4,341 SH   SOLE   4,341 0 0
Schwab Int'l Equity ETF ETF 808524805 13,376 344,122 SH   SOLE   343,999 0 123
Schwab Large Cap Value Indx ETF ETF 808524409 102 1,390 SH   SOLE   1,390 0 0
Schwab Short-Term US Treasury ETF ETF 808524862 96 1,889 SH   SOLE   1,889 0 0
Schwab U.S. Bond ETF ETF 808524839 420 7,797 SH   SOLE   7,797 0 0
Schwab U.S. Broad Market ETF ETF 808524102 87,419 773,553 SH   SOLE   767,685 0 5,868
Schwab U.S. Tips ETF ETF 808524870 258 4,104 SH   SOLE   4,104 0 0
Seagate Technology PLC COMMON G7997R103 7,268 64,330 SH   SOLE   61,634 0 2,696
Sector SPDR Tech Select Shares COMMON 81369Y803 405 2,331 SH   SOLE   2,331 0 0
Sempra Energy COMMON 816851109 13 101 SH   SOLE   101 0 0
ServiceNow Inc COMMON 81762P102 260 401 SH   SOLE   401 0 0
Sherwin Williams COMMON 824348106 4 12 SH   SOLE   12 0 0
Shopify Inc COMMON 82509L107 3 2 SH   SOLE   2 0 0
Skywest Inc COMMON 830879102 173 4,400 SH   SOLE   4,400 0 0
Skyworks Solutions Inc. COMMON 83088M102 65 421 SH   SOLE   421 0 0
Snap Inc COMMON 83304A106 5 102 SH   SOLE   102 0 0
Sonoco Products COMMON 835495102 254 4,382 SH   SOLE   3,615 0 767
Sony Group Corp COMMON 835699307 2,289 18,113 SH   SOLE   17,579 0 534
Southern Company COMMON 842587107 414 6,044 SH   SOLE   6,044 0 0
SPDR Consumer Disc Select ETF ETF 81369Y407 62 302 SH   SOLE   302 0 0
SPDR Dow Jones Ind Avg ETF ETF 78467X109 109 300 SH   SOLE   300 0 0
SPDR Gold Trust ETF ETF 78463V107 1,760 10,294 SH   SOLE   10,294 0 0
SPDR MSCI EAFE Fsl Fuel Fr ETF ETF 78470E106 804 9,581 SH   SOLE   9,581 0 0
SPDR MSCI Emerg Fsl Fl Free ETF ETF 78470E205 475 6,490 SH   SOLE   6,490 0 0
SPDR S&P 500 ETF ETF 78462F103 1,565 3,294 SH   SOLE   2,380 0 914
SPDR S&P 500 Fossil Fl Fr ETF ETF 78468R796 1,649 14,007 SH   SOLE   14,007 0 0
SPDR S&P 600 Small Cap ETF ETF 78464A300 60 712 SH   SOLE   712 0 0
SPDR S&P Biotech ETF ETF 78464A870 1,315 11,741 SH   SOLE   11,741 0 0
SPDR S&P Dividend ETF ETF 78464A763 156 1,211 SH   SOLE   1,211 0 0
SPDR S&P Mid Cap 400 ETF ETF 78467Y107 259 500 SH   SOLE   300 0 200
SPDR Utility Select Sec ETF ETF 81369Y886 53 742 SH   SOLE   742 0 0
SPDR S&P Regional Banking ETF ETF 78464A698 19 275 SH   SOLE   275 0 0
Splunk Inc COMMON 848637104 1,286 11,111 SH   SOLE   11,025 0 86
Spotify Technology SA COMMON L8681T102 9 40 SH   SOLE   40 0 0
Square Inc COMMON 852234103 16 100 SH   SOLE   100 0 0
Standex Int'l Corp. COMMON 854231107 58 520 SH   SOLE   520 0 0
Starbucks COMMON 855244109 1,837 15,704 SH   SOLE   15,384 0 320
State Street Corp. COMMON 857477103 105 1,131 SH   SOLE   1,131 0 0
Stericycle Inc COMMON 858912108 493 8,262 SH   SOLE   8,262 0 0
Steris Corp. COMMON G8473T100 365 1,500 SH   SOLE   1,500 0 0
Stitch Fix Inc COMMON 860897107 9 483 SH   SOLE   483 0 0
Stryker Corp. COMMON 863667101 40 150 SH   SOLE   150 0 0
Suncor Energy Inc. COMMON 867224107 8 324 SH   SOLE   324 0 0
Synchrony Financial COMMON 87165B103 477 10,284 SH   SOLE   10,284 0 0
Sysco Corp. COMMON 871829107 130 1,658 SH   SOLE   1,658 0 0
Taiwan Semiconductor ADR ADR 874039100 7,465 62,046 SH   SOLE   60,329 0 1,717
Take Two Interactv Sftwr COMMON 874054109 36 205 SH   SOLE   205 0 0
Target Corp. COMMON 87612E106 130 563 SH   SOLE   427 0 136
Tata Motors Ltd ADR ADR 876568502 727 22,649 SH   SOLE   22,649 0 0
Teradata Corp COMMON 88076W103 71 1,660 SH   SOLE   1,660 0 0
Tesla Motors COMMON 88160R101 3 3 SH   SOLE   3 0 0
Teva Pharma Ind ADR ADR 881624209 37 4,606 SH   SOLE   4,606 0 0
Texas Instruments Inc. COMMON 882508104 109 576 SH   SOLE   576 0 0
The Charles Schwab Corp. COMMON 808513105 9,115 108,384 SH   SOLE   105,079 0 3,305
The Travelers Companies Inc. COMMON 89417E109 790 5,053 SH   SOLE   5,053 0 0
Thermo Fisher Scientific COMMON 883556102 623 933 SH   SOLE   933 0 0
Thomson Reuters Corp COMMON 884903709 191 1,595 SH   SOLE   1,595 0 0
Thor Industries Inc COMMON 885160101 898 8,650 SH   SOLE   8,650 0 0
T-Mobile US Inc COMMON 872590104 6 51 SH   SOLE   51 0 0
Toronto-Dominion Bank COMMON 891160509 915 11,934 SH   SOLE   11,934 0 0
TPI Composites Inc COMMON 87266J104 311 20,822 SH   SOLE   19,893 0 929
Trane Technologies PLC COMMON G8994E103 312 1,545 SH   SOLE   1,545 0 0
TransCanada Corp. COMMON 87807B107 10 220 SH   SOLE   220 0 0
Travel Leisure Ord COMMON 894164102 27 487 SH   SOLE   487 0 0
Truist Finl Corp Com COMMON 89832Q109 25 434 SH   SOLE   434 0 0
Tyson Foods Inc Class A COMMON 902494103 3 33 SH   SOLE   33 0 0
U S Bancorp COMMON 902973304 70 1,250 SH   SOLE   1,250 0 0
Uber Technologies Inc COMMON 90353T100 84 2,006 SH   SOLE   2,006 0 0
UDR Inc COMMON 902653104 92 1,534 SH   SOLE   1,534 0 0
Unilever PLC ADR ADR 904767704 160 2,972 SH   SOLE   2,972 0 0
Union Pacific COMMON 907818108 274 1,087 SH   SOLE   805 0 282
United Continental Holdings Inc COMMON 910047109 8 183 SH   SOLE   183 0 0
United Parcel Service COMMON 911312106 97 454 SH   SOLE   454 0 0
Unitedhealth Group Inc. COMMON 91324P102 70 140 SH   SOLE   140 0 0
Unum Provident Corp. COMMON 91529Y106 133 5,429 SH   SOLE   5,429 0 0
Valero Energy COMMON 91913Y100 1,321 17,589 SH   SOLE   16,965 0 624
Valvoline Inc COMMON 92047W101 1 33 SH   SOLE   33 0 0
Vaneck Vectors Gold Miners ETF ETF 92189F106 1,491 46,564 SH   SOLE   46,564 0 0
Vangard Russell 2000 ETF ETF 92206C664 35 386 SH   SOLE   386 0 0
Vanguard 500 ETF ETF 922908363 1,159 2,655 SH   SOLE   2,655 0 0
Vanguard Corp Bond ETF ETF 92206C409 4 54 SH   SOLE   54 0 0
Vanguard Developed Market ETF ETF 921943858 26,817 525,208 SH   SOLE   518,811 0 6,397
Vanguard Div Appreciation ETF ETF 921908844 712 4,143 SH   SOLE   4,143 0 0
Vanguard Emerging Market ETF ETF 922042858 14,681 296,833 SH   SOLE   294,126 0 2,707
Vanguard ESG International Stock ETF ETF 921910725 5,474 88,267 SH   SOLE   86,355 0 1,912
Vanguard ESG US Corporate Bond ETF ETF 921910691 4,151 56,498 SH   SOLE   55,116 0 1,382
Vanguard ESG US Stock ETF ETF 921910733 7,983 90,826 SH   SOLE   88,958 0 1,868
Vanguard FTSE All World ex US ETF ETF 922042775 320 5,224 SH   SOLE   5,224 0 0
Vanguard FTSE Pacific ETF ETF 922042866 7 91 SH   SOLE   91 0 0
Vanguard Growth ETF ETF 922908736 1,473 4,589 SH   SOLE   4,589 0 0
Vanguard High Dividend Yd ETF ETF 921946406 201 1,789 SH   SOLE   1,789 0 0
Vanguard Info Technology ETF ETF 92204A702 89 194 SH   SOLE   55 0 139
Vanguard Interm-Temp Corp Bd ETF ETF 92206C870 32 345 SH   SOLE   345 0 0
Vanguard Large-Cap ETF ETF 922908637 10 43 SH   SOLE   43 0 0
Vanguard Mid Cap Etf ETF 922908629 7 27 SH   SOLE   27 0 0
Vanguard Mid Cap Value ETF ETF 922908512 66 440 SH   SOLE   440 0 0
Vanguard Mid-Cap Growth ETF ETF 922908538 40 157 SH   SOLE   157 0 0
Vanguard Muni Bond ETF ETF 922907746 3,951 71,960 SH   SOLE   63,598 0 8,362
Vanguard REIT ETF ETF 922908553 177 1,528 SH   SOLE   1,528 0 0
Vanguard Short-Term Bond ETF ETF 921937827 3,518 43,525 SH   SOLE   42,534 0 991
Vanguard Short-Term Treasury ETF ETF 92206C102 1,614 26,538 SH   SOLE   25,828 0 710
Vanguard Sh-Tm Inflat- Prot ETF ETF 922020805 177 3,453 SH   SOLE   3,453 0 0
Vanguard Small Cap Etf ETF 922908751 33 145 SH   SOLE   145 0 0
Vanguard Small Cap Growth ETF ETF 922908595 40 140 SH   SOLE   140 0 0
Vanguard Small Cap Value ETF ETF 922908611 60 333 SH   SOLE   333 0 0
Vanguard Total Int'l Bond Market ETF ETF 92203J407 16,865 305,743 SH   SOLE   301,973 0 3,770
Vanguard Total Stk Mkt ETF ETF 922908769 3,256 13,485 SH   SOLE   13,485 0 0
Vanguard Total U.S. Bond Market ETF ETF 921937835 32,404 382,345 SH   SOLE   378,355 0 3,990
Vanguard Total World Stock ETF ETF 922042742 11 102 SH   SOLE   102 0 0
Vanguard Value Index ETF ETF 922908744 224 1,521 SH   SOLE   1,521 0 0
Ventas REIT Inc REIT 92276F100 1,279 25,018 SH   SOLE   25,018 0 0
Verizon Communications Inc. COMMON 92343V104 3,649 70,224 SH   SOLE   68,509 0 1,715
Vgrd Ftse All Wrld Ex US ETF ETF 922042718 11 79 SH   SOLE   79 0 0
VIACOMCBS CL COMMON 92556H206 13 432 SH   SOLE   432 0 0
VictoryShares Nasdaq Next 50 ETF ETF 92647X806 104 3,036 SH   SOLE   3,036 0 0
Visa Inc COMMON 92826C839 2,197 10,137 SH   SOLE   9,959 0 178
Vistra Energy Corp COMMON 92840M102 71 3,114 SH   SOLE   3,114 0 0
Vodafone Group ADR ADR 92857W308 500 33,511 SH   SOLE   33,511 0 0
Vornado Realty Trust Reit REIT 929042109 12 290 SH   SOLE   290 0 0
W. P. Carey & Co. LLC COMMON 92936U109 184 2,247 SH   SOLE   2,247 0 0
Walgreens Boots Alli COMMON 931427108 42 800 SH   SOLE   800 0 0
Wal-Mart Stores COMMON 931142103 438 3,025 SH   SOLE   3,025 0 0
Walt Disney Hldg COMMON 254687106 2,254 14,553 SH   SOLE   14,430 0 123
Wash Real Est Inv Tr MD REIT REIT 939653101 120 4,630 SH   SOLE   4,630 0 0
Watsco Inc COMMON 942622200 3 8 SH   SOLE   8 0 0
Watts Water Technologies COMMON 942749102 181 931 SH   SOLE   573 0 358
WEC Energy Group COMMON 92939U106 383 3,947 SH   SOLE   3,947 0 0
Wells Fargo & Co COMMON 949746101 34 703 SH   SOLE   703 0 0
Welltower Inc REIT REIT 95040Q104 129 1,500 SH   SOLE   1,500 0 0
Western Digital Corp. COMMON 958102105 191 2,930 SH   SOLE   2,930 0 0
Western Union Co COMMON 959802109 670 37,544 SH   SOLE   36,109 0 1,435
Westpac Banking ADR ADR 961214301 75 4,875 SH   SOLE   4,875 0 0
Weyerhaeuser Company COMMON 962166104 1,237 30,041 SH   SOLE   30,041 0 0
Whirlpool COMMON 963320106 2,113 9,004 SH   SOLE   9,004 0 0
WisdomTree Emerg Mk SmCap ETF ETF 97717W281 392 7,416 SH   SOLE   6,332 0 1,084
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF ETF 97717X578 18 475 SH   SOLE   475 0 0
Wisdomtree Japan SmCap Div ETF ETF 97717W836 44 620 SH   SOLE   620 0 0
Wolverine World Wide Inc. COMMON 978097103 926 32,129 SH   SOLE   32,129 0 0
WPP COMMON 92937A102 3,388 44,838 SH   SOLE   44,095 0 743
Wyndham Hotels & Resorts Inc COMMON 98311A105 44 487 SH   SOLE   487 0 0
Xcel Energy Inc. COMMON 98389B100 123 1,818 SH   SOLE   1,818 0 0
Xylem Inc COMMON 98419M100 180 1,501 SH   SOLE   1,501 0 0
Yum China Hldgs Inc Com COMMON 98850P109 1,225 24,573 SH   SOLE   24,223 0 350
Zimmer Biomet Holdings Inc. COMMON 98956P102 19 153 SH   SOLE   153 0 0
Zoetis Inc COMMON 98978V103 5 22 SH   SOLE   22 0 0
Zoom video communications-A COMMON 98980L101 41 223 SH   SOLE   223 0 0