Investor Presentation – Second Quarter 2024 August 2024 Financial Information for the three and six months ended June 30, 2024 EXHIBIT 99.2

1 Disclaimers LIMITATIONS ON THE USE OF INFORMATION This presentation has been prepared by Tiptree Inc. and its consolidated subsidiaries (“Tiptree", "the Company" or "we”) solely for informational purposes, and not for the purpose of updating any information or forecast with respect to Tiptree, its subsidiaries or any of its affiliates or any other purpose. Tiptree reports a non-controlling interest in certain operating subsidiaries that are not wholly owned. Unless otherwise noted, all information is of Tiptree on a consolidated basis before non-controlling interest. Neither Tiptree nor any of its affiliates makes any representation or warranty, express or implied, as to the accuracy or completeness of the information contained herein and no such party shall have any liability for such information. These materials and any related oral statements are not all-inclusive and shall not be construed as legal, tax, investment or any other advice. You should consult your own counsel, accountant or business advisors. Performance information is historical and is not indicative of, nor does it guarantee future results. There can be no assurance that similar performance may be experienced in the future. SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS This document contains "forward-looking statements" which involve risks, uncertainties and contingencies, many of which are beyond Tiptree's control, which may cause actual results, performance, or achievements to differ materially from anticipated results, performance, or achievements. All statements contained herein that are not clearly historical in nature are forward-looking, and the words "anticipate," "believe," "estimate," "expect,“ “intend,” “may,” “might,” "plan," “project,” “should,” "target,“ “will,” "view," “confident,” or similar expressions are intended to identify forward-looking statements. Such forward-looking statements include, but are not limited to, statements about Tiptree's plans, objectives, expectations and intentions. The forward-looking statements are not guarantees of future performance and are subject to risks, uncertainties and other factors, many of which are beyond our control, are difficult to predict and could cause actual results to differ materially from those expressed or forecast in the forward-looking statements. Our actual results could differ materially from those anticipated in these forward-looking statements as a result of various factors, including, but not limited to those described in the section entitled “Risk Factors” in Tiptree’s Annual Report on Form 10-K, and as described in the Tiptree’s other filings with the SEC. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as to the date of this release. The factors described therein are not necessarily all of the important factors that could cause actual results or developments to differ materially from those expressed in any of our forward-looking statements. Other unknown or unpredictable factors also could affect our forward-looking statements. Consequently, our actual performance could be materially different from the results described or anticipated by our forward-looking statements. Given these uncertainties, you should not place undue reliance on these forward-looking statements. Except as required by the federal securities laws, we undertake no obligation to update any forward- looking statements. MARKET AND INDUSTRY DATA Certain market data and industry data used in this presentation were obtained from reports of governmental agencies and industry publications and surveys. We believe the data from third-party sources to be reliable based upon our management’s knowledge of the industry, but have not independently verified such data and as such, make no guarantees as to its accuracy, completeness or timeliness. NOT AN OFFER OR A SOLICIATION This document does not constitute an offer or invitation for the sale or purchase of securities or to engage in any other transaction with Tiptree, its subsidiaries or its affiliates. The information in this document is not targeted at the residents of any particular country or jurisdiction and is not intended for distribution to, or use by, any person in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. NON-GAAP MEASURES In this document, we sometimes use financial measures derived from consolidated financial data but not presented in our financial statements prepared in accordance with U.S. generally accepted accounting principles ("GAAP"). Certain of these data are considered “non-GAAP financial measures” under the SEC rules. These non-GAAP financial measures supplement our GAAP disclosures and should not be considered an alternative to the GAAP measure. Management's reasons for using these non-GAAP financial measures and the reconciliations to their most directly comparable GAAP financial measures are posted in the Appendix.

2 Q2 2024 Year-to-date Highlights Revenue $1.045 billion 32.9% vs. prior year Adjusted Net Income1 $45.0 million 48.9% vs. prior year Book Value per share1,3 $11.86 10.5% vs. 6/30/23 Net Income $21.9 million vs. prior year net income of $4.9million Overall  Revenues of $1.045bn, an increase of 32.9% from 2023, driven by growth at Fortegra.  Net income of $21.9mm.  Adj. net income1 of $45mm, and 21.1% annualized adj. ROAE1, driven by growth in insurance operations. Insurance  $40mm investment in Fortegra (existing shareholders) to support continued growth.  $1.4bn of gross written premiums and premium equivalents (GWPPE), 8% increase from prior year, driven primarily by specialty E&S insurance lines.  Net written premiums of $684mm, driven by organic growth and increased retention rates.  Combined ratio of 90.0%, improved 0.8% from consistent underwriting performance and operating scale.  Adj. net income1,2 of $74.4mm, up 40% from prior year driven by revenue growth and improved combined ratio.  Annualized Adj. ROAE1,2 of 29.7%, compared to 29.6% in 2023. Tiptree Capital  Pre-tax income of $4.5mm driven by investment gains and improved market conditions in the mortgage sector. ($ in millions, except per share information) 1 For a reconciliation of Non-GAAP metrics adjusted net income, adjusted return on average equity and book value per share to GAAP financials, see the Appendix. 2 Adjusted net income and adjusted return on average equity for insurance is presented before the impacts of non-controlling interests. 3 Annual total return defined as cumulative dividends paid of $0.22 per share plus change in book value per share as of June 30, 2024.

Financial Highlights 31 For a reconciliation of Non-GAAP metrics adjusted net income, adjusted return on average equity (annualized) and book value per share to GAAP financials, see the Appendix. 2 Adjusted net income for Fortegra is presented before the impacts of non-controlling interests. ($ in millions, except per share information) $18.9 $30.1 $40.3 $3.9 $0.4 $(8.9) $(6.3) $(7.9) $14.0 $23.8 $32.8 Q2'22 Q2'23 Q2'24 Corporate Fortegra2 Tiptree Capital Key Highlights – Q2’24 Adjusted Net Income by business Revenues increased 35% • Growth in net earned premiums and service fees • Improvement in investment portfolio book yield to 4.1%, from 3.1% prior year Net income of $12.9mm • Growth in insurance operations while maintaining consistent margins • Investment portfolio gains on equities and other investments • Impact of Fortegra tax deconsolidation of $6.4mm in Q2‘24 vs $3.5mm in Q2‘23 Adj. net income1 of $24.4mm, increased by 39% versus prior year • Continued revenue growth and consistent combined ratio at Fortegra Annualized Adj. ROAE1 of 22.7%, improvement of 5.1% versus prior year $24.4$13.3 $17.6 Adjusted Net Income (after NCI) Q2'23 Q2'24 Q2’23 YTD Q2’24 YTD Total Revenues $404.5 $546.7 $786.1 $1,044.9 Net income (loss) $6.0 $12.9 $4.9 $21.9 Diluted EPS $0.16 $0.31 $0.13 $0.54 Adjusted net income1 $17.6 $24.4 $30.2 $45.0 Adjusted ROAE1 17.6% 22.7% 15.1% 21.1% Total shares outstanding 36.7 36.8 Book Value per share1 $10.94 $11.86 $40.1 $53.1 $74.4 $4.9 $0.6 $0.7 $(15.5) $(12.5) $(14.8) $29.4 $41.1 $60.4 Q2'22 YTD Q2'23 YTD Q2'24 YTD $45.0$28.0 $30.2

Specialty Insurance Performance Highlights Q2’24

5 Fortegra – Financial Performance Highlights Record premiums & equivalents, revenues and adj. net income • Continued product & distribution expansion to drive growth, while maintaining underwriting discipline • Investment in growth initiatives ✓ Specialty E&S and admitted lines ✓ Capital-light warranty lines ✓ European expansion Delivered stable, growing results from underwriting and fees • Combined ratio improved by 0.3% to 89.9% • Record underwriting & fee margin of $108mm, up 23% • Adj ROAE of 30.3%, driven by insurance and services Maintain a high-quality balance sheet, including a conservative and liquid investment portfolio Underwriting and Fee Margin1 Underwriting and Fee Revenues1 Combined Ratio 1 2 3 Summary Financials Insurance products Q2’24 Highlights & Outlook ($ in millions) Expense Ratio Loss Ratio Services Insurance 1 See the appendix for a reconciliation of Non-GAAP measures including Adjusted Net Income (before non-controlling interests), Adjusted return on average equity (annualized), underwriting and fee revenues and underwriting and fee margin. Note: Tiptree’s ownership of Fortegra was 79.3% as of June 30, 2024 (before conversion of Fortegra preferred stock and impacts of warrants and unvested employee stock awards). Services Insurance 273 400 90 96 $362 $495 Q2'23 Q2'24 65 76 23 32 $88 $108 Q2'23 Q2'24 40.8% 47.3% 35.1% 30.9% 14.3% 11.7% 90.2% 89.9% Q2'23 Q2'24 Acquisition ratio Q2’23 Q2’24 Q2’23 YTD Q2’24 YTD Premiums & equivalents $716.1 $776.1 $1,337.2 $1,439.5 Net written premiums $320.6 $365.9 $601.7 $684.0 Revenue $384.7 $529.9 $753.1 $1,008.7 Pre-tax income (loss) $30.4 $51.3 $49.9 $88.1 Adjusted net income1 $30.1 $40.3 $53.1 $74.4 Adjusted ROAE1 32.4% 30.3% 29.6% 29.7% Combined ratio 90.2% 89.9% 90.8% 90.0%

Investment Portfolio Cash & Equivalents 33% Government & Agency 24% Corporate Bonds 28% Muni & ABS 5% Equities 5% Other Alternatives 5% Cash & Equivalents 37% Government & Agency 26% AAA 2% AA 6% A 12% BBB 15% BB+ and below 2% $1,258mm 6 Asset Allocation Liquid and Highly-Rated Fixed Income Portfolio ($ in millions) 1,123 1,258 114 128 $1,237 $1,387 Q2'23 Q2'24 Other investments Fixed Income & Cash $1,387mm ◼ 2.7 year duration ◼ AA, S&P rating 4.1%3.1%Book yield Q2’23 Q2’24 Q2’23 YTD Q2’24 YTD Net investment income – P&L $9.1 $6.4 $14.2 $13.1 Cash and cash equivalent interest income $2.0 $5.8 $4.2 $9.5 Net realized and unrealized gains (losses) – P&L $(4.4) $2.5 $(9.0) $5.4 Unrealized gains (losses) on AFS Securities – OCI $(3.5) $(0.8) $5.9 $(5.6) Return Metrics (Pre-tax, before NCI)

Fortegra – A Highly Profitable and Growing Specialty Insurer $14.1 $17.7 $26.9 $40.1 $53.1 $74.4 Q2'19 Q2'20 Q2'21 Q2'22 Q2'23 Q2'24 7 ($ in millions, all figures represent Q2 year-to-date) Gross Written Premiums & Equivalents1 Underwriting & Fee Revenues and Margin2 Adjusted Net Income2 461 490 765 880 1,146 1,252 35 103 158 175 191 188 $496 $593 $923 $1,055 $1,337 $1,439 Q2'19 Q2'20 Q2'21 Q2'22 Q2'23 Q2'24 Combined Ratio Adj. ROAE%2 Adj. Net Income Loss Ratio Expense Ratio Insurance Services 1 Gross written premiums and premium equivalents represent total gross written premiums from insurance policies and warranty service contracts issued during a reporting period. 2 See the appendix for a reconciliation of Non-GAAP measures including Adjusted Net Income (before non-controlling interests), Adjusted return on average equity (annualized), underwriting and fee revenues and underwriting and fee margin. 11% U/W & Fee Revenues 25% U/W & Fee Margin 30%18%13% $67 $82 $112 $132 $165 $209 Q2'19 Q2'20 Q2'21 Q2'22 Q2'23 Q2'24 $283 $310 $440 $562 $712 $943 Q2'19 Q2'20 Q2'21 Q2'22 Q2'23 Q2'24 28.4% 35.5% 35.6% 37.2% 40.6% 46.8% 47.9% 38.2% 39.0% 39.3% 36.2% 31.0% 16.9% 18.9% 17.0% 13.9% 14.0% 12.2% 93.2% 92.6% 91.6% 90.4% 90.8% 90.0% Q2'19 Q2'20 Q2'21 Q2'22 Q2'23 Q2'24 Acquisition Ratio 30%

Performance Highlights Q2’24

6.5 3.9 53.8 53.3 38.9 5.4 102.3 53.8 $201.5 $116.5 Q2'23 Q2'24 Financial drivers 9 Tiptree Capital – Financial Performance Highlights Mortgage: • Mortgage origination volumes of $437mm, up 2% from PY • Pre-tax contributions above PY driven by positive FV adjustment on MSR asset; gain on sale margins consistent at 4.8% • MSR asset of $42mm Cash & U.S Government Securities: • Invested in U.S. Government and money market funds Equities: • Investments gains of $2.1mm, driven by realized gains on equities, partially offset by loss on Invesque • In April 2024, we sold our Invesque shares for $0.6mm, crystallizing a capital loss for tax purposes of $106.8mm Capital Allocation Q2’24 Year-to-date Highlights ($ in millions) Mortgage Other Equity Securities Cash and U.S. Government Securities Pre-tax income (loss) Q2’23 Q2’24 Q2’23 YTD Q2’24 YTD Mortgage $1.3 $0.5 $(1.3) $1.3 Senior living (Invesque) (0.1) - (1.6) $(2.9) Maritime transportation (0.9) (0.3) (0.7) (0.3) Other 2.5 0.5 5.2 6.4 Total $2.8 $0.7 $1.6 $4.5

01 Summary & Outlook

Continued Shareholder Value Creation 11 ($ in millions) Adjusted Net Income1 Adj ROAE%1 13.9% 18.3% $55.2 $76.7 LTM Q2'23 LTM Q2'24 $137 million1 $116 million4 10x – 32x6 (Median 17x) Peer Multiples LTM Adj. NI Warburg Transaction Multiple Total Diluted Shares 38.1 million5 13.5x2 1 See the appendix for a reconciliation of Non-GAAP measures including Adjusted Net Income and Adjusted return on average equity (annualized). 2 Based on Warburg Pincus valuation trailing multiple of 13.5x adjusted net income as of signing in September 2021. 3 Tiptree’s as converted ownership as of Q2’24 (including impact of employee stock awards at Fortegra) assuming valuation at 13.5x trailing adjusted net income. 4 Includes Tiptree Inc. stockholders’ equity of Mortgage, Tiptree Capital – Other and Corporate, excluding the deferred tax liability relating to Tiptree’s investment in Fortegra. 5 Diluted shares as of June 30, 2024, represents basic outstanding shares of 36,785,305 plus dilutive shares of 1,312,569 which includes unvested RSUs and outstanding options (assumed to be exercised cashless). 6 Peer multiples include AFG, AIZ, KNSL, MKL, PLMR, RLI, SKWD, WRB and represent share price as of 7/19/2024 over trailing twelve months normalized EPS as of 3/31/2023. Source: S&P Capital IQ. 70% diluted ownership3 100% ownership Book value 42% year-over-year growth

12 ❑ Maintain consistent top-line growth and sustained underwriting profitability over the long-term in our insurance business ❑ Continue to look for opportunities to allocate capital for long-term value creation Summary & Outlook ($ in millions) ✓ Strong operating performance from our businesses – Fortegra continues to deliver record financial and operating performance – Increasing yields on investment portfolio – Mortgage business profitable First Half 2024 Highlights Looking Ahead

Appendix Non-GAAP Reconciliations • Insurance underwriting and fee revenue • Insurance underwriting and fee margin • Book Value per share • Adjusted net income

Non-GAAP Reconciliations 14 Adjusted Net Income We define adjusted net income as income before taxes, less provision (benefit) for income taxes, and excluding the after-tax impact of various expenses that we consider to be unique and non-recurring in nature, including merger and acquisition related expenses, stock-based compensation, net realized and unrealized gains (losses) and intangibles amortization associated with purchase accounting, all of which is reduced for non- controlling interests. The calculation of adjusted net income excludes net realized and unrealized gains (losses) that relate to investments or assets rather than business operations. Adjusted net income should not be viewed as a substitute for income before taxes calculated in accordance with GAAP, and other companies may define adjusted net income differently. Adjusted net income (before NCI) is presented before the impacts of non-controlling interests. We present adjustments for amortization associated with acquired intangible assets. The intangible assets were recorded as part of purchase accounting in connection with Tiptree’s acquisition of Fortegra Financial in 2014, Defend in 2019, and Smart AutoCare and Sky Auto in 2020, ITC in 2022 and Premia in 2023. The intangible assets acquired contribute to overall revenue generation, and the respective purchase accounting adjustments will continue to occur in future periods until such intangible assets are fully amortized in accordance with the respective amortization periods required by GAAP. We define adjusted return on average equity as adjusted net income expressed on an annualized basis as a percentage of average beginning and ending stockholder’s equity during the period. We use adjusted return on average equity as an internal performance measure in the management of our operations because we believe it gives our management and other users of our financial information useful insight into our results of operations and our underlying business performance. Adjusted return on average equity should not be viewed as a substitute for return on average equity calculated in accordance with GAAP, and other companies may define adjusted return on average equity differently. Book value per share Management believes the use of book value per share provides supplemental information useful to investors as it is frequently used by the financial community to analyze company growth on a relative per share basis. Insurance – Underwriting and Fee Revenues We generally manage our exposure to the underwriting risk we assume using both reinsurance (e.g., quota share and excess of loss) and retrospective commission agreements with our partners (e.g., commissions paid are adjusted based on the actual underlying losses incurred), which mitigate our risk. Period-over-period comparisons of revenues and expenses are often impacted by the Producer Owned Reinsurance Company (PORCs) and distribution partners’ choice as to whether to retain risk, specifically service and administration fees and ceding commissions, both components of revenue, and policy and contract benefits and commissions paid to our partners and reinsurers. Generally, when losses are incurred, the risk which is retained by our partners and reinsurers is reflected in a reduction in commissions paid. In order to better explain to investors the underwriting performance of the Company’s programs and the respective retentions between the Company and its agents and reinsurance partners, we use non-GAAP metrics of underwriting and fee revenues and underwriting and fee margin. We define underwriting and fee revenues as total revenues excluding net investment income, net realized gains (losses) and net unrealized gains (losses), ceding fees, ceding commissions and cash and cash equivalent interest income as reported in other income. Underwriting and fee revenues represents revenues generated by our underwriting and fee-based operations and allows us to evaluate our underwriting performance without regard to investment income. We use this metric as we believe it gives our management and other users of our financial information useful insight into our underlying business performance. Underwriting and fee revenues should not be viewed as a substitute for total revenues calculated in accordance with GAAP, and other companies may define underwriting and fee revenues differently. Insurance - Underwriting and Fee Margin We define underwriting and fee margin as income before taxes, excluding net investment income, net realized gains (losses), net unrealized gains (losses), cash and cash equivalent interest income, employee compensation and benefits, other expenses, interest expense and depreciation and amortization. Underwriting and fee margin represents the underwriting performance of our underwriting and fee-based programs. As such, underwriting and fee margin excludes general administrative expenses, interest expense, depreciation and amortization and other corporate expenses as those expenses support the vertically integrated business model and not any individual component of our business mix. We use this metric as we believe it gives our management and other users of our financial information useful insight into the specific performance of our underlying underwriting and fee programs. Underwriting and fee income should not be viewed as a substitute for income before taxes calculated in accordance with GAAP, and other companies may define underwriting and fee margin differently.

15 Non-GAAP Reconciliations – Underwriting & Fee Revenues & Margin ($ in thousands, except per share information) 2024 2023 2024 2023 2022 2021 2020 2019 Total Revenues 529,942$ 384,677$ 1,008,698$ 753,121$ 576,360$ 474,818$ 308,294$ 306,205$ Less: Net investment income (6,381) (9,088) (13,139) (14,197) (6,532) (6,001) (5,780) (4,954) Less: Net realized and unrealized gains (losses) (2,545) 4,379 (5,364) 8,986 16,769 (12,496) 27,966 (5,759) Less: Ceding fees (15,041) (11,040) (29,660) (22,902) (18,367) (10,688) (8,648) (6,562) Less: Ceding commissions (5,065) (4,676) (7,809) (8,321) (5,863) (6,105) (11,060) (5,552) Less: Cash and cash equivalent interest income (5,759) (2,000) (9,492) (4,220) (309) (27) (513) (489) Underwriting and fee revenues - Non GAAP 495,151$ 362,252$ 943,234$ 712,467$ 562,058$ 439,501$ 310,259$ 282,888$ 2024 2023 2024 2023 2022 2021 2020 2019 Income (loss) before income taxes 51,250$ 30,417$ 88,061$ 49,862$ 23,753$ 36,232$ (13,029)$ 16,770$ Less: Net investment income (6,381) (9,088) (13,139) (14,197) (6,532) (6,001) (5,780) (4,954) Less: Net realized and unrealized gains (losses) (2,545) 4,379 (5,364) 8,986 16,769 (12,496) 27,966 (5,759) Less: Money market interest income (5,759) (2,000) (9,492) (4,220) (309) (27) (513) (489) Plus: Depreciation and amortization 4,833 5,321 9,916 10,132 8,955 8,598 4,900 4,554 Plus: Interest expense 7,488 6,580 15,127 12,661 10,139 8,829 7,230 7,619 Plus: Employee compensation and benefits 31,558 27,710 63,008 52,323 42,088 37,481 31,958 24,042 Plus: Other expenses 27,559 24,216 60,720 49,585 37,438 39,123 28,908 25,316 Underwriting and fee margin 108,003$ 87,535$ 208,837$ 165,132$ 132,301$ 111,739$ 81,640$ 67,099$ 2024 2023 Total stockholders’ equity 618,069$ 546,068$ Less: Non-controlling interests (181,620) (144,176) Total stockholders’ equity, net of non-controlling interests 436,449$ 401,892$ Total common shares outstanding 36,785 36,742 Book value per share 11.86$ 10.94$ Three Months Ended June 30, Three Months Ended June 30, As of June 30, Six Months Ended June 30, Six Months Ended June 30,

16 Non-GAAP Reconciliations – Adjusted Net Income The footnotes below correspond to the tables above, under “—Adjusted Net Income - Non-GAAP” and “—Adjusted Return on Average Equity - Non-GAAP”. 1 Net realized and unrealized gains (losses) added back in Adjusted net income excludes net realized and unrealized gains (losses) from the mortgage segment and unrealized gains (losses) on mortgage servicing rights. 2 Specifically associated with acquisition purchase accounting. See Note (8) Goodwill and Intangible Assets, net. 3 For the three months ended June 30, 2024, 2023, and 2022 included in other expenses were expenses related to legal and other expenses associated with preparation of the registration statement for the withdrawn Fortegra initial public offering in 2024 and acquisitions of services businesses in 2023 and 2022, respectively. 4 For the three months ended June 30, 2024, and 2023, non-cash fair-value adjustments represent a change in fair value of the Fortegra Additional Warrant liability. 5 For the three months ended June 30, 2024, 2023 and 2022, included in the adjustment is an add-back of $6.4 million, $3.5 million, and $25.5 million, respectively, related to deferred tax expense from the WP Transaction. 6 Tax on adjustments represents the tax applied to the total non-GAAP adjustments and includes adjustments for non-recurring or discrete tax impacts. 7 Total Adjusted return on average equity after non-controlling interests was 22.7%, 17.6%, and 14.1% for the three months ended June 30, 2024, 2023, and 2022 respectively, based on $24.4 million, $17.6 million, and $13.3 million of Adjusted net income over $430.6 million, $401.3 million, and $378.5 million of average Tiptree Inc. stockholders’ equity. ($ in thousands) Insurance Mortgage Other Corporate Total Insurance Mortgage Other Corporate Total Insurance Mortgage Other Corporate Total Income (loss) before taxes 51,250$ 528$ 212$ (11,344)$ 40,646$ 30,417$ 1,312$ 1,455$ (9,510)$ 23,674$ 9,071$ 24$ 9,042$ (13,330)$ 4,807$ Less: Income tax (benefit) expense (13,568) (113) (116) (4,876) (18,673) (8,928) (306) (497) (2,093) (11,824) (3,670) 12 (1,300) (21,597) (26,555) Less: Net realized and unrealized gains (losses) 1 (2,545) (289) 103 - (2,731) 4,379 (1,588) (1,063) - 1,728 10,126 (1,580) (4,450) - 4,096 Plus: Intangibles amortization 2 3,727 - - - 3,727 3,895 - - - 3,895 4,085 - - - 4,085 Plus: Stock-based compensation expense 1,022 - - 2,375 3,397 488 - - 1,504 1,992 24 - 23 10 57 Plus: Non-recurring expenses 3 166 - - - 166 238 - - - 238 1,449 - (1,055) 2,108 2,502 Plus: Non-cash fair value adjustments 4 861 - - - 861 (46) - - - (46) - - 2,170 - 2,170 Plus: Impact of tax deconsolidation of Fortegra 5 - - - 6,357 6,357 - - - 3,500 3,500 1,560 - - 23,969 25,529 Less: Tax on adjustments 6 (597) 55 (24) (405) (971) (324) 373 324 274 647 (3,707) 361 658 (17) (2,705) Adjusted net income (before NCI) 40,316$ 181$ 175$ (7,893)$ 32,779$ 30,119$ (209)$ 219$ (6,325)$ 23,804$ 18,938$ (1,183)$ 5,088$ (8,857)$ 13,986$ Less: Impact of non-controlling interests (8,357) - - - (8,357) (6,174) - - - (6,174) (672) (672) Adjusted net income 31,959$ 181$ 175$ (7,893)$ 24,422$ 23,945$ (209)$ 219$ (6,325)$ 17,630$ 18,266$ (1,183)$ 5,088$ (8,857)$ 13,314$ Adjusted net income (before NCI) 40,316$ 181$ 175$ (7,893)$ 32,779$ 30,119$ (209)$ 219$ (6,325)$ 23,804$ 18,938$ (1,183)$ 5,088$ (8,857)$ 13,986$ Average stockholders’ equity 531,447$ 53,092$ 66,580$ (42,766)$ 608,353$ 371,843$ 53,297$ 150,672$ (31,999)$ 543,813$ 309,774$ 57,537$ 108,019$ (21,082)$ 454,248$ Adjusted return on average equity 7 30.3% 1.4% 1.1% NM% 21.6% 32.4% (1.6)% 0.6% NM% 17.5% 24.5% (8.2)% 18.8% NM% 12.3% Three Month Ended June 30, 2022 Tiptree CapitalTiptree Capital Three Months Ended June 30, 2024 Tiptree Capital Three Months Ended June 30, 2023

17 Non-GAAP Reconciliations – Adjusted Net Income The footnotes below correspond to the tables above, under “—Adjusted Net Income - Non-GAAP” and “—Adjusted Return on Average Equity - Non-GAAP”. 1 Net realized and unrealized gains (losses) added back in Adjusted net income excludes net realized and unrealized gains (losses) from the mortgage segment and unrealized gains (losses) on mortgage servicing rights. 2 Specifically associated with acquisition purchase accounting. See Note (8) Goodwill and Intangible Assets, net. 3 For the six months ended June 30, 2024, 2023, and 2022 included in other expenses were expenses related to legal and other expenses associated with preparation of the registration statement for the withdrawn Fortegra initial public offering in 2024 and acquisitions of services businesses in 2023 and 2022, respectively. 4 For the six months ended June 30, 2024, and 2023, non-cash fair-value adjustments represent a change in fair value of the Fortegra Additional Warrant liability. 5 For the six months ended June 30, 2024, 2023 and 2022, included in the adjustment is an add-back of $10.8 million, $5.8 million, and $25.5 million, respectively, related to deferred tax expense from the WP Transaction. 6 Tax on adjustments represents the tax applied to the total non-GAAP adjustments and includes adjustments for non-recurring or discrete tax impacts. 7 Total Adjusted return on average equity after non-controlling interests was 21.1%, 15.1%, and 14.5% for the six months ended June 30, 2024, 2023, and 2022 respectively, based on $45.0 million, $30.2 million, and $28.0 million of Adjusted net income over $426.7 million, $399.6 million, and $386.7 million of average Tiptree Inc. stockholders’ equity. ($ in thousands) Insurance Mortgage Other Corporate Total Insurance Mortgage Other Corporate Total Insurance Mortgage Other Corporate Total Income (loss) before taxes 88,061$ 1,281$ 3,205$ (22,202)$ 70,345$ 49,862$ (1,253)$ 2,897$ (19,659)$ 31,847$ 23,753$ 4,290$ 1,391$ (25,579)$ 3,855$ Less: Income tax (benefit) expense (23,490) (276) (808) (7,917) (32,491) (13,675) 307 (760) (2,718) (16,846) (7,334) (966) 494 (18,663) (26,469) Less: Net realized and unrealized gains (losses) 1 (5,364) (1,449) (2,038) - (8,851) 8,986 (145) (740) - 8,101 16,769 (7,894) 4,401 - 13,276 Plus: Intangibles amortization 2 7,698 - - - 7,698 7,789 - - - 7,789 8,031 - - - 8,031 Plus: Stock-based compensation expense 1,804 - - 5,428 7,232 521 - - 3,786 4,307 2,343 - 23 3,849 6,215 Plus: Non-recurring expenses 3 3,336 - - - 3,336 2,363 - - - 2,363 1,472 - (922) 2,108 2,658 Plus: Non-cash fair value adjustments 4 5,072 - - - 5,072 (164) - - - (164) - - 3,684 - 3,684 Plus: Impact of tax deconsolidation of Fortegra 5 - - - 10,822 10,822 - - - 5,814 5,814 1,560 - - 23,969 25,529 Less: Tax on adjustments 6 (2,668) 316 469 (892) (2,775) (2,624) 29 235 237 (2,123) (6,532) 1,831 (1,455) (1,185) (7,341) Adjusted net income (before NCI) 74,449$ (128)$ 828$ (14,761)$ 60,388$ 53,058$ (1,062)$ 1,632$ (12,540)$ 41,088$ 40,062$ (2,739)$ 7,616$ (15,501)$ 29,438$ Less: Impact of non-controlling interests (15,433) - - - (15,433) (10,899) - - - (10,899) (1,437) - - - (1,437) Adjusted net income 59,016$ (128)$ 828$ (14,761)$ 44,955$ 42,159$ (1,062)$ 1,632$ (12,540)$ 30,189$ 38,625$ (2,739)$ 7,616$ (15,501)$ 28,001$ Adjusted net income (before NCI) 74,449$ (128)$ 828$ (14,761)$ 60,388$ 53,058 (1,062) 1,632 (12,540) 41,088 40,062 (2,739) 7,616 (15,501) 29,438 Average stockholders’ equity 500,903 52,798 94,500 (50,884) 597,317 358,600$ 54,272$ 111,285$ 15,665$ 539,822$ 314,592$ 58,981$ 112,190$ (23,001)$ 462,762$ Adjusted return on average equity 7 29.7% (0.5)% 1.8% NM% 20.2% 29.6% (3.9)% 2.9% NM% 15.2% 25.5% (9.3)% 13.6% NM% 12.7% Tiptree Capital Six Months June 30, 2024 Six Months June 30, 2023 Six Months June 30, 2022 Tiptree Capital Tiptree Capital

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