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Reinsurance Receivables (Tables)
 6 Months Ended
Jun. 30, 2023
Reinsurance Disclosures [Abstract]  
Effects of reinsurance The following table presents the effect of reinsurance on premiums written and earned by our insurance business for the following periods:
Direct AmountCeded to Other CompaniesAssumed from Other CompaniesNet AmountPercentage of Amount - Assumed to Net
Three Months Ended June 30, 2023
Premiums written:
Life insurance$20,177 $10,592 $60 $9,645 0.6 %
Accident and health insurance28,526 19,508 5,931 14,949 39.7 %
Property and liability insurance452,625 263,820 107,173 295,978 36.2 %
Total premiums written$501,328 $293,920 $113,164 $320,572 35.3 %
Premiums earned:
Life insurance20,380 10,136 71 10,315 0.7 %
Accident and health insurance33,338 22,679 5,942 16,601 35.8 %
Property and liability insurance340,601 202,434 104,712 242,879 43.1 %
Total premiums earned$394,319 $235,249 $110,725 $269,795 41.0 %
Three Months Ended June 30, 2022
Premiums written:
Life insurance$24,036 $11,428 $46 $12,654 0.4 %
Accident and health insurance33,327 22,779 6,647 17,195 38.7 %
Property and liability insurance296,251 157,294 66,411 205,368 32.3 %
Total premiums written$353,614 $191,501 $73,104 $235,217 31.1 %
Premiums earned:
Life insurance20,541 10,309 139 10,371 1.3 %
Accident and health insurance33,316 22,518 6,709 17,507 38.3 %
Property and liability insurance257,061 135,224 66,226 188,063 35.2 %
Total premiums earned$310,918 $168,051 $73,074 $215,941 33.8 %
Six Months Ended June 30, 2023
Premiums written:
Life insurance$37,464 $19,182 $117 $18,399 0.6 %
Accident and health insurance57,770 39,017 11,892 30,645 38.8 %
Property and liability insurance831,012 486,410 208,072 552,674 37.6 %
Total premiums written$926,246 $544,609 $220,081 $601,718 36.6 %
Premiums earned:
Direct AmountCeded to Other CompaniesAssumed from Other CompaniesNet AmountPercentage of Amount - Assumed to Net
Life insurance$41,077 $20,490 $152 20,739 0.7 %
Accident and health insurance67,719 45,953 11,918 33,684 35.4 %
Property and liability insurance647,370 375,288 208,620 480,702 43.4 %
Total premiums earned$756,166 $441,731 $220,690 $535,125 41.2 %
Six Months Ended June 30, 2022
Premiums written:
Life insurance$44,095 $19,822 $95 $24,368 0.4 %
Accident and health insurance68,165 46,325 6,896 28,736 24.0 %
Property and liability insurance595,414 313,483 164,883 446,814 36.9 %
Total premiums written$707,674 $379,630 $171,874 $499,918 34.4 %
Premiums earned:
Life insurance$40,481 $20,435 $307 20,353 1.5 %
Accident and health insurance69,374 47,069 7,041 29,346 24.0 %
Property and liability insurance514,541 276,639 136,756 374,658 36.5 %
Total premiums earned$624,396 $344,143 $144,104 $424,357 34.0 %

The following table presents the components of policy and contract benefits, including the effect of reinsurance on losses and loss adjustment expenses (LAE) incurred:
Direct AmountCeded to Other CompaniesAssumed from Other CompaniesNet AmountPercentage of Amount - Assumed to Net
Three Months Ended June 30, 2023
Losses and LAE Incurred
Life insurance$11,338 $6,218 $18 $5,138 0.4 %
Accident and health insurance6,175 5,091 1,308 2,392 54.7 %
Property and liability insurance144,238 100,970 64,229 107,497 59.7 %
Total losses and LAE incurred$161,751 $112,279 $65,555 $115,027 57.0 %
Member benefit claims (1)
32,707 
Total policy and contract benefits$147,734 
Three Months Ended June 30, 2022
Losses and LAE Incurred
Life insurance$11,005 $5,988 $81 $5,098 1.6 %
Accident and health insurance7,983 6,589 4,921 6,315 77.9 %
Property and liability insurance103,839 69,597 37,298 71,540 52.1 %
Total losses and LAE incurred$122,827 $82,174 $42,300 $82,953 51.0 %
Member benefit claims (1)
21,712 
Total policy and contract benefits$104,665 
Six Months ended June 30, 2023
Losses and LAE Incurred
Life insurance$24,583 $13,422 $56 $11,217 0.5 %
Accident and health insurance12,742 9,595 5,813 8,960 64.9 %
Property and liability insurance277,928 189,902 121,151 209,177 57.9 %
Total losses and LAE incurred$315,253 $212,919 $127,020 $229,354 55.4 %
Member benefit claims (1)
60,055 
Total policy and contract benefits$289,409 
Six Months Ended June 30, 2022
Losses and LAE Incurred
Life insurance$27,610 $14,770 $346 $13,186 2.6 %
Accident and health insurance17,971 14,338 6,093 9,726 62.6 %
Property and liability insurance214,215 146,544 75,646 143,317 52.8 %
Total losses and LAE incurred$259,796 $175,652 $82,085 $166,229 49.4 %
Member benefit claims (1)
42,882 
Total policy and contract benefits$209,111 
(1)    Member benefit claims are not covered by reinsurance.

The following table presents the components of the reinsurance receivables:
As of
June 30, 2023December 31, 2022
Prepaid reinsurance premiums:
Life insurance (1)
$74,056 $75,553 
Accident and health insurance (1)
74,782 81,718 
Property and liability insurance689,384 568,199 
Total838,222 725,470 
Ceded claim reserves:
Life insurance3,808 3,965 
Accident and health insurance20,381 19,408 
Property and liability insurance319,608 243,726 
Total ceded claim reserves recoverable343,797 267,099 
Other reinsurance settlements recoverable262,776 183,521 
Reinsurance receivables$1,444,795 $1,176,090 
(1)    Including policyholder account balances ceded.
Components of reinsurance receivable
The following table presents the aggregate amount included in reinsurance receivables that is comprised of the three largest receivable balances from non-affiliated reinsurers:
As of
June 30, 2023
Total of the three largest receivable balances from non-affiliated reinsurers$210,000