Delaware | 36-2517428 | |
(State or other jurisdiction of incorporation) | (IRS Employer Identification No.) |
o | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
o | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
o | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
o | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Exhibit No. | Description | |
99.1 | Monthly Credit Card Charge-off and Delinquency Statistics as of and for each of the twelve months ended November 30, 2014. |
DISCOVER FINANCIAL SERVICES | ||||||
Dated: December 15, 2014 | By: | /s/ D. Christopher Greene | ||||
Name: D. Christopher Greene | ||||||
Title: Vice President, Deputy General Counsel and Assistant Secretary |
Exhibit Number | Description | |
99.1 | Monthly Credit Card Charge-off and Delinquency Statistics as of and for each of the twelve months ended November 30, 2014. | |
Nov 30, 2014 | Oct 31, 2014 | Sep 30, 2014 | Aug 31, 2014 | Jul 31, 2014 | Jun 30, 2014 | May 31, 2014 | Apr 30, 2014 | Mar 31, 2014 | Feb 28, 2014 | Jan 31, 2014 | Dec 31, 2013 | ||||||||||||||||||||||||||
Ending Loans | $54.6 | $53.6 | $53.7 | $53.7 | $53.1 | $52.7 | $52.5 | $51.6 | $50.9 | $50.7 | $51.8 | $53.1 | |||||||||||||||||||||||||
Average Loans | $53.8 | $53.4 | $53.5 | $53.2 | $52.6 | $52.4 | $51.7 | $51.1 | $50.5 | $51.3 | $52.3 | $52.3 | |||||||||||||||||||||||||
Net Principal Charge-off Rate (1) | 2.4 | % | 2.1 | % | 2.2 | % | 2.2 | % | 2.1 | % | 2.3 | % | 2.4 | % | 2.3 | % | 2.3 | % | 2.5 | % | 2.2 | % | 2.2 | % | |||||||||||||
Delinquency rate (over 30 days) (2) | 1.8 | % | 1.8 | % | 1.7 | % | 1.7 | % | 1.7 | % | 1.6 | % | 1.6 | % | 1.7 | % | 1.7 | % | 1.8 | % | 1.8 | % | 1.7 | % |